JOHNSTOWN Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Johnstown averaged 6.74% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2023-03-09) was 6.97% and one month ago for the week of 2023-02-09, the average rate was 6.56%.

    Johnstown's average rate one year ago was 4.09%.

    For refis of the same type during the week of 2023-03-16, the average rate was 6.52%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-16 6.6%
    Johnstown 30 Year Fixed Rate 2023-03-16 6.74%
    Johnstown 30 Year Fixed Rate Refi 2023-03-16 6.52%
    Johnstown 15 Year Fixed Rate 2023-03-16 6.74%
    Johnstown 15 Year Fixed Rate Refi 2023-03-16 6.48%
    Johnstown 30 Year FHA 2023-03-16 6.55%
    Johnstown 30 Year FHA Refi 2023-03-16 6.32%
    Johnstown 30 Year USDA 2023-03-16 6.75%
    Johnstown 30 Year USDA Refi 2023-03-16 6.19%
    Johnstown 30 Year VA 2023-03-16 6.64%
    Johnstown 30 Year VA Refi 2023-03-16 6.24%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within JOHNSTOWN, PA.

    JOHNSTOWN Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the JOHNSTOWN, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
    First Commonwealth Bank 105 3.28% $3,519
    PRIMELENDING, A PLAINSCAPITAL COMPANY 74 3.33% $4,043
    QUICKEN LOANS, LLC 50 3.29% $4,914
    First National Bank of Pennsylvania 49 2.94% $3,414
    Wells Fargo Bank 27 3.40% $3,276
    AmeriServ Financial Bank 25 2.82% $3,176
    SOMERSET TRUST COMPANY 18 3.24% $3,126
    S&T Bank 17 3.19% $4,995
    InFirst Bank 12 3.41% $2,446
    NORWICH COMMERCIAL GROUP, INC. 11 3.26% $4,059
    Citizens Bank 10 3.05% $5,334
    PENNSYLVANIA STATE EMPLOYEES Credit Union 10 3.18% $2,316
    Bank of England 9 3.32% $4,338
    EQUITY RESOURCES, INC. 8 3.06% $3,430
    Reliance Savings Bank 7 3.05% $5,693
    NEWREZ LLC 7 3.03% $4,094
    CNB Bank 7 3.05% $2,980
    UNITED WHOLESALE MORTGAGE, LLC 6 3.12% $3,962
    Flagstar Bank, FSB 6 3.12% $4,559
    PNC Bank 6 3.10% $4,204
    AMERISAVE MORTGAGE CORPORATION 6 2.85% $4,498
    CALIBER HOME LOANS, INC. 6 3.13% $4,920
    LOANDEPOT.COM, LLC 5 3.20% $4,478
    NAVY FEDERAL CREDIT UNION 5 3.95% $2,734
    NATIONS RELIABLE LENDING, LLC 5 2.95% $5,492
    MOVEMENT MORTGAGE, LLC 4 3.14% $3,742
    The Huntington National Bank 4 3.04% $2,560
    Northwest Bank 4 3.09% $3,408
    First Federal Bank 4 3.44% $4,541
    GUARANTEED RATE, INC. 3 3.21% $4,129
    AFFORDABLE MORTGAGE ADVISORS, LLC. 3 2.92% $3,701
    Northpointe Bank 3 3.58% $3,568
    Discover Bank 3 6.24% $0
