Slovenian Savings & Loan Association Of Franklin-conemaugh Mortgage Rates, Fees & Info
Conemaugh, PALEI: 254900QC9XDDY8OVYU54
Tax ID: 25-0801550
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Slovenian Savings & Loan Association Of Franklin-conemaugh is a smaller mortgage company specializing in Home Purchase loans. Slovenian Savings & Loan Association Of Franklin-conemaugh has a high proportion of conventional loans. Their top markets by origination volume include: Johnstown, Somerset, and Indiana among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)Slovenian Savings & Loan Association Of Franklin-conemaugh has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
101Origination Dollar Volume (All Markets)
$16,985,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| JOHNSTOWN, PA (FHA|USDA|VA) | 69 | $11,095,000 | $160,797 | $0 | 0.00% |
| Somerset, PA (FHA|USDA|VA) | 27 | $4,865,000 | $180,185 | $0 | 0.00% |
| Indiana, PA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $0 | 0.00% |
| Outside of Metro Areas | 2 | $450,000 | $225,000 | $0 | 0.00% |
Their top states include:
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 101 | $16,985,000 | $168,168 | $0 | 0.00% |
For 2022, Slovenian Savings & Loan Association Of Franklin-conemaugh's most frequently originated type of loan was Conventional, with 101 originations.
Loan Reason
For 2022, Slovenian Savings & Loan Association Of Franklin-conemaugh's most frequently cited loan purpose was Home Purchase, with 90 originations. The 2nd most popular reason was Cash Out Refi, with 10 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 101 | $16,985,000 | $168,168 | $0 | 0.00% |
For 2022, Slovenian Savings & Loan Association Of Franklin-conemaugh's most frequently cited loan duration was Other, with 101 originations.
Loan Sizing
2022 saw Slovenian Savings & Loan Association Of Franklin-conemaugh place emphasis on $100k-200k loans with 36 originations, totaling $4,870,000 in origination value.
Applicant Income
Slovenian Savings & Loan Association Of Franklin-conemaugh lent most frequently to those with incomes in the $100k-150k range, with 30 originations. The second most popular income band? $50k-75k, with 22 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 101 | $16,985,000 | $168,168 | $0 | 0.00% |
Slovenian Savings & Loan Association Of Franklin-conemaugh lent most frequently to those with DTI ratios of Exempt%, with 101 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 96 | $16,560,000 | $172,500 | $0 | 0.00% |
| Not applicable | 4 | $390,000 | $97,500 | $0 | 0.00% |
| Black | 1 | $35,000 | $35,000 | $0 | 0.00% |
Approval Rates
Total approvals of all applications95.73%
Slovenian Savings & Loan Association Of Franklin-conemaugh has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination89.11%
Slovenian Savings & Loan Association Of Franklin-conemaugh has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 101 | $16,985,000 | $168,168 |
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Shellpoint Partners, LLC | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 6.5% |
| Shellpoint Partners, LLC | Conventional home mortgage | Struggling to pay mortgage | 8 | 25.8% |
| Shellpoint Partners, LLC | Conventional home mortgage | Trouble during payment process | 15 | 48.4% |
| Shellpoint Partners, LLC | FHA mortgage | Improper use of your report | 1 | 3.2% |
| Shellpoint Partners, LLC | FHA mortgage | Trouble during payment process | 2 | 6.5% |
| Shellpoint Partners, LLC | Reverse mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 3.2% |
| Shellpoint Partners, LLC | VA mortgage | Incorrect information on your report | 1 | 3.2% |
| Shellpoint Partners, LLC | VA mortgage | Trouble during payment process | 1 | 3.2% |