Enterprise Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Enterprise averaged 6.91% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

    The average rate for the prior week (2025-04-03) was 7.13% and one month ago for the week of 2025-03-06, the average rate was 6.82%.

    Enterprise's average rate one year ago was 7.31%.

    For refis of the same type during the week of 2025-04-10, the average rate was 6.92%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-10 6.62%
    Enterprise 30 Year Fixed Rate 2025-04-10 6.91%
    Enterprise 30 Year Fixed Rate Refi 2025-04-10 6.92%
    Enterprise 15 Year Fixed Rate 2025-04-10 5.82%
    Enterprise 15 Year Fixed Rate Refi 2025-04-10 6.12%
    Enterprise 30 Year FHA 2025-04-10 6.13%
    Enterprise 30 Year FHA Refi 2025-04-10 6.53%
    Enterprise 30 Year USDA 2025-04-10 6.45%
    Enterprise 30 Year USDA Refi 2025-04-10 6.65%
    Enterprise 30 Year VA 2025-04-10 6.44%
    Enterprise 30 Year VA Refi 2025-04-10 5.97%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Enterprise, AL.

    Enterprise Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Enterprise, AL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    MOVEMENT MORTGAGE, LLC 20 6.79% $5,149
    QUICKEN LOANS, LLC 16 6.82% $6,449
    Mortgage Research Center, LLC 15 7.20% $2,990
    Renasant Bank 13 6.63% $4,690
    CMG MORTGAGE, INC. 10 7.04% $6,386
    River Bank & Trust 10 8.08% $4,382
    NAVY FEDERAL CREDIT UNION 9 6.01% $3,043
    BankPlus 7 6.55% $2,848
    ENVOY MORTGAGE, LTD 6 7.15% $5,246
    Wells Fargo Bank 5 7.30% $5,336
    Assurance Financial Group, L.L.C. 4 6.53% $7,925
    PENNYMAC LOAN SERVICES, LLC 4 6.65% $5,701
    UNION HOME MORTGAGE CORP. 4 6.63% $3,951
    ZILLOW HOME LOANS, LLC 3 6.96% $3,890
    INTERLINC MORTGAGE SERVICES, LLC 3 7.08% $2,837
    Synovus Bank 3 6.96% $4,045
    LOANDEPOT.COM, LLC 3 7.38% $4,503
    UNITED WHOLESALE MORTGAGE, LLC 3 6.62% $5,525
    Discover Bank 2 7.02% $0
    ServisFirst Bank 2 6.44% $3,840
    Troy Bank and Trust Company 2 7.53% $3,342
    AMERICAN PACIFIC MORTGAGE CORPORATION 2 6.81% $7,054
    Tyndall Federal Credit Union 2 7.25% $4,255
    Flagstar Bank, FSB 2 7.44% $4,585
    NEWREZ LLC 2 7.25% $4,215
    USAA Federal Savings Bank 2 6.44% $3,484
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.69% $8,198
    PNC Bank 2 6.19% $3,659
    FirstBank 2 9.94% $3,879
    TOWNE MORTGAGE COMPANY 1 7.38% $5,649
    ACOPIA, LLC 1 7.38% $4,205
    Waterstone Mortgage Corporation 1 7.13% $5,530
    Trustmark National Bank 1 5.88% $3,924
    ALLIANT CREDIT UNION 1 6.13% $8,165
    AMERICAN FINANCING CORPORATION 1 6.25% $3,676
    Ameris Bank 1 6.63% $3,953
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 7.38% $2,736
    AVADIAN 1 6.75% $2,936
    BETTER MORTGAGE CORPORATION 1 6.63% $2,849
    CANOPY MORTGAGE, LLC 1 6.63% $6,366
    CARDINAL FINANCIAL 1 7.99% $6,456
    Cornerstone First Mortgage, Inc 1 7.00% $5,176
    Fifth Third Bank 1 6.63% $3,331
    FIRST COLONY MORTGAGE CORPORATION 1 7.00% $4,672
    First Merchants Bank 1 6.88% $3,684
    GUARANTEED RATE, INC. 1 6.75% $4,363
    JPMorgan Chase Bank 1 6.13% $0
    LEADERONE FINANCIAL CORPORATION 1 7.50% $7,070
    LIBERTY HOME MORTGAGE CORPORATION 1 7.13% $1,834
    MTC Federal Credit Union 1 6.63% $4,782
    OCMBC, INC. 1 7.75% $9,582
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.99% $11,903
    Prosperity Home Mortgage, LLC 1 6.38% $7,069
    PURDUE FEDERAL CREDIT UNION 1 6.50% $4,002
    Raymond James Bank 1 6.63% $3,093
    ROYAL UNITED MORTGAGE LLC 1 7.63% $6,516
    South State Bank 1 6.38% $4,366
    SOUTHWEST FUNDING, LP 1 5.88% $6,329
    STOCKTON MORTGAGE CORPORATION 1 6.00% $5,865
    T2 FINANCIAL LLC 1 6.88% $7,730
    The Loan Store, Inc. 1 7.99% $7,101