    ROYAL UNITED MORTGAGE LLC 3 3.67% $4,893
    Nations Lending Corporation 3 3.00% $7,052
    U.S. Bank 3 3.08% $3,641
    Fulton Bank 2 4.00% $3,798
    AMERICAN FINANCING CORPORATION 2 3.38% $4,520
    BROKER SOLUTIONS, INC. 2 2.93% $4,019
    Mr. Cooper ( Nationstar Mortgage ) 2 3.25% $4,074
    Paramount Residential Mortgage Group, Inc. 2 3.44% $3,721
    PENNYMAC LOAN SERVICES, LLC 2 3.25% $4,901
    York Traditions Bank 2 3.44% $4,018
    GUARANTEED RATE AFFINITY, LLC 1 3.25% $4,594
    MCLEAN MORTGAGE CORPORATION 1 3.13% $3,356
    MEMBERS 1ST FEDERAL CREDIT UNION 1 3.38% $3,401
    Mortgage America, Inc. 1 3.50% $3,613
    Mortgage Research Center, LLC 1 3.25% $2,111
    George Mason Mortgage, LLC 1 2.99% $6,482
    Ally Bank 1 4.13% $3,805
    M&T Bank 1 3.38% $3,698
    Gateway First Bank 1 3.00% $3,051
    FREEDOM MORTGAGE CORPORATION 1 3.25% $2,789
    First Columbia Bank & Trust Co. 1 3.50% $4,340
    FBC MORTGAGE, LLC 1 3.25% $4,026
    EVANSVILLE TEACHERS 1 3.38% $3,073
    DRAPER AND KRAMER MORTGAGE CORP. 1 2.88% $2,766
    Dollar Bank, Federal Savings Bank 1 3.00% $3,679
    WEST PENN FINANCIAL SERVICE CENTER, INC. 1 2.88% $4,271
    CROSSCOUNTRY MORTGAGE, LLC 1 3.99% $3,777
    ZILLOW HOME LOANS, LLC 1 3.50% $6,123
    PLAZA HOME MORTGAGE, INC. 1 3.38% $3,381
    Colonial Savings, F.A. 1 2.88% $5,932
    CHURCHILL MORTGAGE CORPORATION 1 3.88% $3,868
    Prosperity Home Mortgage, LLC 1 3.25% $4,522
    PROVIDENT FUNDING ASSOCIATES, L.P. 1 2.75% $2,547
    Center City Mortgage and Investments LLC 1 3.38% $3,025
    Quontic Bank 1 6.00% $6,814
    RELIANCE FIRST CAPITAL, LLC 1 2.75% $6,704
    CBM Mortgage, Inc. 1 3.63% $3,617
    Carrington Mortgage Services, LLC 1 3.25% $3,868
    Sail Mortgage Corp. 1 2.38% $5,472
    SOFI LENDING CORP. 1 3.00% $3,679
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 2.87% $6,711
    BETTER MORTGAGE CORPORATION 1 2.88% $3,006
    SUN WEST MORTGAGE COMPANY, INC. 1 3.88% $3,686
    T2 FINANCIAL LLC 1 2.99% $7,910
    TD Bank 1 3.00% $4,232
    The Federal Savings Bank 1 3.63% $4,084
    BAYSHORE MORTGAGE FUNDING, LLC 1 2.99% $5,507
    TIDEWATER MORTGAGE SERVICES, INC. 1 2.88% $3,787
    UNION HOME MORTGAGE CORP. 1 2.88% $2,985
    Bank of America 1 2.88% $3,519
    Atlantic Union Bank 1 3.63% $3,707
    UTILITIES EMPLOYEES CREDIT UNION 1 2.88% $2,995
    IMPAC MORTGAGE CORP. 1 3.50% $5,368
    HOME POINT FINANCIAL CORPORATION 1 3.00% $2,845
    JPMorgan Chase Bank 1 3.25% $4,791
    KeyBank 1 3.50% $4,145

