JOHNSTOWN Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Johnstown averaged 5.85% for the week of 2024-10-03, compared to the national average of 6.12% for the same period.

The average rate for the prior week (2024-09-26) was 5.81% and one month ago for the week of 2024-08-29, the average rate was 6.48%.

Johnstown's average rate one year ago was 7.24%.

For refis of the same type during the week of 2024-10-03, the average rate was 6.52%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-03 6.12%
Johnstown 30 Year Fixed Rate 2024-10-03 5.85%
Johnstown 30 Year Fixed Rate Refi 2024-10-03 6.52%
Johnstown 15 Year Fixed Rate 2024-10-03 6%
Johnstown 15 Year Fixed Rate Refi 2024-10-03 5.65%
Johnstown 30 Year FHA 2024-10-03 5.88%
Johnstown 30 Year FHA Refi 2024-10-03 6.09%
Johnstown 30 Year USDA 2024-10-03 6.17%
Johnstown 30 Year USDA Refi 2024-10-03 6.07%
Johnstown 30 Year VA 2024-10-03 5.4%
Johnstown 30 Year VA Refi 2024-10-03 5.5%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within JOHNSTOWN, PA.

JOHNSTOWN Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the JOHNSTOWN, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
First Commonwealth Bank 75 6.65% $4,523
1st Summit Bank 60 6.37% $2,663
PRIMELENDING, A PLAINSCAPITAL COMPANY 46 6.82% $5,396
First National Bank of Pennsylvania 41 6.76% $3,753
QUICKEN LOANS, LLC 34 6.95% $5,403
AmeriServ Financial Bank 26 6.09% $3,031
Flagstar Bank, FSB 21 7.03% $5,399
PENNSYLVANIA STATE EMPLOYEES Credit Union 17 6.46% $2,269
S&T Bank 14 6.34% $3,145
ARC HOME LLC 12 6.56% $5,110
SOMERSET TRUST COMPANY 10 6.63% $3,508
Citizens Bank 8 6.42% $7,829
InFirst Bank 7 6.43% $3,215
PNC Bank 7 6.95% $4,669
EQUITY RESOURCES, INC. 7 6.82% $7,214
MICHIGAN MUTUAL, INC. 6 7.06% $6,612
UNITED WHOLESALE MORTGAGE, LLC 6 7.61% $4,437
AFFORDABLE MORTGAGE ADVISORS, LLC. 6 6.58% $3,848
Mortgage Research Center, LLC 5 7.10% $3,660
CROSSCOUNTRY MORTGAGE, LLC 5 7.06% $5,703
Wells Fargo Bank 5 6.70% $6,152
Reliance Savings Bank 4 6.91% $2,707
NORWICH COMMERCIAL GROUP, INC. 4 7.03% $4,612
WEST PENN FINANCIAL SERVICE CENTER, INC. 4 6.91% $4,595
Bank of England 3 6.88% $4,531
PENNYMAC LOAN SERVICES, LLC 3 6.54% $4,467
USAA Federal Savings Bank 3 7.46% $4,747
NAVY FEDERAL CREDIT UNION 3 7.67% $3,850
CMG MORTGAGE, INC. 3 7.24% $4,743
BROKER SOLUTIONS, INC. 2 7.06% $4,521
Bank of America 2 6.31% $5,716
The Huntington National Bank 2 6.25% $2,271
Northwest Bank 2 7.00% $5,672
ZILLOW HOME LOANS, LLC 2 7.31% $6,824
ROYAL UNITED MORTGAGE LLC 1 7.50% $5,060
Strong Home Mortgage, LLC 1 7.50% $4,731
TD Bank 1 6.63% $4,832
Town Square Mortgage & Investments, Inc. 1 5.99% $10,093
TRUMARK FINANCIAL CREDIT UNION 1 7.50% $3,044
U.S. Bank 1 6.63% $3,766
York Traditions Bank 1 5.75% $5,214
TOTAL MORTGAGE SERVICES, LLC 1 7.13% $5,936
Ally Bank 1 6.88% $3,143
AmeriHome Mortgage Company, LLC 1 6.99% $2,904
AMERISAVE MORTGAGE CORPORATION 1 7.25% $5,393
Arvest Bank 1 7.13% $8,150
Axos Bank 1 7.25% $3,812
BETTER MORTGAGE CORPORATION 1 6.13% $4,517
Century Mortgage Company DBA Century Lending Company 1 6.63% $7,095
Discover Bank 1 8.99% $0
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.50% $4,299
First Columbia Bank & Trust Co. 1 7.00% $2,827
First Internet Bank of Indiana 1 5.75% $4,642
FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION 1 6.50% $5,399
First Savings Bank 1 7.50% $5,150
FREEDOM MORTGAGE CORPORATION 1 7.50% $5,188
GUARANTEED RATE, INC. 1 6.99% $6,127
GUILD MORTGAGE COMPANY 1 7.00% $6,984
Jersey Shore State Bank 1 6.50% $4,484
JPMorgan Chase Bank 1 6.63% $3,115
LOANDEPOT.COM, LLC 1 6.50% $6,494
MCLEAN MORTGAGE CORPORATION 1 6.13% $3,592
MidAtlantic Farm Credit, ACA 1 7.33% $4,380
Mortgage America, Inc. 1 6.75% $3,981
MOVEMENT MORTGAGE, LLC 1 6.50% $5,065
Mr. Cooper ( Nationstar Mortgage ) 1 7.99% $6,336
M&T Bank 1 6.63% $4,951
MUTUAL OF OMAHA MORTGAGE, INC. 1 7.50% $4,320
NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION 1 7.13% $3,946
NATIONS RELIABLE LENDING, LLC 1 7.25% $4,769
NEWREZ LLC 1 7.63% $3,918
NFM, INC. 1 7.13% $6,053
PHH Mortgage Corporation 1 7.88% $3,827
Princeton Mortgage Corporation 1 6.50% $3,939
PURDUE FEDERAL CREDIT UNION 1 7.13% $1,631

