SPRINGFIELD Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Springfield averaged
6.68%
for the week of 2023-03-16, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2023-03-09) was
6.91% and
one month ago for the week of 2023-02-09, the
average rate was 6.5%.
Springfield's average rate one year ago was 3.74%.
For refis of the same type during the week of 2023-03-16, the average rate
was 6.58%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-03-16 | 6.6% |
| Springfield 30 Year Fixed Rate | 2023-03-16 | 6.68% |
| Springfield 30 Year Fixed Rate Refi | 2023-03-16 | 6.58% |
| Springfield 15 Year Fixed Rate | 2023-03-16 | 6.22% |
| Springfield 15 Year Fixed Rate Refi | 2023-03-16 | 6.68% |
| Springfield 30 Year FHA | 2023-03-16 | 6.47% |
| Springfield 30 Year FHA Refi | 2023-03-16 | 6.32% |
| Springfield 30 Year USDA | 2023-03-16 | 6.21% |
| Springfield 30 Year USDA Refi | 2023-03-16 | 6.26% |
| Springfield 30 Year VA | 2023-03-16 | 6.06% |
| Springfield 30 Year VA Refi | 2023-03-16 | 5.69% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SPRINGFIELD, MO.
SPRINGFIELD Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SPRINGFIELD, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
SPRINGFIELD Average Closing Costs & Other Stats
SPRINGFIELD, MO's 218 lenders originated 14,417
loans during 2022. The total origination value was $3,234,905,000, with an average loan value of
$224,381.
SPRINGFIELD's average closing costs are $3,570.
The top SPRINGFIELD lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with
616 loans originated. Their average total fees are
$2,957, which is $10
lower than the next largest lender,
ASSEMBLIES OF GOD Credit Union.
The lowest fee SPRINGFIELD lenders (with over 10 loans originated) are
Sullivan Bank ($1,856), EVERETT FINANCIAL, INC. ($1,865), Southern Bank ($1,930), UMB Bank ($2,185) and DELMAR FINANCIAL COMPANY ($2,536).
The lowest rate SPRINGFIELD lenders (with over 10 loans originated) are
BETTER MORTGAGE CORPORATION (3.99%), LOANPAL, LLC (4.02%), Oakstar Bank (4.17%), The Bank of Missouri (4.17%) and Bank of America (4.26%).
SPRINGFIELD, MO Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| FLAT BRANCH MORTGAGE, INC. | $352,675,000 | $210,880,000 | -40.2% | 6.5% |
| Oakstar Bank | $243,970,000 | $200,745,000 | -17.7% | 6.2% |
| The Central Trust Bank | $243,535,000 | $176,270,000 | -27.6% | 5.4% |
| QUICKEN LOANS, LLC | $225,730,000 | $128,220,000 | -43.2% | 4.0% |
| Springfield First Community Bank | $117,720,000 | $123,850,000 | 5.2% | 3.8% |
| Great Southern Bank | $156,270,000 | $106,175,000 | -32.1% | 3.3% |
| DAS Acquisition Company, LLC | $160,940,000 | $106,060,000 | -34.1% | 3.3% |
| GERSHMAN INVESTMENT CORP. | $163,025,000 | $103,745,000 | -36.4% | 3.2% |
| ASSEMBLIES OF GOD Credit Union | $128,230,000 | $101,820,000 | -20.6% | 3.1% |
| Arvest Bank | $140,540,000 | $98,370,000 | -30.0% | 3.0% |
| U.S. Bank | $97,345,000 | $91,150,000 | -6.4% | 2.8% |
| Southern Bank | $57,820,000 | $81,910,000 | 41.7% | 2.5% |
| The Bank of Missouri | $71,215,000 | $77,045,000 | 8.2% | 2.4% |
| Mortgage Research Center, LLC | $75,140,000 | $75,125,000 | 0.0% | 2.3% |
| Sullivan Bank | $43,575,000 | $66,610,000 | 52.9% | 2.1% |
| Capitol Federal Savings Bank | $43,010,000 | $62,165,000 | 44.5% | 1.9% |
| BancorpSouth Bank | $85,445,000 | $59,285,000 | -30.6% | 1.8% |
| PENNYMAC LOAN SERVICES, LLC | $145,595,000 | $59,080,000 | -59.4% | 1.8% |
| UNITED WHOLESALE MORTGAGE, LLC | $55,760,000 | $56,080,000 | 0.6% | 1.7% |
| Commerce Bank | $45,900,000 | $50,445,000 | 9.9% | 1.6% |
| BLUCURRENT | $42,405,000 | $50,140,000 | 18.2% | 1.5% |
| Mid-Missouri Bank | $19,900,000 | $46,340,000 | 132.9% | 1.4% |
| Old Missouri Bank | $26,870,000 | $45,710,000 | 70.1% | 1.4% |
| Legacy Bank & Trust Company | $81,915,000 | $43,035,000 | -47.5% | 1.3% |
| BROKER SOLUTIONS, INC. | $65,215,000 | $36,660,000 | -43.8% | 1.1% |
| Simmons Bank | $23,065,000 | $32,820,000 | 42.3% | 1.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $51,760,000 | $32,460,000 | -37.3% | 1.0% |
| Hawthorn Bank | $39,295,000 | $31,135,000 | -20.8% | 1.0% |
| LOANDEPOT.COM, LLC | $52,240,000 | $27,170,000 | -48.0% | 0.8% |
| CU Community Credit Union | $23,870,000 | n/a | 0.7% | |
| Peoples Community Bank | $9,610,000 | $22,440,000 | 133.5% | 0.7% |
| FREEDOM MORTGAGE CORPORATION | $91,710,000 | $22,345,000 | -75.6% | 0.7% |
| Wells Fargo Bank | $45,625,000 | $22,240,000 | -51.3% | 0.7% |
| NAVY FEDERAL CREDIT UNION | $16,185,000 | $21,610,000 | 33.5% | 0.7% |
| Ozark Bank | $19,815,000 | $20,990,000 | 5.9% | 0.6% |
| Regent Bank | $18,945,000 | $20,705,000 | 9.3% | 0.6% |
| Grandbridge Real Estate Capital LLC | $23,925,000 | $18,910,000 | -21.0% | 0.6% |
| AMERISAVE MORTGAGE CORPORATION | $25,370,000 | $18,780,000 | -26.0% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $25,030,000 | $18,560,000 | -25.8% | 0.6% |
