Oregon Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Oregon averaged
6.91%
for the week of 2024-11-14, compared to the national average of
6.78% for the same period.
The average rate for the prior week (2024-11-07) was
6.52% and
one month ago for the week of 2024-10-10, the
average rate was 6.25%.
Oregon's average rate one year ago was 7.63%.
For refis of the same type during the week of 2024-11-14, the average rate
was 7.22%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-14 | 6.78% |
| Oregon 30 Year Fixed Rate | 2024-11-14 | 6.91% |
| Oregon 30 Year Fixed Rate Refi | 2024-11-14 | 7.22% |
| Oregon 15 Year Fixed Rate | 2024-11-14 | 6.24% |
| Oregon 15 Year Fixed Rate Refi | 2024-11-14 | 6.55% |
| Oregon 30 Year FHA | 2024-11-14 | -0.18% |
| Oregon 30 Year FHA Refi | 2024-11-14 | -0.53% |
| Oregon 30 Year USDA | 2024-11-14 | -0.45% |
| Oregon 30 Year USDA Refi | 2024-11-14 | -0.1% |
| Oregon 30 Year VA | 2024-11-14 | -0.06% |
| Oregon 30 Year VA Refi | 2024-11-14 | -0.7% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Oregon.
Oregon Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Oregon market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Oregon Average Closing Costs & Other Stats
Oregon's 415 lenders originated 72,322
loans during 2023. The total origination value was $23,884,050,000, with an average loan value of
$330,246.
Oregon's average closing costs are $6,206.
The top Oregon lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
2,199 loans originated. Their average total fees are
$9,102, which is $232
higher than the next largest lender,
GUILD MORTGAGE COMPANY.
The lowest fee Oregon lenders (with over 10 loans originated) are
Discover Bank ($0), CHERRY CREEK MORTGAGE, LLC ($1,312), SIRVA MORTGAGE, INC. ($2,193), HOMEAMERICAN MORTGAGE CORPORATION ($2,816) and First Republic Bank ($3,429).
The lowest rate Oregon lenders (with over 10 loans originated) are
First Republic Bank (4.55%), Raymond James Bank (5.14%), DIGITAL Federal Credit Union (5.68%), Stifel Bank and Trust (5.70%) and Morgan Stanley Private Bank (5.85%).
Oregon Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $1,912,810,000 | $1,517,225,000 | -20.7% | 6.4% |
| GUILD MORTGAGE COMPANY | $1,567,055,000 | $1,101,870,000 | -29.7% | 4.6% |
| OnPoint Community Credit Union | $1,581,015,000 | $1,083,100,000 | -31.5% | 4.5% |
| QUICKEN LOANS, LLC | $1,639,475,000 | $928,060,000 | -43.4% | 3.9% |
| U.S. Bank | $1,418,455,000 | $659,455,000 | -53.5% | 2.8% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $7,445,000 | $625,610,000 | 8,303.1% | 2.6% |
| Umpqua Bank | $2,112,500,000 | $525,145,000 | -75.1% | 2.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $849,055,000 | $485,205,000 | -42.9% | 2.0% |
| CMG MORTGAGE, INC. | $506,655,000 | $460,000,000 | -9.2% | 1.9% |
| JPMorgan Chase Bank | $902,630,000 | $457,120,000 | -49.4% | 1.9% |
| CROSSCOUNTRY MORTGAGE, LLC | $580,670,000 | $415,080,000 | -28.5% | 1.7% |
| Wells Fargo Bank | $1,038,115,000 | $411,845,000 | -60.3% | 1.7% |
| NATIONS DIRECT MORTGAGE, LLC | $405,745,000 | $377,920,000 | -6.9% | 1.6% |
| FIRST TECHNOLOGY | $741,645,000 | $326,860,000 | -55.9% | 1.4% |
| MORTGAGE EXPRESS, LLC | $438,960,000 | $297,525,000 | -32.2% | 1.2% |
| ACADEMY MORTGAGE CORPORATION | $608,070,000 | $296,885,000 | -51.2% | 1.2% |
| SUMMIT FUNDING, INC. | $482,050,000 | $295,650,000 | -38.7% | 1.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $338,060,000 | $289,880,000 | -14.3% | 1.2% |
| LOANDEPOT.COM, LLC | $853,515,000 | $281,075,000 | -67.1% | 1.2% |
| NEWREZ LLC | $128,375,000 | $276,875,000 | 115.7% | 1.2% |
| Banner Bank | $408,370,000 | $269,615,000 | -34.0% | 1.1% |
| Bank of America | $470,145,000 | $267,270,000 | -43.2% | 1.1% |
| DIRECTORS MORTGAGE, INC. | $415,895,000 | $245,520,000 | -41.0% | 1.0% |
| CBRE MULTIFAMILY CAPITAL, INC. | $234,405,000 | $245,335,000 | 4.7% | 1.0% |
| ROGUE | $309,140,000 | $243,610,000 | -21.2% | 1.0% |
| MOVEMENT MORTGAGE, LLC | $280,010,000 | $230,030,000 | -17.8% | 1.0% |
| GUARANTEED RATE, INC. | $265,055,000 | $227,875,000 | -14.0% | 1.0% |
| KeyBank | $869,850,000 | $215,765,000 | -75.2% | 0.9% |
| PENNYMAC LOAN SERVICES, LLC | $448,485,000 | $213,065,000 | -52.5% | 0.9% |
| EAGLE HOME MORTGAGE, LLC | $148,220,000 | $208,265,000 | 40.5% | 0.9% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $194,435,000 | $191,170,000 | -1.7% | 0.8% |
| Mortgage Research Center, LLC | $280,295,000 | $189,150,000 | -32.5% | 0.8% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $364,560,000 | $188,385,000 | -48.3% | 0.8% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $313,750,000 | $179,435,000 | -42.8% | 0.8% |
| SELCO COMMUNITY | $287,775,000 | $171,135,000 | -40.5% | 0.7% |
| OREGON COMMUNITY | $384,420,000 | $158,545,000 | -58.8% | 0.7% |
| Washington Federal Bank | $479,025,000 | $155,580,000 | -67.5% | 0.7% |
| MANN FINANCIAL INC. | $206,525,000 | $147,855,000 | -28.4% | 0.6% |
| S1L, Inc. | $272,385,000 | $146,485,000 | -46.2% | 0.6% |
| CALIBER HOME LOANS, INC. | $1,210,215,000 | $140,350,000 | -88.4% | 0.6% |
| Flagstar Bank, FSB | $314,975,000 | $132,385,000 | -58.0% | 0.6% |
| DHI MORTGAGE COMPANY, LTD. | $162,080,000 | $127,250,000 | -21.5% | 0.5% |
| MARION AND POLK SCHOOLS CREDIT UNION | $166,425,000 | $125,360,000 | -24.7% | 0.5% |
| Sierra Pacific Mortgage Company, Inc. | $269,540,000 | $124,040,000 | -54.0% | 0.5% |
| NAVY FEDERAL CREDIT UNION | $160,345,000 | $118,270,000 | -26.2% | 0.5% |
