BOISE CITY Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Boise City averaged
5.32%
for the week of 2022-05-19, compared to the national average of
5.25% for the same period.
The average rate for the prior week (2022-05-12) was
5.37% and
one month ago for the week of 2022-04-14, the
average rate was 4.97%.
Boise City's average rate one year ago was 3.08%.
For refis of the same type during the week of 2022-05-19, the average rate
was 5.49%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-05-19 | 5.25% |
| Boise City 30 Year Fixed Rate | 2022-05-19 | 5.32% |
| Boise City 30 Year Fixed Rate Refi | 2022-05-19 | 5.49% |
| Boise City 15 Year Fixed Rate | 2022-05-19 | 4.73% |
| Boise City 15 Year Fixed Rate Refi | 2022-05-19 | 4.36% |
| Boise City 30 Year FHA | 2022-05-19 | 5.47% |
| Boise City 30 Year FHA Refi | 2022-05-19 | 5.29% |
| Boise City 30 Year USDA | 2022-05-19 | 5.18% |
| Boise City 30 Year USDA Refi | 2022-05-19 | 5.9% |
| Boise City 30 Year VA | 2022-05-19 | 5.3% |
| Boise City 30 Year VA Refi | 2022-05-19 | 5.12% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BOISE CITY, ID.
BOISE CITY Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the BOISE CITY, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
BOISE CITY, ID's 340 lenders originated 63,942
loans during 2021. The total origination value was $18,722,490,000, with an average loan value of
$292,804.
The top BOISE CITY lender as defined by loan originations is IDAHO CENTRAL, with
3,762 loans originated. Their average total fees are
$5,708, which is $30
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee BOISE CITY lenders (with over 10 loans originated) are
CHERRY CREEK MORTGAGE, LLC ($1,359), SIRVA MORTGAGE, INC. ($2,005), Axos Bank ($2,418), BKCO MORTGAGE, LLC ($2,612) and EVERETT FINANCIAL, INC. ($2,682).
The lowest rate BOISE CITY lenders (with over 10 loans originated) are
Charles Schwab Bank, SSB (2.40%), Morgan Stanley Private Bank (2.68%), PROVIDENT FUNDING ASSOCIATES, L.P. (2.70%), Prime Choice Funding Inc. (2.74%) and Firefighters First Federal Credit Union (2.74%).
BOISE CITY, ID Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| IDAHO CENTRAL | $2,132,990,000 | $2,452,750,000 | 15.0% | 13.1% |
| QUICKEN LOANS, LLC | $995,485,000 | $1,278,650,000 | 28.4% | 6.8% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,003,045,000 | $1,009,250,000 | 0.6% | 5.4% |
| ACADEMY MORTGAGE CORPORATION | $664,490,000 | $728,920,000 | 9.7% | 3.9% |
| UNITED WHOLESALE MORTGAGE, LLC | $334,205,000 | $610,295,000 | 82.6% | 3.3% |
| GUILD MORTGAGE COMPANY | $644,970,000 | $608,915,000 | -5.6% | 3.3% |
| MOVEMENT MORTGAGE, LLC | $402,160,000 | $469,400,000 | 16.7% | 2.5% |
| U.S. Bank | $365,075,000 | $428,955,000 | 17.5% | 2.3% |
| LOANDEPOT.COM, LLC | $216,280,000 | $417,960,000 | 93.2% | 2.2% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $339,205,000 | $369,490,000 | 8.9% | 2.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $291,445,000 | $367,540,000 | 26.1% | 2.0% |
| Flagstar Bank, FSB | $380,965,000 | $366,310,000 | -3.8% | 2.0% |
| GUARANTEED RATE, INC. | $261,485,000 | $340,710,000 | 30.3% | 1.8% |
| FINANCE OF AMERICA MORTGAGE LLC | $270,720,000 | $338,125,000 | 24.9% | 1.8% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $331,825,000 | $332,250,000 | 0.1% | 1.8% |
| KeyBank | $230,890,000 | $288,200,000 | 24.8% | 1.5% |
| Willamette Valley Bank | $280,295,000 | $269,690,000 | -3.8% | 1.4% |
| FREEDOM MORTGAGE CORPORATION | $287,295,000 | $261,610,000 | -8.9% | 1.4% |
| S1L, Inc. | $189,160,000 | $246,710,000 | 30.4% | 1.3% |
| MOUNTAIN AMERICA | $214,990,000 | $238,050,000 | 10.7% | 1.3% |
| Wells Fargo Bank | $212,955,000 | $225,325,000 | 5.8% | 1.2% |
| BETTER MORTGAGE CORPORATION | $80,800,000 | $202,445,000 | 150.6% | 1.1% |
| CALIBER HOME LOANS, INC. | $201,510,000 | $201,560,000 | 0.0% | 1.1% |
| Waterstone Mortgage Corporation | $176,630,000 | $187,590,000 | 6.2% | 1.0% |
| JPMorgan Chase Bank | $145,660,000 | $183,765,000 | 26.2% | 1.0% |
| CAPITAL EDUCATORS FEDERAL CREDIT UNION | $149,015,000 | $179,855,000 | 20.7% | 1.0% |
| AMERISAVE MORTGAGE CORPORATION | $94,710,000 | $157,745,000 | 66.6% | 0.8% |
