PORTLAND - VANCOUVER - HILLSBORO Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Portland - Vancouver - Hillsboro averaged
6.52%
for the week of 2025-07-03, compared to the national average of
6.67% for the same period.
The average rate for the prior week (2025-06-26) was
6.82% and
one month ago for the week of 2025-05-29, the
average rate was 6.84%.
Portland - Vancouver - Hillsboro's average rate one year ago was 6.71%.
For refis of the same type during the week of 2025-07-03, the average rate
was 6.86%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-07-03 | 6.67% |
| Portland - Vancouver - Hillsboro 30 Year Fixed Rate | 2025-07-03 | 6.52% |
| Portland - Vancouver - Hillsboro 30 Year Fixed Rate Refi | 2025-07-03 | 6.86% |
| Portland - Vancouver - Hillsboro 15 Year Fixed Rate | 2025-07-03 | 5.84% |
| Portland - Vancouver - Hillsboro 15 Year Fixed Rate Refi | 2025-07-03 | 6.01% |
| Portland - Vancouver - Hillsboro 30 Year FHA | 2025-07-03 | -0.46% |
| Portland - Vancouver - Hillsboro 30 Year FHA Refi | 2025-07-03 | -0.24% |
| Portland - Vancouver - Hillsboro 30 Year USDA | 2025-07-03 | 0.1% |
| Portland - Vancouver - Hillsboro 30 Year USDA Refi | 2025-07-03 | -0.2% |
| Portland - Vancouver - Hillsboro 30 Year VA | 2025-07-03 | -0.13% |
| Portland - Vancouver - Hillsboro 30 Year VA Refi | 2025-07-03 | -0.5% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within PORTLAND-VANCOUVER-HILLSBORO, OR-WA.
PORTLAND - VANCOUVER - HILLSBORO Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the PORTLAND-VANCOUVER-HILLSBORO, OR-WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
PORTLAND - VANCOUVER - HILLSBORO Average Closing Costs & Other Stats
PORTLAND-VANCOUVER-HILLSBORO, OR-WA's 356 lenders originated 46,577
loans during 2024. The total origination value was $17,892,695,000, with an average loan value of
$384,153.
PORTLAND - VANCOUVER - HILLSBORO's average closing costs are $6,291.
The top PORTLAND - VANCOUVER - HILLSBORO lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
1,804 loans originated. Their average total fees are
$8,996, which is $612
higher than the next largest lender,
GUILD MORTGAGE COMPANY.
The lowest fee PORTLAND - VANCOUVER - HILLSBORO lenders (with over 10 loans originated) are
SIRVA MORTGAGE, INC. ($1,806), HOMEAMERICAN MORTGAGE CORPORATION ($2,204), PULTE MORTGAGE LLC ($2,299), South Pacific Financial Corporation ($3,375) and Stifel Bank and Trust ($3,907).
The lowest rate PORTLAND - VANCOUVER - HILLSBORO lenders (with over 10 loans originated) are
FIRST COMMUNITY (5.31%), CLM MORTGAGE, INC (5.37%), HOMEAMERICAN MORTGAGE CORPORATION (5.39%), DHI MORTGAGE COMPANY, LTD. (5.71%) and EAGLE HOME MORTGAGE, LLC (5.84%).
PORTLAND-VANCOUVER-HILLSBORO, OR-WA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $1,156,910,000 | $1,385,355,000 | 19.7% | 7.7% |
| OnPoint Community Credit Union | $956,730,000 | $1,147,955,000 | 20.0% | 6.4% |
| GUILD MORTGAGE COMPANY | $683,665,000 | $907,225,000 | 32.7% | 5.1% |
| QUICKEN LOANS, LLC | $556,735,000 | $623,620,000 | 12.0% | 3.5% |
| U.S. Bank | $465,010,000 | $512,175,000 | 10.1% | 2.9% |
| CMG MORTGAGE, INC. | $374,815,000 | $485,180,000 | 29.4% | 2.7% |
| NATIONS DIRECT MORTGAGE, LLC | $267,520,000 | $467,525,000 | 74.8% | 2.6% |
| WALKER & DUNLOP, LLC | $45,600,000 | $341,030,000 | 647.9% | 1.9% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $382,535,000 | $318,785,000 | -16.7% | 1.8% |
| MORTGAGE EXPRESS, LLC | $225,280,000 | $310,320,000 | 37.7% | 1.7% |
| JPMorgan Chase Bank | $383,675,000 | $302,200,000 | -21.2% | 1.7% |
| CBRE MULTIFAMILY CAPITAL, INC. | $308,705,000 | $302,115,000 | -2.1% | 1.7% |
| CROSSCOUNTRY MORTGAGE, LLC | $246,005,000 | $285,930,000 | 16.2% | 1.6% |
| FIRST TECHNOLOGY | $276,300,000 | $282,975,000 | 2.4% | 1.6% |
| GUARANTEED RATE, INC. | $230,185,000 | $250,855,000 | 9.0% | 1.4% |
| PENNYMAC LOAN SERVICES, LLC | $144,175,000 | $243,070,000 | 68.6% | 1.4% |
| Bank of America | $249,180,000 | $225,915,000 | -9.3% | 1.3% |
| NEWREZ LLC | $120,980,000 | $210,790,000 | 74.2% | 1.2% |
| EAGLE HOME MORTGAGE, LLC | $180,215,000 | $209,820,000 | 16.4% | 1.2% |
| Umpqua Bank | $204,910,000 | $206,860,000 | 1.0% | 1.2% |
| Wells Fargo Bank | $381,720,000 | $202,765,000 | -46.9% | 1.1% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $36,985,000 | $202,225,000 | 446.8% | 1.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $182,760,000 | $193,660,000 | 6.0% | 1.1% |
| DHI MORTGAGE COMPANY, LTD. | $98,335,000 | $173,780,000 | 76.7% | 1.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $163,540,000 | $171,190,000 | 4.7% | 1.0% |
| Rivermark Community Credit Union | $74,800,000 | $164,725,000 | 120.2% | 0.9% |
| Citibank | $51,325,000 | $163,620,000 | 218.8% | 0.9% |
| SUMMIT MORTGAGE CORPORATION | $135,630,000 | $159,465,000 | 17.6% | 0.9% |
| MOVEMENT MORTGAGE, LLC | $103,050,000 | $156,770,000 | 52.1% | 0.9% |
