Oregon Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Oregon averaged 6.53% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

The average rate for the prior week (2024-12-05) was 6.62% and one month ago for the week of 2024-11-07, the average rate was 6.52%.

Oregon's average rate one year ago was 7.06%.

For refis of the same type during the week of 2024-12-12, the average rate was 7.14%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-12-12 6.6%
Oregon 30 Year Fixed Rate 2024-12-12 6.53%
Oregon 30 Year Fixed Rate Refi 2024-12-12 7.14%
Oregon 15 Year Fixed Rate 2024-12-12 5.99%
Oregon 15 Year Fixed Rate Refi 2024-12-12 6.1%
Oregon 30 Year FHA 2024-12-12 5.9%
Oregon 30 Year FHA Refi 2024-12-12 5.84%
Oregon 30 Year USDA 2024-12-12 5.65%
Oregon 30 Year USDA Refi 2024-12-12 6.4%
Oregon 30 Year VA 2024-12-12 6.12%
Oregon 30 Year VA Refi 2024-12-12 5.27%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Oregon.

Oregon Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Oregon market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 2,199 6.66% $9,102
GUILD MORTGAGE COMPANY 1,995 6.84% $8,870
QUICKEN LOANS, LLC 1,664 6.67% $8,810
OnPoint Community Credit Union 1,305 6.59% $5,470
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 741 6.83% $8,381
CMG MORTGAGE, INC. 715 6.74% $7,735
U.S. Bank 714 6.51% $6,664
CROSSCOUNTRY MORTGAGE, LLC 667 6.95% $9,580
NATIONS DIRECT MORTGAGE, LLC 605 6.67% $7,856
ACADEMY MORTGAGE CORPORATION 537 6.79% $10,169
MORTGAGE EXPRESS, LLC 503 6.85% $7,834
JPMorgan Chase Bank 492 6.30% $5,889
Wells Fargo Bank 492 6.34% $5,853
AMERICAN PACIFIC MORTGAGE CORPORATION 478 6.90% $8,561
LOANDEPOT.COM, LLC 474 6.61% $9,020
SUMMIT FUNDING, INC. 448 6.79% $11,000
Umpqua Bank 437 6.75% $7,343
NEWREZ LLC 429 6.96% $7,977
MOVEMENT MORTGAGE, LLC 408 6.95% $9,054
DIRECTORS MORTGAGE, INC. 401 7.04% $11,638
GUARANTEED RATE, INC. 400 6.64% $7,934
EAGLE HOME MORTGAGE, LLC 400 6.18% $6,602
ROGUE 398 6.99% $5,288
PROVIDENT FUNDING ASSOCIATES, L.P. 383 6.40% $7,080
FIRST TECHNOLOGY 374 6.65% $5,811
PACIFIC RESIDENTIAL MORTGAGE, LLC 350 6.93% $10,119
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 274 6.87% $10,490
Sierra Pacific Mortgage Company, Inc. 272 6.73% $7,698
PENNYMAC LOAN SERVICES, LLC 261 6.62% $8,625
KeyBank 253 6.37% $7,245
S1L, Inc. 242 6.78% $9,362
MANN FINANCIAL INC. 224 6.92% $8,682
Bank of America 223 6.18% $6,940
CALIBER HOME LOANS, INC. 218 6.48% $7,331
CANOPY MORTGAGE, LLC 208 6.83% $10,752
BROKER SOLUTIONS, INC. 193 6.98% $8,326
Flagstar Bank, FSB 191 6.94% $7,204
CHURCHILL MORTGAGE CORPORATION 187 6.86% $8,740
Nations Lending Corporation 172 6.78% $5,810
SUMMIT MORTGAGE CORPORATION 168 6.75% $9,729
PRIMELENDING, A PLAINSCAPITAL COMPANY 164 6.79% $10,108
DHI MORTGAGE COMPANY, LTD. 161 5.97% $4,270
South Pacific Financial Corporation 161 5.98% $4,280
PLAZA HOME MORTGAGE, INC. 160 6.60% $10,194
OREGON COMMUNITY 156 6.79% $6,180
SELCO COMMUNITY 156 6.12% $5,079
Willamette Valley Bank 152 6.79% $10,193
Banner Bank 149 6.73% $6,505
LPMC, LLC 149 6.76% $7,916
Century Mortgage Company DBA Century Lending Company 147 6.73% $8,780
BAY EQUITY LLC 146 6.59% $9,124
American Mortgage & Equity Consultants, Inc. 144 6.92% $10,333
Morgan Stanley Private Bank 139 5.85% $4,297
ADVANTIS 134 6.41% $5,472
Washington Federal Bank 133 6.80% $16,234
UNION HOME MORTGAGE CORP. 133 7.19% $7,259
Mr. Cooper ( Nationstar Mortgage ) 132 6.51% $11,549
HOMEBRIDGE FINANCIAL SERVICES, INC. 117 6.60% $8,448
MASON MCDUFFIE MORTGAGE CORPORATION 110 6.76% $8,231
Unitus Community Credit Union 103 6.91% $6,087
SAMMAMISH MORTGAGE COMPANY 102 6.43% $5,616
The Loan Store, Inc. 99 6.93% $9,376
MUTUAL OF OMAHA MORTGAGE, INC. 94 6.75% $10,200
Rivermark Community Credit Union 94 6.78% $5,230
PREMIER MORTGAGE RESOURCES, L.L.C. 91 6.63% $11,147
PANORAMA MORTGAGE GROUP, LLC 90 6.83% $11,476
Oregon State Credit Union 88 6.68% $6,455
TWINSTAR 87 6.59% $8,225
MARION AND POLK SCHOOLS CREDIT UNION 86 6.64% $4,535
BMO Harris Bank 85 6.32% $7,037
ARK-LA-TEX FINANCIAL SERVICES, LLC. 80 6.86% $7,164
NAVY FEDERAL CREDIT UNION 79 6.32% $5,150
NFM, INC. 79 6.87% $9,327
NBKC BANK 78 6.54% $5,128
Golden Empire Mortgage, Inc. 78 6.79% $9,164
BETTER MORTGAGE CORPORATION 77 6.27% $7,523
Bank of England 74 6.98% $6,387
Paramount Residential Mortgage Group, Inc. 67 6.99% $8,906
USAA Federal Savings Bank 65 6.51% $7,884
FIRST COMMUNITY 63 6.63% $5,661
Yakima Federal Savings and Loan Association 59 6.49% $4,460
Citibank 58 6.14% $7,593
AMERISAVE MORTGAGE CORPORATION 58 6.30% $11,647
HomeStreet Bank 58 6.59% $7,638
The Huntington National Bank 57 6.73% $7,781
PRIMARY RESIDENTIAL MORTGAGE, INC. 55 6.72% $8,721
Northwest Farm Credit Services, FLCA 54 7.15% $11,212
FREEDOM MORTGAGE CORPORATION 54 6.99% $9,371
First Republic Bank 52 4.55% $3,429
PRIORITY HOME LENDING, LLC 51 6.48% $11,972
PENRITH HOME LOANS LLC 50 7.05% $5,374
Citizens Bank 49 6.84% $6,166
CARDINAL FINANCIAL 48 6.65% $11,415
MOUNTAIN AMERICA 46 6.53% $12,842
LEADERONE FINANCIAL CORPORATION 46 6.79% $7,126
Cornerstone First Mortgage, Inc 45 6.71% $11,395
NOVA FINANCIAL & INVESTMENT CORPORATION 44 6.91% $7,391
GENEVA FINANCIAL, LLC 44 7.07% $14,469
OCMBC, INC. 43 8.07% $13,319
First National Bank of America 43 9.71% $13,674
AXIA FINANCIAL, LLC 43 6.90% $9,109
ARC HOME LLC 41 7.78% $10,313
Boeing Employees Credit Union 41 6.35% $5,946
Commerce Home Mortgage, Inc. 41 7.55% $9,912
Charles Schwab Bank, SSB 40 5.89% $5,844
ZILLOW HOME LOANS, LLC 40 6.88% $7,310
Citadel Servicing Corporation 40 8.74% $12,680
V.I.P. MORTGAGE, INC. 39 6.72% $7,450
LENDSURE MORTGAGE CORP. 39 8.46% $17,777
PNC Bank 37 6.38% $9,899
GoPrime Mortgage, Inc. 36 6.80% $7,336
SIRVA MORTGAGE, INC. 35 6.58% $2,193
Ally Bank 35 6.30% $8,998
HOMEAMERICAN MORTGAGE CORPORATION 35 6.01% $2,816
Prosperity Home Mortgage, LLC 34 6.80% $7,540
UBS Bank USA 34 6.20% $5,341
Plains Commerce Bank 34 7.05% $10,986
Washington Trust Bank 34 6.52% $7,639
RESIDENTIAL MORTGAGE, LLC 34 5.99% $10,765
SUCCESS MORTGAGE PARTNERS, INC. 31 6.88% $10,050
CHERRY CREEK MORTGAGE, LLC 31 6.46% $1,312
MOUNTAIN WEST FINANCIAL, INC. 30 6.50% $10,449
Mortgage Research Center, LLC 30 6.76% $4,545
1st Security Bank of Washington 29 6.72% $8,627
AMERICAN FINANCING CORPORATION 28 6.38% $9,953
Sunflower Bank 28 6.71% $10,974
Evolve Bank & Trust 27 6.13% $8,156
FIBRE FEDERAL CREDIT UNION 26 6.33% $6,443
ENVOY MORTGAGE, LTD 26 7.01% $9,649
RED CANOE CREDIT UNION 25 5.98% $17,113
NMSI, INC. 24 6.69% $7,647
Summit Mortgage Corporation 22 6.69% $8,532
PENTAGON FEDERAL CREDIT UNION 22 6.32% $6,500
GUIDANCE RESIDENTIAL, LLC 21 6.93% $10,531
Stifel Bank and Trust 21 5.70% $4,144
Ixonia Bank 21 6.98% $8,995
DIGITAL Federal Credit Union 20 5.68% $6,053
AMERICAN FINANCIAL NETWORK, INC. 19 7.07% $9,341
CORNERSTONE HOME LENDING, INC. 19 7.07% $10,909
First-Citizens Bank & Trust Company 19 6.14% $7,710
ANGEL OAK MORTGAGE SOLUTIONS LLC 19 8.36% $16,953
Carrington Mortgage Services, LLC 18 6.41% $12,667
NexBank 18 7.17% $10,459
HOMEXPRESS MORTGAGE CORP. 18 8.39% $18,783
Zions Bank 18 6.35% $5,462
Northpointe Bank 18 6.24% $11,937
INROADS 17 6.68% $6,561
Discover Bank 17 7.01% $0
DAS Acquisition Company, LLC 17 6.79% $9,698
ROYAL UNITED MORTGAGE LLC 17 6.95% $10,755
FIRST COLONY MORTGAGE CORPORATION 17 6.89% $8,041
COLUMBIA COMMUNITY CREDIT UNION 16 6.62% $5,664
STAR ONE CREDIT UNION 16 5.97% $3,482
Chicago Mortgage Solutions LLC 16 5.98% $6,974
iQ Credit Union 16 6.47% $5,243
Loan Simple, Inc. 16 6.43% $9,280
LAKEVIEW LOAN SERVICING, LLC 15 6.37% $11,452
ONY GLO, INC. 14 7.23% $8,243
DEEPHAVEN MORTGAGE LLC 14 8.30% $12,477
EVERETT FINANCIAL, INC. 14 6.95% $9,488
First Interstate Bank 14 6.97% $5,189
LADERA LENDING, INC. 14 6.68% $8,469
NEXERA HOLDING LLC 14 8.59% $14,890
Farmers Bank & Trust 13 6.48% $5,764
KINECTA 13 5.87% $10,179
Consolidated Federal Credit Union 13 6.05% $10,329
Clackamas Federal Credit Union 13 6.59% $6,091
ON Q FINANCIAL, INC. 12 7.09% $7,286
Florida Capital Bank 12 6.73% $7,725
Bank of the Pacific 12 6.55% $8,474
Raymond James Bank 12 5.14% $5,297
Wauna Federal Credit Union 11 6.90% $6,114
IDAHO CENTRAL 11 6.70% $4,954
iCore Lending, Inc. 11 8.26% $10,939
MORTGAGE SOLUTIONS OF COLORADO, LLC 11 6.76% $11,035
The Federal Savings Bank 11 6.75% $9,229
Barrington Bank & Trust Company, N.A. 11 7.08% $5,962
UNITED SECURITY FINANCIAL CORP 10 7.39% $15,575
TRIAD FINANCIAL SERVICES, INC. 10 8.08% $9,080
Pacific NW Federal Credit Union 10 6.73% $4,195
SECURITYNATIONAL MORTGAGE COMPANY 10 7.04% $10,008
The Central Trust Bank 10 6.32% $3,660
JMAC LENDING, INC. 10 7.27% $12,843
Truist 10 6.44% $9,402
PHH Mortgage Corporation 9 6.90% $7,585
NP, Inc. 9 8.05% $16,375
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 9 7.14% $9,516
Keystone Funding, Inc. 9 7.28% $7,260
AmeriHome Mortgage Company, LLC 9 6.93% $9,082
EMBRACE HOME LOANS, INC. 9 6.37% $5,883
Ameris Bank 9 6.43% $7,605
