Pineywoods Capital Mortgage Rates, Fees & Info

Tampa, FL

LEI: 254900QQWO96MJ2ZIL95

Tax ID: 90-0892036

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Mortgage Data

Review & Overview

Pineywoods Capital is a smaller mortgage company specializing in Home Purchase and Refi loans. Pineywoods Capital has a high proportion of conventional loans. Their top markets by origination volume include: Tampa, North Port, and Cape Coral among others. We have data for 3 markets. (Some data included below & more in-depth data is available with an active subscription.)

Pineywoods Capital has an above average approval rate when compared to the average across all lenders.

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Originations

18

Origination Dollar Volume (All Markets)

$4,470,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 16 $3,930,000 $245,625 $0 11.47%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $405,000 $405,000 $0 11.00%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $135,000 $135,000 $0 11.00%
Pineywoods Capital's top markets include Tampa, North Port, and Cape Coral among others.

Their top states include:
  • Florida (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 18 $4,470,000 $248,333 $0 11.42%

    For 2023, Pineywoods Capital's most frequently originated type of loan was Conventional, with 18 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 12 $2,900,000 $241,667 $0 11.54%
    Refi 6 $1,570,000 $261,667 $0 11.17%

    For 2023, Pineywoods Capital's most frequently cited loan purpose was Home Purchase, with 12 originations. The 2nd most popular reason was Refi, with 6 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    1 Year 18 $4,470,000 $248,333 $0 11.42%

    For 2023, Pineywoods Capital's most frequently cited loan duration was 1 Year, with 18 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    Over 8% 18 $4,470,000 $248,333

    During 2023, Pineywoods Capital's average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was Over 8%, with 18 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 11 $2,715,000 $246,818 $0 11.41%
    $100k-200k 5 $745,000 $149,000 $0 11.40%
    $400k-600k 1 $405,000 $405,000 $0 11.00%
    $600k-1MM 1 $605,000 $605,000 $0 12.00%

    2023 saw Pineywoods Capital place emphasis on $200k-400k loans with 11 originations, totaling $2,715,000 in origination value.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 18 $4,470,000 $248,333 $0 11.42%

    Approval Rates

    Total approvals of all applications
    100.00%

    Pineywoods Capital has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination

    Points and Fees

    Points Originations Total Value Average Loan
    NA 18 $4,470,000 $248,333

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    18 $4,470,000 $248,333

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    40-60% 3 $695,000 $231,667 $0 11.00%
    60-80% 13 $3,365,000 $258,846 $0 11.58%
    80-100% 2 $410,000 $205,000 $0 11.00%