JOHNSTOWN Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Johnstown averaged 6.71% for the week of 2024-04-11, compared to the national average of 6.88% for the same period.

    The average rate for the prior week (2024-04-04) was 6.95% and one month ago for the week of 2024-03-07, the average rate was 6.81%.

    Johnstown's average rate one year ago was 6.41%.

    For refis of the same type during the week of 2024-04-11, the average rate was 7.28%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-04-11 6.88%
    Johnstown 30 Year Fixed Rate 2024-04-11 6.71%
    Johnstown 30 Year Fixed Rate Refi 2024-04-11 7.28%
    Johnstown 15 Year Fixed Rate 2024-04-11 6.91%
    Johnstown 15 Year Fixed Rate Refi 2024-04-11 6.46%
    Johnstown 30 Year FHA 2024-04-11 6.43%
    Johnstown 30 Year FHA Refi 2024-04-11 6.64%
    Johnstown 30 Year USDA 2024-04-11 6.51%
    Johnstown 30 Year USDA Refi 2024-04-11 6.81%
    Johnstown 30 Year VA 2024-04-11 6.77%
    Johnstown 30 Year VA Refi 2024-04-11 6.77%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within JOHNSTOWN, PA.

    JOHNSTOWN Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the JOHNSTOWN, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    First Commonwealth Bank 75 6.65% $4,523
    1st Summit Bank 60 6.37% $2,663
    PRIMELENDING, A PLAINSCAPITAL COMPANY 46 6.82% $5,396
    First National Bank of Pennsylvania 41 6.76% $3,753
    QUICKEN LOANS, LLC 34 6.95% $5,403
    AmeriServ Financial Bank 26 6.09% $3,031
    Flagstar Bank, FSB 21 7.03% $5,399
    PENNSYLVANIA STATE EMPLOYEES Credit Union 17 6.46% $2,269
    S&T Bank 14 6.34% $3,145
    ARC HOME LLC 12 6.56% $5,110
    SOMERSET TRUST COMPANY 10 6.63% $3,508
    Citizens Bank 8 6.42% $7,829
    InFirst Bank 7 6.43% $3,215
    PNC Bank 7 6.95% $4,669
    EQUITY RESOURCES, INC. 7 6.82% $7,214
    MICHIGAN MUTUAL, INC. 6 7.06% $6,612
    UNITED WHOLESALE MORTGAGE, LLC 6 7.61% $4,437
    AFFORDABLE MORTGAGE ADVISORS, LLC. 6 6.58% $3,848
    Mortgage Research Center, LLC 5 7.10% $3,660
    CROSSCOUNTRY MORTGAGE, LLC 5 7.06% $5,703
    Wells Fargo Bank 5 6.70% $6,152
    Reliance Savings Bank 4 6.91% $2,707
    NORWICH COMMERCIAL GROUP, INC. 4 7.03% $4,612
    WEST PENN FINANCIAL SERVICE CENTER, INC. 4 6.91% $4,595
    Bank of England 3 6.88% $4,531
    PENNYMAC LOAN SERVICES, LLC 3 6.54% $4,467
    USAA Federal Savings Bank 3 7.46% $4,747
    NAVY FEDERAL CREDIT UNION 3 7.67% $3,850
    CMG MORTGAGE, INC. 3 7.24% $4,743
    BROKER SOLUTIONS, INC. 2 7.06% $4,521
    Bank of America 2 6.31% $5,716
    The Huntington National Bank 2 6.25% $2,271
    Northwest Bank 2 7.00% $5,672
    ZILLOW HOME LOANS, LLC 2 7.31% $6,824
    ROYAL UNITED MORTGAGE LLC 1 7.50% $5,060
    Strong Home Mortgage, LLC 1 7.50% $4,731
    TD Bank 1 6.63% $4,832
    Town Square Mortgage & Investments, Inc. 1 5.99% $10,093
    TRUMARK FINANCIAL CREDIT UNION 1 7.50% $3,044
    U.S. Bank 1 6.63% $3,766
    York Traditions Bank 1 5.75% $5,214
    TOTAL MORTGAGE SERVICES, LLC 1 7.13% $5,936
    Ally Bank 1 6.88% $3,143
    AmeriHome Mortgage Company, LLC 1 6.99% $2,904
    AMERISAVE MORTGAGE CORPORATION 1 7.25% $5,393
    Arvest Bank 1 7.13% $8,150
    Axos Bank 1 7.25% $3,812
    BETTER MORTGAGE CORPORATION 1 6.13% $4,517
    Century Mortgage Company DBA Century Lending Company 1 6.63% $7,095
    Discover Bank 1 8.99% $0
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.50% $4,299
    First Columbia Bank & Trust Co. 1 7.00% $2,827
    First Internet Bank of Indiana 1 5.75% $4,642
    FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION 1 6.50% $5,399
    First Savings Bank 1 7.50% $5,150
    FREEDOM MORTGAGE CORPORATION 1 7.50% $5,188
    GUARANTEED RATE, INC. 1 6.99% $6,127
    GUILD MORTGAGE COMPANY 1 7.00% $6,984
    Jersey Shore State Bank 1 6.50% $4,484
    JPMorgan Chase Bank 1 6.63% $3,115
    LOANDEPOT.COM, LLC 1 6.50% $6,494
    MCLEAN MORTGAGE CORPORATION 1 6.13% $3,592
    MidAtlantic Farm Credit, ACA 1 7.33% $4,380
    Mortgage America, Inc. 1 6.75% $3,981
    MOVEMENT MORTGAGE, LLC 1 6.50% $5,065
    Mr. Cooper ( Nationstar Mortgage ) 1 7.99% $6,336
    M&T Bank 1 6.63% $4,951
    MUTUAL OF OMAHA MORTGAGE, INC. 1 7.50% $4,320
    NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION 1 7.13% $3,946
    NATIONS RELIABLE LENDING, LLC 1 7.25% $4,769
    NEWREZ LLC 1 7.63% $3,918
    NFM, INC. 1 7.13% $6,053
    PHH Mortgage Corporation 1 7.88% $3,827
    Princeton Mortgage Corporation 1 6.50% $3,939
    PURDUE FEDERAL CREDIT UNION 1 7.13% $1,631

