SAN DIEGO - CHULA VISTA - CARLSBAD Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in San Diego - Chula Vista - Carlsbad averaged
6.83%
for the week of 2025-06-18, compared to the national average of
6.81% for the same period.
The average rate for the prior week (2025-06-12) was
6.66% and
one month ago for the week of 2025-05-15, the
average rate was 6.63%.
San Diego - Chula Vista - Carlsbad's average rate one year ago was 6.87%.
For refis of the same type during the week of 2025-06-18, the average rate
was 6.57%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-06-18 | 6.81% |
| San Diego - Chula Vista - Carlsbad 30 Year Fixed Rate | 2025-06-18 | 6.83% |
| San Diego - Chula Vista - Carlsbad 30 Year Fixed Rate Refi | 2025-06-18 | 6.57% |
| San Diego - Chula Vista - Carlsbad 15 Year Fixed Rate | 2025-06-18 | 5.87% |
| San Diego - Chula Vista - Carlsbad 15 Year Fixed Rate Refi | 2025-06-18 | 6.2% |
| San Diego - Chula Vista - Carlsbad 30 Year FHA | 2025-06-18 | -0.55% |
| San Diego - Chula Vista - Carlsbad 30 Year FHA Refi | 2025-06-18 | -0.86% |
| San Diego - Chula Vista - Carlsbad 30 Year USDA | 2025-06-18 | 0.2% |
| San Diego - Chula Vista - Carlsbad 30 Year USDA Refi | 2025-06-18 | -0.1% |
| San Diego - Chula Vista - Carlsbad 30 Year VA | 2025-06-18 | -0.26% |
| San Diego - Chula Vista - Carlsbad 30 Year VA Refi | 2025-06-18 | -0.79% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SAN DIEGO-CHULA VISTA-CARLSBAD, CA.
SAN DIEGO - CHULA VISTA - CARLSBAD Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SAN DIEGO-CHULA VISTA-CARLSBAD, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
SAN DIEGO - CHULA VISTA - CARLSBAD Average Closing Costs & Other Stats
SAN DIEGO-CHULA VISTA-CARLSBAD, CA's 360 lenders originated 45,969
loans during 2024. The total origination value was $30,047,365,000, with an average loan value of
$653,644.
SAN DIEGO - CHULA VISTA - CARLSBAD's average closing costs are $7,066.
The top SAN DIEGO - CHULA VISTA - CARLSBAD lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
3,255 loans originated. Their average total fees are
$11,160, which is $2,363
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee SAN DIEGO - CHULA VISTA - CARLSBAD lenders (with over 10 loans originated) are
CALIFORNIA CREDIT UNION ($296), MYPOINT Credit Union ($2,721), Shea Mortgage Inc. ($3,509), SAN DIEGO COUNTY CREDIT UNION ($3,821) and City National Bank ($4,424).
The lowest rate SAN DIEGO - CHULA VISTA - CARLSBAD lenders (with over 10 loans originated) are
SOUTHLAND CREDIT UNION (5.51%), Charles Schwab Bank, SSB (5.84%), INSPIRE HOME LOANS INC. (5.86%), CALIFORNIA CREDIT UNION (5.87%) and Morgan Stanley Private Bank (5.98%).
SAN DIEGO-CHULA VISTA-CARLSBAD, CA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $3,187,890,000 | $4,366,675,000 | 37.0% | 14.5% |
| Wells Fargo Bank | $614,150,000 | $3,135,540,000 | 410.5% | 10.4% |
| QUICKEN LOANS, LLC | $1,230,550,000 | $1,718,695,000 | 39.7% | 5.7% |
| U.S. Bank | $1,027,895,000 | $1,178,070,000 | 14.6% | 3.9% |
| JPMorgan Chase Bank | $1,008,335,000 | $1,009,195,000 | 0.1% | 3.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $651,540,000 | $960,095,000 | 47.4% | 3.2% |
| Bank of America | $563,820,000 | $620,795,000 | 10.1% | 2.1% |
| PENNYMAC LOAN SERVICES, LLC | $264,190,000 | $598,460,000 | 126.5% | 2.0% |
| NAVY FEDERAL CREDIT UNION | $419,350,000 | $570,295,000 | 36.0% | 1.9% |
| MISSION | $343,340,000 | $554,200,000 | 61.4% | 1.8% |
| GUARANTEED RATE, INC. | $285,875,000 | $403,220,000 | 41.0% | 1.3% |
| LENDINGHOME FUNDING CORPORATION | $350,730,000 | $376,290,000 | 7.3% | 1.3% |
| CMG MORTGAGE, INC. | $239,395,000 | $363,365,000 | 51.8% | 1.2% |
| LOANDEPOT.COM, LLC | $340,555,000 | $335,895,000 | -1.4% | 1.1% |
| NEWREZ LLC | $103,640,000 | $313,965,000 | 202.9% | 1.0% |
| Citibank | $441,480,000 | $288,190,000 | -34.7% | 1.0% |
| FREEDOM MORTGAGE CORPORATION | $85,515,000 | $274,895,000 | 221.5% | 0.9% |
| Zions Bank | $151,720,000 | $259,905,000 | 71.3% | 0.9% |
| The Loan Store, Inc. | $45,460,000 | $259,770,000 | 471.4% | 0.9% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $306,640,000 | $257,175,000 | -16.1% | 0.9% |
