BOISE CITY Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Boise City averaged 5.32% for the week of 2022-05-19, compared to the national average of 5.25% for the same period.

The average rate for the prior week (2022-05-12) was 5.37% and one month ago for the week of 2022-04-14, the average rate was 4.97%.

Boise City's average rate one year ago was 3.08%.

For refis of the same type during the week of 2022-05-19, the average rate was 5.49%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-19 5.25%
Boise City 30 Year Fixed Rate 2022-05-19 5.32%
Boise City 30 Year Fixed Rate Refi 2022-05-19 5.49%
Boise City 15 Year Fixed Rate 2022-05-19 4.73%
Boise City 15 Year Fixed Rate Refi 2022-05-19 4.36%
Boise City 30 Year FHA 2022-05-19 5.47%
Boise City 30 Year FHA Refi 2022-05-19 5.29%
Boise City 30 Year USDA 2022-05-19 5.18%
Boise City 30 Year USDA Refi 2022-05-19 5.9%
Boise City 30 Year VA 2022-05-19 5.3%
Boise City 30 Year VA Refi 2022-05-19 5.12%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BOISE CITY, ID.

BOISE CITY Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the BOISE CITY, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
IDAHO CENTRAL 3,762 3.09% $5,708
QUICKEN LOANS, LLC 3,002 3.03% $5,678
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2,227 3.05% $6,767
GUILD MORTGAGE COMPANY 1,514 3.11% $6,227
UNITED WHOLESALE MORTGAGE, LLC 1,230 2.95% $5,153
MOVEMENT MORTGAGE, LLC 1,050 3.17% $5,359
Flagstar Bank, FSB 866 3.18% $5,293
PRIMELENDING, A PLAINSCAPITAL COMPANY 829 3.23% $6,428
ACADEMY MORTGAGE CORPORATION 810 3.20% $6,453
LOANDEPOT.COM, LLC 806 2.99% $5,586
FINANCE OF AMERICA MORTGAGE LLC 777 3.19% $5,795
PREMIER MORTGAGE RESOURCES, L.L.C. 757 3.26% $6,906
GUARANTEED RATE, INC. 613 3.02% $4,911
Willamette Valley Bank 592 3.28% $5,965
S1L, Inc. 566 3.20% $5,594
U.S. Bank 566 3.05% $4,479
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 496 3.18% $7,576
Wells Fargo Bank 444 3.07% $4,272
Waterstone Mortgage Corporation 442 3.08% $7,010
KeyBank 429 2.91% $5,011
JPMorgan Chase Bank 405 3.02% $3,383
CALIBER HOME LOANS, INC. 404 3.13% $4,528
BETTER MORTGAGE CORPORATION 392 2.82% $4,212
AMERISAVE MORTGAGE CORPORATION 391 2.86% $5,667
TBI MORTGAGE COMPANY 305 3.03% $6,132
MOUNTAIN AMERICA 292 2.99% $6,200
PRIMARY RESIDENTIAL MORTGAGE, INC. 290 3.21% $8,000
HOMEBRIDGE FINANCIAL SERVICES, INC. 289 3.15% $6,064
AMERICAN PACIFIC MORTGAGE CORPORATION 269 3.07% $6,532
Gateway First Bank 252 3.08% $4,978
CALCON MUTUAL MORTGAGE LLC 251 3.02% $7,244
CAPITAL EDUCATORS FEDERAL CREDIT UNION 234 3.08% $6,273
Mr. Cooper ( Nationstar Mortgage ) 222 3.20% $5,675
SUMMIT FUNDING, INC. 222 3.14% $8,030
BROKER SOLUTIONS, INC. 208 3.10% $5,020
HOME POINT FINANCIAL CORPORATION 194 2.95% $5,115
PENNYMAC LOAN SERVICES, LLC 182 3.04% $5,708
D. L. Evans Bank 177 2.94% $5,243
Bank of Idaho 164 3.05% $3,779
AXIA FINANCIAL, LLC 143 3.23% $5,972
Lend Smart Mortgage, LLC 142 3.13% $6,454
LOANPAL, LLC 140 2.99% $7,209
First Federal Savings Bank of Twin Falls 139 3.13% $6,195
First Home Bank 134 3.14% $5,901
NEWREZ LLC 132 3.10% $4,347
PACIFIC RESIDENTIAL MORTGAGE, LLC 131 3.26% $6,334
KELLER MORTGAGE, LLC 126 3.10% $3,217
AMCAP MORTGAGE, LTD. 124 3.09% $7,001
MUTUAL OF OMAHA MORTGAGE, INC. 122 3.07% $4,520
ARK-LA-TEX FINANCIAL SERVICES, LLC. 120 3.24% $5,561
Glacier Bank 119 3.12% $6,942
Washington Trust Bank 116 3.07% $4,238
Umpqua Bank 111 3.10% $5,560
FREEDOM MORTGAGE CORPORATION 110 3.19% $3,340
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 107 3.19% $6,739
Bank of England 107 3.04% $7,508
CMG MORTGAGE, INC. 103 3.18% $7,458
NBKC BANK 103 2.96% $3,421
PIONEER 99 3.07% $4,719
FIRST TECHNOLOGY 89 3.04% $5,370
Summit Mortgage Corporation 87 3.12% $7,523
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 84 3.13% $5,329
Zions Bancorporation, N.A. 78 2.98% $3,780
FIRST COLONY MORTGAGE CORPORATION 78 3.33% $6,734
Bank of America 75 2.76% $4,833
HORIZON 74 3.37% $6,134
JMJ FINANCIAL GROUP 74 3.16% $5,894
AMERICAN FINANCING CORPORATION 69 3.04% $4,845
Wyndham Capital Mortgage, Inc. 67 2.98% $3,230
CROSSCOUNTRY MORTGAGE, LLC 65 3.14% $6,421
Washington Federal Bank 65 3.24% $6,734
WESTMARK Credit Union 64 2.92% $6,698
BAY EQUITY LLC 57 3.13% $5,291
AMERICAN FINANCIAL NETWORK, INC. 57 3.23% $9,428
Ally Bank 55 2.92% $6,368
North American Savings Bank, F.S.B. 54 2.95% $3,524
ZILLOW HOME LOANS, LLC 50 3.07% $4,720
CHERRY CREEK MORTGAGE, LLC 45 2.98% $1,359
Strong Home Mortgage, LLC 45 2.93% $3,513
NAVY FEDERAL CREDIT UNION 44 3.12% $4,794
First Interstate Bank 44 3.31% $5,527
CHURCHILL MORTGAGE CORPORATION 41 3.26% $5,008
FirstBank 40 2.87% $3,229
STEARNS LENDING, LLC 38 3.05% $4,824
AMERICAN INTERNET MORTGAGE, INC. 35 2.75% $3,753
LEADERONE FINANCIAL CORPORATION 35 3.19% $4,984
CANOPY MORTGAGE, LLC 34 2.97% $4,440
Charles Schwab Bank, SSB 31 2.40% $3,892
LAKEVIEW LOAN SERVICING, LLC 31 3.27% $4,270