| Century Mortgage Company DBA Century Lending Company | $43,955,000 | $117,680,000 | 167.7% | 0.5% |
| BROKER SOLUTIONS, INC. | $220,600,000 | $115,525,000 | -47.6% | 0.5% |
| First Republic Bank | $594,905,000 | $114,210,000 | -80.8% | 0.5% |
| Willamette Valley Bank | $238,450,000 | $114,120,000 | -52.1% | 0.5% |
| CANOPY MORTGAGE, LLC | $149,375,000 | $111,035,000 | -25.7% | 0.5% |
| TWINSTAR | $6,370,000 | $110,615,000 | 1,636.5% | 0.5% |
| SUMMIT MORTGAGE CORPORATION | $163,720,000 | $107,930,000 | -34.1% | 0.5% |
| CHURCHILL MORTGAGE CORPORATION | $210,515,000 | $104,485,000 | -50.4% | 0.4% |
| PLAZA HOME MORTGAGE, INC. | $127,950,000 | $102,280,000 | -20.1% | 0.4% |
| Nations Lending Corporation | $164,710,000 | $101,455,000 | -38.4% | 0.4% |
| Morgan Stanley Private Bank | $124,895,000 | $99,465,000 | -20.4% | 0.4% |
| South Pacific Financial Corporation | $88,575,000 | $95,105,000 | 7.4% | 0.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $206,905,000 | $94,785,000 | -54.2% | 0.4% |
| Mid Oregon Federal Credit Union | $129,970,000 | $93,325,000 | -28.2% | 0.4% |
| ADVANTIS | $205,450,000 | $92,870,000 | -54.8% | 0.4% |
| PNC Bank | $207,910,000 | $90,195,000 | -56.6% | 0.4% |
| Commerce Home Mortgage, Inc. | $152,630,000 | $87,135,000 | -42.9% | 0.4% |
| Oregon State Credit Union | $161,870,000 | $85,170,000 | -47.4% | 0.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $94,725,000 | $84,900,000 | -10.4% | 0.4% |
| The Northwestern Mutual Life Insurance Company | $60,510,000 | $84,005,000 | 38.8% | 0.4% |
| American Mortgage & Equity Consultants, Inc. | $83,300,000 | n/a | 0.3% | |
| LPMC, LLC | $142,165,000 | $82,395,000 | -42.0% | 0.3% |
| Rivermark Community Credit Union | $209,555,000 | $81,000,000 | -61.3% | 0.3% |
| BAY EQUITY LLC | $57,030,000 | $80,740,000 | 41.6% | 0.3% |
| Boeing Employees Credit Union | $78,250,000 | $78,885,000 | 0.8% | 0.3% |
| BMO Harris Bank | $17,375,000 | $78,820,000 | 353.6% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $237,855,000 | $78,020,000 | -67.2% | 0.3% |
| Merchants Bank of Indiana | $78,010,000 | n/a | 0.3% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $348,680,000 | $77,245,000 | -77.8% | 0.3% |
| First Interstate Bank | $167,585,000 | $77,050,000 | -54.0% | 0.3% |
| BERKADIA COMMERCIAL MORTGAGE LLC | $180,805,000 | $74,880,000 | -58.6% | 0.3% |
| FIRST COMMUNITY | $67,335,000 | $73,725,000 | 9.5% | 0.3% |
| FREEDOM MORTGAGE CORPORATION | $246,110,000 | $72,645,000 | -70.5% | 0.3% |
| UNION HOME MORTGAGE CORP. | $3,190,000 | $71,680,000 | 2,147.0% | 0.3% |
| Unitus Community Credit Union | $201,720,000 | $69,100,000 | -65.7% | 0.3% |
| Mechanics Bank | $17,975,000 | $68,170,000 | 279.2% | 0.3% |
| Evergreen Federal Bank | $89,090,000 | $66,930,000 | -24.9% | 0.3% |
| RAIN CITY CAPITAL, LLC | $51,415,000 | $64,680,000 | 25.8% | 0.3% |
| WALKER & DUNLOP, LLC | $245,920,000 | $64,475,000 | -73.8% | 0.3% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $64,360,000 | $64,130,000 | -0.4% | 0.3% |
| People's Bank of Commerce | $105,050,000 | $64,095,000 | -39.0% | 0.3% |
| Citibank | $137,260,000 | $63,830,000 | -53.5% | 0.3% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $82,155,000 | $62,295,000 | -24.2% | 0.3% |
| PANORAMA MORTGAGE GROUP, LLC | $90,960,000 | $59,920,000 | -34.1% | 0.3% |
| Heritage Bank | $85,495,000 | $57,890,000 | -32.3% | 0.2% |
| USAA Federal Savings Bank | $83,715,000 | $55,380,000 | -33.8% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $147,545,000 | $55,315,000 | -62.5% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $193,035,000 | $53,760,000 | -72.2% | 0.2% |
| HomeStreet Bank | $378,360,000 | $51,455,000 | -86.4% | 0.2% |
| SAMMAMISH MORTGAGE COMPANY | $27,540,000 | $50,965,000 | 85.1% | 0.2% |
| TRIAD FINANCIAL SERVICES, INC. | $30,330,000 | $47,745,000 | 57.4% | 0.2% |
| NORTHMARQ CAPITAL FINANCE, L.L.C. | $12,915,000 | $46,765,000 | 262.1% | 0.2% |
| Golden Empire Mortgage, Inc. | $63,850,000 | $46,485,000 | -27.2% | 0.2% |
| The Huntington National Bank | $33,740,000 | $45,810,000 | 35.8% | 0.2% |
| The Loan Store, Inc. | $3,435,000 | $45,520,000 | 1,225.2% | 0.2% |
| M&T Realty Capital Corporation | $24,700,000 | $45,220,000 | 83.1% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $19,075,000 | $45,185,000 | 136.9% | 0.2% |
| NFM, INC. | $79,020,000 | $44,455,000 | -43.7% | 0.2% |
| Bank of England | $92,675,000 | $43,325,000 | -53.3% | 0.2% |
| GENEVA FINANCIAL, LLC | $113,790,000 | $42,485,000 | -62.7% | 0.2% |
| Northwest Farm Credit Services, FLCA | $71,575,000 | $41,960,000 | -41.4% | 0.2% |
| NBKC BANK | $62,660,000 | $41,305,000 | -34.1% | 0.2% |
| Consolidated Federal Credit Union | $107,565,000 | $41,045,000 | -61.8% | 0.2% |
| First-Citizens Bank & Trust Company | $31,645,000 | $40,960,000 | 29.4% | 0.2% |
| CARDINAL FINANCIAL | $112,085,000 | $40,915,000 | -63.5% | 0.2% |
| GREYSTONE SERVICING COMPANY LLC | $111,915,000 | $40,760,000 | -63.6% | 0.2% |
| 1st Security Bank of Washington | $27,225,000 | $40,200,000 | 47.7% | 0.2% |
| Oregon Pacific Banking Company | $39,950,000 | n/a | 0.2% | |
| BETTER MORTGAGE CORPORATION | $182,495,000 | $39,880,000 | -78.1% | 0.2% |
| Security First Bank of North Dakota | $39,005,000 | n/a | 0.2% | |
| BERKELEY POINT CAPITAL LLC | $120,015,000 | $38,000,000 | -68.3% | 0.2% |
| Clackamas Federal Credit Union | $63,380,000 | $37,770,000 | -40.4% | 0.2% |
| OREGONIANS CREDIT UNION | $35,095,000 | $36,345,000 | 3.6% | 0.2% |
| First National Bank of Omaha | $345,000 | $36,240,000 | 10,404.3% | 0.2% |