RANLIFE, INC. 9 7.08% $7,109
A&D Mortgage LLC 9 7.83% $12,887
21ST MORTGAGE CORPORATION 9 8.07% $7,926
ALAMEDA MORTGAGE CORPORATION 8 7.15% $10,994
City National Bank 8 6.46% $9,706
BAY-VALLEY MORTGAGE GROUP 8 6.75% $9,665
AMERICAN INTERNET MORTGAGE, INC. 8 5.97% $7,797
OAKTREE FUNDING CORP. 8 9.01% $17,870
DRAPER AND KRAMER MORTGAGE CORP. 7 6.80% $9,280
CENTRAL WILLAMETTE Credit Union 7 7.11% $5,298
HOMESIDE FINANCIAL, LLC 7 7.18% $12,297
STANFORD Federal Credit Union 7 5.91% $4,927
OREGONIANS CREDIT UNION 7 6.59% $4,201
M&T Bank 7 5.86% $8,316
CITY FIRST MORTGAGE SERVICES, L.L.C. 7 6.95% $6,691
HAPO COMMUNITY CREDIT UNION 7 6.71% $6,935
LENOX FINANCIAL MORTGAGE CORPORATION 7 6.36% $10,693
AMCAP MORTGAGE, LTD. 6 6.85% $13,854
Academy Bank 6 6.88% $4,956
WASHINGTON STATE EMPLOYEES Credit Union 6 6.50% $4,609
Axos Bank 6 6.35% $9,186
HSBC BANK USA, NATIONAL ASSOCIATION 6 6.09% $9,381
PLANET HOME LENDING, LLC 6 6.10% $8,630
First Federal Bank 6 6.75% $5,732
ALLIANT CREDIT UNION 6 6.69% $5,082
Third Federal Savings and Loan Association of Cleveland 5 6.20% $2,744
INTERCAP LENDING INC. 5 7.02% $7,793
COAST 2 COAST FUNDING GROUP, INC. 5 6.38% $6,673
Heritage Bank 5 5.77% $9,838
Watermark Capital, Inc. 5 7.07% $5,263
Colonial Savings, F.A. 5 6.60% $7,438
Waterstone Mortgage Corporation 5 7.18% $7,734
Arvest Bank 5 6.90% $5,919
GREENSTATE CREDIT UNION 5 7.25% $4,618
TBI MORTGAGE COMPANY 5 6.07% $11,529
UIF CORPORATION 5 7.13% $5,727
Goldwater Bank, N.A. 5 7.10% $11,476
Goldman Sachs Bank USA 5 5.89% $8,295
BNC National Bank 5 6.05% $4,802
GESA 5 7.33% $6,089
Fifth Third Bank 5 6.45% $6,039
Gateway First Bank 5 6.18% $5,942
NEW WAVE LENDING GROUP INC 5 7.45% $11,916
Wyndham Capital Mortgage, Inc. 5 6.15% $4,416
FIRST CENTENNIAL MORTGAGE CORPORATION 5 6.58% $11,520
MLD MORTGAGE INC. 5 6.70% $11,135
North American Savings Bank, F.S.B. 5 6.88% $7,601
Toyota Financial Savings Bank 4 6.24% $11,672
JLB CORPORATION 4 6.31% $6,980
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 4 6.34% $8,581
COMMUNITY MORTGAGE FUNDING, LLC 4 6.41% $12,029
MID AMERICA MORTGAGE, INC. 4 6.59% $4,355
Heritage Bank 4 6.06% $10,092
GSF Mortgage Corporation 4 6.22% $8,849
VERITAS FUNDING, LLC 4 6.81% $9,332
NATIONWIDE MORTGAGE BANKERS, INC. 4 6.72% $8,658
SPOKANE TEACHERS 4 6.94% $5,674
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 4 6.78% $6,501
WINGS FINANCIAL 4 5.34% $6,625
LOANPAL, LLC 4 6.78% $10,216
PREMIA MORTGAGE, LLC 4 6.53% $4,058
CALCON MUTUAL MORTGAGE LLC 4 6.53% $9,353
Franklin Loan Corporation 4 6.69% $12,805
AMERICAN HERITAGE LENDING, INC. 4 7.94% $20,098
BNY Mellon 4 5.91% $6,073
Presidential Bank, FSB 3 7.12% $12,262
ADVANCIAL 3 7.75% $17,013
AHL FUNDING 3 6.87% $14,421
AMERICAN FINANCE HOUSE LARIBA 3 6.90% $6,140
AMERICAN FINANCIAL RESOURCES, INC. 3 5.92% $8,986
BECKAM FUNDING CORP. 3 7.33% $15,178
CRESCENT MORTGAGE COMPANY 3 6.67% $6,800
Deere Employees Credit Union 3 5.92% $5,059
DIRECT MORTGAGE, CORP. 3 7.04% $6,578
FBC MORTGAGE, LLC 3 5.92% $5,603
Firefighters First Federal Credit Union 3 6.25% $3,620
FOUNDATION MORTGAGE CORPORATION 3 10.79% $13,459
General Mortgage Capital Corporation 3 6.66% $9,295
GUARANTEED RATE AFFINITY, LLC 3 6.86% $6,549
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 3 6.42% $9,813
MORIA DEVELOPMENT, INC. 3 5.87% $6,680
MORTGAGE CAPITAL PARTNERS, INC. 3 6.92% $5,972
Performance Financial, Inc. 3 8.79% $12,531
Quontic Bank 3 9.00% $9,684
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 3 7.25% $8,802
RUOFF MORTGAGE COMPANY, INC. 3 7.00% $4,817
State Department Federal Credit Union 3 5.38% $10,823
Home Loan Investment Bank, F.S.B. 2 6.63% $5,995
MidFirst Bank 2 6.06% $24,236
LAND HOME FINANCIAL SERVICES, INC. 2 7.19% $6,286
HERITAGE GROVE Federal Credit Union 2 6.50% $8,424
First Horizon Bank 2 7.19% $6,848
Alerus Financial 2 7.06% $6,691
MICHIGAN MUTUAL, INC. 2 7.25% $7,764
GUARANTY HOME MORTGAGE CORPORATION 2 6.13% $16,947
Luxury Mortgage Corp. 2 7.94% $17,283
Grand Bank for Savings, FSB 2 8.81% $10,006
SECURITY HOME MORTGAGE, LLC. 2 6.63% $9,771
First Bank 2 6.81% $12,220
CASTPARTS EMPLOYEES 2 7.25% $4,471
Tri Counties Bank 2 6.56% $4,604
KELLER MORTGAGE, LLC 2 6.00% $4,400
HORIZON 2 7.19% $4,789
Servion, Inc. 2 6.75% $6,661
CAPITAL EDUCATORS FEDERAL CREDIT UNION 2 5.88% $4,386
BOKF 2 7.38% $6,716
BM Real Estate Services, Inc. 2 7.69% $18,376
Leader Bank 2 6.43% $16,751
JMJ FINANCIAL GROUP 2 7.00% $14,007
EVANSVILLE TEACHERS 2 5.88% $8,495
SOUND 2 6.50% $5,744
Equity Prime Mortgage LLC 2 6.44% $20,252
Amalgamated Bank 2 5.69% $7,245
Bell Bank 2 7.31% $3,072
D. L. Evans Bank 2 5.94% $4,381
DIGNIFIED HOME LOANS, LLC 2 7.74% $9,512
First Western Trust Bank 2 6.25% $7,822
Paramount Bank 2 6.75% $4,467
Strong Home Mortgage, LLC 2 6.87% $4,207
DATA MORTGAGE, INC. 2 7.69% $12,069
VANDERBILT MORTGAGE AND FINANCE, INC. 2 9.00% $8,314
VAN DYK MORTGAGE CORPORATION 2 6.44% $4,655
CREDIT UNION MORTGAGE ASSOCIATION, INC. 2 6.31% $4,218
Bank of Hope 2 6.81% $5,426
RBC Bank, (Georgia) 2 5.56% $4,122
COMMUNITYAMERICA 2 6.38% $5,226
Baker Boyer National Bank 2 6.99% $7,578
First Savings Bank 2 5.88% $12,375
SUN WEST MORTGAGE COMPANY, INC. 2 6.19% $10,986
HOME MORTGAGE ALLIANCE, LLC 2 5.81% $12,059
T2 FINANCIAL LLC 2 7.31% $4,794
City National Bank of Florida 2 6.63% $4,955
NETWORK CAPITAL FUNDING CORPORATION 2 6.81% $7,703
Potlatch No. 1 Financial Credit Union 2 6.56% $6,358
NATIONS RELIABLE LENDING, LLC 2 7.00% $10,590
CITIZENS EQUITY FIRST 2 6.13% $1,844
MORTGAGE MANAGEMENT CONSULTANTS, INC. 2 7.06% $3,816
The Dart Bank 1 6.74% $4,326
CIBC Bank USA 1 5.50% $8,432
Christian Community Credit Union 1 6.25% $3,078
Choice Financial Group 1 6.88% $7,288
The Northern Trust Company 1 6.63% $4,956
Cf Bank 1 6.88% $7,380
THRIVE MORTGAGE, LLC 1 7.50% $12,524
THRIVENT Federal Credit Union 1 6.25% $5,771
Timberland Bank 1 7.50% $3,361
TOP FLITE FINANCIAL, INC. 1 6.88% $12,353
TOWNE MORTGAGE COMPANY 1 6.25% $6,296
Centennial Bank 1 6.38% $6,417
TRISTAR FINANCE, INC. 1 8.63% $5,970
CASTLE & COOKE MORTGAGE, LLC 1 6.50% $5,325
TRUWEST Credit Union 1 6.75% $4,734
BKCO MORTGAGE, LLC 1 6.38% $5,965
UNIFY FINANCIAL Credit Union 1 7.35% $2,058
Bethpage Federal Credit Union 1 7.38% $6,126
UNITED 1 7.50% $3,845
United Bank 1 6.00% $5,260
United Nations Federal Credit Union 1 5.25% $4,203
BELEM SERVICING LLC 1 7.63% $8,902
Baxter Credit Union 1 7.00% $5,491
Bank of Washington 1 6.90% $4,671
Bank of the West 1 7.75% $5,856
U S WIDE FINANCIAL LLC 1 6.38% $4,857
Utah Power 1 5.00% $6,732
Bank of Idaho 1 7.16% $11,617
Bank of Clarke County 1 5.75% $5,804
BANC ONE MORTGAGE CORPORATION 1 6.25% $20,569
Aurora Financial, LLC 1 6.50% $3,802
Atlantic Coast Mortgage, LLC 1 7.00% $5,639
ARIZONA 1 8.13% $7,323
Arbor Bank 1 6.25% $5,425
American State Bank 1 7.00% $6,166
NBH Bank 1 6.50% $10,393
MY MOVE MORTGAGE, LLC 1 6.63% $6,850
MY MORTGAGE, INC. 1 6.63% $8,336
Northwest Federal Credit Union 1 7.25% $4,449
Notre Dame Federal Credit Union Corporation 1 6.38% $5,502
MORTGAGE ACCESS CORP. 1 6.25% $9,312
NuVision Federal Credit Union 1 6.63% $4,952
Mid-Continent Funding, Inc. 1 5.63% $9,672
Old National Bank 1 7.38% $3,659
MEGASTAR FINANCIAL CORP. 1 7.75% $3,450
Opportunity Bank of Montana 1 6.50% $6,945
Lakeview Community Capital, LLC 1 6.99% $10,958
KEYPOINT 1 6.78% $3,409
Jonah Bank of Wyoming 1 6.63% $5,315
JET DIRECT FUNDING CORP 1 6.50% $14,756
ISERVE RESIDENTIAL LENDING, LLC 1 6.63% $4,673
INTERSTATE HOME LOAN CENTER, INC. 1 8.50% $7,844
INTERNATIONAL CITY MORTGAGE, INC. 1 6.38% $4,192
American Airlines Federal Credit Union 1 5.88% $0
Hometown Equity Mortgage, LLC 1 6.50% $14,459
HOMESTEAD FUNDING CORP. 1 8.13% $5,708
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 6.88% $4,521
PREMIER AMERICA 1 6.13% $5,453
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 7.13% $7,129
Heartland Bank 1 6.13% $4,985
Great Southern Bank 1 7.75% $5,269
GOOGAIN, INC. 1 8.00% $4,736
PULTE MORTGAGE LLC 1 7.50% $10
Qualstar Credit Union 1 7.00% $8,124
Gate City Bank 1 6.88% $8,363
First State Bank of St. Charles, Missouri 1 6.38% $5,559
ALLIED MORTGAGE GROUP, INC. 1 6.00% $4,083
First National Bank Texas 1 7.38% $27,191
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 5.88% $5,051
REV FEDERAL CREDIT UNION 1 6.88% $10,636
First National Bank of Omaha 1 6.38% $8,244
First National Bank 1 6.50% $5,688
FIRST COMMUNITY MORTGAGE, INC. 1 6.13% $7,739
First Central Savings Bank 1 9.50% $10,518
SCENIC OAKS FUNDING, INC. 1 7.62% $6,180
SCHLUMBERGER EMPLOYEES CREDIT UNION 1 6.75% $2,362
First Bank 1 5.63% $3,913
Service Federal Credit Union 1 7.38% $3,600
F&A Federal Credit Union 1 5.99% $2,737
Simmons Bank 1 7.50% $6,463
Eagle Bank and Trust Company 1 7.13% $7,216
5TH STREET CAPITAL, INC. 1 8.38% $14,710
Deseret First Credit Union 1 6.75% $15,976
Core Bank 1 6.00% $5,211
CITYWIDE HOME LOANS, LLC 1 5.63% $8,544
SWBC MORTGAGE CORPORATION 1 7.38% $2,835
TEACHERS 1 6.13% $4,207