First Guaranty Mortgage Corporation 30 3.38% $6,777
Watermark Capital, Inc. 30 2.83% $3,396
GENEVA FINANCIAL, LLC 29 3.24% $6,749
Paramount Residential Mortgage Group, Inc. 28 3.12% $5,892
Banner Bank 27 3.28% $4,738
Nations Lending Corporation 26 3.12% $8,870
CITYWIDE HOME LOANS, LLC 26 3.13% $6,485
CONNECTIONS 26 2.75% $5,294
First Mortgage Solutions, LLC 24 3.00% $4,047
Carrington Mortgage Services, LLC 24 3.63% $5,747
CELEBRITY HOME LOANS, LLC 24 3.37% $6,750
SUN WEST MORTGAGE COMPANY, INC. 22 2.99% $4,450
The Federal Savings Bank 22 3.12% $7,676
Northpointe Bank 21 2.94% $4,951
SECURITYNATIONAL MORTGAGE COMPANY 21 3.22% $5,661
Mortgage Research Center, LLC 21 2.87% $6,522
PHH Mortgage Corporation 20 3.44% $6,571
Morgan Stanley Private Bank 19 2.68% $4,762
SAMMAMISH MORTGAGE COMPANY 19 2.99% $4,219
IMPAC MORTGAGE CORP. 18 3.13% $4,902
SOFI LENDING CORP. 18 2.93% $4,674
HOMESIDE FINANCIAL, LLC 18 2.99% $5,649
PARKSIDE LENDING, LLC 18 2.99% $4,806
Firefighters First Federal Credit Union 18 2.74% $2,818
LENDUS, LLC 17 3.10% $5,266
BEEHIVE 17 2.87% $4,767
BKCO MORTGAGE, LLC 17 3.01% $2,612
Bank of the West 17 3.26% $6,533
VERITAS FUNDING, LLC 16 3.16% $5,275
EVERETT FINANCIAL, INC. 16 3.29% $2,682
Stifel Bank and Trust 16 2.81% $3,360
SIRVA MORTGAGE, INC. 16 3.05% $2,005
PROVIDENT FUNDING ASSOCIATES, L.P. 16 2.70% $5,778
NP, Inc. 16 3.16% $4,643
Commerce Home Mortgage, Inc. 15 3.22% $5,272
Truist Bank 15 3.19% $7,065
AMERICA FIRST 15 2.95% $5,862
VISION ONE MORTGAGE, INC. 15 3.06% $6,487
Prime Choice Funding Inc. 15 2.74% $4,601
PNC Bank 15 2.98% $4,292
First Internet Bank of Indiana 15 2.88% $3,631
INTERCAP LENDING INC. 14 3.01% $4,786
GSF Mortgage Corporation 14 3.36% $10,650
EMBRACE HOME LOANS, INC. 13 3.15% $5,353
PLANET HOME LENDING, LLC 13 3.09% $3,559
Boeing Employees Credit Union 12 3.13% $2,938
BNC National Bank 12 2.92% $3,806
Axos Bank 12 3.04% $2,418
DHA FINANCIAL, LLC 12 3.06% $4,603
Columbia State Bank 12 3.24% $5,201
HomeStreet Bank 11 3.00% $6,238
UBS Bank USA 11 2.78% $5,402
Citibank 11 2.94% $5,631
HOMEXPRESS MORTGAGE CORP. 11 5.01% $16,414
Sierra Pacific Mortgage Company, Inc. 11 3.14% $4,760
MANN FINANCIAL INC. 11 2.91% $6,176
SUMMIT MORTGAGE CORPORATION 11 3.64% $5,375
Eagle Bank and Trust Company 10 3.12% $6,119
PENTAGON FEDERAL CREDIT UNION 10 2.98% $3,315
USAA Federal Savings Bank 10 3.00% $4,505
Texana Bank 9 3.00% $5,721
STAR ONE CREDIT UNION 9 2.75% $4,774
Citadel Servicing Corporation 9 4.44% $11,787
RANLIFE, INC. 9 3.16% $6,782
DIGNIFIED HOME LOANS, LLC 8 3.06% $4,281
BELEM SERVICING LLC 8 3.06% $6,495
Neighborhood Loans, Inc. 8 3.33% $5,439
DIRECT MORTGAGE, CORP. 8 2.98% $8,171
The Central Trust Bank 8 2.59% $3,331
AmeriHome Mortgage Company, LLC 8 3.59% $4,274
Florida Capital Bank 8 3.28% $7,346
SOVEREIGN LENDING GROUP INCORPORATED 8 3.20% $5,369
ALAMEDA MORTGAGE CORPORATION 8 3.11% $6,082
LENDSURE MORTGAGE CORP. 8 4.56% $15,066
Discover Bank 8 4.07% $0
LAND HOME FINANCIAL SERVICES, INC. 7 3.13% $7,851
City National Bank 7 2.76% $4,200
HOMESTEAD FUNDING CORP. 7 2.75% $3,797
DIRECTORS MORTGAGE, INC. 7 4.26% $9,153
WESTERN EXPRESS LENDING 7 2.98% $4,954
First Republic Bank 7 2.73% $4,337
LENOX FINANCIAL MORTGAGE CORPORATION 7 2.93% $3,567
MORTGAGE ACCESS CORP. 7 3.14% $5,789
Franklin Loan Corporation 7 3.11% $5,687
LENDERFI, INC. 6 2.91% $3,566
CORNERSTONE HOME LENDING, INC. 6 3.25% $7,286
1st Security Bank of Washington 6 3.21% $6,551
Merchants Bank of Indiana 6 2.77% $4,605
Platinum Home Mortgage Corporation 6 3.31% $8,312
Northwest Farm Credit Services, FLCA 6 3.75% $10,275
First Savings Bank 6 3.27% $6,221
The Northern Trust Company 6 3.21% $6,822
Manufacturers and Traders Trust Company 6 3.13% $5,143
Sunflower Bank 6 3.08% $5,948
Arvest Bank 6 3.15% $5,036
Cf Bank 6 2.89% $2,423
GUARANTY HOME MORTGAGE CORPORATION 6 3.25% $4,815
OAKTREE FUNDING CORP. 6 4.77% $13,227
CAPSTONE DIRECT, INC. 6 3.04% $3,453
SPOKANE TEACHERS 5 2.85% $5,062
GUARANTEED RATE AFFINITY, LLC 5 2.83% $3,596
Hometown Lenders, Inc. 5 2.92% $5,171
PREMIA MORTGAGE, LLC 5 2.90% $2,790
MY MOVE MORTGAGE, LLC 5 2.87% $3,546
DRAPER AND KRAMER MORTGAGE CORP. 5 3.10% $5,045
Amerifirst Financial, Inc. 5 3.13% $5,800
NBH Bank 5 3.20% $5,009
MORTGAGE MANAGEMENT CONSULTANTS, INC. 5 3.95% $8,603
ON Q FINANCIAL, INC. 5 3.07% $4,317
Bank of Utah 4 3.03% $4,192
FBC MORTGAGE, LLC 4 3.25% $4,005
Quontic Bank 4 5.81% $13,106
Barrington Bank & Trust Company, N.A. 4 3.16% $4,295
LADERA LENDING, INC. 4 3.25% $5,191
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 4 3.13% $12,499
Paramount Bank 4 2.72% $6,363
Magnolia Bank 4 3.28% $10,666
CRESCENT MORTGAGE COMPANY 4 3.09% $5,907
Citizens Bank 4 3.13% $5,570
ARC HOME LLC 4 4.71% $18,155
RESIDENTIAL MORTGAGE, LLC 4 3.19% $4,894
BOKF 3 3.08% $3,870
EAST IDAHO Credit Union 3 4.13% $9,205
Deseret First Credit Union 3 2.96% $4,640
First National Bank of America 3 7.33% $12,283