    JOHNSTOWN Average Closing Costs & Other Stats

    JOHNSTOWN, PA's 75 lenders originated 2,042 loans during 2023. The total origination value was $206,670,000, with an average loan value of $101,210.

    JOHNSTOWN's average closing costs are $4,474.

    The top JOHNSTOWN lender as defined by loan originations is First Commonwealth Bank, with 75 loans originated. Their average total fees are $4,523, which is $1,860 higher than the next largest lender, 1st Summit Bank.

    The lowest fee JOHNSTOWN lenders (with over 10 loans originated) are PENNSYLVANIA STATE EMPLOYEES Credit Union ($2,269), 1st Summit Bank ($2,663), AmeriServ Financial Bank ($3,031), S&T Bank ($3,145) and SOMERSET TRUST COMPANY ($3,508).

    The lowest rate JOHNSTOWN lenders (with over 10 loans originated) are AmeriServ Financial Bank (6.09%), S&T Bank (6.34%), 1st Summit Bank (6.37%), PENNSYLVANIA STATE EMPLOYEES Credit Union (6.46%) and ARC HOME LLC (6.56%).

    JOHNSTOWN, PA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    1st Summit Bank $34,110,000 $24,175,000 -29.1% 11.7%
    First Commonwealth Bank $31,375,000 $23,060,000 -26.5% 11.2%
    First National Bank of Pennsylvania $32,415,000 $16,780,000 -48.2% 8.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $16,335,000 $12,605,000 -22.8% 6.1%
    QUICKEN LOANS, LLC $15,480,000 $9,975,000 -35.6% 4.8%
    AmeriServ Financial Bank $11,035,000 $8,865,000 -19.7% 4.3%
    PennCrest Bank $12,390,000 $8,325,000 -32.8% 4.0%
    Flagstar Bank, FSB $8,970,000 $8,020,000 -10.6% 3.9%
    S&T Bank $13,365,000 $6,755,000 -49.5% 3.3%
    PENNSYLVANIA STATE EMPLOYEES Credit Union $4,385,000 $5,580,000 27.3% 2.7%
    Slovenian Savings & Loan Association of Franklin-Conemaugh $11,095,000 $5,510,000 -50.3% 2.7%
    SOMERSET TRUST COMPANY $6,740,000 $5,435,000 -19.4% 2.6%
    Mortgage Research Center, LLC $7,255,000 $5,050,000 -30.4% 2.4%
    InFirst Bank $4,775,000 $3,965,000 -17.0% 1.9%
    PNC Bank $2,340,000 $3,690,000 57.7% 1.8%
    Citizens Bank $2,955,000 $3,325,000 12.5% 1.6%
    Northwest Bank $2,425,000 $2,605,000 7.4% 1.3%
    Reliance Savings Bank $3,955,000 $2,595,000 -34.4% 1.3%
    CNB Bank $3,115,000 $2,475,000 -20.5% 1.2%
    ARC HOME LLC $1,615,000 $1,940,000 20.1% 0.9%
    First Federal Bank of the Midwest $1,950,000 $1,890,000 -3.1% 0.9%
    EQUITY RESOURCES, INC. $1,835,000 $1,785,000 -2.7% 0.9%
    Wells Fargo Bank $4,325,000 $1,570,000 -63.7% 0.8%
    C-B-W Schools Federal Credit Union $1,405,000 n/a 0.7%
    NORWICH COMMERCIAL GROUP, INC. $2,175,000 $1,355,000 -37.7% 0.7%
    UNITED WHOLESALE MORTGAGE, LLC $1,735,000 $1,330,000 -23.3% 0.6%
    Hometown Bank of Pennsylvania $200,000 $1,290,000 545.0% 0.6%
    PENNYMAC LOAN SERVICES, LLC $2,375,000 $1,160,000 -51.2% 0.6%
    USSCO Federal Credit Union $1,155,000 n/a 0.6%
    NAVY FEDERAL CREDIT UNION $1,285,000 $1,020,000 -20.6% 0.5%
    BROKER SOLUTIONS, INC. $605,000 $990,000 63.6% 0.5%
    The Muncy Bank and Trust Company $975,000 n/a 0.5%
    UNION HOME MORTGAGE CORP. $445,000 $970,000 118.0% 0.5%
    LOANDEPOT.COM, LLC $2,170,000 $965,000 -55.5% 0.5%
    NEW DAY FINANCIAL, LLC $820,000 $875,000 6.7% 0.4%
    AFFORDABLE MORTGAGE ADVISORS, LLC. $930,000 $865,000 -7.0% 0.4%
