Stockton Mortgage Corporation Rates, Fees & Info
FRANKFORT, KYLEI: 549300QR0KFPEDZPEI42
Tax ID: 61-1392032
4.9 stars - Updated: 11/17/24
-
out of 5 stars, based on 76 reviews
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Stockton Mortgage Corporation is a small mortgage company specializing in Home Purchase loans. Stockton Mortgage Corporation has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Atlanta, Louisville, Pittsburgh, Lexington, and Cincinnati among others. We have data for 277 markets. (Some data included below & more in-depth data is available with an active subscription.)Stockton Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Stockton Mortgage Corporation is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.86% | 11/17/24 |
| 30 Year Conventional Refi | 6.62% | 11/17/24 |
| 30 Year Cash-out Refi | 6.86% | 11/17/24 |
| 30 Year FHA Purchase | 7.55% | 11/17/24 |
| 30 Year FHA Refi | 7.28% | 11/17/24 |
| 30 Year VA Purchase | 6.42% | 11/17/24 |
| 30 Year VA Refi | 6.00% | 11/17/24 |
| 30 Year USDA Purchase | 7.03% | 11/17/24 |
| 30 Year USDA Refi | 6.70% | 11/17/24 |
| 15 Year Conventional Purchase | 6.25% | 11/17/24 |
| 15 Year Conventional Refi | 6.37% | 11/17/24 |
| 15 Year Cash-out Refi | 6.37% | 11/17/24 |
| 15 Year FHA Purchase | 7.03% | 11/17/24 |
| 15 Year FHA Refi | 7.52% | 11/17/24 |
| 15 Year VA Purchase | 5.72% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Stockton Mortgage Corporation Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Stockton Mortgage Corporation. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
5,720Origination Dollar Volume (All Markets)
$1,330,750,000Awards
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STOCKTON MORTGAGE CORPORATION - 2023
STOCKTON MORTGAGE CORPORATION is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Stockton Mortgage Corporation's average 30 year fixed mortgage rate was
6.77%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 0.29%.
Relative Fees (Closing Costs)
Stockton Mortgage Corporation's average total fees/closing costs for a 30 year fixed rate
mortgage were $8,367.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 726 | $129,110,000 | $177,837 | $7,830 | 6.53% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 352 | $119,710,000 | $340,085 | $9,875 | 6.71% |
| LOUISVILLE, KY (FHA|USDA|VA) | 498 | $114,280,000 | $229,478 | $7,377 | 6.73% |
| PITTSBURGH, PA (FHA|USDA|VA) | 396 | $90,530,000 | $228,611 | $7,757 | 6.73% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 281 | $70,865,000 | $252,189 | $7,812 | 6.69% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 290 | $63,980,000 | $220,621 | $7,418 | 6.82% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 163 | $42,635,000 | $261,564 | $11,288 | 6.49% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 148 | $36,790,000 | $248,581 | $10,301 | 6.81% |
| KNOXVILLE, TN (FHA|USDA|VA) | 104 | $27,740,000 | $266,731 | $9,511 | 6.73% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 119 | $27,145,000 | $228,109 | $8,472 | 6.53% |
| Frankfort, KY (FHA|USDA|VA) | 124 | $24,610,000 | $198,468 | $7,548 | 6.70% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 100 | $22,200,000 | $222,000 | $8,001 | 6.70% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 62 | $21,440,000 | $345,806 | $9,980 | 6.33% |
| FORT WAYNE, IN (FHA|USDA|VA) | 96 | $20,680,000 | $215,417 | $4,674 | 7.10% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 93 | $18,515,000 | $199,086 | $8,631 | 7.10% |
| JACKSON, MS (FHA|USDA|VA) | 73 | $17,605,000 | $241,164 | $9,771 | 6.89% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 53 | $17,385,000 | $328,019 | $9,810 | 6.38% |
| DALTON, GA (FHA|USDA|VA) | 69 | $15,535,000 | $225,145 | $8,706 | 6.68% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 46 | $15,510,000 | $337,174 | $13,361 | 7.13% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 53 | $15,275,000 | $288,208 | $10,668 | 6.78% |
| OCALA, FL (FHA|USDA|VA) | 63 | $14,845,000 | $235,635 | $9,138 | 6.90% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 55 | $13,785,000 | $250,636 | $8,521 | 6.82% |
| Tupelo, MS (FHA|USDA|VA) | 66 | $12,970,000 | $196,515 | $8,341 | 6.35% |
| Richmond-Berea, KY (FHA|USDA|VA) | 56 | $12,570,000 | $224,464 | $7,248 | 6.71% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 40 | $11,610,000 | $290,250 | $8,981 | 6.72% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 25 | $11,025,000 | $441,000 | $12,550 | 6.69% |
| Paducah, KY-IL (FHA|USDA|VA) | 59 | $10,465,000 | $177,373 | $7,381 | 6.63% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 30 | $10,040,000 | $334,667 | $11,952 | 6.87% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 67 | $9,465,000 | $141,269 | $6,542 | 7.06% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 30 | $8,820,000 | $294,000 | $9,968 | 6.66% |
| Bardstown, KY (FHA|USDA|VA) | 36 | $7,660,000 | $212,778 | $8,088 | 6.70% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 31 | $6,875,000 | $221,774 | $9,965 | 6.40% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 27 | $6,675,000 | $247,222 | $7,464 | 7.21% |
| Glasgow, KY (FHA|USDA|VA) | 32 | $6,630,000 | $207,188 | $8,748 | 6.45% |