| PENNYMAC LOAN SERVICES, LLC | $82,685,000 | $156,255,000 | 89.0% | 0.8% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $177,375,000 | $153,680,000 | -13.4% | 0.8% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $155,425,000 | $153,115,000 | -1.5% | 0.8% |
| First Federal Savings Bank of Twin Falls | $85,090,000 | $143,315,000 | 68.4% | 0.8% |
| Gateway First Bank | $129,160,000 | $135,795,000 | 5.1% | 0.7% |
| Zions Bancorporation, N.A. | $101,660,000 | $134,100,000 | 31.9% | 0.7% |
| TBI MORTGAGE COMPANY | $118,445,000 | $127,955,000 | 8.0% | 0.7% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $20,105,000 | $126,215,000 | 527.8% | 0.7% |
| SUMMIT FUNDING, INC. | $111,670,000 | $126,130,000 | 12.9% | 0.7% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $115,505,000 | $123,390,000 | 6.8% | 0.7% |
| Washington Federal Bank | $75,260,000 | $119,250,000 | 58.5% | 0.6% |
| D. L. Evans Bank | $123,185,000 | $118,815,000 | -3.5% | 0.6% |
| CALCON MUTUAL MORTGAGE LLC | $99,655,000 | $114,450,000 | 14.8% | 0.6% |
| CMG MORTGAGE, INC. | $81,405,000 | $112,200,000 | 37.8% | 0.6% |
| HOME POINT FINANCIAL CORPORATION | $25,105,000 | $107,045,000 | 326.4% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $89,870,000 | $105,885,000 | 17.8% | 0.6% |
| Washington Trust Bank | $84,100,000 | $103,330,000 | 22.9% | 0.6% |
| First Interstate Bank | $76,815,000 | $97,695,000 | 27.2% | 0.5% |
| BROKER SOLUTIONS, INC. | $57,040,000 | $93,030,000 | 63.1% | 0.5% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $159,700,000 | $92,210,000 | -42.3% | 0.5% |
| WALKER & DUNLOP, LLC | $75,235,000 | $87,715,000 | 16.6% | 0.5% |
| Mortgage Research Center, LLC | $88,870,000 | $86,575,000 | -2.6% | 0.5% |
| Glacier Bank | $96,500,000 | $86,485,000 | -10.4% | 0.5% |
| LAKEVIEW LOAN SERVICING, LLC | $99,320,000 | $85,135,000 | -14.3% | 0.5% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $57,765,000 | $71,165,000 | 23.2% | 0.4% |
| NEWREZ LLC | $54,780,000 | $68,465,000 | 25.0% | 0.4% |
| CASTLE & COOKE MORTGAGE, LLC | $61,785,000 | $65,840,000 | 6.6% | 0.4% |
| Umpqua Bank | $65,240,000 | $65,620,000 | 0.6% | 0.4% |
| Lend Smart Mortgage, LLC | $63,695,000 | n/a | 0.3% | |
| LOANPAL, LLC | $56,415,000 | $63,445,000 | 12.5% | 0.3% |
| Bank of Idaho | $65,605,000 | $62,735,000 | -4.4% | 0.3% |
| AMCAP MORTGAGE, LTD. | $70,185,000 | $62,555,000 | -10.9% | 0.3% |
| AXIA FINANCIAL, LLC | $49,640,000 | $61,965,000 | 24.8% | 0.3% |
| First Home Bank | $71,695,000 | $61,570,000 | -14.1% | 0.3% |
| Banner Bank | $45,925,000 | $61,170,000 | 33.2% | 0.3% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $32,945,000 | $59,850,000 | 81.7% | 0.3% |
| Bank of England | $60,260,000 | $59,770,000 | -0.8% | 0.3% |
| FIRST TECHNOLOGY | $38,930,000 | $57,125,000 | 46.7% | 0.3% |
| FINANCE OF AMERICA REVERSE LLC | $18,790,000 | $53,740,000 | 186.0% | 0.3% |
| NAVY FEDERAL CREDIT UNION | $55,135,000 | $51,240,000 | -7.1% | 0.3% |
| NBKC BANK | $50,530,000 | $50,025,000 | -1.0% | 0.3% |
| Bank of America | $38,125,000 | $48,285,000 | 26.6% | 0.3% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $10,795,000 | $43,915,000 | 306.8% | 0.2% |
| KELLER MORTGAGE, LLC | $56,245,000 | $41,770,000 | -25.7% | 0.2% |
| WESTMARK Credit Union | $35,250,000 | $40,130,000 | 13.8% | 0.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $21,620,000 | $39,160,000 | 81.1% | 0.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $19,530,000 | $38,875,000 | 99.1% | 0.2% |
| Wyndham Capital Mortgage, Inc. | $36,930,000 | $38,830,000 | 5.1% | 0.2% |
| Bank of the West | $22,635,000 | $37,725,000 | 66.7% | 0.2% |
| Summit Mortgage Corporation | $48,395,000 | $36,605,000 | -24.4% | 0.2% |
| FIRST COLONY MORTGAGE CORPORATION | $18,510,000 | $34,645,000 | 87.2% | 0.2% |
| JMJ FINANCIAL GROUP | $26,285,000 | $34,160,000 | 30.0% | 0.2% |
| The Federal Savings Bank | $27,210,000 | $33,770,000 | 24.1% | 0.2% |
| NEW DAY FINANCIAL, LLC | $37,285,000 | $33,010,000 | -11.5% | 0.2% |
| North American Savings Bank, F.S.B. | $28,395,000 | $32,365,000 | 14.0% | 0.2% |
| Ally Bank | $5,960,000 | $32,255,000 | 441.2% | 0.2% |
| AMERICAN ADVISORS GROUP | $17,200,000 | $32,140,000 | 86.9% | 0.2% |
