Alabama Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Alabama averaged
6.86%
for the week of 2025-04-10, compared to the national average of
6.62% for the same period.
The average rate for the prior week (2025-04-03) was
6.58% and
one month ago for the week of 2025-03-06, the
average rate was 6.87%.
Alabama's average rate one year ago was 7.06%.
For refis of the same type during the week of 2025-04-10, the average rate
was 7.06%.
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Alabama.
Alabama Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Alabama market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Alabama Average Closing Costs & Other Stats
Alabama's 480 lenders originated 103,933
loans during 2024. The total origination value was $23,738,455,000, with an average loan value of
$228,402.
Alabama's average closing costs are $5,050.
The top Alabama lender as defined by loan originations is QUICKEN LOANS, LLC, with
2,050 loans originated. Their average total fees are
$6,258, which is $567
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee Alabama lenders (with over 10 loans originated) are
Discover Bank ($0), SIRVA MORTGAGE, INC. ($874), DSLD MORTGAGE, LLC ($1,050), PREMIA MORTGAGE, LLC ($1,488) and EAGLE HOME MORTGAGE, LLC ($1,906).
The lowest rate Alabama lenders (with over 10 loans originated) are
EAGLE HOME MORTGAGE, LLC (5.26%), New Horizons Credit Union (5.45%), DHI MORTGAGE COMPANY, LTD. (5.61%), ALABAMA CREDIT UNION (5.79%) and MORTGAGE INVESTORS GROUP, INC. (5.82%).
Alabama Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $1,005,240,000 | $1,238,310,000 | 23.2% | 5.2% |
| QUICKEN LOANS, LLC | $923,685,000 | $1,096,905,000 | 18.8% | 4.6% |
| Regions Bank | $938,455,000 | $813,090,000 | -13.4% | 3.4% |
| DHI MORTGAGE COMPANY, LTD. | $643,680,000 | $754,810,000 | 17.3% | 3.2% |
| Trustmark National Bank | $659,810,000 | $620,415,000 | -6.0% | 2.6% |
| Mortgage Research Center, LLC | $458,135,000 | $586,555,000 | 28.0% | 2.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $667,620,000 | $475,685,000 | -28.7% | 2.0% |
| Renasant Bank | $494,090,000 | $464,740,000 | -5.9% | 2.0% |
| MOVEMENT MORTGAGE, LLC | $437,395,000 | $452,430,000 | 3.4% | 1.9% |
| BancorpSouth | $345,735,000 | $451,050,000 | 30.5% | 1.9% |
| FirstBank | $439,660,000 | $405,090,000 | -7.9% | 1.7% |
| FREEDOM MORTGAGE CORPORATION | $145,680,000 | $377,655,000 | 159.2% | 1.6% |
| GUILD MORTGAGE COMPANY | $301,205,000 | $373,360,000 | 24.0% | 1.6% |
| PENNYMAC LOAN SERVICES, LLC | $253,245,000 | $365,735,000 | 44.4% | 1.5% |
| First Federal Bank, A FSB | $284,515,000 | $324,815,000 | 14.2% | 1.4% |
| REDSTONE Federal Credit Union | $367,325,000 | $317,990,000 | -13.4% | 1.3% |
| CANOPY MORTGAGE, LLC | $43,205,000 | $278,040,000 | 543.5% | 1.2% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $231,195,000 | $268,455,000 | 16.1% | 1.1% |
| GMFS LLC | $245,365,000 | $267,310,000 | 8.9% | 1.1% |
| NAVY FEDERAL CREDIT UNION | $249,395,000 | $265,995,000 | 6.7% | 1.1% |
| South State Bank | $220,785,000 | $261,025,000 | 18.2% | 1.1% |
| CMG MORTGAGE, INC. | $185,300,000 | $246,360,000 | 33.0% | 1.0% |
| Synovus Bank | $247,845,000 | $243,685,000 | -1.7% | 1.0% |
| River Bank & Trust | $371,210,000 | $221,285,000 | -40.4% | 0.9% |
| EAGLE HOME MORTGAGE, LLC | $196,730,000 | $220,190,000 | 11.9% | 0.9% |
| UNION HOME MORTGAGE CORP. | $126,725,000 | $216,300,000 | 70.7% | 0.9% |
| STOCKTON MORTGAGE CORPORATION | $65,885,000 | $210,005,000 | 218.7% | 0.9% |
| PNC Bank | $266,250,000 | $209,305,000 | -21.4% | 0.9% |
| CROSSCOUNTRY MORTGAGE, LLC | $195,855,000 | $209,115,000 | 6.8% | 0.9% |
| ServisFirst Bank | $164,430,000 | $198,085,000 | 20.5% | 0.8% |
| NEWREZ LLC | $103,460,000 | $179,830,000 | 73.8% | 0.8% |
| BROKER SOLUTIONS, INC. | $103,310,000 | $172,165,000 | 66.6% | 0.7% |
| GREYSTONE SERVICING COMPANY LLC | $102,505,000 | $165,180,000 | 61.1% | 0.7% |
| 21ST MORTGAGE CORPORATION | $143,335,000 | $162,940,000 | 13.7% | 0.7% |
| AVADIAN | $159,935,000 | $158,650,000 | -0.8% | 0.7% |
| LOANDEPOT.COM, LLC | $170,125,000 | $158,105,000 | -7.1% | 0.7% |
| SouthPoint Bank | $182,495,000 | $152,845,000 | -16.2% | 0.6% |
| Bank Independent | $173,870,000 | $150,795,000 | -13.3% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $101,910,000 | $148,045,000 | 45.3% | 0.6% |
| WALKER & DUNLOP, LLC | $82,415,000 | $147,785,000 | 79.3% | 0.6% |
| Assurance Financial Group, L.L.C. | $127,220,000 | $143,080,000 | 12.5% | 0.6% |
| Wells Fargo Bank | $271,900,000 | $142,395,000 | -47.6% | 0.6% |
| TOWNE MORTGAGE COMPANY | $7,810,000 | $141,560,000 | 1,712.5% | 0.6% |
| Bryant Bank | $123,355,000 | $140,510,000 | 13.9% | 0.6% |
| BERKADIA COMMERCIAL MORTGAGE LLC | $72,540,000 | $138,255,000 | 90.6% | 0.6% |
| Prosperity Home Mortgage, LLC | $131,130,000 | $134,745,000 | 2.8% | 0.6% |
| Community Bank of Mississippi | $106,115,000 | $130,325,000 | 22.8% | 0.5% |
| USAA Federal Savings Bank | $110,565,000 | $130,175,000 | 17.7% | 0.5% |
| BankFirst Financial Services | $118,060,000 | $123,110,000 | 4.3% | 0.5% |
| CB&S Bank, Inc. | $112,450,000 | $120,775,000 | 7.4% | 0.5% |
| First Horizon Bank | $146,500,000 | $116,910,000 | -20.2% | 0.5% |
| AMERICA'S FIRST | $160,900,000 | $116,025,000 | -27.9% | 0.5% |
| FIRST COLONY MORTGAGE CORPORATION | $17,685,000 | $112,615,000 | 536.8% | 0.5% |
| Ameris Bank | $95,780,000 | $112,555,000 | 17.5% | 0.5% |
| JPMorgan Chase Bank | $70,415,000 | $111,940,000 | 59.0% | 0.5% |
| FIRST COMMUNITY MORTGAGE, INC. | $90,975,000 | $106,025,000 | 16.5% | 0.4% |
| Flagstar Bank, FSB | $87,125,000 | $105,835,000 | 21.5% | 0.4% |
| FBC MORTGAGE, LLC | $88,035,000 | $102,315,000 | 16.2% | 0.4% |
| Truist | $108,865,000 | $99,890,000 | -8.2% | 0.4% |
| United Community Bank | $93,585,000 | $98,480,000 | 5.2% | 0.4% |
| Arbor Realty Trust, Inc. | $67,920,000 | $92,035,000 | 35.5% | 0.4% |
| MAX Credit Union | $39,715,000 | $88,430,000 | 122.7% | 0.4% |
| BankPlus | $56,845,000 | $88,355,000 | 55.4% | 0.4% |
| SmartBank | $39,345,000 | $84,950,000 | 115.9% | 0.4% |
| MORTGAGE INVESTORS GROUP, INC. | $78,980,000 | $84,765,000 | 7.3% | 0.4% |
| The Loan Store, Inc. | $18,615,000 | $81,640,000 | 338.6% | 0.3% |
| DSLD MORTGAGE, LLC | $67,510,000 | $81,630,000 | 20.9% | 0.3% |
| GUARANTEED RATE, INC. | $169,945,000 | $77,750,000 | -54.2% | 0.3% |
| LENDINGONE, LLC | $246,985,000 | $77,310,000 | -68.7% | 0.3% |
| NEW DAY FINANCIAL, LLC | $56,235,000 | $76,365,000 | 35.8% | 0.3% |
| VILLAGE CAPITAL MORTGAGE | $24,965,000 | $76,300,000 | 205.6% | 0.3% |
| Morgan Stanley Private Bank | $75,050,000 | $73,515,000 | -2.0% | 0.3% |
| TJC Mortgage, Inc. | $85,680,000 | $73,510,000 | -14.2% | 0.3% |
| PLANET HOME LENDING, LLC | $32,300,000 | $73,055,000 | 126.2% | 0.3% |
| ALL IN | $101,100,000 | $70,460,000 | -30.3% | 0.3% |
| BERKELEY POINT CAPITAL LLC | $8,025,000 | $64,095,000 | 698.7% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $41,645,000 | $63,205,000 | 51.8% | 0.3% |
| Plains Commerce Bank | $97,595,000 | $63,065,000 | -35.4% | 0.3% |
| FAMILY SAVINGS | $33,955,000 | $61,955,000 | 82.5% | 0.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $39,235,000 | $60,895,000 | 55.2% | 0.3% |
