Cape Coral VA Loan Rates, Closing Costs & Stats

CAPE CORAL-FORT MYERS, FL

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Cape Coral's 134 lenders originated 1,110 VA loans during 2024. The total origination value was $437,520,000, with an average VA loan value of $394,162.

    Cape Coral VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Cape Coral averaged 6.81% for the week of 2025-05-23, compared to the national average (all VA variants) of 6.52% for the same period.

    Cape Coral's average VA mortgage closing costs are $6,937.

    The average rate for the prior week (2025-05-16) was 6.9% and one month ago for the week of 2025-04-18, the average rate was 6.77%.

    The average rate one year ago was 6.69%.

    For refis of the same type during the week of 2025-05-23, the average rate was 7.02%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Cape Coral VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Cape Coral level.

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    UNITED WHOLESALE MORTGAGE, LLC 149 5.95% $9,219
    Mortgage Research Center, LLC 148 6.29% $7,469
    QUICKEN LOANS, LLC 67 6.09% $11,543
    FREEDOM MORTGAGE CORPORATION 56 6.25% $12,473
    EAGLE HOME MORTGAGE, LLC 54 5.47% $5,432
    DHI MORTGAGE COMPANY, LTD. 42 5.33% $6,414
    LOANDEPOT.COM, LLC 36 6.11% $9,365
    NAVY FEDERAL CREDIT UNION 27 5.86% $7,297
    CROSSCOUNTRY MORTGAGE, LLC 24 6.55% $10,963
    PENNYMAC LOAN SERVICES, LLC 23 5.78% $7,663
    VILLAGE CAPITAL MORTGAGE 21 5.74% $5,191
    PULTE MORTGAGE LLC 20 5.71% $6,995
    MORTGAGE 1 INCORPORATED 17 6.24% $7,694
    NEWREZ LLC 15 6.10% $8,180
    MOVEMENT MORTGAGE, LLC 14 6.42% $8,508
    USAA Federal Savings Bank 12 6.45% $7,511
    BROKER SOLUTIONS, INC. 12 6.37% $15,652
    Paramount Residential Mortgage Group, Inc. 11 6.48% $14,165
    NEW DAY FINANCIAL, LLC 10 7.39% $17,264
    GUARANTEED RATE, INC. 10 5.96% $4,707
    LAKEVIEW LOAN SERVICING, LLC 10 5.59% $5,469
    Mid-Continent Funding, Inc. 10 6.04% $8,899
    UNION HOME MORTGAGE CORP. 10 6.68% $10,679
    American Mortgage & Equity Consultants, Inc. 9 6.31% $18,401
    MUTUAL OF OMAHA MORTGAGE, INC. 8 6.33% $16,016
    MORTGAGE SOLUTIONS OF COLORADO, LLC 7 7.39% $7,098
    GUILD MORTGAGE COMPANY 7 6.77% $8,288
    Mr. Cooper ( Nationstar Mortgage ) 6 6.33% $12,640
    FBC MORTGAGE, LLC 6 5.99% $5,038
    Flagstar Bank, FSB 6 6.27% $7,715
