Tampa VA Loan Rates, Closing Costs & Stats

TAMPA-ST. PETERSBURG-CLEARWATER, FL

A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

For additional benefits of VA loans, click here.

Tampa's 262 lenders originated 6,261 VA loans during 2023. The total origination value was $2,572,795,000, with an average VA loan value of $410,924.

Tampa VA Loans, 30 Year Fixed Rates

30 Year VA mortgages in Tampa averaged 6.46% for the week of 2024-05-17, compared to the national average (all VA variants) of 6.502% for the same period.

Tampa's average VA mortgage closing costs are $7,008.

The average rate for the prior week (2024-05-10) was 6.87% and one month ago for the week of 2024-04-12, the average rate was 6.85%.

The average rate one year ago was 6.06%.

For refis of the same type during the week of 2024-05-17, the average rate was 6.99%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Tampa VA Loan Lenders by Rates & Fees

The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Tampa level.

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 728 6.20% $11,032
Mortgage Research Center, LLC 673 6.60% $8,905
QUICKEN LOANS, LLC 357 6.02% $13,122
NAVY FEDERAL CREDIT UNION 303 5.76% $7,401
DHI MORTGAGE COMPANY, LTD. 286 5.64% $7,539
EAGLE HOME MORTGAGE, LLC 255 5.80% $7,574
FREEDOM MORTGAGE CORPORATION 186 6.41% $16,422
LOANDEPOT.COM, LLC 142 5.85% $12,526
CROSSCOUNTRY MORTGAGE, LLC 132 6.63% $9,372
CARDINAL FINANCIAL 107 6.33% $12,371
CMG MORTGAGE, INC. 98 6.06% $18,335
USAA Federal Savings Bank 98 6.22% $12,269
M/I FINANCIAL, LLC 91 5.72% $15,710
GUARANTEED RATE, INC. 82 5.97% $8,731
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 81 6.51% $10,042
PULTE MORTGAGE LLC 81 5.80% $6,112
NEWREZ LLC 80 6.46% $10,934
MOVEMENT MORTGAGE, LLC 78 6.38% $12,528
PENNYMAC LOAN SERVICES, LLC 77 5.84% $14,629
NEW DAY FINANCIAL, LLC 67 7.48% $15,601
EVERETT FINANCIAL, INC. 60 6.80% $15,462
HOMEBRIDGE FINANCIAL SERVICES, INC. 59 5.51% $13,177
PENTAGON FEDERAL CREDIT UNION 52 5.60% $10,265
Regions Bank 50 5.82% $17,526
The Federal Savings Bank 46 6.23% $20,780
NVR Mortgage Finance, Inc. 45 5.47% $7,268
Mr. Cooper ( Nationstar Mortgage ) 44 5.93% $15,948
AMERICAN FINANCIAL NETWORK, INC. 42 6.66% $12,083
FBC MORTGAGE, LLC 42 5.77% $10,475
THE MORTGAGE FIRM, INC. 40 6.71% $9,255
NFM, INC. 39 6.58% $14,153
VILLAGE CAPITAL MORTGAGE 39 6.20% $12,926
Plains Commerce Bank 37 6.35% $12,432