JOHNSTOWN Average Closing Costs & Other Stats

JOHNSTOWN, PA's 75 lenders originated 2,042 loans during 2023. The total origination value was $206,670,000, with an average loan value of $101,210.

JOHNSTOWN's average closing costs are $4,474.

The top JOHNSTOWN lender as defined by loan originations is First Commonwealth Bank, with 75 loans originated. Their average total fees are $4,523, which is $1,860 higher than the next largest lender, 1st Summit Bank.

The lowest fee JOHNSTOWN lenders (with over 10 loans originated) are PENNSYLVANIA STATE EMPLOYEES Credit Union ($2,269), 1st Summit Bank ($2,663), AmeriServ Financial Bank ($3,031), S&T Bank ($3,145) and SOMERSET TRUST COMPANY ($3,508).

The lowest rate JOHNSTOWN lenders (with over 10 loans originated) are AmeriServ Financial Bank (6.09%), S&T Bank (6.34%), 1st Summit Bank (6.37%), PENNSYLVANIA STATE EMPLOYEES Credit Union (6.46%) and ARC HOME LLC (6.56%).

JOHNSTOWN, PA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
1st Summit Bank $34,110,000 $24,175,000 -29.1% 11.7%
First Commonwealth Bank $31,375,000 $23,060,000 -26.5% 11.2%
First National Bank of Pennsylvania $32,415,000 $16,780,000 -48.2% 8.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $16,335,000 $12,605,000 -22.8% 6.1%
QUICKEN LOANS, LLC $15,480,000 $9,975,000 -35.6% 4.8%
AmeriServ Financial Bank $11,035,000 $8,865,000 -19.7% 4.3%
PennCrest Bank $12,390,000 $8,325,000 -32.8% 4.0%
Flagstar Bank, FSB $8,970,000 $8,020,000 -10.6% 3.9%
S&T Bank $13,365,000 $6,755,000 -49.5% 3.3%
PENNSYLVANIA STATE EMPLOYEES Credit Union $4,385,000 $5,580,000 27.3% 2.7%
Slovenian Savings & Loan Association of Franklin-Conemaugh $11,095,000 $5,510,000 -50.3% 2.7%
SOMERSET TRUST COMPANY $6,740,000 $5,435,000 -19.4% 2.6%
Mortgage Research Center, LLC $7,255,000 $5,050,000 -30.4% 2.4%
InFirst Bank $4,775,000 $3,965,000 -17.0% 1.9%
PNC Bank $2,340,000 $3,690,000 57.7% 1.8%
Citizens Bank $2,955,000 $3,325,000 12.5% 1.6%
Northwest Bank $2,425,000 $2,605,000 7.4% 1.3%
Reliance Savings Bank $3,955,000 $2,595,000 -34.4% 1.3%
CNB Bank $3,115,000 $2,475,000 -20.5% 1.2%
ARC HOME LLC $1,615,000 $1,940,000 20.1% 0.9%
First Federal Bank of the Midwest $1,950,000 $1,890,000 -3.1% 0.9%
EQUITY RESOURCES, INC. $1,835,000 $1,785,000 -2.7% 0.9%
Wells Fargo Bank $4,325,000 $1,570,000 -63.7% 0.8%
C-B-W Schools Federal Credit Union $1,405,000 n/a 0.7%
NORWICH COMMERCIAL GROUP, INC. $2,175,000 $1,355,000 -37.7% 0.7%
UNITED WHOLESALE MORTGAGE, LLC $1,735,000 $1,330,000 -23.3% 0.6%
Hometown Bank of Pennsylvania $200,000 $1,290,000 545.0% 0.6%
PENNYMAC LOAN SERVICES, LLC $2,375,000 $1,160,000 -51.2% 0.6%
USSCO Federal Credit Union $1,155,000 n/a 0.6%
NAVY FEDERAL CREDIT UNION $1,285,000 $1,020,000 -20.6% 0.5%
BROKER SOLUTIONS, INC. $605,000 $990,000 63.6% 0.5%
The Muncy Bank and Trust Company $975,000 n/a 0.5%
UNION HOME MORTGAGE CORP. $445,000 $970,000 118.0% 0.5%
LOANDEPOT.COM, LLC $2,170,000 $965,000 -55.5% 0.5%
NEW DAY FINANCIAL, LLC $820,000 $875,000 6.7% 0.4%
AFFORDABLE MORTGAGE ADVISORS, LLC. $930,000 $865,000 -7.0% 0.4%