| Washington Trust Bank | $51,195,000 | $36,095,000 | -29.5% | 0.2% |
| Prudential Huntoon Paige Associates, LLC | $22,465,000 | $35,890,000 | 59.8% | 0.2% |
| FINANCE OF AMERICA REVERSE LLC | $85,530,000 | $35,490,000 | -58.5% | 0.1% |
| Discover Bank | $26,430,000 | $35,420,000 | 34.0% | 0.1% |
| LEADERONE FINANCIAL CORPORATION | $27,190,000 | $34,720,000 | 27.7% | 0.1% |
| HomeTrust Bank | $5,970,000 | $34,680,000 | 480.9% | 0.1% |
| Charles Schwab Bank, SSB | $78,420,000 | $34,570,000 | -55.9% | 0.1% |
| Citadel Servicing Corporation | $40,250,000 | $34,485,000 | -14.3% | 0.1% |
| The Federal Savings Bank | $60,095,000 | $33,665,000 | -44.0% | 0.1% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $2,540,000 | $33,295,000 | 1,210.8% | 0.1% |
| iQ Credit Union | $73,515,000 | $32,395,000 | -55.9% | 0.1% |
| FIBRE FEDERAL CREDIT UNION | $44,855,000 | $32,110,000 | -28.4% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $30,655,000 | n/a | 0.1% | |
| ALLIANT CREDIT UNION | $45,205,000 | $30,540,000 | -32.4% | 0.1% |
| PRIORITY HOME LENDING, LLC | $47,210,000 | $30,270,000 | -35.9% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $36,135,000 | $30,045,000 | -16.9% | 0.1% |
| Merchants Mortgage & Trust Corporation | $34,680,000 | $29,940,000 | -13.7% | 0.1% |
| Gallic & Johnson, LLC | $28,735,000 | $29,680,000 | 3.3% | 0.1% |
| Yakima Federal Savings and Loan Association | $34,500,000 | $29,375,000 | -14.9% | 0.1% |
| Figure Lending LLC | $38,930,000 | $28,635,000 | -26.4% | 0.1% |
| AXIA FINANCIAL, LLC | $61,045,000 | $28,405,000 | -53.5% | 0.1% |
| OCMBC, INC. | $21,310,000 | $28,020,000 | 31.5% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $52,445,000 | $27,950,000 | -46.7% | 0.1% |
| Plains Commerce Bank | $4,460,000 | $27,750,000 | 522.2% | 0.1% |
| UBS Bank USA | $69,250,000 | $27,420,000 | -60.4% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $67,565,000 | $27,390,000 | -59.5% | 0.1% |
| LENDSURE MORTGAGE CORP. | $25,315,000 | $27,325,000 | 7.9% | 0.1% |
| Carrington Mortgage Services, LLC | $47,765,000 | $26,760,000 | -44.0% | 0.1% |
| Clackamas County Bank | $26,260,000 | n/a | 0.1% | |
| Cornerstone First Mortgage, Inc | $27,270,000 | $25,765,000 | -5.5% | 0.1% |
| HOMEAMERICAN MORTGAGE CORPORATION | $34,735,000 | $25,740,000 | -25.9% | 0.1% |
| MOUNTAIN AMERICA | $23,890,000 | $25,635,000 | 7.3% | 0.1% |
| V.I.P. MORTGAGE, INC. | $16,505,000 | $25,210,000 | 52.7% | 0.1% |
| Prosperity Home Mortgage, LLC | $13,435,000 | $24,740,000 | 84.1% | 0.1% |
| 21ST MORTGAGE CORPORATION | $25,205,000 | $24,670,000 | -2.1% | 0.1% |
| Citizens Bank | $42,765,000 | $24,510,000 | -42.7% | 0.1% |
| PENRITH HOME LOANS LLC | $26,370,000 | $24,350,000 | -7.7% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $55,490,000 | $23,305,000 | -58.0% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $24,945,000 | $22,185,000 | -11.1% | 0.1% |
| Regions Bank | $22,300,000 | $22,150,000 | -0.7% | 0.1% |
| ARC HOME LLC | $13,825,000 | $21,910,000 | 58.5% | 0.1% |
| COLUMBIA COMMUNITY CREDIT UNION | $22,710,000 | $21,865,000 | -3.7% | 0.1% |
| First Federal | $27,335,000 | $21,130,000 | -22.7% | 0.1% |
| Zions Bank | $12,630,000 | $20,705,000 | 63.9% | 0.1% |
| RESIDENTIAL MORTGAGE, LLC | $19,960,000 | n/a | 0.1% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $1,185,000 | $19,340,000 | 1,532.1% | 0.1% |
| MOUNTAIN WEST FINANCIAL, INC. | $21,460,000 | $19,130,000 | -10.9% | 0.1% |
| SIRVA MORTGAGE, INC. | $33,640,000 | $18,500,000 | -45.0% | 0.1% |
| ZILLOW HOME LOANS, LLC | $27,060,000 | $18,485,000 | -31.7% | 0.1% |
| CHERRY CREEK MORTGAGE, LLC | $148,810,000 | $18,425,000 | -87.6% | 0.1% |
| ENVOY MORTGAGE, LTD | $10,080,000 | $17,830,000 | 76.9% | 0.1% |
| First National Bank of America | $13,875,000 | $17,690,000 | 27.5% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $36,885,000 | $17,475,000 | -52.6% | 0.1% |
| GoPrime Mortgage, Inc. | $32,215,000 | $17,385,000 | -46.0% | 0.1% |
| Sunflower Bank | $22,220,000 | $17,080,000 | -23.1% | 0.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $21,735,000 | $17,015,000 | -21.7% | 0.1% |
| Arbor Realty Trust, Inc. | $26,405,000 | $16,990,000 | -35.7% | 0.1% |
| Wauna Federal Credit Union | $22,120,000 | $16,810,000 | -24.0% | 0.1% |
| ORIX REAL ESTATE CAPITAL, LLC | $49,095,000 | $16,715,000 | -66.0% | 0.1% |
| Evolve Bank & Trust | $18,505,000 | $16,670,000 | -9.9% | 0.1% |
| Equity Prime Mortgage LLC | $12,485,000 | $16,095,000 | 28.9% | 0.1% |
| DAS Acquisition Company, LLC | $1,745,000 | $16,065,000 | 820.6% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $18,685,000 | $15,430,000 | -17.4% | 0.1% |
| PLANET HOME LENDING, LLC | $21,370,000 | $15,350,000 | -28.2% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $29,590,000 | $15,320,000 | -48.2% | 0.1% |
| Ally Bank | $58,330,000 | $15,305,000 | -73.8% | 0.1% |
| Loan Simple, Inc. | $19,565,000 | $15,295,000 | -21.8% | 0.1% |
| Coastal Community Bank | $15,250,000 | n/a | 0.1% | |
| River City Bank | $14,655,000 | n/a | 0.1% | |
| RED CANOE CREDIT UNION | $11,920,000 | $14,640,000 | 22.8% | 0.1% |
| LIMA ONE CAPITAL, LLC | $10,030,000 | $14,155,000 | 41.1% | 0.1% |
| Bank of the Pacific | $44,065,000 | $14,100,000 | -68.0% | 0.1% |
| DIGITAL Federal Credit Union | $8,925,000 | $14,025,000 | 57.1% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $13,215,000 | $13,765,000 | 4.2% | 0.1% |
| Pioneer Trust Bank, N.A. | $13,645,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $20,370,000 | $13,570,000 | -33.4% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $26,960,000 | $13,440,000 | -50.1% | 0.1% |