| KOKOMO, IN (FHA|USDA|VA) | 46 | $6,520,000 | $141,739 | $6,026 | 6.89% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 14 | $6,170,000 | $440,714 | $14,901 | 6.62% |
| MOBILE, AL (FHA|USDA|VA) | 31 | $6,075,000 | $195,968 | $8,794 | 7.03% |
| Cornelia, GA (FHA|USDA|VA) | 25 | $5,845,000 | $233,800 | $9,930 | 6.74% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 26 | $5,820,000 | $223,846 | $7,304 | 6.94% |
| HATTIESBURG, MS (FHA|USDA|VA) | 26 | $5,770,000 | $221,923 | $9,455 | 6.38% |
| Jefferson, GA (FHA|USDA|VA) | 20 | $5,530,000 | $276,500 | $8,596 | 6.86% |
| ROME, GA (FHA|USDA|VA) | 20 | $5,380,000 | $269,000 | $8,736 | 6.15% |
| Cullman, AL (FHA|USDA|VA) | 23 | $5,325,000 | $231,522 | $7,181 | 7.20% |
| GAINESVILLE, GA (FHA|USDA|VA) | 19 | $5,025,000 | $264,474 | $10,120 | 6.70% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 21 | $4,955,000 | $235,952 | $8,640 | 6.55% |
| Danville, KY (FHA|USDA|VA) | 24 | $4,560,000 | $190,000 | $7,769 | 6.81% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 16 | $4,180,000 | $261,250 | $8,758 | 6.73% |
| JACKSON, TN (FHA|USDA|VA) | 21 | $4,115,000 | $195,952 | $9,454 | 6.55% |
| VALDOSTA, GA (FHA|USDA|VA) | 20 | $4,100,000 | $205,000 | $7,318 | 6.97% |
| CLEVELAND, TN (FHA|USDA|VA) | 18 | $3,860,000 | $214,444 | $8,214 | 6.35% |
| Mayfield, KY (FHA|USDA|VA) | 22 | $3,740,000 | $170,000 | $6,223 | 6.66% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 9 | $3,535,000 | $392,778 | $13,052 | 6.14% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 9 | $3,475,000 | $386,111 | $10,434 | 6.79% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 10 | $3,470,000 | $347,000 | $12,266 | 4.65% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 13 | $3,465,000 | $266,538 | $8,327 | 6.80% |
| Peru, IN (FHA|USDA|VA) | 23 | $3,445,000 | $149,783 | $5,252 | 7.09% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 9 | $3,445,000 | $382,778 | $9,803 | 6.79% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 15 | $3,255,000 | $217,000 | $7,663 | 6.89% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 11 | $3,255,000 | $295,909 | $14,012 | 6.95% |
| LAFAYETTE, LA (FHA|USDA|VA) | 15 | $3,255,000 | $217,000 | $7,665 | 7.07% |
| Campbellsville, KY (FHA|USDA|VA) | 20 | $3,170,000 | $158,500 | $7,659 | 6.64% |
| MORRISTOWN, TN (FHA|USDA|VA) | 12 | $3,020,000 | $251,667 | $7,071 | 6.79% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 12 | $2,830,000 | $235,833 | $8,882 | 6.03% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 10 | $2,720,000 | $272,000 | $9,398 | 6.80% |
| Crossville, TN (FHA|USDA|VA) | 9 | $2,715,000 | $301,667 | $11,093 | 6.29% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 13 | $2,665,000 | $205,000 | $4,957 | 7.46% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 9 | $2,615,000 | $290,556 | $10,367 | 6.58% |
| DOTHAN, AL (FHA|USDA|VA) | 13 | $2,455,000 | $188,846 | $6,941 | 7.57% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 9 | $2,435,000 | $270,556 | $9,799 | 6.71% |
| London, KY (FHA|USDA|VA) | 17 | $2,365,000 | $139,118 | $7,297 | 6.76% |
| Calhoun, GA (FHA|USDA|VA) | 8 | $2,350,000 | $293,750 | $9,652 | 6.64% |
| LaGrange, GA-AL (FHA|USDA|VA) | 9 | $2,345,000 | $260,556 | $10,145 | 6.22% |
| Mount Sterling, KY (FHA|USDA|VA) | 12 | $2,330,000 | $194,167 | $9,090 | 7.00% |
| Corinth, MS (FHA|USDA|VA) | 15 | $2,325,000 | $155,000 | $6,818 | 6.58% |
| COLUMBUS, OH (FHA|USDA|VA) | 7 | $2,275,000 | $325,000 | $8,843 | 7.45% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 4 | $2,200,000 | $550,000 | $15,872 | 7.16% |
| MONROE, LA (FHA|USDA|VA) | 12 | $2,090,000 | $174,167 | $6,111 | 7.28% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 10 | $2,040,000 | $204,000 | $8,851 | 7.29% |
| GADSDEN, AL (FHA|USDA|VA) | 8 | $2,030,000 | $253,750 | $10,757 | 7.28% |
| Somerset, KY (FHA|USDA|VA) | 11 | $1,995,000 | $181,364 | $6,718 | 6.63% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 8 | $1,910,000 | $238,750 | $8,090 | 6.77% |
| Laurel, MS (FHA|USDA|VA) | 10 | $1,850,000 | $185,000 | $9,002 | 6.91% |
| Sevierville, TN (FHA|USDA|VA) | 6 | $1,720,000 | $286,667 | $9,623 | 6.73% |
| Indiana, PA (FHA|USDA|VA) | 10 | $1,690,000 | $169,000 | $8,119 | 6.88% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 8 | $1,690,000 | $211,250 | $8,581 | 6.98% |
| Statesboro, GA (FHA|USDA|VA) | 7 | $1,655,000 | $236,429 | $8,143 | 6.70% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 6 | $1,650,000 | $275,000 | $7,042 | 6.52% |
| Central City, KY (FHA|USDA|VA) | 12 | $1,640,000 | $136,667 | $4,834 | 6.91% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 10 | $1,640,000 | $164,000 | $7,184 | 7.71% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 7 | $1,595,000 | $227,857 | $9,434 | 7.41% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 7 | $1,545,000 | $220,714 | $6,634 | 6.96% |
| Cedartown, GA (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $7,573 | 6.96% |
| Key West, FL (FHA|USDA|VA) | 2 | $1,460,000 | $730,000 | $11,273 | 6.56% |
| GAINESVILLE, FL (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $11,953 | 6.75% |
| Cookeville, TN (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $8,204 | 7.02% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 7 | $1,395,000 | $199,286 | $6,313 | 7.38% |