| EAGLE HOME MORTGAGE, LLC | $156,265,000 | $250,865,000 | 60.5% | 0.8% |
| Flagstar Bank, FSB | $153,980,000 | $220,810,000 | 43.4% | 0.7% |
| Morgan Stanley Private Bank | $204,175,000 | $213,870,000 | 4.7% | 0.7% |
| California Coast Credit Union | $180,650,000 | $210,540,000 | 16.5% | 0.7% |
| CALIFORNIA CREDIT UNION | $268,665,000 | $205,590,000 | -23.5% | 0.7% |
| BMO Harris Bank | $112,850,000 | $175,135,000 | 55.2% | 0.6% |
| Century Mortgage Company DBA Century Lending Company | $65,225,000 | $167,805,000 | 157.3% | 0.6% |
| CBRE MULTIFAMILY CAPITAL, INC. | $30,020,000 | $161,930,000 | 439.4% | 0.5% |
| Mortgage Research Center, LLC | $139,340,000 | $156,220,000 | 12.1% | 0.5% |
| POINT Mortgage | $132,690,000 | $151,720,000 | 14.3% | 0.5% |
| BROKER SOLUTIONS, INC. | $90,745,000 | $144,465,000 | 59.2% | 0.5% |
| BAY EQUITY LLC | $121,990,000 | $144,445,000 | 18.4% | 0.5% |
| S1L, Inc. | $120,335,000 | $144,135,000 | 19.8% | 0.5% |
| Charles Schwab Bank, SSB | $96,190,000 | $142,600,000 | 48.2% | 0.5% |
| GUILD MORTGAGE COMPANY | $141,060,000 | $139,760,000 | -0.9% | 0.5% |
| PNC Bank | $261,500,000 | $138,910,000 | -46.9% | 0.5% |
| OCMBC, INC. | $73,455,000 | $134,325,000 | 82.9% | 0.4% |
| WALKER & DUNLOP, LLC | $48,800,000 | $131,570,000 | 169.6% | 0.4% |
| Banner Bank | $104,850,000 | $130,310,000 | 24.3% | 0.4% |
| ORIX REAL ESTATE CAPITAL, LLC | $9,385,000 | $128,945,000 | 1,273.9% | 0.4% |
| MOVEMENT MORTGAGE, LLC | $136,050,000 | $128,290,000 | -5.7% | 0.4% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $95,410,000 | $128,130,000 | 34.3% | 0.4% |
| KBHS HOME LOANS, LLC | $116,090,000 | $123,595,000 | 6.5% | 0.4% |
| INTERCAP LENDING INC. | $93,855,000 | $120,660,000 | 28.6% | 0.4% |
| American Mortgage & Equity Consultants, Inc. | $83,095,000 | $118,300,000 | 42.4% | 0.4% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $146,160,000 | $116,780,000 | -20.1% | 0.4% |
| AMWEST FUNDING CORP. | $62,120,000 | $114,590,000 | 84.5% | 0.4% |
| FINANCE OF AMERICA REVERSE LLC | $78,015,000 | $112,950,000 | 44.8% | 0.4% |
| FUNDLOANS CAPITAL | $48,605,000 | $105,945,000 | 118.0% | 0.4% |
| Commerce Home Mortgage, Inc. | $91,415,000 | $104,415,000 | 14.2% | 0.3% |
| BERKELEY POINT CAPITAL LLC | $71,305,000 | $101,910,000 | 42.9% | 0.3% |
| AMERICAN FINANCIAL NETWORK, INC. | $86,635,000 | $101,605,000 | 17.3% | 0.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $130,040,000 | $101,240,000 | -22.1% | 0.3% |
| Citadel Servicing Corporation | $52,665,000 | $100,850,000 | 91.5% | 0.3% |
| GUARANTEED RATE AFFINITY, LLC | $77,380,000 | $98,335,000 | 27.1% | 0.3% |
| NEXERA HOLDING LLC | $67,310,000 | $97,790,000 | 45.3% | 0.3% |
| First-Citizens Bank & Trust Company | $116,190,000 | $93,335,000 | -19.7% | 0.3% |
| Prosperity Home Mortgage, LLC | $78,005,000 | $91,505,000 | 17.3% | 0.3% |
| Sierra Pacific Mortgage Company, Inc. | $56,100,000 | $87,535,000 | 56.0% | 0.3% |
| Golden Empire Mortgage, Inc. | $69,105,000 | $87,445,000 | 26.5% | 0.3% |
| NMSI, INC. | $35,580,000 | $85,895,000 | 141.4% | 0.3% |
| ZILLOW HOME LOANS, LLC | $9,775,000 | $85,160,000 | 771.2% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $57,215,000 | $84,520,000 | 47.7% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $44,740,000 | $84,040,000 | 87.8% | 0.3% |
| M&T Realty Capital Corporation | $82,265,000 | n/a | 0.3% | |
| Logan Finance Corporation | $34,510,000 | $78,355,000 | 127.1% | 0.3% |
| Figure Lending LLC | $48,055,000 | $76,495,000 | 59.2% | 0.3% |
| Hometown Equity Mortgage, LLC | $50,345,000 | $75,665,000 | 50.3% | 0.3% |
| PLAZA HOME MORTGAGE, INC. | $46,620,000 | $74,860,000 | 60.6% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $55,110,000 | $74,660,000 | 35.5% | 0.2% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $76,645,000 | $72,045,000 | -6.0% | 0.2% |
| NexBank | $34,150,000 | $67,350,000 | 97.2% | 0.2% |
| CARDINAL FINANCIAL | $63,870,000 | $66,250,000 | 3.7% | 0.2% |
| Axos Bank | $105,730,000 | $65,705,000 | -37.9% | 0.2% |
| Cornerstone First Mortgage, Inc | $40,395,000 | $65,325,000 | 61.7% | 0.2% |