| PHH Mortgage Corporation | $40,630,000 | $13,370,000 | -67.1% | 0.1% |
| AMERICAN FINANCING CORPORATION | $66,290,000 | $13,110,000 | -80.2% | 0.1% |
| Northpointe Bank | $25,220,000 | $12,875,000 | -48.9% | 0.1% |
| NEW DAY FINANCIAL, LLC | $38,095,000 | $12,830,000 | -66.3% | 0.1% |
| PacWest Funding Inc. | $48,550,000 | $12,825,000 | -73.6% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $21,835,000 | $12,820,000 | -41.3% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $8,480,000 | $12,735,000 | 50.2% | 0.1% |
| City National Bank | $30,935,000 | $12,695,000 | -59.0% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $81,680,000 | $12,425,000 | -84.8% | 0.1% |
| NMSI, INC. | $5,110,000 | $12,145,000 | 137.7% | 0.1% |
| Stifel Bank and Trust | $24,655,000 | $11,970,000 | -51.5% | 0.1% |
| EVERETT FINANCIAL, INC. | $37,120,000 | $11,780,000 | -68.3% | 0.0% |
| CENTRAL WILLAMETTE Credit Union | $13,305,000 | $11,195,000 | -15.9% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $14,510,000 | $11,180,000 | -22.9% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $9,710,000 | $11,090,000 | 14.2% | 0.0% |
| GESA | $24,935,000 | $11,025,000 | -55.8% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $6,075,000 | $10,875,000 | 79.0% | 0.0% |
| KINECTA | $6,490,000 | $10,830,000 | 66.9% | 0.0% |
| Raymond James Bank | $15,660,000 | $10,680,000 | -31.8% | 0.0% |
| Riverview Community Bank | $10,660,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $4,485,000 | $10,615,000 | 136.7% | 0.0% |
| READYCAP COMMERCIAL, LLC | $21,415,000 | $10,550,000 | -50.7% | 0.0% |
| Goldman Sachs Bank USA | $10,060,000 | $10,545,000 | 4.8% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $13,365,000 | $10,470,000 | -21.7% | 0.0% |
| INROADS | $15,015,000 | $10,410,000 | -30.7% | 0.0% |
| 212 Loans of Oregon, LLC | $4,925,000 | $10,395,000 | 111.1% | 0.0% |
| ON Q FINANCIAL, INC. | $9,660,000 | $10,295,000 | 6.6% | 0.0% |
| NEXERA HOLDING LLC | $18,170,000 | $10,285,000 | -43.4% | 0.0% |
| Pacific Premier Bank | $90,730,000 | $9,955,000 | -89.0% | 0.0% |
| First Bank | $1,050,000 | $9,870,000 | 840.0% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $26,635,000 | $9,785,000 | -63.3% | 0.0% |
| A&D Mortgage LLC | $5,875,000 | $9,725,000 | 65.5% | 0.0% |
| SPRING EQ, LLC | $52,285,000 | $9,615,000 | -81.6% | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | $19,280,000 | $9,540,000 | -50.5% | 0.0% |
| AMWEST FUNDING CORP. | $9,320,000 | $9,035,000 | -3.1% | 0.0% |
| Ixonia Bank | $3,300,000 | $8,655,000 | 162.3% | 0.0% |
| Summit Mortgage Corporation | $17,490,000 | $8,625,000 | -50.7% | 0.0% |
| Farmers Bank & Trust | $1,290,000 | $8,535,000 | 561.6% | 0.0% |
| iCore Lending, Inc. | $5,090,000 | $8,490,000 | 66.8% | 0.0% |
| LADERA LENDING, INC. | $16,885,000 | $8,475,000 | -49.8% | 0.0% |
| Franklin Loan Corporation | $5,770,000 | $8,425,000 | 46.0% | 0.0% |
| ONY GLO, INC. | $11,215,000 | $8,135,000 | -27.5% | 0.0% |
| VERITAS FUNDING, LLC | $18,510,000 | $8,045,000 | -56.5% | 0.0% |
| NexBank | $11,605,000 | $8,030,000 | -30.8% | 0.0% |
| STAR ONE CREDIT UNION | $8,185,000 | $7,915,000 | -3.3% | 0.0% |
| Bethpage Federal Credit Union | $6,610,000 | $7,525,000 | 13.8% | 0.0% |
| LOANPAL, LLC | $42,560,000 | $7,420,000 | -82.6% | 0.0% |
| Chicago Mortgage Solutions LLC | $15,390,000 | $7,230,000 | -53.0% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $4,135,000 | $7,055,000 | 70.6% | 0.0% |
| UNITED SECURITY FINANCIAL CORP | $7,005,000 | n/a | 0.0% | |
| Magnolia Bank | $13,450,000 | $6,805,000 | -49.4% | 0.0% |
| RANLIFE, INC. | $14,925,000 | $6,745,000 | -54.8% | 0.0% |
| Toyota Financial Savings Bank | $11,670,000 | $6,745,000 | -42.2% | 0.0% |
| Alaska USA Federal Credit Union | $13,150,000 | $6,530,000 | -50.3% | 0.0% |
| JMAC LENDING, INC. | $5,470,000 | $6,470,000 | 18.3% | 0.0% |
| BNC National Bank | $21,075,000 | $6,430,000 | -69.5% | 0.0% |
| AmeriHome Mortgage Company, LLC | $29,345,000 | $6,375,000 | -78.3% | 0.0% |
| First Federal Bank | $2,285,000 | $6,355,000 | 178.1% | 0.0% |
| Axos Bank | $9,705,000 | $6,280,000 | -35.3% | 0.0% |
| Truist | $94,380,000 | $6,220,000 | -93.4% | 0.0% |
| Keystone Funding, Inc. | $6,105,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $20,420,000 | $5,995,000 | -70.6% | 0.0% |
| The Central Trust Bank | $10,850,000 | $5,895,000 | -45.7% | 0.0% |
| Pacific NW Federal Credit Union | $22,235,000 | $5,870,000 | -73.6% | 0.0% |
| BNY Mellon | $10,260,000 | $5,830,000 | -43.2% | 0.0% |
| IDAHO CENTRAL | $9,640,000 | $5,675,000 | -41.1% | 0.0% |
| North American Savings Bank, F.S.B. | $47,535,000 | $5,590,000 | -88.2% | 0.0% |
| Solarity Credit Union | $4,610,000 | $5,570,000 | 20.8% | 0.0% |
| Florida Capital Bank | $3,655,000 | $5,380,000 | 47.2% | 0.0% |
| HighTechLending Inc | $4,720,000 | $5,300,000 | 12.3% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $4,685,000 | $5,295,000 | 13.0% | 0.0% |
| NP, Inc. | $805,000 | $5,250,000 | 552.2% | 0.0% |
| EMBRACE HOME LOANS, INC. | $8,410,000 | $5,195,000 | -38.2% | 0.0% |
| Ameris Bank | $415,000 | $5,005,000 | 1,106.0% | 0.0% |
| CENTER STREET LENDING VIII, LLC | $8,765,000 | $5,005,000 | -42.9% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $23,830,000 | $4,990,000 | -79.1% | 0.0% |
| OAKTREE FUNDING CORP. | $5,995,000 | $4,970,000 | -17.1% | 0.0% |
| INTERCAP LENDING INC. | $6,120,000 | $4,945,000 | -19.2% | 0.0% |
| M&T Bank | $16,825,000 | $4,905,000 | -70.8% | 0.0% |