Equity Prime Mortgage LLC 37 6.84% $11,191
HOMESIDE FINANCIAL, LLC 34 6.45% $9,783
South Pacific Financial Corporation 33 5.84% $13,430
Century Mortgage Company DBA Century Lending Company 33 6.17% $9,581
UNION HOME MORTGAGE CORP. 30 6.37% $12,748
GERSHMAN INVESTMENT CORP. 29 6.63% $10,402
GUARANTEED RATE AFFINITY, LLC 28 6.13% $8,006
Paramount Residential Mortgage Group, Inc. 27 6.54% $10,626
Waterstone Mortgage Corporation 27 6.69% $14,243
MUTUAL OF OMAHA MORTGAGE, INC. 27 6.29% $14,640
CALIBER HOME LOANS, INC. 26 6.11% $12,825
BROKER SOLUTIONS, INC. 25 6.53% $14,558
American Mortgage & Equity Consultants, Inc. 24 6.40% $10,493
VAN DYK MORTGAGE CORPORATION 24 6.55% $10,571
AMERISAVE MORTGAGE CORPORATION 21 5.82% $19,235
PREFERRED LENDING SERVICES, LLC 21 6.44% $9,140
SUN WEST MORTGAGE COMPANY, INC. 21 6.60% $9,863
Flagstar Bank, FSB 21 6.44% $15,643
Wells Fargo Bank 21 6.08% $9,728
TOWNE MORTGAGE COMPANY 20 6.35% $11,440
Mid-Continent Funding, Inc. 19 6.24% $10,177
MORTGAGE SOLUTIONS OF COLORADO, LLC 19 7.54% $6,363
MICHIGAN MUTUAL, INC. 18 6.30% $15,959
HOME SOLUTION LENDERS INC. 17 5.68% $13,441
HOMEOWNERS FINANCIAL GROUP USA, LLC 16 6.62% $12,058
PLANET HOME LENDING, LLC 16 5.94% $12,234
MATTAMY HOME FUNDING, LLC 15 5.59% $11,003
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 15 6.16% $11,902
GUILD MORTGAGE COMPANY 15 6.38% $14,026
ARK-LA-TEX FINANCIAL SERVICES, LLC. 14 6.21% $10,387
PLAZA HOME MORTGAGE, INC. 14 6.23% $10,909
AMERICAN PACIFIC MORTGAGE CORPORATION 14 6.26% $15,259
Sierra Pacific Mortgage Company, Inc. 13 6.01% $11,619
Keystone Funding, Inc. 13 6.07% $10,008
Barrington Bank & Trust Company, N.A. 13 6.15% $9,959
NBKC BANK 13 5.78% $10,395
Hancock Whitney Bank 13 5.96% $9,808
Truist 12 6.28% $9,855
ACADEMY MORTGAGE CORPORATION 12 6.88% $11,826
Nations Lending Corporation 12 6.33% $15,197
PARK SQUARE HOME MORTGAGE, LLC 11 5.63% $6,508
FIRST MORTGAGE COMPANY, INC. 11 6.16% $10,619
LOANPAL, LLC 10 5.97% $15,042
KBHS HOME LOANS, LLC 10 5.55% $13,288
ABSOLUTE HOME MORTGAGE CORPORATION 10 6.39% $13,132
Strong Home Mortgage, LLC 10 5.80% $13,403
South State Bank 10 6.10% $9,872
PRIMELENDING, A PLAINSCAPITAL COMPANY 10 6.44% $13,449
First Federal Bank 10 6.19% $9,642
LAKEVIEW LOAN SERVICING, LLC 9 5.82% $16,222
NETWORK CAPITAL FUNDING CORPORATION 9 6.61% $11,665
DAS Acquisition Company, LLC 9 6.10% $15,751
EMM LOANS LLC 8 6.05% $17,000