| DIRECTORS MORTGAGE, INC. | $133,355,000 | $154,575,000 | 15.9% | 0.9% |
| iQ Credit Union | $185,420,000 | $146,690,000 | -20.9% | 0.8% |
| The Loan Store, Inc. | $12,485,000 | $139,360,000 | 1,016.2% | 0.8% |
| COLUMBIA COMMUNITY CREDIT UNION | $180,575,000 | $137,340,000 | -23.9% | 0.8% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $110,575,000 | $131,830,000 | 19.2% | 0.7% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $131,995,000 | $131,160,000 | -0.6% | 0.7% |
| FREEDOM MORTGAGE CORPORATION | $36,970,000 | $128,250,000 | 246.9% | 0.7% |
| ORIX REAL ESTATE CAPITAL, LLC | $22,030,000 | $123,960,000 | 462.7% | 0.7% |
| UNION HOME MORTGAGE CORP. | $59,490,000 | $123,365,000 | 107.4% | 0.7% |
| LOANDEPOT.COM, LLC | $107,980,000 | $121,120,000 | 12.2% | 0.7% |
| HomeStreet Bank | $131,035,000 | $119,205,000 | -9.0% | 0.7% |
| Mortgage Research Center, LLC | $90,565,000 | $115,480,000 | 27.5% | 0.6% |
| BROKER SOLUTIONS, INC. | $90,545,000 | $105,425,000 | 16.4% | 0.6% |
| ZILLOW HOME LOANS, LLC | $11,770,000 | $97,720,000 | 730.2% | 0.5% |
| Flagstar Bank, FSB | $79,800,000 | $93,975,000 | 17.8% | 0.5% |
| South Pacific Financial Corporation | $98,770,000 | $93,095,000 | -5.7% | 0.5% |
| Paramount Residential Mortgage Group, Inc. | $45,215,000 | $91,595,000 | 102.6% | 0.5% |
| NAVY FEDERAL CREDIT UNION | $78,150,000 | $91,590,000 | 17.2% | 0.5% |
| Banner Bank | $116,685,000 | $89,280,000 | -23.5% | 0.5% |
| KeyBank | $151,440,000 | $87,230,000 | -42.4% | 0.5% |
| Unitus Community Credit Union | $57,070,000 | $86,675,000 | 51.9% | 0.5% |
| BAY EQUITY LLC | $73,875,000 | $86,620,000 | 17.3% | 0.5% |
| Century Mortgage Company DBA Century Lending Company | $38,650,000 | $84,875,000 | 119.6% | 0.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $83,275,000 | $83,315,000 | 0.0% | 0.5% |
| Barings Multifamily Capital | $80,050,000 | n/a | 0.4% | |
| PLAZA HOME MORTGAGE, INC. | $45,690,000 | $77,260,000 | 69.1% | 0.4% |
| PNC Bank | $72,755,000 | $73,860,000 | 1.5% | 0.4% |
| American Mortgage & Equity Consultants, Inc. | $78,965,000 | $71,180,000 | -9.9% | 0.4% |
| Sierra Pacific Mortgage Company, Inc. | $65,275,000 | $69,265,000 | 6.1% | 0.4% |
| BMO Harris Bank | $57,190,000 | $64,600,000 | 13.0% | 0.4% |
| CORNERSTONE HOME LENDING, INC. | $44,835,000 | $64,460,000 | 43.8% | 0.4% |
| Morgan Stanley Private Bank | $70,785,000 | $64,030,000 | -9.5% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $41,790,000 | $62,995,000 | 50.7% | 0.4% |
| PANORAMA MORTGAGE GROUP, LLC | $39,820,000 | $61,460,000 | 54.3% | 0.3% |
| Boeing Employees Credit Union | $78,230,000 | $61,210,000 | -21.8% | 0.3% |
| SCENIC OAKS FUNDING, INC. | $60,460,000 | n/a | 0.3% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $41,820,000 | $57,625,000 | 37.8% | 0.3% |
| HOMEAMERICAN MORTGAGE CORPORATION | $30,955,000 | $53,500,000 | 72.8% | 0.3% |
| FIRST COMMUNITY | $18,680,000 | $52,005,000 | 178.4% | 0.3% |
| LIMA ONE CAPITAL, LLC | $11,600,000 | $51,735,000 | 346.0% | 0.3% |
| Sunflower Bank | $15,725,000 | $50,755,000 | 222.8% | 0.3% |
| NBKC BANK | $34,120,000 | $50,155,000 | 47.0% | 0.3% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $37,540,000 | $46,570,000 | 24.1% | 0.3% |
| SAMMAMISH MORTGAGE COMPANY | $42,925,000 | $46,560,000 | 8.5% | 0.3% |
| Commerce Home Mortgage, Inc. | $53,720,000 | $44,780,000 | -16.6% | 0.3% |
| ALLIANT CREDIT UNION | $23,545,000 | $44,195,000 | 87.7% | 0.2% |
| NFM, INC. | $44,835,000 | $43,670,000 | -2.6% | 0.2% |
| USAA Federal Savings Bank | $29,910,000 | $43,410,000 | 45.1% | 0.2% |
| BERKELEY POINT CAPITAL LLC | $32,005,000 | $43,250,000 | 35.1% | 0.2% |
| CANOPY MORTGAGE, LLC | $75,080,000 | $43,075,000 | -42.6% | 0.2% |
| CARDINAL FINANCIAL | $63,435,000 | $42,935,000 | -32.3% | 0.2% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $21,940,000 | $42,060,000 | 91.7% | 0.2% |
| 1st Security Bank of Washington | $38,775,000 | $40,535,000 | 4.5% | 0.2% |
| CLM MORTGAGE, INC | $40,500,000 | n/a | 0.2% | |
| Yakima Federal Savings and Loan Association | $32,245,000 | $39,970,000 | 24.0% | 0.2% |
| Merchants Mortgage & Trust Corporation | $27,040,000 | $39,330,000 | 45.5% | 0.2% |
| S1L, Inc. | $49,225,000 | $38,590,000 | -21.6% | 0.2% |
| TBI MORTGAGE COMPANY | $7,410,000 | $38,470,000 | 419.2% | 0.2% |
| HOMEXPRESS MORTGAGE CORP. | $19,040,000 | $37,650,000 | 97.7% | 0.2% |
| NMSI, INC. | $9,855,000 | $36,805,000 | 273.5% | 0.2% |
| Washington Federal Bank | $66,380,000 | $35,845,000 | -46.0% | 0.2% |
| TWINSTAR | $30,040,000 | $34,570,000 | 15.1% | 0.2% |
| The Huntington National Bank | $31,670,000 | $34,135,000 | 7.8% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $20,925,000 | $33,990,000 | 62.4% | 0.2% |
| BETTER MORTGAGE CORPORATION | $37,750,000 | $33,525,000 | -11.2% | 0.2% |