CROSSCOUNTRY MORTGAGE, LLC $750,000 $840,000 12.0% 0.4%
MICHIGAN MUTUAL, INC. $780,000 n/a 0.4%
INVESTMENT SAVINGS BANK $360,000 $735,000 104.2% 0.4%
Jersey Shore State Bank $1,650,000 $710,000 -57.0% 0.3%
USAA Federal Savings Bank $565,000 $680,000 20.4% 0.3%
ZILLOW HOME LOANS, LLC $240,000 $675,000 181.3% 0.3%
M&T Bank $1,040,000 $670,000 -35.6% 0.3%
FREEDOM MORTGAGE CORPORATION $895,000 $600,000 -33.0% 0.3%
CMG MORTGAGE, INC. $65,000 $575,000 784.6% 0.3%
Marion Center Bank $1,465,000 $560,000 -61.8% 0.3%
U.S. Bank $395,000 $540,000 36.7% 0.3%
JPMorgan Chase Bank $150,000 $475,000 216.7% 0.2%
ROYAL UNITED MORTGAGE LLC $535,000 $470,000 -12.1% 0.2%
UTILITIES EMPLOYEES CREDIT UNION $505,000 $460,000 -8.9% 0.2%
LIBERTY HOME MORTGAGE CORPORATION $445,000 n/a 0.2%
MOVEMENT MORTGAGE, LLC $635,000 $445,000 -29.9% 0.2%
Discover Bank $265,000 $395,000 49.1% 0.2%
Elderton State Bank $1,120,000 $390,000 -65.2% 0.2%
FIRST HERITAGE FINANCIAL, LLC $370,000 n/a 0.2%
New Century Bank $355,000 n/a 0.2%
PLAZA HOME MORTGAGE, INC. $35,000 $350,000 900.0% 0.2%
TD Bank $315,000 $345,000 9.5% 0.2%
AMERICAN FEDERAL MORTGAGE CORPORATION $335,000 n/a 0.2%
The Huntington National Bank $2,350,000 $320,000 -86.4% 0.2%
NFM, INC. $65,000 $315,000 384.6% 0.2%
VILLAGE CAPITAL MORTGAGE $180,000 $310,000 72.2% 0.1%
Carrington Mortgage Services, LLC $340,000 $305,000 -10.3% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $480,000 $300,000 -37.5% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $300,000 n/a 0.1%
AMERISAVE MORTGAGE CORPORATION $1,565,000 $295,000 -81.2% 0.1%
Dollar Bank, Federal Savings Bank $740,000 $295,000 -60.1% 0.1%
FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION $75,000 $295,000 293.3% 0.1%
Mr. Cooper ( Nationstar Mortgage ) $840,000 $270,000 -67.9% 0.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $470,000 $265,000 -43.6% 0.1%
GUIDANCE RESIDENTIAL, LLC $125,000 $255,000 104.0% 0.1%
GUARANTEED RATE, INC. $880,000 $250,000 -71.6% 0.1%
WEST PENN FINANCIAL SERVICE CENTER, INC. $135,000 $250,000 85.2% 0.1%
Bank of England $1,440,000 $240,000 -83.3% 0.1%
PHH Mortgage Corporation $230,000 n/a 0.1%
First Keystone Community Bank $225,000 n/a 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $195,000 $225,000 15.4% 0.1%
RELIANCE FIRST CAPITAL, LLC $220,000 n/a 0.1%
Town Square Mortgage & Investments, Inc. $215,000 n/a 0.1%
BETTER MORTGAGE CORPORATION $225,000 $210,000 -6.7% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $205,000 n/a 0.1%
LENDINGHOME FUNDING CORPORATION $95,000 $200,000 110.5% 0.1%
Altoona First Savings Bank $745,000 $195,000 -73.8% 0.1%
Atlantic Coast Mortgage, LLC $195,000 n/a 0.1%
HOWARD HANNA FINANCIAL SERVICES, INC. $75,000 $195,000 160.0% 0.1%
NEWREZ LLC $590,000 $190,000 -67.8% 0.1%
Arvest Bank $175,000 n/a 0.1%
Bank of America $800,000 $175,000 -78.1% 0.1%
Century Mortgage Company DBA Century Lending Company $205,000 $175,000 -14.6% 0.1%
LAKEVIEW LOAN SERVICING, LLC $235,000 $175,000 -25.5% 0.1%
Plains Commerce Bank $85,000 $175,000 105.9% 0.1%
