Oregon Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Oregon averaged 6.05% for the week of 2024-10-10, compared to the national average of 6.32% for the same period.

The average rate for the prior week (2024-10-03) was 6.25% and one month ago for the week of 2024-09-05, the average rate was 6.18%.

Oregon's average rate one year ago was 7.52%.

For refis of the same type during the week of 2024-10-10, the average rate was 7.26%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-10 6.32%
Oregon 30 Year Fixed Rate 2024-10-10 6.05%
Oregon 30 Year Fixed Rate Refi 2024-10-10 7.26%
Oregon 15 Year Fixed Rate 2024-10-10 5.66%
Oregon 15 Year Fixed Rate Refi 2024-10-10 5.57%
Oregon 30 Year FHA 2024-10-10 5.92%
Oregon 30 Year FHA Refi 2024-10-10 5.67%
Oregon 30 Year USDA 2024-10-10 5.43%
Oregon 30 Year USDA Refi 2024-10-10 6.08%
Oregon 30 Year VA 2024-10-10 5.6%
Oregon 30 Year VA Refi 2024-10-10 5.05%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Oregon.

Oregon Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Oregon market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 2,199 6.66% $9,102
GUILD MORTGAGE COMPANY 1,995 6.84% $8,870
QUICKEN LOANS, LLC 1,664 6.67% $8,810
OnPoint Community Credit Union 1,305 6.59% $5,470
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 741 6.83% $8,381
CMG MORTGAGE, INC. 715 6.74% $7,735
U.S. Bank 714 6.51% $6,664
CROSSCOUNTRY MORTGAGE, LLC 667 6.95% $9,580
NATIONS DIRECT MORTGAGE, LLC 605 6.67% $7,856
ACADEMY MORTGAGE CORPORATION 537 6.79% $10,169
MORTGAGE EXPRESS, LLC 503 6.85% $7,834
JPMorgan Chase Bank 492 6.30% $5,889
Wells Fargo Bank 492 6.34% $5,853
AMERICAN PACIFIC MORTGAGE CORPORATION 478 6.90% $8,561
LOANDEPOT.COM, LLC 474 6.61% $9,020
SUMMIT FUNDING, INC. 448 6.79% $11,000
Umpqua Bank 437 6.75% $7,343
NEWREZ LLC 429 6.96% $7,977
MOVEMENT MORTGAGE, LLC 408 6.95% $9,054
DIRECTORS MORTGAGE, INC. 401 7.04% $11,638
GUARANTEED RATE, INC. 400 6.64% $7,934
EAGLE HOME MORTGAGE, LLC 400 6.18% $6,602
ROGUE 398 6.99% $5,288
PROVIDENT FUNDING ASSOCIATES, L.P. 383 6.40% $7,080
FIRST TECHNOLOGY 374 6.65% $5,811
PACIFIC RESIDENTIAL MORTGAGE, LLC 350 6.93% $10,119
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 274 6.87% $10,490
Sierra Pacific Mortgage Company, Inc. 272 6.73% $7,698
PENNYMAC LOAN SERVICES, LLC 261 6.62% $8,625
KeyBank 253 6.37% $7,245
S1L, Inc. 242 6.78% $9,362
MANN FINANCIAL INC. 224 6.92% $8,682
Bank of America 223 6.18% $6,940
CALIBER HOME LOANS, INC. 218 6.48% $7,331
CANOPY MORTGAGE, LLC 208 6.83% $10,752
BROKER SOLUTIONS, INC. 193 6.98% $8,326
Flagstar Bank, FSB 191 6.94% $7,204
CHURCHILL MORTGAGE CORPORATION 187 6.86% $8,740
Nations Lending Corporation 172 6.78% $5,810
SUMMIT MORTGAGE CORPORATION 168 6.75% $9,729
PRIMELENDING, A PLAINSCAPITAL COMPANY 164 6.79% $10,108
DHI MORTGAGE COMPANY, LTD. 161 5.97% $4,270
South Pacific Financial Corporation 161 5.98% $4,280
PLAZA HOME MORTGAGE, INC. 160 6.60% $10,194
OREGON COMMUNITY 156 6.79% $6,180
SELCO COMMUNITY 156 6.12% $5,079
Willamette Valley Bank 152 6.79% $10,193
Banner Bank 149 6.73% $6,505
LPMC, LLC 149 6.76% $7,916
Century Mortgage Company DBA Century Lending Company 147 6.73% $8,780
BAY EQUITY LLC 146 6.59% $9,124
American Mortgage & Equity Consultants, Inc. 144 6.92% $10,333
Morgan Stanley Private Bank 139 5.85% $4,297
ADVANTIS 134 6.41% $5,472
Washington Federal Bank 133 6.80% $16,234
UNION HOME MORTGAGE CORP. 133 7.19% $7,259
Mr. Cooper ( Nationstar Mortgage ) 132 6.51% $11,549
HOMEBRIDGE FINANCIAL SERVICES, INC. 117 6.60% $8,448
MASON MCDUFFIE MORTGAGE CORPORATION 110 6.76% $8,231
Unitus Community Credit Union 103 6.91% $6,087