| ENVOY MORTGAGE, LTD | $13,015,000 | $32,830,000 | 152.2% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $40,060,000 | $32,125,000 | -19.8% | 0.2% |
| Figure Lending LLC | $17,780,000 | $31,795,000 | 78.8% | 0.2% |
| GENEVA FINANCIAL, LLC | $33,750,000 | $31,320,000 | -7.2% | 0.2% |
| RESIDENTIAL MORTGAGE, LLC | $31,195,000 | $31,280,000 | 0.3% | 0.2% |
| Clackamas Federal Credit Union | $36,275,000 | $31,200,000 | -14.0% | 0.2% |
| GESA | $9,125,000 | $31,170,000 | 241.6% | 0.2% |
| Cornerstone First Mortgage, Inc | $25,235,000 | $30,085,000 | 19.2% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $21,570,000 | $29,960,000 | 38.9% | 0.2% |
| Plains Commerce Bank | $25,925,000 | $29,905,000 | 15.4% | 0.2% |
| PULTE MORTGAGE LLC | $735,000 | $29,805,000 | 3,955.1% | 0.2% |
| Consolidated Federal Credit Union | $36,685,000 | $29,550,000 | -19.4% | 0.2% |
| OCMBC, INC. | $17,965,000 | $28,885,000 | 60.8% | 0.2% |
| Bank of England | $45,010,000 | $28,580,000 | -36.5% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $5,740,000 | $27,440,000 | 378.0% | 0.2% |
| NEXERA HOLDING LLC | $8,205,000 | $25,840,000 | 214.9% | 0.1% |
| Prosperity Home Mortgage, LLC | $18,345,000 | $25,120,000 | 36.9% | 0.1% |
| GEORGIA'S OWN | $4,540,000 | $24,810,000 | 446.5% | 0.1% |
| Citadel Servicing Corporation | $24,565,000 | $24,525,000 | -0.2% | 0.1% |
| LENDSURE MORTGAGE CORP. | $16,375,000 | $24,155,000 | 47.5% | 0.1% |
| Washington Trust Bank | $17,490,000 | $24,155,000 | 38.1% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $8,640,000 | $23,725,000 | 174.6% | 0.1% |
| Regions Bank | $22,150,000 | $23,495,000 | 6.1% | 0.1% |
| Pacific Premier Bank | $1,175,000 | $23,275,000 | 1,880.9% | 0.1% |
| Charles Schwab Bank, SSB | $26,165,000 | $22,780,000 | -12.9% | 0.1% |
| M&T Realty Capital Corporation | $22,215,000 | n/a | 0.1% | |
| HOMESIDE FINANCIAL, LLC | $4,680,000 | $22,190,000 | 374.1% | 0.1% |
| First Federal | $15,200,000 | $21,895,000 | 44.0% | 0.1% |
| Bank of the Pacific | $7,910,000 | $21,790,000 | 175.5% | 0.1% |
| RF Renovo Management Company, LLC | $365,000 | $21,770,000 | 5,864.4% | 0.1% |
| OREGON COMMUNITY | $21,045,000 | $21,490,000 | 2.1% | 0.1% |
| Northwest Farm Credit Services, FLCA | $20,195,000 | $21,255,000 | 5.2% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $6,290,000 | $21,095,000 | 235.4% | 0.1% |
| Discover Bank | $22,370,000 | $21,015,000 | -6.1% | 0.1% |
| John Hancock Life Insurance Company (U.S.A.) | $21,005,000 | n/a | 0.1% | |
| CHURCHILL MORTGAGE CORPORATION | $32,295,000 | $20,570,000 | -36.3% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $9,570,000 | $20,520,000 | 114.4% | 0.1% |
| OREGONIANS CREDIT UNION | $15,370,000 | $20,085,000 | 30.7% | 0.1% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $27,690,000 | $19,885,000 | -28.2% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $18,005,000 | $19,880,000 | 10.4% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $14,175,000 | $19,810,000 | 39.8% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $21,975,000 | $19,080,000 | -13.2% | 0.1% |
| Heritage Bank | $1,490,000 | $18,975,000 | 1,173.5% | 0.1% |
| READYCAP COMMERCIAL, LLC | $10,550,000 | $18,805,000 | 78.2% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $60,640,000 | $18,710,000 | -69.1% | 0.1% |
| Willamette Valley Bank | $38,235,000 | $18,265,000 | -52.2% | 0.1% |
| V.I.P. MORTGAGE, INC. | $11,220,000 | $18,215,000 | 62.3% | 0.1% |
| SIRVA MORTGAGE, INC. | $16,995,000 | $17,760,000 | 4.5% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $13,920,000 | $16,915,000 | 21.5% | 0.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $3,030,000 | $16,600,000 | 447.9% | 0.1% |
| The Federal Savings Bank | $13,565,000 | $16,080,000 | 18.5% | 0.1% |
| LEADERONE FINANCIAL CORPORATION | $12,375,000 | $15,645,000 | 26.4% | 0.1% |
| PRIORITY HOME LENDING, LLC | $27,040,000 | $15,400,000 | -43.0% | 0.1% |
| First National Bank of America | $10,650,000 | $15,255,000 | 43.2% | 0.1% |
| Carrington Mortgage Services, LLC | $12,875,000 | $14,705,000 | 14.2% | 0.1% |
| SELCO COMMUNITY | $11,335,000 | $14,630,000 | 29.1% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $5,300,000 | $14,190,000 | 167.7% | 0.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $5,115,000 | $14,150,000 | 176.6% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $27,820,000 | $13,920,000 | -50.0% | 0.1% |
| Equity Prime Mortgage LLC | $8,655,000 | $13,885,000 | 60.4% | 0.1% |
| PHH Mortgage Corporation | $8,885,000 | $13,870,000 | 56.1% | 0.1% |
| Prudential Huntoon Paige Associates, LLC | $35,890,000 | $13,710,000 | -61.8% | 0.1% |
| LPMC, LLC | $14,375,000 | $13,520,000 | -5.9% | 0.1% |
| FIBRE FEDERAL CREDIT UNION | $15,675,000 | $13,320,000 | -15.0% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $5,015,000 | $12,855,000 | 156.3% | 0.1% |
