Ozark Mortgage Rates

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  • Trends
  • Rates vs. Fees
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  • Time on Market/Property Size
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Ozark averaged 6.34% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

    The average rate for the prior week (2022-06-16) was 6.31% and one month ago for the week of 2022-05-19, the average rate was 5.68%.

    Ozark's average rate one year ago was 3.33%.

    For refis of the same type during the week of 2022-06-23, the average rate was 6.03%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2022-06-23 5.81%
    Ozark 30 Year Fixed Rate 2022-06-23 6.34%
    Ozark 30 Year Fixed Rate Refi 2022-06-23 6.03%
    Ozark 15 Year Fixed Rate 2022-06-23 6.34%
    Ozark 15 Year Fixed Rate Refi 2022-06-23 4.9%
    Ozark 30 Year FHA 2022-06-23 0.26%
    Ozark 30 Year FHA Refi 2022-06-23 -0.16%
    Ozark 30 Year USDA 2022-06-23 0.13%
    Ozark 30 Year USDA Refi 2022-06-23 -0.21%
    Ozark 30 Year VA 2022-06-23 0.34%
    Ozark 30 Year VA Refi 2022-06-23 -0.1%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Ozark, AL.

    Ozark Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Ozark, AL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
    QUICKEN LOANS, LLC 38 3.18% $4,554
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 23 3.22% $2,791
    Renasant Bank 21 2.96% $3,086
    INTERLINC MORTGAGE SERVICES, LLC 19 3.12% $2,418
    Wells Fargo Bank 18 3.27% $2,788
    Hometown Lenders, Inc. 18 3.46% $3,831
    GUILD MORTGAGE COMPANY 14 3.31% $3,903
    Mortgage Research Center, LLC 13 3.11% $2,216
    Ameris Bank 10 3.12% $2,803
    ENVOY MORTGAGE, LTD 9 3.62% $3,415
    NAVY FEDERAL CREDIT UNION 8 3.72% $2,992
    Five Star Credit Union 7 3.13% $4,155
    Tyndall Federal Credit Union 5 3.40% $3,080
    AMERISAVE MORTGAGE CORPORATION 5 3.10% $3,805
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 5 3.60% $3,097
    FirstBank 5 4.12% $4,195
    ALL IN 4 3.40% $4,115
    Regions Bank 4 3.31% $4,216
    Synovus Bank 4 3.16% $4,450
    Mr. Cooper ( Nationstar Mortgage ) 3 3.29% $7,061
    BETTER MORTGAGE CORPORATION 3 2.96% $4,371
    PRIMARY RESIDENTIAL MORTGAGE, INC. 2 3.25% $3,373
    UNION HOME MORTGAGE CORP. 2 2.88% $8,542
    GUARANTEED RATE, INC. 2 3.00% $3,608
    PENNYMAC LOAN SERVICES, LLC 2 2.81% $7,182
    Waterstone Mortgage Corporation 2 4.06% $4,042
    NEWREZ LLC 2 3.37% $3,637
    CALIBER HOME LOANS, INC. 2 2.93% $3,212
    APCO EMPLOYEES 2 3.00% $3,173
    AVADIAN 2 2.94% $3,176
    Nations Lending Corporation 2 3.43% $5,994
    Citizens Bank 2 3.06% $5,700
    LOANDEPOT.COM, LLC 2 3.18% $4,416
    STEARNS LENDING, LLC 2 2.75% $4,476
    MILEND, INC. 2 3.25% $3,309
    Truist Bank 2 3.19% $2,822
    Troy Bank and Trust Company 1 3.60% $1,812
    AMERICAN FINANCIAL NETWORK, INC. 1 3.75% $7,449
    AMERICAN FINANCING CORPORATION 1 3.25% $4,478
    Amerifirst Financial, Inc. 1 3.38% $5,217
    ATLANTA POSTAL 1 2.88% $3,739
    Bank of England 1 3.00% $3,757
    BROKER SOLUTIONS, INC. 1 3.13% $4,050
    Capital City Home Loans, LLC 1 3.33% $2,869
    Consumer First Mortgage, Inc. 1 2.75% $3,329
    CRESCENT MORTGAGE COMPANY 1 2.88% $3,625
    Eco Credit Union 1 3.75% $5,990
    Fifth Third Bank 1 2.99% $3,489
    Flagstar Bank, FSB 1 3.25% $3,082
    Gulf Winds Credit Union 1 3.25% $2,513
    Hamilton Mortgage Corporation 1 2.50% $5,233
    HOME POINT FINANCIAL CORPORATION 1 2.88% $3,974
    LENDERFI, INC. 1 3.38% $1,033
    MAX Credit Union 1 2.88% $2,595
    NEW DAY FINANCIAL, LLC 1 2.88% $2,730
    PNC Bank 1 3.25% $3,096
    REDSTONE Federal Credit Union 1 3.63% $2,972
    ROYAL UNITED MORTGAGE LLC 1 3.00% $4,212
    SOVEREIGN LENDING GROUP INCORPORATED 1 3.50% $4,380
    SUN WEST MORTGAGE COMPANY, INC. 1 3.13% $2,558
    21ST MORTGAGE CORPORATION 1 6.25% $4,006
    Trustmark National Bank 1 3.13% $3,142
    UNITED WHOLESALE MORTGAGE, LLC 1 3.00% $7,624
    U.S. Bank 1 3.25% $2,667

