READING Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Reading averaged 5.37% for the week of 2022-05-19, compared to the national average of 5.25% for the same period.

The average rate for the prior week (2022-05-12) was 5.52% and one month ago for the week of 2022-04-14, the average rate was 5.42%.

Reading's average rate one year ago was 3.3%.

For refis of the same type during the week of 2022-05-19, the average rate was 5.32%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-19 5.25%
Reading 30 Year Fixed Rate 2022-05-19 5.37%
Reading 30 Year Fixed Rate Refi 2022-05-19 5.32%
Reading 15 Year Fixed Rate 2022-05-19 5.15%
Reading 15 Year Fixed Rate Refi 2022-05-19 4.77%
Reading 30 Year FHA 2022-05-19 5.24%
Reading 30 Year FHA Refi 2022-05-19 5.13%
Reading 30 Year USDA 2022-05-19 5.18%
Reading 30 Year USDA Refi 2022-05-19 5.61%
Reading 30 Year VA 2022-05-19 5.62%
Reading 30 Year VA Refi 2022-05-19 5.28%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within READING, PA.

READING Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the READING, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
Mortgage America, Inc. 516 3.20% $4,055
QUICKEN LOANS, LLC 500 3.15% $5,413
Northpointe Bank 306 3.18% $5,015
CROSSCOUNTRY MORTGAGE, LLC 287 3.22% $5,144
Fulton Bank 258 3.27% $4,054
Wells Fargo Bank 251 3.15% $3,856
RESIDENTIAL MORTGAGE SERVICES, INC. 165 3.15% $4,347
Santander Bank, N.A. 123 3.01% $3,930
UNITED WHOLESALE MORTGAGE, LLC 123 3.06% $5,130
LOANDEPOT.COM, LLC 120 3.14% $5,247
Citizens Bank 108 3.05% $4,974
Customers Bank 107 3.30% $3,429
GUARANTEED RATE, INC. 107 3.10% $5,206
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 98 3.22% $4,854
CALIBER HOME LOANS, INC. 84 3.08% $6,255
Prosperity Home Mortgage, LLC 70 3.18% $4,598
First National Bank of Pennsylvania 68 2.91% $4,055
PENNYMAC LOAN SERVICES, LLC 68 3.17% $5,681
CONTOUR MORTGAGE CORPORATION 65 3.15% $5,175
Diamond Credit Union 65 3.13% $3,695
AMERISAVE MORTGAGE CORPORATION 64 2.92% $5,725
FINANCE OF AMERICA MORTGAGE LLC 62 3.13% $4,840
SUCCESS MORTGAGE PARTNERS, INC. 61 3.39% $5,291
BROKER SOLUTIONS, INC. 60 3.06% $5,407
BELLCO 56 2.84% $3,987
Mr. Cooper ( Nationstar Mortgage ) 53 3.36% $5,731
Homesale Mortgage, LLC 52 3.10% $4,042
Univest Bank and Trust Co. 51 3.20% $4,631
NEWREZ LLC 51 3.17% $5,199
HOME POINT FINANCIAL CORPORATION 51 3.18% $5,573
AmeriHome Mortgage Company, LLC 50 3.15% $4,372
BETTER MORTGAGE CORPORATION 47 2.95% $4,317
Manufacturers and Traders Trust Company 47 3.23% $4,453
MOVEMENT MORTGAGE, LLC 46 3.15% $5,019
The Huntington National Bank 44 2.98% $4,316
JPMorgan Chase Bank 44 3.11% $4,144
Gateway First Bank 42 3.32% $3,980
GUILD MORTGAGE COMPANY 41 3.25% $5,236
PENNSYLVANIA STATE EMPLOYEES Credit Union 38 3.13% $2,736
State Financial Network, LLC 36 3.19% $3,463
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 35 3.07% $5,050
The Ephrata National Bank 33 3.30% $5,863
VISIONS 33 3.13% $2,691
Keystone Funding, Inc. 32 3.06% $5,563
Truist Bank 32 3.02% $4,173
Flanagan State Bank 30 3.42% $5,443
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 28 3.28% $4,733
Bank of America 28 2.76% $4,467
FREEDOM MORTGAGE CORPORATION 27 3.36% $3,119
KeyBank 26 3.23% $2,722
HOMESIDE FINANCIAL, LLC 25 3.12% $4,977
UTILITIES EMPLOYEES CREDIT UNION 25 3.11% $4,406
GUARANTEED RATE AFFINITY, LLC 23 3.10% $3,969
ENVOY MORTGAGE, LTD 22 3.10% $5,479
MEMBERS 1ST FEDERAL CREDIT UNION 22 3.30% $3,851
Paramount Residential Mortgage Group, Inc. 22 3.52% $5,189
First Commonwealth Federal Credit Union 21 3.21% $3,430
Orrstown Bank 20 3.18% $5,256
NFM, INC. 19 3.15% $4,806
ALLIED MORTGAGE GROUP, INC. 19 3.21% $4,463
CITADEL FEDERAL CREDIT UNION 19 3.17% $3,629
NAVY FEDERAL CREDIT UNION 18 3.31% $5,393
BAYSHORE MORTGAGE FUNDING, LLC 18 3.20% $4,699
Philadelphia Mortgage Advisors, Inc. 18 3.12% $4,747
AmRes Corporation 17 3.06% $2,927
EMM LOANS LLC 17 3.05% $7,039
GUARANTY HOME MORTGAGE CORPORATION 17 3.00% $7,638
InterContinental Capital Group, Inc 17 3.37% $5,753
MUTUAL OF OMAHA MORTGAGE, INC. 16 3.34% $5,158
Carrington Mortgage Services, LLC 15 3.38% $4,993
TD Bank 15 3.23% $4,287
Flagstar Bank, FSB 15 3.37% $4,144
AMERICAN HERITAGE FCU 15 3.46% $2,638
PROVIDENT FUNDING ASSOCIATES, L.P. 15 2.68% $3,429
AMERICAN FINANCING CORPORATION 15 3.13% $5,527
UNION HOME MORTGAGE CORP. 14 3.15% $5,694
Presidential Bank, FSB 14 3.04% $5,054
Meridian Bank Corporation 14 2.98% $5,119
EMBRACE HOME LOANS, INC. 13 3.05% $5,975
NATIONWIDE MORTGAGE BANKERS, INC. 12 3.49% $7,149
Discovery Federal Credit Union 12 3.33% $3,751
Northwest Bank 11 3.13% $5,419
MORTGAGE ACCESS CORP. 11 3.12% $6,528
Mid Penn Bank 11 3.01% $5,516
ROYAL UNITED MORTGAGE LLC 11 3.33% $6,752
ABSOLUTE HOME MORTGAGE CORPORATION 11 3.29% $6,850
SUN Federal Credit Union 11 3.67% $3,497
First Guaranty Mortgage Corporation 10 3.00% $6,284
TIDEWATER MORTGAGE SERVICES, INC. 10 3.40% $3,895
Atlantic Home Loans, Inc. 10 3.21% $4,227
PNC Bank 10 3.14% $5,824
T2 FINANCIAL LLC 10 3.39% $6,466
Firstrust Savings Bank 10 2.96% $6,164
Blue Ridge Bank 9 3.24% $6,244
AMERICAN FINANCIAL NETWORK, INC. 9 3.22% $10,494
Advisors Mortgage Group, L.L.C. 9 3.20% $5,492
LAKEVIEW LOAN SERVICING, LLC 9 3.57% $4,115
PRIMELENDING, A PLAINSCAPITAL COMPANY 9 3.51% $5,421
S&T Bank 9 2.96% $7,752
Huntingdon Valley Bank 8 3.03% $4,883
ARK-LA-TEX FINANCIAL SERVICES, LLC. 8 3.20% $6,358
PRIMARY RESIDENTIAL MORTGAGE, INC. 8 3.28% $5,942
HOMEBRIDGE FINANCIAL SERVICES, INC. 7 3.11% $4,806
AmeriServ Financial Bank 7 2.96% $2,711
Bank of England 7 3.11% $7,509
ZILLOW HOME LOANS, LLC 7 3.02% $4,457
MICHIGAN MUTUAL, INC. 7 3.46% $4,212
FIRST ALLIANCE HOME MORTGAGE, LLC 6 3.02% $4,618
UNITED MORTGAGE CORP. 6 3.00% $4,885
PENTAGON FEDERAL CREDIT UNION 6 3.02% $4,308
PHH Mortgage Corporation 6 3.25% $6,268
POLICE & FIRE 6 3.08% $2,852
DRAPER AND KRAMER MORTGAGE CORP. 6 3.13% $4,439
AgFirst Farm Credit Bank 6 3.29% $4,084
STEARNS LENDING, LLC 6 2.96% $6,102
NJ LENDERS CORP. 6 2.90% $3,857
GENEVA FINANCIAL, LLC 5 3.58% $5,151
Florida Capital Bank 5 3.55% $9,013
SUN WEST MORTGAGE COMPANY, INC. 5 3.05% $5,906
Mortgage Research Center, LLC 5 3.02% $4,663
Ally Bank 5 3.33% $4,197
RELIANCE FIRST CAPITAL, LLC 5 3.08% $8,822
GREENTREE MORTGAGE COMPANY, L.P. 5 2.90% $3,917
