Enterprise Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Enterprise averaged 5.89% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 6% and one month ago for the week of 2022-05-26, the average rate was 5.39%.

Enterprise's average rate one year ago was 3.38%.

For refis of the same type during the week of 2022-06-30, the average rate was 5.77%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Enterprise 30 Year Fixed Rate 2022-06-30 5.89%
Enterprise 30 Year Fixed Rate Refi 2022-06-30 5.77%
Enterprise 15 Year Fixed Rate 2022-06-30 5.53%
Enterprise 15 Year Fixed Rate Refi 2022-06-30 5.3%
Enterprise 30 Year FHA 2022-06-30 5.69%
Enterprise 30 Year FHA Refi 2022-06-30 5.45%
Enterprise 30 Year USDA 2022-06-30 5.81%
Enterprise 30 Year USDA Refi 2022-06-30 5.51%
Enterprise 30 Year VA 2022-06-30 5.78%
Enterprise 30 Year VA Refi 2022-06-30 5.43%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Enterprise, AL.

Enterprise Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Enterprise, AL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
Mortgage Research Center, LLC 51 3.04% $2,198
QUICKEN LOANS, LLC 48 3.09% $4,544
Renasant Bank 39 3.04% $3,017
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 37 3.22% $3,337
ENVOY MORTGAGE, LTD 22 3.57% $3,222
Wells Fargo Bank 18 3.22% $3,241
Nations Lending Corporation 17 3.05% $2,691
INTERLINC MORTGAGE SERVICES, LLC 15 3.27% $1,961
Hometown Lenders, Inc. 15 3.50% $4,274
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 13 3.61% $3,666
GUILD MORTGAGE COMPANY 12 3.37% $3,503
NAVY FEDERAL CREDIT UNION 11 3.61% $2,402
LOANDEPOT.COM, LLC 11 3.06% $3,476
River Bank & Trust 10 3.28% $3,579
BankPlus 9 2.88% $3,370
Consumer First Mortgage, Inc. 8 2.66% $3,637
FirstBank 7 3.07% $4,352
AMERISAVE MORTGAGE CORPORATION 6 2.98% $3,978
CALIBER HOME LOANS, INC. 5 3.27% $3,980
CRESCENT MORTGAGE COMPANY 5 2.95% $3,672
PENNYMAC LOAN SERVICES, LLC 5 3.12% $8,212
Synovus Bank 5 3.30% $3,928
BETTER MORTGAGE CORPORATION 5 3.23% $2,664
UNITED WHOLESALE MORTGAGE, LLC 4 2.88% $6,182
HOME POINT FINANCIAL CORPORATION 4 3.09% $3,888
Mr. Cooper ( Nationstar Mortgage ) 4 3.59% $3,677
Regions Bank 4 3.25% $3,551
PENTAGON FEDERAL CREDIT UNION 3 2.50% $2,322
Five Star Credit Union 3 3.13% $4,354
Waterstone Mortgage Corporation 3 3.46% $3,673
PRIMELENDING, A PLAINSCAPITAL COMPANY 3 3.75% $3,707
Truist Bank 3 3.12% $3,500
FREEDOM MORTGAGE CORPORATION 3 3.08% $2,338
Ameris Bank 3 3.04% $2,877
ALL IN 3 3.33% $3,664
ROYAL UNITED MORTGAGE LLC 3 3.63% $5,261
Assurance Financial Group, L.L.C. 2 3.75% $4,093
NEWREZ LLC 2 4.06% $4,491
AMERICAN FINANCING CORPORATION 2 3.13% $2,741
GUARANTEED RATE, INC. 2 2.87% $3,020
Flagstar Bank, FSB 2 3.00% $3,988
TJC Mortgage, Inc. 2 3.06% $4,453
Troy Bank and Trust Company 2 5.13% $2,392
Tyndall Federal Credit Union 2 3.00% $1,881
MAX Credit Union 2 3.19% $3,773
BROKER SOLUTIONS, INC. 2 3.63% $5,498
BBVA USA 2 3.00% $3,818
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 3.75% $3,622
PLANET HOME LENDING, LLC 2 3.19% $3,441
APCO EMPLOYEES 2 3.48% $2,891
HOMESTAR FINANCIAL CORPORATION 2 3.06% $877
Northpointe Bank 2 3.25% $3,643
ZILLOW HOME LOANS, LLC 1 2.63% $7,564
Academy Bank 1 3.00% $2,156
Ally Bank 1 3.00% $3,485
AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.25% $3,835
AVADIAN 1 2.88% $2,859
BancorpSouth Bank 1 3.13% $11,404
BAY EQUITY LLC 1 3.38% $3,499
CANOPY MORTGAGE, LLC 1 2.88% $4,883
Capital City Home Loans, LLC 1 2.75% $2,590
Christensen Financial, Inc. 1 3.88% $4,734
CHURCHILL MORTGAGE CORPORATION 1 3.25% $3,439
CMG MORTGAGE, INC. 1 2.99% $4,408
Evolve Bank & Trust 1 3.25% $2,118
First Federal Bank 1 3.25% $3,767
First Horizon Bank 1 3.50% $3,707
GMFS LLC 1 3.00% $2,089
Goldwater Bank, N.A. 1 3.25% $3,343
Hamilton Mortgage Corporation 1 4.50% $3,761
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 3.50% $5,378
HOMESIDE FINANCIAL, LLC 1 3.15% $1,874
HOMESPIRE MORTGAGE CORPORATION 1 3.00% $3,773
Independent Bank 1 2.99% $3,105
KELLER MORTGAGE, LLC 1 2.88% $1,345
LEADERONE FINANCIAL CORPORATION 1 3.50% $3,701
Metro City Bank 1 3.75% $3,364
Mid-Continent Funding, Inc. 1 2.88% $2,489
MUTUAL OF OMAHA MORTGAGE, INC. 1 3.00% $6,247
NBKC BANK 1 3.49% $3,588
NexBank 1 2.88% $3,344
REDSTONE Federal Credit Union 1 3.25% $2,221
ServisFirst Bank 1 3.88% $2,803
SOUTHPOINT FINANCIAL SERVICES, INC. 1 3.88% $11,428
South State Bank 1 3.50% $3,006
TEXAS TECH 1 3.63% $3,141
TIAA, FSB 1 2.75% $7,809
U.S. Bank 1 2.75% $3,290
Victorian Finance, LLC 1 3.38% $3,287
21ST MORTGAGE CORPORATION 1 6.80% $5,966

