Citizens Bank Of Rogersville Mortgage Rates, Fees & Info

Rogersville, MO

LEI: 254900QQIJN4KR6ZBW98

Tax ID: 44-0200190

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Mortgage Data

Review & Overview

Citizens Bank Of Rogersville is a smaller bank specializing in Home Purchase loans. Citizens Bank Of Rogersville has a high proportion of conventional loans. Their top markets by origination volume include: Springfield, Mobile, St. Louis, and Branson among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)

Citizens Bank Of Rogersville has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders.

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Originations

55

Origination Dollar Volume (All Markets)

$8,865,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
SPRINGFIELD, MO (FHA|USDA|VA) 48 $8,050,000 $167,708 $0 0.00%
MOBILE, AL (FHA|USDA|VA) 1 $255,000 $255,000 $0 0.00%
Outside of Metro Areas 3 $225,000 $75,000 $0 0.00%
ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $185,000 $185,000 $0 0.00%
Branson, MO (FHA|USDA|VA) 2 $150,000 $75,000 $0 0.00%
Citizens Bank Of Rogersville's top markets include Springfield, Mobile, St. Louis, and Branson among others.

Their top states include:
  • Missouri (FHA|USDA|VA)
  • Alabama (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 55 $8,865,000 $161,182 $0 0.00%

    For 2023, Citizens Bank Of Rogersville's most frequently originated type of loan was Conventional, with 55 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 28 $7,210,000 $257,500 $0 0.00%
    Other 14 $650,000 $46,429 $0 0.00%
    Refi 8 $820,000 $102,500 $0 0.00%
    Home Improvement 5 $185,000 $37,000 $0 0.00%

    For 2023, Citizens Bank Of Rogersville's most frequently cited loan purpose was Home Purchase, with 28 originations. The 2nd most popular reason was Other, with 14 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 55 $8,865,000 $161,182 $0 0.00%

    For 2023, Citizens Bank Of Rogersville's most frequently cited loan duration was Other, with 55 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 26 $1,220,000 $46,923 $0 0.00%
    $100k-200k 15 $2,275,000 $151,667 $0 0.00%
    $200k-400k 8 $2,270,000 $283,750 $0 0.00%
    $400k-600k 5 $2,445,000 $489,000 $0 0.00%
    $600k-1MM 1 $655,000 $655,000 $0 0.00%

    2023 saw Citizens Bank Of Rogersville place emphasis on $100,000 or less loans with 26 originations, totaling $1,220,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $75k-100k 13 $1,375,000 $105,769 $0 0.00%
    $100k-150k 12 $2,150,000 $179,167 $0 0.00%
    $50k-75k 10 $1,390,000 $139,000 $0 0.00%
    $150k-250k 7 $1,635,000 $233,571 $0 0.00%
    $50k or less 7 $215,000 $30,714 $0 0.00%
    $250k+ 3 $1,495,000 $498,333 $0 0.00%

    Citizens Bank Of Rogersville lent most frequently to those with incomes in the $75k-100k range, with 13 originations. The second most popular income band? $100k-150k, with 12 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 55 $8,865,000 $161,182 $0 0.00%

    Citizens Bank Of Rogersville lent most frequently to those with DTI ratios of Exempt%, with 55 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 52 $8,410,000 $161,731 $0 0.00%
    Not provided 1 $335,000 $335,000 $0 0.00%
    Not applicable 2 $120,000 $60,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    89.55%

    Citizens Bank Of Rogersville has an average approval rate.

    Pick Rate

    Approvals leading to origination
    92.73%

    Citizens Bank Of Rogersville has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 55 $8,865,000 $161,182

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    55 $8,865,000 $161,182