| KeyBank | $490,000 | $17,400,000 | 3,451.0% | 0.5% |
| Freedom Bank of Southern Missouri | $16,500,000 | $15,295,000 | -7.3% | 0.5% |
| Servion, Inc. | $19,665,000 | $14,910,000 | -24.2% | 0.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $44,155,000 | $14,655,000 | -66.8% | 0.5% |
| UMB Bank | $19,550,000 | $13,970,000 | -28.5% | 0.4% |
| GUARANTEED RATE, INC. | $15,755,000 | $13,955,000 | -11.4% | 0.4% |
| The Seymour Bank | $13,890,000 | n/a | 0.4% | |
| Citizens Bank of Rogersville | $23,830,000 | $13,430,000 | -43.6% | 0.4% |
| HOME POINT FINANCIAL CORPORATION | $21,315,000 | $13,385,000 | -37.2% | 0.4% |
| Bank of America | $26,545,000 | $13,270,000 | -50.0% | 0.4% |
| O'Bannon Banking Company | $13,240,000 | n/a | 0.4% | |
| BANK OF LITTLE ROCK MORTGAGE CORPORATION | $13,215,000 | n/a | 0.4% | |
| USAA Federal Savings Bank | $16,575,000 | $12,790,000 | -22.8% | 0.4% |
| MOVEMENT MORTGAGE, LLC | $13,090,000 | $12,745,000 | -2.6% | 0.4% |
| Associated Bank | $19,275,000 | $12,090,000 | -37.3% | 0.4% |
| Bankers Trust Company | $11,870,000 | n/a | 0.4% | |
| Bell Bank | $205,000 | $11,820,000 | 5,665.9% | 0.4% |
| Regions Bank | $15,770,000 | $10,740,000 | -31.9% | 0.3% |
| First Midwest Bank of Dexter | $10,725,000 | n/a | 0.3% | |
| HomePride Bank | $10,225,000 | n/a | 0.3% | |
| JPMorgan Chase Bank | $18,460,000 | $9,915,000 | -46.3% | 0.3% |
| First Community Bank | $5,195,000 | $8,830,000 | 70.0% | 0.3% |
| NEWREZ LLC | $12,590,000 | $7,765,000 | -38.3% | 0.2% |
| MORTGAGE FINANCIAL SERVICES, LLC | $6,810,000 | n/a | 0.2% | |
| CALIBER HOME LOANS, INC. | $20,540,000 | $6,720,000 | -67.3% | 0.2% |
| NEW DAY FINANCIAL, LLC | $9,980,000 | $6,650,000 | -33.4% | 0.2% |
| AMERICAN FINANCING CORPORATION | $7,200,000 | $5,955,000 | -17.3% | 0.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $12,230,000 | $5,855,000 | -52.1% | 0.2% |
| BETTER MORTGAGE CORPORATION | $19,830,000 | $5,760,000 | -71.0% | 0.2% |
| NBKC BANK | $3,245,000 | $5,665,000 | 74.6% | 0.2% |
| EVERETT FINANCIAL, INC. | $2,250,000 | $5,485,000 | 143.8% | 0.2% |
| LOANPAL, LLC | $1,775,000 | $5,265,000 | 196.6% | 0.2% |
| Equity Prime Mortgage LLC | $500,000 | $5,215,000 | 943.0% | 0.2% |
| Peoples Bank | $135,000 | $5,170,000 | 3,729.6% | 0.2% |
| GENEVA FINANCIAL, LLC | $4,200,000 | $5,135,000 | 22.3% | 0.2% |
| Carrington Mortgage Services, LLC | $8,215,000 | $4,985,000 | -39.3% | 0.2% |
| Foundation Credit Union | $4,820,000 | n/a | 0.1% | |
| Flagstar Bank, FSB | $7,810,000 | $4,800,000 | -38.5% | 0.1% |
| DELMAR FINANCIAL COMPANY | $6,825,000 | $4,620,000 | -32.3% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $10,775,000 | $4,590,000 | -57.4% | 0.1% |
| ENCORE BANK | $4,820,000 | $4,575,000 | -5.1% | 0.1% |
| Ally Bank | $4,275,000 | $4,335,000 | 1.4% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $5,040,000 | $4,330,000 | -14.1% | 0.1% |
| GUILD MORTGAGE COMPANY | $5,205,000 | $4,305,000 | -17.3% | 0.1% |
| The Citizens Bank | $4,205,000 | n/a | 0.1% | |
| VILLAGE CAPITAL MORTGAGE | $11,960,000 | $4,155,000 | -65.3% | 0.1% |
| The Federal Savings Bank | $5,625,000 | $4,095,000 | -27.2% | 0.1% |
| Farmers and Merchants Bank of St. Clair | $375,000 | $4,045,000 | 978.7% | 0.1% |
| Charles Schwab Bank, SSB | $1,000,000 | $4,005,000 | 300.5% | 0.1% |
| Bank of Washington | $3,935,000 | n/a | 0.1% | |
| UNION HOME MORTGAGE CORP. | $2,550,000 | $3,775,000 | 48.0% | 0.1% |
| BMO Harris Bank | $650,000 | $3,735,000 | 474.6% | 0.1% |
| Plains Commerce Bank | $5,710,000 | $3,610,000 | -36.8% | 0.1% |
| Northpointe Bank | $33,175,000 | $3,530,000 | -89.4% | 0.1% |
| CMG MORTGAGE, INC. | $6,220,000 | $3,510,000 | -43.6% | 0.1% |
| Discover Bank | $2,835,000 | $3,495,000 | 23.3% | 0.1% |
| PLANET HOME LENDING, LLC | $5,555,000 | $3,470,000 | -37.5% | 0.1% |
| ON Q FINANCIAL, INC. | $8,155,000 | $3,430,000 | -57.9% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $4,375,000 | $3,380,000 | -22.7% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $4,925,000 | $3,355,000 | -31.9% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $7,175,000 | $3,310,000 | -53.9% | 0.1% |
| Prosperity Home Mortgage, LLC | $7,985,000 | $3,235,000 | -59.5% | 0.1% |
| PNC Bank | $2,125,000 | $3,115,000 | 46.6% | 0.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $4,325,000 | $3,070,000 | -29.0% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $3,715,000 | $3,050,000 | -17.9% | 0.1% |
| Deere Employees Credit Union | $4,235,000 | $3,030,000 | -28.5% | 0.1% |
| North American Savings Bank, F.S.B. | $2,725,000 | $3,015,000 | 10.6% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,355,000 | $2,935,000 | 116.6% | 0.1% |
| Wood & Huston Bank | $4,270,000 | $2,925,000 | -31.5% | 0.1% |