Goldwater Bank, N.A. 3 2.75% $6,513
CHEVRON 3 2.79% $3,907
IDAHO STATE UNIVERSITY 3 2.75% $5,528
KINECTA 3 3.29% $4,354
MICHIGAN MUTUAL, INC. 3 2.91% $4,736
NFM, INC. 3 3.33% $6,736
Operating Engineers Local Union #3 3 2.92% $3,399
Potlatch No. 1 Financial Credit Union 3 3.38% $4,140
Renasant Bank 3 2.75% $3,355
Rivermark Community Credit Union 3 3.13% $3,694
STANFORD Federal Credit Union 3 2.92% $10,084
STARBOARD FINANCIAL MANAGEMENT, LLC 3 3.16% $2,025
The Union Bank Company 3 2.88% $4,465
TIAA, FSB 3 3.08% $7,358
Toyota Financial Savings Bank 3 2.79% $4,114
ADVANTAGE PLUS 3 2.87% $6,641
MASON MCDUFFIE MORTGAGE CORPORATION 2 3.31% $4,055
First Bank 2 3.44% $4,786
Colonial Savings, F.A. 2 3.13% $3,607
Low VA Rates, LLC 2 2.88% $3,220
Greenbox Loans, Inc. 2 4.50% $17,366
Reliant Bank 2 3.56% $15,873
Unitus Community Credit Union 2 3.06% $5,598
COLUMBIA COMMUNITY CREDIT UNION 2 2.88% $3,521
SWBC MORTGAGE CORPORATION 2 3.50% $5,428
Ixonia Bank 2 3.44% $4,778
Plains Commerce Bank 2 2.88% $3,436
VAN DYK MORTGAGE CORPORATION 2 3.13% $6,130
Evolve Bank & Trust 2 3.12% $3,497
V.I.P. MORTGAGE, INC. 2 3.19% $7,052
First Federal Bank 2 3.38% $7,007
Wallick & Volk, Inc. 2 3.06% $3,378
InterContinental Capital Group, Inc 2 3.19% $5,707
ALLIANT CREDIT UNION 2 2.81% $5,894
ROGUE 2 3.94% $3,175
ROUNDPOINT MORTGAGE SERVICING CORPORATION 2 3.25% $3,622
NEXERA HOLDING LLC 2 3.44% $9,609
THRIVE MORTGAGE, LLC 2 3.19% $4,582
First Western Trust Bank 2 3.00% $7,087
BBVA USA 2 3.56% $8,217
Mid-Continent Funding, Inc. 2 2.63% $3,809
Century Mortgage Company DBA Century Lending Company 2 3.06% $5,392
ADVANCIAL 2 3.81% $5,181
Raymond James Bank 2 3.56% $3,702
BMO Harris Bank 2 3.31% $5,652
BNY Mellon 2 2.56% $6,466
HIWAY 1 3.25% $2,923
SECURITY HOME MORTGAGE, LLC. 1 2.88% $3,748
HighTechLending Inc 1 3.63% $4,090
Silicon Valley Bank 1 2.63% $2,999
SKYONE Federal Credit Union 1 2.88% $1,834
Solarity Credit Union 1 2.88% $7,773
Sound Community Bank 1 3.38% $4,030
FUNDLOANS CAPITAL 1 4.00% $15,090
COMMUNITYAMERICA 1 2.88% $4,868
Wheatland Bank 1 2.75% $3,295
EAGLE HOME MORTGAGE, LLC 1 2.75% $3,549
State Department Federal Credit Union 1 3.00% $7,596
ARIZONA 1 2.50% $5,349
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 2.88% $3,503
First State Bank of St. Charles, Missouri 1 2.88% $4,055
Arbor Bank 1 3.13% $2,949
AmRes Corporation 1 3.00% $5,027
First Horizon Bank 1 3.25% $6,336
Dacotah Bank 1 3.13% $6,782
DAS Acquisition Company, LLC 1 3.50% $5,231
DATA MORTGAGE, INC. 1 2.75% $5,466
First Federal Bank of Kansas City 1 2.88% $5,430
FIRST COMMUNITY MORTGAGE, INC. 1 3.25% $3,251
The Huntington National Bank 1 2.63% $5,704
FIRST COMMUNITY 1 3.00% $4,183
WINGS FINANCIAL 1 2.50% $3,179
THRIVENT Federal Credit Union 1 3.25% $4,191
Adams Bank & Trust 1 2.50% $2,828
TOWER 1 2.88% $5,426
TRAVIS CREDIT UNION 1 3.38% $4,606
First Bank 1 4.50% $9,610
DIGITAL Federal Credit Union 1 2.88% $4,305
UNIFY FINANCIAL Credit Union 1 2.88% $1,605
UNITED MORTGAGE CORP. 1 3.38% $4,401
AMERICAN UNITED FAMILY OF CREDIT UN 1 2.90% $7,832
F&A Federal Credit Union 1 2.99% $1,655
AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 2.88% $9,069
Utah Mortgage Loan Corporation 1 3.50% $17,350
Utah Power 1 2.63% $3,728
EVERLEND MORTGAGE COMPANY 1 2.75% $8,833
AMERICAN FINANCIAL RESOURCES, INC. 1 3.00% $6,975
AMERICAN ADVISORS GROUP 1 3.25% $3,834
EVANSVILLE TEACHERS 1 2.88% $5,876
NEW DAY FINANCIAL, LLC 1 2.50% $7,358
ALTURA 1 2.87% $2,740
NMSI, INC. 1 3.00% $11,294
Network Funding, L.P. 1 3.99% $5,955
NORTHROP GRUMMAN Federal Credit Union 1 2.63% $3,170
Bell Bank 1 3.25% $3,360
Northwest Federal Credit Union 1 2.75% $2,320
NUMERICA CREDIT UNION 1 3.00% $7,955
OCEANSIDE MORTGAGE COMPANY 1 2.88% $3,368
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 3.25% $5,711
OPEN MORTGAGE, LLC 1 4.00% $5,535
Allied First Bank,sb 1 2.99% $4,216
Baxter Credit Union 1 3.50% $6,087
MORTGAGEONE, INC. 1 3.25% $4,210
MORIA DEVELOPMENT, INC. 1 3.50% $4,040
MLD MORTGAGE INC. 1 2.99% $4,344
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION 1 3.00% $3,346
LIBERTY HOME MORTGAGE CORPORATION 1 2.99% $11,749
Level One Bank 1 3.00% $5,080
PLAZA HOME MORTGAGE, INC. 1 3.25% $19,436
Capital Bank 1 2.88% $4,324
WESCOM CENTRAL CREDIT UNION 1 2.88% $5,248
KS StateBank 1 2.75% $1,719
PREMIER AMERICA 1 2.88% $6,949
Bank of the Pacific 1 3.25% $4,176
CASTLE & COOKE MORTGAGE, LLC 1 3.50% $3,769
ATHAS CAPITAL GROUP, INC. 1 7.25% $10,446
Prosperity Bank 1 2.88% $6,157
PURDUE FEDERAL CREDIT UNION 1 2.88% $4,028
INB 1 2.75% $2,801
I. H. MISSISSIPPI VALLEY CREDIT UNION 1 2.00% $5,507
RBC Bank, (Georgia) 1 2.75% $3,480
HONDA Federal Credit Union 1 3.00% $3,941
ENVOY MORTGAGE, LTD 1 3.25% $5,520
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 3.75% $6,825
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 2.99% $5,208
Armed Forces Bank 1 3.00% $3,376

