Boise City VA Loan Rates, Closing Costs & Stats

BOISE CITY, ID

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Boise City's 122 lenders originated 1,789 VA loans during 2024. The total origination value was $814,755,000, with an average VA loan value of $455,425.

    Boise City VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Boise City averaged 6.46% for the week of 2025-05-23, compared to the national average (all VA variants) of 6.52% for the same period.

    Boise City's average VA mortgage closing costs are $7,943.

    The average rate for the prior week (2025-05-16) was 6.64% and one month ago for the week of 2025-04-18, the average rate was 6.61%.

    The average rate one year ago was 6.43%.

    For refis of the same type during the week of 2025-05-23, the average rate was 6.31%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Boise City VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Boise City level.

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    UNITED WHOLESALE MORTGAGE, LLC 249 5.81% $7,859
    Mortgage Research Center, LLC 121 6.13% $7,543
    QUICKEN LOANS, LLC 110 5.92% $11,540
    PREMIER MORTGAGE RESOURCES, L.L.C. 67 5.72% $12,028
    GUILD MORTGAGE COMPANY 63 5.95% $12,056
    AMERICAN PACIFIC MORTGAGE CORPORATION 52 6.07% $13,252
    FREEDOM MORTGAGE CORPORATION 52 6.05% $13,060
    MOVEMENT MORTGAGE, LLC 48 6.29% $13,359
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 44 6.24% $10,262
    TBI MORTGAGE COMPANY 42 5.75% $5,212
    IDAHO CENTRAL 42 5.88% $9,950
    PENNYMAC LOAN SERVICES, LLC 41 5.67% $8,913
    LOANDEPOT.COM, LLC 40 5.95% $16,049
    S1L, Inc. 39 5.95% $14,603
    GUARANTEED RATE, INC. 32 6.07% $7,450
    CROSSCOUNTRY MORTGAGE, LLC 27 5.81% $9,654
    Sunflower Bank 27 6.15% $13,761
    NAVY FEDERAL CREDIT UNION 27 5.83% $4,730
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 25 6.22% $11,255
    CMG MORTGAGE, INC. 24 5.90% $13,958
    CLM MORTGAGE, INC 20 5.50% $4,557
    Waterstone Mortgage Corporation 19 6.24% $10,669
    USAA Federal Savings Bank 19 6.14% $9,481
    HOMEAMERICAN MORTGAGE CORPORATION 18 4.86% $3,869
    PRIMELENDING, A PLAINSCAPITAL COMPANY 18 6.47% $12,929
    NATIONS DIRECT MORTGAGE, LLC 18 6.06% $11,992
    VILLAGE CAPITAL MORTGAGE 15 5.66% $10,490
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 15 6.32% $18,203
    MUTUAL OF OMAHA MORTGAGE, INC. 14 6.08% $11,261
    Century Mortgage Company DBA Century Lending Company 13 5.72% $9,728
    NEWREZ LLC 13 5.93% $9,773
    EAGLE HOME MORTGAGE, LLC 13 5.26% $4,577
    LAKEVIEW LOAN SERVICING, LLC 13 6.08% $6,554
    MY MOVE MORTGAGE, LLC 12 5.78% $14,546
    The Federal Savings Bank 12 6.10% $17,301
    The Loan Store, Inc. 11 5.82% $9,586
    Plains Commerce Bank 11 5.69% $13,645
    PLANET HOME LENDING, LLC 11 5.54% $4,539
    CHURCHILL MORTGAGE CORPORATION 11 6.16% $13,353
    JMJ FINANCIAL GROUP 11 5.81% $15,925
    FIRST COLONY MORTGAGE CORPORATION 9 6.21% $10,086
    BROKER SOLUTIONS, INC. 9 6.14% $11,742
    SUMMIT FUNDING, INC. 8 6.36% $8,224
    NEW DAY FINANCIAL, LLC 7 7.10% $14,541
    U.S. Bank 7 5.82% $12,383
    CASTLE & COOKE MORTGAGE, LLC 7 6.30% $10,286
    Mr. Cooper ( Nationstar Mortgage ) 7 6.29% $15,545
    Willamette Valley Bank 6 5.79% $13,074
    Bank of England 6 5.88% $13,610