    Enterprise Average Closing Costs & Other Stats

    Enterprise, AL's 61 lenders originated 1,314 loans during 2024. The total origination value was $278,250,000, with an average loan value of $211,758.

    Enterprise's average closing costs are $4,942.

    The top Enterprise lender as defined by loan originations is MOVEMENT MORTGAGE, LLC, with 20 loans originated. Their average total fees are $5,149, which is $1,300 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Enterprise lenders (with over 10 loans originated) are Mortgage Research Center, LLC ($2,990), River Bank & Trust ($4,382), Renasant Bank ($4,690), MOVEMENT MORTGAGE, LLC ($5,149) and CMG MORTGAGE, INC. ($6,386).

    The lowest rate Enterprise lenders (with over 10 loans originated) are Renasant Bank (6.63%), MOVEMENT MORTGAGE, LLC (6.79%), QUICKEN LOANS, LLC (6.82%), CMG MORTGAGE, INC. (7.04%) and Mortgage Research Center, LLC (7.20%).

    Enterprise, AL Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Mortgage Research Center, LLC $42,825,000 $48,175,000 12.5% 17.3%
    MOVEMENT MORTGAGE, LLC $13,680,000 $17,610,000 28.7% 6.3%
    CMG MORTGAGE, INC. $1,345,000 $15,895,000 1,081.8% 5.7%
    UNITED WHOLESALE MORTGAGE, LLC $8,915,000 $15,830,000 77.6% 5.7%
    QUICKEN LOANS, LLC $9,580,000 $14,610,000 52.5% 5.3%
    ALL IN $13,250,000 $12,075,000 -8.9% 4.3%
    NAVY FEDERAL CREDIT UNION $10,200,000 $11,595,000 13.7% 4.2%
    ENVOY MORTGAGE, LTD $19,485,000 $10,800,000 -44.6% 3.9%
    PENNYMAC LOAN SERVICES, LLC $5,735,000 $7,895,000 37.7% 2.8%
    FREEDOM MORTGAGE CORPORATION $2,770,000 $7,535,000 172.0% 2.7%
    River Bank & Trust $13,095,000 $7,370,000 -43.7% 2.6%
    Renasant Bank $7,100,000 $7,110,000 0.1% 2.6%
    USAA Federal Savings Bank $4,375,000 $6,700,000 53.1% 2.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $13,935,000 $5,975,000 -57.1% 2.1%
    BankPlus $4,800,000 $5,780,000 20.4% 2.1%
    CROSSCOUNTRY MORTGAGE, LLC $2,590,000 $4,560,000 76.1% 1.6%
    NEWREZ LLC $735,000 $3,435,000 367.3% 1.2%
    Armed Forces Bank $3,455,000 $3,285,000 -4.9% 1.2%
    Mr. Cooper ( Nationstar Mortgage ) $1,270,000 $2,995,000 135.8% 1.1%
    VILLAGE CAPITAL MORTGAGE $165,000 $2,520,000 1,427.3% 0.9%
    21ST MORTGAGE CORPORATION $2,720,000 $2,155,000 -20.8% 0.8%
    Troy Bank and Trust Company $2,665,000 $2,090,000 -21.6% 0.8%
    Flagstar Bank, FSB $1,315,000 $2,030,000 54.4% 0.7%
    LAKEVIEW LOAN SERVICING, LLC $1,830,000 n/a 0.7%
    LENDINGHOME FUNDING CORPORATION $455,000 $1,730,000 280.2% 0.6%
    UNION HOME MORTGAGE CORP. $815,000 $1,720,000 111.0% 0.6%
    Five Star Credit Union $1,900,000 $1,545,000 -18.7% 0.6%
    Wells Fargo Bank $1,160,000 $1,480,000 27.6% 0.5%
    PLANET HOME LENDING, LLC $165,000 $1,380,000 736.4% 0.5%
    LOANDEPOT.COM, LLC $1,290,000 $1,340,000 3.9% 0.5%
    CARDINAL FINANCIAL $225,000 $1,310,000 482.2% 0.5%
    INTERLINC MORTGAGE SERVICES, LLC $1,895,000 $1,290,000 -31.9% 0.5%
