Harleysville Bank Mortgage Rates, Fees & Info

Harleysville, PA

LEI: 2549009Y4KUKP1V77375

Tax ID: 23-0672875

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Harleysville Bank is a smaller bank specializing in Home Purchase loans. Harleysville Bank has a high proportion of conventional loans. Their top markets by origination volume include: Philadelphia, Allentown, and Reading among others. We have data for 3 markets. (Some data included below & more in-depth data is available with an active subscription.)

Harleysville Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

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Originations

129

Origination Dollar Volume (All Markets)

$50,015,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 117 $47,325,000 $404,487 $0 0.00%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 9 $1,755,000 $195,000 $0 0.00%
READING, PA (FHA|USDA|VA) 3 $935,000 $311,667 $0 0.00%
Harleysville Bank's top markets include Philadelphia, Allentown, and Reading among others.

Their top states include:
  • Pennsylvania (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 129 $50,015,000 $387,713 $0 0.00%

    For 2024, Harleysville Bank's most frequently originated type of loan was Conventional, with 129 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 93 $40,015,000 $430,269 $0 0.00%
    Home Improvement 15 $1,145,000 $76,333 $0 0.00%
    Refi 12 $7,620,000 $635,000 $0 0.00%
    Other 8 $980,000 $122,500 $0 0.00%
    Cash Out Refi 1 $255,000 $255,000 $0 0.00%

    For 2024, Harleysville Bank's most frequently cited loan purpose was Home Purchase, with 93 originations. The 2nd most popular reason was Home Improvement, with 15 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 129 $50,015,000 $387,713 $0 0.00%

    For 2024, Harleysville Bank's most frequently cited loan duration was Other, with 129 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 31 $8,735,000 $281,774 $0 0.00%
    $400k-600k 26 $12,520,000 $481,538 $0 0.00%
    $100k-200k 24 $3,520,000 $146,667 $0 0.00%
    $100,000 or less 23 $1,115,000 $48,478 $0 0.00%
    $600k-1MM 18 $13,480,000 $748,889 $0 0.00%
    $1MM+ 7 $10,645,000 $1,520,714 $0 0.00%

    2024 saw Harleysville Bank place emphasis on $200k-400k loans with 31 originations, totaling $8,735,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 32 $14,170,000 $442,813 $0 0.00%
    $250k+ 29 $20,985,000 $723,621 $0 0.00%
    $100k-150k 19 $3,685,000 $193,947 $0 0.00%
    $50k-75k 10 $750,000 $75,000 $0 0.00%
    $75k-100k 8 $1,300,000 $162,500 $0 0.00%
    $50k or less 4 $370,000 $92,500 $0 0.00%

    Harleysville Bank lent most frequently to those with incomes in the $150k-250k range, with 32 originations. The second most popular income band? $250k+, with 29 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 129 $50,015,000 $387,713 $0 0.00%

    Harleysville Bank lent most frequently to those with DTI ratios of Exempt%, with 129 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 83 $33,575,000 $404,518 $0 0.00%
    Not applicable 26 $8,530,000 $328,077 $0 0.00%
    Not provided 15 $5,275,000 $351,667 $0 0.00%
    Asian 5 $2,635,000 $527,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    88.27%

    Harleysville Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    89.92%

    Harleysville Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 129 $50,015,000 $387,713

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    129 $50,015,000 $387,713