Adrian Bank Mortgage Rates, Fees & Info
Adrian, MOLEI: 254900TUS3PQY1ER5639
Tax ID: 44-0146570
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Mortgage Data
Review & Overview
Adrian Bank is a smaller bank specializing in Home Purchase and Refi loans. Adrian Bank has a high proportion of conventional loans. Their top (well, only) market is Kansas City.Adrian Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
30Origination Dollar Volume (All Markets)
$3,550,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 29 | $3,445,000 | $118,793 | $0 | 0.00% |
| Outside of Metro Areas | 1 | $105,000 | $105,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 30 | $3,550,000 | $118,333 | $0 | 0.00% |
For 2019, Adrian Bank's most frequently originated type of loan was Conventional, with 30 originations.
Loan Reason
For 2019, Adrian Bank's most frequently cited loan purpose was Home Purchase, with 15 originations. The 2nd most popular reason was Refi, with 12 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 30 | $3,550,000 | $118,333 | $0 | 0.00% |
For 2019, Adrian Bank's most frequently cited loan duration was Other, with 30 originations.
Loan Sizing
2019 saw Adrian Bank place emphasis on $100,000 or less loans with 16 originations, totaling $760,000 in origination value.
Applicant Income
Adrian Bank lent most frequently to those with incomes in the $50k or less range, with 10 originations. The second most popular income band? $50k-75k, with 7 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 30 | $3,550,000 | $118,333 | $0 | 0.00% |
Adrian Bank lent most frequently to those with DTI ratios of Exempt%, with 30 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 30 | $3,550,000 | $118,333 | $0 | 0.00% |
Approval Rates
Total approvals of all applications80.00%
Adrian Bank has a below average approval rate.
Pick Rate
Approvals leading to origination80.00%
Adrian Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 30 | $3,550,000 | $118,333 |