| SCHOOLSFIRST | $55,700,000 | $63,895,000 | 14.7% | 0.2% |
| SAN DIEGO COUNTY CREDIT UNION | $84,505,000 | $62,830,000 | -25.6% | 0.2% |
| Prudential Huntoon Paige Associates, LLC | $62,490,000 | n/a | 0.2% | |
| LENDSURE MORTGAGE CORP. | $42,980,000 | $60,910,000 | 41.7% | 0.2% |
| Merchants Mortgage & Trust Corporation | $6,770,000 | $60,020,000 | 786.6% | 0.2% |
| NP, Inc. | $45,565,000 | $59,120,000 | 29.7% | 0.2% |
| RF Renovo Management Company, LLC | $27,000,000 | $58,555,000 | 116.9% | 0.2% |
| Shea Mortgage Inc. | $52,905,000 | $57,875,000 | 9.4% | 0.2% |
| MORTGAGEONE, INC. | $32,980,000 | $57,385,000 | 74.0% | 0.2% |
| Grandbridge Real Estate Capital LLC | $56,645,000 | n/a | 0.2% | |
| MYPOINT Credit Union | $25,120,000 | $55,730,000 | 121.9% | 0.2% |
| UBS Bank USA | $88,780,000 | $53,100,000 | -40.2% | 0.2% |
| East West Bank | $64,215,000 | $51,670,000 | -19.5% | 0.2% |
| The Northern Trust Company | $35,795,000 | $51,665,000 | 44.3% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $49,285,000 | $51,170,000 | 3.8% | 0.2% |
| Franklin Loan Corporation | $38,565,000 | $50,445,000 | 30.8% | 0.2% |
| JMJ FINANCIAL GROUP | $39,520,000 | $50,175,000 | 27.0% | 0.2% |
| FOUNDATION MORTGAGE CORPORATION | $10,020,000 | $49,945,000 | 398.5% | 0.2% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $27,490,000 | $49,320,000 | 79.4% | 0.2% |
| City National Bank | $86,595,000 | $47,980,000 | -44.6% | 0.2% |
| SPRING EQ, LLC | $17,360,000 | $47,915,000 | 176.0% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $38,140,000 | $47,675,000 | 25.0% | 0.2% |
| LONGBRIDGE FINANCIAL, LLC | $39,260,000 | $47,570,000 | 21.2% | 0.2% |
| Third Federal Savings and Loan Association of Cleveland | $35,415,000 | $47,460,000 | 34.0% | 0.2% |
| JMAC LENDING, INC. | $31,615,000 | $47,425,000 | 50.0% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $26,000,000 | $45,670,000 | 75.7% | 0.2% |
| DEEPHAVEN MORTGAGE LLC | $28,010,000 | $45,405,000 | 62.1% | 0.2% |
| Comerica Bank | $65,165,000 | $44,760,000 | -31.3% | 0.1% |
| River City Bank | $21,005,000 | $44,660,000 | 112.6% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $32,670,000 | $44,410,000 | 35.9% | 0.1% |
| ARC HOME LLC | $30,405,000 | $44,110,000 | 45.1% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $50,255,000 | $42,430,000 | -15.6% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $11,710,000 | $42,005,000 | 258.7% | 0.1% |
| FIRST COLONY MORTGAGE CORPORATION | $1,445,000 | $41,380,000 | 2,763.7% | 0.1% |
| AXIA FINANCIAL, LLC | $46,295,000 | $40,800,000 | -11.9% | 0.1% |
| 21ST MORTGAGE CORPORATION | $28,840,000 | $40,300,000 | 39.7% | 0.1% |
| GOOGAIN, INC. | $10,375,000 | $40,040,000 | 285.9% | 0.1% |
| ALLIANT CREDIT UNION | $29,260,000 | $39,920,000 | 36.4% | 0.1% |
| THE GOLDEN 1 | $30,910,000 | $39,135,000 | 26.6% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $6,230,000 | $38,475,000 | 517.6% | 0.1% |
| A&D Mortgage LLC | $29,950,000 | $36,955,000 | 23.4% | 0.1% |
| FRONTWAVE | $38,975,000 | $36,920,000 | -5.3% | 0.1% |
| Discover Bank | $35,815,000 | $35,150,000 | -1.9% | 0.1% |
| San Diego Funding | $33,585,000 | $34,810,000 | 3.6% | 0.1% |
| MORIA DEVELOPMENT, INC. | $19,665,000 | $34,240,000 | 74.1% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $6,190,000 | $33,795,000 | 446.0% | 0.1% |
| NBKC BANK | $17,135,000 | $33,550,000 | 95.8% | 0.1% |
| NEW WAVE LENDING GROUP INC | $13,775,000 | $32,170,000 | 133.5% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $14,075,000 | $32,125,000 | 128.2% | 0.1% |
| PLANET HOME LENDING, LLC | $17,980,000 | $31,950,000 | 77.7% | 0.1% |
| The Federal Savings Bank | $28,235,000 | $31,070,000 | 10.0% | 0.1% |
| Carrington Mortgage Services, LLC | $23,335,000 | $30,860,000 | 32.2% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $26,645,000 | $30,405,000 | 14.1% | 0.1% |
| Goldman Sachs Bank USA | $14,390,000 | $30,140,000 | 109.5% | 0.1% |
| Ameris Bank | $21,785,000 | $28,855,000 | 32.5% | 0.1% |
| EVERETT FINANCIAL, INC. | $36,935,000 | $28,450,000 | -23.0% | 0.1% |
| Bethpage Federal Credit Union | $15,720,000 | $27,595,000 | 75.5% | 0.1% |
