Stockton Mortgage Corporation Rates, Fees & Info

FRANKFORT, KY

LEI: 549300QR0KFPEDZPEI42

Tax ID: 61-1392032

4.8 stars - out of 5 stars, based on 104 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Stockton Mortgage Corporation is a small mortgage company specializing in Home Purchase and Refi loans. Stockton Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Atlanta, Louisville/jefferson County, Lexington, Washington, and Cincinnati among others. Stockton Mortgage Corporation has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Stockton Mortgage Corporation is typically an average fee lendor.


Originations

10,790

Origination Dollar Volume (All Markets)

$2,491,660,000
Show all (21) awards

Relative Rate

Stockton Mortgage Corporation's average 30 year fixed rate mortgage of loans were 3.14%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.01%.

Relative Fees

Stockton Mortgage Corporation's average total fees for a 30 year fixed rate mortgage are $4,989.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1,651 $522,325,000 $316,369 $5,031 3.00%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 966 $199,510,000 $206,532 $4,129 3.10%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 891 $185,165,000 $207,817 $3,982 3.11%
Outside of Metro Areas 1,095 $185,085,000 $169,027 $4,479 3.13%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 402 $159,990,000 $397,985 $6,532 2.86%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 591 $126,985,000 $214,865 $4,486 3.17%
JACKSONVILLE, FL (FHA|USDA|VA) 330 $88,960,000 $269,576 $5,913 2.99%
KNOXVILLE, TN (FHA|USDA|VA) 319 $74,045,000 $232,116 $4,847 3.09%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 237 $69,155,000 $291,793 $5,602 3.03%
Frankfort, KY (FHA|USDA|VA) 311 $56,585,000 $181,945 $4,066 3.12%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 219 $56,005,000 $255,731 $4,501 3.23%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 205 $55,995,000 $273,146 $5,405 3.00%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 215 $42,035,000 $195,512 $5,177 3.11%
BOWLING GREEN, KY (FHA|USDA|VA) 220 $41,620,000 $189,182 $4,163 3.02%
Richmond-Berea, KY (FHA|USDA|VA) 193 $36,955,000 $191,477 $4,443 3.13%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 101 $31,045,000 $307,376 $5,553 2.94%
DALTON, GA (FHA|USDA|VA) 152 $30,010,000 $197,434 $6,172 3.23%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 129 $27,075,000 $209,884 $3,883 3.17%
SAVANNAH, GA (FHA|USDA|VA) 100 $23,010,000 $230,100 $6,518 2.79%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 109 $22,035,000 $202,156 $4,958 3.23%
Bardstown, KY (FHA|USDA|VA) 102 $18,500,000 $181,373 $3,851 3.02%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 110 $18,340,000 $166,727 $4,348 3.15%
Tullahoma-Manchester, TN (FHA|USDA|VA) 95 $17,465,000 $183,842 $4,791 3.09%
GAINESVILLE, GA (FHA|USDA|VA) 56 $15,810,000 $282,321 $4,291 3.06%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 63 $14,265,000 $226,429 $5,205 3.12%
KOKOMO, IN (FHA|USDA|VA) 109 $13,495,000 $123,807 $3,744 3.23%
Cookeville, TN (FHA|USDA|VA) 69 $13,205,000 $191,377 $4,078 2.80%
Danville, KY (FHA|USDA|VA) 74 $12,980,000 $175,405 $4,529 3.22%
CLEVELAND, TN (FHA|USDA|VA) 59 $11,665,000 $197,712 $4,300 3.07%
DAYTON-KETTERING, OH (FHA|USDA|VA) 50 $10,850,000 $217,000 $4,799 3.23%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 35 $10,515,000 $300,429 $6,560 2.98%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 80 $10,430,000 $130,375 $4,306 3.26%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 39 $10,295,000 $263,974 $5,824 2.88%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 51 $9,885,000 $193,824 $5,213 3.15%
JOHNSON CITY, TN (FHA|USDA|VA) 45 $9,615,000 $213,667 $5,148 3.28%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 28 $8,180,000 $292,143 $6,068 3.07%
