SPRINGFIELD Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Springfield averaged 6.74% for the week of 2024-06-06, compared to the national average of 6.99% for the same period.

The average rate for the prior week (2024-05-30) was 6.98% and one month ago for the week of 2024-05-02, the average rate was 6.97%.

Springfield's average rate one year ago was 6.84%.

For refis of the same type during the week of 2024-06-06, the average rate was 7.08%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-06-06 6.99%
Springfield 30 Year Fixed Rate 2024-06-06 6.74%
Springfield 30 Year Fixed Rate Refi 2024-06-06 7.08%
Springfield 15 Year Fixed Rate 2024-06-06 6.59%
Springfield 15 Year Fixed Rate Refi 2024-06-06 6.29%
Springfield 30 Year FHA 2024-06-06 6.65%
Springfield 30 Year FHA Refi 2024-06-06 6.49%
Springfield 30 Year USDA 2024-06-06 6.65%
Springfield 30 Year USDA Refi 2024-06-06 6.7%
Springfield 30 Year VA 2024-06-06 6.58%
Springfield 30 Year VA Refi 2024-06-06 6.29%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SPRINGFIELD, MO.

SPRINGFIELD Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SPRINGFIELD, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
FLAT BRANCH MORTGAGE, INC. 411 6.86% $3,290
GERSHMAN INVESTMENT CORP. 277 6.84% $3,396
Great Southern Bank 228 6.53% $3,137
The Central Trust Bank 215 6.67% $3,691
ASSEMBLIES OF GOD Credit Union 208 6.37% $3,054
Arvest Bank 206 6.59% $3,663
QUICKEN LOANS, LLC 188 6.85% $6,011
DAS Acquisition Company, LLC 175 6.77% $3,945
Oakstar Bank 170 6.18% $3,303
PENNYMAC LOAN SERVICES, LLC 151 6.59% $3,213
UNITED WHOLESALE MORTGAGE, LLC 114 7.14% $6,212
Springfield First Community Bank 113 6.80% $3,168
BLUCURRENT 89 6.42% $2,596
Hawthorn Bank 81 6.61% $3,097
BancorpSouth 74 6.74% $3,744
The Bank of Missouri 62 6.72% $2,661
U.S. Bank 57 6.89% $3,195
Mortgage Research Center, LLC 51 6.73% $2,579
PRIMELENDING, A PLAINSCAPITAL COMPANY 50 6.96% $4,165
Commerce Bank 48 6.67% $3,019
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 41 7.00% $4,268
MOVEMENT MORTGAGE, LLC 37 6.85% $5,493
Southern Bank 36 7.33% $2,240
Plains Commerce Bank 31 6.97% $6,878
BROKER SOLUTIONS, INC. 30 7.09% $4,393
Simmons Bank 25 6.96% $3,054
Wells Fargo Bank 23 7.00% $4,551
Mr. Cooper ( Nationstar Mortgage ) 23 6.79% $7,437
CARDINAL FINANCIAL 22 6.94% $4,669
Capitol Federal Savings Bank 22 5.31% $5,264
UMB Bank 17 6.08% $2,742
Ameris Bank 16 6.72% $3,275
HOMESIDE FINANCIAL, LLC 15 7.48% $5,124
Bank of America 14 6.46% $4,383
JPMorgan Chase Bank 14 6.90% $3,481
MORTGAGE FINANCIAL SERVICES, LLC 14 6.70% $4,376
GUARANTEED RATE, INC. 13 6.59% $3,881
Prosperity Home Mortgage, LLC 13 6.87% $4,842
GUILD MORTGAGE COMPANY 13 7.03% $3,301
LOANDEPOT.COM, LLC 13 7.06% $4,914
Deere Employees Credit Union 11 5.94% $2,907
NAVY FEDERAL CREDIT UNION 10 6.20% $3,556
AMERICAN PACIFIC MORTGAGE CORPORATION 10 7.21% $4,362
BANK OF LITTLE ROCK MORTGAGE CORPORATION 10 6.56% $3,092
USAA Federal Savings Bank 10 6.64% $5,087
Regions Bank 9 6.86% $3,188
CMG MORTGAGE, INC. 8 7.57% $3,895
FREEDOM MORTGAGE CORPORATION 8 6.83% $7,495
AMERISAVE MORTGAGE CORPORATION 8 6.36% $8,859
PREMIER MORTGAGE RESOURCES, L.L.C. 8 6.87% $5,376
ZILLOW HOME LOANS, LLC 8 6.70% $4,648
CHURCHILL MORTGAGE CORPORATION 7 6.89% $4,557
Flagstar Bank, FSB 7 7.11% $6,323
NEWREZ LLC 7 7.16% $4,531
First State Bank of St. Charles, Missouri 6 7.00% $5,082
BETTER MORTGAGE CORPORATION 5 6.00% $2,179
NBKC BANK 5 6.35% $4,154
MID AMERICA MORTGAGE, INC. 5 7.00% $6,545
CROSSCOUNTRY MORTGAGE, LLC 5 7.18% $10,422
ENDEAVOR CAPITAL, LLC. 5 6.60% $4,350
COMMUNITY MORTGAGE, LLC 5 6.60% $3,338
MUTUAL OF OMAHA MORTGAGE, INC. 5 7.35% $4,990
Paramount Residential Mortgage Group, Inc. 5 7.30% $5,455
Ally Bank 5 6.35% $5,006
Sierra Pacific Mortgage Company, Inc. 5 7.52% $4,644
Morgan Stanley Private Bank 5 6.69% $2,878
Servion, Inc. 4 7.09% $7,617
Equity Prime Mortgage LLC 4 7.19% $5,419
Discover Bank 4 6.99% $0
DELMAR FINANCIAL COMPANY 4 6.47% $2,729
MISSOURI ELECTRIC COOPERATIVES EMPL 4 6.00% $2,904
First State Community Bank 4 6.25% $3,084
PENTAGON FEDERAL CREDIT UNION 4 6.75% $2,744
UNION HOME MORTGAGE CORP. 4 7.16% $8,200
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 4 6.90% $6,768