| Equity Prime Mortgage LLC | $17,065,000 | $27,365,000 | 60.4% | 0.1% |
| PHH Mortgage Corporation | $18,775,000 | $26,070,000 | 38.9% | 0.1% |
| Home Mortgage Alliance Corp | $25,910,000 | n/a | 0.1% | |
| Mechanics Bank | $7,315,000 | $25,145,000 | 243.7% | 0.1% |
| General Mortgage Capital Corporation | $17,480,000 | $25,095,000 | 43.6% | 0.1% |
| GEO-CORP, INC. | $6,940,000 | $25,050,000 | 261.0% | 0.1% |
| MK LENDING CORP. | $11,510,000 | $24,840,000 | 115.8% | 0.1% |
| Performance Financial, Inc. | $10,350,000 | $24,345,000 | 135.2% | 0.1% |
| FIRST TECHNOLOGY | $17,950,000 | $24,090,000 | 34.2% | 0.1% |
| GREYSTONE SERVICING COMPANY LLC | $15,045,000 | $23,910,000 | 58.9% | 0.1% |
| BETTER MORTGAGE CORPORATION | $14,565,000 | $23,480,000 | 61.2% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $30,700,000 | $23,080,000 | -24.8% | 0.1% |
| Enterprise Bank & Trust | $30,305,000 | $23,060,000 | -23.9% | 0.1% |
| Luxury Mortgage Corp. | $23,000,000 | n/a | 0.1% | |
| Coastal Community Bank | $11,810,000 | $22,650,000 | 91.8% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $25,330,000 | $22,255,000 | -12.1% | 0.1% |
| Citizens Bank | $24,660,000 | $22,120,000 | -10.3% | 0.1% |
| Stifel Bank and Trust | $21,860,000 | $21,870,000 | 0.0% | 0.1% |
| OAKTREE FUNDING CORP. | $9,055,000 | $21,420,000 | 136.6% | 0.1% |
| INSPIRE HOME LOANS INC. | $3,000,000 | $21,280,000 | 609.3% | 0.1% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $21,655,000 | $21,240,000 | -1.9% | 0.1% |
| VAL-CHRIS INVESTMENTS, INC. | $20,205,000 | $20,360,000 | 0.8% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $17,490,000 | $20,145,000 | 15.2% | 0.1% |
| Truist | $29,300,000 | $20,025,000 | -31.7% | 0.1% |
| FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers | $19,705,000 | n/a | 0.1% | |
| AMERISAVE MORTGAGE CORPORATION | $23,210,000 | $19,340,000 | -16.7% | 0.1% |
| AmeriHome Mortgage Company, LLC | $24,915,000 | $19,145,000 | -23.2% | 0.1% |
| QUORUM FEDERAL CREDIT UNION | $1,200,000 | $18,465,000 | 1,438.8% | 0.1% |
| Cathay Bank | $29,645,000 | $17,775,000 | -40.0% | 0.1% |
| SUMMIT FUNDING, INC. | $96,695,000 | $17,385,000 | -82.0% | 0.1% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $18,635,000 | $17,380,000 | -6.7% | 0.1% |
| Royal Business Bank | $17,365,000 | n/a | 0.1% | |
| Greenbox Loans, Inc. | $9,695,000 | $17,015,000 | 75.5% | 0.1% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $84,110,000 | $16,250,000 | -80.7% | 0.1% |
| HighTechLending Inc | $11,800,000 | $16,070,000 | 36.2% | 0.1% |
| BAY-VALLEY MORTGAGE GROUP | $16,295,000 | $16,050,000 | -1.5% | 0.1% |
| 5TH STREET CAPITAL, INC. | $20,320,000 | $15,990,000 | -21.3% | 0.1% |
| Northpointe Bank | $4,210,000 | $15,840,000 | 276.2% | 0.1% |
| USAA Federal Savings Bank | $6,265,000 | $15,720,000 | 150.9% | 0.1% |
| KINECTA | $32,760,000 | $15,325,000 | -53.2% | 0.1% |
| FIRST NATIONS HOME FINANCE CORPORATION | $12,835,000 | $14,960,000 | 16.6% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $7,985,000 | $14,880,000 | 86.3% | 0.0% |
| Lakeview Community Capital, LLC | $2,790,000 | $14,830,000 | 431.5% | 0.0% |
| UNION HOME MORTGAGE CORP. | $11,310,000 | $14,570,000 | 28.8% | 0.0% |
| CBC Federal Credit Union | $1,645,000 | $14,295,000 | 769.0% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $5,225,000 | $13,770,000 | 163.5% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $17,005,000 | $13,680,000 | -19.6% | 0.0% |
| ISERVE RESIDENTIAL LENDING, LLC | $7,245,000 | $13,435,000 | 85.4% | 0.0% |
| Watermark Capital, Inc. | $28,930,000 | $13,360,000 | -53.8% | 0.0% |
| Umpqua Bank | $12,165,000 | $13,130,000 | 7.9% | 0.0% |
| ONY GLO, INC. | $15,635,000 | $12,970,000 | -17.0% | 0.0% |
| WESCOM CENTRAL CREDIT UNION | $11,150,000 | $12,845,000 | 15.2% | 0.0% |
| BM Real Estate Services, Inc. | $1,920,000 | $12,820,000 | 567.7% | 0.0% |
| Tri Counties Bank | $4,230,000 | $12,815,000 | 203.0% | 0.0% |
| MICHIGAN MUTUAL, INC. | $2,710,000 | $12,755,000 | 370.7% | 0.0% |
| V.I.P. MORTGAGE, INC. | $5,255,000 | $12,525,000 | 138.3% | 0.0% |
| NEW DAY FINANCIAL, LLC | $4,875,000 | $12,450,000 | 155.4% | 0.0% |