| First Guaranty Mortgage Corporation | $16,555,000 | $2,910,000 | -82.4% | 0.1% |
| Ameris Bank | $505,000 | $2,825,000 | 459.4% | 0.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $4,135,000 | $2,645,000 | -36.0% | 0.1% |
| Stockmens Bank | $3,360,000 | $2,635,000 | -21.6% | 0.1% |
| PHH Mortgage Corporation | $2,865,000 | $2,535,000 | -11.5% | 0.1% |
| Members Mortgage Services, L.L.C. | $1,140,000 | $2,515,000 | 120.6% | 0.1% |
| SIRVA MORTGAGE, INC. | $1,075,000 | $2,470,000 | 129.8% | 0.1% |
| First State Community Bank | $5,160,000 | $2,195,000 | -57.5% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $2,365,000 | $2,160,000 | -8.7% | 0.1% |
| MISSOURI ELECTRIC COOPERATIVES EMPL | $5,270,000 | $2,150,000 | -59.2% | 0.1% |
| Midwest Mortgage Associates Corporation | $2,180,000 | $2,125,000 | -2.5% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $4,995,000 | $2,090,000 | -58.2% | 0.1% |
| Mid-Continent Funding, Inc. | $1,460,000 | $2,075,000 | 42.1% | 0.1% |
| GUARANTY HOME MORTGAGE CORPORATION | $440,000 | $2,040,000 | 363.6% | 0.1% |
| Equity Bank | $2,250,000 | $2,005,000 | -10.9% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,320,000 | $1,995,000 | 51.1% | 0.1% |
| AMERICAN ADVISORS GROUP | $2,535,000 | $1,880,000 | -25.8% | 0.1% |
| BTC BANK | $865,000 | $1,860,000 | 115.0% | 0.1% |
| FirstBank | $750,000 | $1,705,000 | 127.3% | 0.1% |
| ZILLOW HOME LOANS, LLC | $2,750,000 | $1,700,000 | -38.2% | 0.1% |
| MORTGAGE SOLUTIONS LLC | $625,000 | $1,595,000 | 155.2% | 0.0% |
| COMMUNITY MORTGAGE, LLC | $1,650,000 | $1,555,000 | -5.8% | 0.0% |
| M&T Bank | $2,530,000 | $1,540,000 | -39.1% | 0.0% |
| BOKF | $2,350,000 | $1,510,000 | -35.7% | 0.0% |
| Truist | $1,450,000 | $1,510,000 | 4.1% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $995,000 | $1,465,000 | 47.2% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $2,465,000 | $1,450,000 | -41.2% | 0.0% |
| ENDEAVOR CAPITAL, LLC. | $5,275,000 | $1,440,000 | -72.7% | 0.0% |
| 21ST MORTGAGE CORPORATION | $1,415,000 | $1,390,000 | -1.8% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $3,195,000 | $1,355,000 | -57.6% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $1,585,000 | $1,350,000 | -14.8% | 0.0% |
| FINANCE OF AMERICA MORTGAGE LLC | $745,000 | $1,350,000 | 81.2% | 0.0% |
| River Region Credit Union | $535,000 | $1,350,000 | 152.3% | 0.0% |
| NBH Bank | $1,550,000 | $1,305,000 | -15.8% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,485,000 | $1,280,000 | -13.8% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $900,000 | $1,275,000 | 41.7% | 0.0% |
| S1L, Inc. | $675,000 | $1,270,000 | 88.1% | 0.0% |
| NP, Inc. | $1,235,000 | n/a | 0.0% | |
| CHERRY CREEK MORTGAGE, LLC | $1,110,000 | $1,225,000 | 10.4% | 0.0% |
| KS StateBank | $1,370,000 | $1,155,000 | -15.7% | 0.0% |
| Pinnacle Bank | $720,000 | $1,145,000 | 59.0% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $3,585,000 | $1,135,000 | -68.3% | 0.0% |
| Bank of England | $2,215,000 | $1,130,000 | -49.0% | 0.0% |
| SUMMIT FUNDING, INC. | $1,210,000 | $1,120,000 | -7.4% | 0.0% |
| 1ST MIDAMERICA | $85,000 | $1,100,000 | 1,194.1% | 0.0% |
| AMWEST FUNDING CORP. | $1,100,000 | n/a | 0.0% | |
| First Mortgage Solutions, LLC | $925,000 | $1,095,000 | 18.4% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $1,060,000 | n/a | 0.0% | |
| Figure Lending LLC | $1,150,000 | $1,055,000 | -8.3% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $375,000 | $1,015,000 | 170.7% | 0.0% |
| Armed Forces Bank | $205,000 | $985,000 | 380.5% | 0.0% |
| COMMUNITYAMERICA | $3,290,000 | $985,000 | -70.1% | 0.0% |
| Southwest Missouri Bank | $2,020,000 | $980,000 | -51.5% | 0.0% |
| Sunflower Bank | $355,000 | $980,000 | 176.1% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $425,000 | $950,000 | 123.5% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $455,000 | $950,000 | 108.8% | 0.0% |
| TIB The Independent Bankersbank | $1,810,000 | $935,000 | -48.3% | 0.0% |
| KELLER MORTGAGE, LLC | $3,605,000 | $905,000 | -74.9% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $1,520,000 | $890,000 | -41.4% | 0.0% |
| ARC HOME LLC | $880,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $1,070,000 | $850,000 | -20.6% | 0.0% |
| LENDSURE MORTGAGE CORP. | $2,820,000 | $835,000 | -70.4% | 0.0% |
| The Huntington National Bank | $2,050,000 | $820,000 | -60.0% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $2,075,000 | $805,000 | -61.2% | 0.0% |
| Frontier Bank | $785,000 | n/a | 0.0% | |
| AMERICA'S CREDIT UNION | $2,440,000 | $780,000 | -68.0% | 0.0% |
| Wyndham Capital Mortgage, Inc. | $3,690,000 | $780,000 | -78.9% | 0.0% |
| Hometown Lenders, Inc. | $7,035,000 | $770,000 | -89.1% | 0.0% |
| Midwest Heritage Bank FSB | $330,000 | $750,000 | 127.3% | 0.0% |
| FIRST COMMUNITY | $215,000 | $745,000 | 246.5% | 0.0% |
| Nations Lending Corporation | $525,000 | $745,000 | 41.9% | 0.0% |