Quontic Bank 4 5.03% $9,428
A&D Mortgage LLC 4 5.03% $12,724
ANGEL OAK MORTGAGE SOLUTIONS LLC 4 5.16% $10,228
CHURCHILL MORTGAGE CORPORATION 4 3.22% $5,491
CMG MORTGAGE, INC. 4 2.99% $7,778
DEVELOPER'S MORTGAGE COMPANY 4 3.13% $3,751
First Citizens Community Bank 4 3.25% $3,038
LENDUS, LLC 4 3.28% $3,756
Nations Lending Corporation 4 3.19% $6,480
NP, Inc. 4 3.53% $5,384
Penn Community Bank 4 3.06% $3,383
Princeton Mortgage Corporation 4 3.09% $6,724
Quaint Oak Mortgage, LLC 4 2.88% $6,010
Sierra Pacific Mortgage Company, Inc. 4 3.47% $5,527
SOFI LENDING CORP. 4 2.91% $4,614
TIAA, FSB 4 3.00% $4,554
Wilmington Savings Fund Society, FSB 4 3.22% $3,114
Center City Mortgage and Investments LLC 3 3.08% $3,929
Citibank 3 3.21% $3,845
ACADEMY MORTGAGE CORPORATION 3 3.17% $4,859
SIRVA MORTGAGE, INC. 3 3.00% $1,828
Wyndham Capital Mortgage, Inc. 3 3.13% $2,726
EVERENCE FEDERAL CREDIT UNION 3 3.67% $2,187
ESSA Bank & Trust 3 3.13% $3,915
Equity Prime Mortgage LLC 3 3.38% $6,847
Summit Mortgage Corporation 3 3.21% $3,936
FIRST HERITAGE FINANCIAL, LLC 3 3.17% $3,212
Discover Bank 3 4.33% $0
North American Savings Bank, F.S.B. 3 2.71% $1,792
Northeast Equitable Mortgage, LLC 3 3.04% $5,538
The Federal Savings Bank 3 3.13% $5,601
CREDIT UNION MORTGAGE ASSOCIATION, INC. 3 2.75% $4,049
Acre Mortgage and Financial Inc 3 3.42% $4,418
York Traditions Bank 3 3.25% $4,052
Mortgage Network, Inc. 3 2.91% $4,168
MILEND, INC. 3 3.29% $7,764
ARC HOME LLC 3 3.78% $5,623
U.S. Bank 3 3.08% $4,133
ALLIANT CREDIT UNION 3 2.96% $6,417
INTERCOASTAL MORTGAGE COMPANY 3 2.87% $4,862
Riverview Bank 3 3.42% $5,194
LEBANON 3 3.38% $5,776
LENDING CAPITAL GROUP Inc 3 3.33% $6,755
FAMILY FIRST FUNDING LLC 2 3.31% $4,797
MILLENIUM HOME MORTGAGE, LLC 2 2.94% $4,097
RESIDENTIAL HOME FUNDING CORP. 2 3.06% $7,711
LEADERONE FINANCIAL CORPORATION 2 3.62% $4,517
Lakeview Community Capital, LLC 2 3.62% $4,310
VANDERBILT MORTGAGE AND FINANCE, INC. 2 2.75% $3,474
Third Federal Savings and Loan Association of Cleveland 2 2.47% $295
Evesham Mortgage, LLC 2 3.31% $7,119
Austin Capital Bank SSB 2 3.25% $5,282
TOP FLITE FINANCIAL, INC. 2 3.38% $11,115
Fifth Third Bank 2 3.88% $10,140
KELLER MORTGAGE, LLC 2 3.13% $3,850
Sail Mortgage Corp. 2 3.06% $5,458
NASA Federal Credit Union 2 2.81% $6,014
NATIONS DIRECT MORTGAGE, LLC 2 2.88% $3,778
Luxury Mortgage Corp. 2 4.63% $10,488
Arvest Bank 2 3.13% $4,882
TRUMARK FINANCIAL CREDIT UNION 2 3.63% $4,125
Community Bank 2 3.50% $3,598
MEMBER FIRST MORTGAGE, LLC 2 3.63% $7,444
SOVEREIGN LENDING GROUP INCORPORATED 2 3.13% $6,644
SPRING EQ, LLC 2 2.88% $0
HOWARD HANNA FINANCIAL SERVICES, INC. 2 2.81% $4,291
Hometown Lenders, Inc. 2 3.88% $4,262
ROUNDPOINT MORTGAGE SERVICING CORPORATION 2 3.37% $7,469
MidAtlantic Farm Credit, ACA 2 4.25% $7,079
City National Bank 2 2.69% $5,619
Strong Home Mortgage, LLC 2 2.94% $2,416
FRANKLIN MINT 2 3.00% $3,913
RAPID MORTGAGE COMPANY 2 3.19% $5,024
NBKC BANK 2 2.88% $5,097
First Internet Bank of Indiana 2 2.88% $3,201
First Federal Bank 2 3.62% $5,021
POLARIS HOME FUNDING CORP. 2 3.50% $7,622
FirstBank 2 3.19% $2,734
PREMIA MORTGAGE, LLC 2 2.81% $762
THE BRYN MAWR TRUST COMPANY 1 3.25% $3,344
Barrington Bank & Trust Company, N.A. 1 3.25% $3,469
The Fidelity Deposit and Discount Bank 1 3.38% $3,311
Axos Bank 1 3.63% $3,144
TOTAL MORTGAGE SERVICES, LLC 1 3.50% $8,367
TOWNE MORTGAGE COMPANY 1 2.50% $10,032
Triumph Bank 1 2.50% $4,770
UBS Bank USA 1 2.88% $6,228
UIF CORPORATION 1 3.25% $4,642
VAN DYK MORTGAGE CORPORATION 1 3.25% $3,762
AMERIFIRST FINANCIAL CORPORATION 1 3.63% $6,061
Unity Bank 1 2.88% $3,368
AMERICAN ADVISORS GROUP 1 2.75% $4,211
USAA Federal Savings Bank 1 3.13% $4,434
JLB CORPORATION 1 3.00% $6,173
INLAND BANK & TRUST 1 3.63% $4,229
Kwik Mortgage Corporation 1 3.13% $4,983
Ameris Bank 1 3.13% $3,394
HOMEXPRESS MORTGAGE CORP. 1 6.88% $10,180
LOANLEADERS OF AMERICA, INC. 1 3.13% $6,417
LOANPAL, LLC 1 2.63% $8,912
Malvern Bank N.A. 1 4.00% $4,243
MCLEAN MORTGAGE CORPORATION 1 3.13% $4,321
Hometown Equity Mortgage, LLC 1 3.00% $11,478
GUIDANCE RESIDENTIAL, LLC 1 3.00% $4,322
Metro City Bank 1 4.63% $6,839
GuardHill Financial Corp. 1 2.88% $5,500
Greenbox Loans, Inc. 1 5.50% $10,062
MLB RESIDENTIAL LENDING, LLC 1 3.00% $10,867
Morgan Stanley Private Bank 1 2.55% $5,442
FREEDOM CREDIT UNION 1 3.13% $3,493
First Savings Bank 1 3.00% $5,456
First National Bank of Omaha 1 2.88% $3,045
First Horizon Bank 1 2.50% $5,058
AFFORDABLE MORTGAGE ADVISORS, LLC. 1 2.75% $4,448
NATIONS RELIABLE LENDING, LLC 1 3.37% $3,984
FIRST HOME MORTGAGE CORPORATION 1 2.88% $3,936
First Home Bank 1 3.25% $7,687
Fidelity Bank 1 3.00% $6,399
Watermark Capital, Inc. 1 2.75% $3,770
OCEANSIDE MORTGAGE COMPANY 1 4.50% $1,945
OPEN MORTGAGE, LLC 1 2.75% $2,375
PANORAMA MORTGAGE GROUP, LLC 1 2.25% $8,878
PARKSIDE LENDING, LLC 1 3.63% $4,034
Waterstone Mortgage Corporation 1 4.00% $4,672
EVANSVILLE TEACHERS 1 3.13% $3,977
Peoples Bank 1 3.38% $5,232
EQUITY RESOURCES, INC. 1 3.63% $3,746
PIKE CREEK MORTGAGE SERVICES, INC. 1 5.00% $12,335
Plains Commerce Bank 1 2.88% $4,865
PLAZA HOME MORTGAGE, INC. 1 2.88% $4,223
Embassy Bank For The Lehigh Valley 1 3.58% $2,816
East Coast Capital Corp. 1 3.38% $5,106
DEEPHAVEN MORTGAGE LLC 1 4.50% $8,013
Prime Choice Funding Inc. 1 2.38% $11,595
CORNING 1 2.88% $4,977
Congressional Bank 1 3.13% $5,010
WESTERN EXPRESS LENDING 1 2.75% $3,508
1ST PREFERENCE MORTGAGE CORP. 1 3.25% $7,480
COLONIAL MORTGAGE SERVICE COMPANY OF AMERICA 1 2.50% $4,425
Republic Bank 1 2.50% $3,576
RESIDENTIAL BANCORP. 1 2.75% $5,570
RESIDENTIAL HOME MORTGAGE CORPORATION 1 3.25% $4,329
Sandy Spring Bank 1 2.88% $11,630
CHERRY CREEK MORTGAGE, LLC 1 2.99% $768
SOUTHERN TRUST MORTGAGE, LLC 1 3.25% $4,555
SOUTHPOINT FINANCIAL SERVICES, INC. 1 3.25% $8,757
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED 1 2.13% $4,256
Century Mortgage Company DBA Century Lending Company 1 3.25% $6,725
Capitol Federal Savings Bank 1 3.13% $9,851
Stifel Bank and Trust 1 2.88% $2,960
Capital Bank 1 3.38% $2,614
CANOPY MORTGAGE, LLC 1 2.99% $4,007
BOKF 1 3.50% $2,696
Superior Credit Union 1 3.25% $500
BNC National Bank 1 3.38% $10,437
TCF National Bank 1 2.88% $9,272
Baxter Credit Union 1 3.25% $3,808
Texana Bank 1 2.75% $7,415

