Stockton Mortgage Corporation Rates, Fees & Info

FRANKFORT, KY

LEI: 549300QR0KFPEDZPEI42

Tax ID: 61-1392032

4.9 stars - Updated: 7/12/24 - out of 5 stars, based on 76 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Review & Overview

Stockton Mortgage Corporation is a small mortgage company specializing in Home Purchase loans. Stockton Mortgage Corporation has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Atlanta, Louisville, Pittsburgh, Lexington, and Cincinnati among others. We have data for 277 markets. (Some data included below & more in-depth data is available with an active subscription.)

Stockton Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Stockton Mortgage Corporation is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.86% 7/12/24
30 Year Conventional Refi 6.62% 7/12/24
30 Year Cash-out Refi 6.86% 7/12/24
30 Year FHA Purchase 7.55% 7/12/24
30 Year FHA Refi 7.28% 7/12/24
30 Year VA Purchase 6.42% 7/12/24
30 Year VA Refi 6.00% 7/12/24
30 Year USDA Purchase 7.03% 7/12/24
30 Year USDA Refi 6.70% 7/12/24
15 Year Conventional Purchase 6.25% 7/12/24
15 Year Conventional Refi 6.37% 7/12/24
15 Year Cash-out Refi 6.37% 7/12/24
15 Year FHA Purchase 7.03% 7/12/24
15 Year FHA Refi 7.52% 7/12/24
15 Year VA Purchase 5.72% 7/12/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Stockton Mortgage Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Stockton Mortgage Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

5,720

Origination Dollar Volume (All Markets)

$1,330,750,000
Show all (11) awards

Relative Rate

Stockton Mortgage Corporation's average 30 year fixed mortgage rate was 6.77%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 0.29%.

Relative Fees (Closing Costs)

