Citizens Bank Of Rogersville Mortgage Rates, Fees & Info
Rogersville, MOLEI: 254900QQIJN4KR6ZBW98
Tax ID: 44-0200190
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Citizens Bank Of Rogersville is a smaller bank specializing in Home Purchase loans. Citizens Bank Of Rogersville has a high proportion of conventional loans. Their top markets by origination volume include: Springfield, Denver, Panama City, Branson, and Kansas City among others. We have data for 7 markets. (Some data included below & more in-depth data is available with an active subscription.)Citizens Bank Of Rogersville has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
107Origination Dollar Volume (All Markets)
$17,345,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| SPRINGFIELD, MO (FHA|USDA|VA) | 84 | $13,430,000 | $159,881 | $0 | 0.00% |
| Outside of Metro Areas | 17 | $2,905,000 | $170,882 | $0 | 0.00% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 0.00% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 0.00% |
| Branson, MO (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 0.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 107 | $17,345,000 | $162,103 | $0 | 0.00% |
For 2022, Citizens Bank Of Rogersville's most frequently originated type of loan was Conventional, with 107 originations.
Loan Reason
For 2022, Citizens Bank Of Rogersville's most frequently cited loan purpose was Home Purchase, with 47 originations. The 2nd most popular reason was Refi, with 25 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 107 | $17,345,000 | $162,103 | $0 | 0.00% |
For 2022, Citizens Bank Of Rogersville's most frequently cited loan duration was Other, with 107 originations.
Loan Sizing
2022 saw Citizens Bank Of Rogersville place emphasis on $100,000 or less loans with 43 originations, totaling $2,455,000 in origination value.
Applicant Income
Citizens Bank Of Rogersville lent most frequently to those with incomes in the $150k-250k range, with 21 originations. The second most popular income band? $100k-150k, with 18 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 107 | $17,345,000 | $162,103 | $0 | 0.00% |
Citizens Bank Of Rogersville lent most frequently to those with DTI ratios of Exempt%, with 107 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.15%
Citizens Bank Of Rogersville has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination84.11%
Citizens Bank Of Rogersville has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 107 | $17,345,000 | $162,103 |
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| CITIZENS FINANCIAL GROUP, INC. | Conventional home mortgage | Closing on a mortgage | 1 | 10.0% |
| CITIZENS FINANCIAL GROUP, INC. | Conventional home mortgage | Struggling to pay mortgage | 3 | 30.0% |
| CITIZENS FINANCIAL GROUP, INC. | Conventional home mortgage | Trouble during payment process | 4 | 40.0% |
| CITIZENS FINANCIAL GROUP, INC. | Home equity loan or line of credit (HELOC) | Trouble during payment process | 1 | 10.0% |
| CITIZENS FINANCIAL GROUP, INC. | VA mortgage | Trouble during payment process | 1 | 10.0% |