SAMMAMISH MORTGAGE COMPANY 102 6.43% $5,616
The Loan Store, Inc. 99 6.93% $9,376
MUTUAL OF OMAHA MORTGAGE, INC. 94 6.75% $10,200
Rivermark Community Credit Union 94 6.78% $5,230
PREMIER MORTGAGE RESOURCES, L.L.C. 91 6.63% $11,147
PANORAMA MORTGAGE GROUP, LLC 90 6.83% $11,476
Oregon State Credit Union 88 6.68% $6,455
TWINSTAR 87 6.59% $8,225
MARION AND POLK SCHOOLS CREDIT UNION 86 6.64% $4,535
BMO Harris Bank 85 6.32% $7,037
ARK-LA-TEX FINANCIAL SERVICES, LLC. 80 6.86% $7,164
NAVY FEDERAL CREDIT UNION 79 6.32% $5,150
NFM, INC. 79 6.87% $9,327
NBKC BANK 78 6.54% $5,128
Golden Empire Mortgage, Inc. 78 6.79% $9,164
BETTER MORTGAGE CORPORATION 77 6.27% $7,523
Bank of England 74 6.98% $6,387
Paramount Residential Mortgage Group, Inc. 67 6.99% $8,906
USAA Federal Savings Bank 65 6.51% $7,884
FIRST COMMUNITY 63 6.63% $5,661
Yakima Federal Savings and Loan Association 59 6.49% $4,460
Citibank 58 6.14% $7,593
AMERISAVE MORTGAGE CORPORATION 58 6.30% $11,647
HomeStreet Bank 58 6.59% $7,638
The Huntington National Bank 57 6.73% $7,781
PRIMARY RESIDENTIAL MORTGAGE, INC. 55 6.72% $8,721
Northwest Farm Credit Services, FLCA 54 7.15% $11,212
FREEDOM MORTGAGE CORPORATION 54 6.99% $9,371
First Republic Bank 52 4.55% $3,429
PRIORITY HOME LENDING, LLC 51 6.48% $11,972
PENRITH HOME LOANS LLC 50 7.05% $5,374
Citizens Bank 49 6.84% $6,166
CARDINAL FINANCIAL 48 6.65% $11,415
MOUNTAIN AMERICA 46 6.53% $12,842
LEADERONE FINANCIAL CORPORATION 46 6.79% $7,126
Cornerstone First Mortgage, Inc 45 6.71% $11,395
NOVA FINANCIAL & INVESTMENT CORPORATION 44 6.91% $7,391
GENEVA FINANCIAL, LLC 44 7.07% $14,469
OCMBC, INC. 43 8.07% $13,319
First National Bank of America 43 9.71% $13,674
AXIA FINANCIAL, LLC 43 6.90% $9,109
ARC HOME LLC 41 7.78% $10,313
Boeing Employees Credit Union 41 6.35% $5,946
Commerce Home Mortgage, Inc. 41 7.55% $9,912
Charles Schwab Bank, SSB 40 5.89% $5,844
ZILLOW HOME LOANS, LLC 40 6.88% $7,310
Citadel Servicing Corporation 40 8.74% $12,680
V.I.P. MORTGAGE, INC. 39 6.72% $7,450
LENDSURE MORTGAGE CORP. 39 8.46% $17,777
PNC Bank 37 6.38% $9,899
GoPrime Mortgage, Inc. 36 6.80% $7,336
SIRVA MORTGAGE, INC. 35 6.58% $2,193
Ally Bank 35 6.30% $8,998
HOMEAMERICAN MORTGAGE CORPORATION 35 6.01% $2,816
Prosperity Home Mortgage, LLC 34 6.80% $7,540
UBS Bank USA 34 6.20% $5,341
Plains Commerce Bank 34 7.05% $10,986
Washington Trust Bank 34 6.52% $7,639
RESIDENTIAL MORTGAGE, LLC 34 5.99% $10,765
SUCCESS MORTGAGE PARTNERS, INC. 31 6.88% $10,050
CHERRY CREEK MORTGAGE, LLC 31 6.46% $1,312
MOUNTAIN WEST FINANCIAL, INC. 30 6.50% $10,449
Mortgage Research Center, LLC 30 6.76% $4,545
1st Security Bank of Washington 29 6.72% $8,627
AMERICAN FINANCING CORPORATION 28 6.38% $9,953
Sunflower Bank 28 6.71% $10,974
Evolve Bank & Trust 27 6.13% $8,156
FIBRE FEDERAL CREDIT UNION 26 6.33% $6,443
ENVOY MORTGAGE, LTD 26 7.01% $9,649
RED CANOE CREDIT UNION 25 5.98% $17,113
NMSI, INC. 24 6.69% $7,647
Summit Mortgage Corporation 22 6.69% $8,532
PENTAGON FEDERAL CREDIT UNION 22 6.32% $6,500
GUIDANCE RESIDENTIAL, LLC 21 6.93% $10,531
Stifel Bank and Trust 21 5.70% $4,144
Ixonia Bank 21 6.98% $8,995
DIGITAL Federal Credit Union 20 5.68% $6,053
AMERICAN FINANCIAL NETWORK, INC. 19 7.07% $9,341
CORNERSTONE HOME LENDING, INC. 19 7.07% $10,909
First-Citizens Bank & Trust Company 19 6.14% $7,710
ANGEL OAK MORTGAGE SOLUTIONS LLC 19 8.36% $16,953
Carrington Mortgage Services, LLC 18 6.41% $12,667
NexBank 18 7.17% $10,459
HOMEXPRESS MORTGAGE CORP. 18 8.39% $18,783
Zions Bank 18 6.35% $5,462
Northpointe Bank 18 6.24% $11,937
INROADS 17 6.68% $6,561
Discover Bank 17 7.01% $0