Oregon Average Closing Costs & Other Stats

Oregon's 415 lenders originated 72,322 loans during 2023. The total origination value was $23,884,050,000, with an average loan value of $330,246.

Oregon's average closing costs are $6,206.

The top Oregon lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 2,199 loans originated. Their average total fees are $9,102, which is $232 higher than the next largest lender, GUILD MORTGAGE COMPANY.

The lowest fee Oregon lenders (with over 10 loans originated) are Discover Bank ($0), CHERRY CREEK MORTGAGE, LLC ($1,312), SIRVA MORTGAGE, INC. ($2,193), HOMEAMERICAN MORTGAGE CORPORATION ($2,816) and First Republic Bank ($3,429).

The lowest rate Oregon lenders (with over 10 loans originated) are First Republic Bank (4.55%), Raymond James Bank (5.14%), DIGITAL Federal Credit Union (5.68%), Stifel Bank and Trust (5.70%) and Morgan Stanley Private Bank (5.85%).

Oregon Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
UNITED WHOLESALE MORTGAGE, LLC $1,912,810,000 $1,517,225,000 -20.7% 6.4%
GUILD MORTGAGE COMPANY $1,567,055,000 $1,101,870,000 -29.7% 4.6%
OnPoint Community Credit Union $1,581,015,000 $1,083,100,000 -31.5% 4.5%
QUICKEN LOANS, LLC $1,639,475,000 $928,060,000 -43.4% 3.9%
U.S. Bank $1,418,455,000 $659,455,000 -53.5% 2.8%
JONES LANG LASALLE MULTIFAMILY, LLC $7,445,000 $625,610,000 8,303.1% 2.6%
Umpqua Bank $2,112,500,000 $525,145,000 -75.1% 2.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $849,055,000 $485,205,000 -42.9% 2.0%
CMG MORTGAGE, INC. $506,655,000 $460,000,000 -9.2% 1.9%
JPMorgan Chase Bank $902,630,000 $457,120,000 -49.4% 1.9%
CROSSCOUNTRY MORTGAGE, LLC $580,670,000 $415,080,000 -28.5% 1.7%
Wells Fargo Bank $1,038,115,000 $411,845,000 -60.3% 1.7%
NATIONS DIRECT MORTGAGE, LLC $405,745,000 $377,920,000 -6.9% 1.6%
FIRST TECHNOLOGY $741,645,000 $326,860,000 -55.9% 1.4%
MORTGAGE EXPRESS, LLC $438,960,000 $297,525,000 -32.2% 1.2%
ACADEMY MORTGAGE CORPORATION $608,070,000 $296,885,000 -51.2% 1.2%
SUMMIT FUNDING, INC. $482,050,000 $295,650,000 -38.7% 1.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $338,060,000 $289,880,000 -14.3% 1.2%
LOANDEPOT.COM, LLC $853,515,000 $281,075,000 -67.1% 1.2%
NEWREZ LLC $128,375,000 $276,875,000 115.7% 1.2%
Banner Bank $408,370,000 $269,615,000 -34.0% 1.1%
Bank of America $470,145,000 $267,270,000 -43.2% 1.1%
DIRECTORS MORTGAGE, INC. $415,895,000 $245,520,000 -41.0% 1.0%
CBRE MULTIFAMILY CAPITAL, INC. $234,405,000 $245,335,000 4.7% 1.0%
ROGUE $309,140,000 $243,610,000 -21.2% 1.0%
MOVEMENT MORTGAGE, LLC $280,010,000 $230,030,000 -17.8% 1.0%
GUARANTEED RATE, INC. $265,055,000 $227,875,000 -14.0% 1.0%
KeyBank $869,850,000 $215,765,000 -75.2% 0.9%
PENNYMAC LOAN SERVICES, LLC $448,485,000 $213,065,000 -52.5% 0.9%
EAGLE HOME MORTGAGE, LLC $148,220,000 $208,265,000 40.5% 0.9%
PROVIDENT FUNDING ASSOCIATES, L.P. $194,435,000 $191,170,000 -1.7% 0.8%
Mortgage Research Center, LLC $280,295,000 $189,150,000 -32.5% 0.8%
PACIFIC RESIDENTIAL MORTGAGE, LLC $364,560,000 $188,385,000 -48.3% 0.8%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $313,750,000 $179,435,000 -42.8% 0.8%
SELCO COMMUNITY $287,775,000 $171,135,000 -40.5% 0.7%
OREGON COMMUNITY $384,420,000 $158,545,000 -58.8% 0.7%
Washington Federal Bank $479,025,000 $155,580,000 -67.5% 0.7%
MANN FINANCIAL INC. $206,525,000 $147,855,000 -28.4% 0.6%
S1L, Inc. $272,385,000 $146,485,000 -46.2% 0.6%
CALIBER HOME LOANS, INC. $1,210,215,000 $140,350,000 -88.4% 0.6%
Flagstar Bank, FSB $314,975,000 $132,385,000 -58.0% 0.6%
DHI MORTGAGE COMPANY, LTD. $162,080,000 $127,250,000 -21.5% 0.5%
MARION AND POLK SCHOOLS CREDIT UNION $166,425,000 $125,360,000 -24.7% 0.5%
Sierra Pacific Mortgage Company, Inc. $269,540,000 $124,040,000 -54.0% 0.5%
NAVY FEDERAL CREDIT UNION $160,345,000 $118,270,000 -26.2% 0.5%
Century Mortgage Company DBA Century Lending Company $43,955,000 $117,680,000 167.7% 0.5%
BROKER SOLUTIONS, INC. $220,600,000 $115,525,000 -47.6% 0.5%
First Republic Bank $594,905,000 $114,210,000 -80.8% 0.5%
Willamette Valley Bank $238,450,000 $114,120,000 -52.1% 0.5%
CANOPY MORTGAGE, LLC $149,375,000 $111,035,000 -25.7% 0.5%
TWINSTAR $6,370,000 $110,615,000 1,636.5% 0.5%
SUMMIT MORTGAGE CORPORATION $163,720,000 $107,930,000 -34.1% 0.5%
CHURCHILL MORTGAGE CORPORATION $210,515,000 $104,485,000 -50.4% 0.4%
PLAZA HOME MORTGAGE, INC. $127,950,000 $102,280,000 -20.1% 0.4%
Nations Lending Corporation $164,710,000 $101,455,000 -38.4% 0.4%
Morgan Stanley Private Bank $124,895,000 $99,465,000 -20.4% 0.4%
South Pacific Financial Corporation $88,575,000 $95,105,000 7.4% 0.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $206,905,000 $94,785,000 -54.2% 0.4%
Mid Oregon Federal Credit Union $129,970,000 $93,325,000 -28.2% 0.4%
ADVANTIS $205,450,000 $92,870,000 -54.8% 0.4%
PNC Bank $207,910,000 $90,195,000 -56.6% 0.4%
Commerce Home Mortgage, Inc. $152,630,000 $87,135,000 -42.9% 0.4%
Oregon State Credit Union $161,870,000 $85,170,000 -47.4% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $94,725,000 $84,900,000 -10.4% 0.4%
The Northwestern Mutual Life Insurance Company $60,510,000 $84,005,000 38.8% 0.4%
American Mortgage & Equity Consultants, Inc. $83,300,000 n/a 0.3%
LPMC, LLC $142,165,000 $82,395,000 -42.0% 0.3%
Rivermark Community Credit Union $209,555,000 $81,000,000 -61.3% 0.3%
BAY EQUITY LLC $57,030,000 $80,740,000 41.6% 0.3%
Boeing Employees Credit Union $78,250,000 $78,885,000 0.8% 0.3%
BMO Harris Bank $17,375,000 $78,820,000 353.6% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $237,855,000 $78,020,000 -67.2% 0.3%
Merchants Bank of Indiana $78,010,000 n/a 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $348,680,000 $77,245,000 -77.8% 0.3%
First Interstate Bank $167,585,000 $77,050,000 -54.0% 0.3%
BERKADIA COMMERCIAL MORTGAGE LLC $180,805,000 $74,880,000 -58.6% 0.3%
FIRST COMMUNITY $67,335,000 $73,725,000 9.5% 0.3%
FREEDOM MORTGAGE CORPORATION $246,110,000 $72,645,000 -70.5% 0.3%
UNION HOME MORTGAGE CORP. $3,190,000 $71,680,000 2,147.0% 0.3%
Unitus Community Credit Union $201,720,000 $69,100,000 -65.7% 0.3%
Mechanics Bank $17,975,000 $68,170,000 279.2% 0.3%
Evergreen Federal Bank $89,090,000 $66,930,000 -24.9% 0.3%
RAIN CITY CAPITAL, LLC $51,415,000 $64,680,000 25.8% 0.3%
WALKER & DUNLOP, LLC $245,920,000 $64,475,000 -73.8% 0.3%
MASON MCDUFFIE MORTGAGE CORPORATION $64,360,000 $64,130,000 -0.4% 0.3%
People's Bank of Commerce $105,050,000 $64,095,000 -39.0% 0.3%
Citibank $137,260,000 $63,830,000 -53.5% 0.3%
PREMIER MORTGAGE RESOURCES, L.L.C. $82,155,000 $62,295,000 -24.2% 0.3%
PANORAMA MORTGAGE GROUP, LLC $90,960,000 $59,920,000 -34.1% 0.3%
Heritage Bank $85,495,000 $57,890,000 -32.3% 0.2%
USAA Federal Savings Bank $83,715,000 $55,380,000 -33.8% 0.2%
Paramount Residential Mortgage Group, Inc. $147,545,000 $55,315,000 -62.5% 0.2%