    NBKC BANK 6 5.65% $4,527
    Magnolia Bank 5 5.93% $11,238
    CLEARPATH LENDING 5 5.70% $12,571
    KBHS HOME LOANS, LLC 5 5.33% $5,209
    AXIA FINANCIAL, LLC 5 6.27% $6,363
    CANOPY MORTGAGE, LLC 5 6.48% $20,521
    MOUNTAIN AMERICA 4 5.38% $11,913
    Barrington Bank & Trust Company, N.A. 4 6.50% $7,784
    ENVOY MORTGAGE, LTD 4 6.78% $9,338
    JMAC LENDING, INC. 4 5.84% $11,234
    MORTGAGE SOLUTIONS OF COLORADO, LLC 4 6.88% $21,971
    Paramount Residential Mortgage Group, Inc. 4 6.28% $9,897
    SUN WEST MORTGAGE COMPANY, INC. 4 6.05% $12,141
    Carrington Mortgage Services, LLC 3 6.08% $20,022
    Equity Prime Mortgage LLC 3 6.88% $14,757
    NFM, INC. 3 6.08% $8,698
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 3 6.33% $8,177
    Sierra Pacific Mortgage Company, Inc. 3 6.08% $5,439
    JPMorgan Chase Bank 3 5.46% $10,784
    PACIFIC RESIDENTIAL MORTGAGE, LLC 2 6.38% $16,121
    First Federal Savings Bank of Twin Falls 2 5.94% $25,438
    Gateway First Bank 2 6.50% $9,652
    CORNERSTONE HOME LENDING, INC. 2 5.62% $12,301
    First Federal Bank 2 6.44% $5,188
    PRIMARY RESIDENTIAL MORTGAGE, INC. 2 6.50% $12,614
    FIRST COMMUNITY MORTGAGE, INC. 2 6.50% $14,894
    LAND HOME FINANCIAL SERVICES, INC. 2 6.56% $15,223
    Encompass Lending Group, LP 2 6.25% $11,642
    Summit Mortgage Corporation 2 5.75% $17,005
    BAY EQUITY LLC 2 4.31% $7,227
    D. L. Evans Bank 2 5.88% $6,181
    INTERCAP LENDING INC. 2 5.63% $10,400
    Umpqua Bank 2 6.19% $9,149
    UNION HOME MORTGAGE CORP. 2 6.13% $14,601
    AMERISAVE MORTGAGE CORPORATION 2 6.13% $28,752
    VANDERBILT MORTGAGE AND FINANCE, INC. 2 6.75% $3,787
    American Mortgage & Equity Consultants, Inc. 2 6.19% $7,819
    AMERICAN FINANCIAL NETWORK, INC. 2 6.50% $16,299
    HOMESIDE FINANCIAL, LLC 2 6.63% $23,281
    Truist 1 6.20% $5,394
    HORIZON 1 6.13% $5,529
    HOMEOWNERS FINANCIAL GROUP USA, LLC 1 5.75% $2,279
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 6.50% $10,065
    KeyBank 1 5.75% $4,080
    LADERA LENDING, INC. 1 7.13% $14,447
    Lakeview Community Capital, LLC 1 5.25% $4,424
    Franklin Loan Corporation 1 5.25% $13,911
    LOANPAL, LLC 1 4.75% $11,091
    MORTGAGE ACCESS CORP. 1 5.50% $13,801
    MORTGAGE EXPRESS, LLC 1 5.25% $20,078
    MORTGAGEONE, INC. 1 6.25% $10,265
    M&T Bank 1 6.25% $13,652
    Nations Lending Corporation 1 6.25% $27,268
    EMBRACE HOME LOANS, INC. 1 6.75% $4,822
    ALLIANT CREDIT UNION 1 5.50% $8,513
    CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 6.13% $20,630
    NOVA FINANCIAL & INVESTMENT CORPORATION 1 6.63% $1,132
    Credence Funding Corporation 1 5.50% $5,927
    PENTAGON FEDERAL CREDIT UNION 1 6.00% $0
    Cornerstone First Mortgage, Inc 1 7.13% $24,688
    POLARIS HOME FUNDING CORP. 1 6.75% $22,261
    Commerce Home Mortgage, Inc. 1 5.50% $6,031
    CITY FIRST MORTGAGE SERVICES, L.L.C. 1 6.63% $7,701
    RESIDENTIAL MORTGAGE, LLC 1 5.75% $9,811
    ROGUE 1 6.38% $9,552
    SAMMAMISH MORTGAGE COMPANY 1 6.13% $2,374
    SECURITYNATIONAL MORTGAGE COMPANY 1 6.75% $6,498
    Shea Mortgage Inc. 1 5.99% $0
    Strong Home Mortgage, LLC 1 5.25% $17,313
    BELEM SERVICING LLC 1 5.50% $12,342
    Texana Bank 1 5.75% $28,599
    HomeStreet Bank 1 6.63% $3,395
    AMERITRUST MORTGAGE CORPORATION 1 5.49% $8,576