DAS Acquisition Company, LLC 17 6.79% $9,698
ROYAL UNITED MORTGAGE LLC 17 6.95% $10,755
FIRST COLONY MORTGAGE CORPORATION 17 6.89% $8,041
COLUMBIA COMMUNITY CREDIT UNION 16 6.62% $5,664
STAR ONE CREDIT UNION 16 5.97% $3,482
Chicago Mortgage Solutions LLC 16 5.98% $6,974
iQ Credit Union 16 6.47% $5,243
Loan Simple, Inc. 16 6.43% $9,280
LAKEVIEW LOAN SERVICING, LLC 15 6.37% $11,452
ONY GLO, INC. 14 7.23% $8,243
DEEPHAVEN MORTGAGE LLC 14 8.30% $12,477
EVERETT FINANCIAL, INC. 14 6.95% $9,488
First Interstate Bank 14 6.97% $5,189
LADERA LENDING, INC. 14 6.68% $8,469
NEXERA HOLDING LLC 14 8.59% $14,890
Farmers Bank & Trust 13 6.48% $5,764
KINECTA 13 5.87% $10,179
Consolidated Federal Credit Union 13 6.05% $10,329
Clackamas Federal Credit Union 13 6.59% $6,091
ON Q FINANCIAL, INC. 12 7.09% $7,286
Florida Capital Bank 12 6.73% $7,725
Bank of the Pacific 12 6.55% $8,474
Raymond James Bank 12 5.14% $5,297
Wauna Federal Credit Union 11 6.90% $6,114
IDAHO CENTRAL 11 6.70% $4,954
iCore Lending, Inc. 11 8.26% $10,939
MORTGAGE SOLUTIONS OF COLORADO, LLC 11 6.76% $11,035
The Federal Savings Bank 11 6.75% $9,229
Barrington Bank & Trust Company, N.A. 11 7.08% $5,962
UNITED SECURITY FINANCIAL CORP 10 7.39% $15,575
TRIAD FINANCIAL SERVICES, INC. 10 8.08% $9,080
Pacific NW Federal Credit Union 10 6.73% $4,195
SECURITYNATIONAL MORTGAGE COMPANY 10 7.04% $10,008
The Central Trust Bank 10 6.32% $3,660
JMAC LENDING, INC. 10 7.27% $12,843
Truist 10 6.44% $9,402
PHH Mortgage Corporation 9 6.90% $7,585
NP, Inc. 9 8.05% $16,375
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 9 7.14% $9,516
Keystone Funding, Inc. 9 7.28% $7,260
AmeriHome Mortgage Company, LLC 9 6.93% $9,082
EMBRACE HOME LOANS, INC. 9 6.37% $5,883
Ameris Bank 9 6.43% $7,605
RANLIFE, INC. 9 7.08% $7,109
A&D Mortgage LLC 9 7.83% $12,887
21ST MORTGAGE CORPORATION 9 8.07% $7,926
ALAMEDA MORTGAGE CORPORATION 8 7.15% $10,994
City National Bank 8 6.46% $9,706
BAY-VALLEY MORTGAGE GROUP 8 6.75% $9,665
AMERICAN INTERNET MORTGAGE, INC. 8 5.97% $7,797
OAKTREE FUNDING CORP. 8 9.01% $17,870
DRAPER AND KRAMER MORTGAGE CORP. 7 6.80% $9,280
CENTRAL WILLAMETTE Credit Union 7 7.11% $5,298
HOMESIDE FINANCIAL, LLC 7 7.18% $12,297
STANFORD Federal Credit Union 7 5.91% $4,927
OREGONIANS CREDIT UNION 7 6.59% $4,201
M&T Bank 7 5.86% $8,316
CITY FIRST MORTGAGE SERVICES, L.L.C. 7 6.95% $6,691
HAPO COMMUNITY CREDIT UNION 7 6.71% $6,935
LENOX FINANCIAL MORTGAGE CORPORATION 7 6.36% $10,693
AMCAP MORTGAGE, LTD. 6 6.85% $13,854
Academy Bank 6 6.88% $4,956
WASHINGTON STATE EMPLOYEES Credit Union 6 6.50% $4,609
Axos Bank 6 6.35% $9,186
HSBC BANK USA, NATIONAL ASSOCIATION 6 6.09% $9,381
PLANET HOME LENDING, LLC 6 6.10% $8,630
First Federal Bank 6 6.75% $5,732
ALLIANT CREDIT UNION 6 6.69% $5,082
Third Federal Savings and Loan Association of Cleveland 5 6.20% $2,744
INTERCAP LENDING INC. 5 7.02% $7,793
COAST 2 COAST FUNDING GROUP, INC. 5 6.38% $6,673
Heritage Bank 5 5.77% $9,838
Watermark Capital, Inc. 5 7.07% $5,263
Colonial Savings, F.A. 5 6.60% $7,438
Waterstone Mortgage Corporation 5 7.18% $7,734
Arvest Bank 5 6.90% $5,919
GREENSTATE CREDIT UNION 5 7.25% $4,618
TBI MORTGAGE COMPANY 5 6.07% $11,529
UIF CORPORATION 5 7.13% $5,727
Goldwater Bank, N.A. 5 7.10% $11,476
Goldman Sachs Bank USA 5 5.89% $8,295
BNC National Bank 5 6.05% $4,802
GESA 5 7.33% $6,089
Fifth Third Bank 5 6.45% $6,039
Gateway First Bank 5 6.18% $5,942
NEW WAVE LENDING GROUP INC 5 7.45% $11,916
Wyndham Capital Mortgage, Inc. 5 6.15% $4,416
FIRST CENTENNIAL MORTGAGE CORPORATION 5 6.58% $11,520
MLD MORTGAGE INC. 5 6.70% $11,135
North American Savings Bank, F.S.B. 5 6.88% $7,601
