The First National Bank Of Hartford Mortgage Rates, Fees & Info
Hartford, ALLEI: 254900FN90BBXGBCPB30
Tax ID: 63-0095181
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
The First National Bank Of Hartford is a smaller bank specializing in Refi and Home Purchase loans. The First National Bank Of Hartford has a high proportion of conventional loans. Their top markets by origination volume include: Dothan, Ozark, Enterprise, and Panama City among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)The First National Bank Of Hartford has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
90Origination Dollar Volume (All Markets)
$9,240,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| DOTHAN, AL (FHA|USDA|VA) | 62 | $6,660,000 | $107,419 | $0 | 0.00% |
| Outside of Metro Areas | 15 | $1,215,000 | $81,000 | $0 | 0.00% |
| Ozark, AL (FHA|USDA|VA) | 7 | $725,000 | $103,571 | $0 | 0.00% |
| Enterprise, AL (FHA|USDA|VA) | 5 | $485,000 | $97,000 | $0 | 0.00% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 90 | $9,240,000 | $102,667 | $0 | 0.00% |
For 2023, The First National Bank Of Hartford's most frequently originated type of loan was Conventional, with 90 originations.
Loan Reason
For 2023, The First National Bank Of Hartford's most frequently cited loan purpose was Refi, with 41 originations. The 2nd most popular reason was Home Purchase, with 33 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 90 | $9,240,000 | $102,667 | $0 | 0.00% |
For 2023, The First National Bank Of Hartford's most frequently cited loan duration was Other, with 90 originations.
Loan Sizing
2023 saw The First National Bank Of Hartford place emphasis on $100,000 or less loans with 54 originations, totaling $2,580,000 in origination value.
Applicant Income
The First National Bank Of Hartford lent most frequently to those with incomes in the $50k or less range, with 39 originations. The second most popular income band? $50k-75k, with 20 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 90 | $9,240,000 | $102,667 | $0 | 0.00% |
The First National Bank Of Hartford lent most frequently to those with DTI ratios of Exempt%, with 90 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 85 | $8,875,000 | $104,412 | $0 | 0.00% |
| Black | 4 | $280,000 | $70,000 | $0 | 0.00% |
| Asian | 1 | $85,000 | $85,000 | $0 | 0.00% |
Approval Rates
Total approvals of all applications98.00%
The First National Bank Of Hartford has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination91.11%
The First National Bank Of Hartford has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 90 | $9,240,000 | $102,667 |