ROYAL UNITED MORTGAGE LLC 4 7.13% $7,592
NFM, INC. 3 7.16% $5,284
BMO Harris Bank 3 6.25% $4,419
LAKEVIEW LOAN SERVICING, LLC 3 6.92% $7,320
Gateway First Bank 3 6.92% $3,706
BOKF 3 7.08% $3,569
KEYPOINT 3 7.46% $3,337
PHH Mortgage Corporation 3 6.96% $5,624
SUMMIT FUNDING, INC. 3 6.62% $5,662
SIRVA MORTGAGE, INC. 3 6.88% $258
LENDSURE MORTGAGE CORP. 3 8.38% $9,037
Midwest Mortgage Associates Corporation 3 7.04% $6,343
The Federal Savings Bank 2 6.31% $7,534
ACADEMY MORTGAGE CORPORATION 2 6.88% $2,580
AMERICAN FINANCIAL NETWORK, INC. 2 6.88% $8,082
AMERICAN FINANCING CORPORATION 2 6.37% $7,764
Armed Forces Bank 2 6.81% $3,913
Bell Bank 2 6.75% $6,736
Carrollton Bank 2 6.56% $2,625
CITIZENS EQUITY FIRST 2 5.38% $1,829
COMMUNITYAMERICA 2 6.75% $3,111
CRESCENT MORTGAGE COMPANY 2 6.00% $8,287
DIGITAL Federal Credit Union 2 6.44% $2,456
ENCORE BANK 2 1.00% $2,451
EVERETT FINANCIAL, INC. 2 7.13% $5,945
Farmers Bank & Trust 2 6.62% $3,234
FCS Financial FLCA 2 7.08% $2,503
Fifth Third Bank 2 6.43% $2,784
First Bank 2 6.56% $2,713
FIRST COMMUNITY 2 6.38% $2,007
First National Bank of America 2 10.19% $9,080
Flanagan State Bank 2 7.44% $3,435
JLB CORPORATION 2 6.44% $5,519
LEADERONE FINANCIAL CORPORATION 2 6.62% $5,397
MISSOURI Credit Union 2 6.94% $3,926
Nations Lending Corporation 2 7.31% $6,896
ON Q FINANCIAL, INC. 2 6.69% $6,719
Service Federal Credit Union 2 5.88% $6,464
Signature Federal Credit Union 2 6.06% $6,461
Stifel Bank and Trust 2 5.88% $3,346
Sullivan Bank 2 8.25% $888
The Huntington National Bank 2 7.06% $4,607
TruHome Solutions, LLC 2 6.38% $3,639
United Fidelity Funding Corp. 2 7.31% $7,321
Waterstone Mortgage Corporation 2 7.69% $4,715
Northpointe Bank 1 6.38% $3,203
Grand Valley Bank 1 7.00% $3,666
Old National Bank 1 6.00% $2,988
Bank of England 1 6.50% $2,990
Operating Engineers Local Union #3 1 7.13% $3,213
GENEVA FINANCIAL, LLC 1 6.63% $11,893
FIRST WESTERN MORTGAGE, INC. 1 6.88% $2,920
FIRST STATE MORTGAGE SERVICES, LLC 1 6.25% $2,532
FIRST MORTGAGE COMPANY, INC. 1 6.38% $3,609
Pinnacle Bank 1 7.13% $2,782
FIRST INTEGRITY MORTGAGE SERVICES, INC. 1 6.25% $2,793
PLANET HOME LENDING, LLC 1 6.38% $2,973
PLAZA HOME MORTGAGE, INC. 1 9.25% $8,797
PNC Bank 1 6.88% $2,487
First Horizon Bank 1 6.63% $2,592
FIRST COMMUNITY MORTGAGE, INC. 1 6.88% $7,182
First-Citizens Bank & Trust Company 1 7.33% $5,040
PROVIDENT FUNDING ASSOCIATES, L.P. 1 6.00% $3,231
First Bankers Trust Company 1 7.13% $2,579
FAMILY FINANCE MORTGAGE, LLC 1 7.63% $3,494
R-G Federal Credit Union 1 7.45% $6,498
Equity Bank 1 5.99% $2,190
S1L, Inc. 1 7.38% $3,527
SeaTrust Mortgage Company 1 8.50% $3,353
Associated Bank 1 6.63% $4,324
Enterprise Bank & Trust 1 7.13% $2,852
Dollar Bank, Federal Savings Bank 1 7.63% $8,110
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.62% $3,397
CORPORATE AMERICA FAMILY 1 7.75% $2,120
CONTOUR MORTGAGE CORPORATION 1 7.50% $7,576
Community National Bank & Trust 1 6.85% $2,358
Southwest Missouri Bank 1 6.50% $2,443
Colonial Savings, F.A. 1 6.50% $8,549
STANFORD Federal Credit Union 1 6.00% $2,709
VANDERBILT MORTGAGE AND FINANCE, INC. 1 7.99% $8,372
AIR ACADEMY 1 6.75% $2,723
CHERRY CREEK MORTGAGE, LLC 1 7.00% $820
SUN WEST MORTGAGE COMPANY, INC. 1 6.50% $4,613
CapStar Bank 1 5.88% $4,688
CALIBER HOME LOANS, INC. 1 6.13% $4,932
21ST MORTGAGE CORPORATION 1 7.05% $6,438
AMERICAN INTERNET MORTGAGE, INC. 1 6.13% $2,293
Third Federal Savings and Loan Association of Cleveland 1 5.24% $295
THRIVE MORTGAGE, LLC 1 7.50% $6,431
TOGETHER CREDIT UNION 1 6.25% $2,623
TOWNE MORTGAGE COMPANY 1 6.88% $4,673
WEST COMMUNITY 1 6.00% $3,391
Truist 1 6.50% $3,224
Trustmark National Bank 1 6.38% $3,423
TTCU Federal Credit Union 1 6.00% $2,856
UBS Bank USA 1 7.38% $3,159
BAY EQUITY LLC 1 6.63% $4,478
Barrington Bank & Trust Company, N.A. 1 6.38% $2,856
United Bank of Union 1 7.00% $2,679
Midwest Heritage Bank FSB 1 5.63% $3,590
Magnolia Bank 1 6.38% $10,027
LOANPAL, LLC 1 5.99% $4,638
KeyBank 1 6.75% $3,038
Wyndham Capital Mortgage, Inc. 1 6.00% $2,329
Ixonia Bank 1 6.63% $6,145
Heartland Bank and Trust Company 1 6.28% $3,041
GUARANTEED RATE AFFINITY, LLC 1 6.63% $3,081
GREENSTATE CREDIT UNION 1 6.88% $2,330
North American Savings Bank, F.S.B. 1 8.25% $4,231

