Oregon Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Oregon averaged
6.73%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.54% and
one month ago for the week of 2025-02-27, the
average rate was 6.55%.
Oregon's average rate one year ago was 6.88%.
For refis of the same type during the week of 2025-04-03, the average rate
was 6.97%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Oregon 30 Year Fixed Rate | 2025-04-03 | 6.73% |
| Oregon 30 Year Fixed Rate Refi | 2025-04-03 | 6.97% |
| Oregon 15 Year Fixed Rate | 2025-04-03 | 5.79% |
| Oregon 15 Year Fixed Rate Refi | 2025-04-03 | 5.65% |
| Oregon 30 Year FHA | 2025-04-03 | 5.93% |
| Oregon 30 Year FHA Refi | 2025-04-03 | 6.04% |
| Oregon 30 Year USDA | 2025-04-03 | 6.16% |
| Oregon 30 Year USDA Refi | 2025-04-03 | 6.12% |
| Oregon 30 Year VA | 2025-04-03 | 6.22% |
| Oregon 30 Year VA Refi | 2025-04-03 | 5.4% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Oregon.
Oregon Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Oregon market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Oregon Average Closing Costs & Other Stats
Oregon's 402 lenders originated 77,593
loans during 2024. The total origination value was $27,552,775,000, with an average loan value of
$355,094.
Oregon's average closing costs are $6,435.
The top Oregon lender as defined by loan originations is GUILD MORTGAGE COMPANY, with
2,343 loans originated. Their average total fees are
$8,697, which is $427
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee Oregon lenders (with over 10 loans originated) are
Discover Bank ($0), SIRVA MORTGAGE, INC. ($2,056), PULTE MORTGAGE LLC ($2,197), HOMEAMERICAN MORTGAGE CORPORATION ($2,813) and South Pacific Financial Corporation ($3,372).
The lowest rate Oregon lenders (with over 10 loans originated) are
FIRST COMMUNITY (5.39%), CLM MORTGAGE, INC (5.41%), HOMEAMERICAN MORTGAGE CORPORATION (5.43%), DHI MORTGAGE COMPANY, LTD. (5.69%) and CALCON MUTUAL MORTGAGE LLC (5.70%).
Oregon Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $1,517,225,000 | $1,801,005,000 | 18.7% | 6.5% |
| GUILD MORTGAGE COMPANY | $1,101,870,000 | $1,417,775,000 | 28.7% | 5.1% |
| OnPoint Community Credit Union | $1,083,100,000 | $1,277,570,000 | 18.0% | 4.6% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $625,610,000 | $1,121,535,000 | 79.3% | 4.1% |
| QUICKEN LOANS, LLC | $928,060,000 | $1,060,625,000 | 14.3% | 3.8% |
| U.S. Bank | $659,455,000 | $704,110,000 | 6.8% | 2.6% |
| Umpqua Bank | $525,145,000 | $583,595,000 | 11.1% | 2.1% |
| CMG MORTGAGE, INC. | $460,000,000 | $576,200,000 | 25.3% | 2.1% |
| NATIONS DIRECT MORTGAGE, LLC | $377,920,000 | $566,070,000 | 49.8% | 2.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $415,080,000 | $487,895,000 | 17.5% | 1.8% |
| NEWREZ LLC | $276,875,000 | $475,540,000 | 71.8% | 1.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $485,205,000 | $437,070,000 | -9.9% | 1.6% |
| JPMorgan Chase Bank | $457,120,000 | $417,370,000 | -8.7% | 1.5% |
| MORTGAGE EXPRESS, LLC | $297,525,000 | $407,765,000 | 37.1% | 1.5% |
| LOANDEPOT.COM, LLC | $281,075,000 | $374,880,000 | 33.4% | 1.4% |
| WALKER & DUNLOP, LLC | $64,475,000 | $359,965,000 | 458.3% | 1.3% |
| PENNYMAC LOAN SERVICES, LLC | $213,065,000 | $354,405,000 | 66.3% | 1.3% |
| FIRST TECHNOLOGY | $326,860,000 | $330,310,000 | 1.1% | 1.2% |
| SUMMIT FUNDING, INC. | $295,650,000 | $301,605,000 | 2.0% | 1.1% |
| DIRECTORS MORTGAGE, INC. | $245,520,000 | $297,570,000 | 21.2% | 1.1% |
| MOVEMENT MORTGAGE, LLC | $230,030,000 | $284,430,000 | 23.6% | 1.0% |
| ROGUE | $243,610,000 | $284,120,000 | 16.6% | 1.0% |
| EAGLE HOME MORTGAGE, LLC | $208,265,000 | $282,480,000 | 35.6% | 1.0% |
| CBRE MULTIFAMILY CAPITAL, INC. | $245,335,000 | $280,250,000 | 14.2% | 1.0% |
| Mortgage Research Center, LLC | $189,150,000 | $277,615,000 | 46.8% | 1.0% |
| Wells Fargo Bank | $411,845,000 | $270,880,000 | -34.2% | 1.0% |
| GUARANTEED RATE, INC. | $227,875,000 | $263,920,000 | 15.8% | 1.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $289,880,000 | $260,740,000 | -10.1% | 0.9% |
| Bank of America | $267,270,000 | $251,340,000 | -6.0% | 0.9% |
| The Loan Store, Inc. | $45,520,000 | $244,735,000 | 437.6% | 0.9% |
| Banner Bank | $269,615,000 | $231,155,000 | -14.3% | 0.8% |
| FREEDOM MORTGAGE CORPORATION | $72,645,000 | $229,285,000 | 215.6% | 0.8% |
| Century Mortgage Company DBA Century Lending Company | $117,680,000 | $222,355,000 | 88.9% | 0.8% |
| FIRST COMMUNITY | $73,725,000 | $208,045,000 | 182.2% | 0.8% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $191,170,000 | $185,680,000 | -2.9% | 0.7% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $179,435,000 | $184,565,000 | 2.9% | 0.7% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $188,385,000 | $183,585,000 | -2.5% | 0.7% |
| DHI MORTGAGE COMPANY, LTD. | $127,250,000 | $183,140,000 | 43.9% | 0.7% |
| Rivermark Community Credit Union | $81,000,000 | $178,250,000 | 120.1% | 0.6% |
| UNION HOME MORTGAGE CORP. | $71,680,000 | $175,090,000 | 144.3% | 0.6% |
| OREGON COMMUNITY | $158,545,000 | $166,525,000 | 5.0% | 0.6% |
| Citibank | $63,830,000 | $165,895,000 | 159.9% | 0.6% |
| SELCO COMMUNITY | $171,135,000 | $158,450,000 | -7.4% | 0.6% |
| Flagstar Bank, FSB | $132,385,000 | $153,680,000 | 16.1% | 0.6% |
