SAN DIEGO - CHULA VISTA - CARLSBAD Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in San Diego - Chula Vista - Carlsbad averaged 6.56% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.57% and one month ago for the week of 2025-02-27, the average rate was 6.68%.

San Diego - Chula Vista - Carlsbad's average rate one year ago was 6.71%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.4%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
San Diego - Chula Vista - Carlsbad 30 Year Fixed Rate 2025-04-03 6.56%
San Diego - Chula Vista - Carlsbad 30 Year Fixed Rate Refi 2025-04-03 6.4%
San Diego - Chula Vista - Carlsbad 15 Year Fixed Rate 2025-04-03 6.03%
San Diego - Chula Vista - Carlsbad 15 Year Fixed Rate Refi 2025-04-03 5.96%
San Diego - Chula Vista - Carlsbad 30 Year FHA 2025-04-03 5.81%
San Diego - Chula Vista - Carlsbad 30 Year FHA Refi 2025-04-03 5.6%
San Diego - Chula Vista - Carlsbad 30 Year USDA 2025-04-03 6.22%
San Diego - Chula Vista - Carlsbad 30 Year USDA Refi 2025-04-03 6.12%
San Diego - Chula Vista - Carlsbad 30 Year VA 2025-04-03 5.8%
San Diego - Chula Vista - Carlsbad 30 Year VA Refi 2025-04-03 5.57%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SAN DIEGO-CHULA VISTA-CARLSBAD, CA.

