JOHNSTOWN Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Johnstown averaged
5.85%
for the week of 2024-10-03, compared to the national average of
6.12% for the same period.
The average rate for the prior week (2024-09-26) was
5.81% and
one month ago for the week of 2024-08-29, the
average rate was 6.48%.
Johnstown's average rate one year ago was 7.24%.
For refis of the same type during the week of 2024-10-03, the average rate
was 6.52%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-03 | 6.12% |
Johnstown 30 Year Fixed Rate | 2024-10-03 | 5.85% |
Johnstown 30 Year Fixed Rate Refi | 2024-10-03 | 6.52% |
Johnstown 15 Year Fixed Rate | 2024-10-03 | 6% |
Johnstown 15 Year Fixed Rate Refi | 2024-10-03 | 5.65% |
Johnstown 30 Year FHA | 2024-10-03 | 5.88% |
Johnstown 30 Year FHA Refi | 2024-10-03 | 6.09% |
Johnstown 30 Year USDA | 2024-10-03 | 6.17% |
Johnstown 30 Year USDA Refi | 2024-10-03 | 6.07% |
Johnstown 30 Year VA | 2024-10-03 | 5.4% |
Johnstown 30 Year VA Refi | 2024-10-03 | 5.5% |
JOHNSTOWN Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the JOHNSTOWN, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
JOHNSTOWN Average Closing Costs & Other Stats
JOHNSTOWN, PA's 75 lenders originated 2,042
loans during 2023. The total origination value was $206,670,000, with an average loan value of
$101,210.
JOHNSTOWN's average closing costs are $4,474.
The top JOHNSTOWN lender as defined by loan originations is First Commonwealth Bank, with
75 loans originated. Their average total fees are
$4,523, which is $1,860
higher than the next largest lender,
1st Summit Bank.
The lowest fee JOHNSTOWN lenders (with over 10 loans originated) are
PENNSYLVANIA STATE EMPLOYEES Credit Union ($2,269), 1st Summit Bank ($2,663), AmeriServ Financial Bank ($3,031), S&T Bank ($3,145) and SOMERSET TRUST COMPANY ($3,508).
The lowest rate JOHNSTOWN lenders (with over 10 loans originated) are
AmeriServ Financial Bank (6.09%), S&T Bank (6.34%), 1st Summit Bank (6.37%), PENNSYLVANIA STATE EMPLOYEES Credit Union (6.46%) and ARC HOME LLC (6.56%).
JOHNSTOWN, PA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
1st Summit Bank | $34,110,000 | $24,175,000 | -29.1% | 11.7% |
First Commonwealth Bank | $31,375,000 | $23,060,000 | -26.5% | 11.2% |
First National Bank of Pennsylvania | $32,415,000 | $16,780,000 | -48.2% | 8.1% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $16,335,000 | $12,605,000 | -22.8% | 6.1% |
QUICKEN LOANS, LLC | $15,480,000 | $9,975,000 | -35.6% | 4.8% |
AmeriServ Financial Bank | $11,035,000 | $8,865,000 | -19.7% | 4.3% |
PennCrest Bank | $12,390,000 | $8,325,000 | -32.8% | 4.0% |
Flagstar Bank, FSB | $8,970,000 | $8,020,000 | -10.6% | 3.9% |
S&T Bank | $13,365,000 | $6,755,000 | -49.5% | 3.3% |
PENNSYLVANIA STATE EMPLOYEES Credit Union | $4,385,000 | $5,580,000 | 27.3% | 2.7% |
Slovenian Savings & Loan Association of Franklin-Conemaugh | $11,095,000 | $5,510,000 | -50.3% | 2.7% |
SOMERSET TRUST COMPANY | $6,740,000 | $5,435,000 | -19.4% | 2.6% |
Mortgage Research Center, LLC | $7,255,000 | $5,050,000 | -30.4% | 2.4% |
InFirst Bank | $4,775,000 | $3,965,000 | -17.0% | 1.9% |
PNC Bank | $2,340,000 | $3,690,000 | 57.7% | 1.8% |
Citizens Bank | $2,955,000 | $3,325,000 | 12.5% | 1.6% |
Northwest Bank | $2,425,000 | $2,605,000 | 7.4% | 1.3% |
Reliance Savings Bank | $3,955,000 | $2,595,000 | -34.4% | 1.3% |
CNB Bank | $3,115,000 | $2,475,000 | -20.5% | 1.2% |
ARC HOME LLC | $1,615,000 | $1,940,000 | 20.1% | 0.9% |
