BOISE CITY Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Boise City averaged 2.98% for the week of 2021-12-02, compared to the national average of 3.11% for the same period.

The average rate for the prior week (2021-11-24) was 3.17% and one month ago for the week of 2021-10-28, the average rate was 3.41%.

Boise City's average rate one year ago was 2.79%.

For refis of the same type during the week of 2021-12-02, the average rate was 3.15%.

Loan Type Date Rate
US 30 Year Fixed Rate 2021-12-02 3.11%
Boise City 30 Year Fixed Rate 2021-12-02 2.98%
Boise City 30 Year Fixed Rate Refi 2021-12-02 3.15%
Boise City 15 Year Fixed Rate 2021-12-02 2.69%
Boise City 15 Year Fixed Rate Refi 2021-12-02 2.72%
Boise City 30 Year FHA 2021-12-02 3.62%
Boise City 30 Year FHA Refi 2021-12-02 3.14%
Boise City 30 Year USDA 2021-12-02 3.15%
Boise City 30 Year USDA Refi 2021-12-02 3.67%
Boise City 30 Year VA 2021-12-02 2.96%
Boise City 30 Year VA Refi 2021-12-02 3.08%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BOISE CITY, ID.

BOISE CITY Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the BOISE CITY, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2020 Avg. 30yFix Rate 2020 Avg. Total Fees
IDAHO CENTRAL 4,295 3.18% $5,066
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2,604 3.10% $6,164
QUICKEN LOANS, LLC 2,143 3.28% $5,902
GUILD MORTGAGE COMPANY 1,799 3.13% $5,763
ACADEMY MORTGAGE CORPORATION 1,665 3.09% $5,720
Flagstar Bank, FSB 956 3.28% $4,841
MOVEMENT MORTGAGE, LLC 927 3.29% $5,084
PRIMELENDING, A PLAINSCAPITAL COMPANY 890 3.23% $5,912
UNITED WHOLESALE MORTGAGE, LLC 826 3.09% $5,168
Willamette Valley Bank 688 3.38% $5,396
FINANCE OF AMERICA MORTGAGE LLC 673 3.34% $5,237
PREMIER MORTGAGE RESOURCES, L.L.C. 627 3.30% $6,488
S1L, Inc. 544 3.00% $4,542
U.S. Bank National Association 532 3.33% $4,196
LOANDEPOT.COM, LLC 468 3.16% $4,995
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 461 3.31% $6,678
Waterstone Mortgage Corporation 449 3.14% $6,223
CALIBER HOME LOANS, INC. 437 3.20% $4,132
KeyBank National Association 431 3.25% $4,275
AMERICAN PACIFIC MORTGAGE CORPORATION 427 3.19% $6,392
MUTUAL OF OMAHA MORTGAGE, INC. 403 3.47% $4,785
GUARANTEED RATE, INC. 395 3.25% $4,722
MOUNTAIN AMERICA 383 3.07% $5,390
HOMEBRIDGE FINANCIAL SERVICES, INC. 374 3.24% $5,556
Gateway First Bank 344 3.17% $4,491
Wells Fargo Bank, National Association 330 3.41% $3,874
JPMorgan Chase Bank, National Association 313 3.32% $4,733
TBI MORTGAGE COMPANY 303 3.14% $5,320
PRIMARY RESIDENTIAL MORTGAGE, INC. 294 3.20% $6,722
CAPITAL EDUCATORS FEDERAL CREDIT UNION 269 3.31% $5,551
AMERISAVE MORTGAGE CORPORATION 234 2.93% $5,425
CALCON MUTUAL MORTGAGE LLC 233 3.06% $6,141
D. L. Evans Bank 224 3.14% $4,450
Bank of Idaho 189 3.04% $3,762
SUMMIT FUNDING, INC. 182 3.19% $6,865
Glacier Bank 176 3.24% $5,539
KELLER MORTGAGE, LLC 173 3.11% $3,028
BETTER MORTGAGE CORPORATION 172 2.94% $4,325
PIONEER 168 3.09% $4,579
AMCAP MORTGAGE, LTD. 164 3.18% $6,192
First Federal Savings Bank of Twin Falls 163 3.28% $5,212
First Home Bank 163 3.12% $5,273
NATIONSTAR MORTGAGE LLC 148 3.48% $6,085
LOANPAL, LLC 146 3.21% $6,375
Bank of England 142 3.13% $6,349
Summit Mortgage Corporation 136 3.19% $6,360
EVERETT FINANCIAL, INC. 136 3.20% $2,571
CASTLE & COOKE MORTGAGE, LLC 133 3.24% $7,399
BROKER SOLUTIONS, INC. 128 3.20% $4,828
Washington Trust Bank 125 3.37% $4,284
FIRST MORTGAGE COMPANY, INC. 123 2.97% $4,803
CMG MORTGAGE, INC. 122 3.30% $6,600
AXIA FINANCIAL, LLC 119 3.33% $5,464
Umpqua Bank 114 3.31% $4,833
NBKC BANK 106 3.41% $3,351
PENNYMAC LOAN SERVICES, LLC 104 3.36% $5,775
PACIFIC RESIDENTIAL MORTGAGE, LLC 98 3.26% $5,570
NEWREZ LLC 98 3.55% $4,310
First Interstate Bank 92 3.27% $4,969
FREEDOM MORTGAGE CORPORATION 83 3.44% $3,265
ARK-LA-TEX FINANCIAL SERVICES, LLC. 82 3.41% $6,727
Zions Bancorporation, N.A. 79 3.16% $4,042
NAVY FEDERAL CREDIT UNION 77 3.35% $5,124
Washington Federal Bank, National Association 76 3.64% $5,900
JMJ FINANCIAL GROUP 75 3.10% $4,573
WESTMARK Credit Union 73 3.21% $6,293
FIRST TECHNOLOGY 68 3.14% $4,462
GENEVA FINANCIAL, LLC 68 3.29% $6,238
BAY EQUITY LLC 61 3.14% $4,654
FirstBank 61 3.24% $3,472
AMERICAN FINANCIAL NETWORK, INC. 59 3.15% $5,990
PARKSIDE LENDING, LLC 59 3.19% $4,850
CHERRY CREEK MORTGAGE, LLC 53 3.09% $795
Bank of America, National Association 52 3.29% $5,261
Banner Bank 52 3.50% $4,380
SUN WEST MORTGAGE COMPANY, INC. 51 3.28% $1,795
CONNECTIONS 49 2.72% $4,823
USAA Federal Savings Bank 49 3.64% $5,124
CITYWIDE HOME LOANS, LLC 49 3.26% $6,779
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 47 3.24% $4,821
North American Savings Bank, F.S.B. 47 3.09% $3,457
FIRST COLONY MORTGAGE CORPORATION 45 3.43% $6,945
CROSSCOUNTRY MORTGAGE, LLC 43 3.09% $4,303
ROUNDPOINT MORTGAGE SERVICING CORPORATION 40 3.56% $2,819