    Ozark, AL's 64 lenders originated 1,341 loans during 2021. The total origination value was $231,825,000, with an average loan value of $172,875.

    The top Ozark lender as defined by loan originations is QUICKEN LOANS, LLC, with 38 loans originated. Their average total fees are $4,554, which is $1,762 higher than the next largest lender, FAIRWAY INDEPENDENT MORTGAGE CORPORATION.

    The lowest fee Ozark lenders (with over 10 loans originated) are Mortgage Research Center, LLC ($2,216), INTERLINC MORTGAGE SERVICES, LLC ($2,418), Wells Fargo Bank ($2,788), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($2,791) and Ameris Bank ($2,803).

    The lowest rate Ozark lenders (with over 10 loans originated) are Renasant Bank (2.96%), Mortgage Research Center, LLC (3.11%), Ameris Bank (3.12%), INTERLINC MORTGAGE SERVICES, LLC (3.12%) and QUICKEN LOANS, LLC (3.18%).

    Ozark, AL Lender Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
    Mortgage Research Center, LLC $20,115,000 $29,055,000 44.4% 12.5%
    QUICKEN LOANS, LLC $17,000,000 $17,650,000 3.8% 7.6%
    KeyBank $15,235,000 n/a 6.6%
    INTERLINC MORTGAGE SERVICES, LLC $6,610,000 $13,535,000 104.8% 5.8%
    FREEDOM MORTGAGE CORPORATION $14,620,000 $12,485,000 -14.6% 5.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $9,370,000 $11,985,000 27.9% 5.2%
    Renasant Bank $11,140,000 $10,375,000 -6.9% 4.5%
    Hometown Lenders, Inc. $10,635,000 $7,040,000 -33.8% 3.0%
    PENNYMAC LOAN SERVICES, LLC $1,665,000 $6,800,000 308.4% 2.9%
    ENVOY MORTGAGE, LTD $11,695,000 $6,355,000 -45.7% 2.7%
    Wells Fargo Bank $3,980,000 $5,585,000 40.3% 2.4%
    NAVY FEDERAL CREDIT UNION $2,900,000 $4,410,000 52.1% 1.9%
    PeoplesSouth Bank $4,590,000 $4,400,000 -4.1% 1.9%
    Five Star Credit Union $455,000 $3,840,000 744.0% 1.7%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $165,000 $3,655,000 2,115.2% 1.6%
    GUILD MORTGAGE COMPANY $2,125,000 $3,575,000 68.2% 1.5%
    Ameris Bank $2,890,000 $3,455,000 19.6% 1.5%
    LAKEVIEW LOAN SERVICING, LLC $2,185,000 $3,425,000 56.8% 1.5%
    USAA Federal Savings Bank $4,130,000 $3,365,000 -18.5% 1.5%
    LOANDEPOT.COM, LLC $2,600,000 $3,125,000 20.2% 1.3%
    Tyndall Federal Credit Union $2,880,000 $3,035,000 5.4% 1.3%
    Nations Lending Corporation $1,860,000 $2,510,000 34.9% 1.1%
    21ST MORTGAGE CORPORATION $1,590,000 $2,380,000 49.7% 1.0%
    Synovus Bank $1,330,000 $2,185,000 64.3% 0.9%
    Mr. Cooper ( Nationstar Mortgage ) $4,940,000 $2,160,000 -56.3% 0.9%
    NEW DAY FINANCIAL, LLC $2,290,000 $2,115,000 -7.6% 0.9%
    Hamilton Mortgage Corporation $2,195,000 $2,105,000 -4.1% 0.9%
    CALIBER HOME LOANS, INC. $640,000 $1,935,000 202.3% 0.8%
    Regions Bank $1,860,000 $1,780,000 -4.3% 0.8%
    AMERISAVE MORTGAGE CORPORATION $505,000 $1,600,000 216.8% 0.7%
    FirstBank $3,885,000 $1,545,000 -60.2% 0.7%
