JOHNSTOWN Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Johnstown averaged 6.68% for the week of 2024-02-29, compared to the national average of 6.94% for the same period.

The average rate for the prior week (2024-02-22) was 6.54% and one month ago for the week of 2024-01-25, the average rate was 6.33%.

Johnstown's average rate one year ago was 6.47%.

For refis of the same type during the week of 2024-02-29, the average rate was 4.27%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-02-29 6.94%
Johnstown 30 Year Fixed Rate 2024-02-29 6.68%
Johnstown 30 Year Fixed Rate Refi 2024-02-29 4.27%
Johnstown 15 Year Fixed Rate 2024-02-29 6.79%
Johnstown 15 Year Fixed Rate Refi 2024-02-29 5.36%
Johnstown 30 Year FHA 2024-02-29 6.4%
Johnstown 30 Year FHA Refi 2024-02-29 6.69%
Johnstown 30 Year USDA 2024-02-29 6.1%
Johnstown 30 Year USDA Refi 2024-02-29 6.93%
Johnstown 30 Year VA 2024-02-29 6.23%
Johnstown 30 Year VA Refi 2024-02-29 6.42%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within JOHNSTOWN, PA.

JOHNSTOWN Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the JOHNSTOWN, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
First Commonwealth Bank 88 5.12% $3,741
1st Summit Bank 53 4.59% $2,837
PRIMELENDING, A PLAINSCAPITAL COMPANY 45 5.49% $4,929
QUICKEN LOANS, LLC 39 5.30% $6,125
First National Bank of Pennsylvania 38 4.74% $4,002
Flagstar Bank, FSB 25 4.97% $4,672
Wells Fargo Bank 17 4.99% $3,271
S&T Bank 13 5.34% $4,123
SOMERSET TRUST COMPANY 12 5.53% $3,459
PENNYMAC LOAN SERVICES, LLC 10 4.65% $3,905
PENNSYLVANIA STATE EMPLOYEES Credit Union 10 5.15% $2,970
AmeriServ Financial Bank 9 5.91% $3,538
ARC HOME LLC 8 4.90% $4,064
InFirst Bank 7 4.96% $3,479
Bank of England 6 5.19% $6,728
NORWICH COMMERCIAL GROUP, INC. 6 5.81% $5,963
PNC Bank 6 5.19% $6,211
Citizens Bank 6 5.27% $5,930
UNITED WHOLESALE MORTGAGE, LLC 5 4.81% $4,310
Northwest Bank 5 4.85% $4,169
Mortgage Research Center, LLC 4 4.50% $4,437
Reliance Savings Bank 4 4.56% $3,528
CNB Bank 4 6.47% $3,416
GUARANTEED RATE, INC. 3 5.82% $5,819
TD Bank 3 5.54% $3,417
The Huntington National Bank 3 4.47% $10,281
LOANDEPOT.COM, LLC 3 6.58% $4,464
EQUITY RESOURCES, INC. 3 4.29% $4,118
Bank of America 3 3.96% $4,209
MOVEMENT MORTGAGE, LLC 3 4.77% $6,114
Dollar Bank, Federal Savings Bank 2 4.38% $4,486
ROYAL UNITED MORTGAGE LLC 2 6.00% $6,537
NATIONS RELIABLE LENDING, LLC 2 5.00% $5,085
First Federal Bank of the Midwest 2 2.81% $4,524
NAVY FEDERAL CREDIT UNION 2 6.44% $2,912
ZILLOW HOME LOANS, LLC 2 7.50% $3,973
Paramount Residential Mortgage Group, Inc. 2 6.50% $5,416
Truist 2 4.31% $4,665
UNION HOME MORTGAGE CORP. 2 4.44% $3,645
MUTUAL OF OMAHA MORTGAGE, INC. 2 6.56% $5,674
CROSSCOUNTRY MORTGAGE, LLC 2 5.85% $4,470
PENTAGON FEDERAL CREDIT UNION 1 5.25% $3,833
Ally Bank 1 3.00% $4,015
AmeriHome Mortgage Company, LLC 1 6.50% $5,340
Ameris Bank 1 5.88% $4,842
BMO Harris Bank 1 6.13% $6,042
BROKER SOLUTIONS, INC. 1 4.38% $6,816
Carrington Mortgage Services, LLC 1 8.75% $7,236
CMG MORTGAGE, INC. 1 6.99% $3,888
Discover Bank 1 3.99% $0
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 4.38% $2,453
Fulton Bank 1 4.88% $4,920
GUARANTEED RATE AFFINITY, LLC 1 5.88% $5,780
Jersey Shore State Bank 1 4.63% $2,852
JPMorgan Chase Bank 1 5.63% $4,402
LAND HOME FINANCIAL SERVICES, INC. 1 4.00% $3,141
LEADERONE FINANCIAL CORPORATION 1 5.50% $7,454
MEMBERS 1ST FEDERAL CREDIT UNION 1 5.13% $3,389
Mortgage America, Inc. 1 5.50% $4,760
M&T Bank 1 6.00% $3,500
Nations Lending Corporation 1 4.88% $2,898
NEWREZ LLC 1 3.75% $5,640
Plains Commerce Bank 1 3.00% $5,280
PREMIA MORTGAGE, LLC 1 4.75% $1,832
Princeton Mortgage Corporation 1 4.13% $9,099
Sail Mortgage Corp. 1 3.88% $4,103
Strong Home Mortgage, LLC 1 3.25% $1,398
SUCCESS MORTGAGE PARTNERS, INC. 1 4.13% $4,938
SUMMIT FUNDING, INC. 1 5.50% $5,668
TEACHERS 1 3.25% $3,982
The Farmers National Bank of Emlenton 1 4.75% $2,245
Towne Bank 1 6.63% $4,339
Union Savings Bank 1 3.63% $3,419
USAA Federal Savings Bank 1 6.00% $5,787
U.S. Bank 1 5.38% $4,368
WesBanco 1 4.00% $10,681
Willamette Valley Bank 1 7.00% $3,878