| S1L, Inc. | $146,485,000 | $148,130,000 | 1.1% | 0.5% |
| Sierra Pacific Mortgage Company, Inc. | $124,040,000 | $143,440,000 | 15.6% | 0.5% |
| PLAZA HOME MORTGAGE, INC. | $102,280,000 | $142,190,000 | 39.0% | 0.5% |
| BROKER SOLUTIONS, INC. | $115,525,000 | $140,415,000 | 21.5% | 0.5% |
| ORIX REAL ESTATE CAPITAL, LLC | $16,715,000 | $139,665,000 | 735.6% | 0.5% |
| KeyBank | $215,765,000 | $132,570,000 | -38.6% | 0.5% |
| NAVY FEDERAL CREDIT UNION | $118,270,000 | $131,420,000 | 11.1% | 0.5% |
| Oregon State Credit Union | $85,170,000 | $126,395,000 | 48.4% | 0.5% |
| SUMMIT MORTGAGE CORPORATION | $107,930,000 | $116,165,000 | 7.6% | 0.4% |
| MARION AND POLK SCHOOLS CREDIT UNION | $125,360,000 | $114,145,000 | -8.9% | 0.4% |
| Washington Federal Bank | $155,580,000 | $113,435,000 | -27.1% | 0.4% |
| BERKADIA COMMERCIAL MORTGAGE LLC | $74,880,000 | $111,675,000 | 49.1% | 0.4% |
| Paramount Residential Mortgage Group, Inc. | $55,315,000 | $111,310,000 | 101.2% | 0.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $84,900,000 | $110,695,000 | 30.4% | 0.4% |
| PANORAMA MORTGAGE GROUP, LLC | $59,920,000 | $105,380,000 | 75.9% | 0.4% |
| BAY EQUITY LLC | $80,740,000 | $102,105,000 | 26.5% | 0.4% |
| Nations Lending Corporation | $101,455,000 | $100,755,000 | -0.7% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $78,020,000 | $98,020,000 | 25.6% | 0.4% |
| Mid Oregon Federal Credit Union | $93,325,000 | $97,855,000 | 4.9% | 0.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $94,785,000 | $97,035,000 | 2.4% | 0.4% |
| CHURCHILL MORTGAGE CORPORATION | $104,485,000 | $96,530,000 | -7.6% | 0.4% |
| TWINSTAR | $110,615,000 | $95,275,000 | -13.9% | 0.3% |
| ZILLOW HOME LOANS, LLC | $18,485,000 | $91,890,000 | 397.1% | 0.3% |
| South Pacific Financial Corporation | $95,105,000 | $91,470,000 | -3.8% | 0.3% |
| BMO Harris Bank | $78,820,000 | $91,025,000 | 15.5% | 0.3% |
| Morgan Stanley Private Bank | $99,465,000 | $90,545,000 | -9.0% | 0.3% |
| Unitus Community Credit Union | $69,100,000 | $90,440,000 | 30.9% | 0.3% |
| Willamette Valley Bank | $114,120,000 | $89,830,000 | -21.3% | 0.3% |
| CANOPY MORTGAGE, LLC | $111,035,000 | $87,205,000 | -21.5% | 0.3% |
| Sunflower Bank | $17,080,000 | $85,375,000 | 399.9% | 0.3% |
| LPMC, LLC | $82,395,000 | $82,830,000 | 0.5% | 0.3% |
| American Mortgage & Equity Consultants, Inc. | $83,300,000 | $80,535,000 | -3.3% | 0.3% |
| Barings Multifamily Capital | $80,050,000 | n/a | 0.3% | |
| PNC Bank | $90,195,000 | $78,650,000 | -12.8% | 0.3% |
| USAA Federal Savings Bank | $55,380,000 | $76,885,000 | 38.8% | 0.3% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $64,130,000 | $75,970,000 | 18.5% | 0.3% |
| GREYSTONE SERVICING COMPANY LLC | $40,760,000 | $69,860,000 | 71.4% | 0.3% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $62,295,000 | $66,280,000 | 6.4% | 0.2% |
| Commerce Home Mortgage, Inc. | $87,135,000 | $65,960,000 | -24.3% | 0.2% |
| Northwest Farm Credit Services, FLCA | $41,960,000 | $65,645,000 | 56.4% | 0.2% |
| First Interstate Bank | $77,050,000 | $60,935,000 | -20.9% | 0.2% |
| Evergreen Federal Bank | $66,930,000 | $60,220,000 | -10.0% | 0.2% |
| LIMA ONE CAPITAL, LLC | $14,155,000 | $59,005,000 | 316.8% | 0.2% |
| ALLIANT CREDIT UNION | $30,540,000 | $58,665,000 | 92.1% | 0.2% |
| HomeStreet Bank | $51,455,000 | $58,660,000 | 14.0% | 0.2% |
| NBKC BANK | $41,305,000 | $58,445,000 | 41.5% | 0.2% |
| Boeing Employees Credit Union | $78,885,000 | $57,995,000 | -26.5% | 0.2% |
| SCENIC OAKS FUNDING, INC. | $715,000 | $54,605,000 | 7,537.1% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $13,765,000 | $52,320,000 | 280.1% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $45,185,000 | $52,195,000 | 15.5% | 0.2% |
| Figure Lending LLC | $28,635,000 | $51,765,000 | 80.8% | 0.2% |
| Plains Commerce Bank | $27,750,000 | $51,110,000 | 84.2% | 0.2% |
| SAMMAMISH MORTGAGE COMPANY | $50,965,000 | $50,465,000 | -1.0% | 0.2% |
| Golden Empire Mortgage, Inc. | $46,485,000 | $48,955,000 | 5.3% | 0.2% |
| ENVOY MORTGAGE, LTD | $17,830,000 | $48,360,000 | 171.2% | 0.2% |
| BETTER MORTGAGE CORPORATION | $39,880,000 | $47,940,000 | 20.2% | 0.2% |
| HOMEXPRESS MORTGAGE CORP. | $30,045,000 | $47,900,000 | 59.4% | 0.2% |
| CALCON MUTUAL MORTGAGE LLC | $10,875,000 | $47,160,000 | 333.7% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $30,655,000 | $47,030,000 | 53.4% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $12,425,000 | $45,210,000 | 263.9% | 0.2% |
| BERKELEY POINT CAPITAL LLC | $38,000,000 | $44,945,000 | 18.3% | 0.2% |
| 1st Security Bank of Washington | $40,200,000 | $44,360,000 | 10.3% | 0.2% |
| iQ Credit Union | $32,395,000 | $43,850,000 | 35.4% | 0.2% |
| Washington Trust Bank | $36,095,000 | $43,620,000 | 20.8% | 0.2% |
| Citadel Servicing Corporation | $34,485,000 | $43,005,000 | 24.7% | 0.2% |
| AMERICAN FINANCIAL RESOURCES, INC. | $13,570,000 | $42,695,000 | 214.6% | 0.2% |
| TRIAD FINANCIAL SERVICES, INC. | $47,745,000 | $41,400,000 | -13.3% | 0.2% |
| Merchants Mortgage & Trust Corporation | $29,940,000 | $40,420,000 | 35.0% | 0.1% |
| V.I.P. MORTGAGE, INC. | $25,210,000 | $39,770,000 | 57.8% | 0.1% |
| The Huntington National Bank | $45,810,000 | $39,450,000 | -13.9% | 0.1% |
| Bank of the Pacific | $14,100,000 | $39,315,000 | 178.8% | 0.1% |
