Bank Of Kampsville Mortgage Rates, Fees & Info
Hardin, ILLEI: 254900PJUWNEQ2VZTG49
Tax ID: 37-0175460
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Bank Of Kampsville is a smaller bank specializing in Home Purchase and Refi loans. Bank Of Kampsville has a high proportion of conventional loans. Their top markets by origination volume include: St. Louis, Jacksonville, and Quincy among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)Bank Of Kampsville has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
44Origination Dollar Volume (All Markets)
$4,540,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 33 | $3,745,000 | $113,485 | $0 | 0.00% |
| Outside of Metro Areas | 9 | $585,000 | $65,000 | $0 | 0.00% |
| Jacksonville, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 0.00% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 44 | $4,540,000 | $103,182 | $0 | 0.00% |
For 2018, Bank Of Kampsville's most frequently originated type of loan was Conventional, with 44 originations.
Loan Reason
For 2018, Bank Of Kampsville's most frequently cited loan purpose was Home Purchase, with 21 originations. The 2nd most popular reason was Home Improvement, with 12 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 44 | $4,540,000 | $103,182 | $0 | 0.00% |
For 2018, Bank Of Kampsville's most frequently cited loan duration was Other, with 44 originations.
Loan Sizing
2018 saw Bank Of Kampsville place emphasis on $100,000 or less loans with 28 originations, totaling $1,230,000 in origination value.
Applicant Income
Bank Of Kampsville lent most frequently to those with incomes in the $50k or less range, with 16 originations. The second most popular income band? $50k-75k, with 12 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 44 | $4,540,000 | $103,182 | $0 | 0.00% |
Bank Of Kampsville lent most frequently to those with DTI ratios of Exempt%, with 44 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 44 | $4,540,000 | $103,182 | $0 | 0.00% |
Approval Rates
Total approvals of all applications83.87%
Bank Of Kampsville has a below average approval rate.
Pick Rate
Approvals leading to origination81.82%
Bank Of Kampsville has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 44 | $4,540,000 | $103,182 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 6 | $360,000 | $60,000 |
| Single Family (1-4 Units):Site-Built | 38 | $4,180,000 | $110,000 |
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| BANK OF THE WEST | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 4 | 14.8% |
| BANK OF THE WEST | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 3.7% |
| BANK OF THE WEST | Other type of mortgage | Trouble during payment process | 3 | 11.1% |
| BANK OF THE WEST | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 3.7% |
| BANK OF THE WEST | Home equity loan or line of credit (HELOC) | Trouble during payment process | 5 | 18.5% |
| BANK OF THE WEST | Home equity loan or line of credit (HELOC) | Struggling to pay mortgage | 1 | 3.7% |
| BANK OF THE WEST | Home equity loan or line of credit (HELOC) | Incorrect information on your report | 2 | 7.4% |
| BANK OF THE WEST | Home equity loan or line of credit (HELOC) | Closing on a mortgage | 1 | 3.7% |
| BANK OF THE WEST | Home equity loan or line of credit (HELOC) | Applying for a mortgage or refinancing an existing mortgage | 4 | 14.8% |
| BANK OF THE WEST | FHA mortgage | Closing on a mortgage | 1 | 3.7% |
| BANK OF THE WEST | Conventional home mortgage | Trouble during payment process | 1 | 3.7% |
| BANK OF THE WEST | Conventional home mortgage | Struggling to pay mortgage | 1 | 3.7% |
| BANK OF THE WEST | Conventional home mortgage | Closing on a mortgage | 2 | 7.4% |