BOISE CITY Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Boise City averaged
6.29%
for the week of 2024-11-07, compared to the national average of
6.79% for the same period.
The average rate for the prior week (2024-10-31) was
6.32% and
one month ago for the week of 2024-10-03, the
average rate was 5.92%.
Boise City's average rate one year ago was 7.46%.
For refis of the same type during the week of 2024-11-07, the average rate
was 7.53%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-07 | 6.79% |
| Boise City 30 Year Fixed Rate | 2024-11-07 | 6.29% |
| Boise City 30 Year Fixed Rate Refi | 2024-11-07 | 7.53% |
| Boise City 15 Year Fixed Rate | 2024-11-07 | 6.26% |
| Boise City 15 Year Fixed Rate Refi | 2024-11-07 | 6% |
| Boise City 30 Year FHA | 2024-11-07 | 5.96% |
| Boise City 30 Year FHA Refi | 2024-11-07 | 6.23% |
| Boise City 30 Year USDA | 2024-11-07 | 6.48% |
| Boise City 30 Year USDA Refi | 2024-11-07 | 6.38% |
| Boise City 30 Year VA | 2024-11-07 | 5.9% |
| Boise City 30 Year VA Refi | 2024-11-07 | 6.34% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BOISE CITY, ID.
BOISE CITY Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the BOISE CITY, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
BOISE CITY Average Closing Costs & Other Stats
BOISE CITY, ID's 260 lenders originated 19,837
loans during 2023. The total origination value was $6,288,065,000, with an average loan value of
$316,987.
BOISE CITY's average closing costs are $6,580.
The top BOISE CITY lender as defined by loan originations is IDAHO CENTRAL, with
1,063 loans originated. Their average total fees are
$7,587, which is $1,615
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee BOISE CITY lenders (with over 10 loans originated) are
Shea Mortgage Inc. ($2,171), HOMEAMERICAN MORTGAGE CORPORATION ($3,234), FIRST TECHNOLOGY ($3,422), Morgan Stanley Private Bank ($4,331) and JPMorgan Chase Bank ($5,360).
The lowest rate BOISE CITY lenders (with over 10 loans originated) are
EAGLE HOME MORTGAGE, LLC (5.62%), PIONEER (5.77%), TBI MORTGAGE COMPANY (5.90%), NAVY FEDERAL CREDIT UNION (5.94%) and Morgan Stanley Private Bank (5.96%).
BOISE CITY, ID Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| IDAHO CENTRAL | $1,643,240,000 | $850,960,000 | -48.2% | 13.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $472,410,000 | $465,740,000 | -1.4% | 7.4% |
| ACADEMY MORTGAGE CORPORATION | $336,000,000 | $252,380,000 | -24.9% | 4.0% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $463,610,000 | $239,565,000 | -48.3% | 3.8% |
| QUICKEN LOANS, LLC | $391,265,000 | $231,315,000 | -40.9% | 3.7% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $179,545,000 | n/a | 2.9% | |
| MOVEMENT MORTGAGE, LLC | $246,380,000 | $172,390,000 | -30.0% | 2.7% |
| U.S. Bank | $280,205,000 | $162,125,000 | -42.1% | 2.6% |
| GUILD MORTGAGE COMPANY | $247,700,000 | $150,175,000 | -39.4% | 2.4% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $215,630,000 | $147,980,000 | -31.4% | 2.4% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $71,055,000 | $143,600,000 | 102.1% | 2.3% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $172,415,000 | $128,360,000 | -25.6% | 2.0% |
| LOANDEPOT.COM, LLC | $223,540,000 | $120,125,000 | -46.3% | 1.9% |
| S1L, Inc. | $124,460,000 | $115,135,000 | -7.5% | 1.8% |
| TBI MORTGAGE COMPANY | $119,895,000 | $106,890,000 | -10.8% | 1.7% |
| GUARANTEED RATE, INC. | $161,400,000 | $104,935,000 | -35.0% | 1.7% |
| Zions Bank | $134,880,000 | $94,285,000 | -30.1% | 1.5% |
| CMG MORTGAGE, INC. | $108,060,000 | $93,805,000 | -13.2% | 1.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $123,760,000 | $74,125,000 | -40.1% | 1.2% |
| MOUNTAIN AMERICA | $160,200,000 | $68,175,000 | -57.4% | 1.1% |
| Waterstone Mortgage Corporation | $61,050,000 | $54,825,000 | -10.2% | 0.9% |
| CAPITAL EDUCATORS FEDERAL CREDIT UNION | $125,575,000 | $54,760,000 | -56.4% | 0.9% |
| Banner Bank | $24,705,000 | $54,705,000 | 121.4% | 0.9% |
| BERKELEY POINT CAPITAL LLC | $50,190,000 | n/a | 0.8% | |
| Citibank | $46,605,000 | $48,745,000 | 4.6% | 0.8% |
| CROSSCOUNTRY MORTGAGE, LLC | $42,775,000 | $46,220,000 | 8.1% | 0.7% |
| First Federal Savings Bank of Twin Falls | $84,970,000 | $45,665,000 | -46.3% | 0.7% |
| JPMorgan Chase Bank | $109,420,000 | $44,700,000 | -59.1% | 0.7% |
| KeyBank | $157,925,000 | $44,385,000 | -71.9% | 0.7% |
| D. L. Evans Bank | $68,000,000 | $44,230,000 | -35.0% | 0.7% |
| Mortgage Research Center, LLC | $66,950,000 | $43,950,000 | -34.4% | 0.7% |