First Federal Bank of the Midwest | $1,950,000 | $1,890,000 | -3.1% | 0.9% |
EQUITY RESOURCES, INC. | $1,835,000 | $1,785,000 | -2.7% | 0.9% |
Wells Fargo Bank | $4,325,000 | $1,570,000 | -63.7% | 0.8% |
C-B-W Schools Federal Credit Union | $1,405,000 | n/a | 0.7% | |
NORWICH COMMERCIAL GROUP, INC. | $2,175,000 | $1,355,000 | -37.7% | 0.7% |
UNITED WHOLESALE MORTGAGE, LLC | $1,735,000 | $1,330,000 | -23.3% | 0.6% |
Hometown Bank of Pennsylvania | $200,000 | $1,290,000 | 545.0% | 0.6% |
PENNYMAC LOAN SERVICES, LLC | $2,375,000 | $1,160,000 | -51.2% | 0.6% |
USSCO Federal Credit Union | $1,155,000 | n/a | 0.6% | |
NAVY FEDERAL CREDIT UNION | $1,285,000 | $1,020,000 | -20.6% | 0.5% |
BROKER SOLUTIONS, INC. | $605,000 | $990,000 | 63.6% | 0.5% |
The Muncy Bank and Trust Company | $975,000 | n/a | 0.5% | |
UNION HOME MORTGAGE CORP. | $445,000 | $970,000 | 118.0% | 0.5% |
LOANDEPOT.COM, LLC | $2,170,000 | $965,000 | -55.5% | 0.5% |
NEW DAY FINANCIAL, LLC | $820,000 | $875,000 | 6.7% | 0.4% |
AFFORDABLE MORTGAGE ADVISORS, LLC. | $930,000 | $865,000 | -7.0% | 0.4% |
CROSSCOUNTRY MORTGAGE, LLC | $750,000 | $840,000 | 12.0% | 0.4% |
MICHIGAN MUTUAL, INC. | $780,000 | n/a | 0.4% | |
INVESTMENT SAVINGS BANK | $360,000 | $735,000 | 104.2% | 0.4% |
Jersey Shore State Bank | $1,650,000 | $710,000 | -57.0% | 0.3% |
USAA Federal Savings Bank | $565,000 | $680,000 | 20.4% | 0.3% |
ZILLOW HOME LOANS, LLC | $240,000 | $675,000 | 181.3% | 0.3% |
M&T Bank | $1,040,000 | $670,000 | -35.6% | 0.3% |
FREEDOM MORTGAGE CORPORATION | $895,000 | $600,000 | -33.0% | 0.3% |
CMG MORTGAGE, INC. | $65,000 | $575,000 | 784.6% | 0.3% |
Marion Center Bank | $1,465,000 | $560,000 | -61.8% | 0.3% |
U.S. Bank | $395,000 | $540,000 | 36.7% | 0.3% |
JPMorgan Chase Bank | $150,000 | $475,000 | 216.7% | 0.2% |
ROYAL UNITED MORTGAGE LLC | $535,000 | $470,000 | -12.1% | 0.2% |
UTILITIES EMPLOYEES CREDIT UNION | $505,000 | $460,000 | -8.9% | 0.2% |
LIBERTY HOME MORTGAGE CORPORATION | $445,000 | n/a | 0.2% | |
MOVEMENT MORTGAGE, LLC | $635,000 | $445,000 | -29.9% | 0.2% |
Discover Bank | $265,000 | $395,000 | 49.1% | 0.2% |
Elderton State Bank | $1,120,000 | $390,000 | -65.2% | 0.2% |
FIRST HERITAGE FINANCIAL, LLC | $370,000 | n/a | 0.2% | |
New Century Bank | $355,000 | n/a | 0.2% | |
PLAZA HOME MORTGAGE, INC. | $35,000 | $350,000 | 900.0% | 0.2% |
TD Bank | $315,000 | $345,000 | 9.5% | 0.2% |
AMERICAN FEDERAL MORTGAGE CORPORATION | $335,000 | n/a | 0.2% | |
The Huntington National Bank | $2,350,000 | $320,000 | -86.4% | 0.2% |
NFM, INC. | $65,000 | $315,000 | 384.6% | 0.2% |
VILLAGE CAPITAL MORTGAGE | $180,000 | $310,000 | 72.2% | 0.1% |
Carrington Mortgage Services, LLC | $340,000 | $305,000 | -10.3% | 0.1% |
MUTUAL OF OMAHA MORTGAGE, INC. | $480,000 | $300,000 | -37.5% | 0.1% |
NETWORK CAPITAL FUNDING CORPORATION | $300,000 | n/a | 0.1% | |
AMERISAVE MORTGAGE CORPORATION | $1,565,000 | $295,000 | -81.2% | 0.1% |
Dollar Bank, Federal Savings Bank | $740,000 | $295,000 | -60.1% | 0.1% |
FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION | $75,000 | $295,000 | 293.3% | 0.1% |
Mr. Cooper ( Nationstar Mortgage ) | $840,000 | $270,000 | -67.9% | 0.1% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $470,000 | $265,000 | -43.6% | 0.1% |
GUIDANCE RESIDENTIAL, LLC | $125,000 | $255,000 | 104.0% | 0.1% |
GUARANTEED RATE, INC. | $880,000 | $250,000 | -71.6% | 0.1% |
WEST PENN FINANCIAL SERVICE CENTER, INC. | $135,000 | $250,000 | 85.2% | 0.1% |