JOHNSTOWN Average Closing Costs & Other Stats

JOHNSTOWN, PA's 77 lenders originated 2,627 loans during 2022. The total origination value was $288,485,000, with an average loan value of $109,815.

JOHNSTOWN's average closing costs are $4,357.

The top JOHNSTOWN lender as defined by loan originations is First Commonwealth Bank, with 88 loans originated. Their average total fees are $3,741, which is $904 higher than the next largest lender, 1st Summit Bank.

The lowest fee JOHNSTOWN lenders (with over 10 loans originated) are 1st Summit Bank ($2,837), PENNSYLVANIA STATE EMPLOYEES Credit Union ($2,970), Wells Fargo Bank ($3,271), SOMERSET TRUST COMPANY ($3,459) and First Commonwealth Bank ($3,741).

The lowest rate JOHNSTOWN lenders (with over 10 loans originated) are 1st Summit Bank (4.59%), PENNYMAC LOAN SERVICES, LLC (4.65%), First National Bank of Pennsylvania (4.74%), Flagstar Bank, FSB (4.97%) and Wells Fargo Bank (4.99%).

JOHNSTOWN, PA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
1st Summit Bank $42,815,000 $34,110,000 -20.3% 11.8%
First National Bank of Pennsylvania $36,680,000 $32,415,000 -11.6% 11.2%
First Commonwealth Bank $37,605,000 $31,375,000 -16.6% 10.9%
PRIMELENDING, A PLAINSCAPITAL COMPANY $19,310,000 $16,335,000 -15.4% 5.7%
QUICKEN LOANS, LLC $24,480,000 $15,480,000 -36.8% 5.4%
S&T Bank $19,020,000 $13,365,000 -29.7% 4.6%
PennCrest Bank $14,510,000 $12,390,000 -14.6% 4.3%
Slovenian Savings & Loan Association of Franklin-Conemaugh $14,015,000 $11,095,000 -20.8% 3.8%
AmeriServ Financial Bank $6,870,000 $11,035,000 60.6% 3.8%
Flagstar Bank, FSB $3,430,000 $8,970,000 161.5% 3.1%
Mortgage Research Center, LLC $7,040,000 $7,255,000 3.1% 2.5%
SOMERSET TRUST COMPANY $7,900,000 $6,740,000 -14.7% 2.3%
InFirst Bank $5,320,000 $4,775,000 -10.2% 1.7%
PENNSYLVANIA STATE EMPLOYEES Credit Union $4,005,000 $4,385,000 9.5% 1.5%
Wells Fargo Bank $10,290,000 $4,325,000 -58.0% 1.5%
Reliance Savings Bank $7,175,000 $3,955,000 -44.9% 1.4%
CNB Bank $5,000,000 $3,115,000 -37.7% 1.1%
Citizens Bank $4,000,000 $2,955,000 -26.1% 1.0%
Northwest Bank $3,520,000 $2,425,000 -31.1% 0.8%
PENNYMAC LOAN SERVICES, LLC $2,370,000 $2,375,000 0.2% 0.8%
The Huntington National Bank $705,000 $2,350,000 233.3% 0.8%
PNC Bank $2,480,000 $2,340,000 -5.6% 0.8%
NORWICH COMMERCIAL GROUP, INC. $2,830,000 $2,175,000 -23.1% 0.8%
LOANDEPOT.COM, LLC $2,335,000 $2,170,000 -7.1% 0.8%
First Federal Bank of the Midwest $2,195,000 $1,950,000 -11.2% 0.7%
EQUITY RESOURCES, INC. $3,795,000 $1,835,000 -51.6% 0.6%
UNITED WHOLESALE MORTGAGE, LLC $2,035,000 $1,735,000 -14.7% 0.6%
Jersey Shore State Bank $560,000 $1,650,000 194.6% 0.6%
ARC HOME LLC $14,770,000 $1,615,000 -89.1% 0.6%
AMERISAVE MORTGAGE CORPORATION $1,860,000 $1,565,000 -15.9% 0.5%
Marion Center Bank $950,000 $1,465,000 54.2% 0.5%
Bank of England $1,600,000 $1,440,000 -10.0% 0.5%
NAVY FEDERAL CREDIT UNION $1,260,000 $1,285,000 2.0% 0.4%
Elderton State Bank $220,000 $1,120,000 409.1% 0.4%
M&T Bank $1,815,000 $1,040,000 -42.7% 0.4%
CALIBER HOME LOANS, INC. $2,065,000 $960,000 -53.5% 0.3%