    The top Boise City VA lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 249 VA loans originated. Their average total fees are $7,859, which is $317 higher than the next largest lender, Mortgage Research Center, LLC.

    The lowest fee Boise City VA lenders (with over 10 loans originated) are HOMEAMERICAN MORTGAGE CORPORATION ($3,869), PLANET HOME LENDING, LLC ($4,539), CLM MORTGAGE, INC ($4,557), EAGLE HOME MORTGAGE, LLC ($4,577) and NAVY FEDERAL CREDIT UNION ($4,730).

    The lowest rate Boise City VA lenders (with over 10 loans originated) are HOMEAMERICAN MORTGAGE CORPORATION (4.86%), EAGLE HOME MORTGAGE, LLC (5.26%), CLM MORTGAGE, INC (5.50%), PLANET HOME LENDING, LLC (5.54%) and VILLAGE CAPITAL MORTGAGE (5.66%).

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Boise City (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $299,495 (15.3%) $375,872 (15.2%) 1.11 2,217
    2018-02-01 $313,000 (17.3%) $392,118 (17.8%) 1.14 1,945
    2018-03-01 $318,995 (15.8%) $399,375 (14.4%) 1.12 1,934
    2018-04-01 $329,950 (14.3%) $413,893 (14.5%) 1.12 1,956
    2018-05-01 $341,240 (17.1%) $427,721 (14.8%) 1.14 2,032
    2018-06-01 $343,990 (18.6%) $424,251 (14.1%) 1.15 2,227
    2018-07-01 $342,945 (19.9%) $423,902 (15.8%) 1.15 2,335
    2018-08-01 $344,195 (21.6%) $419,033 (14.9%) 1.15 2,462
    2018-09-01 $339,000 (19.0%) $410,548 (11.7%) 1.14 2,742
    2018-10-01 $333,400 (15.0%) $412,357 (10.5%) 1.13 2,929
    2018-11-01 $334,450 (13.2%) $417,975 (10.6%) 1.13 2,833
    2018-12-01 $336,990 (12.7%) $420,301 (10.8%) 1.16 2,525
    2019-01-01 $339,000 (13.2%) $423,886 (12.8%) 1.17 2,305
    2019-02-01 $339,945 (8.6%) $430,836 (9.9%) 1.15 2,233
    2019-03-01 $346,575 (8.7%) $434,484 (8.8%) 1.13 2,259
    2019-04-01 $357,673 (8.4%) $443,942 (7.3%) 1.14 2,268
    2019-05-01 $368,950 (8.1%) $453,707 (6.1%) 1.15 2,389
    2019-06-01 $373,337 (8.5%) $458,888 (8.2%) 1.17 2,590
    2019-07-01 $374,275 (9.1%) $459,679 (8.4%) 1.17 2,737
    2019-08-01 $367,862 (6.9%) $454,404 (8.4%) 1.16 2,806
    2019-09-01 $363,383 (7.2%) $447,923 (9.1%) 1.16 2,911