Bank of England | $1,440,000 | $240,000 | -83.3% | 0.1% |
PHH Mortgage Corporation | $230,000 | n/a | 0.1% | |
First Keystone Community Bank | $225,000 | n/a | 0.1% | |
SOVEREIGN LENDING GROUP INCORPORATED | $195,000 | $225,000 | 15.4% | 0.1% |
RELIANCE FIRST CAPITAL, LLC | $220,000 | n/a | 0.1% | |
Town Square Mortgage & Investments, Inc. | $215,000 | n/a | 0.1% | |
BETTER MORTGAGE CORPORATION | $225,000 | $210,000 | -6.7% | 0.1% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $205,000 | n/a | 0.1% | |
LENDINGHOME FUNDING CORPORATION | $95,000 | $200,000 | 110.5% | 0.1% |
Altoona First Savings Bank | $745,000 | $195,000 | -73.8% | 0.1% |
Atlantic Coast Mortgage, LLC | $195,000 | n/a | 0.1% | |
HOWARD HANNA FINANCIAL SERVICES, INC. | $75,000 | $195,000 | 160.0% | 0.1% |
NEWREZ LLC | $590,000 | $190,000 | -67.8% | 0.1% |
Arvest Bank | $175,000 | n/a | 0.1% | |
Bank of America | $800,000 | $175,000 | -78.1% | 0.1% |
Century Mortgage Company DBA Century Lending Company | $205,000 | $175,000 | -14.6% | 0.1% |
LAKEVIEW LOAN SERVICING, LLC | $235,000 | $175,000 | -25.5% | 0.1% |
Plains Commerce Bank | $85,000 | $175,000 | 105.9% | 0.1% |
NATIONS RELIABLE LENDING, LLC | $730,000 | $170,000 | -76.7% | 0.1% |
First Savings Bank | $165,000 | n/a | 0.1% | |
Fulton Bank | $295,000 | $155,000 | -47.5% | 0.1% |
Orrstown Bank | $155,000 | n/a | 0.1% | |
Summit Community Bank, Inc. | $155,000 | n/a | 0.1% | |
ARC Federal Credit Union | $660,000 | $150,000 | -77.3% | 0.1% |
CARDINAL FINANCIAL | $275,000 | $145,000 | -47.3% | 0.1% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $140,000 | n/a | 0.1% | |
Equity Prime Mortgage LLC | $410,000 | $135,000 | -67.1% | 0.1% |
MidAtlantic Farm Credit, ACA | $245,000 | $135,000 | -44.9% | 0.1% |
NEXTIER BANK, NATIONAL ASSOCIATION | $215,000 | $135,000 | -37.2% | 0.1% |
PENTAGON FEDERAL CREDIT UNION | $635,000 | $135,000 | -78.7% | 0.1% |
Princeton Mortgage Corporation | $225,000 | $135,000 | -40.0% | 0.1% |
FINANCE OF AMERICA REVERSE LLC | $75,000 | $130,000 | 73.3% | 0.1% |
LOANPAL, LLC | $130,000 | n/a | 0.1% | |
ACADEMY MORTGAGE CORPORATION | $125,000 | n/a | 0.1% | |
Axos Bank | $125,000 | n/a | 0.1% | |
Blair County FCU | $125,000 | n/a | 0.1% | |
SPRING EQ, LLC | $90,000 | $125,000 | 38.9% | 0.1% |
AMERICAN FINANCING CORPORATION | $260,000 | $115,000 | -55.8% | 0.1% |
COMMUNITY FIRST CREDIT UNION OF FLO | $115,000 | n/a | 0.1% | |
Barrington Bank & Trust Company, N.A. | $375,000 | $105,000 | -72.0% | 0.1% |
FREEDOM CREDIT UNION | $105,000 | n/a | 0.1% | |
GUILD MORTGAGE COMPANY | $105,000 | n/a | 0.1% | |
TRIAD FINANCIAL SERVICES, INC. | $15,000 | $105,000 | 600.0% | 0.1% |
Figure Lending LLC | $30,000 | $100,000 | 233.3% | 0.0% |
Ally Bank | $175,000 | $95,000 | -45.7% | 0.0% |
PURDUE FEDERAL CREDIT UNION | $95,000 | n/a | 0.0% | |
Quaint Oak Mortgage, LLC | $95,000 | n/a | 0.0% | |
MEMBERS 1ST FEDERAL CREDIT UNION | $145,000 | $90,000 | -37.9% | 0.0% |
AmeriHome Mortgage Company, LLC | $115,000 | $85,000 | -26.1% | 0.0% |
First Columbia Bank & Trust Co. | $85,000 | n/a | 0.0% | |
LIMA ONE CAPITAL, LLC | $85,000 | n/a | 0.0% | |
Strong Home Mortgage, LLC | $105,000 | $85,000 | -19.0% | 0.0% |
Community State Bank of Orbisonia | $35,000 | $75,000 | 114.3% | 0.0% |
NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION | $75,000 | n/a | 0.0% | |
Paramount Residential Mortgage Group, Inc. | $470,000 | $75,000 | -84.0% | 0.0% |
TOTAL MORTGAGE SERVICES, LLC | $75,000 | n/a | 0.0% | |
