North Port VA Loan Rates, Closing Costs & Stats

North Port-Sarasota-Bradenton, FL

A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

For additional benefits of VA loans, click here.

North Port's 148 lenders originated 1,333 VA loans during 2023. The total origination value was $583,485,000, with an average VA loan value of $437,723.

North Port VA Loans, 30 Year Fixed Rates

30 Year VA mortgages in North Port averaged 6.73% for the week of 2024-04-12, compared to the national average (all VA variants) of 6.574% for the same period.

North Port's average VA mortgage closing costs are $7,505.

The average rate for the prior week (2024-04-05) was 6.48% and one month ago for the week of 2024-03-08, the average rate was 6.31%.

The average rate one year ago was 5.91%.

For refis of the same type during the week of 2024-04-12, the average rate was 6.87%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

North Port VA Loan Lenders by Rates & Fees

The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the North Port level.

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Mortgage Research Center, LLC 129 6.56% $10,030
UNITED WHOLESALE MORTGAGE, LLC 104 6.22% $11,257
DHI MORTGAGE COMPANY, LTD. 90 5.36% $7,359
EAGLE HOME MORTGAGE, LLC 56 5.97% $6,734
South Pacific Financial Corporation 54 5.60% $11,886
QUICKEN LOANS, LLC 54 5.96% $15,637
NAVY FEDERAL CREDIT UNION 46 5.63% $9,359
PULTE MORTGAGE LLC 38 5.99% $6,750
LOANDEPOT.COM, LLC 35 5.81% $14,471
Flagstar Bank, FSB 33 6.51% $10,753
FREEDOM MORTGAGE CORPORATION 31 6.48% $18,292
CMG MORTGAGE, INC. 27 5.78% $21,204
NEAL COMMUNITIES FUNDING, LLC 26 6.62% $10,414
USAA Federal Savings Bank 22 6.14% $10,738
CROSSCOUNTRY MORTGAGE, LLC 21 6.51% $12,375
FBC MORTGAGE, LLC 20 5.72% $9,880
PENNYMAC LOAN SERVICES, LLC 20 5.90% $18,106
M/I FINANCIAL, LLC 18 5.92% $16,889
NVR Mortgage Finance, Inc. 17 5.67% $8,346
KBHS HOME LOANS, LLC 16 5.50% $13,719
HOMEBRIDGE FINANCIAL SERVICES, INC. 16 5.73% $11,585
GUARANTEED RATE AFFINITY, LLC 15 6.48% $15,103
CARDINAL FINANCIAL 15 6.44% $12,817
Wells Fargo Bank 14 5.32% $11,787
NEWREZ LLC 13 6.23% $11,000
GUARANTEED RATE, INC. 13 6.36% $8,695
PENTAGON FEDERAL CREDIT UNION 11 5.50% $7,864
Regions Bank 11 5.89% $16,333
MATTAMY HOME FUNDING, LLC 11 5.72% $15,499
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 10 6.55% $12,246
MOVEMENT MORTGAGE, LLC 10 6.78% $7,792
The Federal Savings Bank 9 6.24% $23,403