| HORIZON | $45,920,000 | $31,785,000 | -30.8% | 0.2% |
| Idaho First Bank | $22,170,000 | $31,265,000 | 41.0% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $44,540,000 | $30,070,000 | -32.5% | 0.2% |
| VILLAGE CAPITAL & INVESTMENT LLC | $41,545,000 | $29,495,000 | -29.0% | 0.2% |
| AMERICAN FINANCING CORPORATION | $14,930,000 | $28,925,000 | 93.7% | 0.2% |
| USAA Federal Savings Bank | $71,625,000 | $28,385,000 | -60.4% | 0.2% |
| PIONEER | $51,060,000 | $28,375,000 | -44.4% | 0.2% |
| BAY EQUITY LLC | $26,930,000 | $27,850,000 | 3.4% | 0.1% |
| CHERRY CREEK MORTGAGE, LLC | $25,155,000 | $27,395,000 | 8.9% | 0.1% |
| CLEARPATH LENDING | $35,390,000 | $24,555,000 | -30.6% | 0.1% |
| Strong Home Mortgage, LLC | $15,755,000 | $22,745,000 | 44.4% | 0.1% |
| Charles Schwab Bank, SSB | $13,225,000 | $21,525,000 | 62.8% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $14,480,000 | $21,440,000 | 48.1% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $14,910,000 | $21,390,000 | 43.5% | 0.1% |
| FirstBank | $27,560,000 | $20,560,000 | -25.4% | 0.1% |
| Carrington Mortgage Services, LLC | $17,835,000 | $20,350,000 | 14.1% | 0.1% |
| PHH Mortgage Corporation | $9,745,000 | $20,245,000 | 107.7% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $26,825,000 | $19,605,000 | -26.9% | 0.1% |
| ZILLOW HOME LOANS, LLC | $6,030,000 | $19,250,000 | 219.2% | 0.1% |
| PLANET HOME LENDING, LLC | $18,855,000 | $18,655,000 | -1.1% | 0.1% |
| CONNECTIONS | $23,525,000 | $18,325,000 | -22.1% | 0.1% |
| CBRE MULTIFAMILY CAPITAL, INC. | $18,655,000 | $17,975,000 | -3.6% | 0.1% |
| First Guaranty Mortgage Corporation | $14,150,000 | $17,140,000 | 21.1% | 0.1% |
| STEARNS LENDING, LLC | $17,265,000 | $16,580,000 | -4.0% | 0.1% |
| CANOPY MORTGAGE, LLC | $13,440,000 | $15,585,000 | 16.0% | 0.1% |
| LEADERONE FINANCIAL CORPORATION | $815,000 | $14,750,000 | 1,709.8% | 0.1% |
| NP, Inc. | $14,545,000 | n/a | 0.1% | |
| PENTAGON FEDERAL CREDIT UNION | $8,180,000 | $14,225,000 | 73.9% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $11,985,000 | $13,645,000 | 13.9% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $3,425,000 | $13,430,000 | 292.1% | 0.1% |
| Watermark Capital, Inc. | $11,890,000 | $12,675,000 | 6.6% | 0.1% |
| Morgan Stanley Private Bank | $11,060,000 | $12,485,000 | 12.9% | 0.1% |
| Alaska USA Federal Credit Union | $5,175,000 | $12,375,000 | 139.1% | 0.1% |
| Nations Lending Corporation | $6,870,000 | $11,930,000 | 73.7% | 0.1% |
| GENEVA FINANCIAL, LLC | $20,625,000 | $11,915,000 | -42.2% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $2,060,000 | $11,765,000 | 471.1% | 0.1% |
| BNC National Bank | $10,240,000 | $11,710,000 | 14.4% | 0.1% |
| PNC Bank | $9,110,000 | $11,705,000 | 28.5% | 0.1% |
| CITYWIDE HOME LOANS, LLC | $21,065,000 | $11,600,000 | -44.9% | 0.1% |
| SOFI LENDING CORP. | $6,720,000 | $11,575,000 | 72.2% | 0.1% |
| The Northern Trust Company | $1,250,000 | $11,235,000 | 798.8% | 0.1% |
| REVERSE MORTGAGE FUNDING LLC | $3,195,000 | $11,110,000 | 247.7% | 0.1% |
| First Mortgage Solutions, LLC | $11,105,000 | n/a | 0.1% | |
| CELEBRITY HOME LOANS, LLC | $10,855,000 | n/a | 0.1% | |
| IMPAC MORTGAGE CORP. | $8,415,000 | $10,540,000 | 25.3% | 0.1% |
| Commerce Home Mortgage, Inc. | $2,175,000 | $10,305,000 | 373.8% | 0.1% |
| Truist Bank | $6,765,000 | $9,950,000 | 47.1% | 0.1% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $9,335,000 | n/a | 0.0% | |
| First National Bank | $9,155,000 | n/a | 0.0% | |
| AMERICA FIRST | $8,590,000 | $9,140,000 | 6.4% | 0.0% |
| Northpointe Bank | $12,135,000 | $9,075,000 | -25.2% | 0.0% |
| Firefighters First Federal Credit Union | $5,695,000 | $9,050,000 | 58.9% | 0.0% |
| HomeStreet Bank | $18,020,000 | $8,960,000 | -50.3% | 0.0% |
| Low VA Rates, LLC | $11,015,000 | $8,805,000 | -20.1% | 0.0% |
| Citibank | $7,060,000 | $8,590,000 | 21.7% | 0.0% |
| SAMMAMISH MORTGAGE COMPANY | $3,785,000 | $8,515,000 | 125.0% | 0.0% |
| INTERCAP LENDING INC. | $6,590,000 | $8,510,000 | 29.1% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $13,140,000 | $8,035,000 | -38.9% | 0.0% |
| EAST IDAHO Credit Union | $285,000 | $8,020,000 | 2,714.0% | 0.0% |