SPRINGFIELD Average Closing Costs & Other Stats

SPRINGFIELD, MO's 184 lenders originated 10,101 loans during 2023. The total origination value was $2,153,615,000, with an average loan value of $213,208.

SPRINGFIELD's average closing costs are $3,758.

The top SPRINGFIELD lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with 411 loans originated. Their average total fees are $3,290, which is $107 lower than the next largest lender, GERSHMAN INVESTMENT CORP..

The lowest fee SPRINGFIELD lenders (with over 10 loans originated) are Southern Bank ($2,240), Mortgage Research Center, LLC ($2,579), BLUCURRENT ($2,596), The Bank of Missouri ($2,661) and UMB Bank ($2,742).

The lowest rate SPRINGFIELD lenders (with over 10 loans originated) are Capitol Federal Savings Bank (5.31%), Deere Employees Credit Union (5.94%), UMB Bank (6.08%), Oakstar Bank (6.18%) and NAVY FEDERAL CREDIT UNION (6.20%).

SPRINGFIELD, MO Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
FLAT BRANCH MORTGAGE, INC. $210,880,000 $151,415,000 -28.2% 7.0%
The Central Trust Bank $176,270,000 $98,750,000 -44.0% 4.6%
Arvest Bank $98,370,000 $92,170,000 -6.3% 4.3%
GERSHMAN INVESTMENT CORP. $103,745,000 $90,830,000 -12.4% 4.2%
QUICKEN LOANS, LLC $128,220,000 $87,280,000 -31.9% 4.1%
Oakstar Bank $200,745,000 $86,955,000 -56.7% 4.0%
Great Southern Bank $106,175,000 $81,110,000 -23.6% 3.8%
Old Missouri Bank $45,710,000 $79,905,000 74.8% 3.7%
DAS Acquisition Company, LLC $106,060,000 $76,570,000 -27.8% 3.6%
Mortgage Research Center, LLC $75,125,000 $61,120,000 -18.6% 2.8%
Legacy Bank & Trust Company $43,035,000 $60,450,000 40.5% 2.8%
ASSEMBLIES OF GOD Credit Union $101,820,000 $60,355,000 -40.7% 2.8%
BancorpSouth $59,285,000 $57,615,000 -2.8% 2.7%
UNITED WHOLESALE MORTGAGE, LLC $56,080,000 $55,465,000 -1.1% 2.6%
PENNYMAC LOAN SERVICES, LLC $59,080,000 $51,300,000 -13.2% 2.4%
Springfield First Community Bank $123,850,000 $47,620,000 -61.6% 2.2%
BLUCURRENT $50,140,000 $41,730,000 -16.8% 1.9%
Mid-Missouri Bank $46,340,000 $37,320,000 -19.5% 1.7%
Hawthorn Bank $31,135,000 $33,450,000 7.4% 1.6%
Capitol Federal Savings Bank $62,165,000 $33,180,000 -46.6% 1.5%
Commerce Bank $50,445,000 $31,365,000 -37.8% 1.5%
Southern Bank $81,910,000 $30,750,000 -62.5% 1.4%
U.S. Bank $91,150,000 $29,560,000 -67.6% 1.4%
The Bank of Missouri $77,045,000 $25,010,000 -67.5% 1.2%
State Bank of Southwest Missouri $22,695,000 n/a 1.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $32,460,000 $21,580,000 -33.5% 1.0%
BROKER SOLUTIONS, INC. $36,660,000 $20,130,000 -45.1% 0.9%
Plains Commerce Bank $3,610,000 $18,825,000 421.5% 0.9%
Ozark Bank $20,990,000 $18,765,000 -10.6% 0.9%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $14,655,000 $17,275,000 17.9% 0.8%
Sullivan Bank $66,610,000 $16,740,000 -74.9% 0.8%
MOVEMENT MORTGAGE, LLC $12,745,000 $14,885,000 16.8% 0.7%
UMB Bank $13,970,000 $13,120,000 -6.1% 0.6%
FREEDOM MORTGAGE CORPORATION $22,345,000 $12,525,000 -43.9% 0.6%
CARDINAL FINANCIAL $5,855,000 $12,025,000 105.4% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $18,560,000 $11,510,000 -38.0% 0.5%
Simmons Bank $32,820,000 $11,310,000 -65.5% 0.5%
NAVY FEDERAL CREDIT UNION $21,610,000 $10,620,000 -50.9% 0.5%
LIMA ONE CAPITAL, LLC $230,000 $9,710,000 4,121.7% 0.5%
LOANDEPOT.COM, LLC $27,170,000 $9,375,000 -65.5% 0.4%
The Seymour Bank $13,890,000 $9,180,000 -33.9% 0.4%
GUILD MORTGAGE COMPANY $4,305,000 $9,015,000 109.4% 0.4%
Regions Bank $10,740,000 $8,935,000 -16.8% 0.4%
USAA Federal Savings Bank $12,790,000 $8,930,000 -30.2% 0.4%
Wells Fargo Bank $22,240,000 $8,585,000 -61.4% 0.4%
Bank of America $13,270,000 $8,575,000 -35.4% 0.4%
Citizens Bank of Rogersville $13,430,000 $8,050,000 -40.1% 0.4%
AMERISAVE MORTGAGE CORPORATION $18,780,000 $7,935,000 -57.7% 0.4%
GUARANTEED RATE, INC. $13,955,000 $7,885,000 -43.5% 0.4%
Ameris Bank $2,825,000 $7,585,000 168.5% 0.4%
MORTGAGE FINANCIAL SERVICES, LLC $6,810,000 $7,540,000 10.7% 0.4%
O'Bannon Banking Company $13,240,000 $7,360,000 -44.4% 0.3%
Prudential Huntoon Paige Associates, LLC $6,565,000 n/a 0.3%
Peoples Community Bank $22,440,000 $6,375,000 -71.6% 0.3%
Discover Bank $3,495,000 $6,025,000 72.4% 0.3%
BANK OF LITTLE ROCK MORTGAGE CORPORATION $13,215,000 $5,610,000 -57.5% 0.3%
JPMorgan Chase Bank $9,915,000 $5,335,000 -46.2% 0.2%
MID AMERICA MORTGAGE, INC. $3,310,000 $5,285,000 59.7% 0.2%
PREMIER MORTGAGE RESOURCES, L.L.C. $3,070,000 $5,075,000 65.3% 0.2%
Prosperity Home Mortgage, LLC $3,235,000 $5,020,000 55.2% 0.2%
The Federal Savings Bank $4,095,000 $4,990,000 21.9% 0.2%
ENCORE BANK $4,575,000 $4,910,000 7.3% 0.2%
CU Community Credit Union $23,870,000 $4,785,000 -80.0% 0.2%
NEWREZ LLC $7,765,000 $4,460,000 -42.6% 0.2%
HomePride Bank $10,225,000 $4,375,000 -57.2% 0.2%
FARMERS STATE BANK, S/B $4,175,000 n/a 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $4,330,000 $4,070,000 -6.0% 0.2%
CROSSCOUNTRY MORTGAGE, LLC $2,645,000 $3,985,000 50.7% 0.2%
VILLAGE CAPITAL MORTGAGE $4,155,000 $3,950,000 -4.9% 0.2%
First Midwest Bank of Dexter $10,725,000 $3,930,000 -63.4% 0.2%
HOMESIDE FINANCIAL, LLC $1,450,000 $3,900,000 169.0% 0.2%
Equity Prime Mortgage LLC $5,215,000 $3,890,000 -25.4% 0.2%
NEW DAY FINANCIAL, LLC $6,650,000 $3,860,000 -42.0% 0.2%
Regent Bank $20,705,000 $3,630,000 -82.5% 0.2%
Freedom Bank of Southern Missouri $15,295,000 $3,595,000 -76.5% 0.2%
Deere Employees Credit Union $3,030,000 $3,375,000 11.4% 0.2%
NBKC BANK $5,665,000 $3,370,000 -40.5% 0.2%
TelComm Credit Union $3,330,000 n/a 0.2%
Flagstar Bank, FSB $4,800,000 $3,320,000 -30.8% 0.2%
Stockmens Bank $2,635,000 $3,315,000 25.8% 0.2%
CMG MORTGAGE, INC. $3,510,000 $3,295,000 -6.1% 0.2%