Enterprise, AL's 90 lenders originated 2,433 loans during 2021. The total origination value was $481,275,000, with an average loan value of $197,811.

The top Enterprise lender as defined by loan originations is Mortgage Research Center, LLC, with 51 loans originated. Their average total fees are $2,198, which is $2,346 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Enterprise lenders (with over 10 loans originated) are INTERLINC MORTGAGE SERVICES, LLC ($1,961), Mortgage Research Center, LLC ($2,198), NAVY FEDERAL CREDIT UNION ($2,402), Nations Lending Corporation ($2,691) and Renasant Bank ($3,017).

The lowest rate Enterprise lenders (with over 10 loans originated) are Renasant Bank (3.04%), Mortgage Research Center, LLC (3.04%), Nations Lending Corporation (3.05%), LOANDEPOT.COM, LLC (3.06%) and QUICKEN LOANS, LLC (3.09%).

Enterprise, AL Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
Mortgage Research Center, LLC $76,540,000 $95,430,000 24.7% 19.8%
QUICKEN LOANS, LLC $33,135,000 $32,890,000 -0.7% 6.8%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $20,415,000 $27,235,000 33.4% 5.7%
FREEDOM MORTGAGE CORPORATION $33,300,000 $25,140,000 -24.5% 5.2%
ENVOY MORTGAGE, LTD $40,390,000 $23,075,000 -42.9% 4.8%
Renasant Bank $22,090,000 $20,725,000 -6.2% 4.3%
PENNYMAC LOAN SERVICES, LLC $7,120,000 $15,145,000 112.7% 3.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $320,000 $12,340,000 3,756.3% 2.6%
USAA Federal Savings Bank $10,470,000 $11,230,000 7.3% 2.3%
LAKEVIEW LOAN SERVICING, LLC $11,740,000 $11,205,000 -4.6% 2.3%
NAVY FEDERAL CREDIT UNION $10,525,000 $11,025,000 4.8% 2.3%
Nations Lending Corporation $13,530,000 $10,625,000 -21.5% 2.2%
INTERLINC MORTGAGE SERVICES, LLC $2,160,000 $8,840,000 309.3% 1.8%
River Bank & Trust $4,200,000 $8,555,000 103.7% 1.8%
LOANDEPOT.COM, LLC $4,145,000 $7,855,000 89.5% 1.6%
Wells Fargo Bank $6,050,000 $6,835,000 13.0% 1.4%
BankPlus $3,830,000 $6,220,000 62.4% 1.3%
GUILD MORTGAGE COMPANY $3,425,000 $5,975,000 74.5% 1.2%
FirstBank $4,635,000 $5,320,000 14.8% 1.1%
UNITED WHOLESALE MORTGAGE, LLC $2,775,000 $5,275,000 90.1% 1.1%
Hometown Lenders, Inc. $4,445,000 $5,250,000 18.1% 1.1%
ALL IN $4,250,000 $5,245,000 23.4% 1.1%
NEW DAY FINANCIAL, LLC $5,575,000 $5,110,000 -8.3% 1.1%
VILLAGE CAPITAL & INVESTMENT LLC $6,135,000 $4,950,000 -19.3% 1.0%
Mr. Cooper ( Nationstar Mortgage ) $6,330,000 $4,700,000 -25.8% 1.0%
AMERISAVE MORTGAGE CORPORATION $2,230,000 $3,850,000 72.6% 0.8%
PENTAGON FEDERAL CREDIT UNION $2,810,000 $3,475,000 23.7% 0.7%