| PENNYMAC LOAN SERVICES, LLC | $70,070,000 | $43,930,000 | -37.3% | 0.7% |
| Sunflower Bank | $2,805,000 | $43,300,000 | 1,443.7% | 0.7% |
| Willamette Valley Bank | $110,740,000 | $41,385,000 | -62.6% | 0.7% |
| Washington Federal Bank | $172,470,000 | $38,985,000 | -77.4% | 0.6% |
| SUMMIT FUNDING, INC. | $79,880,000 | $38,650,000 | -51.6% | 0.6% |
| BROKER SOLUTIONS, INC. | $41,710,000 | $38,605,000 | -7.4% | 0.6% |
| CALCON MUTUAL MORTGAGE LLC | $50,320,000 | $35,860,000 | -28.7% | 0.6% |
| Merchants Capital Corp. | $35,175,000 | n/a | 0.6% | |
| Washington Trust Bank | $76,115,000 | $34,445,000 | -54.7% | 0.5% |
| CHURCHILL MORTGAGE CORPORATION | $47,080,000 | $31,930,000 | -32.2% | 0.5% |
| Bank of America | $43,465,000 | $31,830,000 | -26.8% | 0.5% |
| Wells Fargo Bank | $286,565,000 | $29,500,000 | -89.7% | 0.5% |
| AMCAP MORTGAGE, LTD. | $33,865,000 | $29,410,000 | -13.2% | 0.5% |
| NUMERICA CREDIT UNION | $15,035,000 | $28,760,000 | 91.3% | 0.5% |
| WALKER & DUNLOP, LLC | $91,985,000 | $27,925,000 | -69.6% | 0.4% |
| GREYSTONE SERVICING COMPANY LLC | $8,370,000 | $27,735,000 | 231.4% | 0.4% |
| Bank of England | $19,710,000 | $26,200,000 | 32.9% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $35,815,000 | $25,335,000 | -29.3% | 0.4% |
| First Interstate Bank | $93,150,000 | $24,850,000 | -73.3% | 0.4% |
| Bank of Idaho | $27,700,000 | $24,500,000 | -11.6% | 0.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $37,070,000 | $24,385,000 | -34.2% | 0.4% |
| PIONEER | $57,055,000 | $24,120,000 | -57.7% | 0.4% |
| FIRST COLONY MORTGAGE CORPORATION | $25,365,000 | $23,485,000 | -7.4% | 0.4% |
| Flagstar Bank, FSB | $168,715,000 | $23,375,000 | -86.1% | 0.4% |
| EAGLE HOME MORTGAGE, LLC | $19,640,000 | $22,350,000 | 13.8% | 0.4% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $55,275,000 | $21,915,000 | -60.4% | 0.3% |
| Glacier Bank | $58,555,000 | $20,945,000 | -64.2% | 0.3% |
| JMJ FINANCIAL GROUP | $18,015,000 | $20,110,000 | 11.6% | 0.3% |
| AXIA FINANCIAL, LLC | $33,925,000 | $19,605,000 | -42.2% | 0.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $28,110,000 | $19,115,000 | -32.0% | 0.3% |
| BAY EQUITY LLC | $30,345,000 | $17,930,000 | -40.9% | 0.3% |
| NFM, INC. | $4,980,000 | $17,910,000 | 259.6% | 0.3% |
| HOMEAMERICAN MORTGAGE CORPORATION | $2,305,000 | $17,480,000 | 658.4% | 0.3% |
| KBHS HOME LOANS, LLC | $1,185,000 | $16,935,000 | 1,329.1% | 0.3% |
| BMO Harris Bank | $55,795,000 | $16,695,000 | -70.1% | 0.3% |
| NEWREZ LLC | $16,075,000 | $16,195,000 | 0.7% | 0.3% |
| Gateway First Bank | $52,020,000 | $15,910,000 | -69.4% | 0.3% |
| WESTMARK Credit Union | $24,585,000 | $15,785,000 | -35.8% | 0.3% |
| PNC Bank | $9,035,000 | $15,685,000 | 73.6% | 0.2% |
| HORIZON | $29,830,000 | $15,195,000 | -49.1% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $73,625,000 | $15,160,000 | -79.4% | 0.2% |
| Morgan Stanley Private Bank | $15,100,000 | $15,030,000 | -0.5% | 0.2% |
| Commerce Home Mortgage, Inc. | $9,385,000 | $14,750,000 | 57.2% | 0.2% |
| Umpqua Bank | $39,290,000 | $14,300,000 | -63.6% | 0.2% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $20,045,000 | $13,970,000 | -30.3% | 0.2% |
| NBKC BANK | $19,620,000 | $13,500,000 | -31.2% | 0.2% |
| Shea Mortgage Inc. | $3,545,000 | $13,485,000 | 280.4% | 0.2% |
| CASTLE & COOKE MORTGAGE, LLC | $25,590,000 | $13,240,000 | -48.3% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $3,810,000 | $12,695,000 | 233.2% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $45,255,000 | $12,625,000 | -72.1% | 0.2% |
| The Loan Store, Inc. | $12,420,000 | n/a | 0.2% | |
| Mr. Cooper ( Nationstar Mortgage ) | $42,600,000 | $12,410,000 | -70.9% | 0.2% |
| FIRST TECHNOLOGY | $37,805,000 | $12,385,000 | -67.2% | 0.2% |
| FREEDOM MORTGAGE CORPORATION | $58,835,000 | $11,920,000 | -79.7% | 0.2% |
| The Huntington National Bank | $159,465,000 | $11,735,000 | -92.6% | 0.2% |
| FINANCE OF AMERICA REVERSE LLC | $45,105,000 | $11,630,000 | -74.2% | 0.2% |
| M&T Realty Capital Corporation | $11,255,000 | n/a | 0.2% | |
| Plains Commerce Bank | $3,635,000 | $10,505,000 | 189.0% | 0.2% |
| Sierra Pacific Mortgage Company, Inc. | $8,700,000 | $10,425,000 | 19.8% | 0.2% |
| The Bank of Commerce | $1,440,000 | $10,320,000 | 616.7% | 0.2% |
| USAA Federal Savings Bank | $18,165,000 | $9,745,000 | -46.4% | 0.2% |
| Alaska USA Federal Credit Union | $9,580,000 | n/a | 0.2% | |
| Discover Bank | $8,235,000 | $9,460,000 | 14.9% | 0.2% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $9,335,000 | n/a | 0.1% | |