Carrington Mortgage Services, LLC $4,985,000 $3,220,000 -35.4% 0.1%
ENDEAVOR CAPITAL, LLC. $1,440,000 $3,175,000 120.5% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,995,000 $3,165,000 58.6% 0.1%
Paramount Residential Mortgage Group, Inc. $3,050,000 $2,955,000 -3.1% 0.1%
Servion, Inc. $14,910,000 $2,945,000 -80.2% 0.1%
WALKER & DUNLOP, LLC $2,935,000 n/a 0.1%
Wood & Huston Bank $2,925,000 $2,715,000 -7.2% 0.1%
First Community Bank $8,830,000 $2,635,000 -70.2% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $2,935,000 $2,635,000 -10.2% 0.1%
UNION HOME MORTGAGE CORP. $3,775,000 $2,540,000 -32.7% 0.1%
BTC BANK $1,860,000 $2,515,000 35.2% 0.1%
Peoples Bank $405,000 $2,440,000 502.5% 0.1%
Equity Bank $2,005,000 $2,430,000 21.2% 0.1%
Gateway First Bank $705,000 $2,405,000 241.1% 0.1%
COMMUNITY MORTGAGE, LLC $1,555,000 $2,315,000 48.9% 0.1%
PENTAGON FEDERAL CREDIT UNION $2,160,000 $2,310,000 6.9% 0.1%
First State Community Bank $2,195,000 $2,275,000 3.6% 0.1%
LAKEVIEW LOAN SERVICING, LLC $4,590,000 $2,190,000 -52.3% 0.1%
BMO Harris Bank $3,735,000 $2,180,000 -41.6% 0.1%
DELMAR FINANCIAL COMPANY $4,620,000 $2,125,000 -54.0% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $370,000 $2,115,000 471.6% 0.1%
LENDINGHOME FUNDING CORPORATION $3,355,000 $2,095,000 -37.6% 0.1%
FCS Financial FLCA $710,000 $2,090,000 194.4% 0.1%
BOKF $1,510,000 $2,060,000 36.4% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $1,015,000 $2,030,000 100.0% 0.1%
PLANET HOME LENDING, LLC $3,470,000 $2,025,000 -41.6% 0.1%
Figure Lending LLC $1,055,000 $1,965,000 86.3% 0.1%
First State Bank of St. Charles, Missouri $195,000 $1,910,000 879.5% 0.1%
21ST MORTGAGE CORPORATION $1,390,000 $1,870,000 34.5% 0.1%
Midwest Mortgage Associates Corporation $2,125,000 $1,830,000 -13.9% 0.1%
LOANPAL, LLC $5,265,000 $1,815,000 -65.5% 0.1%
CHURCHILL MORTGAGE CORPORATION $3,380,000 $1,790,000 -47.0% 0.1%
Morgan Stanley Private Bank $360,000 $1,755,000 387.5% 0.1%
ON Q FINANCIAL, INC. $3,430,000 $1,740,000 -49.3% 0.1%
BETTER MORTGAGE CORPORATION $5,760,000 $1,715,000 -70.2% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $805,000 $1,675,000 108.1% 0.1%
TOP FLITE FINANCIAL, INC. $950,000 $1,650,000 73.7% 0.1%
EVERETT FINANCIAL, INC. $5,485,000 $1,540,000 -71.9% 0.1%
ROYAL UNITED MORTGAGE LLC $2,090,000 $1,515,000 -27.5% 0.1%
ZILLOW HOME LOANS, LLC $1,700,000 $1,490,000 -12.4% 0.1%
Mid-Continent Funding, Inc. $2,075,000 $1,450,000 -30.1% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $1,440,000 n/a 0.1%
SIRVA MORTGAGE, INC. $2,470,000 $1,405,000 -43.1% 0.1%
The Huntington National Bank $820,000 $1,395,000 70.1% 0.1%
LENDSURE MORTGAGE CORP. $835,000 $1,385,000 65.9% 0.1%
AMERICAN FINANCING CORPORATION $5,955,000 $1,370,000 -77.0% 0.1%
PNC Bank $3,115,000 $1,285,000 -58.7% 0.1%
Bank of England $1,130,000 $1,230,000 8.8% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $675,000 $1,210,000 79.3% 0.1%
MISSOURI ELECTRIC COOPERATIVES EMPL $2,150,000 $1,175,000 -45.3% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,280,000 $1,170,000 -8.6% 0.1%
Stifel Bank and Trust $720,000 $1,130,000 56.9% 0.1%
Carrollton Bank $25,000 $1,125,000 4,400.0% 0.1%
Associated Bank $12,090,000 $1,120,000 -90.7% 0.1%
Magnolia Bank $430,000 $1,115,000 159.3% 0.1%
Sierra Pacific Mortgage Company, Inc. $560,000 $1,105,000 97.3% 0.1%
Barrington Bank & Trust Company, N.A. $1,135,000 $1,085,000 -4.4% 0.1%
COMMUNITYAMERICA $985,000 $1,000,000 1.5% 0.0%
FIRST COMMUNITY $745,000 $935,000 25.5% 0.0%
Ally Bank $4,335,000 $915,000 -78.9% 0.0%
Third Federal Savings and Loan Association of Cleveland $890,000 $895,000 0.6% 0.0%
Dollar Bank, Federal Savings Bank $885,000 n/a 0.0%
Community Bank and Trust $880,000 n/a 0.0%
M&T Bank $1,540,000 $875,000 -43.2% 0.0%
BAY EQUITY LLC $870,000 n/a 0.0%
PHH Mortgage Corporation $2,535,000 $865,000 -65.9% 0.0%
Nations Lending Corporation $745,000 $860,000 15.4% 0.0%
NFM, INC. $380,000 $855,000 125.0% 0.0%
LEADERONE FINANCIAL CORPORATION $1,355,000 $835,000 -38.4% 0.0%
Truist $1,510,000 $835,000 -44.7% 0.0%
CRESCENT MORTGAGE COMPANY $815,000 n/a 0.0%
Farmers Bank & Trust $290,000 $815,000 181.0% 0.0%
River Region Credit Union $1,350,000 $800,000 -40.7% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $1,350,000 $780,000 -42.2% 0.0%
CITIZENS EQUITY FIRST $385,000 $765,000 98.7% 0.0%
FIRST STATE MORTGAGE SERVICES, LLC $145,000 $760,000 424.1% 0.0%
SUMMIT FUNDING, INC. $1,120,000 $745,000 -33.5% 0.0%
Armed Forces Bank $985,000 $740,000 -24.9% 0.0%
United Fidelity Funding Corp. $730,000 n/a 0.0%
Bell Bank $11,820,000 $725,000 -93.9% 0.0%
CapStar Bank $725,000 n/a 0.0%
THRIVE MORTGAGE, LLC $725,000 n/a 0.0%
Bank of Springfield $205,000 $715,000 248.8% 0.0%
Generations Bank $685,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $400,000 $675,000 68.8% 0.0%
FINANCE OF AMERICA REVERSE LLC $950,000 $655,000 -31.1% 0.0%
First Savings Bank $520,000 $650,000 25.0% 0.0%
KEYPOINT $645,000 n/a 0.0%
Frontier Bank $785,000 $630,000 -19.7% 0.0%
SPRING EQ, LLC $625,000 n/a 0.0%
Ixonia Bank $335,000 $610,000 82.1% 0.0%
AXIA FINANCIAL, LLC $595,000 n/a 0.0%
Brighton Bank $205,000 $590,000 187.8% 0.0%
GENEVA FINANCIAL, LLC $5,135,000 $590,000 -88.5% 0.0%
The Callaway Bank $590,000 n/a 0.0%
Hometown Equity Mortgage, LLC $585,000 n/a 0.0%
AMWEST FUNDING CORP. $1,100,000 $570,000 -48.2% 0.0%
Old National Bank $245,000 $560,000 128.6% 0.0%
First-Citizens Bank & Trust Company $55,000 $555,000 909.1% 0.0%
VERITAS FUNDING, LLC $550,000 n/a 0.0%
Community National Bank & Trust $395,000 $540,000 36.7% 0.0%
Service Federal Credit Union $540,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $370,000 $525,000 41.9% 0.0%