HOME POINT FINANCIAL CORPORATION 40 3.27% $5,039
Wyndham Capital Mortgage, Inc. 39 3.06% $3,013
Strong Home Mortgage, LLC 37 3.03% $2,785
CANOPY MORTGAGE, LLC 36 3.09% $4,788
LAND HOME FINANCIAL SERVICES, INC. 36 3.31% $6,040
AMERICAN FINANCING CORPORATION 36 3.32% $5,670
STEARNS LENDING, LLC 35 3.38% $4,478
PROVIDENT FUNDING ASSOCIATES, L.P. 32 3.04% $3,607
CHURCHILL MORTGAGE CORPORATION 30 3.39% $5,148
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 30 2.79% $5,805
Bank of the West 29 3.42% $4,899
Paramount Residential Mortgage Group, Inc. 27 3.40% $5,304
Northpointe Bank 26 3.12% $4,027
AMERICAN INTERNET MORTGAGE, INC. 25 3.25% $3,336
Watermark Capital, Inc. 24 3.04% $3,119
First Guaranty Mortgage Corporation 24 3.28% $4,010
Stifel Bank and Trust 22 3.10% $3,007
Morgan Stanley Private Bank, National Association 20 3.49% $4,358
The Federal Savings Bank 19 3.00% $6,794
IMPAC MORTGAGE CORP. 19 3.24% $1,675
Sierra Pacific Mortgage Company, Inc. 19 3.22% $4,581
Columbia State Bank 18 3.08% $4,638
Charles Schwab Bank, SSB 18 3.02% $6,032
Citibank, National Association 18 3.08% $5,146
First Internet Bank of Indiana 18 2.84% $3,711
LAKEVIEW LOAN SERVICING, LLC 18 3.60% $3,358
ZILLOW HOME LOANS, LLC 17 3.18% $4,170
INTERCAP LENDING INC. 17 3.16% $5,190
SOFI LENDING CORP. 17 3.43% $4,750
Arvest Bank 17 3.43% $3,963
PENTAGON FEDERAL CREDIT UNION 16 3.20% $3,682
Nations Lending Corporation 16 3.14% $7,033
Eagle Bank and Trust Company 15 2.80% $5,685
Truist Bank 15 3.48% $4,182
MANN FINANCIAL INC. 15 3.03% $5,643
PNC Bank, National Association 14 3.38% $4,500
HomeStreet Bank 14 3.37% $4,030
Carrington Mortgage Services, LLC 14 3.46% $5,040
LENDERFI, INC. 14 2.81% $2,266
BEEHIVE 13 2.93% $5,280
Ally Bank 13 3.05% $5,435
AMERICA FIRST 13 3.12% $6,079
COAST 2 COAST FUNDING GROUP, INC. 13 3.59% $4,443
Firefighters First Federal Credit Union 13 3.16% $3,689
SIRVA MORTGAGE, INC. 13 3.15% $1,220
TIAA, FSB 13 3.47% $5,461
Axos Bank 12 3.27% $3,709
SECURITYNATIONAL MORTGAGE COMPANY 12 3.13% $4,290
MLD MORTGAGE INC. 12 3.13% $4,813
UBS Bank USA 12 3.07% $7,979
BNC National Bank 12 3.10% $3,906
Citizens Bank, National Association 11 3.39% $4,588
Boeing Employees Credit Union 10 3.38% $3,688
LENDUS, LLC 9 3.43% $7,270
1st Security Bank of Washington 9 3.19% $5,521
Mortgage Research Center, LLC 9 2.78% $7,061
SOVEREIGN LENDING GROUP INCORPORATED 9 3.08% $4,444
BKCO MORTGAGE, LLC 9 3.21% $2,677
SAMMAMISH MORTGAGE COMPANY 9 3.18% $6,064
Barrington Bank & Trust Company, N.A. 9 3.62% $4,157
Prime Choice Funding Inc. 9 2.88% $3,795
VERITAS FUNDING, LLC 9 3.22% $4,921
EMBRACE HOME LOANS, INC. 8 3.50% $4,457
VISION ONE MORTGAGE, INC. 8 2.86% $6,251
Merchants Bank of Indiana 8 3.19% $4,559
BOKF, National Association 7 3.63% $5,097
CORNERSTONE HOME LENDING, INC. 7 3.09% $5,325
PREMIA MORTGAGE, LLC 7 3.53% $3,375
City National Bank 7 2.93% $4,718
First Savings Bank 7 2.91% $7,871
ON Q FINANCIAL, INC. 7 3.14% $5,597
PHH Mortgage Corporation 7 3.63% $5,936
First Republic Bank 7 2.91% $3,413
Commerce Home Mortgage, Inc. 7 3.20% $4,858
PLANET HOME LENDING, LLC 7 3.34% $4,688
MASON MCDUFFIE MORTGAGE CORPORATION 7 2.95% $4,280
LENOX FINANCIAL MORTGAGE CORPORATION 6 3.13% $2,206
ALLIANT CREDIT UNION 6 3.42% $5,861
ADVANTAGE PLUS 6 3.25% $5,679
Cf Bank, National Association 6 3.17% $2,861
Plains Commerce Bank 6 2.85% $5,712
RANLIFE, INC. 6 3.23% $6,360
IDAHO STATE UNIVERSITY 6 2.75% $5,411
The Huntington National Bank 6 3.24% $4,643
DIGNIFIED HOME LOANS, LLC 6 3.09% $3,015
FIRST CHOICE LOAN SERVICES INC. 6 4.27% $2,579
Cornerstone First Mortgage, Inc 6 2.69% $4,545
NBH Bank 6 3.27% $4,879
STAR ONE CREDIT UNION 6 3.19% $5,005
Amerifirst Financial, Inc. 5 3.28% $3,972
BBVA USA 5 3.28% $5,977
Rivermark Community Credit Union 5 2.93% $3,293
WESTERN EXPRESS LENDING 5 2.97% $4,302
HOMESTEAD FUNDING CORP. 5 3.15% $4,235
SUMMIT MORTGAGE CORPORATION 5 3.22% $4,377
Evolve Bank & Trust 5 2.90% $3,164
Bank of Utah 5 3.28% $4,433
Renasant Bank 5 3.00% $3,691
InterContinental Capital Group, Inc 5 3.08% $7,312
Northwest Farm Credit Services, FLCA 4 3.40% $3,744
GUARANTEED RATE AFFINITY, LLC 4 3.19% $4,419
The Northern Trust Company 4 3.34% $5,748
Franklin Loan Corporation 4 2.63% $5,357
WESCOM CENTRAL CREDIT UNION 4 3.53% $4,116
Platinum Home Mortgage Corporation 4 3.06% $6,616
LENDSURE MORTGAGE CORP. 4 6.12% $21,787
Great Southern Bank 4 3.49% $5,453
RESIDENTIAL MORTGAGE, LLC 4 3.00% $4,566
Florida Capital Bank, National Association 4 2.88% $4,763
VAN DYK MORTGAGE CORPORATION 4 3.44% $5,552
Cache Valley Bank 4 3.13% $4,149
The Union Bank Company 4 3.34% $4,312
KS StateBank 4 2.97% $2,453
Paramount Bank 4 2.88% $1,070
JAMES B. NUTTER & COMPANY 3 3.63% $3,248
Discover Bank 3 4.66% $0
AMERICAN FINANCIAL RESOURCES, INC. 3 3.50% $9,703
DIRECT MORTGAGE, CORP. 3 3.08% $6,484
Goldwater Bank, N.A. 3 4.04% $7,348