AFFORDABLE MORTGAGE ADVISORS, LLC. $415,000 $930,000 124.1% 0.3%
FREEDOM MORTGAGE CORPORATION $7,595,000 $895,000 -88.2% 0.3%
GUARANTEED RATE, INC. $380,000 $880,000 131.6% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $1,695,000 $840,000 -50.4% 0.3%
NEW DAY FINANCIAL, LLC $1,720,000 $820,000 -52.3% 0.3%
Bank of America $390,000 $800,000 105.1% 0.3%
WesBanco Bank, Inc. $795,000 n/a 0.3%
CROSSCOUNTRY MORTGAGE, LLC $385,000 $750,000 94.8% 0.3%
Altoona First Savings Bank $640,000 $745,000 16.4% 0.3%
Dollar Bank, Federal Savings Bank $705,000 $740,000 5.0% 0.3%
NATIONS RELIABLE LENDING, LLC $2,740,000 $730,000 -73.4% 0.3%
ARC Federal Credit Union $660,000 n/a 0.2%
EMM LOANS LLC $420,000 $635,000 51.2% 0.2%
MOVEMENT MORTGAGE, LLC $920,000 $635,000 -31.0% 0.2%
PENTAGON FEDERAL CREDIT UNION $95,000 $635,000 568.4% 0.2%
BROKER SOLUTIONS, INC. $775,000 $605,000 -21.9% 0.2%
NEWREZ LLC $3,240,000 $590,000 -81.8% 0.2%
USAA Federal Savings Bank $825,000 $565,000 -31.5% 0.2%
ROYAL UNITED MORTGAGE LLC $595,000 $535,000 -10.1% 0.2%
UTILITIES EMPLOYEES CREDIT UNION $75,000 $505,000 573.3% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $505,000 $480,000 -5.0% 0.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $555,000 $470,000 -15.3% 0.2%
Paramount Residential Mortgage Group, Inc. $350,000 $470,000 34.3% 0.2%
UNION HOME MORTGAGE CORP. $1,365,000 $445,000 -67.4% 0.2%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $425,000 n/a 0.1%
Equity Prime Mortgage LLC $420,000 $410,000 -2.4% 0.1%
BMO Harris Bank $395,000 n/a 0.1%
U.S. Bank $1,355,000 $395,000 -70.8% 0.1%
PREMIA MORTGAGE, LLC $380,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $320,000 $375,000 17.2% 0.1%
The Federal Savings Bank $175,000 $375,000 114.3% 0.1%
Nations Lending Corporation $1,430,000 $370,000 -74.1% 0.1%
INVESTMENT SAVINGS BANK $150,000 $360,000 140.0% 0.1%
Carrington Mortgage Services, LLC $815,000 $340,000 -58.3% 0.1%
Towne Bank $340,000 n/a 0.1%
CALCON MUTUAL MORTGAGE LLC $325,000 n/a 0.1%
First United Bank and Trust Company $325,000 n/a 0.1%
TD Bank $250,000 $315,000 26.0% 0.1%
US MORTGAGE CORPORATION $305,000 n/a 0.1%
Fulton Bank $270,000 $295,000 9.3% 0.1%
Mortgage America, Inc. $180,000 $285,000 58.3% 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $335,000 $275,000 -17.9% 0.1%
Discover Bank $255,000 $265,000 3.9% 0.1%
AMERICAN FINANCING CORPORATION $720,000 $260,000 -63.9% 0.1%
RUOFF MORTGAGE COMPANY, INC. $255,000 n/a 0.1%
MidAtlantic Farm Credit, ACA $245,000 n/a 0.1%
NBKC BANK $245,000 n/a 0.1%
Truist $575,000 $240,000 -58.3% 0.1%
ZILLOW HOME LOANS, LLC $200,000 $240,000 20.0% 0.1%
LAKEVIEW LOAN SERVICING, LLC $375,000 $235,000 -37.3% 0.1%
Northeast Equitable Mortgage, LLC $85,000 $235,000 176.5% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $115,000 $235,000 104.3% 0.1%
BETTER MORTGAGE CORPORATION $905,000 $225,000 -75.1% 0.1%
Princeton Mortgage Corporation $225,000 n/a 0.1%
Union Savings Bank $235,000 $225,000 -4.3% 0.1%
