KANSAS CITY Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Kansas City averaged
6.94%
for the week of 2025-06-18, compared to the national average of
6.81% for the same period.
The average rate for the prior week (2025-06-12) was
6.97% and
one month ago for the week of 2025-05-15, the
average rate was 6.64%.
Kansas City's average rate one year ago was 6.78%.
For refis of the same type during the week of 2025-06-18, the average rate
was 6.76%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-06-18 | 6.81% |
| Kansas City 30 Year Fixed Rate | 2025-06-18 | 6.94% |
| Kansas City 30 Year Fixed Rate Refi | 2025-06-18 | 6.76% |
| Kansas City 15 Year Fixed Rate | 2025-06-18 | 6.19% |
| Kansas City 15 Year Fixed Rate Refi | 2025-06-18 | 6.31% |
| Kansas City 30 Year FHA | 2025-06-18 | 0.13% |
| Kansas City 30 Year FHA Refi | 2025-06-18 | -0.41% |
| Kansas City 30 Year USDA | 2025-06-18 | -0.02% |
| Kansas City 30 Year USDA Refi | 2025-06-18 | -0.2% |
| Kansas City 30 Year VA | 2025-06-18 | 0.12% |
| Kansas City 30 Year VA Refi | 2025-06-18 | -0.39% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within KANSAS CITY, MO-KS.
KANSAS CITY Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the KANSAS CITY, MO-KS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
KANSAS CITY Average Closing Costs & Other Stats
KANSAS CITY, MO-KS's 323 lenders originated 49,437
loans during 2024. The total origination value was $13,607,775,000, with an average loan value of
$275,255.
KANSAS CITY's average closing costs are $4,133.
The top KANSAS CITY lender as defined by loan originations is COMMUNITYAMERICA, with
1,774 loans originated. Their average total fees are
$3,746, which is $113
lower than the next largest lender,
FAIRWAY INDEPENDENT MORTGAGE CORPORATION.
The lowest fee KANSAS CITY lenders (with over 10 loans originated) are
Discover Bank ($0), SIRVA MORTGAGE, INC. ($505), PREMIA MORTGAGE, LLC ($965), MAINSTREET FEDERAL CREDIT UNION ($2,264) and Stifel Bank and Trust ($2,296).
The lowest rate KANSAS CITY lenders (with over 10 loans originated) are
Charles Schwab Bank, SSB (5.68%), Bank of America (6.13%), Deere Employees Credit Union (6.19%), Citibank (6.24%) and Stifel Bank and Trust (6.24%).
KANSAS CITY, MO-KS Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| COMMUNITYAMERICA | $829,615,000 | $1,180,150,000 | 42.3% | 8.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $635,580,000 | $628,715,000 | -1.1% | 4.6% |
| QUICKEN LOANS, LLC | $407,540,000 | $546,310,000 | 34.1% | 4.0% |
| UNITED WHOLESALE MORTGAGE, LLC | $408,370,000 | $522,130,000 | 27.9% | 3.8% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $231,675,000 | $429,060,000 | 85.2% | 3.2% |
| Arvest Bank | $298,855,000 | $399,960,000 | 33.8% | 2.9% |
| FLAT BRANCH MORTGAGE, INC. | $256,635,000 | $369,425,000 | 43.9% | 2.7% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $248,845,000 | $318,240,000 | 27.9% | 2.3% |
| First State Bank of St. Charles, Missouri | $282,780,000 | $310,880,000 | 9.9% | 2.3% |
| Capitol Federal Savings Bank | $354,535,000 | $305,870,000 | -13.7% | 2.2% |
| NBKC BANK | $156,080,000 | $229,105,000 | 46.8% | 1.7% |
| Commerce Bank | $235,870,000 | $223,745,000 | -5.1% | 1.6% |
| U.S. Bank | $161,890,000 | $215,195,000 | 32.9% | 1.6% |
| Prosperity Home Mortgage, LLC | $237,525,000 | $211,045,000 | -11.1% | 1.6% |
| Mortgage Research Center, LLC | $147,620,000 | $185,260,000 | 25.5% | 1.4% |
| LEADERONE FINANCIAL CORPORATION | $208,010,000 | $183,320,000 | -11.9% | 1.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $63,585,000 | $169,770,000 | 167.0% | 1.2% |
| GUILD MORTGAGE COMPANY | $156,565,000 | $169,180,000 | 8.1% | 1.2% |
| First Bank | $250,000 | $163,585,000 | 65,334.0% | 1.2% |
| The Central Trust Bank | $148,660,000 | $162,985,000 | 9.6% | 1.2% |
| UMB Bank | $191,000,000 | $162,975,000 | -14.7% | 1.2% |
| COMMUNITY MORTGAGE, LLC | $130,060,000 | $159,850,000 | 22.9% | 1.2% |
| PENNYMAC LOAN SERVICES, LLC | $78,910,000 | $155,220,000 | 96.7% | 1.1% |
| FREEDOM MORTGAGE CORPORATION | $56,895,000 | $145,260,000 | 155.3% | 1.1% |
| Bank of America | $124,260,000 | $133,595,000 | 7.5% | 1.0% |
| JPMorgan Chase Bank | $95,775,000 | $117,905,000 | 23.1% | 0.9% |
| SUMMIT FUNDING, INC. | $105,055,000 | $115,560,000 | 10.0% | 0.8% |
| Bell Bank | $89,140,000 | $106,115,000 | 19.0% | 0.8% |
| Country Club Bank | $74,690,000 | $98,905,000 | 32.4% | 0.7% |
| First National Bank of Omaha | $152,995,000 | $88,785,000 | -42.0% | 0.7% |
| First Federal Bank of Kansas City | $80,200,000 | $86,590,000 | 8.0% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $75,995,000 | $85,145,000 | 12.0% | 0.6% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $62,050,000 | $83,720,000 | 34.9% | 0.6% |
| Flagstar Bank, FSB | $52,060,000 | $83,210,000 | 59.8% | 0.6% |
| NEWREZ LLC | $36,780,000 | $80,510,000 | 118.9% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $54,120,000 | $80,225,000 | 48.2% | 0.6% |
| LENDINGHOME FUNDING CORPORATION | $32,655,000 | $78,460,000 | 140.3% | 0.6% |
| Oakstar Bank | $62,425,000 | $74,655,000 | 19.6% | 0.5% |
| Academy Bank | $45,690,000 | $73,015,000 | 59.8% | 0.5% |
| MID AMERICA MORTGAGE, INC. | $40,075,000 | $71,670,000 | 78.8% | 0.5% |