    PENTAGON FEDERAL CREDIT UNION $1,440,000 $1,275,000 -11.5% 0.5%
    AmeriHome Mortgage Company, LLC $1,270,000 n/a 0.5%
    Assurance Financial Group, L.L.C. $585,000 $1,235,000 111.1% 0.4%
    Synovus Bank $1,280,000 $1,200,000 -6.3% 0.4%
    GUARANTEED RATE, INC. $3,470,000 $1,075,000 -69.0% 0.4%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $710,000 $1,050,000 47.9% 0.4%
    AVADIAN $430,000 $950,000 120.9% 0.3%
    Mid-Continent Funding, Inc. $245,000 $950,000 287.8% 0.3%
    The Citizens Bank $1,900,000 $875,000 -53.9% 0.3%
    PNC Bank $380,000 $870,000 128.9% 0.3%
    NEW DAY FINANCIAL, LLC $1,020,000 $860,000 -15.7% 0.3%
    STOCKTON MORTGAGE CORPORATION $175,000 $850,000 385.7% 0.3%
    The Samson Banking Company, Inc. $1,110,000 $830,000 -25.2% 0.3%
    NBKC BANK $750,000 $800,000 6.7% 0.3%
    Southern States Bank $785,000 n/a 0.3%
    Prosperity Home Mortgage, LLC $775,000 n/a 0.3%
    ServisFirst Bank $760,000 n/a 0.3%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $1,455,000 $745,000 -48.8% 0.3%
    CB&S Bank, Inc. $735,000 n/a 0.3%
    Trustmark National Bank $590,000 $710,000 20.3% 0.3%
    First National Bank Texas $660,000 n/a 0.2%
    Discover Bank $385,000 $650,000 68.8% 0.2%
    CALCON MUTUAL MORTGAGE LLC $640,000 n/a 0.2%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $185,000 $620,000 235.1% 0.2%
    AMERISAVE MORTGAGE CORPORATION $310,000 $615,000 98.4% 0.2%
    Tyndall Federal Credit Union $770,000 $595,000 -22.7% 0.2%
    ALLIANT CREDIT UNION $570,000 n/a 0.2%
    PeoplesSouth Bank $375,000 $545,000 45.3% 0.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $530,000 n/a 0.2%
    Regions Bank $660,000 $530,000 -19.7% 0.2%
    CCB Community Bank $805,000 $510,000 -36.6% 0.2%
    VANDERBILT MORTGAGE AND FINANCE, INC. $1,280,000 $490,000 -61.7% 0.2%
    Integrity Home Mortgage Corp $475,000 n/a 0.2%
    LIBERTY HOME MORTGAGE CORPORATION $1,340,000 $460,000 -65.7% 0.2%
    Century Mortgage Company DBA Century Lending Company $455,000 n/a 0.2%
    ZILLOW HOME LOANS, LLC $360,000 $445,000 23.6% 0.2%
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $425,000 n/a 0.2%
    MAX Credit Union $425,000 n/a 0.2%
    AMERICAN FINANCIAL RESOURCES, INC. $150,000 $420,000 180.0% 0.2%
    American Mortgage & Equity Consultants, Inc. $420,000 n/a 0.2%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,225,000 $410,000 -66.5% 0.1%
    Figure Lending LLC $300,000 $410,000 36.7% 0.1%
    Raymond James Bank $405,000 n/a 0.1%
    NFM, INC. $395,000 n/a 0.1%
    TOWNE MORTGAGE COMPANY $350,000 n/a 0.1%
    ACOPIA, LLC $245,000 $345,000 40.8% 0.1%
    BROKER SOLUTIONS, INC. $580,000 $345,000 -40.5% 0.1%
    Paramount Residential Mortgage Group, Inc. $465,000 $335,000 -28.0% 0.1%
    Truist $330,000 n/a 0.1%
    T2 FINANCIAL LLC $325,000 n/a 0.1%
    DIRECT MORTGAGE LOANS, LLC $305,000 n/a 0.1%
    Carrington Mortgage Services, LLC $550,000 $300,000 -45.5% 0.1%