NATIONS RELIABLE LENDING, LLC $730,000 $170,000 -76.7% 0.1%
First Savings Bank $165,000 n/a 0.1%
Fulton Bank $295,000 $155,000 -47.5% 0.1%
Orrstown Bank $155,000 n/a 0.1%
Summit Community Bank, Inc. $155,000 n/a 0.1%
ARC Federal Credit Union $660,000 $150,000 -77.3% 0.1%
CARDINAL FINANCIAL $275,000 $145,000 -47.3% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $140,000 n/a 0.1%
Equity Prime Mortgage LLC $410,000 $135,000 -67.1% 0.1%
MidAtlantic Farm Credit, ACA $245,000 $135,000 -44.9% 0.1%
NEXTIER BANK, NATIONAL ASSOCIATION $215,000 $135,000 -37.2% 0.1%
PENTAGON FEDERAL CREDIT UNION $635,000 $135,000 -78.7% 0.1%
Princeton Mortgage Corporation $225,000 $135,000 -40.0% 0.1%
FINANCE OF AMERICA REVERSE LLC $75,000 $130,000 73.3% 0.1%
LOANPAL, LLC $130,000 n/a 0.1%
ACADEMY MORTGAGE CORPORATION $125,000 n/a 0.1%
Axos Bank $125,000 n/a 0.1%
Blair County FCU $125,000 n/a 0.1%
SPRING EQ, LLC $90,000 $125,000 38.9% 0.1%
AMERICAN FINANCING CORPORATION $260,000 $115,000 -55.8% 0.1%
COMMUNITY FIRST CREDIT UNION OF FLO $115,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $375,000 $105,000 -72.0% 0.1%
FREEDOM CREDIT UNION $105,000 n/a 0.1%
GUILD MORTGAGE COMPANY $105,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $15,000 $105,000 600.0% 0.1%
Figure Lending LLC $30,000 $100,000 233.3% 0.0%
Ally Bank $175,000 $95,000 -45.7% 0.0%
PURDUE FEDERAL CREDIT UNION $95,000 n/a 0.0%
Quaint Oak Mortgage, LLC $95,000 n/a 0.0%
MEMBERS 1ST FEDERAL CREDIT UNION $145,000 $90,000 -37.9% 0.0%
AmeriHome Mortgage Company, LLC $115,000 $85,000 -26.1% 0.0%
First Columbia Bank & Trust Co. $85,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $85,000 n/a 0.0%
Strong Home Mortgage, LLC $105,000 $85,000 -19.0% 0.0%
Community State Bank of Orbisonia $35,000 $75,000 114.3% 0.0%
NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION $75,000 n/a 0.0%
Paramount Residential Mortgage Group, Inc. $470,000 $75,000 -84.0% 0.0%
TOTAL MORTGAGE SERVICES, LLC $75,000 n/a 0.0%
Truist $240,000 $75,000 -68.8% 0.0%
TRUMARK FINANCIAL CREDIT UNION $75,000 n/a 0.0%
First Internet Bank of Indiana $65,000 n/a 0.0%
MCLEAN MORTGAGE CORPORATION $65,000 n/a 0.0%
Mortgage America, Inc. $285,000 $65,000 -77.2% 0.0%
RUOFF MORTGAGE COMPANY, INC. $255,000 $65,000 -74.5% 0.0%
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED $65,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $65,000 n/a 0.0%
York Traditions Bank $65,000 n/a 0.0%
21ST MORTGAGE CORPORATION $75,000 $55,000 -26.7% 0.0%
Coastal Community Bank $55,000 n/a 0.0%
STOCKTON MORTGAGE CORPORATION $55,000 n/a 0.0%
The Farmers National Bank of Canfield $55,000 n/a 0.0%
HOMESIDE FINANCIAL, LLC $190,000 $50,000 -73.7% 0.0%
AMERICAN HERITAGE FCU $35,000 n/a 0.0%
BELCO COMMUNITY CREDIT UNION $25,000 n/a 0.0%
Clearview Federal Credit Union $25,000 n/a 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $175,000 $25,000 -85.7% 0.0%
PATRIOT $35,000 $25,000 -28.6% 0.0%
Kish Bank $185,000 $15,000 -91.9% 0.0%
Third Federal Savings and Loan Association of Cleveland $15,000 n/a 0.0%