READING, PA's 281 lenders originated 16,029 loans during 2021. The total origination value was $3,057,295,000, with an average loan value of $190,735.

The top READING lender as defined by loan originations is Mortgage America, Inc., with 516 loans originated. Their average total fees are $4,055, which is $1,358 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee READING lenders (with over 10 loans originated) are AMERICAN HERITAGE FCU ($2,638), VISIONS ($2,691), KeyBank ($2,722), PENNSYLVANIA STATE EMPLOYEES Credit Union ($2,736) and AmRes Corporation ($2,927).

The lowest rate READING lenders (with over 10 loans originated) are PROVIDENT FUNDING ASSOCIATES, L.P. (2.68%), Bank of America (2.76%), BELLCO (2.84%), First National Bank of Pennsylvania (2.91%) and AMERISAVE MORTGAGE CORPORATION (2.92%).

READING, PA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $181,795,000 $238,285,000 31.1% 7.8%
Mortgage America, Inc. $210,950,000 $176,800,000 -16.2% 5.8%
Wells Fargo Bank $56,110,000 $139,160,000 148.0% 4.6%
Fulton Bank $105,075,000 $118,590,000 12.9% 3.9%
CROSSCOUNTRY MORTGAGE, LLC $84,045,000 $116,875,000 39.1% 3.8%
Northpointe Bank $89,135,000 $96,745,000 8.5% 3.2%
Citizens Bank $62,200,000 $91,230,000 46.7% 3.0%
FREEDOM MORTGAGE CORPORATION $82,760,000 $74,485,000 -10.0% 2.4%
Diamond Credit Union $54,975,000 $73,650,000 34.0% 2.4%
RESIDENTIAL MORTGAGE SERVICES, INC. $72,475,000 $56,720,000 -21.7% 1.9%
LOANDEPOT.COM, LLC $25,135,000 $55,005,000 118.8% 1.8%
Santander Bank, N.A. $71,790,000 $54,425,000 -24.2% 1.8%
UNITED WHOLESALE MORTGAGE, LLC $32,260,000 $52,520,000 62.8% 1.7%
PENNYMAC LOAN SERVICES, LLC $21,930,000 $47,815,000 118.0% 1.6%
First National Bank of Pennsylvania $26,225,000 $44,405,000 69.3% 1.5%
VIST Bank $46,585,000 $43,530,000 -6.6% 1.4%
Mr. Cooper ( Nationstar Mortgage ) $33,580,000 $41,000,000 22.1% 1.3%
GUARANTEED RATE, INC. $32,090,000 $39,945,000 24.5% 1.3%
Customers Bank $58,445,000 $37,560,000 -35.7% 1.2%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $28,770,000 $35,425,000 23.1% 1.2%
Truist Bank $33,905,000 $35,355,000 4.3% 1.2%
NEWREZ LLC $25,800,000 $35,280,000 36.7% 1.2%
CALIBER HOME LOANS, INC. $34,815,000 $34,405,000 -1.2% 1.1%
CONTOUR MORTGAGE CORPORATION $32,250,000 $28,850,000 -10.5% 0.9%
HOME POINT FINANCIAL CORPORATION $20,440,000 $28,595,000 39.9% 0.9%
Manufacturers and Traders Trust Company $24,170,000 $28,595,000 18.3% 0.9%
Fleetwood Bank $18,515,000 $27,470,000 48.4% 0.9%
BROKER SOLUTIONS, INC. $13,700,000 $24,540,000 79.1% 0.8%
Mortgage Research Center, LLC $20,715,000 $24,530,000 18.4% 0.8%
Univest Bank and Trust Co. $13,780,000 $24,455,000 77.5% 0.8%
BERKELEY POINT CAPITAL LLC $24,185,000 n/a 0.8%
AMERISAVE MORTGAGE CORPORATION $14,010,000 $23,975,000 71.1% 0.8%
PENNSYLVANIA STATE EMPLOYEES Credit Union $20,910,000 $23,715,000 13.4% 0.8%
FINANCE OF AMERICA MORTGAGE LLC $18,630,000 $22,690,000 21.8% 0.7%
The Ephrata National Bank $17,280,000 $22,575,000 30.6% 0.7%
Prosperity Home Mortgage, LLC $3,405,000 $21,840,000 541.4% 0.7%
SUCCESS MORTGAGE PARTNERS, INC. $16,135,000 $21,795,000 35.1% 0.7%
BELLCO $10,900,000 $20,865,000 91.4% 0.7%
JPMorgan Chase Bank $13,080,000 $20,240,000 54.7% 0.7%
MOVEMENT MORTGAGE, LLC $18,305,000 $20,005,000 9.3% 0.7%
BETTER MORTGAGE CORPORATION $11,240,000 $19,395,000 72.6% 0.6%
LAKEVIEW LOAN SERVICING, LLC $6,970,000 $18,760,000 169.2% 0.6%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $10,940,000 $17,665,000 61.5% 0.6%
Gateway First Bank $25,140,000 $17,060,000 -32.1% 0.6%
AmeriHome Mortgage Company, LLC $5,935,000 $16,700,000 181.4% 0.5%
Homesale Mortgage, LLC $14,080,000 $16,555,000 17.6% 0.5%
Bank of America $12,930,000 $15,760,000 21.9% 0.5%
The Huntington National Bank $12,050,000 $15,530,000 28.9% 0.5%
UTILITIES EMPLOYEES CREDIT UNION $8,125,000 $14,850,000 82.8% 0.5%
MEMBERS 1ST FEDERAL CREDIT UNION $4,630,000 $14,490,000 213.0% 0.5%
ARC HOME LLC $16,380,000 $14,060,000 -14.2% 0.5%
GUILD MORTGAGE COMPANY $13,815,000 n/a 0.5%
KeyBank $12,015,000 $13,190,000 9.8% 0.4%
VISIONS $13,125,000 $12,865,000 -2.0% 0.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $10,555,000 $12,225,000 15.8% 0.4%
NAVY FEDERAL CREDIT UNION $9,210,000 $12,180,000 32.2% 0.4%
Carrington Mortgage Services, LLC $10,360,000 $11,975,000 15.6% 0.4%
Discovery Federal Credit Union $11,925,000 n/a 0.4%
Paramount Residential Mortgage Group, Inc. $4,450,000 $11,280,000 153.5% 0.4%
Orrstown Bank $15,705,000 $11,020,000 -29.8% 0.4%
CITADEL FEDERAL CREDIT UNION $7,325,000 $10,975,000 49.8% 0.4%
Keystone Funding, Inc. $10,450,000 n/a 0.3%
First Commonwealth Federal Credit Union $10,645,000 $10,060,000 -5.5% 0.3%
PNC Bank $9,030,000 $10,015,000 10.9% 0.3%
S&T Bank $4,285,000 $9,280,000 116.6% 0.3%
ENVOY MORTGAGE, LTD $7,070,000 $9,140,000 29.3% 0.3%