SAN DIEGO - CHULA VISTA - CARLSBAD Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SAN DIEGO-CHULA VISTA-CARLSBAD, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 3,255 6.59% $11,160
QUICKEN LOANS, LLC 1,849 6.70% $8,797
U.S. Bank 856 6.33% $7,524
CROSSCOUNTRY MORTGAGE, LLC 748 6.91% $12,153
JPMorgan Chase Bank 702 6.49% $5,583
MISSION 403 6.33% $6,812
Wells Fargo Bank 394 6.33% $9,314
GUARANTEED RATE, INC. 313 6.78% $8,846
Bank of America 304 6.10% $8,189
PENNYMAC LOAN SERVICES, LLC 294 6.69% $11,801
The Loan Store, Inc. 271 6.88% $10,184
NAVY FEDERAL CREDIT UNION 252 6.29% $7,009
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 244 6.80% $9,914
CMG MORTGAGE, INC. 229 6.77% $10,544
EAGLE HOME MORTGAGE, LLC 228 6.42% $8,621
Flagstar Bank, FSB 228 6.88% $8,423
LOANDEPOT.COM, LLC 228 6.56% $10,988
NEWREZ LLC 215 6.87% $10,012
CALIFORNIA CREDIT UNION 187 5.87% $296
GUILD MORTGAGE COMPANY 177 6.61% $12,518
Morgan Stanley Private Bank 173 5.98% $6,727
BAY EQUITY LLC 173 6.81% $9,903
Citibank 164 6.16% $8,276
BROKER SOLUTIONS, INC. 141 6.92% $11,455
S1L, Inc. 138 7.08% $10,218
MOVEMENT MORTGAGE, LLC 138 6.85% $9,458
RESIDENTIAL WHOLESALE MORTGAGE, INC. 133 6.67% $8,565
POINT Mortgage 130 6.65% $9,186
OCMBC, INC. 123 7.58% $16,647
NMSI, INC. 120 6.78% $11,169
KBHS HOME LOANS, LLC 115 6.15% $9,297
Zions Bank 114 6.40% $8,721
INTERCAP LENDING INC. 114 6.74% $9,507
BMO Harris Bank 112 6.40% $9,070
American Mortgage & Equity Consultants, Inc. 109 6.88% $12,664
Sierra Pacific Mortgage Company, Inc. 105 6.57% $12,714
ZILLOW HOME LOANS, LLC 101 6.67% $10,245
Century Mortgage Company DBA Century Lending Company 101 6.88% $11,701
GUARANTEED RATE AFFINITY, LLC 99 6.88% $8,950
AMERICAN PACIFIC MORTGAGE CORPORATION 90 7.02% $11,852
Charles Schwab Bank, SSB 90 5.84% $4,728
PROVIDENT FUNDING ASSOCIATES, L.P. 81 6.36% $6,674
AMERICAN FINANCIAL NETWORK, INC. 80 6.97% $12,594
Prosperity Home Mortgage, LLC 79 6.83% $9,431
NexBank 79 6.88% $10,614
Mr. Cooper ( Nationstar Mortgage ) 72 6.58% $11,808
Commerce Home Mortgage, Inc. 72 8.10% $25,835
FREEDOM MORTGAGE CORPORATION 67 6.62% $10,194
NEXERA HOLDING LLC 65 7.60% $21,617
Citadel Servicing Corporation 60 7.76% $19,165
PRIMELENDING, A PLAINSCAPITAL COMPANY 58 7.03% $10,441
SCHOOLSFIRST 56 6.50% $4,767
Paramount Residential Mortgage Group, Inc. 55 6.77% $11,459
GOOGAIN, INC. 55 6.77% $6,645
Franklin Loan Corporation 55 7.05% $10,140
HOMEBRIDGE FINANCIAL SERVICES, INC. 54 6.92% $11,088
JMJ FINANCIAL GROUP 50 6.79% $11,339
CARDINAL FINANCIAL 50 6.91% $11,756
Golden Empire Mortgage, Inc. 50 6.78% $15,533
Logan Finance Corporation 49 7.35% $18,308
AXIA FINANCIAL, LLC 49 6.91% $9,091
PLAZA HOME MORTGAGE, INC. 49 6.88% $11,075
Shea Mortgage Inc. 48 6.60% $3,509
NP, Inc. 46 7.66% $19,121
HSBC BANK USA, NATIONAL ASSOCIATION 43 6.16% $8,166
Cornerstone First Mortgage, Inc 43 6.91% $11,724
UBS Bank USA 42 6.18% $6,384
PNC Bank 42 6.47% $8,612
San Diego Funding 42 6.77% $11,176
Ameris Bank 40 6.47% $7,073
MORIA DEVELOPMENT, INC. 39 6.92% $11,640
NEW WAVE LENDING GROUP INC 38 7.11% $10,503
LENDSURE MORTGAGE CORP. 38 7.93% $29,072
East West Bank 36 6.45% $6,515
FOUNDATION MORTGAGE CORPORATION 35 8.09% $23,215
ARC HOME LLC 33 7.66% $22,755
JMAC LENDING, INC. 33 7.11% $12,501
FIRST COLONY MORTGAGE CORPORATION 33 6.62% $10,951
ARK-LA-TEX FINANCIAL SERVICES, LLC. 33 6.98% $10,797
General Mortgage Capital Corporation 32 6.85% $6,956
MUTUAL OF OMAHA MORTGAGE, INC. 31 6.60% $9,795
A&D Mortgage LLC 31 7.07% $13,656
SAN DIEGO COUNTY CREDIT UNION 30 6.35% $3,821
Hometown Equity Mortgage, LLC 29 8.01% $20,453
MORTGAGEONE, INC. 28 7.08% $13,080
NBKC BANK 27 6.65% $6,372
MK LENDING CORP. 26 7.07% $12,290
FUNDLOANS CAPITAL 26 7.48% $34,426
MYPOINT Credit Union 26 6.01% $2,721
BETTER MORTGAGE CORPORATION 25 6.41% $9,672
First-Citizens Bank & Trust Company 25 6.15% $10,583
CALCON MUTUAL MORTGAGE LLC 24 7.10% $13,149
BAY-VALLEY MORTGAGE GROUP 24 6.81% $9,510
NOVA FINANCIAL & INVESTMENT CORPORATION 23 6.76% $5,684
INSPIRE HOME LOANS INC. 22 5.86% $6,224
FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers 21 7.77% $17,065
EVERETT FINANCIAL, INC. 21 7.26% $12,323
AmeriHome Mortgage Company, LLC 20 6.85% $8,581
HOMEXPRESS MORTGAGE CORP. 20 7.99% $21,188
Northpointe Bank 20 6.09% $5,587
Watermark Capital, Inc. 19 6.68% $7,153
ANGEL OAK MORTGAGE SOLUTIONS LLC 19 7.40% $19,924
DEEPHAVEN MORTGAGE LLC 19 7.85% $19,409
HOMEOWNERS FINANCIAL GROUP USA, LLC 19 6.66% $13,204
Performance Financial, Inc. 18 7.49% $13,889
LENOX FINANCIAL MORTGAGE CORPORATION 17 6.42% $6,548
AMERICAN HERITAGE LENDING, INC. 17 8.24% $21,652
Stifel Bank and Trust 17 6.11% $5,215
California Coast Credit Union 16 6.78% $5,295
CORNERSTONE HOME LENDING, INC. 16 6.87% $10,995
FIRST NATIONS HOME FINANCE CORPORATION 16 6.91% $11,068
Cathay Bank 15 6.97% $6,778
5TH STREET CAPITAL, INC. 15 7.97% $19,740
Greenbox Loans, Inc. 15 8.27% $23,047
PHH Mortgage Corporation 14 6.77% $8,248
SUMMIT FUNDING, INC. 14 7.12% $15,367
Truist 14 6.62% $9,542
UNION HOME MORTGAGE CORP. 14 6.58% $10,210
ONY GLO, INC. 14 6.86% $7,515
PACIFIC RESIDENTIAL MORTGAGE, LLC 13 6.30% $7,529
Axos Bank 13 7.27% $26,766
SUN WEST MORTGAGE COMPANY, INC. 13 6.67% $10,295
AMERISAVE MORTGAGE CORPORATION 13 6.52% $14,261
MICHIGAN MUTUAL, INC. 13 6.74% $14,334
City National Bank 13 6.14% $4,424
ALAMEDA MORTGAGE CORPORATION 13 6.90% $11,419
FIRST TECHNOLOGY 13 6.27% $6,860
NETWORK CAPITAL FUNDING CORPORATION 12 6.77% $18,858
Equity Prime Mortgage LLC 12 6.83% $10,410
Luxury Mortgage Corp. 12 7.47% $24,048
ALLIANT CREDIT UNION 12 6.24% $7,816
Home Mortgage Alliance Corp 12 7.76% $21,324
NATIONS DIRECT MORTGAGE, LLC 11 7.35% $12,522
First Standard Financial Corp. 11 6.97% $9,033
Barrington Bank & Trust Company, N.A. 11 6.56% $12,251
PLANET HOME LENDING, LLC 10 6.59% $11,003
Mechanics Bank 10 6.15% $6,630
SOUTHLAND CREDIT UNION 10 5.51% $9,998
ISERVE RESIDENTIAL LENDING, LLC 10 6.91% $11,331
OAKTREE FUNDING CORP. 9 7.92% $23,869
Goldman Sachs Bank USA 9 6.03% $9,725
V.I.P. MORTGAGE, INC. 9 6.93% $7,891
STAR ONE CREDIT UNION 8 6.06% $5,291
Raymond James Bank 8 5.61% $6,308
ALTURA 8 6.53% $6,402
LAND HOME FINANCIAL SERVICES, INC. 8 6.81% $10,928
FBC MORTGAGE, LLC 8 6.53% $14,783
Farmers Bank & Trust 8 6.36% $5,409
ML Mortgage Corp. 8 6.76% $13,897
AMERICAN INTERNET MORTGAGE, INC. 8 6.38% $7,438
THE GOLDEN 1 8 6.38% $7,409
Carrington Mortgage Services, LLC 7 6.84% $8,538
LADERA LENDING, INC. 7 6.73% $5,317
First Bank 7 6.73% $6,425
Plains Commerce Bank 7 6.46% $13,232
Banner Bank 7 7.00% $10,108
DIGNIFIED HOME LOANS, LLC 7 6.32% $9,057
CBC Federal Credit Union 7 6.77% $15,349
PRIMARY RESIDENTIAL MORTGAGE, INC. 7 6.63% $10,821
GENEVA FINANCIAL, LLC 7 6.93% $10,332
Washington Federal Bank 7 6.95% $37,909
CHURCHILL MORTGAGE CORPORATION 7 7.48% $10,299
AMERICAN FINANCIAL RESOURCES, INC. 7 6.50% $5,030
Citizens Bank 7 5.93% $14,480
USE Credit Union 7 6.70% $2,128
USAA Federal Savings Bank 7 6.77% $13,324
Ally Bank 6 7.00% $5,314
PATELCO 6 7.27% $6,191
LOANPAL, LLC 6 6.54% $9,748
BNY Mellon 6 6.10% $5,458
AUGUSTA FINANCIAL, INC. 6 6.87% $7,410
HOMEAMERICAN MORTGAGE CORPORATION 6 6.02% $656
Fifth Third Bank 6 6.00% $7,672
First National Bank of America 6 9.14% $20,801
Royal Business Bank 6 7.29% $14,387
BM Real Estate Services, Inc. 5 7.18% $24,162
Quontic Bank 5 8.38% $14,737
KINECTA 5 6.55% $13,342
Pacific Lending LLC 5 6.92% $16,879
PARTNERS 5 6.43% $6,438
LEADERONE FINANCIAL CORPORATION 5 7.42% $5,733
PENTAGON FEDERAL CREDIT UNION 5 6.30% $8,364
GUIDANCE RESIDENTIAL, LLC 5 7.48% $9,893
AMERITRUST MORTGAGE CORPORATION 5 8.52% $22,437
F&A Federal Credit Union 4 5.88% $3,068
Evolve Bank & Trust 4 6.69% $8,305
Firefighters First Federal Credit Union 4 6.31% $0
EMBRACE HOME LOANS, INC. 4 6.56% $9,581
CTBC Bank Corp. (USA) 4 7.03% $6,704
HOMESIDE FINANCIAL, LLC 4 6.09% $14,460
US MORTGAGE CORPORATION 4 7.03% $9,438
LAKEVIEW LOAN SERVICING, LLC 4 6.50% $13,309
MASON MCDUFFIE MORTGAGE CORPORATION 4 6.59% $18,854
Mortgage Research Center, LLC 4 6.46% $9,405
M&T Bank 4 6.34% $8,318
Nations Lending Corporation 4 6.40% $10,922
AMERICAN FINANCING CORPORATION 4 6.50% $10,984
Provident Savings Bank, F.S.B. 4 6.50% $8,862
PREMIA MORTGAGE, LLC 4 6.53% $2,031
TEACHERS 3 5.96% $10,591
RBC Bank, (Georgia) 3 5.58% $5,653
Baxter Credit Union 3 6.71% $10,235
COMMUNITY MORTGAGE FUNDING, LLC 3 7.17% $9,874
WESCOM CENTRAL CREDIT UNION 3 6.46% $5,788
MORTGAGE CAPITAL PARTNERS, INC. 3 6.67% $9,354
21ST MORTGAGE CORPORATION 3 8.61% $10,308
FRONTWAVE 3 6.71% $6,063
DAS Acquisition Company, LLC 3 7.13% $8,597
DATA MORTGAGE, INC. 3 6.96% $14,362
First Federal Bank 3 6.21% $7,226
TBI MORTGAGE COMPANY 3 5.92% $8,656
Strong Home Mortgage, LLC 3 6.71% $7,429
LOGIX FEDERAL CREDIT UNION 3 6.75% $16,570
VICTORIA FINANCIAL CORP. 3 6.87% $5,550
HomeStreet Bank 3 6.21% $11,675
PANORAMA MORTGAGE GROUP, LLC 3 8.79% $8,276
Kwik Mortgage Corporation 3 6.33% $2,609
BRIDGELOCK CAPITAL 3 6.91% $13,867
CITYWIDE HOME LOANS, LLC 3 7.16% $10,392
WALL STREET MORTGAGE BANKERS, LTD. 3 6.58% $33,322
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 3 6.71% $8,745
Sunflower Bank 3 6.58% $27,691
CHEVRON 3 6.33% $4,593
COAST 2 COAST FUNDING GROUP, INC. 3 6.87% $13,980
Credit Union of Southern California 2 6.69% $6,034
ADVANCIAL 2 6.81% $19,083
Bank of Hope 2 6.94% $7,617
NuVision Federal Credit Union 2 6.50% $20,271
PREMIER MORTGAGE RESOURCES, L.L.C. 2 8.12% $8,640
CENTRAL COAST LENDING, INC. 2 6.25% $6,236
OPEN MORTGAGE, LLC 2 8.00% $24,123
Deere Employees Credit Union 2 5.49% $4,609
Florida Capital Bank 2 6.69% $8,186
First Western Trust Bank 2 6.75% $4,759
Paramount Bank 2 6.50% $5,992
Keystone Funding, Inc. 2 6.31% $23,299
Leader Bank 2 6.44% $10,598
Third Federal Savings and Loan Association of Cleveland 2 5.79% $0
The Northern Trust Company 2 6.50% $12,008
RESIDENTIAL MORTGAGE, LLC 2 6.63% $6,839
Toyota Financial Savings Bank 2 6.75% $8,541
The Federal Savings Bank 2 7.50% $6,759
Ixonia Bank 2 6.94% $15,361
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 2 7.31% $30,899
Boeing Employees Credit Union 2 7.19% $4,501
The Central Trust Bank 2 5.68% $2,617
Comerica Bank 2 6.88% $13,728
USC Credit Union 2 6.49% $7,690
U S WIDE FINANCIAL LLC 2 6.00% $1,683
CITY FIRST MORTGAGE SERVICES, L.L.C. 2 8.37% $10,109
SUMMIT MORTGAGE BANKERS INC. 2 6.93% $6,620
Assurance Financial Group, L.L.C. 2 7.25% $12,555
MORTGAGE SOLUTIONS OF COLORADO, LLC 2 7.13% $16,180
MOUNTAIN WEST FINANCIAL, INC. 2 6.99% $5,413
Home Loan Investment Bank, F.S.B. 2 6.99% $7,007
ST FIN CORP 2 7.25% $12,152
STARBOARD FINANCIAL MANAGEMENT, LLC 2 7.06% $6,486
Constant Investments, Inc. 2 6.50% $7,147
ENVOY MORTGAGE, LTD 2 7.13% $8,352
STANFORD Federal Credit Union 2 6.31% $5,971
WALL FINANCIAL, INC. 2 7.25% $22,196
SECURITYNATIONAL MORTGAGE COMPANY 2 7.25% $15,417
GEO-CORP, INC. 2 8.56% $27,879
TOWNE MORTGAGE COMPANY 2 7.50% $6,895
INTERCOASTAL MORTGAGE COMPANY 1 6.50% $6,150
AHL FUNDING 1 6.99% $6,818
ALLIED MORTGAGE GROUP, INC. 1 7.00% $4,467
ALTITUDE FINANCIAL CORPORATION 1 7.88% $7,278
Amalgamated Bank 1 6.38% $7,146
American Airlines Federal Credit Union 1 5.38% $0
AMERICAN FINANCE HOUSE LARIBA 1 6.55% $4,533
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 5.88% $7,218
ANDREWS FEDERAL CREDIT UNION 1 6.88% $7,274
Armed Forces Bank 1 7.00% $6,611
Arvest Bank 1 7.00% $6,841
Bank of Whittier 1 7.25% $29,881
Bell Bank 1 7.00% $9,952
BNB FINANCIAL INC. 1 6.50% $2,173
BOKF 1 7.50% $17,384
CALLISTO GROUP, INC. 1 6.63% $11,472
CALTECH EMPLOYEES FEDERAL CREDIT UNION 1 6.75% $2,943
CANOPY MORTGAGE, LLC 1 5.99% $2,424
Capital Bank 1 5.99% $3,586
CASTLE & COOKE MORTGAGE, LLC 1 6.99% $11,658
CERTIFIED 1 6.99% $2,393
CIBC Bank USA 1 6.00% $24,345
CITIZENS EQUITY FIRST 1 6.50% $5,161
City Lending Inc. 1 9.25% $24,463
COASTAL FUNDING SLC, INC. 1 6.63% $12,957
Commerce Bank 1 6.75% $6,365
Connexus Credit Union 1 5.85% $3,930
CONTOUR MORTGAGE CORPORATION 1 6.63% $5,426
Credit Union 1 1 6.30% $5,174
Crestline Funding Corporation 1 6.99% $6,651
Devon Bank 1 7.38% $7,182
DIGITAL Federal Credit Union 1 6.88% $3,196
DIRECT MORTGAGE LOANS, LLC 1 8.00% $54,930
Discover Bank 1 7.81% $0
Encompass Lending Group, LP 1 7.63% $22,005
FIDELITY BANK 1 6.88% $12,386
Financial Partners Credit Union 1 6.88% $8,177
First Bank 1 7.38% $10,395
FirstBank 1 6.13% $4,796
FIRST COMMUNITY MORTGAGE, INC. 1 6.88% $3,840
FIRST ENTERTAINMENT 1 6.75% $11,596
First Horizon Bank 1 6.13% $9,940
FIRST MORTGAGE COMPANY, INC. 1 6.50% $8,948
First State Bank of St. Charles, Missouri 1 6.88% $8,720
Fremont Bank 1 6.38% $1,083
Generations Bank 1 7.00% $6,367
GENISYS 1 5.88% $3,378
Goldwater Bank, N.A. 1 7.00% $8,641
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.63% $7,043
HighTechLending Inc 1 7.50% $9,154
INTELLILOAN, INC. 1 7.13% $395
1st Security Bank of Washington 1 7.38% $13,327
KeyBank 1 7.13% $4,075
Lakeview Community Capital, LLC 1 5.88% $21,304
MEGASTAR FINANCIAL CORP. 1 8.13% $9,345
MID AMERICA MORTGAGE, INC. 1 7.38% $15,026
MidFirst Bank 1 7.00% $2,186
MONARCH FUNDING CORP. 1 7.00% $4,172
MORTGAGE EXPRESS, LLC 1 6.63% $9,451
NATIONS RELIABLE LENDING, LLC 1 6.49% $28,305
NATIONWIDE MORTGAGE BANKERS, INC. 1 6.88% $5,535
NORTHROP GRUMMAN Federal Credit Union 1 7.13% $7,198
Northwest Federal Credit Union 1 7.88% $4,790
NORWICH COMMERCIAL GROUP, INC. 1 6.63% $17,358
OCEANSIDE MORTGAGE COMPANY 1 7.63% $2,154
ON Q FINANCIAL, INC. 1 6.88% $6,633
ORANGE COUNTY'S CREDIT UNION 1 6.88% $5,341
Pinnacle Bank 1 8.25% $7,892
PROPER RATE, LLC 1 7.13% $7,489
REDWOOD 1 6.50% $7,228
Residential Mortgage Solutions, Inc. 1 6.25% $13,260
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 6.99% $2,710
ROYAL UNITED MORTGAGE LLC 1 7.50% $4,437
San Mateo Credit Union 1 6.38% $2,249
SCENIC OAKS FUNDING, INC. 1 7.50% $13,650
S&T Bank 1 6.75% $13,084
STOCKTON MORTGAGE CORPORATION 1 6.25% $8,161
SUCCESS MORTGAGE PARTNERS, INC. 1 6.13% $10,919
SUN AMERICAN MORTGAGE COMPANY 1 5.88% $12,603
SWBC MORTGAGE CORPORATION 1 7.25% $7,680
T2 FINANCIAL LLC 1 7.38% $6,111
Texana Bank 1 7.13% $13,827
The Huntington National Bank 1 6.63% $8,871
THE MORTGAGE LINK, INC. 1 7.49% $16,153
TOGETHER CREDIT UNION 1 6.50% $14,405
UNITED 1 6.38% $11,055
UNITED HOME LOANS, INC. 1 7.38% $7,737
UNITED MORTGAGE CORP 1 6.88% $10,071
Utah Mortgage Loan Corporation 1 6.63% $6,489
Valley National Bank 1 5.88% $8,489
VALLEY STRONG CREDIT UNION 1 5.75% $5,520
VANDERBILT MORTGAGE AND FINANCE, INC. 1 7.13% $10,568
VAN DYK MORTGAGE CORPORATION 1 11.13% $9,428
VENTURA COUNTY 1 6.63% $6,670
Wallick & Volk, Inc. 1 7.25% $17,252
Waterstone Mortgage Corporation 1 7.25% $9,240

