212 Loans Of California Mortgage Rates, Fees & Info
Los Angeles, CALEI: 254900ZAMAXWLAJ7AA55
Tax ID: 32-0493756
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Mortgage Data
Review & Overview
212 Loans Of California is a smaller mortgage company specializing in NA loans. 212 Loans Of California has a high proportion of conventional loans. Their top two markets are San Diego and Los Angeles .212 Loans Of California has an above average approval rate when compared to the average across all lenders.
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Originations
12Origination Dollar Volume (All Markets)
$4,400,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 11 | $4,095,000 | $372,273 | $0 | 0.00% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 0.00% |
Their top states include:
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 12 | $4,400,000 | $366,667 | $0 | 0.00% |
For 2018, 212 Loans Of California's most frequently originated type of loan was Conventional, with 12 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| NA | 12 | $4,400,000 | $366,667 | $0 | 0.00% |
For 2018, 212 Loans Of California's most frequently cited loan purpose was NA, with 12 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 12 | $4,400,000 | $366,667 | $0 | 0.00% |
For 2018, 212 Loans Of California's most frequently cited loan duration was Other, with 12 originations.
Loan Sizing
2018 saw 212 Loans Of California place emphasis on $400k-600k loans with 6 originations, totaling $2,740,000 in origination value.
Applicant Income
212 Loans Of California lent most frequently to those with incomes in the $100k-150k range, with 3 originations. The second most popular income band? $150k-250k, with 3 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Not provided | 8 | $3,240,000 | $405,000 | $0 | 0.00% |
| White | 4 | $1,160,000 | $290,000 | $0 | 0.00% |
Approval Rates
Total approvals of all applications100.00%
212 Loans Of California has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to originationPoints and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 12 | $4,400,000 | $366,667 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Site-Built | 12 | $4,400,000 | $366,667 |
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Longbridge Financial, LLC | Reverse mortgage | Trouble during payment process | 1 | 100.0% |