Indiana Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Indiana averaged 6.48% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

    The average rate for the prior week (2025-04-03) was 6.9% and one month ago for the week of 2025-03-06, the average rate was 6.79%.

    Indiana's average rate one year ago was 6.68%.

    For refis of the same type during the week of 2025-04-10, the average rate was 6.52%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-10 6.62%
    Indiana 30 Year Fixed Rate 2025-04-10 6.48%
    Indiana 30 Year Fixed Rate Refi 2025-04-10 6.52%
    Indiana 15 Year Fixed Rate 2025-04-10 5.92%
    Indiana 15 Year Fixed Rate Refi 2025-04-10 6.22%
    Indiana 30 Year FHA 2025-04-10 6.34%
    Indiana 30 Year FHA Refi 2025-04-10 6.23%
    Indiana 30 Year USDA 2025-04-10 6.25%
    Indiana 30 Year USDA Refi 2025-04-10 6.65%
    Indiana 30 Year VA 2025-04-10 6.09%
    Indiana 30 Year VA Refi 2025-04-10 6.49%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Indiana, PA.

    Indiana Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Indiana, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    InFirst Bank 29 7.01% $3,571
    QUICKEN LOANS, LLC 27 6.97% $6,031
    S&T Bank 22 6.71% $3,655
    AFFORDABLE MORTGAGE ADVISORS, LLC. 19 6.65% $4,797
    First National Bank of Pennsylvania 18 6.76% $4,396
    PENNSYLVANIA STATE EMPLOYEES Credit Union 15 6.59% $2,311
    CNB Bank 13 6.28% $4,619
    First Commonwealth Bank 12 6.41% $4,684
    UNITED WHOLESALE MORTGAGE, LLC 12 7.08% $6,397
    1st Summit Bank 9 6.82% $3,016
    Union Savings Bank 9 6.78% $4,030
    PLAZA HOME MORTGAGE, INC. 9 6.57% $7,767
    Flagstar Bank, FSB 7 6.88% $5,764
    TOTAL MORTGAGE SERVICES, LLC 6 7.33% $6,239
    PENNYMAC LOAN SERVICES, LLC 5 7.25% $8,323
    PNC Bank 4 6.44% $4,410
    CROSSCOUNTRY MORTGAGE, LLC 4 7.02% $5,655
    NAVY FEDERAL CREDIT UNION 3 6.42% $5,187
    Dollar Bank, Federal Savings Bank 3 6.58% $3,792
    JPMorgan Chase Bank 3 6.92% $4,968
    Mr. Cooper ( Nationstar Mortgage ) 3 6.62% $10,088
    STOCKTON MORTGAGE CORPORATION 3 6.25% $7,457
    WEST PENN FINANCIAL SERVICE CENTER, INC. 3 6.33% $5,012
    MidAtlantic Farm Credit, ACA 2 7.01% $5,357
    NEWREZ LLC 2 6.81% $5,524
    Truist 2 6.93% $7,520
    MUTUAL OF OMAHA MORTGAGE, INC. 2 6.75% $7,206
    Discover Bank 2 7.78% $0
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 6.88% $4,390
    The Huntington National Bank 2 7.25% $6,090
    Northwest Bank 2 6.06% $4,825
    HOWARD HANNA FINANCIAL SERVICES, INC. 2 6.44% $5,201
    HOMESTEAD FUNDING CORP. 2 6.93% $4,614
    NORWICH COMMERCIAL GROUP, INC. 2 7.50% $5,036
    PROVIDENT FUNDING ASSOCIATES, L.P. 1 6.00% $21,877
    Deere Employees Credit Union 1 5.63% $3,701
    ROYAL UNITED MORTGAGE LLC 1 7.38% $7,846
    BROKER SOLUTIONS, INC. 1 7.13% $5,440
    ZILLOW HOME LOANS, LLC 1 6.88% $5,890
    SWBC MORTGAGE CORPORATION 1 7.38% $6,129
    TD Bank 1 6.63% $3,655
    THE MORTGAGE LINK, INC. 1 7.38% $13,629
    TIDEWATER MORTGAGE SERVICES, INC. 1 7.63% $5,820
    Bank of America 1 6.00% $5,494
    Towne Bank 1 6.50% $5,431
    UNION HOME MORTGAGE CORP. 1 7.13% $3,460
    AMERISAVE MORTGAGE CORPORATION 1 6.88% $5,926
    AMERICAN FINANCING CORPORATION 1 6.38% $6,338
    USAA Federal Savings Bank 1 7.00% $4,842
    HOMEXPRESS MORTGAGE CORP. 1 8.50% $12,637
    LOANDEPOT.COM, LLC 1 6.99% $4,333
    Washington Financial Bank 1 6.50% $5,018
    Mortgage America, Inc. 1 7.13% $4,685
    MOVEMENT MORTGAGE, LLC 1 6.88% $7,025
    Wells Fargo Bank 1 7.38% $4,731
    Nations Lending Corporation 1 6.50% $4,574
    NATIONS RELIABLE LENDING, LLC 1 5.99% $6,453
    HOMESIDE FINANCIAL, LLC 1 7.38% $4,789
    NFM, INC. 1 7.63% $6,119
    FREEDOM MORTGAGE CORPORATION 1 7.25% $9,631
    EQUITY RESOURCES, INC. 1 6.62% $5,759
    EMBRACE HOME LOANS, INC. 1 6.13% $7,653