| Charles Schwab Bank, SSB | $34,570,000 | $38,570,000 | 11.6% | 0.1% |
| Prosperity Home Mortgage, LLC | $24,740,000 | $38,440,000 | 55.4% | 0.1% |
| LENDSURE MORTGAGE CORP. | $27,325,000 | $36,615,000 | 34.0% | 0.1% |
| NFM, INC. | $44,455,000 | $36,455,000 | -18.0% | 0.1% |
| OREGONIANS CREDIT UNION | $36,345,000 | $36,295,000 | -0.1% | 0.1% |
| OCMBC, INC. | $28,020,000 | $36,080,000 | 28.8% | 0.1% |
| NEXERA HOLDING LLC | $10,285,000 | $35,990,000 | 249.9% | 0.1% |
| NMSI, INC. | $12,145,000 | $35,730,000 | 194.2% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $35,490,000 | $35,285,000 | -0.6% | 0.1% |
| GENEVA FINANCIAL, LLC | $42,485,000 | $35,125,000 | -17.3% | 0.1% |
| Yakima Federal Savings and Loan Association | $29,375,000 | $34,895,000 | 18.8% | 0.1% |
| Discover Bank | $35,420,000 | $34,710,000 | -2.0% | 0.1% |
| GESA | $11,025,000 | $34,200,000 | 210.2% | 0.1% |
| Clackamas Federal Credit Union | $37,770,000 | $33,655,000 | -10.9% | 0.1% |
| Consolidated Federal Credit Union | $41,045,000 | $33,650,000 | -18.0% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $77,245,000 | $33,125,000 | -57.1% | 0.1% |
| Bank of England | $43,325,000 | $32,810,000 | -24.3% | 0.1% |
| FIBRE FEDERAL CREDIT UNION | $32,110,000 | $31,990,000 | -0.4% | 0.1% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $33,295,000 | $31,980,000 | -3.9% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $19,340,000 | $31,540,000 | 63.1% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $13,440,000 | $30,970,000 | 130.4% | 0.1% |
| CLM MORTGAGE, INC | $30,550,000 | n/a | 0.1% | |
| GoPrime Mortgage, Inc. | $17,385,000 | $30,370,000 | 74.7% | 0.1% |
| Cornerstone First Mortgage, Inc | $25,765,000 | $29,970,000 | 16.3% | 0.1% |
| The Federal Savings Bank | $33,665,000 | $29,820,000 | -11.4% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $53,760,000 | $29,710,000 | -44.7% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $12,735,000 | $29,355,000 | 130.5% | 0.1% |
| 21ST MORTGAGE CORPORATION | $24,670,000 | $29,150,000 | 18.2% | 0.1% |
| First Federal | $21,130,000 | $28,805,000 | 36.3% | 0.1% |
| Equity Prime Mortgage LLC | $16,095,000 | $28,620,000 | 77.8% | 0.1% |
| HOMEAMERICAN MORTGAGE CORPORATION | $25,740,000 | $28,545,000 | 10.9% | 0.1% |
| GEORGIA'S OWN | $4,735,000 | $28,250,000 | 496.6% | 0.1% |
| CARDINAL FINANCIAL | $40,915,000 | $27,590,000 | -32.6% | 0.1% |
| LEADERONE FINANCIAL CORPORATION | $34,720,000 | $27,145,000 | -21.8% | 0.1% |
| UBS Bank USA | $27,420,000 | $27,120,000 | -1.1% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $4,990,000 | $26,720,000 | 435.5% | 0.1% |
| PLANET HOME LENDING, LLC | $15,350,000 | $26,100,000 | 70.0% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $22,185,000 | $25,580,000 | 15.3% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $23,305,000 | $25,405,000 | 9.0% | 0.1% |
| AXIA FINANCIAL, LLC | $28,405,000 | $23,695,000 | -16.6% | 0.1% |
| RF Renovo Management Company, LLC | $1,010,000 | $22,870,000 | 2,164.4% | 0.1% |
| Carrington Mortgage Services, LLC | $26,760,000 | $22,775,000 | -14.9% | 0.1% |
| CORNERSTONE HOME LENDING, INC. | $11,180,000 | $22,540,000 | 101.6% | 0.1% |
| PHH Mortgage Corporation | $13,370,000 | $22,335,000 | 67.1% | 0.1% |
| M&T Realty Capital Corporation | $45,220,000 | $22,215,000 | -50.9% | 0.1% |
| John Hancock Life Insurance Company (U.S.A.) | $21,005,000 | n/a | 0.1% | |
| Stifel Bank and Trust | $11,970,000 | $20,575,000 | 71.9% | 0.1% |
| Northpointe Bank | $12,875,000 | $20,430,000 | 58.7% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $27,390,000 | $20,035,000 | -26.9% | 0.1% |
| NEW DAY FINANCIAL, LLC | $12,830,000 | $20,025,000 | 56.1% | 0.1% |
| SIRVA MORTGAGE, INC. | $18,500,000 | $19,940,000 | 7.8% | 0.1% |
| PULTE MORTGAGE LLC | $735,000 | $19,695,000 | 2,579.6% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $15,430,000 | $19,610,000 | 27.1% | 0.1% |
| RESIDENTIAL MORTGAGE, LLC | $19,960,000 | $19,585,000 | -1.9% | 0.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $4,045,000 | $19,480,000 | 381.6% | 0.1% |
| LOANPAL, LLC | $7,420,000 | $18,840,000 | 153.9% | 0.1% |
| READYCAP COMMERCIAL, LLC | $10,550,000 | $18,805,000 | 78.2% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $27,950,000 | $18,535,000 | -33.7% | 0.1% |
| TBI MORTGAGE COMPANY | $3,715,000 | $18,510,000 | 398.3% | 0.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $17,015,000 | $18,220,000 | 7.1% | 0.1% |
| Heritage Bank | $2,885,000 | $18,165,000 | 529.6% | 0.1% |
| Popular Bank | $17,825,000 | n/a | 0.1% | |
| AMERITRUST MORTGAGE CORPORATION | $1,265,000 | $17,665,000 | 1,296.4% | 0.1% |
| First National Bank of America | $17,690,000 | $17,570,000 | -0.7% | 0.1% |
| PRIORITY HOME LENDING, LLC | $30,270,000 | $17,070,000 | -43.6% | 0.1% |
| DAS Acquisition Company, LLC | $16,065,000 | $16,955,000 | 5.5% | 0.1% |
| First Federal Bank | $6,355,000 | $16,820,000 | 164.7% | 0.1% |
| AMERICAN FINANCING CORPORATION | $13,110,000 | $16,670,000 | 27.2% | 0.1% |
| SPRING EQ, LLC | $9,615,000 | $16,565,000 | 72.3% | 0.1% |
| Coastal Community Bank | $15,250,000 | $16,435,000 | 7.8% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $12,820,000 | $16,415,000 | 28.0% | 0.1% |
| Regions Bank | $22,150,000 | $15,655,000 | -29.3% | 0.1% |