    CROSSCOUNTRY MORTGAGE, LLC $750,000 $840,000 12.0% 0.4%
    MICHIGAN MUTUAL, INC. $780,000 n/a 0.4%
    INVESTMENT SAVINGS BANK $360,000 $735,000 104.2% 0.4%
    Jersey Shore State Bank $1,650,000 $710,000 -57.0% 0.3%
    USAA Federal Savings Bank $565,000 $680,000 20.4% 0.3%
    ZILLOW HOME LOANS, LLC $240,000 $675,000 181.3% 0.3%
    M&T Bank $1,040,000 $670,000 -35.6% 0.3%
    FREEDOM MORTGAGE CORPORATION $895,000 $600,000 -33.0% 0.3%
    CMG MORTGAGE, INC. $65,000 $575,000 784.6% 0.3%
    Marion Center Bank $1,465,000 $560,000 -61.8% 0.3%
    U.S. Bank $395,000 $540,000 36.7% 0.3%
    JPMorgan Chase Bank $150,000 $475,000 216.7% 0.2%
    ROYAL UNITED MORTGAGE LLC $535,000 $470,000 -12.1% 0.2%
    UTILITIES EMPLOYEES CREDIT UNION $505,000 $460,000 -8.9% 0.2%
    LIBERTY HOME MORTGAGE CORPORATION $445,000 n/a 0.2%
    MOVEMENT MORTGAGE, LLC $635,000 $445,000 -29.9% 0.2%
    Discover Bank $265,000 $395,000 49.1% 0.2%
    Elderton State Bank $1,120,000 $390,000 -65.2% 0.2%
    FIRST HERITAGE FINANCIAL, LLC $370,000 n/a 0.2%
    New Century Bank $355,000 n/a 0.2%
    PLAZA HOME MORTGAGE, INC. $35,000 $350,000 900.0% 0.2%
    TD Bank $315,000 $345,000 9.5% 0.2%
    AMERICAN FEDERAL MORTGAGE CORPORATION $335,000 n/a 0.2%
    The Huntington National Bank $2,350,000 $320,000 -86.4% 0.2%
    NFM, INC. $65,000 $315,000 384.6% 0.2%
    VILLAGE CAPITAL MORTGAGE $180,000 $310,000 72.2% 0.1%
    Carrington Mortgage Services, LLC $340,000 $305,000 -10.3% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $480,000 $300,000 -37.5% 0.1%
    NETWORK CAPITAL FUNDING CORPORATION $300,000 n/a 0.1%
    AMERISAVE MORTGAGE CORPORATION $1,565,000 $295,000 -81.2% 0.1%
    Dollar Bank, Federal Savings Bank $740,000 $295,000 -60.1% 0.1%
    FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION $75,000 $295,000 293.3% 0.1%
    Mr. Cooper ( Nationstar Mortgage ) $840,000 $270,000 -67.9% 0.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $470,000 $265,000 -43.6% 0.1%
    GUIDANCE RESIDENTIAL, LLC $125,000 $255,000 104.0% 0.1%
    GUARANTEED RATE, INC. $880,000 $250,000 -71.6% 0.1%
    WEST PENN FINANCIAL SERVICE CENTER, INC. $135,000 $250,000 85.2% 0.1%
    Bank of England $1,440,000 $240,000 -83.3% 0.1%
    PHH Mortgage Corporation $230,000 n/a 0.1%
    First Keystone Community Bank $225,000 n/a 0.1%
    SOVEREIGN LENDING GROUP INCORPORATED $195,000 $225,000 15.4% 0.1%
    RELIANCE FIRST CAPITAL, LLC $220,000 n/a 0.1%
    Town Square Mortgage & Investments, Inc. $215,000 n/a 0.1%
    BETTER MORTGAGE CORPORATION $225,000 $210,000 -6.7% 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $205,000 n/a 0.1%
    LENDINGHOME FUNDING CORPORATION $95,000 $200,000 110.5% 0.1%
    Altoona First Savings Bank $745,000 $195,000 -73.8% 0.1%
    Atlantic Coast Mortgage, LLC $195,000 n/a 0.1%
    HOWARD HANNA FINANCIAL SERVICES, INC. $75,000 $195,000 160.0% 0.1%
    NEWREZ LLC $590,000 $190,000 -67.8% 0.1%
    Arvest Bank $175,000 n/a 0.1%
    Bank of America $800,000 $175,000 -78.1% 0.1%
    Century Mortgage Company DBA Century Lending Company $205,000 $175,000 -14.6% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $235,000 $175,000 -25.5% 0.1%
    Plains Commerce Bank $85,000 $175,000 105.9% 0.1%