U.S. Bank 8 6.22% $10,215
SUCCESS MORTGAGE PARTNERS, INC. 8 6.38% $17,820
First Horizon Bank 7 6.48% $9,047
Citizens Bank 7 5.91% $13,185
NATIONS DIRECT MORTGAGE, LLC 7 6.19% $11,166
Mortgage Lenders Investment Trading Corporation 7 6.43% $8,010
LEGEND LENDING CORPORATION 7 6.14% $13,680
Ixonia Bank 7 6.39% $12,176
JPMorgan Chase Bank 7 6.11% $5,548
STOCKTON MORTGAGE CORPORATION 6 6.46% $16,695
EMBRACE HOME LOANS, INC. 6 6.14% $15,329
Ameris Bank 6 6.29% $10,091
VERITAS FUNDING, LLC 6 6.35% $20,954
Bell Bank 6 6.42% $6,954
VANDERBILT MORTGAGE AND FINANCE, INC. 6 5.52% $8,174
Synovus Bank 6 6.23% $5,492
Cornerstone First Mortgage, Inc 5 6.90% $8,793
Presidential Bank, FSB 5 6.63% $10,309
CHURCHILL MORTGAGE CORPORATION 5 6.32% $15,104
LADERA LENDING, INC. 5 6.23% $10,081
TIDEWATER MORTGAGE SERVICES, INC. 5 6.53% $9,441
BAY EQUITY LLC 5 6.07% $15,321
MID AMERICA MORTGAGE, INC. 5 5.93% $28,236
Prosperity Home Mortgage, LLC 5 6.55% $10,332
NJ LENDERS CORP. 5 4.75% $4,334
GENEVA FINANCIAL, LLC 5 6.78% $17,148
Lakeview Community Capital, LLC 4 5.44% $12,860
LAND HOME FINANCIAL SERVICES, INC. 4 6.56% $8,902
FIRST COMMUNITY MORTGAGE, INC. 4 7.16% $8,264
NP, Inc. 4 6.25% $14,485
CONTOUR MORTGAGE CORPORATION 4 6.13% $14,225
RELIANCE FIRST CAPITAL, LLC 4 6.31% $9,624
Armed Forces Bank 4 6.00% $11,580
University Bank 4 6.28% $10,833
T2 FINANCIAL LLC 4 6.44% $9,291
OPEN MORTGAGE, LLC 4 6.44% $6,136
SWBC MORTGAGE CORPORATION 3 6.88% $6,134
ALLIED MORTGAGE GROUP, INC. 3 6.75% $7,704
AMERICAN BANCSHARES MORTGAGE 3 7.29% $15,383
Atlantic Coast Mortgage, LLC 3 6.42% $10,815
Bank of England 3 6.17% $9,822
BNC National Bank 3 5.29% $4,518
DRAPER AND KRAMER MORTGAGE CORP. 3 6.25% $3,869
EQUITY RESOURCES, INC. 3 7.00% $7,356
EUSTIS AND AMERICAN MORTGAGE COMPANY 3 6.75% $12,313
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 3 6.54% $22,369
LAKE MICHIGAN CREDIT UNION 3 6.13% $9,346
MORTGAGE 1 INCORPORATED 3 6.66% $9,254
Paramount Bank 3 7.13% $10,284
PHH Mortgage Corporation 3 6.46% $10,049
PNC Bank 3 6.50% $10,197
SeaTrust Mortgage Company 3 5.96% $10,983
TJC Mortgage, Inc. 3 6.42% $10,321
TOP FLITE FINANCIAL, INC. 3 6.75% $21,303
Towne Bank 3 6.00% $17,699
GSF Mortgage Corporation 2 7.31% $4,738
First Savings Bank 2 6.44% $7,616
SUMMIT FUNDING, INC. 2 7.00% $7,368
METROPLEX MORTGAGE SERVICES, INC. 2 6.63% $15,613
MORTGAGEONE, INC. 2 6.63% $5,233
First Option Mortgage, LLC 2 7.50% $7,541