    Indiana Average Closing Costs & Other Stats

    Indiana, PA's 62 lenders originated 1,262 loans during 2024. The total origination value was $175,580,000, with an average loan value of $139,128.

    Indiana's average closing costs are $5,116.

    The top Indiana lender as defined by loan originations is InFirst Bank, with 29 loans originated. Their average total fees are $3,571, which is $2,460 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Indiana lenders (with over 10 loans originated) are PENNSYLVANIA STATE EMPLOYEES Credit Union ($2,311), InFirst Bank ($3,571), S&T Bank ($3,655), First National Bank of Pennsylvania ($4,396) and CNB Bank ($4,619).

    The lowest rate Indiana lenders (with over 10 loans originated) are CNB Bank (6.28%), First Commonwealth Bank (6.41%), PENNSYLVANIA STATE EMPLOYEES Credit Union (6.59%), AFFORDABLE MORTGAGE ADVISORS, LLC. (6.65%) and S&T Bank (6.71%).

    Indiana, PA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    InFirst Bank $17,020,000 $20,360,000 19.6% 11.6%
    S&T Bank $23,510,000 $20,310,000 -13.6% 11.6%
    First Commonwealth Bank $12,685,000 $9,970,000 -21.4% 5.7%
    QUICKEN LOANS, LLC $4,270,000 $9,100,000 113.1% 5.2%
    CNB Bank $5,305,000 $8,815,000 66.2% 5.0%
    Elderton State Bank $6,240,000 $8,265,000 32.5% 4.7%
    PENNSYLVANIA STATE EMPLOYEES Credit Union $5,860,000 $6,095,000 4.0% 3.5%
    First National Bank of Pennsylvania $4,015,000 $6,085,000 51.6% 3.5%
    PLAZA HOME MORTGAGE, INC. $5,005,000 $6,020,000 20.3% 3.4%
    AFFORDABLE MORTGAGE ADVISORS, LLC. $1,895,000 $5,275,000 178.4% 3.0%
    Marion Center Bank $6,525,000 $4,805,000 -26.4% 2.7%
    1st Summit Bank $2,025,000 $4,465,000 120.5% 2.5%
    UNITED WHOLESALE MORTGAGE, LLC $2,925,000 $4,045,000 38.3% 2.3%
    Mortgage Research Center, LLC $5,045,000 $4,000,000 -20.7% 2.3%
    Union Savings Bank $1,580,000 $3,405,000 115.5% 1.9%
    PNC Bank $6,790,000 $3,080,000 -54.6% 1.8%
    TOTAL MORTGAGE SERVICES, LLC $2,765,000 n/a 1.6%
    Flagstar Bank, FSB $445,000 $2,480,000 457.3% 1.4%
    PENNYMAC LOAN SERVICES, LLC $370,000 $2,345,000 533.8% 1.3%
    NAVY FEDERAL CREDIT UNION $445,000 $2,025,000 355.1% 1.2%
    American National Bank $2,005,000 n/a 1.1%
    Kish Bank $1,845,000 n/a 1.1%
    MidAtlantic Farm Credit, ACA $1,780,000 n/a 1.0%
    HOWARD HANNA FINANCIAL SERVICES, INC. $105,000 $1,720,000 1,538.1% 1.0%