Unitus Community Credit Union 3 3.25% $4,481
DATA MORTGAGE, INC. 3 3.38% $4,084
Baxter Credit Union 3 3.38% $3,901
Sunflower Bank, National Association 3 3.16% $6,307
BAY-VALLEY MORTGAGE GROUP 3 3.29% $7,372
CAPSTONE DIRECT, INC. 3 2.58% $3,812
Citadel Servicing Corporation 3 6.04% $7,801
MORTGAGE ACCESS CORP. 3 2.91% $4,043
MORTGAGE MANAGEMENT CONSULTANTS, INC. 3 3.67% $7,017
ARC HOME LLC 3 3.37% $5,274
First National Bank of America 3 7.60% $13,668
WINGS FINANCIAL 3 3.00% $3,987
NFM, INC. 3 3.04% $4,981
OAKTREE FUNDING CORP. 3 4.50% $8,454
BLUELEAF LENDING, LLC 3 2.63% $3,991
ENVOY MORTGAGE, LTD 3 3.50% $7,243
First Western Trust Bank 3 2.71% $5,036
FIRST STATE MORTGAGE SERVICES, LLC 2 3.19% $4,033
First Midwest Bank 2 2.88% $3,491
First Federal Bank 2 2.81% $7,362
GoPrime Mortgage, Inc. 2 3.43% $5,435
GSF Mortgage Corporation 2 2.56% $3,114
HighTechLending Inc 2 3.31% $4,428
First Bank 2 2.81% $4,190
HOMEOWNERS FINANCIAL GROUP USA, LLC 2 3.06% $4,199
Hometown Lenders, Inc. 2 2.86% $4,201
HOMEXPRESS MORTGAGE CORP. 2 5.63% $16,441
Icon Credit Union 2 3.75% $1,940
JMAC LENDING, INC. 2 3.31% $5,914
DIRECTORS MORTGAGE, INC. 2 3.13% $8,402
KINECTA 2 3.19% $3,538
LEADERONE FINANCIAL CORPORATION 2 3.75% $5,839
Deere Employees Credit Union 2 2.50% $4,177
Meridian Bank Corporation 2 3.06% $5,715
MICHIGAN MUTUAL, INC. 2 2.69% $5,451
MID AMERICA MORTGAGE, INC. 2 2.88% $4,910
Mid-Continent Funding, Inc. 2 2.69% $4,654
MORTGAGE SOLUTIONS OF COLORADO, LLC 2 3.25% $5,978
COUNTRYPLACE MORTGAGE, LTD. 2 4.00% $7,136
MY MOVE MORTGAGE, LLC 2 2.81% $3,431
Colonial Savings, F.A. 2 2.75% $1,702
NexBank 2 2.94% $5,686
Nicolet National Bank 2 3.13% $3,224
CITY FIRST MORTGAGE SERVICES, L.L.C. 2 3.44% $5,409
NUMERICA CREDIT UNION 2 3.25% $7,289
Oakstar Bank 2 3.00% $3,597
Opportunity Bank of Montana 2 3.19% $4,339
CITIZENS EQUITY FIRST 2 3.81% $4,136
CIT Bank, National Association 2 3.75% $5,984
Raymond James Bank, National Association 2 2.88% $3,726
BMO Harris Bank National Association 2 3.13% $5,509
SECURITY HOME MORTGAGE, LLC. 2 2.88% $5,452
SPOKANE TEACHERS 2 3.00% $4,632
THRIVENT Federal Credit Union 2 3.06% $5,145
UNIFY FINANCIAL Credit Union 2 3.29% $3,100
UNION HOME MORTGAGE CORP. 2 3.63% $3,685
V.I.P. MORTGAGE, INC. 2 2.63% $6,216
AmeriHome Mortgage Company, LLC 2 4.06% $3,235
First State Bank of St. Charles, Missouri 2 2.56% $3,846
PLAZA HOME MORTGAGE, INC. 1 3.13% $2,601
Servion, Inc. 1 3.88% $6,888
Blue Ridge Bank, National Association 1 3.50% $4,808
City Bank 1 2.88% $3,289
SKYONE Federal Credit Union 1 3.00% $3,667
Northwest Federal Credit Union 1 3.13% $1,825
Sound Community Bank 1 3.00% $3,921
Southwest Airlines Federal Credit Union 1 4.00% $5,661
City National Bank of Florida 1 2.75% $4,193
FUNDLOANS CAPITAL 1 3.75% $4,865
Network Funding, L.P. 1 3.25% $3,309
CLOSING MARK HOME LOANS 1 3.63% $6,862
BELEM SERVICING LLC 1 2.88% $3,364
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 3.00% $3,741
CRESCENT MORTGAGE COMPANY 1 3.25% $5,679
Manufacturers and Traders Trust Company 1 4.50% $6,841
DAS Acquisition Company, LLC 1 2.75% $3,037
Magnolia Bank 1 3.99% $15,763
Low VA Rates, LLC 1 2.50% $2,893
SWBC MORTGAGE CORPORATION 1 2.75% $4,077
DEEPHAVEN MORTGAGE LLC 1 5.13% $22,706
TEXAS TECH 1 4.88% $5,719
DRAPER AND KRAMER MORTGAGE CORP. 1 3.50% $4,851
DUPACO COMMUNITY 1 3.75% $4,331
Ixonia Bank 1 3.13% $3,950
EAST IDAHO Credit Union 1 3.00% $6,856
THRIVE MORTGAGE, LLC 1 3.63% $4,167
F&M Bank 1 2.50% $3,433
ADVANCIAL 1 3.88% $3,968
Bank of the Pacific 1 2.63% $2,831
INTELLILOAN, INC. 1 2.88% $3,907
Bank of Springfield 1 2.80% $3,196
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 1 3.25% $4,201
AEROSPACE FEDERAL CREDIT UNION 1 3.00% $9,742
Iberiabank 1 2.63% $3,975
HSBC BANK USA, NATIONAL ASSOCIATION 1 3.38% $4,811
Austin Capital Bank SSB 1 3.38% $4,047
Armed Forces Bank, National Association 1 2.63% $2,968
Utah Mortgage Loan Corporation 1 2.88% $7,085
VANDERBILT MORTGAGE AND FINANCE, INC. 1 3.00% $3,560
HORIZON 1 2.75% $4,197
HOMESIDE FINANCIAL, LLC 1 3.13% $7,254
XCEED FINANCIAL 1 3.13% $3,579
Farmers & Mechanics Bank 1 3.00% $3,339
GUARANTY HOME MORTGAGE CORPORATION 1 2.88% $2,938
WASHINGTON STATE EMPLOYEES Credit Union 1 3.00% $5,983
Ameris Bank 1 3.25% $3,247
First United Bank and Trust Company 1 3.13% $3,786
First Commonwealth Bank 1 2.88% $4,269
GOLDENWEST 1 2.88% $4,759
FIRST COMMUNITY MORTGAGE, INC. 1 2.75% $5,149
Gate City Bank 1 3.38% $6,123
Western State Bank 1 2.63% $2,795
Reliant Bank 1 3.50% $3,092
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 3.25% $11,898
BNY Mellon, National Association 1 2.50% $3,002
RiverHills Bank 1 3.00% $2,797
PRIORITY HOME LENDING, LLC 1 3.25% $5,258
Capital Bank, National Association 1 3.25% $3,495
Altabank 1 2.88% $3,640
Potlatch No. 1 Financial Credit Union 1 2.75% $3,978
Wheatland Bank 1 3.75% $4,969