    ENDEAVOR CAPITAL, LLC. $295,000 n/a 0.1%
    Ixonia Bank $195,000 $295,000 51.3% 0.1%
    Nations Lending Corporation $355,000 $295,000 -16.9% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $55,000 $290,000 427.3% 0.1%
    SOUTHWEST STAGE FUNDING, LLC $155,000 $290,000 87.1% 0.1%
    The First National Bank of Hartford $485,000 $290,000 -40.2% 0.1%
    Goldwater Bank, N.A. $285,000 n/a 0.1%
    Sunflower Bank $285,000 n/a 0.1%
    NATIONWIDE MORTGAGE BANKERS, INC. $275,000 n/a 0.1%
    OCMBC, INC. $275,000 n/a 0.1%
    CORNERSTONE HOME LENDING, INC. $265,000 n/a 0.1%
    First Federal Bank $730,000 $265,000 -63.7% 0.1%
    ROYAL UNITED MORTGAGE LLC $265,000 n/a 0.1%
    Ameris Bank $1,270,000 $255,000 -79.9% 0.1%
    GUILD MORTGAGE COMPANY $1,260,000 $245,000 -80.6% 0.1%
    M&T Bank $175,000 $245,000 40.0% 0.1%
    United Community Bank $245,000 n/a 0.1%
    FLAT BRANCH MORTGAGE, INC. $235,000 n/a 0.1%
    LEADERONE FINANCIAL CORPORATION $235,000 n/a 0.1%
    CANOPY MORTGAGE, LLC $215,000 n/a 0.1%
    Bank of America $365,000 $210,000 -42.5% 0.1%
    ALLIED MORTGAGE GROUP, INC. $205,000 n/a 0.1%
    CITY FIRST MORTGAGE SERVICES, L.L.C. $205,000 n/a 0.1%
    SOUTHWEST FUNDING, LP $205,000 n/a 0.1%
    The Federal Savings Bank $665,000 $205,000 -69.2% 0.1%
    GMFS LLC $185,000 n/a 0.1%
    JPMorgan Chase Bank $1,195,000 $185,000 -84.5% 0.1%
    PURDUE FEDERAL CREDIT UNION $185,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $325,000 $185,000 -43.1% 0.1%
    SUCCESS MORTGAGE PARTNERS, INC. $180,000 n/a 0.1%
    First Merchants Bank $175,000 n/a 0.1%
    MTC Federal Credit Union $165,000 n/a 0.1%
    SmartBank $165,000 n/a 0.1%
    BETTER MORTGAGE CORPORATION $155,000 n/a 0.1%
    MILEND, INC. $125,000 $155,000 24.0% 0.1%
    Service Federal Credit Union $55,000 $155,000 181.8% 0.1%
    South State Bank $250,000 $155,000 -38.0% 0.1%
    FirstBank $250,000 $150,000 -40.0% 0.1%
    The Loan Store, Inc. $145,000 n/a 0.1%
    LONGBRIDGE FINANCIAL, LLC $135,000 n/a 0.0%
    Coastal Community Bank $75,000 $115,000 53.3% 0.0%
    Fifth Third Bank $115,000 n/a 0.0%
    FIRST COLONY MORTGAGE CORPORATION $115,000 n/a 0.0%
    Citizens Bank $130,000 $110,000 -15.4% 0.0%
    PLAZA HOME MORTGAGE, INC. $110,000 n/a 0.0%
    DOMINION FINANCIAL SERVICES, LLC $200,000 $105,000 -47.5% 0.0%
    LENDINGONE, LLC $290,000 $105,000 -63.8% 0.0%
    Waterstone Mortgage Corporation $105,000 n/a 0.0%
    ATLANTA POSTAL $65,000 $85,000 30.8% 0.0%
    Equity Prime Mortgage LLC $395,000 $85,000 -78.5% 0.0%
    FINANCE OF AMERICA REVERSE LLC $85,000 n/a 0.0%
    Peoples Bank $85,000 n/a 0.0%
    Towne Bank $85,000 n/a 0.0%
    Guardian Credit Union $70,000 n/a 0.0%
    AMERICAN FINANCING CORPORATION $65,000 n/a 0.0%
    Cornerstone First Mortgage, Inc $65,000 n/a 0.0%
    Pen Air Federal Credit Union $45,000 $35,000 -22.2% 0.0%
    CREDIT HUMAN FEDERAL CREDIT UNION $635,000 $25,000 -96.1% 0.0%