    GUARANTEED RATE, INC. $1,485,000 $1,405,000 -5.4% 0.6%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $105,000 $1,315,000 1,152.4% 0.6%
    NEWREZ LLC $555,000 $1,280,000 130.6% 0.6%
    Troy Bank and Trust Company $1,200,000 $1,205,000 0.4% 0.5%
    VILLAGE CAPITAL & INVESTMENT LLC $1,490,000 $1,170,000 -21.5% 0.5%
    ALL IN $920,000 $1,010,000 9.8% 0.4%
    BETTER MORTGAGE CORPORATION $985,000 n/a 0.4%
    UNION HOME MORTGAGE CORP. $820,000 n/a 0.4%
    CROSSCOUNTRY MORTGAGE, LLC $815,000 n/a 0.4%
    ServisFirst Bank $2,525,000 $795,000 -68.5% 0.3%
    Flagstar Bank, FSB $775,000 n/a 0.3%
    APCO EMPLOYEES $540,000 $705,000 30.6% 0.3%
    Carrington Mortgage Services, LLC $1,005,000 $675,000 -32.8% 0.3%
    UNITED WHOLESALE MORTGAGE, LLC $1,155,000 $655,000 -43.3% 0.3%
    The First National Bank of Hartford $340,000 $650,000 91.2% 0.3%
    MILEND, INC. $310,000 $640,000 106.5% 0.3%
    PENTAGON FEDERAL CREDIT UNION $510,000 $635,000 24.5% 0.3%
    ACCELERATE MORTGAGE, LLC $620,000 n/a 0.3%
    The Federal Savings Bank $1,535,000 $600,000 -60.9% 0.3%
    First South Farm Credit, ACA $1,745,000 $595,000 -65.9% 0.3%
    CLEARPATH LENDING $1,155,000 $590,000 -48.9% 0.3%
    BROKER SOLUTIONS, INC. $835,000 $565,000 -32.3% 0.2%
    MORTGAGE INVESTORS GROUP, INC. $370,000 $565,000 52.7% 0.2%
    Trustmark National Bank $185,000 $560,000 202.7% 0.2%
    AVADIAN $1,100,000 $535,000 -51.4% 0.2%
    Barrington Bank & Trust Company, N.A. $700,000 $510,000 -27.1% 0.2%
    STEARNS LENDING, LLC $510,000 $480,000 -5.9% 0.2%
    AMERICAN FINANCING CORPORATION $330,000 $470,000 42.4% 0.2%
    Truist Bank $725,000 $465,000 -35.9% 0.2%
    Consumer First Mortgage, Inc. $1,225,000 $455,000 -62.9% 0.2%
    AmeriHome Mortgage Company, LLC $225,000 $445,000 97.8% 0.2%
    TRIAD FINANCIAL SERVICES, INC. $445,000 n/a 0.2%
    U.S. Bank $315,000 $445,000 41.3% 0.2%
    Capital City Home Loans, LLC $125,000 $425,000 240.0% 0.2%
    Low VA Rates, LLC $440,000 $415,000 -5.7% 0.2%
    Citizens Bank $390,000 $400,000 2.6% 0.2%
    AMERICAN FINANCIAL RESOURCES, INC. $395,000 n/a 0.2%
    Waterstone Mortgage Corporation $645,000 $385,000 -40.3% 0.2%
    River Bank & Trust $1,480,000 $380,000 -74.3% 0.2%
    Mid-Continent Funding, Inc. $235,000 $360,000 53.2% 0.2%
    NP, Inc. $155,000 $355,000 129.0% 0.2%
    Eco Credit Union $345,000 n/a 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $340,000 n/a 0.1%
    ATLANTA POSTAL $335,000 n/a 0.1%
    CHERRY CREEK MORTGAGE, LLC $335,000 n/a 0.1%
    Stifel Bank and Trust $205,000 $325,000 58.5% 0.1%
    Paramount Bank $125,000 $315,000 152.0% 0.1%
    HOME POINT FINANCIAL CORPORATION $55,000 $310,000 463.6% 0.1%
    BAY EQUITY LLC $305,000 n/a 0.1%
    KELLER MORTGAGE, LLC $225,000 $300,000 33.3% 0.1%
    PNC Bank $685,000 $300,000 -56.2% 0.1%
    CHURCHILL MORTGAGE CORPORATION $55,000 $290,000 427.3% 0.1%
    RELIANCE FIRST CAPITAL, LLC $290,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $330,000 $280,000 -15.2% 0.1%