EVERETT FINANCIAL, INC. 8 6.69% $13,793
AMERICAN PACIFIC MORTGAGE CORPORATION 8 6.41% $12,172
Paramount Residential Mortgage Group, Inc. 8 6.47% $14,526
NEW DAY FINANCIAL, LLC 8 7.66% $14,772
Barrington Bank & Trust Company, N.A. 7 6.07% $15,028
THE MORTGAGE FIRM, INC. 7 6.89% $14,170
Mid-Continent Funding, Inc. 7 5.87% $13,388
AMERICAN FINANCIAL NETWORK, INC. 6 6.63% $8,762
Plains Commerce Bank 6 6.40% $8,938
Mr. Cooper ( Nationstar Mortgage ) 6 5.96% $15,806
VAN DYK MORTGAGE CORPORATION 5 6.73% $8,711
Century Mortgage Company DBA Century Lending Company 5 6.53% $15,316
Bank of England 5 6.65% $10,076
NBKC BANK 5 6.13% $13,399
MUTUAL OF OMAHA MORTGAGE, INC. 5 5.73% $12,075
BROKER SOLUTIONS, INC. 5 6.43% $13,216
VILLAGE CAPITAL MORTGAGE 4 5.97% $23,095
Citizens Bank 4 6.41% $8,636
NFM, INC. 4 6.25% $8,588
EMM LOANS LLC 4 6.16% $12,671
South State Bank 4 6.28% $5,767
EMBRACE HOME LOANS, INC. 4 6.19% $16,171
Ixonia Bank 4 6.00% $16,773
VANDERBILT MORTGAGE AND FINANCE, INC. 4 5.75% $3,893
AMERISAVE MORTGAGE CORPORATION 4 5.91% $11,998
LOANPAL, LLC 4 5.28% $12,724
LAND HOME FINANCIAL SERVICES, INC. 4 6.00% $15,942
Prosperity Home Mortgage, LLC 3 5.38% $13,376
FAIRWAY FUNDING GROUP, INC. 3 6.08% $13,763
PARK SQUARE HOME MORTGAGE, LLC 3 5.88% $3,203
DAS Acquisition Company, LLC 3 6.54% $17,275
ON Q FINANCIAL, INC. 3 7.00% $14,769
Sierra Pacific Mortgage Company, Inc. 3 6.04% $5,476
TBI MORTGAGE COMPANY 3 6.04% $6,372
PREMIER MORTGAGE RESOURCES, L.L.C. 3 7.04% $14,877
CANOPY MORTGAGE, LLC 3 6.38% $12,419
METROPLEX MORTGAGE SERVICES, INC. 2 6.88% $12,497
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 5.63% $14,572
Armed Forces Bank 2 6.38% $7,282
BAY EQUITY LLC 2 6.44% $8,348
Bell Bank 2 6.44% $7,221
DRAPER AND KRAMER MORTGAGE CORP. 2 6.06% $15,315
Equity Prime Mortgage LLC 2 7.38% $14,874
Fifth Third Bank 2 6.75% $4,104
FIRST CENTENNIAL MORTGAGE CORPORATION 2 6.63% $11,834
First Horizon Bank 2 6.13% $10,371
GSF Mortgage Corporation 2 6.00% $5,088
Integrity Home Mortgage Corp 2 6.75% $16,406
NETWORK CAPITAL FUNDING CORPORATION 2 5.88% $10,237
North American Savings Bank, F.S.B. 2 5.94% $11,775
NP, Inc. 2 6.44% $13,582
PHH Mortgage Corporation 2 6.25% $11,449
PLANET HOME LENDING, LLC 2 5.00% $11,364
PLAZA HOME MORTGAGE, INC. 2 5.87% $12,273
Presidential Bank, FSB 2 6.25% $11,579
SUN WEST MORTGAGE COMPANY, INC. 2 6.19% $16,616
Synovus Bank 2 6.19% $8,258
TOWNE MORTGAGE COMPANY 2 5.63% $17,978
VERITAS FUNDING, LLC 2 6.00% $24,517