| BNC National Bank | $1,965,000 | $735,000 | -62.6% | 0.0% |
| Citibank | $440,000 | $735,000 | 67.0% | 0.0% |
| JLB CORPORATION | $1,825,000 | $730,000 | -60.0% | 0.0% |
| Stifel Bank and Trust | $1,670,000 | $720,000 | -56.9% | 0.0% |
| FCS Financial FLCA | $1,745,000 | $710,000 | -59.3% | 0.0% |
| Gateway First Bank | $24,130,000 | $705,000 | -97.1% | 0.0% |
| OCMBC, INC. | $705,000 | n/a | 0.0% | |
| American Bank of Oklahoma | $280,000 | $695,000 | 148.2% | 0.0% |
| CANOPY MORTGAGE, LLC | $2,690,000 | $685,000 | -74.5% | 0.0% |
| Citizens Bank | $485,000 | $680,000 | 40.2% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,510,000 | $675,000 | -55.3% | 0.0% |
| BNY Mellon | $675,000 | n/a | 0.0% | |
| First National Bank of North Arkansas | $675,000 | n/a | 0.0% | |
| SILVER HILL FUNDING, LLC | $135,000 | $670,000 | 396.3% | 0.0% |
| Republic Bank & Trust Company | $690,000 | $660,000 | -4.3% | 0.0% |
| AmeriHome Mortgage Company, LLC | $475,000 | $655,000 | 37.9% | 0.0% |
| American Airlines Federal Credit Union | $255,000 | $645,000 | 152.9% | 0.0% |
| FirstTrust Home Loans, Inc. | $725,000 | $645,000 | -11.0% | 0.0% |
| EMBRACE HOME LOANS, INC. | $1,075,000 | $625,000 | -41.9% | 0.0% |
| Amarillo National Bank | $470,000 | $605,000 | 28.7% | 0.0% |
| PREMIA MORTGAGE, LLC | $675,000 | $600,000 | -11.1% | 0.0% |
| First Horizon Bank | $1,655,000 | $585,000 | -64.7% | 0.0% |
| Enterprise Bank & Trust | $565,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $560,000 | n/a | 0.0% | |
| Low VA Rates, LLC | $5,200,000 | $550,000 | -89.4% | 0.0% |
| First Bank | $640,000 | $535,000 | -16.4% | 0.0% |
| Paramount Bank | $125,000 | $535,000 | 328.0% | 0.0% |
| Goldwater Bank, N.A. | $400,000 | $525,000 | 31.3% | 0.0% |
| First Savings Bank | $870,000 | $520,000 | -40.2% | 0.0% |
| Truity Federal Credit Union | $505,000 | n/a | 0.0% | |
| FIRST INTEGRITY MORTGAGE SERVICES, INC. | $270,000 | $500,000 | 85.2% | 0.0% |
| First Internet Bank of Indiana | $625,000 | $500,000 | -20.0% | 0.0% |
| Financial Funding Solutions, Inc. | $490,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $350,000 | $480,000 | 37.1% | 0.0% |
| Rock Canyon Bank | $475,000 | n/a | 0.0% | |
| REVERSE MORTGAGE FUNDING LLC | $205,000 | $465,000 | 126.8% | 0.0% |
| Anstaff Bank | $145,000 | $460,000 | 217.2% | 0.0% |
| Bethpage Federal Credit Union | $460,000 | n/a | 0.0% | |
| PURDUE FEDERAL CREDIT UNION | $460,000 | n/a | 0.0% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $405,000 | $455,000 | 12.3% | 0.0% |
| First Federal Bank of Kansas City | $1,020,000 | $455,000 | -55.4% | 0.0% |
| First National Bank of America | $450,000 | n/a | 0.0% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $470,000 | $450,000 | -4.3% | 0.0% |
| Chicago Mortgage Solutions LLC | $445,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $440,000 | n/a | 0.0% | |
| Flanagan State Bank | $1,760,000 | $435,000 | -75.3% | 0.0% |
| Magnolia Bank | $2,625,000 | $430,000 | -83.6% | 0.0% |
| JAMES B. NUTTER & COMPANY | $250,000 | $415,000 | 66.0% | 0.0% |
| Waterstone Mortgage Corporation | $410,000 | n/a | 0.0% | |
| FCB Banks | $405,000 | n/a | 0.0% | |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $300,000 | $405,000 | 35.0% | 0.0% |
| Peoples Bank | $135,000 | $405,000 | 200.0% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $400,000 | n/a | 0.0% | |
| Community National Bank & Trust | $285,000 | $395,000 | 38.6% | 0.0% |
| T2 FINANCIAL LLC | $395,000 | n/a | 0.0% | |
| Central National Bank | $1,130,000 | $390,000 | -65.5% | 0.0% |
| CITIZENS EQUITY FIRST | $270,000 | $385,000 | 42.6% | 0.0% |
| Gold Coast Bank | $380,000 | n/a | 0.0% | |
| NFM, INC. | $380,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $900,000 | $370,000 | -58.9% | 0.0% |
| Fifth Third Bank | $720,000 | $370,000 | -48.6% | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $410,000 | $370,000 | -9.8% | 0.0% |
| FRONTIER FINANCIAL, INC. | $360,000 | n/a | 0.0% | |
| Morgan Stanley Private Bank | $920,000 | $360,000 | -60.9% | 0.0% |
| Midwest BankCentre | $640,000 | $345,000 | -46.1% | 0.0% |
| Cornerstone First Mortgage, Inc | $340,000 | n/a | 0.0% | |
| ACCESS CAPITAL FUNDING, L.L.C. | $950,000 | $335,000 | -64.7% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $335,000 | n/a | 0.0% | |
| Ixonia Bank | $335,000 | $335,000 | 0.0% | 0.0% |
| Mortgage Investment Services Corporation | $745,000 | $330,000 | -55.7% | 0.0% |
| DIGITAL Federal Credit Union | $325,000 | n/a | 0.0% | |
| F&B Acquisition Group LLC | $135,000 | $320,000 | 137.0% | 0.0% |
| First Interstate Bank | $315,000 | n/a | 0.0% | |
| Zions Bancorporation, N.A. | $315,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $840,000 | $305,000 | -63.7% | 0.0% |
| Farmers Bank & Trust | $205,000 | $290,000 | 41.5% | 0.0% |