| EMBRACE HOME LOANS, INC. | $49,910,000 | $57,775,000 | 15.8% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $20,270,000 | $57,590,000 | 184.1% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $26,560,000 | $57,580,000 | 116.8% | 0.2% |
| Hamilton Mortgage Corporation | $52,850,000 | $57,400,000 | 8.6% | 0.2% |
| U.S. Bank | $59,270,000 | $55,725,000 | -6.0% | 0.2% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $4,505,000 | $54,945,000 | 1,119.6% | 0.2% |
| Northpointe Bank | $63,350,000 | $53,515,000 | -15.5% | 0.2% |
| ORIX REAL ESTATE CAPITAL, LLC | $8,580,000 | $53,080,000 | 518.6% | 0.2% |
| CARDINAL FINANCIAL | $86,935,000 | $51,685,000 | -40.5% | 0.2% |
| MORIA DEVELOPMENT, INC. | $7,590,000 | $50,855,000 | 570.0% | 0.2% |
| Bank of America | $59,720,000 | $49,545,000 | -17.0% | 0.2% |
| Tyndall Federal Credit Union | $35,045,000 | $49,130,000 | 40.2% | 0.2% |
| Carrington Mortgage Services, LLC | $44,345,000 | $49,030,000 | 10.6% | 0.2% |
| Guardian Credit Union | $56,440,000 | $48,980,000 | -13.2% | 0.2% |
| Troy Bank and Trust Company | $35,750,000 | $48,930,000 | 36.9% | 0.2% |
| Listerhill Credit Union | $52,215,000 | $48,300,000 | -7.5% | 0.2% |
| TRIAD FINANCIAL SERVICES, INC. | $44,905,000 | $47,435,000 | 5.6% | 0.2% |
| Alabama One Credit Union | $35,215,000 | $46,630,000 | 32.4% | 0.2% |
| Pinnacle Bank | $185,000 | $45,045,000 | 24,248.6% | 0.2% |
| SWBC MORTGAGE CORPORATION | $46,345,000 | $44,530,000 | -3.9% | 0.2% |
| APCO EMPLOYEES | $69,325,000 | $44,315,000 | -36.1% | 0.2% |
| Magnolia Bank | $20,645,000 | $43,240,000 | 109.4% | 0.2% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $30,070,000 | $42,495,000 | 41.3% | 0.2% |
| Bank of England | $64,910,000 | $42,475,000 | -34.6% | 0.2% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $6,005,000 | $42,315,000 | 604.7% | 0.2% |
| The Hometown Bank of Alabama | $49,415,000 | $40,620,000 | -17.8% | 0.2% |
| The First, A National Banking Association | $45,430,000 | $38,680,000 | -14.9% | 0.2% |
| Discover Bank | $34,210,000 | $38,610,000 | 12.9% | 0.2% |
| NBKC BANK | $24,920,000 | $38,515,000 | 54.6% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $68,410,000 | $37,960,000 | -44.5% | 0.2% |
| The Federal Savings Bank | $41,405,000 | $37,765,000 | -8.8% | 0.2% |
| Hancock Whitney Bank | $42,775,000 | $36,760,000 | -14.1% | 0.2% |
| PGIM Real Estate Finance, LLC | $36,315,000 | n/a | 0.2% | |
| INTERLINC MORTGAGE SERVICES, LLC | $35,755,000 | $35,920,000 | 0.5% | 0.2% |
| First National Bank of Pulaski | $45,745,000 | $35,820,000 | -21.7% | 0.2% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $47,945,000 | $34,895,000 | -27.2% | 0.1% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $50,445,000 | $34,385,000 | -31.8% | 0.1% |
| Metro Bank | $36,295,000 | $34,100,000 | -6.0% | 0.1% |
| Consumer First Mortgage, Inc. | $26,980,000 | $33,605,000 | 24.6% | 0.1% |
| West Alabama Bank & Trust | $16,720,000 | $33,360,000 | 99.5% | 0.1% |
| Grandbridge Real Estate Capital LLC | $33,125,000 | n/a | 0.1% | |
| EMM LOANS LLC | $19,760,000 | $33,045,000 | 67.2% | 0.1% |
| ALABAMA TEACHERS | $32,795,000 | $32,710,000 | -0.3% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $16,740,000 | $32,665,000 | 95.1% | 0.1% |
| AmeriHome Mortgage Company, LLC | $9,585,000 | $32,285,000 | 236.8% | 0.1% |
| S1L, Inc. | $7,775,000 | $32,200,000 | 314.1% | 0.1% |
| Victorian Finance, LLC | $35,685,000 | $32,120,000 | -10.0% | 0.1% |
| Stifel Bank and Trust | $31,560,000 | $31,995,000 | 1.4% | 0.1% |
| SOUTHWEST FUNDING, LP | $31,880,000 | n/a | 0.1% | |
| First Federal Bank | $195,000 | $31,235,000 | 15,917.9% | 0.1% |
| RCN Capital, LLC | $25,605,000 | $31,130,000 | 21.6% | 0.1% |
| Figure Lending LLC | $18,400,000 | $29,510,000 | 60.4% | 0.1% |
| ALABAMA CREDIT UNION | $32,270,000 | $29,450,000 | -8.7% | 0.1% |
| Traditions Bank | $40,765,000 | $29,360,000 | -28.0% | 0.1% |
| LEADERONE FINANCIAL CORPORATION | $21,235,000 | $29,055,000 | 36.8% | 0.1% |
| HUNT MORTGAGE CORPORATION | $24,725,000 | $28,515,000 | 15.3% | 0.1% |
| EVERETT FINANCIAL, INC. | $20,015,000 | $28,415,000 | 42.0% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $37,380,000 | $27,930,000 | -25.3% | 0.1% |
| ACOPIA, LLC | $27,405,000 | $27,615,000 | 0.8% | 0.1% |
| LIMA ONE CAPITAL, LLC | $16,730,000 | $27,615,000 | 65.1% | 0.1% |
| First Bank of Alabama | $31,975,000 | $27,475,000 | -14.1% | 0.1% |
| AuburnBank | $47,590,000 | $26,710,000 | -43.9% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $36,355,000 | $26,605,000 | -26.8% | 0.1% |
| Equity Prime Mortgage LLC | $18,775,000 | $26,020,000 | 38.6% | 0.1% |
| Cornerstone First Mortgage, Inc | $22,100,000 | $25,870,000 | 17.1% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $41,570,000 | $25,665,000 | -38.3% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $20,790,000 | $25,145,000 | 20.9% | 0.1% |
| Princeton Mortgage Corporation | $26,125,000 | $25,105,000 | -3.9% | 0.1% |
| Citizens Bank | $4,505,000 | $24,915,000 | 453.1% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $25,340,000 | $24,845,000 | -2.0% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $24,105,000 | $23,905,000 | -0.8% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $18,690,000 | $23,875,000 | 27.7% | 0.1% |
| Liberty Bank | $21,760,000 | $22,335,000 | 2.6% | 0.1% |
| EvaBank | $26,785,000 | $22,250,000 | -16.9% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $8,760,000 | $22,165,000 | 153.0% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $12,510,000 | $21,960,000 | 75.5% | 0.1% |
| First Metro Bank | $29,900,000 | $21,710,000 | -27.4% | 0.1% |
| Five Star Credit Union | $19,170,000 | $21,680,000 | 13.1% | 0.1% |
| PHH Mortgage Corporation | $12,720,000 | $21,645,000 | 70.2% | 0.1% |
| Barings Multifamily Capital | $3,275,000 | $21,640,000 | 560.8% | 0.1% |
| ENVOY MORTGAGE, LTD | $49,485,000 | $21,445,000 | -56.7% | 0.1% |
| MILEND, INC. | $23,740,000 | $21,365,000 | -10.0% | 0.1% |
| THE MORTGAGE FIRM, INC. | $31,620,000 | $21,000,000 | -33.6% | 0.1% |
| LOANPAL, LLC | $7,185,000 | $20,920,000 | 191.2% | 0.1% |
| AMERIFIRST BANK | $21,065,000 | $20,615,000 | -2.1% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $21,690,000 | $20,610,000 | -5.0% | 0.1% |
| Central State Bank | $26,000,000 | $20,585,000 | -20.8% | 0.1% |
| INSPIRE HOME LOANS INC. | $10,115,000 | $20,240,000 | 100.1% | 0.1% |
| New Horizons Credit Union | $17,645,000 | $20,115,000 | 14.0% | 0.1% |
| ZILLOW HOME LOANS, LLC | $15,985,000 | $19,990,000 | 25.1% | 0.1% |
| Premier Bank of the South | $17,215,000 | $19,775,000 | 14.9% | 0.1% |
| COREVEST AMERICAN FINANCE LENDER LLC | $11,925,000 | $19,685,000 | 65.1% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $20,405,000 | $19,660,000 | -3.7% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $16,120,000 | $19,550,000 | 21.3% | 0.1% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $19,885,000 | $18,130,000 | -8.8% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $13,020,000 | $18,070,000 | 38.8% | 0.1% |