INSPIRE HOME LOANS INC. 1 5.38% $3,860
HOME SOLUTION LENDERS INC. 1 6.75% $9,886
HomePromise Corporation 1 7.88% $2,390
NJ LENDERS CORP. 1 5.50% $12,062
ARC HOME LLC 1 5.00% $9,599
American Security Mortgage Corp. 1 5.50% $8,496
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 6.00% $18,148
Hancock Whitney Bank 1 6.25% $22,304
PANORAMA MORTGAGE GROUP, LLC 1 7.25% $7,317
Paramount Bank 1 6.75% $5,385
HALLMARK HOME MORTGAGE, LLC 1 6.13% $9,717
Gulf Coast Bank and Trust Company 1 5.75% $7,244
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 5.13% $15,057
FIRST MORTGAGE COMPANY, INC. 1 6.25% $6,381
US MORTGAGE CORPORATION 1 7.13% $10,829
FIRST HOME MORTGAGE CORPORATION 1 6.63% $9,185
Valley National Bank 1 5.99% $2,435
American Mortgage & Equity Consultants, Inc. 1 6.63% $5,058
PREMIA MORTGAGE, LLC 1 5.75% $12,243
First Heritage Mortgage, LLC 1 5.99% $14,035
AMERICAN FINANCING CORPORATION 1 6.88% $11,606
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.25% $23,918
First Federal Bank 1 7.00% $3,998
ENVOY MORTGAGE, LTD 1 6.63% $14,859
DEVELOPER'S MORTGAGE COMPANY 1 5.88% $21,197
CONTOUR MORTGAGE CORPORATION 1 7.25% $7,832
RELIANCE FIRST CAPITAL, LLC 1 6.13% $9,912
S1L, Inc. 1 6.75% $11,565
SHELTER HOME MORTGAGE, LLC 1 5.05% $30,821
CHURCHILL MORTGAGE CORPORATION 1 7.00% $10,298
Centennial Bank 1 6.25% $14,917
CB&S Bank, Inc. 1 5.13% $31,981
SUCCESS MORTGAGE PARTNERS, INC. 1 7.63% $6,265
AMCAP MORTGAGE, LTD. 1 7.00% $9,767
SWBC MORTGAGE CORPORATION 1 5.75% $11,952
AMERICAN FINANCIAL RESOURCES, INC. 1 7.25% $2,247
Carrington Mortgage Services, LLC 1 6.75% $15,870
THE EQUITABLE MORTGAGE CORPORATION 1 5.63% $7,739
CALIBER HOME LOANS, INC. 1 6.25% $6,128
The Freedom Bank of Virginia 1 5.25% $16,604
BAYSHORE MORTGAGE FUNDING, LLC 1 7.25% $13,873
The Union Bank Company 1 5.50% $10,172
TJC Mortgage, Inc. 1 7.13% $13,571
TOP FLITE FINANCIAL, INC. 1 6.63% $650
Waterstone Mortgage Corporation 1 6.50% $7,172
Union Savings Bank 1 6.50% $1,552
MORTGAGE INVESTORS GROUP, INC. 1 6.13% $62,817
MORTGAGE 1 INCORPORATED 1 6.99% $12,797
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 7.75% $4,058
MORIA DEVELOPMENT, INC. 1 6.25% $7,621
MICHIGAN MUTUAL, INC. 1 4.75% $5,886
ACADEMY MORTGAGE CORPORATION 1 6.25% $16,596
NATIONS DIRECT MORTGAGE, LLC 1 6.25% $10,431
Magnolia Bank 1 5.88% $41,978
LAKEVIEW LOAN SERVICING, LLC 1 5.25% $12,884
Keystone Funding, Inc. 1 7.00% $7,711
United Community Bank 1 5.63% $34,943