    Enterprise's top lender by overall market share is Mortgage Research Center, LLC, with 17.3% market share. In second place, with 6.3%, is MOVEMENT MORTGAGE, LLC, having originated $17,610,000 in loans. In third place, with 5.7%, is CMG MORTGAGE, INC., having originated $15,895,000 in loans. In fourth place, with 5.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $15,830,000 in loans. In fifth place, with 5.3%, is QUICKEN LOANS, LLC, having originated $14,610,000 in loans.

    Enterprise Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Enterprise (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $168,769 (8.3%) $184,467 (-0.2%) 0.00 354
    2018-02-01 $166,500 (3.0%) $184,052 (-0.7%) 0.00 365
    2018-03-01 $172,338 (7.2%) $189,922 (3.6%) 0.00 381
    2018-04-01 $171,000 (4.3%) $187,802 (-0.2%) 0.00 402
    2018-05-01 $170,000 (0.0%) $195,858 (1.7%) 0.00 473
    2018-06-01 $168,850 (-1.0%) $191,849 (1.0%) 0.00 411
    2018-07-01 $169,400 (-3.2%) $193,054 (1.5%) 0.00 406
    2018-08-01 $174,819 (1.7%) $193,143 (2.8%) 0.00 408
    2018-09-01 $179,900 (6.1%) $198,166 (6.7%) 0.00 389
    2018-10-01 $178,500 (6.0%) $200,050 (8.3%) 0.00 370
    2018-11-01 $179,475 (6.1%) $202,556 (9.0%) 0.00 360
    2018-12-01 $178,500 (8.3%) $200,909 (9.4%) 0.00 363
    2019-01-01 $178,950 (6.0%) $200,474 (8.7%) 0.00 345
    2019-02-01 $177,375 (6.5%) $200,065 (8.7%) 0.00 347
    2019-03-01 $177,143 (2.8%) $203,815 (7.3%) 0.00 337
    2019-04-01 $176,368 (3.1%) $211,183 (12.5%) 0.00 333
    2019-05-01 $178,500 (5.0%) $213,451 (9.0%) 0.00 326
    2019-06-01 $174,950 (3.6%) $214,771 (12.0%) 0.00 314
    2019-07-01 $178,900 (5.6%) $216,926 (12.4%) 0.00 314
    2019-08-01 $180,382 (3.2%) $216,831 (12.3%) 0.00 289
    2019-09-01 $181,855 (1.1%) $216,798 (9.4%) 0.00 269
    2019-10-01 $182,836 (2.4%) $217,788 (8.9%) 0.00 256
    2019-11-01 $178,500 (-0.5%) $212,218 (4.8%) 0.00 252
    2019-12-01 $178,500 (0.0%) $212,366 (5.7%) 0.00 239
    2020-01-01 $179,700 (0.4%) $212,619 (6.1%) 0.00 221
    2020-02-01 $174,950 (-1.4%) $204,985 (2.5%) 0.00 223
    2020-03-01 $169,900 (-4.1%) $207,766 (1.9%) 0.00 218
    2020-04-01 $179,000 (1.5%) $213,254 (1.0%) 0.00 207
    2020-05-01 $187,500 (5.0%) $222,647 (4.3%) 0.00 197
    2020-06-01 $203,750 (16.5%) $236,169 (10.0%) 0.00 172
    2020-07-01 $198,250 (10.8%) $237,274 (9.4%) 0.00 151
    2020-08-01 $199,975 (10.9%) $250,653 (15.6%) 0.00 142
    2020-09-01 $214,725 (18.1%) $265,396 (22.4%) 0.00 119
    2020-10-01 $213,250 (16.6%) $231,582 (6.3%) 0.00 136
    2020-11-01 $197,450 (10.6%) $220,730 (4.0%) 0.00 150
    2020-12-01 $207,375 (16.2%) $230,011 (8.3%) 0.00 151
    2021-01-01 $206,500 (14.9%) $226,841 (6.7%) 0.00 137
    2021-02-01 $195,825 (11.9%) $224,562 (9.6%) 0.00 125
    2021-03-01 $192,475 (13.3%) $238,467 (14.8%) 0.00 103
    2021-04-01 $181,000 (1.1%) $231,377 (8.5%) 0.00 95