CALIBER HOME LOANS, INC. $765,000 $3,375,000 341.2% 0.7%
Regions Bank $6,075,000 $3,185,000 -47.6% 0.7%
Synovus Bank $2,880,000 $3,185,000 10.6% 0.7%
Waterstone Mortgage Corporation $3,570,000 $3,155,000 -11.6% 0.7%
Troy Bank and Trust Company $6,460,000 $2,980,000 -53.9% 0.6%
GUARANTEED RATE, INC. $5,175,000 $2,450,000 -52.7% 0.5%
21ST MORTGAGE CORPORATION $1,770,000 $2,440,000 37.9% 0.5%
HOME POINT FINANCIAL CORPORATION $1,640,000 $2,370,000 44.5% 0.5%
NEWREZ LLC $2,015,000 $2,360,000 17.1% 0.5%
Carrington Mortgage Services, LLC $1,185,000 $2,270,000 91.6% 0.5%
CLEARPATH LENDING $3,650,000 $2,105,000 -42.3% 0.4%
CRESCENT MORTGAGE COMPANY $1,190,000 $1,770,000 48.7% 0.4%
Barrington Bank & Trust Company, N.A. $1,035,000 $1,670,000 61.4% 0.3%
First Guaranty Mortgage Corporation $1,600,000 n/a 0.3%
Ameris Bank $445,000 $1,590,000 257.3% 0.3%
BETTER MORTGAGE CORPORATION $1,010,000 $1,535,000 52.0% 0.3%
Paramount Bank $215,000 $1,520,000 607.0% 0.3%
BROKER SOLUTIONS, INC. $1,180,000 $1,460,000 23.7% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $2,015,000 $1,450,000 -28.0% 0.3%
Consumer First Mortgage, Inc. $1,845,000 $1,415,000 -23.3% 0.3%
Five Star Credit Union $165,000 $1,410,000 754.5% 0.3%
Truist Bank $830,000 $1,380,000 66.3% 0.3%
U.S. Bank $165,000 $1,305,000 690.9% 0.3%
ACCELERATE MORTGAGE, LLC $185,000 $1,295,000 600.0% 0.3%
GMFS LLC $2,110,000 $1,245,000 -41.0% 0.3%
MID AMERICA MORTGAGE, INC. $505,000 $1,080,000 113.9% 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,075,000 n/a 0.2%
CHURCHILL MORTGAGE CORPORATION $485,000 $1,045,000 115.5% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $1,760,000 $1,035,000 -41.2% 0.2%
PLANET HOME LENDING, LLC $1,005,000 $1,025,000 2.0% 0.2%
KELLER MORTGAGE, LLC $85,000 $1,000,000 1,076.5% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $175,000 $975,000 457.1% 0.2%
Tyndall Federal Credit Union $3,185,000 $940,000 -70.5% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $410,000 $935,000 128.0% 0.2%
Mid-Continent Funding, Inc. $300,000 $925,000 208.3% 0.2%
CMG MORTGAGE, INC. $145,000 $915,000 531.0% 0.2%
Meridian Bank Corporation $860,000 n/a 0.2%
HOMESTAR FINANCIAL CORPORATION $265,000 $815,000 207.5% 0.2%
Hamilton Mortgage Corporation $1,040,000 $775,000 -25.5% 0.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $455,000 $745,000 63.7% 0.2%
The Federal Savings Bank $2,955,000 $740,000 -75.0% 0.2%
BancorpSouth Bank $730,000 n/a 0.2%
BNC National Bank $165,000 $720,000 336.4% 0.1%
APCO EMPLOYEES $300,000 $710,000 136.7% 0.1%