BOISE CITY, ID's 340 lenders originated 63,942 loans during 2021. The total origination value was $18,722,490,000, with an average loan value of $292,804.

The top BOISE CITY lender as defined by loan originations is IDAHO CENTRAL, with 3,762 loans originated. Their average total fees are $5,708, which is $30 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee BOISE CITY lenders (with over 10 loans originated) are CHERRY CREEK MORTGAGE, LLC ($1,359), SIRVA MORTGAGE, INC. ($2,005), Axos Bank ($2,418), BKCO MORTGAGE, LLC ($2,612) and EVERETT FINANCIAL, INC. ($2,682).

The lowest rate BOISE CITY lenders (with over 10 loans originated) are Charles Schwab Bank, SSB (2.40%), Morgan Stanley Private Bank (2.68%), PROVIDENT FUNDING ASSOCIATES, L.P. (2.70%), Prime Choice Funding Inc. (2.74%) and Firefighters First Federal Credit Union (2.74%).

BOISE CITY, ID Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
IDAHO CENTRAL $2,132,990,000 $2,452,750,000 15.0% 13.1%
QUICKEN LOANS, LLC $995,485,000 $1,278,650,000 28.4% 6.8%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,003,045,000 $1,009,250,000 0.6% 5.4%
ACADEMY MORTGAGE CORPORATION $664,490,000 $728,920,000 9.7% 3.9%
UNITED WHOLESALE MORTGAGE, LLC $334,205,000 $610,295,000 82.6% 3.3%
GUILD MORTGAGE COMPANY $644,970,000 $608,915,000 -5.6% 3.3%
MOVEMENT MORTGAGE, LLC $402,160,000 $469,400,000 16.7% 2.5%
U.S. Bank $365,075,000 $428,955,000 17.5% 2.3%
LOANDEPOT.COM, LLC $216,280,000 $417,960,000 93.2% 2.2%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $339,205,000 $369,490,000 8.9% 2.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $291,445,000 $367,540,000 26.1% 2.0%
Flagstar Bank, FSB $380,965,000 $366,310,000 -3.8% 2.0%
GUARANTEED RATE, INC. $261,485,000 $340,710,000 30.3% 1.8%
FINANCE OF AMERICA MORTGAGE LLC $270,720,000 $338,125,000 24.9% 1.8%
PRIMELENDING, A PLAINSCAPITAL COMPANY $331,825,000 $332,250,000 0.1% 1.8%
KeyBank $230,890,000 $288,200,000 24.8% 1.5%
Willamette Valley Bank $280,295,000 $269,690,000 -3.8% 1.4%
FREEDOM MORTGAGE CORPORATION $287,295,000 $261,610,000 -8.9% 1.4%
S1L, Inc. $189,160,000 $246,710,000 30.4% 1.3%
MOUNTAIN AMERICA $214,990,000 $238,050,000 10.7% 1.3%
Wells Fargo Bank $212,955,000 $225,325,000 5.8% 1.2%
BETTER MORTGAGE CORPORATION $80,800,000 $202,445,000 150.6% 1.1%
CALIBER HOME LOANS, INC. $201,510,000 $201,560,000 0.0% 1.1%
Waterstone Mortgage Corporation $176,630,000 $187,590,000 6.2% 1.0%
JPMorgan Chase Bank $145,660,000 $183,765,000 26.2% 1.0%
CAPITAL EDUCATORS FEDERAL CREDIT UNION $149,015,000 $179,855,000 20.7% 1.0%
AMERISAVE MORTGAGE CORPORATION $94,710,000 $157,745,000 66.6% 0.8%
PENNYMAC LOAN SERVICES, LLC $82,685,000 $156,255,000 89.0% 0.8%
AMERICAN PACIFIC MORTGAGE CORPORATION $177,375,000 $153,680,000 -13.4% 0.8%
HOMEBRIDGE FINANCIAL SERVICES, INC. $155,425,000 $153,115,000 -1.5% 0.8%
First Federal Savings Bank of Twin Falls $85,090,000 $143,315,000 68.4% 0.8%
Gateway First Bank $129,160,000 $135,795,000 5.1% 0.7%
Zions Bancorporation, N.A. $101,660,000 $134,100,000 31.9% 0.7%
TBI MORTGAGE COMPANY $118,445,000 $127,955,000 8.0% 0.7%
JONES LANG LASALLE MULTIFAMILY, LLC $20,105,000 $126,215,000 527.8% 0.7%
SUMMIT FUNDING, INC. $111,670,000 $126,130,000 12.9% 0.7%
PRIMARY RESIDENTIAL MORTGAGE, INC. $115,505,000 $123,390,000 6.8% 0.7%
Washington Federal Bank $75,260,000 $119,250,000 58.5% 0.6%
D. L. Evans Bank $123,185,000 $118,815,000 -3.5% 0.6%
CALCON MUTUAL MORTGAGE LLC $99,655,000 $114,450,000 14.8% 0.6%
CMG MORTGAGE, INC. $81,405,000 $112,200,000 37.8% 0.6%
HOME POINT FINANCIAL CORPORATION $25,105,000 $107,045,000 326.4% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $89,870,000 $105,885,000 17.8% 0.6%
Washington Trust Bank $84,100,000 $103,330,000 22.9% 0.6%
First Interstate Bank $76,815,000 $97,695,000 27.2% 0.5%
BROKER SOLUTIONS, INC. $57,040,000 $93,030,000 63.1% 0.5%
MUTUAL OF OMAHA MORTGAGE, INC. $159,700,000 $92,210,000 -42.3% 0.5%
WALKER & DUNLOP, LLC $75,235,000 $87,715,000 16.6% 0.5%
Mortgage Research Center, LLC $88,870,000 $86,575,000 -2.6% 0.5%
Glacier Bank $96,500,000 $86,485,000 -10.4% 0.5%
LAKEVIEW LOAN SERVICING, LLC $99,320,000 $85,135,000 -14.3% 0.5%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $57,765,000 $71,165,000 23.2% 0.4%
NEWREZ LLC $54,780,000 $68,465,000 25.0% 0.4%
CASTLE & COOKE MORTGAGE, LLC $61,785,000 $65,840,000 6.6% 0.4%
Umpqua Bank $65,240,000 $65,620,000 0.6% 0.4%
Lend Smart Mortgage, LLC $63,695,000 n/a 0.3%
LOANPAL, LLC $56,415,000 $63,445,000 12.5% 0.3%
Bank of Idaho $65,605,000 $62,735,000 -4.4% 0.3%
AMCAP MORTGAGE, LTD. $70,185,000 $62,555,000 -10.9% 0.3%
AXIA FINANCIAL, LLC $49,640,000 $61,965,000 24.8% 0.3%
First Home Bank $71,695,000 $61,570,000 -14.1% 0.3%
Banner Bank $45,925,000 $61,170,000 33.2% 0.3%
PACIFIC RESIDENTIAL MORTGAGE, LLC $32,945,000 $59,850,000 81.7% 0.3%
Bank of England $60,260,000 $59,770,000 -0.8% 0.3%
FIRST TECHNOLOGY $38,930,000 $57,125,000 46.7% 0.3%
FINANCE OF AMERICA REVERSE LLC $18,790,000 $53,740,000 186.0% 0.3%
NAVY FEDERAL CREDIT UNION $55,135,000 $51,240,000 -7.1% 0.3%
NBKC BANK $50,530,000 $50,025,000 -1.0% 0.3%
Bank of America $38,125,000 $48,285,000 26.6% 0.3%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $10,795,000 $43,915,000 306.8% 0.2%
KELLER MORTGAGE, LLC $56,245,000 $41,770,000 -25.7% 0.2%
WESTMARK Credit Union $35,250,000 $40,130,000 13.8% 0.2%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $21,620,000 $39,160,000 81.1% 0.2%
CROSSCOUNTRY MORTGAGE, LLC $19,530,000 $38,875,000 99.1% 0.2%
Wyndham Capital Mortgage, Inc. $36,930,000 $38,830,000 5.1% 0.2%
Bank of the West $22,635,000 $37,725,000 66.7% 0.2%
Summit Mortgage Corporation $48,395,000 $36,605,000 -24.4% 0.2%
FIRST COLONY MORTGAGE CORPORATION $18,510,000 $34,645,000 87.2% 0.2%
JMJ FINANCIAL GROUP $26,285,000 $34,160,000 30.0% 0.2%
The Federal Savings Bank $27,210,000 $33,770,000 24.1% 0.2%
NEW DAY FINANCIAL, LLC $37,285,000 $33,010,000 -11.5% 0.2%
North American Savings Bank, F.S.B. $28,395,000 $32,365,000 14.0% 0.2%
Ally Bank $5,960,000 $32,255,000 441.2% 0.2%
AMERICAN ADVISORS GROUP $17,200,000 $32,140,000 86.9% 0.2%
HORIZON $45,920,000 $31,785,000 -30.8% 0.2%
Idaho First Bank $22,170,000 $31,265,000 41.0% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $44,540,000 $30,070,000 -32.5% 0.2%