Truist | $240,000 | $75,000 | -68.8% | 0.0% |
TRUMARK FINANCIAL CREDIT UNION | $75,000 | n/a | 0.0% | |
First Internet Bank of Indiana | $65,000 | n/a | 0.0% | |
MCLEAN MORTGAGE CORPORATION | $65,000 | n/a | 0.0% | |
Mortgage America, Inc. | $285,000 | $65,000 | -77.2% | 0.0% |
RUOFF MORTGAGE COMPANY, INC. | $255,000 | $65,000 | -74.5% | 0.0% |
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | $65,000 | n/a | 0.0% | |
TOP FLITE FINANCIAL, INC. | $65,000 | n/a | 0.0% | |
York Traditions Bank | $65,000 | n/a | 0.0% | |
21ST MORTGAGE CORPORATION | $75,000 | $55,000 | -26.7% | 0.0% |
Coastal Community Bank | $55,000 | n/a | 0.0% | |
STOCKTON MORTGAGE CORPORATION | $55,000 | n/a | 0.0% | |
The Farmers National Bank of Canfield | $55,000 | n/a | 0.0% | |
HOMESIDE FINANCIAL, LLC | $190,000 | $50,000 | -73.7% | 0.0% |
AMERICAN HERITAGE FCU | $35,000 | n/a | 0.0% | |
BELCO COMMUNITY CREDIT UNION | $25,000 | n/a | 0.0% | |
Clearview Federal Credit Union | $25,000 | n/a | 0.0% | |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $175,000 | $25,000 | -85.7% | 0.0% |
PATRIOT | $35,000 | $25,000 | -28.6% | 0.0% |
Kish Bank | $185,000 | $15,000 | -91.9% | 0.0% |
Third Federal Savings and Loan Association of Cleveland | $15,000 | n/a | 0.0% |
JOHNSTOWN's top lender by overall market share is 1st Summit Bank, with 11.7% market share. In second place, with 11.2%, is First Commonwealth Bank, having originated $23,060,000 in loans. In third place, with 8.1%, is First National Bank of Pennsylvania, having originated $16,780,000 in loans. In fourth place, with 6.1%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $12,605,000 in loans. In fifth place, with 4.8%, is QUICKEN LOANS, LLC, having originated $9,975,000 in loans.
JOHNSTOWN Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - JOHNSTOWN (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $74,650 (6.8%) | $101,094 (-3.0%) | 0.28 | 461 |
2018-02-01 | $69,550 (7.0%) | $95,688 (-5.6%) | 0.25 | 444 |
2018-03-01 | $69,900 (0.0%) | $95,264 (-10.0%) | 0.24 | 442 |
2018-04-01 | $72,900 (1.4%) | $100,039 (-5.4%) | 0.25 | 459 |
2018-05-01 | $74,900 (-0.1%) | $104,666 (-4.3%) | 0.25 | 488 |
2018-06-01 | $79,900 (6.7%) | $109,777 (0.0%) | 0.27 | 520 |
2018-07-01 | $79,900 (10.2%) | $109,116 (1.4%) | 0.27 | 546 |
2018-08-01 | $79,300 (5.9%) | $107,661 (-0.4%) | 0.26 | 552 |
2018-09-01 | $79,000 (9.7%) | $109,132 (1.2%) | 0.26 | 539 |
2018-10-01 | $77,300 (3.2%) | $109,232 (2.0%) | 0.26 | 530 |
2018-11-01 | $74,975 (0.1%) | $107,841 (0.7%) | 0.25 | 499 |
2018-12-01 | $72,000 (2.9%) | $105,879 (3.7%) | 0.25 | 456 |
2019-01-01 | $71,000 (-4.9%) | $108,740 (7.6%) | 0.26 | 415 |
2019-02-01 | $69,925 (0.5%) | $108,129 (13.0%) | 0.24 | 404 |
2019-03-01 | $75,836 (8.5%) | $114,418 (20.1%) | 0.25 | 419 |
2019-04-01 | $84,125 (15.4%) | $123,258 (23.2%) | 0.27 | 435 |
2019-05-01 | $81,625 (9.0%) | $121,289 (15.9%) | 0.26 | 426 |
2019-06-01 | $89,000 (11.4%) | $119,470 (8.8%) | 0.28 | 459 |
2019-07-01 | $87,425 (9.4%) | $116,502 (6.8%) | 0.28 | 510 |
2019-08-01 | $83,941 (5.9%) | $115,035 (6.9%) | 0.27 | 522 |
2019-09-01 | $82,427 (4.3%) | $114,113 (4.6%) | 0.27 | 525 |
2019-10-01 | $82,243 (6.4%) | $114,972 (5.3%) | 0.27 | 517 |
2019-11-01 | $79,900 (6.6%) | $111,427 (3.3%) | 0.26 | 487 |
2019-12-01 | $79,900 (11.0%) | $110,395 (4.3%) | 0.27 | 446 |
2020-01-01 | $79,900 (12.5%) | $110,455 (1.6%) | 0.27 | 410 |
2020-02-01 | $74,900 (7.1%) | $99,667 (-7.8%) | 0.24 | 376 |
2020-03-01 | $77,100 (1.7%) | $105,173 (-8.1%) | 0.24 | 383 |