| EVERETT FINANCIAL, INC. | $11,780,000 | $15,240,000 | 29.4% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $15,320,000 | $15,225,000 | -0.6% | 0.1% |
| BAYSHORE MORTGAGE FUNDING, LLC | $14,895,000 | n/a | 0.1% | |
| Pacific Premier Bank | $9,955,000 | $14,750,000 | 48.2% | 0.1% |
| Keystone Funding, Inc. | $6,105,000 | $14,480,000 | 137.2% | 0.1% |
| NexBank | $8,030,000 | $14,435,000 | 79.8% | 0.1% |
| FIRST COLONY MORTGAGE CORPORATION | $9,540,000 | $14,335,000 | 50.3% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $7,055,000 | $14,125,000 | 100.2% | 0.1% |
| AMWEST FUNDING CORP. | $9,035,000 | $14,105,000 | 56.1% | 0.1% |
| Oregon Pacific Banking Company | $39,950,000 | $14,070,000 | -64.8% | 0.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $4,630,000 | $13,500,000 | 191.6% | 0.0% |
| Hometown Equity Mortgage, LLC | $10,615,000 | $13,410,000 | 26.3% | 0.0% |
| First-Citizens Bank & Trust Company | $40,960,000 | $13,270,000 | -67.6% | 0.0% |
| Legacy Bank & Trust Company | $13,205,000 | n/a | 0.0% | |
| Ally Bank | $15,305,000 | $13,150,000 | -14.1% | 0.0% |
| COLUMBIA COMMUNITY CREDIT UNION | $21,865,000 | $12,765,000 | -41.6% | 0.0% |
| Ameris Bank | $5,005,000 | $12,570,000 | 151.1% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $11,090,000 | $12,355,000 | 11.4% | 0.0% |
| Clackamas County Bank | $26,260,000 | $12,335,000 | -53.0% | 0.0% |
| Wauna Federal Credit Union | $16,810,000 | $12,330,000 | -26.7% | 0.0% |
| Zions Bank | $20,705,000 | $12,320,000 | -40.5% | 0.0% |
| Magnolia Bank | $6,805,000 | $12,025,000 | 76.7% | 0.0% |
| Loan Simple, Inc. | $15,295,000 | $11,635,000 | -23.9% | 0.0% |
| A&D Mortgage LLC | $9,725,000 | $11,580,000 | 19.1% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $17,475,000 | $11,315,000 | -35.3% | 0.0% |
| ARC HOME LLC | $21,910,000 | $11,060,000 | -49.5% | 0.0% |
| JMAC LENDING, INC. | $6,470,000 | $10,925,000 | 68.9% | 0.0% |
| Raymond James Bank | $10,680,000 | $10,925,000 | 2.3% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $2,500,000 | $10,895,000 | 335.8% | 0.0% |
| Ixonia Bank | $8,655,000 | $10,885,000 | 25.8% | 0.0% |
| ISERVE RESIDENTIAL LENDING, LLC | $1,535,000 | $10,625,000 | 592.2% | 0.0% |
| RED CANOE CREDIT UNION | $14,640,000 | $10,620,000 | -27.5% | 0.0% |
| INROADS | $10,410,000 | $10,540,000 | 1.2% | 0.0% |
| CENTRAL WILLAMETTE Credit Union | $11,195,000 | $9,930,000 | -11.3% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $1,320,000 | $9,660,000 | 631.8% | 0.0% |
| People's Bank of Commerce | $64,095,000 | $9,605,000 | -85.0% | 0.0% |
| Bethpage Federal Credit Union | $7,525,000 | $9,240,000 | 22.8% | 0.0% |
| Alaska USA Federal Credit Union | $6,530,000 | $9,155,000 | 40.2% | 0.0% |
| UNIVERSAL LENDING CORPORATION | $8,935,000 | n/a | 0.0% | |
| Farmers Bank & Trust | $8,535,000 | $8,815,000 | 3.3% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $8,765,000 | n/a | 0.0% | |
| 212 LOANS, LLC. | $8,755,000 | n/a | 0.0% | |
| 212 Loans of Oregon, LLC | $10,395,000 | $8,755,000 | -15.8% | 0.0% |
| Goldman Sachs Bank USA | $10,545,000 | $8,390,000 | -20.4% | 0.0% |
| Greenbox Loans, Inc. | $1,220,000 | $8,390,000 | 587.7% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $10,470,000 | $8,090,000 | -22.7% | 0.0% |
| AmeriHome Mortgage Company, LLC | $6,375,000 | $8,010,000 | 25.6% | 0.0% |
| Pacific NW Federal Credit Union | $5,870,000 | $7,905,000 | 34.7% | 0.0% |
| Arbor Realty Trust, Inc. | $16,990,000 | $7,875,000 | -53.6% | 0.0% |
| Lakeview Community Capital, LLC | $1,080,000 | $7,830,000 | 625.0% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $9,785,000 | $7,810,000 | -20.2% | 0.0% |
| Citizens Bank | $24,510,000 | $7,535,000 | -69.3% | 0.0% |
| The Central Trust Bank | $5,895,000 | $7,420,000 | 25.9% | 0.0% |
| MORIA DEVELOPMENT, INC. | $870,000 | $7,360,000 | 746.0% | 0.0% |
| Paramount Bank | $1,315,000 | $7,250,000 | 451.3% | 0.0% |
| MOUNTAIN AMERICA | $25,635,000 | $7,020,000 | -72.6% | 0.0% |
| Summit Mortgage Corporation | $8,625,000 | $6,955,000 | -19.4% | 0.0% |
| SOUTHWEST FUNDING, LP | $6,900,000 | n/a | 0.0% | |
| RANLIFE, INC. | $6,745,000 | $6,770,000 | 0.4% | 0.0% |
| PREMIA MORTGAGE, LLC | $3,540,000 | $6,710,000 | 89.5% | 0.0% |
| OAKTREE FUNDING CORP. | $4,970,000 | $6,655,000 | 33.9% | 0.0% |
| LADERA LENDING, INC. | $8,475,000 | $6,545,000 | -22.8% | 0.0% |
| GTE Federal Credit Union | $2,220,000 | $6,410,000 | 188.7% | 0.0% |
| NP, Inc. | $5,250,000 | $6,015,000 | 14.6% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $2,710,000 | $5,985,000 | 120.8% | 0.0% |
| Quontic Bank | $1,550,000 | $5,880,000 | 279.4% | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | $935,000 | $5,875,000 | 528.3% | 0.0% |
| FUNDLOANS CAPITAL | $185,000 | $5,845,000 | 3,059.5% | 0.0% |
| MOUNTAIN WEST FINANCIAL, INC. | $19,130,000 | $5,830,000 | -69.5% | 0.0% |
| Franklin Loan Corporation | $8,425,000 | $5,805,000 | -31.1% | 0.0% |
| Logan Finance Corporation | $1,455,000 | $5,600,000 | 284.9% | 0.0% |
| Old National Bank | $900,000 | $5,570,000 | 518.9% | 0.0% |
| STAR ONE CREDIT UNION | $7,915,000 | $5,415,000 | -31.6% | 0.0% |
| ONY GLO, INC. | $8,135,000 | $5,400,000 | -33.6% | 0.0% |
| COREVEST AMERICAN FINANCE LENDER LLC | $705,000 | $5,335,000 | 656.7% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $830,000 | $5,125,000 | 517.5% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $5,995,000 | $5,065,000 | -15.5% | 0.0% |