AMERISAVE MORTGAGE CORPORATION $193,035,000 $53,760,000 -72.2% 0.2%
HomeStreet Bank $378,360,000 $51,455,000 -86.4% 0.2%
SAMMAMISH MORTGAGE COMPANY $27,540,000 $50,965,000 85.1% 0.2%
TRIAD FINANCIAL SERVICES, INC. $30,330,000 $47,745,000 57.4% 0.2%
NORTHMARQ CAPITAL FINANCE, L.L.C. $12,915,000 $46,765,000 262.1% 0.2%
Golden Empire Mortgage, Inc. $63,850,000 $46,485,000 -27.2% 0.2%
The Huntington National Bank $33,740,000 $45,810,000 35.8% 0.2%
The Loan Store, Inc. $3,435,000 $45,520,000 1,225.2% 0.2%
M&T Realty Capital Corporation $24,700,000 $45,220,000 83.1% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $19,075,000 $45,185,000 136.9% 0.2%
NFM, INC. $79,020,000 $44,455,000 -43.7% 0.2%
Bank of England $92,675,000 $43,325,000 -53.3% 0.2%
GENEVA FINANCIAL, LLC $113,790,000 $42,485,000 -62.7% 0.2%
Northwest Farm Credit Services, FLCA $71,575,000 $41,960,000 -41.4% 0.2%
NBKC BANK $62,660,000 $41,305,000 -34.1% 0.2%
Consolidated Federal Credit Union $107,565,000 $41,045,000 -61.8% 0.2%
First-Citizens Bank & Trust Company $31,645,000 $40,960,000 29.4% 0.2%
CARDINAL FINANCIAL $112,085,000 $40,915,000 -63.5% 0.2%
GREYSTONE SERVICING COMPANY LLC $111,915,000 $40,760,000 -63.6% 0.2%
1st Security Bank of Washington $27,225,000 $40,200,000 47.7% 0.2%
Oregon Pacific Banking Company $39,950,000 n/a 0.2%
BETTER MORTGAGE CORPORATION $182,495,000 $39,880,000 -78.1% 0.2%
Security First Bank of North Dakota $39,005,000 n/a 0.2%
BERKELEY POINT CAPITAL LLC $120,015,000 $38,000,000 -68.3% 0.2%
Clackamas Federal Credit Union $63,380,000 $37,770,000 -40.4% 0.2%
OREGONIANS CREDIT UNION $35,095,000 $36,345,000 3.6% 0.2%
First National Bank of Omaha $345,000 $36,240,000 10,404.3% 0.2%
Washington Trust Bank $51,195,000 $36,095,000 -29.5% 0.2%
Prudential Huntoon Paige Associates, LLC $22,465,000 $35,890,000 59.8% 0.2%
FINANCE OF AMERICA REVERSE LLC $85,530,000 $35,490,000 -58.5% 0.1%
Discover Bank $26,430,000 $35,420,000 34.0% 0.1%
LEADERONE FINANCIAL CORPORATION $27,190,000 $34,720,000 27.7% 0.1%
HomeTrust Bank $5,970,000 $34,680,000 480.9% 0.1%
Charles Schwab Bank, SSB $78,420,000 $34,570,000 -55.9% 0.1%
Citadel Servicing Corporation $40,250,000 $34,485,000 -14.3% 0.1%
The Federal Savings Bank $60,095,000 $33,665,000 -44.0% 0.1%
NOVA FINANCIAL & INVESTMENT CORPORATION $2,540,000 $33,295,000 1,210.8% 0.1%
iQ Credit Union $73,515,000 $32,395,000 -55.9% 0.1%
FIBRE FEDERAL CREDIT UNION $44,855,000 $32,110,000 -28.4% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $30,655,000 n/a 0.1%
ALLIANT CREDIT UNION $45,205,000 $30,540,000 -32.4% 0.1%
PRIORITY HOME LENDING, LLC $47,210,000 $30,270,000 -35.9% 0.1%
HOMEXPRESS MORTGAGE CORP. $36,135,000 $30,045,000 -16.9% 0.1%
Merchants Mortgage & Trust Corporation $34,680,000 $29,940,000 -13.7% 0.1%
Gallic & Johnson, LLC $28,735,000 $29,680,000 3.3% 0.1%
Yakima Federal Savings and Loan Association $34,500,000 $29,375,000 -14.9% 0.1%
Figure Lending LLC $38,930,000 $28,635,000 -26.4% 0.1%
AXIA FINANCIAL, LLC $61,045,000 $28,405,000 -53.5% 0.1%
OCMBC, INC. $21,310,000 $28,020,000 31.5% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $52,445,000 $27,950,000 -46.7% 0.1%
Plains Commerce Bank $4,460,000 $27,750,000 522.2% 0.1%
UBS Bank USA $69,250,000 $27,420,000 -60.4% 0.1%
PENTAGON FEDERAL CREDIT UNION $67,565,000 $27,390,000 -59.5% 0.1%
LENDSURE MORTGAGE CORP. $25,315,000 $27,325,000 7.9% 0.1%
Carrington Mortgage Services, LLC $47,765,000 $26,760,000 -44.0% 0.1%
Clackamas County Bank $26,260,000 n/a 0.1%
Cornerstone First Mortgage, Inc $27,270,000 $25,765,000 -5.5% 0.1%
HOMEAMERICAN MORTGAGE CORPORATION $34,735,000 $25,740,000 -25.9% 0.1%
MOUNTAIN AMERICA $23,890,000 $25,635,000 7.3% 0.1%
V.I.P. MORTGAGE, INC. $16,505,000 $25,210,000 52.7% 0.1%
Prosperity Home Mortgage, LLC $13,435,000 $24,740,000 84.1% 0.1%
21ST MORTGAGE CORPORATION $25,205,000 $24,670,000 -2.1% 0.1%
Citizens Bank $42,765,000 $24,510,000 -42.7% 0.1%
PENRITH HOME LOANS LLC $26,370,000 $24,350,000 -7.7% 0.1%
LONGBRIDGE FINANCIAL, LLC $55,490,000 $23,305,000 -58.0% 0.1%
Third Federal Savings and Loan Association of Cleveland $24,945,000 $22,185,000 -11.1% 0.1%
Regions Bank $22,300,000 $22,150,000 -0.7% 0.1%
ARC HOME LLC $13,825,000 $21,910,000 58.5% 0.1%
COLUMBIA COMMUNITY CREDIT UNION $22,710,000 $21,865,000 -3.7% 0.1%
First Federal $27,335,000 $21,130,000 -22.7% 0.1%
Zions Bank $12,630,000 $20,705,000 63.9% 0.1%
RESIDENTIAL MORTGAGE, LLC $19,960,000 n/a 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $1,185,000 $19,340,000 1,532.1% 0.1%
MOUNTAIN WEST FINANCIAL, INC. $21,460,000 $19,130,000 -10.9% 0.1%
SIRVA MORTGAGE, INC. $33,640,000 $18,500,000 -45.0% 0.1%
ZILLOW HOME LOANS, LLC $27,060,000 $18,485,000 -31.7% 0.1%
CHERRY CREEK MORTGAGE, LLC $148,810,000 $18,425,000 -87.6% 0.1%
ENVOY MORTGAGE, LTD $10,080,000 $17,830,000 76.9% 0.1%
First National Bank of America $13,875,000 $17,690,000 27.5% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $36,885,000 $17,475,000 -52.6% 0.1%
GoPrime Mortgage, Inc. $32,215,000 $17,385,000 -46.0% 0.1%
Sunflower Bank $22,220,000 $17,080,000 -23.1% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $21,735,000 $17,015,000 -21.7% 0.1%
Arbor Realty Trust, Inc. $26,405,000 $16,990,000 -35.7% 0.1%
Wauna Federal Credit Union $22,120,000 $16,810,000 -24.0% 0.1%
ORIX REAL ESTATE CAPITAL, LLC $49,095,000 $16,715,000 -66.0% 0.1%
Evolve Bank & Trust $18,505,000 $16,670,000 -9.9% 0.1%
Equity Prime Mortgage LLC $12,485,000 $16,095,000 28.9% 0.1%
DAS Acquisition Company, LLC $1,745,000 $16,065,000 820.6% 0.1%
LENDINGHOME FUNDING CORPORATION $18,685,000 $15,430,000 -17.4% 0.1%
PLANET HOME LENDING, LLC $21,370,000 $15,350,000 -28.2% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $29,590,000 $15,320,000 -48.2% 0.1%
Ally Bank $58,330,000 $15,305,000 -73.8% 0.1%
Loan Simple, Inc. $19,565,000 $15,295,000 -21.8% 0.1%
Coastal Community Bank $15,250,000 n/a 0.1%
River City Bank $14,655,000 n/a 0.1%
RED CANOE CREDIT UNION $11,920,000 $14,640,000 22.8% 0.1%
LIMA ONE CAPITAL, LLC $10,030,000 $14,155,000 41.1% 0.1%
Bank of the Pacific $44,065,000 $14,100,000 -68.0% 0.1%
DIGITAL Federal Credit Union $8,925,000 $14,025,000 57.1% 0.1%
VILLAGE CAPITAL MORTGAGE $13,215,000 $13,765,000 4.2% 0.1%
Pioneer Trust Bank, N.A. $13,645,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $20,370,000 $13,570,000 -33.4% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $26,960,000 $13,440,000 -50.1% 0.1%
PHH Mortgage Corporation $40,630,000 $13,370,000 -67.1% 0.1%
AMERICAN FINANCING CORPORATION $66,290,000 $13,110,000 -80.2% 0.1%
Northpointe Bank $25,220,000 $12,875,000 -48.9% 0.1%
NEW DAY FINANCIAL, LLC $38,095,000 $12,830,000 -66.3% 0.1%
PacWest Funding Inc. $48,550,000 $12,825,000 -73.6% 0.1%
MID AMERICA MORTGAGE, INC. $21,835,000 $12,820,000 -41.3% 0.1%