| STANFORD Federal Credit Union | $4,325,000 | $4,875,000 | 12.7% | 0.0% |
| GEORGIA'S OWN | $6,325,000 | $4,735,000 | -25.1% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $12,175,000 | $4,630,000 | -62.0% | 0.0% |
| WASHINGTON STATE EMPLOYEES Credit Union | $6,630,000 | $4,610,000 | -30.5% | 0.0% |
| Academy Bank | $2,240,000 | $4,580,000 | 104.5% | 0.0% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $13,520,000 | $4,505,000 | -66.7% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $2,215,000 | $4,320,000 | 95.0% | 0.0% |
| Idaho First Bank | $7,415,000 | $4,225,000 | -43.0% | 0.0% |
| Waterstone Mortgage Corporation | $1,505,000 | $4,190,000 | 178.4% | 0.0% |
| COMMUNITY MORTGAGE FUNDING, LLC | $1,305,000 | $4,140,000 | 217.2% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $6,515,000 | $4,045,000 | -37.9% | 0.0% |
| AMCAP MORTGAGE, LTD. | $11,505,000 | $3,950,000 | -65.7% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $3,860,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $12,805,000 | $3,820,000 | -70.2% | 0.0% |
| Bank of Eastern Oregon | $3,800,000 | n/a | 0.0% | |
| MLD MORTGAGE INC. | $3,945,000 | $3,760,000 | -4.7% | 0.0% |
| BECKAM FUNDING CORP. | $4,740,000 | $3,745,000 | -21.0% | 0.0% |
| TBI MORTGAGE COMPANY | $20,425,000 | $3,715,000 | -81.8% | 0.0% |
| GSF Mortgage Corporation | $16,780,000 | $3,615,000 | -78.5% | 0.0% |
| Gateway First Bank | $47,495,000 | $3,585,000 | -92.5% | 0.0% |
| Bank of the West | $87,560,000 | $3,575,000 | -95.9% | 0.0% |
| PREMIA MORTGAGE, LLC | $8,150,000 | $3,540,000 | -56.6% | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | $765,000 | $3,525,000 | 360.8% | 0.0% |
| GREENSTATE CREDIT UNION | $3,310,000 | n/a | 0.0% | |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $3,925,000 | $3,280,000 | -16.4% | 0.0% |
| HAPO COMMUNITY CREDIT UNION | $5,960,000 | $3,265,000 | -45.2% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $10,490,000 | $3,225,000 | -69.3% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $610,000 | $3,155,000 | 417.2% | 0.0% |
| CASTPARTS EMPLOYEES | $3,840,000 | $3,145,000 | -18.1% | 0.0% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $13,765,000 | $3,115,000 | -77.4% | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | $3,040,000 | n/a | 0.0% | |
| TruHome Solutions, LLC | $8,545,000 | $2,970,000 | -65.2% | 0.0% |
| WINGS FINANCIAL | $3,365,000 | $2,960,000 | -12.0% | 0.0% |
| American Airlines Federal Credit Union | $3,205,000 | $2,955,000 | -7.8% | 0.0% |
| ALL REVERSE MORTGAGE, INC. | $7,840,000 | $2,935,000 | -62.6% | 0.0% |
| CIVIC FINANCIAL SERVICES, LLC | $42,510,000 | $2,915,000 | -93.1% | 0.0% |
| Heritage Bank | $85,495,000 | $2,885,000 | -96.6% | 0.0% |
| Goldwater Bank, N.A. | $2,620,000 | $2,850,000 | 8.8% | 0.0% |
| Point West Credit Union | $2,790,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $2,185,000 | $2,710,000 | 24.0% | 0.0% |
| Watermark Capital, Inc. | $5,385,000 | $2,590,000 | -51.9% | 0.0% |
| Firefighters First Federal Credit Union | $4,210,000 | $2,585,000 | -38.6% | 0.0% |
| HERITAGE GROVE Federal Credit Union | $7,155,000 | $2,570,000 | -64.1% | 0.0% |
| UIF CORPORATION | $2,215,000 | $2,565,000 | 15.8% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $10,625,000 | $2,500,000 | -76.5% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $6,915,000 | $2,500,000 | -63.8% | 0.0% |
| NEW WAVE LENDING GROUP INC | $1,745,000 | $2,495,000 | 43.0% | 0.0% |
| MidFirst Bank | $2,565,000 | $2,445,000 | -4.7% | 0.0% |
| USAlliance Federal Credit Union | $630,000 | $2,395,000 | 280.2% | 0.0% |
| Bank Five Nine | $2,820,000 | $2,345,000 | -16.8% | 0.0% |
| Wyndham Capital Mortgage, Inc. | $34,525,000 | $2,335,000 | -93.2% | 0.0% |
| USAGENCIES | $8,360,000 | $2,325,000 | -72.2% | 0.0% |
| Fifth Third Bank | $9,515,000 | $2,275,000 | -76.1% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $20,435,000 | $2,230,000 | -89.1% | 0.0% |
| GTE Federal Credit Union | $3,865,000 | $2,220,000 | -42.6% | 0.0% |
| JMJ FINANCIAL GROUP | $105,000 | $2,150,000 | 1,947.6% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $580,000 | $2,095,000 | 261.2% | 0.0% |
| First Savings Bank | $10,895,000 | $2,065,000 | -81.0% | 0.0% |
| FBC MORTGAGE, LLC | $10,035,000 | $2,055,000 | -79.5% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $4,155,000 | $2,045,000 | -50.8% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $33,450,000 | $2,030,000 | -93.9% | 0.0% |
| COAST 2 COAST FUNDING GROUP, INC. | $5,420,000 | $1,985,000 | -63.4% | 0.0% |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $1,950,000 | n/a | 0.0% | |
| Connexus Credit Union | $1,880,000 | n/a | 0.0% | |
| Leader Bank | $1,185,000 | $1,870,000 | 57.8% | 0.0% |
| AMERICAN FINANCE HOUSE LARIBA | $1,385,000 | $1,865,000 | 34.7% | 0.0% |
| Strong Home Mortgage, LLC | $18,995,000 | $1,850,000 | -90.3% | 0.0% |
| State Department Federal Credit Union | $2,285,000 | $1,835,000 | -19.7% | 0.0% |
| SPOKANE TEACHERS | $3,415,000 | $1,805,000 | -47.1% | 0.0% |
| AHL FUNDING | $2,260,000 | $1,795,000 | -20.6% | 0.0% |
| BM Real Estate Services, Inc. | $1,735,000 | n/a | 0.0% | |
| EVANSVILLE TEACHERS | $5,230,000 | $1,710,000 | -67.3% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $585,000 | $1,690,000 | 188.9% | 0.0% |
| ADVANCIAL | $5,740,000 | $1,685,000 | -70.6% | 0.0% |
| Bank of Idaho | $1,650,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $1,295,000 | $1,635,000 | 26.3% | 0.0% |
| Luxury Mortgage Corp. | $6,905,000 | $1,620,000 | -76.5% | 0.0% |