    NORWICH COMMERCIAL GROUP, INC. $6,150,000 $1,580,000 -74.3% 0.9%
    STOCKTON MORTGAGE CORPORATION $1,690,000 $1,175,000 -30.5% 0.7%
    UNION HOME MORTGAGE CORP. $1,470,000 $1,165,000 -20.7% 0.7%
    FREEDOM MORTGAGE CORPORATION $75,000 $1,155,000 1,440.0% 0.7%
    Bank of America $255,000 $1,125,000 341.2% 0.6%
    Dollar Bank, Federal Savings Bank $595,000 $945,000 58.8% 0.5%
    BROKER SOLUTIONS, INC. $500,000 $895,000 79.0% 0.5%
    Citizens Bank $1,815,000 $895,000 -50.7% 0.5%
    The Huntington National Bank $325,000 $865,000 166.2% 0.5%
    Mr. Cooper ( Nationstar Mortgage ) $280,000 $860,000 207.1% 0.5%
    AmeriServ Financial Bank $780,000 $830,000 6.4% 0.5%
    CROSSCOUNTRY MORTGAGE, LLC $105,000 $710,000 576.2% 0.4%
    Truist $185,000 $710,000 283.8% 0.4%
    Armstrong County Building and Loan Association $675,000 n/a 0.4%
    WEST PENN FINANCIAL SERVICE CENTER, INC. $565,000 n/a 0.3%
    21ST MORTGAGE CORPORATION $545,000 n/a 0.3%
    GUARANTEED RATE, INC. $205,000 $545,000 165.9% 0.3%
    SOMERSET TRUST COMPANY $760,000 $545,000 -28.3% 0.3%
    JPMorgan Chase Bank $170,000 $535,000 214.7% 0.3%
    CFSBANK $370,000 $525,000 41.9% 0.3%
    PLANET HOME LENDING, LLC $85,000 $520,000 511.8% 0.3%
    SWBC MORTGAGE CORPORATION $510,000 n/a 0.3%
    LOANDEPOT.COM, LLC $75,000 $495,000 560.0% 0.3%
    Wells Fargo Bank $550,000 $495,000 -10.0% 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $105,000 $470,000 347.6% 0.3%
    PROVIDENT FUNDING ASSOCIATES, L.P. $345,000 $425,000 23.2% 0.2%
    AMERISAVE MORTGAGE CORPORATION $245,000 $420,000 71.4% 0.2%
    NATIONS RELIABLE LENDING, LLC $250,000 $420,000 68.0% 0.2%
    GoPrime Mortgage, Inc. $415,000 n/a 0.2%
    Washington Financial Bank $415,000 n/a 0.2%
    EQUITY RESOURCES, INC. $230,000 $390,000 69.6% 0.2%
    Reliance Savings Bank $45,000 $385,000 755.6% 0.2%
    Equity Prime Mortgage LLC $370,000 n/a 0.2%
    Discover Bank $220,000 $365,000 65.9% 0.2%
    ROYAL UNITED MORTGAGE LLC $225,000 $365,000 62.2% 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $225,000 $335,000 48.9% 0.2%
    JLB CORPORATION $135,000 $330,000 144.4% 0.2%
    NFM, INC. $305,000 n/a 0.2%
    NEXTIER BANK, NATIONAL ASSOCIATION $535,000 $295,000 -44.9% 0.2%
    GUARANTEED RATE AFFINITY, LLC $575,000 $285,000 -50.4% 0.2%
    USAA Federal Savings Bank $405,000 $285,000 -29.6% 0.2%
    HOMESTEAD FUNDING CORP. $280,000 n/a 0.2%