| COLUMBIA, SC (FHA|USDA|VA) | 7 | $1,375,000 | $196,429 | $7,551 | 7.82% |
| OWENSBORO, KY (FHA|USDA|VA) | 7 | $1,345,000 | $192,143 | $6,031 | 7.41% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 5 | $1,345,000 | $269,000 | $9,135 | 6.80% |
| Wauchula, FL (FHA|USDA|VA) | 4 | $1,310,000 | $327,500 | $14,077 | 7.59% |
| Madisonville, KY (FHA|USDA|VA) | 8 | $1,300,000 | $162,500 | $7,291 | 6.94% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 6 | $1,270,000 | $211,667 | $8,237 | 6.65% |
| SPARTANBURG, SC (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $6,083 | 7.28% |
| JONESBORO, AR (FHA|USDA|VA) | 6 | $1,210,000 | $201,667 | $5,416 | 6.67% |
| Athens, TN (FHA|USDA|VA) | 6 | $1,170,000 | $195,000 | $7,235 | 6.79% |
| LONGVIEW, TX (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $11,777 | 6.34% |
| Scottsburg, IN (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $8,448 | 6.63% |
| Greeneville, TN (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $7,609 | 6.75% |
| PANAMA CITY, FL (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $8,359 | 6.38% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 7 | $1,125,000 | $160,714 | $7,738 | 5.23% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $1,085,000 | $1,085,000 | $14,973 | 7.75% |
| Fort Polk South, LA (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $13,601 | 6.08% |
| Angola, IN (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $5,420 | 7.13% |
| Toccoa, GA (FHA|USDA|VA) | 6 | $1,070,000 | $178,333 | $8,659 | 6.56% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 6 | $1,060,000 | $176,667 | $8,584 | 5.79% |
| Dayton, TN (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $7,904 | 6.66% |
| AKRON, OH (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $10,318 | 6.30% |
| Auburn, IN (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $4,719 | 7.15% |
| MONTGOMERY, AL (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $8,363 | 7.38% |
| Marion, IN (FHA|USDA|VA) | 7 | $965,000 | $137,857 | $4,819 | 6.89% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $6,139 | 6.90% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $20,075 | 6.81% |
| Fort Payne, AL (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $9,871 | 7.25% |
| Milledgeville, GA (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $9,342 | 6.75% |
| DECATUR, AL (FHA|USDA|VA) | 6 | $890,000 | $148,333 | $6,264 | 7.35% |
| New Castle, PA (FHA|USDA|VA) | 6 | $890,000 | $148,333 | $4,967 | 6.69% |
| Lewisburg, TN (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $7,146 | 7.00% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $6,455 | 7.06% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $12,874 | 7.44% |
| Maysville, KY (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $7,731 | 6.98% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $5,683 | 6.53% |
| Dyersburg, TN (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $11,143 | 6.09% |
| Paragould, AR (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $5,788 | 6.95% |
| Columbus, MS (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $8,647 | 7.03% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 6 | $750,000 | $125,000 | $5,164 | 7.88% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $12,261 | 7.44% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $9,809 | 7.58% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $13,988 | 7.17% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $5,270 | 6.67% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $8,840 | 6.91% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $17,858 | 7.63% |
| BRUNSWICK, GA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $7,700 | 6.96% |
| Scottsboro, AL (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $8,228 | 7.38% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $5,473 | 7.21% |
| Murray, KY (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $7,042 | 7.09% |
| Lake City, FL (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $17,568 | 7.19% |
| Atmore, AL (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $16,314 | 6.13% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $13,393 | 7.88% |
| Opelousas, LA (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $7,305 | 7.38% |
| Washington, IN (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $8,798 | 7.13% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $9,874 | 6.75% |
| Bluffton, IN (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $5,000 | 6.42% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $5,771 | 7.13% |
| Huntington, IN (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $4,984 | 6.79% |
| Ozark, AL (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $5,927 | 7.47% |
| Malvern, AR (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $8,047 | 7.38% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $18,203 | 6.06% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $12,410 | 6.25% |
| Paris, TN (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $9,904 | 6.94% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $8,036 | 7.75% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,348 | 6.94% |
