READING Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Reading averaged
6.66%
for the week of 2023-03-16, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2023-03-09) was
7.09% and
one month ago for the week of 2023-02-09, the
average rate was 6.28%.
Reading's average rate one year ago was 3.53%.
For refis of the same type during the week of 2023-03-16, the average rate
was 7.22%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-03-16 | 6.6% |
| Reading 30 Year Fixed Rate | 2023-03-16 | 6.66% |
| Reading 30 Year Fixed Rate Refi | 2023-03-16 | 7.22% |
| Reading 15 Year Fixed Rate | 2023-03-16 | 6.79% |
| Reading 15 Year Fixed Rate Refi | 2023-03-16 | 6.2% |
| Reading 30 Year FHA | 2023-03-16 | 6.59% |
| Reading 30 Year FHA Refi | 2023-03-16 | 6.34% |
| Reading 30 Year USDA | 2023-03-16 | 6.2% |
| Reading 30 Year USDA Refi | 2023-03-16 | 5.93% |
| Reading 30 Year VA | 2023-03-16 | 6.38% |
| Reading 30 Year VA Refi | 2023-03-16 | 5.73% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within READING, PA.
READING Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the READING, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
READING Average Closing Costs & Other Stats
READING, PA's 246 lenders originated 10,614
loans during 2022. The total origination value was $1,939,280,000, with an average loan value of
$182,710.
READING's average closing costs are $5,556.
The top READING lender as defined by loan originations is Mortgage America, Inc., with
394 loans originated. Their average total fees are
$5,030, which is $1,753
lower than the next largest lender,
CROSSCOUNTRY MORTGAGE, LLC.
The lowest fee READING lenders (with over 10 loans originated) are
PENNSYLVANIA STATE EMPLOYEES Credit Union ($3,252), VISIONS ($3,436), Customers Bank ($3,676), CITADEL FEDERAL CREDIT UNION ($3,680) and Diamond Credit Union ($3,754).
The lowest rate READING lenders (with over 10 loans originated) are
Santander Bank, N.A. (3.37%), VISIONS (3.75%), Ally Bank (3.84%), BETTER MORTGAGE CORPORATION (3.99%) and Bank of America (4.04%).
READING, PA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| Mortgage America, Inc. | $176,800,000 | $114,025,000 | -35.5% | 5.9% |
| QUICKEN LOANS, LLC | $238,285,000 | $112,520,000 | -52.8% | 5.8% |
| CROSSCOUNTRY MORTGAGE, LLC | $116,875,000 | $92,585,000 | -20.8% | 4.8% |
| Citizens Bank | $91,230,000 | $81,790,000 | -10.3% | 4.2% |
| Fulton Bank | $118,590,000 | $61,635,000 | -48.0% | 3.2% |
| Diamond Credit Union | $73,650,000 | $56,780,000 | -22.9% | 2.9% |
| UNITED WHOLESALE MORTGAGE, LLC | $52,520,000 | $52,355,000 | -0.3% | 2.7% |
| Northpointe Bank | $96,745,000 | $50,265,000 | -48.0% | 2.6% |
| Truist | $35,355,000 | $44,705,000 | 26.4% | 2.3% |
| Wells Fargo Bank | $139,160,000 | $43,700,000 | -68.6% | 2.3% |
| First National Bank of Pennsylvania | $44,405,000 | $35,980,000 | -19.0% | 1.9% |
| GUILD MORTGAGE COMPANY | $13,815,000 | $33,515,000 | 142.6% | 1.7% |
| LOANDEPOT.COM, LLC | $55,005,000 | $32,365,000 | -41.2% | 1.7% |
| Univest Bank and Trust Co. | $24,455,000 | $31,870,000 | 30.3% | 1.6% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $35,425,000 | $28,905,000 | -18.4% | 1.5% |
| Customers Bank | $37,560,000 | $26,985,000 | -28.2% | 1.4% |
| CONTOUR MORTGAGE CORPORATION | $28,850,000 | $26,240,000 | -9.0% | 1.4% |
| M&T Bank | $28,595,000 | $24,755,000 | -13.4% | 1.3% |
| GUARANTEED RATE, INC. | $39,945,000 | $24,385,000 | -39.0% | 1.3% |
| Tompkins Trust Company | $24,265,000 | n/a | 1.3% | |
| Mortgage Research Center, LLC | $24,530,000 | $24,135,000 | -1.6% | 1.2% |
| The Ephrata National Bank | $22,575,000 | $21,660,000 | -4.1% | 1.1% |
| Capital One | $21,340,000 | n/a | 1.1% | |
| PENNYMAC LOAN SERVICES, LLC | $47,815,000 | $20,390,000 | -57.4% | 1.1% |
| FREEDOM MORTGAGE CORPORATION | $74,485,000 | $20,225,000 | -72.8% | 1.0% |
| MEMBERS 1ST FEDERAL CREDIT UNION | $14,490,000 | $19,955,000 | 37.7% | 1.0% |
| Mr. Cooper ( Nationstar Mortgage ) | $41,000,000 | $19,910,000 | -51.4% | 1.0% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | $23,715,000 | $18,120,000 | -23.6% | 0.9% |
| CALIBER HOME LOANS, INC. | $34,405,000 | $16,035,000 | -53.4% | 0.8% |
| Flagstar Bank, FSB | $6,095,000 | $15,930,000 | 161.4% | 0.8% |
| Fleetwood Bank | $27,470,000 | $15,640,000 | -43.1% | 0.8% |
| FINANCE OF AMERICA MORTGAGE LLC | $22,690,000 | $15,585,000 | -31.3% | 0.8% |
| UTILITIES EMPLOYEES CREDIT UNION | $14,850,000 | $15,000,000 | 1.0% | 0.8% |
| Discovery Federal Credit Union | $11,925,000 | $14,150,000 | 18.7% | 0.7% |
| Mid Penn Bank | $7,985,000 | $13,550,000 | 69.7% | 0.7% |
| First Commonwealth Federal Credit Union | $10,060,000 | $12,745,000 | 26.7% | 0.7% |
| Homesale Mortgage, LLC | $16,555,000 | $12,665,000 | -23.5% | 0.7% |
| JPMorgan Chase Bank | $20,240,000 | $11,915,000 | -41.1% | 0.6% |
| VISIONS | $12,865,000 | $11,880,000 | -7.7% | 0.6% |
| PNC Bank | $10,015,000 | $11,810,000 | 17.9% | 0.6% |
| AMERISAVE MORTGAGE CORPORATION | $23,975,000 | $11,655,000 | -51.4% | 0.6% |
| SUCCESS MORTGAGE PARTNERS, INC. | $21,795,000 | $11,625,000 | -46.7% | 0.6% |
| BROKER SOLUTIONS, INC. | $24,540,000 | $11,590,000 | -52.8% | 0.6% |
| BELLCO | $20,865,000 | $11,495,000 | -44.9% | 0.6% |
| NEWREZ LLC | $35,280,000 | $11,375,000 | -67.8% | 0.6% |
| ACNB Bank | $11,325,000 | n/a | 0.6% | |
| AmeriHome Mortgage Company, LLC | $16,700,000 | $10,540,000 | -36.9% | 0.5% |
| Prosperity Home Mortgage, LLC | $21,840,000 | $10,275,000 | -53.0% | 0.5% |
| UNION HOME MORTGAGE CORP. | $4,990,000 | $9,855,000 | 97.5% | 0.5% |