Stockton Mortgage Corporation's average total fees/closing costs for a 30 year fixed rate mortgage were $8,367.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 726 $129,110,000 $177,837 $7,830 6.53%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 352 $119,710,000 $340,085 $9,875 6.71%
LOUISVILLE, KY (FHA|USDA|VA) 498 $114,280,000 $229,478 $7,377 6.73%
PITTSBURGH, PA (FHA|USDA|VA) 396 $90,530,000 $228,611 $7,757 6.73%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 281 $70,865,000 $252,189 $7,812 6.69%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 290 $63,980,000 $220,621 $7,418 6.82%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 163 $42,635,000 $261,564 $11,288 6.49%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 148 $36,790,000 $248,581 $10,301 6.81%
KNOXVILLE, TN (FHA|USDA|VA) 104 $27,740,000 $266,731 $9,511 6.73%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 119 $27,145,000 $228,109 $8,472 6.53%
Frankfort, KY (FHA|USDA|VA) 124 $24,610,000 $198,468 $7,548 6.70%
BOWLING GREEN, KY (FHA|USDA|VA) 100 $22,200,000 $222,000 $8,001 6.70%
JACKSONVILLE, FL (FHA|USDA|VA) 62 $21,440,000 $345,806 $9,980 6.33%
FORT WAYNE, IN (FHA|USDA|VA) 96 $20,680,000 $215,417 $4,674 7.10%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 93 $18,515,000 $199,086 $8,631 7.10%
JACKSON, MS (FHA|USDA|VA) 73 $17,605,000 $241,164 $9,771 6.89%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 53 $17,385,000 $328,019 $9,810 6.38%
DALTON, GA (FHA|USDA|VA) 69 $15,535,000 $225,145 $8,706 6.68%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 46 $15,510,000 $337,174 $13,361 7.13%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 53 $15,275,000 $288,208 $10,668 6.78%
OCALA, FL (FHA|USDA|VA) 63 $14,845,000 $235,635 $9,138 6.90%
HUNTSVILLE, AL (FHA|USDA|VA) 55 $13,785,000 $250,636 $8,521 6.82%
Tupelo, MS (FHA|USDA|VA) 66 $12,970,000 $196,515 $8,341 6.35%
Richmond-Berea, KY (FHA|USDA|VA) 56 $12,570,000 $224,464 $7,248 6.71%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 40 $11,610,000 $290,250 $8,981 6.72%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 25 $11,025,000 $441,000 $12,550 6.69%
Paducah, KY-IL (FHA|USDA|VA) 59 $10,465,000 $177,373 $7,381 6.63%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 30 $10,040,000 $334,667 $11,952 6.87%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 67 $9,465,000 $141,269 $6,542 7.06%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 30 $8,820,000 $294,000 $9,968 6.66%
Bardstown, KY (FHA|USDA|VA) 36 $7,660,000 $212,778 $8,088 6.70%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 31 $6,875,000 $221,774 $9,965 6.40%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 27 $6,675,000 $247,222 $7,464 7.21%
Glasgow, KY (FHA|USDA|VA) 32 $6,630,000 $207,188 $8,748 6.45%
KOKOMO, IN (FHA|USDA|VA) 46 $6,520,000 $141,739 $6,026 6.89%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 14 $6,170,000 $440,714 $14,901 6.62%
MOBILE, AL (FHA|USDA|VA) 31 $6,075,000 $195,968 $8,794 7.03%
Cornelia, GA (FHA|USDA|VA) 25 $5,845,000 $233,800 $9,930 6.74%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 26 $5,820,000 $223,846 $7,304 6.94%
HATTIESBURG, MS (FHA|USDA|VA) 26 $5,770,000 $221,923 $9,455 6.38%
Jefferson, GA (FHA|USDA|VA) 20 $5,530,000 $276,500 $8,596 6.86%
ROME, GA (FHA|USDA|VA) 20 $5,380,000 $269,000 $8,736 6.15%
Cullman, AL (FHA|USDA|VA) 23 $5,325,000 $231,522 $7,181 7.20%
GAINESVILLE, GA (FHA|USDA|VA) 19 $5,025,000 $264,474 $10,120 6.70%
JOHNSON CITY, TN (FHA|USDA|VA) 21 $4,955,000 $235,952 $8,640 6.55%
Danville, KY (FHA|USDA|VA) 24 $4,560,000 $190,000 $7,769 6.81%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 16 $4,180,000 $261,250 $8,758 6.73%
JACKSON, TN (FHA|USDA|VA) 21 $4,115,000 $195,952 $9,454 6.55%
VALDOSTA, GA (FHA|USDA|VA) 20 $4,100,000 $205,000 $7,318 6.97%
CLEVELAND, TN (FHA|USDA|VA) 18 $3,860,000 $214,444 $8,214 6.35%