| GNBank | $65,000 | $290,000 | 346.2% | 0.0% |
| Ozarks Federal Savings and Loan Association | $285,000 | n/a | 0.0% | |
| First Western Trust Bank | $405,000 | $275,000 | -32.1% | 0.0% |
| People's Bank of Seneca | $750,000 | $275,000 | -63.3% | 0.0% |
| The Union Bank Company | $265,000 | $275,000 | 3.8% | 0.0% |
| MISSOURI Credit Union | $660,000 | $270,000 | -59.1% | 0.0% |
| AmRes Corporation | $265,000 | n/a | 0.0% | |
| Citizens Community Bank | $245,000 | $265,000 | 8.2% | 0.0% |
| Community Bank | $265,000 | n/a | 0.0% | |
| Heritage Bank | $265,000 | n/a | 0.0% | |
| Victorian Finance, LLC | $285,000 | $265,000 | -7.0% | 0.0% |
| SCOTT CREDIT UNION | $400,000 | $260,000 | -35.0% | 0.0% |
| ACADEMY MORTGAGE CORPORATION | $235,000 | $255,000 | 8.5% | 0.0% |
| Texana Bank | $255,000 | n/a | 0.0% | |
| Amerifirst Financial, Inc. | $320,000 | $250,000 | -21.9% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $210,000 | $250,000 | 19.0% | 0.0% |
| MICHIGAN MUTUAL, INC. | $245,000 | n/a | 0.0% | |
| Old National Bank | $245,000 | n/a | 0.0% | |
| TruHome Solutions, LLC | $145,000 | $245,000 | 69.0% | 0.0% |
| CrossFirst Bank | $235,000 | n/a | 0.0% | |
| People's Savings Bank of Rhineland | $75,000 | $235,000 | 213.3% | 0.0% |
| The Union State Bank of Everest | $325,000 | $235,000 | -27.7% | 0.0% |
| Baxter Credit Union | $1,375,000 | $230,000 | -83.3% | 0.0% |
| LIMA ONE CAPITAL, LLC | $230,000 | n/a | 0.0% | |
| Farmers State Bank | $510,000 | $225,000 | -55.9% | 0.0% |
| SM Federal Credit Union | $225,000 | n/a | 0.0% | |
| Adams Bank & Trust | $215,000 | n/a | 0.0% | |
| Bank of Springfield | $205,000 | n/a | 0.0% | |
| Black Hills Community Bank | $205,000 | n/a | 0.0% | |
| Brighton Bank | $205,000 | n/a | 0.0% | |
| Deseret First Credit Union | $205,000 | n/a | 0.0% | |
| Operating Engineers Local Union #3 | $205,000 | n/a | 0.0% | |
| Renasant Bank | $285,000 | $205,000 | -28.1% | 0.0% |
| Colonial Savings, F.A. | $1,240,000 | $195,000 | -84.3% | 0.0% |
| First Federal Bank | $1,040,000 | $195,000 | -81.3% | 0.0% |
| First State Bank of St. Charles, Missouri | $2,195,000 | $195,000 | -91.1% | 0.0% |
| Cornerstone Bank | $185,000 | n/a | 0.0% | |
| HomeBank | $185,000 | n/a | 0.0% | |
| Academy Bank | $315,000 | $175,000 | -44.4% | 0.0% |
| Community Mortgage Banc Corporation | $165,000 | $175,000 | 6.1% | 0.0% |
| Independent Bank | $175,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $175,000 | n/a | 0.0% | |
| ANGEL OAK HOME LOANS LLC | $165,000 | n/a | 0.0% | |
| JUSTICE Federal Credit Union | $165,000 | n/a | 0.0% | |
| FOUR POINTS | $445,000 | $160,000 | -64.0% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $145,000 | $155,000 | 6.9% | 0.0% |
| TEACHERS CREDIT UNION | $155,000 | n/a | 0.0% | |
| TOWER | $15,000 | $155,000 | 933.3% | 0.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | $6,030,000 | $145,000 | -97.6% | 0.0% |
| The Bank of Old Monroe | $125,000 | n/a | 0.0% | |
| Alliant Bank | $305,000 | $115,000 | -62.3% | 0.0% |
| Meridian Bank Corporation | $115,000 | n/a | 0.0% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $315,000 | $115,000 | -63.5% | 0.0% |
| Bank of the West | $105,000 | n/a | 0.0% | |
| Community State Bank of Missouri | $105,000 | n/a | 0.0% | |
| FAMILY FINANCE MORTGAGE, LLC | $725,000 | $105,000 | -85.5% | 0.0% |
| First National Bank of Omaha | $950,000 | $105,000 | -88.9% | 0.0% |
| THOMPSON KANE & COMPANY, LLC | $105,000 | n/a | 0.0% | |
| First Federal Savings and Loan Bank | $100,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $45,000 | $95,000 | 111.1% | 0.0% |
| MidFirst Bank | $95,000 | n/a | 0.0% | |
| The Maries County Bank | $95,000 | n/a | 0.0% | |
| Mazuma Credit Union | $410,000 | $85,000 | -79.3% | 0.0% |
| AFFINITY | $220,000 | $75,000 | -65.9% | 0.0% |
| HOMESITE MORTGAGE, LLC | $65,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $75,000 | $65,000 | -13.3% | 0.0% |
| First-Citizens Bank & Trust Company | $55,000 | n/a | 0.0% | |
| First Midwest Bank of Poplar Bluff | $205,000 | $55,000 | -73.2% | 0.0% |
| Transportation Federal Credit Union | $50,000 | $55,000 | 10.0% | 0.0% |
| Tyndall Federal Credit Union | $45,000 | n/a | 0.0% | |
| Carrollton Bank | $105,000 | $25,000 | -76.2% | 0.0% |
| UNITED | $280,000 | $25,000 | -91.1% | 0.0% |
| Busey Bank | $15,000 | n/a | 0.0% |
SPRINGFIELD's top lender by overall market share is FLAT BRANCH MORTGAGE, INC., with 6.5% market share. In second place, with 6.2%, is Oakstar Bank, having originated $200,745,000 in loans. In third place, with 5.4%, is The Central Trust Bank, having originated $176,270,000 in loans. In fourth place, with 4.0%, is QUICKEN LOANS, LLC, having originated $128,220,000 in loans. In fifth place, with 3.8%, is Springfield First Community Bank, having originated $123,850,000 in loans.