BOISE CITY, ID's 324 lenders originated 62,852 loans during 2020. The total origination value was $16,215,880,000, with an average loan value of $258,001.

The top BOISE CITY lender as defined by loan originations is IDAHO CENTRAL, with 4,295 loans originated. Their average total fees are $5,066, which is $1,098 lower than the next largest lender, FAIRWAY INDEPENDENT MORTGAGE CORPORATION.

The lowest fee BOISE CITY lenders (with over 10 loans originated) are CHERRY CREEK MORTGAGE, LLC ($795), SIRVA MORTGAGE, INC. ($1,220), IMPAC MORTGAGE CORP. ($1,675), SUN WEST MORTGAGE COMPANY, INC. ($1,795) and LENDERFI, INC. ($2,266).

The lowest rate BOISE CITY lenders (with over 10 loans originated) are CONNECTIONS (2.72%), AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC (2.79%), Eagle Bank and Trust Company (2.80%), LENDERFI, INC. (2.81%) and First Internet Bank of Indiana (2.84%).

BOISE CITY, ID Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2019 Loan Value 2020 Loan Value % Change 2020 Market Share
Idaho Central Credit Union $1,344,620,000 $2,132,990,000 58.6% 13.2%
FAIRWAY INDEPENDENT MORT CORP $630,230,000 $1,003,045,000 59.2% 6.2%
Quicken Loans $506,790,000 $995,485,000 96.4% 6.1%
Academy Mortgage Corporation $397,740,000 $664,490,000 67.1% 4.1%
Guild Mortgage Company $322,590,000 $644,970,000 99.9% 4.0%
MOVEMENT MORTGAGE, LLC $205,850,000 $402,160,000 95.4% 2.5%
Flagstar Bank $193,860,000 $380,965,000 96.5% 2.3%
US BANK, N.A. $251,545,000 $365,075,000 45.1% 2.3%
Evergreen Moneysource Mortgage Company $189,215,000 $339,205,000 79.3% 2.1%
United Shore Financial Services LLC $223,105,000 $334,205,000 49.8% 2.1%
PRIMELENDING $181,545,000 $331,825,000 82.8% 2.0%
Premier Mortgage Resources LLC $142,960,000 $291,445,000 103.9% 1.8%
Freedom Mortgage Corporation $91,055,000 $287,295,000 215.5% 1.8%
Willamette Valley Bank $167,850,000 $280,295,000 67.0% 1.7%
Finance of America Mortgage LLC $152,930,000 $270,720,000 77.0% 1.7%
Guaranteed Rate Inc. $164,985,000 $261,485,000 58.5% 1.6%
KeyBank National Association $158,765,000 $230,890,000 45.4% 1.4%
loanDepot LLC $95,630,000 $216,280,000 126.2% 1.3%
Mountain America Credit Union $137,755,000 $214,990,000 56.1% 1.3%
WELLS FARGO BANK NA $258,020,000 $212,955,000 -17.5% 1.3%
Caliber Home Loans Inc $99,730,000 $201,510,000 102.1% 1.2%
American Pacific Mortgage Corporation $107,990,000 $177,375,000 64.3% 1.1%
Waterstone Mortgage Corp $99,830,000 $176,630,000 76.9% 1.1%
Synergy One Lending $213,900,000 $159,700,000 -25.3% 1.0%
HomeBridge Financial Services, Inc. $60,290,000 $155,425,000 157.8% 1.0%
Capital Educators Fed CU $124,815,000 $149,015,000 19.4% 0.9%
JPMorgan Chase Bank, NA $132,445,000 $145,660,000 10.0% 0.9%
GATEWAY MORTGAGE GROUP $41,460,000 $129,160,000 211.5% 0.8%
D. L. Evans Bank $49,770,000 $123,185,000 147.5% 0.8%
TBI Mortgage Company $84,155,000 $118,445,000 40.7% 0.7%
Primary Residential Mortgage Inc. $44,200,000 $115,505,000 161.3% 0.7%
Summit Funding Inc. $42,115,000 $111,670,000 165.2% 0.7%
ZB, N.A. $78,510,000 $101,660,000 29.5% 0.6%
CalCon Mutual Mortgage LLC $33,675,000 $99,655,000 195.9% 0.6%
Lakeview Loan Servicing, LLC $25,220,000 $99,320,000 293.8% 0.6%
Glacier Bank $68,300,000 $96,500,000 41.3% 0.6%
Amerisave Mortgage Corporation $22,035,000 $94,710,000 329.8% 0.6%
Nationstar Mortgage $63,705,000 $89,870,000 41.1% 0.6%
Mortgage Research Center LLC $56,620,000 $88,870,000 57.0% 0.5%
First Federal Savings Bank of Twin Falls $45,270,000 $85,090,000 88.0% 0.5%
Berkadia Commercial Mortgage $84,925,000 n/a 0.5%
Washington Trust Bank $95,905,000 $84,100,000 -12.3% 0.5%
PENNYMAC LOAN SERVICES LLC $60,280,000 $82,685,000 37.2% 0.5%
CMG Mortgage Inc. $51,445,000 $81,405,000 58.2% 0.5%
Better Mortgage Corporation $8,475,000 $80,800,000 853.4% 0.5%
FIRST INTERSTATE BANK $59,175,000 $76,815,000 29.8% 0.5%
Washington Federal $50,435,000 $75,260,000 49.2% 0.5%
WALKER & DUNLOP, LLC $25,445,000 $75,235,000 195.7% 0.5%
First Home Bank $6,600,000 $71,695,000 986.3% 0.4%
USAA FEDERAL SAVINGS BANK $90,550,000 $71,625,000 -20.9% 0.4%
Amcap Mortgage Ltd. $31,415,000 $70,185,000 123.4% 0.4%
Bank of Idaho $19,255,000 $65,605,000 240.7% 0.4%
Umpqua Bank $45,535,000 $65,240,000 43.3% 0.4%
Castle & Cooke Mortgage LLC $34,170,000 $61,785,000 80.8% 0.4%
Bank of England $39,690,000 $60,260,000 51.8% 0.4%
Ark-La-Tex Financial Services LLC $21,480,000 $57,765,000 168.9% 0.4%
Icon Credit Union $41,740,000 $57,340,000 37.4% 0.4%
New American Funding (dba for Broker Solutions Inc) $27,155,000 $57,040,000 110.1% 0.4%
LoanPal $26,050,000 $56,415,000 116.6% 0.3%
Keller Mortgage LLC $32,360,000 $56,245,000 73.8% 0.3%
NAVY FEDERAL CREDIT UNION $40,780,000 $55,135,000 35.2% 0.3%
NEWREZ LLC $16,535,000 $54,780,000 231.3% 0.3%
Supreme Lending/ Everett Financial Inc. $18,990,000 $52,155,000 174.6% 0.3%
Pioneer Federal Credit Union $15,915,000 $51,060,000 220.8% 0.3%
NBKC Bank $24,165,000 $50,530,000 109.1% 0.3%
Axia Financial LLC $29,965,000 $49,640,000 65.7% 0.3%
Summit Mortgage Corporation $810,000 $48,395,000 5,874.7% 0.3%
Banner Bank $38,700,000 $45,925,000 18.7% 0.3%
Horizon Credit Union $45,920,000 n/a 0.3%
American Financial Network Inc. $16,325,000 $44,540,000 172.8% 0.3%
Village Capital & Investment $715,000 $41,545,000 5,710.5% 0.3%
First Technology Credit Union $38,075,000 $38,930,000 2.2% 0.2%
Bank of America NA $40,660,000 $38,125,000 -6.2% 0.2%
NewDay Financial LLC dba NewDay USA $18,960,000 $37,285,000 96.7% 0.2%
Wyndham Capital Mortgage $8,125,000 $36,930,000 354.5% 0.2%
Westmark Credit Union $25,355,000 $35,665,000 40.7% 0.2%
Clearpath Lending $18,870,000 $35,390,000 87.5% 0.2%