| MOVEMENT MORTGAGE, LLC | $20,005,000 | $9,520,000 | -52.4% | 0.5% |
| Santander Bank, N.A. | $54,425,000 | $9,165,000 | -83.2% | 0.5% |
| NAVY FEDERAL CREDIT UNION | $12,180,000 | $8,950,000 | -26.5% | 0.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $12,225,000 | $8,685,000 | -29.0% | 0.4% |
| Gateway First Bank | $17,060,000 | $8,530,000 | -50.0% | 0.4% |
| Paramount Residential Mortgage Group, Inc. | $11,280,000 | $8,435,000 | -25.2% | 0.4% |
| HOME POINT FINANCIAL CORPORATION | $28,595,000 | $8,360,000 | -70.8% | 0.4% |
| KeyBank | $13,190,000 | $8,095,000 | -38.6% | 0.4% |
| EMM LOANS LLC | $7,155,000 | $7,995,000 | 11.7% | 0.4% |
| GUARANTEED RATE AFFINITY, LLC | $8,140,000 | $7,910,000 | -2.8% | 0.4% |
| LEBANON | $5,840,000 | $6,990,000 | 19.7% | 0.4% |
| Bank of America | $15,760,000 | $6,855,000 | -56.5% | 0.4% |
| The Victory Bank | $4,925,000 | $6,535,000 | 32.7% | 0.3% |
| Orrstown Bank | $11,020,000 | $6,485,000 | -41.2% | 0.3% |
| RIVERFRONT | $7,845,000 | $6,430,000 | -18.0% | 0.3% |
| CITADEL FEDERAL CREDIT UNION | $10,975,000 | $6,090,000 | -44.5% | 0.3% |
| S&T Bank | $9,280,000 | $5,535,000 | -40.4% | 0.3% |
| USAA Federal Savings Bank | $4,515,000 | $5,300,000 | 17.4% | 0.3% |
| BETTER MORTGAGE CORPORATION | $19,395,000 | $5,235,000 | -73.0% | 0.3% |
| Philadelphia Mortgage Advisors, Inc. | $6,840,000 | $5,215,000 | -23.8% | 0.3% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $3,850,000 | $5,205,000 | 35.2% | 0.3% |
| Carrington Mortgage Services, LLC | $11,975,000 | $5,185,000 | -56.7% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $18,760,000 | $5,125,000 | -72.7% | 0.3% |
| The Huntington National Bank | $15,530,000 | $5,095,000 | -67.2% | 0.3% |
| New Tripoli Bank | $3,020,000 | $4,915,000 | 62.7% | 0.3% |
| Prudential Huntoon Paige Associates, LLC | $4,885,000 | n/a | 0.3% | |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $1,825,000 | $4,810,000 | 163.6% | 0.2% |
| Northfield Bank | $4,505,000 | $4,805,000 | 6.7% | 0.2% |
| NFM, INC. | $6,610,000 | $4,800,000 | -27.4% | 0.2% |
| TRI COUNTY AREA Federal Credit Union | $4,280,000 | $4,755,000 | 11.1% | 0.2% |
| TD Bank | $5,980,000 | $4,665,000 | -22.0% | 0.2% |
| Bank of England | $3,855,000 | $4,435,000 | 15.0% | 0.2% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $6,310,000 | $4,265,000 | -32.4% | 0.2% |
| NEW DAY FINANCIAL, LLC | $5,615,000 | $4,220,000 | -24.8% | 0.2% |
| Third Federal Savings and Loan Association of Cleveland | $2,115,000 | $4,215,000 | 99.3% | 0.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $17,665,000 | $4,160,000 | -76.5% | 0.2% |
| ENVOY MORTGAGE, LTD | $9,140,000 | $4,145,000 | -54.6% | 0.2% |
| Ally Bank | $2,575,000 | $4,125,000 | 60.2% | 0.2% |
| ALLIED MORTGAGE GROUP, INC. | $8,930,000 | $4,110,000 | -54.0% | 0.2% |
| State Financial Network, LLC | $8,255,000 | $4,110,000 | -50.2% | 0.2% |
| AMERICAN FINANCING CORPORATION | $5,795,000 | $4,020,000 | -30.6% | 0.2% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $3,215,000 | $3,920,000 | 21.9% | 0.2% |
| First Citizens Community Bank | $3,695,000 | $3,800,000 | 2.8% | 0.2% |
| Flanagan State Bank | $7,425,000 | $3,705,000 | -50.1% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $510,000 | $3,695,000 | 624.5% | 0.2% |
| U.S. Bank | $2,690,000 | $3,675,000 | 36.6% | 0.2% |
| POLICE & FIRE | $7,120,000 | $3,550,000 | -50.1% | 0.2% |
| AMERICAN HERITAGE FCU | $7,105,000 | $3,460,000 | -51.3% | 0.2% |
| DHI MORTGAGE COMPANY, LTD. | $3,405,000 | n/a | 0.2% | |
| TRUMARK FINANCIAL CREDIT UNION | $1,970,000 | $3,340,000 | 69.5% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $3,050,000 | $3,335,000 | 9.3% | 0.2% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $820,000 | $3,325,000 | 305.5% | 0.2% |
| EVERETT FINANCIAL, INC. | $390,000 | $3,300,000 | 746.2% | 0.2% |
| MCLEAN MORTGAGE CORPORATION | $270,000 | $3,150,000 | 1,066.7% | 0.2% |
| Discover Bank | $1,465,000 | $3,095,000 | 111.3% | 0.2% |
| CHERRY CREEK MORTGAGE, LLC | $760,000 | $3,055,000 | 302.0% | 0.2% |
| GENEVA FINANCIAL, LLC | $1,480,000 | $2,760,000 | 86.5% | 0.1% |
| SUN Federal Credit Union | $4,655,000 | $2,705,000 | -41.9% | 0.1% |
| Harleysville Bank | $775,000 | $2,675,000 | 245.2% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $780,000 | $2,650,000 | 239.7% | 0.1% |
| Meridian Bank Corporation | $6,855,000 | $2,620,000 | -61.8% | 0.1% |
| Presidential Bank, FSB | $4,215,000 | $2,580,000 | -38.8% | 0.1% |
| MORTGAGE ACCESS CORP. | $3,585,000 | $2,565,000 | -28.5% | 0.1% |
| MERCK SHARP & DOHME FEDERAL CREDIT UNION | $130,000 | $2,555,000 | 1,865.4% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $6,875,000 | $2,555,000 | -62.8% | 0.1% |
| EMBRACE HOME LOANS, INC. | $4,515,000 | $2,385,000 | -47.2% | 0.1% |
| Equity Prime Mortgage LLC | $2,860,000 | $2,385,000 | -16.6% | 0.1% |
| TIDEWATER MORTGAGE SERVICES, INC. | $3,800,000 | $2,385,000 | -37.2% | 0.1% |
| Northwest Bank | $5,165,000 | $2,375,000 | -54.0% | 0.1% |
| Peoples Security Bank and Trust Company | $1,135,000 | $2,355,000 | 107.5% | 0.1% |
| ESSA Bank & Trust | $1,810,000 | $2,255,000 | 24.6% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $2,395,000 | $2,235,000 | -6.7% | 0.1% |
| Princeton Mortgage Corporation | $1,700,000 | $2,235,000 | 31.5% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $1,145,000 | $2,225,000 | 94.3% | 0.1% |
| Nations Lending Corporation | $1,395,000 | $2,215,000 | 58.8% | 0.1% |
| LENDING CAPITAL GROUP Inc | $1,965,000 | $2,185,000 | 11.2% | 0.1% |
| MDE Home Loans, LLC | $2,110,000 | n/a | 0.1% | |
