Kansas City VA Loan Rates, Closing Costs & Stats

KANSAS CITY, MO-KS

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Kansas City's 148 lenders originated 2,606 VA loans during 2023. The total origination value was $840,330,000, with an average VA loan value of $322,460.

    Kansas City VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Kansas City averaged 6.46% for the week of 2025-02-14, compared to the national average (all VA variants) of 6.428% for the same period.

    Kansas City's average VA mortgage closing costs are $5,401.

    The average rate for the prior week (2025-02-07) was 6.59% and one month ago for the week of 2025-01-10, the average rate was 6.83%.

    The average rate one year ago was 6.45%.

    For refis of the same type during the week of 2025-02-14, the average rate was 6.62%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Kansas City VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Kansas City level.

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Mortgage Research Center, LLC 451 6.80% $6,142
    QUICKEN LOANS, LLC 123 6.26% $10,184
    NAVY FEDERAL CREDIT UNION 113 5.85% $5,824
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 111 6.69% $6,940
    UNITED WHOLESALE MORTGAGE, LLC 103 6.40% $7,652
    FLAT BRANCH MORTGAGE, INC. 81 6.62% $7,985
    USAA Federal Savings Bank 75 6.38% $7,892
    Prosperity Home Mortgage, LLC 69 6.42% $6,855
    PENNYMAC LOAN SERVICES, LLC 68 5.68% $7,727
    FREEDOM MORTGAGE CORPORATION 65 6.56% $15,562
    LEADERONE FINANCIAL CORPORATION 51 6.67% $9,345
    PRIMELENDING, A PLAINSCAPITAL COMPANY 48 6.64% $7,319
    NEW DAY FINANCIAL, LLC 47 7.53% $12,851
    NBKC BANK 47 5.85% $7,042
    COMMUNITYAMERICA 42 6.46% $5,864
    GUILD MORTGAGE COMPANY 40 6.56% $9,137
    First State Bank of St. Charles, Missouri 39 6.34% $6,868
    COMMUNITY MORTGAGE, LLC 35 6.64% $5,985
    Mr. Cooper ( Nationstar Mortgage ) 32 6.18% $12,112
    The Federal Savings Bank 30 6.37% $15,191
    CROSSCOUNTRY MORTGAGE, LLC 28 6.34% $8,835
    MORTGAGE SOLUTIONS OF COLORADO, LLC 28 7.49% $3,591
    LOANDEPOT.COM, LLC 27 6.23% $13,287
    PENTAGON FEDERAL CREDIT UNION 26 5.68% $7,070
    GUARANTEED RATE, INC. 23 6.18% $6,691
    VANDERBILT MORTGAGE AND FINANCE, INC. 22 5.76% $8,449
    Armed Forces Bank 22 6.18% $7,439
    ENDEAVOR CAPITAL, LLC. 21 6.40% $6,314
    Bell Bank 20 6.37% $7,750
    United Fidelity Funding Corp. 20 6.92% $11,294
    SUMMIT FUNDING, INC. 20 6.70% $7,521
    AMERISAVE MORTGAGE CORPORATION 19 5.66% $17,993