The top North Port VA lender as defined by loan originations is Mortgage Research Center, LLC, with 129 VA loans originated. Their average total fees are $10,030, which is $1,227 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee North Port VA lenders (with over 10 loans originated) are EAGLE HOME MORTGAGE, LLC ($6,734), PULTE MORTGAGE LLC ($6,750), DHI MORTGAGE COMPANY, LTD. ($7,359), MOVEMENT MORTGAGE, LLC ($7,792) and PENTAGON FEDERAL CREDIT UNION ($7,864).

The lowest rate North Port VA lenders (with over 10 loans originated) are Wells Fargo Bank (5.32%), DHI MORTGAGE COMPANY, LTD. (5.36%), KBHS HOME LOANS, LLC (5.50%), PENTAGON FEDERAL CREDIT UNION (5.50%) and South Pacific Financial Corporation (5.60%).


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - North Port (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $352,500 (-2.6%) $580,897 (-6.2%) 1.31 7,765
2018-02-01 $354,950 (-1.9%) $585,162 (-5.1%) 1.29 8,279
2018-03-01 $351,945 (-2.2%) $584,585 (-4.6%) 1.23 8,298
2018-04-01 $350,000 (-3.3%) $584,611 (-4.5%) 1.19 8,079
2018-05-01 $357,000 (-0.8%) $592,572 (-3.0%) 1.19 7,723
2018-06-01 $359,900 (-0.5%) $599,963 (-1.1%) 1.20 7,338
2018-07-01 $364,625 (1.3%) $609,843 (1.3%) 1.22 7,056
2018-08-01 $359,556 (2.7%) $610,476 (3.4%) 1.20 6,805
2018-09-01 $350,000 (0.0%) $590,538 (0.5%) 1.18 6,811
2018-10-01 $354,498 (1.3%) $595,590 (2.0%) 1.20 7,078
2018-11-01 $350,000 (0.0%) $599,075 (3.0%) 1.19 7,766
2018-12-01 $349,900 (0.0%) $598,249 (3.0%) 1.21 8,209
2019-01-01 $350,000 (-0.7%) $595,405 (2.5%) 1.21 8,774
2019-02-01 $352,238 (-0.8%) $596,285 (1.9%) 1.19 9,205
2019-03-01 $354,285 (0.7%) $599,858 (2.6%) 1.16 9,052
2019-04-01 $360,937 (3.1%) $605,346 (3.6%) 1.15 8,703
2019-05-01 $364,503 (2.1%) $610,429 (3.0%) 1.14 7,986
2019-06-01 $369,000 (2.5%) $616,742 (2.8%) 1.15 7,431
2019-07-01 $369,125 (1.2%) $617,292 (1.2%) 1.16 6,949
2019-08-01 $367,190 (2.1%) $615,719 (0.9%) 1.16 6,709
2019-09-01 $364,476 (4.1%) $610,827 (3.4%) 1.17 6,612
2019-10-01 $363,934 (2.7%) $610,569 (2.5%) 1.17 6,581
2019-11-01 $369,000 (5.4%) $621,057 (3.7%) 1.21 6,859
2019-12-01 $370,950 (6.0%) $631,476 (5.6%) 1.24 6,894
2020-01-01 $369,995 (5.7%) $635,878 (6.8%) 1.24 7,067
2020-02-01 $371,356 (5.4%) $648,207 (8.7%) 1.22 7,268
2020-03-01 $371,250 (4.8%) $642,091 (7.0%) 1.16 7,365
2020-04-01 $357,445 (-1.0%) $616,867 (1.9%) 1.12 7,079
2020-05-01 $359,300 (-1.4%) $623,665 (2.2%) 1.09 6,499
2020-06-01 $365,000 (-1.1%) $651,367 (5.6%) 1.08 5,763
2020-07-01 $369,824 (0.2%) $660,814 (7.1%) 1.07 5,233
2020-08-01 $372,000 (1.3%) $659,178 (7.1%) 1.07 4,846