Central City, KY (FHA|USDA|VA) 52 $7,570,000 $145,577 $3,278 3.00%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 35 $6,985,000 $199,571 $4,387 3.02%
LONGVIEW, TX (FHA|USDA|VA) 29 $6,955,000 $239,828 $6,638 3.41%
Campbellsville, KY (FHA|USDA|VA) 49 $6,905,000 $140,918 $4,707 3.19%
Mount Sterling, KY (FHA|USDA|VA) 36 $6,510,000 $180,833 $4,844 3.17%
Jefferson, GA (FHA|USDA|VA) 25 $6,485,000 $259,400 $5,967 3.04%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 22 $6,080,000 $276,364 $6,111 2.95%
Glasgow, KY (FHA|USDA|VA) 33 $5,945,000 $180,152 $4,953 3.12%
BRUNSWICK, GA (FHA|USDA|VA) 22 $5,600,000 $254,545 $5,688 2.84%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 19 $5,325,000 $280,263 $8,725 3.30%
Somerset, KY (FHA|USDA|VA) 33 $5,095,000 $154,394 $4,788 3.16%
Mayfield, KY (FHA|USDA|VA) 36 $4,930,000 $136,944 $3,329 2.98%
Sevierville, TN (FHA|USDA|VA) 20 $4,860,000 $243,000 $5,213 3.02%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 21 $4,715,000 $224,524 $2,798 2.91%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 9 $4,605,000 $511,667 $10,062 3.38%
Cornelia, GA (FHA|USDA|VA) 28 $4,510,000 $161,071 $5,476 3.29%
JACKSON, TN (FHA|USDA|VA) 27 $4,435,000 $164,259 $6,424 3.09%
Statesboro, GA (FHA|USDA|VA) 19 $4,185,000 $220,263 $5,222 3.07%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 11 $4,185,000 $380,455 $7,801 3.06%
WARNER ROBINS, GA (FHA|USDA|VA) 19 $4,135,000 $217,632 $6,039 3.22%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 17 $4,065,000 $239,118 $5,698 3.12%
HATTIESBURG, MS (FHA|USDA|VA) 19 $4,055,000 $213,421 $6,437 3.23%
MORRISTOWN, TN (FHA|USDA|VA) 21 $3,475,000 $165,476 $5,546 3.05%
Murray, KY (FHA|USDA|VA) 17 $3,395,000 $199,706 $3,817 2.95%
Calhoun, GA (FHA|USDA|VA) 20 $3,370,000 $168,500 $6,140 3.32%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 17 $3,335,000 $196,176 $6,014 3.14%
Holland, MI (FHA|USDA|VA) 16 $3,040,000 $190,000 $4,891 3.24%
GADSDEN, AL (FHA|USDA|VA) 17 $2,915,000 $171,471 $3,132 3.11%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 13 $2,885,000 $221,923 $33,987 3.25%
Greeneville, TN (FHA|USDA|VA) 18 $2,820,000 $156,667 $4,607 3.08%
VALDOSTA, GA (FHA|USDA|VA) 13 $2,665,000 $205,000 $6,990 3.24%
Madisonville, KY (FHA|USDA|VA) 19 $2,615,000 $137,632 $4,525 3.14%
Paducah, KY-IL (FHA|USDA|VA) 16 $2,600,000 $162,500 $3,688 3.20%
Cullman, AL (FHA|USDA|VA) 13 $2,555,000 $196,538 $5,641 3.24%
EVANSVILLE, IN-KY (FHA|USDA|VA) 11 $2,405,000 $218,636 $4,262 3.18%
Tupelo, MS (FHA|USDA|VA) 13 $2,405,000 $185,000 $6,286 2.89%
OWENSBORO, KY (FHA|USDA|VA) 10 $2,240,000 $224,000 $3,517 3.21%
OCALA, FL (FHA|USDA|VA) 11 $2,105,000 $191,364 $5,420 3.03%
Martin, TN (FHA|USDA|VA) 11 $1,905,000 $173,182 $6,641 3.23%
GAINESVILLE, FL (FHA|USDA|VA) 10 $1,890,000 $189,000 $5,708 3.21%
Athens, TN (FHA|USDA|VA) 10 $1,880,000 $188,000 $4,604 2.95%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 6 $1,830,000 $305,000 $7,657 3.06%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 3 $1,795,000 $598,333 $8,183 2.83%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 13 $1,785,000 $137,308 $4,154 3.09%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 8 $1,720,000 $215,000 $4,934 3.28%
Milledgeville, GA (FHA|USDA|VA) 9 $1,695,000 $188,333 $4,492 3.43%
COLUMBUS, OH (FHA|USDA|VA) 6 $1,680,000 $280,000 $4,466 3.31%
BATTLE CREEK, MI (FHA|USDA|VA) 13 $1,635,000 $125,769 $4,080 3.14%
London, KY (FHA|USDA|VA) 10 $1,630,000 $163,000 $4,802 3.44%
THE VILLAGES, FL (FHA|USDA|VA) 5 $1,565,000 $313,000 $7,699 3.35%
ROME, GA (FHA|USDA|VA) 7 $1,565,000 $223,571 $5,504 3.30%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 5 $1,525,000 $305,000 $4,861 3.45%