| NORTHMARQ CAPITAL FINANCE, L.L.C. | $17,785,000 | n/a | 0.1% | |
| First South Farm Credit, ACA | $8,990,000 | $17,545,000 | 95.2% | 0.1% |
| First Community Bank of Central Alabama | $13,070,000 | $17,515,000 | 34.0% | 0.1% |
| First National Bank of America | $11,780,000 | $17,385,000 | 47.6% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $16,110,000 | $17,200,000 | 6.8% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $17,990,000 | $16,760,000 | -6.8% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $12,215,000 | $16,425,000 | 34.5% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $22,075,000 | $16,210,000 | -26.6% | 0.1% |
| Nations Lending Corporation | $15,925,000 | $16,155,000 | 1.4% | 0.1% |
| CSL Financial, LLC | $9,970,000 | $15,835,000 | 58.8% | 0.1% |
| CLEARPATH LENDING | $7,155,000 | $15,825,000 | 121.2% | 0.1% |
| Peoples Bank of Alabama | $20,235,000 | $15,650,000 | -22.7% | 0.1% |
| NFM, INC. | $13,505,000 | $15,645,000 | 15.8% | 0.1% |
| Armed Forces Bank | $14,160,000 | $15,625,000 | 10.3% | 0.1% |
| CIS Financial Services, Inc. | $38,885,000 | $15,595,000 | -59.9% | 0.1% |
| Southern States Bank | $19,740,000 | $15,585,000 | -21.0% | 0.1% |
| DIRECT MORTGAGE LOANS, LLC | $13,795,000 | $14,995,000 | 8.7% | 0.1% |
| First US Bank | $380,000 | $14,905,000 | 3,822.4% | 0.1% |
| PeoplesSouth Bank | $14,450,000 | $14,620,000 | 1.2% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $18,200,000 | $14,475,000 | -20.5% | 0.1% |
| BETTER MORTGAGE CORPORATION | $17,450,000 | $14,310,000 | -18.0% | 0.1% |
| Merchants Bank of Indiana | $16,575,000 | $14,215,000 | -14.2% | 0.1% |
| Liberty Mortgage Corporation | $16,675,000 | $14,205,000 | -14.8% | 0.1% |
| PREMIA MORTGAGE, LLC | $11,270,000 | $13,970,000 | 24.0% | 0.1% |
| AMWEST FUNDING CORP. | $6,690,000 | $13,965,000 | 108.7% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $8,770,000 | $13,875,000 | 58.2% | 0.1% |
| Pen Air Federal Credit Union | $12,280,000 | $13,830,000 | 12.6% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $4,005,000 | $13,750,000 | 243.3% | 0.1% |
| LEGACY COMMUNITY FEDERAL CREDIT UNION | $12,085,000 | $13,670,000 | 13.1% | 0.1% |
| First National Bank | $465,000 | $13,595,000 | 2,823.7% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $9,640,000 | $13,500,000 | 40.0% | 0.1% |
| NexBank | $3,570,000 | $13,425,000 | 276.1% | 0.1% |
| OCMBC, INC. | $1,830,000 | $13,425,000 | 633.6% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $6,320,000 | $13,295,000 | 110.4% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $12,405,000 | $12,885,000 | 3.9% | 0.1% |
| DOMINION FINANCIAL SERVICES, LLC | $9,180,000 | $12,875,000 | 40.3% | 0.1% |
| Citadel Servicing Corporation | $8,430,000 | $12,855,000 | 52.5% | 0.1% |
| Presidential Bank, FSB | $6,335,000 | $12,615,000 | 99.1% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $15,645,000 | $12,500,000 | -20.1% | 0.1% |
| AMERICAN FINANCING CORPORATION | $5,970,000 | $12,495,000 | 109.3% | 0.1% |
| Citizens Bank & Trust | $14,295,000 | $12,460,000 | -12.8% | 0.1% |
| Coastal Community Bank | $11,910,000 | $12,455,000 | 4.6% | 0.1% |
| RUOFF MORTGAGE COMPANY, INC. | $6,555,000 | $12,345,000 | 88.3% | 0.1% |
| First Southern Bank | $19,660,000 | $11,660,000 | -40.7% | 0.0% |
| Lakeview Community Capital, LLC | $11,650,000 | n/a | 0.0% | |
| CCB Community Bank | $23,775,000 | $11,630,000 | -51.1% | 0.0% |
| Valley National Bank | $81,360,000 | $11,345,000 | -86.1% | 0.0% |
| First Jackson Bank, Inc. | $16,340,000 | $11,335,000 | -30.6% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $1,880,000 | $11,250,000 | 498.4% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $2,885,000 | $11,105,000 | 284.9% | 0.0% |
| ALABAMA STATE EMPLOYEES CREDIT UNION | $5,455,000 | $10,925,000 | 100.3% | 0.0% |
| First Financial Bank | $205,000 | $10,755,000 | 5,146.3% | 0.0% |
| Centennial Bank | $325,000 | $10,600,000 | 3,161.5% | 0.0% |
| Wolfe Financial, Inc | $8,770,000 | $10,530,000 | 20.1% | 0.0% |
| Keystone Funding, Inc. | $10,725,000 | $10,480,000 | -2.3% | 0.0% |
| United Bank | $480,000 | $10,310,000 | 2,047.9% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $7,750,000 | $10,195,000 | 31.5% | 0.0% |
| A&D Mortgage LLC | $6,420,000 | $10,190,000 | 58.7% | 0.0% |
| BMO Harris Bank | $8,600,000 | $10,165,000 | 18.2% | 0.0% |
| AlaTrust Credit Union | $9,670,000 | $10,100,000 | 4.4% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $1,360,000 | $9,910,000 | 628.7% | 0.0% |
| The Exchange Bank of Alabama | $7,285,000 | $9,840,000 | 35.1% | 0.0% |
| PeoplesTrust Bank | $8,780,000 | $9,830,000 | 12.0% | 0.0% |
| BankSouth | $16,445,000 | $9,745,000 | -40.7% | 0.0% |
| FIRST TECHNOLOGY | $2,930,000 | $9,675,000 | 230.2% | 0.0% |
| T2 FINANCIAL LLC | $490,000 | $9,535,000 | 1,845.9% | 0.0% |
| Century Bank | $32,965,000 | $9,510,000 | -71.2% | 0.0% |
| Mid-Continent Funding, Inc. | $6,190,000 | $9,455,000 | 52.7% | 0.0% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $9,195,000 | $9,400,000 | 2.2% | 0.0% |
| ARC HOME LLC | $10,050,000 | $9,335,000 | -7.1% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $7,620,000 | $9,215,000 | 20.9% | 0.0% |
| Citibank | $8,095,000 | $9,210,000 | 13.8% | 0.0% |
| MICHIGAN MUTUAL, INC. | $1,840,000 | $9,150,000 | 397.3% | 0.0% |
| Ally Bank | $9,325,000 | $9,100,000 | -2.4% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $2,375,000 | $9,090,000 | 282.7% | 0.0% |
| LENDSURE MORTGAGE CORP. | $8,265,000 | $9,055,000 | 9.6% | 0.0% |
| City National Bank of Florida | $275,000 | $9,015,000 | 3,178.2% | 0.0% |
| Total Media Management, LLC | $2,130,000 | $8,945,000 | 320.0% | 0.0% |
| ACIPCO Federal Credit Union | $9,890,000 | $8,915,000 | -9.9% | 0.0% |
| Granite Community Bank | $8,790,000 | n/a | 0.0% | |
| HOMEAMERICAN MORTGAGE CORPORATION | $8,755,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $6,640,000 | $8,670,000 | 30.6% | 0.0% |
| BELLCO | $8,605,000 | n/a | 0.0% | |
| UBS Bank USA | $2,640,000 | $8,485,000 | 221.4% | 0.0% |
| EVANSVILLE TEACHERS | $10,100,000 | $8,450,000 | -16.3% | 0.0% |
| Peoples Independent Bank | $9,060,000 | $8,415,000 | -7.1% | 0.0% |
| HNB First Bank | $5,140,000 | $8,345,000 | 62.4% | 0.0% |
| ENDEAVOR CAPITAL, LLC. | $8,295,000 | n/a | 0.0% | |
| Merchants & Marine Bank | $11,265,000 | $8,265,000 | -26.6% | 0.0% |
| AUBURN UNIVERSITY CREDIT UNION | $7,495,000 | $8,245,000 | 10.0% | 0.0% |
| M&T Bank | $8,325,000 | $8,225,000 | -1.2% | 0.0% |
| b1BANK | $1,705,000 | $8,220,000 | 382.1% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $810,000 | $8,110,000 | 901.2% | 0.0% |
| Commerce Home Mortgage, Inc. | $3,760,000 | $8,090,000 | 115.2% | 0.0% |
| SeaTrust Mortgage Company | $4,205,000 | $8,015,000 | 90.6% | 0.0% |
| MORTGAGE ACCESS CORP. | $4,695,000 | $7,995,000 | 70.3% | 0.0% |
| Legends Bank | $4,335,000 | $7,965,000 | 83.7% | 0.0% |
| Ixonia Bank | $9,970,000 | $7,820,000 | -21.6% | 0.0% |
| NobleBank & Trust | $11,875,000 | $7,815,000 | -34.2% | 0.0% |
| Gulf Winds Credit Union | $7,850,000 | $7,720,000 | -1.7% | 0.0% |
| TVA Community Credit Union | $12,945,000 | $7,675,000 | -40.7% | 0.0% |