| Ameris Bank | $5,270,000 | $12,785,000 | 142.6% | 0.1% |
| UBS Bank USA | $20,395,000 | $12,715,000 | -37.7% | 0.1% |
| PLANET HOME LENDING, LLC | $7,115,000 | $12,300,000 | 72.9% | 0.1% |
| SUMMIT FUNDING, INC. | $19,025,000 | $12,205,000 | -35.8% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $14,175,000 | $12,190,000 | -14.0% | 0.1% |
| SPRING EQ, LLC | $6,960,000 | $12,155,000 | 74.6% | 0.1% |
| AMERITRUST MORTGAGE CORPORATION | $485,000 | $12,085,000 | 2,391.8% | 0.1% |
| 21ST MORTGAGE CORPORATION | $13,045,000 | $12,055,000 | -7.6% | 0.1% |
| AMERICAN FINANCING CORPORATION | $7,620,000 | $11,780,000 | 54.6% | 0.1% |
| Oregon State Credit Union | $8,215,000 | $11,590,000 | 41.1% | 0.1% |
| Ally Bank | $12,290,000 | $11,440,000 | -6.9% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $1,345,000 | $10,895,000 | 710.0% | 0.1% |
| NexBank | $5,215,000 | $10,750,000 | 106.1% | 0.1% |
| AMWEST FUNDING CORP. | $6,935,000 | $10,605,000 | 52.9% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $18,920,000 | $10,550,000 | -44.2% | 0.1% |
| Clackamas County Bank | $25,285,000 | $10,500,000 | -58.5% | 0.1% |
| GUIDANCE RESIDENTIAL, LLC | $8,095,000 | $10,500,000 | 29.7% | 0.1% |
| First Federal Bank | $2,275,000 | $10,065,000 | 342.4% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $3,015,000 | $10,040,000 | 233.0% | 0.1% |
| INROADS | $10,295,000 | $9,835,000 | -4.5% | 0.1% |
| 212 LOANS, LLC. | $9,790,000 | n/a | 0.1% | |
| Stifel Bank and Trust | $6,280,000 | $9,785,000 | 55.8% | 0.1% |
| Alaska USA Federal Credit Union | $20,380,000 | $9,580,000 | -53.0% | 0.1% |
| T2 FINANCIAL LLC | $970,000 | $9,515,000 | 880.9% | 0.1% |
| Bethpage Federal Credit Union | $6,210,000 | $9,450,000 | 52.2% | 0.1% |
| MARION AND POLK SCHOOLS CREDIT UNION | $9,260,000 | $9,105,000 | -1.7% | 0.1% |
| RED CANOE CREDIT UNION | $13,405,000 | $9,080,000 | -32.3% | 0.1% |
| UNIVERSAL LENDING CORPORATION | $8,935,000 | n/a | 0.0% | |
| AMERICAN HERITAGE LENDING, INC. | $3,615,000 | $8,915,000 | 146.6% | 0.0% |
| First-Citizens Bank & Trust Company | $32,180,000 | $8,840,000 | -72.5% | 0.0% |
| 212 Loans of Oregon, LLC | $10,395,000 | $8,755,000 | -15.8% | 0.0% |
| Ixonia Bank | $2,195,000 | $8,660,000 | 294.5% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $12,920,000 | $8,485,000 | -34.3% | 0.0% |
| GREYSTONE SERVICING COMPANY LLC | $24,755,000 | $8,395,000 | -66.1% | 0.0% |
| Keystone Funding, Inc. | $4,460,000 | $8,355,000 | 87.3% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $7,730,000 | $8,285,000 | 7.2% | 0.0% |
| Northpointe Bank | $13,660,000 | $8,180,000 | -40.1% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $5,450,000 | $7,970,000 | 46.2% | 0.0% |
| JMAC LENDING, INC. | $5,865,000 | $7,865,000 | 34.1% | 0.0% |
| Golden Empire Mortgage, Inc. | $10,575,000 | $7,805,000 | -26.2% | 0.0% |
| MORIA DEVELOPMENT, INC. | $105,000 | $7,805,000 | 7,333.3% | 0.0% |
| Goldman Sachs Bank USA | $5,615,000 | $7,685,000 | 36.9% | 0.0% |
| Coastal Community Bank | $7,495,000 | $7,675,000 | 2.4% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $875,000 | $7,620,000 | 770.9% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $5,735,000 | $7,295,000 | 27.2% | 0.0% |
| GTE Federal Credit Union | $1,620,000 | $7,220,000 | 345.7% | 0.0% |
| HomeTrust Bank | $30,670,000 | $7,165,000 | -76.6% | 0.0% |
| PREMIA MORTGAGE, LLC | $3,330,000 | $6,890,000 | 106.9% | 0.0% |
| LOANPAL, LLC | $2,060,000 | $6,750,000 | 227.7% | 0.0% |
| Raymond James Bank | $6,315,000 | $6,675,000 | 5.7% | 0.0% |
| The Central Trust Bank | $7,120,000 | $6,650,000 | -6.6% | 0.0% |
| Nations Lending Corporation | $11,510,000 | $6,645,000 | -42.3% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $6,555,000 | $6,640,000 | 1.3% | 0.0% |
| Arbor Realty Trust, Inc. | $9,455,000 | $6,530,000 | -30.9% | 0.0% |
| Zions Bank | $15,240,000 | $6,485,000 | -57.4% | 0.0% |
| A&D Mortgage LLC | $8,750,000 | $6,445,000 | -26.3% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $2,200,000 | $6,235,000 | 183.4% | 0.0% |
| ARC HOME LLC | $10,485,000 | $6,200,000 | -40.9% | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $10,645,000 | $5,925,000 | -44.3% | 0.0% |
| NEW DAY FINANCIAL, LLC | $4,935,000 | $5,895,000 | 19.5% | 0.0% |
| First Interstate Bank | $16,070,000 | $5,880,000 | -63.4% | 0.0% |
| SOUTHWEST FUNDING, LP | $5,880,000 | n/a | 0.0% | |
| Pacific NW Federal Credit Union | $4,120,000 | $5,775,000 | 40.2% | 0.0% |
| AmeriHome Mortgage Company, LLC | $2,145,000 | $5,475,000 | 155.2% | 0.0% |
| Hometown Equity Mortgage, LLC | $6,965,000 | $5,460,000 | -21.6% | 0.0% |
| Lakeview Community Capital, LLC | $715,000 | $5,400,000 | 655.2% | 0.0% |
| DIGITAL Federal Credit Union | $15,500,000 | $5,350,000 | -65.5% | 0.0% |
| Paramount Bank | $1,315,000 | $5,245,000 | 298.9% | 0.0% |