| MY MOVE MORTGAGE, LLC | $225,000 | $9,295,000 | 4,031.1% | 0.1% |
| Summit Mortgage Corporation | $19,785,000 | $9,080,000 | -54.1% | 0.1% |
| Northpointe Bank | $6,595,000 | $8,775,000 | 33.1% | 0.1% |
| LENDSURE MORTGAGE CORP. | $7,575,000 | $8,475,000 | 11.9% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $7,065,000 | $7,950,000 | 12.5% | 0.1% |
| AMERICA FIRST | $9,810,000 | $7,885,000 | -19.6% | 0.1% |
| Prudential Huntoon Paige Associates, LLC | $7,475,000 | n/a | 0.1% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $5,245,000 | $7,000,000 | 33.5% | 0.1% |
| PHH Mortgage Corporation | $12,375,000 | $6,980,000 | -43.6% | 0.1% |
| CARDINAL FINANCIAL | $10,700,000 | $6,570,000 | -38.6% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $9,390,000 | $6,500,000 | -30.8% | 0.1% |
| NBH Bank | $335,000 | $6,500,000 | 1,840.3% | 0.1% |
| UBS Bank USA | $8,930,000 | $6,450,000 | -27.8% | 0.1% |
| Charles Schwab Bank, SSB | $13,200,000 | $6,270,000 | -52.5% | 0.1% |
| Raymond James Bank | $2,815,000 | $6,260,000 | 122.4% | 0.1% |
| The Federal Savings Bank | $16,385,000 | $6,230,000 | -62.0% | 0.1% |
| CONNECTIONS | $19,630,000 | $6,105,000 | -68.9% | 0.1% |
| NEXERA HOLDING LLC | $625,000 | $5,985,000 | 857.6% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $12,720,000 | $5,870,000 | -53.9% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $945,000 | $5,770,000 | 510.6% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $5,475,000 | $5,760,000 | 5.2% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $4,420,000 | $5,680,000 | 28.5% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $5,095,000 | $5,500,000 | 7.9% | 0.1% |
| ALAMEDA MORTGAGE CORPORATION | $5,345,000 | $5,475,000 | 2.4% | 0.1% |
| EVERETT FINANCIAL, INC. | $20,165,000 | $5,470,000 | -72.9% | 0.1% |
| BETTER MORTGAGE CORPORATION | $35,020,000 | $5,435,000 | -84.5% | 0.1% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $510,000 | $5,390,000 | 956.9% | 0.1% |
| TruGrocer Federal Credit Union | $10,640,000 | $5,090,000 | -52.2% | 0.1% |
| CORNERSTONE HOME LENDING, INC. | $2,315,000 | $5,035,000 | 117.5% | 0.1% |
| Firefighters First Federal Credit Union | $3,430,000 | $4,830,000 | 40.8% | 0.1% |
| 1st Security Bank of Washington | $2,180,000 | $4,710,000 | 116.1% | 0.1% |
| SIRVA MORTGAGE, INC. | $4,740,000 | $4,630,000 | -2.3% | 0.1% |
| Franklin Loan Corporation | $1,025,000 | $4,625,000 | 351.2% | 0.1% |
| Figure Lending LLC | $5,030,000 | $4,360,000 | -13.3% | 0.1% |
| HomeTrust Bank | $3,645,000 | $4,165,000 | 14.3% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $21,555,000 | $4,110,000 | -80.9% | 0.1% |
| VERITAS FUNDING, LLC | $7,615,000 | $4,065,000 | -46.6% | 0.1% |
| Stifel Bank and Trust | $8,465,000 | $4,055,000 | -52.1% | 0.1% |
| Boeing Employees Credit Union | $9,165,000 | $4,045,000 | -55.9% | 0.1% |
| ZILLOW HOME LOANS, LLC | $5,735,000 | $4,025,000 | -29.8% | 0.1% |
| CALIBER HOME LOANS, INC. | $93,375,000 | $4,015,000 | -95.7% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $1,810,000 | $3,985,000 | 120.2% | 0.1% |
| Northwest Farm Credit Services, FLCA | $4,630,000 | $3,965,000 | -14.4% | 0.1% |
| LOANPAL, LLC | $23,690,000 | $3,880,000 | -83.6% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $475,000 | $3,810,000 | 702.1% | 0.1% |
| OAKTREE FUNDING CORP. | $3,275,000 | $3,785,000 | 15.6% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $1,920,000 | $3,760,000 | 95.8% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $3,605,000 | n/a | 0.1% | |
| SUN WEST MORTGAGE COMPANY, INC. | $4,795,000 | $3,345,000 | -30.2% | 0.1% |
| KINECTA | $830,000 | $3,320,000 | 300.0% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $850,000 | $3,305,000 | 288.8% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $265,000 | $3,250,000 | 1,126.4% | 0.1% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $35,305,000 | $3,225,000 | -90.9% | 0.1% |
| OCMBC, INC. | $6,005,000 | $3,215,000 | -46.5% | 0.1% |
| NEW DAY FINANCIAL, LLC | $17,160,000 | $3,200,000 | -81.4% | 0.1% |
| NexBank | $3,345,000 | $3,125,000 | -6.6% | 0.0% |
| GOLDENWEST | $600,000 | $3,095,000 | 415.8% | 0.0% |
| Truist | $5,605,000 | $2,960,000 | -47.2% | 0.0% |
| GENEVA FINANCIAL, LLC | $1,485,000 | $2,920,000 | 96.6% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $3,140,000 | $2,890,000 | -8.0% | 0.0% |
| MANN FINANCIAL INC. | $1,790,000 | $2,890,000 | 61.5% | 0.0% |
| Heritage Bank | $2,865,000 | n/a | 0.0% | |
| Barrington Bank & Trust Company, N.A. | $5,195,000 | $2,785,000 | -46.4% | 0.0% |
