Adrian Bank Mortgage Rates, Fees & Info

Adrian, MO

LEI: 254900TUS3PQY1ER5639

Tax ID: 44-0146570

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Review & Overview

Adrian Bank is a smaller bank specializing in Home Purchase and Refi loans. Adrian Bank has a high proportion of conventional loans. Their top (well, only) market is Kansas City.

Adrian Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


Originations

30

Origination Dollar Volume (All Markets)

$3,550,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
KANSAS CITY, MO-KS (FHA|USDA|VA) 29 $3,445,000 $118,793 $0 0.00%
Outside of Metro Areas 1 $105,000 $105,000 $0 0.00%
Adrian Bank's top markets include and Kansas City among others.

Their top states include:
  • Missouri (FHA|USDA|VA)
  • Kansas (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 30 $3,550,000 $118,333 $0 0.00%

    For 2019, Adrian Bank's most frequently originated type of loan was Conventional, with 30 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 15 $1,785,000 $119,000 $0 0.00%
    Refi 12 $1,590,000 $132,500 $0 0.00%
    Other 2 $160,000 $80,000 $0 0.00%
    Home Improvement 1 $15,000 $15,000 $0 0.00%

    For 2019, Adrian Bank's most frequently cited loan purpose was Home Purchase, with 15 originations. The 2nd most popular reason was Refi, with 12 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 30 $3,550,000 $118,333 $0 0.00%

    For 2019, Adrian Bank's most frequently cited loan duration was Other, with 30 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 16 $760,000 $47,500 $0 0.00%
    $100k-200k 8 $1,100,000 $137,500 $0 0.00%
    $200k-400k 6 $1,690,000 $281,667 $0 0.00%

    2019 saw Adrian Bank place emphasis on $100,000 or less loans with 16 originations, totaling $760,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 10 $500,000 $50,000 $0 0.00%
    $50k-75k 7 $465,000 $66,429 $0 0.00%
    $100k-150k 6 $1,300,000 $216,667 $0 0.00%
    $75k-100k 6 $1,110,000 $185,000 $0 0.00%
    $150k-250k 1 $175,000 $175,000 $0 0.00%

    Adrian Bank lent most frequently to those with incomes in the $50k or less range, with 10 originations. The second most popular income band? $50k-75k, with 7 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 30 $3,550,000 $118,333 $0 0.00%

    Adrian Bank lent most frequently to those with DTI ratios of Exempt%, with 30 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 30 $3,550,000 $118,333 $0 0.00%

    Approval Rates

    Total approvals of all applications
    80.00%

    Adrian Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    80.00%

    Adrian Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 30 $3,550,000 $118,333

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 6 $350,000 $58,333
    Single Family (1-4 Units):Site-Built 24 $3,200,000 $133,333