    2019-10-01 $359,900 (8.0%) $443,603 (7.6%) 1.16 2,967
    2019-11-01 $364,957 (9.1%) $446,377 (6.8%) 1.20 2,717
    2019-12-01 $367,204 (9.0%) $447,678 (6.5%) 1.22 2,394
    2020-01-01 $369,900 (9.1%) $449,125 (6.0%) 1.24 2,126
    2020-02-01 $378,900 (11.5%) $459,449 (6.6%) 1.24 1,911
    2020-03-01 $384,223 (10.9%) $478,372 (10.1%) 1.20 1,856
    2020-04-01 $386,450 (8.1%) $478,070 (7.7%) 1.21 2,283
    2020-05-01 $389,900 (5.7%) $487,392 (7.4%) 1.19 2,313
    2020-06-01 $394,368 (5.6%) $494,584 (7.8%) 1.16 1,898
    2020-07-01 $399,950 (6.9%) $512,743 (11.5%) 1.16 1,475
    2020-08-01 $399,995 (8.7%) $523,247 (15.2%) 1.15 1,171
    2020-09-01 $407,990 (12.3%) $535,775 (19.6%) 1.17 973
    2020-10-01 $425,000 (18.1%) $546,599 (23.2%) 1.22 869
    2020-11-01 $441,828 (21.1%) $572,633 (28.3%) 1.29 766
    2020-12-01 $436,500 (18.9%) $556,074 (24.2%) 1.30 670
    2021-01-01 $444,995 (20.3%) $584,527 (30.2%) 1.33 560
    2021-02-01 $469,316 (23.9%) $607,164 (32.2%) 1.37 523
    2021-03-01 $477,500 (24.3%) $620,704 (29.8%) 1.35 630
    2021-04-01 $487,378 (26.1%) $644,492 (34.8%) 1.32 733
    2021-05-01 $519,000 (33.1%) $691,614 (41.9%) 1.38 916
    2021-06-01 $535,858 (35.9%) $692,916 (40.1%) 1.41 1,247
    2021-07-01 $539,900 (35.0%) $685,192 (33.6%) 1.42 1,571
    2021-08-01 $533,675 (33.4%) $672,196 (28.5%) 1.42 1,958
    2021-09-01 $527,000 (29.2%) $661,304 (23.4%) 1.41 2,213
    2021-10-01 $529,990 (24.7%) $662,101 (21.1%) 1.41 2,199
    2021-11-01 $529,950 (20.0%) $674,225 (17.7%) 1.42 1,936
    2021-12-01 $541,968 (24.2%) $678,126 (22.0%) 1.47 1,488
    2022-01-01 $559,900 (25.8%) $697,559 (19.3%) 1.51 1,086
    2022-02-01 $586,900 (25.1%) $738,218 (21.6%) 1.53 903
    2022-03-01 $592,495 (24.1%) $758,477 (22.2%) 1.48 1,019
    2022-04-01 $610,990 (25.4%) $774,367 (20.2%) 1.46 1,246
    2022-05-01 $618,450 (19.2%) $785,536 (13.6%) 1.41 1,994
    2022-06-01 $585,995 (9.4%) $737,112 (6.4%) 1.31 2,927
    2022-07-01 $569,900 (5.6%) $707,053 (3.2%) 1.28 3,732
    2022-08-01 $552,500 (3.5%) $688,012 (2.4%) 1.28 4,002