2020-09-01 $374,950 (2.9%) $672,728 (10.1%) 1.07 4,479
2020-10-01 $375,000 (3.0%) $687,924 (12.7%) 1.07 4,355
2020-11-01 $375,000 (1.6%) $700,528 (12.8%) 1.10 4,042
2020-12-01 $379,000 (2.2%) $710,953 (12.6%) 1.13 3,681
2021-01-01 $381,641 (3.2%) $751,922 (18.3%) 1.14 3,103
2021-02-01 $393,125 (5.9%) $818,087 (26.2%) 1.14 2,236
2021-03-01 $415,000 (11.8%) $829,409 (29.2%) 1.18 1,725
2021-04-01 $422,045 (18.1%) $854,109 (38.5%) 1.14 1,518
2021-05-01 $425,000 (18.3%) $881,351 (41.3%) 1.13 1,415
2021-06-01 $444,500 (21.8%) $915,046 (40.5%) 1.17 1,395
2021-07-01 $455,000 (23.0%) $930,294 (40.8%) 1.20 1,495
2021-08-01 $464,250 (24.8%) $944,607 (43.3%) 1.24 1,557
2021-09-01 $476,678 (27.1%) $944,496 (40.4%) 1.27 1,609
2021-10-01 $497,900 (32.8%) $987,942 (43.6%) 1.33 1,575
2021-11-01 $507,450 (35.3%) $1,029,958 (47.0%) 1.36 1,480
2021-12-01 $512,450 (35.2%) $1,084,922 (52.6%) 1.39 1,392
2022-01-01 $534,680 (40.1%) $1,193,042 (58.7%) 1.45 1,142
2022-02-01 $556,353 (41.5%) $1,253,264 (53.2%) 1.45 1,108
2022-03-01 $576,665 (39.0%) $1,265,317 (52.6%) 1.44 1,224
2022-04-01 $599,000 (41.9%) $1,254,684 (46.9%) 1.43 1,522
2022-05-01 $599,450 (41.1%) $1,185,127 (34.5%) 1.37 2,014
2022-06-01 $599,450 (34.9%) $1,149,308 (25.6%) 1.34 2,644
2022-07-01 $579,000 (27.3%) $1,060,492 (14.0%) 1.30 3,348
2022-08-01 $555,000 (19.6%) $1,002,784 (6.2%) 1.28 3,601
2022-09-01 $548,250 (15.0%) $964,138 (2.1%) 1.28 3,579
2022-10-01 $539,500 (8.4%) $960,172 (-2.8%) 1.27 3,466
2022-11-01 $526,000 (3.7%) $961,834 (-6.6%) 1.26 3,822
2022-12-01 $525,000 (2.5%) $987,493 (-9.0%) 1.30 3,886
2023-01-01 $539,582 (0.9%) $1,037,457 (-13.0%) 1.34 4,102
2023-02-01 $537,811 (-3.3%) $1,059,818 (-15.4%) 1.30 4,370
2023-03-01 $546,353 (-5.3%) $1,075,273 (-15.0%) 1.29 4,597
2023-04-01 $549,000 (-8.4%) $1,066,350 (-15.0%) 1.28 4,700
2023-05-01 $549,900 (-8.3%) $1,083,539 (-8.6%) 1.25 4,592
2023-06-01 $550,000 (-8.3%) $1,087,224 (-5.4%) 1.24 4,512
2023-07-01 $550,000 (-5.0%) $1,072,393 (1.1%) 1.25 4,565
2023-08-01 $539,927 (-2.7%) $1,054,613 (5.2%) 1.24 4,692
2023-09-01 $525,000 (-4.2%) $1,015,554 (5.3%) 1.22 4,847
2023-10-01 $526,000 (-2.5%) $997,135 (3.9%) 1.24 5,475
2023-11-01 $524,950 (-0.2%) $963,764 (0.2%) 1.25 6,214
2023-12-01 $520,000 (-1.0%) $955,884 (-3.2%) 1.27 6,682
2024-01-01 $525,000 (-2.7%) $957,285 (-7.7%) 1.28 7,417
2024-02-01 $517,450 (-3.8%) $954,114 (-10.0%) 1.25 8,219
2024-03-01 $515,000 (-5.7%) $942,729 (-12.3%) 1.21 8,531
North Port's median listing price for 2024-03-01 was $515,000, a difference of $-31,353 (-5.7%) versus the prior year and $-2,450 versus the prior month.