    HOMESIDE FINANCIAL, LLC $265,000 n/a 0.1%
    MOVEMENT MORTGAGE, LLC $205,000 $265,000 29.3% 0.1%
    InterContinental Capital Group, Inc $255,000 n/a 0.1%
    SOVEREIGN LENDING GROUP INCORPORATED $245,000 n/a 0.1%
    First Home Bank $225,000 n/a 0.1%
    GMFS LLC $470,000 $225,000 -52.1% 0.1%
    Northpointe Bank $225,000 n/a 0.1%
    First Guaranty Mortgage Corporation $410,000 $215,000 -47.6% 0.1%
    Magnolia Bank $215,000 n/a 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $275,000 $205,000 -25.5% 0.1%
    MAX Credit Union $110,000 $195,000 77.3% 0.1%
    JPMorgan Chase Bank $260,000 $190,000 -26.9% 0.1%
    Colten Mortgage, LLC $185,000 n/a 0.1%
    NBKC BANK $185,000 n/a 0.1%
    CREDIT HUMAN FEDERAL CREDIT UNION $105,000 $175,000 66.7% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $495,000 $175,000 -64.6% 0.1%
    Bank of England $215,000 $165,000 -23.3% 0.1%
    Community Bank of Mississippi $165,000 n/a 0.1%
    BBVA USA $820,000 $160,000 -80.5% 0.1%
    FINANCE OF AMERICA COMMERCIAL LLC $160,000 n/a 0.1%
    Ally Bank $225,000 $155,000 -31.1% 0.1%
    Ixonia Bank $155,000 n/a 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $540,000 $155,000 -71.3% 0.1%
    REDSTONE Federal Credit Union $155,000 n/a 0.1%
    AMERICAN FINANCIAL NETWORK, INC. $145,000 n/a 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $145,000 n/a 0.1%
    Amerifirst Financial, Inc. $145,000 n/a 0.1%
    FIRST COMMUNITY MORTGAGE, INC. $145,000 n/a 0.1%
    The First, A National Banking Association $145,000 n/a 0.1%
    UNIVERSITY LENDING GROUP, LLC $185,000 $145,000 -21.6% 0.1%
    CERTAINTY HOME LOANS, LLC $135,000 n/a 0.1%
    Community First National Bank $135,000 n/a 0.1%
    CRESCENT MORTGAGE COMPANY $715,000 $135,000 -81.1% 0.1%
    First Federal Bank $125,000 $135,000 8.0% 0.1%
    SECURITYNATIONAL MORTGAGE COMPANY $135,000 n/a 0.1%
    SOFI LENDING CORP. $135,000 n/a 0.1%
    CMG MORTGAGE, INC. $370,000 $125,000 -66.2% 0.1%
    LENDERFI, INC. $125,000 n/a 0.1%
    CSL Financial, LLC $115,000 n/a 0.0%
    Figure Lending LLC $65,000 $115,000 76.9% 0.0%
    Network Funding, L.P. $115,000 n/a 0.0%
    ZILLOW HOME LOANS, LLC $370,000 $115,000 -68.9% 0.0%
    MTC Federal Credit Union $105,000 n/a 0.0%
    NETWORK CAPITAL FUNDING CORPORATION $105,000 n/a 0.0%
    BNC National Bank $95,000 n/a 0.0%
    MIDLAND MORTGAGE CORPORATION $135,000 $95,000 -29.6% 0.0%
    Fifth Third Bank $85,000 n/a 0.0%
    VANDERBILT MORTGAGE AND FINANCE, INC. $395,000 $80,000 -79.7% 0.0%
    PLANET HOME LENDING, LLC $785,000 $75,000 -90.4% 0.0%
    The Peoples State Bank of Newton, Illinois $75,000 n/a 0.0%
    Equity Prime Mortgage LLC $65,000 n/a 0.0%
    Gulf Winds Credit Union $65,000 n/a 0.0%
    Discover Bank $115,000 $45,000 -60.9% 0.0%
    South State Bank $430,000 $35,000 -91.9% 0.0%
    1st Franklin Financial Corporation $60,000 $30,000 -50.0% 0.0%