| Nations Lending Corporation | $4,125,000 | $2,760,000 | -33.1% | 0.0% |
| SAMMAMISH MORTGAGE COMPANY | $3,795,000 | $2,665,000 | -29.8% | 0.0% |
| LIMA ONE CAPITAL, LLC | $3,555,000 | $2,645,000 | -25.6% | 0.0% |
| GTE Federal Credit Union | $2,905,000 | $2,625,000 | -9.6% | 0.0% |
| Idaho First Bank | $24,945,000 | $2,595,000 | -89.6% | 0.0% |
| BEEHIVE | $4,220,000 | $2,570,000 | -39.1% | 0.0% |
| AMERICAN FINANCING CORPORATION | $14,010,000 | $2,545,000 | -81.8% | 0.0% |
| Opportunity Bank of Montana | $275,000 | $2,480,000 | 801.8% | 0.0% |
| CITYWIDE HOME LOANS, LLC | $2,300,000 | $2,465,000 | 7.2% | 0.0% |
| PLANET HOME LENDING, LLC | $5,545,000 | $2,435,000 | -56.1% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $45,000,000 | $2,315,000 | -94.9% | 0.0% |
| Farmers Bank & Trust | $645,000 | $2,255,000 | 249.6% | 0.0% |
| CLEARPATH LENDING | $6,310,000 | $2,235,000 | -64.6% | 0.0% |
| Potlatch No. 1 Financial Credit Union | $1,760,000 | $2,230,000 | 26.7% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $4,595,000 | $2,145,000 | -53.3% | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | $2,145,000 | n/a | 0.0% | |
| RESIDENTIAL MORTGAGE, LLC | $2,130,000 | n/a | 0.0% | |
| Magnolia Bank | $2,330,000 | $2,070,000 | -11.2% | 0.0% |
| ROGUE | $1,155,000 | $2,070,000 | 79.2% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $1,200,000 | $1,910,000 | 59.2% | 0.0% |
| CANOPY MORTGAGE, LLC | $15,715,000 | $1,830,000 | -88.4% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $10,120,000 | $1,815,000 | -82.1% | 0.0% |
| Equity Prime Mortgage LLC | $2,310,000 | $1,810,000 | -21.6% | 0.0% |
| The Central Trust Bank | $2,365,000 | $1,765,000 | -25.4% | 0.0% |
| Eagle Bank and Trust Company | $3,875,000 | $1,740,000 | -55.1% | 0.0% |
| FIRST MORTGAGE COMPANY, INC. | $4,310,000 | $1,700,000 | -60.6% | 0.0% |
| Vantage Bank Texas | $1,645,000 | $1,685,000 | 2.4% | 0.0% |
| Logan Finance Corporation | $335,000 | $1,670,000 | 398.5% | 0.0% |
| North American Savings Bank, F.S.B. | $7,300,000 | $1,665,000 | -77.2% | 0.0% |
| Evolve Bank & Trust | $1,330,000 | $1,660,000 | 24.8% | 0.0% |
| 21ST MORTGAGE CORPORATION | $3,050,000 | $1,655,000 | -45.7% | 0.0% |
| Ally Bank | $10,865,000 | $1,575,000 | -85.5% | 0.0% |
| GEORGIA'S OWN | $5,320,000 | $1,540,000 | -71.1% | 0.0% |
| FUNDLOANS CAPITAL | $485,000 | $1,530,000 | 215.5% | 0.0% |
| OPEN MORTGAGE, LLC | $2,505,000 | $1,465,000 | -41.5% | 0.0% |
| Watermark Capital, Inc. | $6,310,000 | $1,465,000 | -76.8% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $595,000 | $1,440,000 | 142.0% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $3,265,000 | $1,410,000 | -56.8% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $1,495,000 | $1,405,000 | -6.0% | 0.0% |
| ASSEMBLIES OF GOD Credit Union | $1,360,000 | n/a | 0.0% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $890,000 | $1,360,000 | 52.8% | 0.0% |
| ARC HOME LLC | $1,355,000 | n/a | 0.0% | |
| Prosperity Home Mortgage, LLC | $325,000 | $1,315,000 | 304.6% | 0.0% |
| V.I.P. MORTGAGE, INC. | $395,000 | $1,315,000 | 232.9% | 0.0% |
| BNC National Bank | $2,735,000 | $1,295,000 | -52.7% | 0.0% |
| Ameris Bank | $1,275,000 | n/a | 0.0% | |
| WaterStone Bank, SSB | $955,000 | $1,255,000 | 31.4% | 0.0% |
| ENVOY MORTGAGE, LTD | $1,240,000 | n/a | 0.0% | |
| Commerce Bank | $675,000 | $1,165,000 | 72.6% | 0.0% |
| DIRECT MORTGAGE, CORP. | $1,060,000 | $1,150,000 | 8.5% | 0.0% |
| LOS ANGELES POLICE Federal Credit Union | $165,000 | $1,145,000 | 593.9% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $1,145,000 | n/a | 0.0% | |
| Carrington Mortgage Services, LLC | $8,235,000 | $1,130,000 | -86.3% | 0.0% |
| AmeriHome Mortgage Company, LLC | $2,925,000 | $1,120,000 | -61.7% | 0.0% |
| Bank of the West | $28,470,000 | $1,115,000 | -96.1% | 0.0% |
| NuVision Federal Credit Union | $105,000 | $1,115,000 | 961.9% | 0.0% |
| Citizens Bank | $1,925,000 | $1,105,000 | -42.6% | 0.0% |
| Ixonia Bank | $9,155,000 | $1,095,000 | -88.0% | 0.0% |
| SECURITY HOME MORTGAGE, LLC. | $980,000 | $1,095,000 | 11.7% | 0.0% |
| Pinnacle Bank | $1,055,000 | n/a | 0.0% | |
| Choice Financial Group | $1,025,000 | n/a | 0.0% | |
| First Internet Bank of Indiana | $2,925,000 | $1,000,000 | -65.8% | 0.0% |
| Toyota Financial Savings Bank | $2,365,000 | $1,000,000 | -57.7% | 0.0% |
| Greenbox Loans, Inc. | $1,430,000 | $995,000 | -30.4% | 0.0% |
| Citadel Servicing Corporation | $2,665,000 | $975,000 | -63.4% | 0.0% |
| Wheatland Bank | $950,000 | n/a | 0.0% | |
| Centier Bank | $480,000 | $935,000 | 94.8% | 0.0% |