Mayfield, KY (FHA|USDA|VA) 22 $3,740,000 $170,000 $6,223 6.66%
PORT ST. LUCIE, FL (FHA|USDA|VA) 9 $3,535,000 $392,778 $13,052 6.14%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 9 $3,475,000 $386,111 $10,434 6.79%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 10 $3,470,000 $347,000 $12,266 4.65%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 13 $3,465,000 $266,538 $8,327 6.80%
Peru, IN (FHA|USDA|VA) 23 $3,445,000 $149,783 $5,252 7.09%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 9 $3,445,000 $382,778 $9,803 6.79%
Tullahoma-Manchester, TN (FHA|USDA|VA) 15 $3,255,000 $217,000 $7,663 6.89%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 11 $3,255,000 $295,909 $14,012 6.95%
LAFAYETTE, LA (FHA|USDA|VA) 15 $3,255,000 $217,000 $7,665 7.07%
Campbellsville, KY (FHA|USDA|VA) 20 $3,170,000 $158,500 $7,659 6.64%
MORRISTOWN, TN (FHA|USDA|VA) 12 $3,020,000 $251,667 $7,071 6.79%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 12 $2,830,000 $235,833 $8,882 6.03%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 10 $2,720,000 $272,000 $9,398 6.80%
Crossville, TN (FHA|USDA|VA) 9 $2,715,000 $301,667 $11,093 6.29%
BLOOMINGTON, IN (FHA|USDA|VA) 13 $2,665,000 $205,000 $4,957 7.46%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 9 $2,615,000 $290,556 $10,367 6.58%
DOTHAN, AL (FHA|USDA|VA) 13 $2,455,000 $188,846 $6,941 7.57%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 9 $2,435,000 $270,556 $9,799 6.71%
London, KY (FHA|USDA|VA) 17 $2,365,000 $139,118 $7,297 6.76%
Calhoun, GA (FHA|USDA|VA) 8 $2,350,000 $293,750 $9,652 6.64%
LaGrange, GA-AL (FHA|USDA|VA) 9 $2,345,000 $260,556 $10,145 6.22%
Mount Sterling, KY (FHA|USDA|VA) 12 $2,330,000 $194,167 $9,090 7.00%
Corinth, MS (FHA|USDA|VA) 15 $2,325,000 $155,000 $6,818 6.58%
COLUMBUS, OH (FHA|USDA|VA) 7 $2,275,000 $325,000 $8,843 7.45%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 4 $2,200,000 $550,000 $15,872 7.16%
MONROE, LA (FHA|USDA|VA) 12 $2,090,000 $174,167 $6,111 7.28%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 10 $2,040,000 $204,000 $8,851 7.29%
GADSDEN, AL (FHA|USDA|VA) 8 $2,030,000 $253,750 $10,757 7.28%
Somerset, KY (FHA|USDA|VA) 11 $1,995,000 $181,364 $6,718 6.63%
PUNTA GORDA, FL (FHA|USDA|VA) 8 $1,910,000 $238,750 $8,090 6.77%
Laurel, MS (FHA|USDA|VA) 10 $1,850,000 $185,000 $9,002 6.91%
Sevierville, TN (FHA|USDA|VA) 6 $1,720,000 $286,667 $9,623 6.73%
Indiana, PA (FHA|USDA|VA) 10 $1,690,000 $169,000 $8,119 6.88%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 8 $1,690,000 $211,250 $8,581 6.98%
Statesboro, GA (FHA|USDA|VA) 7 $1,655,000 $236,429 $8,143 6.70%
COLUMBUS, GA-AL (FHA|USDA|VA) 6 $1,650,000 $275,000 $7,042 6.52%
Central City, KY (FHA|USDA|VA) 12 $1,640,000 $136,667 $4,834 6.91%
TUSCALOOSA, AL (FHA|USDA|VA) 10 $1,640,000 $164,000 $7,184 7.71%
WARNER ROBINS, GA (FHA|USDA|VA) 7 $1,595,000 $227,857 $9,434 7.41%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 7 $1,545,000 $220,714 $6,634 6.96%
Cedartown, GA (FHA|USDA|VA) 6 $1,510,000 $251,667 $7,573 6.96%
Key West, FL (FHA|USDA|VA) 2 $1,460,000 $730,000 $11,273 6.56%
GAINESVILLE, FL (FHA|USDA|VA) 5 $1,425,000 $285,000 $11,953 6.75%
Cookeville, TN (FHA|USDA|VA) 6 $1,420,000 $236,667 $8,204 7.02%
DAYTON-KETTERING, OH (FHA|USDA|VA) 7 $1,395,000 $199,286 $6,313 7.38%
COLUMBIA, SC (FHA|USDA|VA) 7 $1,375,000 $196,429 $7,551 7.82%
OWENSBORO, KY (FHA|USDA|VA) 7 $1,345,000 $192,143 $6,031 7.41%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 5 $1,345,000 $269,000 $9,135 6.80%
Wauchula, FL (FHA|USDA|VA) 4 $1,310,000 $327,500 $14,077 7.59%
Madisonville, KY (FHA|USDA|VA) 8 $1,300,000 $162,500 $7,291 6.94%
FORT SMITH, AR-OK (FHA|USDA|VA) 6 $1,270,000 $211,667 $8,237 6.65%
SPARTANBURG, SC (FHA|USDA|VA) 4 $1,250,000 $312,500 $6,083 7.28%
JONESBORO, AR (FHA|USDA|VA) 6 $1,210,000 $201,667 $5,416 6.67%
