Slovenian Savings & Loan Association Of Franklin-conemaugh Mortgage Rates, Fees & Info

Conemaugh, PA

LEI: 254900QC9XDDY8OVYU54

Tax ID: 25-0801550

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Mortgage Data

Review & Overview

Slovenian Savings & Loan Association Of Franklin-conemaugh is a smaller mortgage company specializing in Home Purchase loans. Slovenian Savings & Loan Association Of Franklin-conemaugh has a high proportion of conventional loans. Their top markets by origination volume include: Johnstown, Somerset, Indiana, and Altoona among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)

Slovenian Savings & Loan Association Of Franklin-conemaugh has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.

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Originations

73

Origination Dollar Volume (All Markets)

$12,335,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
JOHNSTOWN, PA (FHA|USDA|VA) 38 $5,510,000 $145,000 $0 0.00%
Somerset, PA (FHA|USDA|VA) 29 $5,135,000 $177,069 $0 0.00%
Outside of Metro Areas 3 $1,025,000 $341,667 $0 0.00%
Indiana, PA (FHA|USDA|VA) 1 $335,000 $335,000 $0 0.00%
ALTOONA, PA (FHA|USDA|VA) 2 $330,000 $165,000 $0 0.00%
Slovenian Savings & Loan Association Of Franklin-conemaugh's top markets include Johnstown, Somerset, Indiana, and Altoona among others.

Their top states include:
  • Pennsylvania (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 73 $12,335,000 $168,973 $0 0.00%

    For 2023, Slovenian Savings & Loan Association Of Franklin-conemaugh's most frequently originated type of loan was Conventional, with 73 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 71 $11,905,000 $167,676 $0 0.00%
    Home Improvement 1 $195,000 $195,000 $0 0.00%
    Cash Out Refi 1 $235,000 $235,000 $0 0.00%

    For 2023, Slovenian Savings & Loan Association Of Franklin-conemaugh's most frequently cited loan purpose was Home Purchase, with 71 originations. The 2nd most popular reason was Home Improvement, with 1 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 73 $12,335,000 $168,973 $0 0.00%

    For 2023, Slovenian Savings & Loan Association Of Franklin-conemaugh's most frequently cited loan duration was Other, with 73 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 26 $3,740,000 $143,846 $0 0.00%
    $100,000 or less 25 $1,405,000 $56,200 $0 0.00%
    $200k-400k 16 $4,560,000 $285,000 $0 0.00%
    $400k-600k 6 $2,630,000 $438,333 $0 0.00%

    2023 saw Slovenian Savings & Loan Association Of Franklin-conemaugh place emphasis on $100k-200k loans with 26 originations, totaling $3,740,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 22 $4,120,000 $187,273 $0 0.00%
    $50k-75k 18 $1,680,000 $93,333 $0 0.00%
    $150k-250k 12 $3,610,000 $300,833 $0 0.00%
    $75k-100k 11 $1,365,000 $124,091 $0 0.00%
    $50k or less 5 $195,000 $39,000 $0 0.00%
    $250k+ 3 $1,145,000 $381,667 $0 0.00%

    Slovenian Savings & Loan Association Of Franklin-conemaugh lent most frequently to those with incomes in the $100k-150k range, with 22 originations. The second most popular income band? $50k-75k, with 18 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 73 $12,335,000 $168,973 $0 0.00%

    Slovenian Savings & Loan Association Of Franklin-conemaugh lent most frequently to those with DTI ratios of Exempt%, with 73 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 71 $12,115,000 $170,634 $0 0.00%
    Not applicable 2 $220,000 $110,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    90.48%

    Slovenian Savings & Loan Association Of Franklin-conemaugh has an average approval rate.

    Pick Rate

    Approvals leading to origination
    95.89%

    Slovenian Savings & Loan Association Of Franklin-conemaugh has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 73 $12,335,000 $168,973

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    73 $12,335,000 $168,973