SAN DIEGO - CHULA VISTA - CARLSBAD Average Closing Costs & Other Stats

SAN DIEGO-CHULA VISTA-CARLSBAD, CA's 360 lenders originated 45,969 loans during 2024. The total origination value was $30,047,365,000, with an average loan value of $653,644.

SAN DIEGO - CHULA VISTA - CARLSBAD's average closing costs are $7,066.

The top SAN DIEGO - CHULA VISTA - CARLSBAD lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 3,255 loans originated. Their average total fees are $11,160, which is $2,363 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee SAN DIEGO - CHULA VISTA - CARLSBAD lenders (with over 10 loans originated) are CALIFORNIA CREDIT UNION ($296), MYPOINT Credit Union ($2,721), Shea Mortgage Inc. ($3,509), SAN DIEGO COUNTY CREDIT UNION ($3,821) and City National Bank ($4,424).

The lowest rate SAN DIEGO - CHULA VISTA - CARLSBAD lenders (with over 10 loans originated) are SOUTHLAND CREDIT UNION (5.51%), Charles Schwab Bank, SSB (5.84%), INSPIRE HOME LOANS INC. (5.86%), CALIFORNIA CREDIT UNION (5.87%) and Morgan Stanley Private Bank (5.98%).

SAN DIEGO-CHULA VISTA-CARLSBAD, CA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
UNITED WHOLESALE MORTGAGE, LLC $3,187,890,000 $4,366,675,000 37.0% 14.5%
Wells Fargo Bank $614,150,000 $3,135,540,000 410.5% 10.4%
QUICKEN LOANS, LLC $1,230,550,000 $1,718,695,000 39.7% 5.7%
U.S. Bank $1,027,895,000 $1,178,070,000 14.6% 3.9%
JPMorgan Chase Bank $1,008,335,000 $1,009,195,000 0.1% 3.4%
CROSSCOUNTRY MORTGAGE, LLC $651,540,000 $960,095,000 47.4% 3.2%
Bank of America $563,820,000 $620,795,000 10.1% 2.1%
PENNYMAC LOAN SERVICES, LLC $264,190,000 $598,460,000 126.5% 2.0%
NAVY FEDERAL CREDIT UNION $419,350,000 $570,295,000 36.0% 1.9%
MISSION $343,340,000 $554,200,000 61.4% 1.8%
GUARANTEED RATE, INC. $285,875,000 $403,220,000 41.0% 1.3%
LENDINGHOME FUNDING CORPORATION $350,730,000 $376,290,000 7.3% 1.3%
CMG MORTGAGE, INC. $239,395,000 $363,365,000 51.8% 1.2%
LOANDEPOT.COM, LLC $340,555,000 $335,895,000 -1.4% 1.1%
NEWREZ LLC $103,640,000 $313,965,000 202.9% 1.0%
Citibank $441,480,000 $288,190,000 -34.7% 1.0%
FREEDOM MORTGAGE CORPORATION $85,515,000 $274,895,000 221.5% 0.9%
Zions Bank $151,720,000 $259,905,000 71.3% 0.9%
The Loan Store, Inc. $45,460,000 $259,770,000 471.4% 0.9%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $306,640,000 $257,175,000 -16.1% 0.9%
EAGLE HOME MORTGAGE, LLC $156,265,000 $250,865,000 60.5% 0.8%
Flagstar Bank, FSB $153,980,000 $220,810,000 43.4% 0.7%
Morgan Stanley Private Bank $204,175,000 $213,870,000 4.7% 0.7%
California Coast Credit Union $180,650,000 $210,540,000 16.5% 0.7%
CALIFORNIA CREDIT UNION $268,665,000 $205,590,000 -23.5% 0.7%
BMO Harris Bank $112,850,000 $175,135,000 55.2% 0.6%
Century Mortgage Company DBA Century Lending Company $65,225,000 $167,805,000 157.3% 0.6%
CBRE MULTIFAMILY CAPITAL, INC. $30,020,000 $161,930,000 439.4% 0.5%
Mortgage Research Center, LLC $139,340,000 $156,220,000 12.1% 0.5%
POINT Mortgage $132,690,000 $151,720,000 14.3% 0.5%
BROKER SOLUTIONS, INC. $90,745,000 $144,465,000 59.2% 0.5%
BAY EQUITY LLC $121,990,000 $144,445,000 18.4% 0.5%
S1L, Inc. $120,335,000 $144,135,000 19.8% 0.5%
Charles Schwab Bank, SSB $96,190,000 $142,600,000 48.2% 0.5%
GUILD MORTGAGE COMPANY $141,060,000 $139,760,000 -0.9% 0.5%
PNC Bank $261,500,000 $138,910,000 -46.9% 0.5%
OCMBC, INC. $73,455,000 $134,325,000 82.9% 0.4%
WALKER & DUNLOP, LLC $48,800,000 $131,570,000 169.6% 0.4%
Banner Bank $104,850,000 $130,310,000 24.3% 0.4%
ORIX REAL ESTATE CAPITAL, LLC $9,385,000 $128,945,000 1,273.9% 0.4%
MOVEMENT MORTGAGE, LLC $136,050,000 $128,290,000 -5.7% 0.4%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $95,410,000 $128,130,000 34.3% 0.4%
KBHS HOME LOANS, LLC $116,090,000 $123,595,000 6.5% 0.4%
INTERCAP LENDING INC. $93,855,000 $120,660,000 28.6% 0.4%
American Mortgage & Equity Consultants, Inc. $83,095,000 $118,300,000 42.4% 0.4%
AMERICAN PACIFIC MORTGAGE CORPORATION $146,160,000 $116,780,000 -20.1% 0.4%
AMWEST FUNDING CORP. $62,120,000 $114,590,000 84.5% 0.4%
FINANCE OF AMERICA REVERSE LLC $78,015,000 $112,950,000 44.8% 0.4%
FUNDLOANS CAPITAL $48,605,000 $105,945,000 118.0% 0.4%
Commerce Home Mortgage, Inc. $91,415,000 $104,415,000 14.2% 0.3%
BERKELEY POINT CAPITAL LLC $71,305,000 $101,910,000 42.9% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $86,635,000 $101,605,000 17.3% 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $130,040,000 $101,240,000 -22.1% 0.3%
Citadel Servicing Corporation $52,665,000 $100,850,000 91.5% 0.3%
GUARANTEED RATE AFFINITY, LLC $77,380,000 $98,335,000 27.1% 0.3%
NEXERA HOLDING LLC $67,310,000 $97,790,000 45.3% 0.3%
First-Citizens Bank & Trust Company $116,190,000 $93,335,000 -19.7% 0.3%
Prosperity Home Mortgage, LLC $78,005,000 $91,505,000 17.3% 0.3%
Sierra Pacific Mortgage Company, Inc. $56,100,000 $87,535,000 56.0% 0.3%
Golden Empire Mortgage, Inc. $69,105,000 $87,445,000 26.5% 0.3%
NMSI, INC. $35,580,000 $85,895,000 141.4% 0.3%
ZILLOW HOME LOANS, LLC $9,775,000 $85,160,000 771.2% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $57,215,000 $84,520,000 47.7% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $44,740,000 $84,040,000 87.8% 0.3%
M&T Realty Capital Corporation $82,265,000 n/a 0.3%
Logan Finance Corporation $34,510,000 $78,355,000 127.1% 0.3%
Figure Lending LLC $48,055,000 $76,495,000 59.2% 0.3%
Hometown Equity Mortgage, LLC $50,345,000 $75,665,000 50.3% 0.3%
PLAZA HOME MORTGAGE, INC. $46,620,000 $74,860,000 60.6% 0.2%
Paramount Residential Mortgage Group, Inc. $55,110,000 $74,660,000 35.5% 0.2%
HSBC BANK USA, NATIONAL ASSOCIATION $76,645,000 $72,045,000 -6.0% 0.2%
NexBank $34,150,000 $67,350,000 97.2% 0.2%
CARDINAL FINANCIAL $63,870,000 $66,250,000 3.7% 0.2%
Axos Bank $105,730,000 $65,705,000 -37.9% 0.2%
Cornerstone First Mortgage, Inc $40,395,000 $65,325,000 61.7% 0.2%
SCHOOLSFIRST $55,700,000 $63,895,000 14.7% 0.2%
SAN DIEGO COUNTY CREDIT UNION $84,505,000 $62,830,000 -25.6% 0.2%
Prudential Huntoon Paige Associates, LLC $62,490,000 n/a 0.2%
LENDSURE MORTGAGE CORP. $42,980,000 $60,910,000 41.7% 0.2%
Merchants Mortgage & Trust Corporation $6,770,000 $60,020,000 786.6% 0.2%
NP, Inc. $45,565,000 $59,120,000 29.7% 0.2%
RF Renovo Management Company, LLC $27,000,000 $58,555,000 116.9% 0.2%
Shea Mortgage Inc. $52,905,000 $57,875,000 9.4% 0.2%
MORTGAGEONE, INC. $32,980,000 $57,385,000 74.0% 0.2%
Grandbridge Real Estate Capital LLC $56,645,000 n/a 0.2%
MYPOINT Credit Union $25,120,000 $55,730,000 121.9% 0.2%
UBS Bank USA $88,780,000 $53,100,000 -40.2% 0.2%
East West Bank $64,215,000 $51,670,000 -19.5% 0.2%
The Northern Trust Company $35,795,000 $51,665,000 44.3% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $49,285,000 $51,170,000 3.8% 0.2%
Franklin Loan Corporation $38,565,000 $50,445,000 30.8% 0.2%
JMJ FINANCIAL GROUP $39,520,000 $50,175,000 27.0% 0.2%
FOUNDATION MORTGAGE CORPORATION $10,020,000 $49,945,000 398.5% 0.2%
ANGEL OAK MORTGAGE SOLUTIONS LLC $27,490,000 $49,320,000 79.4% 0.2%
City National Bank $86,595,000 $47,980,000 -44.6% 0.2%
SPRING EQ, LLC $17,360,000 $47,915,000 176.0% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $38,140,000 $47,675,000 25.0% 0.2%
LONGBRIDGE FINANCIAL, LLC $39,260,000 $47,570,000 21.2% 0.2%
Third Federal Savings and Loan Association of Cleveland $35,415,000 $47,460,000 34.0% 0.2%
JMAC LENDING, INC. $31,615,000 $47,425,000 50.0% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $26,000,000 $45,670,000 75.7% 0.2%
DEEPHAVEN MORTGAGE LLC $28,010,000 $45,405,000 62.1% 0.2%
Comerica Bank $65,165,000 $44,760,000 -31.3% 0.1%
River City Bank $21,005,000 $44,660,000 112.6% 0.1%
HOMEXPRESS MORTGAGE CORP. $32,670,000 $44,410,000 35.9% 0.1%
ARC HOME LLC $30,405,000 $44,110,000 45.1% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $50,255,000 $42,430,000 -15.6% 0.1%
VILLAGE CAPITAL MORTGAGE $11,710,000 $42,005,000 258.7% 0.1%