PACIFIC RESIDENTIAL MORTGAGE, LLC 2 7.13% $4,073
Centennial Bank 2 6.63% $15,462
GoPrime Mortgage, Inc. 2 6.50% $12,957
The Central Trust Bank 2 4.81% $23,062
INTERCOASTAL MORTGAGE COMPANY 2 5.94% $18,814
Midwest Mortgage Associates Corporation 2 6.75% $8,572
Renasant Bank 2 5.94% $14,479
BOKF 2 5.88% $11,474
FIRST ALLIANCE HOME MORTGAGE, LLC 2 6.88% $79,701
Residential Mortgage Solutions, Inc. 2 6.87% $13,978
TOTAL MORTGAGE SERVICES, LLC 2 7.00% $17,822
Fifth Third Bank 2 6.25% $3,781
ROSS MORTGAGE CORPORATION 2 7.19% $8,501
HomePromise Corporation 2 7.06% $12,441
INSPIRE HOME LOANS INC. 2 5.50% $3,247
Alcova Mortgage LLC 2 6.63% $13,640
United Fidelity Funding Corp. 2 7.25% $23,684
BancorpSouth 2 6.06% $8,445
SECURITYNATIONAL MORTGAGE COMPANY 2 7.13% $8,617
FLAT BRANCH MORTGAGE, INC. 2 7.56% $11,226
AmeriHome Mortgage Company, LLC 2 6.44% $7,040
AMERICAN PORTFOLIO MORTGAGE CORPORATION 2 6.94% $8,166
MILEND, INC. 2 6.94% $24,098
AMERICAN FINANCING CORPORATION 2 6.50% $7,646
LEADERONE FINANCIAL CORPORATION 2 7.13% $16,488
AMCAP MORTGAGE, LTD. 2 6.13% $9,097
MY MORTGAGE, INC. 2 7.63% $21,357
AMERICAN FINANCIAL RESOURCES, INC. 2 6.75% $6,995
MORTGAGE EQUITY PARTNERS LLC 2 6.75% $17,554
SOVEREIGN LENDING GROUP INCORPORATED 2 6.13% $14,016
NATIONWIDE MORTGAGE BANKERS, INC. 2 5.94% $16,910
Magnolia Bank 2 6.00% $32,391
ENDEAVOR CAPITAL, LLC. 1 6.75% $11,042
Prosperity Bank 1 6.13% $10,595
Encompass Lending Group, LP 1 6.25% $16,241
East Coast Capital Corp. 1 6.75% $8,920
DYBN FINANCIAL CORP. 1 5.75% $9,112
RAILROAD & INDUSTRIAL 1 6.63% $20,797
DIRECT MORTGAGE LOANS, LLC 1 6.63% $53,878
DELMAR FINANCIAL COMPANY 1 7.25% $3,971
RESIDENTIAL HOME FUNDING CORP. 1 5.25% $13,901
RESOURCE FINANCIAL SERVICES, INC. 1 7.13% $4,837
ROYAL UNITED MORTGAGE LLC 1 6.00% $46,809
RUOFF MORTGAGE COMPANY, INC. 1 5.50% $13,424
MANN FINANCIAL INC. 1 5.63% $7,073
SFMC, LP 1 7.13% $9,373
CUSTOMER SERVICE MORTGAGE CORPORATION 1 6.63% $14,294
CRESCENT MORTGAGE COMPANY 1 5.63% $14,404
SOUTHPOINT FINANCIAL SERVICES, INC. 1 6.75% $8,409
Credence Funding Corporation 1 6.50% $1,654
Core Bank 1 5.75% $10,648
COMMUNITY MORTGAGE, LLC 1 5.75% $14,999
Community First National Bank 1 6.25% $4,756
Sunflower Bank 1 6.13% $26,635
CityWorth Mortgage LLC 1 5.63% $13,688
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 7.00% $4,713
Citibank 1 6.00% $18,585
The Camden National Bank 1 6.25% $10,149