| NP, Inc. | $345,000 | $930,000 | 169.6% | 0.0% |
| Bell Bank | $505,000 | $920,000 | 82.2% | 0.0% |
| First Horizon Bank | $1,425,000 | $910,000 | -36.1% | 0.0% |
| EAST IDAHO Credit Union | $1,415,000 | $905,000 | -36.0% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $1,610,000 | $900,000 | -44.1% | 0.0% |
| DIRECTORS MORTGAGE, INC. | $395,000 | $880,000 | 122.8% | 0.0% |
| TJC Mortgage, Inc. | $390,000 | $860,000 | 120.5% | 0.0% |
| LADERA LENDING, INC. | $2,395,000 | $850,000 | -64.5% | 0.0% |
| POLARIS HOME FUNDING CORP. | $825,000 | n/a | 0.0% | |
| Heritage Bank | $820,000 | n/a | 0.0% | |
| BELEM SERVICING LLC | $295,000 | $800,000 | 171.2% | 0.0% |
| First Savings Bank | $4,090,000 | $800,000 | -80.4% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $1,065,000 | $770,000 | -27.7% | 0.0% |
| First Federal Bank of Kansas City | $525,000 | $750,000 | 42.9% | 0.0% |
| UNION HOME MORTGAGE CORP. | $365,000 | $750,000 | 105.5% | 0.0% |
| Coastal Community Bank | $745,000 | n/a | 0.0% | |
| Cornerstone First Mortgage, Inc | $2,860,000 | $740,000 | -74.1% | 0.0% |
| FirstBank | $5,215,000 | $725,000 | -86.1% | 0.0% |
| INTERCAP LENDING INC. | $4,645,000 | $720,000 | -84.5% | 0.0% |
| Andover State Bank | $715,000 | n/a | 0.0% | |
| City National Bank | $3,025,000 | $715,000 | -76.4% | 0.0% |
| VISION ONE MORTGAGE, INC. | $715,000 | n/a | 0.0% | |
| First Federal Bank | $405,000 | $710,000 | 75.3% | 0.0% |
| S&T Bank | $705,000 | n/a | 0.0% | |
| Quontic Bank | $770,000 | $700,000 | -9.1% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $3,330,000 | $695,000 | -79.1% | 0.0% |
| Bethpage Federal Credit Union | $1,035,000 | $690,000 | -33.3% | 0.0% |
| A&D Mortgage LLC | $675,000 | n/a | 0.0% | |
| Union Savings Bank | $675,000 | n/a | 0.0% | |
| The Northern Trust Company | $670,000 | n/a | 0.0% | |
| Princeton Mortgage Corporation | $665,000 | n/a | 0.0% | |
| SPOKANE TEACHERS | $2,090,000 | $650,000 | -68.9% | 0.0% |
| MORTGAGE ACCESS CORP. | $4,905,000 | $635,000 | -87.1% | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $1,830,000 | $630,000 | -65.6% | 0.0% |
| T2 FINANCIAL LLC | $275,000 | $620,000 | 125.5% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $1,785,000 | $610,000 | -65.8% | 0.0% |
| First State Bank | $605,000 | n/a | 0.0% | |
| HighTechLending Inc | $2,045,000 | $595,000 | -70.9% | 0.0% |
| Merchants Bank of Indiana | $1,430,000 | $585,000 | -59.1% | 0.0% |
| CHEVRON | $765,000 | $560,000 | -26.8% | 0.0% |
| American Airlines Federal Credit Union | $285,000 | $550,000 | 93.0% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $550,000 | n/a | 0.0% | |
| FINANCE OF AMERICA MORTGAGE LLC | $161,470,000 | $550,000 | -99.7% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $550,000 | n/a | 0.0% | |
| First State Bank of St. Charles, Missouri | $395,000 | $545,000 | 38.0% | 0.0% |
| M&T Bank | $1,725,000 | $530,000 | -69.3% | 0.0% |
| Colonial Savings, F.A. | $510,000 | $515,000 | 1.0% | 0.0% |
| Old Missouri Bank | $515,000 | n/a | 0.0% | |
| Cache Valley Bank | $505,000 | n/a | 0.0% | |
| F&A Federal Credit Union | $980,000 | $500,000 | -49.0% | 0.0% |
| JMAC LENDING, INC. | $425,000 | $495,000 | 16.5% | 0.0% |
| BECKAM FUNDING CORP. | $155,000 | $485,000 | 212.9% | 0.0% |
| PREMIA MORTGAGE, LLC | $2,075,000 | $485,000 | -76.6% | 0.0% |
| KELLER MORTGAGE, LLC | $4,140,000 | $480,000 | -88.4% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $510,000 | $475,000 | -6.9% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $885,000 | $475,000 | -46.3% | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | $455,000 | n/a | 0.0% | |
| UMB Bank | $75,005,000 | $455,000 | -99.4% | 0.0% |
| DAS Acquisition Company, LLC | $445,000 | n/a | 0.0% | |
| INFINITY EQUITY GROUP, INC. | $445,000 | n/a | 0.0% | |
| Assurance Financial Group, L.L.C. | $435,000 | n/a | 0.0% | |
| Chickasaw Community Bank | $435,000 | n/a | 0.0% | |
| Consolidated Federal Credit Union | $430,000 | n/a | 0.0% | |
| Rivermark Community Credit Union | $640,000 | $430,000 | -32.8% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $315,000 | $425,000 | 34.9% | 0.0% |
| MORIA DEVELOPMENT, INC. | $820,000 | $425,000 | -48.2% | 0.0% |
| ADVANTAGE PLUS | $415,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $325,000 | $415,000 | 27.7% | 0.0% |
| PRIORITY HOME LENDING, LLC | $455,000 | $405,000 | -11.0% | 0.0% |
| STAR ONE CREDIT UNION | $3,060,000 | $405,000 | -86.8% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $395,000 | $405,000 | 2.5% | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | $1,000,000 | $395,000 | -60.5% | 0.0% |