NEXTIER BANK, NATIONAL ASSOCIATION $235,000 $215,000 -8.5% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $235,000 $210,000 -10.6% 0.1%
Century Mortgage Company DBA Century Lending Company $205,000 n/a 0.1%
Hometown Bank of Pennsylvania $2,600,000 $200,000 -92.3% 0.1%
Sail Mortgage Corp. $390,000 $195,000 -50.0% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $165,000 $195,000 18.2% 0.1%
HOMESIDE FINANCIAL, LLC $175,000 $190,000 8.6% 0.1%
1ST PREFERENCE MORTGAGE CORP. $185,000 n/a 0.1%
Kish Bank $185,000 n/a 0.1%
NORTHROP GRUMMAN Federal Credit Union $185,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $255,000 $180,000 -29.4% 0.1%
VILLAGE CAPITAL MORTGAGE $1,115,000 $180,000 -83.9% 0.1%
Ally Bank $270,000 $175,000 -35.2% 0.1%
First Federal Bank $655,000 $175,000 -73.3% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $175,000 n/a 0.1%
EVERETT FINANCIAL, INC. $175,000 $165,000 -5.7% 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $165,000 n/a 0.1%
JPMorgan Chase Bank $515,000 $150,000 -70.9% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $150,000 n/a 0.1%
GUARANTEED RATE AFFINITY, LLC $720,000 $145,000 -79.9% 0.1%
MEMBERS 1ST FEDERAL CREDIT UNION $65,000 $145,000 123.1% 0.1%
HOME POINT FINANCIAL CORPORATION $435,000 $135,000 -69.0% 0.0%
OCEANSIDE MORTGAGE COMPANY $135,000 n/a 0.0%
WEST PENN FINANCIAL SERVICE CENTER, INC. $180,000 $135,000 -25.0% 0.0%
CHERRY CREEK MORTGAGE, LLC $125,000 n/a 0.0%
GUIDANCE RESIDENTIAL, LLC $125,000 n/a 0.0%
AmeriHome Mortgage Company, LLC $115,000 n/a 0.0%
LEADERONE FINANCIAL CORPORATION $115,000 n/a 0.0%
TEACHERS $115,000 n/a 0.0%
CONTOUR MORTGAGE CORPORATION $125,000 $105,000 -16.0% 0.0%
Stifel Bank and Trust $105,000 n/a 0.0%
Strong Home Mortgage, LLC $105,000 n/a 0.0%
SUMMIT FUNDING, INC. $105,000 n/a 0.0%
AMERICAN ADVISORS GROUP $145,000 $100,000 -31.0% 0.0%
LENDINGHOME FUNDING CORPORATION $95,000 n/a 0.0%
Magnolia Bank $95,000 n/a 0.0%
SWBC MORTGAGE CORPORATION $95,000 n/a 0.0%
SPRING EQ, LLC $90,000 n/a 0.0%
Plains Commerce Bank $85,000 n/a 0.0%
21ST MORTGAGE CORPORATION $35,000 $75,000 114.3% 0.0%
Ameris Bank $75,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $75,000 n/a 0.0%
FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION $55,000 $75,000 36.4% 0.0%
HOWARD HANNA FINANCIAL SERVICES, INC. $75,000 n/a 0.0%
Paramount Bank $75,000 n/a 0.0%
PLANET HOME LENDING, LLC $75,000 n/a 0.0%
CMG MORTGAGE, INC. $65,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $65,000 n/a 0.0%
NFM, INC. $115,000 $65,000 -43.5% 0.0%
JAMES B. NUTTER & COMPANY $55,000 n/a 0.0%
Waterstone Mortgage Corporation $55,000 n/a 0.0%
Willamette Valley Bank $55,000 n/a 0.0%
Secured Investment Corp. $45,000 n/a 0.0%
The Farmers National Bank of Emlenton $45,000 n/a 0.0%
Community State Bank of Orbisonia $35,000 n/a 0.0%
PATRIOT $35,000 n/a 0.0%
PLAZA HOME MORTGAGE, INC. $335,000 $35,000 -89.6% 0.0%
Figure Lending LLC $30,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $25,000 $25,000 0.0% 0.0%
Empower Federal Credit Union $15,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $60,000 $15,000 -75.0% 0.0%