VILLAGE CAPITAL & INVESTMENT LLC $41,545,000 $29,495,000 -29.0% 0.2%
AMERICAN FINANCING CORPORATION $14,930,000 $28,925,000 93.7% 0.2%
USAA Federal Savings Bank $71,625,000 $28,385,000 -60.4% 0.2%
PIONEER $51,060,000 $28,375,000 -44.4% 0.2%
BAY EQUITY LLC $26,930,000 $27,850,000 3.4% 0.1%
CHERRY CREEK MORTGAGE, LLC $25,155,000 $27,395,000 8.9% 0.1%
CLEARPATH LENDING $35,390,000 $24,555,000 -30.6% 0.1%
Strong Home Mortgage, LLC $15,755,000 $22,745,000 44.4% 0.1%
Charles Schwab Bank, SSB $13,225,000 $21,525,000 62.8% 0.1%
CHURCHILL MORTGAGE CORPORATION $14,480,000 $21,440,000 48.1% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $14,910,000 $21,390,000 43.5% 0.1%
FirstBank $27,560,000 $20,560,000 -25.4% 0.1%
Carrington Mortgage Services, LLC $17,835,000 $20,350,000 14.1% 0.1%
PHH Mortgage Corporation $9,745,000 $20,245,000 107.7% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $26,825,000 $19,605,000 -26.9% 0.1%
ZILLOW HOME LOANS, LLC $6,030,000 $19,250,000 219.2% 0.1%
PLANET HOME LENDING, LLC $18,855,000 $18,655,000 -1.1% 0.1%
CONNECTIONS $23,525,000 $18,325,000 -22.1% 0.1%
CBRE MULTIFAMILY CAPITAL, INC. $18,655,000 $17,975,000 -3.6% 0.1%
First Guaranty Mortgage Corporation $14,150,000 $17,140,000 21.1% 0.1%
STEARNS LENDING, LLC $17,265,000 $16,580,000 -4.0% 0.1%
CANOPY MORTGAGE, LLC $13,440,000 $15,585,000 16.0% 0.1%
LEADERONE FINANCIAL CORPORATION $815,000 $14,750,000 1,709.8% 0.1%
NP, Inc. $14,545,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $8,180,000 $14,225,000 73.9% 0.1%
Paramount Residential Mortgage Group, Inc. $11,985,000 $13,645,000 13.9% 0.1%
LONGBRIDGE FINANCIAL, LLC $3,425,000 $13,430,000 292.1% 0.1%
Watermark Capital, Inc. $11,890,000 $12,675,000 6.6% 0.1%
Morgan Stanley Private Bank $11,060,000 $12,485,000 12.9% 0.1%
Alaska USA Federal Credit Union $5,175,000 $12,375,000 139.1% 0.1%
Nations Lending Corporation $6,870,000 $11,930,000 73.7% 0.1%
GENEVA FINANCIAL, LLC $20,625,000 $11,915,000 -42.2% 0.1%
HOMEXPRESS MORTGAGE CORP. $2,060,000 $11,765,000 471.1% 0.1%
BNC National Bank $10,240,000 $11,710,000 14.4% 0.1%
PNC Bank $9,110,000 $11,705,000 28.5% 0.1%
CITYWIDE HOME LOANS, LLC $21,065,000 $11,600,000 -44.9% 0.1%
SOFI LENDING CORP. $6,720,000 $11,575,000 72.2% 0.1%
The Northern Trust Company $1,250,000 $11,235,000 798.8% 0.1%
REVERSE MORTGAGE FUNDING LLC $3,195,000 $11,110,000 247.7% 0.1%
First Mortgage Solutions, LLC $11,105,000 n/a 0.1%
CELEBRITY HOME LOANS, LLC $10,855,000 n/a 0.1%
IMPAC MORTGAGE CORP. $8,415,000 $10,540,000 25.3% 0.1%
Commerce Home Mortgage, Inc. $2,175,000 $10,305,000 373.8% 0.1%
Truist Bank $6,765,000 $9,950,000 47.1% 0.1%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $9,335,000 n/a 0.0%
First National Bank $9,155,000 n/a 0.0%
AMERICA FIRST $8,590,000 $9,140,000 6.4% 0.0%
Northpointe Bank $12,135,000 $9,075,000 -25.2% 0.0%
Firefighters First Federal Credit Union $5,695,000 $9,050,000 58.9% 0.0%
HomeStreet Bank $18,020,000 $8,960,000 -50.3% 0.0%
Low VA Rates, LLC $11,015,000 $8,805,000 -20.1% 0.0%
Citibank $7,060,000 $8,590,000 21.7% 0.0%
SAMMAMISH MORTGAGE COMPANY $3,785,000 $8,515,000 125.0% 0.0%
INTERCAP LENDING INC. $6,590,000 $8,510,000 29.1% 0.0%
Barrington Bank & Trust Company, N.A. $13,140,000 $8,035,000 -38.9% 0.0%
EAST IDAHO Credit Union $285,000 $8,020,000 2,714.0% 0.0%
OPEN MORTGAGE, LLC $2,365,000 $8,010,000 238.7% 0.0%
EVERETT FINANCIAL, INC. $52,155,000 $8,000,000 -84.7% 0.0%
LENDUS, LLC $3,545,000 $7,815,000 120.5% 0.0%
Boeing Employees Credit Union $5,110,000 $7,795,000 52.5% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $5,760,000 $7,665,000 33.1% 0.0%
Stifel Bank and Trust $8,905,000 $7,615,000 -14.5% 0.0%
GSF Mortgage Corporation $2,325,000 $7,520,000 223.4% 0.0%
Prime Choice Funding Inc. $8,585,000 $7,465,000 -13.0% 0.0%
Farmers Bank & Trust $4,220,000 $7,320,000 73.5% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $9,530,000 $7,290,000 -23.5% 0.0%
HOMESIDE FINANCIAL, LLC $500,000 $7,225,000 1,345.0% 0.0%
VERITAS FUNDING, LLC $7,665,000 $7,160,000 -6.6% 0.0%
UBS Bank USA $14,460,000 $7,115,000 -50.8% 0.0%
BKCO MORTGAGE, LLC $3,325,000 $7,085,000 113.1% 0.0%
SIRVA MORTGAGE, INC. $5,620,000 $6,775,000 20.6% 0.0%
PARKSIDE LENDING, LLC $22,275,000 $6,740,000 -69.7% 0.0%
Columbia State Bank $9,995,000 $6,730,000 -32.7% 0.0%
STAR ONE CREDIT UNION $2,305,000 $6,670,000 189.4% 0.0%
EMBRACE HOME LOANS, INC. $5,930,000 $6,665,000 12.4% 0.0%
Citadel Servicing Corporation $1,260,000 $6,625,000 425.8% 0.0%
First Republic Bank $4,880,000 $6,515,000 33.5% 0.0%
Magnolia Bank $7,750,000 $6,510,000 -16.0% 0.0%
Pacific Premier Bank $6,510,000 n/a 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $11,000,000 $6,125,000 -44.3% 0.0%
LENDSURE MORTGAGE CORP. $4,020,000 $6,040,000 50.2% 0.0%
Discover Bank $3,255,000 $6,000,000 84.3% 0.0%
Opportunity Bank of Montana $4,785,000 $5,995,000 25.3% 0.0%
BEEHIVE $6,090,000 $5,705,000 -6.3% 0.0%
Axos Bank $6,555,000 $5,555,000 -15.3% 0.0%
VISION ONE MORTGAGE, INC. $2,740,000 $5,555,000 102.7% 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $3,940,000 $5,455,000 38.5% 0.0%
RANLIFE, INC. $2,735,000 $5,400,000 97.4% 0.0%
First Internet Bank of Indiana $6,785,000 $5,250,000 -22.6% 0.0%
DHA FINANCIAL, LLC $2,650,000 $5,210,000 96.6% 0.0%
LIMA ONE CAPITAL, LLC $3,180,000 $5,205,000 63.7% 0.0%
NUMERICA CREDIT UNION $1,855,000 $5,180,000 179.2% 0.0%
CIVIC FINANCIAL SERVICES, LLC $2,890,000 $5,050,000 74.7% 0.0%
MANN FINANCIAL INC. $4,535,000 $4,770,000 5.2% 0.0%
The Central Trust Bank $4,710,000 n/a 0.0%
Eagle Bank and Trust Company $5,180,000 $4,605,000 -11.1% 0.0%
Sierra Pacific Mortgage Company, Inc. $8,995,000 $4,565,000 -49.2% 0.0%
City National Bank $4,920,000 $4,475,000 -9.0% 0.0%
QUORUM FEDERAL CREDIT UNION $1,020,000 $4,465,000 337.7% 0.0%
ARC HOME LLC $2,960,000 $4,385,000 48.1% 0.0%
AmeriHome Mortgage Company, LLC $3,295,000 $4,375,000 32.8% 0.0%
CORNERSTONE HOME LENDING, INC. $2,580,000 $4,275,000 65.7% 0.0%
GUARANTEED RATE AFFINITY, LLC $2,930,000 $4,265,000 45.6% 0.0%
Franklin Loan Corporation $3,105,000 $4,250,000 36.9% 0.0%
HOMESTEAD FUNDING CORP. $3,475,000 $4,095,000 17.8% 0.0%
GEORGIA'S OWN $3,910,000 n/a 0.0%