| Wauna Federal Credit Union | $8,215,000 | $4,975,000 | -39.4% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $9,480,000 | $4,900,000 | -48.3% | 0.0% |
| Toyota Financial Savings Bank | $5,900,000 | $4,800,000 | -18.6% | 0.0% |
| Citizens Bank | $26,630,000 | $4,765,000 | -82.1% | 0.0% |
| NP, Inc. | $1,435,000 | $4,730,000 | 229.6% | 0.0% |
| WASHINGTON STATE EMPLOYEES Credit Union | $3,965,000 | $4,635,000 | 16.9% | 0.0% |
| ONY GLO, INC. | $2,595,000 | $4,585,000 | 76.7% | 0.0% |
| Logan Finance Corporation | $365,000 | $4,360,000 | 1,094.5% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $4,345,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $3,870,000 | $4,290,000 | 10.9% | 0.0% |
| OAKTREE FUNDING CORP. | $2,190,000 | $4,245,000 | 93.8% | 0.0% |
| Quontic Bank | $1,550,000 | $4,235,000 | 173.2% | 0.0% |
| Farmers Bank & Trust | $4,935,000 | $4,200,000 | -14.9% | 0.0% |
| Summit Mortgage Corporation | $11,955,000 | $4,145,000 | -65.3% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $405,000 | $4,140,000 | 922.2% | 0.0% |
| SILVER HILL FUNDING, LLC | $345,000 | $4,110,000 | 1,091.3% | 0.0% |
| DAS Acquisition Company, LLC | $1,065,000 | $3,745,000 | 251.6% | 0.0% |
| FUNDLOANS CAPITAL | $3,650,000 | n/a | 0.0% | |
| Point West Credit Union | $2,625,000 | $3,650,000 | 39.0% | 0.0% |
| Magnolia Bank | $2,915,000 | $3,545,000 | 21.6% | 0.0% |
| NEW WAVE LENDING GROUP INC | $2,505,000 | $3,530,000 | 40.9% | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | $900,000 | $3,500,000 | 288.9% | 0.0% |
| FBC MORTGAGE, LLC | $1,840,000 | $3,495,000 | 89.9% | 0.0% |
| Watermark Capital, Inc. | $2,455,000 | $3,465,000 | 41.1% | 0.0% |
| Devon Bank | $3,445,000 | n/a | 0.0% | |
| Gateway First Bank | $1,830,000 | $3,370,000 | 84.2% | 0.0% |
| STAR ONE CREDIT UNION | $3,905,000 | $3,300,000 | -15.5% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $6,090,000 | $3,295,000 | -45.9% | 0.0% |
| M&T Bank | $3,475,000 | $3,290,000 | -5.3% | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | $1,345,000 | $3,250,000 | 141.6% | 0.0% |
| MLD MORTGAGE INC. | $940,000 | $3,220,000 | 242.6% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $2,110,000 | $3,120,000 | 47.9% | 0.0% |
| MICHIGAN MUTUAL, INC. | $2,955,000 | n/a | 0.0% | |
| BM Real Estate Services, Inc. | $1,735,000 | $2,860,000 | 64.8% | 0.0% |
| STANFORD Federal Credit Union | $4,995,000 | $2,795,000 | -44.0% | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | $2,770,000 | n/a | 0.0% | |
| Barrington Bank & Trust Company, N.A. | $5,000,000 | $2,675,000 | -46.5% | 0.0% |
| INTELLILOAN, INC. | $2,630,000 | n/a | 0.0% | |
| AXIA FINANCIAL, LLC | $12,725,000 | $2,595,000 | -79.6% | 0.0% |
| Loan Simple, Inc. | $5,965,000 | $2,565,000 | -57.0% | 0.0% |
| The Northern Trust Company | $820,000 | $2,565,000 | 212.8% | 0.0% |
| Goldwater Bank, N.A. | $1,940,000 | $2,545,000 | 31.2% | 0.0% |
| LADERA LENDING, INC. | $3,770,000 | $2,525,000 | -33.0% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $3,410,000 | $2,395,000 | -29.8% | 0.0% |
| MidFirst Bank | $2,360,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $1,760,000 | $2,320,000 | 31.8% | 0.0% |
| PENRITH HOME LOANS LLC | $30,835,000 | $2,320,000 | -92.5% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $2,230,000 | n/a | 0.0% | |
| MEMBER FIRST MORTGAGE, LLC | $1,220,000 | $2,220,000 | 82.0% | 0.0% |
| First Savings Bank | $2,700,000 | $2,180,000 | -19.3% | 0.0% |
| Credence Funding Corporation | $2,175,000 | n/a | 0.0% | |
| Florida Capital Bank | $4,995,000 | $2,175,000 | -56.5% | 0.0% |
| Bell Bank | $1,060,000 | $2,165,000 | 104.2% | 0.0% |
| RANLIFE, INC. | $1,240,000 | $2,145,000 | 73.0% | 0.0% |
| Old National Bank | $2,140,000 | n/a | 0.0% | |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $1,610,000 | $2,140,000 | 32.9% | 0.0% |
| AMERICAN FIRST | $305,000 | $2,110,000 | 591.8% | 0.0% |
| SPOKANE TEACHERS | $1,230,000 | $2,095,000 | 70.3% | 0.0% |
| First Horizon Bank | $275,000 | $2,090,000 | 660.0% | 0.0% |
| Waterstone Mortgage Corporation | $1,815,000 | $2,070,000 | 14.0% | 0.0% |
| Franklin Loan Corporation | $3,655,000 | $2,040,000 | -44.2% | 0.0% |
| Strong Home Mortgage, LLC | $1,210,000 | $1,985,000 | 64.0% | 0.0% |
| UIF CORPORATION | $2,400,000 | $1,980,000 | -17.5% | 0.0% |
| Performance Financial, Inc. | $1,965,000 | n/a | 0.0% | |
| Allied First Bank,sb | $1,960,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $380,000 | $1,870,000 | 392.1% | 0.0% |
| USAlliance Federal Credit Union | $1,730,000 | $1,805,000 | 4.3% | 0.0% |
| Presidential Bank, FSB | $1,780,000 | n/a | 0.0% | |
| LENDINGONE, LLC | $595,000 | $1,745,000 | 193.3% | 0.0% |
| Baxter Credit Union | $760,000 | $1,730,000 | 127.6% | 0.0% |
| Greenbox Loans, Inc. | $925,000 | $1,720,000 | 85.9% | 0.0% |
| MORTGAGE CAPITAL PARTNERS, INC. | $1,530,000 | $1,665,000 | 8.8% | 0.0% |
| CHEVRON | $1,210,000 | $1,660,000 | 37.2% | 0.0% |