First Mortgage Company, Inc $11,340,000 $34,460,000 203.9% 0.2%
Pacific Residential Mortgage LLC $15,160,000 $32,945,000 117.3% 0.2%
North American Savings Bank $12,105,000 $28,395,000 134.6% 0.2%
FirstBank $17,800,000 $27,560,000 54.8% 0.2%
The Federal Savings Bank $17,565,000 $27,210,000 54.9% 0.2%
Bay Equity LLC $17,420,000 $26,930,000 54.6% 0.2%
Sun West Mortgage Company Inc. $6,830,000 $26,825,000 292.8% 0.2%
JMJ Financial Group Inc. $5,940,000 $26,285,000 342.5% 0.2%
Cherry Creek Mortgage Co. Inc. $21,400,000 $25,155,000 17.5% 0.2%
Home Point Financial Corporation $5,235,000 $25,105,000 379.6% 0.2%
CONNECTIONS CREDIT UNION $8,160,000 $23,525,000 188.3% 0.1%
BANK OF THE WEST $22,940,000 $22,635,000 -1.3% 0.1%
Parkside Lending LLC $490,000 $22,275,000 4,445.9% 0.1%
Idaho First Bank $56,720,000 $22,170,000 -60.9% 0.1%
Cardinal Financial Company LP $10,355,000 $21,620,000 108.8% 0.1%
Citywide Home Loans A Utah Corporation $48,260,000 $21,065,000 -56.4% 0.1%
Geneva Financial LLC $14,450,000 $20,625,000 42.7% 0.1%
Jones Lang LaSalle Multifamily $20,105,000 n/a 0.1%
Planet Home Lending LLC $10,425,000 $18,855,000 80.9% 0.1%
Finance of America Reverse LLC $7,875,000 $18,790,000 138.6% 0.1%
CBRE Multifamily Capital, Inc. $18,655,000 n/a 0.1%
First Colony Mortgage Corporation $16,140,000 $18,510,000 14.7% 0.1%
HomeStreet Bank $94,155,000 $18,020,000 -80.9% 0.1%
CARRINGTON MORTGAGE SERVICES $21,110,000 $17,835,000 -15.5% 0.1%
Stearns Lending $11,170,000 $17,265,000 54.6% 0.1%
AAG $11,270,000 $17,200,000 52.6% 0.1%
Land Home Financial Services Inc. $740,000 $15,425,000 1,984.5% 0.1%
American Financing Corporation $9,535,000 $14,930,000 56.6% 0.1%
AimLoan.com $12,770,000 $14,910,000 16.8% 0.1%
Churchill Mortgage Corporation $8,605,000 $14,480,000 68.3% 0.1%
UBS Bank USA $7,750,000 $14,460,000 86.6% 0.1%
First Guaranty Mortgage Corporation $3,955,000 $14,150,000 257.8% 0.1%
Nudge Funding LLC $13,440,000 n/a 0.1%
Charles Schwab Bank $6,255,000 $13,225,000 111.4% 0.1%
Barrington Bank & Trust $6,695,000 $13,140,000 96.3% 0.1%
Berkeley Point Capital, LLC $12,300,000 n/a 0.1%
Northpointe Bank $8,060,000 $12,135,000 50.6% 0.1%
Paramount Residential Mortgage Group Inc. $21,830,000 $11,985,000 -45.1% 0.1%
Watermark Home Loans $5,525,000 $11,890,000 115.2% 0.1%
TIAA, FSB $9,155,000 $11,310,000 23.5% 0.1%
Morgan Stanley Private Bank NA $6,250,000 $11,060,000 77.0% 0.1%
Low VA Rates $4,130,000 $11,015,000 166.7% 0.1%
Provident Funding Associates $8,490,000 $11,000,000 29.6% 0.1%
American Neighborhood Mortgage dba AnnieMac Home Mortgage $10,795,000 n/a 0.1%
BNC NATIONAL BANK $5,935,000 $10,240,000 72.5% 0.1%
Columbia State Bank $5,210,000 $9,995,000 91.8% 0.1%
PHH MORTGAGE CORPORATION $1,635,000 $9,745,000 496.0% 0.1%
Sovereign Lending Group, Inc $7,215,000 $9,530,000 32.1% 0.1%
PNC BANK NA $14,245,000 $9,110,000 -36.0% 0.1%
Sierra Pacific Mortgage $29,920,000 $8,995,000 -69.9% 0.1%
Stifel Bank and Trust $5,705,000 $8,905,000 56.1% 0.1%
America First Federal Credit Union $8,305,000 $8,590,000 3.4% 0.1%
Prime Choice Funding, Inc. $6,820,000 $8,585,000 25.9% 0.1%
Impac Mortgage Corp. dba CashCall Mortgage $11,200,000 $8,415,000 -24.9% 0.1%
Pentagon Federal Credit Union $2,730,000 $8,180,000 199.6% 0.1%
Magnolia Bank Incorporated $5,155,000 $7,750,000 50.3% 0.0%
Veritas Funding LLC $7,665,000 n/a 0.0%
KS StateBank $6,405,000 $7,250,000 13.2% 0.0%
Citibank, N.A. $5,660,000 $7,060,000 24.7% 0.0%
Nations Lending Corporation $3,130,000 $6,870,000 119.5% 0.0%
Dougherty Mortgage, LLC $6,845,000 n/a 0.0%
First Internet Bank $5,490,000 $6,785,000 23.6% 0.0%
Branch Banking And Trust Co $905,000 $6,765,000 647.5% 0.0%
SoFi Lending Corp $3,820,000 $6,720,000 75.9% 0.0%
Intercap Lending Inc $5,195,000 $6,590,000 26.9% 0.0%
Axos Bank $1,715,000 $6,555,000 282.2% 0.0%
CBNA $2,170,000 $6,385,000 194.2% 0.0%
MLD Mortgage Inc. $2,535,000 $6,285,000 147.9% 0.0%
ARVEST BANK $4,085,000 $6,195,000 51.7% 0.0%
Beehive Federal Credit Union $3,795,000 $6,090,000 60.5% 0.0%
LenderFi, Inc. $2,610,000 $6,060,000 132.2% 0.0%
TCF National Bank $5,720,000 $6,045,000 5.7% 0.0%
Mortgage Lenders of America LLC $560,000 $6,030,000 976.8% 0.0%
Embrace Home Loans, Inc. $3,180,000 $5,930,000 86.5% 0.0%
SecurityNational Mortgage Company $1,630,000 $5,760,000 253.4% 0.0%
Firefighters First Credit Union $3,790,000 $5,695,000 50.3% 0.0%
Sirva Mortgage Inc. $9,835,000 $5,620,000 -42.9% 0.0%
Eagle Bank and Trust Company $1,345,000 $5,180,000 285.1% 0.0%
Alaska USA Federal Credit Union $5,755,000 $5,175,000 -10.1% 0.0%
BOKF NA $20,430,000 $5,120,000 -74.9% 0.0%
Boeing Employees' Credit Union (BECU) $3,810,000 $5,110,000 34.1% 0.0%
City National Bank $1,320,000 $4,920,000 272.7% 0.0%
FIRST REPUBLIC BANK $1,420,000 $4,880,000 243.7% 0.0%
Opportunity Bank of Montana $2,365,000 $4,785,000 102.3% 0.0%
Mann Mortgage LLC $1,875,000 $4,535,000 141.9% 0.0%
Alliant Credit Union $1,835,000 $4,435,000 141.7% 0.0%
Farmers Bank & Trust $4,220,000 n/a 0.0%
Plains Commerce Bank $4,060,000 n/a 0.0%
LendSure Mortgage Corp $955,000 $4,020,000 320.9% 0.0%
Mid America Mortgage Inc. $870,000 $4,020,000 362.1% 0.0%
Finance of America Commercial LLC $10,405,000 $3,940,000 -62.1% 0.0%
James B. Nutter & Company $1,535,000 $3,790,000 146.9% 0.0%
Sammamish Mortgage Company $6,865,000 $3,785,000 -44.9% 0.0%
Cf Bank National Association $3,715,000 $3,685,000 -0.8% 0.0%
Sunflower Bank, N.A. $1,470,000 $3,675,000 150.0% 0.0%
Mortgage Solutions of Colorado LLC $2,475,000 $3,660,000 47.9% 0.0%
Meridian Bank $285,000 $3,605,000 1,164.9% 0.0%
LendUS LLC dba RPM Mortgage $1,030,000 $3,545,000 244.2% 0.0%
