READING Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Reading averaged
7.25%
for the week of 2026-11-05, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2026-10-29) was
7.41% and
one month ago for the week of 2026-10-01, the
average rate was 7.55%.
Reading's average rate one year ago was 6.24%.
For refis of the same type during the week of 2026-11-05, the average rate
was 6.82%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2026-11-05 | 7.18% |
| Reading 30 Year Fixed Rate | 2026-11-05 | 7.25% |
| Reading 30 Year Fixed Rate Refi | 2026-11-05 | 6.82% |
| Reading 15 Year Fixed Rate | 2026-11-05 | 6.44% |
| Reading 15 Year Fixed Rate Refi | 2026-11-05 | 6.58% |
| Reading 30 Year FHA | 2026-11-05 | 7.24% |
| Reading 30 Year FHA Refi | 2026-11-05 | 6.85% |
| Reading 30 Year USDA | 2026-11-05 | 6.8% |
| Reading 30 Year USDA Refi | 2026-11-05 | 6.8% |
| Reading 30 Year VA | 2026-11-05 | 6.92% |
| Reading 30 Year VA Refi | 2026-11-05 | 6.6% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within READING, PA.
READING Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the READING, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
READING Average Closing Costs & Other Stats
READING, PA's 199 lenders originated 9,494
loans during 2025. The total origination value was $1,972,080,000, with an average loan value of
$207,719.
READING's average closing costs are $6,316.
The top READING lender as defined by loan originations is Mortgage America, Inc., with
298 loans originated. Their average total fees are
$6,791, which is $908
lower than the next largest lender,
CROSSCOUNTRY MORTGAGE, LLC.
The lowest fee READING lenders (with over 10 loans originated) are
RIVERFRONT ($4,087), Customers Bank ($4,114), PENNSYLVANIA STATE EMPLOYEES Credit Union ($4,146), Diamond Credit Union ($4,450) and First Commonwealth Federal Credit Union ($4,601).
The lowest rate READING lenders (with over 10 loans originated) are
RIVERFRONT (5.55%), First Commonwealth Federal Credit Union (6.16%), PLAZA HOME MORTGAGE, INC. (6.37%), Customers Bank (6.46%) and PENNSYLVANIA STATE EMPLOYEES Credit Union (6.46%).
READING, PA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2024 Loan Value | 2025 Loan Value | % Change | 2025 Market Share |
|---|---|---|---|---|
| CROSSCOUNTRY MORTGAGE, LLC | $77,675,000 | $110,145,000 | 41.8% | 5.6% |
| QUICKEN LOANS, LLC | $93,250,000 | $100,880,000 | 8.2% | 5.1% |
| Mortgage America, Inc. | $89,100,000 | $99,875,000 | 12.1% | 5.1% |
| CMG MORTGAGE, INC. | $69,285,000 | $76,690,000 | 10.7% | 3.9% |
| UNITED WHOLESALE MORTGAGE, LLC | $62,005,000 | $73,605,000 | 18.7% | 3.7% |
| Fulton Bank | $54,585,000 | $59,360,000 | 8.7% | 3.0% |
| Citizens Bank | $41,720,000 | $55,385,000 | 32.8% | 2.8% |
| Diamond Credit Union | $60,775,000 | $52,370,000 | -13.8% | 2.7% |
| PENNYMAC LOAN SERVICES, LLC | $29,000,000 | $47,520,000 | 63.9% | 2.4% |
| Tompkins Trust Company | $31,195,000 | $45,720,000 | 46.6% | 2.3% |
| Univest Bank and Trust Co. | $36,380,000 | $38,595,000 | 6.1% | 2.0% |
| MEMBERS 1ST FEDERAL CREDIT UNION | $22,735,000 | $34,560,000 | 52.0% | 1.8% |
| GUILD MORTGAGE COMPANY | $27,610,000 | $32,110,000 | 16.3% | 1.6% |
| Truist | $31,495,000 | $32,010,000 | 1.6% | 1.6% |
| First National Bank of Pennsylvania | $20,750,000 | $30,305,000 | 46.0% | 1.5% |
| BROKER SOLUTIONS, INC. | $20,715,000 | $29,675,000 | 43.3% | 1.5% |
| M&T Bank | $21,920,000 | $29,100,000 | 32.8% | 1.5% |
| RIVERFRONT | $20,060,000 | $28,060,000 | 39.9% | 1.4% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | $17,740,000 | $23,305,000 | 31.4% | 1.2% |
| M&T Realty Capital Corporation | $23,275,000 | n/a | 1.2% | |
| LOANDEPOT.COM, LLC | $14,855,000 | $22,610,000 | 52.2% | 1.1% |
| Community Bank | $460,000 | $22,455,000 | 4,781.5% | 1.1% |
| Customers Bank | $24,725,000 | $22,145,000 | -10.4% | 1.1% |
| CONTOUR MORTGAGE CORPORATION | $19,680,000 | $21,875,000 | 11.2% | 1.1% |
| FREEDOM MORTGAGE CORPORATION | $17,975,000 | $21,110,000 | 17.4% | 1.1% |
| Mortgage Research Center, LLC | $19,540,000 | $19,405,000 | -0.7% | 1.0% |
| GUARANTEED RATE, INC. | $19,255,000 | $18,910,000 | -1.8% | 1.0% |
| Fleetwood Bank | $17,625,000 | $18,380,000 | 4.3% | 0.9% |
| The Ephrata National Bank | $18,275,000 | $17,945,000 | -1.8% | 0.9% |
| First Commonwealth Federal Credit Union | $15,620,000 | $16,865,000 | 8.0% | 0.9% |
| NEWREZ LLC | $13,420,000 | $16,615,000 | 23.8% | 0.8% |
| UTILITIES EMPLOYEES CREDIT UNION | $10,600,000 | $16,350,000 | 54.2% | 0.8% |
| Flanagan State Bank | $13,250,000 | $15,915,000 | 20.1% | 0.8% |
| Penn Community Bank | $285,000 | $14,045,000 | 4,828.1% | 0.7% |
| GUARANTEED RATE AFFINITY, LLC | $12,465,000 | $13,975,000 | 12.1% | 0.7% |
| Homesale Mortgage, LLC | $13,295,000 | $13,960,000 | 5.0% | 0.7% |
| MOVEMENT MORTGAGE, LLC | $23,880,000 | $13,865,000 | -41.9% | 0.7% |
| Wells Fargo Bank | $12,615,000 | $13,075,000 | 3.6% | 0.7% |