| Riverview Community Bank | $40,365,000 | $1,580,000 | -96.1% | 0.0% |
| USAGENCIES | $835,000 | $1,535,000 | 83.8% | 0.0% |
| SALAL | $260,000 | $1,530,000 | 488.5% | 0.0% |
| Leader Bank | $1,250,000 | $1,525,000 | 22.0% | 0.0% |
| United Nations Federal Credit Union | $1,495,000 | n/a | 0.0% | |
| IVY MORTGAGE, INC. | $1,475,000 | n/a | 0.0% | |
| ALL REVERSE MORTGAGE, INC. | $1,265,000 | $1,460,000 | 15.4% | 0.0% |
| Community First Bank | $1,445,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $970,000 | $1,435,000 | 47.9% | 0.0% |
| EMBRACE HOME LOANS, INC. | $4,925,000 | $1,425,000 | -71.1% | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $275,000 | $1,420,000 | 416.4% | 0.0% |
| ROGUE | $3,370,000 | $1,415,000 | -58.0% | 0.0% |
| Vellum Mortgage, Inc. | $1,415,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP | $1,295,000 | $1,410,000 | 8.9% | 0.0% |
| Fifth Third Bank | $1,295,000 | $1,400,000 | 8.1% | 0.0% |
| TJC Mortgage, Inc. | $1,385,000 | n/a | 0.0% | |
| JMJ FINANCIAL GROUP | $1,360,000 | n/a | 0.0% | |
| WINGS FINANCIAL | $2,530,000 | $1,350,000 | -46.6% | 0.0% |
| MORTGAGE ACCESS CORP. | $1,330,000 | n/a | 0.0% | |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $1,120,000 | $1,320,000 | 17.9% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $2,405,000 | $1,320,000 | -45.1% | 0.0% |
| MOUNTAIN AMERICA | $18,790,000 | $1,305,000 | -93.1% | 0.0% |
| University Bank | $475,000 | $1,295,000 | 172.6% | 0.0% |
| HAPO COMMUNITY CREDIT UNION | $2,125,000 | $1,290,000 | -39.3% | 0.0% |
| Luxury Mortgage Corp. | $1,285,000 | $1,290,000 | 0.4% | 0.0% |
| BNY Mellon | $2,205,000 | $1,230,000 | -44.2% | 0.0% |
| CASTPARTS EMPLOYEES | $2,855,000 | $1,200,000 | -58.0% | 0.0% |
| GREENSTATE CREDIT UNION | $2,675,000 | $1,190,000 | -55.5% | 0.0% |
| Truist | $7,435,000 | $1,190,000 | -84.0% | 0.0% |
| UNITED MORTGAGE CORP | $1,190,000 | n/a | 0.0% | |
| ALAMEDA MORTGAGE CORPORATION | $3,070,000 | $1,165,000 | -62.1% | 0.0% |
| Comerica Bank | $1,155,000 | n/a | 0.0% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $1,535,000 | $1,155,000 | -24.8% | 0.0% |
| Qualstar Credit Union | $65,000 | $1,135,000 | 1,646.2% | 0.0% |
| COREVEST AMERICAN FINANCE LENDER LLC | $1,130,000 | n/a | 0.0% | |
| Timberland Bank | $2,395,000 | $1,125,000 | -53.0% | 0.0% |
| TOWNE MORTGAGE COMPANY | $530,000 | $1,125,000 | 112.3% | 0.0% |
| ADVANCIAL | $1,390,000 | $1,100,000 | -20.9% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,780,000 | $1,090,000 | -38.8% | 0.0% |
| EMM LOANS LLC | $1,075,000 | n/a | 0.0% | |
| Home Mortgage Alliance Corp | $1,060,000 | n/a | 0.0% | |
| Firefighters First Federal Credit Union | $1,045,000 | $1,055,000 | 1.0% | 0.0% |
| Lincoln FSB of Nebraska | $1,055,000 | n/a | 0.0% | |
| General Mortgage Capital Corporation | $205,000 | $1,050,000 | 412.2% | 0.0% |
| Mid Oregon Federal Credit Union | $1,395,000 | $1,025,000 | -26.5% | 0.0% |
| First Bank | $1,380,000 | $1,015,000 | -26.4% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $1,105,000 | $1,005,000 | -9.0% | 0.0% |
| Elements Financial Federal Credit Union | $980,000 | n/a | 0.0% | |
| ML Mortgage Corp. | $980,000 | n/a | 0.0% | |
| Evolve Bank & Trust | $11,185,000 | $975,000 | -91.3% | 0.0% |
| VERITAS FUNDING, LLC | $1,260,000 | $975,000 | -22.6% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $175,000 | $940,000 | 437.1% | 0.0% |
| Texana Bank | $940,000 | n/a | 0.0% | |
| NATIONWIDE EQUITIES CORPORATION | $780,000 | $935,000 | 19.9% | 0.0% |
| MEGASTAR FINANCIAL CORP. | $495,000 | $915,000 | 84.8% | 0.0% |
| KINECTA | $8,690,000 | $905,000 | -89.6% | 0.0% |
| BOKF | $645,000 | $900,000 | 39.5% | 0.0% |
| ON Q FINANCIAL, INC. | $5,845,000 | $900,000 | -84.6% | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | $885,000 | n/a | 0.0% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $635,000 | $880,000 | 38.6% | 0.0% |
| North American Savings Bank, F.S.B. | $1,925,000 | $880,000 | -54.3% | 0.0% |
| Bank-Fund Staff Federal Credit Union | $865,000 | n/a | 0.0% | |
| Bank of Hope | $1,240,000 | $865,000 | -30.2% | 0.0% |
| State Department Federal Credit Union | $1,450,000 | $860,000 | -40.7% | 0.0% |
| INTERSTATE HOME LOAN CENTER, INC. | $850,000 | n/a | 0.0% | |
| SeaTrust Mortgage Company | $845,000 | n/a | 0.0% | |
| Axos Bank | $1,310,000 | $830,000 | -36.6% | 0.0% |
| TOWER | $790,000 | $830,000 | 5.1% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $815,000 | n/a | 0.0% | |
| COAST 2 COAST FUNDING GROUP, INC. | $1,515,000 | $810,000 | -46.5% | 0.0% |
| Deseret First Credit Union | $965,000 | $810,000 | -16.1% | 0.0% |
| EVANSVILLE TEACHERS | $800,000 | n/a | 0.0% | |
| MYCUMORTGAGE, LLC | $225,000 | $800,000 | 255.6% | 0.0% |
| JET DIRECT FUNDING CORP | $795,000 | n/a | 0.0% | |
| Superior Credit Union, Inc. | $795,000 | n/a | 0.0% | |