NBKC BANK $855,000 $705,000 -17.5% 0.1%
AMERICAN FINANCING CORPORATION $585,000 $675,000 15.4% 0.1%
TJC Mortgage, Inc. $315,000 $655,000 107.9% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $630,000 $645,000 2.4% 0.1%
TRIAD FINANCIAL SERVICES, INC. $85,000 $615,000 623.5% 0.1%
KS StateBank $235,000 $600,000 155.3% 0.1%
Wyndham Capital Mortgage, Inc. $255,000 $590,000 131.4% 0.1%
AmeriHome Mortgage Company, LLC $1,300,000 $580,000 -55.4% 0.1%
HOMESIDE FINANCIAL, LLC $165,000 $575,000 248.5% 0.1%
PeoplesSouth Bank $645,000 $565,000 -12.4% 0.1%
ALLIED MORTGAGE GROUP, INC. $560,000 n/a 0.1%
The First National Bank of Hartford $940,000 $550,000 -41.5% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $530,000 n/a 0.1%
First Federal Bank $725,000 $510,000 -29.7% 0.1%
CELEBRITY HOME LOANS, LLC $490,000 n/a 0.1%
Low VA Rates, LLC $1,380,000 $490,000 -64.5% 0.1%
Capital City Home Loans, LLC $935,000 $480,000 -48.7% 0.1%
MOVEMENT MORTGAGE, LLC $65,000 $480,000 638.5% 0.1%
Gateway First Bank $470,000 n/a 0.1%
JPMorgan Chase Bank $1,115,000 $470,000 -57.8% 0.1%
InterContinental Capital Group, Inc $1,345,000 $450,000 -66.5% 0.1%
Northpointe Bank $415,000 n/a 0.1%
Bank of England $715,000 $410,000 -42.7% 0.1%
CCB Community Bank $395,000 n/a 0.1%
Evolve Bank & Trust $395,000 n/a 0.1%
THE MORTGAGE FIRM, INC. $395,000 n/a 0.1%
NBH Bank $680,000 $390,000 -42.6% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $125,000 $385,000 208.0% 0.1%
AVADIAN $2,250,000 $380,000 -83.1% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $1,090,000 $370,000 -66.1% 0.1%
The Samson Banking Company, Inc. $710,000 $370,000 -47.9% 0.1%
MAX Credit Union $470,000 $350,000 -25.5% 0.1%
NP, Inc. $810,000 $350,000 -56.8% 0.1%
BBVA USA $280,000 $345,000 23.2% 0.1%
NexBank $345,000 n/a 0.1%
Flagstar Bank, FSB $940,000 $340,000 -63.8% 0.1%
Capital Bank $335,000 n/a 0.1%
Independent Bank $335,000 n/a 0.1%
Trustmark National Bank $305,000 $335,000 9.8% 0.1%
Bank of America $1,565,000 $330,000 -78.9% 0.1%
SOUTHPOINT FINANCIAL SERVICES, INC. $195,000 $325,000 66.7% 0.1%
Ally Bank $320,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $440,000 $310,000 -29.5% 0.1%
CHERRY CREEK MORTGAGE, LLC $305,000 n/a 0.1%
North American Savings Bank, F.S.B. $585,000 $295,000 -49.6% 0.1%
RELIANCE FIRST CAPITAL, LLC $475,000 $290,000 -38.9% 0.1%
ServisFirst Bank $325,000 $270,000 -16.9% 0.1%
Assurance Financial Group, L.L.C. $265,000 n/a 0.1%
REDSTONE Federal Credit Union $265,000 n/a 0.1%
BAY EQUITY LLC $235,000 $255,000 8.5% 0.1%