| The Fidelity Deposit and Discount Bank | $370,000 | $2,095,000 | 466.2% | 0.1% |
| Jonestown Bank and Trust Company, of Jonestown, Pennsylvania | $3,840,000 | $2,065,000 | -46.2% | 0.1% |
| Morgan Stanley Private Bank | $515,000 | $2,015,000 | 291.3% | 0.1% |
| The Federal Savings Bank | $4,295,000 | $1,920,000 | -55.3% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $3,850,000 | $1,915,000 | -50.3% | 0.1% |
| ARC HOME LLC | $14,060,000 | $1,900,000 | -86.5% | 0.1% |
| Ambler Savings Bank | $955,000 | $1,880,000 | 96.9% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $2,270,000 | $1,850,000 | -18.5% | 0.1% |
| Advisors Mortgage Group, L.L.C. | $4,405,000 | $1,845,000 | -58.1% | 0.1% |
| GREENWOOD | $450,000 | $1,830,000 | 306.7% | 0.1% |
| AMERICAN ADVISORS GROUP | $945,000 | $1,760,000 | 86.2% | 0.1% |
| BAYSHORE MORTGAGE FUNDING, LLC | $6,010,000 | $1,750,000 | -70.9% | 0.1% |
| T2 FINANCIAL LLC | $2,065,000 | $1,750,000 | -15.3% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $4,870,000 | $1,715,000 | -64.8% | 0.1% |
| NBKC BANK | $2,060,000 | $1,705,000 | -17.2% | 0.1% |
| APCI Federal Credit Union | $2,055,000 | $1,650,000 | -19.7% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $2,050,000 | $1,650,000 | -19.5% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $6,735,000 | $1,605,000 | -76.2% | 0.1% |
| PEOPLE FIRST | $855,000 | $1,595,000 | 86.5% | 0.1% |
| QNB Bank | $6,300,000 | $1,595,000 | -74.7% | 0.1% |
| FINANCIAL RESOURCES FEDERAL CREDIT UNION | $185,000 | $1,580,000 | 754.1% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $5,420,000 | $1,575,000 | -70.9% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $1,830,000 | $1,555,000 | -15.0% | 0.1% |
| RAPID MORTGAGE COMPANY | $500,000 | $1,550,000 | 210.0% | 0.1% |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. | $1,495,000 | $1,540,000 | 3.0% | 0.1% |
| Figure Lending LLC | $770,000 | $1,535,000 | 99.4% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $1,280,000 | $1,515,000 | 18.4% | 0.1% |
| PHH Mortgage Corporation | $2,145,000 | $1,420,000 | -33.8% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $2,220,000 | $1,340,000 | -39.6% | 0.1% |
| ZILLOW HOME LOANS, LLC | $3,095,000 | $1,310,000 | -57.7% | 0.1% |
| SPRING EQ, LLC | $2,190,000 | $1,285,000 | -41.3% | 0.1% |
| FIRST HERITAGE FINANCIAL, LLC | $2,360,000 | $1,265,000 | -46.4% | 0.1% |
| PREMIA MORTGAGE, LLC | $630,000 | $1,235,000 | 96.0% | 0.1% |
| Toyota Financial Savings Bank | $1,215,000 | n/a | 0.1% | |
| LIMA ONE CAPITAL, LLC | $85,000 | $1,210,000 | 1,323.5% | 0.1% |
| Ardent Federal Credit Union | $450,000 | $1,190,000 | 164.4% | 0.1% |
| MILEND, INC. | $1,630,000 | $1,190,000 | -27.0% | 0.1% |
| The Gratz Bank | $75,000 | $1,155,000 | 1,440.0% | 0.1% |
| Farmers and Merchants Trust Company of Chambersburg | $165,000 | $1,145,000 | 593.9% | 0.1% |
| BELCO COMMUNITY CREDIT UNION | $60,000 | $1,135,000 | 1,791.7% | 0.1% |
| Bank of Bird-in-Hand | $1,755,000 | $1,120,000 | -36.2% | 0.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $1,885,000 | $1,115,000 | -40.8% | 0.1% |
| MICHIGAN MUTUAL, INC. | $2,875,000 | $1,110,000 | -61.4% | 0.1% |
| Embassy Bank For The Lehigh Valley | $2,325,000 | $1,095,000 | -52.9% | 0.1% |
| Phoenixville Federal Bank and Trust | $285,000 | $1,085,000 | 280.7% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $1,855,000 | $1,075,000 | -42.0% | 0.1% |
| Acre Mortgage and Financial Inc | $685,000 | $1,065,000 | 55.5% | 0.1% |
| FRANKLIN MINT | $740,000 | $1,045,000 | 41.2% | 0.1% |
| Mortgage Network, Inc. | $780,000 | $1,045,000 | 34.0% | 0.1% |
| Huntingdon Valley Bank | $2,360,000 | $1,030,000 | -56.4% | 0.1% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $890,000 | $1,030,000 | 15.7% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $3,475,000 | $1,030,000 | -70.4% | 0.1% |
| BNY Mellon | $1,025,000 | n/a | 0.1% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $2,515,000 | $1,020,000 | -59.4% | 0.1% |
| GUARANTY HOME MORTGAGE CORPORATION | $6,025,000 | $995,000 | -83.5% | 0.1% |
| Kwik Mortgage Corporation | $255,000 | $985,000 | 286.3% | 0.1% |
| AmRes Corporation | $3,755,000 | $975,000 | -74.0% | 0.1% |
| Hometown Lenders, Inc. | $785,000 | $975,000 | 24.2% | 0.1% |
| US MORTGAGE CORPORATION | $870,000 | $975,000 | 12.1% | 0.1% |
| CIBC Bank USA | $945,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP. | $1,175,000 | $945,000 | -19.6% | 0.0% |
| York Traditions Bank | $1,490,000 | $935,000 | -37.2% | 0.0% |
| The Juniata Valley Bank | $905,000 | n/a | 0.0% | |
| LOANPAL, LLC | $685,000 | $890,000 | 29.9% | 0.0% |
| North American Savings Bank, F.S.B. | $980,000 | $875,000 | -10.7% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $865,000 | n/a | 0.0% | |
| CMG MORTGAGE, INC. | $1,710,000 | $860,000 | -49.7% | 0.0% |
| Blue Ridge Bank | $4,180,000 | $855,000 | -79.5% | 0.0% |
| Citadel Servicing Corporation | $845,000 | n/a | 0.0% | |
| AmeriServ Financial Bank | $2,070,000 | $840,000 | -59.4% | 0.0% |
| ATHAS CAPITAL GROUP, INC. | $835,000 | n/a | 0.0% | |
| A&D Mortgage LLC | $1,185,000 | $820,000 | -30.8% | 0.0% |
| AFFINITY | $795,000 | n/a | 0.0% | |
| The Central Trust Bank | $785,000 | n/a | 0.0% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $105,000 | $770,000 | 633.3% | 0.0% |
| Iron Workers Savings Bank | $165,000 | $765,000 | 363.6% | 0.0% |
| ACADEMY MORTGAGE CORPORATION | $845,000 | $760,000 | -10.1% | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $1,090,000 | $755,000 | -30.7% | 0.0% |
| Charles Schwab Bank, SSB | $755,000 | n/a | 0.0% | |