    HOMESIDE FINANCIAL, LLC 6 6.42% $10,485
    PLANET HOME LENDING, LLC 5 5.90% $3,866
    EMBRACE HOME LOANS, INC. 5 5.77% $14,750
    AMERICAN FINANCIAL NETWORK, INC. 5 6.18% $9,238
    LOANPAL, LLC 5 5.85% $12,478
    Century Mortgage Company DBA Century Lending Company 5 6.08% $9,898
    Waterstone Mortgage Corporation 4 6.59% $10,597
    CMG MORTGAGE, INC. 4 6.16% $13,109
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 4 6.94% $9,005
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 4 6.56% $7,274
    Equity Prime Mortgage LLC 4 6.47% $10,745
    AMERICAN PACIFIC MORTGAGE CORPORATION 4 6.84% $10,859
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 6.63% $9,374
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 4 6.40% $15,870
    First Federal Bank 4 5.84% $6,124
    Magnolia Bank 4 5.94% $23,014
    SUN WEST MORTGAGE COMPANY, INC. 4 6.28% $12,589
    INSPIRE HOME LOANS INC. 4 5.69% $3,751
    GUARANTEED RATE AFFINITY, LLC 3 6.06% $9,320
    CONTOUR MORTGAGE CORPORATION 3 6.63% $16,190
    Credence Funding Corporation 3 5.38% $4,259
    Bell Bank 3 6.04% $9,451
    Barrington Bank & Trust Company, N.A. 3 5.83% $13,248
    KBHS HOME LOANS, LLC 3 5.92% $11,767
    NETWORK CAPITAL FUNDING CORPORATION 3 6.08% $7,939
    PENTAGON FEDERAL CREDIT UNION 3 6.08% $5,657
    Plains Commerce Bank 3 6.13% $13,760
    THE MORTGAGE WAREHOUSE,LLC 3 6.13% $14,554
    AMERICAN FINANCIAL RESOURCES, INC. 3 5.96% $11,296
    VAN DYK MORTGAGE CORPORATION 3 6.38% $11,620
    CLEARPATH LENDING 3 5.83% $4,873
    AMERICAN FINANCING CORPORATION 2 5.31% $17,284
    Bank of England 2 6.94% $14,930
    The Central Trust Bank 2 6.44% $8,919
    FIDELITY DIRECT MORTGAGE, LLC 2 6.63% $14,395
    The Federal Savings Bank 2 6.19% $29,635
    The Loan Store, Inc. 2 6.69% $4,482
    Residential Mortgage Solutions, Inc. 2 6.06% $12,653
    EVERETT FINANCIAL, INC. 2 7.06% $7,015
    LAKE MICHIGAN CREDIT UNION 2 6.25% $4,507
    NBKC BANK 2 6.00% $11,065
    Lakeview Community Capital, LLC 2 5.56% $7,338
    GERSHMAN INVESTMENT CORP. 2 6.81% $3,131
    DELMAR FINANCIAL COMPANY 2 5.69% $6,159
    HOMEBRIDGE FINANCIAL SERVICES, INC. 2 6.62% $7,591
    AMERISAVE MORTGAGE CORPORATION 2 6.19% $31,221
    HomePromise Corporation 2 7.81% $6,982
    SUCCESS MORTGAGE PARTNERS, INC. 2 6.56% $20,685
    NFM, INC. 2 6.69% $15,836
    Keystone Funding, Inc. 2 6.00% $7,945