DEEPHAVEN MORTGAGE LLC $8,480,000 $12,735,000 50.2% 0.1%
City National Bank $30,935,000 $12,695,000 -59.0% 0.1%
LAKEVIEW LOAN SERVICING, LLC $81,680,000 $12,425,000 -84.8% 0.1%
NMSI, INC. $5,110,000 $12,145,000 137.7% 0.1%
Stifel Bank and Trust $24,655,000 $11,970,000 -51.5% 0.1%
EVERETT FINANCIAL, INC. $37,120,000 $11,780,000 -68.3% 0.0%
CENTRAL WILLAMETTE Credit Union $13,305,000 $11,195,000 -15.9% 0.0%
CORNERSTONE HOME LENDING, INC. $14,510,000 $11,180,000 -22.9% 0.0%
GUIDANCE RESIDENTIAL, LLC $9,710,000 $11,090,000 14.2% 0.0%
GESA $24,935,000 $11,025,000 -55.8% 0.0%
CALCON MUTUAL MORTGAGE LLC $6,075,000 $10,875,000 79.0% 0.0%
KINECTA $6,490,000 $10,830,000 66.9% 0.0%
Raymond James Bank $15,660,000 $10,680,000 -31.8% 0.0%
Riverview Community Bank $10,660,000 n/a 0.0%
Hometown Equity Mortgage, LLC $4,485,000 $10,615,000 136.7% 0.0%
READYCAP COMMERCIAL, LLC $21,415,000 $10,550,000 -50.7% 0.0%
Goldman Sachs Bank USA $10,060,000 $10,545,000 4.8% 0.0%
Barrington Bank & Trust Company, N.A. $13,365,000 $10,470,000 -21.7% 0.0%
INROADS $15,015,000 $10,410,000 -30.7% 0.0%
212 Loans of Oregon, LLC $4,925,000 $10,395,000 111.1% 0.0%
ON Q FINANCIAL, INC. $9,660,000 $10,295,000 6.6% 0.0%
NEXERA HOLDING LLC $18,170,000 $10,285,000 -43.4% 0.0%
Pacific Premier Bank $90,730,000 $9,955,000 -89.0% 0.0%
First Bank $1,050,000 $9,870,000 840.0% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $26,635,000 $9,785,000 -63.3% 0.0%
A&D Mortgage LLC $5,875,000 $9,725,000 65.5% 0.0%
SPRING EQ, LLC $52,285,000 $9,615,000 -81.6% 0.0%
FIRST COLONY MORTGAGE CORPORATION $19,280,000 $9,540,000 -50.5% 0.0%
AMWEST FUNDING CORP. $9,320,000 $9,035,000 -3.1% 0.0%
Ixonia Bank $3,300,000 $8,655,000 162.3% 0.0%
Summit Mortgage Corporation $17,490,000 $8,625,000 -50.7% 0.0%
Farmers Bank & Trust $1,290,000 $8,535,000 561.6% 0.0%
iCore Lending, Inc. $5,090,000 $8,490,000 66.8% 0.0%
LADERA LENDING, INC. $16,885,000 $8,475,000 -49.8% 0.0%
Franklin Loan Corporation $5,770,000 $8,425,000 46.0% 0.0%
ONY GLO, INC. $11,215,000 $8,135,000 -27.5% 0.0%
VERITAS FUNDING, LLC $18,510,000 $8,045,000 -56.5% 0.0%
NexBank $11,605,000 $8,030,000 -30.8% 0.0%
STAR ONE CREDIT UNION $8,185,000 $7,915,000 -3.3% 0.0%
Bethpage Federal Credit Union $6,610,000 $7,525,000 13.8% 0.0%
LOANPAL, LLC $42,560,000 $7,420,000 -82.6% 0.0%
Chicago Mortgage Solutions LLC $15,390,000 $7,230,000 -53.0% 0.0%
AMERICAN HERITAGE LENDING, INC. $4,135,000 $7,055,000 70.6% 0.0%
UNITED SECURITY FINANCIAL CORP $7,005,000 n/a 0.0%
Magnolia Bank $13,450,000 $6,805,000 -49.4% 0.0%
RANLIFE, INC. $14,925,000 $6,745,000 -54.8% 0.0%
Toyota Financial Savings Bank $11,670,000 $6,745,000 -42.2% 0.0%
Alaska USA Federal Credit Union $13,150,000 $6,530,000 -50.3% 0.0%
JMAC LENDING, INC. $5,470,000 $6,470,000 18.3% 0.0%
BNC National Bank $21,075,000 $6,430,000 -69.5% 0.0%
AmeriHome Mortgage Company, LLC $29,345,000 $6,375,000 -78.3% 0.0%
First Federal Bank $2,285,000 $6,355,000 178.1% 0.0%
Axos Bank $9,705,000 $6,280,000 -35.3% 0.0%
Truist $94,380,000 $6,220,000 -93.4% 0.0%
Keystone Funding, Inc. $6,105,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $20,420,000 $5,995,000 -70.6% 0.0%
The Central Trust Bank $10,850,000 $5,895,000 -45.7% 0.0%
Pacific NW Federal Credit Union $22,235,000 $5,870,000 -73.6% 0.0%
BNY Mellon $10,260,000 $5,830,000 -43.2% 0.0%
IDAHO CENTRAL $9,640,000 $5,675,000 -41.1% 0.0%
North American Savings Bank, F.S.B. $47,535,000 $5,590,000 -88.2% 0.0%
Solarity Credit Union $4,610,000 $5,570,000 20.8% 0.0%
Florida Capital Bank $3,655,000 $5,380,000 47.2% 0.0%
HighTechLending Inc $4,720,000 $5,300,000 12.3% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $4,685,000 $5,295,000 13.0% 0.0%
NP, Inc. $805,000 $5,250,000 552.2% 0.0%
EMBRACE HOME LOANS, INC. $8,410,000 $5,195,000 -38.2% 0.0%
Ameris Bank $415,000 $5,005,000 1,106.0% 0.0%
CENTER STREET LENDING VIII, LLC $8,765,000 $5,005,000 -42.9% 0.0%
HOMESIDE FINANCIAL, LLC $23,830,000 $4,990,000 -79.1% 0.0%
OAKTREE FUNDING CORP. $5,995,000 $4,970,000 -17.1% 0.0%
INTERCAP LENDING INC. $6,120,000 $4,945,000 -19.2% 0.0%
M&T Bank $16,825,000 $4,905,000 -70.8% 0.0%
STANFORD Federal Credit Union $4,325,000 $4,875,000 12.7% 0.0%
GEORGIA'S OWN $6,325,000 $4,735,000 -25.1% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $12,175,000 $4,630,000 -62.0% 0.0%
WASHINGTON STATE EMPLOYEES Credit Union $6,630,000 $4,610,000 -30.5% 0.0%
Academy Bank $2,240,000 $4,580,000 104.5% 0.0%
FIRST CENTENNIAL MORTGAGE CORPORATION $13,520,000 $4,505,000 -66.7% 0.0%
ROYAL UNITED MORTGAGE LLC $2,215,000 $4,320,000 95.0% 0.0%
Idaho First Bank $7,415,000 $4,225,000 -43.0% 0.0%
Waterstone Mortgage Corporation $1,505,000 $4,190,000 178.4% 0.0%
COMMUNITY MORTGAGE FUNDING, LLC $1,305,000 $4,140,000 217.2% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $6,515,000 $4,045,000 -37.9% 0.0%
AMCAP MORTGAGE, LTD. $11,505,000 $3,950,000 -65.7% 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $3,860,000 n/a 0.0%
AMERICAN INTERNET MORTGAGE, INC. $12,805,000 $3,820,000 -70.2% 0.0%
Bank of Eastern Oregon $3,800,000 n/a 0.0%
MLD MORTGAGE INC. $3,945,000 $3,760,000 -4.7% 0.0%
BECKAM FUNDING CORP. $4,740,000 $3,745,000 -21.0% 0.0%
TBI MORTGAGE COMPANY $20,425,000 $3,715,000 -81.8% 0.0%
GSF Mortgage Corporation $16,780,000 $3,615,000 -78.5% 0.0%
Gateway First Bank $47,495,000 $3,585,000 -92.5% 0.0%
Bank of the West $87,560,000 $3,575,000 -95.9% 0.0%
PREMIA MORTGAGE, LLC $8,150,000 $3,540,000 -56.6% 0.0%
ALAMEDA MORTGAGE CORPORATION $765,000 $3,525,000 360.8% 0.0%
GREENSTATE CREDIT UNION $3,310,000 n/a 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $3,925,000 $3,280,000 -16.4% 0.0%
HAPO COMMUNITY CREDIT UNION $5,960,000 $3,265,000 -45.2% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $10,490,000 $3,225,000 -69.3% 0.0%
DOMINION FINANCIAL SERVICES, LLC $610,000 $3,155,000 417.2% 0.0%
CASTPARTS EMPLOYEES $3,840,000 $3,145,000 -18.1% 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $13,765,000 $3,115,000 -77.4% 0.0%
BAY-VALLEY MORTGAGE GROUP $3,040,000 n/a 0.0%
TruHome Solutions, LLC $8,545,000 $2,970,000 -65.2% 0.0%
WINGS FINANCIAL $3,365,000 $2,960,000 -12.0% 0.0%
American Airlines Federal Credit Union $3,205,000 $2,955,000 -7.8% 0.0%
ALL REVERSE MORTGAGE, INC. $7,840,000 $2,935,000 -62.6% 0.0%
CIVIC FINANCIAL SERVICES, LLC $42,510,000 $2,915,000 -93.1% 0.0%
Heritage Bank $85,495,000 $2,885,000 -96.6% 0.0%
Goldwater Bank, N.A. $2,620,000 $2,850,000 8.8% 0.0%
Point West Credit Union $2,790,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $2,185,000 $2,710,000 24.0% 0.0%
Watermark Capital, Inc. $5,385,000 $2,590,000 -51.9% 0.0%
Firefighters First Federal Credit Union $4,210,000 $2,585,000 -38.6% 0.0%
HERITAGE GROVE Federal Credit Union $7,155,000 $2,570,000 -64.1% 0.0%