FIRST COLONY MORTGAGE CORPORATION $1,445,000 $41,380,000 2,763.7% 0.1%
AXIA FINANCIAL, LLC $46,295,000 $40,800,000 -11.9% 0.1%
21ST MORTGAGE CORPORATION $28,840,000 $40,300,000 39.7% 0.1%
GOOGAIN, INC. $10,375,000 $40,040,000 285.9% 0.1%
ALLIANT CREDIT UNION $29,260,000 $39,920,000 36.4% 0.1%
THE GOLDEN 1 $30,910,000 $39,135,000 26.6% 0.1%
LAKEVIEW LOAN SERVICING, LLC $6,230,000 $38,475,000 517.6% 0.1%
A&D Mortgage LLC $29,950,000 $36,955,000 23.4% 0.1%
FRONTWAVE $38,975,000 $36,920,000 -5.3% 0.1%
Discover Bank $35,815,000 $35,150,000 -1.9% 0.1%
San Diego Funding $33,585,000 $34,810,000 3.6% 0.1%
MORIA DEVELOPMENT, INC. $19,665,000 $34,240,000 74.1% 0.1%
AMERICAN HERITAGE LENDING, INC. $6,190,000 $33,795,000 446.0% 0.1%
NBKC BANK $17,135,000 $33,550,000 95.8% 0.1%
NEW WAVE LENDING GROUP INC $13,775,000 $32,170,000 133.5% 0.1%
Barrington Bank & Trust Company, N.A. $14,075,000 $32,125,000 128.2% 0.1%
PLANET HOME LENDING, LLC $17,980,000 $31,950,000 77.7% 0.1%
The Federal Savings Bank $28,235,000 $31,070,000 10.0% 0.1%
Carrington Mortgage Services, LLC $23,335,000 $30,860,000 32.2% 0.1%
PENTAGON FEDERAL CREDIT UNION $26,645,000 $30,405,000 14.1% 0.1%
Goldman Sachs Bank USA $14,390,000 $30,140,000 109.5% 0.1%
Ameris Bank $21,785,000 $28,855,000 32.5% 0.1%
EVERETT FINANCIAL, INC. $36,935,000 $28,450,000 -23.0% 0.1%
Bethpage Federal Credit Union $15,720,000 $27,595,000 75.5% 0.1%
Equity Prime Mortgage LLC $17,065,000 $27,365,000 60.4% 0.1%
PHH Mortgage Corporation $18,775,000 $26,070,000 38.9% 0.1%
Home Mortgage Alliance Corp $25,910,000 n/a 0.1%
Mechanics Bank $7,315,000 $25,145,000 243.7% 0.1%
General Mortgage Capital Corporation $17,480,000 $25,095,000 43.6% 0.1%
GEO-CORP, INC. $6,940,000 $25,050,000 261.0% 0.1%
MK LENDING CORP. $11,510,000 $24,840,000 115.8% 0.1%
Performance Financial, Inc. $10,350,000 $24,345,000 135.2% 0.1%
FIRST TECHNOLOGY $17,950,000 $24,090,000 34.2% 0.1%
GREYSTONE SERVICING COMPANY LLC $15,045,000 $23,910,000 58.9% 0.1%
BETTER MORTGAGE CORPORATION $14,565,000 $23,480,000 61.2% 0.1%
CALCON MUTUAL MORTGAGE LLC $30,700,000 $23,080,000 -24.8% 0.1%
Enterprise Bank & Trust $30,305,000 $23,060,000 -23.9% 0.1%
Luxury Mortgage Corp. $23,000,000 n/a 0.1%
Coastal Community Bank $11,810,000 $22,650,000 91.8% 0.1%
TRIAD FINANCIAL SERVICES, INC. $25,330,000 $22,255,000 -12.1% 0.1%
Citizens Bank $24,660,000 $22,120,000 -10.3% 0.1%
Stifel Bank and Trust $21,860,000 $21,870,000 0.0% 0.1%
OAKTREE FUNDING CORP. $9,055,000 $21,420,000 136.6% 0.1%
INSPIRE HOME LOANS INC. $3,000,000 $21,280,000 609.3% 0.1%
HOMEOWNERS FINANCIAL GROUP USA, LLC $21,655,000 $21,240,000 -1.9% 0.1%
VAL-CHRIS INVESTMENTS, INC. $20,205,000 $20,360,000 0.8% 0.1%
NATIONS DIRECT MORTGAGE, LLC $17,490,000 $20,145,000 15.2% 0.1%
Truist $29,300,000 $20,025,000 -31.7% 0.1%
FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers $19,705,000 n/a 0.1%
AMERISAVE MORTGAGE CORPORATION $23,210,000 $19,340,000 -16.7% 0.1%
AmeriHome Mortgage Company, LLC $24,915,000 $19,145,000 -23.2% 0.1%
QUORUM FEDERAL CREDIT UNION $1,200,000 $18,465,000 1,438.8% 0.1%
Cathay Bank $29,645,000 $17,775,000 -40.0% 0.1%
SUMMIT FUNDING, INC. $96,695,000 $17,385,000 -82.0% 0.1%
NOVA FINANCIAL & INVESTMENT CORPORATION $18,635,000 $17,380,000 -6.7% 0.1%
Royal Business Bank $17,365,000 n/a 0.1%
Greenbox Loans, Inc. $9,695,000 $17,015,000 75.5% 0.1%
JONES LANG LASALLE MULTIFAMILY, LLC $84,110,000 $16,250,000 -80.7% 0.1%
HighTechLending Inc $11,800,000 $16,070,000 36.2% 0.1%
BAY-VALLEY MORTGAGE GROUP $16,295,000 $16,050,000 -1.5% 0.1%
5TH STREET CAPITAL, INC. $20,320,000 $15,990,000 -21.3% 0.1%
Northpointe Bank $4,210,000 $15,840,000 276.2% 0.1%
USAA Federal Savings Bank $6,265,000 $15,720,000 150.9% 0.1%
KINECTA $32,760,000 $15,325,000 -53.2% 0.1%
FIRST NATIONS HOME FINANCE CORPORATION $12,835,000 $14,960,000 16.6% 0.0%
AMERITRUST MORTGAGE CORPORATION $7,985,000 $14,880,000 86.3% 0.0%
Lakeview Community Capital, LLC $2,790,000 $14,830,000 431.5% 0.0%
UNION HOME MORTGAGE CORP. $11,310,000 $14,570,000 28.8% 0.0%
CBC Federal Credit Union $1,645,000 $14,295,000 769.0% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $5,225,000 $13,770,000 163.5% 0.0%
CORNERSTONE HOME LENDING, INC. $17,005,000 $13,680,000 -19.6% 0.0%
ISERVE RESIDENTIAL LENDING, LLC $7,245,000 $13,435,000 85.4% 0.0%
Watermark Capital, Inc. $28,930,000 $13,360,000 -53.8% 0.0%
Umpqua Bank $12,165,000 $13,130,000 7.9% 0.0%
ONY GLO, INC. $15,635,000 $12,970,000 -17.0% 0.0%
WESCOM CENTRAL CREDIT UNION $11,150,000 $12,845,000 15.2% 0.0%
BM Real Estate Services, Inc. $1,920,000 $12,820,000 567.7% 0.0%
Tri Counties Bank $4,230,000 $12,815,000 203.0% 0.0%
MICHIGAN MUTUAL, INC. $2,710,000 $12,755,000 370.7% 0.0%
V.I.P. MORTGAGE, INC. $5,255,000 $12,525,000 138.3% 0.0%
NEW DAY FINANCIAL, LLC $4,875,000 $12,450,000 155.4% 0.0%
Washington Federal Bank $12,445,000 n/a 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $10,335,000 $12,385,000 19.8% 0.0%
GEORGIA'S OWN $10,155,000 $12,320,000 21.3% 0.0%
Sunflower Bank $11,445,000 n/a 0.0%
First Bank $19,265,000 $10,855,000 -43.7% 0.0%
SOUTHLAND CREDIT UNION $10,815,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $2,655,000 $10,810,000 307.2% 0.0%
MidFirst Bank $33,850,000 $10,805,000 -68.1% 0.0%
GENEVA FINANCIAL, LLC $5,655,000 $10,715,000 89.5% 0.0%
ALAMEDA MORTGAGE CORPORATION $6,415,000 $10,680,000 66.5% 0.0%
First Standard Financial Corp. $2,335,000 $10,525,000 350.7% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $950,000 $10,500,000 1,005.3% 0.0%
Raymond James Bank $14,320,000 $10,470,000 -26.9% 0.0%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $10,395,000 n/a 0.0%
NETWORK CAPITAL FUNDING CORPORATION $4,875,000 $10,255,000 110.4% 0.0%
First Federal Bank $565,000 $10,125,000 1,692.0% 0.0%
ALTURA $43,545,000 $9,955,000 -77.1% 0.0%
HomeTrust Bank $16,635,000 $9,875,000 -40.6% 0.0%
NATIONWIDE EQUITIES CORPORATION $7,565,000 $9,870,000 30.5% 0.0%
ML Mortgage Corp. $4,545,000 $9,750,000 114.5% 0.0%
Fifth Third Bank $1,290,000 $9,730,000 654.3% 0.0%
STAR ONE CREDIT UNION $11,630,000 $9,680,000 -16.8% 0.0%
GTE Federal Credit Union $5,455,000 $9,675,000 77.4% 0.0%
M&T Bank $6,055,000 $9,630,000 59.0% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $10,145,000 $9,590,000 -5.5% 0.0%
Pacific Lending LLC $9,560,000 n/a 0.0%
LOANPAL, LLC $2,090,000 $9,360,000 347.8% 0.0%
Residential First Mortgage $7,335,000 $9,100,000 24.1% 0.0%
USAlliance Federal Credit Union $6,490,000 $9,085,000 40.0% 0.0%
CHURCHILL MORTGAGE CORPORATION $8,590,000 $8,835,000 2.9% 0.0%
HomeStreet Bank $8,475,000 $8,650,000 2.1% 0.0%
LADERA LENDING, INC. $8,985,000 $8,605,000 -4.2% 0.0%
LIMA ONE CAPITAL, LLC $12,240,000 $8,465,000 -30.8% 0.0%
FBC MORTGAGE, LLC $1,570,000 $7,970,000 407.6% 0.0%
NORTHMARQ CAPITAL FINANCE, L.L.C. $46,525,000 $7,735,000 -83.4% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $4,420,000 $7,575,000 71.4% 0.0%
Toyota Financial Savings Bank $55,000 $7,540,000 13,609.1% 0.0%
Plains Commerce Bank $28,065,000 $7,460,000 -73.4% 0.0%
T. J. FINANCIAL, INC. $7,605,000 $7,175,000 -5.7% 0.0%
LANTZMAN MANAGEMENT, INC. $7,705,000 $6,990,000 -9.3% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $2,545,000 $6,735,000 164.6% 0.0%
AHL FUNDING $3,375,000 $6,675,000 97.8% 0.0%
Malaga Bank F.S.B $2,130,000 $6,610,000 210.3% 0.0%
Firefighters First Federal Credit Union $5,700,000 $6,550,000 14.9% 0.0%
EQUITY WAVE LENDING, INC. $4,565,000 $6,500,000 42.4% 0.0%
Financial Partners Credit Union $3,905,000 $6,490,000 66.2% 0.0%
DIGNIFIED HOME LOANS, LLC $2,185,000 $6,485,000 196.8% 0.0%
BNY Mellon $20,650,000 $6,425,000 -68.9% 0.0%
Farmers Bank & Trust $2,895,000 $6,415,000 121.6% 0.0%
USE Credit Union $2,395,000 $6,405,000 167.4% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $4,115,000 $6,265,000 52.2% 0.0%
HOMESIDE FINANCIAL, LLC $4,470,000 $6,075,000 35.9% 0.0%
STANFORD Federal Credit Union $10,145,000 $5,575,000 -45.0% 0.0%