Toyota Financial Savings Bank 4 6.24% $11,672
JLB CORPORATION 4 6.31% $6,980
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 4 6.34% $8,581
COMMUNITY MORTGAGE FUNDING, LLC 4 6.41% $12,029
MID AMERICA MORTGAGE, INC. 4 6.59% $4,355
Heritage Bank 4 6.06% $10,092
GSF Mortgage Corporation 4 6.22% $8,849
VERITAS FUNDING, LLC 4 6.81% $9,332
NATIONWIDE MORTGAGE BANKERS, INC. 4 6.72% $8,658
SPOKANE TEACHERS 4 6.94% $5,674
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 4 6.78% $6,501
WINGS FINANCIAL 4 5.34% $6,625
LOANPAL, LLC 4 6.78% $10,216
PREMIA MORTGAGE, LLC 4 6.53% $4,058
CALCON MUTUAL MORTGAGE LLC 4 6.53% $9,353
Franklin Loan Corporation 4 6.69% $12,805
AMERICAN HERITAGE LENDING, INC. 4 7.94% $20,098
BNY Mellon 4 5.91% $6,073
Presidential Bank, FSB 3 7.12% $12,262
ADVANCIAL 3 7.75% $17,013
AHL FUNDING 3 6.87% $14,421
AMERICAN FINANCE HOUSE LARIBA 3 6.90% $6,140
AMERICAN FINANCIAL RESOURCES, INC. 3 5.92% $8,986
BECKAM FUNDING CORP. 3 7.33% $15,178
CRESCENT MORTGAGE COMPANY 3 6.67% $6,800
Deere Employees Credit Union 3 5.92% $5,059
DIRECT MORTGAGE, CORP. 3 7.04% $6,578
FBC MORTGAGE, LLC 3 5.92% $5,603
Firefighters First Federal Credit Union 3 6.25% $3,620
FOUNDATION MORTGAGE CORPORATION 3 10.79% $13,459
General Mortgage Capital Corporation 3 6.66% $9,295
GUARANTEED RATE AFFINITY, LLC 3 6.86% $6,549
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 3 6.42% $9,813
MORIA DEVELOPMENT, INC. 3 5.87% $6,680
MORTGAGE CAPITAL PARTNERS, INC. 3 6.92% $5,972
Performance Financial, Inc. 3 8.79% $12,531
Quontic Bank 3 9.00% $9,684
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 3 7.25% $8,802
RUOFF MORTGAGE COMPANY, INC. 3 7.00% $4,817
State Department Federal Credit Union 3 5.38% $10,823
Home Loan Investment Bank, F.S.B. 2 6.63% $5,995
MidFirst Bank 2 6.06% $24,236
LAND HOME FINANCIAL SERVICES, INC. 2 7.19% $6,286
HERITAGE GROVE Federal Credit Union 2 6.50% $8,424
First Horizon Bank 2 7.19% $6,848
Alerus Financial 2 7.06% $6,691
MICHIGAN MUTUAL, INC. 2 7.25% $7,764
GUARANTY HOME MORTGAGE CORPORATION 2 6.13% $16,947
Luxury Mortgage Corp. 2 7.94% $17,283
Grand Bank for Savings, FSB 2 8.81% $10,006
SECURITY HOME MORTGAGE, LLC. 2 6.63% $9,771
First Bank 2 6.81% $12,220
CASTPARTS EMPLOYEES 2 7.25% $4,471
Tri Counties Bank 2 6.56% $4,604
KELLER MORTGAGE, LLC 2 6.00% $4,400
HORIZON 2 7.19% $4,789
Servion, Inc. 2 6.75% $6,661
CAPITAL EDUCATORS FEDERAL CREDIT UNION 2 5.88% $4,386
BOKF 2 7.38% $6,716
BM Real Estate Services, Inc. 2 7.69% $18,376
Leader Bank 2 6.43% $16,751
JMJ FINANCIAL GROUP 2 7.00% $14,007
EVANSVILLE TEACHERS 2 5.88% $8,495
SOUND 2 6.50% $5,744
Equity Prime Mortgage LLC 2 6.44% $20,252
Amalgamated Bank 2 5.69% $7,245
Bell Bank 2 7.31% $3,072
D. L. Evans Bank 2 5.94% $4,381
DIGNIFIED HOME LOANS, LLC 2 7.74% $9,512
First Western Trust Bank 2 6.25% $7,822
Paramount Bank 2 6.75% $4,467
Strong Home Mortgage, LLC 2 6.87% $4,207
DATA MORTGAGE, INC. 2 7.69% $12,069
VANDERBILT MORTGAGE AND FINANCE, INC. 2 9.00% $8,314
VAN DYK MORTGAGE CORPORATION 2 6.44% $4,655
CREDIT UNION MORTGAGE ASSOCIATION, INC. 2 6.31% $4,218
Bank of Hope 2 6.81% $5,426
RBC Bank, (Georgia) 2 5.56% $4,122
COMMUNITYAMERICA 2 6.38% $5,226
Baker Boyer National Bank 2 6.99% $7,578
First Savings Bank 2 5.88% $12,375
SUN WEST MORTGAGE COMPANY, INC. 2 6.19% $10,986
HOME MORTGAGE ALLIANCE, LLC 2 5.81% $12,059
T2 FINANCIAL LLC 2 7.31% $4,794
City National Bank of Florida 2 6.63% $4,955
NETWORK CAPITAL FUNDING CORPORATION 2 6.81% $7,703
Potlatch No. 1 Financial Credit Union 2 6.56% $6,358
NATIONS RELIABLE LENDING, LLC 2 7.00% $10,590
CITIZENS EQUITY FIRST 2 6.13% $1,844