SPRINGFIELD Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - SPRINGFIELD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $176,900 (14.0%) | $239,476 (13.2%) | 0.66 | 1,628 |
| 2018-02-01 | $183,925 (15.0%) | $240,957 (12.3%) | 0.67 | 1,570 |
| 2018-03-01 | $189,900 (11.8%) | $244,326 (8.0%) | 0.67 | 1,527 |
| 2018-04-01 | $199,925 (11.1%) | $255,802 (6.2%) | 0.68 | 1,510 |
| 2018-05-01 | $207,950 (15.6%) | $263,607 (8.4%) | 0.69 | 1,517 |
| 2018-06-01 | $217,000 (19.7%) | $269,986 (10.1%) | 0.72 | 1,663 |
| 2018-07-01 | $205,000 (14.0%) | $266,342 (9.4%) | 0.68 | 1,775 |
| 2018-08-01 | $189,900 (4.8%) | $250,567 (2.4%) | 0.64 | 1,944 |
| 2018-09-01 | $189,500 (5.3%) | $246,948 (2.6%) | 0.64 | 1,956 |
| 2018-10-01 | $186,950 (3.9%) | $243,010 (0.9%) | 0.63 | 1,955 |
| 2018-11-01 | $183,250 (2.1%) | $241,238 (0.6%) | 0.62 | 1,928 |
| 2018-12-01 | $182,900 (3.4%) | $238,283 (-0.7%) | 0.63 | 1,815 |
| 2019-01-01 | $189,900 (7.4%) | $241,336 (0.8%) | 0.66 | 1,629 |
| 2019-02-01 | $192,175 (4.5%) | $242,498 (0.6%) | 0.65 | 1,569 |
| 2019-03-01 | $205,714 (8.3%) | $252,295 (3.3%) | 0.67 | 1,475 |
| 2019-04-01 | $222,500 (11.3%) | $266,045 (4.0%) | 0.71 | 1,381 |
| 2019-05-01 | $237,400 (14.2%) | $277,884 (5.4%) | 0.74 | 1,364 |
| 2019-06-01 | $231,450 (6.7%) | $280,621 (3.9%) | 0.72 | 1,522 |
| 2019-07-01 | $227,400 (10.9%) | $275,991 (3.6%) | 0.71 | 1,565 |
| 2019-08-01 | $223,536 (17.7%) | $270,230 (7.9%) | 0.71 | 1,647 |
| 2019-09-01 | $221,491 (16.9%) | $268,176 (8.6%) | 0.71 | 1,662 |
| 2019-10-01 | $220,152 (17.8%) | $266,502 (9.7%) | 0.71 | 1,683 |
| 2019-11-01 | $217,500 (18.7%) | $261,791 (8.5%) | 0.71 | 1,700 |
| 2019-12-01 | $214,900 (17.5%) | $261,209 (9.6%) | 0.72 | 1,577 |
| 2020-01-01 | $217,450 (14.5%) | $265,065 (9.8%) | 0.73 | 1,455 |
| 2020-02-01 | $219,900 (14.4%) | $273,009 (12.6%) | 0.72 | 1,343 |
| 2020-03-01 | $228,750 (11.2%) | $287,344 (13.9%) | 0.72 | 1,290 |
| 2020-04-01 | $229,900 (3.3%) | $283,465 (6.6%) | 0.72 | 1,350 |
| 2020-05-01 | $243,900 (2.7%) | $300,018 (8.0%) | 0.74 | 1,202 |
| 2020-06-01 | $256,023 (10.6%) | $316,962 (13.0%) | 0.75 | 1,068 |
| 2020-07-01 | $248,550 (9.3%) | $317,831 (15.2%) | 0.72 | 1,031 |
| 2020-08-01 | $249,900 (11.8%) | $319,539 (18.3%) | 0.72 | 986 |
| 2020-09-01 | $249,950 (12.9%) | $317,385 (18.4%) | 0.72 | 989 |
| 2020-10-01 | $237,900 (8.1%) | $311,976 (17.1%) | 0.68 | 1,017 |
| 2020-11-01 | $242,450 (11.5%) | $312,002 (19.2%) | 0.71 | 916 |
| 2020-12-01 | $242,625 (12.9%) | $314,952 (20.6%) | 0.72 | 814 |
| 2021-01-01 | $250,000 (15.0%) | $331,455 (25.1%) | 0.75 | 689 |
| 2021-02-01 | $263,975 (20.0%) | $365,284 (33.8%) | 0.77 | 509 |
| 2021-03-01 | $284,400 (24.3%) | $386,983 (34.7%) | 0.81 | 410 |
| 2021-04-01 | $272,500 (18.5%) | $387,313 (36.6%) | 0.74 | 397 |
| 2021-05-01 | $269,225 (10.4%) | $396,489 (32.2%) | 0.71 | 459 |
| 2021-06-01 | $272,050 (6.3%) | $394,780 (24.6%) | 0.72 | 505 |
| 2021-07-01 | $277,450 (11.6%) | $383,617 (20.7%) | 0.73 | 599 |
| 2021-08-01 | $270,200 (8.1%) | $364,639 (14.1%) | 0.72 | 661 |
| 2021-09-01 | $272,425 (9.0%) | $362,113 (14.1%) | 0.73 | 675 |
| 2021-10-01 | $279,950 (17.7%) | $378,716 (21.4%) | 0.75 | 660 |
| 2021-11-01 | $299,900 (23.7%) | $402,516 (29.0%) | 0.80 | 575 |
| 2021-12-01 | $297,225 (22.5%) | $387,938 (23.2%) | 0.80 | 521 |
| 2022-01-01 | $314,500 (25.8%) | $427,302 (28.9%) | 0.85 | 448 |
| 2022-02-01 | $327,425 (24.0%) | $437,726 (19.8%) | 0.85 | 378 |
| 2022-03-01 | $326,125 (14.7%) | $434,662 (12.3%) | 0.82 | 382 |
| 2022-04-01 | $319,950 (17.4%) | $416,888 (7.6%) | 0.76 | 430 |
| 2022-05-01 | $345,613 (28.4%) | $429,755 (8.4%) | 0.79 | 552 |
| 2022-06-01 | $349,900 (28.6%) | $432,661 (9.6%) | 0.78 | 687 |
| 2022-07-01 | $345,000 (24.4%) | $425,482 (10.9%) | 0.78 | 913 |
| 2022-08-01 | $339,225 (25.6%) | $415,812 (14.0%) | 0.78 | 893 |
| 2022-09-01 | $338,119 (24.1%) | $412,872 (14.0%) | 0.79 | 887 |
| 2022-10-01 | $320,000 (14.3%) | $413,574 (9.2%) | 0.75 | 969 |
| 2022-11-01 | $319,900 (6.7%) | $412,983 (2.6%) | 0.77 | 1,019 |
| 2022-12-01 | $315,000 (6.0%) | $402,231 (3.7%) | 0.78 | 1,021 |
| 2023-01-01 | $312,475 (-0.6%) | $393,994 (-7.8%) | 0.77 | 888 |
| 2023-02-01 | $324,950 (-0.8%) | $415,882 (-5.0%) | 0.78 | 788 |
SPRINGFIELD's median listing price for 2023-02-01 was $324,950, a difference of
$-2,475
(-0.8%) versus the prior year and
$12,475 versus the prior month.