| Washington Federal Bank | $12,445,000 | n/a | 0.0% | |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $10,335,000 | $12,385,000 | 19.8% | 0.0% |
| GEORGIA'S OWN | $10,155,000 | $12,320,000 | 21.3% | 0.0% |
| Sunflower Bank | $11,445,000 | n/a | 0.0% | |
| First Bank | $19,265,000 | $10,855,000 | -43.7% | 0.0% |
| SOUTHLAND CREDIT UNION | $10,815,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $2,655,000 | $10,810,000 | 307.2% | 0.0% |
| MidFirst Bank | $33,850,000 | $10,805,000 | -68.1% | 0.0% |
| GENEVA FINANCIAL, LLC | $5,655,000 | $10,715,000 | 89.5% | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | $6,415,000 | $10,680,000 | 66.5% | 0.0% |
| First Standard Financial Corp. | $2,335,000 | $10,525,000 | 350.7% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $950,000 | $10,500,000 | 1,005.3% | 0.0% |
| Raymond James Bank | $14,320,000 | $10,470,000 | -26.9% | 0.0% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $10,395,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $4,875,000 | $10,255,000 | 110.4% | 0.0% |
| First Federal Bank | $565,000 | $10,125,000 | 1,692.0% | 0.0% |
| ALTURA | $43,545,000 | $9,955,000 | -77.1% | 0.0% |
| HomeTrust Bank | $16,635,000 | $9,875,000 | -40.6% | 0.0% |
| NATIONWIDE EQUITIES CORPORATION | $7,565,000 | $9,870,000 | 30.5% | 0.0% |
| ML Mortgage Corp. | $4,545,000 | $9,750,000 | 114.5% | 0.0% |
| Fifth Third Bank | $1,290,000 | $9,730,000 | 654.3% | 0.0% |
| STAR ONE CREDIT UNION | $11,630,000 | $9,680,000 | -16.8% | 0.0% |
| GTE Federal Credit Union | $5,455,000 | $9,675,000 | 77.4% | 0.0% |
| M&T Bank | $6,055,000 | $9,630,000 | 59.0% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $10,145,000 | $9,590,000 | -5.5% | 0.0% |
| Pacific Lending LLC | $9,560,000 | n/a | 0.0% | |
| LOANPAL, LLC | $2,090,000 | $9,360,000 | 347.8% | 0.0% |
| Residential First Mortgage | $7,335,000 | $9,100,000 | 24.1% | 0.0% |
| USAlliance Federal Credit Union | $6,490,000 | $9,085,000 | 40.0% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $8,590,000 | $8,835,000 | 2.9% | 0.0% |
| HomeStreet Bank | $8,475,000 | $8,650,000 | 2.1% | 0.0% |
| LADERA LENDING, INC. | $8,985,000 | $8,605,000 | -4.2% | 0.0% |
| LIMA ONE CAPITAL, LLC | $12,240,000 | $8,465,000 | -30.8% | 0.0% |
| FBC MORTGAGE, LLC | $1,570,000 | $7,970,000 | 407.6% | 0.0% |
| NORTHMARQ CAPITAL FINANCE, L.L.C. | $46,525,000 | $7,735,000 | -83.4% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $4,420,000 | $7,575,000 | 71.4% | 0.0% |
| Toyota Financial Savings Bank | $55,000 | $7,540,000 | 13,609.1% | 0.0% |
| Plains Commerce Bank | $28,065,000 | $7,460,000 | -73.4% | 0.0% |
| T. J. FINANCIAL, INC. | $7,605,000 | $7,175,000 | -5.7% | 0.0% |
| LANTZMAN MANAGEMENT, INC. | $7,705,000 | $6,990,000 | -9.3% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $2,545,000 | $6,735,000 | 164.6% | 0.0% |
| AHL FUNDING | $3,375,000 | $6,675,000 | 97.8% | 0.0% |
| Malaga Bank F.S.B | $2,130,000 | $6,610,000 | 210.3% | 0.0% |
| Firefighters First Federal Credit Union | $5,700,000 | $6,550,000 | 14.9% | 0.0% |
| EQUITY WAVE LENDING, INC. | $4,565,000 | $6,500,000 | 42.4% | 0.0% |
| Financial Partners Credit Union | $3,905,000 | $6,490,000 | 66.2% | 0.0% |
| DIGNIFIED HOME LOANS, LLC | $2,185,000 | $6,485,000 | 196.8% | 0.0% |
| BNY Mellon | $20,650,000 | $6,425,000 | -68.9% | 0.0% |
| Farmers Bank & Trust | $2,895,000 | $6,415,000 | 121.6% | 0.0% |
| USE Credit Union | $2,395,000 | $6,405,000 | 167.4% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $4,115,000 | $6,265,000 | 52.2% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $4,470,000 | $6,075,000 | 35.9% | 0.0% |
| STANFORD Federal Credit Union | $10,145,000 | $5,575,000 | -45.0% | 0.0% |
| Mortgage Vintage, Inc. | $5,470,000 | n/a | 0.0% | |
| Bank of Hope | $3,450,000 | $5,290,000 | 53.3% | 0.0% |
| Credit Union of Southern California | $3,335,000 | $5,280,000 | 58.3% | 0.0% |
| North Coast Financial, Inc. | $3,070,000 | $5,270,000 | 71.7% | 0.0% |
| Regions Bank | $124,915,000 | $5,090,000 | -95.9% | 0.0% |
| LENDINGONE, LLC | $2,855,000 | $5,065,000 | 77.4% | 0.0% |