MORTGAGE MANAGEMENT CONSULTANTS, INC. 2 7.06% $3,816
The Dart Bank 1 6.74% $4,326
CIBC Bank USA 1 5.50% $8,432
Christian Community Credit Union 1 6.25% $3,078
Choice Financial Group 1 6.88% $7,288
The Northern Trust Company 1 6.63% $4,956
Cf Bank 1 6.88% $7,380
THRIVE MORTGAGE, LLC 1 7.50% $12,524
THRIVENT Federal Credit Union 1 6.25% $5,771
Timberland Bank 1 7.50% $3,361
TOP FLITE FINANCIAL, INC. 1 6.88% $12,353
TOWNE MORTGAGE COMPANY 1 6.25% $6,296
Centennial Bank 1 6.38% $6,417
TRISTAR FINANCE, INC. 1 8.63% $5,970
CASTLE & COOKE MORTGAGE, LLC 1 6.50% $5,325
TRUWEST Credit Union 1 6.75% $4,734
BKCO MORTGAGE, LLC 1 6.38% $5,965
UNIFY FINANCIAL Credit Union 1 7.35% $2,058
Bethpage Federal Credit Union 1 7.38% $6,126
UNITED 1 7.50% $3,845
United Bank 1 6.00% $5,260
United Nations Federal Credit Union 1 5.25% $4,203
BELEM SERVICING LLC 1 7.63% $8,902
Baxter Credit Union 1 7.00% $5,491
Bank of Washington 1 6.90% $4,671
Bank of the West 1 7.75% $5,856
U S WIDE FINANCIAL LLC 1 6.38% $4,857
Utah Power 1 5.00% $6,732
Bank of Idaho 1 7.16% $11,617
Bank of Clarke County 1 5.75% $5,804
BANC ONE MORTGAGE CORPORATION 1 6.25% $20,569
Aurora Financial, LLC 1 6.50% $3,802
Atlantic Coast Mortgage, LLC 1 7.00% $5,639
ARIZONA 1 8.13% $7,323
Arbor Bank 1 6.25% $5,425
American State Bank 1 7.00% $6,166
NBH Bank 1 6.50% $10,393
MY MOVE MORTGAGE, LLC 1 6.63% $6,850
MY MORTGAGE, INC. 1 6.63% $8,336
Northwest Federal Credit Union 1 7.25% $4,449
Notre Dame Federal Credit Union Corporation 1 6.38% $5,502
MORTGAGE ACCESS CORP. 1 6.25% $9,312
NuVision Federal Credit Union 1 6.63% $4,952
Mid-Continent Funding, Inc. 1 5.63% $9,672
Old National Bank 1 7.38% $3,659
MEGASTAR FINANCIAL CORP. 1 7.75% $3,450
Opportunity Bank of Montana 1 6.50% $6,945
Lakeview Community Capital, LLC 1 6.99% $10,958
KEYPOINT 1 6.78% $3,409
Jonah Bank of Wyoming 1 6.63% $5,315
JET DIRECT FUNDING CORP 1 6.50% $14,756
ISERVE RESIDENTIAL LENDING, LLC 1 6.63% $4,673
INTERSTATE HOME LOAN CENTER, INC. 1 8.50% $7,844
INTERNATIONAL CITY MORTGAGE, INC. 1 6.38% $4,192
American Airlines Federal Credit Union 1 5.88% $0
Hometown Equity Mortgage, LLC 1 6.50% $14,459
HOMESTEAD FUNDING CORP. 1 8.13% $5,708
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 6.88% $4,521
PREMIER AMERICA 1 6.13% $5,453
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 7.13% $7,129
Heartland Bank 1 6.13% $4,985
Great Southern Bank 1 7.75% $5,269
GOOGAIN, INC. 1 8.00% $4,736
PULTE MORTGAGE LLC 1 7.50% $10
Qualstar Credit Union 1 7.00% $8,124
Gate City Bank 1 6.88% $8,363
First State Bank of St. Charles, Missouri 1 6.38% $5,559
ALLIED MORTGAGE GROUP, INC. 1 6.00% $4,083
First National Bank Texas 1 7.38% $27,191
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 5.88% $5,051
REV FEDERAL CREDIT UNION 1 6.88% $10,636
First National Bank of Omaha 1 6.38% $8,244
First National Bank 1 6.50% $5,688
FIRST COMMUNITY MORTGAGE, INC. 1 6.13% $7,739
First Central Savings Bank 1 9.50% $10,518
SCENIC OAKS FUNDING, INC. 1 7.62% $6,180
SCHLUMBERGER EMPLOYEES CREDIT UNION 1 6.75% $2,362
First Bank 1 5.63% $3,913
Service Federal Credit Union 1 7.38% $3,600
F&A Federal Credit Union 1 5.99% $2,737
Simmons Bank 1 7.50% $6,463
Eagle Bank and Trust Company 1 7.13% $7,216
5TH STREET CAPITAL, INC. 1 8.38% $14,710
Deseret First Credit Union 1 6.75% $15,976
Core Bank 1 6.00% $5,211
CITYWIDE HOME LOANS, LLC 1 5.63% $8,544
SWBC MORTGAGE CORPORATION 1 7.38% $2,835
TEACHERS 1 6.13% $4,207

Oregon Average Closing Costs & Other Stats

Oregon's 415 lenders originated 72,322 loans during 2023. The total origination value was $23,884,050,000, with an average loan value of $330,246.