| Madison, IN (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,770 | 6.83% |
| Somerset, PA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $10,309 | 7.44% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $10,382 | 5.81% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $17,990 | 6.75% |
| Newport, TN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,812 | 6.81% |
| Logansport, IN (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $6,746 | 7.38% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $11,997 | 6.63% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,895 | 7.69% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $9,463 | 6.81% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $11,906 | 6.25% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $13,106 | 6.75% |
| Tifton, GA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $8,099 | 6.50% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $8,717 | 7.69% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,054 | 7.38% |
| Troy, AL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,817 | 6.75% |
| Salem, OH (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $7,402 | 7.38% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $6,415 | 7.92% |
| Picayune, MS (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $8,704 | 3.13% |
| McComb, MS (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $5,363 | 7.00% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $8,646 | 7.00% |
| Meridian, MS (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $17,629 | 5.25% |
| ALTOONA, PA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $7,224 | 6.75% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $8,828 | 7.25% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $18,121 | 6.25% |
| Bellefontaine, OH (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,926 | 6.81% |
| Wabash, IN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $9,325 | 7.19% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,609 | 6.69% |
| Thomaston, GA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,853 | 6.88% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $18,564 | 6.25% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $20,716 | 6.75% |
| ALBANY, GA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $8,527 | 6.50% |
| Russellville, AR (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,928 | 6.13% |
| ERIE, PA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,357 | 7.50% |
| Starkville, MS (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $11,988 | 6.75% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $11,045 | 5.63% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $8,172 | 6.75% |
| Summerville, GA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,606 | 6.75% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $11,478 | 5.75% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $11,458 | 6.75% |
| Alexander City, AL (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $4,084 | 8.04% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $15,744 | 5.75% |
| Portsmouth, OH (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,223 | 6.44% |
| Martin, TN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,196 | 7.38% |
| Okeechobee, FL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $9,416 | 6.31% |
| Cleveland, MS (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,486 | 7.13% |
| Seymour, IN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,504 | 6.13% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $11,838 | 6.75% |
| Middlesborough, KY (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,657 | 6.06% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $14,994 | 7.25% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $8,015 | 6.50% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,402 | 5.88% |
| Searcy, AR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $15,389 | 6.75% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,673 | 7.25% |
| Brookhaven, MS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $13,111 | 6.59% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,178 | 7.63% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,234 | 5.75% |
| Selma, AL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $8,465 | 6.94% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $12,577 | 8.13% |
| Plymouth, IN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,226 | 7.13% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $11,071 | 7.25% |
| DuBois, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,136 | 6.75% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,448 | 8.13% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,822 | 7.25% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,165 | 6.75% |
| Bedford, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,467 | 7.50% |
| MANSFIELD, OH (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $6,083 | 7.19% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,870 | 6.88% |