    NATIONS RELIABLE LENDING, LLC $730,000 $170,000 -76.7% 0.1%
    First Savings Bank $165,000 n/a 0.1%
    Fulton Bank $295,000 $155,000 -47.5% 0.1%
    Orrstown Bank $155,000 n/a 0.1%
    Summit Community Bank, Inc. $155,000 n/a 0.1%
    ARC Federal Credit Union $660,000 $150,000 -77.3% 0.1%
    CARDINAL FINANCIAL $275,000 $145,000 -47.3% 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $140,000 n/a 0.1%
    Equity Prime Mortgage LLC $410,000 $135,000 -67.1% 0.1%
    MidAtlantic Farm Credit, ACA $245,000 $135,000 -44.9% 0.1%
    NEXTIER BANK, NATIONAL ASSOCIATION $215,000 $135,000 -37.2% 0.1%
    PENTAGON FEDERAL CREDIT UNION $635,000 $135,000 -78.7% 0.1%
    Princeton Mortgage Corporation $225,000 $135,000 -40.0% 0.1%
    FINANCE OF AMERICA REVERSE LLC $75,000 $130,000 73.3% 0.1%
    LOANPAL, LLC $130,000 n/a 0.1%
    ACADEMY MORTGAGE CORPORATION $125,000 n/a 0.1%
    Axos Bank $125,000 n/a 0.1%
    Blair County FCU $125,000 n/a 0.1%
    SPRING EQ, LLC $90,000 $125,000 38.9% 0.1%
    AMERICAN FINANCING CORPORATION $260,000 $115,000 -55.8% 0.1%
    COMMUNITY FIRST CREDIT UNION OF FLO $115,000 n/a 0.1%
    Barrington Bank & Trust Company, N.A. $375,000 $105,000 -72.0% 0.1%
    FREEDOM CREDIT UNION $105,000 n/a 0.1%
    GUILD MORTGAGE COMPANY $105,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $15,000 $105,000 600.0% 0.1%
    Figure Lending LLC $30,000 $100,000 233.3% 0.0%
    Ally Bank $175,000 $95,000 -45.7% 0.0%
    PURDUE FEDERAL CREDIT UNION $95,000 n/a 0.0%
    Quaint Oak Mortgage, LLC $95,000 n/a 0.0%
    MEMBERS 1ST FEDERAL CREDIT UNION $145,000 $90,000 -37.9% 0.0%
    AmeriHome Mortgage Company, LLC $115,000 $85,000 -26.1% 0.0%
    First Columbia Bank & Trust Co. $85,000 n/a 0.0%
    LIMA ONE CAPITAL, LLC $85,000 n/a 0.0%
    Strong Home Mortgage, LLC $105,000 $85,000 -19.0% 0.0%
    Community State Bank of Orbisonia $35,000 $75,000 114.3% 0.0%
    NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION $75,000 n/a 0.0%
    Paramount Residential Mortgage Group, Inc. $470,000 $75,000 -84.0% 0.0%
    TOTAL MORTGAGE SERVICES, LLC $75,000 n/a 0.0%
    Truist $240,000 $75,000 -68.8% 0.0%
    TRUMARK FINANCIAL CREDIT UNION $75,000 n/a 0.0%
    First Internet Bank of Indiana $65,000 n/a 0.0%
    MCLEAN MORTGAGE CORPORATION $65,000 n/a 0.0%
    Mortgage America, Inc. $285,000 $65,000 -77.2% 0.0%
    RUOFF MORTGAGE COMPANY, INC. $255,000 $65,000 -74.5% 0.0%
    STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED $65,000 n/a 0.0%
    TOP FLITE FINANCIAL, INC. $65,000 n/a 0.0%
    York Traditions Bank $65,000 n/a 0.0%
    21ST MORTGAGE CORPORATION $75,000 $55,000 -26.7% 0.0%
    Coastal Community Bank $55,000 n/a 0.0%
    STOCKTON MORTGAGE CORPORATION $55,000 n/a 0.0%
    The Farmers National Bank of Canfield $55,000 n/a 0.0%
    HOMESIDE FINANCIAL, LLC $190,000 $50,000 -73.7% 0.0%
    AMERICAN HERITAGE FCU $35,000 n/a 0.0%
    BELCO COMMUNITY CREDIT UNION $25,000 n/a 0.0%
    Clearview Federal Credit Union $25,000 n/a 0.0%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $175,000 $25,000 -85.7% 0.0%
    PATRIOT $35,000 $25,000 -28.6% 0.0%
    Kish Bank $185,000 $15,000 -91.9% 0.0%
    Third Federal Savings and Loan Association of Cleveland $15,000 n/a 0.0%