JOHNSTOWN's top lender by overall market share is 1st Summit Bank, with 11.7% market share. In second place, with 11.2%, is First Commonwealth Bank, having originated $23,060,000 in loans. In third place, with 8.1%, is First National Bank of Pennsylvania, having originated $16,780,000 in loans. In fourth place, with 6.1%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $12,605,000 in loans. In fifth place, with 4.8%, is QUICKEN LOANS, LLC, having originated $9,975,000 in loans.


JOHNSTOWN Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - JOHNSTOWN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $74,650 (6.8%) $101,094 (-3.0%) 0.28 461
2018-02-01 $69,550 (7.0%) $95,688 (-5.6%) 0.25 444
2018-03-01 $69,900 (0.0%) $95,264 (-10.0%) 0.24 442
2018-04-01 $72,900 (1.4%) $100,039 (-5.4%) 0.25 459
2018-05-01 $74,900 (-0.1%) $104,666 (-4.3%) 0.25 488
2018-06-01 $79,900 (6.7%) $109,777 (0.0%) 0.27 520
2018-07-01 $79,900 (10.2%) $109,116 (1.4%) 0.27 546
2018-08-01 $79,300 (5.9%) $107,661 (-0.4%) 0.26 552
2018-09-01 $79,000 (9.7%) $109,132 (1.2%) 0.26 539
2018-10-01 $77,300 (3.2%) $109,232 (2.0%) 0.26 530
2018-11-01 $74,975 (0.1%) $107,841 (0.7%) 0.25 499
2018-12-01 $72,000 (2.9%) $105,879 (3.7%) 0.25 456
2019-01-01 $71,000 (-4.9%) $108,740 (7.6%) 0.26 415
2019-02-01 $69,925 (0.5%) $108,129 (13.0%) 0.24 404
2019-03-01 $75,836 (8.5%) $114,418 (20.1%) 0.25 419
2019-04-01 $84,125 (15.4%) $123,258 (23.2%) 0.27 435
2019-05-01 $81,625 (9.0%) $121,289 (15.9%) 0.26 426
2019-06-01 $89,000 (11.4%) $119,470 (8.8%) 0.28 459
2019-07-01 $87,425 (9.4%) $116,502 (6.8%) 0.28 510
2019-08-01 $83,941 (5.9%) $115,035 (6.9%) 0.27 522
2019-09-01 $82,427 (4.3%) $114,113 (4.6%) 0.27 525
2019-10-01 $82,243 (6.4%) $114,972 (5.3%) 0.27 517
2019-11-01 $79,900 (6.6%) $111,427 (3.3%) 0.26 487
2019-12-01 $79,900 (11.0%) $110,395 (4.3%) 0.27 446
2020-01-01 $79,900 (12.5%) $110,455 (1.6%) 0.27 410
2020-02-01 $74,900 (7.1%) $99,667 (-7.8%) 0.24 376
2020-03-01 $77,100 (1.7%) $105,173 (-8.1%) 0.24 383
2020-04-01 $77,875 (-7.4%) $106,157 (-13.9%) 0.24 346
2020-05-01 $79,900 (-2.1%) $110,528 (-8.9%) 0.24 320
2020-06-01 $82,450 (-7.4%) $115,686 (-3.2%) 0.23 308
2020-07-01 $80,000 (-8.5%) $114,733 (-1.5%) 0.23 308
2020-08-01 $87,500 (4.2%) $118,641 (3.1%) 0.25 303
2020-09-01 $82,750 (0.4%) $116,711 (2.3%) 0.25 267
2020-10-01 $75,900 (-7.7%) $108,548 (-5.6%) 0.22 256
2020-11-01 $79,650 (-0.3%) $110,723 (-0.6%) 0.23 235
2020-12-01 $80,425 (0.7%) $111,679 (1.2%) 0.23 211
2021-01-01 $79,900 (0.0%) $108,863 (-1.4%) 0.25 181