ALLIED MORTGAGE GROUP, INC. $10,990,000 $8,930,000 -18.7% 0.3%
First Commonwealth Bank $8,505,000 n/a 0.3%
State Financial Network, LLC $7,195,000 $8,255,000 14.7% 0.3%
GUARANTEED RATE AFFINITY, LLC $4,010,000 $8,140,000 103.0% 0.3%
InterContinental Capital Group, Inc $4,040,000 $8,130,000 101.2% 0.3%
Mid Penn Bank $6,655,000 $7,985,000 20.0% 0.3%
RIVERFRONT $14,250,000 $7,845,000 -44.9% 0.3%
Flanagan State Bank $4,125,000 $7,425,000 80.0% 0.2%
EMM LOANS LLC $7,130,000 $7,155,000 0.4% 0.2%
POLICE & FIRE $6,250,000 $7,120,000 13.9% 0.2%
AMERICAN HERITAGE FCU $5,260,000 $7,105,000 35.1% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $4,005,000 $6,875,000 71.7% 0.2%
Meridian Bank Corporation $8,750,000 $6,855,000 -21.7% 0.2%
Philadelphia Mortgage Advisors, Inc. $6,385,000 $6,840,000 7.1% 0.2%
HOMESIDE FINANCIAL, LLC $3,475,000 $6,735,000 93.8% 0.2%
NFM, INC. $4,950,000 $6,610,000 33.5% 0.2%
NATIONWIDE MORTGAGE BANKERS, INC. $1,155,000 $6,310,000 446.3% 0.2%
QNB Bank $1,465,000 $6,300,000 330.0% 0.2%
First Guaranty Mortgage Corporation $2,390,000 $6,295,000 163.4% 0.2%
Flagstar Bank, FSB $3,695,000 $6,095,000 65.0% 0.2%
VILLAGE CAPITAL & INVESTMENT LLC $5,245,000 $6,055,000 15.4% 0.2%
GUARANTY HOME MORTGAGE CORPORATION $8,395,000 $6,025,000 -28.2% 0.2%
BAYSHORE MORTGAGE FUNDING, LLC $1,905,000 $6,010,000 215.5% 0.2%
TD Bank $8,495,000 $5,980,000 -29.6% 0.2%
LEBANON $5,350,000 $5,840,000 9.2% 0.2%
AMERICAN FINANCING CORPORATION $2,595,000 $5,795,000 123.3% 0.2%
Penn Community Bank $930,000 $5,760,000 519.4% 0.2%
NEW DAY FINANCIAL, LLC $2,930,000 $5,615,000 91.6% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $6,950,000 $5,420,000 -22.0% 0.2%
American Bank $1,230,000 $5,190,000 322.0% 0.2%
Northwest Bank $6,805,000 $5,165,000 -24.1% 0.2%
UNION HOME MORTGAGE CORP. $6,055,000 $4,990,000 -17.6% 0.2%
The Victory Bank $6,195,000 $4,925,000 -20.5% 0.2%
RELIANCE FIRST CAPITAL, LLC $1,660,000 $4,870,000 193.4% 0.2%
SUN Federal Credit Union $5,320,000 $4,655,000 -12.5% 0.2%
EMBRACE HOME LOANS, INC. $4,480,000 $4,515,000 0.8% 0.1%
USAA Federal Savings Bank $8,510,000 $4,515,000 -46.9% 0.1%
New York Community Bank $21,375,000 $4,505,000 -78.9% 0.1%
Northfield Bank $4,505,000 n/a 0.1%
Advisors Mortgage Group, L.L.C. $2,680,000 $4,405,000 64.4% 0.1%
The Federal Savings Bank $1,755,000 $4,295,000 144.7% 0.1%
TRI COUNTY AREA Federal Credit Union $1,725,000 $4,280,000 148.1% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $8,200,000 $4,245,000 -48.2% 0.1%
Firstrust Savings Bank $5,150,000 $4,225,000 -18.0% 0.1%
Presidential Bank, FSB $3,550,000 $4,215,000 18.7% 0.1%
Blue Ridge Bank $35,000 $4,180,000 11,842.9% 0.1%
Bank of England $5,775,000 $3,855,000 -33.2% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $4,195,000 $3,850,000 -8.2% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $3,915,000 $3,850,000 -1.7% 0.1%
Jonestown Bank and Trust Company, of Jonestown, Pennsylvania $4,755,000 $3,840,000 -19.2% 0.1%
TIDEWATER MORTGAGE SERVICES, INC. $3,575,000 $3,800,000 6.3% 0.1%
Kearny Bank $3,770,000 n/a 0.1%
AmRes Corporation $2,920,000 $3,755,000 28.6% 0.1%
First Citizens Community Bank $3,625,000 $3,695,000 1.9% 0.1%
MORTGAGE ACCESS CORP. $2,265,000 $3,585,000 58.3% 0.1%
Riverview Bank $8,385,000 $3,475,000 -58.6% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $3,905,000 $3,475,000 -11.0% 0.1%
CLEARPATH LENDING $4,115,000 $3,460,000 -15.9% 0.1%
ABSOLUTE HOME MORTGAGE CORPORATION $4,805,000 $3,215,000 -33.1% 0.1%
Lakeview Community Capital, LLC $1,085,000 $3,190,000 194.0% 0.1%
Atlantic Home Loans, Inc. $3,145,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $690,000 $3,095,000 348.6% 0.1%
PENTAGON FEDERAL CREDIT UNION $2,755,000 $3,050,000 10.7% 0.1%
New Tripoli Bank $6,205,000 $3,020,000 -51.3% 0.1%
Barrington Bank & Trust Company, N.A. $2,195,000 $2,935,000 33.7% 0.1%
MICHIGAN MUTUAL, INC. $1,080,000 $2,875,000 166.2% 0.1%
Equity Prime Mortgage LLC $1,590,000 $2,860,000 79.9% 0.1%
FINANCE OF AMERICA COMMERCIAL LLC $900,000 $2,700,000 200.0% 0.1%
U.S. Bank $4,055,000 $2,690,000 -33.7% 0.1%
Ally Bank $1,950,000 $2,575,000 32.1% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $2,165,000 $2,515,000 16.2% 0.1%
SOFI LENDING CORP. $2,080,000 $2,455,000 18.0% 0.1%
Quaint Oak Mortgage, LLC $2,400,000 $2,430,000 1.3% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $115,000 $2,395,000 1,982.6% 0.1%
FIRST HERITAGE FINANCIAL, LLC $1,455,000 $2,360,000 62.2% 0.1%
Huntingdon Valley Bank $3,165,000 $2,360,000 -25.4% 0.1%
Embassy Bank For The Lehigh Valley $2,515,000 $2,325,000 -7.6% 0.1%
AgFirst Farm Credit Bank $1,195,000 $2,305,000 92.9% 0.1%
CHURCHILL MORTGAGE CORPORATION $1,745,000 $2,270,000 30.1% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $2,190,000 $2,220,000 1.4% 0.1%