| LENDINGONE, LLC | $310,000 | $755,000 | 143.5% | 0.0% |
| Center City Mortgage and Investments LLC | $855,000 | $750,000 | -12.3% | 0.0% |
| OAKTREE FUNDING CORP. | $750,000 | n/a | 0.0% | |
| Stifel Bank and Trust | $145,000 | $745,000 | 413.8% | 0.0% |
| American Bank | $5,190,000 | $740,000 | -85.7% | 0.0% |
| Superior Credit Union | $800,000 | $740,000 | -7.5% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $175,000 | $730,000 | 317.1% | 0.0% |
| Quaint Oak Mortgage, LLC | $2,430,000 | $715,000 | -70.6% | 0.0% |
| Firstrust Savings Bank | $4,225,000 | $710,000 | -83.2% | 0.0% |
| Florida Capital Bank | $1,510,000 | $710,000 | -53.0% | 0.0% |
| NexBank | $710,000 | n/a | 0.0% | |
| Northeast Equitable Mortgage, LLC | $915,000 | $685,000 | -25.1% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,685,000 | $675,000 | -59.9% | 0.0% |
| RESIDENTIAL HOME MORTGAGE CORPORATION | $370,000 | $670,000 | 81.1% | 0.0% |
| Colonial Savings, F.A. | $515,000 | $665,000 | 29.1% | 0.0% |
| Plains Commerce Bank | $310,000 | $655,000 | 111.3% | 0.0% |
| OCMBC, INC. | $265,000 | $635,000 | 139.6% | 0.0% |
| MidAtlantic Farm Credit, ACA | $1,335,000 | $620,000 | -53.6% | 0.0% |
| Lakeview Community Capital, LLC | $3,190,000 | $615,000 | -80.7% | 0.0% |
| Fifth Third Bank | $1,125,000 | $610,000 | -45.8% | 0.0% |
| First National Bank of America | $180,000 | $610,000 | 238.9% | 0.0% |
| Magnolia Bank | $235,000 | $600,000 | 155.3% | 0.0% |
| REVERSE MORTGAGE FUNDING LLC | $595,000 | n/a | 0.0% | |
| Unity Bank | $215,000 | $590,000 | 174.4% | 0.0% |
| NP, Inc. | $1,655,000 | $580,000 | -65.0% | 0.0% |
| Strong Home Mortgage, LLC | $985,000 | $560,000 | -43.1% | 0.0% |
| EVERENCE FEDERAL CREDIT UNION | $1,125,000 | $555,000 | -50.7% | 0.0% |
| GREENTREE MORTGAGE COMPANY, L.P. | $2,065,000 | $555,000 | -73.1% | 0.0% |
| 1st Colonial Community Bank | $545,000 | n/a | 0.0% | |
| HOMEXPRESS MORTGAGE CORP. | $215,000 | $545,000 | 153.5% | 0.0% |
| GOLD Credit Union | $230,000 | $540,000 | 134.8% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $320,000 | $540,000 | 68.8% | 0.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $535,000 | n/a | 0.0% | |
| CLEARPATH LENDING | $3,460,000 | $535,000 | -84.5% | 0.0% |
| 21ST MORTGAGE CORPORATION | $665,000 | $530,000 | -20.3% | 0.0% |
| Bethpage Federal Credit Union | $35,000 | $530,000 | 1,414.3% | 0.0% |
| MORIA DEVELOPMENT, INC. | $530,000 | n/a | 0.0% | |
| ALLENTOWN | $515,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $320,000 | $515,000 | 60.9% | 0.0% |
| First Bank | $505,000 | n/a | 0.0% | |
| Amerifirst Financial, Inc. | $475,000 | n/a | 0.0% | |
| Watermark Capital, Inc. | $280,000 | $475,000 | 69.6% | 0.0% |
| UNITED MORTGAGE CORP. | $1,790,000 | $470,000 | -73.7% | 0.0% |
| Axos Bank | $310,000 | $465,000 | 50.0% | 0.0% |
| EVANSVILLE TEACHERS | $225,000 | $465,000 | 106.7% | 0.0% |
| KELLER MORTGAGE, LLC | $610,000 | $460,000 | -24.6% | 0.0% |
| Signature Federal Credit Union | $455,000 | n/a | 0.0% | |
| Paramount Bank | $545,000 | $445,000 | -18.3% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $825,000 | $430,000 | -47.9% | 0.0% |
| Penn Community Bank | $5,760,000 | $430,000 | -92.5% | 0.0% |
| GSF Mortgage Corporation | $545,000 | $420,000 | -22.9% | 0.0% |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | $165,000 | $420,000 | 154.5% | 0.0% |
| Ballston Spa National Bank | $170,000 | $415,000 | 144.1% | 0.0% |
| Arvest Bank | $1,245,000 | $395,000 | -68.3% | 0.0% |
| Dollar Bank, Federal Savings Bank | $215,000 | $395,000 | 83.7% | 0.0% |
| CLIFFCO, INC. | $95,000 | $380,000 | 300.0% | 0.0% |
| GENISYS | $375,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $95,000 | $375,000 | 294.7% | 0.0% |
| APEX HOME LOANS, INC. | $490,000 | $370,000 | -24.5% | 0.0% |
| 1st Summit Bank | $365,000 | n/a | 0.0% | |
| PLANET HOME LENDING, LLC | $1,465,000 | $365,000 | -75.1% | 0.0% |
| S1L, Inc. | $365,000 | n/a | 0.0% | |
| VILLAGE CAPITAL MORTGAGE | $6,055,000 | $365,000 | -94.0% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $145,000 | $360,000 | 148.3% | 0.0% |
| GENNEXT FUNDING, LLC | $355,000 | n/a | 0.0% | |
| First Commonwealth Bank | $8,505,000 | $350,000 | -95.9% | 0.0% |
| Logan Finance Corporation | $350,000 | n/a | 0.0% | |
| Investors Bank | $345,000 | n/a | 0.0% | |
| Victorian Finance, LLC | $345,000 | n/a | 0.0% | |
| First Northern Bank and Trust Company | $340,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $845,000 | $340,000 | -59.8% | 0.0% |
| HONDA Federal Credit Union | $340,000 | n/a | 0.0% | |
| ANGEL OAK HOME LOANS LLC | $335,000 | n/a | 0.0% | |
| First Federal Bank | $1,745,000 | $335,000 | -80.8% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $450,000 | $330,000 | -26.7% | 0.0% |
| FirstBank | $1,625,000 | $325,000 | -80.0% | 0.0% |
| NJ LENDERS CORP. | $1,720,000 | $325,000 | -81.1% | 0.0% |
| TOWER | $165,000 | $325,000 | 97.0% | 0.0% |
| UMB Bank | $320,000 | n/a | 0.0% | |
| PALCO FEDERAL CREDIT UNION | $315,000 | n/a | 0.0% | |
| Servion, Inc. | $315,000 | n/a | 0.0% | |
| SOFI LENDING CORP. | $2,455,000 | $310,000 | -87.4% | 0.0% |
| AgFirst Farm Credit Bank | $2,305,000 | $305,000 | -86.8% | 0.0% |
| Cf Bank | $305,000 | n/a | 0.0% | |
| City National Bank | $1,145,000 | $305,000 | -73.4% | 0.0% |
| First Resource Bank | $775,000 | $305,000 | -60.6% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $305,000 | n/a | 0.0% | |
| HERSHEY | $125,000 | $295,000 | 136.0% | 0.0% |
| Mutual Federal Bank | $295,000 | n/a | 0.0% | |