| OPEN MORTGAGE, LLC | $2,365,000 | $8,010,000 | 238.7% | 0.0% |
| EVERETT FINANCIAL, INC. | $52,155,000 | $8,000,000 | -84.7% | 0.0% |
| LENDUS, LLC | $3,545,000 | $7,815,000 | 120.5% | 0.0% |
| Boeing Employees Credit Union | $5,110,000 | $7,795,000 | 52.5% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $5,760,000 | $7,665,000 | 33.1% | 0.0% |
| Stifel Bank and Trust | $8,905,000 | $7,615,000 | -14.5% | 0.0% |
| GSF Mortgage Corporation | $2,325,000 | $7,520,000 | 223.4% | 0.0% |
| Prime Choice Funding Inc. | $8,585,000 | $7,465,000 | -13.0% | 0.0% |
| Farmers Bank & Trust | $4,220,000 | $7,320,000 | 73.5% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $9,530,000 | $7,290,000 | -23.5% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $500,000 | $7,225,000 | 1,345.0% | 0.0% |
| VERITAS FUNDING, LLC | $7,665,000 | $7,160,000 | -6.6% | 0.0% |
| UBS Bank USA | $14,460,000 | $7,115,000 | -50.8% | 0.0% |
| BKCO MORTGAGE, LLC | $3,325,000 | $7,085,000 | 113.1% | 0.0% |
| SIRVA MORTGAGE, INC. | $5,620,000 | $6,775,000 | 20.6% | 0.0% |
| PARKSIDE LENDING, LLC | $22,275,000 | $6,740,000 | -69.7% | 0.0% |
| Columbia State Bank | $9,995,000 | $6,730,000 | -32.7% | 0.0% |
| STAR ONE CREDIT UNION | $2,305,000 | $6,670,000 | 189.4% | 0.0% |
| EMBRACE HOME LOANS, INC. | $5,930,000 | $6,665,000 | 12.4% | 0.0% |
| Citadel Servicing Corporation | $1,260,000 | $6,625,000 | 425.8% | 0.0% |
| First Republic Bank | $4,880,000 | $6,515,000 | 33.5% | 0.0% |
| Magnolia Bank | $7,750,000 | $6,510,000 | -16.0% | 0.0% |
| Pacific Premier Bank | $6,510,000 | n/a | 0.0% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $11,000,000 | $6,125,000 | -44.3% | 0.0% |
| LENDSURE MORTGAGE CORP. | $4,020,000 | $6,040,000 | 50.2% | 0.0% |
| Discover Bank | $3,255,000 | $6,000,000 | 84.3% | 0.0% |
| Opportunity Bank of Montana | $4,785,000 | $5,995,000 | 25.3% | 0.0% |
| BEEHIVE | $6,090,000 | $5,705,000 | -6.3% | 0.0% |
| Axos Bank | $6,555,000 | $5,555,000 | -15.3% | 0.0% |
| VISION ONE MORTGAGE, INC. | $2,740,000 | $5,555,000 | 102.7% | 0.0% |
| FINANCE OF AMERICA COMMERCIAL LLC | $3,940,000 | $5,455,000 | 38.5% | 0.0% |
| RANLIFE, INC. | $2,735,000 | $5,400,000 | 97.4% | 0.0% |
| First Internet Bank of Indiana | $6,785,000 | $5,250,000 | -22.6% | 0.0% |
| DHA FINANCIAL, LLC | $2,650,000 | $5,210,000 | 96.6% | 0.0% |
| LIMA ONE CAPITAL, LLC | $3,180,000 | $5,205,000 | 63.7% | 0.0% |
| NUMERICA CREDIT UNION | $1,855,000 | $5,180,000 | 179.2% | 0.0% |
| CIVIC FINANCIAL SERVICES, LLC | $2,890,000 | $5,050,000 | 74.7% | 0.0% |
| MANN FINANCIAL INC. | $4,535,000 | $4,770,000 | 5.2% | 0.0% |
| The Central Trust Bank | $4,710,000 | n/a | 0.0% | |
| Eagle Bank and Trust Company | $5,180,000 | $4,605,000 | -11.1% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $8,995,000 | $4,565,000 | -49.2% | 0.0% |
| City National Bank | $4,920,000 | $4,475,000 | -9.0% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $1,020,000 | $4,465,000 | 337.7% | 0.0% |
| ARC HOME LLC | $2,960,000 | $4,385,000 | 48.1% | 0.0% |
| AmeriHome Mortgage Company, LLC | $3,295,000 | $4,375,000 | 32.8% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $2,580,000 | $4,275,000 | 65.7% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $2,930,000 | $4,265,000 | 45.6% | 0.0% |
| Franklin Loan Corporation | $3,105,000 | $4,250,000 | 36.9% | 0.0% |
| HOMESTEAD FUNDING CORP. | $3,475,000 | $4,095,000 | 17.8% | 0.0% |
| GEORGIA'S OWN | $3,910,000 | n/a | 0.0% | |
| Northwest Farm Credit Services, FLCA | $2,175,000 | $3,835,000 | 76.3% | 0.0% |
| DIGNIFIED HOME LOANS, LLC | $3,495,000 | $3,775,000 | 8.0% | 0.0% |
| Manufacturers and Traders Trust Company | $1,000,000 | $3,760,000 | 276.0% | 0.0% |
| GREYSTONE SERVICING COMPANY LLC | $3,725,000 | n/a | 0.0% | |
| MORTGAGE ACCESS CORP. | $2,520,000 | $3,695,000 | 46.6% | 0.0% |
| OAKTREE FUNDING CORP. | $1,885,000 | $3,630,000 | 92.6% | 0.0% |
| PREMIA MORTGAGE, LLC | $2,555,000 | $3,590,000 | 40.5% | 0.0% |
| First Savings Bank | $3,495,000 | $3,510,000 | 0.4% | 0.0% |
| Texana Bank | $2,000,000 | $3,470,000 | 73.5% | 0.0% |
| NEXERA HOLDING LLC | $3,420,000 | n/a | 0.0% | |
| NBH Bank | $3,375,000 | $3,390,000 | 0.4% | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | $3,360,000 | n/a | 0.0% | |