| GOOGAIN, INC. | $385,000 | $790,000 | 105.2% | 0.0% |
| BECKAM FUNDING CORP. | $2,035,000 | $775,000 | -61.9% | 0.0% |
| IDAHO CENTRAL | $330,000 | $770,000 | 133.3% | 0.0% |
| RADIUS FINANCIAL GROUP INC. | $765,000 | n/a | 0.0% | |
| U S WIDE FINANCIAL LLC | $335,000 | $765,000 | 128.4% | 0.0% |
| AMERICAN FINANCE HOUSE LARIBA | $1,865,000 | $735,000 | -60.6% | 0.0% |
| CLEARPATH LENDING | $305,000 | $730,000 | 139.3% | 0.0% |
| INTERCAP LENDING INC. | $1,465,000 | $730,000 | -50.2% | 0.0% |
| Connexus Credit Union | $1,065,000 | $725,000 | -31.9% | 0.0% |
| Mechanics Bank | $15,380,000 | $725,000 | -95.3% | 0.0% |
| MOUNTAIN WEST FINANCIAL, INC. | $445,000 | $695,000 | 56.2% | 0.0% |
| SaviBank | $695,000 | n/a | 0.0% | |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $690,000 | n/a | 0.0% | |
| Servion, Inc. | $685,000 | n/a | 0.0% | |
| Utah Power | $110,000 | $685,000 | 522.7% | 0.0% |
| Alerus Financial | $425,000 | $675,000 | 58.8% | 0.0% |
| Key Mortgage Services, Inc. | $675,000 | n/a | 0.0% | |
| MLB RESIDENTIAL LENDING, LLC | $665,000 | n/a | 0.0% | |
| Network Funding, L.P. | $665,000 | n/a | 0.0% | |
| DELMAR FINANCIAL COMPANY | $635,000 | n/a | 0.0% | |
| INTERNATIONAL CITY MORTGAGE, INC. | $635,000 | n/a | 0.0% | |
| MORTGAGEONE, INC. | $625,000 | n/a | 0.0% | |
| Old Missouri Bank | $625,000 | n/a | 0.0% | |
| NUMERICA CREDIT UNION | $75,000 | $605,000 | 706.7% | 0.0% |
| First United Bank and Trust Company | $595,000 | n/a | 0.0% | |
| 5TH STREET CAPITAL, INC. | $575,000 | n/a | 0.0% | |
| HOMESTEAD FUNDING CORP. | $510,000 | $575,000 | 12.7% | 0.0% |
| Northwest Federal Credit Union | $55,000 | $570,000 | 936.4% | 0.0% |
| WESCOM CENTRAL CREDIT UNION | $570,000 | n/a | 0.0% | |
| CHARTER WEST BANK | $555,000 | n/a | 0.0% | |
| FirstBank | $555,000 | n/a | 0.0% | |
| ILLINOIS STATE CREDIT UNION | $365,000 | $555,000 | 52.1% | 0.0% |
| BP Federal Credit Union | $545,000 | n/a | 0.0% | |
| First National Bank of Omaha | $36,825,000 | $545,000 | -98.5% | 0.0% |
| People's Bank of Commerce | $640,000 | $545,000 | -14.8% | 0.0% |
| PLUS RELOCATION MORTGAGE, LLC | $545,000 | n/a | 0.0% | |
| City National Bank | $7,185,000 | $535,000 | -92.6% | 0.0% |
| Bank of Whittier | $515,000 | n/a | 0.0% | |
| PACIFIC HOME LOANS, INC. | $515,000 | n/a | 0.0% | |
| Financial Partners Credit Union | $505,000 | n/a | 0.0% | |
| First State Bank of St. Charles, Missouri | $505,000 | n/a | 0.0% | |
| KITSAP Credit Union | $115,000 | $500,000 | 334.8% | 0.0% |
| F&A Federal Credit Union | $315,000 | $495,000 | 57.1% | 0.0% |
| Fidelity Bank | $495,000 | n/a | 0.0% | |
| Glacier Bank | $495,000 | n/a | 0.0% | |
| Hancock Whitney Bank | $495,000 | n/a | 0.0% | |
| UMB Bank | $255,000 | $495,000 | 94.1% | 0.0% |
| Merchants and Manufacturers Bank | $485,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $1,635,000 | $480,000 | -70.6% | 0.0% |
| Encompass Lending Group, LP | $475,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $230,000 | $475,000 | 106.5% | 0.0% |
| THRIVENT Federal Credit Union | $1,000,000 | $465,000 | -53.5% | 0.0% |
| US MORTGAGE CORPORATION | $465,000 | n/a | 0.0% | |
| HighTechLending Inc | $1,755,000 | $460,000 | -73.8% | 0.0% |
| AHL FUNDING | $545,000 | $445,000 | -18.3% | 0.0% |
| Peoples Bank | $295,000 | $445,000 | 50.8% | 0.0% |
| OPEN MORTGAGE, LLC | $435,000 | n/a | 0.0% | |
| CITYWIDE HOME LOANS, LLC | $430,000 | n/a | 0.0% | |
| BAYSHORE MORTGAGE FUNDING, LLC | $425,000 | n/a | 0.0% | |
| DIRECT MORTGAGE, CORP. | $1,675,000 | $425,000 | -74.6% | 0.0% |
| GENISYS | $425,000 | n/a | 0.0% | |
| Service Federal Credit Union | $420,000 | n/a | 0.0% | |
| GoPrime Mortgage, Inc. | $365,000 | $415,000 | 13.7% | 0.0% |
| HORIZON | $105,000 | $415,000 | 295.2% | 0.0% |
| ISERVE RESIDENTIAL LENDING, LLC | $415,000 | n/a | 0.0% | |
| NBH Bank | $395,000 | $415,000 | 5.1% | 0.0% |
| NASA Federal Credit Union | $110,000 | $410,000 | 272.7% | 0.0% |
| AUGUSTA FINANCIAL, INC. | $405,000 | n/a | 0.0% | |
| TOGETHER CREDIT UNION | $405,000 | n/a | 0.0% | |
| Arvest Bank | $425,000 | $385,000 | -9.4% | 0.0% |
| Signature Federal Credit Union | $525,000 | $380,000 | -27.6% | 0.0% |
| Nebraska Bank of Commerce | $375,000 | n/a | 0.0% | |
| RAILWAY CREDIT UNION | $375,000 | n/a | 0.0% | |
| People's Community Federal Credit Union | $1,255,000 | $370,000 | -70.5% | 0.0% |
| Foundation One Bank | $355,000 | n/a | 0.0% | |
| Seattle Metropolitan Credit Union | $2,285,000 | $355,000 | -84.5% | 0.0% |
| Independent Bank | $335,000 | n/a | 0.0% | |
| DATA MORTGAGE, INC. | $1,090,000 | $325,000 | -70.2% | 0.0% |
| EVERENCE FEDERAL CREDIT UNION | $325,000 | n/a | 0.0% | |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $1,245,000 | $325,000 | -73.9% | 0.0% |
| TRUWEST Credit Union | $445,000 | $325,000 | -27.0% | 0.0% |
| City Bank | $315,000 | n/a | 0.0% | |
| CenterBank | $305,000 | n/a | 0.0% | |