| D. L. Evans Bank | $1,150,000 | $1,615,000 | 40.4% | 0.0% |
| JLB CORPORATION | $18,970,000 | $1,605,000 | -91.5% | 0.0% |
| SECURITY HOME MORTGAGE, LLC. | $820,000 | $1,555,000 | 89.6% | 0.0% |
| Quontic Bank | $17,165,000 | $1,550,000 | -91.0% | 0.0% |
| ISERVE RESIDENTIAL LENDING, LLC | $1,535,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $40,000 | $1,530,000 | 3,725.0% | 0.0% |
| Tri Counties Bank | $2,430,000 | $1,515,000 | -37.7% | 0.0% |
| Equity Bank | $1,760,000 | $1,505,000 | -14.5% | 0.0% |
| DATA MORTGAGE, INC. | $3,405,000 | $1,495,000 | -56.1% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $395,000 | $1,490,000 | 277.2% | 0.0% |
| Performance Financial, Inc. | $1,490,000 | n/a | 0.0% | |
| Logan Finance Corporation | $1,455,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP | $4,385,000 | $1,445,000 | -67.0% | 0.0% |
| PACIFIC CASCADE FEDERAL CREDIT UNION | $2,915,000 | $1,420,000 | -51.3% | 0.0% |
| Presidential Bank, FSB | $625,000 | $1,415,000 | 126.4% | 0.0% |
| DIRECT MORTGAGE, CORP. | $1,700,000 | $1,405,000 | -17.4% | 0.0% |
| Bell Bank | $2,730,000 | $1,385,000 | -49.3% | 0.0% |
| First Bank | $1,050,000 | $1,380,000 | 31.4% | 0.0% |
| TOWNE MORTGAGE COMPANY | $1,380,000 | n/a | 0.0% | |
| Arvest Bank | $7,425,000 | $1,365,000 | -81.6% | 0.0% |
| City National Bank of Florida | $1,340,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,920,000 | $1,330,000 | -30.7% | 0.0% |
| EMM LOANS LLC | $2,170,000 | $1,325,000 | -38.9% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $19,515,000 | $1,320,000 | -93.2% | 0.0% |
| FAY SERVICING, LLC | $9,665,000 | $1,315,000 | -86.4% | 0.0% |
| Paramount Bank | $1,570,000 | $1,315,000 | -16.2% | 0.0% |
| BOKF | $3,050,000 | $1,300,000 | -57.4% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $1,265,000 | n/a | 0.0% | |
| Colonial Savings, F.A. | $5,235,000 | $1,245,000 | -76.2% | 0.0% |
| Bank of Hope | $1,240,000 | n/a | 0.0% | |
| Amalgamated Bank | $4,000,000 | $1,230,000 | -69.3% | 0.0% |
| Greenbox Loans, Inc. | $1,425,000 | $1,220,000 | -14.4% | 0.0% |
| CIBC Bank USA | $3,245,000 | $1,205,000 | -62.9% | 0.0% |
| Potlatch No. 1 Financial Credit Union | $1,120,000 | $1,205,000 | 7.6% | 0.0% |
| CLEARPATH LENDING | $9,875,000 | $1,190,000 | -87.9% | 0.0% |
| COMMUNITYAMERICA | $435,000 | $1,190,000 | 173.6% | 0.0% |
| FINANCE OF AMERICA MORTGAGE LLC | $586,850,000 | $1,165,000 | -99.8% | 0.0% |
| CRESCENT MORTGAGE COMPANY | $4,680,000 | $1,130,000 | -75.9% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $4,130,000 | $1,120,000 | -72.9% | 0.0% |
| HORIZON | $2,030,000 | $1,115,000 | -45.1% | 0.0% |
| NATIONWIDE EQUITIES CORPORATION | $1,065,000 | $1,115,000 | 4.7% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $525,000 | $1,115,000 | 112.4% | 0.0% |
| Baker Boyer National Bank | $2,125,000 | $1,095,000 | -48.5% | 0.0% |
| Lakeview Community Capital, LLC | $4,240,000 | $1,080,000 | -74.5% | 0.0% |
| OPEN MORTGAGE, LLC | $17,890,000 | $1,080,000 | -94.0% | 0.0% |
| Baxter Credit Union | $2,820,000 | $1,060,000 | -62.4% | 0.0% |
| Sound Community Bank | $885,000 | $1,040,000 | 17.5% | 0.0% |
| MYCUMORTGAGE, LLC | $755,000 | $1,030,000 | 36.4% | 0.0% |
| RF Renovo Management Company, LLC | $1,010,000 | n/a | 0.0% | |
| First Central Savings Bank | $990,000 | n/a | 0.0% | |
| MORTGAGE CAPITAL PARTNERS, INC. | $740,000 | $985,000 | 33.1% | 0.0% |
| RBC Bank, (Georgia) | $790,000 | $980,000 | 24.1% | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $6,660,000 | $970,000 | -85.4% | 0.0% |
| Deseret First Credit Union | $965,000 | n/a | 0.0% | |
| FOUNDATION MORTGAGE CORPORATION | $935,000 | n/a | 0.0% | |
| CANVAS CREDIT UNION | $925,000 | n/a | 0.0% | |
| First Montana Bank, Inc. | $925,000 | n/a | 0.0% | |
| First National Bank | $105,000 | $905,000 | 761.9% | 0.0% |
| Old National Bank | $1,000,000 | $900,000 | -10.0% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $585,000 | $880,000 | 50.4% | 0.0% |
| MORIA DEVELOPMENT, INC. | $6,780,000 | $870,000 | -87.2% | 0.0% |
| TOWER | $1,605,000 | $865,000 | -46.1% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $315,000 | $860,000 | 173.0% | 0.0% |
| Bank of Washington | $855,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $5,845,000 | $855,000 | -85.4% | 0.0% |
| Alerus Financial | $1,080,000 | $850,000 | -21.3% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $18,170,000 | $830,000 | -95.4% | 0.0% |
| THRIVE MORTGAGE, LLC | $750,000 | $830,000 | 10.7% | 0.0% |
| SILVER HILL FUNDING, LLC | $4,260,000 | $820,000 | -80.8% | 0.0% |
| Arbor Bank | $505,000 | $810,000 | 60.4% | 0.0% |
| LENDING 3, INC. | $810,000 | n/a | 0.0% | |
| ANGEL OAK HOME LOANS LLC | $4,370,000 | $805,000 | -81.6% | 0.0% |
| General Mortgage Capital Corporation | $1,190,000 | $805,000 | -32.4% | 0.0% |
| CHEVRON | $5,705,000 | $800,000 | -86.0% | 0.0% |
| Servion, Inc. | $735,000 | $800,000 | 8.8% | 0.0% |
| Service Federal Credit Union | $575,000 | $795,000 | 38.3% | 0.0% |
| NBH Bank | $5,130,000 | $790,000 | -84.6% | 0.0% |
| Qualstar Credit Union | $1,445,000 | $790,000 | -45.3% | 0.0% |
| Mid-Continent Funding, Inc. | $3,485,000 | $780,000 | -77.6% | 0.0% |
| RCN Capital, LLC | $1,295,000 | $765,000 | -40.9% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $795,000 | $765,000 | -3.8% | 0.0% |
| First Horizon Bank | $2,425,000 | $760,000 | -68.7% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $755,000 | n/a | 0.0% | |
| T2 FINANCIAL LLC | $750,000 | n/a | 0.0% | |