| Barings Multifamily Capital | $11,985,000 | n/a | 0.6% | |
| RF Renovo Management Company, LLC | $1,645,000 | $11,790,000 | 616.7% | 0.6% |
| PLAZA HOME MORTGAGE, INC. | $8,760,000 | $11,170,000 | 27.5% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $10,860,000 | $9,760,000 | -10.1% | 0.5% |
| Grandbridge Real Estate Capital LLC | $9,535,000 | n/a | 0.5% | |
| LENDINGHOME FUNDING CORPORATION | $4,525,000 | $9,390,000 | 107.5% | 0.5% |
| VISIONS | $5,025,000 | $9,255,000 | 84.2% | 0.5% |
| JPMorgan Chase Bank | $7,775,000 | $9,015,000 | 15.9% | 0.5% |
| NVR Mortgage Finance, Inc. | $8,745,000 | n/a | 0.4% | |
| NATIONS DIRECT MORTGAGE, LLC | $5,755,000 | $8,400,000 | 46.0% | 0.4% |
| Discovery Federal Credit Union | $6,900,000 | $8,175,000 | 18.5% | 0.4% |
| Keystone Funding, Inc. | $5,950,000 | $8,110,000 | 36.3% | 0.4% |
| SUCCESS MORTGAGE PARTNERS, INC. | $12,240,000 | $7,940,000 | -35.1% | 0.4% |
| East Coast Capital Corp. | $7,410,000 | $7,825,000 | 5.6% | 0.4% |
| BERKELEY POINT CAPITAL LLC | $5,635,000 | $7,785,000 | 38.2% | 0.4% |
| Paramount Residential Mortgage Group, Inc. | $7,340,000 | $7,740,000 | 5.4% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $11,250,000 | $7,650,000 | -32.0% | 0.4% |
| PNC Bank | $8,380,000 | $7,470,000 | -10.9% | 0.4% |
| Mid Penn Bank | $5,520,000 | $7,345,000 | 33.1% | 0.4% |
| Prosperity Home Mortgage, LLC | $11,275,000 | $7,200,000 | -36.1% | 0.4% |
| CITADEL FEDERAL CREDIT UNION | $6,540,000 | $6,575,000 | 0.5% | 0.3% |
| AmeriHome Mortgage Company, LLC | $17,065,000 | $6,530,000 | -61.7% | 0.3% |
| LEBANON | $4,200,000 | $6,170,000 | 46.9% | 0.3% |
| Columbia Bank | $6,155,000 | n/a | 0.3% | |
| Bank of America | $6,435,000 | $6,015,000 | -6.5% | 0.3% |
| NFM, INC. | $6,420,000 | $5,735,000 | -10.7% | 0.3% |
| UNION HOME MORTGAGE CORP. | $10,230,000 | $5,585,000 | -45.4% | 0.3% |
| The Loan Store, Inc. | $2,710,000 | $5,510,000 | 103.3% | 0.3% |
| MidAtlantic Farm Credit, ACA | $1,700,000 | $5,410,000 | 218.2% | 0.3% |
| The Victory Bank | $8,015,000 | $5,410,000 | -32.5% | 0.3% |
| Farmers and Merchants Trust Company of Chambersburg | $1,025,000 | $5,400,000 | 426.8% | 0.3% |
| First Citizens Community Bank | $2,155,000 | $5,290,000 | 145.5% | 0.3% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $5,635,000 | $5,270,000 | -6.5% | 0.3% |
| Magnolia Bank | $1,290,000 | $5,125,000 | 297.3% | 0.3% |
| FIRST COLONY MORTGAGE CORPORATION | $5,825,000 | $5,085,000 | -12.7% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $2,980,000 | $4,910,000 | 64.8% | 0.2% |
| ALLIED MORTGAGE GROUP, INC. | $2,775,000 | $4,870,000 | 75.5% | 0.2% |
| Orrstown Bank | $4,010,000 | $4,645,000 | 15.8% | 0.2% |
| POLICE & FIRE | $3,305,000 | $4,550,000 | 37.7% | 0.2% |
| PLANET HOME LENDING, LLC | $2,945,000 | $4,445,000 | 50.9% | 0.2% |
| AMERICAN FINANCIAL RESOURCES, INC. | $685,000 | $4,225,000 | 516.8% | 0.2% |
| Equity Prime Mortgage LLC | $3,910,000 | $4,055,000 | 3.7% | 0.2% |
| FIRST COMMUNITY MORTGAGE, INC. | $7,085,000 | $3,980,000 | -43.8% | 0.2% |
| EMM LOANS LLC | $5,285,000 | $3,880,000 | -26.6% | 0.2% |
| Ixonia Bank | $1,525,000 | $3,825,000 | 150.8% | 0.2% |
| Figure Lending LLC | $3,215,000 | $3,805,000 | 18.4% | 0.2% |
| The Federal Savings Bank | $1,300,000 | $3,775,000 | 190.4% | 0.2% |
| New Tripoli Bank | $2,015,000 | $3,735,000 | 85.4% | 0.2% |
| TIDEWATER MORTGAGE SERVICES, INC. | $755,000 | $3,725,000 | 393.4% | 0.2% |
| USAA Federal Savings Bank | $4,785,000 | $3,660,000 | -23.5% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $1,440,000 | $3,620,000 | 151.4% | 0.2% |
| TRIAD FINANCIAL SERVICES, INC. | $3,255,000 | $3,575,000 | 9.8% | 0.2% |
| TD Bank | $7,775,000 | $3,485,000 | -55.2% | 0.2% |
| SUN Federal Credit Union | $2,085,000 | $3,415,000 | 63.8% | 0.2% |
| Philadelphia Mortgage Advisors, Inc. | $2,660,000 | $3,410,000 | 28.2% | 0.2% |
| AMERICAN HERITAGE FCU | $4,580,000 | $3,355,000 | -26.7% | 0.2% |
| V.I.P. MORTGAGE, INC. | $785,000 | $3,335,000 | 324.8% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $4,215,000 | $3,330,000 | -21.0% | 0.2% |
| Meridian Bank Corporation | $3,820,000 | $3,295,000 | -13.7% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $3,435,000 | $3,220,000 | -6.3% | 0.2% |
| ZILLOW HOME LOANS, LLC | $1,185,000 | $3,160,000 | 166.7% | 0.2% |
| Harleysville Bank | $935,000 | $3,120,000 | 233.7% | 0.2% |
| TRUMARK FINANCIAL CREDIT UNION | $1,775,000 | $3,090,000 | 74.1% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $550,000 | $3,070,000 | 458.2% | 0.2% |
| TOWNE MORTGAGE COMPANY | $1,675,000 | $3,070,000 | 83.3% | 0.2% |
| Carrington Mortgage Services, LLC | $4,595,000 | $3,045,000 | -33.7% | 0.2% |
| SPRING EQ, LLC | $610,000 | $3,040,000 | 398.4% | 0.2% |
| Wilmington Savings Fund Society, FSB | $2,255,000 | $2,885,000 | 27.9% | 0.1% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | $2,810,000 | n/a | 0.1% | |
| Coastal Community Bank | $2,360,000 | $2,795,000 | 18.4% | 0.1% |