JOHNSTOWN's top lender by overall market share is 1st Summit Bank, with 11.8% market share. In second place, with 11.2%, is First National Bank of Pennsylvania, having originated $32,415,000 in loans. In third place, with 10.9%, is First Commonwealth Bank, having originated $31,375,000 in loans. In fourth place, with 5.7%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $16,335,000 in loans. In fifth place, with 5.4%, is QUICKEN LOANS, LLC, having originated $15,480,000 in loans.


JOHNSTOWN Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - JOHNSTOWN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $74,650 (6.8%) $101,094 (-3.0%) 0.28 461
2018-02-01 $69,550 (7.0%) $95,688 (-5.6%) 0.25 444
2018-03-01 $69,900 (0.0%) $95,264 (-10.0%) 0.24 442
2018-04-01 $72,900 (1.4%) $100,039 (-5.4%) 0.25 459
2018-05-01 $74,900 (-0.1%) $104,666 (-4.3%) 0.25 488
2018-06-01 $79,900 (6.7%) $109,777 (0.0%) 0.27 520
2018-07-01 $79,900 (10.2%) $109,116 (1.4%) 0.27 546
2018-08-01 $79,300 (5.9%) $107,661 (-0.4%) 0.26 552
2018-09-01 $79,000 (9.7%) $109,132 (1.2%) 0.26 539
2018-10-01 $77,300 (3.2%) $109,232 (2.0%) 0.26 530
2018-11-01 $74,975 (0.1%) $107,841 (0.7%) 0.25 499
2018-12-01 $72,000 (2.9%) $105,879 (3.7%) 0.25 456
2019-01-01 $71,000 (-4.9%) $108,740 (7.6%) 0.26 415
2019-02-01 $69,925 (0.5%) $108,129 (13.0%) 0.24 404
2019-03-01 $75,836 (8.5%) $114,418 (20.1%) 0.25 419
2019-04-01 $84,125 (15.4%) $123,258 (23.2%) 0.27 435
2019-05-01 $81,625 (9.0%) $121,289 (15.9%) 0.26 426
2019-06-01 $89,000 (11.4%) $119,470 (8.8%) 0.28 459
2019-07-01 $87,425 (9.4%) $116,502 (6.8%) 0.28 510
2019-08-01 $83,941 (5.9%) $115,035 (6.9%) 0.27 522
2019-09-01 $82,427 (4.3%) $114,113 (4.6%) 0.27 525
2019-10-01 $82,243 (6.4%) $114,972 (5.3%) 0.27 517
2019-11-01 $79,900 (6.6%) $111,427 (3.3%) 0.26 487
2019-12-01 $79,900 (11.0%) $110,395 (4.3%) 0.27 446
2020-01-01 $79,900 (12.5%) $110,455 (1.6%) 0.27 410
2020-02-01 $74,900 (7.1%) $99,667 (-7.8%) 0.24 376
2020-03-01 $77,100 (1.7%) $105,173 (-8.1%) 0.24 383
2020-04-01 $77,875 (-7.4%) $106,157 (-13.9%) 0.24 346
2020-05-01 $79,900 (-2.1%) $110,528 (-8.9%) 0.24 320
2020-06-01 $82,450 (-7.4%) $115,686 (-3.2%) 0.23 308
2020-07-01 $80,000 (-8.5%) $114,733 (-1.5%) 0.23 308
2020-08-01 $87,500 (4.2%) $118,641 (3.1%) 0.25 303