| Lower Columbia Longshoremen's Federal Credit Union | $745,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $885,000 | $740,000 | -16.4% | 0.0% |
| HOME MORTGAGE ALLIANCE, LLC | $54,735,000 | $740,000 | -98.6% | 0.0% |
| HOMESTEAD FUNDING CORP. | $4,330,000 | $735,000 | -83.0% | 0.0% |
| PULTE MORTGAGE LLC | $735,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $4,210,000 | $730,000 | -82.7% | 0.0% |
| JET DIRECT FUNDING CORP | $725,000 | n/a | 0.0% | |
| Wintrust Bank, N.A. | $645,000 | $725,000 | 12.4% | 0.0% |
| Great Southern Bank | $1,730,000 | $715,000 | -58.7% | 0.0% |
| SCENIC OAKS FUNDING, INC. | $715,000 | n/a | 0.0% | |
| Capital Bank | $1,060,000 | $705,000 | -33.5% | 0.0% |
| COREVEST AMERICAN FINANCE LENDER LLC | $895,000 | $705,000 | -21.2% | 0.0% |
| Signature Federal Credit Union | $175,000 | $700,000 | 300.0% | 0.0% |
| First National Bank Texas | $695,000 | n/a | 0.0% | |
| SCHLUMBERGER EMPLOYEES CREDIT UNION | $695,000 | n/a | 0.0% | |
| Armed Forces Bank | $7,785,000 | $670,000 | -91.4% | 0.0% |
| BELEM SERVICING LLC | $550,000 | $670,000 | 21.8% | 0.0% |
| Opportunity Bank of Montana | $2,290,000 | $670,000 | -70.7% | 0.0% |
| Centennial Bank | $655,000 | n/a | 0.0% | |
| KEYPOINT | $970,000 | $655,000 | -32.5% | 0.0% |
| First State Bank of St. Charles, Missouri | $1,090,000 | $645,000 | -40.8% | 0.0% |
| United States Senate Federal Credit Union | $290,000 | $640,000 | 120.7% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $2,385,000 | $635,000 | -73.4% | 0.0% |
| Peoples Bank | $1,280,000 | $630,000 | -50.8% | 0.0% |
| SWBC MORTGAGE CORPORATION | $15,980,000 | $625,000 | -96.1% | 0.0% |
| TRISTAR FINANCE, INC. | $1,080,000 | $625,000 | -42.1% | 0.0% |
| DIGNIFIED HOME LOANS, LLC | $1,840,000 | $620,000 | -66.3% | 0.0% |
| Central Bank | $265,000 | $615,000 | 132.1% | 0.0% |
| BANC ONE MORTGAGE CORPORATION | $195,000 | $595,000 | 205.1% | 0.0% |
| LENDINGONE, LLC | $1,860,000 | $595,000 | -68.0% | 0.0% |
| First Western Trust Bank | $910,000 | $590,000 | -35.2% | 0.0% |
| Northwest Federal Credit Union | $610,000 | $585,000 | -4.1% | 0.0% |
| TEACHERS | $1,635,000 | $575,000 | -64.8% | 0.0% |
| Grand Bank for Savings, FSB | $570,000 | n/a | 0.0% | |
| SOUND | $1,695,000 | $570,000 | -66.4% | 0.0% |
| Bryant Bank | $555,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $2,295,000 | $550,000 | -76.0% | 0.0% |
| VISION ONE MORTGAGE, INC. | $535,000 | n/a | 0.0% | |
| Mortgage Bank of California | $870,000 | $505,000 | -42.0% | 0.0% |
| MY MOVE MORTGAGE, LLC | $465,000 | $505,000 | 8.6% | 0.0% |
| MEGASTAR FINANCIAL CORP. | $1,630,000 | $495,000 | -69.6% | 0.0% |
| TJC Mortgage, Inc. | $1,340,000 | $495,000 | -63.1% | 0.0% |
| Utah Power | $560,000 | $495,000 | -11.6% | 0.0% |
| HomePromise Corporation | $1,290,000 | $485,000 | -62.4% | 0.0% |
| Neighborhood Loans, Inc. | $1,150,000 | $485,000 | -57.8% | 0.0% |
| PREMIER AMERICA | $1,610,000 | $480,000 | -70.2% | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | $610,000 | $475,000 | -22.1% | 0.0% |
| Heartland Bank | $475,000 | n/a | 0.0% | |
| Notre Dame Federal Credit Union Corporation | $610,000 | $475,000 | -22.1% | 0.0% |
| STARBOARD FINANCIAL MANAGEMENT, LLC | $475,000 | n/a | 0.0% | |
| Liberty Savings Bank, F.S.B. | $470,000 | n/a | 0.0% | |
| 5TH STREET CAPITAL, INC. | $655,000 | $465,000 | -29.0% | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $2,570,000 | $465,000 | -81.9% | 0.0% |
| First Federal Bank of Kansas City | $4,115,000 | $460,000 | -88.8% | 0.0% |
| Community First Bank | $455,000 | n/a | 0.0% | |
| HIWAY | $450,000 | n/a | 0.0% | |
| Elements Financial Federal Credit Union | $2,265,000 | $445,000 | -80.4% | 0.0% |
| TRUWEST Credit Union | $445,000 | n/a | 0.0% | |
| Aurora Financial, LLC | $1,950,000 | $435,000 | -77.7% | 0.0% |
| Meridian Bank Corporation | $605,000 | $435,000 | -28.1% | 0.0% |
| CEDAR FALLS COMMUNITY CREDIT UNION | $425,000 | n/a | 0.0% | |
| Gate City Bank | $335,000 | $425,000 | 26.9% | 0.0% |
| KELLER MORTGAGE, LLC | $18,020,000 | $420,000 | -97.7% | 0.0% |
| University Bank | $415,000 | n/a | 0.0% | |
| Chickasaw Community Bank | $1,220,000 | $410,000 | -66.4% | 0.0% |
| MERIWEST | $580,000 | $410,000 | -29.3% | 0.0% |
| Atlantic Coast Mortgage, LLC | $1,140,000 | $405,000 | -64.5% | 0.0% |
| CUSTOMER SERVICE MORTGAGE CORPORATION | $385,000 | $405,000 | 5.2% | 0.0% |
| NuVision Federal Credit Union | $1,890,000 | $405,000 | -78.6% | 0.0% |
| The Northern Trust Company | $2,875,000 | $405,000 | -85.9% | 0.0% |
| LOANLEADERS OF AMERICA, INC. | $925,000 | $395,000 | -57.3% | 0.0% |
| Platte Valley Bank | $395,000 | n/a | 0.0% | |
| SALAL | $2,820,000 | $390,000 | -86.2% | 0.0% |
| GOOGAIN, INC. | $385,000 | n/a | 0.0% | |
| REV FEDERAL CREDIT UNION | $385,000 | n/a | 0.0% | |
| THRIVENT Federal Credit Union | $2,470,000 | $385,000 | -84.4% | 0.0% |
| Bank of Clarke County | $375,000 | n/a | 0.0% | |
| LOS ANGELES POLICE Federal Credit Union | $975,000 | $370,000 | -62.1% | 0.0% |
| BKCO MORTGAGE, LLC | $5,210,000 | $355,000 | -93.2% | 0.0% |
| Glacier Bank | $355,000 | n/a | 0.0% | |
| MORTGAGE ACCESS CORP. | $840,000 | $355,000 | -57.7% | 0.0% |
| Stockmens Bank | $355,000 | n/a | 0.0% | |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $890,000 | $345,000 | -61.2% | 0.0% |
| United Nations Federal Credit Union | $940,000 | $345,000 | -63.3% | 0.0% |
| MORTGAGE MANAGEMENT CONSULTANTS, INC. | $915,000 | $340,000 | -62.8% | 0.0% |
| U S WIDE FINANCIAL LLC | $1,255,000 | $335,000 | -73.3% | 0.0% |