THE EQUITABLE MORTGAGE CORPORATION 1 6.00% $14,730
Capital City Home Loans, LLC 1 6.13% $11,819
CALCON MUTUAL MORTGAGE LLC 1 7.13% $10
Western Ohio Mortgage Corporation 1 7.00% $10,785
Wolfe Financial, Inc 1 6.75% $14,019
ZILLOW HOME LOANS, LLC 1 6.25% $6,073
BAYSHORE MORTGAGE FUNDING, LLC 1 6.75% $15,774
Town Square Mortgage & Investments, Inc. 1 7.13% $11,242
BANKSOUTH MORTGAGE COMPANY, LLC 1 5.50% $10,117
Bank of America 1 6.63% $16,868
UNIVERSAL LENDING CORPORATION 1 6.00% $19,060
AmRes Corporation 1 5.99% $8,414
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 6.25% $5,707
KELLER MORTGAGE, LLC 1 6.13% $6,155
LENDING 3, INC. 1 7.75% $26,521
LENOX FINANCIAL MORTGAGE CORPORATION 1 6.63% $7,237
J. VIRGIL, INC. 1 7.13% $10,275
LOANFLIGHT LENDING, LLC 1 6.13% $18,861
JET HOMELOANS, LLC 1 5.75% $14,470
ServisFirst Bank 1 6.25% $20,156
JET DIRECT FUNDING CORP 1 6.13% $49,184
MEGASTAR FINANCIAL CORP. 1 6.75% $10,490
INTERCAP LENDING INC. 1 6.50% $3,696
INTELLILOAN, INC. 1 6.50% $3,601
HOMEXPRESS MORTGAGE CORP. 1 5.63% $14,032
HOMESTEAD FUNDING CORP. 1 5.75% $650
HOMESPIRE MORTGAGE CORPORATION 1 7.00% $10,747
HALLMARK HOME MORTGAGE, LLC 1 6.38% $10,371
GVC MORTGAGE, INC. 1 7.00% $7,061
Gulf Coast Bank and Trust Company 1 7.13% $30,137
GUARANTY HOME MORTGAGE CORPORATION 1 5.75% $6,886
NBH Bank 1 5.75% $7,631
GREENWAY MORTGAGE FUNDING CORP. 1 7.38% $11,727
Goldwater Bank, N.A. 1 7.63% $19,274
NEW FED MORTGAGE, CORP. 1 6.50% $23,160
George Mason Mortgage, LLC 1 7.00% $9,079
Gateway First Bank 1 7.25% $5,764
North American Savings Bank, F.S.B. 1 5.13% $2,960
NORTHERN MORTGAGE SERVICES, LLC 1 6.00% $4,854
Northpointe Bank 1 5.38% $12,431
NORTHPOINT MORTGAGE, INC. 1 6.25% $2,955
NOVA FINANCIAL & INVESTMENT CORPORATION 1 6.00% $12,968
First State Bank of St. Charles, Missouri 1 6.25% $11,237
Old National Bank 1 6.99% $4,520
ON Q FINANCIAL, INC. 1 5.63% $13,389
Victorian Finance, LLC 1 6.75% $14,726
FIRST EQUITY MORTGAGE BANKERS, INC. 1 7.25% $13,455
FIRST CENTENNIAL MORTGAGE CORPORATION 1 6.88% $5,964
AMERICAN FEDERAL MORTGAGE CORPORATION 1 7.63% $4,021
FIDELITY DIRECT MORTGAGE, LLC 1 6.63% $14,409
FIDELITY BANK 1 6.75% $3,359
FEDERATED MORTGAGE CORP. 1 6.63% $5,490
POLARIS HOME FUNDING CORP. 1 6.00% $28,663
FAIR WAY LENDING LLC 1 5.25% $12,625
PREMIA MORTGAGE, LLC 1 5.88% $3,518
FAIRWAY FUNDING GROUP, INC. 1 6.99% $6,873
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.25% $15,590