| PATELCO | $4,635,000 | $5,065,000 | 9.3% | 0.0% |
| Provident Savings Bank, F.S.B. | $13,550,000 | $5,045,000 | -62.8% | 0.0% |
| State Department Federal Credit Union | $705,000 | $5,040,000 | 614.9% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $3,925,000 | $4,985,000 | 27.0% | 0.0% |
| Ally Bank | $12,000,000 | $4,970,000 | -58.6% | 0.0% |
| Open Bank | $4,805,000 | n/a | 0.0% | |
| NORTHROP GRUMMAN Federal Credit Union | $4,335,000 | $4,710,000 | 8.7% | 0.0% |
| US MORTGAGE CORPORATION | $565,000 | $4,695,000 | 731.0% | 0.0% |
| Libertyville Bank & Trust | $4,630,000 | n/a | 0.0% | |
| MOUNTAIN WEST FINANCIAL, INC. | $7,625,000 | $4,615,000 | -39.5% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $11,600,000 | $4,610,000 | -60.3% | 0.0% |
| Vantage Bank Texas | $2,500,000 | $4,555,000 | 82.2% | 0.0% |
| WALL STREET MORTGAGE BANKERS, LTD. | $5,275,000 | $4,535,000 | -14.0% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $4,490,000 | n/a | 0.0% | |
| HOMEAMERICAN MORTGAGE CORPORATION | $17,415,000 | $4,455,000 | -74.4% | 0.0% |
| OPEN MORTGAGE, LLC | $6,655,000 | $4,415,000 | -33.7% | 0.0% |
| DIGITAL Federal Credit Union | $6,400,000 | $4,410,000 | -31.1% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $4,225,000 | n/a | 0.0% | |
| LOGIX FEDERAL CREDIT UNION | $13,370,000 | $4,140,000 | -69.0% | 0.0% |
| F&A Federal Credit Union | $3,490,000 | $4,095,000 | 17.3% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $880,000 | $4,025,000 | 357.4% | 0.0% |
| AUGUSTA FINANCIAL, INC. | $6,220,000 | $3,960,000 | -36.3% | 0.0% |
| Pinnacle Bank | $2,235,000 | $3,945,000 | 76.5% | 0.0% |
| Baxter Credit Union | $2,715,000 | $3,930,000 | 44.8% | 0.0% |
| INTELLILOAN, INC. | $1,540,000 | $3,910,000 | 153.9% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $3,255,000 | $3,860,000 | 18.6% | 0.0% |
| Nations Lending Corporation | $47,490,000 | $3,805,000 | -92.0% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $3,590,000 | $3,780,000 | 5.3% | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | $3,105,000 | $3,745,000 | 20.6% | 0.0% |
| CHEVRON | $2,950,000 | $3,710,000 | 25.8% | 0.0% |
| Fremont Bank | $5,115,000 | $3,705,000 | -27.6% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $5,925,000 | $3,600,000 | -39.2% | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $1,745,000 | $3,575,000 | 104.9% | 0.0% |
| Cache Valley Bank | $3,555,000 | n/a | 0.0% | |
| Boeing Employees Credit Union | $6,080,000 | $3,540,000 | -41.8% | 0.0% |
| First Eagle Bank | $3,505,000 | n/a | 0.0% | |
| First National Bank of America | $2,680,000 | $3,450,000 | 28.7% | 0.0% |
| RESIDENTIAL MORTGAGE, LLC | $3,445,000 | n/a | 0.0% | |
| Magnolia Bank | $2,615,000 | $3,405,000 | 30.2% | 0.0% |
| TOWNE MORTGAGE COMPANY | $3,390,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $4,335,000 | $3,355,000 | -22.6% | 0.0% |
| GoPrime Mortgage, Inc. | $3,340,000 | n/a | 0.0% | |
| Citizens Business Bank | $5,130,000 | $3,315,000 | -35.4% | 0.0% |
| VICTORIA FINANCIAL CORP. | $2,345,000 | $3,285,000 | 40.1% | 0.0% |
| PARTNERS | $1,555,000 | $3,280,000 | 110.9% | 0.0% |
| Strong Home Mortgage, LLC | $2,750,000 | $3,265,000 | 18.7% | 0.0% |
| INTERNATIONAL CITY MORTGAGE, INC. | $475,000 | $3,210,000 | 575.8% | 0.0% |
| Quontic Bank | $685,000 | $3,155,000 | 360.6% | 0.0% |
| NuVision Federal Credit Union | $8,560,000 | $3,080,000 | -64.0% | 0.0% |
| American Airlines Federal Credit Union | $3,185,000 | $3,075,000 | -3.5% | 0.0% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $1,950,000 | $2,980,000 | 52.8% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $3,350,000 | $2,935,000 | -12.4% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $585,000 | $2,890,000 | 394.0% | 0.0% |
| DAS Acquisition Company, LLC | $2,865,000 | n/a | 0.0% | |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $525,000 | $2,835,000 | 440.0% | 0.0% |
| EMBRACE HOME LOANS, INC. | $2,615,000 | $2,780,000 | 6.3% | 0.0% |
| RESIDENTIAL BANCORP | $18,150,000 | $2,775,000 | -84.7% | 0.0% |
| S&T Bank | $2,460,000 | $2,775,000 | 12.8% | 0.0% |
| Ixonia Bank | $4,815,000 | $2,745,000 | -43.0% | 0.0% |