| RANLIFE, INC. | $1,355,000 | $395,000 | -70.8% | 0.0% |
| Armed Forces Bank | $1,410,000 | $375,000 | -73.4% | 0.0% |
| DUPACO COMMUNITY | $370,000 | n/a | 0.0% | |
| PREMIER LENDING, INC. | $355,000 | n/a | 0.0% | |
| Platinum Home Mortgage Corporation | $335,000 | $345,000 | 3.0% | 0.0% |
| Utah Power | $345,000 | n/a | 0.0% | |
| First International Bank & Trust | $335,000 | n/a | 0.0% | |
| INTERNATIONAL CITY MORTGAGE, INC. | $335,000 | n/a | 0.0% | |
| CRESCENT MORTGAGE COMPANY | $325,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $1,270,000 | $320,000 | -74.8% | 0.0% |
| IAA Credit Union | $315,000 | n/a | 0.0% | |
| Old National Bank | $315,000 | n/a | 0.0% | |
| Wallick & Volk, Inc. | $635,000 | $315,000 | -50.4% | 0.0% |
| CUSTOMER SERVICE MORTGAGE CORPORATION | $345,000 | $305,000 | -11.6% | 0.0% |
| Deseret First Credit Union | $2,355,000 | $305,000 | -87.0% | 0.0% |
| DIGNIFIED HOME LOANS, LLC | $305,000 | n/a | 0.0% | |
| HANSCOM | $205,000 | $305,000 | 48.8% | 0.0% |
| POINT Mortgage | $305,000 | n/a | 0.0% | |
| Union Bank and Trust Company | $305,000 | n/a | 0.0% | |
| CANVAS CREDIT UNION | $300,000 | n/a | 0.0% | |
| Connexus Credit Union | $300,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $345,000 | $295,000 | -14.5% | 0.0% |
| First National Bank of America | $1,040,000 | $295,000 | -71.6% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $1,000,000 | $295,000 | -70.5% | 0.0% |
| State Bank of Lizton | $295,000 | n/a | 0.0% | |
| AMWEST FUNDING CORP. | $650,000 | $290,000 | -55.4% | 0.0% |
| Baxter Credit Union | $285,000 | n/a | 0.0% | |
| COLUMBIA COMMUNITY CREDIT UNION | $275,000 | n/a | 0.0% | |
| Servion, Inc. | $275,000 | n/a | 0.0% | |
| CHERRY CREEK MORTGAGE, LLC | $11,800,000 | $265,000 | -97.8% | 0.0% |
| Arbor Bank | $255,000 | n/a | 0.0% | |
| Goldwater Bank, N.A. | $305,000 | $255,000 | -16.4% | 0.0% |
| FARMERS BANK | $285,000 | $250,000 | -12.3% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,025,000 | $245,000 | -76.1% | 0.0% |
| MORTGAGEONE, INC. | $2,095,000 | $245,000 | -88.3% | 0.0% |
| MidFirst Bank | $65,000 | $235,000 | 261.5% | 0.0% |
| Providence Bank & Trust | $235,000 | n/a | 0.0% | |
| America's Credit Union | $225,000 | n/a | 0.0% | |
| UNIFY FINANCIAL Credit Union | $225,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $1,755,000 | $205,000 | -88.3% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $3,615,000 | $205,000 | -94.3% | 0.0% |
| LENDINGONE, LLC | $1,395,000 | $205,000 | -85.3% | 0.0% |
| LOANLEADERS OF AMERICA, INC. | $590,000 | $205,000 | -65.3% | 0.0% |
| WINGS FINANCIAL | $165,000 | $205,000 | 24.2% | 0.0% |
| Arvest Bank | $605,000 | $195,000 | -67.8% | 0.0% |
| GoPrime Mortgage, Inc. | $1,010,000 | $195,000 | -80.7% | 0.0% |
| Signature Federal Credit Union | $195,000 | n/a | 0.0% | |
| Peoples Bank | $215,000 | $185,000 | -14.0% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $165,000 | n/a | 0.0% | |
| Operating Engineers Local Union #3 | $455,000 | $145,000 | -68.1% | 0.0% |
| TOWER | $945,000 | $145,000 | -84.7% | 0.0% |
| STAR USA FEDERAL CREDIT UNION | $140,000 | n/a | 0.0% | |
| GSF Mortgage Corporation | $385,000 | $135,000 | -64.9% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $4,265,000 | $135,000 | -96.8% | 0.0% |
| FAMILY SAVINGS | $145,000 | $125,000 | -13.8% | 0.0% |
| NMSI, INC. | $125,000 | n/a | 0.0% | |
| MidAmerica National Bank | $110,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $530,000 | $105,000 | -80.2% | 0.0% |
| Regions Bank | $95,000 | n/a | 0.0% | |
| Wasatch Peaks Federal Credit Union | $95,000 | n/a | 0.0% | |
| BayCoast Bank | $85,000 | n/a | 0.0% | |
| Service Federal Credit Union | $125,000 | $80,000 | -36.0% | 0.0% |
| USAGENCIES | $75,000 | n/a | 0.0% | |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $435,000 | $65,000 | -85.1% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $55,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $2,040,000 | $35,000 | -98.3% | 0.0% |
BOISE CITY's top lender by overall market share is IDAHO CENTRAL, with 13.5% market share. In second place, with 7.4%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $465,740,000 in loans. In third place, with 4.0%, is ACADEMY MORTGAGE CORPORATION, having originated $252,380,000 in loans. In fourth place, with 3.8%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $239,565,000 in loans. In fifth place, with 3.7%, is QUICKEN LOANS, LLC, having originated $231,315,000 in loans.