    CARDINAL FINANCIAL 2 5.62% $11,703
    CityWorth Mortgage LLC 1 6.25% $17,060
    PHH Mortgage Corporation 1 5.49% $1,509
    VERITAS FUNDING, LLC 1 6.25% $16,877
    PLAZA HOME MORTGAGE, INC. 1 6.63% $22,251
    PREMIA MORTGAGE, LLC 1 5.00% $7,933
    Prosperity Home Mortgage, LLC 1 6.63% $10,783
    RELIANCE FIRST CAPITAL, LLC 1 6.88% $9,825
    Residential Acceptance Corporation 1 7.75% $11,366
    ROYAL UNITED MORTGAGE LLC 1 6.25% $15,169
    RUOFF MORTGAGE COMPANY, INC. 1 5.63% $24,623
    SCOTT CREDIT UNION 1 6.13% $5,985
    South Pacific Financial Corporation 1 6.25% $6,940
    SOUTHWEST STAGE FUNDING, LLC 1 6.38% $8,837
    Stifel Bank and Trust 1 6.13% $7,256
    Strong Home Mortgage, LLC 1 5.75% $10,062
    Summit Mortgage Corporation 1 6.13% $6,227
    Cornerstone First Mortgage, Inc 1 6.63% $8,071
    T2 FINANCIAL LLC 1 6.75% $21,972
    TD Bank 1 6.75% $3,594
    Texana Bank 1 5.88% $18,976
    THE EQUITABLE MORTGAGE CORPORATION 1 6.63% $9,991
    THE MORTGAGE FIRM, INC. 1 6.63% $10,380
    Commerce Home Mortgage, Inc. 1 5.63% $12,296
    TJC Mortgage, Inc. 1 6.25% $11,186
    TOP FLITE FINANCIAL, INC. 1 5.13% $5,691
    Truist 1 6.25% $10,795
    ZILLOW HOME LOANS, LLC 1 6.75% $20,507
    HARTFORD FUNDING, LTD. 1 5.75% $12,603
    Home Mortgage Alliance Corp 1 5.75% $5,476
    AMERICAN BANCSHARES MORTGAGE 1 6.99% $9,530
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 6.75% $20,945
    INTELLILOAN, INC. 1 6.25% $1,168
    CITY FIRST MORTGAGE SERVICES, L.L.C. 1 6.75% $16,890
    Ixonia Bank 1 6.13% $3,119
    LEADERONE FINANCIAL CORPORATION 1 7.13% $6,512
    GENEVA FINANCIAL, LLC 1 6.75% $1,575
    First Western Trust Bank 1 5.75% $17,378
    MATTAMY HOME FUNDING, LLC 1 6.75% $18,033
    MICHIGAN MUTUAL, INC. 1 6.25% $6,444
    Wells Fargo Bank 1 5.75% $8,881
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 5.99% $15,004
    MORTGAGEONE, INC. 1 7.63% $12,180
    Arvest Bank 1 6.50% $16,728
    FIRST HOME MORTGAGE CORPORATION 1 6.25% $8,356
    FIRST COMMUNITY MORTGAGE, INC. 1 5.25% $4,290
    Ameris Bank 1 6.75% $8,583
    COMPASS MORTGAGE, INC. 1 6.75% $9,129
    Alcova Mortgage LLC 1 5.75% $7,543
    Northpointe Bank 1 6.25% $3,995
    OCMBC, INC. 1 6.75% $12,095
    Pacor Mortgage Corp 1 6.25% $9,864
    EUSTIS AND AMERICAN MORTGAGE COMPANY 1 5.25% $6,885
    CALCON MUTUAL MORTGAGE LLC 1 5.75% $6,914