2021-02-01 $80,925 (8.0%) $110,728 (11.1%) 0.24 151
2021-03-01 $74,950 (-2.8%) $107,289 (2.0%) 0.21 139
2021-04-01 $74,975 (-3.7%) $103,525 (-2.5%) 0.20 128
2021-05-01 $84,900 (6.3%) $128,437 (16.2%) 0.23 145
2021-06-01 $96,950 (17.6%) $150,839 (30.4%) 0.25 165
2021-07-01 $105,900 (32.4%) $151,546 (32.1%) 0.28 193
2021-08-01 $92,350 (5.5%) $138,545 (16.8%) 0.24 202
2021-09-01 $100,000 (20.9%) $138,076 (18.3%) 0.28 198
2021-10-01 $99,900 (31.6%) $135,957 (25.3%) 0.26 212
2021-11-01 $93,675 (17.6%) $137,176 (23.9%) 0.25 180
2021-12-01 $94,700 (17.8%) $134,680 (20.6%) 0.25 164
2022-01-01 $89,900 (12.5%) $132,584 (21.8%) 0.24 142
2022-02-01 $81,975 (1.3%) $128,550 (16.1%) 0.20 127
2022-03-01 $82,500 (10.1%) $134,720 (25.6%) 0.20 121
2022-04-01 $85,000 (13.4%) $127,115 (22.8%) 0.20 129
2022-05-01 $92,450 (8.9%) $138,675 (8.0%) 0.21 139
2022-06-01 $92,325 (-4.8%) $136,970 (-9.2%) 0.20 159
2022-07-01 $109,450 (3.4%) $146,722 (-3.2%) 0.23 190
2022-08-01 $110,450 (19.6%) $143,920 (3.9%) 0.26 213
2022-09-01 $118,500 (18.5%) $143,127 (3.7%) 0.00 188
2022-10-01 $109,950 (10.1%) $138,213 (1.7%) 0.00 181
2022-11-01 $113,675 (21.4%) $139,000 (1.3%) 0.00 178
2022-12-01 $94,950 (0.3%) $127,872 (-5.1%) 0.00 165
2023-01-01 $87,400 (-2.8%) $122,001 (-8.0%) 0.00 154
2023-02-01 $91,950 (12.2%) $128,745 (0.2%) 0.00 142
2023-03-01 $98,475 (19.4%) $130,145 (-3.4%) 0.00 136
2023-04-01 $98,500 (15.9%) $136,155 (7.1%) 0.00 125
2023-05-01 $85,500 (-7.5%) $127,363 (-8.2%) 0.00 149
2023-06-01 $94,200 (2.0%) $132,014 (-3.6%) 0.00 196
2023-07-01 $95,000 (-13.2%) $134,281 (-8.5%) 0.00 201
2023-08-01 $109,950 (-0.5%) $147,687 (2.6%) 0.00 209
2023-09-01 $109,000 (-8.0%) $146,496 (2.4%) 0.00 204
2023-10-01 $103,750 (-5.6%) $141,175 (2.1%) 0.00 213
2023-11-01 $97,400 (-14.3%) $139,562 (0.4%) 0.00 208
2023-12-01 $99,900 (5.2%) $141,488 (10.7%) 0.00 196
2024-01-01 $97,450 (11.5%) $145,684 (19.4%) 0.00 181
2024-02-01 $99,650 (8.4%) $143,686 (11.6%) 0.00 163
2024-03-01 $109,450 (11.1%) $142,911 (9.8%) 0.00 164
2024-04-01 $111,450 (13.2%) $147,564 (8.4%) 0.00 163
2024-05-01 $119,925 (40.3%) $154,119 (21.0%) 0.00 171
2024-06-01 $134,900 (43.2%) $167,493 (26.9%) 0.00 166
2024-07-01 $139,900 (47.3%) $169,963 (26.6%) 0.00 168
2024-08-01 $134,950 (22.7%) $169,332 (14.7%) 0.00 194
2024-09-01 $134,900 (23.8%) $164,381 (12.2%) 0.00 201
JOHNSTOWN's median listing price for 2024-09-01 was $134,900, a difference of $25,900 (23.8%) versus the prior year and $-50 versus the prior month.