    JOHNSTOWN Average Closing Costs & Other Stats

    JOHNSTOWN, PA's 89 lenders originated 3,230 loans during 2021. The total origination value was $379,450,000, with an average loan value of $117,477.

    JOHNSTOWN's average closing costs are $4,168.

    The top JOHNSTOWN lender as defined by loan originations is First Commonwealth Bank, with 105 loans originated. Their average total fees are $3,519, which is $524 lower than the next largest lender, PRIMELENDING, A PLAINSCAPITAL COMPANY.

    The lowest fee JOHNSTOWN lenders (with over 10 loans originated) are PENNSYLVANIA STATE EMPLOYEES Credit Union ($2,316), InFirst Bank ($2,446), SOMERSET TRUST COMPANY ($3,126), AmeriServ Financial Bank ($3,176) and Wells Fargo Bank ($3,276).

    The lowest rate JOHNSTOWN lenders (with over 10 loans originated) are AmeriServ Financial Bank (2.82%), First National Bank of Pennsylvania (2.94%), Citizens Bank (3.05%), PENNSYLVANIA STATE EMPLOYEES Credit Union (3.18%) and S&T Bank (3.19%).

    JOHNSTOWN, PA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
    1st Summit Bank $32,015,000 $42,815,000 33.7% 11.3%
    First Commonwealth Bank $44,760,000 $37,605,000 -16.0% 9.9%
    First National Bank of Pennsylvania $29,305,000 $36,680,000 25.2% 9.7%
    QUICKEN LOANS, LLC $16,560,000 $24,480,000 47.8% 6.5%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $22,720,000 $19,310,000 -15.0% 5.1%
    S&T Bank $15,600,000 $19,020,000 21.9% 5.0%
    ARC HOME LLC $10,580,000 $14,770,000 39.6% 3.9%
    PennCrest Bank $13,535,000 $14,510,000 7.2% 3.8%
    Slovenian Savings & Loan Association of Franklin-Conemaugh $9,850,000 $14,015,000 42.3% 3.7%
    Wells Fargo Bank $6,480,000 $10,290,000 58.8% 2.7%
    SOMERSET TRUST COMPANY $11,785,000 $7,900,000 -33.0% 2.1%
    FREEDOM MORTGAGE CORPORATION $7,145,000 $7,595,000 6.3% 2.0%
    Reliance Savings Bank $3,610,000 $7,175,000 98.8% 1.9%
    Mortgage Research Center, LLC $4,445,000 $7,040,000 58.4% 1.9%
    AmeriServ Financial Bank $12,210,000 $6,870,000 -43.7% 1.8%
    InFirst Bank $5,115,000 $5,320,000 4.0% 1.4%
    CNB Bank $3,625,000 $5,000,000 37.9% 1.3%
    PENNSYLVANIA STATE EMPLOYEES Credit Union $5,040,000 $4,005,000 -20.5% 1.1%
    Citizens Bank $2,450,000 $4,000,000 63.3% 1.1%
    EQUITY RESOURCES, INC. $3,295,000 $3,795,000 15.2% 1.0%
    Northwest Bank $3,730,000 $3,520,000 -5.6% 0.9%
    Flagstar Bank, FSB $7,745,000 $3,430,000 -55.7% 0.9%
    NEWREZ LLC $605,000 $3,240,000 435.5% 0.9%
    C-B-W Schools Federal Credit Union $3,140,000 $3,125,000 -0.5% 0.8%
    NORWICH COMMERCIAL GROUP, INC. $2,180,000 $2,830,000 29.8% 0.7%
    NATIONS RELIABLE LENDING, LLC $455,000 $2,740,000 502.2% 0.7%
    Hometown Bank of Pennsylvania $200,000 $2,600,000 1,200.0% 0.7%
    PNC Bank $2,130,000 $2,480,000 16.4% 0.7%
    PENNYMAC LOAN SERVICES, LLC $985,000 $2,370,000 140.6% 0.6%
    LOANDEPOT.COM, LLC $1,470,000 $2,335,000 58.8% 0.6%
    First Federal Bank of the Midwest $1,355,000 $2,195,000 62.0% 0.6%
    CALIBER HOME LOANS, INC. $915,000 $2,065,000 125.7% 0.5%
    UNITED WHOLESALE MORTGAGE, LLC $2,210,000 $2,035,000 -7.9% 0.5%
    BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $1,875,000 n/a 0.5%
    AMERISAVE MORTGAGE CORPORATION $860,000 $1,860,000 116.3% 0.5%
    Manufacturers and Traders Trust Company $1,780,000 $1,815,000 2.0% 0.5%
    NEW DAY FINANCIAL, LLC $2,140,000 $1,720,000 -19.6% 0.5%
    Mr. Cooper ( Nationstar Mortgage ) $4,670,000 $1,695,000 -63.7% 0.4%