SPRINGFIELD's median listing price comes in at 78% of the national average.
SPRINGFIELD's average listing price for 2023-02-01 was $415,882, a difference of $-21,844 (-5.0%) versus the prior year and $21,888 versus the prior month.
For the 2023-02-01 period, SPRINGFIELD had 788 MLS listings, a difference of -100 listings (-11%) versus the prior month and 410 listings (108%) versus the prior year.
SPRINGFIELD's median listing price comes in at 78% of the national average.
SPRINGFIELD's average listing price for 2023-02-01 was $415,882, a difference of $-21,844 (-5.0%) versus the prior year and $21,888 versus the prior month.
For the 2023-02-01 period, SPRINGFIELD had 788 MLS listings, a difference of -100 listings (-11%) versus the prior month and 410 listings (108%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - SPRINGFIELD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 87 days | 1,925 sqft |
| 2018-02-01 | 82 days | 1,934 sqft |
| 2018-03-01 | 65 days | 1,971 sqft |
| 2018-04-01 | 58 days | 2,028 sqft |
| 2018-05-01 | 51 days | 2,117 sqft |
| 2018-06-01 | 50 days | 2,173 sqft |
| 2018-07-01 | 50 days | 2,123 sqft |
| 2018-08-01 | 49 days | 1,976 sqft |
| 2018-09-01 | 51 days | 1,930 sqft |
| 2018-10-01 | 57 days | 1,914 sqft |
| 2018-11-01 | 63 days | 1,880 sqft |
| 2018-12-01 | 68 days | 1,870 sqft |
| 2019-01-01 | 78 days | 1,888 sqft |
| 2019-02-01 | 68 days | 1,892 sqft |
| 2019-03-01 | 61 days | 1,965 sqft |
| 2019-04-01 | 55 days | 2,082 sqft |
| 2019-05-01 | 48 days | 2,132 sqft |
| 2019-06-01 | 45 days | 2,154 sqft |
| 2019-07-01 | 49 days | 2,091 sqft |
| 2019-08-01 | 51 days | 2,028 sqft |
| 2019-09-01 | 53 days | 1,986 sqft |
| 2019-10-01 | 54 days | 1,959 sqft |
| 2019-11-01 | 53 days | 1,900 sqft |
| 2019-12-01 | 66 days | 1,860 sqft |
| 2020-01-01 | 80 days | 1,860 sqft |
| 2020-02-01 | 83 days | 1,850 sqft |
| 2020-03-01 | 64 days | 1,954 sqft |
| 2020-04-01 | 50 days | 1,935 sqft |
| 2020-05-01 | 58 days | 2,002 sqft |
| 2020-06-01 | 65 days | 2,134 sqft |
| 2020-07-01 | 47 days | 2,120 sqft |
| 2020-08-01 | 38 days | 2,064 sqft |
| 2020-09-01 | 41 days | 2,032 sqft |
| 2020-10-01 | 37 days | 1,958 sqft |
| 2020-11-01 | 44 days | 1,968 sqft |
| 2020-12-01 | 56 days | 1,939 sqft |
| 2021-01-01 | 59 days | 2,000 sqft |
| 2021-02-01 | 49 days | 2,034 sqft |
| 2021-03-01 | 40 days | 2,121 sqft |
| 2021-04-01 | 22 days | 2,071 sqft |
| 2021-05-01 | 21 days | 2,074 sqft |
| 2021-06-01 | 23 days | 2,010 sqft |
| 2021-07-01 | 24 days | 2,020 sqft |
| 2021-08-01 | 29 days | 1,971 sqft |
| 2021-09-01 | 32 days | 1,923 sqft |
| 2021-10-01 | 32 days | 1,933 sqft |
| 2021-11-01 | 39 days | 1,951 sqft |
| 2021-12-01 | 43 days | 1,929 sqft |
| 2022-01-01 | 51 days | 1,946 sqft |
| 2022-02-01 | 35 days | 1,973 sqft |
| 2022-03-01 | 24 days | 2,003 sqft |
| 2022-04-01 | 20 days | 1,955 sqft |
| 2022-05-01 | 22 days | 2,000 sqft |
| 2022-06-01 | 23 days | 2,000 sqft |
| 2022-07-01 | 29 days | 1,993 sqft |
| 2022-08-01 | 41 days | 2,017 sqft |
| 2022-09-01 | 42 days | 1,946 sqft |
| 2022-10-01 | 38 days | 1,920 sqft |
| 2022-11-01 | 44 days | 1,904 sqft |
| 2022-12-01 | 56 days | 1,900 sqft |
| 2023-01-01 | 63 days | 1,923 sqft |
| 2023-02-01 | 55 days | 1,927 sqft |
SPRINGFIELD's median listing age (time on market) for 2023-02-01 was 55 days.
This
is 58%
longer
than the same period one year ago.
SPRINGFIELD's median square footage for active listings during the 2023-02-01 period was 1,927 sqft. One year prior, the average listing was 1,973 sqft.
SPRINGFIELD's median square footage for active listings during the 2023-02-01 period was 1,927 sqft. One year prior, the average listing was 1,973 sqft.