People's Bank of Seneca $275,000 $525,000 90.9% 0.0%
JLB CORPORATION $730,000 $520,000 -28.8% 0.0%
First Bank $535,000 $515,000 -3.7% 0.0%
FirstOak Bank $505,000 n/a 0.0%
Signature Federal Credit Union $505,000 n/a 0.0%
Heartland Bank and Trust Company $500,000 n/a 0.0%
NexBank $500,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $1,060,000 $500,000 -52.8% 0.0%
Fifth Third Bank $370,000 $480,000 29.7% 0.0%
Wyndham Capital Mortgage, Inc. $780,000 $475,000 -39.1% 0.0%
TRIAD FINANCIAL SERVICES, INC. $1,465,000 $470,000 -67.9% 0.0%
Flanagan State Bank $435,000 $460,000 5.7% 0.0%
PLAZA HOME MORTGAGE, INC. $250,000 $450,000 80.0% 0.0%
DIGITAL Federal Credit Union $325,000 $445,000 36.9% 0.0%
Cornerstone Bank $185,000 $440,000 137.8% 0.0%
MISSOURI Credit Union $270,000 $440,000 63.0% 0.0%
TruHome Solutions, LLC $245,000 $430,000 75.5% 0.0%
Colonial Savings, F.A. $195,000 $425,000 117.9% 0.0%
TIB The Independent Bankersbank $935,000 $425,000 -54.5% 0.0%
FIRST INTEGRITY MORTGAGE SERVICES, INC. $500,000 $420,000 -16.0% 0.0%
First National Bank of America $450,000 $420,000 -6.7% 0.0%
OPEN MORTGAGE, LLC $415,000 n/a 0.0%
Citadel Servicing Corporation $395,000 n/a 0.0%
First Midwest Bank of Poplar Bluff $55,000 $385,000 600.0% 0.0%
FIRST MORTGAGE COMPANY, INC. $380,000 n/a 0.0%
TOWNE MORTGAGE COMPANY $480,000 $380,000 -20.8% 0.0%
Waterstone Mortgage Corporation $410,000 $380,000 -7.3% 0.0%
CHERRY CREEK MORTGAGE, LLC $1,225,000 $375,000 -69.4% 0.0%
ACADEMY MORTGAGE CORPORATION $255,000 $360,000 41.2% 0.0%
FIRST WESTERN MORTGAGE, INC. $355,000 n/a 0.0%
Pinnacle Bank $1,145,000 $355,000 -69.0% 0.0%
OCMBC, INC. $705,000 $340,000 -51.8% 0.0%
WEST COMMUNITY $340,000 n/a 0.0%
American Airlines Federal Credit Union $645,000 $335,000 -48.1% 0.0%
BNC National Bank $735,000 $335,000 -54.4% 0.0%
U S WIDE FINANCIAL LLC $335,000 n/a 0.0%
FIRST COMMUNITY MORTGAGE, INC. $330,000 n/a 0.0%
CALIBER HOME LOANS, INC. $6,720,000 $325,000 -95.2% 0.0%
GMFS LLC $295,000 n/a 0.0%
NEIGHBORS $295,000 n/a 0.0%
Northpointe Bank $3,530,000 $295,000 -91.6% 0.0%
State Bank of Waterloo $295,000 n/a 0.0%
United Bank of Union $295,000 n/a 0.0%
AMERICA'S CREDIT UNION $780,000 $290,000 -62.8% 0.0%
TOGETHER CREDIT UNION $280,000 n/a 0.0%
Southwest Missouri Bank $980,000 $275,000 -71.9% 0.0%
American Mortgage & Equity Consultants, Inc. $265,000 n/a 0.0%
Anstaff Bank $460,000 $265,000 -42.4% 0.0%
Enterprise Bank & Trust $565,000 $265,000 -53.1% 0.0%
Southside Bank $255,000 n/a 0.0%
USAlliance Federal Credit Union $255,000 n/a 0.0%
First Horizon Bank $585,000 $245,000 -58.1% 0.0%
GUARANTEED RATE AFFINITY, LLC $1,275,000 $245,000 -80.8% 0.0%
KeyBank $17,400,000 $245,000 -98.6% 0.0%
Pinnacle Bank $1,145,000 $245,000 -78.6% 0.0%
Midwest Heritage Bank FSB $750,000 $240,000 -68.0% 0.0%
SeaTrust Mortgage Company $235,000 n/a 0.0%
Trustmark National Bank $235,000 n/a 0.0%
Logan Finance Corporation $225,000 n/a 0.0%
STANFORD Federal Credit Union $225,000 n/a 0.0%
The Union State Bank of Everest $235,000 $225,000 -4.3% 0.0%
UBS Bank USA $225,000 n/a 0.0%
Citizens Bank $680,000 $220,000 -67.6% 0.0%
CORPORATE AMERICA FAMILY $215,000 n/a 0.0%
First Bankers Trust Company $215,000 n/a 0.0%
First National Bank $215,000 n/a 0.0%
Mutual Federal Bank $215,000 n/a 0.0%
TTCU Federal Credit Union $210,000 n/a 0.0%
First Internet Bank of Indiana $500,000 $205,000 -59.0% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $205,000 n/a 0.0%
Neighborhood Loans, Inc. $205,000 n/a 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $450,000 $205,000 -54.4% 0.0%
TJC Mortgage, Inc. $205,000 n/a 0.0%
United Community Bank $205,000 n/a 0.0%
US MORTGAGE CORPORATION $195,000 n/a 0.0%
GNBank $290,000 $185,000 -36.2% 0.0%
GREENSTATE CREDIT UNION $185,000 n/a 0.0%
HOMEXPRESS MORTGAGE CORP. $185,000 n/a 0.0%
Ipava State Bank $185,000 n/a 0.0%
North American Savings Bank, F.S.B. $3,015,000 $185,000 -93.9% 0.0%
LONGBRIDGE FINANCIAL, LLC $440,000 $180,000 -59.1% 0.0%
AmeriHome Mortgage Company, LLC $655,000 $175,000 -73.3% 0.0%
Clay County Savings Bank $175,000 n/a 0.0%
First National Bank of North Arkansas $675,000 $175,000 -74.1% 0.0%
MEGASTAR FINANCIAL CORP. $175,000 n/a 0.0%
Operating Engineers Local Union #3 $205,000 $175,000 -14.6% 0.0%
S1L, Inc. $1,270,000 $175,000 -86.2% 0.0%
CONSERVATION EMP. CREDIT UNION $165,000 n/a 0.0%
Core Bank $165,000 n/a 0.0%
First United Bank and Trust Company $165,000 n/a 0.0%
The Maries County Bank $95,000 $160,000 68.4% 0.0%
Bethpage Federal Credit Union $460,000 $155,000 -66.3% 0.0%
Grand Valley Bank $155,000 n/a 0.0%
R-G Federal Credit Union $155,000 n/a 0.0%
ALLIANT CREDIT UNION $850,000 $145,000 -82.9% 0.0%
HIWAY $145,000 n/a 0.0%
LOS ANGELES POLICE Federal Credit Union $145,000 n/a 0.0%
Bank of the West $105,000 $135,000 28.6% 0.0%
Academy Bank $175,000 $125,000 -28.6% 0.0%
CONTOUR MORTGAGE CORPORATION $125,000 n/a 0.0%
FAMILY FINANCE MORTGAGE, LLC $105,000 $125,000 19.0% 0.0%
The Peoples State Bank of Newton, Illinois $125,000 n/a 0.0%
Willamette Valley Bank $125,000 n/a 0.0%
Centier Bank $110,000 n/a 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $335,000 $105,000 -68.7% 0.0%
CANOPY MORTGAGE, LLC $685,000 $105,000 -84.7% 0.0%
EMERY FEDERAL CREDIT UNION $105,000 n/a 0.0%
The Nodaway Valley Bank $105,000 n/a 0.0%
AIR ACADEMY $95,000 n/a 0.0%
Peoples Bank $405,000 $95,000 -76.5% 0.0%
Northwest Bank $55,000 n/a 0.0%
Chicago Patrolmen's Federal Credit Union $35,000 n/a 0.0%
Heritage Community Bank $35,000 n/a 0.0%
SUN Federal Credit Union $35,000 n/a 0.0%
UNITED $25,000 $35,000 40.0% 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $405,000 $25,000 -93.8% 0.0%