    Bank of England $1,040,000 $1,600,000 53.8% 0.4%
    Nations Lending Corporation $235,000 $1,430,000 508.5% 0.4%
    UNION HOME MORTGAGE CORP. $1,025,000 $1,365,000 33.2% 0.4%
    U.S. Bank $180,000 $1,355,000 652.8% 0.4%
    InterContinental Capital Group, Inc $405,000 $1,265,000 212.3% 0.3%
    NAVY FEDERAL CREDIT UNION $1,210,000 $1,260,000 4.1% 0.3%
    GREYSTONE SERVICING COMPANY LLC $1,255,000 n/a 0.3%
    VILLAGE CAPITAL & INVESTMENT LLC $945,000 $1,115,000 18.0% 0.3%
    Marion Center Bank $1,945,000 $950,000 -51.2% 0.3%
    MOVEMENT MORTGAGE, LLC $400,000 $920,000 130.0% 0.2%
    BETTER MORTGAGE CORPORATION $370,000 $905,000 144.6% 0.2%
    USAA Federal Savings Bank $1,525,000 $825,000 -45.9% 0.2%
    Carrington Mortgage Services, LLC $305,000 $815,000 167.2% 0.2%
    BROKER SOLUTIONS, INC. $125,000 $775,000 520.0% 0.2%
    AMERICAN FINANCING CORPORATION $235,000 $720,000 206.4% 0.2%
    GUARANTEED RATE AFFINITY, LLC $95,000 $720,000 657.9% 0.2%
    Dollar Bank, Federal Savings Bank $35,000 $705,000 1,914.3% 0.2%
    The Huntington National Bank $600,000 $705,000 17.5% 0.2%
    First Federal Bank $395,000 $655,000 65.8% 0.2%
    Altoona First Savings Bank $480,000 $640,000 33.3% 0.2%
    ROYAL UNITED MORTGAGE LLC $120,000 $595,000 395.8% 0.2%
    Truist Bank $425,000 $575,000 35.3% 0.2%
    CLEARPATH LENDING $720,000 $565,000 -21.5% 0.1%
    Jersey Shore State Bank $560,000 n/a 0.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $45,000 $555,000 1,133.3% 0.1%
    JPMorgan Chase Bank $265,000 $515,000 94.3% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $505,000 n/a 0.1%
    Northpointe Bank $145,000 $480,000 231.0% 0.1%
    George Mason Mortgage, LLC $145,000 $445,000 206.9% 0.1%
    HOME POINT FINANCIAL CORPORATION $610,000 $435,000 -28.7% 0.1%
    EMM LOANS LLC $65,000 $420,000 546.2% 0.1%
    Equity Prime Mortgage LLC $420,000 n/a 0.1%
    AFFORDABLE MORTGAGE ADVISORS, LLC. $415,000 n/a 0.1%
    Bank of America $1,015,000 $390,000 -61.6% 0.1%
    Sail Mortgage Corp. $390,000 n/a 0.1%
    CROSSCOUNTRY MORTGAGE, LLC $385,000 n/a 0.1%
    GUARANTEED RATE, INC. $230,000 $380,000 65.2% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $55,000 $375,000 581.8% 0.1%
    The Gratz Bank $375,000 n/a 0.1%
    PROVIDENT FUNDING ASSOCIATES, L.P. $225,000 $360,000 60.0% 0.1%
    Vellum Mortgage, Inc. $355,000 n/a 0.1%
    Paramount Residential Mortgage Group, Inc. $215,000 $350,000 62.8% 0.1%
    EVANSVILLE TEACHERS $345,000 n/a 0.1%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $270,000 $335,000 24.1% 0.1%
    PLAZA HOME MORTGAGE, INC. $155,000 $335,000 116.1% 0.1%
    PHH Mortgage Corporation $85,000 $330,000 288.2% 0.1%
    Prime Choice Funding Inc. $325,000 n/a 0.1%
    Barrington Bank & Trust Company, N.A. $885,000 $320,000 -63.8% 0.1%
    First Columbia Bank & Trust Co. $315,000 n/a 0.1%
    AgChoice Farm Credit ACA $245,000 $290,000 18.4% 0.1%
    Presidential Bank, FSB $275,000 n/a 0.1%
    Wyndham Capital Mortgage, Inc. $275,000 n/a 0.1%
    Ally Bank $270,000 n/a 0.1%
    Fulton Bank $270,000 n/a 0.1%
    BAYSHORE MORTGAGE FUNDING, LLC $265,000 n/a 0.1%
    Prosperity Home Mortgage, LLC $45,000 $265,000 488.9% 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $255,000 n/a 0.1%
    Discover Bank $225,000 $255,000 13.3% 0.1%
    The Luzerne Bank $255,000 n/a 0.1%
    DRAPER AND KRAMER MORTGAGE CORP. $65,000 $250,000 284.6% 0.1%
    TD Bank $250,000 n/a 0.1%