Northwest Farm Credit Services, FLCA $2,175,000 $3,835,000 76.3% 0.0%
DIGNIFIED HOME LOANS, LLC $3,495,000 $3,775,000 8.0% 0.0%
Manufacturers and Traders Trust Company $1,000,000 $3,760,000 276.0% 0.0%
GREYSTONE SERVICING COMPANY LLC $3,725,000 n/a 0.0%
MORTGAGE ACCESS CORP. $2,520,000 $3,695,000 46.6% 0.0%
OAKTREE FUNDING CORP. $1,885,000 $3,630,000 92.6% 0.0%
PREMIA MORTGAGE, LLC $2,555,000 $3,590,000 40.5% 0.0%
First Savings Bank $3,495,000 $3,510,000 0.4% 0.0%
Texana Bank $2,000,000 $3,470,000 73.5% 0.0%
NEXERA HOLDING LLC $3,420,000 n/a 0.0%
NBH Bank $3,375,000 $3,390,000 0.4% 0.0%
ALAMEDA MORTGAGE CORPORATION $3,360,000 n/a 0.0%
BELEM SERVICING LLC $2,180,000 $3,335,000 53.0% 0.0%
Paramount Bank $1,960,000 $3,320,000 69.4% 0.0%
Neighborhood Loans, Inc. $3,300,000 n/a 0.0%
Florida Capital Bank $3,485,000 $3,260,000 -6.5% 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $755,000 $3,240,000 329.1% 0.0%
SUMMIT MORTGAGE CORPORATION $1,295,000 $3,145,000 142.9% 0.0%
DIRECTORS MORTGAGE, INC. $730,000 $3,125,000 328.1% 0.0%
Cornerstone First Mortgage, Inc $2,165,000 $3,015,000 39.3% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $2,460,000 $2,890,000 17.5% 0.0%
1st Security Bank of Washington $3,085,000 $2,875,000 -6.8% 0.0%
Cf Bank $3,685,000 $2,730,000 -25.9% 0.0%
HighTechLending Inc $785,000 $2,730,000 247.8% 0.0%
Citizens Bank $6,385,000 $2,715,000 -57.5% 0.0%
COREVEST AMERICAN FINANCE LENDER LLC $2,695,000 n/a 0.0%
PLAZA HOME MORTGAGE, INC. $1,620,000 $2,680,000 65.4% 0.0%
DIRECT MORTGAGE, CORP. $2,205,000 $2,620,000 18.8% 0.0%
First Federal Bank of Kansas City $1,575,000 $2,610,000 65.7% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $1,035,000 $2,580,000 149.3% 0.0%
WESTERN EXPRESS LENDING $2,030,000 $2,575,000 26.8% 0.0%
LENDERFI, INC. $6,060,000 $2,565,000 -57.7% 0.0%
Arvest Bank $6,195,000 $2,540,000 -59.0% 0.0%
SPOKANE TEACHERS $615,000 $2,410,000 291.9% 0.0%
MY MOVE MORTGAGE, LLC $930,000 $2,395,000 157.5% 0.0%
TIAA, FSB $11,310,000 $2,385,000 -78.9% 0.0%
First Federal Bank $2,605,000 $2,305,000 -11.5% 0.0%
Merchants Bank of Indiana $3,490,000 $2,305,000 -34.0% 0.0%
Amerifirst Financial, Inc. $2,325,000 $2,295,000 -1.3% 0.0%
KS StateBank $7,250,000 $2,290,000 -68.4% 0.0%
LADERA LENDING, INC. $2,260,000 n/a 0.0%
ALLIANT CREDIT UNION $4,435,000 $2,245,000 -49.4% 0.0%
Grandbridge Real Estate Capital LLC $2,205,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $15,425,000 $2,185,000 -85.8% 0.0%
HomeTrust Bank $2,165,000 n/a 0.0%
Platinum Home Mortgage Corporation $1,180,000 $2,120,000 79.7% 0.0%
Quontic Bank $2,090,000 n/a 0.0%
DATA MORTGAGE, INC. $915,000 $2,080,000 127.3% 0.0%
Solarity Credit Union $1,645,000 $2,070,000 25.8% 0.0%
ACCELERATE MORTGAGE, LLC $1,975,000 n/a 0.0%
GUARANTY HOME MORTGAGE CORPORATION $305,000 $1,975,000 547.5% 0.0%
Sunflower Bank $3,675,000 $1,975,000 -46.3% 0.0%
BMO Harris Bank $1,170,000 $1,900,000 62.4% 0.0%
Figure Lending LLC $425,000 $1,890,000 344.7% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $3,230,000 $1,870,000 -42.1% 0.0%
ON Q FINANCIAL, INC. $3,385,000 $1,865,000 -44.9% 0.0%
BM Real Estate Services, Inc. $790,000 $1,825,000 131.0% 0.0%
LOANLEADERS OF AMERICA, INC. $1,780,000 n/a 0.0%
ROGUE $1,765,000 n/a 0.0%
American Airlines Federal Credit Union $205,000 $1,750,000 753.7% 0.0%
Hometown Lenders, Inc. $755,000 $1,655,000 119.2% 0.0%
BBVA USA $3,130,000 $1,650,000 -47.3% 0.0%
BNY Mellon $775,000 $1,640,000 111.6% 0.0%
21ST MORTGAGE CORPORATION $1,020,000 $1,635,000 60.3% 0.0%
Goldwater Bank, N.A. $2,035,000 $1,610,000 -20.9% 0.0%
CAPSTONE DIRECT, INC. $1,045,000 $1,590,000 52.2% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $715,000 $1,590,000 122.4% 0.0%
MORTGAGE MANAGEMENT CONSULTANTS, INC. $805,000 $1,565,000 94.4% 0.0%
STANFORD Federal Credit Union $1,530,000 n/a 0.0%
Toyota Financial Savings Bank $1,550,000 $1,510,000 -2.6% 0.0%
Rivermark Community Credit Union $1,705,000 $1,485,000 -12.9% 0.0%
First Bank $630,000 $1,480,000 134.9% 0.0%
Reliant Bank $255,000 $1,440,000 464.7% 0.0%
KINECTA $730,000 $1,435,000 96.6% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $1,365,000 $1,430,000 4.8% 0.0%
FUNDLOANS CAPITAL $335,000 $1,425,000 325.4% 0.0%
Mid-Continent Funding, Inc. $2,170,000 $1,400,000 -35.5% 0.0%
ADVANTAGE PLUS $1,945,000 $1,395,000 -28.3% 0.0%
LOS ANGELES POLICE Federal Credit Union $1,490,000 $1,350,000 -9.4% 0.0%
AMWEST FUNDING CORP. $630,000 $1,335,000 111.9% 0.0%
NFM, INC. $1,020,000 $1,325,000 29.9% 0.0%
MID AMERICA MORTGAGE, INC. $4,020,000 $1,310,000 -67.4% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $17,105,000 $1,295,000 -92.4% 0.0%
Capital Bank $1,445,000 $1,285,000 -11.1% 0.0%
IDAHO STATE UNIVERSITY $3,145,000 $1,285,000 -59.1% 0.0%
RESIDENTIAL MORTGAGE, LLC $1,430,000 $1,280,000 -10.5% 0.0%
VAN DYK MORTGAGE CORPORATION $2,410,000 $1,280,000 -46.9% 0.0%
Deseret First Credit Union $485,000 $1,265,000 160.8% 0.0%
ATHAS CAPITAL GROUP, INC. $1,255,000 n/a 0.0%
Raymond James Bank $940,000 $1,245,000 32.4% 0.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $1,235,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $1,190,000 n/a 0.0%
V.I.P. MORTGAGE, INC. $720,000 $1,135,000 57.6% 0.0%
MICHIGAN MUTUAL, INC. $700,000 $1,120,000 60.0% 0.0%
First Western Trust Bank $1,325,000 $1,105,000 -16.6% 0.0%
Silicon Valley Bank $1,105,000 n/a 0.0%
THRIVE MORTGAGE, LLC $415,000 $1,095,000 163.9% 0.0%
Bank of Utah $1,560,000 $1,090,000 -30.1% 0.0%
BOKF $5,120,000 $1,090,000 -78.7% 0.0%
Century Mortgage Company DBA Century Lending Company $1,090,000 n/a 0.0%
CRESCENT MORTGAGE COMPANY $175,000 $1,080,000 517.1% 0.0%
FBC MORTGAGE, LLC $1,080,000 n/a 0.0%
Greenbox Loans, Inc. $1,250,000 $1,020,000 -18.4% 0.0%
Farmers & Merchants Bank of Central California $1,005,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $3,240,000 $995,000 -69.3% 0.0%
Meridian Bank Corporation $3,605,000 $985,000 -72.7% 0.0%
Renasant Bank $1,990,000 $985,000 -50.5% 0.0%
The Union Bank Company $1,175,000 $975,000 -17.0% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $3,660,000 $970,000 -73.5% 0.0%
STARBOARD FINANCIAL MANAGEMENT, LLC $970,000 n/a 0.0%
InterContinental Capital Group, Inc $1,730,000 $960,000 -44.5% 0.0%