2020-09-01 $82,750 (0.4%) $116,711 (2.3%) 0.25 267
2020-10-01 $75,900 (-7.7%) $108,548 (-5.6%) 0.22 256
2020-11-01 $79,650 (-0.3%) $110,723 (-0.6%) 0.23 235
2020-12-01 $80,425 (0.7%) $111,679 (1.2%) 0.23 211
2021-01-01 $79,900 (0.0%) $108,863 (-1.4%) 0.25 181
2021-02-01 $80,925 (8.0%) $110,728 (11.1%) 0.24 151
2021-03-01 $74,950 (-2.8%) $107,289 (2.0%) 0.21 139
2021-04-01 $74,975 (-3.7%) $103,525 (-2.5%) 0.20 128
2021-05-01 $84,900 (6.3%) $128,437 (16.2%) 0.23 145
2021-06-01 $96,950 (17.6%) $150,839 (30.4%) 0.25 165
2021-07-01 $105,900 (32.4%) $151,546 (32.1%) 0.28 193
2021-08-01 $92,350 (5.5%) $138,545 (16.8%) 0.24 202
2021-09-01 $100,000 (20.9%) $138,076 (18.3%) 0.28 198
2021-10-01 $99,900 (31.6%) $135,957 (25.3%) 0.26 212
2021-11-01 $93,675 (17.6%) $137,176 (23.9%) 0.25 180
2021-12-01 $94,700 (17.8%) $134,680 (20.6%) 0.25 164
2022-01-01 $89,900 (12.5%) $132,584 (21.8%) 0.24 142
2022-02-01 $81,975 (1.3%) $128,550 (16.1%) 0.20 127
2022-03-01 $82,500 (10.1%) $134,720 (25.6%) 0.20 121
2022-04-01 $85,000 (13.4%) $127,115 (22.8%) 0.20 129
2022-05-01 $92,450 (8.9%) $138,675 (8.0%) 0.21 139
2022-06-01 $92,325 (-4.8%) $136,970 (-9.2%) 0.20 159
2022-07-01 $109,450 (3.4%) $146,722 (-3.2%) 0.23 190
2022-08-01 $110,450 (19.6%) $143,920 (3.9%) 0.26 213
2022-09-01 $118,500 (18.5%) $143,127 (3.7%) 0.00 188
2022-10-01 $109,950 (10.1%) $138,213 (1.7%) 0.00 181
2022-11-01 $113,675 (21.4%) $139,000 (1.3%) 0.00 178
2022-12-01 $94,950 (0.3%) $127,872 (-5.1%) 0.00 165
2023-01-01 $87,400 (-2.8%) $122,001 (-8.0%) 0.00 154
2023-02-01 $91,950 (12.2%) $128,745 (0.2%) 0.00 142
2023-03-01 $98,475 (19.4%) $130,145 (-3.4%) 0.00 136
2023-04-01 $98,500 (15.9%) $136,155 (7.1%) 0.00 125
2023-05-01 $85,500 (-7.5%) $127,363 (-8.2%) 0.00 149
2023-06-01 $94,200 (2.0%) $132,014 (-3.6%) 0.00 196
2023-07-01 $95,000 (-13.2%) $134,281 (-8.5%) 0.00 201
2023-08-01 $109,950 (-0.5%) $147,687 (2.6%) 0.00 209
2023-09-01 $109,000 (-8.0%) $146,496 (2.4%) 0.00 204
2023-10-01 $103,750 (-5.6%) $141,175 (2.1%) 0.00 213
2023-11-01 $97,400 (-14.3%) $139,562 (0.4%) 0.00 208
2023-12-01 $99,900 (5.2%) $141,488 (10.7%) 0.00 196
2024-01-01 $97,450 (11.5%) $145,684 (19.4%) 0.00 181
JOHNSTOWN's median listing price for 2024-01-01 was $97,450, a difference of $10,050 (11.5%) versus the prior year and $-2,450 versus the prior month.