JOHNSTOWN's median listing price comes in at 0% of the national average.

JOHNSTOWN's average listing price for 2024-09-01 was $164,381, a difference of $17,885 (12.2%) versus the prior year and $-4,951 versus the prior month.

For the 2024-09-01 period, JOHNSTOWN had 201 MLS listings, a difference of 7 listings (4%) versus the prior month and -3 listings (-1%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - JOHNSTOWN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 141 days 1,519 sqft
2018-02-01 145 days 1,484 sqft
2018-03-01 144 days 1,497 sqft
2018-04-01 125 days 1,544 sqft
2018-05-01 85 days 1,557 sqft
2018-06-01 74 days 1,560 sqft
2018-07-01 80 days 1,557 sqft
2018-08-01 84 days 1,544 sqft
2018-09-01 94 days 1,560 sqft
2018-10-01 98 days 1,560 sqft
2018-11-01 107 days 1,540 sqft
2018-12-01 120 days 1,536 sqft
2019-01-01 128 days 1,553 sqft
2019-02-01 133 days 1,535 sqft
2019-03-01 135 days 1,567 sqft
2019-04-01 93 days 1,616 sqft
2019-05-01 76 days 1,631 sqft
2019-06-01 75 days 1,616 sqft
2019-07-01 76 days 1,600 sqft
2019-08-01 80 days 1,572 sqft
2019-09-01 89 days 1,564 sqft
2019-10-01 93 days 1,567 sqft
2019-11-01 93 days 1,600 sqft
2019-12-01 102 days 1,600 sqft
2020-01-01 115 days 1,568 sqft
2020-02-01 126 days 1,498 sqft
2020-03-01 127 days 1,491 sqft
2020-04-01 136 days 1,462 sqft
2020-05-01 144 days 1,502 sqft
2020-06-01 117 days 1,565 sqft
2020-07-01 73 days 1,472 sqft
2020-08-01 72 days 1,539 sqft
2020-09-01 83 days 1,478 sqft
2020-10-01 77 days 1,468 sqft
2020-11-01 83 days 1,458 sqft
2020-12-01 100 days 1,484 sqft
2021-01-01 109 days 1,456 sqft
2021-02-01 110 days 1,472 sqft
2021-03-01 108 days 1,316 sqft
2021-04-01 78 days 1,350 sqft
2021-05-01 41 days 1,410 sqft
2021-06-01 40 days 1,546 sqft
2021-07-01 45 days 1,556 sqft
2021-08-01 47 days 1,502 sqft
2021-09-01 52 days 1,493 sqft
2021-10-01 57 days 1,478 sqft
2021-11-01 62 days 1,461 sqft
2021-12-01 71 days 1,481 sqft
2022-01-01 87 days 1,516 sqft
2022-02-01 89 days 1,453 sqft
2022-03-01 62 days 1,478 sqft
2022-04-01 45 days 1,495 sqft
2022-05-01 50 days 1,534 sqft
2022-06-01 39 days 1,468 sqft
2022-07-01 40 days 1,543 sqft
2022-08-01 45 days 1,489 sqft
2022-09-01 0 days 1,530 sqft
2022-10-01 0 days 1,511 sqft
2022-11-01 0 days 1,600 sqft
2022-12-01 0 days 1,580 sqft
2023-01-01 0 days 1,468 sqft
2023-02-01 0 days 1,560 sqft
2023-03-01 0 days 1,513 sqft
2023-04-01 0 days 1,597 sqft
2023-05-01 0 days 1,489 sqft
2023-06-01 0 days 1,532 sqft
2023-07-01 0 days 1,560 sqft
2023-08-01 0 days 1,589 sqft
2023-09-01 0 days 1,560 sqft
2023-10-01 0 days 1,515 sqft
2023-11-01 0 days 1,460 sqft
2023-12-01 0 days 1,450 sqft
2024-01-01 0 days 1,417 sqft
2024-02-01 0 days 1,428 sqft
2024-03-01 0 days 1,430 sqft
2024-04-01 0 days 1,477 sqft
2024-05-01 0 days 1,490 sqft
2024-06-01 0 days 1,575 sqft
2024-07-01 0 days 1,600 sqft
2024-08-01 0 days 1,545 sqft
2024-09-01 0 days 1,519 sqft
JOHNSTOWN's median listing age (time on market) for 2024-09-01 was 0 days.