| PeoplesBank | $2,755,000 | n/a | 0.1% | |
| Gateway First Bank | $2,805,000 | $2,610,000 | -7.0% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $2,435,000 | $2,610,000 | 7.2% | 0.1% |
| GSF Mortgage Corporation | $2,440,000 | $2,590,000 | 6.1% | 0.1% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $2,525,000 | $2,530,000 | 0.2% | 0.1% |
| T2 FINANCIAL LLC | $1,520,000 | $2,450,000 | 61.2% | 0.1% |
| Morgan Stanley Private Bank | $2,600,000 | $2,445,000 | -6.0% | 0.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $2,425,000 | n/a | 0.1% | |
| Embassy Bank For The Lehigh Valley | $1,220,000 | $2,410,000 | 97.5% | 0.1% |
| LOANPAL, LLC | $2,510,000 | $2,405,000 | -4.2% | 0.1% |
| QNB Bank | $4,060,000 | $2,405,000 | -40.8% | 0.1% |
| The Huntington National Bank | $2,025,000 | $2,285,000 | 12.8% | 0.1% |
| ACNB Bank | $1,910,000 | $2,270,000 | 18.8% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $625,000 | $2,260,000 | 261.6% | 0.1% |
| NEW DAY FINANCIAL, LLC | $4,980,000 | $2,245,000 | -54.9% | 0.1% |
| Florida Capital Bank | $2,240,000 | n/a | 0.1% | |
| KeyBank | $3,010,000 | $2,220,000 | -26.2% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $1,795,000 | $2,120,000 | 18.1% | 0.1% |
| State Financial Network, LLC | $3,025,000 | $2,120,000 | -29.9% | 0.1% |
| Northwest Bank | $705,000 | $2,065,000 | 192.9% | 0.1% |
| A&D Mortgage LLC | $1,555,000 | $1,990,000 | 28.0% | 0.1% |
| S&T Bank | $790,000 | $1,985,000 | 151.3% | 0.1% |
| NBKC BANK | $520,000 | $1,950,000 | 275.0% | 0.1% |
| OCMBC, INC. | $1,045,000 | $1,920,000 | 83.7% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $390,000 | $1,845,000 | 373.1% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $635,000 | $1,845,000 | 190.6% | 0.1% |
| Quaint Oak Mortgage, LLC | $1,190,000 | $1,815,000 | 52.5% | 0.1% |
| EMBRACE HOME LOANS, INC. | $2,800,000 | $1,775,000 | -36.6% | 0.1% |
| Jonestown Bank and Trust Company, of Jonestown, Pennsylvania | $1,115,000 | $1,770,000 | 58.7% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $1,160,000 | $1,750,000 | 50.9% | 0.1% |
| First Federal Bank | $215,000 | $1,740,000 | 709.3% | 0.1% |
| Citadel Servicing Corporation | $1,945,000 | $1,695,000 | -12.9% | 0.1% |
| Alcova Mortgage LLC | $375,000 | $1,685,000 | 349.3% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,675,000 | $1,675,000 | 0.0% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,105,000 | $1,670,000 | 51.1% | 0.1% |
| Princeton Mortgage Corporation | $790,000 | $1,655,000 | 109.5% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $1,630,000 | $1,645,000 | 0.9% | 0.1% |
| Plains Commerce Bank | $2,325,000 | $1,575,000 | -32.3% | 0.1% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $1,125,000 | $1,520,000 | 35.1% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $670,000 | $1,490,000 | 122.4% | 0.1% |
| CARDINAL FINANCIAL | $1,990,000 | $1,435,000 | -27.9% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $2,975,000 | $1,395,000 | -53.1% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $2,035,000 | $1,390,000 | -31.7% | 0.1% |
| U.S. Bank | $2,420,000 | $1,380,000 | -43.0% | 0.1% |
| 21ST MORTGAGE CORPORATION | $1,525,000 | $1,360,000 | -10.8% | 0.1% |
| BAYSHORE MORTGAGE FUNDING, LLC | $645,000 | $1,350,000 | 109.3% | 0.1% |
| TRI COUNTY AREA Federal Credit Union | $3,265,000 | $1,330,000 | -59.3% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $2,065,000 | $1,315,000 | -36.3% | 0.1% |
| Advisors Mortgage Group, L.L.C. | $1,105,000 | $1,300,000 | 17.6% | 0.1% |
| EQUITY RESOURCES, INC. | $550,000 | $1,300,000 | 136.4% | 0.1% |
| Stifel Bank and Trust | $600,000 | $1,295,000 | 115.8% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $840,000 | $1,280,000 | 52.4% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $950,000 | $1,275,000 | 34.2% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $400,000 | $1,270,000 | 217.5% | 0.1% |
| Hatboro Federal Savings, FA | $965,000 | $1,255,000 | 30.1% | 0.1% |
| LENDING CAPITAL GROUP Inc | $1,100,000 | $1,250,000 | 13.6% | 0.1% |
| PHH Mortgage Corporation | $1,035,000 | $1,230,000 | 18.8% | 0.1% |
| BAY EQUITY LLC | $255,000 | $1,220,000 | 378.4% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $935,000 | $1,215,000 | 29.9% | 0.1% |
| BETTER MORTGAGE CORPORATION | $600,000 | $1,185,000 | 97.5% | 0.1% |
| Ambler Savings Bank | $1,590,000 | $1,160,000 | -27.0% | 0.1% |
| Bank of Bird-in-Hand | $130,000 | $1,150,000 | 784.6% | 0.1% |
| Citizens & Northern Bank | $755,000 | $1,110,000 | 47.0% | 0.1% |
| Discover Bank | $4,285,000 | $1,105,000 | -74.2% | 0.1% |
| Peoples Security Bank and Trust Company | $4,600,000 | $1,080,000 | -76.5% | 0.1% |
| Chambers Bank | $1,070,000 | n/a | 0.1% | |
| LONGBRIDGE FINANCIAL, LLC | $95,000 | $1,055,000 | 1,010.5% | 0.1% |
| PIKE CREEK MORTGAGE SERVICES, INC. | $275,000 | $1,025,000 | 272.7% | 0.1% |
| IRCO COMMUNITY FCU | $1,010,000 | n/a | 0.1% | |