    JOHNSTOWN's top lender by overall market share is 1st Summit Bank, with 11.7% market share. In second place, with 11.2%, is First Commonwealth Bank, having originated $23,060,000 in loans. In third place, with 8.1%, is First National Bank of Pennsylvania, having originated $16,780,000 in loans. In fourth place, with 6.1%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $12,605,000 in loans. In fifth place, with 4.8%, is QUICKEN LOANS, LLC, having originated $9,975,000 in loans.

    JOHNSTOWN Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - JOHNSTOWN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $74,650 (6.8%) $101,094 (-3.0%) 0.28 461
    2018-02-01 $69,550 (7.0%) $95,688 (-5.6%) 0.25 444
    2018-03-01 $69,900 (0.0%) $95,264 (-10.0%) 0.24 442
    2018-04-01 $72,900 (1.4%) $100,039 (-5.4%) 0.25 459
    2018-05-01 $74,900 (-0.1%) $104,666 (-4.3%) 0.25 488
    2018-06-01 $79,900 (6.7%) $109,777 (0.0%) 0.27 520
    2018-07-01 $79,900 (10.2%) $109,116 (1.4%) 0.27 546
    2018-08-01 $79,300 (5.9%) $107,661 (-0.4%) 0.26 552
    2018-09-01 $79,000 (9.7%) $109,132 (1.2%) 0.26 539
    2018-10-01 $77,300 (3.2%) $109,232 (2.0%) 0.26 530
    2018-11-01 $74,975 (0.1%) $107,841 (0.7%) 0.25 499
    2018-12-01 $72,000 (2.9%) $105,879 (3.7%) 0.25 456
    2019-01-01 $71,000 (-4.9%) $108,740 (7.6%) 0.26 415
    2019-02-01 $69,925 (0.5%) $108,129 (13.0%) 0.24 404
    2019-03-01 $75,836 (8.5%) $114,418 (20.1%) 0.25 419
    2019-04-01 $84,125 (15.4%) $123,258 (23.2%) 0.27 435
    2019-05-01 $81,625 (9.0%) $121,289 (15.9%) 0.26 426
    2019-06-01 $89,000 (11.4%) $119,470 (8.8%) 0.28 459
    2019-07-01 $87,425 (9.4%) $116,502 (6.8%) 0.28 510
    2019-08-01 $83,941 (5.9%) $115,035 (6.9%) 0.27 522
    2019-09-01 $82,427 (4.3%) $114,113 (4.6%) 0.27 525
    2019-10-01 $82,243 (6.4%) $114,972 (5.3%) 0.27 517
    2019-11-01 $79,900 (6.6%) $111,427 (3.3%) 0.26 487
    2019-12-01 $79,900 (11.0%) $110,395 (4.3%) 0.27 446
    2020-01-01 $79,900 (12.5%) $110,455 (1.6%) 0.27 410
    2020-02-01 $74,900 (7.1%) $99,667 (-7.8%) 0.24 376
    2020-03-01 $77,100 (1.7%) $105,173 (-8.1%) 0.24 383
    2020-04-01 $77,875 (-7.4%) $106,157 (-13.9%) 0.24 346
    2020-05-01 $79,900 (-2.1%) $110,528 (-8.9%) 0.24 320
    2020-06-01 $82,450 (-7.4%) $115,686 (-3.2%) 0.23 308
    2020-07-01 $80,000 (-8.5%) $114,733 (-1.5%) 0.23 308
    2020-08-01 $87,500 (4.2%) $118,641 (3.1%) 0.25 303
    2020-09-01 $82,750 (0.4%) $116,711 (2.3%) 0.25 267
    2020-10-01 $75,900 (-7.7%) $108,548 (-5.6%) 0.22 256