JOHNSTOWN's median square footage for active listings during the 2024-09-01 period was 1,519 sqft. One year prior, the average listing was 1,560 sqft.

JOHNSTOWN, PA Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
15714 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
15722 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
15724 Johnstown, PA MSA $710 $710 $910 $1,170 $1,330
15737 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
15738 Johnstown, PA MSA $660 $660 $840 $1,080 $1,230
15760 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
15762 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
15773 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
15775 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
15901 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
15902 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
15904 Johnstown, PA MSA $740 $740 $950 $1,220 $1,380
15905 Johnstown, PA MSA $670 $670 $860 $1,100 $1,250
15906 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
15907 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
15909 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
15915 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
15921 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
15922 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
15925 Johnstown, PA MSA $800 $810 $1,030 $1,320 $1,510
15927 Johnstown, PA MSA $680 $690 $880 $1,130 $1,280
15930 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
15931 Johnstown, PA MSA $680 $690 $880 $1,130 $1,280
15934 Johnstown, PA MSA $670 $670 $850 $1,090 $1,250
15938 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
15940 Johnstown, PA MSA $880 $880 $1,130 $1,450 $1,650
15942 Johnstown, PA MSA $660 $660 $850 $1,090 $1,240
15943 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
15945 Johnstown, PA MSA $670 $670 $860 $1,110 $1,260
15946 Johnstown, PA MSA $630 $640 $820 $1,050 $1,190
15948 Johnstown, PA MSA $670 $670 $860 $1,110 $1,260
15951 Johnstown, PA MSA $650 $650 $830 $1,060 $1,210
15952 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
15955 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
15956 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
15957 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
15958 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
15960 Johnstown, PA MSA $650 $660 $840 $1,080 $1,230
15961 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
15962 Johnstown, PA MSA $800 $810 $1,030 $1,320 $1,510
15963 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
16601 Johnstown, PA MSA $590 $730 $880 $1,070 $1,190
16613 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
16619 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
16624 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
16627 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
16629 Johnstown, PA MSA $640 $640 $820 $1,060 $1,200
16630 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
16636 Johnstown, PA MSA $910 $950 $1,200 $1,530 $1,730
16639 Johnstown, PA MSA $700 $700 $900 $1,160 $1,310
16640 Johnstown, PA MSA $710 $720 $920 $1,180 $1,340
16641 Johnstown, PA MSA $670 $690 $880 $1,130 $1,280
16644 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
16646 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
16668 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
16675 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
16699 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200

2022 Average & Median Rent Data Statistics
JOHNSTOWN, PA average 1BR rent: $669, median: $640
JOHNSTOWN, PA average 2BR rent: $855, median: $820
JOHNSTOWN, PA average 3BR rent: $1,095, median: $1,050

JOHNSTOWN, PA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,027 $137,205,000 $133,598
Home Improvement 340 $17,820,000 $52,412
Refi 297 $25,185,000 $84,798
Other 268 $13,430,000 $50,112
Cash Out Refi 110 $13,030,000 $118,455

Johnstown's most frequently cited loan purpose was Home Purchase, with 1,027 originations. The 2nd most popular reason was Home Improvement, with 340 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 716 $83,010,000 $115,936
7-8% 437 $46,075,000 $105,435
5-6% 376 $39,030,000 $103,803
Over 8% 127 $7,245,000 $57,047
4-5% 47 $3,845,000 $81,809
3-4% 37 $3,305,000 $89,324
<2.5% 36 $830,000 $23,056
2.5-3% 5 $365,000 $73,000

During 2023, Johnstown's most frequently originated rate bucket was 6-7%, with 716 originations.

Loan Sizing (JOHNSTOWN, PA MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 1,286 $64,610,000 $50,241
$100k-200k 548 $75,680,000 $138,102
$200k-400k 169 $44,525,000 $263,462
$400k-600k 31 $14,395,000 $464,355
$600k-1000k 6 $4,800,000 $800,000
$Over $1MM 2 $2,660,000 $1,330,000

JOHNSTOWN's loan sizing saw the bucket of loans from $100,000 or less with 1,286 originations, totaling $64,610,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 745 $101,565,000 $136,329
60-80% 308 $40,030,000 $129,968
20-40% 293 $16,575,000 $56,570
Under 20% 239 $6,325,000 $26,464
40-60% 171 $15,285,000 $89,386
Over 100% 17 $3,355,000 $197,353

JOHNSTOWN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 745 originations, totaling $101,565,000 in origination value.