    2022-09-01 $549,450 (4.3%) $680,749 (2.9%) 1.28 4,055
    2022-10-01 $539,500 (1.8%) $675,458 (2.0%) 1.27 3,965
    2022-11-01 $522,400 (-1.4%) $665,201 (-1.3%) 1.26 3,625
    2022-12-01 $515,000 (-5.0%) $661,578 (-2.4%) 1.27 3,102
    2023-01-01 $524,900 (-6.3%) $661,222 (-5.2%) 1.30 2,490
    2023-02-01 $552,495 (-5.9%) $696,121 (-5.7%) 1.33 2,045
    2023-03-01 $574,900 (-3.0%) $725,453 (-4.4%) 1.36 1,943
    2023-04-01 $584,900 (-4.3%) $752,477 (-2.8%) 1.36 1,951
    2023-05-01 $609,850 (-1.4%) $765,029 (-2.6%) 1.38 2,051
    2023-06-01 $599,950 (2.4%) $762,356 (3.4%) 1.35 2,242
    2023-07-01 $599,900 (5.3%) $750,807 (6.2%) 1.36 2,394
    2023-08-01 $584,950 (5.9%) $742,946 (8.0%) 1.34 2,552
    2023-09-01 $575,000 (4.7%) $737,434 (8.3%) 1.34 2,616
    2023-10-01 $555,995 (3.1%) $727,750 (7.7%) 1.31 2,619
    2023-11-01 $587,400 (12.4%) $757,569 (13.9%) 1.40 2,236
    2023-12-01 $578,800 (12.4%) $749,691 (13.3%) 1.41 1,889
    2024-01-01 $589,448 (12.3%) $753,094 (13.9%) 1.44 1,576
    2024-02-01 $589,900 (6.8%) $763,319 (9.7%) 1.42 1,547
    2024-03-01 $580,000 (0.9%) $750,508 (3.5%) 1.37 1,741
    2024-04-01 $577,125 (-1.3%) $762,557 (1.3%) 1.34 1,996
    2024-05-01 $598,450 (-1.9%) $792,036 (3.5%) 1.36 2,302
    2024-06-01 $585,000 (-2.5%) $759,399 (-0.4%) 1.33 2,634
    2024-07-01 $574,950 (-4.2%) $748,842 (-0.3%) 1.31 2,749
    2024-08-01 $579,948 (-0.9%) $754,748 (1.6%) 1.35 2,802
    2024-09-01 $574,700 (-0.1%) $753,264 (2.2%) 1.35 2,829
    2024-10-01 $574,950 (3.4%) $755,913 (3.9%) 1.35 2,677
    2024-11-01 $579,900 (-1.3%) $761,772 (0.6%) 1.39 2,491
    2024-12-01 $574,950 (-0.7%) $754,573 (0.7%) 1.43 2,083
    2025-01-01 $570,000 (-3.3%) $750,549 (-0.3%) 1.42 1,922
    2025-02-01 $579,999 (-1.7%) $753,743 (-1.3%) 1.41 1,903
    2025-03-01 $591,700 (2.0%) $776,540 (3.5%) 1.39 2,155
    2025-04-01 $604,973 (4.8%) $786,476 (3.1%) 1.40 2,392
    Boise City's median listing price for 2025-04-01 was $604,973, a difference of $27,848 (4.8%) versus the prior year and $13,273 versus the prior month.