Athens, TN (FHA|USDA|VA) 6 $1,170,000 $195,000 $7,235 6.79%
LONGVIEW, TX (FHA|USDA|VA) 4 $1,170,000 $292,500 $11,777 6.34%
Scottsburg, IN (FHA|USDA|VA) 5 $1,145,000 $229,000 $8,448 6.63%
Greeneville, TN (FHA|USDA|VA) 4 $1,140,000 $285,000 $7,609 6.75%
PANAMA CITY, FL (FHA|USDA|VA) 4 $1,140,000 $285,000 $8,359 6.38%
Point Pleasant, WV-OH (FHA|USDA|VA) 7 $1,125,000 $160,714 $7,738 5.23%
Mount Vernon, OH (FHA|USDA|VA) 1 $1,085,000 $1,085,000 $14,973 7.75%
Fort Polk South, LA (FHA|USDA|VA) 3 $1,085,000 $361,667 $13,601 6.08%
Angola, IN (FHA|USDA|VA) 4 $1,070,000 $267,500 $5,420 7.13%
Toccoa, GA (FHA|USDA|VA) 6 $1,070,000 $178,333 $8,659 6.56%
TERRE HAUTE, IN (FHA|USDA|VA) 6 $1,060,000 $176,667 $8,584 5.79%
Dayton, TN (FHA|USDA|VA) 4 $1,030,000 $257,500 $7,904 6.66%
AKRON, OH (FHA|USDA|VA) 5 $1,025,000 $205,000 $10,318 6.30%
Auburn, IN (FHA|USDA|VA) 5 $995,000 $199,000 $4,719 7.15%
MONTGOMERY, AL (FHA|USDA|VA) 6 $970,000 $161,667 $8,363 7.38%
Marion, IN (FHA|USDA|VA) 7 $965,000 $137,857 $4,819 6.89%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 6 $960,000 $160,000 $6,139 6.90%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 2 $960,000 $480,000 $20,075 6.81%
Fort Payne, AL (FHA|USDA|VA) 3 $935,000 $311,667 $9,871 7.25%
Milledgeville, GA (FHA|USDA|VA) 4 $930,000 $232,500 $9,342 6.75%
DECATUR, AL (FHA|USDA|VA) 6 $890,000 $148,333 $6,264 7.35%
New Castle, PA (FHA|USDA|VA) 6 $890,000 $148,333 $4,967 6.69%
Lewisburg, TN (FHA|USDA|VA) 4 $870,000 $217,500 $7,146 7.00%
LAKE CHARLES, LA (FHA|USDA|VA) 4 $860,000 $215,000 $6,455 7.06%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 2 $850,000 $425,000 $12,874 7.44%
Maysville, KY (FHA|USDA|VA) 5 $825,000 $165,000 $7,731 6.98%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 4 $820,000 $205,000 $5,683 6.53%
Dyersburg, TN (FHA|USDA|VA) 4 $800,000 $200,000 $11,143 6.09%
Paragould, AR (FHA|USDA|VA) 5 $775,000 $155,000 $5,788 6.95%
Columbus, MS (FHA|USDA|VA) 4 $750,000 $187,500 $8,647 7.03%
HOT SPRINGS, AR (FHA|USDA|VA) 6 $750,000 $125,000 $5,164 7.88%
COLORADO SPRINGS, CO (FHA|USDA|VA) 2 $740,000 $370,000 $12,261 7.44%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 3 $725,000 $241,667 $9,809 7.58%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 3 $715,000 $238,333 $13,988 7.17%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 3 $715,000 $238,333 $5,270 6.67%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 4 $710,000 $177,500 $8,840 6.91%
Cullowhee, NC (FHA|USDA|VA) 1 $705,000 $705,000 $17,858 7.63%
BRUNSWICK, GA (FHA|USDA|VA) 3 $675,000 $225,000 $7,700 6.96%
Scottsboro, AL (FHA|USDA|VA) 2 $670,000 $335,000 $8,228 7.38%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 3 $665,000 $221,667 $5,473 7.21%
Murray, KY (FHA|USDA|VA) 4 $660,000 $165,000 $7,042 7.09%
Lake City, FL (FHA|USDA|VA) 2 $640,000 $320,000 $17,568 7.19%
Atmore, AL (FHA|USDA|VA) 2 $640,000 $320,000 $16,314 6.13%
THE VILLAGES, FL (FHA|USDA|VA) 2 $640,000 $320,000 $13,393 7.88%
Opelousas, LA (FHA|USDA|VA) 3 $605,000 $201,667 $7,305 7.38%
Washington, IN (FHA|USDA|VA) 3 $605,000 $201,667 $8,798 7.13%
ST. LOUIS, MO-IL (FHA|USDA|VA) 2 $580,000 $290,000 $9,874 6.75%
Bluffton, IN (FHA|USDA|VA) 3 $575,000 $191,667 $5,000 6.42%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 4 $570,000 $142,500 $5,771 7.13%
Huntington, IN (FHA|USDA|VA) 3 $525,000 $175,000 $4,984 6.79%
Ozark, AL (FHA|USDA|VA) 4 $520,000 $130,000 $5,927 7.47%
Malvern, AR (FHA|USDA|VA) 3 $515,000 $171,667 $8,047 7.38%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 2 $510,000 $255,000 $18,203 6.06%
YORK-HANOVER, PA (FHA|USDA|VA) 2 $510,000 $255,000 $12,410 6.25%
Paris, TN (FHA|USDA|VA) 2 $490,000 $245,000 $9,904 6.94%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $490,000 $245,000 $8,036 7.75%
FAYETTEVILLE, NC (FHA|USDA|VA) 2 $470,000 $235,000 $5,348 6.94%