The top Tampa VA lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 728 VA loans originated. Their average total fees are $11,032, which is $2,126 higher than the next largest lender, Mortgage Research Center, LLC.

The lowest fee Tampa VA lenders (with over 10 loans originated) are PULTE MORTGAGE LLC ($6,112), MORTGAGE SOLUTIONS OF COLORADO, LLC ($6,363), PARK SQUARE HOME MORTGAGE, LLC ($6,508), NVR Mortgage Finance, Inc. ($7,268) and NAVY FEDERAL CREDIT UNION ($7,401).

The lowest rate Tampa VA lenders (with over 10 loans originated) are NVR Mortgage Finance, Inc. (5.47%), HOMEBRIDGE FINANCIAL SERVICES, INC. (5.51%), KBHS HOME LOANS, LLC (5.55%), MATTAMY HOME FUNDING, LLC (5.59%) and PENTAGON FEDERAL CREDIT UNION (5.60%).


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Tampa (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $266,250 (6.5%) $395,388 (3.4%) 0.99 13,114
2018-02-01 $267,736 (4.0%) $394,066 (0.9%) 0.97 13,295
2018-03-01 $269,900 (3.8%) $397,972 (0.9%) 0.95 13,381
2018-04-01 $277,750 (4.8%) $408,745 (2.1%) 0.94 13,194
2018-05-01 $278,320 (3.1%) $405,556 (0.7%) 0.93 13,361
2018-06-01 $279,000 (3.3%) $405,160 (0.6%) 0.93 13,524
2018-07-01 $276,545 (2.5%) $401,532 (1.0%) 0.92 13,653
2018-08-01 $274,750 (1.8%) $400,410 (1.0%) 0.92 13,824
2018-09-01 $269,040 (-0.2%) $391,542 (-0.6%) 0.90 14,121
2018-10-01 $269,825 (1.0%) $394,341 (0.0%) 0.91 14,644
2018-11-01 $269,020 (0.1%) $390,665 (-1.6%) 0.91 15,346
2018-12-01 $267,000 (0.8%) $385,354 (-2.1%) 0.92 15,537
2019-01-01 $265,495 (-0.3%) $385,653 (-2.5%) 0.92 15,824
2019-02-01 $269,900 (0.8%) $392,998 (-0.3%) 0.91 16,085
2019-03-01 $274,242 (1.6%) $400,617 (0.7%) 0.90 15,593
2019-04-01 $279,900 (0.8%) $405,434 (-0.8%) 0.89 14,784
2019-05-01 $284,042 (2.1%) $408,326 (0.7%) 0.89 14,365
2019-06-01 $285,000 (2.2%) $410,145 (1.2%) 0.89 14,208
2019-07-01 $285,000 (3.1%) $406,717 (1.3%) 0.89 13,854
2019-08-01 $282,396 (2.8%) $405,592 (1.3%) 0.89 13,788
2019-09-01 $281,048 (4.5%) $406,014 (3.7%) 0.90 13,756
2019-10-01 $280,000 (3.8%) $407,467 (3.3%) 0.90 13,727
2019-11-01 $279,900 (4.0%) $409,672 (4.9%) 0.92 13,406
2019-12-01 $279,450 (4.7%) $411,875 (6.9%) 0.93 13,056
2020-01-01 $276,700 (4.2%) $415,741 (7.8%) 0.92 12,621
2020-02-01 $280,000 (3.7%) $422,456 (7.5%) 0.92 12,390
2020-03-01 $284,000 (3.6%) $425,706 (6.3%) 0.89 12,273
2020-04-01 $279,900 (0.0%) $413,553 (2.0%) 0.88 12,472
2020-05-01 $285,000 (0.3%) $426,215 (4.4%) 0.87 11,626
2020-06-01 $294,728 (3.4%) $448,478 (9.4%) 0.87 9,783
2020-07-01 $299,178 (5.0%) $463,681 (14.0%) 0.87 8,773
2020-08-01 $299,999 (6.2%) $470,876 (16.1%) 0.86 8,145
