Kansas City VA Loan Rates, Closing Costs & Stats

KANSAS CITY, MO-KS

A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

For additional benefits of VA loans, click here.

Kansas City's 159 lenders originated 3,580 VA loans during 2024. The total origination value was $1,208,130,000, with an average VA loan value of $337,466.

Kansas City VA Loans, 30 Year Fixed Rates

30 Year VA mortgages in Kansas City averaged 6.69% for the week of 2025-04-04, compared to the national average (all VA variants) of 6.06% for the same period.

Kansas City's average VA mortgage closing costs are $5,570.

The average rate for the prior week (2025-03-28) was 6.81% and one month ago for the week of 2025-02-28, the average rate was 6.68%.

The average rate one year ago was 6.99%.

For refis of the same type during the week of 2025-04-04, the average rate was 6.36%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Kansas City VA Loan Lenders by Rates & Fees

The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Kansas City level.

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
Mortgage Research Center, LLC 543 6.36% $6,288
UNITED WHOLESALE MORTGAGE, LLC 252 6.07% $6,193
PENNYMAC LOAN SERVICES, LLC 177 5.65% $6,592
FREEDOM MORTGAGE CORPORATION 174 6.20% $6,652
QUICKEN LOANS, LLC 171 6.04% $10,138
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 111 6.26% $5,500
FLAT BRANCH MORTGAGE, INC. 103 6.36% $7,653
NAVY FEDERAL CREDIT UNION 97 5.84% $6,252
USAA Federal Savings Bank 90 6.14% $7,038
PRIMELENDING, A PLAINSCAPITAL COMPANY 80 6.51% $5,731
NBKC BANK 74 5.95% $6,151
NEWREZ LLC 61 5.92% $7,028
Prosperity Home Mortgage, LLC 58 6.13% $6,794
COMMUNITY MORTGAGE, LLC 58 6.08% $6,741
CROSSCOUNTRY MORTGAGE, LLC 55 6.08% $7,108
COMMUNITYAMERICA 54 6.36% $5,476
NEW DAY FINANCIAL, LLC 50 7.44% $11,435
VILLAGE CAPITAL MORTGAGE 49 5.77% $6,520
GUILD MORTGAGE COMPANY 48 6.39% $7,478
First State Bank of St. Charles, Missouri 42 6.25% $6,692
LEADERONE FINANCIAL CORPORATION 41 6.53% $8,013
PLANET HOME LENDING, LLC 38 5.87% $3,447
MORTGAGE SOLUTIONS OF COLORADO, LLC 37 6.91% $4,611
ENDEAVOR CAPITAL, LLC. 37 6.04% $7,062
LOANDEPOT.COM, LLC 34 6.04% $9,100
LAKEVIEW LOAN SERVICING, LLC 29 5.83% $5,720
MUTUAL OF OMAHA MORTGAGE, INC. 29 6.23% $15,175
Mr. Cooper ( Nationstar Mortgage ) 26 6.10% $6,884
Armed Forces Bank 26 5.95% $6,355
ARK-LA-TEX FINANCIAL SERVICES, LLC. 25 6.17% $6,567
Bell Bank 25 6.12% $5,598
The Federal Savings Bank 24 6.48% $13,249
First Federal Bank 23 5.93% $5,085