Oregon's average closing costs are $6,206.

The top Oregon lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 2,199 loans originated. Their average total fees are $9,102, which is $232 higher than the next largest lender, GUILD MORTGAGE COMPANY.

The lowest fee Oregon lenders (with over 10 loans originated) are Discover Bank ($0), CHERRY CREEK MORTGAGE, LLC ($1,312), SIRVA MORTGAGE, INC. ($2,193), HOMEAMERICAN MORTGAGE CORPORATION ($2,816) and First Republic Bank ($3,429).

The lowest rate Oregon lenders (with over 10 loans originated) are First Republic Bank (4.55%), Raymond James Bank (5.14%), DIGITAL Federal Credit Union (5.68%), Stifel Bank and Trust (5.70%) and Morgan Stanley Private Bank (5.85%).

Oregon Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
UNITED WHOLESALE MORTGAGE, LLC $1,912,810,000 $1,517,225,000 -20.7% 6.4%
GUILD MORTGAGE COMPANY $1,567,055,000 $1,101,870,000 -29.7% 4.6%
OnPoint Community Credit Union $1,581,015,000 $1,083,100,000 -31.5% 4.5%
QUICKEN LOANS, LLC $1,639,475,000 $928,060,000 -43.4% 3.9%
U.S. Bank $1,418,455,000 $659,455,000 -53.5% 2.8%
JONES LANG LASALLE MULTIFAMILY, LLC $7,445,000 $625,610,000 8,303.1% 2.6%
Umpqua Bank $2,112,500,000 $525,145,000 -75.1% 2.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $849,055,000 $485,205,000 -42.9% 2.0%
CMG MORTGAGE, INC. $506,655,000 $460,000,000 -9.2% 1.9%
JPMorgan Chase Bank $902,630,000 $457,120,000 -49.4% 1.9%
CROSSCOUNTRY MORTGAGE, LLC $580,670,000 $415,080,000 -28.5% 1.7%
Wells Fargo Bank $1,038,115,000 $411,845,000 -60.3% 1.7%
NATIONS DIRECT MORTGAGE, LLC $405,745,000 $377,920,000 -6.9% 1.6%
FIRST TECHNOLOGY $741,645,000 $326,860,000 -55.9% 1.4%
MORTGAGE EXPRESS, LLC $438,960,000 $297,525,000 -32.2% 1.2%
ACADEMY MORTGAGE CORPORATION $608,070,000 $296,885,000 -51.2% 1.2%
SUMMIT FUNDING, INC. $482,050,000 $295,650,000 -38.7% 1.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $338,060,000 $289,880,000 -14.3% 1.2%
LOANDEPOT.COM, LLC $853,515,000 $281,075,000 -67.1% 1.2%
NEWREZ LLC $128,375,000 $276,875,000 115.7% 1.2%
Banner Bank $408,370,000 $269,615,000 -34.0% 1.1%
Bank of America $470,145,000 $267,270,000 -43.2% 1.1%
DIRECTORS MORTGAGE, INC. $415,895,000 $245,520,000 -41.0% 1.0%
CBRE MULTIFAMILY CAPITAL, INC. $234,405,000 $245,335,000 4.7% 1.0%
ROGUE $309,140,000 $243,610,000 -21.2% 1.0%
MOVEMENT MORTGAGE, LLC $280,010,000 $230,030,000 -17.8% 1.0%
GUARANTEED RATE, INC. $265,055,000 $227,875,000 -14.0% 1.0%
KeyBank $869,850,000 $215,765,000 -75.2% 0.9%
PENNYMAC LOAN SERVICES, LLC $448,485,000 $213,065,000 -52.5% 0.9%
EAGLE HOME MORTGAGE, LLC $148,220,000 $208,265,000 40.5% 0.9%
PROVIDENT FUNDING ASSOCIATES, L.P. $194,435,000 $191,170,000 -1.7% 0.8%
Mortgage Research Center, LLC $280,295,000 $189,150,000 -32.5% 0.8%
PACIFIC RESIDENTIAL MORTGAGE, LLC $364,560,000 $188,385,000 -48.3% 0.8%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $313,750,000 $179,435,000 -42.8% 0.8%
SELCO COMMUNITY $287,775,000 $171,135,000 -40.5% 0.7%
OREGON COMMUNITY $384,420,000 $158,545,000 -58.8% 0.7%
Washington Federal Bank $479,025,000 $155,580,000 -67.5% 0.7%
MANN FINANCIAL INC. $206,525,000 $147,855,000 -28.4% 0.6%
S1L, Inc. $272,385,000 $146,485,000 -46.2% 0.6%
CALIBER HOME LOANS, INC. $1,210,215,000 $140,350,000 -88.4% 0.6%
Flagstar Bank, FSB $314,975,000 $132,385,000 -58.0% 0.6%
DHI MORTGAGE COMPANY, LTD. $162,080,000 $127,250,000 -21.5% 0.5%
MARION AND POLK SCHOOLS CREDIT UNION $166,425,000 $125,360,000 -24.7% 0.5%
Sierra Pacific Mortgage Company, Inc. $269,540,000 $124,040,000 -54.0% 0.5%
NAVY FEDERAL CREDIT UNION $160,345,000 $118,270,000 -26.2% 0.5%
Century Mortgage Company DBA Century Lending Company $43,955,000 $117,680,000 167.7% 0.5%
