212 Loans Of Oregon Mortgage Rates, Fees & Info

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LEI: 2549001ZCEBYFHYUPH52

Tax ID: 84-3785268

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    212 Loans Of Oregon is a smaller mortgage company specializing in Home Purchase loans. 212 Loans Of Oregon has a high proportion of conventional loans. Their top (well, only) market is Portland.

    212 Loans Of Oregon has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    Originations

    23

    Origination Dollar Volume (All Markets)

    $10,395,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 23 $10,395,000 $451,957 $0 11.77%
    212 Loans Of Oregon's top markets include and Portland among others.

    Their top states include:
  • Oregon (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 23 $10,395,000 $451,957 $0 11.77%

    For 2023, 212 Loans Of Oregon's most frequently originated type of loan was Conventional, with 23 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 23 $10,395,000 $451,957 $0 11.77%

    For 2023, 212 Loans Of Oregon's most frequently cited loan purpose was Home Purchase, with 23 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 23 $10,395,000 $451,957 $0 11.77%

    For 2023, 212 Loans Of Oregon's most frequently cited loan duration was Other, with 23 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    Over 8% 23 $10,395,000 $451,957

    During 2023, 212 Loans Of Oregon's average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was Over 8%, with 23 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 10 $3,350,000 $335,000 $0 11.69%
    $400k-600k 10 $4,670,000 $467,000 $0 11.79%
    $600k-1MM 3 $2,375,000 $791,667 $0 11.99%

    2023 saw 212 Loans Of Oregon place emphasis on $200k-400k loans with 10 originations, totaling $3,350,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $250k+ 6 $3,300,000 $550,000 $0 11.66%
    $150k-250k 2 $860,000 $430,000 $0 11.49%
    $100k-150k 1 $455,000 $455,000 $0 11.99%
    $50k-75k 1 $345,000 $345,000 $0 11.99%

    212 Loans Of Oregon lent most frequently to those with incomes in the $250k+ range, with 6 originations. The second most popular income band? $150k-250k, with 2 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 14 $5,780,000 $412,857 $0 11.85%
    White 5 $2,805,000 $561,000 $0 11.59%
    Not provided 2 $940,000 $470,000 $0 11.99%
    Vietnamese 2 $870,000 $435,000 $0 11.49%

    Approval Rates

    Total approvals of all applications
    100.00%

    212 Loans Of Oregon has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    78.26%

    212 Loans Of Oregon has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 23 $10,395,000 $451,957

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    23 $10,395,000 $451,957