First Bank 21 6.38% $6,296
SUMMIT FUNDING, INC. 21 6.49% $7,250
Flagstar Bank, FSB 20 6.47% $5,887
BROKER SOLUTIONS, INC. 17 6.33% $13,060
North American Savings Bank, F.S.B. 16 6.13% $7,894
VANDERBILT MORTGAGE AND FINANCE, INC. 16 5.95% $6,205
MID AMERICA MORTGAGE, INC. 16 6.48% $3,017
Stride Bank 15 6.28% $7,048
Arvest Bank 15 6.34% $3,720
UNION HOME MORTGAGE CORP. 15 6.40% $5,826
MEGASTAR FINANCIAL CORP. 15 6.39% $7,274
SUN WEST MORTGAGE COMPANY, INC. 13 6.03% $7,172
Equity Prime Mortgage LLC 13 6.79% $9,162
HALLMARK HOME MORTGAGE, LLC 13 6.54% $8,076
GUARANTEED RATE, INC. 12 5.99% $5,089
LOANPAL, LLC 11 6.08% $12,527
Academy Bank 11 6.17% $4,256
EVERETT FINANCIAL, INC. 11 6.70% $6,965
HOMEBRIDGE FINANCIAL SERVICES, INC. 10 6.45% $3,785
The Central Trust Bank 9 6.64% $7,155
BAYSHORE MORTGAGE FUNDING, LLC 9 6.72% $10,840
American Mortgage Bank, LLC 9 6.57% $13,219
GENEVA FINANCIAL, LLC 8 6.38% $6,692
Magnolia Bank 8 5.80% $23,060
Waterstone Mortgage Corporation 8 6.50% $10,212
T2 FINANCIAL LLC 8 6.84% $6,024
PENTAGON FEDERAL CREDIT UNION 7 6.05% $5,438
PREMIER MORTGAGE RESOURCES, L.L.C. 7 6.45% $5,377
Barrington Bank & Trust Company, N.A. 7 6.18% $4,404
BAY EQUITY LLC 6 6.58% $5,900
AMERISAVE MORTGAGE CORPORATION 6 5.79% $22,386
Carrington Mortgage Services, LLC 6 5.96% $9,853
First National Bank of Omaha 6 6.27% $5,580
Midwest Mortgage Associates Corporation 6 6.27% $6,106
Oakstar Bank 6 6.40% $3,764
OPEN MORTGAGE, LLC 6 6.35% $10,371
S1L, Inc. 6 6.25% $12,271
U.S. Bank 6 6.29% $7,542
CANOPY MORTGAGE, LLC 5 6.20% $12,081
AMERICAN PACIFIC MORTGAGE CORPORATION 5 6.70% $8,079
Texana Bank 5 6.28% $10,288
Mazuma Credit Union 5 6.33% $7,044
Hawthorn Bank 5 5.93% $4,525
MOVEMENT MORTGAGE, LLC 5 6.90% $14,316
Century Mortgage Company DBA Century Lending Company 4 5.84% $4,310
JPMorgan Chase Bank 4 5.94% $8,391
CMG MORTGAGE, INC. 4 6.59% $4,882
TOWNE MORTGAGE COMPANY 4 6.72% $11,643
First Federal Bank of Kansas City 4 6.53% $14,846
HOMESIDE FINANCIAL, LLC 4 6.91% $11,321
PHH Mortgage Corporation 3 6.21% $6,481
AMERICAN FINANCIAL NETWORK, INC. 3 6.17% $17,014
NBH Bank 3 6.29% $4,638
CARDINAL FINANCIAL 3 6.54% $22,740
Paramount Residential Mortgage Group, Inc. 3 6.37% $12,643
Sunflower Bank 3 6.29% $4,025
American Mortgage & Equity Consultants, Inc. 3 6.92% $5,793
Plains Commerce Bank 3 6.50% $6,364
BOKF 3 6.42% $11,048
SUCCESS MORTGAGE PARTNERS, INC. 2 7.06% $8,734
Farmers Bank & Trust 2 5.94% $1,445
ENVOY MORTGAGE, LTD 2 6.38% $7,375
Members Mortgage Services, L.L.C. 2 6.19% $3,490