| Deutsche Bank Trust Company Americas | $2,705,000 | n/a | 0.0% | |
| LAFAYETTE FEDERAL CREDIT UNION | $975,000 | $2,700,000 | 176.9% | 0.0% |
| COMMUNITY MORTGAGE FUNDING, LLC | $6,000,000 | $2,630,000 | -56.2% | 0.0% |
| REDWOOD | $1,710,000 | $2,615,000 | 52.9% | 0.0% |
| TEACHERS | $305,000 | $2,615,000 | 757.4% | 0.0% |
| CIBC Bank USA | $2,660,000 | $2,565,000 | -3.6% | 0.0% |
| ENVOY MORTGAGE, LTD | $3,530,000 | $2,560,000 | -27.5% | 0.0% |
| University Bank | $970,000 | $2,555,000 | 163.4% | 0.0% |
| RBC Bank, (Georgia) | $2,655,000 | $2,545,000 | -4.1% | 0.0% |
| Bell Bank | $1,270,000 | $2,525,000 | 98.8% | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $4,040,000 | $2,480,000 | -38.6% | 0.0% |
| BRIDGELOCK CAPITAL | $1,410,000 | $2,475,000 | 75.5% | 0.0% |
| ST FIN CORP | $1,250,000 | $2,460,000 | 96.8% | 0.0% |
| FIRST ENTERTAINMENT | $11,840,000 | $2,435,000 | -79.4% | 0.0% |
| COMPASS MORTGAGE, INC. | $2,420,000 | n/a | 0.0% | |
| First Fidelity Bank | $2,400,000 | n/a | 0.0% | |
| VERITAS FUNDING, LLC | $5,655,000 | $2,350,000 | -58.4% | 0.0% |
| Leader Bank | $2,125,000 | $2,320,000 | 9.2% | 0.0% |
| COAST 2 COAST FUNDING GROUP, INC. | $7,070,000 | $2,215,000 | -68.7% | 0.0% |
| Credit Union 1 | $2,205,000 | n/a | 0.0% | |
| SUN COMMUNITY FEDERAL CREDIT U | $2,205,000 | n/a | 0.0% | |
| State Bank of the Lakes | $2,200,000 | n/a | 0.0% | |
| Wallick & Volk, Inc. | $2,160,000 | n/a | 0.0% | |
| CLEARPATH LENDING | $4,365,000 | $2,135,000 | -51.1% | 0.0% |
| Hinsdale Bank & Trust Company | $1,245,000 | $2,130,000 | 71.1% | 0.0% |
| ALL REVERSE MORTGAGE, INC. | $840,000 | $2,100,000 | 150.0% | 0.0% |
| Commerce Bank | $3,205,000 | $2,100,000 | -34.5% | 0.0% |
| FAY SERVICING, LLC | $2,265,000 | $2,095,000 | -7.5% | 0.0% |
| United States Senate Federal Credit Union | $2,400,000 | $2,080,000 | -13.3% | 0.0% |
| Village Bank & Trust | $2,060,000 | n/a | 0.0% | |
| CANOPY MORTGAGE, LLC | $2,035,000 | n/a | 0.0% | |
| PANORAMA MORTGAGE GROUP, LLC | $4,465,000 | $2,000,000 | -55.2% | 0.0% |
| Woori America Bank | $2,000,000 | n/a | 0.0% | |
| CITYWIDE HOME LOANS, LLC | $1,815,000 | $1,985,000 | 9.4% | 0.0% |
| Evolve Bank & Trust | $3,100,000 | $1,970,000 | -36.5% | 0.0% |
| ADVANCIAL | $1,260,000 | $1,955,000 | 55.2% | 0.0% |
| Deere Employees Credit Union | $705,000 | $1,930,000 | 173.8% | 0.0% |
| CTBC Bank Corp. (USA) | $3,805,000 | $1,910,000 | -49.8% | 0.0% |
| Shinhan Bank America | $1,625,000 | $1,895,000 | 16.6% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $1,840,000 | n/a | 0.0% | |
| ORANGE COUNTY'S CREDIT UNION | $3,680,000 | $1,835,000 | -50.1% | 0.0% |
| The Central Trust Bank | $1,985,000 | $1,795,000 | -9.6% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $725,000 | $1,775,000 | 144.8% | 0.0% |
| Kwik Mortgage Corporation | $1,745,000 | n/a | 0.0% | |
| SUMMIT MORTGAGE BANKERS INC. | $1,275,000 | $1,720,000 | 34.9% | 0.0% |
| TBI MORTGAGE COMPANY | $1,715,000 | n/a | 0.0% | |
| First Horizon Bank | $1,685,000 | n/a | 0.0% | |
| MLD MORTGAGE INC. | $1,790,000 | $1,685,000 | -5.9% | 0.0% |
| MACKILLIE INCORPORATED | $2,905,000 | $1,675,000 | -42.3% | 0.0% |
| Waterstone Mortgage Corporation | $2,205,000 | $1,675,000 | -24.0% | 0.0% |
| Florida Capital Bank | $2,665,000 | $1,670,000 | -37.3% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $645,000 | $1,655,000 | 156.6% | 0.0% |
| First Savings Bank | $9,340,000 | $1,630,000 | -82.5% | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $1,630,000 | n/a | 0.0% | |
| Advisors Mortgage Group, L.L.C. | $1,605,000 | n/a | 0.0% | |
| The Huntington National Bank | $5,120,000 | $1,575,000 | -69.2% | 0.0% |
| DATA MORTGAGE, INC. | $2,845,000 | $1,555,000 | -45.3% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $410,000 | $1,550,000 | 278.0% | 0.0% |
| MORTGAGE CAPITAL PARTNERS, INC. | $2,875,000 | $1,545,000 | -46.3% | 0.0% |
| Armed Forces Bank | $2,345,000 | $1,540,000 | -34.3% | 0.0% |
| COREVEST AMERICAN FINANCE LENDER LLC | $1,520,000 | n/a | 0.0% | |
| VISION ONE MORTGAGE, INC. | $505,000 | $1,510,000 | 199.0% | 0.0% |
| UMB Bank | $4,170,000 | $1,505,000 | -63.9% | 0.0% |