Madison, IN (FHA|USDA|VA) 3 $465,000 $155,000 $3,770 6.83%
Somerset, PA (FHA|USDA|VA) 2 $440,000 $220,000 $10,309 7.44%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 2 $440,000 $220,000 $10,382 5.81%
BATON ROUGE, LA (FHA|USDA|VA) 1 $435,000 $435,000 $17,990 6.75%
Newport, TN (FHA|USDA|VA) 2 $430,000 $215,000 $5,812 6.81%
Logansport, IN (FHA|USDA|VA) 3 $425,000 $141,667 $6,746 7.38%
Traverse City, MI (FHA|USDA|VA) 2 $410,000 $205,000 $11,997 6.63%
RALEIGH-CARY, NC (FHA|USDA|VA) 2 $410,000 $205,000 $6,895 7.69%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 2 $400,000 $200,000 $9,463 6.81%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1 $395,000 $395,000 $11,906 6.25%
ASHEVILLE, NC (FHA|USDA|VA) 1 $385,000 $385,000 $13,106 6.75%
Tifton, GA (FHA|USDA|VA) 2 $380,000 $190,000 $8,099 6.50%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $370,000 $185,000 $8,717 7.69%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $370,000 $185,000 $6,054 7.38%
Troy, AL (FHA|USDA|VA) 2 $370,000 $185,000 $6,817 6.75%
Salem, OH (FHA|USDA|VA) 3 $365,000 $121,667 $7,402 7.38%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 3 $365,000 $121,667 $6,415 7.92%
Picayune, MS (FHA|USDA|VA) 2 $360,000 $180,000 $8,704 3.13%
McComb, MS (FHA|USDA|VA) 3 $355,000 $118,333 $5,363 7.00%
TALLAHASSEE, FL (FHA|USDA|VA) 2 $350,000 $175,000 $8,646 7.00%
Meridian, MS (FHA|USDA|VA) 1 $345,000 $345,000 $17,629 5.25%
ALTOONA, PA (FHA|USDA|VA) 2 $340,000 $170,000 $7,224 6.75%
DeRidder, LA (FHA|USDA|VA) 1 $335,000 $335,000 $8,828 7.25%
RICHMOND, VA (FHA|USDA|VA) 1 $335,000 $335,000 $18,121 6.25%
Bellefontaine, OH (FHA|USDA|VA) 2 $330,000 $165,000 $3,926 6.81%
Wabash, IN (FHA|USDA|VA) 2 $330,000 $165,000 $9,325 7.19%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $330,000 $165,000 $6,609 6.69%
Thomaston, GA (FHA|USDA|VA) 2 $330,000 $165,000 $5,853 6.88%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $325,000 $325,000 $18,564 6.25%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1 $325,000 $325,000 $20,716 6.75%
ALBANY, GA (FHA|USDA|VA) 2 $320,000 $160,000 $8,527 6.50%
Russellville, AR (FHA|USDA|VA) 2 $320,000 $160,000 $6,928 6.13%
ERIE, PA (FHA|USDA|VA) 1 $315,000 $315,000 $5,357 7.50%
Starkville, MS (FHA|USDA|VA) 1 $315,000 $315,000 $11,988 6.75%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $315,000 $315,000 $11,045 5.63%
Fort Morgan, CO (FHA|USDA|VA) 1 $315,000 $315,000 $8,172 6.75%
Summerville, GA (FHA|USDA|VA) 2 $310,000 $155,000 $6,606 6.75%
Ottawa, IL (FHA|USDA|VA) 1 $305,000 $305,000 $11,478 5.75%
Clewiston, FL (FHA|USDA|VA) 1 $295,000 $295,000 $11,458 6.75%
Alexander City, AL (FHA|USDA|VA) 3 $285,000 $95,000 $4,084 8.04%
SAVANNAH, GA (FHA|USDA|VA) 1 $285,000 $285,000 $15,744 5.75%
Portsmouth, OH (FHA|USDA|VA) 2 $280,000 $140,000 $4,223 6.44%
Martin, TN (FHA|USDA|VA) 1 $275,000 $275,000 $6,196 7.38%
Okeechobee, FL (FHA|USDA|VA) 2 $270,000 $135,000 $9,416 6.31%
Cleveland, MS (FHA|USDA|VA) 1 $265,000 $265,000 $9,486 7.13%
Seymour, IN (FHA|USDA|VA) 1 $265,000 $265,000 $4,504 6.13%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $265,000 $265,000 $11,838 6.75%
Middlesborough, KY (FHA|USDA|VA) 2 $260,000 $130,000 $5,657 6.06%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $255,000 $255,000 $14,994 7.25%
ROCKY MOUNT, NC (FHA|USDA|VA) 2 $250,000 $125,000 $8,015 6.50%
Shelbyville, TN (FHA|USDA|VA) 1 $245,000 $245,000 $9,402 5.88%
Searcy, AR (FHA|USDA|VA) 1 $235,000 $235,000 $15,389 6.75%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $235,000 $235,000 $6,673 7.25%
Brookhaven, MS (FHA|USDA|VA) 1 $235,000 $235,000 $13,111 6.59%
Warsaw, IN (FHA|USDA|VA) 1 $235,000 $235,000 $7,178 7.63%
FORT COLLINS, CO (FHA|USDA|VA) 1 $225,000 $225,000 $7,234 5.75%
Selma, AL (FHA|USDA|VA) 2 $220,000 $110,000 $8,465 6.94%
MIDLAND, TX (FHA|USDA|VA) 1 $215,000 $215,000 $12,577 8.13%