    NEWREZ LLC $220,000 $280,000 27.3% 0.2%
    TOWNE MORTGAGE COMPANY $275,000 n/a 0.2%
    MOVEMENT MORTGAGE, LLC $580,000 $260,000 -55.2% 0.1%
    Nations Lending Corporation $260,000 n/a 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $260,000 n/a 0.1%
    The Ephrata National Bank $545,000 $255,000 -53.2% 0.1%
    SOUTHPOINT FINANCIAL SERVICES, INC. $490,000 $250,000 -49.0% 0.1%
    PennCrest Bank $245,000 n/a 0.1%
    Carrington Mortgage Services, LLC $305,000 $235,000 -23.0% 0.1%
    EMBRACE HOME LOANS, INC. $235,000 n/a 0.1%
    THE MORTGAGE LINK, INC. $235,000 n/a 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $230,000 n/a 0.1%
    ZILLOW HOME LOANS, LLC $180,000 $230,000 27.8% 0.1%
    Northwest Bank $360,000 $220,000 -38.9% 0.1%
    ALLIED MORTGAGE GROUP, INC. $215,000 n/a 0.1%
    HOMEXPRESS MORTGAGE CORP. $215,000 n/a 0.1%
    NATIONWIDE MORTGAGE BANKERS, INC. $215,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $210,000 n/a 0.1%
    HOMESIDE FINANCIAL, LLC $205,000 n/a 0.1%
    RADIUS FINANCIAL GROUP INC. $195,000 n/a 0.1%
    Towne Bank $195,000 n/a 0.1%
    Gateway First Bank $185,000 n/a 0.1%
    Slovenian Savings & Loan Association of Franklin-Conemaugh $335,000 $185,000 -44.8% 0.1%
    Paramount Residential Mortgage Group, Inc. $345,000 $165,000 -52.2% 0.1%
    SOUTHWEST STAGE FUNDING, LLC $165,000 n/a 0.1%
    Clearview Federal Credit Union $385,000 $155,000 -59.7% 0.1%
    Figure Lending LLC $25,000 $155,000 520.0% 0.1%
    RUOFF MORTGAGE COMPANY, INC. $150,000 n/a 0.1%
    Barrington Bank & Trust Company, N.A. $105,000 $135,000 28.6% 0.1%
    Mid Penn Bank $125,000 n/a 0.1%
    Mortgage America, Inc. $125,000 n/a 0.1%
    M&T Bank $125,000 n/a 0.1%
    RELIANCE FIRST CAPITAL, LLC $700,000 $125,000 -82.1% 0.1%
    TD Bank $125,000 n/a 0.1%
    TIDEWATER MORTGAGE SERVICES, INC. $115,000 n/a 0.1%
    TOP FLITE FINANCIAL, INC. $105,000 $115,000 9.5% 0.1%
    Victorian Finance, LLC $115,000 n/a 0.1%
    Westmoreland Federal Savings $105,000 n/a 0.1%
    USX Federal Credit Union $85,000 n/a 0.0%
    Coastal Community Bank $25,000 $80,000 220.0% 0.0%
    AMERICAN FINANCING CORPORATION $75,000 $75,000 0.0% 0.0%
    Deere Employees Credit Union $65,000 n/a 0.0%
    USSCO Federal Credit Union $45,000 n/a 0.0%
    PROPONENT Federal Credit Union $35,000 n/a 0.0%
    PHEPLE FCU $95,000 $25,000 -73.7% 0.0%
    Armstrong Associates FCU $20,000 n/a 0.0%