SPRING EQ, LLC $370,000 $2,190,000 491.9% 0.1%
PHH Mortgage Corporation $2,250,000 $2,145,000 -4.7% 0.1%
STEARNS LENDING, LLC $2,785,000 $2,120,000 -23.9% 0.1%
Third Federal Savings and Loan Association of Cleveland $2,190,000 $2,115,000 -3.4% 0.1%
AmeriServ Financial Bank $2,160,000 $2,070,000 -4.2% 0.1%
GREENTREE MORTGAGE COMPANY, L.P. $1,555,000 $2,065,000 32.8% 0.1%
T2 FINANCIAL LLC $2,065,000 n/a 0.1%
NBKC BANK $2,640,000 $2,060,000 -22.0% 0.1%
APCI Federal Credit Union $3,690,000 $2,055,000 -44.3% 0.1%
Sierra Pacific Mortgage Company, Inc. $2,535,000 $2,050,000 -19.1% 0.1%
TRUMARK FINANCIAL CREDIT UNION $2,355,000 $1,970,000 -16.3% 0.1%
LENDING CAPITAL GROUP Inc $1,095,000 $1,965,000 79.5% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $685,000 $1,885,000 175.2% 0.1%
ROYAL UNITED MORTGAGE LLC $4,650,000 $1,855,000 -60.1% 0.1%
TOP FLITE FINANCIAL, INC. $360,000 $1,830,000 408.3% 0.1%
FIRST ALLIANCE HOME MORTGAGE, LLC $1,715,000 $1,825,000 6.4% 0.1%
ESSA Bank & Trust $1,705,000 $1,810,000 6.2% 0.1%
UNITED MORTGAGE CORP. $1,000,000 $1,790,000 79.0% 0.1%
TIAA, FSB $2,575,000 $1,780,000 -30.9% 0.1%
Wilmington Savings Fund Society, FSB $1,420,000 $1,780,000 25.4% 0.1%
Bank of Bird-in-Hand $395,000 $1,755,000 344.3% 0.1%
First Federal Bank $1,700,000 $1,745,000 2.6% 0.1%
NJ LENDERS CORP. $965,000 $1,720,000 78.2% 0.1%
CMG MORTGAGE, INC. $1,875,000 $1,710,000 -8.8% 0.1%
Princeton Mortgage Corporation $1,700,000 n/a 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $1,070,000 $1,685,000 57.5% 0.1%
NP, Inc. $335,000 $1,655,000 394.0% 0.1%
LENDUS, LLC $500,000 $1,635,000 227.0% 0.1%
MILEND, INC. $1,600,000 $1,630,000 1.9% 0.1%
FirstBank $600,000 $1,625,000 170.8% 0.1%
Quontic Bank $1,515,000 n/a 0.0%
Florida Capital Bank $5,645,000 $1,510,000 -73.3% 0.0%
ALLIANT CREDIT UNION $285,000 $1,500,000 426.3% 0.0%
FIRST CREDIT CORPORATION OF NEW YORK, INC. $2,255,000 $1,495,000 -33.7% 0.0%
York Traditions Bank $2,755,000 $1,490,000 -45.9% 0.0%
GENEVA FINANCIAL, LLC $1,540,000 $1,480,000 -3.9% 0.0%
MLB RESIDENTIAL LENDING, LLC $1,760,000 $1,470,000 -16.5% 0.0%
Discover Bank $760,000 $1,465,000 92.8% 0.0%
PLANET HOME LENDING, LLC $2,195,000 $1,465,000 -33.3% 0.0%
MEMBER FIRST MORTGAGE, LLC $815,000 $1,405,000 72.4% 0.0%
Nations Lending Corporation $930,000 $1,395,000 50.0% 0.0%
MidAtlantic Farm Credit, ACA $1,245,000 $1,335,000 7.2% 0.0%
Wyndham Capital Mortgage, Inc. $2,670,000 $1,280,000 -52.1% 0.0%
DEVELOPER'S MORTGAGE COMPANY $5,455,000 $1,270,000 -76.7% 0.0%
Arvest Bank $430,000 $1,245,000 189.5% 0.0%
A&D Mortgage LLC $1,185,000 n/a 0.0%
FAMILY FIRST FUNDING LLC $1,175,000 n/a 0.0%
RESIDENTIAL BANCORP. $1,175,000 n/a 0.0%
City National Bank $1,145,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $610,000 $1,145,000 87.7% 0.0%
Peoples Security Bank and Trust Company $315,000 $1,135,000 260.3% 0.0%
EVERENCE FEDERAL CREDIT UNION $25,000 $1,125,000 4,400.0% 0.0%
Fifth Third Bank $145,000 $1,125,000 675.9% 0.0%
INTERCOASTAL MORTGAGE COMPANY $1,125,000 n/a 0.0%
SIRVA MORTGAGE, INC. $85,000 $1,095,000 1,188.2% 0.0%
AMERICAN FEDERAL MORTGAGE CORPORATION $865,000 $1,090,000 26.0% 0.0%
Citibank $120,000 $1,045,000 770.8% 0.0%
Community Bank $1,005,000 n/a 0.0%
TCF National Bank $15,000 $1,005,000 6,600.0% 0.0%
NBT Bank $65,000 $985,000 1,415.4% 0.0%
Strong Home Mortgage, LLC $520,000 $985,000 89.4% 0.0%
North American Savings Bank, F.S.B. $790,000 $980,000 24.1% 0.0%
Ambler Savings Bank $2,590,000 $955,000 -63.1% 0.0%
Capitol Federal Savings Bank $950,000 n/a 0.0%
AMERICAN ADVISORS GROUP $160,000 $945,000 490.6% 0.0%
LOANLEADERS OF AMERICA, INC. $945,000 $935,000 -1.1% 0.0%
First Internet Bank of Indiana $775,000 $920,000 18.7% 0.0%
Northeast Equitable Mortgage, LLC $815,000 $915,000 12.3% 0.0%
LEADERONE FINANCIAL CORPORATION $845,000 $890,000 5.3% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $3,275,000 $890,000 -72.8% 0.0%
PIKE CREEK MORTGAGE SERVICES, INC. $155,000 $880,000 467.7% 0.0%
1ST FINANCIAL, INC. $215,000 $875,000 307.0% 0.0%
US MORTGAGE CORPORATION $3,095,000 $870,000 -71.9% 0.0%
WESTERN EXPRESS LENDING $865,000 n/a 0.0%
Center City Mortgage and Investments LLC $515,000 $855,000 66.0% 0.0%
PEOPLE FIRST $290,000 $855,000 194.8% 0.0%
ACADEMY MORTGAGE CORPORATION $1,510,000 $845,000 -44.0% 0.0%
Hometown Equity Mortgage, LLC $165,000 $845,000 412.1% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $735,000 $825,000 12.2% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $260,000 $820,000 215.4% 0.0%
Chicago Mortgage Solutions LLC $815,000 n/a 0.0%
Superior Credit Union $215,000 $800,000 272.1% 0.0%
Hometown Lenders, Inc. $1,535,000 $785,000 -48.9% 0.0%
KS StateBank $375,000 $780,000 108.0% 0.0%
LENDINGHOME FUNDING CORPORATION $1,310,000 $780,000 -40.5% 0.0%
Mortgage Network, Inc. $1,555,000 $780,000 -49.8% 0.0%