RICHMOND, VA (FHA|USDA|VA) 6 $1,510,000 $251,667 $4,693 3.17%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 7 $1,495,000 $213,571 $3,351 3.05%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 5 $1,475,000 $295,000 $8,382 3.37%
Maysville, KY (FHA|USDA|VA) 8 $1,410,000 $176,250 $4,012 2.95%
McMinnville, TN (FHA|USDA|VA) 8 $1,400,000 $175,000 $4,897 3.14%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 7 $1,375,000 $196,429 $5,292 2.93%
PANAMA CITY, FL (FHA|USDA|VA) 5 $1,375,000 $275,000 $7,201 3.08%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 5 $1,355,000 $271,000 $6,069 3.25%
Crossville, TN (FHA|USDA|VA) 9 $1,335,000 $148,333 $4,756 3.00%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 8 $1,320,000 $165,000 $3,859 3.05%
Dayton, TN (FHA|USDA|VA) 7 $1,315,000 $187,857 $3,839 2.88%
Corinth, MS (FHA|USDA|VA) 8 $1,310,000 $163,750 $6,097 3.09%
St. Marys, GA (FHA|USDA|VA) 5 $1,275,000 $255,000 $4,916 2.65%
SANTA FE, NM (FHA|USDA|VA) 3 $1,255,000 $418,333 $10,627 3.33%
Point Pleasant, WV-OH (FHA|USDA|VA) 12 $1,220,000 $101,667 $4,350 3.39%
MUSKEGON, MI (FHA|USDA|VA) 7 $1,145,000 $163,571 $3,868 3.27%
Peru, IN (FHA|USDA|VA) 8 $1,120,000 $140,000 $3,720 3.06%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 5 $1,085,000 $217,000 $5,804 3.03%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 7 $1,075,000 $153,571 $3,944 3.50%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 6 $1,070,000 $178,333 $3,987 3.60%
Shelbyville, TN (FHA|USDA|VA) 5 $1,055,000 $211,000 $4,275 2.90%
Toccoa, GA (FHA|USDA|VA) 5 $1,015,000 $203,000 $5,335 3.23%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 4 $1,010,000 $252,500 $6,005 2.63%
Key West, FL (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $12,978 3.25%
MONROE, MI (FHA|USDA|VA) 4 $970,000 $242,500 $3,637 3.13%
SALISBURY, MD-DE (FHA|USDA|VA) 4 $900,000 $225,000 $5,448 3.19%
HUNTSVILLE, AL (FHA|USDA|VA) 4 $900,000 $225,000 $6,372 3.03%
PORT ST. LUCIE, FL (FHA|USDA|VA) 4 $870,000 $217,500 $6,888 2.91%
Lake City, FL (FHA|USDA|VA) 3 $865,000 $288,333 $5,537 3.12%
LaGrange, GA-AL (FHA|USDA|VA) 4 $790,000 $197,500 $6,255 3.00%
Lewisburg, TN (FHA|USDA|VA) 4 $790,000 $197,500 $6,265 3.06%
Marion, IN (FHA|USDA|VA) 8 $780,000 $97,500 $3,800 3.31%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 3 $775,000 $258,333 $3,566 3.21%
WINCHESTER, VA-WV (FHA|USDA|VA) 4 $760,000 $190,000 $4,554 3.50%
Palatka, FL (FHA|USDA|VA) 5 $725,000 $145,000 $4,102 3.53%
TALLAHASSEE, FL (FHA|USDA|VA) 3 $705,000 $235,000 $3,566 2.92%
Alexander City, AL (FHA|USDA|VA) 5 $695,000 $139,000 $4,470 3.05%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 3 $675,000 $225,000 $4,010 2.96%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 3 $665,000 $221,667 $4,245 3.04%
COLUMBUS, GA-AL (FHA|USDA|VA) 4 $660,000 $165,000 $3,963 3.03%
Wilmington, OH (FHA|USDA|VA) 4 $620,000 $155,000 $3,071 3.34%
Logansport, IN (FHA|USDA|VA) 5 $615,000 $123,000 $2,571 3.18%
ANN ARBOR, MI (FHA|USDA|VA) 2 $600,000 $300,000 $4,299 3.38%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 4 $600,000 $150,000 $5,836 3.19%
SPRINGFIELD, OH (FHA|USDA|VA) 4 $580,000 $145,000 $5,722 3.59%
AKRON, OH (FHA|USDA|VA) 4 $580,000 $145,000 $6,579 2.94%
SAGINAW, MI (FHA|USDA|VA) 3 $575,000 $191,667 $2,750 3.21%
Laurel, MS (FHA|USDA|VA) 4 $540,000 $135,000 $4,792 2.97%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 2 $540,000 $270,000 $6,385 3.00%
Frankfort, IN (FHA|USDA|VA) 3 $535,000 $178,333 $2,705 2.88%
Paris, TN (FHA|USDA|VA) 4 $530,000 $132,500 $5,681 2.72%
Newport, TN (FHA|USDA|VA) 2 $500,000 $250,000 $4,281 3.44%
Cedartown, GA (FHA|USDA|VA) 2 $480,000 $240,000 $10,733 3.25%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $450,000 $225,000 $5,925 2.81%
Lawrenceburg, TN (FHA|USDA|VA) 2 $450,000 $225,000 $5,658 3.19%
RALEIGH-CARY, NC (FHA|USDA|VA) 2 $450,000 $225,000 $5,372 3.25%