Dignified Home Loans, LLC $3,495,000 n/a 0.0%
First Savings Bank $7,180,000 $3,495,000 -51.3% 0.0%
Merchants Bank of Indiana $3,490,000 n/a 0.0%
Florida Capital Bank National Association $1,590,000 $3,485,000 119.2% 0.0%
Homestead Funding Corp. $1,325,000 $3,475,000 162.3% 0.0%
Coast 2 Coast Funding Group Inc. $3,465,000 n/a 0.0%
Longbridge Financial, LLC $1,830,000 $3,425,000 87.2% 0.0%
On Q Financial Inc. $3,250,000 $3,385,000 4.2% 0.0%
NBH Bank $1,665,000 $3,375,000 102.7% 0.0%
AmeriHomeMortgageCompany,LL $870,000 $3,295,000 278.7% 0.0%
Discover Bank $4,055,000 $3,255,000 -19.7% 0.0%
Oceanside Mortgage Company $2,495,000 $3,240,000 29.9% 0.0%
American Financial Resources Inc. $3,765,000 $3,230,000 -14.2% 0.0%
Reverse Mortgage Funding LLC $1,190,000 $3,195,000 168.5% 0.0%
LIMA ONE CAPITAL, LLC $3,180,000 n/a 0.0%
Idaho State University FCU $1,435,000 $3,145,000 119.2% 0.0%
COMPASS BANK $1,630,000 $3,130,000 92.0% 0.0%
First Choice Loan Services Inc. $10,780,000 $3,115,000 -71.1% 0.0%
Franklin Loan Center $3,105,000 n/a 0.0%
1st Security Bank of Washington $1,675,000 $3,085,000 84.2% 0.0%
CIT BANK N.A. $3,010,000 n/a 0.0%
WEI Mortgage LLC $1,335,000 $2,960,000 121.7% 0.0%
Guaranteed Rate Affinity LLC $1,300,000 $2,930,000 125.4% 0.0%
Civic Financial Services $2,890,000 n/a 0.0%
Vision One Mortgage $2,740,000 n/a 0.0%
RANLife, Inc. $1,050,000 $2,735,000 160.5% 0.0%
Mason-McDuffie Mortgage Corporation $2,705,000 n/a 0.0%
DHA Financial, LLC $455,000 $2,650,000 482.4% 0.0%
CORNERSTONE HOME LENDING, INC. $2,305,000 $2,580,000 11.9% 0.0%
Premia Mortgage, LLC $3,790,000 $2,555,000 -32.6% 0.0%
Weichert Financial Services $2,520,000 n/a 0.0%
Lenox Financial Mortgage Corp. $590,000 $2,460,000 316.9% 0.0%
Great Southern Bank $2,425,000 n/a 0.0%
VanDyk Mortgage Corporation $2,410,000 n/a 0.0%
Huntington National Bank $770,000 $2,395,000 211.0% 0.0%
Open Mortgage LLC $750,000 $2,365,000 215.3% 0.0%
Amerifirst Financial Inc. $1,845,000 $2,325,000 26.0% 0.0%
GSF Mortgage Corporation $1,480,000 $2,325,000 57.1% 0.0%
Star One Credit Union $1,150,000 $2,305,000 100.4% 0.0%
DIRECT MORTGAGE CORP $500,000 $2,205,000 341.0% 0.0%
Belem Servicing, LLC dba Patriot Home Mortgage $305,000 $2,180,000 614.8% 0.0%
Commerce Home Mortgage Inc. $895,000 $2,175,000 143.0% 0.0%
Northwest Farm Credit Services, FLCA $1,365,000 $2,175,000 59.3% 0.0%
Mid-Continent Funding, Inc. $85,000 $2,170,000 2,452.9% 0.0%
Cstone Mortgage Inc $1,440,000 $2,165,000 50.3% 0.0%
HOMEXPRESS MORTGAGE CORP. $5,490,000 $2,060,000 -62.5% 0.0%
Goldwater Bank National Association $29,160,000 $2,035,000 -93.0% 0.0%
Texana Bank, N.A. $2,000,000 n/a 0.0%
United Security Financial $990,000 $2,000,000 102.0% 0.0%
RENASANT BANK $940,000 $1,990,000 111.7% 0.0%
Paramount Bank $1,920,000 $1,960,000 2.1% 0.0%
RED MORTGAGE CAPITAL, LLC $3,185,000 $1,955,000 -38.6% 0.0%
Advantage Plus FCU $725,000 $1,945,000 168.3% 0.0%
Oaktree Funding Corporation $1,885,000 n/a 0.0%
Numerica Credit Union $280,000 $1,855,000 562.5% 0.0%
Intercontinental Capital Group, Inc. $295,000 $1,730,000 486.4% 0.0%
Rivermark Community Credit Union $815,000 $1,705,000 109.2% 0.0%
Solarity Credit Union $1,645,000 n/a 0.0%
Plaza Home Mortgage Inc. $1,390,000 $1,620,000 16.5% 0.0%
Baxter Credit Union $820,000 $1,605,000 95.7% 0.0%
Unitus Community Credit Union $540,000 $1,590,000 194.4% 0.0%
First Federal Bank of Kansas City $4,575,000 $1,575,000 -65.6% 0.0%
Bank of Utah $470,000 $1,560,000 231.9% 0.0%
Toyota Financial Savings Bank $1,755,000 $1,550,000 -11.7% 0.0%
Envoy Mortgage Ltd. $195,000 $1,545,000 692.3% 0.0%
Evolve Bank & Trust $1,515,000 n/a 0.0%
Cache Valley Bank $1,390,000 $1,510,000 8.6% 0.0%
Thrivent Federal Credit Union $275,000 $1,505,000 447.3% 0.0%
BLUELEAF LENDING, LLC $1,490,000 n/a 0.0%
Los Angeles Police Federal Credit Union $1,165,000 $1,490,000 27.9% 0.0%
CAPITAL BANK, NA $1,450,000 $1,445,000 -0.3% 0.0%
Residential Mortgage LLC $345,000 $1,430,000 314.5% 0.0%
Credit Human Federal Credit Union $965,000 $1,365,000 41.5% 0.0%
Prime Mortgage Lending Inc. $470,000 $1,350,000 187.2% 0.0%
First Western Trust Bank $1,325,000 n/a 0.0%
Liberty Home Equity Solutions, Inc. $5,935,000 $1,315,000 -77.8% 0.0%
FIRST NATIONAL BANK OF AMERICA $1,175,000 $1,300,000 10.6% 0.0%
Summit Mortgage Corporation $810,000 $1,295,000 59.9% 0.0%
Citadel Servicing Corporation $800,000 $1,260,000 57.5% 0.0%
Greenbox Loans Inc. $1,250,000 n/a 0.0%
The Northern Trust Company $1,250,000 n/a 0.0%
CITY 1ST MORTGAGE SERVICES, LC $1,230,000 n/a 0.0%
Colonial Savings $1,225,000 n/a 0.0%
Wescom Central Credit Union $320,000 $1,190,000 271.9% 0.0%
Platinum Home Mortgage Corporation $370,000 $1,180,000 218.9% 0.0%
Connexus Credit Union $1,175,000 n/a 0.0%
The Union Bank Company $295,000 $1,175,000 298.3% 0.0%
BMO Harris Bank N.A. $765,000 $1,170,000 52.9% 0.0%
Bay Valley Mortgage Group DBA Pacific Bay Lending Group $1,210,000 $1,165,000 -3.7% 0.0%
Citizens Equity First Credit Union (CEFCU) $540,000 $1,160,000 114.8% 0.0%
Wings Financial Credit Union $605,000 $1,090,000 80.2% 0.0%
Capstone Direct Inc. $1,045,000 n/a 0.0%
Draper and Kramer Mortgage Corp. $755,000 $1,035,000 37.1% 0.0%
21ST MORTGAGE $855,000 $1,020,000 19.3% 0.0%
NFM, Inc. $1,020,000 n/a 0.0%
Quorum Federal Credit Union $535,000 $1,020,000 90.7% 0.0%
M&T Bank $2,225,000 $1,000,000 -55.1% 0.0%
Deere Employees Credit Union $980,000 n/a 0.0%
HSBC BANK USA, NA $505,000 $950,000 88.1% 0.0%
Raymond James Bank National Association $920,000 $940,000 2.2% 0.0%
My Move Mortgage LLC dba Momentum Loans $785,000 $930,000 18.5% 0.0%
Essex Mortgage $1,340,000 $915,000 -31.7% 0.0%
Presidential Bank FSB $445,000 $890,000 100.0% 0.0%