| Waterstone Mortgage Corporation | $64,280,000 | $71,595,000 | 11.4% | 0.5% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $33,435,000 | $65,130,000 | 94.8% | 0.5% |
| T2 FINANCIAL LLC | $28,090,000 | $64,930,000 | 131.1% | 0.5% |
| ENDEAVOR CAPITAL, LLC. | $56,585,000 | $64,215,000 | 13.5% | 0.5% |
| GREYSTONE SERVICING COMPANY LLC | $16,065,000 | $64,210,000 | 299.7% | 0.5% |
| LOANDEPOT.COM, LLC | $43,900,000 | $62,895,000 | 43.3% | 0.5% |
| GUARANTEED RATE, INC. | $82,055,000 | $61,720,000 | -24.8% | 0.5% |
| Bank of Odessa | $46,665,000 | $58,010,000 | 24.3% | 0.4% |
| CBRE MULTIFAMILY CAPITAL, INC. | $11,075,000 | $55,250,000 | 398.9% | 0.4% |
| WALKER & DUNLOP, LLC | $96,555,000 | $54,440,000 | -43.6% | 0.4% |
| BOKF | $44,195,000 | $54,190,000 | 22.6% | 0.4% |
| UNION HOME MORTGAGE CORP. | $31,600,000 | $54,060,000 | 71.1% | 0.4% |
| Landmark National Bank | $35,555,000 | $53,025,000 | 49.1% | 0.4% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $62,785,000 | $52,870,000 | -15.8% | 0.4% |
| Arbor Realty Trust, Inc. | $59,150,000 | $51,640,000 | -12.7% | 0.4% |
| Mid-America Bank | $44,985,000 | $51,465,000 | 14.4% | 0.4% |
| BROKER SOLUTIONS, INC. | $43,950,000 | $49,560,000 | 12.8% | 0.4% |
| Emprise Bank | $32,990,000 | $49,185,000 | 49.1% | 0.4% |
| First Federal Bank | $15,445,000 | $47,525,000 | 207.7% | 0.3% |
| Fidelity Bank | $61,805,000 | $47,000,000 | -24.0% | 0.3% |
| BMO Harris Bank | $39,230,000 | $45,950,000 | 17.1% | 0.3% |
| Enterprise Bank & Trust | $3,310,000 | $45,035,000 | 1,260.6% | 0.3% |
| USAA Federal Savings Bank | $37,470,000 | $44,825,000 | 19.6% | 0.3% |
| NBH Bank | $51,680,000 | $44,495,000 | -13.9% | 0.3% |
| Stride Bank | $3,410,000 | $44,095,000 | 1,193.1% | 0.3% |
| MAINSTREET FEDERAL CREDIT UNION | $45,230,000 | $43,835,000 | -3.1% | 0.3% |
| Cedar Rapids Bank and Trust Company | $42,510,000 | n/a | 0.3% | |
| Equity Bank | $154,365,000 | $42,285,000 | -72.6% | 0.3% |
| Wells Fargo Bank | $59,940,000 | $41,365,000 | -31.0% | 0.3% |
| HALLMARK HOME MORTGAGE, LLC | $39,980,000 | $40,825,000 | 2.1% | 0.3% |
| Merchants Bank of Indiana | $530,000 | $40,600,000 | 7,560.4% | 0.3% |
| EVERETT FINANCIAL, INC. | $54,560,000 | $39,010,000 | -28.5% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $11,090,000 | $38,380,000 | 246.1% | 0.3% |
| Farmers Bank & Trust | $25,295,000 | $38,370,000 | 51.7% | 0.3% |
| Mazuma Credit Union | $26,995,000 | $37,020,000 | 37.1% | 0.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $37,390,000 | $36,465,000 | -2.5% | 0.3% |
| JLB CORPORATION | $22,960,000 | $35,715,000 | 55.6% | 0.3% |
| Security Bank of Kansas City | $219,430,000 | $34,155,000 | -84.4% | 0.3% |
| Associated Bank | $33,665,000 | n/a | 0.2% | |
| SUN WEST MORTGAGE COMPANY, INC. | $12,660,000 | $33,435,000 | 164.1% | 0.2% |
| Midwest Mortgage Associates Corporation | $25,740,000 | $31,770,000 | 23.4% | 0.2% |
| MEGASTAR FINANCIAL CORP. | $35,105,000 | $30,610,000 | -12.8% | 0.2% |
| Morgan Stanley Private Bank | $24,105,000 | $30,035,000 | 24.6% | 0.2% |
| Cornerstone Bank | $85,000 | $29,930,000 | 35,111.8% | 0.2% |
| Mutual Savings Association | $22,455,000 | $29,325,000 | 30.6% | 0.2% |
| Discover Bank | $23,180,000 | $28,950,000 | 24.9% | 0.2% |
| Armed Forces Bank | $15,305,000 | $28,635,000 | 87.1% | 0.2% |
| Plains Commerce Bank | $41,380,000 | $28,515,000 | -31.1% | 0.2% |
| NORTHMARQ CAPITAL FINANCE, L.L.C. | $30,195,000 | $27,005,000 | -10.6% | 0.2% |
| Citibank | $70,555,000 | $26,525,000 | -62.4% | 0.2% |
| American Mortgage Bank, LLC | $2,475,000 | $25,455,000 | 928.5% | 0.2% |
| North American Savings Bank, F.S.B. | $48,340,000 | $25,410,000 | -47.4% | 0.2% |
| NexBank | $10,315,000 | $25,170,000 | 144.0% | 0.2% |
| CMG MORTGAGE, INC. | $12,910,000 | $24,720,000 | 91.5% | 0.2% |
| PLANET HOME LENDING, LLC | $9,745,000 | $24,285,000 | 149.2% | 0.2% |
| American Mortgage & Equity Consultants, Inc. | $26,920,000 | $23,990,000 | -10.9% | 0.2% |
| Community First National Bank | $14,905,000 | $23,475,000 | 57.5% | 0.2% |
| Great American Bank | $19,450,000 | $23,455,000 | 20.6% | 0.2% |
| LENDINGONE, LLC | $38,210,000 | $23,435,000 | -38.7% | 0.2% |
| Sierra Pacific Mortgage Company, Inc. | $19,540,000 | $23,230,000 | 18.9% | 0.2% |
| DELMAR FINANCIAL COMPANY | $16,445,000 | $22,650,000 | 37.7% | 0.2% |
| Hawthorn Bank | $37,520,000 | $22,495,000 | -40.0% | 0.2% |
| GENEVA FINANCIAL, LLC | $6,780,000 | $22,290,000 | 228.8% | 0.2% |
| First State Bank and Trust | $16,870,000 | $22,090,000 | 30.9% | 0.2% |
| CoreFirst Bank & Trust | $26,140,000 | $21,855,000 | -16.4% | 0.2% |
| Equity Prime Mortgage LLC | $7,685,000 | $21,440,000 | 179.0% | 0.2% |
| Regions Bank | $89,975,000 | $21,285,000 | -76.3% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $4,620,000 | $21,265,000 | 360.3% | 0.2% |
| S1L, Inc. | $18,905,000 | $21,035,000 | 11.3% | 0.2% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $20,500,000 | n/a | 0.2% | |
| The Bank of Missouri | $585,000 | $20,485,000 | 3,401.7% | 0.2% |
| First Federal Savings and Loan Bank | $22,130,000 | $20,290,000 | -8.3% | 0.1% |
| BAY EQUITY LLC | $24,720,000 | $19,855,000 | -19.7% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $34,860,000 | $19,710,000 | -43.5% | 0.1% |
| OPEN MORTGAGE, LLC | $34,225,000 | $19,660,000 | -42.6% | 0.1% |