| BELEM SERVICING LLC | $2,180,000 | $3,335,000 | 53.0% | 0.0% |
| Paramount Bank | $1,960,000 | $3,320,000 | 69.4% | 0.0% |
| Neighborhood Loans, Inc. | $3,300,000 | n/a | 0.0% | |
| Florida Capital Bank | $3,485,000 | $3,260,000 | -6.5% | 0.0% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $755,000 | $3,240,000 | 329.1% | 0.0% |
| SUMMIT MORTGAGE CORPORATION | $1,295,000 | $3,145,000 | 142.9% | 0.0% |
| DIRECTORS MORTGAGE, INC. | $730,000 | $3,125,000 | 328.1% | 0.0% |
| Cornerstone First Mortgage, Inc | $2,165,000 | $3,015,000 | 39.3% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $2,460,000 | $2,890,000 | 17.5% | 0.0% |
| 1st Security Bank of Washington | $3,085,000 | $2,875,000 | -6.8% | 0.0% |
| Cf Bank | $3,685,000 | $2,730,000 | -25.9% | 0.0% |
| HighTechLending Inc | $785,000 | $2,730,000 | 247.8% | 0.0% |
| Citizens Bank | $6,385,000 | $2,715,000 | -57.5% | 0.0% |
| COREVEST AMERICAN FINANCE LENDER LLC | $2,695,000 | n/a | 0.0% | |
| PLAZA HOME MORTGAGE, INC. | $1,620,000 | $2,680,000 | 65.4% | 0.0% |
| DIRECT MORTGAGE, CORP. | $2,205,000 | $2,620,000 | 18.8% | 0.0% |
| First Federal Bank of Kansas City | $1,575,000 | $2,610,000 | 65.7% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $1,035,000 | $2,580,000 | 149.3% | 0.0% |
| WESTERN EXPRESS LENDING | $2,030,000 | $2,575,000 | 26.8% | 0.0% |
| LENDERFI, INC. | $6,060,000 | $2,565,000 | -57.7% | 0.0% |
| Arvest Bank | $6,195,000 | $2,540,000 | -59.0% | 0.0% |
| SPOKANE TEACHERS | $615,000 | $2,410,000 | 291.9% | 0.0% |
| MY MOVE MORTGAGE, LLC | $930,000 | $2,395,000 | 157.5% | 0.0% |
| TIAA, FSB | $11,310,000 | $2,385,000 | -78.9% | 0.0% |
| First Federal Bank | $2,605,000 | $2,305,000 | -11.5% | 0.0% |
| Merchants Bank of Indiana | $3,490,000 | $2,305,000 | -34.0% | 0.0% |
| Amerifirst Financial, Inc. | $2,325,000 | $2,295,000 | -1.3% | 0.0% |
| KS StateBank | $7,250,000 | $2,290,000 | -68.4% | 0.0% |
| LADERA LENDING, INC. | $2,260,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $4,435,000 | $2,245,000 | -49.4% | 0.0% |
| Grandbridge Real Estate Capital LLC | $2,205,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $15,425,000 | $2,185,000 | -85.8% | 0.0% |
| HomeTrust Bank | $2,165,000 | n/a | 0.0% | |
| Platinum Home Mortgage Corporation | $1,180,000 | $2,120,000 | 79.7% | 0.0% |
| Quontic Bank | $2,090,000 | n/a | 0.0% | |
| DATA MORTGAGE, INC. | $915,000 | $2,080,000 | 127.3% | 0.0% |
| Solarity Credit Union | $1,645,000 | $2,070,000 | 25.8% | 0.0% |
| ACCELERATE MORTGAGE, LLC | $1,975,000 | n/a | 0.0% | |
| GUARANTY HOME MORTGAGE CORPORATION | $305,000 | $1,975,000 | 547.5% | 0.0% |
| Sunflower Bank | $3,675,000 | $1,975,000 | -46.3% | 0.0% |
| BMO Harris Bank | $1,170,000 | $1,900,000 | 62.4% | 0.0% |
| Figure Lending LLC | $425,000 | $1,890,000 | 344.7% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $3,230,000 | $1,870,000 | -42.1% | 0.0% |
| ON Q FINANCIAL, INC. | $3,385,000 | $1,865,000 | -44.9% | 0.0% |
| BM Real Estate Services, Inc. | $790,000 | $1,825,000 | 131.0% | 0.0% |
| LOANLEADERS OF AMERICA, INC. | $1,780,000 | n/a | 0.0% | |
| ROGUE | $1,765,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $205,000 | $1,750,000 | 753.7% | 0.0% |
| Hometown Lenders, Inc. | $755,000 | $1,655,000 | 119.2% | 0.0% |
| BBVA USA | $3,130,000 | $1,650,000 | -47.3% | 0.0% |
| BNY Mellon | $775,000 | $1,640,000 | 111.6% | 0.0% |
| 21ST MORTGAGE CORPORATION | $1,020,000 | $1,635,000 | 60.3% | 0.0% |
| Goldwater Bank, N.A. | $2,035,000 | $1,610,000 | -20.9% | 0.0% |
| CAPSTONE DIRECT, INC. | $1,045,000 | $1,590,000 | 52.2% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $715,000 | $1,590,000 | 122.4% | 0.0% |
| MORTGAGE MANAGEMENT CONSULTANTS, INC. | $805,000 | $1,565,000 | 94.4% | 0.0% |
| STANFORD Federal Credit Union | $1,530,000 | n/a | 0.0% | |
| Toyota Financial Savings Bank | $1,550,000 | $1,510,000 | -2.6% | 0.0% |
| Rivermark Community Credit Union | $1,705,000 | $1,485,000 | -12.9% | 0.0% |
| First Bank | $630,000 | $1,480,000 | 134.9% | 0.0% |
| Reliant Bank | $255,000 | $1,440,000 | 464.7% | 0.0% |