| Fifth Third Bank | $4,035,000 | $7,650,000 | 89.6% | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $2,355,000 | $7,515,000 | 219.1% | 0.0% |
| North American Savings Bank, F.S.B. | $6,700,000 | $7,400,000 | 10.4% | 0.0% |
| The First National Bank of Hartford | $7,870,000 | $7,360,000 | -6.5% | 0.0% |
| DELTA COMMUNITY CREDIT UNION | $8,755,000 | $7,350,000 | -16.0% | 0.0% |
| Marion Bank & Trust Company | $7,445,000 | $7,295,000 | -2.0% | 0.0% |
| NAVIGATOR CU | $4,350,000 | $7,145,000 | 64.3% | 0.0% |
| Old National Bank | $50,420,000 | $7,115,000 | -85.9% | 0.0% |
| ALLIANT CREDIT UNION | $1,650,000 | $7,085,000 | 329.4% | 0.0% |
| Phenix-Girard Bank | $6,835,000 | $7,055,000 | 3.2% | 0.0% |
| Raymond James Bank | $24,385,000 | $6,830,000 | -72.0% | 0.0% |
| READYCAP COMMERCIAL, LLC | $6,820,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $6,050,000 | $6,490,000 | 7.3% | 0.0% |
| Family Security Credit Union | $8,225,000 | $6,475,000 | -21.3% | 0.0% |
| Robertson Banking Company | $29,020,000 | $6,050,000 | -79.2% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $6,945,000 | $6,025,000 | -13.2% | 0.0% |
| 1ST SIGNATURE LENDING, LLC | $5,440,000 | $6,015,000 | 10.6% | 0.0% |
| KEESLER | $6,225,000 | $5,900,000 | -5.2% | 0.0% |
| Florida Capital Bank | $3,360,000 | $5,855,000 | 74.3% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $1,760,000 | $5,795,000 | 229.3% | 0.0% |
| First Citizens Bank | $6,640,000 | $5,770,000 | -13.1% | 0.0% |
| PINNACLE BANK | $5,010,000 | $5,705,000 | 13.9% | 0.0% |
| Charles Schwab Bank, SSB | $7,885,000 | $5,685,000 | -27.9% | 0.0% |
| Alabama Central Credit Union | $8,475,000 | $5,660,000 | -33.2% | 0.0% |
| Mutual Savings Credit Union | $14,080,000 | $5,655,000 | -59.8% | 0.0% |
| HONDA Federal Credit Union | $6,345,000 | $5,620,000 | -11.4% | 0.0% |
| Hometown Equity Mortgage, LLC | $4,115,000 | $5,600,000 | 36.1% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $3,080,000 | $5,590,000 | 81.5% | 0.0% |
| ISERVE RESIDENTIAL LENDING, LLC | $11,375,000 | $5,540,000 | -51.3% | 0.0% |
| Farmers & Merchants Bank | $4,830,000 | $5,485,000 | 13.6% | 0.0% |
| The Citizens Bank | $14,835,000 | $5,470,000 | -63.1% | 0.0% |
| Bethpage Federal Credit Union | $10,710,000 | $5,435,000 | -49.3% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $3,195,000 | $5,435,000 | 70.1% | 0.0% |
| NEXERA HOLDING LLC | $4,485,000 | $5,370,000 | 19.7% | 0.0% |
| The Samson Banking Company, Inc. | $5,890,000 | $5,245,000 | -11.0% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $10,785,000 | $5,220,000 | -51.6% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $1,350,000 | $5,205,000 | 285.6% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $5,465,000 | $5,190,000 | -5.0% | 0.0% |
| AOD Federal Credit Union | $7,540,000 | $5,175,000 | -31.4% | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $225,000 | $5,145,000 | 2,186.7% | 0.0% |
| North Alabama Bank | $5,430,000 | $5,055,000 | -6.9% | 0.0% |
| GoPrime Mortgage, Inc. | $5,045,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $3,280,000 | $5,025,000 | 53.2% | 0.0% |
| GENEVA FINANCIAL, LLC | $5,245,000 | $4,980,000 | -5.1% | 0.0% |
| American Mortgage Bank, LLC | $4,945,000 | n/a | 0.0% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $5,775,000 | $4,900,000 | -15.2% | 0.0% |
| University Bank | $5,365,000 | $4,810,000 | -10.3% | 0.0% |
| First-Citizens Bank & Trust Company | $3,025,000 | $4,740,000 | 56.7% | 0.0% |
| Goldman Sachs Bank USA | $5,265,000 | $4,700,000 | -10.7% | 0.0% |
| Loan Simple, Inc. | $295,000 | $4,585,000 | 1,454.2% | 0.0% |
| SIRVA MORTGAGE, INC. | $4,650,000 | $4,575,000 | -1.6% | 0.0% |
| Capital City Home Loans, LLC | $7,715,000 | $4,505,000 | -41.6% | 0.0% |
| Citizens Bank & Trust, Inc. | $3,950,000 | $4,485,000 | 13.5% | 0.0% |
| PEOPLES BANK OF GREENSBORO | $2,625,000 | $4,430,000 | 68.8% | 0.0% |
| CHEVRON | $3,600,000 | $4,330,000 | 20.3% | 0.0% |
| Waterstone Mortgage Corporation | $4,880,000 | $4,310,000 | -11.7% | 0.0% |
| Heritage South Credit Union | $7,390,000 | $4,275,000 | -42.2% | 0.0% |
| The Huntington National Bank | $10,920,000 | $4,230,000 | -61.3% | 0.0% |
| COLLIERS MORTGAGE LLC | $4,215,000 | n/a | 0.0% | |
| BANKSOUTH MORTGAGE COMPANY, LLC | $3,455,000 | $4,185,000 | 21.1% | 0.0% |
| First Savings Bank | $5,090,000 | $4,145,000 | -18.6% | 0.0% |
| OPEN MORTGAGE, LLC | $4,500,000 | $4,115,000 | -8.6% | 0.0% |
| BAY EQUITY LLC | $7,955,000 | $4,080,000 | -48.7% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $355,000 | $4,075,000 | 1,047.9% | 0.0% |
| THE MORTGAGE LINK, INC. | $1,015,000 | $4,050,000 | 299.0% | 0.0% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $2,130,000 | $4,040,000 | 89.7% | 0.0% |
| Metro City Bank | $5,360,000 | $4,035,000 | -24.7% | 0.0% |
| Eco Credit Union | $5,215,000 | $3,945,000 | -24.4% | 0.0% |
| PriorityOne Bank | $5,925,000 | $3,840,000 | -35.2% | 0.0% |
| First State Bank of the South, Inc. | $7,090,000 | $3,830,000 | -46.0% | 0.0% |
| First Federal Savings and Loan Association | $2,755,000 | $3,825,000 | 38.8% | 0.0% |
| First State Bank of Blakely, Inc. | $3,650,000 | $3,695,000 | 1.2% | 0.0% |
| BNY Mellon | $5,045,000 | $3,640,000 | -27.8% | 0.0% |
| Commercial Lender LLC | $4,045,000 | $3,620,000 | -10.5% | 0.0% |
| DAS Acquisition Company, LLC | $18,505,000 | $3,605,000 | -80.5% | 0.0% |
| Farmers Bank & Trust | $7,700,000 | $3,605,000 | -53.2% | 0.0% |
| MidSouth Bank | $4,440,000 | $3,535,000 | -20.4% | 0.0% |
| HOPE FEDERAL CREDIT UNION | $1,830,000 | $3,510,000 | 91.8% | 0.0% |
| Origin Bank | $690,000 | $3,440,000 | 398.6% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $5,720,000 | $3,435,000 | -39.9% | 0.0% |
| Goldwater Bank, N.A. | $3,880,000 | $3,425,000 | -11.7% | 0.0% |
| BRIGHTSTAR | $3,420,000 | n/a | 0.0% | |
| HOMESTEAD FUNDING CORP. | $2,820,000 | $3,300,000 | 17.0% | 0.0% |
| RESIDENTIAL BANCORP | $1,740,000 | $3,300,000 | 89.7% | 0.0% |
| COMMUNITY MORTGAGE CORPORATION | $2,650,000 | $3,255,000 | 22.8% | 0.0% |
| Bank of Dade | $1,660,000 | $3,240,000 | 95.2% | 0.0% |
| First Farmers and Merchants Bank | $2,335,000 | $3,100,000 | 32.8% | 0.0% |
| PREMIER LENDING, INC. | $3,035,000 | n/a | 0.0% | |
| Credence Funding Corporation | $2,995,000 | n/a | 0.0% | |
| SUMMIT FUNDING, INC. | $6,075,000 | $2,995,000 | -50.7% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $945,000 | $2,980,000 | 215.3% | 0.0% |
| Home Mortgage Alliance Corp | $2,975,000 | n/a | 0.0% | |
| BAYSHORE MORTGAGE FUNDING, LLC | $3,430,000 | $2,965,000 | -13.6% | 0.0% |
| Texana Bank | $235,000 | $2,960,000 | 1,159.6% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $2,710,000 | $2,955,000 | 9.0% | 0.0% |
| Secured Investment Corp. | $1,290,000 | $2,930,000 | 127.1% | 0.0% |
| Residential Acceptance Corporation | $2,890,000 | n/a | 0.0% | |
| Arvest Bank | $3,780,000 | $2,880,000 | -23.8% | 0.0% |
| COMPASS MORTGAGE, INC. | $920,000 | $2,870,000 | 212.0% | 0.0% |
| TENNESSEE VALLEY | $2,970,000 | $2,865,000 | -3.5% | 0.0% |
| The Central Trust Bank | $8,955,000 | $2,835,000 | -68.3% | 0.0% |