UIF CORPORATION $2,215,000 $2,565,000 15.8% 0.0%
GUARANTEED RATE AFFINITY, LLC $10,625,000 $2,500,000 -76.5% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $6,915,000 $2,500,000 -63.8% 0.0%
NEW WAVE LENDING GROUP INC $1,745,000 $2,495,000 43.0% 0.0%
MidFirst Bank $2,565,000 $2,445,000 -4.7% 0.0%
USAlliance Federal Credit Union $630,000 $2,395,000 280.2% 0.0%
Bank Five Nine $2,820,000 $2,345,000 -16.8% 0.0%
Wyndham Capital Mortgage, Inc. $34,525,000 $2,335,000 -93.2% 0.0%
USAGENCIES $8,360,000 $2,325,000 -72.2% 0.0%
Fifth Third Bank $9,515,000 $2,275,000 -76.1% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $20,435,000 $2,230,000 -89.1% 0.0%
GTE Federal Credit Union $3,865,000 $2,220,000 -42.6% 0.0%
JMJ FINANCIAL GROUP $105,000 $2,150,000 1,947.6% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $580,000 $2,095,000 261.2% 0.0%
First Savings Bank $10,895,000 $2,065,000 -81.0% 0.0%
FBC MORTGAGE, LLC $10,035,000 $2,055,000 -79.5% 0.0%
RELIANCE FIRST CAPITAL, LLC $4,155,000 $2,045,000 -50.8% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $33,450,000 $2,030,000 -93.9% 0.0%
COAST 2 COAST FUNDING GROUP, INC. $5,420,000 $1,985,000 -63.4% 0.0%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $1,950,000 n/a 0.0%
Connexus Credit Union $1,880,000 n/a 0.0%
Leader Bank $1,185,000 $1,870,000 57.8% 0.0%
AMERICAN FINANCE HOUSE LARIBA $1,385,000 $1,865,000 34.7% 0.0%
Strong Home Mortgage, LLC $18,995,000 $1,850,000 -90.3% 0.0%
State Department Federal Credit Union $2,285,000 $1,835,000 -19.7% 0.0%
SPOKANE TEACHERS $3,415,000 $1,805,000 -47.1% 0.0%
AHL FUNDING $2,260,000 $1,795,000 -20.6% 0.0%
BM Real Estate Services, Inc. $1,735,000 n/a 0.0%
EVANSVILLE TEACHERS $5,230,000 $1,710,000 -67.3% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $585,000 $1,690,000 188.9% 0.0%
ADVANCIAL $5,740,000 $1,685,000 -70.6% 0.0%
Bank of Idaho $1,650,000 n/a 0.0%
Deere Employees Credit Union $1,295,000 $1,635,000 26.3% 0.0%
Luxury Mortgage Corp. $6,905,000 $1,620,000 -76.5% 0.0%
D. L. Evans Bank $1,150,000 $1,615,000 40.4% 0.0%
JLB CORPORATION $18,970,000 $1,605,000 -91.5% 0.0%
SECURITY HOME MORTGAGE, LLC. $820,000 $1,555,000 89.6% 0.0%
Quontic Bank $17,165,000 $1,550,000 -91.0% 0.0%
ISERVE RESIDENTIAL LENDING, LLC $1,535,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $40,000 $1,530,000 3,725.0% 0.0%
Tri Counties Bank $2,430,000 $1,515,000 -37.7% 0.0%
Equity Bank $1,760,000 $1,505,000 -14.5% 0.0%
DATA MORTGAGE, INC. $3,405,000 $1,495,000 -56.1% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $395,000 $1,490,000 277.2% 0.0%
Performance Financial, Inc. $1,490,000 n/a 0.0%
Logan Finance Corporation $1,455,000 n/a 0.0%
RESIDENTIAL BANCORP $4,385,000 $1,445,000 -67.0% 0.0%
PACIFIC CASCADE FEDERAL CREDIT UNION $2,915,000 $1,420,000 -51.3% 0.0%
Presidential Bank, FSB $625,000 $1,415,000 126.4% 0.0%
DIRECT MORTGAGE, CORP. $1,700,000 $1,405,000 -17.4% 0.0%
Bell Bank $2,730,000 $1,385,000 -49.3% 0.0%
First Bank $1,050,000 $1,380,000 31.4% 0.0%
TOWNE MORTGAGE COMPANY $1,380,000 n/a 0.0%
Arvest Bank $7,425,000 $1,365,000 -81.6% 0.0%
City National Bank of Florida $1,340,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,920,000 $1,330,000 -30.7% 0.0%
EMM LOANS LLC $2,170,000 $1,325,000 -38.9% 0.0%
QUORUM FEDERAL CREDIT UNION $19,515,000 $1,320,000 -93.2% 0.0%
FAY SERVICING, LLC $9,665,000 $1,315,000 -86.4% 0.0%
Paramount Bank $1,570,000 $1,315,000 -16.2% 0.0%
BOKF $3,050,000 $1,300,000 -57.4% 0.0%
AMERITRUST MORTGAGE CORPORATION $1,265,000 n/a 0.0%
Colonial Savings, F.A. $5,235,000 $1,245,000 -76.2% 0.0%
Bank of Hope $1,240,000 n/a 0.0%
Amalgamated Bank $4,000,000 $1,230,000 -69.3% 0.0%
Greenbox Loans, Inc. $1,425,000 $1,220,000 -14.4% 0.0%
CIBC Bank USA $3,245,000 $1,205,000 -62.9% 0.0%
Potlatch No. 1 Financial Credit Union $1,120,000 $1,205,000 7.6% 0.0%
CLEARPATH LENDING $9,875,000 $1,190,000 -87.9% 0.0%
COMMUNITYAMERICA $435,000 $1,190,000 173.6% 0.0%
FINANCE OF AMERICA MORTGAGE LLC $586,850,000 $1,165,000 -99.8% 0.0%
CRESCENT MORTGAGE COMPANY $4,680,000 $1,130,000 -75.9% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $4,130,000 $1,120,000 -72.9% 0.0%
HORIZON $2,030,000 $1,115,000 -45.1% 0.0%
NATIONWIDE EQUITIES CORPORATION $1,065,000 $1,115,000 4.7% 0.0%
RUOFF MORTGAGE COMPANY, INC. $525,000 $1,115,000 112.4% 0.0%
Baker Boyer National Bank $2,125,000 $1,095,000 -48.5% 0.0%
Lakeview Community Capital, LLC $4,240,000 $1,080,000 -74.5% 0.0%
OPEN MORTGAGE, LLC $17,890,000 $1,080,000 -94.0% 0.0%
Baxter Credit Union $2,820,000 $1,060,000 -62.4% 0.0%
Sound Community Bank $885,000 $1,040,000 17.5% 0.0%
MYCUMORTGAGE, LLC $755,000 $1,030,000 36.4% 0.0%
RF Renovo Management Company, LLC $1,010,000 n/a 0.0%
First Central Savings Bank $990,000 n/a 0.0%
MORTGAGE CAPITAL PARTNERS, INC. $740,000 $985,000 33.1% 0.0%
RBC Bank, (Georgia) $790,000 $980,000 24.1% 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $6,660,000 $970,000 -85.4% 0.0%
Deseret First Credit Union $965,000 n/a 0.0%
FOUNDATION MORTGAGE CORPORATION $935,000 n/a 0.0%
CANVAS CREDIT UNION $925,000 n/a 0.0%
First Montana Bank, Inc. $925,000 n/a 0.0%
First National Bank $105,000 $905,000 761.9% 0.0%
Old National Bank $1,000,000 $900,000 -10.0% 0.0%
NATIONS RELIABLE LENDING, LLC $585,000 $880,000 50.4% 0.0%
MORIA DEVELOPMENT, INC. $6,780,000 $870,000 -87.2% 0.0%
TOWER $1,605,000 $865,000 -46.1% 0.0%
ALLIED MORTGAGE GROUP, INC. $315,000 $860,000 173.0% 0.0%
Bank of Washington $855,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $5,845,000 $855,000 -85.4% 0.0%
Alerus Financial $1,080,000 $850,000 -21.3% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $18,170,000 $830,000 -95.4% 0.0%
THRIVE MORTGAGE, LLC $750,000 $830,000 10.7% 0.0%
SILVER HILL FUNDING, LLC $4,260,000 $820,000 -80.8% 0.0%
Arbor Bank $505,000 $810,000 60.4% 0.0%
LENDING 3, INC. $810,000 n/a 0.0%
ANGEL OAK HOME LOANS LLC $4,370,000 $805,000 -81.6% 0.0%
General Mortgage Capital Corporation $1,190,000 $805,000 -32.4% 0.0%
CHEVRON $5,705,000 $800,000 -86.0% 0.0%
Servion, Inc. $735,000 $800,000 8.8% 0.0%
Service Federal Credit Union $575,000 $795,000 38.3% 0.0%
NBH Bank $5,130,000 $790,000 -84.6% 0.0%
Qualstar Credit Union $1,445,000 $790,000 -45.3% 0.0%
Mid-Continent Funding, Inc. $3,485,000 $780,000 -77.6% 0.0%
RCN Capital, LLC $1,295,000 $765,000 -40.9% 0.0%
SOUTHWEST STAGE FUNDING, LLC $795,000 $765,000 -3.8% 0.0%
First Horizon Bank $2,425,000 $760,000 -68.7% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $755,000 n/a 0.0%
T2 FINANCIAL LLC $750,000 n/a 0.0%
Lower Columbia Longshoremen's Federal Credit Union $745,000 n/a 0.0%
CITIZENS EQUITY FIRST $885,000 $740,000 -16.4% 0.0%
HOME MORTGAGE ALLIANCE, LLC $54,735,000 $740,000 -98.6% 0.0%
HOMESTEAD FUNDING CORP. $4,330,000 $735,000 -83.0% 0.0%