Mortgage Vintage, Inc. $5,470,000 n/a 0.0%
Bank of Hope $3,450,000 $5,290,000 53.3% 0.0%
Credit Union of Southern California $3,335,000 $5,280,000 58.3% 0.0%
North Coast Financial, Inc. $3,070,000 $5,270,000 71.7% 0.0%
Regions Bank $124,915,000 $5,090,000 -95.9% 0.0%
LENDINGONE, LLC $2,855,000 $5,065,000 77.4% 0.0%
PATELCO $4,635,000 $5,065,000 9.3% 0.0%
Provident Savings Bank, F.S.B. $13,550,000 $5,045,000 -62.8% 0.0%
State Department Federal Credit Union $705,000 $5,040,000 614.9% 0.0%
LEADERONE FINANCIAL CORPORATION $3,925,000 $4,985,000 27.0% 0.0%
Ally Bank $12,000,000 $4,970,000 -58.6% 0.0%
Open Bank $4,805,000 n/a 0.0%
NORTHROP GRUMMAN Federal Credit Union $4,335,000 $4,710,000 8.7% 0.0%
US MORTGAGE CORPORATION $565,000 $4,695,000 731.0% 0.0%
Libertyville Bank & Trust $4,630,000 n/a 0.0%
MOUNTAIN WEST FINANCIAL, INC. $7,625,000 $4,615,000 -39.5% 0.0%
MID AMERICA MORTGAGE, INC. $11,600,000 $4,610,000 -60.3% 0.0%
Vantage Bank Texas $2,500,000 $4,555,000 82.2% 0.0%
WALL STREET MORTGAGE BANKERS, LTD. $5,275,000 $4,535,000 -14.0% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $4,490,000 n/a 0.0%
HOMEAMERICAN MORTGAGE CORPORATION $17,415,000 $4,455,000 -74.4% 0.0%
OPEN MORTGAGE, LLC $6,655,000 $4,415,000 -33.7% 0.0%
DIGITAL Federal Credit Union $6,400,000 $4,410,000 -31.1% 0.0%
NORWICH COMMERCIAL GROUP, INC. $4,225,000 n/a 0.0%
LOGIX FEDERAL CREDIT UNION $13,370,000 $4,140,000 -69.0% 0.0%
F&A Federal Credit Union $3,490,000 $4,095,000 17.3% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $880,000 $4,025,000 357.4% 0.0%
AUGUSTA FINANCIAL, INC. $6,220,000 $3,960,000 -36.3% 0.0%
Pinnacle Bank $2,235,000 $3,945,000 76.5% 0.0%
Baxter Credit Union $2,715,000 $3,930,000 44.8% 0.0%
INTELLILOAN, INC. $1,540,000 $3,910,000 153.9% 0.0%
GUIDANCE RESIDENTIAL, LLC $3,255,000 $3,860,000 18.6% 0.0%
Nations Lending Corporation $47,490,000 $3,805,000 -92.0% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $3,590,000 $3,780,000 5.3% 0.0%
CASTLE & COOKE MORTGAGE, LLC $3,105,000 $3,745,000 20.6% 0.0%
CHEVRON $2,950,000 $3,710,000 25.8% 0.0%
Fremont Bank $5,115,000 $3,705,000 -27.6% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $5,925,000 $3,600,000 -39.2% 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $1,745,000 $3,575,000 104.9% 0.0%
Cache Valley Bank $3,555,000 n/a 0.0%
Boeing Employees Credit Union $6,080,000 $3,540,000 -41.8% 0.0%
First Eagle Bank $3,505,000 n/a 0.0%
First National Bank of America $2,680,000 $3,450,000 28.7% 0.0%
RESIDENTIAL MORTGAGE, LLC $3,445,000 n/a 0.0%
Magnolia Bank $2,615,000 $3,405,000 30.2% 0.0%
TOWNE MORTGAGE COMPANY $3,390,000 n/a 0.0%
PREMIA MORTGAGE, LLC $4,335,000 $3,355,000 -22.6% 0.0%
GoPrime Mortgage, Inc. $3,340,000 n/a 0.0%
Citizens Business Bank $5,130,000 $3,315,000 -35.4% 0.0%
VICTORIA FINANCIAL CORP. $2,345,000 $3,285,000 40.1% 0.0%
PARTNERS $1,555,000 $3,280,000 110.9% 0.0%
Strong Home Mortgage, LLC $2,750,000 $3,265,000 18.7% 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $475,000 $3,210,000 575.8% 0.0%
Quontic Bank $685,000 $3,155,000 360.6% 0.0%
NuVision Federal Credit Union $8,560,000 $3,080,000 -64.0% 0.0%
American Airlines Federal Credit Union $3,185,000 $3,075,000 -3.5% 0.0%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $1,950,000 $2,980,000 52.8% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $3,350,000 $2,935,000 -12.4% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $585,000 $2,890,000 394.0% 0.0%
DAS Acquisition Company, LLC $2,865,000 n/a 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $525,000 $2,835,000 440.0% 0.0%
EMBRACE HOME LOANS, INC. $2,615,000 $2,780,000 6.3% 0.0%
RESIDENTIAL BANCORP $18,150,000 $2,775,000 -84.7% 0.0%
S&T Bank $2,460,000 $2,775,000 12.8% 0.0%
Ixonia Bank $4,815,000 $2,745,000 -43.0% 0.0%
Deutsche Bank Trust Company Americas $2,705,000 n/a 0.0%
LAFAYETTE FEDERAL CREDIT UNION $975,000 $2,700,000 176.9% 0.0%
COMMUNITY MORTGAGE FUNDING, LLC $6,000,000 $2,630,000 -56.2% 0.0%
REDWOOD $1,710,000 $2,615,000 52.9% 0.0%
TEACHERS $305,000 $2,615,000 757.4% 0.0%
CIBC Bank USA $2,660,000 $2,565,000 -3.6% 0.0%
ENVOY MORTGAGE, LTD $3,530,000 $2,560,000 -27.5% 0.0%
University Bank $970,000 $2,555,000 163.4% 0.0%
RBC Bank, (Georgia) $2,655,000 $2,545,000 -4.1% 0.0%
Bell Bank $1,270,000 $2,525,000 98.8% 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION $4,040,000 $2,480,000 -38.6% 0.0%
BRIDGELOCK CAPITAL $1,410,000 $2,475,000 75.5% 0.0%
ST FIN CORP $1,250,000 $2,460,000 96.8% 0.0%
FIRST ENTERTAINMENT $11,840,000 $2,435,000 -79.4% 0.0%
COMPASS MORTGAGE, INC. $2,420,000 n/a 0.0%
First Fidelity Bank $2,400,000 n/a 0.0%
VERITAS FUNDING, LLC $5,655,000 $2,350,000 -58.4% 0.0%
Leader Bank $2,125,000 $2,320,000 9.2% 0.0%
COAST 2 COAST FUNDING GROUP, INC. $7,070,000 $2,215,000 -68.7% 0.0%
Credit Union 1 $2,205,000 n/a 0.0%
SUN COMMUNITY FEDERAL CREDIT U $2,205,000 n/a 0.0%
State Bank of the Lakes $2,200,000 n/a 0.0%
Wallick & Volk, Inc. $2,160,000 n/a 0.0%
CLEARPATH LENDING $4,365,000 $2,135,000 -51.1% 0.0%
Hinsdale Bank & Trust Company $1,245,000 $2,130,000 71.1% 0.0%
ALL REVERSE MORTGAGE, INC. $840,000 $2,100,000 150.0% 0.0%
Commerce Bank $3,205,000 $2,100,000 -34.5% 0.0%
FAY SERVICING, LLC $2,265,000 $2,095,000 -7.5% 0.0%
United States Senate Federal Credit Union $2,400,000 $2,080,000 -13.3% 0.0%
Village Bank & Trust $2,060,000 n/a 0.0%
CANOPY MORTGAGE, LLC $2,035,000 n/a 0.0%
PANORAMA MORTGAGE GROUP, LLC $4,465,000 $2,000,000 -55.2% 0.0%
Woori America Bank $2,000,000 n/a 0.0%
CITYWIDE HOME LOANS, LLC $1,815,000 $1,985,000 9.4% 0.0%
Evolve Bank & Trust $3,100,000 $1,970,000 -36.5% 0.0%
ADVANCIAL $1,260,000 $1,955,000 55.2% 0.0%
Deere Employees Credit Union $705,000 $1,930,000 173.8% 0.0%
CTBC Bank Corp. (USA) $3,805,000 $1,910,000 -49.8% 0.0%
Shinhan Bank America $1,625,000 $1,895,000 16.6% 0.0%
Home Loan Investment Bank, F.S.B. $1,840,000 n/a 0.0%
ORANGE COUNTY'S CREDIT UNION $3,680,000 $1,835,000 -50.1% 0.0%
The Central Trust Bank $1,985,000 $1,795,000 -9.6% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $725,000 $1,775,000 144.8% 0.0%
Kwik Mortgage Corporation $1,745,000 n/a 0.0%
SUMMIT MORTGAGE BANKERS INC. $1,275,000 $1,720,000 34.9% 0.0%
TBI MORTGAGE COMPANY $1,715,000 n/a 0.0%
First Horizon Bank $1,685,000 n/a 0.0%
MLD MORTGAGE INC. $1,790,000 $1,685,000 -5.9% 0.0%
MACKILLIE INCORPORATED $2,905,000 $1,675,000 -42.3% 0.0%
Waterstone Mortgage Corporation $2,205,000 $1,675,000 -24.0% 0.0%
Florida Capital Bank $2,665,000 $1,670,000 -37.3% 0.0%
ALLIED MORTGAGE GROUP, INC. $645,000 $1,655,000 156.6% 0.0%
First Savings Bank $9,340,000 $1,630,000 -82.5% 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,630,000 n/a 0.0%
Advisors Mortgage Group, L.L.C. $1,605,000 n/a 0.0%
The Huntington National Bank $5,120,000 $1,575,000 -69.2% 0.0%
DATA MORTGAGE, INC. $2,845,000 $1,555,000 -45.3% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $410,000 $1,550,000 278.0% 0.0%
MORTGAGE CAPITAL PARTNERS, INC. $2,875,000 $1,545,000 -46.3% 0.0%
Armed Forces Bank $2,345,000 $1,540,000 -34.3% 0.0%
COREVEST AMERICAN FINANCE LENDER LLC $1,520,000 n/a 0.0%
VISION ONE MORTGAGE, INC. $505,000 $1,510,000 199.0% 0.0%
UMB Bank $4,170,000 $1,505,000 -63.9% 0.0%
TECHNOLOGY $610,000 $1,470,000 141.0% 0.0%
WALL FINANCIAL, INC. $1,470,000 n/a 0.0%
CITIZENS EQUITY FIRST $1,465,000 n/a 0.0%
Assurance Financial Group, L.L.C. $425,000 $1,420,000 234.1% 0.0%
Keystone Funding, Inc. $630,000 $1,420,000 125.4% 0.0%
VENTURA COUNTY $2,130,000 $1,415,000 -33.6% 0.0%
TOWER $1,090,000 $1,390,000 27.5% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,000,000 $1,365,000 36.5% 0.0%
First Western Trust Bank $980,000 $1,365,000 39.3% 0.0%
U S WIDE FINANCIAL LLC $1,380,000 $1,360,000 -1.4% 0.0%
Bank of Whittier $1,335,000 n/a 0.0%
AMERICAN FINANCING CORPORATION $1,225,000 $1,320,000 7.8% 0.0%
Paramount Bank $725,000 $1,320,000 82.1% 0.0%