Community First National Bank $255,000 n/a 0.1%
UNION HOME MORTGAGE CORP. $255,000 n/a 0.1%
Guardian Credit Union $395,000 $250,000 -36.7% 0.1%
EMM LOANS LLC $1,270,000 $245,000 -80.7% 0.1%
MILEND, INC. $245,000 n/a 0.1%
LEADERONE FINANCIAL CORPORATION $240,000 n/a 0.0%
DAS Acquisition Company, LLC $145,000 $235,000 62.1% 0.0%
HUNT MORTGAGE CORPORATION $235,000 n/a 0.0%
Willamette Valley Bank $225,000 n/a 0.0%
ZILLOW HOME LOANS, LLC $225,000 n/a 0.0%
Figure Lending LLC $155,000 $220,000 41.9% 0.0%
CityWorth Mortgage LLC $215,000 n/a 0.0%
LENDUS, LLC $215,000 n/a 0.0%
First Horizon Bank $195,000 $210,000 7.7% 0.0%
TIAA, FSB $205,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $115,000 $200,000 73.9% 0.0%
FINANCE OF AMERICA REVERSE LLC $195,000 n/a 0.0%
Landmark National Bank $195,000 n/a 0.0%
METROPLEX MORTGAGE SERVICES, INC. $195,000 n/a 0.0%
TEXAS TECH $195,000 n/a 0.0%
Victorian Finance, LLC $195,000 n/a 0.0%
HOMESPIRE MORTGAGE CORPORATION $185,000 n/a 0.0%
CANOPY MORTGAGE, LLC $175,000 n/a 0.0%
UNIVERSITY LENDING GROUP, LLC $175,000 n/a 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $95,000 $170,000 78.9% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $350,000 $165,000 -52.9% 0.0%
INTERCAP LENDING INC. $135,000 $165,000 22.2% 0.0%
Magnolia Bank $965,000 $165,000 -82.9% 0.0%
Listerhill Credit Union $160,000 n/a 0.0%
Ixonia Bank $155,000 n/a 0.0%
JAMES B. NUTTER & COMPANY $155,000 n/a 0.0%
Academy Bank $145,000 n/a 0.0%
PHH Mortgage Corporation $105,000 $145,000 38.1% 0.0%
Service Federal Credit Union $145,000 n/a 0.0%
EASTMAN $125,000 n/a 0.0%
Goldwater Bank, N.A. $125,000 n/a 0.0%
SouthPoint Bank $125,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $315,000 $120,000 -61.9% 0.0%
Colten Mortgage, LLC $115,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $115,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $105,000 n/a 0.0%
FIRST COMMUNITY MORTGAGE, INC. $245,000 $105,000 -57.1% 0.0%
GUIDANCE RESIDENTIAL, LLC $105,000 n/a 0.0%
AMERIFIRST FINANCIAL CORPORATION $95,000 n/a 0.0%
Metro City Bank $95,000 n/a 0.0%
South State Bank $235,000 $95,000 -59.6% 0.0%
STAR ONE CREDIT UNION $95,000 n/a 0.0%
Discover Bank $55,000 $85,000 54.5% 0.0%
FIDELITY BANK $85,000 n/a 0.0%
AMERICAN ADVISORS GROUP $75,000 n/a 0.0%
Christensen Financial, Inc. $75,000 n/a 0.0%
GSF Mortgage Corporation $75,000 n/a 0.0%
CSL Financial, LLC $45,000 n/a 0.0%
1st Franklin Financial Corporation $85,000 $15,000 -82.4% 0.0%
First Citizens Bank $135,000 $5,000 -96.3% 0.0%