    BAYSHORE MORTGAGE FUNDING, LLC 17 6.57% $8,745
    HALLMARK HOME MORTGAGE, LLC 17 6.76% $10,674
    BROKER SOLUTIONS, INC. 17 6.49% $9,454
    The Central Trust Bank 17 6.35% $9,270
    First Bank 17 6.54% $5,036
    MEGASTAR FINANCIAL CORP. 17 6.51% $6,925
    Plains Commerce Bank 16 6.38% $7,812
    North American Savings Bank, F.S.B. 16 5.60% $9,698
    Arvest Bank 15 6.45% $2,201
    EVERETT FINANCIAL, INC. 13 6.83% $9,453
    NEWREZ LLC 12 6.67% $7,950
    NBH Bank 12 6.12% $9,267
    OPEN MORTGAGE, LLC 11 6.06% $10,429
    Neighborhood Loans, Inc. 11 6.84% $7,951
    Academy Bank 11 6.60% $9,243
    UNION HOME MORTGAGE CORP. 10 6.80% $7,789
    First National Bank of Omaha 10 6.44% $6,598
    DAS Acquisition Company, LLC 10 6.68% $7,770
    MUTUAL OF OMAHA MORTGAGE, INC. 10 6.07% $10,617
    Waterstone Mortgage Corporation 9 6.24% $8,764
    U.S. Bank 9 6.58% $7,443
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 9 6.53% $12,132
    PLANET HOME LENDING, LLC 8 6.36% $7,874
    Magnolia Bank 8 6.36% $13,388
    Flagstar Bank, FSB 8 6.96% $12,385
    VILLAGE CAPITAL MORTGAGE 8 5.78% $8,037
    JPMorgan Chase Bank 8 6.29% $3,155
    First Federal Bank of Kansas City 8 6.55% $7,075
    Midwest Mortgage Associates Corporation 7 6.84% $5,434
    BAY EQUITY LLC 7 6.11% $11,427
    Barrington Bank & Trust Company, N.A. 7 6.82% $8,158
    UMB Bank 7 6.27% $2,999
    MID AMERICA MORTGAGE, INC. 7 6.52% $5,335
    Mid-Continent Funding, Inc. 7 6.34% $8,161
    BNC National Bank 6 5.71% $3,715
    AMERICAN PACIFIC MORTGAGE CORPORATION 6 7.19% $10,093
    CARDINAL FINANCIAL 6 6.66% $12,775
    ACADEMY MORTGAGE CORPORATION 6 6.31% $9,322
    Mazuma Credit Union 5 6.08% $7,393
    Sierra Pacific Mortgage Company, Inc. 5 6.48% $6,700
    S1L, Inc. 5 6.93% $14,558
    LAKEVIEW LOAN SERVICING, LLC 5 6.12% $18,171
    CMG MORTGAGE, INC. 5 6.03% $10,450
    American Mortgage & Equity Consultants, Inc. 4 6.97% $7,028
    Equity Prime Mortgage LLC 4 7.59% $7,796
    PREMIER MORTGAGE RESOURCES, L.L.C. 4 6.56% $9,536
    Fidelity Bank 4 6.94% $8,285
    First Federal Bank 4 6.50% $4,775
    AMERICAN FINANCIAL NETWORK, INC. 3 6.96% $14,055
    Farmers Bank & Trust 3 6.42% $5,374
    Landmark National Bank 3 6.54% $5,505
    SIRVA MORTGAGE, INC. 3 6.21% $10,235
    SUN WEST MORTGAGE COMPANY, INC. 3 6.79% $9,005
    LOANPAL, LLC 3 6.49% $13,269
    Wells Fargo Bank 3 5.08% $1,686
    CALIBER HOME LOANS, INC. 3 6.50% $7,396
    MOVEMENT MORTGAGE, LLC 2 6.50% $4,357
    GERSHMAN INVESTMENT CORP. 2 7.50% $5,638