2020-09-01 $304,950 (8.5%) $481,459 (18.6%) 0.87 7,775
2020-10-01 $309,900 (10.7%) $480,254 (17.9%) 0.89 7,853
2020-11-01 $305,000 (9.0%) $476,813 (16.4%) 0.89 7,677
2020-12-01 $299,996 (7.4%) $477,575 (16.0%) 0.89 7,050
2021-01-01 $299,900 (8.4%) $493,734 (18.8%) 0.90 5,753
2021-02-01 $299,700 (7.0%) $507,769 (20.2%) 0.87 4,756
2021-03-01 $304,041 (7.1%) $515,492 (21.1%) 0.86 3,920
2021-04-01 $321,548 (14.9%) $533,800 (29.1%) 0.87 3,539
2021-05-01 $337,428 (18.4%) $539,796 (26.7%) 0.90 3,620
2021-06-01 $349,900 (18.7%) $550,544 (22.8%) 0.92 4,054
2021-07-01 $350,000 (17.0%) $564,725 (21.8%) 0.92 4,662
2021-08-01 $359,950 (20.0%) $567,128 (20.4%) 0.96 4,864
2021-09-01 $367,000 (20.4%) $562,134 (16.8%) 0.98 4,805
2021-10-01 $375,000 (21.0%) $588,911 (22.6%) 1.00 4,703
2021-11-01 $382,000 (25.3%) $599,162 (25.7%) 1.02 4,415
2021-12-01 $378,450 (26.2%) $598,379 (25.3%) 1.03 4,062
2022-01-01 $385,000 (28.4%) $627,165 (27.0%) 1.04 3,392
2022-02-01 $395,794 (32.1%) $643,015 (26.6%) 1.03 2,985
2022-03-01 $399,950 (31.5%) $661,580 (28.3%) 1.00 3,076
2022-04-01 $421,000 (30.9%) $668,837 (25.3%) 1.00 3,425
2022-05-01 $439,625 (30.3%) $674,221 (24.9%) 1.01 4,883
2022-06-01 $449,450 (28.5%) $667,079 (21.2%) 1.00 6,266
2022-07-01 $444,900 (27.1%) $644,368 (14.1%) 1.00 8,638
2022-08-01 $437,450 (21.5%) $619,248 (9.2%) 1.01 9,629
2022-09-01 $429,450 (17.0%) $612,959 (9.0%) 1.00 10,076
2022-10-01 $425,000 (13.3%) $612,369 (4.0%) 1.00 10,276
2022-11-01 $415,000 (8.6%) $604,228 (0.9%) 1.00 11,129
2022-12-01 $409,000 (8.1%) $599,862 (0.3%) 1.01 10,926
2023-01-01 $400,000 (3.9%) $608,470 (-3.0%) 0.99 10,410
2023-02-01 $400,000 (1.1%) $622,584 (-3.2%) 0.97 9,686
2023-03-01 $410,000 (2.5%) $651,365 (-1.5%) 0.97 8,848
2023-04-01 $412,000 (-2.1%) $650,306 (-2.8%) 0.96 8,624
2023-05-01 $439,000 (-0.1%) $682,374 (1.2%) 1.00 8,149
2023-06-01 $445,000 (-1.0%) $692,472 (3.8%) 1.00 8,178
2023-07-01 $449,000 (0.9%) $689,992 (7.1%) 1.02 8,341
2023-08-01 $442,500 (1.2%) $676,636 (9.3%) 1.02 8,691
2023-09-01 $439,244 (2.3%) $655,991 (7.0%) 1.02 9,566
2023-10-01 $429,950 (1.2%) $651,440 (6.4%) 1.01 11,057
2023-11-01 $425,000 (2.4%) $634,286 (5.0%) 1.01 12,245
2023-12-01 $420,000 (2.7%) $627,779 (4.7%) 1.02 12,399
2024-01-01 $419,450 (4.9%) $629,556 (3.5%) 1.02 12,506
2024-02-01 $415,500 (3.9%) $623,443 (0.1%) 1.00 13,201
2024-03-01 $419,000 (2.2%) $624,384 (-4.1%) 0.99 14,010
2024-04-01 $419,950 (1.9%) $630,268 (-3.1%) 0.98 14,622
Tampa's median listing price for 2024-04-01 was $419,950, a difference of $7,950 (1.9%) versus the prior year and $950 versus the prior month.