    2020-11-01 $79,650 (-0.3%) $110,723 (-0.6%) 0.23 235
    2020-12-01 $80,425 (0.7%) $111,679 (1.2%) 0.23 211
    2021-01-01 $79,900 (0.0%) $108,863 (-1.4%) 0.25 181
    2021-02-01 $80,925 (8.0%) $110,728 (11.1%) 0.24 151
    2021-03-01 $74,950 (-2.8%) $107,289 (2.0%) 0.21 139
    2021-04-01 $74,975 (-3.7%) $103,525 (-2.5%) 0.20 128
    2021-05-01 $84,900 (6.3%) $128,437 (16.2%) 0.23 145
    2021-06-01 $96,950 (17.6%) $150,839 (30.4%) 0.25 165
    2021-07-01 $105,900 (32.4%) $151,546 (32.1%) 0.28 193
    2021-08-01 $92,350 (5.5%) $138,545 (16.8%) 0.24 202
    2021-09-01 $100,000 (20.9%) $138,076 (18.3%) 0.28 198
    2021-10-01 $99,900 (31.6%) $135,957 (25.3%) 0.26 212
    2021-11-01 $93,675 (17.6%) $137,176 (23.9%) 0.25 180
    2021-12-01 $94,700 (17.8%) $134,680 (20.6%) 0.25 164
    2022-01-01 $89,900 (12.5%) $132,584 (21.8%) 0.24 142
    2022-02-01 $81,975 (1.3%) $128,550 (16.1%) 0.20 127
    2022-03-01 $82,500 (10.1%) $134,720 (25.6%) 0.20 121
    2022-04-01 $85,000 (13.4%) $127,115 (22.8%) 0.20 129
    2022-05-01 $92,450 (8.9%) $138,675 (8.0%) 0.21 139
    2022-06-01 $92,325 (-4.8%) $136,970 (-9.2%) 0.20 159
    2022-07-01 $109,450 (3.4%) $146,722 (-3.2%) 0.23 190
    2022-08-01 $110,450 (19.6%) $143,920 (3.9%) 0.26 213
    2022-09-01 $118,500 (18.5%) $143,127 (3.7%) 0.00 188
    2022-10-01 $109,950 (10.1%) $138,213 (1.7%) 0.00 181
    2022-11-01 $113,675 (21.4%) $139,000 (1.3%) 0.00 178
    2022-12-01 $94,950 (0.3%) $127,872 (-5.1%) 0.00 165
    2023-01-01 $87,400 (-2.8%) $122,001 (-8.0%) 0.00 154
    2023-02-01 $91,950 (12.2%) $128,745 (0.2%) 0.00 142
    2023-03-01 $98,475 (19.4%) $130,145 (-3.4%) 0.00 136
    2023-04-01 $98,500 (15.9%) $136,155 (7.1%) 0.00 125
    2023-05-01 $85,500 (-7.5%) $127,363 (-8.2%) 0.00 149
    2023-06-01 $94,200 (2.0%) $132,014 (-3.6%) 0.00 196
    2023-07-01 $95,000 (-13.2%) $134,281 (-8.5%) 0.00 201
    2023-08-01 $109,950 (-0.5%) $147,687 (2.6%) 0.00 209
    2023-09-01 $109,000 (-8.0%) $146,496 (2.4%) 0.00 204
    2023-10-01 $103,750 (-5.6%) $141,175 (2.1%) 0.00 213
    2023-11-01 $97,400 (-14.3%) $139,562 (0.4%) 0.00 208
    2023-12-01 $99,900 (5.2%) $141,488 (10.7%) 0.00 196
    2024-01-01 $97,450 (11.5%) $145,684 (19.4%) 0.00 181
    2024-02-01 $99,650 (8.4%) $143,686 (11.6%) 0.00 163
    2024-03-01 $109,450 (11.1%) $142,911 (9.8%) 0.00 164
    JOHNSTOWN's median listing price for 2024-03-01 was $109,450, a difference of $10,975 (11.1%) versus the prior year and $9,800 versus the prior month.