    Boise City's median listing price comes in at 140% of the national average.

    Boise City's average listing price for 2025-04-01 was $786,476, a difference of $23,919 (3.1%) versus the prior year and $9,936 versus the prior month.

    For the 2025-04-01 period, Boise City had 2,392 MLS listings, a difference of 237 listings (11%) versus the prior month and 396 listings (20%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Boise City (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 60 days 2,239 sqft
    2018-02-01 42 days 2,278 sqft
    2018-03-01 28 days 2,228 sqft
    2018-04-01 25 days 2,196 sqft
    2018-05-01 23 days 2,224 sqft
    2018-06-01 25 days 2,224 sqft
    2018-07-01 29 days 2,220 sqft
    2018-08-01 31 days 2,195 sqft
    2018-09-01 32 days 2,141 sqft
    2018-10-01 38 days 2,127 sqft
    2018-11-01 44 days 2,119 sqft
    2018-12-01 52 days 2,120 sqft
    2019-01-01 56 days 2,127 sqft
    2019-02-01 41 days 2,117 sqft
    2019-03-01 36 days 2,120 sqft
    2019-04-01 32 days 2,146 sqft
    2019-05-01 30 days 2,213 sqft
    2019-06-01 32 days 2,245 sqft
    2019-07-01 37 days 2,235 sqft
    2019-08-01 38 days 2,190 sqft
    2019-09-01 39 days 2,158 sqft
    2019-10-01 39 days 2,133 sqft
    2019-11-01 50 days 2,136 sqft
    2019-12-01 59 days 2,153 sqft
    2020-01-01 59 days 2,134 sqft
    2020-02-01 43 days 2,114 sqft
    2020-03-01 32 days 2,139 sqft
    2020-04-01 32 days 2,160 sqft
    2020-05-01 52 days 2,176 sqft
    2020-06-01 57 days 2,180 sqft
    2020-07-01 55 days 2,188 sqft
    2020-08-01 50 days 2,113 sqft
    2020-09-01 53 days 2,040 sqft
    2020-10-01 57 days 2,025 sqft
    2020-11-01 51 days 2,024 sqft
    2020-12-01 54 days 1,970 sqft
    2021-01-01 47 days 1,970 sqft
    2021-02-01 35 days 1,979 sqft
    2021-03-01 32 days 2,020 sqft
    2021-04-01 33 days 2,008 sqft
    2021-05-01 32 days 2,025 sqft
    2021-06-01 26 days 2,025 sqft
    2021-07-01 28 days 2,046 sqft
    2021-08-01 29 days 2,024 sqft
    2021-09-01 33 days 2,023 sqft
    2021-10-01 41 days 2,025 sqft
    2021-11-01 47 days 2,038 sqft
    2021-12-01 49 days 2,054 sqft
    2022-01-01 53 days 2,085 sqft
    2022-02-01 30 days 2,120 sqft
    2022-03-01 26 days 2,127 sqft
    2022-04-01 29 days 2,144 sqft
    2022-05-01 23 days 2,168 sqft
    2022-06-01 26 days 2,100 sqft
    2022-07-01 36 days 2,098 sqft
    2022-08-01 46 days 2,096 sqft
    2022-09-01 55 days 2,101 sqft
    2022-10-01 61 days 2,110 sqft
    2022-11-01 69 days 2,110 sqft
    2022-12-01 78 days 2,107 sqft
    2023-01-01 81 days 2,124 sqft
    2023-02-01 65 days 2,168 sqft
    2023-03-01 44 days 2,215 sqft
    2023-04-01 43 days 2,269 sqft
    2023-05-01 38 days 2,310 sqft
    2023-06-01 38 days 2,297 sqft
    2023-07-01 43 days 2,266 sqft
    2023-08-01 44 days 2,228 sqft
    2023-09-01 46 days 2,186 sqft
    2023-10-01 51 days 2,127 sqft
    2023-11-01 53 days 2,169 sqft
    2023-12-01 59 days 2,160 sqft
    2024-01-01 66 days 2,188 sqft
    2024-02-01 50 days 2,201 sqft
    2024-03-01 37 days 2,163 sqft
    2024-04-01 36 days 2,179 sqft
    2024-05-01 33 days 2,233 sqft
    2024-06-01 38 days 2,178 sqft
    2024-07-01 44 days 2,146 sqft
    2024-08-01 50 days 2,171 sqft
    2024-09-01 49 days 2,137 sqft
    2024-10-01 52 days 2,144 sqft
    2024-11-01 57 days 2,158 sqft
    2024-12-01 60 days 2,147 sqft
    2025-01-01 61 days 2,147 sqft
    2025-02-01 42 days 2,162 sqft
    2025-03-01 38 days 2,192 sqft
    2025-04-01 36 days 2,204 sqft
    Boise City's median listing age (time on market) for 2025-04-01 was 36 days. This is 1% longer than the same period one year ago.

    Boise City's median square footage for active listings during the 2025-04-01 period was 2,204 sqft. One year prior, the average listing was 2,179 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.