| Northeast Equitable Mortgage, LLC | $265,000 | $1,010,000 | 281.1% | 0.1% |
| American Bank | $1,005,000 | n/a | 0.1% | |
| Securityplus FCU | $315,000 | $1,005,000 | 219.0% | 0.1% |
| AMERITRUST MORTGAGE CORPORATION | $1,000,000 | n/a | 0.1% | |
| Toyota Financial Savings Bank | $135,000 | $995,000 | 637.0% | 0.1% |
| Logan Finance Corporation | $105,000 | $985,000 | 838.1% | 0.0% |
| EVERENCE FEDERAL CREDIT UNION | $855,000 | $950,000 | 11.1% | 0.0% |
| Ardent Federal Credit Union | $905,000 | $945,000 | 4.4% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $780,000 | $940,000 | 20.5% | 0.0% |
| Firstrust Savings Bank | $1,050,000 | $940,000 | -10.5% | 0.0% |
| ALLIANT CREDIT UNION | $595,000 | $920,000 | 54.6% | 0.0% |
| HERSHEY | $725,000 | $915,000 | 26.2% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $870,000 | $905,000 | 4.0% | 0.0% |
| SUMMIT FUNDING, INC. | $895,000 | n/a | 0.0% | |
| Capital Bank | $690,000 | $890,000 | 29.0% | 0.0% |
| ARC HOME LLC | $900,000 | $875,000 | -2.8% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $860,000 | $875,000 | 1.7% | 0.0% |
| UNITED MORTGAGE CORP | $800,000 | $875,000 | 9.4% | 0.0% |
| Flagstar Bank, FSB | $5,855,000 | $845,000 | -85.6% | 0.0% |
| MLD MORTGAGE INC. | $835,000 | n/a | 0.0% | |
| MILEND, INC. | $1,330,000 | $825,000 | -38.0% | 0.0% |
| Nations Lending Corporation | $265,000 | $825,000 | 211.3% | 0.0% |
| MORTGAGE EQUITY PARTNERS LLC | $1,095,000 | $820,000 | -25.1% | 0.0% |
| PEOPLE FIRST | $1,980,000 | $800,000 | -59.6% | 0.0% |
| FRANKLIN MINT | $1,265,000 | $775,000 | -38.7% | 0.0% |
| Commerce Home Mortgage, Inc. | $770,000 | n/a | 0.0% | |
| Signature Federal Credit Union | $760,000 | n/a | 0.0% | |
| BHCU | $755,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $225,000 | $750,000 | 233.3% | 0.0% |
| UNITED | $375,000 | $715,000 | 90.7% | 0.0% |
| MERCK SHARP & DOHME FEDERAL CREDIT UNION | $955,000 | $710,000 | -25.7% | 0.0% |
| FIRST HERITAGE FINANCIAL, LLC | $1,230,000 | $705,000 | -42.7% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $865,000 | $665,000 | -23.1% | 0.0% |
| Bethpage Federal Credit Union | $655,000 | n/a | 0.0% | |
| APCI Federal Credit Union | $2,710,000 | $650,000 | -76.0% | 0.0% |
| ESSA Bank & Trust | $240,000 | $640,000 | 166.7% | 0.0% |
| MORTGAGE ACCESS CORP. | $1,540,000 | $640,000 | -58.4% | 0.0% |
| Great Southern Bank | $635,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $630,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $45,000 | $630,000 | 1,300.0% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $1,920,000 | $625,000 | -67.4% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $610,000 | n/a | 0.0% | |
| JMAC LENDING, INC. | $135,000 | $605,000 | 348.1% | 0.0% |
| CLEARPATH LENDING | $575,000 | $590,000 | 2.6% | 0.0% |
| Phoenixville Federal Bank and Trust | $310,000 | $575,000 | 85.5% | 0.0% |
| First Northern Bank and Trust Company | $565,000 | n/a | 0.0% | |
| CLIFFCO, INC. | $555,000 | n/a | 0.0% | |
| Truity Federal Credit Union | $555,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $185,000 | $545,000 | 194.6% | 0.0% |
| Waterstone Mortgage Corporation | $545,000 | n/a | 0.0% | |
| LENDINGONE, LLC | $1,740,000 | $540,000 | -69.0% | 0.0% |
| RESIDENTIAL BANCORP | $535,000 | n/a | 0.0% | |
| AFFINITY | $55,000 | $525,000 | 854.5% | 0.0% |
| Unity Bank | $525,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $520,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $105,000 | $515,000 | 390.5% | 0.0% |
| NP, Inc. | $1,095,000 | $515,000 | -53.0% | 0.0% |
| OceanFirst Bank | $650,000 | $510,000 | -21.5% | 0.0% |
| MICHIGAN MUTUAL, INC. | $1,080,000 | $505,000 | -53.2% | 0.0% |
| Cornerstone First Mortgage, Inc | $490,000 | n/a | 0.0% | |
| Franklin Loan Corporation | $510,000 | $490,000 | -3.9% | 0.0% |
| AmeriServ Financial Bank | $315,000 | $480,000 | 52.4% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $470,000 | n/a | 0.0% | |
| PHILADELPHIA | $25,000 | $470,000 | 1,780.0% | 0.0% |
| FIDELITY DIRECT MORTGAGE, LLC | $195,000 | $445,000 | 128.2% | 0.0% |
| First Resource Bank | $440,000 | n/a | 0.0% | |
| GENISYS | $110,000 | $435,000 | 295.5% | 0.0% |
| Luxury Mortgage Corp. | $420,000 | n/a | 0.0% | |
| LEHIGH VALLEY EDUCATORS | $90,000 | $415,000 | 361.1% | 0.0% |
| Bank of Belleville | $395,000 | n/a | 0.0% | |
| OAKTREE FUNDING CORP. | $310,000 | $395,000 | 27.4% | 0.0% |
| BAY CAPITAL MORTGAGE CORPORATION | $385,000 | n/a | 0.0% | |
| C & F Mortgage Corporation | $385,000 | n/a | 0.0% | |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $295,000 | $380,000 | 28.8% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $375,000 | n/a | 0.0% | |
| Ballston Spa National Bank | $435,000 | $370,000 | -14.9% | 0.0% |
| The Fidelity Deposit and Discount Bank | $430,000 | $365,000 | -15.1% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $755,000 | $365,000 | -51.7% | 0.0% |
| AMERICAN FINANCING CORPORATION | $1,105,000 | $360,000 | -67.4% | 0.0% |