Summit Mortgage Corporation $6,580,000 $780,000 -88.1% 0.0%
First Resource Bank $835,000 $775,000 -7.2% 0.0%
Harleysville Bank $605,000 $775,000 28.1% 0.0%
Figure Lending LLC $530,000 $770,000 45.3% 0.0%
CHERRY CREEK MORTGAGE, LLC $1,365,000 $760,000 -44.3% 0.0%
FRANKLIN MINT $145,000 $740,000 410.3% 0.0%
POLARIS HOME FUNDING CORP. $700,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $865,000 $700,000 -19.1% 0.0%
Acre Mortgage and Financial Inc $685,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $405,000 $685,000 69.1% 0.0%
LOANPAL, LLC $1,545,000 $685,000 -55.7% 0.0%
21ST MORTGAGE CORPORATION $680,000 $665,000 -2.2% 0.0%
MERCK EMPLOYEES FEDERAL CREDIT UNION $655,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $95,000 $635,000 568.4% 0.0%
EQUITY RESOURCES, INC. $210,000 $630,000 200.0% 0.0%
PREMIA MORTGAGE, LLC $275,000 $630,000 129.1% 0.0%
Evesham Mortgage, LLC $510,000 $620,000 21.6% 0.0%
VAN DYK MORTGAGE CORPORATION $620,000 n/a 0.0%
KELLER MORTGAGE, LLC $390,000 $610,000 56.4% 0.0%
MILLENIUM HOME MORTGAGE, LLC $605,000 n/a 0.0%
Sail Mortgage Corp. $185,000 $600,000 224.3% 0.0%
UBS Bank USA $225,000 $595,000 164.4% 0.0%
First National Bank of Omaha $530,000 $580,000 9.4% 0.0%
Peoples Bank $360,000 $580,000 61.1% 0.0%
Ukrainian Selfreliance Federal Credit Union $580,000 n/a 0.0%
FIRST HOME MORTGAGE CORPORATION $750,000 $570,000 -24.0% 0.0%
UIF CORPORATION $570,000 n/a 0.0%
PANORAMA MORTGAGE GROUP, LLC $560,000 n/a 0.0%
Mid-Continent Funding, Inc. $300,000 $555,000 85.0% 0.0%
Low VA Rates, LLC $1,835,000 $550,000 -70.0% 0.0%
TOWNE MORTGAGE COMPANY $1,635,000 $550,000 -66.4% 0.0%
GSF Mortgage Corporation $175,000 $545,000 211.4% 0.0%
HOWARD HANNA FINANCIAL SERVICES, INC. $320,000 $545,000 70.3% 0.0%
Paramount Bank $545,000 n/a 0.0%
NASA Federal Credit Union $395,000 $540,000 36.7% 0.0%
Capital Bank $520,000 n/a 0.0%
Luxury Mortgage Corp. $520,000 n/a 0.0%
Malvern Bank N.A. $1,475,000 $520,000 -64.7% 0.0%
Colonial Savings, F.A. $1,040,000 $515,000 -50.5% 0.0%
Morgan Stanley Private Bank $870,000 $515,000 -40.8% 0.0%
PLAZA HOME MORTGAGE, INC. $1,020,000 $510,000 -50.0% 0.0%
RAPID MORTGAGE COMPANY $1,620,000 $500,000 -69.1% 0.0%
HOMESTEAD FUNDING CORP. $685,000 $495,000 -27.7% 0.0%
APEX HOME LOANS, INC. $675,000 $490,000 -27.4% 0.0%
CORNING $230,000 $490,000 113.0% 0.0%
First Home Bank $510,000 $490,000 -3.9% 0.0%
PEOPLESBANK, A CODORUS VALLEY COMPANY $225,000 $490,000 117.8% 0.0%
LEHIGH VALLEY EDUCATORS $270,000 $485,000 79.6% 0.0%
CANOPY MORTGAGE, LLC $165,000 $475,000 187.9% 0.0%
JLB CORPORATION $465,000 n/a 0.0%
Metro City Bank $420,000 $465,000 10.7% 0.0%
Austin Capital Bank SSB $195,000 $460,000 135.9% 0.0%
AFFORDABLE MORTGAGE ADVISORS, LLC. $450,000 n/a 0.0%
Ardent Federal Credit Union $760,000 $450,000 -40.8% 0.0%
FREEDOM CREDIT UNION $735,000 $450,000 -38.8% 0.0%
GREENWOOD $450,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $330,000 $450,000 36.4% 0.0%
Sandy Spring Bank $145,000 $435,000 200.0% 0.0%
NATION ONE MORTGAGE CORPORATION $535,000 $430,000 -19.6% 0.0%
SILVER HILL FUNDING, LLC $430,000 n/a 0.0%
ACCELERATE MORTGAGE, LLC $420,000 n/a 0.0%
AMERICAN INTERNET MORTGAGE, INC. $215,000 $420,000 95.3% 0.0%
CIVIC FINANCIAL SERVICES, LLC $395,000 n/a 0.0%
NATIONS DIRECT MORTGAGE, LLC $145,000 $395,000 172.4% 0.0%
COLONIAL MORTGAGE SERVICE COMPANY OF AMERICA $430,000 $390,000 -9.3% 0.0%
EVERETT FINANCIAL, INC. $5,580,000 $390,000 -93.0% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $390,000 n/a 0.0%
BNC National Bank $510,000 $385,000 -24.5% 0.0%
EQUITY NOW INC. $385,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $1,530,000 $385,000 -74.8% 0.0%
PINNACLE MORTGAGE, INC. $125,000 $385,000 208.0% 0.0%
SOUTHERN TRUST MORTGAGE, LLC $385,000 n/a 0.0%
FNCB Bank $475,000 $370,000 -22.1% 0.0%
RESIDENTIAL HOME MORTGAGE CORPORATION $620,000 $370,000 -40.3% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $1,130,000 $370,000 -67.3% 0.0%
The Fidelity Deposit and Discount Bank $225,000 $370,000 64.4% 0.0%
Triumph Bank $950,000 $365,000 -61.6% 0.0%
First Horizon Bank $805,000 $355,000 -55.9% 0.0%
Prime Choice Funding Inc. $195,000 $345,000 76.9% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $340,000 n/a 0.0%
Republic Bank & Trust Company $215,000 $335,000 55.8% 0.0%
Baxter Credit Union $1,300,000 $330,000 -74.6% 0.0%
MMS MORTGAGE SERVICES, LTD. $215,000 $330,000 53.5% 0.0%
RESIDENTIAL HOME FUNDING CORP. $195,000 $330,000 69.2% 0.0%
Atlantic Coast Mortgage, LLC $325,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $320,000 n/a 0.0%
TOTAL MORTGAGE SERVICES, LLC $185,000 $320,000 73.0% 0.0%
Axos Bank $310,000 n/a 0.0%
Centier Bank $560,000 $310,000 -44.6% 0.0%
LENDINGONE, LLC $310,000 n/a 0.0%
Plains Commerce Bank $660,000 $310,000 -53.0% 0.0%