    2021-05-01 $199,750 (6.5%) $250,639 (12.6%) 0.00 87
    2021-06-01 $223,625 (9.8%) $257,537 (9.1%) 0.00 97
    2021-07-01 $215,000 (8.5%) $256,173 (8.0%) 0.00 109
    2021-08-01 $202,450 (1.2%) $250,047 (-0.2%) 0.00 114
    2021-09-01 $195,920 (-8.8%) $243,240 (-8.4%) 0.00 104
    2021-10-01 $195,000 (-8.6%) $227,229 (-1.9%) 0.00 109
    2021-11-01 $193,724 (-1.9%) $225,961 (2.4%) 0.00 98
    2021-12-01 $193,724 (-6.6%) $228,539 (-0.6%) 0.00 87
    2022-01-01 $195,000 (-5.6%) $221,393 (-2.4%) 0.00 77
    2022-02-01 $199,000 (1.6%) $239,647 (6.7%) 0.00 63
    2022-03-01 $190,500 (-1.0%) $231,104 (-3.1%) 0.00 60
    2022-04-01 $218,750 (20.9%) $254,411 (10.0%) 0.00 56
    2022-05-01 $246,825 (23.6%) $280,397 (11.9%) 0.00 64
    2022-06-01 $292,200 (30.7%) $307,400 (19.4%) 0.00 82
    2022-07-01 $327,950 (52.5%) $326,524 (27.5%) 0.00 92
    2022-08-01 $335,750 (65.8%) $319,930 (28.0%) 0.00 94
    2022-09-01 $345,000 (76.1%) $321,379 (32.1%) 0.00 101
    2022-10-01 $349,000 (79.0%) $327,138 (44.0%) 0.00 107
    2022-11-01 $338,000 (74.5%) $327,624 (45.0%) 0.00 110
    2022-12-01 $338,000 (74.5%) $336,356 (47.2%) 0.00 109
    2023-01-01 $346,725 (77.8%) $326,749 (47.6%) 0.00 98
    2023-02-01 $347,000 (74.4%) $324,030 (35.2%) 0.00 93
    2023-03-01 $353,725 (85.7%) $337,669 (46.1%) 0.00 106
    2023-04-01 $359,000 (64.1%) $342,935 (34.8%) 0.00 114
    2023-05-01 $359,000 (45.5%) $344,680 (22.9%) 0.00 96
    2023-06-01 $359,425 (23.0%) $339,704 (10.5%) 0.00 107
    2023-07-01 $366,500 (11.8%) $337,006 (3.2%) 0.00 114
    2023-08-01 $356,675 (6.2%) $336,407 (5.2%) 0.00 124
    2023-09-01 $328,000 (-4.9%) $322,351 (0.3%) 0.00 136
    2023-10-01 $322,225 (-7.7%) $322,110 (-1.5%) 0.00 148
    2023-11-01 $315,625 (-6.6%) $323,740 (-1.2%) 0.00 147
    2023-12-01 $273,500 (-19.1%) $303,343 (-9.8%) 0.00 145
    2024-01-01 $275,000 (-20.7%) $304,701 (-6.8%) 0.00 136
    2024-02-01 $281,225 (-19.0%) $305,615 (-5.7%) 0.00 140
    2024-03-01 $259,900 (-26.5%) $299,970 (-11.2%) 0.00 146
    2024-04-01 $298,250 (-16.9%) $311,789 (-9.1%) 0.00 132
    2024-05-01 $329,500 (-8.2%) $345,195 (0.2%) 0.00 134
    2024-06-01 $310,000 (-13.8%) $333,432 (-1.9%) 0.00 151
    2024-07-01 $278,475 (-24.0%) $311,942 (-7.4%) 0.00 173
    2024-08-01 $265,000 (-25.7%) $308,762 (-8.2%) 0.00 176
    2024-09-01 $277,175 (-15.5%) $300,958 (-6.6%) 0.00 203
    2024-10-01 $274,375 (-14.9%) $305,515 (-5.2%) 0.00 202
    2024-11-01 $268,750 (-14.9%) $304,081 (-6.1%) 0.00 206
    2024-12-01 $265,000 (-3.1%) $299,567 (-1.2%) 0.00 194
    2025-01-01 $274,950 (0.0%) $304,624 (0.0%) 0.00 195
    2025-02-01 $284,744 (1.3%) $318,285 (4.2%) 0.00 184
    2025-03-01 $299,900 (15.4%) $318,937 (6.3%) 0.00 183
    Enterprise's median listing price for 2025-03-01 was $299,900, a difference of $40,000 (15.4%) versus the prior year and $15,156 versus the prior month.