| PINNACLE MORTGAGE, INC. | $480,000 | $355,000 | -26.0% | 0.0% |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | $365,000 | $350,000 | -4.1% | 0.0% |
| Citibank | $305,000 | $335,000 | 9.8% | 0.0% |
| First-Citizens Bank & Trust Company | $325,000 | n/a | 0.0% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $205,000 | $325,000 | 58.5% | 0.0% |
| Superior Credit Union | $235,000 | $325,000 | 38.3% | 0.0% |
| The Dart Bank | $325,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $315,000 | n/a | 0.0% | |
| UBS Bank USA | $605,000 | $315,000 | -47.9% | 0.0% |
| Clearview Federal Credit Union | $305,000 | n/a | 0.0% | |
| Performance Financial, Inc. | $305,000 | n/a | 0.0% | |
| Prosper Bank | $300,000 | n/a | 0.0% | |
| Strong Home Mortgage, LLC | $485,000 | $295,000 | -39.2% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $285,000 | n/a | 0.0% | |
| BELCO COMMUNITY CREDIT UNION | $205,000 | $280,000 | 36.6% | 0.0% |
| Mauch Chunk Trust Company | $275,000 | n/a | 0.0% | |
| POLARIS HOME FUNDING CORP. | $420,000 | $275,000 | -34.5% | 0.0% |
| Towne Bank | $275,000 | n/a | 0.0% | |
| LIMA ONE CAPITAL, LLC | $485,000 | $270,000 | -44.3% | 0.0% |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. | $265,000 | n/a | 0.0% | |
| POLISH & SLAVIC FEDERAL CREDIT UNION | $165,000 | $265,000 | 60.6% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $990,000 | $255,000 | -74.2% | 0.0% |
| GREENWOOD | $355,000 | $255,000 | -28.2% | 0.0% |
| Quontic Bank | $175,000 | $255,000 | 45.7% | 0.0% |
| The Gratz Bank | $250,000 | n/a | 0.0% | |
| The Neffs National Bank | $255,000 | $245,000 | -3.9% | 0.0% |
| HOMESTEAD FUNDING CORP. | $330,000 | $235,000 | -28.8% | 0.0% |
| Credence Funding Corporation | $430,000 | $225,000 | -47.7% | 0.0% |
| Allied First Bank,sb | $220,000 | n/a | 0.0% | |
| CONSTRUCTIVE LOANS, LLC | $205,000 | n/a | 0.0% | |
| Reliance Savings Bank | $195,000 | n/a | 0.0% | |
| US MORTGAGE CORPORATION | $795,000 | $195,000 | -75.5% | 0.0% |
| DATA MORTGAGE, INC. | $185,000 | n/a | 0.0% | |
| First Heritage Mortgage, LLC | $175,000 | n/a | 0.0% | |
| GREENWAY MORTGAGE FUNDING CORP. | $175,000 | n/a | 0.0% | |
| Jersey Shore State Bank | $760,000 | $175,000 | -77.0% | 0.0% |
| Sun East Federal Credit Union | $175,000 | n/a | 0.0% | |
| NATION ONE MORTGAGE CORPORATION | $725,000 | $170,000 | -76.6% | 0.0% |
| USAlliance Federal Credit Union | $55,000 | $170,000 | 209.1% | 0.0% |
| First National Bank of America | $305,000 | $155,000 | -49.2% | 0.0% |
| TOWER | $65,000 | $155,000 | 138.5% | 0.0% |
| United States Senate Federal Credit Union | $155,000 | n/a | 0.0% | |
| 1st Colonial Community Bank | $280,000 | $150,000 | -46.4% | 0.0% |
| FIRST TECHNOLOGY | $1,115,000 | $145,000 | -87.0% | 0.0% |
| LAFAYETTE FEDERAL CREDIT UNION | $145,000 | n/a | 0.0% | |
| Barrington Bank & Trust Company, N.A. | $75,000 | $135,000 | 80.0% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $85,000 | $135,000 | 58.8% | 0.0% |
| Charles Schwab Bank, SSB | $125,000 | n/a | 0.0% | |
| Connexus Credit Union | $95,000 | $125,000 | 31.6% | 0.0% |
| LENDSURE MORTGAGE CORP. | $125,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $125,000 | n/a | 0.0% | |
| DUPACO COMMUNITY | $115,000 | n/a | 0.0% | |
| CONSUMERS COOPERATIVE CREDIT UNION | $105,000 | n/a | 0.0% | |
| First Commonwealth Bank | $170,000 | $105,000 | -38.2% | 0.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $105,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $105,000 | n/a | 0.0% | |
| THE MORTGAGE FIRM, INC. | $95,000 | n/a | 0.0% | |
| Bank-Fund Staff Federal Credit Union | $85,000 | n/a | 0.0% | |
| FREEDOM CREDIT UNION | $120,000 | $85,000 | -29.2% | 0.0% |
| Northpointe Bank | $3,505,000 | $85,000 | -97.6% | 0.0% |
| Leader Bank | $75,000 | n/a | 0.0% | |
| Municipal Credit Union | $75,000 | n/a | 0.0% | |
| Regions Bank | $75,000 | n/a | 0.0% | |
| Abacus Federal Savings Bank | $65,000 | n/a | 0.0% | |
| CNB Bank | $115,000 | $55,000 | -52.2% | 0.0% |
| Old Second National Bank | $55,000 | n/a | 0.0% | |
| Valley National Bank | $205,000 | $55,000 | -73.2% | 0.0% |
| MORTGAGE CENTER L.C | $45,000 | n/a | 0.0% | |
| TEACHERS | $105,000 | $45,000 | -57.1% | 0.0% |
| BENCHMARK Federal Credit Union | $45,000 | $35,000 | -22.2% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $50,000 | $25,000 | -50.0% | 0.0% |
| New Cumberland Federal Credit Union | $85,000 | $25,000 | -70.6% | 0.0% |
READING's top lender by overall market share is CROSSCOUNTRY MORTGAGE, LLC, with 5.6% market share. In second place, with 5.1%, is QUICKEN LOANS, LLC, having originated $100,880,000 in loans. In third place, with 5.1%, is Mortgage America, Inc., having originated $99,875,000 in loans. In fourth place, with 3.9%, is CMG MORTGAGE, INC., having originated $76,690,000 in loans. In fifth place, with 3.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $73,605,000 in loans.