Enterprise's top lender by overall market share is Mortgage Research Center, LLC, with 19.8% market share. In second place, with 6.8%, is QUICKEN LOANS, LLC, having originated $32,890,000 in loans. In third place, with 5.7%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $27,235,000 in loans. In third place, with 5.2%, is FREEDOM MORTGAGE CORPORATION, having originated $25,140,000 in loans. In third place, with 4.8%, is ENVOY MORTGAGE, LTD, having originated $23,075,000 in loans.


Enterprise, AL Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,259 $259,765,000 $206,326
Refi 874 $169,060,000 $193,432
Cash Out Refi 252 $49,090,000 $194,802
Home Improvement 25 $1,585,000 $63,400
Other 23 $1,775,000 $77,174

Enterprise's most frequently cited loan purpose was Home Purchase, with 1,259 originations. The 2nd most popular reason was Refi, with 874 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 918 $195,570,000 $213,039
3-4% 669 $118,705,000 $177,436
<2.5% 631 $144,495,000 $228,994
4-5% 95 $11,765,000 $123,842
6-7% 33 $2,795,000 $84,697
5-6% 31 $3,485,000 $112,419
Over 8% 27 $1,745,000 $64,630
7-8% 15 $1,395,000 $93,000

During 2021, Enterprise's most frequently originated rate bucket was 2.5-3%, with 918 originations.

Loan Sizing (Enterprise, AL MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 1,018 $153,590,000 $150,874
$200k-400k 924 $252,610,000 $273,387
$100,000 or less 395 $28,495,000 $72,139
$400k-600k 86 $39,580,000 $460,233
$600k-1000k 9 $5,975,000 $663,889
$Over $1MM 1 $1,025,000 $1,025,000

Enterprise's loan sizing saw the bucket of loans from $100k-200k with 1,018 originations, totaling $153,590,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,339 $281,605,000 $210,310
60-80% 507 $85,755,000 $169,142
Over 100% 145 $41,845,000 $288,586
40-60% 112 $15,520,000 $138,571
20-40% 44 $3,720,000 $84,545
Under 20% 24 $710,000 $29,583