    Ozark's top lender by overall market share is Mortgage Research Center, LLC, with 12.5% market share. In second place, with 7.6%, is QUICKEN LOANS, LLC, having originated $17,650,000 in loans. In third place, with 6.6%, is KeyBank, having originated $15,235,000 in loans. In third place, with 5.8%, is INTERLINC MORTGAGE SERVICES, LLC, having originated $13,535,000 in loans. In third place, with 5.4%, is FREEDOM MORTGAGE CORPORATION, having originated $12,485,000 in loans.

    Ozark, AL Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 647 $114,805,000 $177,442
    Refi 493 $92,275,000 $187,170
    Cash Out Refi 174 $22,900,000 $131,609
    Home Improvement 19 $1,215,000 $63,947
    Other 8 $630,000 $78,750

    Ozark's most frequently cited loan purpose was Home Purchase, with 647 originations. The 2nd most popular reason was Refi, with 493 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    2.5-3% 446 $79,510,000 $178,274
    3-4% 426 $84,730,000 $198,897
    <2.5% 285 $50,925,000 $178,684
    4-5% 97 $9,935,000 $102,423
    5-6% 28 $2,160,000 $77,143
    Over 8% 23 $1,585,000 $68,913
    6-7% 21 $1,545,000 $73,571
    7-8% 7 $605,000 $86,429

    During 2021, Ozark's most frequently originated rate bucket was 2.5-3%, with 446 originations.

    Loan Sizing (Ozark, AL MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 623 $90,665,000 $145,530
    $100,000 or less 364 $24,610,000 $67,610
    $200k-400k 325 $87,885,000 $270,415
    $400k-600k 27 $12,215,000 $452,407
    $Over $1MM 2 $16,450,000 $8,225,000

    Ozark's loan sizing saw the bucket of loans from $100k-200k with 623 originations, totaling $90,665,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 727 $125,765,000 $172,992
    60-80% 284 $55,930,000 $196,937
    40-60% 91 $9,165,000 $100,714
    Over 100% 62 $15,500,000 $250,000
    20-40% 27 $2,065,000 $76,481
    Under 20% 12 $290,000 $24,167

    Ozark's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 727 originations, totaling $125,765,000 in origination value.

