212 Loans Of Oregon Mortgage Rates, Fees & Info
,LEI: 2549001ZCEBYFHYUPH52
Tax ID: 84-3785268
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Mortgage Data
Review & Overview
212 Loans Of Oregon is a smaller mortgage company specializing in Home Purchase loans. 212 Loans Of Oregon has a high proportion of conventional loans. Their top two markets are Portland and Albany .212 Loans Of Oregon has an above average approval rate when compared to the average across all lenders.
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Originations
12Origination Dollar Volume (All Markets)
$3,490,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 11 | $3,315,000 | $301,364 | $0 | 10.17% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 9.99% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 12 | $3,490,000 | $290,833 | $0 | 10.16% |
For 2020, 212 Loans Of Oregon's most frequently originated type of loan was Conventional, with 12 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Home Purchase | 12 | $3,490,000 | $290,833 | $0 | 10.16% |
For 2020, 212 Loans Of Oregon's most frequently cited loan purpose was Home Purchase, with 12 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 12 | $3,490,000 | $290,833 | $0 | 10.16% |
For 2020, 212 Loans Of Oregon's most frequently cited loan duration was Other, with 12 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| Over 8% | 12 | $3,490,000 | $290,833 |
During 2020, 212 Loans Of Oregon's average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was Over 8%, with 12 originations.
Loan Sizing
2020 saw 212 Loans Of Oregon place emphasis on $200k-400k loans with 6 originations, totaling $1,560,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $150k-250k | 2 | $510,000 | $255,000 | $0 | 9.99% |
| $250k+ | 2 | $230,000 | $115,000 | $0 | 10.99% |
| $50k-75k | 1 | $245,000 | $245,000 | $0 | 9.99% |
212 Loans Of Oregon lent most frequently to those with incomes in the $150k-250k range, with 2 originations. The second most popular income band? $250k+, with 2 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Not applicable | 6 | $1,940,000 | $323,333 | $0 | 9.99% |
| White | 6 | $1,550,000 | $258,333 | $0 | 10.32% |
Approval Rates
Total approvals of all applications100.00%
212 Loans Of Oregon has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to originationPoints and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 12 | $3,490,000 | $290,833 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Site-Built | 12 | $3,490,000 | $290,833 |
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Loan Cabin Inc. | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 100.0% |