| American State Bank | $325,000 | n/a | 0.0% | |
| Christian Community Credit Union | $1,265,000 | $325,000 | -74.3% | 0.0% |
| Credence Funding Corporation | $325,000 | n/a | 0.0% | |
| Eagle Bank and Trust Company | $325,000 | n/a | 0.0% | |
| ENCORE BANK | $325,000 | n/a | 0.0% | |
| VAN DYK MORTGAGE CORPORATION | $235,000 | $320,000 | 36.2% | 0.0% |
| F&A Federal Credit Union | $1,015,000 | $315,000 | -69.0% | 0.0% |
| Bank of Stockton | $1,005,000 | $305,000 | -69.7% | 0.0% |
| CAPITAL EDUCATORS FEDERAL CREDIT UNION | $705,000 | $300,000 | -57.4% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $985,000 | $300,000 | -69.5% | 0.0% |
| UNIVERSITY CREDIT UNION | $9,430,000 | $300,000 | -96.8% | 0.0% |
| Cf Bank | $890,000 | $295,000 | -66.9% | 0.0% |
| Choice Financial Group | $295,000 | n/a | 0.0% | |
| UNIFY FINANCIAL Credit Union | $295,000 | n/a | 0.0% | |
| JAYCO PREMIUM FINANCE OF CALIFORNIA, INC. | $285,000 | n/a | 0.0% | |
| INTERNATIONAL CITY MORTGAGE, INC. | $275,000 | n/a | 0.0% | |
| The Dart Bank | $685,000 | $275,000 | -59.9% | 0.0% |
| CHARTWAY FEDERAL CREDIT UNION | $205,000 | $270,000 | 31.7% | 0.0% |
| CITYWIDE HOME LOANS, LLC | $1,070,000 | $265,000 | -75.2% | 0.0% |
| GREENWOOD | $390,000 | $265,000 | -32.1% | 0.0% |
| Jonah Bank of Wyoming | $265,000 | n/a | 0.0% | |
| Simmons Bank | $1,345,000 | $265,000 | -80.3% | 0.0% |
| NW PRIORITY CREDIT UNION | $860,000 | $260,000 | -69.8% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $2,060,000 | $245,000 | -88.1% | 0.0% |
| Brighton Bank | $225,000 | n/a | 0.0% | |
| Core Bank | $225,000 | n/a | 0.0% | |
| FCB Banks | $225,000 | n/a | 0.0% | |
| MY MORTGAGE, INC. | $225,000 | n/a | 0.0% | |
| Princeton Mortgage Corporation | $1,465,000 | $205,000 | -86.0% | 0.0% |
| UMB Bank | $285,000 | $205,000 | -28.1% | 0.0% |
| United Bank | $205,000 | n/a | 0.0% | |
| Wheatland Bank | $635,000 | $205,000 | -67.7% | 0.0% |
| UTILITIES EMPLOYEES CREDIT UNION | $195,000 | n/a | 0.0% | |
| FUNDLOANS CAPITAL | $3,510,000 | $185,000 | -94.7% | 0.0% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $510,000 | $180,000 | -64.7% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $3,200,000 | $165,000 | -94.8% | 0.0% |
| ARIZONA | $165,000 | n/a | 0.0% | |
| INTERSTATE HOME LOAN CENTER, INC. | $165,000 | n/a | 0.0% | |
| MORTGAGEONE, INC. | $1,840,000 | $165,000 | -91.0% | 0.0% |
| POLARIS HOME FUNDING CORP. | $165,000 | n/a | 0.0% | |
| Timberland Bank | $160,000 | n/a | 0.0% | |
| America's Credit Union | $1,315,000 | $155,000 | -88.2% | 0.0% |
| UNITED | $155,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $1,135,000 | $140,000 | -87.7% | 0.0% |
| EASTMAN | $125,000 | n/a | 0.0% | |
| DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION | $175,000 | $120,000 | -31.4% | 0.0% |
| HANSCOM | $115,000 | n/a | 0.0% | |
| Exchange Bank | $105,000 | n/a | 0.0% | |
| Pinnacle Bank | $605,000 | $105,000 | -82.6% | 0.0% |
| AMERICAN FIRST | $1,635,000 | $95,000 | -94.2% | 0.0% |
| Range Bank | $85,000 | n/a | 0.0% | |
| BayCoast Bank | $900,000 | $55,000 | -93.9% | 0.0% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $5,000 | n/a | 0.0% |
Oregon's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 6.4% market share. In second place, with 4.6%, is GUILD MORTGAGE COMPANY, having originated $1,101,870,000 in loans. In third place, with 4.5%, is OnPoint Community Credit Union, having originated $1,083,100,000 in loans. In fourth place, with 3.9%, is QUICKEN LOANS, LLC, having originated $928,060,000 in loans. In fifth place, with 2.8%, is U.S. Bank, having originated $659,455,000 in loans.
Oregon Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 39,830 | $17,110,730,000 | $429,594 |
| Home Improvement | 11,459 | $1,147,875,000 | $100,172 |
| Other | 9,116 | $1,124,120,000 | $123,313 |
| Cash Out Refi | 7,005 | $2,015,205,000 | $287,681 |
| Refi | 4,909 | $2,345,345,000 | $477,764 |
| NA | 3 | $140,775,000 | $46,925,000 |
Oregon's most frequently cited loan purpose was Home Purchase, with 39,830 originations. The 2nd most popular reason was Home Improvement, with 11,459 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 23,477 | $9,299,325,000 | $396,104 |
| Over 8% | 19,124 | $2,703,840,000 | $141,385 |
| 7-8% | 17,098 | $5,417,520,000 | $316,851 |
| 5-6% | 10,176 | $5,260,940,000 | $516,995 |
| 4-5% | 1,026 | $538,480,000 | $524,834 |
| 3-4% | 345 | $142,135,000 | $411,986 |
| <2.5% | 220 | $58,560,000 | $266,182 |
| 2.5-3% | 61 | $24,315,000 | $398,607 |
During 2023, Oregon's most frequently originated rate bucket was 6-7%, with 23,477 originations.
Loan Sizing (Oregon MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 23,106 | $7,006,470,000 | $303,232 |
| $100,000 or less | 16,700 | $911,190,000 | $54,562 |
| $400k-600k | 14,789 | $7,068,545,000 | $477,960 |
| $100k-200k | 11,489 | $1,591,695,000 | $138,541 |
| $600k-1000k | 5,189 | $3,673,355,000 | $707,912 |
| $Over $1MM | 1,049 | $3,632,795,000 | $3,463,103 |
Oregon's loan sizing saw the bucket of loans from $200k-400k with 23,106 originations, totaling $7,006,470,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 23,303 | $10,074,145,000 | $432,311 |
| Under 20% | 18,442 | $1,326,680,000 | $71,938 |
| 60-80% | 13,222 | $6,267,980,000 | $474,057 |
| 20-40% | 8,824 | $1,670,360,000 | $189,297 |
| 40-60% | 6,807 | $3,168,745,000 | $465,513 |
| Over 100% | 705 | $899,455,000 | $1,275,823 |
Oregon's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 23,303 originations, totaling $10,074,145,000 in origination value.