IBERIABANK $375,000 $870,000 132.0% 0.0%
LeaderOne Financial Corp. $1,280,000 $815,000 -36.3% 0.0%
First Midwest Bank $810,000 n/a 0.0%
Northwest Federal Credit Union $810,000 n/a 0.0%
AUSTIN CAPITAL BANK SSB $850,000 $805,000 -5.3% 0.0%
Mortgage Management Consultants, Inc. $805,000 n/a 0.0%
OakStar Bank $800,000 n/a 0.0%
BM REAL ESTATE SERVICES, INC. $460,000 $790,000 71.7% 0.0%
HighTechLending Inc. $785,000 n/a 0.0%
Security Home Mortgage $2,165,000 $785,000 -63.7% 0.0%
JMAC Lending Incorporated $895,000 $780,000 -12.8% 0.0%
BNY MELLON, N.A. $595,000 $775,000 30.3% 0.0%
Washington State Employees Credit Union $545,000 $765,000 40.4% 0.0%
Hometown Lenders LLC $755,000 n/a 0.0%
Redwood Trust Inc $3,830,000 $755,000 -80.3% 0.0%
EverLEND Mortgage Company $245,000 $750,000 206.1% 0.0%
Directors Mortgage, Inc. $215,000 $730,000 239.5% 0.0%
KINECTA FEDERAL CREDIT UNION $760,000 $730,000 -3.9% 0.0%
V.I.P. Mortgage Inc. $720,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC $675,000 $715,000 5.9% 0.0%
Michigan Mutual, Inc. DBA MiMutual Mortgage $700,000 n/a 0.0%
WaterStone Bank SSB $1,180,000 $675,000 -42.8% 0.0%
Union Home Mortgage Company $665,000 n/a 0.0%
Homeowners Financial Group $215,000 $640,000 197.7% 0.0%
AmWest Funding Corp. $630,000 n/a 0.0%
First State Bank Of St. Charles Missouri $510,000 $625,000 22.5% 0.0%
Spokane Teachers Credit Union $1,140,000 $615,000 -46.1% 0.0%
UNIFY Financial Credit Union $105,000 $610,000 481.0% 0.0%
Centennial Lending LLC $600,000 n/a 0.0%
Nicolet National Bank $600,000 n/a 0.0%
PEOPLE'S INTERMOUNTAIN BANK $185,000 $590,000 218.9% 0.0%
Global Credit Union $575,000 n/a 0.0%
Mortgage Services III LLC $550,000 n/a 0.0%
Roundbank $415,000 $550,000 32.5% 0.0%
BELL BANK $530,000 n/a 0.0%
City National Bank of Florida $515,000 n/a 0.0%
Homeside Financial LLC $500,000 n/a 0.0%
CountryPlace Mortgage Ltd. $485,000 n/a 0.0%
Deseret First Credit Union $445,000 $485,000 9.0% 0.0%
Chevron Federal Credit Union $135,000 $475,000 251.9% 0.0%
SWBC Mortgage Corporation $475,000 n/a 0.0%
Operating Engineers Federal Credit Union $1,215,000 $470,000 -61.3% 0.0%
Sound Community Bank $465,000 n/a 0.0%
American Mortgage Bank $455,000 n/a 0.0%
Dupaco Community Credit Union $435,000 n/a 0.0%
Texas Tech Federal Credit Union $425,000 n/a 0.0%
Digital Federal Credit Union $1,240,000 $420,000 -66.1% 0.0%
Congressional Federal Credit Union $415,000 n/a 0.0%
Thrive Mortgage LLC $415,000 n/a 0.0%
FARMERS BANK $465,000 $395,000 -15.1% 0.0%
AMERIS BANK $385,000 n/a 0.0%
Bank Of Springfield $605,000 $385,000 -36.4% 0.0%
Pinnacle Bank $385,000 n/a 0.0%
Xceed Financial Credit Union $385,000 n/a 0.0%
Centier Bank $345,000 $370,000 7.2% 0.0%
MidFirst Bank $385,000 $365,000 -5.2% 0.0%
DEVON BANK $355,000 n/a 0.0%
PRIORITY HOME LENDING, LLC $345,000 n/a 0.0%
Purdue Federal Credit Union $215,000 $345,000 60.5% 0.0%
SouthStar Bank, S.S.B. $345,000 n/a 0.0%
Western State Bank $345,000 n/a 0.0%
Armed Forces Bank $340,000 n/a 0.0%
Drop Mortgage $425,000 $335,000 -21.2% 0.0%
RiverHills Bank $335,000 n/a 0.0%
State Farm Bank $5,795,000 $330,000 -94.3% 0.0%
Equity Prime Mortgage LLC $325,000 n/a 0.0%
METROPOLITAN HOME MORTGAGE $325,000 n/a 0.0%
American Bank of the North $305,000 n/a 0.0%
Brighton Bank $305,000 n/a 0.0%
First Dakota National Bank $305,000 n/a 0.0%
Guaranty Trust Company $305,000 n/a 0.0%
Spirit of Alaska Federal Credit Union $305,000 n/a 0.0%
F&M Bank $295,000 n/a 0.0%
East Idaho Credit Union $285,000 n/a 0.0%
Cascade Financial Services $605,000 $280,000 -53.7% 0.0%
One Reverse Mortgage, LLC $2,455,000 $270,000 -89.0% 0.0%
Gate City Bank $265,000 n/a 0.0%
DAS Acquisition Company, LLC $575,000 $255,000 -55.7% 0.0%
MARQUETTE BANK $255,000 n/a 0.0%
Reliant Bank $255,000 n/a 0.0%
Tradition Capital Bank $255,000 n/a 0.0%
Utah Mortgage Loan Corporation $235,000 $255,000 8.5% 0.0%
Blue Ridge Bank, NA $235,000 n/a 0.0%
PrimeWay Federal Credit Union $235,000 n/a 0.0%
The Bank of Commerce $215,000 $235,000 9.3% 0.0%
United States Senate Federal Credit Union $235,000 n/a 0.0%
Credit Union Mortgage Association Inc. $1,165,000 $225,000 -80.7% 0.0%
Goldenwest Credit Union $225,000 n/a 0.0%
Skyone Federal Credit Union $205,000 $225,000 9.8% 0.0%
The Farmers and Mechanics Bank $225,000 n/a 0.0%
Aerospace Federal Credit Union $215,000 n/a 0.0%
Servion, Inc. $585,000 $215,000 -63.2% 0.0%
NETWORK FUNDING, L.P. $205,000 n/a 0.0%
Potlatch No.1 Federal Credit Union $255,000 $205,000 -19.6% 0.0%
Southwest Airlines Federal Credit Union $205,000 n/a 0.0%
First Commonwealth Bank $650,000 $195,000 -70.0% 0.0%
USAgencies Credit Union $190,000 n/a 0.0%
Advancial Federal Credit Union $485,000 $185,000 -61.9% 0.0%
First Community Mortgage Inc. $185,000 n/a 0.0%
Ixonia Bank $185,000 n/a 0.0%
Mutual Federal Bank $465,000 $185,000 -60.2% 0.0%
Crescent Mortgage Company $225,000 $175,000 -22.2% 0.0%
Graystone Mortgage LLC $785,000 $175,000 -77.7% 0.0%
CITY BANK $165,000 n/a 0.0%
FIRST UNITED BANK AND TRUST CO $155,000 n/a 0.0%
Star USA Federal Credit Union $130,000 n/a 0.0%
Utah First Credit Union $130,000 $130,000 0.0% 0.0%
Bank of The Pacific $125,000 n/a 0.0%
Great Plains National Bank $115,000 n/a 0.0%
Qualstar Credit Union $285,000 $115,000 -59.6% 0.0%
Farmers Insurance Group Federal Credit Union $105,000 n/a 0.0%
Four Points Federal Credit Union $115,000 $105,000 -8.7% 0.0%
Triad Financial Services Inc $100,000 n/a 0.0%
FIRST NATIONAL BANK OF OMAHA $95,000 n/a 0.0%
Northrop Grumman Federal Credit Union $250,000 $75,000 -70.0% 0.0%
MassMutual Federal Credit Unio $55,000 n/a 0.0%
NuMark Credit Union $95,000 $55,000 -42.1% 0.0%