BOISE CITY, ID Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 83302 | Boise City, ID HUD Metro FMR Area | $710 | $810 | $1,010 | $1,420 | $1,660 |
| 83316 | Boise City, ID HUD Metro FMR Area | $710 | $810 | $1,010 | $1,420 | $1,660 |
| 83602 | Boise City, ID HUD Metro FMR Area | $770 | $880 | $1,090 | $1,520 | $1,790 |
| 83604 | Boise City, ID HUD Metro FMR Area | $770 | $870 | $1,080 | $1,520 | $1,780 |
| 83605 | Boise City, ID HUD Metro FMR Area | $840 | $960 | $1,190 | $1,670 | $1,960 |
| 83606 | Boise City, ID HUD Metro FMR Area | $880 | $1,000 | $1,240 | $1,740 | $2,040 |
| 83607 | Boise City, ID HUD Metro FMR Area | $910 | $1,040 | $1,290 | $1,810 | $2,120 |
| 83616 | Boise City, ID HUD Metro FMR Area | $1,130 | $1,290 | $1,590 | $2,230 | $2,620 |
| 83622 | Boise City, ID HUD Metro FMR Area | $750 | $860 | $1,060 | $1,490 | $1,750 |
| 83624 | Boise City, ID HUD Metro FMR Area | $750 | $860 | $1,060 | $1,490 | $1,750 |
| 83626 | Boise City, ID HUD Metro FMR Area | $850 | $970 | $1,200 | $1,690 | $1,980 |
| 83627 | Boise City, ID HUD Metro FMR Area | $770 | $870 | $1,080 | $1,520 | $1,780 |
| 83628 | Boise City, ID HUD Metro FMR Area | $740 | $850 | $1,050 | $1,480 | $1,730 |
| 83629 | Boise City, ID HUD Metro FMR Area | $790 | $890 | $1,110 | $1,550 | $1,820 |
| 83630 | Boise City, ID HUD Metro FMR Area | $880 | $1,000 | $1,240 | $1,740 | $2,040 |
| 83631 | Boise City, ID HUD Metro FMR Area | $710 | $810 | $1,010 | $1,420 | $1,660 |
| 83634 | Boise City, ID HUD Metro FMR Area | $1,180 | $1,350 | $1,670 | $2,350 | $2,750 |
| 83637 | Boise City, ID HUD Metro FMR Area | $790 | $900 | $1,110 | $1,560 | $1,830 |
| 83639 | Boise City, ID HUD Metro FMR Area | $810 | $920 | $1,140 | $1,600 | $1,880 |
| 83641 | Boise City, ID HUD Metro FMR Area | $870 | $990 | $1,220 | $1,710 | $2,010 |
| 83642 | Boise City, ID HUD Metro FMR Area | $970 | $1,110 | $1,370 | $1,930 | $2,260 |
| 83644 | Boise City, ID HUD Metro FMR Area | $820 | $940 | $1,160 | $1,630 | $1,910 |
| 83646 | Boise City, ID HUD Metro FMR Area | $1,160 | $1,320 | $1,630 | $2,290 | $2,690 |
| 83650 | Boise City, ID HUD Metro FMR Area | $710 | $810 | $1,010 | $1,420 | $1,660 |
| 83651 | Boise City, ID HUD Metro FMR Area | $890 | $1,020 | $1,260 | $1,770 | $2,080 |
| 83653 | Boise City, ID HUD Metro FMR Area | $880 | $1,000 | $1,240 | $1,740 | $2,040 |
| 83656 | Boise City, ID HUD Metro FMR Area | $890 | $1,020 | $1,260 | $1,770 | $2,080 |
| 83660 | Boise City, ID HUD Metro FMR Area | $710 | $810 | $1,010 | $1,420 | $1,660 |
| 83666 | Boise City, ID HUD Metro FMR Area | $710 | $820 | $1,010 | $1,420 | $1,660 |
| 83669 | Boise City, ID HUD Metro FMR Area | $990 | $1,130 | $1,400 | $1,970 | $2,310 |
| 83670 | Boise City, ID HUD Metro FMR Area | $780 | $850 | $1,090 | $1,490 | $1,730 |
| 83676 | Boise City, ID HUD Metro FMR Area | $740 | $840 | $1,040 | $1,460 | $1,710 |
| 83680 | Boise City, ID HUD Metro FMR Area | $950 | $1,080 | $1,340 | $1,880 | $2,210 |
| 83686 | Boise City, ID HUD Metro FMR Area | $880 | $1,000 | $1,240 | $1,740 | $2,040 |
| 83687 | Boise City, ID HUD Metro FMR Area | $940 | $1,070 | $1,320 | $1,860 | $2,180 |
| 83701 | Boise City, ID HUD Metro FMR Area | $950 | $1,080 | $1,340 | $1,880 | $2,210 |
| 83702 | Boise City, ID HUD Metro FMR Area | $890 | $1,020 | $1,260 | $1,770 | $2,080 |
| 83703 | Boise City, ID HUD Metro FMR Area | $930 | $1,060 | $1,310 | $1,840 | $2,160 |
| 83704 | Boise City, ID HUD Metro FMR Area | $940 | $1,070 | $1,320 | $1,860 | $2,180 |