    FINANCE OF AMERICA MORTGAGE LLC $235,000 n/a 0.1%
    NEXTIER BANK, NATIONAL ASSOCIATION $235,000 n/a 0.1%
    Union Savings Bank $235,000 n/a 0.1%
    AMERICAN FINANCIAL NETWORK, INC. $75,000 $225,000 200.0% 0.1%
    Univest Bank and Trust Co. $225,000 n/a 0.1%
    Elderton State Bank $220,000 n/a 0.1%
    TIAA, FSB $455,000 $215,000 -52.7% 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $400,000 $205,000 -48.8% 0.1%
    ZILLOW HOME LOANS, LLC $85,000 $200,000 135.3% 0.1%
    IMPAC MORTGAGE CORP. $195,000 n/a 0.1%
    T2 FINANCIAL LLC $195,000 n/a 0.1%
    KeyBank $55,000 $185,000 236.4% 0.0%
    Mortgage America, Inc. $180,000 n/a 0.0%
    WEST PENN FINANCIAL SERVICE CENTER, INC. $180,000 n/a 0.0%
    York Traditions Bank $180,000 n/a 0.0%
    EVERETT FINANCIAL, INC. $175,000 n/a 0.0%
    HOMESIDE FINANCIAL, LLC $270,000 $175,000 -35.2% 0.0%
    SOFI LENDING CORP. $575,000 $175,000 -69.6% 0.0%
    The Federal Savings Bank $175,000 $175,000 0.0% 0.0%
    ACCELERATE MORTGAGE, LLC $165,000 n/a 0.0%
    ASSOCIATED MORTGAGE BANKERS, INC. $165,000 n/a 0.0%
    SOVEREIGN LENDING GROUP INCORPORATED $505,000 $165,000 -67.3% 0.0%
    Atlantic Union Bank $155,000 n/a 0.0%
    INVESTMENT SAVINGS BANK $155,000 $150,000 -3.2% 0.0%
    AMERICAN ADVISORS GROUP $145,000 $145,000 0.0% 0.0%
    CHURCHILL MORTGAGE CORPORATION $125,000 $145,000 16.0% 0.0%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $135,000 n/a 0.0%
    CONTOUR MORTGAGE CORPORATION $125,000 n/a 0.0%
    MCLEAN MORTGAGE CORPORATION $55,000 $125,000 127.3% 0.0%
    RELIANCE FIRST CAPITAL, LLC $465,000 $125,000 -73.1% 0.0%
    TIDEWATER MORTGAGE SERVICES, INC. $150,000 $125,000 -16.7% 0.0%
    Victorian Finance, LLC $125,000 n/a 0.0%
    Gateway First Bank $115,000 n/a 0.0%
    NFM, INC. $115,000 n/a 0.0%
    SUN WEST MORTGAGE COMPANY, INC. $685,000 $115,000 -83.2% 0.0%
    Colonial Savings, F.A. $135,000 $105,000 -22.2% 0.0%
    Orrstown Bank $105,000 n/a 0.0%
    Quontic Bank $105,000 n/a 0.0%
    Meridian Bank Corporation $95,000 n/a 0.0%
    PENTAGON FEDERAL CREDIT UNION $55,000 $95,000 72.7% 0.0%
    The Juniata Valley Bank $95,000 n/a 0.0%
    TOP FLITE FINANCIAL, INC. $95,000 n/a 0.0%
    JLB CORPORATION $515,000 $85,000 -83.5% 0.0%
    Northeast Equitable Mortgage, LLC $85,000 n/a 0.0%
    SECURITYNATIONAL MORTGAGE COMPANY $85,000 n/a 0.0%
    TOTAL MORTGAGE SERVICES, LLC $85,000 n/a 0.0%
    ALLIED MORTGAGE GROUP, INC. $585,000 $75,000 -87.2% 0.0%
    EMBRACE HOME LOANS, INC. $75,000 n/a 0.0%
    FBC MORTGAGE, LLC $365,000 $75,000 -79.5% 0.0%
    UTILITIES EMPLOYEES CREDIT UNION $75,000 n/a 0.0%
    CBM Mortgage, Inc. $155,000 $65,000 -58.1% 0.0%
    FIRST OHIO HOME FINANCE, INC. $65,000 n/a 0.0%
    MEMBERS 1ST FEDERAL CREDIT UNION $135,000 $65,000 -51.9% 0.0%
    TOWER $190,000 $65,000 -65.8% 0.0%
    TRIAD FINANCIAL SERVICES, INC. $35,000 $60,000 71.4% 0.0%
    Center City Mortgage and Investments LLC $55,000 n/a 0.0%
    Fifth Third Bank $55,000 n/a 0.0%
    FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION $340,000 $55,000 -83.8% 0.0%
    State Department Federal Credit Union $45,000 n/a 0.0%
    21ST MORTGAGE CORPORATION $95,000 $35,000 -63.2% 0.0%
    HANSCOM $35,000 n/a 0.0%
    Home Loan Investment Bank, F.S.B. $25,000 n/a 0.0%
    POLICE & FIRE $25,000 n/a 0.0%
    Standard Bank, PaSB $110,000 $15,000 -86.4% 0.0%
    STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED $15,000 n/a 0.0%