BOISE CITY's top lender by overall market share is Idaho Central Credit Union, with 13.2% market share. In second place, with 6.2%, is FAIRWAY INDEPENDENT MORT CORP, having originated $1,003,045,000 in loans. In third place, with 6.1%, is Quicken Loans, having originated $995,485,000 in loans. In third place, with 4.1%, is Academy Mortgage Corporation, having originated $664,490,000 in loans. In third place, with 4.0%, is Guild Mortgage Company, having originated $644,970,000 in loans.


BOISE CITY, ID Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 23,056 $6,024,630,000 $261,304
Home Purchase 20,616 $6,119,260,000 $296,821
Cash Out Refi 15,299 $3,578,915,000 $233,931
Home Improvement 2,453 $262,145,000 $106,867
Other 1,426 $230,570,000 $161,690
NA 2 $360,000 $180,000

Boise City's most frequently cited loan purpose was Refi, with 23,056 originations. The 2nd most popular reason was Home Purchase, with 20,616 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 28,546 $7,514,230,000 $263,232
2.5-3% 21,098 $6,020,050,000 $285,337
<2.5% 6,281 $1,628,745,000 $259,313
4-5% 4,942 $775,060,000 $156,831
5-6% 1,024 $123,900,000 $120,996
6-7% 417 $34,945,000 $83,801
7-8% 174 $15,720,000 $90,345
Over 8% 133 $10,545,000 $79,286

During 2020, Boise City's most frequently originated rate bucket was 3-4%, with 28,546 originations.

Loan Sizing (BOISE CITY, ID MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 33,831 $9,475,105,000 $280,072
$100k-200k 14,934 $2,330,890,000 $156,079
$100,000 or less 6,795 $315,725,000 $46,464
$400k-600k 6,360 $2,952,450,000 $464,222
$600k-1000k 749 $546,385,000 $729,486
$Over $1MM 183 $595,325,000 $3,253,142

BOISE CITY's loan sizing saw the bucket of loans from $200k-400k with 33,831 originations, totaling $9,475,105,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 21,396 $6,431,360,000 $300,587
80-100% 16,619 $5,280,845,000 $317,759
40-60% 11,932 $2,751,940,000 $230,635
20-40% 5,471 $775,125,000 $141,679
Under 20% 4,972 $200,130,000 $40,251
Over 100% 573 $203,205,000 $354,634

BOISE CITY's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 21,396 originations, totaling $6,431,360,000 in origination value.