    Enterprise's median listing price comes in at 0% of the national average.

    Enterprise's average listing price for 2025-03-01 was $318,937, a difference of $18,967 (6.3%) versus the prior year and $652 versus the prior month.

    For the 2025-03-01 period, Enterprise had 183 MLS listings, a difference of -1 listings (-1%) versus the prior month and 37 listings (25%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Enterprise (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,988 sqft
    2018-02-01 0 days 1,930 sqft
    2018-03-01 0 days 1,938 sqft
    2018-04-01 0 days 1,955 sqft
    2018-05-01 0 days 1,959 sqft
    2018-06-01 0 days 1,954 sqft
    2018-07-01 0 days 1,966 sqft
    2018-08-01 0 days 2,011 sqft
    2018-09-01 0 days 1,988 sqft
    2018-10-01 0 days 2,001 sqft
    2018-11-01 0 days 2,015 sqft
    2018-12-01 0 days 1,973 sqft
    2019-01-01 0 days 1,961 sqft
    2019-02-01 0 days 1,925 sqft
    2019-03-01 0 days 1,937 sqft
    2019-04-01 0 days 1,966 sqft
    2019-05-01 0 days 1,962 sqft
    2019-06-01 0 days 1,947 sqft
    2019-07-01 0 days 2,018 sqft
    2019-08-01 0 days 2,011 sqft
    2019-09-01 0 days 2,001 sqft
    2019-10-01 0 days 1,998 sqft
    2019-11-01 0 days 1,980 sqft
    2019-12-01 0 days 1,974 sqft
    2020-01-01 0 days 1,931 sqft
    2020-02-01 0 days 1,895 sqft
    2020-03-01 0 days 1,987 sqft
    2020-04-01 0 days 2,047 sqft
    2020-05-01 0 days 2,074 sqft
    2020-06-01 0 days 2,136 sqft
    2020-07-01 0 days 2,094 sqft
    2020-08-01 0 days 2,131 sqft
    2020-09-01 0 days 2,092 sqft
    2020-10-01 0 days 2,017 sqft
    2020-11-01 0 days 2,028 sqft
    2020-12-01 0 days 2,049 sqft
    2021-01-01 0 days 1,988 sqft
    2021-02-01 0 days 1,970 sqft
    2021-03-01 0 days 2,000 sqft
    2021-04-01 0 days 1,945 sqft
    2021-05-01 0 days 1,926 sqft
    2021-06-01 0 days 1,981 sqft
    2021-07-01 0 days 2,000 sqft
    2021-08-01 0 days 2,027 sqft
    2021-09-01 0 days 1,951 sqft
    2021-10-01 0 days 1,996 sqft
    2021-11-01 0 days 1,992 sqft
    2021-12-01 0 days 1,912 sqft
    2022-01-01 0 days 1,903 sqft
    2022-02-01 0 days 1,932 sqft
    2022-03-01 0 days 1,751 sqft
    2022-04-01 0 days 1,958 sqft
    2022-05-01 0 days 2,040 sqft
    2022-06-01 0 days 2,219 sqft
    2022-07-01 0 days 2,259 sqft
    2022-08-01 0 days 2,257 sqft
    2022-09-01 0 days 2,234 sqft
    2022-10-01 0 days 2,297 sqft
    2022-11-01 0 days 2,270 sqft
    2022-12-01 0 days 2,247 sqft
    2023-01-01 0 days 2,243 sqft
    2023-02-01 0 days 2,221 sqft
    2023-03-01 0 days 2,223 sqft
    2023-04-01 0 days 2,240 sqft
    2023-05-01 0 days 2,250 sqft
    2023-06-01 0 days 2,293 sqft
    2023-07-01 0 days 2,282 sqft
    2023-08-01 0 days 2,288 sqft
    2023-09-01 0 days 2,114 sqft
    2023-10-01 0 days 2,110 sqft
    2023-11-01 0 days 2,116 sqft
    2023-12-01 0 days 2,105 sqft
    2024-01-01 0 days 2,110 sqft
    2024-02-01 0 days 2,110 sqft
    2024-03-01 0 days 2,056 sqft
    2024-04-01 0 days 2,103 sqft
    2024-05-01 0 days 2,219 sqft
    2024-06-01 0 days 2,180 sqft
    2024-07-01 0 days 2,079 sqft
    2024-08-01 0 days 2,067 sqft
    2024-09-01 0 days 2,096 sqft
    2024-10-01 0 days 2,096 sqft
    2024-11-01 0 days 2,058 sqft
    2024-12-01 0 days 2,050 sqft
    2025-01-01 0 days 2,054 sqft
    2025-02-01 0 days 2,072 sqft
    2025-03-01 0 days 2,061 sqft
    Enterprise's median listing age (time on market) for 2025-03-01 was 0 days.