| Exchange Bank & Trust | $13,530,000 | $19,645,000 | 45.2% | 0.1% |
| PNC Bank | $142,895,000 | $19,475,000 | -86.4% | 0.1% |
| Carrington Mortgage Services, LLC | $10,515,000 | $19,240,000 | 83.0% | 0.1% |
| PGIM Real Estate Finance, LLC | $19,055,000 | n/a | 0.1% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $11,690,000 | $18,890,000 | 61.6% | 0.1% |
| Intrust Bank | $11,500,000 | $18,585,000 | 61.6% | 0.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $11,610,000 | $18,195,000 | 56.7% | 0.1% |
| Bremer Bank | $18,105,000 | n/a | 0.1% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $14,070,000 | $17,545,000 | 24.7% | 0.1% |
| Citizens Savings and Loan Association, FSB | $24,100,000 | $17,105,000 | -29.0% | 0.1% |
| The Nodaway Valley Bank | $16,760,000 | $17,050,000 | 1.7% | 0.1% |
| DAS Acquisition Company, LLC | $58,635,000 | $16,445,000 | -72.0% | 0.1% |
| Figure Lending LLC | $13,270,000 | $16,195,000 | 22.0% | 0.1% |
| NEW DAY FINANCIAL, LLC | $13,035,000 | $15,920,000 | 22.1% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $10,810,000 | $15,890,000 | 47.0% | 0.1% |
| CARDINAL FINANCIAL | $25,060,000 | $15,820,000 | -36.9% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $4,860,000 | $15,415,000 | 217.2% | 0.1% |
| LOANPAL, LLC | $5,810,000 | $15,175,000 | 161.2% | 0.1% |
| ZILLOW HOME LOANS, LLC | $11,370,000 | $15,160,000 | 33.3% | 0.1% |
| The Loan Store, Inc. | $1,305,000 | $14,895,000 | 1,041.4% | 0.1% |
| OCMBC, INC. | $6,240,000 | $14,815,000 | 137.4% | 0.1% |
| COLLIERS MORTGAGE LLC | $14,235,000 | n/a | 0.1% | |
| PEOPLES STATE BANK | $11,565,000 | $14,195,000 | 22.7% | 0.1% |
| BAYSHORE MORTGAGE FUNDING, LLC | $23,960,000 | $13,995,000 | -41.6% | 0.1% |
| Kearney Trust Company | $12,155,000 | $13,465,000 | 10.8% | 0.1% |
| Farmers State Bank | $16,225,000 | $13,220,000 | -18.5% | 0.1% |
| Pony Express Bank | $26,845,000 | $13,195,000 | -50.8% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $2,510,000 | $13,005,000 | 418.1% | 0.1% |
| Stifel Bank and Trust | $5,485,000 | $12,805,000 | 133.5% | 0.1% |
| Gateway First Bank | $17,135,000 | $12,500,000 | -27.0% | 0.1% |
| The Federal Savings Bank | $14,770,000 | $12,440,000 | -15.8% | 0.1% |
| Great Southern Bank | $14,820,000 | $12,420,000 | -16.2% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $9,795,000 | $12,270,000 | 25.3% | 0.1% |
| The First National Bank of Louisburg | $10,195,000 | $11,935,000 | 17.1% | 0.1% |
| FIRST MISSOURI BANK | $8,835,000 | $11,545,000 | 30.7% | 0.1% |
| ENVOY MORTGAGE, LTD | $1,715,000 | $11,020,000 | 542.6% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $18,930,000 | $10,865,000 | -42.6% | 0.1% |
| Prudential Huntoon Paige Associates, LLC | $97,820,000 | $10,650,000 | -89.1% | 0.1% |
| BETTER MORTGAGE CORPORATION | $13,385,000 | $10,525,000 | -21.4% | 0.1% |
| Sunflower Bank | $13,490,000 | $10,350,000 | -23.3% | 0.1% |
| DOMINION FINANCIAL SERVICES, LLC | $2,880,000 | $10,335,000 | 258.9% | 0.1% |
| SIRVA MORTGAGE, INC. | $10,795,000 | $10,260,000 | -5.0% | 0.1% |
| Wells Bank | $23,660,000 | $10,250,000 | -56.7% | 0.1% |
| Southern Bank | $4,465,000 | $10,205,000 | 128.6% | 0.1% |
| Community National Bank & Trust | $5,780,000 | $9,855,000 | 70.5% | 0.1% |
| The Union State Bank of Everest | $9,270,000 | $9,815,000 | 5.9% | 0.1% |
| Community National Bank | $7,875,000 | $9,785,000 | 24.3% | 0.1% |
| CrossFirst Bank | $13,040,000 | $9,565,000 | -26.6% | 0.1% |
| Union Bank and Trust Company | $8,950,000 | $9,555,000 | 6.8% | 0.1% |
| AmeriHome Mortgage Company, LLC | $3,105,000 | $9,440,000 | 204.0% | 0.1% |
| 21ST MORTGAGE CORPORATION | $6,565,000 | $9,245,000 | 40.8% | 0.1% |
| Farm Credit Mid-America, ACA | $5,130,000 | $9,125,000 | 77.9% | 0.1% |
| LIMA ONE CAPITAL, LLC | $6,435,000 | $9,100,000 | 41.4% | 0.1% |
| Charles Schwab Bank, SSB | $10,115,000 | $8,945,000 | -11.6% | 0.1% |
| PANORAMA MORTGAGE GROUP, LLC | $8,650,000 | $8,875,000 | 2.6% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $4,505,000 | $8,865,000 | 96.8% | 0.1% |
| Mortgage Investment Services Corporation | $3,010,000 | $8,845,000 | 193.9% | 0.1% |
| Central National Bank | $7,080,000 | $8,830,000 | 24.7% | 0.1% |
| Wood & Huston Bank | $10,835,000 | $7,895,000 | -27.1% | 0.1% |
| Deere Employees Credit Union | $9,210,000 | $7,775,000 | -15.6% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $8,965,000 | $7,745,000 | -13.6% | 0.1% |
| Bank Northwest | $6,495,000 | $7,630,000 | 17.5% | 0.1% |
| ASSEMBLIES OF GOD Credit Union | $4,215,000 | $7,475,000 | 77.3% | 0.1% |
| Citizens Bank of Amsterdam | $6,835,000 | $7,435,000 | 8.8% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $6,315,000 | $7,330,000 | 16.1% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $7,030,000 | $7,315,000 | 4.1% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $405,000 | $7,205,000 | 1,679.0% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $8,150,000 | $7,185,000 | -11.8% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $7,145,000 | $7,120,000 | -0.3% | 0.1% |
| READYCAP COMMERCIAL, LLC | $4,525,000 | $7,055,000 | 55.9% | 0.1% |
| Adrian Bank | $4,650,000 | $6,835,000 | 47.0% | 0.1% |
| PHH Mortgage Corporation | $3,910,000 | $6,620,000 | 69.3% | 0.0% |
| MOVEMENT MORTGAGE, LLC | $21,525,000 | $6,590,000 | -69.4% | 0.0% |