| 83705 | Boise City, ID HUD Metro FMR Area | $890 | $1,020 | $1,260 | $1,770 | $2,080 |
| 83706 | Boise City, ID HUD Metro FMR Area | $1,010 | $1,150 | $1,420 | $2,000 | $2,340 |
| 83707 | Boise City, ID HUD Metro FMR Area | $950 | $1,080 | $1,340 | $1,880 | $2,210 |
| 83709 | Boise City, ID HUD Metro FMR Area | $1,110 | $1,260 | $1,560 | $2,190 | $2,570 |
| 83711 | Boise City, ID HUD Metro FMR Area | $950 | $1,080 | $1,340 | $1,880 | $2,210 |
| 83712 | Boise City, ID HUD Metro FMR Area | $940 | $1,070 | $1,320 | $1,860 | $2,180 |
| 83713 | Boise City, ID HUD Metro FMR Area | $1,090 | $1,250 | $1,540 | $2,160 | $2,540 |
| 83714 | Boise City, ID HUD Metro FMR Area | $930 | $1,060 | $1,310 | $1,840 | $2,160 |
| 83715 | Boise City, ID HUD Metro FMR Area | $950 | $1,080 | $1,340 | $1,880 | $2,210 |
| 83716 | Boise City, ID HUD Metro FMR Area | $1,180 | $1,340 | $1,660 | $2,330 | $2,740 |
| 83717 | Boise City, ID HUD Metro FMR Area | $950 | $1,080 | $1,340 | $1,880 | $2,210 |
| 83719 | Boise City, ID HUD Metro FMR Area | $950 | $1,080 | $1,340 | $1,880 | $2,210 |
| 83724 | Boise City, ID HUD Metro FMR Area | $950 | $1,080 | $1,340 | $1,880 | $2,210 |
| 89832 | Boise City, ID HUD Metro FMR Area | $770 | $870 | $1,080 | $1,520 | $1,780 |
| 97910 | Boise City, ID HUD Metro FMR Area | $710 | $810 | $1,010 | $1,420 | $1,660 |
2022 Average & Median Rent Data Statistics
BOISE CITY, ID average 1BR rent: $1,005, median: $1,010
BOISE CITY, ID average 2BR rent: $1,246, median: $1,250
BOISE CITY, ID average 3BR rent: $1,749, median: $1,755
BOISE CITY, ID Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 11,909 | $4,587,925,000 | $385,249 |
| Home Improvement | 2,858 | $327,600,000 | $114,626 |
| Cash Out Refi | 2,757 | $621,415,000 | $225,395 |
| Other | 1,285 | $164,995,000 | $128,401 |
| Refi | 1,028 | $586,130,000 | $570,165 |
Boise City's most frequently cited loan purpose was Home Purchase, with 11,909 originations. The 2nd most popular reason was Home Improvement, with 2,858 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 6,379 | $2,376,475,000 | $372,547 |
| Over 8% | 5,451 | $703,205,000 | $129,005 |
| 5-6% | 4,015 | $1,786,715,000 | $445,010 |
| 7-8% | 3,441 | $1,130,275,000 | $328,473 |
| 4-5% | 435 | $151,025,000 | $347,184 |
| 3-4% | 29 | $9,755,000 | $336,379 |
| <2.5% | 17 | $13,295,000 | $782,059 |
| 2.5-3% | 11 | $3,715,000 | $337,727 |
During 2023, Boise City's most frequently originated rate bucket was 6-7%, with 6,379 originations.
Loan Sizing (BOISE CITY, ID MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 7,575 | $2,342,955,000 | $309,301 |
| $100,000 or less | 4,521 | $213,095,000 | $47,134 |
| $400k-600k | 3,474 | $1,649,310,000 | $474,758 |
| $100k-200k | 2,803 | $394,575,000 | $140,769 |
| $600k-1000k | 1,202 | $859,310,000 | $714,900 |
| $Over $1MM | 262 | $828,820,000 | $3,163,435 |
BOISE CITY's loan sizing saw the bucket of loans from $200k-400k with 7,575 originations, totaling $2,342,955,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 6,205 | $2,646,715,000 | $426,546 |
| Under 20% | 4,842 | $291,100,000 | $60,120 |
| 60-80% | 3,563 | $1,576,235,000 | $442,390 |
| 20-40% | 2,697 | $503,895,000 | $186,835 |
| 40-60% | 2,220 | $881,020,000 | $396,856 |
| Over 100% | 225 | $295,175,000 | $1,311,889 |
BOISE CITY's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 6,205 originations, totaling $2,646,715,000 in origination value.