PULTE MORTGAGE LLC $735,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $4,210,000 $730,000 -82.7% 0.0%
JET DIRECT FUNDING CORP $725,000 n/a 0.0%
Wintrust Bank, N.A. $645,000 $725,000 12.4% 0.0%
Great Southern Bank $1,730,000 $715,000 -58.7% 0.0%
SCENIC OAKS FUNDING, INC. $715,000 n/a 0.0%
Capital Bank $1,060,000 $705,000 -33.5% 0.0%
COREVEST AMERICAN FINANCE LENDER LLC $895,000 $705,000 -21.2% 0.0%
Signature Federal Credit Union $175,000 $700,000 300.0% 0.0%
First National Bank Texas $695,000 n/a 0.0%
SCHLUMBERGER EMPLOYEES CREDIT UNION $695,000 n/a 0.0%
Armed Forces Bank $7,785,000 $670,000 -91.4% 0.0%
BELEM SERVICING LLC $550,000 $670,000 21.8% 0.0%
Opportunity Bank of Montana $2,290,000 $670,000 -70.7% 0.0%
Centennial Bank $655,000 n/a 0.0%
KEYPOINT $970,000 $655,000 -32.5% 0.0%
First State Bank of St. Charles, Missouri $1,090,000 $645,000 -40.8% 0.0%
United States Senate Federal Credit Union $290,000 $640,000 120.7% 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $2,385,000 $635,000 -73.4% 0.0%
Peoples Bank $1,280,000 $630,000 -50.8% 0.0%
SWBC MORTGAGE CORPORATION $15,980,000 $625,000 -96.1% 0.0%
TRISTAR FINANCE, INC. $1,080,000 $625,000 -42.1% 0.0%
DIGNIFIED HOME LOANS, LLC $1,840,000 $620,000 -66.3% 0.0%
Central Bank $265,000 $615,000 132.1% 0.0%
BANC ONE MORTGAGE CORPORATION $195,000 $595,000 205.1% 0.0%
LENDINGONE, LLC $1,860,000 $595,000 -68.0% 0.0%
First Western Trust Bank $910,000 $590,000 -35.2% 0.0%
Northwest Federal Credit Union $610,000 $585,000 -4.1% 0.0%
TEACHERS $1,635,000 $575,000 -64.8% 0.0%
Grand Bank for Savings, FSB $570,000 n/a 0.0%
SOUND $1,695,000 $570,000 -66.4% 0.0%
Bryant Bank $555,000 n/a 0.0%
MICHIGAN MUTUAL, INC. $2,295,000 $550,000 -76.0% 0.0%
VISION ONE MORTGAGE, INC. $535,000 n/a 0.0%
Mortgage Bank of California $870,000 $505,000 -42.0% 0.0%
MY MOVE MORTGAGE, LLC $465,000 $505,000 8.6% 0.0%
MEGASTAR FINANCIAL CORP. $1,630,000 $495,000 -69.6% 0.0%
TJC Mortgage, Inc. $1,340,000 $495,000 -63.1% 0.0%
Utah Power $560,000 $495,000 -11.6% 0.0%
HomePromise Corporation $1,290,000 $485,000 -62.4% 0.0%
Neighborhood Loans, Inc. $1,150,000 $485,000 -57.8% 0.0%
PREMIER AMERICA $1,610,000 $480,000 -70.2% 0.0%
CASTLE & COOKE MORTGAGE, LLC $610,000 $475,000 -22.1% 0.0%
Heartland Bank $475,000 n/a 0.0%
Notre Dame Federal Credit Union Corporation $610,000 $475,000 -22.1% 0.0%
STARBOARD FINANCIAL MANAGEMENT, LLC $475,000 n/a 0.0%
Liberty Savings Bank, F.S.B. $470,000 n/a 0.0%
5TH STREET CAPITAL, INC. $655,000 $465,000 -29.0% 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $2,570,000 $465,000 -81.9% 0.0%
First Federal Bank of Kansas City $4,115,000 $460,000 -88.8% 0.0%
Community First Bank $455,000 n/a 0.0%
HIWAY $450,000 n/a 0.0%
Elements Financial Federal Credit Union $2,265,000 $445,000 -80.4% 0.0%
TRUWEST Credit Union $445,000 n/a 0.0%
Aurora Financial, LLC $1,950,000 $435,000 -77.7% 0.0%
Meridian Bank Corporation $605,000 $435,000 -28.1% 0.0%
CEDAR FALLS COMMUNITY CREDIT UNION $425,000 n/a 0.0%
Gate City Bank $335,000 $425,000 26.9% 0.0%
KELLER MORTGAGE, LLC $18,020,000 $420,000 -97.7% 0.0%
University Bank $415,000 n/a 0.0%
Chickasaw Community Bank $1,220,000 $410,000 -66.4% 0.0%
MERIWEST $580,000 $410,000 -29.3% 0.0%
Atlantic Coast Mortgage, LLC $1,140,000 $405,000 -64.5% 0.0%
CUSTOMER SERVICE MORTGAGE CORPORATION $385,000 $405,000 5.2% 0.0%
NuVision Federal Credit Union $1,890,000 $405,000 -78.6% 0.0%
The Northern Trust Company $2,875,000 $405,000 -85.9% 0.0%
LOANLEADERS OF AMERICA, INC. $925,000 $395,000 -57.3% 0.0%
Platte Valley Bank $395,000 n/a 0.0%
SALAL $2,820,000 $390,000 -86.2% 0.0%
GOOGAIN, INC. $385,000 n/a 0.0%
REV FEDERAL CREDIT UNION $385,000 n/a 0.0%
THRIVENT Federal Credit Union $2,470,000 $385,000 -84.4% 0.0%
Bank of Clarke County $375,000 n/a 0.0%
LOS ANGELES POLICE Federal Credit Union $975,000 $370,000 -62.1% 0.0%
BKCO MORTGAGE, LLC $5,210,000 $355,000 -93.2% 0.0%
Glacier Bank $355,000 n/a 0.0%
MORTGAGE ACCESS CORP. $840,000 $355,000 -57.7% 0.0%
Stockmens Bank $355,000 n/a 0.0%
FIRST ALLIANCE HOME MORTGAGE, LLC $890,000 $345,000 -61.2% 0.0%
United Nations Federal Credit Union $940,000 $345,000 -63.3% 0.0%
MORTGAGE MANAGEMENT CONSULTANTS, INC. $915,000 $340,000 -62.8% 0.0%
U S WIDE FINANCIAL LLC $1,255,000 $335,000 -73.3% 0.0%
American State Bank $325,000 n/a 0.0%
Christian Community Credit Union $1,265,000 $325,000 -74.3% 0.0%
Credence Funding Corporation $325,000 n/a 0.0%
Eagle Bank and Trust Company $325,000 n/a 0.0%
ENCORE BANK $325,000 n/a 0.0%
VAN DYK MORTGAGE CORPORATION $235,000 $320,000 36.2% 0.0%
F&A Federal Credit Union $1,015,000 $315,000 -69.0% 0.0%
Bank of Stockton $1,005,000 $305,000 -69.7% 0.0%
CAPITAL EDUCATORS FEDERAL CREDIT UNION $705,000 $300,000 -57.4% 0.0%
NORTHROP GRUMMAN Federal Credit Union $985,000 $300,000 -69.5% 0.0%
UNIVERSITY CREDIT UNION $9,430,000 $300,000 -96.8% 0.0%
Cf Bank $890,000 $295,000 -66.9% 0.0%
Choice Financial Group $295,000 n/a 0.0%
UNIFY FINANCIAL Credit Union $295,000 n/a 0.0%
JAYCO PREMIUM FINANCE OF CALIFORNIA, INC. $285,000 n/a 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $275,000 n/a 0.0%
The Dart Bank $685,000 $275,000 -59.9% 0.0%
CHARTWAY FEDERAL CREDIT UNION $205,000 $270,000 31.7% 0.0%
CITYWIDE HOME LOANS, LLC $1,070,000 $265,000 -75.2% 0.0%
GREENWOOD $390,000 $265,000 -32.1% 0.0%
Jonah Bank of Wyoming $265,000 n/a 0.0%
Simmons Bank $1,345,000 $265,000 -80.3% 0.0%
NW PRIORITY CREDIT UNION $860,000 $260,000 -69.8% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $2,060,000 $245,000 -88.1% 0.0%
Brighton Bank $225,000 n/a 0.0%
Core Bank $225,000 n/a 0.0%
FCB Banks $225,000 n/a 0.0%
MY MORTGAGE, INC. $225,000 n/a 0.0%
Princeton Mortgage Corporation $1,465,000 $205,000 -86.0% 0.0%
UMB Bank $285,000 $205,000 -28.1% 0.0%
United Bank $205,000 n/a 0.0%
Wheatland Bank $635,000 $205,000 -67.7% 0.0%
UTILITIES EMPLOYEES CREDIT UNION $195,000 n/a 0.0%
FUNDLOANS CAPITAL $3,510,000 $185,000 -94.7% 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $510,000 $180,000 -64.7% 0.0%
Advisors Mortgage Group, L.L.C. $3,200,000 $165,000 -94.8% 0.0%
ARIZONA $165,000 n/a 0.0%
INTERSTATE HOME LOAN CENTER, INC. $165,000 n/a 0.0%
MORTGAGEONE, INC. $1,840,000 $165,000 -91.0% 0.0%
POLARIS HOME FUNDING CORP. $165,000 n/a 0.0%
Timberland Bank $160,000 n/a 0.0%
America's Credit Union $1,315,000 $155,000 -88.2% 0.0%
UNITED $155,000 n/a 0.0%
NASA Federal Credit Union $1,135,000 $140,000 -87.7% 0.0%
EASTMAN $125,000 n/a 0.0%
DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION $175,000 $120,000 -31.4% 0.0%
HANSCOM $115,000 n/a 0.0%
Exchange Bank $105,000 n/a 0.0%
Pinnacle Bank $605,000 $105,000 -82.6% 0.0%
AMERICAN FIRST $1,635,000 $95,000 -94.2% 0.0%
Range Bank $85,000 n/a 0.0%
BayCoast Bank $900,000 $55,000 -93.9% 0.0%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $5,000 n/a 0.0%