| Byline Bank | $23,210,000 | $6,505,000 | -72.0% | 0.0% |
| Ally Bank | $7,355,000 | $6,420,000 | -12.7% | 0.0% |
| Community Bank | $740,000 | $6,250,000 | 744.6% | 0.0% |
| FCS Financial FLCA | $4,250,000 | $6,230,000 | 46.6% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $7,295,000 | $6,205,000 | -14.9% | 0.0% |
| Truist | $11,640,000 | $6,170,000 | -47.0% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $6,085,000 | $6,160,000 | 1.2% | 0.0% |
| Citadel Servicing Corporation | $3,285,000 | $6,140,000 | 86.9% | 0.0% |
| PREMIA MORTGAGE, LLC | $12,795,000 | $6,130,000 | -52.1% | 0.0% |
| HomeStreet Bank | $6,105,000 | n/a | 0.0% | |
| Truity Federal Credit Union | $3,320,000 | $6,095,000 | 83.6% | 0.0% |
| GNBank | $4,180,000 | $6,090,000 | 45.7% | 0.0% |
| BTC BANK | $5,330,000 | $6,000,000 | 12.6% | 0.0% |
| FRONTIER COMMUNITY CREDIT UNION | $5,925,000 | $5,980,000 | 0.9% | 0.0% |
| Sherwood Community Bank | $8,095,000 | $5,865,000 | -27.5% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $3,165,000 | $5,840,000 | 84.5% | 0.0% |
| AMERICAN FINANCING CORPORATION | $3,305,000 | $5,810,000 | 75.8% | 0.0% |
| UBS Bank USA | $3,725,000 | $5,685,000 | 52.6% | 0.0% |
| 1ST MIDAMERICA | $1,755,000 | $5,620,000 | 220.2% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $1,665,000 | $5,590,000 | 235.7% | 0.0% |
| NEXERA HOLDING LLC | $2,565,000 | $5,515,000 | 115.0% | 0.0% |
| SPRING EQ, LLC | $2,860,000 | $5,360,000 | 87.4% | 0.0% |
| F & C Bank | $12,785,000 | $5,355,000 | -58.1% | 0.0% |
| The Huntington National Bank | $15,550,000 | $5,255,000 | -66.2% | 0.0% |
| Pinnacle Bank | $685,000 | $5,240,000 | 665.0% | 0.0% |
| First Savings Bank | $11,450,000 | $5,230,000 | -54.3% | 0.0% |
| KS StateBank | $9,570,000 | $5,155,000 | -46.1% | 0.0% |
| Legacy Bank & Trust Company | $5,065,000 | n/a | 0.0% | |
| GERSHMAN INVESTMENT CORP. | $5,850,000 | $5,050,000 | -13.7% | 0.0% |
| Paramount Bank | $2,025,000 | $4,880,000 | 141.0% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $2,175,000 | $4,765,000 | 119.1% | 0.0% |
| NATIONAL COOPERATIVE BANK, N.A. | $2,405,000 | $4,590,000 | 90.9% | 0.0% |
| NFM, INC. | $4,320,000 | $4,580,000 | 6.0% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $3,795,000 | $4,575,000 | 20.6% | 0.0% |
| RF Renovo Management Company, LLC | $4,525,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $2,120,000 | $4,525,000 | 113.4% | 0.0% |
| Old National Bank | $16,990,000 | $4,465,000 | -73.7% | 0.0% |
| BERKELEY POINT CAPITAL LLC | $113,200,000 | $4,455,000 | -96.1% | 0.0% |
| ALLIANT CREDIT UNION | $1,150,000 | $4,390,000 | 281.7% | 0.0% |
| First-Citizens Bank & Trust Company | $2,875,000 | $4,375,000 | 52.2% | 0.0% |
| Silver Lake Bank | $4,425,000 | $4,355,000 | -1.6% | 0.0% |
| First National Bank of America | $4,910,000 | $4,260,000 | -13.2% | 0.0% |
| Merchants Mortgage & Trust Corporation | $9,765,000 | $4,260,000 | -56.4% | 0.0% |
| The First Security Bank | $2,190,000 | $4,255,000 | 94.3% | 0.0% |
| Coastal Community Bank | $3,000,000 | $4,200,000 | 40.0% | 0.0% |
| FIRST INTEGRITY MORTGAGE SERVICES, INC. | $2,785,000 | $4,200,000 | 50.8% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $4,700,000 | $4,180,000 | -11.1% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $4,175,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $4,155,000 | $4,145,000 | -0.2% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,605,000 | $4,130,000 | 157.3% | 0.0% |
| Alliant Bank | $1,050,000 | $4,095,000 | 290.0% | 0.0% |
| Community Bank of Missouri | $4,620,000 | $4,060,000 | -12.1% | 0.0% |
| First Interstate Bank | $995,000 | $4,055,000 | 307.5% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $4,855,000 | $3,945,000 | -18.7% | 0.0% |
| LENDSURE MORTGAGE CORP. | $1,185,000 | $3,890,000 | 228.3% | 0.0% |
| Peoples National Bank , N.A. | $710,000 | $3,775,000 | 431.7% | 0.0% |
| Magnolia Bank | $2,375,000 | $3,690,000 | 55.4% | 0.0% |
| Presidential Bank, FSB | $3,610,000 | n/a | 0.0% | |
| AMERICAN HERITAGE LENDING, INC. | $4,380,000 | $3,525,000 | -19.5% | 0.0% |
| Envista Credit Union | $3,795,000 | $3,505,000 | -7.6% | 0.0% |
| Texana Bank | $3,490,000 | n/a | 0.0% | |
| Home Mortgage Alliance Corp | $3,480,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $2,085,000 | $3,455,000 | 65.7% | 0.0% |
| Azura Credit Union | $1,525,000 | $3,440,000 | 125.6% | 0.0% |
| Clay County Savings Bank | $12,850,000 | $3,435,000 | -73.3% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $6,440,000 | $3,425,000 | -46.8% | 0.0% |
| The Hamilton Bank | $2,300,000 | $3,355,000 | 45.9% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $2,445,000 | $3,315,000 | 35.6% | 0.0% |
| DHI MORTGAGE COMPANY, LTD. | $3,275,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $3,250,000 | n/a | 0.0% | |
| CANOPY MORTGAGE, LLC | $1,160,000 | $3,210,000 | 176.7% | 0.0% |
| R-G Federal Credit Union | $4,115,000 | $3,200,000 | -22.2% | 0.0% |
| A&D Mortgage LLC | $1,010,000 | $3,145,000 | 211.4% | 0.0% |
| Dollar Bank, Federal Savings Bank | $12,485,000 | $3,095,000 | -75.2% | 0.0% |
| Devon Bank | $3,080,000 | n/a | 0.0% | |
| Flanagan State Bank | $1,830,000 | $3,080,000 | 68.3% | 0.0% |
| Think Mutual Bank | $1,505,000 | $3,050,000 | 102.7% | 0.0% |