    The top Cape Coral VA lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 149 VA loans originated. Their average total fees are $9,219, which is $1,750 higher than the next largest lender, Mortgage Research Center, LLC.

    The lowest fee Cape Coral VA lenders (with over 10 loans originated) are GUARANTEED RATE, INC. ($4,707), VILLAGE CAPITAL MORTGAGE ($5,191), EAGLE HOME MORTGAGE, LLC ($5,432), LAKEVIEW LOAN SERVICING, LLC ($5,469) and DHI MORTGAGE COMPANY, LTD. ($6,414).

    The lowest rate Cape Coral VA lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.33%), EAGLE HOME MORTGAGE, LLC (5.47%), LAKEVIEW LOAN SERVICING, LLC (5.59%), PULTE MORTGAGE LLC (5.71%) and VILLAGE CAPITAL MORTGAGE (5.74%).

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Cape Coral (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $299,900 (-3.2%) $480,792 (0.2%) 1.11 9,099
    2018-02-01 $299,900 (-3.1%) $485,831 (1.7%) 1.09 9,580
    2018-03-01 $299,900 (-0.9%) $483,522 (1.8%) 1.05 9,690
    2018-04-01 $299,900 (0.0%) $483,637 (1.5%) 1.02 9,400
    2018-05-01 $299,000 (-0.3%) $480,406 (1.2%) 1.00 9,063
    2018-06-01 $294,751 (-1.7%) $475,315 (0.4%) 0.98 8,528
    2018-07-01 $295,000 (-1.6%) $469,544 (0.2%) 0.99 8,138
    2018-08-01 $289,700 (-3.1%) $461,943 (-1.3%) 0.97 7,931
    2018-09-01 $289,000 (-3.0%) $458,725 (-1.6%) 0.97 8,005
    2018-10-01 $290,000 (-2.8%) $463,489 (0.0%) 0.98 8,504
    2018-11-01 $298,450 (-0.4%) $471,540 (0.3%) 1.01 9,148
    2018-12-01 $294,900 (-1.7%) $471,086 (-1.3%) 1.02 9,833
    2019-01-01 $294,450 (-1.8%) $477,671 (-0.7%) 1.02 10,451
    2019-02-01 $298,400 (-0.5%) $478,081 (-1.6%) 1.01 11,071
    2019-03-01 $298,786 (-0.4%) $480,512 (-0.6%) 0.98 10,786
    2019-04-01 $298,425 (-0.5%) $478,591 (-1.0%) 0.95 10,326
    2019-05-01 $295,000 (-1.3%) $476,003 (-0.9%) 0.92 9,623
    2019-06-01 $292,950 (-0.6%) $473,337 (-0.4%) 0.92 8,833
    2019-07-01 $291,585 (-1.2%) $468,196 (-0.3%) 0.91 8,282
    2019-08-01 $294,636 (1.7%) $466,120 (0.9%) 0.93 7,971
    2019-09-01 $297,091 (2.8%) $465,189 (1.4%) 0.95 7,820
    2019-10-01 $299,000 (3.1%) $466,844 (0.7%) 0.96 7,751
    2019-11-01 $299,900 (0.5%) $483,943 (2.6%) 0.98 8,004
    2019-12-01 $302,497 (2.6%) $496,296 (5.4%) 1.01 8,041
    2020-01-01 $307,000 (4.3%) $505,884 (5.9%) 1.03 8,217
    2020-02-01 $317,000 (6.2%) $518,311 (8.4%) 1.04 8,200
    2020-03-01 $319,999 (7.1%) $521,190 (8.5%) 1.00 7,983
    2020-04-01 $314,500 (5.4%) $506,433 (5.8%) 0.99 7,800
    2020-05-01 $319,500 (8.3%) $514,308 (8.1%) 0.97 7,198
    2020-06-01 $324,950 (10.9%) $531,570 (12.3%) 0.96 6,494
    2020-07-01 $325,000 (11.5%) $547,863 (17.0%) 0.94 5,909
    2020-08-01 $325,000 (10.3%) $552,123 (18.5%) 0.93 5,443
    2020-09-01 $323,333 (8.8%) $559,350 (20.2%) 0.93 5,092
    2020-10-01 $325,000 (8.7%) $564,844 (21.0%) 0.93 4,852
    2020-11-01 $324,900 (8.3%) $573,363 (18.5%) 0.95 4,591
    2020-12-01 $324,019 (7.1%) $578,807 (16.6%) 0.96 4,350
    2021-01-01 $319,900 (4.2%) $588,738 (16.4%) 0.95 3,805
    2021-02-01 $321,575 (1.4%) $605,880 (16.9%) 0.94 2,920
    2021-03-01 $334,950 (4.7%) $632,782 (21.4%) 0.95 2,134