2020-04-01 | $77,875 (-7.4%) | $106,157 (-13.9%) | 0.24 | 346 |
2020-05-01 | $79,900 (-2.1%) | $110,528 (-8.9%) | 0.24 | 320 |
2020-06-01 | $82,450 (-7.4%) | $115,686 (-3.2%) | 0.23 | 308 |
2020-07-01 | $80,000 (-8.5%) | $114,733 (-1.5%) | 0.23 | 308 |
2020-08-01 | $87,500 (4.2%) | $118,641 (3.1%) | 0.25 | 303 |
2020-09-01 | $82,750 (0.4%) | $116,711 (2.3%) | 0.25 | 267 |
2020-10-01 | $75,900 (-7.7%) | $108,548 (-5.6%) | 0.22 | 256 |
2020-11-01 | $79,650 (-0.3%) | $110,723 (-0.6%) | 0.23 | 235 |
2020-12-01 | $80,425 (0.7%) | $111,679 (1.2%) | 0.23 | 211 |
2021-01-01 | $79,900 (0.0%) | $108,863 (-1.4%) | 0.25 | 181 |
2021-02-01 | $80,925 (8.0%) | $110,728 (11.1%) | 0.24 | 151 |
2021-03-01 | $74,950 (-2.8%) | $107,289 (2.0%) | 0.21 | 139 |
2021-04-01 | $74,975 (-3.7%) | $103,525 (-2.5%) | 0.20 | 128 |
2021-05-01 | $84,900 (6.3%) | $128,437 (16.2%) | 0.23 | 145 |
2021-06-01 | $96,950 (17.6%) | $150,839 (30.4%) | 0.25 | 165 |
2021-07-01 | $105,900 (32.4%) | $151,546 (32.1%) | 0.28 | 193 |
2021-08-01 | $92,350 (5.5%) | $138,545 (16.8%) | 0.24 | 202 |
2021-09-01 | $100,000 (20.9%) | $138,076 (18.3%) | 0.28 | 198 |
2021-10-01 | $99,900 (31.6%) | $135,957 (25.3%) | 0.26 | 212 |
2021-11-01 | $93,675 (17.6%) | $137,176 (23.9%) | 0.25 | 180 |
2021-12-01 | $94,700 (17.8%) | $134,680 (20.6%) | 0.25 | 164 |
2022-01-01 | $89,900 (12.5%) | $132,584 (21.8%) | 0.24 | 142 |
2022-02-01 | $81,975 (1.3%) | $128,550 (16.1%) | 0.20 | 127 |
2022-03-01 | $82,500 (10.1%) | $134,720 (25.6%) | 0.20 | 121 |
2022-04-01 | $85,000 (13.4%) | $127,115 (22.8%) | 0.20 | 129 |
2022-05-01 | $92,450 (8.9%) | $138,675 (8.0%) | 0.21 | 139 |
2022-06-01 | $92,325 (-4.8%) | $136,970 (-9.2%) | 0.20 | 159 |
2022-07-01 | $109,450 (3.4%) | $146,722 (-3.2%) | 0.23 | 190 |
2022-08-01 | $110,450 (19.6%) | $143,920 (3.9%) | 0.26 | 213 |
2022-09-01 | $118,500 (18.5%) | $143,127 (3.7%) | 0.00 | 188 |
2022-10-01 | $109,950 (10.1%) | $138,213 (1.7%) | 0.00 | 181 |
2022-11-01 | $113,675 (21.4%) | $139,000 (1.3%) | 0.00 | 178 |
2022-12-01 | $94,950 (0.3%) | $127,872 (-5.1%) | 0.00 | 165 |
2023-01-01 | $87,400 (-2.8%) | $122,001 (-8.0%) | 0.00 | 154 |
2023-02-01 | $91,950 (12.2%) | $128,745 (0.2%) | 0.00 | 142 |
2023-03-01 | $98,475 (19.4%) | $130,145 (-3.4%) | 0.00 | 136 |
2023-04-01 | $98,500 (15.9%) | $136,155 (7.1%) | 0.00 | 125 |
2023-05-01 | $85,500 (-7.5%) | $127,363 (-8.2%) | 0.00 | 149 |
2023-06-01 | $94,200 (2.0%) | $132,014 (-3.6%) | 0.00 | 196 |
2023-07-01 | $95,000 (-13.2%) | $134,281 (-8.5%) | 0.00 | 201 |
2023-08-01 | $109,950 (-0.5%) | $147,687 (2.6%) | 0.00 | 209 |
2023-09-01 | $109,000 (-8.0%) | $146,496 (2.4%) | 0.00 | 204 |
2023-10-01 | $103,750 (-5.6%) | $141,175 (2.1%) | 0.00 | 213 |
2023-11-01 | $97,400 (-14.3%) | $139,562 (0.4%) | 0.00 | 208 |
2023-12-01 | $99,900 (5.2%) | $141,488 (10.7%) | 0.00 | 196 |
2024-01-01 | $97,450 (11.5%) | $145,684 (19.4%) | 0.00 | 181 |
2024-02-01 | $99,650 (8.4%) | $143,686 (11.6%) | 0.00 | 163 |
2024-03-01 | $109,450 (11.1%) | $142,911 (9.8%) | 0.00 | 164 |
2024-04-01 | $111,450 (13.2%) | $147,564 (8.4%) | 0.00 | 163 |
2024-05-01 | $119,925 (40.3%) | $154,119 (21.0%) | 0.00 | 171 |
2024-06-01 | $134,900 (43.2%) | $167,493 (26.9%) | 0.00 | 166 |
2024-07-01 | $139,900 (47.3%) | $169,963 (26.6%) | 0.00 | 168 |
2024-08-01 | $134,950 (22.7%) | $169,332 (14.7%) | 0.00 | 194 |
2024-09-01 | $134,900 (23.8%) | $164,381 (12.2%) | 0.00 | 201 |
JOHNSTOWN's median listing price comes in at 0% of the national average.