| Emprise Bank | $1,905,000 | $2,805,000 | 47.2% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $855,000 | $2,805,000 | 228.1% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $165,000 | $2,800,000 | 1,597.0% | 0.0% |
| Wilmington Savings Fund Society, FSB | $1,030,000 | $2,695,000 | 161.7% | 0.0% |
| Colony Bank | $12,710,000 | $2,680,000 | -78.9% | 0.0% |
| GEORGIA'S OWN | $1,455,000 | $2,665,000 | 83.2% | 0.0% |
| Leader Bank | $865,000 | $2,590,000 | 199.4% | 0.0% |
| JMAC LENDING, INC. | $2,065,000 | $2,555,000 | 23.7% | 0.0% |
| Baxter Credit Union | $2,260,000 | $2,485,000 | 10.0% | 0.0% |
| Gateway First Bank | $10,545,000 | $2,485,000 | -76.4% | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $1,725,000 | $2,480,000 | 43.8% | 0.0% |
| V.I.P. MORTGAGE, INC. | $1,550,000 | $2,440,000 | 57.4% | 0.0% |
| Bank of Springfield | $1,525,000 | $2,435,000 | 59.7% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $375,000 | $2,430,000 | 548.0% | 0.0% |
| NP, Inc. | $2,595,000 | $2,390,000 | -7.9% | 0.0% |
| FirstTrust Home Loans, Inc. | $16,645,000 | $2,355,000 | -85.9% | 0.0% |
| Merchants Mortgage & Trust Corporation | $2,315,000 | $2,325,000 | 0.4% | 0.0% |
| NJ LENDERS CORP. | $2,290,000 | n/a | 0.0% | |
| Beeline Loans, Inc. | $885,000 | $2,255,000 | 154.8% | 0.0% |
| The Citizens National Bank of Meridian | $2,205,000 | $2,225,000 | 0.9% | 0.0% |
| Wilson Bank And Trust | $165,000 | $2,205,000 | 1,236.4% | 0.0% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $3,130,000 | $2,200,000 | -29.7% | 0.0% |
| POLARIS HOME FUNDING CORP. | $1,050,000 | $2,200,000 | 109.5% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $3,405,000 | $2,190,000 | -35.7% | 0.0% |
| RF Renovo Management Company, LLC | $10,360,000 | $2,155,000 | -79.2% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $2,880,000 | $2,135,000 | -25.9% | 0.0% |
| Logan Finance Corporation | $2,885,000 | $2,090,000 | -27.6% | 0.0% |
| Mortgage Assurance Inc. | $350,000 | $2,085,000 | 495.7% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $1,865,000 | $2,080,000 | 11.5% | 0.0% |
| Bank Five Nine | $2,060,000 | n/a | 0.0% | |
| COUNTRYPLACE MORTGAGE, LTD. | $6,355,000 | $2,045,000 | -67.8% | 0.0% |
| HOME TOWN FUNDING, INC. | $2,030,000 | n/a | 0.0% | |
| Legacy Home Loans, LLC | $275,000 | $1,970,000 | 616.4% | 0.0% |
| NMSI, INC. | $780,000 | $1,960,000 | 151.3% | 0.0% |
| First Heritage Mortgage, LLC | $560,000 | $1,945,000 | 247.3% | 0.0% |
| CITIZENS EQUITY FIRST | $1,755,000 | $1,930,000 | 10.0% | 0.0% |
| Atlantic Coast Mortgage, LLC | $770,000 | $1,925,000 | 150.0% | 0.0% |
| Progressive Bank | $675,000 | $1,910,000 | 183.0% | 0.0% |
| Alcova Mortgage LLC | $2,730,000 | $1,900,000 | -30.4% | 0.0% |
| Peoples Bank | $1,660,000 | $1,895,000 | 14.2% | 0.0% |
| DELMAR FINANCIAL COMPANY | $2,430,000 | $1,880,000 | -22.6% | 0.0% |
| First National Bank in DeRidder | $1,865,000 | n/a | 0.0% | |
| Financial Federal Bank | $2,305,000 | $1,860,000 | -19.3% | 0.0% |
| Jefferson Credit Union | $1,310,000 | $1,855,000 | 41.6% | 0.0% |
| First Volunteer Bank | $635,000 | $1,835,000 | 189.0% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $605,000 | $1,810,000 | 199.2% | 0.0% |
| STANDARD MORTGAGE CORPORATION | $415,000 | $1,790,000 | 331.3% | 0.0% |
| Capital City Bank | $625,000 | $1,760,000 | 181.6% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $755,000 | $1,740,000 | 130.5% | 0.0% |
| First Peoples Bank | $3,250,000 | $1,665,000 | -48.8% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $4,725,000 | $1,650,000 | -65.1% | 0.0% |
| Gibsland Bank & Trust Company | $1,620,000 | n/a | 0.0% | |
| First Option Mortgage, LLC | $6,095,000 | $1,605,000 | -73.7% | 0.0% |
| CONSTRUCTIVE LOANS, LLC | $200,000 | $1,575,000 | 687.5% | 0.0% |
| FIRST CONTINENTAL MORTGAGE, LTD. | $12,730,000 | $1,575,000 | -87.6% | 0.0% |
| Gulf Coast Bank and Trust Company | $5,025,000 | $1,575,000 | -68.7% | 0.0% |
| EASTMAN | $5,060,000 | $1,570,000 | -69.0% | 0.0% |
| First Bank | $870,000 | $1,565,000 | 79.9% | 0.0% |
| Farm Credit Mid-America, ACA | $1,540,000 | n/a | 0.0% | |
| Dollar Bank, Federal Savings Bank | $1,515,000 | n/a | 0.0% | |
| DIRECT LENDERS, LLC | $680,000 | $1,510,000 | 122.1% | 0.0% |
| STAUNTON FINANCIAL, INC. | $1,505,000 | n/a | 0.0% | |
| Academy Bank | $1,480,000 | n/a | 0.0% | |
| FineMark National Bank & Trust | $1,710,000 | $1,470,000 | -14.0% | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | $155,000 | $1,470,000 | 848.4% | 0.0% |
| RBC Bank, (Georgia) | $1,920,000 | $1,470,000 | -23.4% | 0.0% |
| The Citizens Bank of Philadelphia, Mississippi | $2,975,000 | $1,450,000 | -51.3% | 0.0% |
| Watermark Capital, Inc. | $745,000 | $1,445,000 | 94.0% | 0.0% |
| BankSouth | $16,445,000 | $1,435,000 | -91.3% | 0.0% |
| Simmons Bank | $2,160,000 | $1,435,000 | -33.6% | 0.0% |
| Brighton Bank | $380,000 | $1,430,000 | 276.3% | 0.0% |
| Investar Bank | $2,715,000 | $1,425,000 | -47.5% | 0.0% |
| First Citizens National Bank | $2,255,000 | $1,420,000 | -37.0% | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | $1,025,000 | $1,415,000 | 38.0% | 0.0% |
| Quontic Bank | $925,000 | $1,410,000 | 52.4% | 0.0% |
| UNIFY FINANCIAL Credit Union | $295,000 | $1,400,000 | 374.6% | 0.0% |
| GREENSTATE CREDIT UNION | $880,000 | $1,395,000 | 58.5% | 0.0% |
| Oconee State Bank | $735,000 | $1,395,000 | 89.8% | 0.0% |
| City National Bank | $1,360,000 | $1,365,000 | 0.4% | 0.0% |
| Old Missouri Bank | $1,335,000 | n/a | 0.0% | |
| Bank of Whittier | $725,000 | $1,330,000 | 83.4% | 0.0% |
| Acre Mortgage and Financial Inc | $1,325,000 | n/a | 0.0% | |
| GSF Mortgage Corporation | $1,495,000 | $1,325,000 | -11.4% | 0.0% |
| ENCORE BANK | $1,005,000 | $1,320,000 | 31.3% | 0.0% |
| Luxury Mortgage Corp. | $1,310,000 | n/a | 0.0% | |
| SENTE MORTGAGE, INC. | $1,310,000 | n/a | 0.0% | |
| KINETIC FEDERAL CREDIT UNION | $1,610,000 | $1,300,000 | -19.3% | 0.0% |
| DIGITAL Federal Credit Union | $3,390,000 | $1,295,000 | -61.8% | 0.0% |
| ATLANTA POSTAL | $645,000 | $1,290,000 | 100.0% | 0.0% |
| Red River Bank | $710,000 | $1,240,000 | 74.6% | 0.0% |
| Sunflower Bank | $695,000 | $1,240,000 | 78.4% | 0.0% |
| UIF CORPORATION | $225,000 | $1,240,000 | 451.1% | 0.0% |
| Heritage Bank | $1,700,000 | $1,235,000 | -27.4% | 0.0% |
| HOMETRUST MORTGAGE COMPANY | $16,265,000 | $1,215,000 | -92.5% | 0.0% |
| MLD MORTGAGE INC. | $265,000 | $1,210,000 | 356.6% | 0.0% |
| INTERCOASTAL MORTGAGE COMPANY | $355,000 | $1,205,000 | 239.4% | 0.0% |
| Paramount Bank | $205,000 | $1,205,000 | 487.8% | 0.0% |
| S&T Bank | $875,000 | $1,205,000 | 37.7% | 0.0% |
| Deere Employees Credit Union | $665,000 | $1,200,000 | 80.5% | 0.0% |
| Associated Credit Union | $1,985,000 | $1,190,000 | -40.1% | 0.0% |
| SILVER HILL FUNDING, LLC | $650,000 | $1,190,000 | 83.1% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $245,000 | $1,185,000 | 383.7% | 0.0% |
| First National Bank | $465,000 | $1,160,000 | 149.5% | 0.0% |
| Northwest Federal Credit Union | $440,000 | $1,160,000 | 163.6% | 0.0% |
| Chickasaw Community Bank | $175,000 | $1,155,000 | 560.0% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $585,000 | $1,140,000 | 94.9% | 0.0% |