| KINECTA | $730,000 | $1,435,000 | 96.6% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $1,365,000 | $1,430,000 | 4.8% | 0.0% |
| FUNDLOANS CAPITAL | $335,000 | $1,425,000 | 325.4% | 0.0% |
| Mid-Continent Funding, Inc. | $2,170,000 | $1,400,000 | -35.5% | 0.0% |
| ADVANTAGE PLUS | $1,945,000 | $1,395,000 | -28.3% | 0.0% |
| LOS ANGELES POLICE Federal Credit Union | $1,490,000 | $1,350,000 | -9.4% | 0.0% |
| AMWEST FUNDING CORP. | $630,000 | $1,335,000 | 111.9% | 0.0% |
| NFM, INC. | $1,020,000 | $1,325,000 | 29.9% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $4,020,000 | $1,310,000 | -67.4% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $17,105,000 | $1,295,000 | -92.4% | 0.0% |
| Capital Bank | $1,445,000 | $1,285,000 | -11.1% | 0.0% |
| IDAHO STATE UNIVERSITY | $3,145,000 | $1,285,000 | -59.1% | 0.0% |
| RESIDENTIAL MORTGAGE, LLC | $1,430,000 | $1,280,000 | -10.5% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $2,410,000 | $1,280,000 | -46.9% | 0.0% |
| Deseret First Credit Union | $485,000 | $1,265,000 | 160.8% | 0.0% |
| ATHAS CAPITAL GROUP, INC. | $1,255,000 | n/a | 0.0% | |
| Raymond James Bank | $940,000 | $1,245,000 | 32.4% | 0.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $1,235,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $1,190,000 | n/a | 0.0% | |
| V.I.P. MORTGAGE, INC. | $720,000 | $1,135,000 | 57.6% | 0.0% |
| MICHIGAN MUTUAL, INC. | $700,000 | $1,120,000 | 60.0% | 0.0% |
| First Western Trust Bank | $1,325,000 | $1,105,000 | -16.6% | 0.0% |
| Silicon Valley Bank | $1,105,000 | n/a | 0.0% | |
| THRIVE MORTGAGE, LLC | $415,000 | $1,095,000 | 163.9% | 0.0% |
| Bank of Utah | $1,560,000 | $1,090,000 | -30.1% | 0.0% |
| BOKF | $5,120,000 | $1,090,000 | -78.7% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $1,090,000 | n/a | 0.0% | |
| CRESCENT MORTGAGE COMPANY | $175,000 | $1,080,000 | 517.1% | 0.0% |
| FBC MORTGAGE, LLC | $1,080,000 | n/a | 0.0% | |
| Greenbox Loans, Inc. | $1,250,000 | $1,020,000 | -18.4% | 0.0% |
| Farmers & Merchants Bank of Central California | $1,005,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $3,240,000 | $995,000 | -69.3% | 0.0% |
| Meridian Bank Corporation | $3,605,000 | $985,000 | -72.7% | 0.0% |
| Renasant Bank | $1,990,000 | $985,000 | -50.5% | 0.0% |
| The Union Bank Company | $1,175,000 | $975,000 | -17.0% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $3,660,000 | $970,000 | -73.5% | 0.0% |
| STARBOARD FINANCIAL MANAGEMENT, LLC | $970,000 | n/a | 0.0% | |
| InterContinental Capital Group, Inc | $1,730,000 | $960,000 | -44.5% | 0.0% |
| MORTGAGEONE, INC. | $930,000 | n/a | 0.0% | |
| First Horizon Bank | $925,000 | n/a | 0.0% | |
| WaterStone Bank, SSB | $675,000 | $925,000 | 37.0% | 0.0% |
| OCMBC, INC. | $890,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $280,000 | $890,000 | 217.9% | 0.0% |
| First National Bank of America | $1,300,000 | $885,000 | -31.9% | 0.0% |
| ENVOY MORTGAGE, LTD | $1,545,000 | $880,000 | -43.0% | 0.0% |
| I. H. MISSISSIPPI VALLEY CREDIT UNION | $875,000 | n/a | 0.0% | |
| CHEVRON | $475,000 | $860,000 | 81.1% | 0.0% |
| PREMIER AMERICA | $855,000 | n/a | 0.0% | |
| Potlatch No. 1 Financial Credit Union | $205,000 | $835,000 | 307.3% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $640,000 | $810,000 | 26.6% | 0.0% |
| DIGITAL Federal Credit Union | $420,000 | $805,000 | 91.7% | 0.0% |
| Plains Commerce Bank | $4,060,000 | $805,000 | -80.2% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $805,000 | n/a | 0.0% | |
| Operating Engineers Local Union #3 | $470,000 | $785,000 | 67.0% | 0.0% |
| Utah Mortgage Loan Corporation | $255,000 | $775,000 | 203.9% | 0.0% |
| EVANSVILLE TEACHERS | $765,000 | n/a | 0.0% | |
| Wallick & Volk, Inc. | $760,000 | n/a | 0.0% | |
| MLD MORTGAGE INC. | $6,285,000 | $755,000 | -88.0% | 0.0% |
| Unitus Community Credit Union | $1,590,000 | $755,000 | -52.5% | 0.0% |
| Rock Canyon Bank | $740,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $730,000 | n/a | 0.0% | |
| ADVANCIAL | $185,000 | $720,000 | 289.2% | 0.0% |
| Community First National Bank | $720,000 | n/a | 0.0% | |
| Prosperity Home Mortgage, LLC | $710,000 | n/a | 0.0% | |
| Ixonia Bank | $185,000 | $705,000 | 281.1% | 0.0% |