JOHNSTOWN's median listing price comes in at 0% of the national average.

JOHNSTOWN's average listing price for 2024-01-01 was $145,684, a difference of $23,683 (19.4%) versus the prior year and $4,196 versus the prior month.

For the 2024-01-01 period, JOHNSTOWN had 181 MLS listings, a difference of -15 listings (-8%) versus the prior month and 27 listings (18%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - JOHNSTOWN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 141 days 1,519 sqft
2018-02-01 145 days 1,484 sqft
2018-03-01 144 days 1,497 sqft
2018-04-01 125 days 1,544 sqft
2018-05-01 85 days 1,557 sqft
2018-06-01 74 days 1,560 sqft
2018-07-01 80 days 1,557 sqft
2018-08-01 84 days 1,544 sqft
2018-09-01 94 days 1,560 sqft
2018-10-01 98 days 1,560 sqft
2018-11-01 107 days 1,540 sqft
2018-12-01 120 days 1,536 sqft
2019-01-01 128 days 1,553 sqft
2019-02-01 133 days 1,535 sqft
2019-03-01 135 days 1,567 sqft
2019-04-01 93 days 1,616 sqft
2019-05-01 76 days 1,631 sqft
2019-06-01 75 days 1,616 sqft
2019-07-01 76 days 1,600 sqft
2019-08-01 80 days 1,572 sqft
2019-09-01 89 days 1,564 sqft
2019-10-01 93 days 1,567 sqft
2019-11-01 93 days 1,600 sqft
2019-12-01 102 days 1,600 sqft
2020-01-01 115 days 1,568 sqft
2020-02-01 126 days 1,498 sqft
2020-03-01 127 days 1,491 sqft
2020-04-01 136 days 1,462 sqft
2020-05-01 144 days 1,502 sqft
2020-06-01 117 days 1,565 sqft
2020-07-01 73 days 1,472 sqft
2020-08-01 72 days 1,539 sqft
2020-09-01 83 days 1,478 sqft
2020-10-01 77 days 1,468 sqft
2020-11-01 83 days 1,458 sqft
2020-12-01 100 days 1,484 sqft
2021-01-01 109 days 1,456 sqft
2021-02-01 110 days 1,472 sqft
2021-03-01 108 days 1,316 sqft
2021-04-01 78 days 1,350 sqft
2021-05-01 41 days 1,410 sqft
2021-06-01 40 days 1,546 sqft
2021-07-01 45 days 1,556 sqft
2021-08-01 47 days 1,502 sqft
2021-09-01 52 days 1,493 sqft
2021-10-01 57 days 1,478 sqft
2021-11-01 62 days 1,461 sqft
2021-12-01 71 days 1,481 sqft
2022-01-01 87 days 1,516 sqft
2022-02-01 89 days 1,453 sqft
2022-03-01 62 days 1,478 sqft
2022-04-01 45 days 1,495 sqft
2022-05-01 50 days 1,534 sqft
2022-06-01 39 days 1,468 sqft
2022-07-01 40 days 1,543 sqft
2022-08-01 45 days 1,489 sqft
2022-09-01 0 days 1,530 sqft
2022-10-01 0 days 1,511 sqft
2022-11-01 0 days 1,600 sqft
2022-12-01 0 days 1,580 sqft
2023-01-01 0 days 1,468 sqft
2023-02-01 0 days 1,560 sqft
2023-03-01 0 days 1,513 sqft
2023-04-01 0 days 1,597 sqft
2023-05-01 0 days 1,489 sqft
2023-06-01 0 days 1,532 sqft
2023-07-01 0 days 1,560 sqft
2023-08-01 0 days 1,589 sqft
2023-09-01 0 days 1,560 sqft
2023-10-01 0 days 1,515 sqft
2023-11-01 0 days 1,460 sqft
2023-12-01 0 days 1,450 sqft
2024-01-01 0 days 1,417 sqft
JOHNSTOWN's median listing age (time on market) for 2024-01-01 was 0 days.

JOHNSTOWN's median square footage for active listings during the 2024-01-01 period was 1,417 sqft. One year prior, the average listing was 1,468 sqft.