BROKER SOLUTIONS, INC. $220,600,000 $115,525,000 -47.6% 0.5%
First Republic Bank $594,905,000 $114,210,000 -80.8% 0.5%
Willamette Valley Bank $238,450,000 $114,120,000 -52.1% 0.5%
CANOPY MORTGAGE, LLC $149,375,000 $111,035,000 -25.7% 0.5%
TWINSTAR $6,370,000 $110,615,000 1,636.5% 0.5%
SUMMIT MORTGAGE CORPORATION $163,720,000 $107,930,000 -34.1% 0.5%
CHURCHILL MORTGAGE CORPORATION $210,515,000 $104,485,000 -50.4% 0.4%
PLAZA HOME MORTGAGE, INC. $127,950,000 $102,280,000 -20.1% 0.4%
Nations Lending Corporation $164,710,000 $101,455,000 -38.4% 0.4%
Morgan Stanley Private Bank $124,895,000 $99,465,000 -20.4% 0.4%
South Pacific Financial Corporation $88,575,000 $95,105,000 7.4% 0.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $206,905,000 $94,785,000 -54.2% 0.4%
Mid Oregon Federal Credit Union $129,970,000 $93,325,000 -28.2% 0.4%
ADVANTIS $205,450,000 $92,870,000 -54.8% 0.4%
PNC Bank $207,910,000 $90,195,000 -56.6% 0.4%
Commerce Home Mortgage, Inc. $152,630,000 $87,135,000 -42.9% 0.4%
Oregon State Credit Union $161,870,000 $85,170,000 -47.4% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $94,725,000 $84,900,000 -10.4% 0.4%
The Northwestern Mutual Life Insurance Company $60,510,000 $84,005,000 38.8% 0.4%
American Mortgage & Equity Consultants, Inc. $83,300,000 n/a 0.3%
LPMC, LLC $142,165,000 $82,395,000 -42.0% 0.3%
Rivermark Community Credit Union $209,555,000 $81,000,000 -61.3% 0.3%
BAY EQUITY LLC $57,030,000 $80,740,000 41.6% 0.3%
Boeing Employees Credit Union $78,250,000 $78,885,000 0.8% 0.3%
BMO Harris Bank $17,375,000 $78,820,000 353.6% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $237,855,000 $78,020,000 -67.2% 0.3%
Merchants Bank of Indiana $78,010,000 n/a 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $348,680,000 $77,245,000 -77.8% 0.3%
First Interstate Bank $167,585,000 $77,050,000 -54.0% 0.3%
BERKADIA COMMERCIAL MORTGAGE LLC $180,805,000 $74,880,000 -58.6% 0.3%
FIRST COMMUNITY $67,335,000 $73,725,000 9.5% 0.3%
FREEDOM MORTGAGE CORPORATION $246,110,000 $72,645,000 -70.5% 0.3%
UNION HOME MORTGAGE CORP. $3,190,000 $71,680,000 2,147.0% 0.3%
Unitus Community Credit Union $201,720,000 $69,100,000 -65.7% 0.3%
Mechanics Bank $17,975,000 $68,170,000 279.2% 0.3%
Evergreen Federal Bank $89,090,000 $66,930,000 -24.9% 0.3%
RAIN CITY CAPITAL, LLC $51,415,000 $64,680,000 25.8% 0.3%
WALKER & DUNLOP, LLC $245,920,000 $64,475,000 -73.8% 0.3%
MASON MCDUFFIE MORTGAGE CORPORATION $64,360,000 $64,130,000 -0.4% 0.3%
People's Bank of Commerce $105,050,000 $64,095,000 -39.0% 0.3%
Citibank $137,260,000 $63,830,000 -53.5% 0.3%
PREMIER MORTGAGE RESOURCES, L.L.C. $82,155,000 $62,295,000 -24.2% 0.3%
PANORAMA MORTGAGE GROUP, LLC $90,960,000 $59,920,000 -34.1% 0.3%
Heritage Bank $85,495,000 $57,890,000 -32.3% 0.2%
USAA Federal Savings Bank $83,715,000 $55,380,000 -33.8% 0.2%
Paramount Residential Mortgage Group, Inc. $147,545,000 $55,315,000 -62.5% 0.2%
AMERISAVE MORTGAGE CORPORATION $193,035,000 $53,760,000 -72.2% 0.2%
HomeStreet Bank $378,360,000 $51,455,000 -86.4% 0.2%
SAMMAMISH MORTGAGE COMPANY $27,540,000 $50,965,000 85.1% 0.2%
TRIAD FINANCIAL SERVICES, INC. $30,330,000 $47,745,000 57.4% 0.2%
NORTHMARQ CAPITAL FINANCE, L.L.C. $12,915,000 $46,765,000 262.1% 0.2%
Golden Empire Mortgage, Inc. $63,850,000 $46,485,000 -27.2% 0.2%
The Huntington National Bank $33,740,000 $45,810,000 35.8% 0.2%
The Loan Store, Inc. $3,435,000 $45,520,000 1,225.2% 0.2%
M&T Realty Capital Corporation $24,700,000 $45,220,000 83.1% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $19,075,000 $45,185,000 136.9% 0.2%
NFM, INC. $79,020,000 $44,455,000 -43.7% 0.2%
Bank of England $92,675,000 $43,325,000 -53.3% 0.2%
GENEVA FINANCIAL, LLC $113,790,000 $42,485,000 -62.7% 0.2%