Enterprise's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,339 originations, totaling $281,605,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Enterprise (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $182,655 (10.1%) $193,055 (1.7%) 0.00 473
2018-02-01 $182,655 (9.1%) $193,510 (1.9%) 0.00 482
2018-03-01 $182,000 (10.3%) $197,354 (5.2%) 0.00 504
2018-04-01 $182,500 (7.4%) $196,682 (2.2%) 0.00 545
2018-05-01 $179,000 (4.1%) $197,871 (1.3%) 0.00 950
2018-06-01 $178,500 (2.0%) $199,152 (3.0%) 0.00 559
2018-07-01 $179,900 (-1.2%) $200,136 (3.2%) 0.00 569
2018-08-01 $179,900 (2.2%) $199,902 (4.6%) 0.00 565
2018-09-01 $189,000 (8.0%) $201,519 (5.1%) 0.00 528
2018-10-01 $181,000 (3.4%) $200,321 (5.7%) 0.00 509
2018-11-01 $187,450 (1.4%) $202,609 (4.7%) 0.00 496
2018-12-01 $179,900 (-1.4%) $201,441 (5.2%) 0.00 497
2019-01-01 $179,950 (-1.5%) $201,137 (4.2%) 0.00 475
2019-02-01 $180,000 (-1.5%) $202,612 (4.7%) 0.00 474
2019-03-01 $178,729 (-1.8%) $205,742 (4.3%) 0.00 465
2019-04-01 $179,029 (-1.9%) $212,636 (8.1%) 0.00 456
2019-05-01 $179,000 (0.0%) $214,175 (8.2%) 0.00 440
2019-06-01 $177,000 (-0.8%) $216,862 (8.9%) 0.00 440
2019-07-01 $178,500 (-0.8%) $214,052 (7.0%) 0.00 444
2019-08-01 $181,286 (0.8%) $214,204 (7.2%) 0.00 406
2019-09-01 $184,486 (-2.4%) $213,540 (6.0%) 0.00 393
2019-10-01 $185,000 (2.2%) $215,324 (7.5%) 0.00 366
2019-11-01 $179,900 (-4.0%) $210,913 (4.1%) 0.00 354
2019-12-01 $179,900 (0.0%) $211,760 (5.1%) 0.00 333
2020-01-01 $187,000 (3.9%) $212,347 (5.6%) 0.00 306
2020-02-01 $181,200 (0.7%) $205,665 (1.5%) 0.00 323
2020-03-01 $184,950 (3.5%) $211,078 (2.6%) 0.00 307
2020-04-01 $198,000 (10.6%) $216,930 (2.0%) 0.00 293
2020-05-01 $214,500 (19.8%) $224,880 (5.0%) 0.00 260
2020-06-01 $227,462 (28.5%) $246,534 (13.7%) 0.00 233
2020-07-01 $233,050 (30.6%) $252,686 (18.1%) 0.00 202
2020-08-01 $229,000 (26.3%) $257,825 (20.4%) 0.00 189
2020-09-01 $234,950 (27.4%) $266,371 (24.7%) 0.00 152
2020-10-01 $220,000 (18.9%) $231,040 (7.3%) 0.00 183
2020-11-01 $204,683 (13.8%) $224,534 (6.5%) 0.00 209
2020-12-01 $204,365 (13.6%) $226,644 (7.0%) 0.00 200
2021-01-01 $206,500 (10.4%) $231,857 (9.2%) 0.00 181
2021-02-01 $213,950 (18.1%) $242,553 (17.9%) 0.00 161
2021-03-01 $223,250 (20.7%) $248,742 (17.8%) 0.00 130
2021-04-01 $216,950 (9.6%) $246,051 (13.4%) 0.00 117
2021-05-01 $228,000 (6.3%) $261,757 (16.4%) 0.00 112
2021-06-01 $226,500 (-0.4%) $264,953 (7.5%) 0.00 113
2021-07-01 $230,000 (-1.3%) $272,581 (7.9%) 0.00 126
2021-08-01 $209,500 (-8.5%) $259,724 (0.7%) 0.00 139
2021-09-01 $204,500 (-13.0%) $247,408 (-7.1%) 0.00 126
2021-10-01 $215,500 (-2.1%) $239,500 (3.7%) 0.00 130
2021-11-01 $195,000 (-4.7%) $230,871 (2.8%) 0.00 112
2021-12-01 $199,450 (-2.4%) $234,976 (3.7%) 0.00 104
2022-01-01 $199,900 (-3.2%) $229,790 (-0.9%) 0.00 92
2022-02-01 $199,450 (-6.8%) $241,175 (-0.6%) 0.00 70
2022-03-01 $197,000 (-11.8%) $239,794 (-3.6%) 0.00 71
2022-04-01 $226,500 (4.4%) $261,850 (6.4%) 0.00 66
2022-05-01 $248,700 (9.1%) $278,058 (6.2%) 0.00 84
2022-06-01 $276,450 (22.1%) $292,866 (10.5%) 0.00 102
Enterprise's median listing price for 2022-06-01 was $276,450, a difference of $49,950 (22.1%) versus the prior year and $27,750 versus the prior month.