Atmore, AL (FHA|USDA|VA) 3 $435,000 $145,000 $4,181 2.79%
Scottsburg, IN (FHA|USDA|VA) 3 $435,000 $145,000 $2,412 3.42%
Brevard, NC (FHA|USDA|VA) 1 $425,000 $425,000 $7,499 3.00%
CANTON-MASSILLON, OH (FHA|USDA|VA) 2 $400,000 $200,000 $3,010 2.50%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $400,000 $200,000 $5,462 3.13%
WILMINGTON, NC (FHA|USDA|VA) 2 $400,000 $200,000 $3,266 3.50%
Boone, NC (FHA|USDA|VA) 1 $395,000 $395,000 $8,844 3.50%
Big Rapids, MI (FHA|USDA|VA) 2 $390,000 $195,000 $4,532 3.50%
Alma, MI (FHA|USDA|VA) 2 $380,000 $190,000 $3,354 3.31%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $365,000 $365,000 $16,882 2.63%
TOLEDO, OH (FHA|USDA|VA) 3 $365,000 $121,667 $2,951 3.00%
Portsmouth, OH (FHA|USDA|VA) 3 $355,000 $118,333 $5,872 3.13%
Cadillac, MI (FHA|USDA|VA) 2 $350,000 $175,000 $6,672 3.19%
JACKSON, MI (FHA|USDA|VA) 1 $335,000 $335,000 $9,975 3.25%
Mount Pleasant, TX (FHA|USDA|VA) 1 $325,000 $325,000 $4,920 2.50%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1 $325,000 $325,000 $7,368 4.13%
BAY CITY, MI (FHA|USDA|VA) 1 $315,000 $315,000 $8,990 3.75%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 2 $310,000 $155,000 $6,099 2.69%
Vidalia, GA (FHA|USDA|VA) 2 $300,000 $150,000 $6,931 2.88%
Tifton, GA (FHA|USDA|VA) 2 $300,000 $150,000 $3,974 2.69%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1 $275,000 $275,000 $8,252 2.75%
Coldwater, MI (FHA|USDA|VA) 2 $270,000 $135,000 $4,994 3.56%
Clarksburg, WV (FHA|USDA|VA) 1 $265,000 $265,000 $13,095 3.13%
FLINT, MI (FHA|USDA|VA) 2 $260,000 $130,000 $3,494 3.31%
FORT WAYNE, IN (FHA|USDA|VA) 2 $260,000 $130,000 $4,645 3.25%
Albertville, AL (FHA|USDA|VA) 1 $255,000 $255,000 $2,693 2.75%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $245,000 $245,000 $795 3.00%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $245,000 $245,000 $3,000 2.75%
Starkville, MS (FHA|USDA|VA) 1 $225,000 $225,000 $3,855 3.38%
Traverse City, MI (FHA|USDA|VA) 1 $225,000 $225,000 $3,769 3.50%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $225,000 $225,000 $4,797 3.50%
Union City, TN (FHA|USDA|VA) 1 $225,000 $225,000 $7,932 3.00%
Dyersburg, TN (FHA|USDA|VA) 2 $210,000 $105,000 $4,579 2.69%
Dublin, GA (FHA|USDA|VA) 1 $205,000 $205,000 $6,659 2.38%
Bluefield, WV-VA (FHA|USDA|VA) 2 $200,000 $100,000 $2,704 2.69%
CHARLESTON, WV (FHA|USDA|VA) 2 $200,000 $100,000 $4,731 3.25%
SPARTANBURG, SC (FHA|USDA|VA) 1 $195,000 $195,000 $5,622 2.75%
Fort Payne, AL (FHA|USDA|VA) 1 $195,000 $195,000 $3,252 3.25%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $195,000 $195,000 $6,678 3.00%
JACKSON, MS (FHA|USDA|VA) 2 $190,000 $95,000 $2,838 2.93%
HINESVILLE, GA (FHA|USDA|VA) 1 $185,000 $185,000 $7,295 2.88%
Mount Pleasant, MI (FHA|USDA|VA) 1 $175,000 $175,000 $5,024 3.25%
MUNCIE, IN (FHA|USDA|VA) 1 $175,000 $175,000 $2,424 3.25%
Easton, MD (FHA|USDA|VA) 1 $175,000 $175,000 $3,368 2.50%
Lufkin, TX (FHA|USDA|VA) 1 $165,000 $165,000 $4,566 3.13%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $165,000 $165,000 $5,571 2.88%
ALBANY, GA (FHA|USDA|VA) 1 $155,000 $155,000 $3,068 3.13%
Seymour, IN (FHA|USDA|VA) 1 $145,000 $145,000 $5,402 3.63%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $135,000 $135,000 $2,242 2.63%
NILES, MI (FHA|USDA|VA) 1 $135,000 $135,000 $2,834 2.88%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $135,000 $135,000 $3,822 2.63%
Cordele, GA (FHA|USDA|VA) 1 $125,000 $125,000 $6,870 2.88%
Columbus, MS (FHA|USDA|VA) 1 $125,000 $125,000 $4,135 2.88%
Waycross, GA (FHA|USDA|VA) 1 $115,000 $115,000 $2,331 2.88%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $115,000 $115,000 $2,850 3.88%
Middlesborough, KY (FHA|USDA|VA) 1 $105,000 $105,000 $3,266 3.25%
Wabash, IN (FHA|USDA|VA) 1 $75,000 $75,000 $3,469 2.63%
Sturgis, MI (FHA|USDA|VA) 1 $65,000 $65,000 $2,413 2.75%