Northwest Farm Credit Services, FLCA $71,575,000 $41,960,000 -41.4% 0.2%
NBKC BANK $62,660,000 $41,305,000 -34.1% 0.2%
Consolidated Federal Credit Union $107,565,000 $41,045,000 -61.8% 0.2%
First-Citizens Bank & Trust Company $31,645,000 $40,960,000 29.4% 0.2%
CARDINAL FINANCIAL $112,085,000 $40,915,000 -63.5% 0.2%
GREYSTONE SERVICING COMPANY LLC $111,915,000 $40,760,000 -63.6% 0.2%
1st Security Bank of Washington $27,225,000 $40,200,000 47.7% 0.2%
Oregon Pacific Banking Company $39,950,000 n/a 0.2%
BETTER MORTGAGE CORPORATION $182,495,000 $39,880,000 -78.1% 0.2%
Security First Bank of North Dakota $39,005,000 n/a 0.2%
BERKELEY POINT CAPITAL LLC $120,015,000 $38,000,000 -68.3% 0.2%
Clackamas Federal Credit Union $63,380,000 $37,770,000 -40.4% 0.2%
OREGONIANS CREDIT UNION $35,095,000 $36,345,000 3.6% 0.2%
First National Bank of Omaha $345,000 $36,240,000 10,404.3% 0.2%
Washington Trust Bank $51,195,000 $36,095,000 -29.5% 0.2%
Prudential Huntoon Paige Associates, LLC $22,465,000 $35,890,000 59.8% 0.2%
FINANCE OF AMERICA REVERSE LLC $85,530,000 $35,490,000 -58.5% 0.1%
Discover Bank $26,430,000 $35,420,000 34.0% 0.1%
LEADERONE FINANCIAL CORPORATION $27,190,000 $34,720,000 27.7% 0.1%
HomeTrust Bank $5,970,000 $34,680,000 480.9% 0.1%
Charles Schwab Bank, SSB $78,420,000 $34,570,000 -55.9% 0.1%
Citadel Servicing Corporation $40,250,000 $34,485,000 -14.3% 0.1%
The Federal Savings Bank $60,095,000 $33,665,000 -44.0% 0.1%
NOVA FINANCIAL & INVESTMENT CORPORATION $2,540,000 $33,295,000 1,210.8% 0.1%
iQ Credit Union $73,515,000 $32,395,000 -55.9% 0.1%
FIBRE FEDERAL CREDIT UNION $44,855,000 $32,110,000 -28.4% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $30,655,000 n/a 0.1%
ALLIANT CREDIT UNION $45,205,000 $30,540,000 -32.4% 0.1%
PRIORITY HOME LENDING, LLC $47,210,000 $30,270,000 -35.9% 0.1%
HOMEXPRESS MORTGAGE CORP. $36,135,000 $30,045,000 -16.9% 0.1%
Merchants Mortgage & Trust Corporation $34,680,000 $29,940,000 -13.7% 0.1%
Gallic & Johnson, LLC $28,735,000 $29,680,000 3.3% 0.1%
Yakima Federal Savings and Loan Association $34,500,000 $29,375,000 -14.9% 0.1%
Figure Lending LLC $38,930,000 $28,635,000 -26.4% 0.1%
AXIA FINANCIAL, LLC $61,045,000 $28,405,000 -53.5% 0.1%
OCMBC, INC. $21,310,000 $28,020,000 31.5% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $52,445,000 $27,950,000 -46.7% 0.1%
Plains Commerce Bank $4,460,000 $27,750,000 522.2% 0.1%
UBS Bank USA $69,250,000 $27,420,000 -60.4% 0.1%
PENTAGON FEDERAL CREDIT UNION $67,565,000 $27,390,000 -59.5% 0.1%
LENDSURE MORTGAGE CORP. $25,315,000 $27,325,000 7.9% 0.1%
Carrington Mortgage Services, LLC $47,765,000 $26,760,000 -44.0% 0.1%
Clackamas County Bank $26,260,000 n/a 0.1%
Cornerstone First Mortgage, Inc $27,270,000 $25,765,000 -5.5% 0.1%
HOMEAMERICAN MORTGAGE CORPORATION $34,735,000 $25,740,000 -25.9% 0.1%
MOUNTAIN AMERICA $23,890,000 $25,635,000 7.3% 0.1%
V.I.P. MORTGAGE, INC. $16,505,000 $25,210,000 52.7% 0.1%
Prosperity Home Mortgage, LLC $13,435,000 $24,740,000 84.1% 0.1%
21ST MORTGAGE CORPORATION $25,205,000 $24,670,000 -2.1% 0.1%
Citizens Bank $42,765,000 $24,510,000 -42.7% 0.1%
PENRITH HOME LOANS LLC $26,370,000 $24,350,000 -7.7% 0.1%
LONGBRIDGE FINANCIAL, LLC $55,490,000 $23,305,000 -58.0% 0.1%
Third Federal Savings and Loan Association of Cleveland $24,945,000 $22,185,000 -11.1% 0.1%
Regions Bank $22,300,000 $22,150,000 -0.7% 0.1%
ARC HOME LLC $13,825,000 $21,910,000 58.5% 0.1%
COLUMBIA COMMUNITY CREDIT UNION $22,710,000 $21,865,000 -3.7% 0.1%
First Federal $27,335,000 $21,130,000 -22.7% 0.1%
Zions Bank $12,630,000 $20,705,000 63.9% 0.1%
RESIDENTIAL MORTGAGE, LLC $19,960,000 n/a 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $1,185,000