    JOHNSTOWN's top lender by overall market share is 1st Summit Bank, with 11.3% market share. In second place, with 9.9%, is First Commonwealth Bank, having originated $37,605,000 in loans. In third place, with 9.7%, is First National Bank of Pennsylvania, having originated $36,680,000 in loans. In fourth place, with 6.5%, is QUICKEN LOANS, LLC, having originated $24,480,000 in loans. In fifth place, with 5.1%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $19,310,000 in loans.

    JOHNSTOWN Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - JOHNSTOWN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $74,900 (7.2%) $101,279 (-3.1%) 0.28 462
    2018-02-01 $69,675 (7.2%) $95,888 (-5.5%) 0.25 445
    2018-03-01 $69,900 (0.0%) $95,469 (-9.8%) 0.24 443
    2018-04-01 $72,900 (1.3%) $100,134 (-5.3%) 0.25 459
    2018-05-01 $74,900 (-0.1%) $104,666 (-4.5%) 0.25 488
    2018-06-01 $79,900 (6.7%) $109,777 (-0.2%) 0.27 520
    2018-07-01 $79,900 (10.2%) $109,559 (1.6%) 0.27 547
    2018-08-01 $79,425 (6.0%) $108,269 (-0.1%) 0.26 554
    2018-09-01 $79,000 (9.3%) $109,601 (1.3%) 0.26 541
    2018-10-01 $77,525 (3.5%) $109,534 (2.1%) 0.26 531
    2018-11-01 $74,975 (0.1%) $108,113 (0.8%) 0.25 500
    2018-12-01 $72,000 (2.9%) $105,879 (3.5%) 0.25 456
    2019-01-01 $71,000 (-5.2%) $108,740 (7.4%) 0.26 415
    2019-02-01 $69,925 (0.4%) $108,129 (12.8%) 0.24 404
    2019-03-01 $75,836 (8.5%) $114,418 (19.9%) 0.25 419
    2019-04-01 $84,125 (15.4%) $123,258 (23.1%) 0.27 435
    2019-05-01 $81,625 (9.0%) $121,290 (15.9%) 0.26 426
    2019-06-01 $88,750 (11.1%) $119,472 (8.8%) 0.28 458
    2019-07-01 $87,400 (9.4%) $116,535 (6.4%) 0.28 509
    2019-08-01 $83,836 (5.6%) $115,065 (6.3%) 0.27 521
    2019-09-01 $82,241 (4.1%) $114,141 (4.1%) 0.27 524
    2019-10-01 $82,127 (5.9%) $115,001 (5.0%) 0.27 516
    2019-11-01 $79,900 (6.6%) $111,451 (3.1%) 0.26 486
    2019-12-01 $79,900 (11.0%) $110,420 (4.3%) 0.27 445
    2020-01-01 $79,900 (12.5%) $110,600 (1.7%) 0.27 409
    2020-02-01 $74,900 (7.1%) $99,667 (-7.8%) 0.24 376
    2020-03-01 $77,100 (1.7%) $105,173 (-8.1%) 0.24 383
    2020-04-01 $77,875 (-7.4%) $106,157 (-13.9%) 0.24 346
    2020-05-01 $79,900 (-2.1%) $110,528 (-8.9%) 0.24 320
    2020-06-01 $82,450 (-7.1%) $115,686 (-3.2%) 0.23 308
    2020-07-01 $80,000 (-8.5%) $114,733 (-1.6%) 0.23 308
    2020-08-01 $87,500 (4.4%) $118,641 (3.1%) 0.25 303
    2020-09-01 $82,750 (0.6%) $116,711 (2.3%) 0.25 267
    2020-10-01 $75,900 (-7.6%) $108,548 (-5.6%) 0.22 256
    2020-11-01 $79,450 (-0.6%) $110,573 (-0.8%) 0.23 236
    2020-12-01 $79,900 (0.0%) $111,495 (1.0%) 0.23 212
    2021-01-01 $79,900 (0.0%) $108,677 (-1.7%) 0.25 182
    2021-02-01 $80,925 (8.0%) $110,728 (11.1%) 0.24 151
    2021-03-01 $74,950 (-2.8%) $107,289 (2.0%) 0.21 139
    2021-04-01 $74,975 (-3.7%) $103,525 (-2.5%) 0.20 128
    2021-05-01 $84,900 (6.3%) $128,437 (16.2%) 0.23 145
    2021-06-01 $96,950 (17.6%) $150,839 (30.4%) 0.25 165
    2021-07-01 $105,900 (32.4%) $151,546 (32.1%) 0.28 193
    2021-08-01 $92,500 (5.7%) $138,545 (16.8%) 0.24 202
    2021-09-01 $100,000 (20.9%) $138,076 (18.3%) 0.28 198
    2021-10-01 $99,900 (31.6%) $135,957 (25.3%) 0.26 212
    2021-11-01 $93,675 (17.9%) $137,176 (24.1%) 0.25 180
    2021-12-01 $94,700 (18.5%) $134,680 (20.8%) 0.25 164
    2022-01-01 $89,900 (12.5%) $132,584 (22.0%) 0.24 142
    2022-02-01 $81,975 (1.3%) $128,550 (16.1%) 0.20 127
    2022-03-01 $82,500 (10.1%) $134,720 (25.6%) 0.20 121
    2022-04-01 $85,000 (13.4%) $127,115 (22.8%) 0.20 129
    2022-05-01 $92,450 (8.9%) $138,675 (8.0%) 0.21 139
    2022-06-01 $92,325 (-4.8%) $136,970 (-9.2%) 0.20 159
    2022-07-01 $109,450 (3.4%) $146,722 (-3.2%) 0.23 190
    2022-08-01 $110,450 (19.4%) $143,920 (3.9%) 0.26 213
    2022-09-01 $118,500 (18.5%) $143,127 (3.7%) 0.00 188
    2022-10-01 $109,950 (10.1%) $138,213 (1.7%) 0.00 181
    2022-11-01 $113,675 (21.4%) $139,000 (1.3%) 0.00 178
    2022-12-01 $94,950 (0.3%) $127,872 (-5.1%) 0.00 165
    2023-01-01 $87,400 (-2.8%) $122,001 (-8.0%) 0.00 154
    2023-02-01 $91,950 (12.2%) $128,745 (0.2%) 0.00 142
    JOHNSTOWN's median listing price for 2023-02-01 was $91,950, a difference of $9,975 (12.2%) versus the prior year and $4,550 versus the prior month.