| Hometown Equity Mortgage, LLC | $690,000 | n/a | 0.0% | |
| American Bank and Trust Company | $665,000 | n/a | 0.0% | |
| TCF National Bank | $6,045,000 | $635,000 | -89.5% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $635,000 | n/a | 0.0% | |
| PRIORITY HOME LENDING, LLC | $345,000 | $605,000 | 75.4% | 0.0% |
| First Federal Community Bank of Bucyrus | $590,000 | n/a | 0.0% | |
| MASON MCDUFFIE MORTGAGE CORPORATION | $2,705,000 | $590,000 | -78.2% | 0.0% |
| GLOBAL | $575,000 | $575,000 | 0.0% | 0.0% |
| UNITED SECURITY FINANCIAL CORP | $2,000,000 | $570,000 | -71.5% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $1,230,000 | $565,000 | -54.1% | 0.0% |
| Equity Prime Mortgage LLC | $325,000 | $565,000 | 73.8% | 0.0% |
| SWBC MORTGAGE CORPORATION | $475,000 | $560,000 | 17.9% | 0.0% |
| ARIZONA | $545,000 | n/a | 0.0% | |
| EAGLE HOME MORTGAGE, LLC | $545,000 | n/a | 0.0% | |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $105,000 | $545,000 | 419.0% | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $545,000 | n/a | 0.0% | |
| TOWER | $545,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $540,000 | n/a | 0.0% | |
| First Western Federal Savings Bank | $530,000 | n/a | 0.0% | |
| Allied First Bank,sb | $525,000 | n/a | 0.0% | |
| Prosperity Bank | $525,000 | n/a | 0.0% | |
| United Nations Federal Credit Union | $505,000 | n/a | 0.0% | |
| WESTCOAST MORTGAGE GROUP AND REALTY COMPANY | $500,000 | n/a | 0.0% | |
| Great Southern Bank | $2,425,000 | $495,000 | -79.6% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $100,000 | $495,000 | 395.0% | 0.0% |
| Level One Bank | $485,000 | n/a | 0.0% | |
| The Huntington National Bank | $2,395,000 | $485,000 | -79.7% | 0.0% |
| SECURITY HOME MORTGAGE, LLC. | $785,000 | $480,000 | -38.9% | 0.0% |
| THRIVENT Federal Credit Union | $1,505,000 | $480,000 | -68.1% | 0.0% |
| WESCOM CENTRAL CREDIT UNION | $1,190,000 | $475,000 | -60.1% | 0.0% |
| INTELLILOAN, INC. | $325,000 | $470,000 | 44.6% | 0.0% |
| Baxter Credit Union | $1,605,000 | $455,000 | -71.7% | 0.0% |
| CORTRUST MORTGAGE, INC. | $455,000 | n/a | 0.0% | |
| Dacotah Bank | $455,000 | n/a | 0.0% | |
| Bank of the Pacific | $125,000 | $445,000 | 256.0% | 0.0% |
| Bell Bank | $530,000 | $445,000 | -16.0% | 0.0% |
| Colonial Savings, F.A. | $1,225,000 | $445,000 | -63.7% | 0.0% |
| Evolve Bank & Trust | $1,515,000 | $445,000 | -70.6% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $950,000 | $430,000 | -54.7% | 0.0% |
| UNION HOME MORTGAGE CORP. | $665,000 | $425,000 | -36.1% | 0.0% |
| INB | $415,000 | n/a | 0.0% | |
| NuVision Federal Credit Union | $415,000 | n/a | 0.0% | |
| COLUMBIA COMMUNITY CREDIT UNION | $410,000 | n/a | 0.0% | |
| Elements Financial Federal Credit Union | $410,000 | n/a | 0.0% | |
| EVERLEND MORTGAGE COMPANY | $750,000 | $405,000 | -46.0% | 0.0% |
| RBC Bank, (Georgia) | $395,000 | n/a | 0.0% | |
| AMERICAN UNITED FAMILY OF CREDIT UN | $385,000 | n/a | 0.0% | |
| Arbor Bank | $385,000 | n/a | 0.0% | |
| First Bank | $630,000 | $385,000 | -38.9% | 0.0% |
| UNIFY FINANCIAL Credit Union | $610,000 | $365,000 | -40.2% | 0.0% |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $355,000 | n/a | 0.0% | |
| NMSI, INC. | $345,000 | n/a | 0.0% | |
| AMERICAN FIRST | $340,000 | n/a | 0.0% | |
| Austin Capital Bank SSB | $805,000 | $335,000 | -58.4% | 0.0% |
| BECKAM FUNDING CORP. | $335,000 | n/a | 0.0% | |
| Brighton Bank | $305,000 | $335,000 | 9.8% | 0.0% |
| HANSCOM | $325,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $325,000 | n/a | 0.0% | |
| Network Funding, L.P. | $205,000 | $325,000 | 58.5% | 0.0% |
| Sound Community Bank | $465,000 | $325,000 | -30.1% | 0.0% |
| FIRST COMMUNITY | $305,000 | n/a | 0.0% | |
| Happy State Bank | $305,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $295,000 | n/a | 0.0% | |
| Wheatland Bank | $195,000 | $285,000 | 46.2% | 0.0% |
| First State Bank of St. Charles, Missouri | $625,000 | $275,000 | -56.0% | 0.0% |
| Northwest Federal Credit Union | $810,000 | $270,000 | -66.7% | 0.0% |
| AmRes Corporation | $265,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $980,000 | $265,000 | -73.0% | 0.0% |
| ALTURA | $255,000 | n/a | 0.0% | |