| OAKTREE FUNDING CORP. | $1,535,000 | $1,110,000 | -27.7% | 0.0% |
| HARVESTERS FEDERAL CREDIT UNION | $1,130,000 | $1,095,000 | -3.1% | 0.0% |
| Bank of Tennessee | $2,010,000 | $1,090,000 | -45.8% | 0.0% |
| FIDELITY BANK | $4,045,000 | $1,090,000 | -73.1% | 0.0% |
| INTERCAP LENDING INC. | $1,205,000 | $1,090,000 | -9.5% | 0.0% |
| Service Federal Credit Union | $715,000 | $1,085,000 | 51.7% | 0.0% |
| Warsaw Federal Savings and Loan Association | $785,000 | $1,085,000 | 38.2% | 0.0% |
| Integrity Home Mortgage Corp | $1,075,000 | n/a | 0.0% | |
| Elements Financial Federal Credit Union | $430,000 | $1,070,000 | 148.8% | 0.0% |
| ASCEND FEDERAL CREDIT UNION | $4,155,000 | $1,060,000 | -74.5% | 0.0% |
| MLB RESIDENTIAL LENDING, LLC | $375,000 | $1,060,000 | 182.7% | 0.0% |
| RADIUS FINANCIAL GROUP INC. | $145,000 | $1,055,000 | 627.6% | 0.0% |
| Stride Bank | $145,000 | $1,045,000 | 620.7% | 0.0% |
| Towne Bank | $925,000 | $1,030,000 | 11.4% | 0.0% |
| Independent Bank | $470,000 | $1,025,000 | 118.1% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $1,330,000 | $1,025,000 | -22.9% | 0.0% |
| Orion Federal Credit Union | $1,025,000 | n/a | 0.0% | |
| Bank 7 | $1,005,000 | n/a | 0.0% | |
| First National Bank Texas | $295,000 | $1,005,000 | 240.7% | 0.0% |
| The First National Bank of Ottawa | $1,005,000 | n/a | 0.0% | |
| Zions Bank | $980,000 | n/a | 0.0% | |
| ANCHOR LOANS, LP | $665,000 | $965,000 | 45.1% | 0.0% |
| LOANPEOPLE, LLC | $965,000 | n/a | 0.0% | |
| BOKF | $750,000 | $955,000 | 27.3% | 0.0% |
| City National Bank of West Virginia | $955,000 | n/a | 0.0% | |
| GEO-CORP, INC. | $955,000 | n/a | 0.0% | |
| Bell Bank | $265,000 | $935,000 | 252.8% | 0.0% |
| First United Bank and Trust Company | $1,240,000 | $930,000 | -25.0% | 0.0% |
| HomePromise Corporation | $980,000 | $925,000 | -5.6% | 0.0% |
| The Dart Bank | $245,000 | $925,000 | 277.6% | 0.0% |
| UNITED MORTGAGE CORP | $900,000 | n/a | 0.0% | |
| MORTGAGEONE, INC. | $890,000 | n/a | 0.0% | |
| The Farmers Bank | $75,000 | $890,000 | 1,086.7% | 0.0% |
| MEMBER ONE | $680,000 | $880,000 | 29.4% | 0.0% |
| Citizens Tri-County Bank | $1,165,000 | $870,000 | -25.3% | 0.0% |
| First Mid Bank & Trust | $840,000 | n/a | 0.0% | |
| Union Savings Bank | $285,000 | $840,000 | 194.7% | 0.0% |
| Guaranty Bank and Trust Company | $680,000 | $835,000 | 22.8% | 0.0% |
| Bank of Yazoo City | $985,000 | $830,000 | -15.7% | 0.0% |
| MORTGAGE FINANCIAL SERVICES, LLC | $400,000 | $830,000 | 107.5% | 0.0% |
| Axos Bank | $1,740,000 | $810,000 | -53.4% | 0.0% |
| Patriot Bank | $645,000 | $810,000 | 25.6% | 0.0% |
| Cross Keys Bank | $805,000 | n/a | 0.0% | |
| Heritage Community Bank | $805,000 | $805,000 | 0.0% | 0.0% |
| USAlliance Federal Credit Union | $1,230,000 | $800,000 | -35.0% | 0.0% |
| CAMPUS USA | $35,000 | $795,000 | 2,171.4% | 0.0% |
| Great Southern Bank | $250,000 | $790,000 | 216.0% | 0.0% |
| Southern First Bank | $730,000 | $770,000 | 5.5% | 0.0% |
| Evolve Bank & Trust | $16,165,000 | $760,000 | -95.3% | 0.0% |
| FIRST NATIONAL BANK OF WEATHERFORD | $760,000 | n/a | 0.0% | |
| River City Bank | $155,000 | $760,000 | 390.3% | 0.0% |
| The State Bank and Trust Company | $760,000 | n/a | 0.0% | |
| TEXAS TECH | $335,000 | $755,000 | 125.4% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $830,000 | $740,000 | -10.8% | 0.0% |
| FUNDLOANS CAPITAL | $740,000 | n/a | 0.0% | |
| BAY-VALLEY MORTGAGE GROUP | $715,000 | $730,000 | 2.1% | 0.0% |
| Florence Federal Credit Union | $970,000 | $725,000 | -25.3% | 0.0% |
| ROSS MORTGAGE CORPORATION | $745,000 | $725,000 | -2.7% | 0.0% |
| First Merchants Bank | $605,000 | $710,000 | 17.4% | 0.0% |
| The First National Bank of Pandora | $710,000 | n/a | 0.0% | |
| The Bank of Holly Springs | $465,000 | $705,000 | 51.6% | 0.0% |
| BM Real Estate Services, Inc. | $690,000 | n/a | 0.0% | |
| U S WIDE FINANCIAL LLC | $690,000 | n/a | 0.0% | |
| Servion, Inc. | $630,000 | $685,000 | 8.7% | 0.0% |
| JUSTICE Federal Credit Union | $275,000 | $680,000 | 147.3% | 0.0% |
| Great Plains National Bank | $415,000 | $675,000 | 62.7% | 0.0% |
| INTERNATIONAL CITY MORTGAGE, INC. | $675,000 | n/a | 0.0% | |
| TOTAL MORTGAGE SERVICES, LLC | $2,140,000 | $675,000 | -68.5% | 0.0% |
| CREDIT UNION OF GEORGIA | $75,000 | $670,000 | 793.3% | 0.0% |
| Sullivan Bank | $665,000 | n/a | 0.0% | |
| HURST REAL ESTATE, INC. | $660,000 | n/a | 0.0% | |
| Capital Bank | $415,000 | $655,000 | 57.8% | 0.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | $795,000 | $650,000 | -18.2% | 0.0% |
| Signature Federal Credit Union | $65,000 | $640,000 | 884.6% | 0.0% |
| Amalgamated Bank | $635,000 | n/a | 0.0% | |
| Community First National Bank | $1,120,000 | $635,000 | -43.3% | 0.0% |
| LCNB National Bank | $635,000 | n/a | 0.0% | |
| Bank of Cleveland | $625,000 | n/a | 0.0% | |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $75,000 | $625,000 | 733.3% | 0.0% |
| MY MOVE MORTGAGE, LLC | $620,000 | n/a | 0.0% | |
| LOANFLIGHT LENDING, LLC | $315,000 | $615,000 | 95.2% | 0.0% |
| US MORTGAGE CORPORATION | $1,095,000 | $615,000 | -43.8% | 0.0% |
| SKYONE Federal Credit Union | $175,000 | $610,000 | 248.6% | 0.0% |
| First Security Bank | $445,000 | $605,000 | 36.0% | 0.0% |
| TOWER | $815,000 | $605,000 | -25.8% | 0.0% |
| AmRes Corporation | $785,000 | $595,000 | -24.2% | 0.0% |
| Eagle Bank and Trust Company | $255,000 | $590,000 | 131.4% | 0.0% |
| TEACHERS | $260,000 | $590,000 | 126.9% | 0.0% |
| East Coast Capital Corp. | $115,000 | $585,000 | 408.7% | 0.0% |
| CapStar Bank | $2,050,000 | $580,000 | -71.7% | 0.0% |
| The Bank of Missouri | $125,000 | $580,000 | 364.0% | 0.0% |
| Guardian Savings Bank, A Federal Savings Bank | $155,000 | $575,000 | 271.0% | 0.0% |
| MTC Federal Credit Union | $485,000 | $575,000 | 18.6% | 0.0% |
| PILGRIM MORTGAGE LLC | $575,000 | n/a | 0.0% | |
| FAIRWINDS CREDIT UNION | $360,000 | $555,000 | 54.2% | 0.0% |
| Encompass Lending Group, LP | $195,000 | $550,000 | 182.1% | 0.0% |
| First Commercial Bank | $225,000 | $545,000 | 142.2% | 0.0% |
| Marathon Bank | $545,000 | n/a | 0.0% | |
| MAYO EMPLOYEES FEDERAL CREDIT UNION | $685,000 | $545,000 | -20.4% | 0.0% |
| Village Bank | $545,000 | n/a | 0.0% | |
| Commerce Bank | $1,375,000 | $535,000 | -61.1% | 0.0% |
| People's Savings Bank of Rhineland | $535,000 | n/a | 0.0% | |
| I. H. MISSISSIPPI VALLEY CREDIT UNION | $525,000 | n/a | 0.0% | |
| NEW WAVE LENDING GROUP INC | $750,000 | $520,000 | -30.7% | 0.0% |
| Premium Mortgage Corporation | $515,000 | n/a | 0.0% | |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | $260,000 | $515,000 | 98.1% | 0.0% |
| Westfield Bank, FSB | $515,000 | n/a | 0.0% | |
| SOUTHEAST FIRST NATIONAL BANK | $180,000 | $505,000 | 180.6% | 0.0% |
| Vision Bank | $505,000 | n/a | 0.0% | |
| Commercial Bank & Trust Co. | $500,000 | n/a | 0.0% | |
| TOGETHER CREDIT UNION | $905,000 | $500,000 | -44.8% | 0.0% |
| Fidelity Bank | $65,000 | $495,000 | 661.5% | 0.0% |
| United Community Bank | $93,585,000 | $495,000 | -99.5% | 0.0% |
| The Friendship State Bank | $485,000 | n/a | 0.0% | |
| Strong Home Mortgage, LLC | $315,000 | $480,000 | 52.4% | 0.0% |