READING Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - READING (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $171,945 (1.2%) | $224,586 (3.4%) | 0.64 | 1,241 |
| 2018-02-01 | $174,950 (0.7%) | $224,243 (0.6%) | 0.64 | 1,159 |
| 2018-03-01 | $179,900 (2.8%) | $232,726 (4.0%) | 0.63 | 1,103 |
| 2018-04-01 | $186,875 (1.1%) | $237,457 (3.7%) | 0.63 | 1,159 |
| 2018-05-01 | $199,900 (5.3%) | $247,733 (6.8%) | 0.67 | 1,191 |
| 2018-06-01 | $209,945 (10.8%) | $256,616 (9.7%) | 0.70 | 1,253 |
| 2018-07-01 | $209,050 (10.1%) | $255,063 (7.8%) | 0.70 | 1,253 |
| 2018-08-01 | $210,500 (13.8%) | $255,859 (9.0%) | 0.71 | 1,253 |
| 2018-09-01 | $209,900 (16.7%) | $253,270 (9.3%) | 0.71 | 1,255 |
| 2018-10-01 | $209,950 (17.4%) | $255,392 (10.2%) | 0.71 | 1,246 |
| 2018-11-01 | $209,900 (20.2%) | $254,543 (12.6%) | 0.71 | 1,239 |
| 2018-12-01 | $204,990 (17.2%) | $251,406 (9.4%) | 0.71 | 1,176 |
| 2019-01-01 | $199,948 (16.3%) | $251,747 (12.1%) | 0.69 | 1,071 |
| 2019-02-01 | $199,945 (14.3%) | $256,610 (14.4%) | 0.68 | 1,009 |
| 2019-03-01 | $208,471 (15.9%) | $261,668 (12.4%) | 0.68 | 997 |
| 2019-04-01 | $222,400 (19.0%) | $268,807 (13.2%) | 0.71 | 987 |
| 2019-05-01 | $222,400 (11.3%) | $269,733 (8.9%) | 0.70 | 1,006 |
| 2019-06-01 | $220,000 (4.8%) | $268,946 (4.8%) | 0.69 | 1,030 |
| 2019-07-01 | $219,900 (5.2%) | $265,874 (4.2%) | 0.69 | 1,095 |
| 2019-08-01 | $218,991 (4.0%) | $269,232 (5.2%) | 0.69 | 1,077 |
| 2019-09-01 | $225,127 (7.3%) | $273,995 (8.2%) | 0.72 | 1,043 |
| 2019-10-01 | $232,445 (10.7%) | $278,665 (9.1%) | 0.75 | 998 |
| 2019-11-01 | $235,000 (12.0%) | $280,092 (10.0%) | 0.77 | 953 |
| 2019-12-01 | $233,725 (14.0%) | $281,449 (12.0%) | 0.78 | 841 |
| 2020-01-01 | $229,950 (15.0%) | $282,298 (12.1%) | 0.77 | 770 |
| 2020-02-01 | $247,300 (23.7%) | $287,164 (11.9%) | 0.81 | 717 |
| 2020-03-01 | $259,900 (24.7%) | $297,749 (13.8%) | 0.81 | 675 |
| 2020-04-01 | $274,674 (23.5%) | $313,591 (16.7%) | 0.86 | 593 |
| 2020-05-01 | $259,900 (16.9%) | $303,032 (12.4%) | 0.79 | 619 |
| 2020-06-01 | $249,950 (13.6%) | $306,374 (13.9%) | 0.74 | 587 |
| 2020-07-01 | $272,650 (24.0%) | $326,195 (22.7%) | 0.79 | 486 |
| 2020-08-01 | $270,000 (23.3%) | $322,004 (19.6%) | 0.77 | 479 |
| 2020-09-01 | $259,975 (15.5%) | $317,546 (15.9%) | 0.74 | 477 |
| 2020-10-01 | $264,900 (14.0%) | $325,747 (16.9%) | 0.76 | 460 |
| 2020-11-01 | $267,400 (13.8%) | $315,962 (12.8%) | 0.78 | 465 |
| 2020-12-01 | $262,400 (12.3%) | $311,155 (10.6%) | 0.78 | 432 |
| 2021-01-01 | $259,000 (12.6%) | $317,005 (12.3%) | 0.77 | 367 |
| 2021-02-01 | $284,900 (15.2%) | $346,614 (20.7%) | 0.83 | 284 |
| 2021-03-01 | $288,450 (11.0%) | $354,339 (19.0%) | 0.82 | 274 |
| 2021-04-01 | $279,075 (1.6%) | $341,853 (9.0%) | 0.76 | 285 |
| 2021-05-01 | $274,900 (5.8%) | $339,395 (12.0%) | 0.73 | 313 |
| 2021-06-01 | $237,748 (-4.9%) | $314,874 (2.8%) | 0.63 | 407 |
| 2021-07-01 | $249,245 (-8.6%) | $322,735 (-1.1%) | 0.66 | 414 |
| 2021-08-01 | $246,495 (-8.7%) | $315,304 (-2.1%) | 0.66 | 448 |
| 2021-09-01 | $242,450 (-6.7%) | $312,485 (-1.6%) | 0.65 | 438 |
| 2021-10-01 | $245,990 (-7.1%) | $320,052 (-1.8%) | 0.66 | 438 |
| 2021-11-01 | $245,220 (-8.3%) | $310,791 (-1.6%) | 0.66 | 411 |
| 2021-12-01 | $232,500 (-11.4%) | $296,653 (-4.7%) | 0.63 | 352 |
| 2022-01-01 | $239,900 (-7.4%) | $308,839 (-2.6%) | 0.65 | 273 |
| 2022-02-01 | $239,450 (-16.0%) | $313,873 (-9.5%) | 0.62 | 261 |
| 2022-03-01 | $254,725 (-11.7%) | $332,217 (-6.2%) | 0.64 | 251 |
| 2022-04-01 | $259,950 (-6.9%) | $336,724 (-1.5%) | 0.62 | 270 |
| 2022-05-01 | $249,950 (-9.1%) | $331,140 (-2.4%) | 0.57 | 279 |
| 2022-06-01 | $254,950 (7.2%) | $343,398 (9.1%) | 0.57 | 339 |
| 2022-07-01 | $254,900 (2.3%) | $339,794 (5.3%) | 0.57 | 393 |
| 2022-08-01 | $264,925 (7.5%) | $336,335 (6.7%) | 0.61 | 412 |
| 2022-09-01 | $247,000 (1.9%) | $327,063 (4.7%) | 0.58 | 423 |
| 2022-10-01 | $250,000 (1.6%) | $332,820 (4.0%) | 0.59 | 421 |
| 2022-11-01 | $272,450 (11.1%) | $342,442 (10.2%) | 0.65 | 411 |
| 2022-12-01 | $279,500 (20.2%) | $334,996 (12.9%) | 0.69 | 357 |
| 2023-01-01 | $274,375 (14.4%) | $344,905 (11.7%) | 0.68 | 304 |
| 2023-02-01 | $282,450 (18.0%) | $354,823 (13.1%) | 0.68 | 277 |
| 2023-03-01 | $297,450 (16.8%) | $379,124 (14.1%) | 0.70 | 281 |
| 2023-04-01 | $314,950 (21.2%) | $383,923 (14.0%) | 0.73 | 295 |
| 2023-05-01 | $316,200 (26.5%) | $395,269 (19.4%) | 0.72 | 306 |
| 2023-06-01 | $339,482 (33.2%) | $413,255 (20.3%) | 0.76 | 320 |
| 2023-07-01 | $335,607 (31.7%) | $421,415 (24.0%) | 0.76 | 309 |
| 2023-08-01 | $330,825 (24.9%) | $403,604 (20.0%) | 0.76 | 325 |
| 2023-09-01 | $349,900 (41.7%) | $406,765 (24.4%) | 0.81 | 342 |
| 2023-10-01 | $347,671 (39.1%) | $406,877 (22.3%) | 0.82 | 367 |
| 2023-11-01 | $336,200 (23.4%) | $395,412 (15.5%) | 0.80 | 376 |