    JOHNSTOWN's median listing price comes in at 0% of the national average.

    JOHNSTOWN's average listing price for 2024-03-01 was $142,911, a difference of $12,766 (9.8%) versus the prior year and $-775 versus the prior month.

    For the 2024-03-01 period, JOHNSTOWN had 164 MLS listings, a difference of 1 listings (1%) versus the prior month and 28 listings (21%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - JOHNSTOWN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 141 days 1,519 sqft
    2018-02-01 145 days 1,484 sqft
    2018-03-01 144 days 1,497 sqft
    2018-04-01 125 days 1,544 sqft
    2018-05-01 85 days 1,557 sqft
    2018-06-01 74 days 1,560 sqft
    2018-07-01 80 days 1,557 sqft
    2018-08-01 84 days 1,544 sqft
    2018-09-01 94 days 1,560 sqft
    2018-10-01 98 days 1,560 sqft
    2018-11-01 107 days 1,540 sqft
    2018-12-01 120 days 1,536 sqft
    2019-01-01 128 days 1,553 sqft
    2019-02-01 133 days 1,535 sqft
    2019-03-01 135 days 1,567 sqft
    2019-04-01 93 days 1,616 sqft
    2019-05-01 76 days 1,631 sqft
    2019-06-01 75 days 1,616 sqft
    2019-07-01 76 days 1,600 sqft
    2019-08-01 80 days 1,572 sqft
    2019-09-01 89 days 1,564 sqft
    2019-10-01 93 days 1,567 sqft
    2019-11-01 93 days 1,600 sqft
    2019-12-01 102 days 1,600 sqft
    2020-01-01 115 days 1,568 sqft
    2020-02-01 126 days 1,498 sqft
    2020-03-01 127 days 1,491 sqft
    2020-04-01 136 days 1,462 sqft
    2020-05-01 144 days 1,502 sqft
    2020-06-01 117 days 1,565 sqft
    2020-07-01 73 days 1,472 sqft
    2020-08-01 72 days 1,539 sqft
    2020-09-01 83 days 1,478 sqft
    2020-10-01 77 days 1,468 sqft
    2020-11-01 83 days 1,458 sqft
    2020-12-01 100 days 1,484 sqft
    2021-01-01 109 days 1,456 sqft
    2021-02-01 110 days 1,472 sqft
    2021-03-01 108 days 1,316 sqft
    2021-04-01 78 days 1,350 sqft
    2021-05-01 41 days 1,410 sqft
    2021-06-01 40 days 1,546 sqft
    2021-07-01 45 days 1,556 sqft
    2021-08-01 47 days 1,502 sqft
    2021-09-01 52 days 1,493 sqft
    2021-10-01 57 days 1,478 sqft
    2021-11-01 62 days 1,461 sqft
    2021-12-01 71 days 1,481 sqft
    2022-01-01 87 days 1,516 sqft
    2022-02-01 89 days 1,453 sqft
    2022-03-01 62 days 1,478 sqft
    2022-04-01 45 days 1,495 sqft
    2022-05-01 50 days 1,534 sqft
    2022-06-01 39 days 1,468 sqft
    2022-07-01 40 days 1,543 sqft
    2022-08-01 45 days 1,489 sqft
    2022-09-01 0 days 1,530 sqft
    2022-10-01 0 days 1,511 sqft
    2022-11-01 0 days 1,600 sqft
    2022-12-01 0 days 1,580 sqft
    2023-01-01 0 days 1,468 sqft
    2023-02-01 0 days 1,560 sqft
    2023-03-01 0 days 1,513 sqft
    2023-04-01 0 days 1,597 sqft
    2023-05-01 0 days 1,489 sqft
    2023-06-01 0 days 1,532 sqft
    2023-07-01 0 days 1,560 sqft
    2023-08-01 0 days 1,589 sqft
    2023-09-01 0 days 1,560 sqft
    2023-10-01 0 days 1,515 sqft
    2023-11-01 0 days 1,460 sqft
    2023-12-01 0 days 1,450 sqft
    2024-01-01 0 days 1,417 sqft
    2024-02-01 0 days 1,424 sqft
    2024-03-01 0 days 1,430 sqft
    JOHNSTOWN's median listing age (time on market) for 2024-03-01 was 0 days.

    JOHNSTOWN's median square footage for active listings during the 2024-03-01 period was 1,430 sqft. One year prior, the average listing was 1,513 sqft.