North Port's median listing price comes in at 121% of the national average.

North Port's average listing price for 2024-03-01 was $942,729, a difference of $-132,544 (-12.3%) versus the prior year and $-11,385 versus the prior month.

For the 2024-03-01 period, North Port had 8,531 MLS listings, a difference of 312 listings (4%) versus the prior month and 3,934 listings (86%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - North Port (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 72 days 1,848 sqft
2018-02-01 66 days 1,858 sqft
2018-03-01 60 days 1,858 sqft
2018-04-01 70 days 1,857 sqft
2018-05-01 75 days 1,864 sqft
2018-06-01 80 days 1,873 sqft
2018-07-01 82 days 1,883 sqft
2018-08-01 83 days 1,885 sqft
2018-09-01 82 days 1,865 sqft
2018-10-01 77 days 1,867 sqft
2018-11-01 71 days 1,852 sqft
2018-12-01 70 days 1,834 sqft
2019-01-01 75 days 1,828 sqft
2019-02-01 73 days 1,835 sqft
2019-03-01 72 days 1,837 sqft
2019-04-01 74 days 1,837 sqft
2019-05-01 81 days 1,840 sqft
2019-06-01 85 days 1,849 sqft
2019-07-01 86 days 1,856 sqft
2019-08-01 83 days 1,854 sqft
2019-09-01 81 days 1,848 sqft
2019-10-01 77 days 1,847 sqft
2019-11-01 67 days 1,857 sqft
2019-12-01 72 days 1,857 sqft
2020-01-01 74 days 1,853 sqft
2020-02-01 68 days 1,861 sqft
2020-03-01 64 days 1,853 sqft
2020-04-01 72 days 1,826 sqft
2020-05-01 84 days 1,818 sqft
2020-06-01 94 days 1,817 sqft
2020-07-01 82 days 1,828 sqft
2020-08-01 65 days 1,816 sqft
2020-09-01 59 days 1,818 sqft
2020-10-01 56 days 1,811 sqft
2020-11-01 57 days 1,784 sqft
2020-12-01 58 days 1,769 sqft
2021-01-01 61 days 1,774 sqft
2021-02-01 53 days 1,754 sqft
2021-03-01 43 days 1,779 sqft
2021-04-01 37 days 1,769 sqft
2021-05-01 37 days 1,750 sqft
2021-06-01 36 days 1,756 sqft
2021-07-01 36 days 1,758 sqft
2021-08-01 36 days 1,782 sqft
2021-09-01 37 days 1,771 sqft
2021-10-01 38 days 1,797 sqft
2021-11-01 40 days 1,815 sqft
2021-12-01 60 days 1,786 sqft
2022-01-01 43 days 1,795 sqft
2022-02-01 31 days 1,794 sqft
2022-03-01 29 days 1,817 sqft
2022-04-01 26 days 1,831 sqft
2022-05-01 28 days 1,836 sqft
2022-06-01 30 days 1,850 sqft
2022-07-01 34 days 1,836 sqft
2022-08-01 44 days 1,831 sqft
2022-09-01 50 days 1,828 sqft
2022-10-01 59 days 1,830 sqft
2022-11-01 59 days 1,809 sqft
2022-12-01 55 days 1,773 sqft
2023-01-01 60 days 1,784 sqft
2023-02-01 49 days 1,791 sqft
2023-03-01 47 days 1,817 sqft
2023-04-01 50 days 1,784 sqft
2023-05-01 53 days 1,804 sqft
2023-06-01 58 days 1,805 sqft
2023-07-01 60 days 1,815 sqft
2023-08-01 59 days 1,787 sqft
2023-09-01 60 days 1,761 sqft
2023-10-01 59 days 1,754 sqft
2023-11-01 54 days 1,739 sqft
2023-12-01 59 days 1,718 sqft
2024-01-01 67 days 1,726 sqft
2024-02-01 59 days 1,729 sqft
2024-03-01 59 days 1,722 sqft
North Port's median listing age (time on market) for 2024-03-01 was 59 days. This is 26% longer than the same period one year ago.

North Port's median square footage for active listings during the 2024-03-01 period was 1,722 sqft. One year prior, the average listing was 1,817 sqft.

VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.