| 2023-12-01 | $316,750 (13.3%) | $371,887 (11.0%) | 0.77 | 360 |
| 2024-01-01 | $307,450 (12.1%) | $369,204 (7.1%) | 0.75 | 305 |
| 2024-02-01 | $306,200 (8.4%) | $365,293 (3.0%) | 0.74 | 280 |
| 2024-03-01 | $298,500 (0.4%) | $378,392 (-0.2%) | 0.70 | 262 |
| 2024-04-01 | $325,000 (3.2%) | $397,227 (3.5%) | 0.76 | 278 |
| 2024-05-01 | $349,925 (10.7%) | $419,082 (6.0%) | 0.80 | 285 |
| 2024-06-01 | $349,450 (2.9%) | $428,576 (3.7%) | 0.79 | 300 |
| 2024-07-01 | $342,450 (2.0%) | $414,621 (-1.6%) | 0.78 | 359 |
| 2024-08-01 | $339,900 (2.7%) | $414,093 (2.6%) | 0.79 | 388 |
| 2024-09-01 | $346,163 (-1.1%) | $418,136 (2.8%) | 0.81 | 391 |
| 2024-10-01 | $347,450 (-0.1%) | $400,142 (-1.7%) | 0.82 | 420 |
| 2024-11-01 | $335,000 (-0.4%) | $393,399 (-0.5%) | 0.80 | 425 |
| 2024-12-01 | $329,950 (4.2%) | $388,851 (4.6%) | 0.82 | 382 |
| 2025-01-01 | $330,000 (7.3%) | $388,060 (5.1%) | 0.82 | 364 |
| 2025-02-01 | $338,700 (10.6%) | $385,473 (5.5%) | 0.82 | 341 |
| 2025-03-01 | $329,900 (10.5%) | $401,729 (6.2%) | 0.78 | 305 |
| 2025-04-01 | $334,950 (3.1%) | $404,996 (2.0%) | 0.78 | 313 |
| 2025-05-01 | $349,900 (0.0%) | $412,891 (-1.5%) | 0.80 | 366 |
| 2025-06-01 | $344,950 (-1.3%) | $424,364 (-1.0%) | 0.78 | 399 |
| 2025-07-01 | $349,900 (2.2%) | $423,144 (2.1%) | 0.80 | 408 |
| 2025-08-01 | $330,000 (-2.9%) | $415,780 (0.4%) | 0.77 | 474 |
| 2025-09-01 | $327,450 (-5.4%) | $405,634 (-3.0%) | 0.77 | 522 |
| 2025-10-01 | $319,950 (-7.9%) | $397,331 (-0.7%) | 0.75 | 499 |
| 2025-11-01 | $319,900 (-4.5%) | $388,205 (-1.3%) | 0.77 | 513 |
| 2025-12-01 | $312,400 (-5.3%) | $387,500 (-0.4%) | 0.78 | 421 |
| 2026-01-01 | $309,950 (-6.1%) | $393,883 (1.5%) | 0.78 | 380 |
| 2026-02-01 | $307,475 (-9.2%) | $400,549 (3.9%) | 0.76 | 311 |
| 2026-03-01 | $325,000 (-1.5%) | $418,334 (4.1%) | 0.78 | 337 |
| 2026-04-01 | $348,900 (4.2%) | $430,623 (6.3%) | 0.82 | 388 |
| 2026-05-01 | $349,900 (0.0%) | $444,793 (7.7%) | 0.81 | 400 |
| 2026-06-01 | $354,900 (2.9%) | $437,724 (3.2%) | 0.83 | 459 |
| 2026-07-01 | $337,550 (-3.5%) | $430,600 (1.8%) | 0.79 | 502 |
| 2026-08-01 | $325,000 (-1.5%) | $416,254 (0.1%) | 0.77 | 521 |
| 2026-09-01 | $327,400 (0.0%) | $411,144 (1.4%) | 0.00 | 542 |
| 2026-10-01 | $324,900 (1.6%) | $409,259 (3.0%) | 0.00 | 591 |
READING's median listing price for 2026-10-01 was $324,900, a difference of
$4,950
(1.6%) versus the prior year and
$-2,500 versus the prior month.
READING's median listing price comes in at 0% of the national average.
READING's average listing price for 2026-10-01 was $409,259, a difference of $11,928 (3.0%) versus the prior year and $-1,885 versus the prior month.
For the 2026-10-01 period, READING had 591 MLS listings, a difference of 49 listings (9%) versus the prior month and 92 listings (18%) versus the prior year.
READING's median listing price comes in at 0% of the national average.
READING's average listing price for 2026-10-01 was $409,259, a difference of $11,928 (3.0%) versus the prior year and $-1,885 versus the prior month.
For the 2026-10-01 period, READING had 591 MLS listings, a difference of 49 listings (9%) versus the prior month and 92 listings (18%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - READING (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 92 days | 1,742 sqft |
| 2018-02-01 | 90 days | 1,770 sqft |
| 2018-03-01 | 65 days | 1,794 sqft |
| 2018-04-01 | 52 days | 1,813 sqft |
| 2018-05-01 | 52 days | 1,863 sqft |
| 2018-06-01 | 53 days | 1,918 sqft |
| 2018-07-01 | 58 days | 1,886 sqft |
| 2018-08-01 | 60 days | 1,889 sqft |
| 2018-09-01 | 64 days | 1,900 sqft |
| 2018-10-01 | 67 days | 1,900 sqft |
| 2018-11-01 | 67 days | 1,880 sqft |
| 2018-12-01 | 73 days | 1,858 sqft |
| 2019-01-01 | 85 days | 1,856 sqft |
| 2019-02-01 | 87 days | 1,887 sqft |
| 2019-03-01 | 69 days | 1,938 sqft |
| 2019-04-01 | 47 days | 1,998 sqft |
| 2019-05-01 | 39 days | 1,986 sqft |
| 2019-06-01 | 40 days | 1,952 sqft |
| 2019-07-01 | 44 days | 1,948 sqft |
| 2019-08-01 | 48 days | 1,963 sqft |
| 2019-09-01 | 53 days | 1,996 sqft |
| 2019-10-01 | 58 days | 2,025 sqft |
| 2019-11-01 | 58 days | 2,036 sqft |
| 2019-12-01 | 70 days | 2,009 sqft |
| 2020-01-01 | 77 days | 2,020 sqft |
| 2020-02-01 | 66 days | 2,035 sqft |
| 2020-03-01 | 44 days | 2,080 sqft |
| 2020-04-01 | 66 days | 2,134 sqft |
| 2020-05-01 | 74 days | 2,034 sqft |
| 2020-06-01 | 40 days | 2,047 sqft |
| 2020-07-01 | 34 days | 2,109 sqft |
| 2020-08-01 | 28 days | 2,144 sqft |
| 2020-09-01 | 25 days | 2,030 sqft |
| 2020-10-01 | 41 days | 2,052 sqft |
| 2020-11-01 | 42 days | 2,010 sqft |
| 2020-12-01 | 47 days | 1,963 sqft |
| 2021-01-01 | 57 days | 1,934 sqft |
| 2021-02-01 | 62 days | 2,101 sqft |
| 2021-03-01 | 45 days | 2,007 sqft |
| 2021-04-01 | 30 days | 1,950 sqft |