SPRINGFIELD's top lender by overall market share is FLAT BRANCH MORTGAGE, INC., with 7.0% market share. In second place, with 4.6%, is The Central Trust Bank, having originated $98,750,000 in loans. In third place, with 4.3%, is Arvest Bank, having originated $92,170,000 in loans. In fourth place, with 4.2%, is GERSHMAN INVESTMENT CORP., having originated $90,830,000 in loans. In fifth place, with 4.1%, is QUICKEN LOANS, LLC, having originated $87,280,000 in loans.


SPRINGFIELD Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - SPRINGFIELD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $176,900 (14.0%) $239,476 (13.2%) 0.66 1,627
2018-02-01 $184,450 (15.4%) $240,981 (12.3%) 0.67 1,569
2018-03-01 $189,900 (11.8%) $244,326 (8.0%) 0.67 1,527
2018-04-01 $199,925 (11.1%) $255,802 (6.2%) 0.68 1,510
2018-05-01 $207,950 (15.6%) $263,607 (8.4%) 0.69 1,517
2018-06-01 $217,000 (19.7%) $269,986 (10.0%) 0.72 1,663
2018-07-01 $205,000 (14.0%) $266,342 (9.4%) 0.68 1,775
2018-08-01 $189,900 (4.4%) $250,567 (2.4%) 0.64 1,944
2018-09-01 $189,500 (5.3%) $246,948 (2.5%) 0.64 1,956
2018-10-01 $186,950 (3.9%) $243,010 (0.8%) 0.63 1,955
2018-11-01 $183,250 (2.2%) $241,238 (0.5%) 0.62 1,928
2018-12-01 $182,900 (3.4%) $238,283 (-0.7%) 0.63 1,815
2019-01-01 $189,900 (7.4%) $241,336 (0.8%) 0.66 1,629
2019-02-01 $192,175 (4.2%) $242,498 (0.6%) 0.65 1,569
2019-03-01 $205,714 (8.3%) $252,274 (3.3%) 0.67 1,472
2019-04-01 $222,500 (11.3%) $265,965 (4.0%) 0.71 1,376
2019-05-01 $237,448 (14.2%) $278,000 (5.5%) 0.74 1,362
2019-06-01 $232,450 (7.1%) $280,759 (4.0%) 0.73 1,520
2019-07-01 $227,413 (10.9%) $276,044 (3.6%) 0.71 1,564
2019-08-01 $223,536 (17.7%) $270,237 (7.9%) 0.71 1,646
2019-09-01 $221,491 (16.9%) $268,105 (8.6%) 0.71 1,661
2019-10-01 $220,127 (17.8%) $266,423 (9.6%) 0.71 1,682
2019-11-01 $217,000 (18.4%) $261,760 (8.5%) 0.71 1,698
2019-12-01 $214,900 (17.5%) $261,175 (9.6%) 0.72 1,576
2020-01-01 $217,200 (14.4%) $265,035 (9.8%) 0.73 1,454
2020-02-01 $219,900 (14.4%) $272,984 (12.6%) 0.72 1,342
2020-03-01 $228,375 (11.0%) $287,330 (13.9%) 0.72 1,289
2020-04-01 $229,900 (3.3%) $283,449 (6.6%) 0.72 1,349
2020-05-01 $242,900 (2.3%) $300,019 (7.9%) 0.74 1,201
2020-06-01 $254,420 (9.5%) $316,983 (12.9%) 0.75 1,067
2020-07-01 $248,200 (9.1%) $317,859 (15.2%) 0.72 1,030
2020-08-01 $249,900 (11.8%) $319,570 (18.3%) 0.72 985
2020-09-01 $249,925 (12.8%) $317,422 (18.4%) 0.72 988
2020-10-01 $237,900 (8.1%) $312,008 (17.1%) 0.68 1,017
2020-11-01 $242,450 (11.7%) $312,002 (19.2%) 0.71 916
2020-12-01 $242,625 (12.9%) $314,952 (20.6%) 0.72 814
2021-01-01 $250,000 (15.1%) $331,455 (25.1%) 0.75 689
2021-02-01 $263,975 (20.0%) $365,284 (33.8%) 0.77 509
2021-03-01 $284,400 (24.5%) $386,983 (34.7%) 0.81 410
2021-04-01 $272,500 (18.5%) $387,313 (36.6%) 0.74 397
2021-05-01 $269,225 (10.8%) $396,489 (32.2%) 0.72 459
2021-06-01 $272,050 (6.9%) $394,780 (24.5%) 0.72 505
2021-07-01 $277,450 (11.8%) $383,617 (20.7%) 0.73 599
2021-08-01 $270,200 (8.1%) $364,639 (14.1%) 0.72 661
2021-09-01 $272,425 (9.0%) $362,113 (14.1%) 0.73 675
2021-10-01 $279,950 (17.7%) $378,716 (21.4%) 0.75 660
2021-11-01 $299,900 (23.7%) $402,516 (29.0%) 0.80 575
2021-12-01 $297,225 (22.5%) $387,938 (23.2%) 0.81 521
2022-01-01 $314,500 (25.8%) $427,302 (28.9%) 0.85 448
2022-02-01 $327,425 (24.0%) $437,726 (19.8%) 0.85 378
2022-03-01 $326,125 (14.7%) $434,662 (12.3%) 0.82 382
2022-04-01 $319,950 (17.4%) $416,888 (7.6%) 0.76 430
2022-05-01 $345,613 (28.4%) $429,755 (8.4%) 0.79 552
2022-06-01 $349,900 (28.6%) $432,661 (9.6%) 0.78 687
2022-07-01 $345,000 (24.4%) $425,482 (10.9%) 0.78 913
2022-08-01 $339,225 (25.6%) $415,812 (14.0%) 0.78 893
2022-09-01 $338,788 (24.4%) $412,872 (14.0%) 0.79 887
2022-10-01 $320,375 (14.4%) $413,574 (9.2%) 0.75 970
2022-11-01 $319,900 (6.7%) $412,983 (2.6%) 0.77 1,019
2022-12-01 $315,000 (6.0%) $402,231 (3.7%) 0.78 1,021
2023-01-01 $312,500 (-0.6%) $394,430 (-7.7%) 0.77 887
2023-02-01 $324,950 (-0.8%) $411,902 (-5.9%) 0.78 787
2023-03-01 $342,500 (5.0%) $444,215 (2.2%) 0.81 710
2023-04-01 $348,700 (9.0%) $454,179 (9.0%) 0.81 684
2023-05-01 $357,425 (3.4%) $454,180 (5.7%) 0.81 712
2023-06-01 $363,475 (3.9%) $446,082 (3.1%) 0.82 768
2023-07-01 $349,900 (1.4%) $437,372 (2.8%) 0.80 858
2023-08-01 $350,000 (3.2%) $436,889 (5.1%) 0.80 934
2023-09-01 $349,000 (3.0%) $417,962 (1.2%) 0.81 1,034
2023-10-01 $331,200 (3.4%) $402,541 (-2.7%) 0.78 1,118
2023-11-01 $314,999 (-1.5%) $395,026 (-4.4%) 0.75 1,181
2023-12-01 $319,200 (1.3%) $398,587 (-0.9%) 0.78 1,136
2024-01-01 $330,000 (5.6%) $407,898 (3.4%) 0.81 1,009
2024-02-01 $337,450 (3.9%) $408,241 (-0.9%) 0.81 942
2024-03-01 $339,948 (-0.8%) $417,825 (-5.9%) 0.80 975
2024-04-01 $340,000 (-2.5%) $423,216 (-6.8%) 0.79 1,065
2024-05-01 $340,000 (-4.9%) $424,432 (-6.6%) 0.77 1,134
SPRINGFIELD's median listing price for 2024-05-01 was $340,000, a difference of $-17,425 (-4.9%) versus the prior year and $0 versus the prior month.