MORTGAGEONE, INC. $930,000 n/a 0.0%
First Horizon Bank $925,000 n/a 0.0%
WaterStone Bank, SSB $675,000 $925,000 37.0% 0.0%
OCMBC, INC. $890,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $280,000 $890,000 217.9% 0.0%
First National Bank of America $1,300,000 $885,000 -31.9% 0.0%
ENVOY MORTGAGE, LTD $1,545,000 $880,000 -43.0% 0.0%
I. H. MISSISSIPPI VALLEY CREDIT UNION $875,000 n/a 0.0%
CHEVRON $475,000 $860,000 81.1% 0.0%
PREMIER AMERICA $855,000 n/a 0.0%
Potlatch No. 1 Financial Credit Union $205,000 $835,000 307.3% 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $640,000 $810,000 26.6% 0.0%
DIGITAL Federal Credit Union $420,000 $805,000 91.7% 0.0%
Plains Commerce Bank $4,060,000 $805,000 -80.2% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $805,000 n/a 0.0%
Operating Engineers Local Union #3 $470,000 $785,000 67.0% 0.0%
Utah Mortgage Loan Corporation $255,000 $775,000 203.9% 0.0%
EVANSVILLE TEACHERS $765,000 n/a 0.0%
Wallick & Volk, Inc. $760,000 n/a 0.0%
MLD MORTGAGE INC. $6,285,000 $755,000 -88.0% 0.0%
Unitus Community Credit Union $1,590,000 $755,000 -52.5% 0.0%
Rock Canyon Bank $740,000 n/a 0.0%
State Department Federal Credit Union $730,000 n/a 0.0%
ADVANCIAL $185,000 $720,000 289.2% 0.0%
Community First National Bank $720,000 n/a 0.0%
Prosperity Home Mortgage, LLC $710,000 n/a 0.0%
Ixonia Bank $185,000 $705,000 281.1% 0.0%
Hometown Equity Mortgage, LLC $690,000 n/a 0.0%
American Bank and Trust Company $665,000 n/a 0.0%
TCF National Bank $6,045,000 $635,000 -89.5% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $635,000 n/a 0.0%
PRIORITY HOME LENDING, LLC $345,000 $605,000 75.4% 0.0%
First Federal Community Bank of Bucyrus $590,000 n/a 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION $2,705,000 $590,000 -78.2% 0.0%
GLOBAL $575,000 $575,000 0.0% 0.0%
UNITED SECURITY FINANCIAL CORP $2,000,000 $570,000 -71.5% 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $1,230,000 $565,000 -54.1% 0.0%
Equity Prime Mortgage LLC $325,000 $565,000 73.8% 0.0%
SWBC MORTGAGE CORPORATION $475,000 $560,000 17.9% 0.0%
ARIZONA $545,000 n/a 0.0%
EAGLE HOME MORTGAGE, LLC $545,000 n/a 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $105,000 $545,000 419.0% 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $545,000 n/a 0.0%
TOWER $545,000 n/a 0.0%
Bethpage Federal Credit Union $540,000 n/a 0.0%
First Western Federal Savings Bank $530,000 n/a 0.0%
Allied First Bank,sb $525,000 n/a 0.0%
Prosperity Bank $525,000 n/a 0.0%
United Nations Federal Credit Union $505,000 n/a 0.0%
WESTCOAST MORTGAGE GROUP AND REALTY COMPANY $500,000 n/a 0.0%
Great Southern Bank $2,425,000 $495,000 -79.6% 0.0%
TRIAD FINANCIAL SERVICES, INC. $100,000 $495,000 395.0% 0.0%
Level One Bank $485,000 n/a 0.0%
The Huntington National Bank $2,395,000 $485,000 -79.7% 0.0%
SECURITY HOME MORTGAGE, LLC. $785,000 $480,000 -38.9% 0.0%
THRIVENT Federal Credit Union $1,505,000 $480,000 -68.1% 0.0%
WESCOM CENTRAL CREDIT UNION $1,190,000 $475,000 -60.1% 0.0%
INTELLILOAN, INC. $325,000 $470,000 44.6% 0.0%
Baxter Credit Union $1,605,000 $455,000 -71.7% 0.0%
CORTRUST MORTGAGE, INC. $455,000 n/a 0.0%
Dacotah Bank $455,000 n/a 0.0%
Bank of the Pacific $125,000 $445,000 256.0% 0.0%
Bell Bank $530,000 $445,000 -16.0% 0.0%
Colonial Savings, F.A. $1,225,000 $445,000 -63.7% 0.0%
Evolve Bank & Trust $1,515,000 $445,000 -70.6% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $950,000 $430,000 -54.7% 0.0%
UNION HOME MORTGAGE CORP. $665,000 $425,000 -36.1% 0.0%
INB $415,000 n/a 0.0%
NuVision Federal Credit Union $415,000 n/a 0.0%
COLUMBIA COMMUNITY CREDIT UNION $410,000 n/a 0.0%
Elements Financial Federal Credit Union $410,000 n/a 0.0%
EVERLEND MORTGAGE COMPANY $750,000 $405,000 -46.0% 0.0%
RBC Bank, (Georgia) $395,000 n/a 0.0%
AMERICAN UNITED FAMILY OF CREDIT UN $385,000 n/a 0.0%
Arbor Bank $385,000 n/a 0.0%
First Bank $630,000 $385,000 -38.9% 0.0%
UNIFY FINANCIAL Credit Union $610,000 $365,000 -40.2% 0.0%
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION $355,000 n/a 0.0%
NMSI, INC. $345,000 n/a 0.0%
AMERICAN FIRST $340,000 n/a 0.0%
Austin Capital Bank SSB $805,000 $335,000 -58.4% 0.0%
BECKAM FUNDING CORP. $335,000 n/a 0.0%
Brighton Bank $305,000 $335,000 9.8% 0.0%
HANSCOM $325,000 n/a 0.0%
NATIONS DIRECT MORTGAGE, LLC $325,000 n/a 0.0%
Network Funding, L.P. $205,000 $325,000 58.5% 0.0%
Sound Community Bank $465,000 $325,000 -30.1% 0.0%
FIRST COMMUNITY $305,000 n/a 0.0%
Happy State Bank $305,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $295,000 n/a 0.0%
Wheatland Bank $195,000 $285,000 46.2% 0.0%
First State Bank of St. Charles, Missouri $625,000 $275,000 -56.0% 0.0%
Northwest Federal Credit Union $810,000 $270,000 -66.7% 0.0%
AmRes Corporation $265,000 n/a 0.0%
Deere Employees Credit Union $980,000 $265,000 -73.0% 0.0%
ALTURA $255,000 n/a 0.0%
JAMES B. NUTTER & COMPANY $3,790,000 $245,000 -93.5% 0.0%
TRAVIS CREDIT UNION $245,000 n/a 0.0%
Utah Power $240,000 n/a 0.0%
SKYONE Federal Credit Union $225,000 $235,000 4.4% 0.0%
Goldman Sachs Bank USA $225,000 n/a 0.0%
F&A Federal Credit Union $215,000 n/a 0.0%
HOMESPIRE MORTGAGE CORPORATION $215,000 n/a 0.0%
HONDA Federal Credit Union $215,000 n/a 0.0%
UNITED MORTGAGE CORP. $215,000 n/a 0.0%
PURDUE FEDERAL CREDIT UNION $345,000 $205,000 -40.6% 0.0%
COMMUNITYAMERICA $195,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $225,000 $195,000 -13.3% 0.0%
WINGS FINANCIAL $1,090,000 $195,000 -82.1% 0.0%
LENDINGONE, LLC $185,000 n/a 0.0%
TRISTAR FINANCE, INC. $185,000 n/a 0.0%
SOUND $180,000 n/a 0.0%
Adams Bank & Trust $175,000 n/a 0.0%
DAS Acquisition Company, LLC $255,000 $175,000 -31.4% 0.0%
NORTHROP GRUMMAN Federal Credit Union $75,000 $175,000 133.3% 0.0%
WASHINGTON STATE EMPLOYEES Credit Union $765,000 $165,000 -78.4% 0.0%
Centier Bank $370,000 $155,000 -58.1% 0.0%
HIWAY $155,000 n/a 0.0%
Armed Forces Bank $340,000 $135,000 -60.3% 0.0%
UTAH FIRST $130,000 $125,000 -3.8% 0.0%
ALTRA $105,000 n/a 0.0%
Providence Bank $105,000 n/a 0.0%
FIRST COMMUNITY MORTGAGE, INC. $185,000 $95,000 -48.6% 0.0%
Meridian Trust Federal Credit Union $95,000 n/a 0.0%
Bank Five Nine $85,000 n/a 0.0%
NUMARK CREDIT UNION $55,000 $65,000 18.2% 0.0%
DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION $35,000 n/a 0.0%