| Hometown Credit Union | $305,000 | n/a | 0.0% | |
| First International Bank & Trust | $295,000 | n/a | 0.0% | |
| O BEE | $55,000 | $295,000 | 436.4% | 0.0% |
| Bank of Idaho | $285,000 | n/a | 0.0% | |
| Southwest Airlines Federal Credit Union | $150,000 | $280,000 | 86.7% | 0.0% |
| Mid-Continent Funding, Inc. | $275,000 | n/a | 0.0% | |
| COMPASS MORTGAGE, INC. | $265,000 | n/a | 0.0% | |
| Constant Investments, Inc. | $255,000 | n/a | 0.0% | |
| NW PRIORITY CREDIT UNION | $155,000 | $255,000 | 64.5% | 0.0% |
| Liberty Savings Bank, F.S.B. | $335,000 | $245,000 | -26.9% | 0.0% |
| NuVision Federal Credit Union | $90,000 | $230,000 | 155.6% | 0.0% |
| America's Credit Union | $335,000 | $220,000 | -34.3% | 0.0% |
| ANDREWS FEDERAL CREDIT UNION | $205,000 | n/a | 0.0% | |
| First Standard Financial Corp. | $205,000 | n/a | 0.0% | |
| FIRST SOUTH FINANCIAL | $175,000 | n/a | 0.0% | |
| Ukrainian Federal Credit Union | $185,000 | $170,000 | -8.1% | 0.0% |
| CENTRAL WILLAMETTE Credit Union | $950,000 | $160,000 | -83.2% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $145,000 | n/a | 0.0% | |
| GREENWOOD | $220,000 | $140,000 | -36.4% | 0.0% |
| SOUND | $715,000 | $140,000 | -80.4% | 0.0% |
| Tyndall Federal Credit Union | $135,000 | n/a | 0.0% | |
| Peoples Bank | $295,000 | $125,000 | -57.6% | 0.0% |
| HARBORSTONE | $115,000 | n/a | 0.0% | |
| SOUTH CENTRAL BANK, INC. | $115,000 | n/a | 0.0% | |
| East Coast Capital Corp. | $105,000 | n/a | 0.0% | |
| HERITAGE GROVE Federal Credit Union | $155,000 | $105,000 | -32.3% | 0.0% |
| MERIWEST | $105,000 | $105,000 | 0.0% | 0.0% |
| SKYONE Federal Credit Union | $105,000 | n/a | 0.0% | |
| CASCADE FEDERAL CREDIT UNION | $900,000 | $95,000 | -89.4% | 0.0% |
| First American Bank | $85,000 | n/a | 0.0% | |
| VERITY | $85,000 | n/a | 0.0% | |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $180,000 | $80,000 | -55.6% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $745,000 | $65,000 | -91.3% | 0.0% |
| NorthWest Plus Credit Union | $65,000 | n/a | 0.0% | |
| Sound Community Bank | $1,180,000 | $65,000 | -94.5% | 0.0% |
| CITIZENS EQUITY FIRST | $1,240,000 | $35,000 | -97.2% | 0.0% |
| Clearview Federal Credit Union | $15,000 | n/a | 0.0% | |
| DUPACO COMMUNITY | $725,000 | $15,000 | -97.9% | 0.0% |
PORTLAND - VANCOUVER - HILLSBORO's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 7.7% market share. In second place, with 6.4%, is OnPoint Community Credit Union, having originated $1,147,955,000 in loans. In third place, with 5.1%, is GUILD MORTGAGE COMPANY, having originated $907,225,000 in loans. In fourth place, with 3.5%, is QUICKEN LOANS, LLC, having originated $623,620,000 in loans. In fifth place, with 2.9%, is U.S. Bank, having originated $512,175,000 in loans.
PORTLAND-VANCOUVER-HILLSBORO, OR-WA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 25,378 | $12,443,620,000 | $490,331 |
| Home Improvement | 6,301 | $699,485,000 | $111,012 |
| Refi | 5,276 | $2,651,300,000 | $502,521 |
| Other | 5,067 | $617,695,000 | $121,905 |
| Cash Out Refi | 4,550 | $1,457,890,000 | $320,415 |
| NA | 5 | $22,705,000 | $4,541,000 |
Portland - Vancouver - Hillsboro's most frequently cited loan purpose was Home Purchase, with 25,378 originations. The 2nd most popular reason was Home Improvement, with 6,301 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 17,934 | $8,241,590,000 | $459,551 |
| Over 8% | 13,050 | $1,952,160,000 | $149,591 |
| 7-8% | 7,817 | $3,004,445,000 | $384,348 |
| 5-6% | 6,428 | $3,966,640,000 | $617,088 |
| 4-5% | 747 | $549,125,000 | $735,107 |
| <2.5% | 287 | $26,885,000 | $93,676 |
| 3-4% | 87 | $56,265,000 | $646,724 |
| 2.5-3% | 64 | $24,560,000 | $383,750 |
During 2024, Portland - Vancouver - Hillsboro's most frequently originated rate bucket was 6-7%, with 17,934 originations.
Loan Sizing (PORTLAND-VANCOUVER-HILLSBORO, OR-WA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $400k-600k | 12,760 | $6,192,970,000 | $485,342 |
| $200k-400k | 12,073 | $3,735,385,000 | $309,400 |
| $100,000 or less | 9,055 | $506,595,000 | $55,946 |
| $100k-200k | 6,622 | $899,620,000 | $135,853 |
| $600k-1000k | 5,153 | $3,656,785,000 | $709,642 |
| $Over $1MM | 914 | $2,901,340,000 | $3,174,333 |
PORTLAND - VANCOUVER - HILLSBORO's loan sizing saw the bucket of loans from $400k-600k with 12,760 originations, totaling $6,192,970,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 15,108 | $7,509,310,000 | $497,042 |
| Under 20% | 11,272 | $853,860,000 | $75,751 |
| 60-80% | 9,276 | $5,781,580,000 | $623,284 |
| 20-40% | 5,766 | $1,216,910,000 | $211,049 |
| 40-60% | 4,088 | $1,898,440,000 | $464,393 |
| Over 100% | 424 | $355,880,000 | $839,340 |
PORTLAND - VANCOUVER - HILLSBORO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 15,108 originations, totaling $7,509,310,000 in origination value.