| Pacific Lending LLC | $475,000 | n/a | 0.0% | |
| Signature Bank of Arkansas | $475,000 | n/a | 0.0% | |
| NBH Bank | $685,000 | $470,000 | -31.4% | 0.0% |
| AXIA FINANCIAL, LLC | $300,000 | $465,000 | 55.0% | 0.0% |
| JET DIRECT FUNDING CORP | $465,000 | n/a | 0.0% | |
| PANORAMA MORTGAGE GROUP, LLC | $250,000 | $465,000 | 86.0% | 0.0% |
| Southwest Airlines Federal Credit Union | $450,000 | n/a | 0.0% | |
| CRESCENT MORTGAGE COMPANY | $2,260,000 | $445,000 | -80.3% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $1,505,000 | $445,000 | -70.4% | 0.0% |
| Equity Bank | $435,000 | n/a | 0.0% | |
| UMB Bank | $625,000 | $435,000 | -30.4% | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | $345,000 | $430,000 | 24.6% | 0.0% |
| Liberty Bank and Trust Company | $1,585,000 | $430,000 | -72.9% | 0.0% |
| North Alabama Educators Credit Union | $1,960,000 | $430,000 | -78.1% | 0.0% |
| Farmers State Bank of Alto Pass | $425,000 | n/a | 0.0% | |
| ALLEGACY FEDERAL CREDIT UNION | $415,000 | n/a | 0.0% | |
| Guardian Bank | $415,000 | n/a | 0.0% | |
| Oakstar Bank | $415,000 | n/a | 0.0% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $2,280,000 | $415,000 | -81.8% | 0.0% |
| Broadway National Bank | $405,000 | n/a | 0.0% | |
| CIBC Bank USA | $405,000 | n/a | 0.0% | |
| First Financial Bank | $205,000 | $405,000 | 97.6% | 0.0% |
| Prairie State Bank and Trust | $405,000 | n/a | 0.0% | |
| Allied First Bank,sb | $115,000 | $400,000 | 247.8% | 0.0% |
| ASSEMBLIES OF GOD Credit Union | $255,000 | $400,000 | 56.9% | 0.0% |
| COMMUNITYAMERICA | $2,005,000 | $395,000 | -80.3% | 0.0% |
| First National Bank | $465,000 | $395,000 | -15.1% | 0.0% |
| Flanagan State Bank | $235,000 | $395,000 | 68.1% | 0.0% |
| First Bank | $870,000 | $390,000 | -55.2% | 0.0% |
| State Department Federal Credit Union | $450,000 | $390,000 | -13.3% | 0.0% |
| BancFirst | $185,000 | $385,000 | 108.1% | 0.0% |
| Citizens Bank & Trust Co | $445,000 | $385,000 | -13.5% | 0.0% |
| OceanFirst Bank | $385,000 | n/a | 0.0% | |
| BECKAM FUNDING CORP. | $1,755,000 | $380,000 | -78.3% | 0.0% |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $15,000 | $375,000 | 2,400.0% | 0.0% |
| First Western Trust Bank | $325,000 | $375,000 | 15.4% | 0.0% |
| HARTFORD FUNDING, LTD. | $375,000 | n/a | 0.0% | |
| Home Federal Bank | $375,000 | n/a | 0.0% | |
| Paragon Bank | $370,000 | n/a | 0.0% | |
| Atlantic Union Bank | $700,000 | $365,000 | -47.9% | 0.0% |
| BARTLETT MORTGAGE, INC. | $295,000 | $365,000 | 23.7% | 0.0% |
| GTE Federal Credit Union | $1,185,000 | $365,000 | -69.2% | 0.0% |
| INSOUTH Bank | $365,000 | n/a | 0.0% | |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $11,555,000 | $360,000 | -96.9% | 0.0% |
| ANDREWS FEDERAL CREDIT UNION | $125,000 | $355,000 | 184.0% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $2,345,000 | $355,000 | -84.9% | 0.0% |
| The Park National Bank | $355,000 | n/a | 0.0% | |
| Connexus Credit Union | $630,000 | $350,000 | -44.4% | 0.0% |
| Fortress Bank | $350,000 | n/a | 0.0% | |
| Innovations Federal Credit Union | $505,000 | $350,000 | -30.7% | 0.0% |
| NASA Federal Credit Union | $720,000 | $350,000 | -51.4% | 0.0% |
| CU COMMUNITY, LLC | $345,000 | n/a | 0.0% | |
| The Peoples Bank of Georgia | $345,000 | n/a | 0.0% | |
| Honor Credit Union | $230,000 | $325,000 | 41.3% | 0.0% |
| Montgomery Bank | $325,000 | n/a | 0.0% | |
| TRISTAR FINANCE, INC. | $325,000 | n/a | 0.0% | |
| PIKE CREEK MORTGAGE SERVICES, INC. | $520,000 | $320,000 | -38.5% | 0.0% |
| The Paducah Bank and Trust Company | $320,000 | n/a | 0.0% | |
| Heritage Bank & Trust | $460,000 | $315,000 | -31.5% | 0.0% |
| UNITED HOME LOANS, INC. | $315,000 | n/a | 0.0% | |
| WesBanco | $830,000 | $315,000 | -62.0% | 0.0% |
| FIRST COMMERCE CREDIT UNION | $550,000 | $310,000 | -43.6% | 0.0% |
| COMMUNITY STATE BANK | $305,000 | n/a | 0.0% | |
| FREEDOM FIRST | $305,000 | n/a | 0.0% | |
| MSA MORTGAGE, LLC | $305,000 | n/a | 0.0% | |
| PATRIOTS BANK | $305,000 | n/a | 0.0% | |
| Pinnacle Bank | $185,000 | $305,000 | 64.9% | 0.0% |
| Springfield First Community Bank | $305,000 | n/a | 0.0% | |
| WESCOM CENTRAL CREDIT UNION | $305,000 | n/a | 0.0% | |
| WRIGHT-PATT CREDIT UNION, INC. | $205,000 | $305,000 | 48.8% | 0.0% |
| Network Funding, L.P. | $185,000 | $300,000 | 62.2% | 0.0% |
| Christian Community Credit Union | $195,000 | $295,000 | 51.3% | 0.0% |
| METROPLEX MORTGAGE SERVICES, INC. | $145,000 | $295,000 | 103.4% | 0.0% |
| The First National Bank of Middle Tennessee | $1,325,000 | $295,000 | -77.7% | 0.0% |
| Wyoming Bank & Trust | $295,000 | n/a | 0.0% | |
| NORTHWEST BANK OF ROCKFORD | $285,000 | n/a | 0.0% | |
| Bank of Hope | $820,000 | $280,000 | -65.9% | 0.0% |
| Grow Financial Federal Credit Union | $850,000 | $280,000 | -67.1% | 0.0% |
| First Reliance Bank | $55,000 | $275,000 | 400.0% | 0.0% |
| IAA Credit Union | $345,000 | $275,000 | -20.3% | 0.0% |
| MDE Home Loans, LLC | $275,000 | n/a | 0.0% | |
| THE SOUTHERN Credit Union | $15,000 | $270,000 | 1,700.0% | 0.0% |
| AMERICAN BANCSHARES MORTGAGE | $580,000 | $265,000 | -54.3% | 0.0% |
| The First National Bank of Jeanerette | $265,000 | n/a | 0.0% | |
| SOUTH CENTRAL BANK, INC. | $180,000 | $260,000 | 44.4% | 0.0% |
| DATA MORTGAGE, INC. | $255,000 | n/a | 0.0% | |
| EMERY FEDERAL CREDIT UNION | $255,000 | n/a | 0.0% | |
| KS StateBank | $255,000 | n/a | 0.0% | |
| Northeast Bank | $925,000 | $255,000 | -72.4% | 0.0% |
| Planters Bank & Trust Company | $255,000 | n/a | 0.0% | |
| CARTER FEDERAL CREDIT UNION | $415,000 | $245,000 | -41.0% | 0.0% |
| Community National Bank & Trust | $245,000 | n/a | 0.0% | |
| Devon Bank | $245,000 | n/a | 0.0% | |
| Ohnward Bank & Trust | $245,000 | n/a | 0.0% | |
| TEACHERS CREDIT UNION | $245,000 | n/a | 0.0% | |
| The Peoples Bank, Biloxi, Mississippi | $505,000 | $245,000 | -51.5% | 0.0% |
| PURDUE FEDERAL CREDIT UNION | $210,000 | $240,000 | 14.3% | 0.0% |
| ArborOne, ACA | $235,000 | n/a | 0.0% | |
| Bank of Bartlett | $1,255,000 | $235,000 | -81.3% | 0.0% |
| COMMUNITY MORTGAGE, LLC | $1,525,000 | $235,000 | -84.6% | 0.0% |
| First Financial Bank | $205,000 | $235,000 | 14.6% | 0.0% |
| General Mortgage Capital Corporation | $575,000 | $235,000 | -59.1% | 0.0% |
| RESOURCE FINANCIAL SERVICES, INC. | $375,000 | $235,000 | -37.3% | 0.0% |
| SHELTER HOME MORTGAGE, LLC | $1,435,000 | $235,000 | -83.6% | 0.0% |
| Southern Bancorp Bank | $715,000 | $235,000 | -67.1% | 0.0% |
| Terre Haute Savings Bank | $235,000 | n/a | 0.0% | |
| Citizens Bank & Trust Company of Vivian, Louisiana | $225,000 | $225,000 | 0.0% | 0.0% |
| CITYWIDE HOME LOANS, LLC | $225,000 | n/a | 0.0% | |
| Pinnacle Bank | $185,000 | $225,000 | 21.6% | 0.0% |
| KINECTA | $3,100,000 | $220,000 | -92.9% | 0.0% |
| LAFAYETTE FEDERAL CREDIT UNION | $55,000 | $220,000 | 300.0% | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | $1,030,000 | $215,000 | -79.1% | 0.0% |
| CLIFFCO, INC. | $215,000 | n/a | 0.0% | |
| First State Community Bank | $505,000 | $215,000 | -57.4% | 0.0% |
| GVC MORTGAGE, INC. | $215,000 | n/a | 0.0% | |
| Horizon Bank | $165,000 | $215,000 | 30.3% | 0.0% |