    BOKF 2 6.88% $15,517
    Nations Lending Corporation 2 6.75% $12,514
    Paramount Residential Mortgage Group, Inc. 2 5.69% $14,244
    AMERICAN FINANCIAL RESOURCES, INC. 2 7.19% $4,766
    Gateway First Bank 2 6.25% $1,330
    Central National Bank 2 6.81% $4,773
    ROYAL UNITED MORTGAGE LLC 2 7.00% $19,219
    Community National Bank & Trust 2 6.31% $7,993
    PREMIA MORTGAGE, LLC 2 6.00% $2,586
    PLAZA HOME MORTGAGE, INC. 2 6.94% $6,369
    NexBank 2 6.44% $6,382
    Citizens Bank 2 5.94% $10,893
    CHURCHILL MORTGAGE CORPORATION 2 6.50% $12,807
    Oakstar Bank 2 6.63% $3,482
    Hawthorn Bank 2 6.56% $3,101
    Old National Bank 2 5.56% $10,909
    PHH Mortgage Corporation 2 6.56% $7,220
    Equity Bank 1 6.75% $41,055
    ENVOY MORTGAGE, LTD 1 7.25% $17,677
    Fifth Third Bank 1 7.63% $2,402
    DELMAR FINANCIAL COMPANY 1 7.63% $8,844
    FIRST COMMUNITY MORTGAGE, INC. 1 6.88% $5,500
    First Savings Bank 1 6.25% $23,107
    FIRST STATE MORTGAGE SERVICES, LLC 1 5.75% $10,286
    Community First National Bank 1 5.75% $17,080
    GENEVA FINANCIAL, LLC 1 7.75% $5,726
    GREENSTATE CREDIT UNION 1 5.99% $5,975
    GSF Mortgage Corporation 1 5.63% $5,836
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.25% $663
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 6.38% $4,917
    HOMEOWNERS FINANCIAL GROUP USA, LLC 1 7.25% $2,375
    HOMESIDE FINANCIAL, LLC 1 7.25% $9,817
    Ixonia Bank 1 8.25% $3,501
    Carrington Mortgage Services, LLC 1 5.88% $0
    MAINSTREET FEDERAL CREDIT UNION 1 6.50% $2,496
    Mortgage Investment Services Corporation 1 6.75% $2,791
    M&T Bank 1 6.75% $6,394
    NATIONS RELIABLE LENDING, LLC 1 7.13% $11,556
    BLACK HILLS FEDERAL CREDIT UNION 1 5.88% $4,481
    NETWORK CAPITAL FUNDING CORPORATION 1 6.00% $9,248
    NFM, INC. 1 6.13% $6,861
    ZILLOW HOME LOANS, LLC 1 6.25% $7,042
    OCMBC, INC. 1 7.13% $3,397
    Bank of England 1 6.75% $10,353
    Bank of America 1 6.63% $8,389
    PNC Bank 1 6.13% $14,915
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 7.25% $6,361
    AXIA FINANCIAL, LLC 1 5.50% $6,614
    Regions Bank 1 5.25% $2,768
    RELIANCE FIRST CAPITAL, LLC 1 6.50% $9,165
    R-G Federal Credit Union 1 5.85% $10,276
    SUCCESS MORTGAGE PARTNERS, INC. 1 7.13% $7,352
    Sunflower Bank 1 6.49% $11,776
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 5.75% $1,576
    THRIVE MORTGAGE, LLC 1 6.13% $14,356
    TOP FLITE FINANCIAL, INC. 1 7.25% $19,221
    Truist 1 5.75% $1,154
    AMCAP MORTGAGE, LTD. 1 5.75% $10,442