DOMINION FINANCIAL SERVICES, LLC $855,000 $1,315,000 53.8% 0.0%
SCENIC OAKS FUNDING, INC. $1,300,000 n/a 0.0%
Valley National Bank $1,295,000 n/a 0.0%
Devon Bank $1,290,000 n/a 0.0%
Credence Funding Corporation $1,260,000 n/a 0.0%
Farmers & Merchants Bank of Central California $1,235,000 n/a 0.0%
Brighton Bank $1,230,000 n/a 0.0%
PROPER RATE, LLC $1,005,000 $1,230,000 22.4% 0.0%
First Dakota National Bank $1,410,000 $1,210,000 -14.2% 0.0%
First Foundation Bank $3,005,000 $1,210,000 -59.7% 0.0%
VAN DYK MORTGAGE CORPORATION $575,000 $1,170,000 103.5% 0.0%
ANDREWS FEDERAL CREDIT UNION $155,000 $1,125,000 625.8% 0.0%
STARBOARD FINANCIAL MANAGEMENT, LLC $315,000 $1,125,000 257.1% 0.0%
Constant Investments, Inc. $1,300,000 $1,105,000 -15.0% 0.0%
FineMark National Bank & Trust $1,105,000 n/a 0.0%
St Charles Bank & Trust $1,105,000 n/a 0.0%
Town Bank, N.A. $1,095,000 n/a 0.0%
USC Credit Union $1,070,000 n/a 0.0%
Allied First Bank,sb $715,000 $1,050,000 46.9% 0.0%
DIRECT MORTGAGE LOANS, LLC $1,025,000 n/a 0.0%
Farm Credit Mid-America, ACA $1,025,000 n/a 0.0%
BOKF $1,005,000 n/a 0.0%
First Bank $19,265,000 $1,005,000 -94.8% 0.0%
THE MORTGAGE LINK, INC. $1,005,000 n/a 0.0%
NATIONS RELIABLE LENDING, LLC $995,000 n/a 0.0%
SWBC MORTGAGE CORPORATION $985,000 n/a 0.0%
GENISYS $3,155,000 $980,000 -68.9% 0.0%
SCE FEDERAL CREDIT UNION $275,000 $980,000 256.4% 0.0%
Northwest Federal Credit Union $225,000 $975,000 333.3% 0.0%
Beeline Loans, Inc. $595,000 $960,000 61.3% 0.0%
Community West Bank $2,980,000 $960,000 -67.8% 0.0%
TOGETHER CREDIT UNION $960,000 n/a 0.0%
Encompass Lending Group, LP $955,000 n/a 0.0%
First State Bank of St. Charles, Missouri $955,000 n/a 0.0%
Pacific Premier Bank $16,380,000 $945,000 -94.2% 0.0%
First National Bank Texas $885,000 n/a 0.0%
Golden Bank $4,655,000 $875,000 -81.2% 0.0%
NFM, INC. $4,480,000 $875,000 -80.5% 0.0%
First American Bank $210,000 $870,000 314.3% 0.0%
OCEANSIDE MORTGAGE COMPANY $425,000 $870,000 104.7% 0.0%
CENTRAL COAST LENDING, INC. $335,000 $855,000 155.2% 0.0%
CALTECH EMPLOYEES FEDERAL CREDIT UNION $105,000 $790,000 652.4% 0.0%
EASTMAN $775,000 $775,000 0.0% 0.0%
BNB FINANCIAL INC. $855,000 $765,000 -10.5% 0.0%
FIDELITY BANK $765,000 n/a 0.0%
FIRST MORTGAGE COMPANY, INC. $765,000 n/a 0.0%
Generations Bank $765,000 n/a 0.0%
MORTGAGE EXPRESS, LLC $1,600,000 $765,000 -52.2% 0.0%
STOCKTON MORTGAGE CORPORATION $765,000 n/a 0.0%
The First National Bank of Ottawa $1,970,000 $765,000 -61.2% 0.0%
INTERCOASTAL MORTGAGE COMPANY $745,000 n/a 0.0%
North American Savings Bank, F.S.B. $745,000 n/a 0.0%
Provident Credit Union $7,480,000 $740,000 -90.1% 0.0%
Inwood National Bank $735,000 n/a 0.0%
Service Federal Credit Union $810,000 $725,000 -10.5% 0.0%
VALLEY STRONG CREDIT UNION $715,000 n/a 0.0%
Vellum Mortgage, Inc. $1,100,000 $715,000 -35.0% 0.0%
CAMPOS FINANCIAL CORP. $355,000 $705,000 98.6% 0.0%
UNCLE Credit Union $700,000 n/a 0.0%
T2 FINANCIAL LLC $1,425,000 $690,000 -51.6% 0.0%
ON Q FINANCIAL, INC. $4,020,000 $685,000 -83.0% 0.0%
Self-Help Federal Credit Union $345,000 $685,000 98.6% 0.0%
ALTITUDE FINANCIAL CORPORATION $675,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $665,000 n/a 0.0%
MEMBER FIRST MORTGAGE, LLC $9,825,000 $665,000 -93.2% 0.0%
FIRST ALLIANCE HOME MORTGAGE, LLC $655,000 n/a 0.0%
Pacific City Bank $645,000 n/a 0.0%
UIF CORPORATION $3,265,000 $640,000 -80.4% 0.0%
Secured Investment Corp. $625,000 n/a 0.0%
United Nations Federal Credit Union $285,000 $625,000 119.3% 0.0%
Arvest Bank $215,000 $605,000 181.4% 0.0%
CIS Financial Services, Inc. $650,000 $600,000 -7.7% 0.0%
Connexus Credit Union $2,790,000 $600,000 -78.5% 0.0%
Great Plains National Bank $1,330,000 $585,000 -56.0% 0.0%
MEGASTAR FINANCIAL CORP. $1,150,000 $585,000 -49.1% 0.0%
MERIWEST $440,000 $585,000 33.0% 0.0%
Los Angeles Federal Credit Union $1,360,000 $580,000 -57.4% 0.0%
BANC ONE MORTGAGE CORPORATION $585,000 $575,000 -1.7% 0.0%
CERTIFIED $245,000 $575,000 134.7% 0.0%
MERIWEST MORTGAGE COMPANY, LLC $405,000 $575,000 42.0% 0.0%
1st Security Bank of Washington $995,000 $565,000 -43.2% 0.0%
KeyBank $5,735,000 $565,000 -90.1% 0.0%
SEA WEST COAST GUARD FEDERAL CREDIT UNION $445,000 $565,000 27.0% 0.0%
Capital Bank $555,000 n/a 0.0%
DIRECTORS MORTGAGE, INC. $555,000 $525,000 -5.4% 0.0%
MID-VALLEY SERVICES, INC. $525,000 n/a 0.0%
Utah Mortgage Loan Corporation $305,000 $525,000 72.1% 0.0%
DELTA COMMUNITY CREDIT UNION $1,190,000 $510,000 -57.1% 0.0%
PREMIER AMERICA $35,000 $510,000 1,357.1% 0.0%
UNIFY FINANCIAL Credit Union $510,000 n/a 0.0%
Community National Bank & Trust $505,000 n/a 0.0%
SIMPLIFI MORTGAGE, LLC $505,000 n/a 0.0%
Elements Financial Federal Credit Union $495,000 n/a 0.0%
City Lending Inc. $485,000 n/a 0.0%
HANSCOM $85,000 $480,000 464.7% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $1,005,000 $480,000 -52.2% 0.0%
DIRECTIONS EQUITY, LLC $465,000 n/a 0.0%
UNITED HOME LOANS, INC. $795,000 $465,000 -41.5% 0.0%
UNITED $455,000 n/a 0.0%
AFFINITY $620,000 $450,000 -27.4% 0.0%
EMM LOANS LLC $445,000 n/a 0.0%
GMFS LLC $445,000 n/a 0.0%
Residential Mortgage Solutions, Inc. $435,000 n/a 0.0%
AMERICAN FINANCE HOUSE LARIBA $425,000 n/a 0.0%
Alaska USA Federal Credit Union $9,575,000 $420,000 -95.6% 0.0%
TOP FLITE FINANCIAL, INC. $1,210,000 $410,000 -66.1% 0.0%
Crestline Funding Corporation $475,000 $405,000 -14.7% 0.0%
Goldwater Bank, N.A. $2,060,000 $405,000 -80.3% 0.0%
UNITED MORTGAGE CORP $405,000 n/a 0.0%
COASTAL FUNDING SLC, INC. $1,110,000 $395,000 -64.4% 0.0%
HARTFORD FUNDING, LTD. $1,035,000 $385,000 -62.8% 0.0%
Amalgamated Bank $365,000 n/a 0.0%
PACIFIC SERVICE $160,000 $360,000 125.0% 0.0%
CALLISTO GROUP, INC. $355,000 $355,000 0.0% 0.0%
Commercial Loan Corporation $205,000 $355,000 73.2% 0.0%
Southern Bank $345,000 n/a 0.0%
Texana Bank $345,000 n/a 0.0%
WINGS FINANCIAL $1,890,000 $335,000 -82.3% 0.0%
AltaOne Federal Credit Union $325,000 n/a 0.0%
FirstBank $6,405,000 $305,000 -95.2% 0.0%
NBH Bank $305,000 n/a 0.0%
San Mateo Credit Union $265,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $95,000 $265,000 178.9% 0.0%
Signature Federal Credit Union $625,000 $260,000 -58.4% 0.0%
CONTOUR MORTGAGE CORPORATION $255,000 n/a 0.0%
SAN FRANCISCO FIRE CREDIT UNION $410,000 $255,000 -37.8% 0.0%
SUN AMERICAN MORTGAGE COMPANY $255,000 n/a 0.0%
JUSTICE Federal Credit Union $555,000 $245,000 -55.9% 0.0%
LOS ANGELES POLICE Federal Credit Union $515,000 $240,000 -53.4% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $225,000 n/a 0.0%
THRIVENT Federal Credit Union $15,000 $225,000 1,400.0% 0.0%
ROYAL UNITED MORTGAGE LLC $1,030,000 $210,000 -79.6% 0.0%
SKYONE Federal Credit Union $45,000 $210,000 366.7% 0.0%
MONARCH FUNDING CORP. $205,000 n/a 0.0%
PRIORITY ONE CREDIT UNION $55,000 $205,000 272.7% 0.0%
SESLOC $965,000 $205,000 -78.8% 0.0%
GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION $155,000 n/a 0.0%
POPA FEDERAL CREDIT UNION $155,000 n/a 0.0%
Deseret First Credit Union $145,000 n/a 0.0%
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION $145,000 n/a 0.0%
AMERICAN FIRST $4,560,000 $130,000 -97.1% 0.0%
KEYPOINT $130,000 n/a 0.0%
Murphy Bank $275,000 $130,000 -52.7% 0.0%
Nikkei Credit Union $125,000 n/a 0.0%
THE FIRST FINANCIAL Federal Credit Union $260,000 $115,000 -55.8% 0.0%
APCI Federal Credit Union $105,000 n/a 0.0%
CNB Bank $105,000 n/a 0.0%
Educational Employees Credit Union $1,015,000 $105,000 -89.7% 0.0%
Liberty Savings Bank, F.S.B. $115,000 $105,000 -8.7% 0.0%
PremierOne Credit Union $1,385,000 $105,000 -92.4% 0.0%
SALAL $275,000 $105,000 -61.8% 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $55,000 $90,000 63.6% 0.0%
Clearview Federal Credit Union $205,000 $85,000 -58.5% 0.0%
Downey Federal Credit Union $75,000 n/a 0.0%
LBS FINANCIAL $155,000 $65,000 -58.1% 0.0%
TRAVIS CREDIT UNION $535,000 $55,000 -89.7% 0.0%
ALTA VISTA CREDIT UNION $25,000 n/a 0.0%
LEGEND LENDING CORPORATION $25,000 n/a 0.0%