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION $305,000 n/a 0.0%
OPEN MORTGAGE, LLC $95,000 $300,000 215.8% 0.0%
Phoenixville Federal Bank and Trust $1,965,000 $285,000 -85.5% 0.0%
Northwest Federal Credit Union $280,000 n/a 0.0%
Watermark Capital, Inc. $280,000 n/a 0.0%
BOKF $185,000 $275,000 48.6% 0.0%
Integrity Home Mortgage Corp $275,000 n/a 0.0%
SOUTHPOINT FINANCIAL SERVICES, INC. $520,000 $275,000 -47.1% 0.0%
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED $275,000 n/a 0.0%
MCLEAN MORTGAGE CORPORATION $545,000 $270,000 -50.5% 0.0%
Greenbox Loans, Inc. $265,000 n/a 0.0%
OCMBC, INC. $265,000 n/a 0.0%
The Neffs National Bank $455,000 $265,000 -41.8% 0.0%
CBM Mortgage, Inc. $255,000 n/a 0.0%
Kwik Mortgage Corporation $255,000 n/a 0.0%
Republic Bank $205,000 $250,000 22.0% 0.0%
GuardHill Financial Corp. $245,000 n/a 0.0%
Jim Thorpe Neighborhood Bank $245,000 n/a 0.0%
BM Real Estate Services, Inc. $295,000 $235,000 -20.3% 0.0%
Congressional Bank $235,000 n/a 0.0%
First Savings Bank $515,000 $235,000 -54.4% 0.0%
Magnolia Bank $235,000 n/a 0.0%
GOLD Credit Union $400,000 $230,000 -42.5% 0.0%
Sun East Federal Credit Union $230,000 n/a 0.0%
EVANSVILLE TEACHERS $690,000 $225,000 -67.4% 0.0%
NMSI, INC. $225,000 n/a 0.0%
THRIVENT Federal Credit Union $225,000 n/a 0.0%
1ST PREFERENCE MORTGAGE CORP. $455,000 $215,000 -52.7% 0.0%
Dollar Bank, Federal Savings Bank $215,000 n/a 0.0%
HOMEXPRESS MORTGAGE CORP. $215,000 n/a 0.0%
LENDERFI, INC. $1,205,000 $215,000 -82.2% 0.0%
Prosper Bank $215,000 n/a 0.0%
Sunflower Bank $215,000 n/a 0.0%
Unity Bank $330,000 $215,000 -34.8% 0.0%
AMWEST FUNDING CORP. $205,000 n/a 0.0%
NUMARK CREDIT UNION $145,000 $205,000 41.4% 0.0%
PS Bank $205,000 n/a 0.0%
DEEPHAVEN MORTGAGE LLC $195,000 n/a 0.0%
ERIE FEDERAL CREDIT UNION $195,000 n/a 0.0%
Fidelity Bank $195,000 n/a 0.0%
INLAND BANK & TRUST $195,000 n/a 0.0%
JAMES B. NUTTER & COMPANY $105,000 $195,000 85.7% 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION $215,000 $195,000 -9.3% 0.0%
THE BRYN MAWR TRUST COMPANY $760,000 $195,000 -74.3% 0.0%
FAY SERVICING, LLC $105,000 $185,000 76.2% 0.0%
FINANCIAL RESOURCES FEDERAL CREDIT UNION $185,000 n/a 0.0%
LENDING 3, INC. $185,000 n/a 0.0%
First National Bank of America $155,000 $180,000 16.1% 0.0%
Century Mortgage Company DBA Century Lending Company $175,000 n/a 0.0%
FIRST CENTENNIAL MORTGAGE CORPORATION $445,000 $175,000 -60.7% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $185,000 $175,000 -5.4% 0.0%
Ballston Spa National Bank $715,000 $170,000 -76.2% 0.0%
Berkshire Bank $165,000 n/a 0.0%
Farmers and Merchants Trust Company of Chambersburg $165,000 n/a 0.0%
Iron Workers Savings Bank $165,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $165,000 n/a 0.0%
Texana Bank $165,000 n/a 0.0%
TOWER $280,000 $165,000 -41.1% 0.0%
UNITED NORTHERN MORTGAGE BANKERS LIMITED $165,000 n/a 0.0%
East Coast Capital Corp. $155,000 n/a 0.0%
GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION $155,000 n/a 0.0%
NATIONS RELIABLE LENDING, LLC $155,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $820,000 $145,000 -82.3% 0.0%
AMERIFIRST FINANCIAL CORPORATION $145,000 n/a 0.0%
Bank-Fund Staff Federal Credit Union $145,000 n/a 0.0%
BENCHMARK Federal Credit Union $795,000 $145,000 -81.8% 0.0%
COMMUNITY FIRST CREDIT UNION OF FLO $145,000 n/a 0.0%
PICATINNY FEDERAL CREDIT UNION $145,000 n/a 0.0%
Stifel Bank and Trust $460,000 $145,000 -68.5% 0.0%
Fairway Consumer Discount Company $135,000 n/a 0.0%
GUIDANCE RESIDENTIAL, LLC $260,000 $135,000 -48.1% 0.0%
MERCK SHARP & DOHME FEDERAL CREDIT UNION $130,000 n/a 0.0%
HERSHEY $880,000 $125,000 -85.8% 0.0%
AMCAP MORTGAGE, LTD. $115,000 n/a 0.0%
Ameris Bank $115,000 n/a 0.0%
SSB Bank $340,000 $115,000 -66.2% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $105,000 n/a 0.0%
DIGITAL Federal Credit Union $335,000 $105,000 -68.7% 0.0%
RUOFF MORTGAGE COMPANY, INC. $155,000 $105,000 -32.3% 0.0%
Visio Financial Services Inc. $210,000 $105,000 -50.0% 0.0%
United States Senate Federal Credit Union $100,000 n/a 0.0%
Chartwell Financial, LLC $210,000 $95,000 -54.8% 0.0%
CLIFFCO, INC. $95,000 n/a 0.0%
Waterstone Mortgage Corporation $95,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $225,000 $85,000 -62.2% 0.0%
The Gratz Bank $595,000 $75,000 -87.4% 0.0%
New Cumberland Federal Credit Union $100,000 $70,000 -30.0% 0.0%
BMO Harris Bank $65,000 n/a 0.0%
PARKSIDE LENDING, LLC $225,000 $65,000 -71.1% 0.0%
BELCO COMMUNITY CREDIT UNION $55,000 $60,000 9.1% 0.0%
American Airlines Federal Credit Union $55,000 n/a 0.0%
Axiom Bank, N.A. $35,000 n/a 0.0%
Bethpage Federal Credit Union $35,000 n/a 0.0%
ALLEGACY FEDERAL CREDIT UNION $25,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $50,000 $25,000 -50.0% 0.0%
BHCU $45,000 $15,000 -66.7% 0.0%