DAS Acquisition Company, LLC 2 6.19% $6,356
ALLIANT CREDIT UNION 2 6.06% $3,005
Mortgage Investment Services Corporation 2 5.94% $4,416
Cornerstone First Mortgage, Inc 2 6.38% $9,684
M&T Bank 2 6.63% $7,847
Nations Lending Corporation 2 6.75% $21,783
NexBank 2 5.69% $6,886
NFM, INC. 2 7.06% $15,722
Paramount Bank 2 6.94% $4,617
Capital Bank 2 6.19% $5,183
ROYAL UNITED MORTGAGE LLC 2 6.38% $15,932
Willamette Valley Bank 2 5.63% $8,838
SIRVA MORTGAGE, INC. 2 6.81% $3,076
Ameris Bank 2 6.19% $8,148
TOP FLITE FINANCIAL, INC. 2 6.69% $15,695
AMERICAN FINANCING CORPORATION 2 6.12% $11,436
GERSHMAN INVESTMENT CORP. 2 6.31% $4,853
FIRST INTEGRITY MORTGAGE SERVICES, INC. 2 6.19% $2,154
Commercial Bank of Texas 1 6.99% $2,208
Community Mortgage Banc Corporation 1 6.88% $2,421
Home Mortgage Alliance Corp 1 6.25% $24,186
PLAZA HOME MORTGAGE, INC. 1 6.25% $3,916
POINT Mortgage 1 5.75% $4,113
Core Bank 1 6.25% $4,090
Presidential Bank, FSB 1 6.25% $16,204
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.50% $6,991
CALCON MUTUAL MORTGAGE LLC 1 6.63% $12,838
Mid-Continent Funding, Inc. 1 6.25% $6,044
BETTER MORTGAGE CORPORATION 1 6.50% $5,452
Regent Financial Group, Inc. 1 6.75% $10,571
RELIANCE FIRST CAPITAL, LLC 1 6.38% $20,283
R-G Federal Credit Union 1 6.75% $28,401
ZILLOW HOME LOANS, LLC 1 5.75% $3,883
RUOFF MORTGAGE COMPANY, INC. 1 6.63% $5,450
US MORTGAGE CORPORATION 1 6.75% $4,208
SCOTT CREDIT UNION 1 6.50% $15,076
SECURITYNATIONAL MORTGAGE COMPANY 1 6.75% $9,000
Sierra Pacific Mortgage Company, Inc. 1 6.63% $3,978
ALLIED MORTGAGE GROUP, INC. 1 6.25% $2,843
Bank of England 1 5.75% $5,367
DELMAR FINANCIAL COMPANY 1 6.25% $12,796
Bank of America 1 7.38% $4,334
MAINSTREET FEDERAL CREDIT UNION 1 6.88% $4,384
ASSEMBLIES OF GOD Credit Union 1 6.13% $8,123
First National Bank Texas 1 6.00% $1,106
DHI MORTGAGE COMPANY, LTD. 1 4.99% $11,851
AmeriHome Mortgage Company, LLC 1 5.63% $5,303
EVANSVILLE TEACHERS 1 6.75% $3,510
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 5.50% $9,511
FIRST COMMUNITY MORTGAGE, INC. 1 6.63% $8,485
Truist 1 6.20% $12,517
UMB Bank 1 6.63% $7,510
Ixonia Bank 1 7.13% $86
CHARTER WEST BANK 1 6.25% $13,945
Northpointe Bank 1 6.50% $4,700
NP, Inc. 1 6.63% $14,495
ALAMEDA MORTGAGE CORPORATION 1 6.63% $12,934
Old National Bank 1 5.50% $1,957
Wells Fargo Bank 1 5.88% $2,869
Gateway First Bank 1 6.25% $2,060
CHURCHILL MORTGAGE CORPORATION 1 5.88% $13,635
Commerce Bank 1 7.00% $1,751
Capitol Federal Savings Bank 1 6.75% $0