Plymouth, IN (FHA|USDA|VA) 2 $210,000 $105,000 $5,226 7.13%
Nacogdoches, TX (FHA|USDA|VA) 1 $205,000 $205,000 $11,071 7.25%
DuBois, PA (FHA|USDA|VA) 1 $205,000 $205,000 $5,136 6.75%
GOLDSBORO, NC (FHA|USDA|VA) 1 $205,000 $205,000 $6,448 8.13%
Lawrenceburg, TN (FHA|USDA|VA) 1 $195,000 $195,000 $10,822 7.25%
Tiffin, OH (FHA|USDA|VA) 1 $195,000 $195,000 $6,165 6.75%
Bedford, IN (FHA|USDA|VA) 1 $195,000 $195,000 $3,467 7.50%
MANSFIELD, OH (FHA|USDA|VA) 2 $190,000 $95,000 $6,083 7.19%
TOLEDO, OH (FHA|USDA|VA) 1 $185,000 $185,000 $4,870 6.88%
Jasper, IN (FHA|USDA|VA) 1 $185,000 $185,000 $2,635 7.63%
KANKAKEE, IL (FHA|USDA|VA) 1 $185,000 $185,000 $6,089 6.50%
Kendallville, IN (FHA|USDA|VA) 1 $185,000 $185,000 $2,748 7.13%
New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $185,000 $185,000 $9,225 5.75%
ROCKFORD, IL (FHA|USDA|VA) 1 $185,000 $185,000 $7,004 6.75%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1 $185,000 $185,000 $4,483 6.25%
Enterprise, AL (FHA|USDA|VA) 1 $175,000 $175,000 $5,759 8.00%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $175,000 $175,000 $3,349 6.88%
Albertville, AL (FHA|USDA|VA) 1 $175,000 $175,000 $11,622 7.63%
ALBUQUERQUE, NM (FHA|USDA|VA) 1 $175,000 $175,000 $7,041 6.63%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $175,000 $175,000 $7,538 6.75%
McMinnville, TN (FHA|USDA|VA) 1 $165,000 $165,000 $4,996 6.75%
Oxford, MS (FHA|USDA|VA) 1 $165,000 $165,000 $5,302 6.25%
Sturgis, MI (FHA|USDA|VA) 1 $155,000 $155,000 $7,220 7.25%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $155,000 $155,000 $8,339 6.75%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $155,000 $155,000 $8,540 5.88%
Douglas, GA (FHA|USDA|VA) 1 $155,000 $155,000 $10,068 0.00%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $155,000 $155,000 $10,297 8.13%
Warren, PA (FHA|USDA|VA) 1 $155,000 $155,000 $5,008 5.88%
West Point, MS (FHA|USDA|VA) 1 $145,000 $145,000 $7,610 7.25%
Waycross, GA (FHA|USDA|VA) 1 $145,000 $145,000 $4,783 5.88%
Marshalltown, IA (FHA|USDA|VA) 1 $145,000 $145,000 $7,388 8.13%
SAGINAW, MI (FHA|USDA|VA) 1 $145,000 $145,000 $8,801 8.13%
Marietta, OH (FHA|USDA|VA) 1 $135,000 $135,000 $6,564 6.25%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $135,000 $135,000 $6,811 6.25%
Talladega-Sylacauga, AL (FHA|USDA|VA) 2 $130,000 $65,000 $3,376 8.87%
DECATUR, IL (FHA|USDA|VA) 1 $125,000 $125,000 $7,942 6.75%
Vicksburg, MS (FHA|USDA|VA) 1 $125,000 $125,000 $6,666 7.13%
Jackson, OH (FHA|USDA|VA) 1 $125,000 $125,000 $4,648 7.13%
Arkadelphia, AR (FHA|USDA|VA) 1 $125,000 $125,000 $4,896 6.50%
Jasper, AL (FHA|USDA|VA) 1 $125,000 $125,000 $3,445 8.13%
Alice, TX (FHA|USDA|VA) 1 $115,000 $115,000 $7,244 8.13%
SUMTER, SC (FHA|USDA|VA) 1 $115,000 $115,000 $5,136 8.13%
Clearlake, CA (FHA|USDA|VA) 1 $115,000 $115,000 $6,093 6.25%
Iron Mountain, MI-WI (FHA|USDA|VA) 1 $115,000 $115,000 $5,965 6.75%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $105,000 $105,000 $9,694 6.50%
MUNCIE, IN (FHA|USDA|VA) 1 $105,000 $105,000 $4,903 7.50%
ABILENE, TX (FHA|USDA|VA) 1 $105,000 $105,000 $7,252 8.13%
Centralia, IL (FHA|USDA|VA) 1 $95,000 $95,000 $9,200 7.13%
Ludington, MI (FHA|USDA|VA) 1 $85,000 $85,000 $6,213 6.75%
Clarksdale, MS (FHA|USDA|VA) 1 $85,000 $85,000 $6,557 6.24%
Jesup, GA (FHA|USDA|VA) 1 $85,000 $85,000 $4,470 7.75%
Grenada, MS (FHA|USDA|VA) 1 $75,000 $75,000 $6,175 6.25%
Greenwood, MS (FHA|USDA|VA) 1 $75,000 $75,000 $6,270 5.89%
Washington, NC (FHA|USDA|VA) 1 $65,000 $65,000 $5,781 7.13%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $65,000 $65,000 $3,970 6.88%
FLINT, MI (FHA|USDA|VA) 1 $55,000 $55,000 $5,291 7.25%
Cadillac, MI (FHA|USDA|VA) 1 $55,000 $55,000 $3,932 6.88%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $55,000 $55,000 $6,024 6.25%
Stockton Mortgage Corporation's top markets include Atlanta, Louisville, Pittsburgh, Lexington, and Cincinnati among others.