    The top Kansas City VA lender as defined by loan originations is Mortgage Research Center, LLC, with 451 VA loans originated. Their average total fees are $6,142, which is $4,042 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Kansas City VA lenders (with over 10 loans originated) are Arvest Bank ($2,201), MORTGAGE SOLUTIONS OF COLORADO, LLC ($3,591), First Bank ($5,036), NAVY FEDERAL CREDIT UNION ($5,824) and COMMUNITYAMERICA ($5,864).

    The lowest rate Kansas City VA lenders (with over 10 loans originated) are North American Savings Bank, F.S.B. (5.60%), AMERISAVE MORTGAGE CORPORATION (5.66%), PENNYMAC LOAN SERVICES, LLC (5.68%), PENTAGON FEDERAL CREDIT UNION (5.68%) and VANDERBILT MORTGAGE AND FINANCE, INC. (5.76%).

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Kansas City (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $280,741 (16.0%) $340,959 (9.9%) 1.04 5,234
    2018-02-01 $296,121 (18.5%) $356,357 (13.8%) 1.08 4,859
    2018-03-01 $304,000 (13.8%) $365,019 (10.9%) 1.07 5,072
    2018-04-01 $306,410 (9.4%) $372,215 (8.1%) 1.04 5,299
    2018-05-01 $302,500 (10.0%) $371,712 (7.6%) 1.01 5,769
    2018-06-01 $298,695 (8.6%) $366,087 (6.0%) 1.00 6,210
    2018-07-01 $293,273 (6.6%) $363,223 (6.4%) 0.98 6,590
    2018-08-01 $290,000 (7.4%) $360,925 (6.0%) 0.97 6,876
    2018-09-01 $292,200 (8.4%) $360,944 (7.0%) 0.98 7,103
    2018-10-01 $289,950 (8.6%) $354,713 (5.9%) 0.98 7,291
    2018-11-01 $289,900 (7.4%) $355,152 (6.4%) 0.98 7,168
    2018-12-01 $292,925 (10.5%) $355,910 (7.6%) 1.01 6,543
    2019-01-01 $299,700 (6.8%) $359,325 (5.4%) 1.04 6,095
    2019-02-01 $312,450 (5.5%) $371,630 (4.3%) 1.06 5,790
    2019-03-01 $319,900 (5.2%) $380,101 (4.1%) 1.05 5,786
    2019-04-01 $322,450 (5.2%) $386,389 (3.8%) 1.02 5,889
    2019-05-01 $325,000 (7.4%) $391,729 (5.4%) 1.02 6,179
    2019-06-01 $324,825 (8.8%) $390,015 (6.5%) 1.02 6,345
    2019-07-01 $309,950 (5.7%) $380,467 (4.8%) 0.97 6,627
    2019-08-01 $307,727 (6.1%) $379,347 (5.1%) 0.97 6,713
    2019-09-01 $311,818 (6.7%) $382,705 (6.0%) 1.00 6,794
    2019-10-01 $311,995 (7.6%) $383,144 (8.0%) 1.01 6,870
    2019-11-01 $309,950 (6.9%) $379,766 (6.9%) 1.02 6,551
    2019-12-01 $313,700 (7.1%) $383,603 (7.8%) 1.05 5,695
    2020-01-01 $323,975 (8.1%) $391,412 (8.9%) 1.08 5,054
    2020-02-01 $338,000 (8.2%) $408,185 (9.8%) 1.11 4,713
    2020-03-01 $350,000 (9.4%) $428,083 (12.6%) 1.10 4,513
    2020-04-01 $351,950 (9.2%) $428,484 (10.9%) 1.10 4,517
    2020-05-01 $369,000 (13.5%) $451,884 (15.4%) 1.12 4,335
    2020-06-01 $375,000 (15.5%) $473,815 (21.5%) 1.10 3,983
    2020-07-01 $372,275 (20.1%) $467,991 (23.0%) 1.08 3,715
    2020-08-01 $362,000 (17.6%) $465,548 (22.7%) 1.04 3,556
    2020-09-01 $353,775 (13.5%) $1,013,048 (164.7%) 1.01 3,519
    2020-10-01 $349,999 (12.2%) $449,552 (17.3%) 1.00 3,603
    2020-11-01 $339,250 (9.5%) $432,417 (13.9%) 0.99 3,481
    2020-12-01 $324,475 (3.4%) $412,565 (7.6%) 0.97 3,102
    2021-01-01 $333,425 (2.9%) $423,007 (8.1%) 1.00 2,610