| Prudential Huntoon Paige Associates, LLC | $35,890,000 | $4,945,000 | -86.2% | 0.0% |
| MICHIGAN MUTUAL, INC. | $550,000 | $4,930,000 | 796.4% | 0.0% |
| MLD MORTGAGE INC. | $3,760,000 | $4,900,000 | 30.3% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $855,000 | $4,860,000 | 468.4% | 0.0% |
| BM Real Estate Services, Inc. | $1,735,000 | $4,730,000 | 172.6% | 0.0% |
| T2 FINANCIAL LLC | $750,000 | $4,700,000 | 526.7% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $3,820,000 | $4,600,000 | 20.4% | 0.0% |
| Bank of Eastern Oregon | $3,800,000 | $4,465,000 | 17.5% | 0.0% |
| DIGITAL Federal Credit Union | $14,025,000 | $4,415,000 | -68.5% | 0.0% |
| Luxury Mortgage Corp. | $1,620,000 | $4,245,000 | 162.0% | 0.0% |
| M&T Bank | $4,905,000 | $4,225,000 | -13.9% | 0.0% |
| HomeTrust Bank | $34,680,000 | $4,210,000 | -87.9% | 0.0% |
| Point West Credit Union | $2,790,000 | $4,175,000 | 49.6% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $860,000 | $4,170,000 | 384.9% | 0.0% |
| IDAHO CENTRAL | $5,675,000 | $4,165,000 | -26.6% | 0.0% |
| HighTechLending Inc | $5,300,000 | $4,155,000 | -21.6% | 0.0% |
| Axos Bank | $6,280,000 | $4,065,000 | -35.3% | 0.0% |
| Watermark Capital, Inc. | $2,590,000 | $4,010,000 | 54.8% | 0.0% |
| Waterstone Mortgage Corporation | $4,190,000 | $3,970,000 | -5.3% | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | $3,040,000 | $3,880,000 | 27.6% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $3,860,000 | $3,845,000 | -0.4% | 0.0% |
| ADVANCIAL | $1,685,000 | $3,825,000 | 127.0% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $4,320,000 | $3,775,000 | -12.6% | 0.0% |
| Home Mortgage Alliance Corp | $3,715,000 | n/a | 0.0% | |
| SILVER HILL FUNDING, LLC | $820,000 | $3,625,000 | 342.1% | 0.0% |
| MORTGAGEONE, INC. | $165,000 | $3,595,000 | 2,078.8% | 0.0% |
| Idaho First Bank | $4,225,000 | $3,555,000 | -15.9% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $2,230,000 | $3,540,000 | 58.7% | 0.0% |
| VERITAS FUNDING, LLC | $8,045,000 | $3,520,000 | -56.2% | 0.0% |
| Leader Bank | $1,870,000 | $3,505,000 | 87.4% | 0.0% |
| Devon Bank | $3,445,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $3,155,000 | $3,440,000 | 9.0% | 0.0% |
| INTELLILOAN, INC. | $3,345,000 | n/a | 0.0% | |
| CHEVRON | $800,000 | $3,340,000 | 317.5% | 0.0% |
| The Northern Trust Company | $405,000 | $3,290,000 | 712.3% | 0.0% |
| CLEARPATH LENDING | $1,190,000 | $3,205,000 | 169.3% | 0.0% |
| THRIVENT Federal Credit Union | $385,000 | $3,200,000 | 731.2% | 0.0% |
| USAlliance Federal Credit Union | $2,395,000 | $3,135,000 | 30.9% | 0.0% |
| HORIZON | $1,115,000 | $3,120,000 | 179.8% | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $465,000 | $3,105,000 | 567.7% | 0.0% |
| SPOKANE TEACHERS | $1,805,000 | $3,045,000 | 68.7% | 0.0% |
| City National Bank | $12,695,000 | $3,010,000 | -76.3% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $5,295,000 | $2,995,000 | -43.4% | 0.0% |
| NEW WAVE LENDING GROUP INC | $2,495,000 | $2,880,000 | 15.4% | 0.0% |
| HERITAGE GROVE Federal Credit Union | $2,570,000 | $2,860,000 | 11.3% | 0.0% |
| AHL FUNDING | $1,795,000 | $2,830,000 | 57.7% | 0.0% |
| North American Savings Bank, F.S.B. | $5,590,000 | $2,815,000 | -49.6% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $245,000 | $2,715,000 | 1,008.2% | 0.0% |
| SALAL | $390,000 | $2,675,000 | 585.9% | 0.0% |
| Truist | $6,220,000 | $2,650,000 | -57.4% | 0.0% |
| TruHome Solutions, LLC | $2,970,000 | $2,640,000 | -11.1% | 0.0% |
| EMM LOANS LLC | $1,325,000 | $2,590,000 | 95.5% | 0.0% |
| Performance Financial, Inc. | $1,490,000 | $2,500,000 | 67.8% | 0.0% |
| BOKF | $1,300,000 | $2,490,000 | 91.5% | 0.0% |
| Florida Capital Bank | $5,380,000 | $2,490,000 | -53.7% | 0.0% |
| Gateway First Bank | $3,585,000 | $2,485,000 | -30.7% | 0.0% |
| JMJ FINANCIAL GROUP | $2,150,000 | $2,460,000 | 14.4% | 0.0% |
| Toyota Financial Savings Bank | $6,745,000 | $2,360,000 | -65.0% | 0.0% |
| ALL REVERSE MORTGAGE, INC. | $2,935,000 | $2,315,000 | -21.1% | 0.0% |
| RESIDENTIAL BANCORP | $1,445,000 | $2,270,000 | 57.1% | 0.0% |
| Credence Funding Corporation | $325,000 | $2,250,000 | 592.3% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $2,240,000 | n/a | 0.0% | |
| LENDINGONE, LLC | $595,000 | $2,220,000 | 273.1% | 0.0% |
| United Nations Federal Credit Union | $345,000 | $2,210,000 | 540.6% | 0.0% |
| MidFirst Bank | $2,445,000 | $2,205,000 | -9.8% | 0.0% |
| Potlatch No. 1 Financial Credit Union | $1,205,000 | $2,170,000 | 80.1% | 0.0% |
| Vellum Mortgage, Inc. | $2,155,000 | n/a | 0.0% | |
| Baxter Credit Union | $1,060,000 | $2,135,000 | 101.4% | 0.0% |
| State Department Federal Credit Union | $1,835,000 | $2,135,000 | 16.3% | 0.0% |
| TOWNE MORTGAGE COMPANY | $1,380,000 | $2,130,000 | 54.3% | 0.0% |
| AMERICAN FIRST | $95,000 | $2,110,000 | 2,121.1% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $635,000 | $2,095,000 | 229.9% | 0.0% |
| First Horizon Bank | $760,000 | $2,090,000 | 175.0% | 0.0% |
| Armed Forces Bank | $670,000 | $2,025,000 | 202.2% | 0.0% |
| INTERNATIONAL CITY MORTGAGE, INC. | $275,000 | $1,995,000 | 625.5% | 0.0% |
| UIF CORPORATION | $2,565,000 | $1,980,000 | -22.8% | 0.0% |