Their top states include:
  • Kentucky (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against STOCKTON MORTGAGE CORPORATION based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    ORNL Federal Credit Union
    Similarity Rank: 54
    Whitaker Bank
    Similarity Rank: 68
    INTERRA CREDIT UNION
    Similarity Rank: 96
    First Farmers and Merchants Bank
    Similarity Rank: 130
    Circle Federal Credit Union
    Similarity Rank: 152
    INOVA FEDERAL CREDIT UNION
    Similarity Rank: 200
    Citizens Tri-County Bank
    Similarity Rank: 210
    The Peoples Bank
    Similarity Rank: 270

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,619 $630,275,000 $240,655 $6,298 6.92%
    FHA 2,260 $492,820,000 $218,062 $10,626 6.60%
    VA 534 $156,380,000 $292,846 $9,480 6.38%
    USDA 307 $51,275,000 $167,020 $7,403 6.58%

    For 2023, Stockton Mortgage Corporation's most frequently originated type of loan was Conventional, with 2,619 originations. Their 2nd most popular type was FHA, with 2,260 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 5,173 $1,214,955,000 $234,865 $8,331 6.71%
    Cash Out Refi 403 $80,365,000 $199,417 $9,114 6.84%
    Refi 143 $35,355,000 $247,238 $7,700 6.70%
    Other 1 $75,000 $75,000 $3,169 10.75%