Oregon's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 6.4% market share. In second place, with 4.6%, is GUILD MORTGAGE COMPANY, having originated $1,101,870,000 in loans. In third place, with 4.5%, is OnPoint Community Credit Union, having originated $1,083,100,000 in loans. In fourth place, with 3.9%, is QUICKEN LOANS, LLC, having originated $928,060,000 in loans. In fifth place, with 2.8%, is U.S. Bank, having originated $659,455,000 in loans.

Oregon Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 39,830 $17,110,730,000 $429,594
Home Improvement 11,459 $1,147,875,000 $100,172
Other 9,116 $1,124,120,000 $123,313
Cash Out Refi 7,005 $2,015,205,000 $287,681
Refi 4,909 $2,345,345,000 $477,764
NA 3 $140,775,000 $46,925,000

Oregon's most frequently cited loan purpose was Home Purchase, with 39,830 originations. The 2nd most popular reason was Home Improvement, with 11,459 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 23,477 $9,299,325,000 $396,104
Over 8% 19,124 $2,703,840,000 $141,385
7-8% 17,098 $5,417,520,000 $316,851
5-6% 10,176 $5,260,940,000 $516,995
4-5% 1,026 $538,480,000 $524,834
3-4% 345 $142,135,000 $411,986
<2.5% 220 $58,560,000 $266,182
2.5-3% 61 $24,315,000 $398,607

During 2023, Oregon's most frequently originated rate bucket was 6-7%, with 23,477 originations.

Loan Sizing (Oregon MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 23,106 $7,006,470,000 $303,232
$100,000 or less 16,700 $911,190,000 $54,562
$400k-600k 14,789 $7,068,545,000 $477,960
$100k-200k 11,489 $1,591,695,000 $138,541
$600k-1000k 5,189 $3,673,355,000 $707,912
$Over $1MM 1,049 $3,632,795,000 $3,463,103

Oregon's loan sizing saw the bucket of loans from $200k-400k with 23,106 originations, totaling $7,006,470,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 23,303 $10,074,145,000 $432,311
Under 20% 18,442 $1,326,680,000 $71,938
60-80% 13,222 $6,267,980,000 $474,057
20-40% 8,824 $1,670,360,000 $189,297
40-60% 6,807 $3,168,745,000 $465,513
Over 100% 705 $899,455,000 $1,275,823

Oregon's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 23,303 originations, totaling $10,074,145,000 in origination value.