    JOHNSTOWN's median listing price comes in at 0% of the national average.

    JOHNSTOWN's average listing price for 2023-02-01 was $128,745, a difference of $195 (0.2%) versus the prior year and $6,744 versus the prior month.

    For the 2023-02-01 period, JOHNSTOWN had 142 MLS listings, a difference of -12 listings (-8%) versus the prior month and 15 listings (12%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - JOHNSTOWN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 141 days 1,517 sqft
    2018-02-01 145 days 1,485 sqft
    2018-03-01 144 days 1,490 sqft
    2018-04-01 125 days 1,544 sqft
    2018-05-01 85 days 1,554 sqft
    2018-06-01 74 days 1,560 sqft
    2018-07-01 80 days 1,557 sqft
    2018-08-01 84 days 1,544 sqft
    2018-09-01 94 days 1,560 sqft
    2018-10-01 98 days 1,561 sqft
    2018-11-01 107 days 1,544 sqft
    2018-12-01 120 days 1,536 sqft
    2019-01-01 128 days 1,556 sqft
    2019-02-01 133 days 1,542 sqft
    2019-03-01 135 days 1,570 sqft
    2019-04-01 93 days 1,623 sqft
    2019-05-01 76 days 1,641 sqft
    2019-06-01 75 days 1,621 sqft
    2019-07-01 76 days 1,608 sqft
    2019-08-01 80 days 1,576 sqft
    2019-09-01 89 days 1,565 sqft
    2019-10-01 93 days 1,565 sqft
    2019-11-01 93 days 1,600 sqft
    2019-12-01 102 days 1,600 sqft
    2020-01-01 115 days 1,564 sqft
    2020-02-01 126 days 1,497 sqft
    2020-03-01 127 days 1,490 sqft
    2020-04-01 136 days 1,462 sqft
    2020-05-01 144 days 1,512 sqft
    2020-06-01 117 days 1,563 sqft
    2020-07-01 73 days 1,469 sqft
    2020-08-01 72 days 1,539 sqft
    2020-09-01 83 days 1,471 sqft
    2020-10-01 77 days 1,458 sqft
    2020-11-01 83 days 1,446 sqft
    2020-12-01 100 days 1,477 sqft
    2021-01-01 109 days 1,456 sqft
    2021-02-01 110 days 1,485 sqft
    2021-03-01 108 days 1,317 sqft
    2021-04-01 78 days 1,379 sqft
    2021-05-01 41 days 1,442 sqft
    2021-06-01 40 days 1,572 sqft
    2021-07-01 45 days 1,560 sqft
    2021-08-01 47 days 1,529 sqft
    2021-09-01 52 days 1,498 sqft
    2021-10-01 57 days 1,488 sqft
    2021-11-01 62 days 1,473 sqft
    2021-12-01 71 days 1,479 sqft
    2022-01-01 87 days 1,512 sqft
    2022-02-01 89 days 1,437 sqft
    2022-03-01 62 days 1,449 sqft
    2022-04-01 45 days 1,495 sqft
    2022-05-01 50 days 1,534 sqft
    2022-06-01 39 days 1,468 sqft
    2022-07-01 40 days 1,551 sqft
    2022-08-01 45 days 1,489 sqft
    2022-09-01 0 days 1,530 sqft
    2022-10-01 0 days 1,512 sqft
    2022-11-01 0 days 1,603 sqft
    2022-12-01 0 days 1,576 sqft
    2023-01-01 0 days 1,466 sqft
    2023-02-01 0 days 1,549 sqft
    JOHNSTOWN's median listing age (time on market) for 2023-02-01 was 0 days. This is -100% shorter than the same period one year ago.

    JOHNSTOWN's median square footage for active listings during the 2023-02-01 period was 1,549 sqft. One year prior, the average listing was 1,437 sqft.