SPRINGFIELD's median listing price comes in at 77% of the national average.

SPRINGFIELD's average listing price for 2024-05-01 was $424,432, a difference of $-29,748 (-6.6%) versus the prior year and $1,216 versus the prior month.

For the 2024-05-01 period, SPRINGFIELD had 1,134 MLS listings, a difference of 69 listings (6%) versus the prior month and 422 listings (59%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - SPRINGFIELD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 80 days 1,923 sqft
2018-02-01 74 days 1,934 sqft
2018-03-01 53 days 1,971 sqft
2018-04-01 50 days 2,028 sqft
2018-05-01 45 days 2,117 sqft
2018-06-01 44 days 2,173 sqft
2018-07-01 45 days 2,123 sqft
2018-08-01 44 days 1,975 sqft
2018-09-01 46 days 1,930 sqft
2018-10-01 52 days 1,912 sqft
2018-11-01 58 days 1,880 sqft
2018-12-01 64 days 1,870 sqft
2019-01-01 72 days 1,888 sqft
2019-02-01 63 days 1,891 sqft
2019-03-01 55 days 1,965 sqft
2019-04-01 52 days 2,081 sqft
2019-05-01 46 days 2,137 sqft
2019-06-01 43 days 2,159 sqft
2019-07-01 47 days 2,095 sqft
2019-08-01 49 days 2,029 sqft
2019-09-01 51 days 1,987 sqft
2019-10-01 52 days 1,959 sqft
2019-11-01 52 days 1,900 sqft
2019-12-01 65 days 1,860 sqft
2020-01-01 79 days 1,860 sqft
2020-02-01 80 days 1,850 sqft
2020-03-01 61 days 1,954 sqft
2020-04-01 48 days 1,934 sqft
2020-05-01 57 days 2,000 sqft
2020-06-01 62 days 2,134 sqft
2020-07-01 44 days 2,118 sqft
2020-08-01 37 days 2,064 sqft
2020-09-01 39 days 2,031 sqft
2020-10-01 36 days 1,954 sqft
2020-11-01 43 days 1,968 sqft
2020-12-01 55 days 1,939 sqft
2021-01-01 57 days 2,000 sqft
2021-02-01 46 days 2,034 sqft
2021-03-01 38 days 2,118 sqft
2021-04-01 22 days 2,071 sqft
2021-05-01 20 days 2,074 sqft
2021-06-01 23 days 2,010 sqft
2021-07-01 23 days 2,020 sqft
2021-08-01 28 days 1,971 sqft
2021-09-01 32 days 1,923 sqft
2021-10-01 32 days 1,933 sqft
2021-11-01 39 days 1,951 sqft
2021-12-01 43 days 1,929 sqft
2022-01-01 49 days 1,946 sqft
2022-02-01 34 days 1,973 sqft
2022-03-01 24 days 2,003 sqft
2022-04-01 20 days 1,955 sqft
2022-05-01 22 days 2,000 sqft
2022-06-01 23 days 2,000 sqft
2022-07-01 29 days 1,993 sqft
2022-08-01 40 days 2,017 sqft
2022-09-01 41 days 1,947 sqft
2022-10-01 38 days 1,920 sqft
2022-11-01 44 days 1,904 sqft
2022-12-01 54 days 1,900 sqft
2023-01-01 62 days 1,924 sqft
2023-02-01 55 days 1,927 sqft
2023-03-01 47 days 1,990 sqft
2023-04-01 40 days 2,003 sqft
2023-05-01 32 days 2,066 sqft
2023-06-01 37 days 2,077 sqft
2023-07-01 32 days 2,017 sqft
2023-08-01 32 days 2,057 sqft
2023-09-01 37 days 2,004 sqft
2023-10-01 38 days 1,954 sqft
2023-11-01 42 days 1,860 sqft
2023-12-01 50 days 1,886 sqft
2024-01-01 60 days 1,910 sqft
2024-02-01 55 days 1,871 sqft
2024-03-01 38 days 1,926 sqft
2024-04-01 36 days 1,927 sqft
2024-05-01 37 days 1,876 sqft
SPRINGFIELD's median listing age (time on market) for 2024-05-01 was 37 days. This is 14% longer than the same period one year ago.