    JOHNSTOWN, PA Average Rent (2023)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    15714 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
    15722 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
    15724 Johnstown, PA MSA $710 $710 $910 $1,170 $1,330
    15737 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
    15738 Johnstown, PA MSA $660 $660 $840 $1,080 $1,230
    15760 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
    15762 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
    15773 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
    15775 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
    15901 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
    15902 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
    15904 Johnstown, PA MSA $740 $740 $950 $1,220 $1,380
    15905 Johnstown, PA MSA $670 $670 $860 $1,100 $1,250
    15906 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
    15907 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
    15909 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
    15915 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
    15921 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
    15922 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
    15925 Johnstown, PA MSA $800 $810 $1,030 $1,320 $1,510
    15927 Johnstown, PA MSA $680 $690 $880 $1,130 $1,280
    15930 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
    15931 Johnstown, PA MSA $680 $690 $880 $1,130 $1,280
    15934 Johnstown, PA MSA $670 $670 $850 $1,090 $1,250
    15938 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
    15940 Johnstown, PA MSA $880 $880 $1,130 $1,450 $1,650
    15942 Johnstown, PA MSA $660 $660 $850 $1,090 $1,240
    15943 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
    15945 Johnstown, PA MSA $670 $670 $860 $1,110 $1,260
    15946 Johnstown, PA MSA $630 $640 $820 $1,050 $1,190
    15948 Johnstown, PA MSA $670 $670 $860 $1,110 $1,260
    15951 Johnstown, PA MSA $650 $650 $830 $1,060 $1,210
    15952 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
    15955 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
    15956 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
    15957 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
    15958 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
    15960 Johnstown, PA MSA $650 $660 $840 $1,080 $1,230
    15961 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
    15962 Johnstown, PA MSA $800 $810 $1,030 $1,320 $1,510
    15963 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
    16601 Johnstown, PA MSA $590 $730 $880 $1,070 $1,190
    16613 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
    16619 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
    16624 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
    16627 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
    16629 Johnstown, PA MSA $640 $640 $820 $1,060 $1,200
    16630 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
    16636 Johnstown, PA MSA $910 $950 $1,200 $1,530 $1,730
    16639 Johnstown, PA MSA $700 $700 $900 $1,160 $1,310
    16640 Johnstown, PA MSA $710 $720 $920 $1,180 $1,340
    16641 Johnstown, PA MSA $670 $690 $880 $1,130 $1,280
    16644 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
    16646 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
    16668 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
    16675 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200
    16699 Johnstown, PA MSA $640 $640 $820 $1,050 $1,200

    2022 Average & Median Rent Data Statistics
    JOHNSTOWN, PA average 1BR rent: $669, median: $640
    JOHNSTOWN, PA average 2BR rent: $855, median: $820
    JOHNSTOWN, PA average 3BR rent: $1,095, median: $1,050

    JOHNSTOWN, PA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 1,027 $137,205,000 $133,598
    Home Improvement 340 $17,820,000 $52,412
    Refi 297 $25,185,000 $84,798
    Other 268 $13,430,000 $50,112
    Cash Out Refi 110 $13,030,000 $118,455

    Johnstown's most frequently cited loan purpose was Home Purchase, with 1,027 originations. The 2nd most popular reason was Home Improvement, with 340 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 716 $83,010,000 $115,936
    7-8% 437 $46,075,000 $105,435
    5-6% 376 $39,030,000 $103,803
    Over 8% 127 $7,245,000 $57,047
    4-5% 47 $3,845,000 $81,809
    3-4% 37 $3,305,000 $89,324
    <2.5% 36 $830,000 $23,056
    2.5-3% 5 $365,000 $73,000

    During 2023, Johnstown's most frequently originated rate bucket was 6-7%, with 716 originations.

    Loan Sizing (JOHNSTOWN, PA MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 1,286 $64,610,000 $50,241
    $100k-200k 548 $75,680,000 $138,102
    $200k-400k 169 $44,525,000 $263,462
    $400k-600k 31 $14,395,000 $464,355
    $600k-1000k 6 $4,800,000 $800,000
    $Over $1MM 2 $2,660,000 $1,330,000

    JOHNSTOWN's loan sizing saw the bucket of loans from $100,000 or less with 1,286 originations, totaling $64,610,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 745 $101,565,000 $136,329
    60-80% 308 $40,030,000 $129,968
    20-40% 293 $16,575,000 $56,570
    Under 20% 239 $6,325,000 $26,464
    40-60% 171 $15,285,000 $89,386
    Over 100% 17 $3,355,000 $197,353

    JOHNSTOWN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 745 originations, totaling $101,565,000 in origination value.