JOHNSTOWN, PA Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
15714 Johnstown, PA $590 $590 $760 $970 $1,110
15722 Johnstown, PA $590 $590 $760 $970 $1,110
15724 Johnstown, PA $650 $660 $840 $1,080 $1,230
15737 Johnstown, PA $590 $590 $760 $970 $1,110
15738 Johnstown, PA $600 $610 $780 $990 $1,140
15760 Johnstown, PA $590 $590 $760 $970 $1,110
15762 Johnstown, PA $590 $590 $760 $970 $1,110
15773 Johnstown, PA $590 $590 $760 $970 $1,110
15775 Johnstown, PA $590 $590 $760 $970 $1,110
15901 Johnstown, PA $590 $590 $760 $970 $1,110
15902 Johnstown, PA $590 $590 $760 $970 $1,110
15904 Johnstown, PA $690 $690 $890 $1,140 $1,300
15905 Johnstown, PA $620 $620 $800 $1,020 $1,170
15906 Johnstown, PA $590 $590 $760 $970 $1,110
15907 Johnstown, PA $590 $590 $760 $970 $1,110
15909 Johnstown, PA $590 $590 $760 $970 $1,110
15915 Johnstown, PA $590 $590 $760 $970 $1,110
15921 Johnstown, PA $590 $590 $760 $970 $1,110
15922 Johnstown, PA $590 $590 $760 $970 $1,110
15925 Johnstown, PA $880 $890 $1,140 $1,460 $1,670
15927 Johnstown, PA $610 $620 $790 $1,010 $1,150
15930 Johnstown, PA $590 $590 $760 $970 $1,110
15931 Johnstown, PA $610 $620 $790 $1,010 $1,150
15934 Johnstown, PA $620 $620 $790 $1,010 $1,160
15938 Johnstown, PA $590 $590 $760 $970 $1,110
15940 Johnstown, PA $720 $730 $930 $1,190 $1,360
15942 Johnstown, PA $610 $610 $790 $1,010 $1,150
15943 Johnstown, PA $590 $590 $760 $970 $1,110
15945 Johnstown, PA $620 $620 $800 $1,030 $1,170
15946 Johnstown, PA $580 $590 $760 $970 $1,100
15948 Johnstown, PA $590 $590 $760 $970 $1,110
15951 Johnstown, PA $600 $600 $770 $980 $1,130
15952 Johnstown, PA $590 $590 $760 $970 $1,110
15955 Johnstown, PA $580 $600 $760 $970 $1,100
15956 Johnstown, PA $590 $590 $760 $970 $1,110
15957 Johnstown, PA $590 $590 $760 $970 $1,110
15958 Johnstown, PA $590 $590 $760 $970 $1,110
15960 Johnstown, PA $600 $600 $770 $980 $1,120
15961 Johnstown, PA $590 $590 $760 $970 $1,110
15962 Johnstown, PA $880 $890 $1,140 $1,460 $1,670
15963 Johnstown, PA $590 $590 $760 $970 $1,110
16601 Johnstown, PA $530 $650 $790 $980 $1,070
16613 Johnstown, PA $590 $590 $760 $970 $1,110
16619 Johnstown, PA $590 $590 $760 $970 $1,110
16624 Johnstown, PA $590 $590 $760 $970 $1,110
16627 Johnstown, PA $590 $590 $760 $970 $1,110
16629 Johnstown, PA $590 $600 $760 $980 $1,110
16630 Johnstown, PA $590 $590 $760 $970 $1,110
16636 Johnstown, PA $760 $780 $1,000 $1,280 $1,450
16639 Johnstown, PA $640 $650 $830 $1,060 $1,210
16640 Johnstown, PA $610 $610 $780 $1,000 $1,140
16641 Johnstown, PA $630 $640 $820 $1,050 $1,190
16644 Johnstown, PA $590 $590 $760 $970 $1,110
16646 Johnstown, PA $590 $590 $760 $970 $1,110
16668 Johnstown, PA $590 $590 $760 $970 $1,110
16675 Johnstown, PA $590 $590 $760 $970 $1,110
16699 Johnstown, PA $590 $590 $760 $970 $1,110

2022 Average & Median Rent Data Statistics
JOHNSTOWN, PA average 1BR rent: $617, median: $590
JOHNSTOWN, PA average 2BR rent: $792, median: $760
JOHNSTOWN, PA average 3BR rent: $1,011, median: $970

JOHNSTOWN, PA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,197 $166,765,000 $139,319
Refi 665 $70,025,000 $105,301
Home Improvement 370 $17,830,000 $48,189
Other 225 $11,755,000 $52,244
Cash Out Refi 170 $22,110,000 $130,059

Johnstown's most frequently cited loan purpose was Home Purchase, with 1,197 originations. The 2nd most popular reason was Refi, with 665 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 489 $59,835,000 $122,362
5-6% 488 $56,940,000 $116,680
4-5% 441 $50,525,000 $114,569
<2.5% 340 $23,020,000 $67,706
6-7% 261 $28,815,000 $110,402
2.5-3% 242 $29,720,000 $122,810
7-8% 42 $3,570,000 $85,000
Over 8% 13 $885,000 $68,077

During 2022, Johnstown's most frequently originated rate bucket was 3-4%, with 489 originations.

Loan Sizing (JOHNSTOWN, PA MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 1,540 $80,490,000 $52,266
$100k-200k 756 $104,380,000 $138,069
$200k-400k 284 $76,930,000 $270,880
$400k-600k 36 $16,900,000 $469,444
$600k-1000k 8 $5,920,000 $740,000
$Over $1MM 3 $3,865,000 $1,288,333

JOHNSTOWN's loan sizing saw the bucket of loans from $100,000 or less with 1,540 originations, totaling $80,490,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 881 $131,675,000 $149,461
60-80% 558 $68,040,000 $121,935
20-40% 310 $17,660,000 $56,968
Under 20% 277 $7,955,000 $28,718
40-60% 269 $24,945,000 $92,732
Over 100% 14 $2,330,000 $166,429

JOHNSTOWN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 881 originations, totaling $131,675,000 in origination value.