    Indiana's top lender by overall market share is InFirst Bank, with 11.6% market share. In second place, with 11.6%, is S&T Bank, having originated $20,310,000 in loans. In third place, with 5.7%, is First Commonwealth Bank, having originated $9,970,000 in loans. In fourth place, with 5.2%, is QUICKEN LOANS, LLC, having originated $9,100,000 in loans. In fifth place, with 5.0%, is CNB Bank, having originated $8,815,000 in loans.

    Indiana Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Indiana (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $108,500 (-8.8%) $155,356 (-5.6%) 0.00 373
    2018-02-01 $111,450 (-7.1%) $155,305 (-10.1%) 0.00 349
    2018-03-01 $115,500 (-7.5%) $156,670 (-11.6%) 0.00 344
    2018-04-01 $122,400 (-4.5%) $159,790 (-8.7%) 0.00 356
    2018-05-01 $129,900 (2.2%) $163,172 (-6.8%) 0.00 380
    2018-06-01 $129,900 (4.0%) $163,569 (-5.7%) 0.00 393
    2018-07-01 $124,950 (0.0%) $161,154 (-5.7%) 0.00 398
    2018-08-01 $124,900 (3.1%) $161,046 (-2.8%) 0.00 417
    2018-09-01 $129,900 (12.0%) $164,610 (2.5%) 0.00 402
    2018-10-01 $128,250 (11.5%) $166,653 (5.9%) 0.00 378
    2018-11-01 $129,225 (12.4%) $168,657 (6.1%) 0.00 364
    2018-12-01 $129,000 (17.3%) $168,330 (6.9%) 0.00 346
    2019-01-01 $129,450 (19.3%) $171,573 (10.4%) 0.00 329
    2019-02-01 $129,900 (16.6%) $169,681 (9.3%) 0.00 314
    2019-03-01 $133,993 (16.0%) $177,778 (13.5%) 0.00 310
    2019-04-01 $140,200 (14.5%) $186,901 (17.0%) 0.00 309
    2019-05-01 $139,900 (7.7%) $182,216 (11.7%) 0.00 311
    2019-06-01 $144,000 (10.9%) $183,903 (12.4%) 0.00 328
    2019-07-01 $139,450 (11.6%) $179,331 (11.3%) 0.00 325
    2019-08-01 $133,936 (7.2%) $175,494 (9.0%) 0.00 326
    2019-09-01 $131,666 (1.4%) $174,221 (5.8%) 0.00 317
    2019-10-01 $129,900 (1.3%) $173,373 (4.0%) 0.00 311
    2019-11-01 $129,900 (0.5%) $176,564 (4.7%) 0.00 307
    2019-12-01 $125,475 (-2.7%) $169,963 (1.0%) 0.00 285
    2020-01-01 $124,975 (-3.5%) $169,216 (-1.4%) 0.00 270
    2020-02-01 $120,000 (-7.6%) $166,093 (-2.1%) 0.00 249
    2020-03-01 $118,725 (-11.4%) $172,211 (-3.1%) 0.00 232
    2020-04-01 $124,900 (-10.9%) $169,913 (-9.1%) 0.00 226
    2020-05-01 $125,000 (-10.7%) $177,303 (-2.7%) 0.00 230
    2020-06-01 $134,650 (-6.5%) $184,672 (0.4%) 0.00 215
    2020-07-01 $131,500 (-5.7%) $186,222 (3.8%) 0.00 220
    2020-08-01 $129,900 (-3.0%) $186,558 (6.3%) 0.00 216
    2020-09-01 $124,925 (-5.1%) $182,619 (4.8%) 0.00 206
    2020-10-01 $124,900 (-3.9%) $185,426 (7.0%) 0.00 194
    2020-11-01 $124,900 (-3.9%) $182,429 (3.3%) 0.00 191
    2020-12-01 $124,900 (-0.5%) $185,261 (9.0%) 0.00 173
    2021-01-01 $124,900 (-0.1%) $186,448 (10.2%) 0.00 168
    2021-02-01 $128,950 (7.5%) $189,529 (14.1%) 0.00 143
    2021-03-01 $122,400 (3.1%) $184,332 (7.0%) 0.00 140
    2021-04-01 $130,300 (4.3%) $198,798 (17.0%) 0.00 121
