Harleysville Bank Mortgage Rates, Fees & Info

Harleysville, PA

LEI: 2549009Y4KUKP1V77375

Tax ID: 23-0672875

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Mortgage Data

Review & Overview

Harleysville Bank is a smaller bank specializing in Home Purchase loans. Harleysville Bank has a high proportion of conventional loans. Their top markets by origination volume include: Philadelphia, Allentown, and Reading among others. We have data for 3 markets. (Some data included below & more in-depth data is available with an active subscription.)

Harleysville Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

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Originations

237

Origination Dollar Volume (All Markets)

$88,765,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 217 $82,815,000 $381,636 $0 0.00%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 11 $3,275,000 $297,727 $0 0.00%
READING, PA (FHA|USDA|VA) 9 $2,675,000 $297,222 $0 0.00%
Harleysville Bank's top markets include Philadelphia, Allentown, and Reading among others.

Their top states include:
  • Pennsylvania (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 237 $88,765,000 $374,536 $0 0.00%

    For 2022, Harleysville Bank's most frequently originated type of loan was Conventional, with 237 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 126 $67,850,000 $538,492 $0 0.00%
    Refi 53 $15,695,000 $296,132 $0 0.00%
    Home Improvement 39 $3,455,000 $88,590 $0 0.00%
    Other 19 $1,765,000 $92,895 $0 0.00%

    For 2022, Harleysville Bank's most frequently cited loan purpose was Home Purchase, with 126 originations. The 2nd most popular reason was Refi, with 53 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 237 $88,765,000 $374,536 $0 0.00%

    For 2022, Harleysville Bank's most frequently cited loan duration was Other, with 237 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 64 $18,600,000 $290,625 $0 0.00%
    $100,000 or less 61 $3,025,000 $49,590 $0 0.00%
    $100k-200k 47 $6,895,000 $146,702 $0 0.00%
    $400k-600k 37 $17,525,000 $473,649 $0 0.00%
    $1MM+ 14 $33,000,000 $2,357,143 $0 0.00%
    $600k-1MM 14 $9,720,000 $694,286 $0 0.00%

    2022 saw Harleysville Bank place emphasis on $200k-400k loans with 64 originations, totaling $18,600,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 55 $11,695,000 $212,636 $0 0.00%
    $150k-250k 46 $15,280,000 $332,174 $0 0.00%
    $250k+ 30 $16,870,000 $562,333 $0 0.00%
    $50k-75k 19 $1,515,000 $79,737 $0 0.00%
    $75k-100k 19 $2,035,000 $107,105 $0 0.00%
    $50k or less 7 $455,000 $65,000 $0 0.00%

    Harleysville Bank lent most frequently to those with incomes in the $100k-150k range, with 55 originations. The second most popular income band? $150k-250k, with 46 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 237 $88,765,000 $374,536 $0 0.00%

    Harleysville Bank lent most frequently to those with DTI ratios of Exempt%, with 237 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 61 $40,915,000 $670,738 $0 0.00%
    White 128 $30,410,000 $237,578 $0 0.00%
    Not provided 38 $13,970,000 $367,632 $0 0.00%
    Asian 9 $3,375,000 $375,000 $0 0.00%
    Black 1 $95,000 $95,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    91.10%

    Harleysville Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    87.76%

    Harleysville Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 237 $88,765,000 $374,536

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    237 $88,765,000 $374,536