| Financial Funding Solutions, Inc. | $1,505,000 | $3,010,000 | 100.0% | 0.0% |
| HNB National Bank | $4,720,000 | $2,995,000 | -36.5% | 0.0% |
| Bank of Weston | $2,785,000 | $2,960,000 | 6.3% | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $3,840,000 | $2,940,000 | -23.4% | 0.0% |
| MORTGAGE ACCESS CORP. | $1,315,000 | $2,930,000 | 122.8% | 0.0% |
| BancorpSouth | $2,860,000 | $2,910,000 | 1.7% | 0.0% |
| The Citizens National Bank | $2,540,000 | $2,910,000 | 14.6% | 0.0% |
| Members Mortgage Services, L.L.C. | $905,000 | $2,855,000 | 215.5% | 0.0% |
| STATE BANK OF MISOSURI | $4,495,000 | $2,825,000 | -37.2% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $645,000 | $2,795,000 | 333.3% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $360,000 | $2,695,000 | 648.6% | 0.0% |
| Simmons Bank | $5,805,000 | $2,690,000 | -53.7% | 0.0% |
| UIF CORPORATION | $2,880,000 | $2,690,000 | -6.6% | 0.0% |
| EVANSVILLE TEACHERS | $25,000 | $2,670,000 | 10,580.0% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,610,000 | $2,665,000 | 65.5% | 0.0% |
| Ameris Bank | $2,535,000 | $2,600,000 | 2.6% | 0.0% |
| AMWEST FUNDING CORP. | $2,365,000 | $2,590,000 | 9.5% | 0.0% |
| Baxter Credit Union | $3,235,000 | $2,550,000 | -21.2% | 0.0% |
| Springfield First Community Bank | $1,270,000 | $2,505,000 | 97.2% | 0.0% |
| Core Bank | $1,165,000 | $2,495,000 | 114.2% | 0.0% |
| Citizens Bank | $7,510,000 | $2,450,000 | -67.4% | 0.0% |
| Fifth Third Bank | $2,945,000 | $2,435,000 | -17.3% | 0.0% |
| Cornerstone First Mortgage, Inc | $1,200,000 | $2,355,000 | 96.3% | 0.0% |
| Hometown Equity Mortgage, LLC | $2,955,000 | $2,345,000 | -20.6% | 0.0% |
| Labette Bank | $865,000 | $2,310,000 | 167.1% | 0.0% |
| Nations Lending Corporation | $1,890,000 | $2,280,000 | 20.6% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $535,000 | $2,205,000 | 312.1% | 0.0% |
| M&T Bank | $2,210,000 | $2,200,000 | -0.5% | 0.0% |
| Ixonia Bank | $740,000 | $2,185,000 | 195.3% | 0.0% |
| River Region Credit Union | $1,300,000 | $2,130,000 | 63.8% | 0.0% |
| RCB Bank | $2,040,000 | $2,105,000 | 3.2% | 0.0% |
| GREENSTATE CREDIT UNION | $945,000 | $2,040,000 | 115.9% | 0.0% |
| Raymond James Bank | $2,155,000 | $2,025,000 | -6.0% | 0.0% |
| American Bank of Missouri | $195,000 | $2,005,000 | 928.2% | 0.0% |
| IOWA BANKERS MORTGAGE CORPORATION | $1,995,000 | n/a | 0.0% | |
| Sullivan Bank | $570,000 | $1,995,000 | 250.0% | 0.0% |
| MERITRUST Federal Credit Union | $1,895,000 | $1,980,000 | 4.5% | 0.0% |
| PREFERRED BANK | $1,960,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $2,110,000 | $1,960,000 | -7.1% | 0.0% |
| Mid-Missouri Bank | $540,000 | $1,955,000 | 262.0% | 0.0% |
| Midwest Heritage Bank FSB | $2,430,000 | $1,880,000 | -22.6% | 0.0% |
| HEARTLAND CREDIT UNION | $365,000 | $1,845,000 | 405.5% | 0.0% |
| Quontic Bank | $1,435,000 | $1,815,000 | 26.5% | 0.0% |
| The Bennington State Bank | $1,210,000 | $1,810,000 | 49.6% | 0.0% |
| FIRST HERITAGE BANK | $2,415,000 | $1,800,000 | -25.5% | 0.0% |
| Northpointe Bank | $4,990,000 | $1,790,000 | -64.1% | 0.0% |
| Commerce Home Mortgage, Inc. | $1,590,000 | $1,770,000 | 11.3% | 0.0% |
| ARC HOME LLC | $850,000 | $1,760,000 | 107.1% | 0.0% |
| Community Bank of Marshall | $1,435,000 | $1,720,000 | 19.9% | 0.0% |
| Old Missouri Bank | $3,635,000 | $1,720,000 | -52.7% | 0.0% |
| State Bank of Southwest Missouri | $1,625,000 | n/a | 0.0% | |
| Independent Farmers Bank | $125,000 | $1,575,000 | 1,160.0% | 0.0% |
| Stockgrowers State Bank | $435,000 | $1,535,000 | 252.9% | 0.0% |
| V.I.P. MORTGAGE, INC. | $1,305,000 | $1,510,000 | 15.7% | 0.0% |
| PATRIOTS BANK | $4,100,000 | $1,505,000 | -63.3% | 0.0% |
| Servion, Inc. | $1,345,000 | $1,495,000 | 11.2% | 0.0% |
| NP, Inc. | $870,000 | $1,485,000 | 70.7% | 0.0% |
| Toyota Financial Savings Bank | $380,000 | $1,475,000 | 288.2% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $1,800,000 | $1,440,000 | -20.0% | 0.0% |
| First United Bank and Trust Company | $1,650,000 | $1,410,000 | -14.5% | 0.0% |
| Peoples Bank | $1,305,000 | $1,365,000 | 4.6% | 0.0% |
| Five Points Bank | $375,000 | $1,360,000 | 262.7% | 0.0% |
| CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | $1,325,000 | n/a | 0.0% | |
| GARDNER FINANCIAL SERVICES, LTD. | $725,000 | $1,325,000 | 82.8% | 0.0% |
| Bank of Springfield | $2,135,000 | $1,320,000 | -38.2% | 0.0% |
| Secured Investment Corp. | $645,000 | $1,320,000 | 104.7% | 0.0% |
| Bank of England | $4,895,000 | $1,315,000 | -73.1% | 0.0% |
| FirstBank | $915,000 | $1,310,000 | 43.2% | 0.0% |
| THOMPSON KANE & COMPANY, LLC | $970,000 | $1,305,000 | 34.5% | 0.0% |
| Bank of the Flint Hills | $770,000 | $1,285,000 | 66.9% | 0.0% |
| IAA Credit Union | $725,000 | $1,255,000 | 73.1% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $830,000 | $1,230,000 | 48.2% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $655,000 | $1,225,000 | 87.0% | 0.0% |
| GREATER KC PUBLIC SAFETY CREDIT UNION | $6,095,000 | $1,210,000 | -80.1% | 0.0% |
| SILVER HILL FUNDING, LLC | $1,860,000 | $1,200,000 | -35.5% | 0.0% |
| US MORTGAGE CORPORATION | $1,000,000 | $1,180,000 | 18.0% | 0.0% |
| Mid America Bank | $1,580,000 | $1,130,000 | -28.5% | 0.0% |
| United Nations Federal Credit Union | $145,000 | $1,115,000 | 669.0% | 0.0% |