    2021-04-01 $349,450 (11.1%) $642,310 (26.8%) 0.95 1,923
    2021-05-01 $364,000 (13.9%) $666,089 (29.5%) 0.97 1,659
    2021-06-01 $370,725 (14.1%) $675,109 (27.0%) 0.98 1,802
    2021-07-01 $375,000 (15.4%) $654,029 (19.4%) 0.99 1,878
    2021-08-01 $394,850 (21.5%) $677,849 (22.8%) 1.05 1,951
    2021-09-01 $399,000 (23.4%) $681,026 (21.8%) 1.06 1,976
    2021-10-01 $424,900 (30.7%) $705,031 (24.8%) 1.13 1,928
    2021-11-01 $429,500 (32.2%) $736,847 (28.5%) 1.15 1,854
    2021-12-01 $437,000 (34.9%) $729,702 (26.1%) 1.18 1,821
    2022-01-01 $430,000 (34.4%) $741,904 (26.0%) 1.16 1,636
    2022-02-01 $468,125 (45.6%) $788,049 (30.1%) 1.22 1,533
    2022-03-01 $488,500 (45.8%) $786,956 (24.4%) 1.22 1,681
    2022-04-01 $495,000 (41.7%) $788,055 (22.7%) 1.18 1,973
    2022-05-01 $499,000 (37.1%) $781,253 (17.3%) 1.14 2,526
    2022-06-01 $499,450 (34.7%) $769,489 (14.0%) 1.11 3,219
    2022-07-01 $485,250 (29.4%) $747,171 (14.2%) 1.09 3,921
    2022-08-01 $475,000 (20.3%) $720,319 (6.3%) 1.10 4,197
    2022-09-01 $465,000 (16.5%) $712,403 (4.6%) 1.09 4,229
    2022-10-01 $459,900 (8.2%) $699,324 (-0.8%) 1.08 3,848
    2022-11-01 $459,950 (7.1%) $711,070 (-3.5%) 1.11 3,957
    2022-12-01 $465,000 (6.4%) $717,457 (-1.7%) 1.15 4,237
    2023-01-01 $471,950 (9.8%) $719,320 (-3.0%) 1.17 4,527
    2023-02-01 $479,940 (2.5%) $737,174 (-6.5%) 1.16 4,743
    2023-03-01 $498,750 (2.1%) $750,526 (-4.6%) 1.18 5,112
    2023-04-01 $499,000 (0.8%) $750,086 (-4.8%) 1.16 5,503
    2023-05-01 $494,500 (-0.9%) $748,639 (-4.2%) 1.12 5,626
    2023-06-01 $486,750 (-2.5%) $736,037 (-4.4%) 1.09 5,816
    2023-07-01 $480,000 (-1.1%) $725,142 (-3.0%) 1.09 5,924
    2023-08-01 $479,000 (0.8%) $716,311 (-0.6%) 1.10 5,938
    2023-09-01 $470,000 (1.1%) $698,509 (-2.0%) 1.09 6,357
    2023-10-01 $472,450 (2.7%) $699,892 (0.1%) 1.11 7,160
    2023-11-01 $474,950 (3.3%) $707,121 (-0.6%) 1.13 7,943
    2023-12-01 $475,415 (2.2%) $724,719 (1.0%) 1.16 8,449
    2024-01-01 $480,950 (1.9%) $739,029 (2.7%) 1.17 9,175
    2024-02-01 $477,000 (-0.6%) $740,783 (0.5%) 1.15 9,886
    2024-03-01 $474,100 (-4.9%) $746,315 (-0.6%) 1.12 10,287
    2024-04-01 $469,450 (-5.9%) $742,893 (-1.0%) 1.09 10,314
    2024-05-01 $460,900 (-6.8%) $739,477 (-1.2%) 1.05 10,109
    2024-06-01 $453,000 (-6.9%) $730,640 (-0.7%) 1.03 9,880
    2024-07-01 $449,450 (-6.4%) $713,340 (-1.6%) 1.03 9,548
    2024-08-01 $440,000 (-8.1%) $696,456 (-2.8%) 1.02 9,255
    2024-09-01 $430,000 (-8.5%) $679,702 (-2.7%) 1.01 9,384
    2024-10-01 $429,900 (-9.0%) $665,219 (-5.0%) 1.01 9,583
    2024-11-01 $430,000 (-9.5%) $662,031 (-6.4%) 1.03 10,957
    2024-12-01 $436,203 (-8.3%) $682,020 (-5.9%) 1.08 11,639
    2025-01-01 $439,900 (-8.5%) $691,407 (-6.4%) 1.10 12,756
    2025-02-01 $439,950 (-7.8%) $694,176 (-6.3%) 1.07 14,105
    2025-03-01 $439,900 (-7.2%) $692,373 (-7.2%) 1.04 14,615
    2025-04-01 $435,000 (-7.3%) $694,689 (-6.5%) 1.01 14,580
    Cape Coral's median listing price for 2025-04-01 was $435,000, a difference of $-34,450 (-7.3%) versus the prior year and $-4,900 versus the prior month.