| University Bank | $415,000 | $1,965,000 | 373.5% | 0.0% |
| INTERCAP LENDING INC. | $4,945,000 | $1,960,000 | -60.4% | 0.0% |
| Servion, Inc. | $800,000 | $1,940,000 | 142.5% | 0.0% |
| HAPO COMMUNITY CREDIT UNION | $3,265,000 | $1,910,000 | -41.5% | 0.0% |
| WASHINGTON STATE EMPLOYEES Credit Union | $4,610,000 | $1,910,000 | -58.6% | 0.0% |
| Deseret First Credit Union | $965,000 | $1,900,000 | 96.9% | 0.0% |
| Presidential Bank, FSB | $1,415,000 | $1,895,000 | 33.9% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $1,690,000 | $1,890,000 | 11.8% | 0.0% |
| Fifth Third Bank | $2,275,000 | $1,885,000 | -17.1% | 0.0% |
| Texana Bank | $1,875,000 | n/a | 0.0% | |
| NuVision Federal Credit Union | $405,000 | $1,865,000 | 360.5% | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | $3,525,000 | $1,845,000 | -47.7% | 0.0% |
| STANFORD Federal Credit Union | $4,875,000 | $1,835,000 | -62.4% | 0.0% |
| BNY Mellon | $5,830,000 | $1,810,000 | -69.0% | 0.0% |
| ML Mortgage Corp. | $1,795,000 | n/a | 0.0% | |
| D. L. Evans Bank | $1,615,000 | $1,790,000 | 10.8% | 0.0% |
| CASTPARTS EMPLOYEES | $3,145,000 | $1,775,000 | -43.6% | 0.0% |
| Heritage Bank | $2,885,000 | $1,755,000 | -39.2% | 0.0% |
| Allied First Bank,sb | $1,750,000 | n/a | 0.0% | |
| COAST 2 COAST FUNDING GROUP, INC. | $1,985,000 | $1,730,000 | -12.8% | 0.0% |
| ON Q FINANCIAL, INC. | $10,295,000 | $1,715,000 | -83.3% | 0.0% |
| Strong Home Mortgage, LLC | $1,850,000 | $1,700,000 | -8.1% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,330,000 | $1,585,000 | 19.2% | 0.0% |
| Firefighters First Federal Credit Union | $2,585,000 | $1,570,000 | -39.3% | 0.0% |
| DATA MORTGAGE, INC. | $1,495,000 | $1,555,000 | 4.0% | 0.0% |
| Academy Bank | $4,580,000 | $1,540,000 | -66.4% | 0.0% |
| EVANSVILLE TEACHERS | $1,710,000 | $1,540,000 | -9.9% | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $970,000 | $1,530,000 | 57.7% | 0.0% |
| EMBRACE HOME LOANS, INC. | $5,195,000 | $1,525,000 | -70.6% | 0.0% |
| First Bank | $1,380,000 | $1,515,000 | 9.8% | 0.0% |
| Equity Bank | $1,505,000 | $1,505,000 | 0.0% | 0.0% |
| KINECTA | $10,830,000 | $1,490,000 | -86.2% | 0.0% |
| PLUS RELOCATION MORTGAGE, LLC | $1,470,000 | n/a | 0.0% | |
| Community First Bank | $455,000 | $1,445,000 | 217.6% | 0.0% |
| USAGENCIES | $2,325,000 | $1,420,000 | -38.9% | 0.0% |
| TOWER | $865,000 | $1,405,000 | 62.4% | 0.0% |
| PENRITH HOME LOANS LLC | $24,350,000 | $1,385,000 | -94.3% | 0.0% |
| TJC Mortgage, Inc. | $495,000 | $1,385,000 | 179.8% | 0.0% |
| BECKAM FUNDING CORP. | $3,745,000 | $1,350,000 | -64.0% | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | $475,000 | $1,345,000 | 183.2% | 0.0% |
| MORTGAGE ACCESS CORP. | $355,000 | $1,330,000 | 274.6% | 0.0% |
| JET DIRECT FUNDING CORP | $725,000 | $1,310,000 | 80.7% | 0.0% |
| Bank of Hope | $1,240,000 | $1,300,000 | 4.8% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $2,095,000 | $1,295,000 | -38.2% | 0.0% |
| Evolve Bank & Trust | $16,670,000 | $1,280,000 | -92.3% | 0.0% |
| General Mortgage Capital Corporation | $805,000 | $1,265,000 | 57.1% | 0.0% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $3,115,000 | $1,265,000 | -59.4% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $2,030,000 | $1,255,000 | -38.2% | 0.0% |
| MYCUMORTGAGE, LLC | $1,030,000 | $1,255,000 | 21.8% | 0.0% |
| First National Bank of Omaha | $36,240,000 | $1,250,000 | -96.6% | 0.0% |
| RCN Capital, LLC | $765,000 | $1,230,000 | 60.8% | 0.0% |
| NUMERICA CREDIT UNION | $1,210,000 | n/a | 0.0% | |
| PACIFIC CASCADE FEDERAL CREDIT UNION | $1,420,000 | $1,200,000 | -15.5% | 0.0% |
| UNITED MORTGAGE CORP | $1,200,000 | n/a | 0.0% | |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $3,280,000 | $1,175,000 | -64.2% | 0.0% |
| NBH Bank | $790,000 | $1,175,000 | 48.7% | 0.0% |
| Elements Financial Federal Credit Union | $445,000 | $1,165,000 | 161.8% | 0.0% |
| Comerica Bank | $1,155,000 | n/a | 0.0% | |
| MORTGAGE CAPITAL PARTNERS, INC. | $985,000 | $1,130,000 | 14.7% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $2,045,000 | $1,110,000 | -45.7% | 0.0% |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $1,950,000 | $1,095,000 | -43.8% | 0.0% |
| Bell Bank | $1,385,000 | $1,090,000 | -21.3% | 0.0% |
| Connexus Credit Union | $1,880,000 | $1,085,000 | -42.3% | 0.0% |
| US MORTGAGE CORPORATION | $1,045,000 | n/a | 0.0% | |
| FBC MORTGAGE, LLC | $2,055,000 | $1,030,000 | -49.9% | 0.0% |
| FirstBank | $1,030,000 | n/a | 0.0% | |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $180,000 | $1,005,000 | 458.3% | 0.0% |
| Secured Investment Corp. | $975,000 | n/a | 0.0% | |
| GEO-CORP, INC. | $945,000 | n/a | 0.0% | |
| First Savings Bank | $2,065,000 | $940,000 | -54.5% | 0.0% |
| Arvest Bank | $1,365,000 | $930,000 | -31.9% | 0.0% |
| Liberty Savings Bank, F.S.B. | $470,000 | $920,000 | 95.7% | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | $885,000 | n/a | 0.0% | |
| Mabrey Bank | $875,000 | n/a | 0.0% | |
| Bank-Fund Staff Federal Credit Union | $865,000 | n/a | 0.0% | |
| GREENSTATE CREDIT UNION | $3,310,000 | $865,000 | -73.9% | 0.0% |
| INTERSTATE HOME LOAN CENTER, INC. | $165,000 | $850,000 | 415.2% | 0.0% |
| Timberland Bank | $160,000 | $830,000 | 418.8% | 0.0% |
| First United Bank and Trust Company | $810,000 | n/a | 0.0% | |