| Community Mortgage Banc Corporation | $1,200,000 | $1,105,000 | -7.9% | 0.0% |
| Great Plains National Bank | $1,105,000 | n/a | 0.0% | |
| TruHome Solutions, LLC | $4,255,000 | $1,085,000 | -74.5% | 0.0% |
| DIGITAL Federal Credit Union | $4,405,000 | $1,080,000 | -75.5% | 0.0% |
| ENCORE BANK | $650,000 | $1,040,000 | 60.0% | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | $1,035,000 | n/a | 0.0% | |
| First Horizon Bank | $2,505,000 | $1,030,000 | -58.9% | 0.0% |
| Affiliated Bank | $1,025,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $105,000 | $1,015,000 | 866.7% | 0.0% |
| West Alabama Bank & Trust | $1,015,000 | n/a | 0.0% | |
| Midwest BankCentre | $1,200,000 | $1,005,000 | -16.3% | 0.0% |
| Willamette Valley Bank | $375,000 | $975,000 | 160.0% | 0.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $415,000 | $965,000 | 132.5% | 0.0% |
| General Mortgage Capital Corporation | $915,000 | $960,000 | 4.9% | 0.0% |
| Southwest National Bank | $950,000 | n/a | 0.0% | |
| Boeing Employees Credit Union | $500,000 | $935,000 | 87.0% | 0.0% |
| Exchange Bank of Missouri | $925,000 | $925,000 | 0.0% | 0.0% |
| Signature Federal Credit Union | $250,000 | $905,000 | 262.0% | 0.0% |
| State Department Federal Credit Union | $275,000 | $905,000 | 229.1% | 0.0% |
| Luxury Mortgage Corp. | $900,000 | n/a | 0.0% | |
| KANZA Bank | $625,000 | $890,000 | 42.4% | 0.0% |
| Northwest Bank | $1,710,000 | $885,000 | -48.2% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $1,070,000 | $885,000 | -17.3% | 0.0% |
| Capital Bank | $830,000 | n/a | 0.0% | |
| Goldman Sachs Bank USA | $1,930,000 | $830,000 | -57.0% | 0.0% |
| Commercial Bank of Texas | $825,000 | n/a | 0.0% | |
| MID AMERICAN | $180,000 | $825,000 | 358.3% | 0.0% |
| Premier Bank | $805,000 | n/a | 0.0% | |
| CHARTER WEST BANK | $2,045,000 | $790,000 | -61.4% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $480,000 | $790,000 | 64.6% | 0.0% |
| Washington County Bank | $770,000 | n/a | 0.0% | |
| FIRST STATE MORTGAGE SERVICES, LLC | $540,000 | $760,000 | 40.7% | 0.0% |
| INTERNATIONAL CITY MORTGAGE, INC. | $760,000 | n/a | 0.0% | |
| CIBC Bank USA | $745,000 | n/a | 0.0% | |
| First State Community Bank | $760,000 | $745,000 | -2.0% | 0.0% |
| Brighton Bank | $495,000 | $740,000 | 49.5% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $1,765,000 | $740,000 | -58.1% | 0.0% |
| FLINT HILLS BANK | $335,000 | $720,000 | 114.9% | 0.0% |
| First State Bank | $75,000 | $715,000 | 853.3% | 0.0% |
| Citizens Bank of Kansas | $195,000 | $710,000 | 264.1% | 0.0% |
| Allied First Bank,sb | $705,000 | n/a | 0.0% | |
| First State Bank | $75,000 | $705,000 | 840.0% | 0.0% |
| Regent Bank | $705,000 | n/a | 0.0% | |
| U S WIDE FINANCIAL LLC | $790,000 | $695,000 | -12.0% | 0.0% |
| Liberty Savings Bank, F.S.B. | $1,025,000 | $690,000 | -32.7% | 0.0% |
| Axos Bank | $1,230,000 | $680,000 | -44.7% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $1,845,000 | $675,000 | -63.4% | 0.0% |
| MISSOURI Credit Union | $1,745,000 | $665,000 | -61.9% | 0.0% |
| EMBRACE HOME LOANS, INC. | $1,660,000 | $655,000 | -60.5% | 0.0% |
| Fortress Bank | $655,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $640,000 | n/a | 0.0% | |
| CALCON MUTUAL MORTGAGE LLC | $810,000 | $635,000 | -21.6% | 0.0% |
| INTERCAP LENDING INC. | $635,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $1,805,000 | $635,000 | -64.8% | 0.0% |
| TOWER | $65,000 | $635,000 | 876.9% | 0.0% |
| SCOTT CREDIT UNION | $55,000 | $630,000 | 1,045.5% | 0.0% |
| Chicago Patrolmen's Federal Credit Union | $620,000 | n/a | 0.0% | |
| Frontier Bank | $440,000 | $620,000 | 40.9% | 0.0% |
| USAlliance Federal Credit Union | $880,000 | $620,000 | -29.5% | 0.0% |
| American Airlines Federal Credit Union | $1,835,000 | $595,000 | -67.6% | 0.0% |
| The Kansas State Bank | $595,000 | n/a | 0.0% | |
| Regent Financial Group, Inc. | $590,000 | n/a | 0.0% | |
| THRIVENT Federal Credit Union | $340,000 | $585,000 | 72.1% | 0.0% |
| Connexus Credit Union | $280,000 | $575,000 | 105.4% | 0.0% |
| Heartland Bank and Trust Company | $575,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP | $6,025,000 | $555,000 | -90.8% | 0.0% |
| Warren-Boynton State Bank | $345,000 | $555,000 | 60.9% | 0.0% |
| Lindell Bank & Trust Company | $550,000 | n/a | 0.0% | |
| WEST COMMUNITY | $550,000 | n/a | 0.0% | |
| POINT Mortgage | $545,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $700,000 | $540,000 | -22.9% | 0.0% |
| STAUNTON FINANCIAL, INC. | $530,000 | n/a | 0.0% | |
| Sterling Bank | $625,000 | $525,000 | -16.0% | 0.0% |
| TOGETHER CREDIT UNION | $1,025,000 | $525,000 | -48.8% | 0.0% |
| Cornerstone Bank | $85,000 | $520,000 | 511.8% | 0.0% |
| Horizon Bank | $515,000 | n/a | 0.0% | |
| American State Bank | $505,000 | n/a | 0.0% | |
| BancFirst | $140,000 | $505,000 | 260.7% | 0.0% |
| Encompass Lending Group, LP | $495,000 | n/a | 0.0% | |
| Community State Bank of Missouri | $475,000 | $490,000 | 3.2% | 0.0% |
| Veritex Community Bank | $485,000 | n/a | 0.0% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $185,000 | $480,000 | 159.5% | 0.0% |
| West Gate Bank | $1,420,000 | $470,000 | -66.9% | 0.0% |
| CREDIT UNION OF AMERICA | $705,000 | $465,000 | -34.0% | 0.0% |