The top Kansas City VA lender as defined by loan originations is Mortgage Research Center, LLC, with 543 VA loans originated. Their average total fees are $6,288, which is $95 higher than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee Kansas City VA lenders (with over 10 loans originated) are MID AMERICA MORTGAGE, INC. ($3,017), PLANET HOME LENDING, LLC ($3,447), Arvest Bank ($3,720), HOMEBRIDGE FINANCIAL SERVICES, INC. ($3,785) and Academy Bank ($4,256).

The lowest rate Kansas City VA lenders (with over 10 loans originated) are PENNYMAC LOAN SERVICES, LLC (5.65%), VILLAGE CAPITAL MORTGAGE (5.77%), LAKEVIEW LOAN SERVICING, LLC (5.83%), NAVY FEDERAL CREDIT UNION (5.84%) and PLANET HOME LENDING, LLC (5.87%).


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Kansas City (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $280,741 (16.0%) $340,959 (9.9%) 1.04 5,234
2018-02-01 $296,121 (18.5%) $356,357 (13.8%) 1.08 4,859
2018-03-01 $304,000 (13.8%) $365,019 (10.9%) 1.07 5,072
2018-04-01 $306,410 (9.4%) $372,215 (8.1%) 1.04 5,299
2018-05-01 $302,500 (10.0%) $371,712 (7.6%) 1.01 5,769
2018-06-01 $298,695 (8.6%) $366,087 (6.0%) 1.00 6,210
2018-07-01 $293,273 (6.6%) $363,223 (6.4%) 0.98 6,590
2018-08-01 $290,000 (7.4%) $360,925 (6.0%) 0.97 6,876
2018-09-01 $292,200 (8.4%) $360,944 (7.0%) 0.98 7,103
2018-10-01 $289,950 (8.6%) $354,713 (5.9%) 0.98 7,291
2018-11-01 $289,900 (7.4%) $355,152 (6.4%) 0.98 7,168
2018-12-01 $292,925 (10.5%) $355,910 (7.6%) 1.01 6,543
2019-01-01 $299,700 (6.8%) $359,325 (5.4%) 1.04 6,095
2019-02-01 $312,450 (5.5%) $371,630 (4.3%) 1.06 5,790
2019-03-01 $319,900 (5.2%) $380,101 (4.1%) 1.05 5,786
2019-04-01 $322,450 (5.2%) $386,389 (3.8%) 1.02 5,889
2019-05-01 $325,000 (7.4%) $391,729 (5.4%) 1.02 6,179
2019-06-01 $324,825 (8.8%) $390,015 (6.5%) 1.02 6,345
2019-07-01 $309,950 (5.7%) $380,467 (4.8%) 0.97 6,627
2019-08-01 $307,727 (6.1%) $379,347 (5.1%) 0.97 6,713
2019-09-01 $311,818 (6.7%) $382,705 (6.0%) 1.00 6,794
2019-10-01 $311,995 (7.6%) $383,144 (8.0%) 1.01 6,870
2019-11-01 $309,950 (6.9%) $379,766 (6.9%) 1.02 6,551
2019-12-01 $313,700 (7.1%) $383,603 (7.8%) 1.05 5,695
2020-01-01 $323,975 (8.1%) $391,412 (8.9%) 1.08 5,054
2020-02-01 $338,000 (8.2%) $408,185 (9.8%) 1.11 4,713
2020-03-01 $350,000 (9.4%) $428,083 (12.6%) 1.10 4,513
2020-04-01 $351,950 (9.2%) $428,484 (10.9%) 1.10 4,517
2020-05-01 $369,000 (13.5%) $451,884 (15.4%) 1.12 4,335
2020-06-01 $375,000 (15.5%) $473,815 (21.5%) 1.10 3,983
2020-07-01 $372,275 (20.1%) $467,991 (23.0%) 1.08 3,715
2020-08-01 $362,000 (17.6%) $465,548 (22.7%) 1.04 3,556
2020-09-01 $353,775 (13.5%) $1,013,048 (164.7%) 1.01 3,519
2020-10-01 $349,999 (12.2%) $449,552 (17.3%) 1.00 3,603
2020-11-01 $339,250 (9.5%) $432,417 (13.9%) 0.99 3,481
2020-12-01 $324,475 (3.4%) $412,565 (7.6%) 0.97 3,102
2021-01-01 $333,425 (2.9%) $423,007 (8.1%) 1.00 2,610
2021-02-01 $347,450 (2.8%) $451,737 (10.7%) 1.01 2,057