| INFINITY EQUITY GROUP, INC. | $810,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $585,000 | $805,000 | 37.6% | 0.0% |
| 5TH STREET CAPITAL, INC. | $465,000 | $800,000 | 72.0% | 0.0% |
| Glacier Bank | $355,000 | $800,000 | 125.4% | 0.0% |
| Goldwater Bank, N.A. | $2,850,000 | $795,000 | -72.1% | 0.0% |
| Superior Credit Union, Inc. | $795,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $1,530,000 | $775,000 | -49.3% | 0.0% |
| DIGNIFIED HOME LOANS, LLC | $620,000 | $770,000 | 24.2% | 0.0% |
| First Merchants Bank | $765,000 | n/a | 0.0% | |
| IAA Credit Union | $765,000 | n/a | 0.0% | |
| RADIUS FINANCIAL GROUP INC. | $765,000 | n/a | 0.0% | |
| DIRECT MORTGAGE, CORP. | $1,405,000 | $740,000 | -47.3% | 0.0% |
| AMERICAN FINANCE HOUSE LARIBA | $1,865,000 | $735,000 | -60.6% | 0.0% |
| Mechanics Bank | $68,170,000 | $725,000 | -98.9% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $165,000 | $720,000 | 336.4% | 0.0% |
| MEGASTAR FINANCIAL CORP. | $495,000 | $715,000 | 44.4% | 0.0% |
| Flanagan State Bank | $710,000 | n/a | 0.0% | |
| Meridian Bank Corporation | $435,000 | $710,000 | 63.2% | 0.0% |
| OPEN MORTGAGE, LLC | $1,080,000 | $710,000 | -34.3% | 0.0% |
| The Union Bank Company | $710,000 | n/a | 0.0% | |
| MY MOVE MORTGAGE, LLC | $505,000 | $700,000 | 38.6% | 0.0% |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $690,000 | n/a | 0.0% | |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $690,000 | n/a | 0.0% | |
| Alerus Financial | $850,000 | $675,000 | -20.6% | 0.0% |
| Chickasaw Community Bank | $410,000 | $640,000 | 56.1% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $1,120,000 | $640,000 | -42.9% | 0.0% |
| UMB Bank | $205,000 | $640,000 | 212.2% | 0.0% |
| DELMAR FINANCIAL COMPANY | $635,000 | n/a | 0.0% | |
| The Dart Bank | $275,000 | $635,000 | 130.9% | 0.0% |
| Cache Valley Bank | $630,000 | n/a | 0.0% | |
| COMMUNITY MORTGAGE FUNDING, LLC | $4,140,000 | $630,000 | -84.8% | 0.0% |
| Southwest Airlines Federal Credit Union | $625,000 | n/a | 0.0% | |
| FIRST COMMUNITY MORTGAGE, INC. | $755,000 | $620,000 | -17.9% | 0.0% |
| Financial Partners Credit Union | $610,000 | n/a | 0.0% | |
| BankCherokee | $605,000 | n/a | 0.0% | |
| First Western Trust Bank | $590,000 | $605,000 | 2.5% | 0.0% |
| Union Savings Bank | $590,000 | n/a | 0.0% | |
| HOMESTEAD FUNDING CORP. | $735,000 | $575,000 | -21.8% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $765,000 | $575,000 | -24.8% | 0.0% |
| BELEM SERVICING LLC | $670,000 | $565,000 | -15.7% | 0.0% |
| WINGS FINANCIAL | $2,960,000 | $560,000 | -81.1% | 0.0% |
| CHARTER WEST BANK | $555,000 | n/a | 0.0% | |
| BP Federal Credit Union | $545,000 | n/a | 0.0% | |
| IVY MORTGAGE, INC. | $545,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $2,955,000 | $530,000 | -82.1% | 0.0% |
| WESCOM CENTRAL CREDIT UNION | $530,000 | n/a | 0.0% | |
| City Lending Inc. | $525,000 | n/a | 0.0% | |
| Bank of Idaho | $1,650,000 | $520,000 | -68.5% | 0.0% |
| PACIFIC HOME LOANS, INC. | $515,000 | n/a | 0.0% | |
| Community First National Bank | $505,000 | n/a | 0.0% | |
| Fidelity Bank | $495,000 | n/a | 0.0% | |
| Hancock Whitney Bank | $495,000 | n/a | 0.0% | |
| First Financial Northwest Bank | $485,000 | n/a | 0.0% | |
| Merchants and Manufacturers Bank | $485,000 | n/a | 0.0% | |
| Tri Counties Bank | $1,515,000 | $485,000 | -68.0% | 0.0% |
| Encompass Lending Group, LP | $475,000 | n/a | 0.0% | |
| HomePromise Corporation | $485,000 | $475,000 | -2.1% | 0.0% |
| Nicolet National Bank | $465,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $730,000 | $460,000 | -37.0% | 0.0% |
| Merchants Bank of Indiana | $78,010,000 | $455,000 | -99.4% | 0.0% |
| Signature Federal Credit Union | $700,000 | $455,000 | -35.0% | 0.0% |
| TOWN AND COUNTRY Credit Union | $455,000 | n/a | 0.0% | |
| Cf Bank | $295,000 | $445,000 | 50.8% | 0.0% |
| First National Bank Texas | $695,000 | $445,000 | -36.0% | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | $445,000 | n/a | 0.0% | |
| HANSCOM | $115,000 | $445,000 | 287.0% | 0.0% |
| Peoples Bank | $630,000 | $445,000 | -29.4% | 0.0% |
| Community Bank | $435,000 | n/a | 0.0% | |
| GENISYS | $425,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $140,000 | $410,000 | 192.9% | 0.0% |
| NW PRIORITY CREDIT UNION | $260,000 | $410,000 | 57.7% | 0.0% |
| COMMUNITYAMERICA | $1,190,000 | $405,000 | -66.0% | 0.0% |
| TOGETHER CREDIT UNION | $405,000 | n/a | 0.0% | |
| Brighton Bank | $225,000 | $395,000 | 75.6% | 0.0% |
| CENTENNIAL LENDING, LLC | $385,000 | n/a | 0.0% | |
| ANDREWS FEDERAL CREDIT UNION | $375,000 | n/a | 0.0% | |
| Capital Bank | $705,000 | $375,000 | -46.8% | 0.0% |
| GOOGAIN, INC. | $385,000 | $375,000 | -2.6% | 0.0% |
| Nebraska Bank of Commerce | $375,000 | n/a | 0.0% | |
| ALTITUDE FINANCIAL CORPORATION | $365,000 | n/a | 0.0% | |
| NATIONWIDE EQUITIES CORPORATION | $1,115,000 | $365,000 | -67.3% | 0.0% |
| Foundation One Bank | $355,000 | n/a | 0.0% | |
| NATIONS RELIABLE LENDING, LLC | $880,000 | $355,000 | -59.7% | 0.0% |
| Opportunity Bank of Montana | $670,000 | $355,000 | -47.0% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $300,000 | $340,000 | 13.3% | 0.0% |
| ADVANTAGE PLUS | $335,000 | n/a | 0.0% | |
| Independent Bank | $335,000 | n/a | 0.0% | |
| EVERENCE FEDERAL CREDIT UNION | $325,000 | n/a | 0.0% | |