| ESB Financial | $1,775,000 | $465,000 | -73.8% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $540,000 | $465,000 | -13.9% | 0.0% |
| KeyBank | $1,785,000 | $465,000 | -73.9% | 0.0% |
| The First National Bank and Trust Company of Broken Arrow | $465,000 | n/a | 0.0% | |
| MidFirst Bank | $410,000 | $450,000 | 9.8% | 0.0% |
| MISSOURI ELECTRIC COOPERATIVES EMPL | $1,110,000 | $445,000 | -59.9% | 0.0% |
| First Midwest Bank of Dexter | $800,000 | $440,000 | -45.0% | 0.0% |
| Lakeview Community Capital, LLC | $115,000 | $440,000 | 282.6% | 0.0% |
| BANKORION | $435,000 | n/a | 0.0% | |
| QUANTUM CREDIT UNION | $280,000 | $425,000 | 51.8% | 0.0% |
| RBC Bank, (Georgia) | $1,160,000 | $420,000 | -63.8% | 0.0% |
| SCHLUMBERGER EMPLOYEES CREDIT UNION | $415,000 | n/a | 0.0% | |
| United Community Bank | $410,000 | n/a | 0.0% | |
| BENDENA STATE BANK | $405,000 | n/a | 0.0% | |
| First State Bank | $75,000 | $405,000 | 440.0% | 0.0% |
| Independent Bank | $405,000 | $405,000 | 0.0% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $405,000 | n/a | 0.0% | |
| GTE Federal Credit Union | $55,000 | $400,000 | 627.3% | 0.0% |
| United Bank of Union | $395,000 | n/a | 0.0% | |
| AMERITRUST MORTGAGE CORPORATION | $385,000 | n/a | 0.0% | |
| Carrollton Bank | $1,015,000 | $385,000 | -62.1% | 0.0% |
| FUNDLOANS CAPITAL | $365,000 | n/a | 0.0% | |
| GSF Mortgage Corporation | $505,000 | $365,000 | -27.7% | 0.0% |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $360,000 | n/a | 0.0% | |
| ALAMEDA MORTGAGE CORPORATION | $355,000 | n/a | 0.0% | |
| VERIDIAN CREDIT UNION | $620,000 | $355,000 | -42.7% | 0.0% |
| HOMESTEAD FUNDING CORP. | $765,000 | $345,000 | -54.9% | 0.0% |
| WESCOM CENTRAL CREDIT UNION | $345,000 | n/a | 0.0% | |
| Busey Bank | $25,000 | $340,000 | 1,260.0% | 0.0% |
| CAPITAL CONCEPTS, INC. | $165,000 | $340,000 | 106.1% | 0.0% |
| Warsaw Federal Savings and Loan Association | $340,000 | n/a | 0.0% | |
| Granite Community Bank | $335,000 | n/a | 0.0% | |
| Luana Savings Bank | $335,000 | n/a | 0.0% | |
| SouthStar Bank, S.S.B. | $335,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $115,000 | $335,000 | 191.3% | 0.0% |
| The Eastern Colorado Bank | $335,000 | n/a | 0.0% | |
| The First National Bank of Fort Smith | $335,000 | n/a | 0.0% | |
| Bank of Colorado | $105,000 | $325,000 | 209.5% | 0.0% |
| CITY-COUNTY CREDIT UNION | $325,000 | n/a | 0.0% | |
| Lincoln FSB of Nebraska | $985,000 | $320,000 | -67.5% | 0.0% |
| Alliance Bank Central Texas | $915,000 | $305,000 | -66.7% | 0.0% |
| City National Bank of Florida | $285,000 | $295,000 | 3.5% | 0.0% |
| First Merchants Bank | $295,000 | n/a | 0.0% | |
| MASON MCDUFFIE MORTGAGE CORPORATION | $295,000 | n/a | 0.0% | |
| RELIANCE FIRST CAPITAL, LLC | $815,000 | $295,000 | -63.8% | 0.0% |
| BANKSOUTH MORTGAGE COMPANY, LLC | $285,000 | n/a | 0.0% | |
| FirstOak Bank | $475,000 | $285,000 | -40.0% | 0.0% |
| TTCU Federal Credit Union | $285,000 | n/a | 0.0% | |
| University Bank | $285,000 | n/a | 0.0% | |
| Performance Financial, Inc. | $275,000 | n/a | 0.0% | |
| Kaw Valley Bank | $45,000 | $270,000 | 500.0% | 0.0% |
| The Bank of Old Monroe | $270,000 | n/a | 0.0% | |
| United States Senate Federal Credit Union | $270,000 | n/a | 0.0% | |
| First Mid Bank & Trust | $285,000 | $265,000 | -7.0% | 0.0% |
| Northwest Federal Credit Union | $95,000 | $265,000 | 178.9% | 0.0% |
| Peoples Community Bank | $265,000 | n/a | 0.0% | |
| UNITED MORTGAGE CORP | $265,000 | n/a | 0.0% | |
| CENTRAL MISSOURI COMMUNITY CREDIT UNION | $1,055,000 | $260,000 | -75.4% | 0.0% |
| AmRes Corporation | $255,000 | n/a | 0.0% | |
| Citizens State Bank | $145,000 | $255,000 | 75.9% | 0.0% |
| FOUR POINTS | $255,000 | n/a | 0.0% | |
| Iroquois Federal Savings and Loan Association | $255,000 | n/a | 0.0% | |
| The Union State Bank | $255,000 | n/a | 0.0% | |
| Community Bank and Trust | $45,000 | $245,000 | 444.4% | 0.0% |
| Legacy Bank | $245,000 | n/a | 0.0% | |
| ADVANCIAL | $2,180,000 | $240,000 | -89.0% | 0.0% |
| Arbor Bank | $1,990,000 | $235,000 | -88.2% | 0.0% |
| AXIA FINANCIAL, LLC | $1,080,000 | $235,000 | -78.2% | 0.0% |
| CNB Bank And Trust, N.A. | $505,000 | $235,000 | -53.5% | 0.0% |
| Chickasaw Community Bank | $225,000 | n/a | 0.0% | |
| Logan Finance Corporation | $1,135,000 | $225,000 | -80.2% | 0.0% |
| Marquette Bank | $225,000 | n/a | 0.0% | |
| MORTGAGEONE, INC. | $225,000 | n/a | 0.0% | |
| The Tipton Latham Bank | $620,000 | $225,000 | -63.7% | 0.0% |
| ANDREWS FEDERAL CREDIT UNION | $220,000 | n/a | 0.0% | |
| GOLDEN PLAINS | $370,000 | $220,000 | -40.5% | 0.0% |
| Leader Bank | $215,000 | n/a | 0.0% | |
| CONSTRUCTIVE LOANS, LLC | $205,000 | n/a | 0.0% | |
| HOME BANK AND TRUST COMPANY | $95,000 | $205,000 | 115.8% | 0.0% |
| Montgomery Bank | $205,000 | n/a | 0.0% | |
| State Bank of Waterloo | $205,000 | n/a | 0.0% | |
| CORPORATE AMERICA FAMILY | $270,000 | $200,000 | -25.9% | 0.0% |
| F & M Bank | $195,000 | n/a | 0.0% | |
| Princeton Mortgage Corporation | $195,000 | n/a | 0.0% | |
| SOUTHWEST FUNDING, LP | $195,000 | n/a | 0.0% | |
| ALLIED MORTGAGE GROUP, INC. | $355,000 | $185,000 | -47.9% | 0.0% |
| Bank of O'Fallon | $185,000 | n/a | 0.0% | |
| City Bank | $185,000 | n/a | 0.0% | |
| Goldwater Bank, N.A. | $1,125,000 | $185,000 | -83.6% | 0.0% |