    2021-02-01 $347,450 (2.8%) $451,737 (10.7%) 1.01 2,057
    2021-03-01 $347,450 (-0.7%) $454,980 (6.3%) 0.99 1,958
    2021-04-01 $340,200 (-3.3%) $448,284 (4.6%) 0.92 2,065
    2021-05-01 $340,000 (-7.9%) $442,338 (-2.1%) 0.90 2,206
    2021-06-01 $327,500 (-12.7%) $424,982 (-10.3%) 0.86 2,557
    2021-07-01 $325,000 (-12.7%) $419,894 (-10.3%) 0.86 3,116
    2021-08-01 $317,475 (-12.3%) $409,707 (-12.0%) 0.85 3,283
    2021-09-01 $322,450 (-8.9%) $404,851 (-60.0%) 0.86 3,437
    2021-10-01 $321,000 (-8.3%) $406,739 (-9.5%) 0.86 3,371
    2021-11-01 $329,950 (-2.7%) $408,789 (-5.5%) 0.88 3,146
    2021-12-01 $342,900 (5.7%) $413,758 (0.3%) 0.93 2,728
    2022-01-01 $365,000 (9.5%) $431,407 (2.0%) 0.99 2,219
    2022-02-01 $387,474 (11.5%) $451,196 (-0.1%) 1.01 2,046
    2022-03-01 $386,325 (11.2%) $442,664 (-2.7%) 0.97 2,097
    2022-04-01 $380,000 (11.7%) $450,662 (0.5%) 0.91 2,266
    2022-05-01 $399,900 (17.6%) $463,715 (4.8%) 0.91 2,708
    2022-06-01 $399,000 (21.8%) $465,257 (9.5%) 0.89 3,246
    2022-07-01 $394,925 (21.5%) $459,142 (9.4%) 0.89 4,017
    2022-08-01 $387,444 (22.0%) $454,285 (10.9%) 0.90 4,193
    2022-09-01 $387,750 (20.3%) $454,552 (12.3%) 0.91 4,355
    2022-10-01 $389,000 (21.2%) $457,679 (12.5%) 0.92 4,720
    2022-11-01 $399,900 (21.2%) $470,910 (15.2%) 0.96 4,726
    2022-12-01 $410,000 (19.6%) $473,334 (14.4%) 1.01 4,375
    2023-01-01 $432,425 (18.5%) $484,393 (12.3%) 1.07 4,046
    2023-02-01 $442,412 (14.2%) $495,648 (9.9%) 1.07 3,730
    2023-03-01 $454,950 (17.8%) $508,598 (14.9%) 1.07 3,518
    2023-04-01 $460,212 (21.1%) $526,342 (16.8%) 1.07 3,401
    2023-05-01 $462,500 (15.7%) $531,916 (14.7%) 1.05 3,460
    2023-06-01 $452,520 (13.4%) $526,401 (13.1%) 1.02 3,615
    2023-07-01 $442,925 (12.2%) $519,700 (13.2%) 1.01 3,849
    2023-08-01 $434,963 (12.3%) $515,490 (13.5%) 1.00 4,020
    2023-09-01 $425,000 (9.6%) $509,753 (12.1%) 0.99 4,236
    2023-10-01 $412,475 (6.0%) $498,606 (8.9%) 0.97 4,595
    2023-11-01 $399,925 (0.0%) $488,788 (3.8%) 0.95 4,717
    2023-12-01 $399,900 (-2.5%) $482,887 (2.0%) 0.98 4,377
    2024-01-01 $417,950 (-3.4%) $496,990 (2.6%) 1.02 3,988
    2024-02-01 $421,113 (-4.8%) $502,557 (1.4%) 1.01 3,796
    2024-03-01 $425,000 (-6.6%) $511,419 (0.6%) 1.00 3,805
    2024-04-01 $422,026 (-8.3%) $518,558 (-1.5%) 0.98 3,988
    2024-05-01 $427,450 (-7.6%) $530,801 (-0.2%) 0.99 4,142
    2024-06-01 $415,000 (-8.3%) $515,621 (-2.1%) 0.96 4,463
    2024-07-01 $397,000 (-10.4%) $507,743 (-2.3%) 0.91 4,824
    2024-08-01 $398,050 (-8.5%) $504,953 (-2.0%) 0.93 4,931
    2024-09-01 $389,500 (-8.4%) $495,346 (-2.8%) 0.92 5,312
    2024-10-01 $377,000 (-8.6%) $487,919 (-2.1%) 0.89 5,435
    2024-11-01 $372,900 (-6.8%) $478,298 (-2.2%) 0.89 5,407
    2024-12-01 $369,995 (-7.5%) $469,551 (-2.8%) 0.92 4,917
    2025-01-01 $374,950 (-10.3%) $474,156 (-4.6%) 0.00 4,428
    Kansas City's median listing price for 2025-01-01 was $374,950, a difference of $-43,000 (-10.3%) versus the prior year and $4,955 versus the prior month.