    Cape Coral's median listing price comes in at 101% of the national average.

    Cape Coral's average listing price for 2025-04-01 was $694,689, a difference of $-48,204 (-6.5%) versus the prior year and $2,316 versus the prior month.

    For the 2025-04-01 period, Cape Coral had 14,580 MLS listings, a difference of -35 listings (0%) versus the prior month and 4,266 listings (41%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Cape Coral (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 67 days 1,785 sqft
    2018-02-01 65 days 1,788 sqft
    2018-03-01 62 days 1,789 sqft
    2018-04-01 72 days 1,795 sqft
    2018-05-01 75 days 1,787 sqft
    2018-06-01 81 days 1,784 sqft
    2018-07-01 85 days 1,785 sqft
    2018-08-01 86 days 1,775 sqft
    2018-09-01 85 days 1,772 sqft
    2018-10-01 77 days 1,769 sqft
    2018-11-01 71 days 1,767 sqft
    2018-12-01 72 days 1,755 sqft
    2019-01-01 74 days 1,756 sqft
    2019-02-01 74 days 1,759 sqft
    2019-03-01 76 days 1,761 sqft
    2019-04-01 79 days 1,757 sqft
    2019-05-01 85 days 1,753 sqft
    2019-06-01 88 days 1,755 sqft
    2019-07-01 92 days 1,756 sqft
    2019-08-01 87 days 1,755 sqft
    2019-09-01 83 days 1,755 sqft
    2019-10-01 77 days 1,757 sqft
    2019-11-01 68 days 1,763 sqft
    2019-12-01 72 days 1,777 sqft
    2020-01-01 75 days 1,779 sqft
    2020-02-01 72 days 1,788 sqft
    2020-03-01 67 days 1,794 sqft
    2020-04-01 76 days 1,773 sqft
    2020-05-01 86 days 1,796 sqft
    2020-06-01 95 days 1,788 sqft
    2020-07-01 90 days 1,774 sqft
    2020-08-01 77 days 1,759 sqft
    2020-09-01 74 days 1,752 sqft
    2020-10-01 65 days 1,756 sqft
    2020-11-01 61 days 1,739 sqft
    2020-12-01 64 days 1,734 sqft
    2021-01-01 62 days 1,722 sqft
    2021-02-01 51 days 1,694 sqft
    2021-03-01 47 days 1,696 sqft
    2021-04-01 40 days 1,706 sqft
    2021-05-01 39 days 1,722 sqft
    2021-06-01 37 days 1,745 sqft
    2021-07-01 40 days 1,747 sqft
    2021-08-01 46 days 1,765 sqft
    2021-09-01 49 days 1,768 sqft
    2021-10-01 47 days 1,784 sqft
    2021-11-01 46 days 1,779 sqft
    2021-12-01 49 days 1,761 sqft
    2022-01-01 49 days 1,755 sqft
    2022-02-01 33 days 1,765 sqft
    2022-03-01 29 days 1,761 sqft
    2022-04-01 30 days 1,770 sqft
    2022-05-01 31 days 1,756 sqft
    2022-06-01 35 days 1,758 sqft
    2022-07-01 40 days 1,757 sqft
    2022-08-01 47 days 1,753 sqft
    2022-09-01 54 days 1,757 sqft
    2022-10-01 67 days 1,770 sqft
    2022-11-01 73 days 1,766 sqft
    2022-12-01 63 days 1,741 sqft
    2023-01-01 59 days 1,732 sqft
    2023-02-01 50 days 1,727 sqft
    2023-03-01 45 days 1,737 sqft
    2023-04-01 47 days 1,735 sqft
    2023-05-01 54 days 1,734 sqft
    2023-06-01 58 days 1,722 sqft
    2023-07-01 65 days 1,725 sqft
    2023-08-01 66 days 1,732 sqft
    2023-09-01 66 days 1,729 sqft
    2023-10-01 61 days 1,736 sqft
    2023-11-01 60 days 1,742 sqft
    2023-12-01 66 days 1,737 sqft
    2024-01-01 72 days 1,750 sqft
    2024-02-01 67 days 1,748 sqft
    2024-03-01 64 days 1,744 sqft
    2024-04-01 72 days 1,733 sqft
    2024-05-01 73 days 1,726 sqft
    2024-06-01 79 days 1,719 sqft
    2024-07-01 86 days 1,718 sqft
    2024-08-01 88 days 1,712 sqft
    2024-09-01 83 days 1,697 sqft
    2024-10-01 85 days 1,692 sqft
    2024-11-01 79 days 1,695 sqft
    2024-12-01 73 days 1,695 sqft
    2025-01-01 71 days 1,700 sqft
    2025-02-01 72 days 1,702 sqft
    2025-03-01 72 days 1,702 sqft
    2025-04-01 81 days 1,702 sqft
    Cape Coral's median listing age (time on market) for 2025-04-01 was 81 days. This is 13% longer than the same period one year ago.

    Cape Coral's median square footage for active listings during the 2025-04-01 period was 1,702 sqft. One year prior, the average listing was 1,733 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.