| 2021-05-01 | 25 days | 1,892 sqft |
| 2021-06-01 | 31 days | 1,811 sqft |
| 2021-07-01 | 38 days | 1,832 sqft |
| 2021-08-01 | 39 days | 1,812 sqft |
| 2021-09-01 | 39 days | 1,785 sqft |
| 2021-10-01 | 43 days | 1,792 sqft |
| 2021-11-01 | 45 days | 1,786 sqft |
| 2021-12-01 | 48 days | 1,756 sqft |
| 2022-01-01 | 50 days | 1,695 sqft |
| 2022-02-01 | 42 days | 1,742 sqft |
| 2022-03-01 | 28 days | 1,770 sqft |
| 2022-04-01 | 27 days | 1,810 sqft |
| 2022-05-01 | 22 days | 1,771 sqft |
| 2022-06-01 | 23 days | 1,777 sqft |
| 2022-07-01 | 29 days | 1,780 sqft |
| 2022-08-01 | 31 days | 1,794 sqft |
| 2022-09-01 | 39 days | 1,774 sqft |
| 2022-10-01 | 39 days | 1,792 sqft |
| 2022-11-01 | 42 days | 1,847 sqft |
| 2022-12-01 | 56 days | 1,840 sqft |
| 2023-01-01 | 61 days | 1,824 sqft |
| 2023-02-01 | 49 days | 1,902 sqft |
| 2023-03-01 | 37 days | 1,977 sqft |
| 2023-04-01 | 33 days | 1,956 sqft |
| 2023-05-01 | 32 days | 1,981 sqft |
| 2023-06-01 | 37 days | 1,967 sqft |
| 2023-07-01 | 39 days | 1,968 sqft |
| 2023-08-01 | 35 days | 1,930 sqft |
| 2023-09-01 | 40 days | 1,969 sqft |
| 2023-10-01 | 38 days | 1,981 sqft |
| 2023-11-01 | 38 days | 1,880 sqft |
| 2023-12-01 | 45 days | 1,848 sqft |
| 2024-01-01 | 52 days | 1,822 sqft |
| 2024-02-01 | 38 days | 1,807 sqft |
| 2024-03-01 | 36 days | 1,702 sqft |
| 2024-04-01 | 29 days | 1,821 sqft |
| 2024-05-01 | 26 days | 1,934 sqft |
| 2024-06-01 | 27 days | 1,986 sqft |
| 2024-07-01 | 29 days | 1,962 sqft |
| 2024-08-01 | 34 days | 1,966 sqft |
| 2024-09-01 | 37 days | 1,955 sqft |
| 2024-10-01 | 36 days | 1,954 sqft |
| 2024-11-01 | 38 days | 1,888 sqft |
| 2024-12-01 | 43 days | 1,884 sqft |
| 2025-01-01 | 50 days | 1,894 sqft |
| 2025-02-01 | 37 days | 1,820 sqft |
| 2025-03-01 | 30 days | 1,808 sqft |
| 2025-04-01 | 23 days | 1,804 sqft |
| 2025-05-01 | 21 days | 1,825 sqft |
| 2025-06-01 | 26 days | 1,896 sqft |
| 2025-07-01 | 28 days | 1,927 sqft |
| 2025-08-01 | 28 days | 1,896 sqft |
| 2025-09-01 | 32 days | 1,859 sqft |
| 2025-10-01 | 38 days | 1,866 sqft |
| 2025-11-01 | 39 days | 1,792 sqft |
| 2025-12-01 | 49 days | 1,741 sqft |
| 2026-01-01 | 54 days | 1,747 sqft |
| 2026-02-01 | 50 days | 1,765 sqft |
| 2026-03-01 | 24 days | 1,773 sqft |
| 2026-04-01 | 24 days | 1,780 sqft |
| 2026-05-01 | 24 days | 1,838 sqft |
| 2026-06-01 | 26 days | 1,832 sqft |
| 2026-07-01 | 30 days | 1,741 sqft |
| 2026-08-01 | 32 days | 1,694 sqft |
| 2026-09-01 | 0 days | 1,717 sqft |
| 2026-10-01 | 0 days | 1,696 sqft |
READING's median listing age (time on market) for 2026-10-01 was 0 days.
This
is -100%
shorter
than the same period one year ago.
READING's median square footage for active listings during the 2026-10-01 period was 1,696 sqft. One year prior, the average listing was 1,866 sqft.
READING's median square footage for active listings during the 2026-10-01 period was 1,696 sqft. One year prior, the average listing was 1,866 sqft.
READING, PA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 4,174 | $1,134,200,000 | $271,730 |
| Refi | 1,537 | $360,335,000 | $234,440 |
| Cash Out Refi | 1,318 | $233,040,000 | $176,813 |
| Home Improvement | 1,298 | $138,420,000 | $106,641 |
| Other | 1,166 | $105,790,000 | $90,729 |
| NA | 1 | $295,000 | $295,000 |
Reading's most frequently cited loan purpose was Home Purchase, with 4,174 originations. The 2nd most popular reason was Refi, with 1,537 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 4,054 | $1,000,260,000 | $246,734 |
| 7-8% | 1,587 | $329,505,000 | $207,628 |
| 5-6% | 1,422 | $306,480,000 | $215,527 |
| Over 8% | 1,211 | $116,455,000 | $96,164 |
| <2.5% | 323 | $31,775,000 | $98,375 |
| 2.5-3% | 208 | $19,830,000 | $95,337 |
| 3-4% | 186 | $29,520,000 | $158,710 |
| 4-5% | 144 | $49,850,000 | $346,181 |
During 2025, Reading's most frequently originated rate bucket was 6-7%, with 4,054 originations.
Loan Sizing (READING, PA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 3,437 | $949,355,000 | $276,216 |
| $100k-200k | 2,746 | $400,040,000 | $145,681 |
| $100,000 or less | 2,597 | $142,745,000 | $54,965 |
| $400k-600k | 590 | $276,980,000 | $469,458 |
| $600k-1000k | 96 | $67,860,000 | $706,875 |
| $Over $1MM | 28 | $135,100,000 | $4,825,000 |
READING's loan sizing saw the bucket of loans from $200k-400k with 3,437 originations, totaling $949,355,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 3,021 | $864,015,000 | $286,003 |
| 60-80% | 1,977 | $521,995,000 | $264,034 |
| 20-40% | 1,627 | $179,655,000 | $110,421 |
| Under 20% | 1,623 | $79,565,000 | $49,023 |
| 40-60% | 888 | $207,570,000 | $233,750 |
| Over 100% | 45 | $15,075,000 | $335,000 |
READING's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 3,021 originations, totaling $864,015,000 in origination value.