    2021-05-01 $134,900 (7.9%) $194,718 (9.8%) 0.00 116
    2021-06-01 $139,650 (3.7%) $193,900 (5.0%) 0.00 110
    2021-07-01 $129,900 (-1.2%) $189,450 (1.7%) 0.00 113
    2021-08-01 $127,400 (-1.9%) $182,481 (-2.2%) 0.00 123
    2021-09-01 $131,925 (5.6%) $175,894 (-3.7%) 0.00 130
    2021-10-01 $129,900 (4.0%) $175,109 (-5.6%) 0.00 123
    2021-11-01 $122,200 (-2.2%) $176,152 (-3.4%) 0.00 132
    2021-12-01 $122,350 (-2.0%) $176,118 (-4.9%) 0.00 126
    2022-01-01 $127,000 (1.7%) $177,382 (-4.9%) 0.00 111
    2022-02-01 $113,975 (-11.6%) $167,141 (-11.8%) 0.00 94
    2022-03-01 $127,000 (3.8%) $173,678 (-5.8%) 0.00 87
    2022-04-01 $129,000 (-1.0%) $180,704 (-9.1%) 0.00 74
    2022-05-01 $143,650 (6.5%) $191,978 (-1.4%) 0.00 89
    2022-06-01 $149,450 (7.0%) $192,261 (-0.9%) 0.00 94
    2022-07-01 $149,900 (15.4%) $202,320 (6.8%) 0.00 119
    2022-08-01 $149,900 (17.7%) $204,269 (11.9%) 0.00 112
    2022-09-01 $141,784 (7.5%) $203,886 (15.9%) 0.00 114
    2022-10-01 $137,235 (5.7%) $189,713 (8.3%) 0.00 113
    2022-11-01 $139,675 (14.3%) $187,483 (6.4%) 0.00 108
    2022-12-01 $139,900 (14.3%) $180,789 (2.7%) 0.00 92
    2023-01-01 $137,235 (8.1%) $182,132 (2.7%) 0.00 84
    2023-02-01 $139,000 (22.0%) $193,776 (15.9%) 0.00 82
    2023-03-01 $126,825 (-0.1%) $172,375 (-0.8%) 0.00 75
    2023-04-01 $139,000 (7.8%) $189,971 (5.1%) 0.00 78
    2023-05-01 $162,200 (12.9%) $214,532 (11.8%) 0.00 74
    2023-06-01 $152,250 (1.9%) $211,641 (10.1%) 0.00 79
    2023-07-01 $150,000 (0.1%) $209,922 (3.8%) 0.00 94
    2023-08-01 $148,225 (-1.1%) $251,398 (23.1%) 0.00 86
    2023-09-01 $142,500 (0.5%) $255,584 (25.4%) 0.00 93
    2023-10-01 $143,725 (4.7%) $250,190 (31.9%) 0.00 108
    2023-11-01 $145,000 (3.8%) $240,445 (28.3%) 0.00 115
    2023-12-01 $145,000 (3.7%) $249,555 (38.0%) 0.00 105
    2024-01-01 $152,875 (11.4%) $251,828 (38.3%) 0.00 98
    2024-02-01 $152,875 (10.0%) $248,290 (28.1%) 0.00 84
    2024-03-01 $157,500 (24.2%) $244,822 (42.0%) 0.00 85
    2024-04-01 $155,500 (11.9%) $233,450 (22.9%) 0.00 99
    2024-05-01 $147,350 (-9.2%) $230,484 (7.4%) 0.00 98
    2024-06-01 $160,000 (5.1%) $236,748 (11.9%) 0.00 93
    2024-07-01 $168,725 (12.5%) $240,367 (14.5%) 0.00 101
    2024-08-01 $160,000 (7.9%) $240,827 (-4.2%) 0.00 99
    2024-09-01 $162,500 (14.0%) $251,553 (-1.6%) 0.00 101
    2024-10-01 $160,000 (11.3%) $232,499 (-7.1%) 0.00 101
    2024-11-01 $159,900 (10.3%) $226,257 (-5.9%) 0.00 108
    2024-12-01 $149,150 (2.9%) $207,586 (-16.8%) 0.00 107
    2025-01-01 $148,825 (-2.7%) $199,787 (-20.7%) 0.00 108
    2025-02-01 $155,200 (1.5%) $189,467 (-23.7%) 0.00 104
    2025-03-01 $146,750 (-6.8%) $194,958 (-20.4%) 0.00 106
    Indiana's median listing price for 2025-03-01 was $146,750, a difference of $-10,750 (-6.8%) versus the prior year and $-8,450 versus the prior month.