| Navigant Credit Union | $295,000 | n/a | 0.0% | |
| Wilmington Savings Fund Society, FSB | $1,780,000 | $295,000 | -83.4% | 0.0% |
| First Internet Bank of Indiana | $920,000 | $290,000 | -68.5% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $105,000 | $290,000 | 176.2% | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | $285,000 | n/a | 0.0% | |
| EQUITY RESOURCES, INC. | $630,000 | $285,000 | -54.8% | 0.0% |
| FNCB Bank | $370,000 | $285,000 | -23.0% | 0.0% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $280,000 | n/a | 0.0% | |
| SWBC MORTGAGE CORPORATION | $275,000 | n/a | 0.0% | |
| First Savings Bank | $235,000 | $265,000 | 12.8% | 0.0% |
| FAY SERVICING, LLC | $185,000 | $260,000 | 40.5% | 0.0% |
| MLD MORTGAGE INC. | $255,000 | n/a | 0.0% | |
| Hatboro Federal Savings, FA | $245,000 | n/a | 0.0% | |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $545,000 | $245,000 | -55.0% | 0.0% |
| MLB RESIDENTIAL LENDING, LLC | $1,470,000 | $245,000 | -83.3% | 0.0% |
| Provident Bank | $245,000 | n/a | 0.0% | |
| THRIVE MORTGAGE, LLC | $245,000 | n/a | 0.0% | |
| George Mason Mortgage, LLC | $235,000 | n/a | 0.0% | |
| SILVER HILL FUNDING, LLC | $430,000 | $230,000 | -46.5% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $2,935,000 | $225,000 | -92.3% | 0.0% |
| DIGITAL Federal Credit Union | $105,000 | $225,000 | 114.3% | 0.0% |
| NATION ONE MORTGAGE CORPORATION | $430,000 | $225,000 | -47.7% | 0.0% |
| Old National Bank | $225,000 | n/a | 0.0% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $225,000 | n/a | 0.0% | |
| NEXERA HOLDING LLC | $215,000 | n/a | 0.0% | |
| FIDELITY DIRECT MORTGAGE, LLC | $205,000 | n/a | 0.0% | |
| LENDSURE MORTGAGE CORP. | $205,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $175,000 | $205,000 | 17.1% | 0.0% |
| ALLIANT CREDIT UNION | $1,500,000 | $195,000 | -87.0% | 0.0% |
| BAY EQUITY LLC | $195,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $555,000 | $195,000 | -64.9% | 0.0% |
| UNIFY FINANCIAL Credit Union | $195,000 | n/a | 0.0% | |
| DEEPHAVEN MORTGAGE LLC | $195,000 | $185,000 | -5.1% | 0.0% |
| Quontic Bank | $1,515,000 | $185,000 | -87.8% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $175,000 | n/a | 0.0% | |
| Sail Mortgage Corp. | $600,000 | $175,000 | -70.8% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $1,405,000 | $165,000 | -88.3% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $165,000 | n/a | 0.0% | |
| LEHIGH VALLEY EDUCATORS | $485,000 | $160,000 | -67.0% | 0.0% |
| BHCU | $15,000 | $155,000 | 933.3% | 0.0% |
| FIDELITY BANK | $155,000 | n/a | 0.0% | |
| Peoples Bank | $580,000 | $155,000 | -73.3% | 0.0% |
| Republic Bank | $250,000 | $155,000 | -38.0% | 0.0% |
| ATLANTA POSTAL | $145,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $685,000 | $145,000 | -78.8% | 0.0% |
| HARTFORD FUNDING, LTD. | $145,000 | n/a | 0.0% | |
| PICATINNY FEDERAL CREDIT UNION | $145,000 | $145,000 | 0.0% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $390,000 | $145,000 | -62.8% | 0.0% |
| FREEDOM CREDIT UNION | $450,000 | $140,000 | -68.9% | 0.0% |
| Ameris Bank | $115,000 | $135,000 | 17.4% | 0.0% |
| BOND STREET MORTGAGE, LLC | $135,000 | n/a | 0.0% | |
| Cornerstone First Mortgage, Inc | $135,000 | n/a | 0.0% | |
| Residential Mortgage Solutions, Inc. | $135,000 | n/a | 0.0% | |
| 1ST 2ND MORTGAGE COMPANY OF N.J., INC. | $125,000 | n/a | 0.0% | |
| ALLEGACY FEDERAL CREDIT UNION | $25,000 | $125,000 | 400.0% | 0.0% |
| Citizens & Northern Bank | $125,000 | n/a | 0.0% | |
| Fairway Consumer Discount Company | $135,000 | $125,000 | -7.4% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $635,000 | $125,000 | -80.3% | 0.0% |
| MY MORTGAGE, INC. | $125,000 | n/a | 0.0% | |
| STEARNS LENDING, LLC | $2,120,000 | $125,000 | -94.1% | 0.0% |
| Towne Bank | $125,000 | n/a | 0.0% | |
| Citibank | $1,045,000 | $115,000 | -89.0% | 0.0% |
| First Guaranty Mortgage Corporation | $6,295,000 | $115,000 | -98.2% | 0.0% |
| HighTechLending Inc | $115,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $165,000 | $115,000 | -30.3% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $700,000 | $110,000 | -84.3% | 0.0% |
| CNB Bank | $105,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $105,000 | n/a | 0.0% | |
| BENCHMARK Federal Credit Union | $145,000 | $100,000 | -31.0% | 0.0% |
| CFSBANK | $95,000 | n/a | 0.0% | |
| CIVIC FINANCIAL SERVICES, LLC | $395,000 | $95,000 | -75.9% | 0.0% |
| Northwest Federal Credit Union | $280,000 | $85,000 | -69.6% | 0.0% |
| PHILADELPHIA | $80,000 | n/a | 0.0% | |
| Baxter Credit Union | $330,000 | $75,000 | -77.3% | 0.0% |
| Clearview Federal Credit Union | $75,000 | n/a | 0.0% | |
| SERVICE 1ST | $75,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $55,000 | $65,000 | 18.2% | 0.0% |
| CROWDCOPIA, LLC | $55,000 | n/a | 0.0% | |
| Kish Bank | $55,000 | n/a | 0.0% | |
| New Cumberland Federal Credit Union | $70,000 | $55,000 | -21.4% | 0.0% |
| NUMARK CREDIT UNION | $205,000 | $45,000 | -78.0% | 0.0% |
| State Department Federal Credit Union | $45,000 | n/a | 0.0% | |
| Centier Bank | $310,000 | $25,000 | -91.9% | 0.0% |
READING's top lender by overall market share is Mortgage America, Inc., with 5.9% market share. In second place, with 5.8%, is QUICKEN LOANS, LLC, having originated $112,520,000 in loans. In third place, with 4.8%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $92,585,000 in loans. In fourth place, with 4.2%, is Citizens Bank, having originated $81,790,000 in loans. In fifth place, with 3.2%, is Fulton Bank, having originated $61,635,000 in loans.