    JOHNSTOWN, PA Average Rent (2022)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    15714 Johnstown, PA $590 $590 $760 $970 $1,110
    15722 Johnstown, PA $590 $590 $760 $970 $1,110
    15724 Johnstown, PA $650 $660 $840 $1,080 $1,230
    15737 Johnstown, PA $590 $590 $760 $970 $1,110
    15738 Johnstown, PA $600 $610 $780 $990 $1,140
    15760 Johnstown, PA $590 $590 $760 $970 $1,110
    15762 Johnstown, PA $590 $590 $760 $970 $1,110
    15773 Johnstown, PA $590 $590 $760 $970 $1,110
    15775 Johnstown, PA $590 $590 $760 $970 $1,110
    15901 Johnstown, PA $590 $590 $760 $970 $1,110
    15902 Johnstown, PA $590 $590 $760 $970 $1,110
    15904 Johnstown, PA $690 $690 $890 $1,140 $1,300
    15905 Johnstown, PA $620 $620 $800 $1,020 $1,170
    15906 Johnstown, PA $590 $590 $760 $970 $1,110
    15907 Johnstown, PA $590 $590 $760 $970 $1,110
    15909 Johnstown, PA $590 $590 $760 $970 $1,110
    15915 Johnstown, PA $590 $590 $760 $970 $1,110
    15921 Johnstown, PA $590 $590 $760 $970 $1,110
    15922 Johnstown, PA $590 $590 $760 $970 $1,110
    15925 Johnstown, PA $880 $890 $1,140 $1,460 $1,670
    15927 Johnstown, PA $610 $620 $790 $1,010 $1,150
    15930 Johnstown, PA $590 $590 $760 $970 $1,110
    15931 Johnstown, PA $610 $620 $790 $1,010 $1,150
    15934 Johnstown, PA $620 $620 $790 $1,010 $1,160
    15938 Johnstown, PA $590 $590 $760 $970 $1,110
    15940 Johnstown, PA $720 $730 $930 $1,190 $1,360
    15942 Johnstown, PA $610 $610 $790 $1,010 $1,150
    15943 Johnstown, PA $590 $590 $760 $970 $1,110
    15945 Johnstown, PA $620 $620 $800 $1,030 $1,170
    15946 Johnstown, PA $580 $590 $760 $970 $1,100
    15948 Johnstown, PA $590 $590 $760 $970 $1,110
    15951 Johnstown, PA $600 $600 $770 $980 $1,130
    15952 Johnstown, PA $590 $590 $760 $970 $1,110
    15955 Johnstown, PA $580 $600 $760 $970 $1,100
    15956 Johnstown, PA $590 $590 $760 $970 $1,110
    15957 Johnstown, PA $590 $590 $760 $970 $1,110
    15958 Johnstown, PA $590 $590 $760 $970 $1,110
    15960 Johnstown, PA $600 $600 $770 $980 $1,120
    15961 Johnstown, PA $590 $590 $760 $970 $1,110
    15962 Johnstown, PA $880 $890 $1,140 $1,460 $1,670
    15963 Johnstown, PA $590 $590 $760 $970 $1,110
    16601 Johnstown, PA $530 $650 $790 $980 $1,070
    16613 Johnstown, PA $590 $590 $760 $970 $1,110
    16619 Johnstown, PA $590 $590 $760 $970 $1,110
    16624 Johnstown, PA $590 $590 $760 $970 $1,110
    16627 Johnstown, PA $590 $590 $760 $970 $1,110
    16629 Johnstown, PA $590 $600 $760 $980 $1,110
    16630 Johnstown, PA $590 $590 $760 $970 $1,110
    16636 Johnstown, PA $760 $780 $1,000 $1,280 $1,450
    16639 Johnstown, PA $640 $650 $830 $1,060 $1,210
    16640 Johnstown, PA $610 $610 $780 $1,000 $1,140
    16641 Johnstown, PA $630 $640 $820 $1,050 $1,190
    16644 Johnstown, PA $590 $590 $760 $970 $1,110
    16646 Johnstown, PA $590 $590 $760 $970 $1,110
    16668 Johnstown, PA $590 $590 $760 $970 $1,110
    16675 Johnstown, PA $590 $590 $760 $970 $1,110
    16699 Johnstown, PA $590 $590 $760 $970 $1,110

    2022 Average & Median Rent Data Statistics
    JOHNSTOWN, PA average 1BR rent: $617, median: $590
    JOHNSTOWN, PA average 2BR rent: $792, median: $760
    JOHNSTOWN, PA average 3BR rent: $1,011, median: $970

    JOHNSTOWN, PA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 1,292 $155,030,000 $119,992
    Refi 1,187 $159,395,000 $134,284
    Home Improvement 289 $14,195,000 $49,118
    Cash Out Refi 279 $38,435,000 $137,760
    Other 182 $10,520,000 $57,802
    NA 1 $1,875,000 $1,875,000

    Johnstown's most frequently cited loan purpose was Home Purchase, with 1,292 originations. The 2nd most popular reason was Refi, with 1,187 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    2.5-3% 995 $122,185,000 $122,799
    3-4% 841 $98,665,000 $117,319
    <2.5% 620 $70,300,000 $113,387
    4-5% 105 $8,915,000 $84,905
    5-6% 19 $905,000 $47,632
    Over 8% 4 $130,000 $32,500
    6-7% 3 $105,000 $35,000

    During 2021, Johnstown's most frequently originated rate bucket was 2.5-3%, with 995 originations.

    Loan Sizing (JOHNSTOWN, PA MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 1,709 $96,635,000 $56,545
    $100k-200k 1,096 $153,130,000 $139,717
    $200k-400k 385 $100,545,000 $261,156
    $400k-600k 29 $13,235,000 $456,379
    $Over $1MM 7 $13,065,000 $1,866,429
    $600k-1000k 4 $2,840,000 $710,000

    JOHNSTOWN's loan sizing saw the bucket of loans from $100,000 or less with 1,709 originations, totaling $96,635,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 1,088 $144,340,000 $132,665
    60-80% 703 $91,245,000 $129,794
    40-60% 323 $36,145,000 $111,904
    20-40% 239 $14,285,000 $59,770
    Under 20% 158 $3,950,000 $25,000
    Over 100% 18 $3,540,000 $196,667

    JOHNSTOWN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,088 originations, totaling $144,340,000 in origination value.