    Enterprise's median square footage for active listings during the 2025-03-01 period was 2,061 sqft. One year prior, the average listing was 2,056 sqft.

    Enterprise, AL Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 755 $181,735,000 $240,709
    Refi 176 $46,480,000 $264,091
    Cash Out Refi 154 $34,260,000 $222,468
    Other 126 $8,750,000 $69,444
    Home Improvement 103 $7,025,000 $68,204

    Enterprise's most frequently cited loan purpose was Home Purchase, with 755 originations. The 2nd most popular reason was Refi, with 176 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 490 $122,300,000 $249,592
    Over 8% 261 $23,005,000 $88,142
    5-6% 256 $71,490,000 $279,258
    7-8% 238 $45,990,000 $193,235
    4-5% 24 $6,610,000 $275,417
    3-4% 5 $1,485,000 $297,000
    2.5-3% 5 $1,595,000 $319,000
    <2.5% 1 $275,000 $275,000

    During 2024, Enterprise's most frequently originated rate bucket was 6-7%, with 490 originations.

    Loan Sizing (Enterprise, AL MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 476 $135,920,000 $285,546
    $100k-200k 369 $54,775,000 $148,442
    $100,000 or less 331 $19,125,000 $57,779
    $400k-600k 124 $57,470,000 $463,468
    $600k-1000k 12 $8,500,000 $708,333
    $Over $1MM 2 $2,460,000 $1,230,000

    Enterprise's loan sizing saw the bucket of loans from $200k-400k with 476 originations, totaling $135,920,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 631 $161,285,000 $255,602
    60-80% 186 $38,720,000 $208,172
    20-40% 125 $9,645,000 $77,160
    Under 20% 124 $5,520,000 $44,516
    Over 100% 100 $34,250,000 $342,500
    40-60% 62 $8,440,000 $136,129

    Enterprise's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 631 originations, totaling $161,285,000 in origination value.