Tampa's median listing price comes in at 98% of the national average.

Tampa's average listing price for 2024-04-01 was $630,268, a difference of $-20,038 (-3.1%) versus the prior year and $5,884 versus the prior month.

For the 2024-04-01 period, Tampa had 14,622 MLS listings, a difference of 612 listings (4%) versus the prior month and 5,998 listings (70%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Tampa (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 64 days 1,790 sqft
2018-02-01 54 days 1,797 sqft
2018-03-01 50 days 1,811 sqft
2018-04-01 51 days 1,829 sqft
2018-05-01 50 days 1,830 sqft
2018-06-01 52 days 1,835 sqft
2018-07-01 54 days 1,827 sqft
2018-08-01 56 days 1,824 sqft
2018-09-01 57 days 1,788 sqft
2018-10-01 54 days 1,797 sqft
2018-11-01 54 days 1,782 sqft
2018-12-01 59 days 1,755 sqft
2019-01-01 67 days 1,744 sqft
2019-02-01 62 days 1,753 sqft
2019-03-01 55 days 1,775 sqft
2019-04-01 57 days 1,796 sqft
2019-05-01 57 days 1,819 sqft
2019-06-01 57 days 1,828 sqft
2019-07-01 57 days 1,820 sqft
2019-08-01 58 days 1,813 sqft
2019-09-01 59 days 1,808 sqft
2019-10-01 60 days 1,804 sqft
2019-11-01 58 days 1,787 sqft
2019-12-01 62 days 1,774 sqft
2020-01-01 66 days 1,761 sqft
2020-02-01 57 days 1,770 sqft
2020-03-01 50 days 1,757 sqft
2020-04-01 53 days 1,734 sqft
2020-05-01 64 days 1,746 sqft
2020-06-01 64 days 1,754 sqft
2020-07-01 55 days 1,754 sqft
2020-08-01 48 days 1,747 sqft
2020-09-01 47 days 1,713 sqft
2020-10-01 44 days 1,698 sqft
2020-11-01 45 days 1,674 sqft
2020-12-01 50 days 1,660 sqft
2021-01-01 54 days 1,630 sqft
2021-02-01 40 days 1,612 sqft
2021-03-01 35 days 1,614 sqft
2021-04-01 33 days 1,630 sqft
2021-05-01 31 days 1,635 sqft
2021-06-01 29 days 1,641 sqft
2021-07-01 32 days 1,631 sqft
2021-08-01 31 days 1,629 sqft
2021-09-01 36 days 1,626 sqft
2021-10-01 35 days 1,633 sqft
2021-11-01 37 days 1,648 sqft
2021-12-01 53 days 1,623 sqft
2022-01-01 40 days 1,610 sqft
2022-02-01 31 days 1,608 sqft
2022-03-01 29 days 1,602 sqft
2022-04-01 26 days 1,616 sqft
2022-05-01 24 days 1,649 sqft
2022-06-01 26 days 1,690 sqft
2022-07-01 29 days 1,704 sqft
2022-08-01 37 days 1,716 sqft
2022-09-01 44 days 1,720 sqft
2022-10-01 50 days 1,708 sqft
2022-11-01 54 days 1,690 sqft
2022-12-01 58 days 1,680 sqft
2023-01-01 65 days 1,673 sqft
2023-02-01 59 days 1,667 sqft
2023-03-01 51 days 1,673 sqft
2023-04-01 49 days 1,673 sqft
2023-05-01 46 days 1,686 sqft
2023-06-01 46 days 1,700 sqft
2023-07-01 46 days 1,702 sqft
2023-08-01 44 days 1,689 sqft
2023-09-01 44 days 1,690 sqft
2023-10-01 44 days 1,672 sqft
2023-11-01 47 days 1,652 sqft
2023-12-01 57 days 1,622 sqft
2024-01-01 64 days 1,600 sqft
2024-02-01 57 days 1,590 sqft
2024-03-01 51 days 1,598 sqft
2024-04-01 52 days 1,602 sqft
Tampa's median listing age (time on market) for 2024-04-01 was 52 days. This is 6% longer than the same period one year ago.

Tampa's median square footage for active listings during the 2024-04-01 period was 1,602 sqft. One year prior, the average listing was 1,673 sqft.

VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.