| JAMES B. NUTTER & COMPANY | $3,790,000 | $245,000 | -93.5% | 0.0% |
| TRAVIS CREDIT UNION | $245,000 | n/a | 0.0% | |
| Utah Power | $240,000 | n/a | 0.0% | |
| SKYONE Federal Credit Union | $225,000 | $235,000 | 4.4% | 0.0% |
| Goldman Sachs Bank USA | $225,000 | n/a | 0.0% | |
| F&A Federal Credit Union | $215,000 | n/a | 0.0% | |
| HOMESPIRE MORTGAGE CORPORATION | $215,000 | n/a | 0.0% | |
| HONDA Federal Credit Union | $215,000 | n/a | 0.0% | |
| UNITED MORTGAGE CORP. | $215,000 | n/a | 0.0% | |
| PURDUE FEDERAL CREDIT UNION | $345,000 | $205,000 | -40.6% | 0.0% |
| COMMUNITYAMERICA | $195,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $225,000 | $195,000 | -13.3% | 0.0% |
| WINGS FINANCIAL | $1,090,000 | $195,000 | -82.1% | 0.0% |
| LENDINGONE, LLC | $185,000 | n/a | 0.0% | |
| TRISTAR FINANCE, INC. | $185,000 | n/a | 0.0% | |
| SOUND | $180,000 | n/a | 0.0% | |
| Adams Bank & Trust | $175,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $255,000 | $175,000 | -31.4% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $75,000 | $175,000 | 133.3% | 0.0% |
| WASHINGTON STATE EMPLOYEES Credit Union | $765,000 | $165,000 | -78.4% | 0.0% |
| Centier Bank | $370,000 | $155,000 | -58.1% | 0.0% |
| HIWAY | $155,000 | n/a | 0.0% | |
| Armed Forces Bank | $340,000 | $135,000 | -60.3% | 0.0% |
| UTAH FIRST | $130,000 | $125,000 | -3.8% | 0.0% |
| ALTRA | $105,000 | n/a | 0.0% | |
| Providence Bank | $105,000 | n/a | 0.0% | |
| FIRST COMMUNITY MORTGAGE, INC. | $185,000 | $95,000 | -48.6% | 0.0% |
| Meridian Trust Federal Credit Union | $95,000 | n/a | 0.0% | |
| Bank Five Nine | $85,000 | n/a | 0.0% | |
| NUMARK CREDIT UNION | $55,000 | $65,000 | 18.2% | 0.0% |
| DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION | $35,000 | n/a | 0.0% |
BOISE CITY's top lender by overall market share is IDAHO CENTRAL, with 13.1% market share. In second place, with 6.8%, is QUICKEN LOANS, LLC, having originated $1,278,650,000 in loans. In third place, with 5.4%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $1,009,250,000 in loans. In third place, with 3.9%, is ACADEMY MORTGAGE CORPORATION, having originated $728,920,000 in loans. In third place, with 3.3%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $610,295,000 in loans.
BOISE CITY, ID Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Cash Out Refi | 21,637 | $6,073,825,000 | $280,715 |
| Home Purchase | 18,540 | $7,006,390,000 | $377,907 |
| Refi | 17,674 | $4,719,100,000 | $267,008 |
| Home Improvement | 4,449 | $603,055,000 | $135,548 |
| Other | 1,639 | $318,195,000 | $194,140 |
| NA | 3 | $1,925,000 | $641,667 |
Boise City's most frequently cited loan purpose was Cash Out Refi, with 21,637 originations. The 2nd most popular reason was Home Purchase, with 18,540 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 24,814 | $7,771,500,000 | $313,190 |
| 3-4% | 24,298 | $7,389,560,000 | $304,122 |
| <2.5% | 9,822 | $2,752,630,000 | $280,251 |
| 4-5% | 3,556 | $608,240,000 | $171,046 |
| 5-6% | 767 | $91,585,000 | $119,407 |
| 6-7% | 323 | $29,375,000 | $90,944 |
| 7-8% | 89 | $12,255,000 | $137,697 |
| Over 8% | 74 | $8,000,000 | $108,108 |
During 2021, Boise City's most frequently originated rate bucket was 2.5-3%, with 24,814 originations.
Loan Sizing (BOISE CITY, ID MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 31,626 | $9,212,390,000 | $291,292 |
| $100k-200k | 13,203 | $2,007,005,000 | $152,011 |
| $400k-600k | 10,258 | $4,857,130,000 | $473,497 |
| $100,000 or less | 6,619 | $350,395,000 | $52,938 |
| $600k-1000k | 1,807 | $1,322,305,000 | $731,768 |
| $Over $1MM | 429 | $973,265,000 | $2,268,683 |
BOISE CITY's loan sizing saw the bucket of loans from $200k-400k with 31,626 originations, totaling $9,212,390,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 19,839 | $7,265,345,000 | $366,215 |
| 40-60% | 15,666 | $4,357,770,000 | $278,167 |
| 80-100% | 11,546 | $4,551,270,000 | $394,186 |
| 20-40% | 9,156 | $1,618,730,000 | $176,794 |
| Under 20% | 5,968 | $361,370,000 | $60,551 |
| Over 100% | 356 | $167,780,000 | $471,292 |
BOISE CITY's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 19,839 originations, totaling $7,265,345,000 in origination value.