Stockton Mortgage Corporation's top markets include Atlanta, Louisville/jefferson County, Lexington, Washington, and Cincinnati among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 7,710 $1,876,100,000 $243,333 $4,049 3.06%
FHA 1,808 $347,890,000 $192,417 $7,285 3.23%
USDA 682 $108,830,000 $159,575 $5,277 3.11%
VA 590 $158,840,000 $269,220 $6,963 2.94%

For the 2021 period, Stockton Mortgage Corporation's most frequently originated loan type of loans were Conventional, with 7,710 originations. Their 2nd most popular type is FHA, with 1,808 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 6,433 $1,500,045,000 $233,180 $5,310 3.15%
Refi 2,786 $650,350,000 $233,435 $4,009 2.87%
Cash Out Refi 1,571 $341,265,000 $217,228 $4,313 3.17%

For the 2021, Stockton Mortgage Corporation's most frequently cited loan purpose of loans were Home Purchase, with 6,433 originations. The 2nd most popular reason of loans were Refi, with 2,786 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 9,594 $2,241,920,000 $233,679 $4,989 3.14%
15 Year 839 $178,515,000 $212,771 $3,603 2.54%
20 Year 177 $34,075,000 $192,514 $3,546 2.97%
Other 121 $27,775,000 $229,545 $3,785 2.98%
10 Year 47 $6,435,000 $136,915 $2,797 2.42%
30+ year 12 $2,940,000 $245,000 $0 0.54%

For the 2021, Stockton Mortgage Corporation's most frequently cited loan length of loans were 30 Year, with 9,594 originations. The 2nd most popular length of loans were 15 Year, with 839 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 6,203 $1,272,875,000 $205,203
$<1k 1,636 $433,480,000 $264,963
$2k-3k 1,437 $314,025,000 $218,528
$3k-4k 894 $222,270,000 $248,624
$5k+ 616 $248,160,000 $402,857