JOHNSTOWN's average listing price for 2024-09-01 was $164,381, a difference of $17,885 (12.2%) versus the prior year and $-4,951 versus the prior month.
For the 2024-09-01 period, JOHNSTOWN had 201 MLS listings, a difference of 7 listings (4%) versus the prior month and -3 listings (-1%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - JOHNSTOWN (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 141 days | 1,519 sqft |
2018-02-01 | 145 days | 1,484 sqft |
2018-03-01 | 144 days | 1,497 sqft |
2018-04-01 | 125 days | 1,544 sqft |
2018-05-01 | 85 days | 1,557 sqft |
2018-06-01 | 74 days | 1,560 sqft |
2018-07-01 | 80 days | 1,557 sqft |
2018-08-01 | 84 days | 1,544 sqft |
2018-09-01 | 94 days | 1,560 sqft |
2018-10-01 | 98 days | 1,560 sqft |
2018-11-01 | 107 days | 1,540 sqft |
2018-12-01 | 120 days | 1,536 sqft |
2019-01-01 | 128 days | 1,553 sqft |
2019-02-01 | 133 days | 1,535 sqft |
2019-03-01 | 135 days | 1,567 sqft |
2019-04-01 | 93 days | 1,616 sqft |
2019-05-01 | 76 days | 1,631 sqft |
2019-06-01 | 75 days | 1,616 sqft |
2019-07-01 | 76 days | 1,600 sqft |
2019-08-01 | 80 days | 1,572 sqft |
2019-09-01 | 89 days | 1,564 sqft |
2019-10-01 | 93 days | 1,567 sqft |
2019-11-01 | 93 days | 1,600 sqft |
2019-12-01 | 102 days | 1,600 sqft |
2020-01-01 | 115 days | 1,568 sqft |
2020-02-01 | 126 days | 1,498 sqft |
2020-03-01 | 127 days | 1,491 sqft |
2020-04-01 | 136 days | 1,462 sqft |
2020-05-01 | 144 days | 1,502 sqft |
2020-06-01 | 117 days | 1,565 sqft |
2020-07-01 | 73 days | 1,472 sqft |
2020-08-01 | 72 days | 1,539 sqft |
2020-09-01 | 83 days | 1,478 sqft |
2020-10-01 | 77 days | 1,468 sqft |
2020-11-01 | 83 days | 1,458 sqft |
2020-12-01 | 100 days | 1,484 sqft |
2021-01-01 | 109 days | 1,456 sqft |
2021-02-01 | 110 days | 1,472 sqft |
2021-03-01 | 108 days | 1,316 sqft |
2021-04-01 | 78 days | 1,350 sqft |
2021-05-01 | 41 days | 1,410 sqft |
2021-06-01 | 40 days | 1,546 sqft |
2021-07-01 | 45 days | 1,556 sqft |
2021-08-01 | 47 days | 1,502 sqft |
2021-09-01 | 52 days | 1,493 sqft |
2021-10-01 | 57 days | 1,478 sqft |
2021-11-01 | 62 days | 1,461 sqft |
2021-12-01 | 71 days | 1,481 sqft |
2022-01-01 | 87 days | 1,516 sqft |
2022-02-01 | 89 days | 1,453 sqft |
2022-03-01 | 62 days | 1,478 sqft |
2022-04-01 | 45 days | 1,495 sqft |
2022-05-01 | 50 days | 1,534 sqft |
2022-06-01 | 39 days | 1,468 sqft |
2022-07-01 | 40 days | 1,543 sqft |
2022-08-01 | 45 days | 1,489 sqft |
2022-09-01 | 0 days | 1,530 sqft |
2022-10-01 | 0 days | 1,511 sqft |
2022-11-01 | 0 days | 1,600 sqft |
2022-12-01 | 0 days | 1,580 sqft |
2023-01-01 | 0 days | 1,468 sqft |
2023-02-01 | 0 days | 1,560 sqft |
2023-03-01 | 0 days | 1,513 sqft |
2023-04-01 | 0 days | 1,597 sqft |
2023-05-01 | 0 days | 1,489 sqft |
2023-06-01 | 0 days | 1,532 sqft |
2023-07-01 | 0 days | 1,560 sqft |
2023-08-01 | 0 days | 1,589 sqft |
2023-09-01 | 0 days | 1,560 sqft |
2023-10-01 | 0 days | 1,515 sqft |
2023-11-01 | 0 days | 1,460 sqft |
2023-12-01 | 0 days | 1,450 sqft |
2024-01-01 | 0 days | 1,417 sqft |
2024-02-01 | 0 days | 1,428 sqft |
2024-03-01 | 0 days | 1,430 sqft |
2024-04-01 | 0 days | 1,477 sqft |