BOISE CITY's top lender by overall market share is IDAHO CENTRAL, with 13.1% market share. In second place, with 6.8%, is QUICKEN LOANS, LLC, having originated $1,278,650,000 in loans. In third place, with 5.4%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $1,009,250,000 in loans. In third place, with 3.9%, is ACADEMY MORTGAGE CORPORATION, having originated $728,920,000 in loans. In third place, with 3.3%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $610,295,000 in loans.


BOISE CITY, ID Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Cash Out Refi 21,637 $6,073,825,000 $280,715
Home Purchase 18,540 $7,006,390,000 $377,907
Refi 17,674 $4,719,100,000 $267,008
Home Improvement 4,449 $603,055,000 $135,548
Other 1,639 $318,195,000 $194,140
NA 3 $1,925,000 $641,667

Boise City's most frequently cited loan purpose was Cash Out Refi, with 21,637 originations. The 2nd most popular reason was Home Purchase, with 18,540 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 24,814 $7,771,500,000 $313,190
3-4% 24,298 $7,389,560,000 $304,122
<2.5% 9,822 $2,752,630,000 $280,251
4-5% 3,556 $608,240,000 $171,046
5-6% 767 $91,585,000 $119,407
6-7% 323 $29,375,000 $90,944
7-8% 89 $12,255,000 $137,697
Over 8% 74 $8,000,000 $108,108

During 2021, Boise City's most frequently originated rate bucket was 2.5-3%, with 24,814 originations.

Loan Sizing (BOISE CITY, ID MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 31,626 $9,212,390,000 $291,292
$100k-200k 13,203 $2,007,005,000 $152,011
$400k-600k 10,258 $4,857,130,000 $473,497
$100,000 or less 6,619 $350,395,000 $52,938
$600k-1000k 1,807 $1,322,305,000 $731,768
$Over $1MM 429 $973,265,000 $2,268,683

BOISE CITY's loan sizing saw the bucket of loans from $200k-400k with 31,626 originations, totaling $9,212,390,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 19,839 $7,265,345,000 $366,215
40-60% 15,666 $4,357,770,000 $278,167
80-100% 11,546 $4,551,270,000 $394,186
20-40% 9,156 $1,618,730,000 $176,794
Under 20% 5,968 $361,370,000 $60,551
Over 100% 356 $167,780,000 $471,292

BOISE CITY's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 19,839 originations, totaling $7,265,345,000 in origination value.