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Ozark (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $114,950 (-3.4%) $140,595 (-3.6%) 0.00 242
    2018-02-01 $115,000 (-3.3%) $150,810 (2.2%) 0.00 252
    2018-03-01 $114,900 (-13.3%) $152,510 (0.6%) 0.00 242
    2018-04-01 $114,950 (-14.9%) $150,939 (-3.0%) 0.00 256
    2018-05-01 $118,950 (-11.9%) $152,667 (2.7%) 0.00 416
    2018-06-01 $120,000 (-7.7%) $159,400 (9.1%) 0.00 260
    2018-07-01 $124,000 (-4.5%) $163,988 (10.5%) 0.00 261
    2018-08-01 $123,700 (-3.5%) $164,504 (15.0%) 0.00 254
    2018-09-01 $119,900 (-5.2%) $160,214 (11.4%) 0.00 255
    2018-10-01 $125,000 (5.0%) $160,777 (11.0%) 0.00 264
    2018-11-01 $114,450 (1.4%) $153,290 (7.8%) 0.00 266
    2018-12-01 $119,500 (4.0%) $154,837 (10.4%) 0.00 276
    2019-01-01 $117,900 (2.6%) $142,472 (1.3%) 0.00 274
    2019-02-01 $118,950 (3.4%) $143,663 (-4.7%) 0.00 262
    2019-03-01 $124,186 (8.1%) $158,500 (3.9%) 0.00 232
    2019-04-01 $131,200 (14.1%) $173,881 (15.2%) 0.00 207
    2019-05-01 $134,400 (13.0%) $177,592 (16.3%) 0.00 201
    2019-06-01 $134,900 (12.4%) $175,454 (10.1%) 0.00 220
    2019-07-01 $136,999 (10.5%) $183,587 (12.0%) 0.00 199
    2019-08-01 $142,043 (14.8%) $189,913 (15.5%) 0.00 197
    2019-09-01 $144,543 (20.6%) $189,581 (18.3%) 0.00 199
    2019-10-01 $130,500 (4.4%) $187,455 (16.6%) 0.00 193
    2019-11-01 $133,000 (16.2%) $187,083 (22.0%) 0.00 183
    2019-12-01 $136,000 (13.8%) $183,352 (18.4%) 0.00 173
    2020-01-01 $139,000 (17.9%) $185,973 (30.5%) 0.00 158
    2020-02-01 $139,000 (16.9%) $179,457 (24.9%) 0.00 169
    2020-03-01 $138,900 (11.9%) $180,672 (14.0%) 0.00 162
    2020-04-01 $143,950 (9.7%) $179,847 (3.4%) 0.00 159
    2020-05-01 $149,900 (11.5%) $180,848 (1.8%) 0.00 146
    2020-06-01 $140,750 (4.3%) $185,973 (6.0%) 0.00 133
    2020-07-01 $140,700 (2.7%) $176,852 (-3.7%) 0.00 122
    2020-08-01 $150,000 (5.6%) $189,488 (-0.2%) 0.00 124
    2020-09-01 $147,450 (2.0%) $188,558 (-0.5%) 0.00 115
    2020-10-01 $150,000 (14.9%) $189,022 (0.8%) 0.00 106
    2020-11-01 $139,900 (5.2%) $173,857 (-7.1%) 0.00 103
    2020-12-01 $139,900 (2.9%) $171,144 (-6.7%) 0.00 100
    2021-01-01 $139,900 (0.7%) $145,602 (-21.7%) 0.00 74
    2021-02-01 $139,826 (0.6%) $158,039 (-11.9%) 0.00 68
    2021-03-01 $143,700 (3.5%) $186,606 (3.3%) 0.00 60
    2021-04-01 $152,500 (5.9%) $212,821 (18.3%) 0.00 62
    2021-05-01 $169,900 (13.3%) $260,870 (44.3%) 0.00 52
    2021-06-01 $169,450 (20.4%) $278,317 (49.7%) 0.00 52
    2021-07-01 $159,500 (13.4%) $287,969 (62.8%) 0.00 60
    2021-08-01 $144,750 (-3.5%) $234,189 (23.6%) 0.00 61
    2021-09-01 $140,000 (-5.1%) $217,354 (15.3%) 0.00 61
    2021-10-01 $147,000 (-2.0%) $192,320 (1.7%) 0.00 64
    2021-11-01 $164,000 (17.2%) $211,153 (21.5%) 0.00 57
    2021-12-01 $183,400 (31.1%) $200,197 (17.0%) 0.00 50
    2022-01-01 $169,900 (21.4%) $191,565 (31.6%) 0.00 51
    2022-02-01 $145,000 (3.7%) $221,541 (40.2%) 0.00 50
    2022-03-01 $187,950 (30.8%) $238,090 (27.6%) 0.00 44
    2022-04-01 $179,000 (17.4%) $227,158 (6.7%) 0.00 50
    2022-05-01 $164,450 (-3.2%) $211,356 (-19.0%) 0.00 57
    Ozark's median listing price for 2022-05-01 was $164,450, a difference of $-5,450 (-3.2%) versus the prior year and $-14,550 versus the prior month.