2024-05-01 | 0 days | 1,490 sqft |
2024-06-01 | 0 days | 1,575 sqft |
2024-07-01 | 0 days | 1,600 sqft |
2024-08-01 | 0 days | 1,545 sqft |
2024-09-01 | 0 days | 1,519 sqft |
JOHNSTOWN's median square footage for active listings during the 2024-09-01 period was 1,519 sqft. One year prior, the average listing was 1,560 sqft.
JOHNSTOWN, PA Average Rent (2023)
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Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
---|---|---|---|---|---|---|
15714 | Johnstown, PA MSA | $640 | $640 | $820 | $1,050 | $1,200 |
15722 | Johnstown, PA MSA | $640 | $640 | $820 | $1,050 | $1,200 |
15724 | Johnstown, PA MSA | $710 | $710 | $910 | $1,170 | $1,330 |
15737 | Johnstown, PA MSA | $640 | $640 | $820 | $1,050 | $1,200 |
15738 | Johnstown, PA MSA | $660 | $660 | $840 | $1,080 | $1,230 |
15760 | Johnstown, PA MSA | $640 | $640 | $820 | $1,050 | $1,200 |
15762 | Johnstown, PA MSA | $640 | $640 | $820 | $1,050 | $1,200 |
15773 | Johnstown, PA MSA | $640 | $640 | $820 | $1,050 | $1,200 |
15775 | Johnstown, PA MSA | $640 | $640 | $820 | $1,050 | $1,200 |
15901 | Johnstown, PA MSA | $640 | $640 | $820 | $1,050 | $1,200 |
15902 | Johnstown, PA MSA | $640 | $640 | $820 | $1,050 | $1,200 |
15904 | Johnstown, PA MSA | $740 | $740 | $950 | $1,220 | $1,380 |
15905 | Johnstown, PA MSA | $670 | $670 | $860 | $1,100 | $1,250 |
15906 | Johnstown, PA MSA | $640 | $640 | $820 | $1,050 | $1,200 |
15907 | Johnstown, PA MSA | $640 | $640 | $820 | $1,050 | $1,200 |
15909 | Johnstown, PA MSA | $640 | $640 | $820 | $1,050 | $1,200 |
15915 | Johnstown, PA MSA | $640 | $640 | $820 | $1,050 | $1,200 |
15921 | Johnstown, PA MSA | $640 | $640 | $820 | $1,050 | $1,200 |
15922 | Johnstown, PA MSA | $640 | $640 | $820 | $1,050 | $1,200 |
15925 | Johnstown, PA MSA | $800 | $810 | $1,030 | $1,320 | $1,510 |
15927 | Johnstown, PA MSA | $680 | $690 | $880 | $1,130 | $1,280 |
15930 | Johnstown, PA MSA | $640 | $640 | $820 | $1,050 | $1,200 |
15931 | Johnstown, PA MSA | $680 | $690 | $880 | $1,130 | $1,280 |
15934 | Johnstown, PA MSA | $670 | $670 | $850 | $1,090 | $1,250 |
15938 | Johnstown, PA MSA | $640 | $640 | $820 | $1,050 | $1,200 |
15940 | Johnstown, PA MSA | $880 | $880 | $1,130 | $1,450 | $1,650 |
15942 | Johnstown, PA MSA | $660 | $660 | $850 | $1,090 | $1,240 |
15943 | Johnstown, PA MSA | $640 | $640 | $820 | $1,050 | $1,200 |
15945 | Johnstown, PA MSA | $670 | $670 | $860 | $1,110 | $1,260 |
15946 | Johnstown, PA MSA | $630 | $640 | $820 | $1,050 | $1,190 |
15948 | Johnstown, PA MSA | $670 | $670 | $860 | $1,110 | $1,260 |
15951 | Johnstown, PA MSA | $650 | $650 | $830 | $1,060 | $1,210 |
15952 | Johnstown, PA MSA | $640 | $640 | $820 | $1,050 | $1,200 |
15955 | Johnstown, PA MSA | $640 | $640 | $820 | $1,050 | $1,200 |
15956 | Johnstown, PA MSA | $640 | $640 | $820 | $1,050 | $1,200 |
15957 | Johnstown, PA MSA | $640 | $640 | $820 | $1,050 | $1,200 |
15958 | Johnstown, PA MSA | $640 | $640 | $820 | $1,050 | $1,200 |
15960 | Johnstown, PA MSA | $650 | $660 | $840 | $1,080 | $1,230 |
15961 | Johnstown, PA MSA | $640 | $640 | $820 | $1,050 | $1,200 |