READING Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - READING (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $171,945 (1.2%) | $224,736 (3.4%) | 0.64 | 1,243 |
| 2018-02-01 | $174,950 (0.6%) | $224,422 (0.6%) | 0.64 | 1,161 |
| 2018-03-01 | $179,900 (2.8%) | $232,785 (4.0%) | 0.63 | 1,102 |
| 2018-04-01 | $187,475 (1.3%) | $237,518 (3.8%) | 0.64 | 1,158 |
| 2018-05-01 | $199,900 (4.1%) | $247,800 (6.9%) | 0.67 | 1,190 |
| 2018-06-01 | $209,990 (10.6%) | $256,687 (9.8%) | 0.70 | 1,252 |
| 2018-07-01 | $209,050 (8.2%) | $255,063 (7.9%) | 0.70 | 1,253 |
| 2018-08-01 | $210,500 (12.4%) | $255,859 (9.1%) | 0.70 | 1,253 |
| 2018-09-01 | $209,900 (16.7%) | $253,221 (9.4%) | 0.70 | 1,254 |
| 2018-10-01 | $209,950 (16.7%) | $255,392 (10.3%) | 0.71 | 1,245 |
| 2018-11-01 | $209,900 (20.2%) | $254,543 (12.5%) | 0.71 | 1,239 |
| 2018-12-01 | $204,990 (17.2%) | $251,406 (9.4%) | 0.71 | 1,176 |
| 2019-01-01 | $199,948 (16.3%) | $251,747 (12.0%) | 0.69 | 1,071 |
| 2019-02-01 | $199,945 (14.3%) | $256,610 (14.3%) | 0.68 | 1,009 |
| 2019-03-01 | $208,471 (15.9%) | $261,609 (12.4%) | 0.68 | 997 |
| 2019-04-01 | $222,400 (18.6%) | $268,665 (13.1%) | 0.71 | 988 |
| 2019-05-01 | $222,400 (11.3%) | $269,590 (8.8%) | 0.70 | 1,008 |
| 2019-06-01 | $220,000 (4.8%) | $268,804 (4.7%) | 0.69 | 1,032 |
| 2019-07-01 | $219,900 (5.2%) | $265,746 (4.2%) | 0.69 | 1,097 |
| 2019-08-01 | $218,991 (4.0%) | $269,098 (5.2%) | 0.69 | 1,078 |
| 2019-09-01 | $225,127 (7.3%) | $273,852 (8.2%) | 0.72 | 1,045 |
| 2019-10-01 | $232,423 (10.7%) | $278,512 (9.1%) | 0.75 | 999 |
| 2019-11-01 | $235,000 (12.0%) | $280,092 (10.0%) | 0.77 | 953 |
| 2019-12-01 | $233,725 (14.0%) | $281,449 (12.0%) | 0.78 | 841 |
| 2020-01-01 | $229,950 (15.0%) | $282,298 (12.1%) | 0.77 | 770 |
| 2020-02-01 | $247,300 (23.7%) | $287,164 (11.9%) | 0.81 | 717 |
| 2020-03-01 | $259,900 (24.7%) | $297,699 (13.8%) | 0.81 | 674 |
| 2020-04-01 | $274,400 (23.4%) | $313,554 (16.7%) | 0.86 | 592 |
| 2020-05-01 | $259,900 (16.9%) | $302,981 (12.4%) | 0.79 | 618 |
| 2020-06-01 | $249,950 (13.6%) | $306,332 (14.0%) | 0.74 | 586 |
| 2020-07-01 | $270,725 (23.1%) | $326,177 (22.7%) | 0.78 | 485 |
| 2020-08-01 | $270,000 (23.3%) | $321,979 (19.7%) | 0.77 | 478 |
| 2020-09-01 | $259,950 (15.5%) | $317,509 (15.9%) | 0.74 | 476 |
| 2020-10-01 | $264,900 (14.0%) | $325,720 (17.0%) | 0.76 | 459 |
| 2020-11-01 | $267,400 (13.8%) | $315,915 (12.8%) | 0.78 | 464 |
| 2020-12-01 | $261,150 (11.7%) | $311,097 (10.5%) | 0.77 | 431 |
| 2021-01-01 | $259,000 (12.6%) | $316,954 (12.3%) | 0.77 | 366 |
| 2021-02-01 | $284,900 (15.2%) | $346,614 (20.7%) | 0.83 | 284 |
| 2021-03-01 | $288,450 (11.0%) | $354,445 (19.1%) | 0.82 | 273 |
| 2021-04-01 | $278,250 (1.4%) | $342,029 (9.1%) | 0.75 | 284 |
| 2021-05-01 | $274,900 (5.8%) | $339,512 (12.1%) | 0.73 | 312 |
| 2021-06-01 | $237,500 (-5.0%) | $314,919 (2.8%) | 0.63 | 406 |
| 2021-07-01 | $248,990 (-8.0%) | $322,760 (-1.1%) | 0.66 | 413 |
| 2021-08-01 | $245,995 (-8.9%) | $315,320 (-2.1%) | 0.65 | 447 |
| 2021-09-01 | $242,450 (-6.7%) | $312,485 (-1.6%) | 0.65 | 437 |
| 2021-10-01 | $245,990 (-7.1%) | $320,169 (-1.7%) | 0.66 | 437 |
| 2021-11-01 | $243,998 (-8.8%) | $310,687 (-1.7%) | 0.65 | 410 |
| 2021-12-01 | $231,250 (-11.5%) | $296,522 (-4.7%) | 0.63 | 351 |
| 2022-01-01 | $239,900 (-7.4%) | $308,678 (-2.6%) | 0.65 | 272 |
| 2022-02-01 | $239,450 (-16.0%) | $313,873 (-9.5%) | 0.62 | 260 |
| 2022-03-01 | $257,000 (-10.9%) | $332,217 (-6.3%) | 0.64 | 251 |
| 2022-04-01 | $260,000 (-6.6%) | $337,078 (-1.5%) | 0.62 | 269 |
| 2022-05-01 | $253,450 (-7.8%) | $333,228 (-1.9%) | 0.58 | 281 |
| 2022-06-01 | $256,750 (8.1%) | $348,786 (10.8%) | 0.57 | 343 |
| 2022-07-01 | $259,900 (4.4%) | $344,522 (6.7%) | 0.58 | 397 |
| 2022-08-01 | $266,225 (8.2%) | $341,054 (8.2%) | 0.61 | 416 |
| 2022-09-01 | $249,450 (2.9%) | $331,758 (6.2%) | 0.58 | 427 |
| 2022-10-01 | $252,450 (2.6%) | $337,484 (5.4%) | 0.59 | 425 |
| 2022-11-01 | $274,900 (12.7%) | $347,588 (11.9%) | 0.66 | 415 |
| 2022-12-01 | $279,900 (21.0%) | $341,014 (15.0%) | 0.69 | 361 |
| 2023-01-01 | $276,175 (15.1%) | $353,141 (14.4%) | 0.68 | 309 |
| 2023-02-01 | $294,600 (23.0%) | $365,236 (16.4%) | 0.71 | 283 |
READING's median listing price for 2023-02-01 was $294,600, a difference of
$55,150
(23.0%) versus the prior year and
$18,425 versus the prior month.
