Bank Of Kampsville Mortgage Rates, Fees & Info
Hardin, ILLEI: 254900PJUWNEQ2VZTG49
Tax ID: 37-0175460
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Mortgage Data
Review & Overview
Bank Of Kampsville is a smaller bank specializing in Home Purchase loans. Bank Of Kampsville has a high proportion of conventional loans. Their top two markets are St. Louis and Quincy .Bank Of Kampsville has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
18Origination Dollar Volume (All Markets)
$1,930,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 14 | $1,590,000 | $113,571 | $0 | 0.00% |
| Outside of Metro Areas | 3 | $275,000 | $91,667 | $0 | 0.00% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 18 | $1,930,000 | $107,222 | $0 | 0.00% |
For 2023, Bank Of Kampsville's most frequently originated type of loan was Conventional, with 18 originations.
Loan Reason
For 2023, Bank Of Kampsville's most frequently cited loan purpose was Home Purchase, with 11 originations. The 2nd most popular reason was Home Improvement, with 4 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 18 | $1,930,000 | $107,222 | $0 | 0.00% |
For 2023, Bank Of Kampsville's most frequently cited loan duration was Other, with 18 originations.
Loan Sizing
2023 saw Bank Of Kampsville place emphasis on $100,000 or less loans with 9 originations, totaling $485,000 in origination value.
Applicant Income
Bank Of Kampsville lent most frequently to those with incomes in the $75k-100k range, with 6 originations. The second most popular income band? $100k-150k, with 4 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 18 | $1,930,000 | $107,222 | $0 | 0.00% |
Bank Of Kampsville lent most frequently to those with DTI ratios of Exempt%, with 18 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 18 | $1,930,000 | $107,222 | $0 | 0.00% |
Approval Rates
Total approvals of all applications72.41%
Bank Of Kampsville has a below average approval rate.
Pick Rate
Approvals leading to origination83.33%
Bank Of Kampsville has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 18 | $1,930,000 | $107,222 |