    For 2023, Stockton Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 5,173 originations. The 2nd most popular reason was Cash Out Refi, with 403 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 5,550 $1,297,550,000 $233,793 $8,367 6.77%
    30+ year 45 $10,605,000 $235,667 $14,384 0.00%
    15 Year 40 $12,050,000 $301,250 $7,529 6.34%
    10 Year 31 $255,000 $8,226 $157 9.66%
    Other 31 $6,105,000 $196,935 $10,757 6.64%
    20 Year 21 $4,175,000 $198,810 $7,190 6.80%
    5 Year 2 $10,000 $5,000 $0 0.00%

    For 2023, Stockton Mortgage Corporation's most frequently cited loan duration was 30 Year, with 5,550 originations. The 2nd most popular length was 30+ year, with 45 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 1,395 $455,825,000 $326,756
    $3k-4k 1,119 $215,305,000 $192,408
    $1k-2k 1,102 $228,750,000 $207,577
    $2k-3k 973 $177,855,000 $182,790
    $4k-5k 880 $204,550,000 $232,443
    $<1k 241 $46,435,000 $192,676

    Stockton Mortgage Corporation's average total fees were $8,367, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,395 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 3,106 $711,160,000 $228,963
    7-8% 1,620 $388,670,000 $239,920
    5-6% 667 $161,815,000 $242,601
    Over 8% 242 $48,240,000 $199,339
    <2.5% 70 $16,140,000 $230,571
    4-5% 15 $4,725,000 $315,000

    During 2023, Stockton Mortgage Corporation's average interest rate for loans was 6.77%, while their most frequently originated rate bucket for loans was 6-7%, with 3,106 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,629 $714,845,000 $271,908 $9,545 6.69%
    $100k-200k 2,145 $332,225,000 $154,883 $6,640 6.67%
    $100,000 or less 466 $33,540,000 $71,974 $4,651 7.10%
    $400k-600k 382 $178,480,000 $467,225 $13,012 6.79%
    $600k-1MM 90 $61,760,000 $686,222 $12,616 6.79%
    $1MM+ 8 $9,900,000 $1,237,500 $31,651 6.67%

    2023 saw Stockton Mortgage Corporation place emphasis on $200k-400k loans with 2,629 originations, totaling $714,845,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,817 $342,615,000 $188,561 $7,624 6.64%
    $75k-100k 1,206 $286,100,000 $237,231 $8,927 6.73%
    $100k-150k 1,128 $324,970,000 $288,094 $9,537 6.82%
    $50k or less 890 $114,180,000 $128,292 $6,188 6.65%
    $150k-250k 507 $181,495,000 $357,978 $10,094 6.87%
    $250k+ 166 $79,630,000 $479,699 $11,061 6.99%

    Stockton Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 1,817 originations. The second most popular income band? $75k-100k, with 1,206 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 894 $192,400,000 $215,213 $7,482 6.74%
    20-30% 733 $162,645,000 $221,889 $7,224 6.73%
    50-60% 633 $163,235,000 $257,875 $11,248 6.55%
    49% 302 $78,070,000 $258,510 $9,235 6.68%
    44% 274 $67,830,000 $247,555 $8,721 6.73%
    43% 257 $61,405,000 $238,930 $8,474 6.68%
    42% 249 $56,975,000 $228,815 $8,195 6.90%
    45% 240 $60,470,000 $251,958 $8,744 6.84%
    40% 229 $51,905,000 $226,659 $8,436 6.67%
    41% 228 $51,380,000 $225,351 $8,072 6.78%
    48% 224 $57,660,000 $257,411 $9,219 6.80%
    46% 222 $50,260,000 $226,396 $8,229 6.72%
    47% 219 $54,055,000 $246,826 $9,054 6.72%
    38% 218 $49,390,000 $226,560 $7,925 6.68%
    39% 212 $46,650,000 $220,047 $7,594 6.71%
    37% 209 $44,345,000 $212,177 $7,541 6.79%
    36% 205 $44,885,000 $218,951 $7,516 6.77%
    <20% 154 $30,770,000 $199,805 $6,281 6.85%
    >60% 15 $5,585,000 $372,333 $12,396 6.50%

    Stockton Mortgage Corporation lent most frequently to those with DTI ratios of 30-36%, with 894 originations. The next most common DTI ratio? 20-30%, with 733 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 4,543 $1,034,555,000 $227,725 $8,185 6.72%
    Not provided 478 $122,310,000 $255,879 $8,641 6.75%
    Black 536 $122,030,000 $227,668 $9,528 6.66%
    Asian 134 $44,620,000 $332,985 $8,719 6.91%
    American Indian 25 $6,345,000 $253,800 $10,052 6.85%
    Native Hawaiian or Islander 3 $775,000 $258,333 $8,995 7.33%
    Other Asian 1 $115,000 $115,000 $3,682 7.00%

    Approval Rates

    Total approvals of all applications
    93.81%

    Stockton Mortgage Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    63.67%

    Stockton Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 5,720 $1,330,750,000 $232,649

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    5,720 $1,330,750,000 $232,649

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 121 $16,535,000 $136,653 $5,133 6.79%
    40-60% 325 $61,465,000 $189,123 $6,410 6.74%
    60-80% 1,008 $244,380,000 $242,440 $7,420 6.88%
    80-100% 4,120 $977,280,000 $237,204 $8,788 6.67%
    Over 100% 96 $29,430,000 $306,563 $14,607 6.47%
    Under 20% 50 $1,660,000 $33,200 $1,539 8.20%