READING's median listing price comes in at 71% of the national average.
READING's average listing price for 2023-02-01 was $365,236, a difference of $51,363 (16.4%) versus the prior year and $12,095 versus the prior month.
For the 2023-02-01 period, READING had 283 MLS listings, a difference of -26 listings (-8%) versus the prior month and 23 listings (9%) versus the prior year.
READING's median listing price comes in at 71% of the national average.
READING's average listing price for 2023-02-01 was $365,236, a difference of $51,363 (16.4%) versus the prior year and $12,095 versus the prior month.
For the 2023-02-01 period, READING had 283 MLS listings, a difference of -26 listings (-8%) versus the prior month and 23 listings (9%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - READING (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 103 days | 1,736 sqft |
| 2018-02-01 | 105 days | 1,763 sqft |
| 2018-03-01 | 78 days | 1,791 sqft |
| 2018-04-01 | 59 days | 1,811 sqft |
| 2018-05-01 | 60 days | 1,859 sqft |
| 2018-06-01 | 59 days | 1,915 sqft |
| 2018-07-01 | 64 days | 1,884 sqft |
| 2018-08-01 | 68 days | 1,887 sqft |
| 2018-09-01 | 71 days | 1,899 sqft |
| 2018-10-01 | 74 days | 1,899 sqft |
| 2018-11-01 | 75 days | 1,883 sqft |
| 2018-12-01 | 80 days | 1,860 sqft |
| 2019-01-01 | 92 days | 1,858 sqft |
| 2019-02-01 | 96 days | 1,891 sqft |
| 2019-03-01 | 80 days | 1,941 sqft |
| 2019-04-01 | 56 days | 1,997 sqft |
| 2019-05-01 | 45 days | 1,983 sqft |
| 2019-06-01 | 46 days | 1,952 sqft |
| 2019-07-01 | 51 days | 1,946 sqft |
| 2019-08-01 | 55 days | 1,961 sqft |
| 2019-09-01 | 60 days | 1,994 sqft |
| 2019-10-01 | 65 days | 2,025 sqft |
| 2019-11-01 | 68 days | 2,036 sqft |
| 2019-12-01 | 80 days | 2,011 sqft |
| 2020-01-01 | 88 days | 2,031 sqft |
| 2020-02-01 | 82 days | 2,049 sqft |
| 2020-03-01 | 51 days | 2,080 sqft |
| 2020-04-01 | 73 days | 2,134 sqft |
| 2020-05-01 | 81 days | 2,034 sqft |
| 2020-06-01 | 57 days | 2,047 sqft |
| 2020-07-01 | 43 days | 2,110 sqft |
| 2020-08-01 | 33 days | 2,152 sqft |
| 2020-09-01 | 29 days | 2,036 sqft |
| 2020-10-01 | 46 days | 2,052 sqft |
| 2020-11-01 | 46 days | 2,004 sqft |
| 2020-12-01 | 51 days | 1,960 sqft |
| 2021-01-01 | 62 days | 1,918 sqft |
| 2021-02-01 | 69 days | 2,097 sqft |
| 2021-03-01 | 55 days | 1,975 sqft |
| 2021-04-01 | 39 days | 1,966 sqft |
| 2021-05-01 | 31 days | 1,893 sqft |
| 2021-06-01 | 33 days | 1,810 sqft |
| 2021-07-01 | 39 days | 1,832 sqft |
| 2021-08-01 | 40 days | 1,812 sqft |
| 2021-09-01 | 41 days | 1,784 sqft |
| 2021-10-01 | 46 days | 1,792 sqft |
| 2021-11-01 | 51 days | 1,786 sqft |
| 2021-12-01 | 52 days | 1,754 sqft |
| 2022-01-01 | 56 days | 1,692 sqft |
| 2022-02-01 | 50 days | 1,738 sqft |
| 2022-03-01 | 35 days | 1,760 sqft |
| 2022-04-01 | 31 days | 1,805 sqft |
| 2022-05-01 | 26 days | 1,772 sqft |
| 2022-06-01 | 25 days | 1,784 sqft |
| 2022-07-01 | 32 days | 1,796 sqft |
| 2022-08-01 | 34 days | 1,800 sqft |
| 2022-09-01 | 42 days | 1,783 sqft |
| 2022-10-01 | 42 days | 1,800 sqft |
| 2022-11-01 | 44 days | 1,865 sqft |
| 2022-12-01 | 58 days | 1,852 sqft |
| 2023-01-01 | 67 days | 1,834 sqft |
| 2023-02-01 | 55 days | 1,908 sqft |
READING's median listing age (time on market) for 2023-02-01 was 55 days.
This
is 10%
longer
than the same period one year ago.
READING's median square footage for active listings during the 2023-02-01 period was 1,908 sqft. One year prior, the average listing was 1,738 sqft.
READING's median square footage for active listings during the 2023-02-01 period was 1,908 sqft. One year prior, the average listing was 1,738 sqft.