2021-03-01 $347,450 (-0.7%) $454,980 (6.3%) 0.99 1,958
2021-04-01 $340,200 (-3.3%) $448,284 (4.6%) 0.92 2,065
2021-05-01 $340,000 (-7.9%) $442,338 (-2.1%) 0.90 2,206
2021-06-01 $327,500 (-12.7%) $424,982 (-10.3%) 0.86 2,557
2021-07-01 $325,000 (-12.7%) $419,894 (-10.3%) 0.86 3,116
2021-08-01 $317,475 (-12.3%) $409,707 (-12.0%) 0.85 3,283
2021-09-01 $322,450 (-8.9%) $404,851 (-60.0%) 0.86 3,437
2021-10-01 $321,000 (-8.3%) $406,739 (-9.5%) 0.86 3,371
2021-11-01 $329,950 (-2.7%) $408,789 (-5.5%) 0.88 3,146
2021-12-01 $342,900 (5.7%) $413,758 (0.3%) 0.93 2,728
2022-01-01 $365,000 (9.5%) $431,407 (2.0%) 0.99 2,219
2022-02-01 $387,474 (11.5%) $451,196 (-0.1%) 1.01 2,046
2022-03-01 $386,325 (11.2%) $442,664 (-2.7%) 0.97 2,097
2022-04-01 $380,000 (11.7%) $450,662 (0.5%) 0.91 2,266
2022-05-01 $399,900 (17.6%) $463,715 (4.8%) 0.91 2,708
2022-06-01 $399,000 (21.8%) $465,257 (9.5%) 0.89 3,246
2022-07-01 $394,925 (21.5%) $459,142 (9.4%) 0.89 4,017
2022-08-01 $387,444 (22.0%) $454,285 (10.9%) 0.90 4,193
2022-09-01 $387,750 (20.3%) $454,552 (12.3%) 0.91 4,355
2022-10-01 $389,000 (21.2%) $457,679 (12.5%) 0.92 4,720
2022-11-01 $399,900 (21.2%) $470,910 (15.2%) 0.96 4,726
2022-12-01 $410,000 (19.6%) $473,334 (14.4%) 1.01 4,375
2023-01-01 $432,425 (18.5%) $484,393 (12.3%) 1.07 4,046
2023-02-01 $442,412 (14.2%) $495,648 (9.9%) 1.07 3,730
2023-03-01 $454,950 (17.8%) $508,598 (14.9%) 1.07 3,518
2023-04-01 $460,212 (21.1%) $526,342 (16.8%) 1.07 3,401
2023-05-01 $462,500 (15.7%) $531,916 (14.7%) 1.05 3,460
2023-06-01 $452,520 (13.4%) $526,401 (13.1%) 1.02 3,615
2023-07-01 $442,925 (12.2%) $519,700 (13.2%) 1.01 3,849
2023-08-01 $434,963 (12.3%) $515,490 (13.5%) 1.00 4,020
2023-09-01 $425,000 (9.6%) $509,753 (12.1%) 0.99 4,236
2023-10-01 $412,475 (6.0%) $498,606 (8.9%) 0.97 4,595
2023-11-01 $399,925 (0.0%) $488,788 (3.8%) 0.95 4,717
2023-12-01 $399,900 (-2.5%) $482,887 (2.0%) 0.98 4,377
2024-01-01 $417,950 (-3.4%) $496,990 (2.6%) 1.02 3,988
2024-02-01 $421,113 (-4.8%) $502,557 (1.4%) 1.01 3,796
2024-03-01 $425,000 (-6.6%) $511,419 (0.6%) 1.00 3,805
2024-04-01 $422,026 (-8.3%) $518,558 (-1.5%) 0.98 3,988
2024-05-01 $427,450 (-7.6%) $530,801 (-0.2%) 0.97 4,142
2024-06-01 $415,000 (-8.3%) $515,621 (-2.1%) 0.94 4,463
2024-07-01 $397,000 (-10.4%) $507,743 (-2.3%) 0.91 4,824
2024-08-01 $398,050 (-8.5%) $504,953 (-2.0%) 0.93 4,931
2024-09-01 $389,500 (-8.4%) $495,346 (-2.8%) 0.92 5,312
2024-10-01 $377,000 (-8.6%) $487,919 (-2.1%) 0.89 5,435
2024-11-01 $372,900 (-6.8%) $478,298 (-2.2%) 0.90 5,407
2024-12-01 $369,995 (-7.5%) $469,551 (-2.8%) 0.92 4,917
2025-01-01 $374,950 (-10.3%) $474,156 (-4.6%) 0.94 4,428
2025-02-01 $379,450 (-9.9%) $473,346 (-5.8%) 0.92 4,227
2025-03-01 $395,500 (-6.9%) $496,580 (-2.9%) 0.00 4,241
Kansas City's median listing price for 2025-03-01 was $395,500, a difference of $-29,500 (-6.9%) versus the prior year and $16,050 versus the prior month.