SAN DIEGO - CHULA VISTA - CARLSBAD's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 14.5% market share. In second place, with 10.4%, is Wells Fargo Bank, having originated $3,135,540,000 in loans. In third place, with 5.7%, is QUICKEN LOANS, LLC, having originated $1,718,695,000 in loans. In fourth place, with 3.9%, is U.S. Bank, having originated $1,178,070,000 in loans. In fifth place, with 3.4%, is JPMorgan Chase Bank, having originated $1,009,195,000 in loans.


SAN DIEGO - CHULA VISTA - CARLSBAD Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - SAN DIEGO - CHULA VISTA - CARLSBAD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $679,450 (5.0%) $1,222,393 (0.5%) 2.52 4,269
2018-02-01 $693,299 (3.9%) $1,240,565 (-1.5%) 2.52 4,506
2018-03-01 $699,000 (3.2%) $1,243,847 (-0.9%) 2.45 4,932
2018-04-01 $699,900 (0.1%) $1,226,489 (-3.8%) 2.37 5,569
2018-05-01 $704,337 (0.6%) $1,226,065 (-3.9%) 2.35 5,987
2018-06-01 $710,000 (1.4%) $1,213,399 (-3.0%) 2.37 6,376
2018-07-01 $699,000 (0.0%) $1,185,021 (-4.5%) 2.33 6,977
2018-08-01 $684,500 (-0.7%) $1,161,132 (-4.9%) 2.29 7,489
2018-09-01 $675,495 (-0.5%) $1,113,559 (-7.9%) 2.27 7,776
2018-10-01 $669,000 (-0.8%) $1,088,649 (-9.4%) 2.27 7,878
2018-11-01 $659,950 (-0.8%) $1,076,657 (-11.2%) 2.24 7,805
2018-12-01 $659,000 (-3.0%) $1,087,930 (-13.0%) 2.27 6,539
2019-01-01 $659,250 (-3.0%) $1,085,070 (-11.2%) 2.28 6,331
2019-02-01 $669,200 (-3.5%) $1,108,895 (-10.6%) 2.26 6,366
2019-03-01 $684,968 (-2.0%) $1,135,864 (-8.7%) 2.24 6,365
2019-04-01 $701,950 (0.3%) $1,166,051 (-4.9%) 2.23 6,430
2019-05-01 $717,000 (1.8%) $1,164,997 (-5.0%) 2.24 6,800
2019-06-01 $720,000 (1.4%) $1,209,593 (-0.3%) 2.25 6,898
2019-07-01 $712,000 (1.9%) $1,191,657 (0.6%) 2.23 7,000
2019-08-01 $710,909 (3.9%) $1,177,695 (1.4%) 2.25 6,847
2019-09-01 $704,773 (4.3%) $1,182,367 (6.2%) 2.26 6,587
2019-10-01 $705,682 (5.5%) $1,193,127 (9.6%) 2.28 6,343
2019-11-01 $714,945 (8.3%) $1,277,024 (18.6%) 2.34 5,658
2019-12-01 $717,400 (8.9%) $1,258,384 (15.7%) 2.39 4,704
2020-01-01 $711,725 (8.0%) $1,259,678 (16.1%) 2.38 4,219
2020-02-01 $725,000 (8.3%) $1,286,377 (16.0%) 2.37 4,080
2020-03-01 $749,000 (9.4%) $1,283,387 (13.0%) 2.35 4,291
2020-04-01 $725,000 (3.3%) $1,244,868 (6.8%) 2.27 4,666
2020-05-01 $749,000 (4.5%) $1,236,089 (6.1%) 2.28 4,812
2020-06-01 $767,000 (6.5%) $1,353,937 (11.9%) 2.26 4,393
2020-07-01 $789,500 (10.9%) $1,342,353 (12.7%) 2.29 4,087
2020-08-01 $784,000 (10.3%) $1,398,771 (18.8%) 2.25 3,883
2020-09-01 $775,000 (10.0%) $1,411,731 (19.4%) 2.22 3,843
2020-10-01 $775,000 (9.8%) $1,435,339 (20.3%) 2.22 3,809
2020-11-01 $762,000 (6.6%) $1,448,107 (13.4%) 2.23 3,440
2020-12-01 $767,938 (7.0%) $1,499,202 (19.1%) 2.28 2,786
2021-01-01 $775,000 (8.9%) $1,632,981 (29.6%) 2.31 2,356
2021-02-01 $784,000 (8.1%) $1,617,622 (25.8%) 2.28 2,191
2021-03-01 $786,950 (5.1%) $1,564,283 (21.9%) 2.23 2,197
2021-04-01 $799,450 (10.3%) $1,616,627 (29.9%) 2.16 2,270
2021-05-01 $799,000 (6.7%) $1,560,459 (26.2%) 2.12 2,548
2021-06-01 $809,950 (5.6%) $1,523,939 (12.6%) 2.13 2,854
2021-07-01 $819,000 (3.7%) $1,486,353 (10.7%) 2.16 3,130
2021-08-01 $821,650 (4.8%) $1,478,471 (5.7%) 2.19 3,099
2021-09-01 $802,500 (3.6%) $1,499,160 (6.2%) 2.14 2,865
2021-10-01 $825,000 (6.5%) $1,559,805 (8.7%) 2.20 2,553
2021-11-01 $834,000 (9.5%) $1,583,624 (9.4%) 2.23 2,111
2021-12-01 $822,750 (7.1%) $1,659,581 (10.7%) 2.23 1,619
2022-01-01 $848,500 (9.5%) $1,795,695 (10.0%) 2.29 1,464
2022-02-01 $850,000 (8.4%) $1,781,404 (10.1%) 2.21 1,484
2022-03-01 $881,500 (12.0%) $1,740,499 (11.3%) 2.21 1,656
2022-04-01 $900,000 (12.6%) $1,709,012 (5.7%) 2.15 1,926
2022-05-01 $926,750 (16.0%) $1,590,139 (1.9%) 2.12 2,779
2022-06-01 $949,000 (17.2%) $1,530,457 (0.4%) 2.11 3,572
2022-07-01 $899,900 (9.9%) $1,479,948 (-0.4%) 2.03 4,560
2022-08-01 $897,000 (9.2%) $1,476,135 (-0.2%) 2.07 4,494
2022-09-01 $888,699 (10.7%) $1,470,572 (-1.9%) 2.08 4,154
2022-10-01 $890,000 (7.9%) $1,450,137 (-7.0%) 2.09 4,137
2022-11-01 $884,500 (6.1%) $1,442,386 (-8.9%) 2.13 3,985
2022-12-01 $899,000 (9.3%) $1,486,085 (-10.5%) 2.22 3,159
2023-01-01 $904,700 (6.6%) $1,567,702 (-12.7%) 2.24 2,599
2023-02-01 $931,998 (9.7%) $1,640,646 (-7.9%) 2.25 2,291
2023-03-01 $949,500 (7.7%) $1,704,634 (-2.1%) 2.24 2,068
2023-04-01 $999,950 (11.1%) $1,882,274 (10.1%) 2.33 1,950
2023-05-01 $1,055,000 (13.8%) $1,904,280 (19.8%) 2.39 2,065
2023-06-01 $1,092,500 (15.1%) $1,948,369 (27.3%) 2.46 2,284
2023-07-01 $1,098,000 (22.0%) $1,947,120 (31.6%) 2.50 2,448
2023-08-01 $1,098,975 (22.5%) $1,930,977 (30.8%) 2.52 2,489
2023-09-01 $1,050,000 (18.2%) $1,845,164 (25.5%) 2.44 2,622
2023-10-01 $999,000 (12.3%) $1,788,060 (23.3%) 2.35 2,848
2023-11-01 $995,000 (12.5%) $1,770,030 (22.7%) 2.37 2,929
2023-12-01 $980,000 (9.0%) $1,829,738 (23.1%) 2.39 2,619
2024-01-01 $977,000 (8.0%) $1,834,937 (17.1%) 2.39 2,452
2024-02-01 $996,500 (6.9%) $1,831,972 (11.7%) 2.40 2,424
2024-03-01 $998,000 (5.1%) $1,792,747 (5.2%) 2.35 2,611
2024-04-01 $1,050,000 (5.0%) $1,824,636 (-3.1%) 2.44 2,941
2024-05-01 $1,055,000 (0.0%) $1,815,127 (-4.7%) 2.40 3,405
2024-06-01 $1,015,000 (-7.1%) $1,716,841 (-11.9%) 2.31 3,937
2024-07-01 $999,995 (-8.9%) $1,709,558 (-12.2%) 2.29 4,351
2024-08-01 $999,000 (-9.1%) $1,669,232 (-13.6%) 2.32 4,489
2024-09-01 $997,000 (-5.1%) $1,640,632 (-11.1%) 2.35 4,646
2024-10-01 $979,200 (-2.0%) $1,614,693 (-9.7%) 2.30 4,650
2024-11-01 $970,000 (-2.5%) $1,643,463 (-7.2%) 2.33 4,468
2024-12-01 $964,725 (-1.6%) $1,683,636 (-8.0%) 2.40 3,698
2025-01-01 $950,000 (-2.8%) $1,690,502 (-7.9%) 2.37 3,544
2025-02-01 $949,995 (-4.7%) $1,692,158 (-7.6%) 2.31 3,910
2025-03-01 $950,000 (-4.8%) $1,676,769 (-6.5%) 0.00 4,351
SAN DIEGO - CHULA VISTA - CARLSBAD's median listing price for 2025-03-01 was $950,000, a difference of $-48,000 (-4.8%) versus the prior year and $5 versus the prior month.