Enterprise's median listing price comes in at 0% of the national average.

Enterprise's average listing price for 2022-06-01 was $292,866, a difference of $27,913 (10.5%) versus the prior year and $14,808 versus the prior month.

For the 2022-06-01 period, Enterprise had 102 MLS listings, a difference of 18 listings (21%) versus the prior month and -11 listings (-10%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Enterprise (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,039 sqft
2018-02-01 0 days 2,004 sqft
2018-03-01 0 days 1,988 sqft
2018-04-01 0 days 2,014 sqft
2018-05-01 0 days 2,011 sqft
2018-06-01 0 days 2,016 sqft
2018-07-01 0 days 2,014 sqft
2018-08-01 0 days 2,028 sqft
2018-09-01 0 days 2,016 sqft
2018-10-01 0 days 1,993 sqft
2018-11-01 0 days 2,017 sqft
2018-12-01 0 days 2,014 sqft
2019-01-01 0 days 1,997 sqft
2019-02-01 0 days 1,949 sqft
2019-03-01 0 days 1,957 sqft
2019-04-01 0 days 2,008 sqft
2019-05-01 0 days 2,015 sqft
2019-06-01 0 days 1,984 sqft
2019-07-01 0 days 2,032 sqft
2019-08-01 0 days 2,035 sqft
2019-09-01 0 days 2,023 sqft
2019-10-01 0 days 1,994 sqft
2019-11-01 0 days 1,968 sqft
2019-12-01 0 days 1,966 sqft
2020-01-01 0 days 1,916 sqft
2020-02-01 0 days 1,916 sqft
2020-03-01 0 days 2,025 sqft
2020-04-01 0 days 2,074 sqft
2020-05-01 0 days 2,112 sqft
2020-06-01 0 days 2,176 sqft
2020-07-01 0 days 2,176 sqft
2020-08-01 0 days 2,205 sqft
2020-09-01 0 days 2,214 sqft
2020-10-01 0 days 2,074 sqft
2020-11-01 0 days 2,065 sqft
2020-12-01 0 days 2,040 sqft
2021-01-01 0 days 2,064 sqft
2021-02-01 0 days 2,075 sqft
2021-03-01 0 days 2,080 sqft
2021-04-01 0 days 2,030 sqft
2021-05-01 0 days 2,093 sqft
2021-06-01 0 days 2,081 sqft
2021-07-01 0 days 2,133 sqft
2021-08-01 0 days 2,120 sqft
2021-09-01 0 days 2,020 sqft
2021-10-01 0 days 2,042 sqft
2021-11-01 0 days 1,956 sqft
2021-12-01 0 days 1,970 sqft
2022-01-01 0 days 1,930 sqft
2022-02-01 0 days 1,936 sqft
2022-03-01 0 days 1,948 sqft
2022-04-01 0 days 2,033 sqft
2022-05-01 0 days 2,050 sqft
2022-06-01 0 days 2,210 sqft
Enterprise's median listing age (time on market) for 2022-06-01 was 0 days.

Enterprise's median square footage for active listings during the 2022-06-01 period was 2,210 sqft. One year prior, the average listing was 2,081 sqft.