Kansas City's median listing price comes in at 0% of the national average.

Kansas City's average listing price for 2025-03-01 was $496,580, a difference of $-14,839 (-2.9%) versus the prior year and $23,234 versus the prior month.

For the 2025-03-01 period, Kansas City had 4,241 MLS listings, a difference of 14 listings (0%) versus the prior month and 436 listings (11%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Kansas City (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 80 days 2,141 sqft
2018-02-01 79 days 2,205 sqft
2018-03-01 51 days 2,260 sqft
2018-04-01 45 days 2,276 sqft
2018-05-01 43 days 2,308 sqft
2018-06-01 45 days 2,324 sqft
2018-07-01 48 days 2,354 sqft
2018-08-01 50 days 2,333 sqft
2018-09-01 54 days 2,318 sqft
2018-10-01 57 days 2,292 sqft
2018-11-01 58 days 2,248 sqft
2018-12-01 72 days 2,217 sqft
2019-01-01 80 days 2,226 sqft
2019-02-01 82 days 2,269 sqft
2019-03-01 64 days 2,317 sqft
2019-04-01 43 days 2,354 sqft
2019-05-01 38 days 2,366 sqft
2019-06-01 44 days 2,365 sqft
2019-07-01 45 days 2,295 sqft
2019-08-01 47 days 2,284 sqft
2019-09-01 50 days 2,291 sqft
2019-10-01 53 days 2,290 sqft
2019-11-01 58 days 2,270 sqft
2019-12-01 72 days 2,249 sqft
2020-01-01 81 days 2,276 sqft
2020-02-01 83 days 2,323 sqft
2020-03-01 53 days 2,400 sqft
2020-04-01 54 days 2,400 sqft
2020-05-01 58 days 2,453 sqft
2020-06-01 48 days 2,491 sqft
2020-07-01 43 days 2,449 sqft
2020-08-01 42 days 2,377 sqft
2020-09-01 38 days 2,345 sqft
2020-10-01 37 days 2,321 sqft
2020-11-01 44 days 2,208 sqft
2020-12-01 54 days 2,140 sqft
2021-01-01 64 days 2,101 sqft
2021-02-01 59 days 2,155 sqft
2021-03-01 43 days 2,159 sqft
2021-04-01 37 days 2,129 sqft
2021-05-01 37 days 2,101 sqft
2021-06-01 38 days 2,082 sqft
2021-07-01 37 days 2,070 sqft
2021-08-01 40 days 2,026 sqft
2021-09-01 44 days 2,018 sqft
2021-10-01 47 days 2,004 sqft
2021-11-01 50 days 2,008 sqft
2021-12-01 57 days 2,030 sqft
2022-01-01 68 days 2,056 sqft
2022-02-01 56 days 2,098 sqft
2022-03-01 43 days 2,069 sqft
2022-04-01 38 days 2,080 sqft
2022-05-01 37 days 2,165 sqft
2022-06-01 38 days 2,169 sqft
2022-07-01 40 days 2,168 sqft
2022-08-01 46 days 2,129 sqft
2022-09-01 51 days 2,143 sqft
2022-10-01 51 days 2,146 sqft
2022-11-01 58 days 2,190 sqft
2022-12-01 71 days 2,200 sqft
2023-01-01 81 days 2,212 sqft
2023-02-01 81 days 2,236 sqft
2023-03-01 70 days 2,298 sqft
2023-04-01 62 days 2,328 sqft
2023-05-01 52 days 2,372 sqft
2023-06-01 50 days 2,350 sqft
2023-07-01 50 days 2,332 sqft
2023-08-01 50 days 2,287 sqft
2023-09-01 50 days 2,265 sqft
2023-10-01 50 days 2,219 sqft
2023-11-01 52 days 2,167 sqft
2023-12-01 64 days 2,158 sqft
2024-01-01 76 days 2,167 sqft
2024-02-01 73 days 2,177 sqft
2024-03-01 51 days 2,189 sqft
2024-04-01 47 days 2,209 sqft
2024-05-01 46 days 2,227 sqft
2024-06-01 47 days 2,224 sqft
2024-07-01 51 days 2,182 sqft
2024-08-01 52 days 2,146 sqft
2024-09-01 52 days 2,126 sqft
2024-10-01 51 days 2,087 sqft
2024-11-01 57 days 2,050 sqft
2024-12-01 68 days 2,016 sqft
2025-01-01 78 days 2,019 sqft
2025-02-01 75 days 2,000 sqft
2025-03-01 0 days 2,030 sqft
Kansas City's median listing age (time on market) for 2025-03-01 was 0 days. This is -100% shorter than the same period one year ago.

Kansas City's median square footage for active listings during the 2025-03-01 period was 2,030 sqft. One year prior, the average listing was 2,189 sqft.

VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.