SAN DIEGO - CHULA VISTA - CARLSBAD's median listing price comes in at 0% of the national average.

SAN DIEGO - CHULA VISTA - CARLSBAD's average listing price for 2025-03-01 was $1,676,769, a difference of $-115,978 (-6.5%) versus the prior year and $-15,389 versus the prior month.

For the 2025-03-01 period, SAN DIEGO - CHULA VISTA - CARLSBAD had 4,351 MLS listings, a difference of 441 listings (11%) versus the prior month and 1,740 listings (67%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - SAN DIEGO - CHULA VISTA - CARLSBAD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 39 days 1,843 sqft
2018-02-01 29 days 1,853 sqft
2018-03-01 29 days 1,882 sqft
2018-04-01 29 days 1,904 sqft
2018-05-01 28 days 1,913 sqft
2018-06-01 29 days 1,907 sqft
2018-07-01 31 days 1,858 sqft
2018-08-01 31 days 1,815 sqft
2018-09-01 35 days 1,800 sqft
2018-10-01 36 days 1,790 sqft
2018-11-01 39 days 1,779 sqft
2018-12-01 47 days 1,786 sqft
2019-01-01 45 days 1,762 sqft
2019-02-01 32 days 1,778 sqft
2019-03-01 34 days 1,815 sqft
2019-04-01 33 days 1,855 sqft
2019-05-01 32 days 1,874 sqft
2019-06-01 40 days 1,881 sqft
2019-07-01 42 days 1,872 sqft
2019-08-01 43 days 1,859 sqft
2019-09-01 43 days 1,839 sqft
2019-10-01 44 days 1,831 sqft
2019-11-01 47 days 1,824 sqft
2019-12-01 58 days 1,798 sqft
2020-01-01 55 days 1,782 sqft
2020-02-01 39 days 1,800 sqft
2020-03-01 39 days 1,807 sqft
2020-04-01 43 days 1,754 sqft
2020-05-01 46 days 1,784 sqft
2020-06-01 43 days 1,787 sqft
2020-07-01 43 days 1,790 sqft
2020-08-01 37 days 1,728 sqft
2020-09-01 38 days 1,695 sqft
2020-10-01 40 days 1,696 sqft
2020-11-01 47 days 1,679 sqft
2020-12-01 57 days 1,686 sqft
2021-01-01 52 days 1,670 sqft
2021-02-01 37 days 1,671 sqft
2021-03-01 34 days 1,659 sqft
2021-04-01 32 days 1,687 sqft
2021-05-01 28 days 1,664 sqft
2021-06-01 27 days 1,666 sqft
2021-07-01 29 days 1,670 sqft
2021-08-01 30 days 1,685 sqft
2021-09-01 33 days 1,674 sqft
2021-10-01 34 days 1,674 sqft
2021-11-01 37 days 1,677 sqft
2021-12-01 45 days 1,654 sqft
2022-01-01 39 days 1,637 sqft
2022-02-01 26 days 1,633 sqft
2022-03-01 24 days 1,680 sqft
2022-04-01 23 days 1,714 sqft
2022-05-01 22 days 1,707 sqft
2022-06-01 24 days 1,730 sqft
2022-07-01 30 days 1,699 sqft
2022-08-01 36 days 1,680 sqft
2022-09-01 40 days 1,673 sqft
2022-10-01 39 days 1,679 sqft
2022-11-01 44 days 1,686 sqft
2022-12-01 54 days 1,698 sqft
2023-01-01 54 days 1,690 sqft
2023-02-01 38 days 1,682 sqft
2023-03-01 37 days 1,732 sqft
2023-04-01 33 days 1,795 sqft
2023-05-01 30 days 1,839 sqft
2023-06-01 31 days 1,860 sqft
2023-07-01 31 days 1,834 sqft
2023-08-01 33 days 1,803 sqft
2023-09-01 35 days 1,780 sqft
2023-10-01 34 days 1,717 sqft
2023-11-01 37 days 1,686 sqft
2023-12-01 44 days 1,672 sqft
2024-01-01 43 days 1,640 sqft
2024-02-01 33 days 1,639 sqft
2024-03-01 32 days 1,650 sqft
2024-04-01 33 days 1,685 sqft
2024-05-01 29 days 1,702 sqft
2024-06-01 33 days 1,671 sqft
2024-07-01 37 days 1,668 sqft
2024-08-01 38 days 1,652 sqft
2024-09-01 40 days 1,637 sqft
2024-10-01 42 days 1,634 sqft
2024-11-01 46 days 1,617 sqft
2024-12-01 55 days 1,597 sqft
2025-01-01 51 days 1,560 sqft
2025-02-01 34 days 1,581 sqft
2025-03-01 0 days 1,593 sqft
SAN DIEGO - CHULA VISTA - CARLSBAD's median listing age (time on market) for 2025-03-01 was 0 days. This is -100% shorter than the same period one year ago.

SAN DIEGO - CHULA VISTA - CARLSBAD's median square footage for active listings during the 2025-03-01 period was 1,593 sqft. One year prior, the average listing was 1,650 sqft.

SAN DIEGO-CHULA VISTA-CARLSBAD, CA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 21,714 $19,849,440,000 $914,131
Cash Out Refi 7,504 $3,194,880,000 $425,757
Refi 6,269 $4,779,645,000 $762,425
Home Improvement 6,145 $1,180,935,000 $192,178
Other 4,293 $1,004,505,000 $233,987
NA 44 $37,960,000 $862,727

San Diego - Chula Vista - Carlsbad's most frequently cited loan purpose was Home Purchase, with 21,714 originations. The 2nd most popular reason was Cash Out Refi, with 7,504 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 16,751 $11,706,795,000 $698,871
Over 8% 11,546 $3,446,990,000 $298,544
7-8% 9,346 $7,600,030,000 $813,185
5-6% 7,440 $6,637,360,000 $892,118
4-5% 445 $327,665,000 $736,326
<2.5% 232 $45,960,000 $198,103
3-4% 52 $28,470,000 $547,500
2.5-3% 48 $24,450,000 $509,375

During 2024, San Diego - Chula Vista - Carlsbad's most frequently originated rate bucket was 6-7%, with 16,751 originations.

Loan Sizing (SAN DIEGO-CHULA VISTA-CARLSBAD, CA MSA)

Loan Size Originations Total Value Average Loan
$600k-1000k 13,347 $10,154,405,000 $760,801
$400k-600k 8,209 $4,118,705,000 $501,730
$200k-400k 7,320 $2,105,510,000 $287,638
$100k-200k 6,438 $870,520,000 $135,216
$Over $1MM 5,599 $12,490,455,000 $2,230,837
$100,000 or less 5,056 $307,770,000 $60,872

SAN DIEGO - CHULA VISTA - CARLSBAD's loan sizing saw the bucket of loans from $600k-1000k with 13,347 originations, totaling $10,154,405,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
Under 20% 12,295 $1,733,585,000 $140,999
80-100% 10,836 $8,418,260,000 $776,879
60-80% 10,253 $9,262,255,000 $903,370
20-40% 5,472 $2,161,390,000 $394,991
40-60% 4,876 $3,854,110,000 $790,425
Over 100% 1,303 $3,804,505,000 $2,919,804

SAN DIEGO - CHULA VISTA - CARLSBAD's loan sizing saw loans grouped in the Under 20% Loan-to-value bucket with 12,295 originations, totaling $1,733,585,000 in origination value.