| Pinnacle Bank | $105,000 | $325,000 | 209.5% | 0.0% |
| TRUWEST Credit Union | $445,000 | $325,000 | -27.0% | 0.0% |
| City Bank | $315,000 | n/a | 0.0% | |
| COLORADO CREDIT UNION | $315,000 | n/a | 0.0% | |
| OceanFirst Bank | $315,000 | n/a | 0.0% | |
| CITYWIDE HOME LOANS, LLC | $265,000 | $305,000 | 15.1% | 0.0% |
| Deere Employees Credit Union | $1,635,000 | $305,000 | -81.3% | 0.0% |
| Hometown Credit Union | $305,000 | n/a | 0.0% | |
| TAPCO Credit Union | $305,000 | n/a | 0.0% | |
| TRISTAR FINANCE, INC. | $625,000 | $305,000 | -51.2% | 0.0% |
| First International Bank & Trust | $295,000 | n/a | 0.0% | |
| Baker Boyer National Bank | $1,095,000 | $280,000 | -74.4% | 0.0% |
| Qualstar Credit Union | $790,000 | $280,000 | -64.6% | 0.0% |
| RBC Bank, (Georgia) | $980,000 | $275,000 | -71.9% | 0.0% |
| CLIFFCO, INC. | $255,000 | n/a | 0.0% | |
| Constant Investments, Inc. | $255,000 | n/a | 0.0% | |
| Crestline Funding Corporation | $255,000 | n/a | 0.0% | |
| FAY SERVICING, LLC | $1,315,000 | $245,000 | -81.4% | 0.0% |
| COASTAL FUNDING SLC, INC. | $235,000 | n/a | 0.0% | |
| F&A Federal Credit Union | $315,000 | $235,000 | -25.4% | 0.0% |
| SOUTHPOINT FINANCIAL | $235,000 | n/a | 0.0% | |
| JLB CORPORATION | $1,605,000 | $225,000 | -86.0% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $225,000 | n/a | 0.0% | |
| FIDELITY BANK | $215,000 | n/a | 0.0% | |
| Solarity Credit Union | $5,570,000 | $215,000 | -96.1% | 0.0% |
| Utah Power | $495,000 | $205,000 | -58.6% | 0.0% |
| GREENWOOD | $265,000 | $185,000 | -30.2% | 0.0% |
| Bank of Utah | $155,000 | n/a | 0.0% | |
| LOS ANGELES POLICE Federal Credit Union | $370,000 | $150,000 | -59.5% | 0.0% |
| Tyndall Federal Credit Union | $135,000 | n/a | 0.0% | |
| Christian Community Credit Union | $325,000 | $125,000 | -61.5% | 0.0% |
| SOUTH CENTRAL BANK, INC. | $115,000 | n/a | 0.0% | |
| CAPITAL EDUCATORS FEDERAL CREDIT UNION | $300,000 | $105,000 | -65.0% | 0.0% |
| East Coast Capital Corp. | $105,000 | n/a | 0.0% | |
| MERIWEST | $410,000 | $105,000 | -74.4% | 0.0% |
| SKYONE Federal Credit Union | $105,000 | n/a | 0.0% | |
| CASCADE FEDERAL CREDIT UNION | $95,000 | n/a | 0.0% | |
| Ardent Federal Credit Union | $85,000 | n/a | 0.0% | |
| First American Bank | $85,000 | n/a | 0.0% | |
| UNITED | $155,000 | $85,000 | -45.2% | 0.0% |
| Ukrainian Federal Credit Union | $65,000 | n/a | 0.0% | |
| BayCoast Bank | $55,000 | $60,000 | 9.1% | 0.0% |
| SOUND | $570,000 | $55,000 | -90.4% | 0.0% |
| UNIVERSITY CREDIT UNION | $300,000 | $55,000 | -81.7% | 0.0% |
| AGRICULTURE Federal Credit Union | $45,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $740,000 | $35,000 | -95.3% | 0.0% |
| Clearview Federal Credit Union | $15,000 | n/a | 0.0% | |
| DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION | $120,000 | $15,000 | -87.5% | 0.0% |
| DUPACO COMMUNITY | $15,000 | n/a | 0.0% |
Oregon's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 6.5% market share. In second place, with 5.1%, is GUILD MORTGAGE COMPANY, having originated $1,417,775,000 in loans. In third place, with 4.6%, is OnPoint Community Credit Union, having originated $1,277,570,000 in loans. In fourth place, with 4.1%, is JONES LANG LASALLE MULTIFAMILY, LLC, having originated $1,121,535,000 in loans. In fifth place, with 3.8%, is QUICKEN LOANS, LLC, having originated $1,060,625,000 in loans.
Oregon Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 41,860 | $18,213,750,000 | $435,111 |
| Home Improvement | 10,352 | $1,095,340,000 | $105,810 |
| Cash Out Refi | 8,570 | $3,407,050,000 | $397,555 |
| Other | 8,559 | $1,059,135,000 | $123,745 |
| Refi | 8,237 | $3,750,735,000 | $455,352 |
| NA | 15 | $26,765,000 | $1,784,333 |
Oregon's most frequently cited loan purpose was Home Purchase, with 41,860 originations. The 2nd most popular reason was Home Improvement, with 10,352 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 29,107 | $13,082,585,000 | $449,465 |
| Over 8% | 21,985 | $3,035,255,000 | $138,060 |
| 7-8% | 13,333 | $4,808,605,000 | $360,654 |
| 5-6% | 10,920 | $5,554,820,000 | $508,683 |
| 4-5% | 1,200 | $710,540,000 | $592,117 |
| <2.5% | 318 | $39,090,000 | $122,925 |
| 3-4% | 130 | $64,020,000 | $492,462 |
| 2.5-3% | 112 | $51,800,000 | $462,500 |
During 2024, Oregon's most frequently originated rate bucket was 6-7%, with 29,107 originations.
Loan Sizing (Oregon MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 25,186 | $7,683,190,000 | $305,058 |
| $400k-600k | 17,352 | $8,344,180,000 | $480,877 |
| $100,000 or less | 16,044 | $884,120,000 | $55,106 |
| $100k-200k | 11,524 | $1,600,850,000 | $138,914 |
| $600k-1000k | 6,296 | $4,479,320,000 | $711,455 |
| $Over $1MM | 1,191 | $4,561,115,000 | $3,829,652 |
Oregon's loan sizing saw the bucket of loans from $200k-400k with 25,186 originations, totaling $7,683,190,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 25,704 | $11,390,440,000 | $443,139 |
| Under 20% | 17,726 | $1,257,980,000 | $70,968 |
| 60-80% | 14,944 | $7,794,590,000 | $521,587 |
| 20-40% | 9,614 | $1,912,220,000 | $198,900 |
| 40-60% | 7,356 | $3,051,900,000 | $414,886 |
| Over 100% | 822 | $1,562,980,000 | $1,901,436 |
Oregon's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 25,704 originations, totaling $11,390,440,000 in origination value.