    Ozark's median listing price comes in at 0% of the national average.

    Ozark's average listing price for 2022-05-01 was $211,356, a difference of $-49,514 (-19.0%) versus the prior year and $-15,802 versus the prior month.

    For the 2022-05-01 period, Ozark had 57 MLS listings, a difference of 7 listings (14%) versus the prior month and 5 listings (10%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Ozark (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,618 sqft
    2018-02-01 0 days 1,616 sqft
    2018-03-01 0 days 1,618 sqft
    2018-04-01 0 days 1,614 sqft
    2018-05-01 0 days 1,650 sqft
    2018-06-01 0 days 1,684 sqft
    2018-07-01 0 days 1,720 sqft
    2018-08-01 0 days 1,735 sqft
    2018-09-01 0 days 1,734 sqft
    2018-10-01 0 days 1,734 sqft
    2018-11-01 0 days 1,692 sqft
    2018-12-01 0 days 1,676 sqft
    2019-01-01 0 days 1,612 sqft
    2019-02-01 0 days 1,627 sqft
    2019-03-01 0 days 1,718 sqft
    2019-04-01 0 days 1,823 sqft
    2019-05-01 0 days 1,780 sqft
    2019-06-01 0 days 1,708 sqft
    2019-07-01 0 days 1,732 sqft
    2019-08-01 0 days 1,768 sqft
    2019-09-01 0 days 1,800 sqft
    2019-10-01 0 days 1,755 sqft
    2019-11-01 0 days 1,755 sqft
    2019-12-01 0 days 1,776 sqft
    2020-01-01 0 days 1,788 sqft
    2020-02-01 0 days 1,747 sqft
    2020-03-01 0 days 1,852 sqft
    2020-04-01 0 days 1,858 sqft
    2020-05-01 0 days 1,786 sqft
    2020-06-01 0 days 1,756 sqft
    2020-07-01 0 days 1,748 sqft
    2020-08-01 0 days 1,850 sqft
    2020-09-01 0 days 1,822 sqft
    2020-10-01 0 days 1,846 sqft
    2020-11-01 0 days 1,779 sqft
    2020-12-01 0 days 1,779 sqft
    2021-01-01 0 days 1,736 sqft
    2021-02-01 0 days 1,738 sqft
    2021-03-01 0 days 1,686 sqft
    2021-04-01 0 days 1,681 sqft
    2021-05-01 0 days 1,872 sqft
    2021-06-01 0 days 1,861 sqft
    2021-07-01 0 days 1,749 sqft
    2021-08-01 0 days 1,590 sqft
    2021-09-01 0 days 1,627 sqft
    2021-10-01 0 days 1,624 sqft
    2021-11-01 0 days 1,716 sqft
    2021-12-01 0 days 1,654 sqft
    2022-01-01 0 days 1,605 sqft
    2022-02-01 0 days 1,600 sqft
    2022-03-01 0 days 1,822 sqft
    2022-04-01 0 days 1,740 sqft
    2022-05-01 0 days 1,655 sqft
    Ozark's median listing age (time on market) for 2022-05-01 was 0 days.

    Ozark's median square footage for active listings during the 2022-05-01 period was 1,655 sqft. One year prior, the average listing was 1,872 sqft.