15962 | Johnstown, PA MSA | $800 | $810 | $1,030 | $1,320 | $1,510 |
15963 | Johnstown, PA MSA | $640 | $640 | $820 | $1,050 | $1,200 |
16601 | Johnstown, PA MSA | $590 | $730 | $880 | $1,070 | $1,190 |
16613 | Johnstown, PA MSA | $640 | $640 | $820 | $1,050 | $1,200 |
16619 | Johnstown, PA MSA | $640 | $640 | $820 | $1,050 | $1,200 |
16624 | Johnstown, PA MSA | $640 | $640 | $820 | $1,050 | $1,200 |
16627 | Johnstown, PA MSA | $640 | $640 | $820 | $1,050 | $1,200 |
16629 | Johnstown, PA MSA | $640 | $640 | $820 | $1,060 | $1,200 |
16630 | Johnstown, PA MSA | $640 | $640 | $820 | $1,050 | $1,200 |
16636 | Johnstown, PA MSA | $910 | $950 | $1,200 | $1,530 | $1,730 |
16639 | Johnstown, PA MSA | $700 | $700 | $900 | $1,160 | $1,310 |
16640 | Johnstown, PA MSA | $710 | $720 | $920 | $1,180 | $1,340 |
16641 | Johnstown, PA MSA | $670 | $690 | $880 | $1,130 | $1,280 |
16644 | Johnstown, PA MSA | $640 | $640 | $820 | $1,050 | $1,200 |
16646 | Johnstown, PA MSA | $640 | $640 | $820 | $1,050 | $1,200 |
16668 | Johnstown, PA MSA | $640 | $640 | $820 | $1,050 | $1,200 |
16675 | Johnstown, PA MSA | $640 | $640 | $820 | $1,050 | $1,200 |
16699 | Johnstown, PA MSA | $640 | $640 | $820 | $1,050 | $1,200 |
2022 Average & Median Rent Data Statistics
JOHNSTOWN, PA average 1BR rent: $669, median: $640
JOHNSTOWN, PA average 2BR rent: $855, median: $820
JOHNSTOWN, PA average 3BR rent: $1,095, median: $1,050
JOHNSTOWN, PA Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 1,027 | $137,205,000 | $133,598 |
Home Improvement | 340 | $17,820,000 | $52,412 |
Refi | 297 | $25,185,000 | $84,798 |
Other | 268 | $13,430,000 | $50,112 |
Cash Out Refi | 110 | $13,030,000 | $118,455 |
Johnstown's most frequently cited loan purpose was Home Purchase, with 1,027 originations. The 2nd most popular reason was Home Improvement, with 340 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 716 | $83,010,000 | $115,936 |
7-8% | 437 | $46,075,000 | $105,435 |
5-6% | 376 | $39,030,000 | $103,803 |
Over 8% | 127 | $7,245,000 | $57,047 |
4-5% | 47 | $3,845,000 | $81,809 |
3-4% | 37 | $3,305,000 | $89,324 |
<2.5% | 36 | $830,000 | $23,056 |
2.5-3% | 5 | $365,000 | $73,000 |
During 2023, Johnstown's most frequently originated rate bucket was 6-7%, with 716 originations.
Loan Sizing (JOHNSTOWN, PA MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100,000 or less | 1,286 | $64,610,000 | $50,241 |
$100k-200k | 548 | $75,680,000 | $138,102 |
$200k-400k | 169 | $44,525,000 | $263,462 |
$400k-600k | 31 | $14,395,000 | $464,355 |
$600k-1000k | 6 | $4,800,000 | $800,000 |
$Over $1MM | 2 | $2,660,000 | $1,330,000 |
JOHNSTOWN's loan sizing saw the bucket of loans from $100,000 or less with 1,286 originations, totaling $64,610,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 745 | $101,565,000 | $136,329 |
60-80% | 308 | $40,030,000 | $129,968 |
20-40% | 293 | $16,575,000 | $56,570 |
Under 20% | 239 | $6,325,000 | $26,464 |
40-60% | 171 | $15,285,000 | $89,386 |
Over 100% | 17 | $3,355,000 | $197,353 |
JOHNSTOWN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 745 originations, totaling $101,565,000 in origination value.