$4,989 of loans were Stockton Mortgage Corporation's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 6,203 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 5,204 $1,122,630,000 $215,724
2.5-3% 4,209 $1,052,005,000 $249,942
<2.5% 1,081 $262,455,000 $242,789
4-5% 289 $52,075,000 $180,190
5-6% 6 $2,320,000 $386,667
6-7% 1 $175,000 $175,000

During 2021, Stockton Mortgage Corporation's average interest rate of loans were 3.14%, while their most frequently originated rate bucket of loans were 3-4%, with 5,204 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$100k-200k 4,539 $692,795,000 $152,632 $4,160 3.13%
$200k-400k 4,441 $1,219,935,000 $274,698 $5,326 3.05%
$400k-600k 879 $420,145,000 $477,981 $6,273 2.93%
$100,000 or less 809 $63,495,000 $78,486 $3,353 3.19%
$600k-1MM 111 $79,885,000 $719,685 $10,138 3.04%
$1MM+ 11 $15,405,000 $1,400,455 $19,056 3.23%

2021 saw Stockton Mortgage Corporation place emphasis on $100k-200k loans with 4,539 originations, totaling $692,795,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 2,920 $580,480,000 $198,795 $4,786 3.12%
$50k or less 2,531 $364,635,000 $144,068 $4,394 3.13%
$75k-100k 1,951 $467,135,000 $239,434 $5,158 3.09%
$100k-150k 1,881 $539,675,000 $286,909 $4,891 3.04%
$150k-250k 1,001 $352,215,000 $351,863 $5,091 3.02%
$250k+ 364 $155,860,000 $428,187 $5,651 3.00%

Stockton Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 2,920 originations. The second most popular income band? $50k or less, with 2,531 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 2,443 $547,745,000 $224,210 $4,293 3.03%
30-36% 2,054 $466,520,000 $227,128 $4,623 3.11%
<20% 862 $187,950,000 $218,039 $3,692 2.93%
40% 431 $99,085,000 $229,896 $4,737 3.10%
44% 415 $96,475,000 $232,470 $5,023 3.17%
43% 414 $99,620,000 $240,628 $6,055 3.12%
37% 396 $91,030,000 $229,874 $4,750 3.10%
38% 392 $91,430,000 $233,240 $4,851 3.15%
42% 382 $93,500,000 $244,764 $5,155 3.18%
39% 379 $91,405,000 $241,174 $5,115 3.14%
50-60% 378 $87,390,000 $231,190 $7,945 3.20%
36% 374 $86,610,000 $231,578 $4,889 3.14%
41% 353 $84,485,000 $239,334 $5,010 3.17%
49% 297 $74,615,000 $251,229 $5,371 3.09%
45% 293 $71,025,000 $242,406 $5,211 3.11%
48% 279 $69,255,000 $248,226 $5,534 3.11%
46% 259 $63,445,000 $244,961 $5,469 3.14%
47% 248 $58,310,000 $235,121 $5,366 3.10%
>60% 4 $880,000 $220,000 $6,282 3.16%

Stockton Mortgage Corporation lent most frequently to those with DTI ratios of 20-30%, with 2,443 originations. The next most common DTI ratio? 30-36%, with 2,054 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 8,789 $1,988,435,000 $226,241 $4,708 3.08%
Not provided 812 $193,970,000 $238,879 $4,855 3.07%
Black 756 $175,080,000 $231,587 $6,072 3.14%
Asian 393 $125,015,000 $318,104 $5,091 2.98%
American Indian 33 $7,425,000 $225,000 $4,908 3.15%
Native Hawaiian 7 $1,735,000 $247,857 $4,722 2.96%

Approval Rates

Total approvals of all applications
92.89%

Stockton Mortgage Corporation has an average approval rate.

Pick Rate

Approvals leading to origination
86.71%

Stockton Mortgage Corporation has an average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 10,790 $2,491,660,000 $230,923

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
10,790 $2,491,660,000 $230,923

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 243 $39,405,000 $162,160 $3,235 2.80%
40-60% 1,013 $220,255,000 $217,428 $3,632 2.84%
60-80% 3,655 $880,355,000 $240,863 $4,138 3.09%
80-100% 5,715 $1,307,425,000 $228,771 $5,389 3.14%
Over 100% 142 $40,580,000 $285,775 $11,513 2.96%
Under 20% 11 $1,135,000 $103,182 $2,897 2.81%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
Stockton Mortgage Corporation FHA mortgage Trouble during payment process 1 14.3%
Stockton Mortgage Corporation Conventional home mortgage Trouble during payment process 6 85.7%