READING's top lender by overall market share is QUICKEN LOANS, LLC, with 7.8% market share. In second place, with 5.8%, is Mortgage America, Inc., having originated $176,800,000 in loans. In third place, with 4.6%, is Wells Fargo Bank, having originated $139,160,000 in loans. In third place, with 3.9%, is Fulton Bank, having originated $118,590,000 in loans. In third place, with 3.8%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $116,875,000 in loans.


READING, PA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 5,832 $1,272,090,000 $218,122
Refi 5,804 $1,077,490,000 $185,646
Cash Out Refi 2,875 $586,425,000 $203,974
Home Improvement 846 $64,560,000 $76,312
Other 669 $56,265,000 $84,103
NA 3 $465,000 $155,000

Reading's most frequently cited loan purpose was Home Purchase, with 5,832 originations. The 2nd most popular reason was Refi, with 5,804 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 5,937 $1,161,595,000 $195,654
2.5-3% 5,861 $1,174,335,000 $200,364
<2.5% 2,471 $467,945,000 $189,375
4-5% 676 $79,100,000 $117,012
5-6% 221 $15,725,000 $71,154
6-7% 107 $7,505,000 $70,140
7-8% 54 $3,470,000 $64,259
Over 8% 51 $3,505,000 $68,725

During 2021, Reading's most frequently originated rate bucket was 3-4%, with 5,937 originations.

Loan Sizing (READING, PA MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 7,264 $1,089,440,000 $149,978
$200k-400k 5,445 $1,436,145,000 $263,755
$100,000 or less 2,759 $168,505,000 $61,075
$400k-600k 479 $221,425,000 $462,265
$600k-1000k 66 $48,720,000 $738,182
$Over $1MM 16 $93,060,000 $5,816,250

READING's loan sizing saw the bucket of loans from $100k-200k with 7,264 originations, totaling $1,089,440,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 5,788 $1,242,230,000 $214,622
60-80% 5,101 $1,107,975,000 $217,207
40-60% 2,036 $326,160,000 $160,196
20-40% 1,139 $109,965,000 $96,545
Under 20% 884 $34,600,000 $39,140
Over 100% 105 $32,245,000 $307,095

READING's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 5,788 originations, totaling $1,242,230,000 in origination value.