SPRINGFIELD's median square footage for active listings during the 2024-05-01 period was 1,876 sqft. One year prior, the average listing was 2,066 sqft.

SPRINGFIELD, MO Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
65604 Springfield, MO HUD Metro FMR Area $580 $590 $750 $1,050 $1,190
65610 Springfield, MO HUD Metro FMR Area $660 $660 $850 $1,200 $1,350
65612 Springfield, MO HUD Metro FMR Area $640 $640 $820 $1,160 $1,310
65614 Springfield, MO HUD Metro FMR Area $660 $660 $850 $1,200 $1,350
65617 Springfield, MO HUD Metro FMR Area $790 $790 $1,020 $1,390 $1,580
65619 Springfield, MO HUD Metro FMR Area $660 $660 $850 $1,200 $1,350
65620 Springfield, MO HUD Metro FMR Area $600 $610 $780 $1,090 $1,230
65629 Springfield, MO HUD Metro FMR Area $600 $610 $780 $1,090 $1,230
65630 Springfield, MO HUD Metro FMR Area $650 $650 $840 $1,180 $1,330
65631 Springfield, MO HUD Metro FMR Area $830 $840 $1,070 $1,500 $1,700
65632 Springfield, MO HUD Metro FMR Area $580 $580 $750 $1,050 $1,130
65636 Springfield, MO HUD Metro FMR Area $580 $580 $750 $1,050 $1,180
65644 Springfield, MO HUD Metro FMR Area $630 $630 $820 $1,150 $1,190
65648 Springfield, MO HUD Metro FMR Area $580 $590 $750 $1,060 $1,150
65652 Springfield, MO HUD Metro FMR Area $580 $580 $750 $1,050 $1,180
65653 Springfield, MO HUD Metro FMR Area $580 $580 $750 $1,050 $1,180
65656 Springfield, MO HUD Metro FMR Area $580 $580 $750 $1,050 $1,180
65657 Springfield, MO HUD Metro FMR Area $650 $650 $830 $1,170 $1,320
65662 Springfield, MO HUD Metro FMR Area $580 $580 $750 $1,050 $1,180
65667 Springfield, MO HUD Metro FMR Area $580 $580 $750 $1,050 $1,180
65669 Springfield, MO HUD Metro FMR Area $660 $660 $850 $1,200 $1,350
65705 Springfield, MO HUD Metro FMR Area $710 $720 $920 $1,290 $1,460
65706 Springfield, MO HUD Metro FMR Area $580 $580 $750 $1,050 $1,180
65713 Springfield, MO HUD Metro FMR Area $580 $580 $750 $1,050 $1,180
65714 Springfield, MO HUD Metro FMR Area $720 $730 $930 $1,310 $1,480
65720 Springfield, MO HUD Metro FMR Area $710 $720 $920 $1,290 $1,460
65721 Springfield, MO HUD Metro FMR Area $750 $750 $960 $1,350 $1,520
65725 Springfield, MO HUD Metro FMR Area $630 $640 $820 $1,090 $1,250
65728 Springfield, MO HUD Metro FMR Area $710 $720 $920 $1,290 $1,460
65737 Springfield, MO HUD Metro FMR Area $710 $720 $920 $1,290 $1,460
65738 Springfield, MO HUD Metro FMR Area $740 $740 $950 $1,340 $1,510
65742 Springfield, MO HUD Metro FMR Area $640 $640 $820 $1,150 $1,300
65746 Springfield, MO HUD Metro FMR Area $580 $580 $750 $1,050 $1,180
65753 Springfield, MO HUD Metro FMR Area $610 $620 $790 $1,110 $1,250
65754 Springfield, MO HUD Metro FMR Area $710 $720 $920 $1,290 $1,460
65757 Springfield, MO HUD Metro FMR Area $740 $740 $950 $1,340 $1,510
65759 Springfield, MO HUD Metro FMR Area $710 $720 $920 $1,290 $1,460
65765 Springfield, MO HUD Metro FMR Area $680 $680 $870 $1,220 $1,380
65770 Springfield, MO HUD Metro FMR Area $600 $600 $770 $1,070 $1,210
65771 Springfield, MO HUD Metro FMR Area $710 $720 $920 $1,290 $1,460
65781 Springfield, MO HUD Metro FMR Area $730 $730 $940 $1,320 $1,490
65801 Springfield, MO HUD Metro FMR Area $680 $680 $870 $1,220 $1,380
65802 Springfield, MO HUD Metro FMR Area $640 $640 $820 $1,150 $1,300
65803 Springfield, MO HUD Metro FMR Area $650 $660 $840 $1,180 $1,330
65804 Springfield, MO HUD Metro FMR Area $680 $690 $880 $1,240 $1,400
65805 Springfield, MO HUD Metro FMR Area $680 $680 $870 $1,220 $1,380
65806 Springfield, MO HUD Metro FMR Area $670 $670 $860 $1,210 $1,370
65807 Springfield, MO HUD Metro FMR Area $750 $760 $970 $1,360 $1,540
65808 Springfield, MO HUD Metro FMR Area $680 $680 $870 $1,220 $1,380
65809 Springfield, MO HUD Metro FMR Area $810 $810 $1,040 $1,460 $1,650
65810 Springfield, MO HUD Metro FMR Area $780 $780 $1,000 $1,410 $1,590
65814 Springfield, MO HUD Metro FMR Area $680 $680 $870 $1,220 $1,380
65890 Springfield, MO HUD Metro FMR Area $680 $680 $870 $1,220 $1,380
65898 Springfield, MO HUD Metro FMR Area $680 $680 $870 $1,220 $1,380

2022 Average & Median Rent Data Statistics
SPRINGFIELD, MO average 1BR rent: $667, median: $660
SPRINGFIELD, MO average 2BR rent: $856, median: $850
SPRINGFIELD, MO average 3BR rent: $1,200, median: $1,200

SPRINGFIELD, MO Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 6,206 $1,580,500,000 $254,673
Refi 1,257 $258,195,000 $205,406
Cash Out Refi 1,052 $181,650,000 $172,671
Other 855 $70,445,000 $82,392
Home Improvement 727 $62,445,000 $85,894
NA 4 $380,000 $95,000

Springfield's most frequently cited loan purpose was Home Purchase, with 6,206 originations. The 2nd most popular reason was Refi, with 1,257 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 3,583 $800,615,000 $223,448
7-8% 2,504 $526,320,000 $210,192
Over 8% 1,511 $180,145,000 $119,222
5-6% 1,082 $261,850,000 $242,006
4-5% 103 $49,895,000 $484,417
2.5-3% 96 $11,990,000 $124,896
<2.5% 70 $13,290,000 $189,857
3-4% 26 $9,610,000 $369,615

During 2023, Springfield's most frequently originated rate bucket was 6-7%, with 3,583 originations.

Loan Sizing (SPRINGFIELD, MO MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 3,380 $509,450,000 $150,725