READING, PA Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 17026 | Reading, PA | $700 | $720 | $950 | $1,220 | $1,290 |
| 17067 | Reading, PA | $650 | $680 | $890 | $1,130 | $1,200 |
| 17073 | Reading, PA | $690 | $730 | $930 | $1,190 | $1,260 |
| 17087 | Reading, PA | $730 | $770 | $1,000 | $1,270 | $1,360 |
| 17555 | Reading, PA | $790 | $920 | $1,160 | $1,470 | $1,570 |
| 17569 | Reading, PA | $810 | $940 | $1,190 | $1,500 | $1,610 |
| 18011 | Reading, PA | $1,070 | $1,220 | $1,560 | $1,980 | $2,110 |
| 18031 | Reading, PA | $1,210 | $1,370 | $1,740 | $2,240 | $2,360 |
| 18041 | Reading, PA | $800 | $910 | $1,110 | $1,380 | $1,560 |
| 18056 | Reading, PA | $820 | $930 | $1,180 | $1,490 | $1,610 |
| 18062 | Reading, PA | $1,060 | $1,200 | $1,530 | $1,960 | $2,070 |
| 18070 | Reading, PA | $830 | $960 | $1,170 | $1,460 | $1,660 |
| 18092 | Reading, PA | $940 | $1,060 | $1,350 | $1,740 | $1,830 |
| 19464 | Reading, PA | $800 | $910 | $1,100 | $1,360 | $1,560 |
| 19501 | Reading, PA | $670 | $790 | $990 | $1,250 | $1,340 |
| 19503 | Reading, PA | $680 | $800 | $1,020 | $1,260 | $1,380 |
| 19504 | Reading, PA | $680 | $790 | $980 | $1,220 | $1,360 |
| 19505 | Reading, PA | $710 | $830 | $1,060 | $1,310 | $1,440 |
| 19506 | Reading, PA | $610 | $720 | $920 | $1,140 | $1,250 |
| 19507 | Reading, PA | $640 | $710 | $920 | $1,150 | $1,250 |
| 19508 | Reading, PA | $680 | $800 | $1,030 | $1,280 | $1,400 |
| 19510 | Reading, PA | $840 | $990 | $1,270 | $1,570 | $1,720 |
| 19511 | Reading, PA | $750 | $890 | $1,140 | $1,410 | $1,550 |
| 19512 | Reading, PA | $670 | $790 | $1,000 | $1,240 | $1,370 |
| 19516 | Reading, PA | $690 | $810 | $1,040 | $1,290 | $1,410 |
| 19518 | Reading, PA | $730 | $860 | $1,100 | $1,360 | $1,490 |
| 19519 | Reading, PA | $690 | $810 | $1,040 | $1,290 | $1,410 |
| 19520 | Reading, PA | $660 | $760 | $930 | $1,140 | $1,300 |
| 19522 | Reading, PA | $660 | $780 | $1,000 | $1,240 | $1,360 |
| 19523 | Reading, PA | $690 | $810 | $1,040 | $1,290 | $1,410 |
| 19525 | Reading, PA | $900 | $1,020 | $1,240 | $1,530 | $1,760 |
| 19526 | Reading, PA | $650 | $770 | $980 | $1,210 | $1,330 |
| 19529 | Reading, PA | $730 | $840 | $1,080 | $1,360 | $1,460 |
| 19530 | Reading, PA | $710 | $820 | $1,050 | $1,330 | $1,430 |
| 19533 | Reading, PA | $660 | $780 | $1,000 | $1,240 | $1,360 |
| 19534 | Reading, PA | $640 | $760 | $970 | $1,200 | $1,320 |
| 19535 | Reading, PA | $750 | $880 | $1,130 | $1,400 | $1,540 |
| 19536 | Reading, PA | $660 | $780 | $1,000 | $1,240 | $1,360 |
| 19538 | Reading, PA | $720 | $850 | $1,090 | $1,350 | $1,480 |
| 19539 | Reading, PA | $850 | $1,000 | $1,280 | $1,590 | $1,740 |
| 19540 | Reading, PA | $650 | $770 | $980 | $1,220 | $1,330 |
| 19541 | Reading, PA | $780 | $920 | $1,180 | $1,460 | $1,600 |
| 19542 | Reading, PA | $690 | $810 | $1,040 | $1,290 | $1,410 |
| 19543 | Reading, PA | $740 | $860 | $1,100 | $1,370 | $1,500 |
| 19544 | Reading, PA | $650 | $680 | $890 | $1,130 | $1,200 |
| 19545 | Reading, PA | $610 | $720 | $920 | $1,140 | $1,250 |
| 19547 | Reading, PA | $840 | $990 | $1,270 | $1,570 | $1,720 |
| 19548 | Reading, PA | $690 | $810 | $1,040 | $1,290 | $1,410 |
| 19550 | Reading, PA | $710 | $770 | $1,000 | $1,260 | $1,360 |
| 19551 | Reading, PA | $640 | $740 | $950 | $1,180 | $1,290 |
| 19554 | Reading, PA | $590 | $700 | $890 | $1,100 | $1,210 |
| 19555 | Reading, PA | $660 | $770 | $990 | $1,230 | $1,340 |
| 19559 | Reading, PA | $620 | $730 | $930 | $1,150 | $1,260 |
| 19560 | Reading, PA | $870 | $1,020 | $1,310 | $1,620 | $1,780 |
| 19562 | Reading, PA | $600 | $700 | $900 | $1,120 | $1,220 |
| 19564 | Reading, PA | $670 | $790 | $1,000 | $1,240 | $1,360 |
| 19565 | Reading, PA | $740 | $880 | $1,120 | $1,390 | $1,520 |
| 19567 | Reading, PA | $690 | $810 | $1,040 | $1,290 | $1,410 |
| 19601 | Reading, PA | $600 | $700 | $900 | $1,120 | $1,220 |
| 19602 | Reading, PA | $570 | $670 | $860 | $1,070 | $1,170 |
| 19603 | Reading, PA | $690 | $810 | $1,040 | $1,290 | $1,410 |
| 19604 | Reading, PA | $680 | $800 | $1,020 | $1,260 | $1,380 |
| 19605 | Reading, PA | $700 | $830 | $1,060 | $1,310 | $1,440 |
| 19606 | Reading, PA | $780 | $910 | $1,170 | $1,450 | $1,590 |
| 19607 | Reading, PA | $740 | $880 | $1,120 | $1,390 | $1,520 |
| 19608 | Reading, PA | $880 | $1,040 | $1,330 | $1,650 | $1,800 |
| 19609 | Reading, PA | $830 | $980 | $1,250 | $1,550 | $1,700 |
| 19610 | Reading, PA | $920 | $1,090 | $1,390 | $1,720 | $1,880 |
| 19611 | Reading, PA | $610 | $720 | $920 | $1,140 | $1,250 |
| 19612 | Reading, PA | $690 | $810 | $1,040 | $1,290 | $1,410 |
2022 Average & Median Rent Data Statistics
READING, PA average 1BR rent: $850, median: $810
READING, PA average 2BR rent: $1,083, median: $1,040
READING, PA average 3BR rent: $1,351, median: $1,290
READING, PA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 4,748 | $1,099,630,000 | $231,599 |
| Cash Out Refi | 1,731 | $341,575,000 | $197,328 |
| Refi | 1,662 | $290,360,000 | $174,705 |
| Home Improvement | 1,425 | $119,725,000 | $84,018 |
| Other | 1,046 | $87,760,000 | $83,901 |
| NA | 2 | $230,000 | $115,000 |
Reading's most frequently cited loan purpose was Home Purchase, with 4,748 originations. The 2nd most popular reason was Cash Out Refi, with 1,731 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5-6% | 2,446 | $492,470,000 | $201,337 |
| 3-4% | 2,443 | $457,915,000 | $187,440 |
| 4-5% | 2,072 | $402,920,000 | $194,459 |
| 6-7% | 1,175 | $227,005,000 | $193,196 |
| <2.5% | 869 | $88,775,000 | $102,158 |
| 2.5-3% | 625 | $114,805,000 | $183,688 |
| 7-8% | 320 | $46,730,000 | $146,031 |
| Over 8% | 205 | $19,035,000 | $92,854 |
During 2022, Reading's most frequently originated rate bucket was 5-6%, with 2,446 originations.
Loan Sizing (READING, PA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 3,892 | $577,140,000 | $148,289 |
| $200k-400k | 3,136 | $842,910,000 | $268,785 |
| $100,000 or less | 3,053 | $167,905,000 | $54,997 |
| $400k-600k | 420 | $197,690,000 | $470,690 |
| $600k-1000k | 80 | $57,290,000 | $716,125 |
| $Over $1MM | 33 | $96,345,000 | $2,919,545 |
READING's loan sizing saw the bucket of loans from $100k-200k with 3,892 originations, totaling $577,140,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 3,730 | $878,610,000 | $235,552 |
| 60-80% | 2,497 | $564,565,000 | $226,097 |
| Under 20% | 1,522 | $69,190,000 | $45,460 |
| 20-40% | 1,365 | $126,045,000 | $92,341 |
| 40-60% | 1,130 | $212,410,000 | $187,973 |
| Over 100% | 69 | $23,945,000 | $347,029 |
READING's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 3,730 originations, totaling $878,610,000 in origination value.