    Kansas City's median listing price comes in at 0% of the national average.

    Kansas City's average listing price for 2025-01-01 was $474,156, a difference of $-22,834 (-4.6%) versus the prior year and $4,605 versus the prior month.

    For the 2025-01-01 period, Kansas City had 4,428 MLS listings, a difference of -489 listings (-10%) versus the prior month and 440 listings (11%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Kansas City (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 80 days 2,141 sqft
    2018-02-01 79 days 2,205 sqft
    2018-03-01 51 days 2,260 sqft
    2018-04-01 45 days 2,276 sqft
    2018-05-01 43 days 2,308 sqft
    2018-06-01 45 days 2,324 sqft
    2018-07-01 48 days 2,354 sqft
    2018-08-01 50 days 2,333 sqft
    2018-09-01 54 days 2,318 sqft
    2018-10-01 57 days 2,292 sqft
    2018-11-01 58 days 2,248 sqft
    2018-12-01 72 days 2,217 sqft
    2019-01-01 80 days 2,226 sqft
    2019-02-01 82 days 2,269 sqft
    2019-03-01 64 days 2,317 sqft
    2019-04-01 43 days 2,354 sqft
    2019-05-01 38 days 2,366 sqft
    2019-06-01 44 days 2,365 sqft
    2019-07-01 45 days 2,295 sqft
    2019-08-01 47 days 2,284 sqft
    2019-09-01 50 days 2,291 sqft
    2019-10-01 53 days 2,290 sqft
    2019-11-01 58 days 2,270 sqft
    2019-12-01 72 days 2,249 sqft
    2020-01-01 81 days 2,276 sqft
    2020-02-01 83 days 2,323 sqft
    2020-03-01 53 days 2,400 sqft
    2020-04-01 54 days 2,400 sqft
    2020-05-01 58 days 2,453 sqft
    2020-06-01 48 days 2,491 sqft
    2020-07-01 43 days 2,449 sqft
    2020-08-01 42 days 2,377 sqft
    2020-09-01 38 days 2,345 sqft
    2020-10-01 37 days 2,321 sqft
    2020-11-01 44 days 2,208 sqft
    2020-12-01 54 days 2,140 sqft
    2021-01-01 64 days 2,101 sqft
    2021-02-01 59 days 2,155 sqft
    2021-03-01 43 days 2,159 sqft
    2021-04-01 37 days 2,129 sqft
    2021-05-01 37 days 2,101 sqft
    2021-06-01 38 days 2,082 sqft
    2021-07-01 37 days 2,070 sqft
    2021-08-01 40 days 2,026 sqft
    2021-09-01 44 days 2,018 sqft
    2021-10-01 47 days 2,004 sqft
    2021-11-01 50 days 2,008 sqft
    2021-12-01 57 days 2,030 sqft
    2022-01-01 68 days 2,056 sqft
    2022-02-01 56 days 2,098 sqft
    2022-03-01 43 days 2,069 sqft
    2022-04-01 38 days 2,080 sqft
    2022-05-01 37 days 2,165 sqft
    2022-06-01 38 days 2,169 sqft
    2022-07-01 40 days 2,168 sqft
    2022-08-01 46 days 2,129 sqft
    2022-09-01 51 days 2,143 sqft
    2022-10-01 51 days 2,146 sqft
    2022-11-01 58 days 2,190 sqft
    2022-12-01 71 days 2,200 sqft
    2023-01-01 81 days 2,212 sqft
    2023-02-01 81 days 2,236 sqft
    2023-03-01 71 days 2,298 sqft
    2023-04-01 62 days 2,328 sqft
    2023-05-01 52 days 2,372 sqft
    2023-06-01 50 days 2,350 sqft
    2023-07-01 50 days 2,332 sqft
    2023-08-01 50 days 2,287 sqft
    2023-09-01 50 days 2,265 sqft
    2023-10-01 50 days 2,219 sqft
    2023-11-01 52 days 2,167 sqft
    2023-12-01 64 days 2,158 sqft
    2024-01-01 76 days 2,167 sqft
    2024-02-01 73 days 2,177 sqft
    2024-03-01 51 days 2,189 sqft
    2024-04-01 47 days 2,209 sqft
    2024-05-01 44 days 2,227 sqft
    2024-06-01 44 days 2,224 sqft
    2024-07-01 51 days 2,182 sqft
    2024-08-01 52 days 2,146 sqft
    2024-09-01 52 days 2,126 sqft
    2024-10-01 51 days 2,087 sqft
    2024-11-01 57 days 2,050 sqft
    2024-12-01 68 days 2,016 sqft
    2025-01-01 0 days 2,019 sqft
    Kansas City's median listing age (time on market) for 2025-01-01 was 0 days. This is -100% shorter than the same period one year ago.

    Kansas City's median square footage for active listings during the 2025-01-01 period was 2,019 sqft. One year prior, the average listing was 2,167 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.