SPRINGFIELD, MO Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 65604 | Springfield, MO | $540 | $550 | $700 | $990 | $1,130 |
| 65610 | Springfield, MO | $570 | $570 | $730 | $1,040 | $1,170 |
| 65612 | Springfield, MO | $580 | $580 | $740 | $1,050 | $1,200 |
| 65614 | Springfield, MO | $540 | $540 | $690 | $980 | $1,120 |
| 65617 | Springfield, MO | $660 | $670 | $870 | $1,150 | $1,300 |
| 65619 | Springfield, MO | $600 | $600 | $770 | $1,090 | $1,240 |
| 65620 | Springfield, MO | $540 | $540 | $700 | $1,000 | $1,130 |
| 65629 | Springfield, MO | $540 | $540 | $700 | $990 | $1,120 |
| 65630 | Springfield, MO | $580 | $580 | $750 | $1,070 | $1,210 |
| 65631 | Springfield, MO | $750 | $760 | $970 | $1,380 | $1,560 |
| 65632 | Springfield, MO | $570 | $570 | $710 | $990 | $1,120 |
| 65636 | Springfield, MO | $540 | $540 | $690 | $980 | $1,120 |
| 65644 | Springfield, MO | $600 | $620 | $740 | $1,010 | $1,120 |
| 65648 | Springfield, MO | $540 | $540 | $690 | $980 | $1,120 |
| 65652 | Springfield, MO | $540 | $540 | $690 | $980 | $1,120 |
| 65653 | Springfield, MO | $540 | $540 | $690 | $980 | $1,120 |
| 65656 | Springfield, MO | $540 | $540 | $690 | $980 | $1,120 |
| 65657 | Springfield, MO | $540 | $540 | $690 | $980 | $1,120 |
| 65662 | Springfield, MO | $540 | $540 | $690 | $980 | $1,120 |
| 65667 | Springfield, MO | $540 | $540 | $690 | $980 | $1,120 |
| 65669 | Springfield, MO | $580 | $590 | $750 | $1,070 | $1,210 |
| 65705 | Springfield, MO | $640 | $640 | $820 | $1,160 | $1,320 |
| 65706 | Springfield, MO | $540 | $540 | $690 | $980 | $1,120 |
| 65713 | Springfield, MO | $540 | $540 | $690 | $980 | $1,120 |
| 65714 | Springfield, MO | $640 | $640 | $820 | $1,160 | $1,320 |
| 65720 | Springfield, MO | $640 | $640 | $820 | $1,160 | $1,320 |
| 65721 | Springfield, MO | $660 | $660 | $850 | $1,210 | $1,370 |
| 65725 | Springfield, MO | $540 | $550 | $710 | $980 | $1,120 |
| 65728 | Springfield, MO | $640 | $640 | $820 | $1,160 | $1,320 |
| 65737 | Springfield, MO | $600 | $600 | $770 | $1,090 | $1,240 |
| 65738 | Springfield, MO | $650 | $660 | $840 | $1,190 | $1,350 |
| 65742 | Springfield, MO | $570 | $580 | $740 | $1,050 | $1,190 |
| 65746 | Springfield, MO | $540 | $540 | $690 | $980 | $1,120 |
| 65753 | Springfield, MO | $550 | $550 | $710 | $1,010 | $1,140 |
| 65754 | Springfield, MO | $580 | $580 | $740 | $1,060 | $1,200 |
| 65757 | Springfield, MO | $650 | $660 | $840 | $1,190 | $1,350 |
| 65759 | Springfield, MO | $640 | $640 | $820 | $1,160 | $1,320 |
| 65765 | Springfield, MO | $600 | $610 | $780 | $1,110 | $1,250 |
| 65770 | Springfield, MO | $570 | $570 | $730 | $1,020 | $1,150 |
| 65771 | Springfield, MO | $640 | $640 | $820 | $1,160 | $1,320 |
| 65781 | Springfield, MO | $640 | $640 | $820 | $1,160 | $1,320 |
| 65801 | Springfield, MO | $600 | $610 | $780 | $1,110 | $1,250 |
| 65802 | Springfield, MO | $560 | $560 | $720 | $1,020 | $1,160 |
| 65803 | Springfield, MO | $570 | $580 | $740 | $1,050 | $1,190 |
| 65804 | Springfield, MO | $600 | $610 | $780 | $1,110 | $1,250 |
| 65805 | Springfield, MO | $600 | $610 | $780 | $1,110 | $1,250 |
| 65806 | Springfield, MO | $590 | $590 | $760 | $1,080 | $1,220 |
| 65807 | Springfield, MO | $660 | $660 | $850 | $1,210 | $1,370 |
| 65808 | Springfield, MO | $600 | $610 | $780 | $1,110 | $1,250 |
| 65809 | Springfield, MO | $710 | $720 | $920 | $1,310 | $1,480 |
| 65810 | Springfield, MO | $690 | $690 | $890 | $1,260 | $1,430 |
| 65814 | Springfield, MO | $600 | $610 | $780 | $1,110 | $1,250 |
| 65890 | Springfield, MO | $600 | $610 | $780 | $1,110 | $1,250 |
| 65898 | Springfield, MO | $600 | $610 | $780 | $1,110 | $1,250 |
2022 Average & Median Rent Data Statistics
SPRINGFIELD, MO average 1BR rent: $597, median: $590
SPRINGFIELD, MO average 2BR rent: $763, median: $750
SPRINGFIELD, MO average 3BR rent: $1,080, median: $1,070
SPRINGFIELD, MO Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 7,789 | $2,039,905,000 | $261,896 |
| Refi | 2,582 | $595,390,000 | $230,593 |
| Cash Out Refi | 2,266 | $441,370,000 | $194,779 |
| Other | 894 | $85,790,000 | $95,962 |
| Home Improvement | 885 | $72,315,000 | $81,712 |
| NA | 1 | $135,000 | $135,000 |
Springfield's most frequently cited loan purpose was Home Purchase, with 7,789 originations. The 2nd most popular reason was Refi, with 2,582 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5-6% | 3,543 | $720,575,000 | $203,380 |
| 3-4% | 3,231 | $817,075,000 | $252,886 |
| 4-5% | 3,145 | $775,605,000 | $246,615 |
| 6-7% | 1,492 | $268,810,000 | $180,168 |
| 2.5-3% | 913 | $182,235,000 | $199,600 |
| 7-8% | 467 | $87,975,000 | $188,383 |
| <2.5% | 217 | $56,285,000 | $259,378 |
| Over 8% | 185 | $14,975,000 | $80,946 |
During 2022, Springfield's most frequently originated rate bucket was 5-6%, with 3,543 originations.
Loan Sizing (SPRINGFIELD, MO MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 5,432 | $807,740,000 | $148,700 |
| $200k-400k | 4,574 | $1,226,380,000 | $268,120 |
| $100,000 or less | 3,323 | $193,545,000 | $58,244 |
| $400k-600k | 718 | $338,410,000 | $471,323 |
| $600k-1000k | 239 | $174,245,000 | $729,059 |
| $Over $1MM | 131 | $494,585,000 | $3,775,458 |
SPRINGFIELD's loan sizing saw the bucket of loans from $100k-200k with 5,432 originations, totaling $807,740,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 5,305 | $1,344,715,000 | $253,481 |
| 60-80% | 3,608 | $937,510,000 | $259,842 |
| 40-60% | 1,485 | $365,195,000 | $245,923 |
| 20-40% | 1,342 | $145,860,000 | $108,689 |
| Under 20% | 1,255 | $60,515,000 | $48,219 |
| Over 100% | 153 | $62,675,000 | $409,641 |
SPRINGFIELD's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 5,305 originations, totaling $1,344,715,000 in origination value.