Trugrocer Federal Credit Union Mortgage Rates, Fees & Info
Boise, IDLEI: 254900FLY5OAGDXADY25
Tax ID: 82-0264981
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Mortgage Data
Review & Overview
Trugrocer Federal Credit Union is a smaller credit union specializing in Cash Out Refi, Home Purchase, and Refi loans. Trugrocer Federal Credit Union has a high proportion of conventional loans. Their top two markets are Boise City and Los Angeles .Trugrocer Federal Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
29Origination Dollar Volume (All Markets)
$7,325,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| BOISE CITY, ID (FHA|USDA|VA) | 19 | $4,985,000 | $262,368 | $0 | 0.00% |
| Outside of Metro Areas | 9 | $2,115,000 | $235,000 | $0 | 0.00% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 29 | $7,325,000 | $252,586 | $0 | 0.00% |
For 2019, Trugrocer Federal Credit Union's most frequently originated type of loan was Conventional, with 29 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Cash Out Refi | 16 | $3,360,000 | $210,000 | $0 | 0.00% |
| Home Purchase | 7 | $1,965,000 | $280,714 | $0 | 0.00% |
| Refi | 6 | $2,000,000 | $333,333 | $0 | 0.00% |
For 2019, Trugrocer Federal Credit Union's most frequently cited loan purpose was Cash Out Refi, with 16 originations. The 2nd most popular reason was Home Purchase, with 7 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 29 | $7,325,000 | $252,586 | $0 | 0.00% |
For 2019, Trugrocer Federal Credit Union's most frequently cited loan duration was Other, with 29 originations.
Loan Sizing
2019 saw Trugrocer Federal Credit Union place emphasis on $100k-200k loans with 11 originations, totaling $1,705,000 in origination value.
Applicant Income
Trugrocer Federal Credit Union lent most frequently to those with incomes in the $50k-75k range, with 7 originations. The second most popular income band? $100k-150k, with 6 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 29 | $7,325,000 | $252,586 | $0 | 0.00% |
Approval Rates
Total approvals of all applications85.37%
Trugrocer Federal Credit Union has an average approval rate.
Pick Rate
Approvals leading to origination79.31%
Trugrocer Federal Credit Union has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 29 | $7,325,000 | $252,586 |