    Indiana's median listing price comes in at 0% of the national average.

    Indiana's average listing price for 2025-03-01 was $194,958, a difference of $-49,864 (-20.4%) versus the prior year and $5,491 versus the prior month.

    For the 2025-03-01 period, Indiana had 106 MLS listings, a difference of 2 listings (2%) versus the prior month and 21 listings (25%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Indiana (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,609 sqft
    2018-02-01 0 days 1,615 sqft
    2018-03-01 0 days 1,618 sqft
    2018-04-01 0 days 1,589 sqft
    2018-05-01 0 days 1,593 sqft
    2018-06-01 0 days 1,632 sqft
    2018-07-01 0 days 1,678 sqft
    2018-08-01 0 days 1,712 sqft
    2018-09-01 0 days 1,722 sqft
    2018-10-01 0 days 1,708 sqft
    2018-11-01 0 days 1,679 sqft
    2018-12-01 0 days 1,711 sqft
    2019-01-01 0 days 1,696 sqft
    2019-02-01 0 days 1,740 sqft
    2019-03-01 0 days 1,760 sqft
    2019-04-01 0 days 1,776 sqft
    2019-05-01 0 days 1,799 sqft
    2019-06-01 0 days 1,793 sqft
    2019-07-01 0 days 1,707 sqft
    2019-08-01 0 days 1,684 sqft
    2019-09-01 0 days 1,664 sqft
    2019-10-01 0 days 1,640 sqft
    2019-11-01 0 days 1,596 sqft
    2019-12-01 0 days 1,595 sqft
    2020-01-01 0 days 1,592 sqft
    2020-02-01 0 days 1,585 sqft
    2020-03-01 0 days 1,605 sqft
    2020-04-01 0 days 1,640 sqft
    2020-05-01 0 days 1,648 sqft
    2020-06-01 0 days 1,654 sqft
    2020-07-01 0 days 1,602 sqft
    2020-08-01 0 days 1,589 sqft
    2020-09-01 0 days 1,590 sqft
    2020-10-01 0 days 1,596 sqft
    2020-11-01 0 days 1,573 sqft
    2020-12-01 0 days 1,544 sqft
    2021-01-01 0 days 1,540 sqft
    2021-02-01 0 days 1,541 sqft
    2021-03-01 0 days 1,547 sqft
    2021-04-01 0 days 1,632 sqft
    2021-05-01 0 days 1,642 sqft
    2021-06-01 0 days 1,584 sqft
    2021-07-01 0 days 1,639 sqft
    2021-08-01 0 days 1,572 sqft
    2021-09-01 0 days 1,573 sqft
    2021-10-01 0 days 1,547 sqft
    2021-11-01 0 days 1,553 sqft
    2021-12-01 0 days 1,553 sqft
    2022-01-01 0 days 1,564 sqft
    2022-02-01 0 days 1,510 sqft
    2022-03-01 0 days 1,568 sqft
    2022-04-01 0 days 1,632 sqft
    2022-05-01 0 days 1,603 sqft
    2022-06-01 0 days 1,580 sqft
    2022-07-01 0 days 1,589 sqft
    2022-08-01 0 days 1,608 sqft
    2022-09-01 0 days 1,615 sqft
    2022-10-01 0 days 1,549 sqft
    2022-11-01 0 days 1,493 sqft
    2022-12-01 0 days 1,440 sqft
    2023-01-01 0 days 1,577 sqft
    2023-02-01 0 days 1,634 sqft
    2023-03-01 0 days 1,600 sqft
    2023-04-01 0 days 1,576 sqft
    2023-05-01 0 days 1,628 sqft
    2023-06-01 0 days 1,576 sqft
    2023-07-01 0 days 1,562 sqft
    2023-08-01 0 days 1,533 sqft
    2023-09-01 0 days 1,506 sqft
    2023-10-01 0 days 1,505 sqft
    2023-11-01 0 days 1,650 sqft
    2023-12-01 0 days 1,632 sqft
    2024-01-01 0 days 1,657 sqft
    2024-02-01 0 days 1,521 sqft
    2024-03-01 0 days 1,560 sqft
    2024-04-01 0 days 1,599 sqft
    2024-05-01 0 days 1,646 sqft
    2024-06-01 0 days 1,701 sqft
    2024-07-01 0 days 1,662 sqft
    2024-08-01 0 days 1,654 sqft
    2024-09-01 0 days 1,657 sqft
    2024-10-01 0 days 1,602 sqft
    2024-11-01 0 days 1,568 sqft
    2024-12-01 0 days 1,559 sqft
    2025-01-01 0 days 1,583 sqft
    2025-02-01 0 days 1,587 sqft
    2025-03-01 0 days 1,568 sqft
    Indiana's median listing age (time on market) for 2025-03-01 was 0 days.