| The Bank | $215,000 | n/a | 0.0% | |
| First Western Federal Savings Bank | $180,000 | $210,000 | 16.7% | 0.0% |
| American Airlines Federal Credit Union | $2,035,000 | $205,000 | -89.9% | 0.0% |
| AMERICAN HERITAGE FCU | $205,000 | n/a | 0.0% | |
| Citizens Community Bank | $65,000 | $205,000 | 215.4% | 0.0% |
| First National Bank of Pana | $205,000 | n/a | 0.0% | |
| KeyBank | $285,000 | $205,000 | -28.1% | 0.0% |
| LGE COMMUNITY | $275,000 | $205,000 | -25.5% | 0.0% |
| BELEM SERVICING LLC | $195,000 | n/a | 0.0% | |
| Farmers and Merchants Trust Company of Chambersburg | $195,000 | n/a | 0.0% | |
| FIRST FLORIDA Credit Union | $275,000 | $195,000 | -29.1% | 0.0% |
| MidWestOne Bank | $195,000 | n/a | 0.0% | |
| STAR ONE CREDIT UNION | $505,000 | $195,000 | -61.4% | 0.0% |
| Bank OZK | $185,000 | n/a | 0.0% | |
| CITY-COUNTY CREDIT UNION | $185,000 | n/a | 0.0% | |
| LAFCU | $185,000 | n/a | 0.0% | |
| LOS ANGELES POLICE Federal Credit Union | $165,000 | $185,000 | 12.1% | 0.0% |
| Magnolia State Bank | $2,020,000 | $185,000 | -90.8% | 0.0% |
| MIDFLORIDA | $185,000 | n/a | 0.0% | |
| Republic Bank & Trust Company | $1,290,000 | $185,000 | -85.7% | 0.0% |
| Republic State Mortgage Co. | $185,000 | n/a | 0.0% | |
| ILLINOIS STATE CREDIT UNION | $175,000 | n/a | 0.0% | |
| Regent Bank | $175,000 | n/a | 0.0% | |
| Singing River Federal Credit Union | $215,000 | $175,000 | -18.6% | 0.0% |
| LEGEND LENDING CORPORATION | $215,000 | $170,000 | -20.9% | 0.0% |
| MidFirst Bank | $785,000 | $170,000 | -78.3% | 0.0% |
| POINT Mortgage | $565,000 | $170,000 | -69.9% | 0.0% |
| COCA-COLA | $165,000 | n/a | 0.0% | |
| First State Bank | $145,000 | $165,000 | 13.8% | 0.0% |
| Gulf Coast Bank | $165,000 | n/a | 0.0% | |
| First American Bank | $145,000 | $160,000 | 10.3% | 0.0% |
| Bank of Dickson | $155,000 | n/a | 0.0% | |
| FIRST BANCORP | $155,000 | n/a | 0.0% | |
| First State Bank of St. Charles, Missouri | $690,000 | $155,000 | -77.5% | 0.0% |
| Greenbox Loans, Inc. | $1,140,000 | $155,000 | -86.4% | 0.0% |
| Liberty Savings Bank, F.S.B. | $275,000 | $155,000 | -43.6% | 0.0% |
| Mortgage Lenders Investment Trading Corporation | $155,000 | n/a | 0.0% | |
| RANLIFE, INC. | $155,000 | n/a | 0.0% | |
| Willamette Valley Bank | $415,000 | $150,000 | -63.9% | 0.0% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $150,000 | n/a | 0.0% | |
| Commercial Banking Company | $145,000 | n/a | 0.0% | |
| First International Bank & Trust | $145,000 | $145,000 | 0.0% | 0.0% |
| Home Federal Bank of Tennessee | $145,000 | n/a | 0.0% | |
| PUBLIX EMPLOYEES | $330,000 | $140,000 | -57.6% | 0.0% |
| Core Bank | $125,000 | n/a | 0.0% | |
| SPIRE Credit Union | $125,000 | n/a | 0.0% | |
| Suncoast Credit Union | $810,000 | $125,000 | -84.6% | 0.0% |
| TECH Credit Union | $125,000 | n/a | 0.0% | |
| CREDIT UNION FINANCIAL SERVICES, LLC | $240,000 | $115,000 | -52.1% | 0.0% |
| Notre Dame Federal Credit Union Corporation | $115,000 | n/a | 0.0% | |
| Sandy Spring Bank | $115,000 | n/a | 0.0% | |
| The First National Bank of Fort Smith | $115,000 | n/a | 0.0% | |
| Centra Credit Union | $105,000 | n/a | 0.0% | |
| FOUNDERS FEDERAL CREDIT UNION | $105,000 | n/a | 0.0% | |
| MEMBERS FIRST CREDIT UNION OF FLORIDA | $150,000 | $105,000 | -30.0% | 0.0% |
| Memphis City Employees Credit Union | $215,000 | $105,000 | -51.2% | 0.0% |
| Southern Bank of Tennessee | $105,000 | n/a | 0.0% | |
| SouthStar Bank, S.S.B. | $170,000 | $100,000 | -41.2% | 0.0% |
| Andrew Johnson Bank | $95,000 | n/a | 0.0% | |
| Directions Credit Union, Inc. | $95,000 | n/a | 0.0% | |
| TOWER COMMUNITY BANK | $95,000 | n/a | 0.0% | |
| ALTURA | $85,000 | n/a | 0.0% | |
| Bank of Dudley | $75,000 | n/a | 0.0% | |
| First Southern National Bank | $385,000 | $75,000 | -80.5% | 0.0% |
| WINGS FINANCIAL | $1,080,000 | $75,000 | -93.1% | 0.0% |
| COLUMBIA COMMUNITY CREDIT UNION | $65,000 | n/a | 0.0% | |
| ITHINK FINANCIAL Credit Union | $355,000 | $65,000 | -81.7% | 0.0% |
| Stock Yards Bank & Trust Company | $34,040,000 | $65,000 | -99.8% | 0.0% |
| Talbot State Bank | $80,000 | $65,000 | -18.8% | 0.0% |
| AGRICULTURE Federal Credit Union | $55,000 | n/a | 0.0% | |
| United States Senate Federal Credit Union | $35,000 | $55,000 | 57.1% | 0.0% |
| APCI Federal Credit Union | $530,000 | $45,000 | -91.5% | 0.0% |
| UNITED | $320,000 | $45,000 | -85.9% | 0.0% |
| Bank-Fund Staff Federal Credit Union | $490,000 | $35,000 | -92.9% | 0.0% |
| MILLENNIUM BANK | $35,000 | n/a | 0.0% | |
| N R L Federal Credit Union | $35,000 | n/a | 0.0% | |
| Transportation Federal Credit Union | $35,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $305,000 | $25,000 | -91.8% | 0.0% |
| HUDSON HERITAGE | $25,000 | n/a | 0.0% | |
| AFFINITY | $15,000 | n/a | 0.0% |
Alabama's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 5.2% market share. In second place, with 4.6%, is QUICKEN LOANS, LLC, having originated $1,096,905,000 in loans. In third place, with 3.4%, is Regions Bank, having originated $813,090,000 in loans. In fourth place, with 3.2%, is DHI MORTGAGE COMPANY, LTD., having originated $754,810,000 in loans. In fifth place, with 2.6%, is Trustmark National Bank, having originated $620,415,000 in loans.
Alabama Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 61,383 | $16,030,825,000 | $261,161 |
| Refi | 13,181 | $3,555,245,000 | $269,725 |
| Cash Out Refi | 12,268 | $2,487,360,000 | $202,752 |
| Other | 9,591 | $1,017,855,000 | $106,126 |
| Home Improvement | 7,496 | $644,930,000 | $86,037 |
| NA | 14 | $2,240,000 | $160,000 |
Alabama's most frequently cited loan purpose was Home Purchase, with 61,383 originations. The 2nd most popular reason was Refi, with 13,181 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 39,031 | $10,057,935,000 | $257,691 |
| Over 8% | 21,165 | $2,441,625,000 | $115,361 |
| 5-6% | 17,906 | $5,216,950,000 | $291,352 |
| 7-8% | 16,131 | $3,850,865,000 | $238,725 |
| 4-5% | 3,685 | $978,585,000 | $265,559 |
| <2.5% | 712 | $51,040,000 | $71,685 |
| 3-4% | 601 | $179,565,000 | $298,777 |
| 2.5-3% | 97 | $26,335,000 | $271,495 |
During 2024, Alabama's most frequently originated rate bucket was 6-7%, with 39,031 originations.
Loan Sizing (Alabama MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 37,285 | $10,419,855,000 | $279,465 |
| $100,000 or less | 27,778 | $1,477,950,000 | $53,206 |
| $100k-200k | 27,775 | $4,132,785,000 | $148,795 |
| $400k-600k | 7,795 | $3,697,005,000 | $474,279 |
| $600k-1000k | 2,540 | $1,831,400,000 | $721,024 |
| $Over $1MM | 760 | $2,179,460,000 | $2,867,711 |
Alabama's loan sizing saw the bucket of loans from $200k-400k with 37,285 originations, totaling $10,419,855,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 44,540 | $12,176,020,000 | $273,373 |
| 60-80% | 18,606 | $5,528,920,000 | $297,158 |
| Under 20% | 13,185 | $654,435,000 | $49,635 |
| 20-40% | 10,554 | $1,218,510,000 | $115,455 |
| 40-60% | 7,583 | $1,753,455,000 | $231,235 |
| Over 100% | 2,639 | $932,955,000 | $353,526 |
Alabama's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 44,540 originations, totaling $12,176,020,000 in origination value.