| The Missouri Bank | $185,000 | n/a | 0.0% | |
| Access Bank | $3,140,000 | $175,000 | -94.4% | 0.0% |
| CITIZENS EQUITY FIRST | $280,000 | $175,000 | -37.5% | 0.0% |
| HANSCOM | $175,000 | n/a | 0.0% | |
| CONSERVATION EMP. CREDIT UNION | $370,000 | $165,000 | -55.4% | 0.0% |
| DUPACO COMMUNITY | $375,000 | $160,000 | -57.3% | 0.0% |
| CHEVRON | $145,000 | $155,000 | 6.9% | 0.0% |
| City Lending Inc. | $155,000 | n/a | 0.0% | |
| DATA MORTGAGE, INC. | $155,000 | n/a | 0.0% | |
| First International Bank & Trust | $1,285,000 | $155,000 | -87.9% | 0.0% |
| Golden Empire Mortgage, Inc. | $145,000 | n/a | 0.0% | |
| Investmark Mortgage, LLC | $145,000 | n/a | 0.0% | |
| Pinnacle Bank | $685,000 | $145,000 | -78.8% | 0.0% |
| Southwest Airlines Federal Credit Union | $100,000 | $140,000 | 40.0% | 0.0% |
| Central Bank | $440,000 | $135,000 | -69.3% | 0.0% |
| Regional Missouri Bank | $875,000 | $135,000 | -84.6% | 0.0% |
| TELCOE FEDERAL CREDIT UNION | $135,000 | n/a | 0.0% | |
| First Western Federal Savings Bank | $125,000 | n/a | 0.0% | |
| Wichita Federal Credit Union | $125,000 | n/a | 0.0% | |
| STANFORD Federal Credit Union | $290,000 | $120,000 | -58.6% | 0.0% |
| Bank of Whittier | $280,000 | $115,000 | -58.9% | 0.0% |
| ALL IN | $105,000 | n/a | 0.0% | |
| Bankers' Bank | $600,000 | $105,000 | -82.5% | 0.0% |
| Freedom Bank of Southern Missouri | $105,000 | n/a | 0.0% | |
| ITHINK FINANCIAL Credit Union | $105,000 | n/a | 0.0% | |
| First National Bank Texas | $95,000 | n/a | 0.0% | |
| FIRST COMMUNITY | $745,000 | $85,000 | -88.6% | 0.0% |
| Elements Financial Federal Credit Union | $75,000 | n/a | 0.0% | |
| Great Plains Federal Credit Un | $75,000 | n/a | 0.0% | |
| Transportation Federal Credit Union | $75,000 | $75,000 | 0.0% | 0.0% |
| Ardent Federal Credit Union | $65,000 | n/a | 0.0% | |
| Chambers Bank | $65,000 | n/a | 0.0% | |
| Origin Bank | $65,000 | n/a | 0.0% | |
| Southwest Missouri Bank | $65,000 | n/a | 0.0% | |
| BLUCURRENT | $85,000 | $55,000 | -35.3% | 0.0% |
| Community Bank of Wichita, Inc. | $255,000 | $55,000 | -78.4% | 0.0% |
| First American Bank | $15,000 | $55,000 | 266.7% | 0.0% |
| INB | $540,000 | $55,000 | -89.8% | 0.0% |
| KANSAS STATE UNIVERSITY Federal Credit Union | $55,000 | n/a | 0.0% | |
| Tyndall Federal Credit Union | $55,000 | n/a | 0.0% | |
| AFL CIO EMPLOYEES FEDERAL CREDIT UNION | $45,000 | n/a | 0.0% | |
| Clearview Federal Credit Union | $65,000 | $45,000 | -30.8% | 0.0% |
| COMMERCIAL TRUST COMPANY OF FAYETTE | $90,000 | $45,000 | -50.0% | 0.0% |
| Service Federal Credit Union | $55,000 | $45,000 | -18.2% | 0.0% |
| Centier Bank | $175,000 | $35,000 | -80.0% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $55,000 | $35,000 | -36.4% | 0.0% |
| COMMUNICATION | $990,000 | $25,000 | -97.5% | 0.0% |
| FEDCHOICE Federal Credit Union | $15,000 | n/a | 0.0% |
KANSAS CITY's top lender by overall market share is COMMUNITYAMERICA, with 8.7% market share. In second place, with 4.6%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $628,715,000 in loans. In third place, with 4.0%, is QUICKEN LOANS, LLC, having originated $546,310,000 in loans. In fourth place, with 3.8%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $522,130,000 in loans. In fifth place, with 3.2%, is JONES LANG LASALLE MULTIFAMILY, LLC, having originated $429,060,000 in loans.
KANSAS CITY, MO-KS Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 28,609 | $9,256,305,000 | $323,545 |
| Refi | 6,107 | $1,832,515,000 | $300,068 |
| Cash Out Refi | 5,792 | $1,623,140,000 | $280,238 |
| Home Improvement | 4,671 | $482,725,000 | $103,345 |
| Other | 4,250 | $411,430,000 | $96,807 |
| NA | 8 | $1,660,000 | $207,500 |
Kansas City's most frequently cited loan purpose was Home Purchase, with 28,609 originations. The 2nd most popular reason was Refi, with 6,107 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 22,666 | $6,950,310,000 | $306,640 |
| 7-8% | 8,713 | $2,355,305,000 | $270,321 |
| Over 8% | 7,232 | $1,007,660,000 | $139,334 |
| 5-6% | 6,595 | $2,141,505,000 | $324,716 |
| <2.5% | 641 | $25,365,000 | $39,571 |
| 2.5-3% | 614 | $123,530,000 | $201,189 |
| 4-5% | 429 | $142,185,000 | $331,434 |
| 3-4% | 117 | $33,465,000 | $286,026 |
During 2024, Kansas City's most frequently originated rate bucket was 6-7%, with 22,666 originations.
Loan Sizing (KANSAS CITY, MO-KS MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 18,711 | $5,315,985,000 | $284,110 |
| $100k-200k | 12,272 | $1,839,830,000 | $149,921 |
| $100,000 or less | 10,875 | $585,605,000 | $53,849 |
| $400k-600k | 5,257 | $2,493,455,000 | $474,311 |
| $600k-1000k | 1,781 | $1,279,115,000 | $718,200 |
| $Over $1MM | 541 | $2,093,785,000 | $3,870,213 |
KANSAS CITY's loan sizing saw the bucket of loans from $200k-400k with 18,711 originations, totaling $5,315,985,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 19,037 | $6,042,565,000 | $317,412 |
| 60-80% | 10,327 | $3,666,805,000 | $355,070 |
| Under 20% | 7,047 | $423,645,000 | $60,117 |
| 20-40% | 5,432 | $755,420,000 | $139,068 |
| 40-60% | 3,766 | $1,091,100,000 | $289,724 |
| Over 100% | 659 | $612,495,000 | $929,431 |
KANSAS CITY's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 19,037 originations, totaling $6,042,565,000 in origination value.