    Indiana's median square footage for active listings during the 2025-03-01 period was 1,568 sqft. One year prior, the average listing was 1,560 sqft.

    Indiana, PA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 601 $107,585,000 $179,010
    Refi 212 $29,270,000 $138,066
    Home Improvement 191 $15,635,000 $81,859
    Other 178 $12,290,000 $69,045
    Cash Out Refi 80 $10,800,000 $135,000

    Indiana's most frequently cited loan purpose was Home Purchase, with 601 originations. The 2nd most popular reason was Refi, with 212 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 444 $70,210,000 $158,131
    7-8% 363 $50,825,000 $140,014
    5-6% 159 $24,235,000 $152,421
    Over 8% 112 $7,320,000 $65,357
    3-4% 41 $3,945,000 $96,220
    4-5% 22 $2,650,000 $120,455
    <2.5% 2 $10,000 $5,000
    2.5-3% 1 $235,000 $235,000

    During 2024, Indiana's most frequently originated rate bucket was 6-7%, with 444 originations.

    Loan Sizing (Indiana, PA MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 598 $33,380,000 $55,819
    $100k-200k 413 $57,735,000 $139,794
    $200k-400k 208 $55,120,000 $265,000
    $400k-600k 28 $13,160,000 $470,000
    $600k-1000k 10 $7,230,000 $723,000
    $Over $1MM 5 $8,955,000 $1,791,000

    Indiana's loan sizing saw the bucket of loans from $100,000 or less with 598 originations, totaling $33,380,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 428 $76,830,000 $179,509
    60-80% 225 $44,475,000 $197,667
    20-40% 181 $12,705,000 $70,193
    Under 20% 145 $4,725,000 $32,586
    40-60% 138 $15,670,000 $113,551
    Over 100% 13 $2,895,000 $222,692

    Indiana's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 428 originations, totaling $76,830,000 in origination value.