| Jasper, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,635 | 7.63% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,089 | 6.50% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,748 | 7.13% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,225 | 5.75% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,004 | 6.75% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,483 | 6.25% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,759 | 8.00% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,349 | 6.88% |
| Albertville, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $11,622 | 7.63% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,041 | 6.63% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,538 | 6.75% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,996 | 6.75% |
| Oxford, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,302 | 6.25% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,220 | 7.25% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,339 | 6.75% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,540 | 5.88% |
| Douglas, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $10,068 | 0.00% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $10,297 | 8.13% |
| Warren, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,008 | 5.88% |
| West Point, MS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,610 | 7.25% |
| Waycross, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,783 | 5.88% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,388 | 8.13% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,801 | 8.13% |
| Marietta, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,564 | 6.25% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,811 | 6.25% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $3,376 | 8.87% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,942 | 6.75% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,666 | 7.13% |
| Jackson, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,648 | 7.13% |
| Arkadelphia, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,896 | 6.50% |
| Jasper, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,445 | 8.13% |
| Alice, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,244 | 8.13% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,136 | 8.13% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,093 | 6.25% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,965 | 6.75% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $9,694 | 6.50% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,903 | 7.50% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,252 | 8.13% |
| Centralia, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $9,200 | 7.13% |
| Ludington, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,213 | 6.75% |
| Clarksdale, MS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,557 | 6.24% |
| Jesup, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,470 | 7.75% |
| Grenada, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,175 | 6.25% |
| Greenwood, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,270 | 5.89% |
| Washington, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,781 | 7.13% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,970 | 6.88% |
| FLINT, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $5,291 | 7.25% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,932 | 6.88% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $6,024 | 6.25% |
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Product Mix
For 2023, Stockton Mortgage Corporation's most frequently originated type of loan was Conventional, with 2,619 originations. Their 2nd most popular type was FHA, with 2,260 originations.
Loan Reason
For 2023, Stockton Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 5,173 originations. The 2nd most popular reason was Cash Out Refi, with 403 originations.
Loan Duration/Length
For 2023, Stockton Mortgage Corporation's most frequently cited loan duration was 30 Year, with 5,550 originations. The 2nd most popular length was 30+ year, with 45 originations.
Origination Fees/Closing Costs
Stockton Mortgage Corporation's average total fees were $8,367, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,395 originations.
Interest Rates
During 2023, Stockton Mortgage Corporation's average interest rate for loans was 6.77%, while their most frequently originated rate bucket for loans was 6-7%, with 3,106 originations.
Loan Sizing
2023 saw Stockton Mortgage Corporation place emphasis on $200k-400k loans with 2,629 originations, totaling $714,845,000 in origination value.
Applicant Income
Stockton Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 1,817 originations. The second most popular income band? $75k-100k, with 1,206 originations.
Applicant Debt to Income Ratio
Stockton Mortgage Corporation lent most frequently to those with DTI ratios of 30-36%, with 894 originations. The next most common DTI ratio? 20-30%, with 733 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.81%
Stockton Mortgage Corporation has an average approval rate.
Pick Rate
Approvals leading to origination63.67%
Stockton Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 5,720 | $1,330,750,000 | $232,649 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5,720 | $1,330,750,000 | $232,649 |