| TECHNOLOGY | $610,000 | $1,470,000 | 141.0% | 0.0% |
| WALL FINANCIAL, INC. | $1,470,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $1,465,000 | n/a | 0.0% | |
| Assurance Financial Group, L.L.C. | $425,000 | $1,420,000 | 234.1% | 0.0% |
| Keystone Funding, Inc. | $630,000 | $1,420,000 | 125.4% | 0.0% |
| VENTURA COUNTY | $2,130,000 | $1,415,000 | -33.6% | 0.0% |
| TOWER | $1,090,000 | $1,390,000 | 27.5% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,000,000 | $1,365,000 | 36.5% | 0.0% |
| First Western Trust Bank | $980,000 | $1,365,000 | 39.3% | 0.0% |
| U S WIDE FINANCIAL LLC | $1,380,000 | $1,360,000 | -1.4% | 0.0% |
| Bank of Whittier | $1,335,000 | n/a | 0.0% | |
| AMERICAN FINANCING CORPORATION | $1,225,000 | $1,320,000 | 7.8% | 0.0% |
| Paramount Bank | $725,000 | $1,320,000 | 82.1% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $855,000 | $1,315,000 | 53.8% | 0.0% |
| SCENIC OAKS FUNDING, INC. | $1,300,000 | n/a | 0.0% | |
| Valley National Bank | $1,295,000 | n/a | 0.0% | |
| Devon Bank | $1,290,000 | n/a | 0.0% | |
| Credence Funding Corporation | $1,260,000 | n/a | 0.0% | |
| Farmers & Merchants Bank of Central California | $1,235,000 | n/a | 0.0% | |
| Brighton Bank | $1,230,000 | n/a | 0.0% | |
| PROPER RATE, LLC | $1,005,000 | $1,230,000 | 22.4% | 0.0% |
| First Dakota National Bank | $1,410,000 | $1,210,000 | -14.2% | 0.0% |
| First Foundation Bank | $3,005,000 | $1,210,000 | -59.7% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $575,000 | $1,170,000 | 103.5% | 0.0% |
| ANDREWS FEDERAL CREDIT UNION | $155,000 | $1,125,000 | 625.8% | 0.0% |
| STARBOARD FINANCIAL MANAGEMENT, LLC | $315,000 | $1,125,000 | 257.1% | 0.0% |
| Constant Investments, Inc. | $1,300,000 | $1,105,000 | -15.0% | 0.0% |
| FineMark National Bank & Trust | $1,105,000 | n/a | 0.0% | |
| St Charles Bank & Trust | $1,105,000 | n/a | 0.0% | |
| Town Bank, N.A. | $1,095,000 | n/a | 0.0% | |
| USC Credit Union | $1,070,000 | n/a | 0.0% | |
| Allied First Bank,sb | $715,000 | $1,050,000 | 46.9% | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | $1,025,000 | n/a | 0.0% | |
| Farm Credit Mid-America, ACA | $1,025,000 | n/a | 0.0% | |
| BOKF | $1,005,000 | n/a | 0.0% | |
| First Bank | $19,265,000 | $1,005,000 | -94.8% | 0.0% |
| THE MORTGAGE LINK, INC. | $1,005,000 | n/a | 0.0% | |
| NATIONS RELIABLE LENDING, LLC | $995,000 | n/a | 0.0% | |
| SWBC MORTGAGE CORPORATION | $985,000 | n/a | 0.0% | |
| GENISYS | $3,155,000 | $980,000 | -68.9% | 0.0% |
| SCE FEDERAL CREDIT UNION | $275,000 | $980,000 | 256.4% | 0.0% |
| Northwest Federal Credit Union | $225,000 | $975,000 | 333.3% | 0.0% |
| Beeline Loans, Inc. | $595,000 | $960,000 | 61.3% | 0.0% |
| Community West Bank | $2,980,000 | $960,000 | -67.8% | 0.0% |
| TOGETHER CREDIT UNION | $960,000 | n/a | 0.0% | |
| Encompass Lending Group, LP | $955,000 | n/a | 0.0% | |
| First State Bank of St. Charles, Missouri | $955,000 | n/a | 0.0% | |
| Pacific Premier Bank | $16,380,000 | $945,000 | -94.2% | 0.0% |
| First National Bank Texas | $885,000 | n/a | 0.0% | |
| Golden Bank | $4,655,000 | $875,000 | -81.2% | 0.0% |
| NFM, INC. | $4,480,000 | $875,000 | -80.5% | 0.0% |
| First American Bank | $210,000 | $870,000 | 314.3% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $425,000 | $870,000 | 104.7% | 0.0% |
| CENTRAL COAST LENDING, INC. | $335,000 | $855,000 | 155.2% | 0.0% |
| CALTECH EMPLOYEES FEDERAL CREDIT UNION | $105,000 | $790,000 | 652.4% | 0.0% |
| EASTMAN | $775,000 | $775,000 | 0.0% | 0.0% |
| BNB FINANCIAL INC. | $855,000 | $765,000 | -10.5% | 0.0% |
| FIDELITY BANK | $765,000 | n/a | 0.0% | |
| FIRST MORTGAGE COMPANY, INC. | $765,000 | n/a | 0.0% | |
| Generations Bank | $765,000 | n/a | 0.0% | |
| MORTGAGE EXPRESS, LLC | $1,600,000 | $765,000 | -52.2% | 0.0% |
| STOCKTON MORTGAGE CORPORATION | $765,000 | n/a | 0.0% | |
| The First National Bank of Ottawa | $1,970,000 | $765,000 | -61.2% | 0.0% |
| INTERCOASTAL MORTGAGE COMPANY | $745,000 | n/a | 0.0% | |
| North American Savings Bank, F.S.B. | $745,000 | n/a | 0.0% | |
| Provident Credit Union | $7,480,000 | $740,000 | -90.1% | 0.0% |
| Inwood National Bank | $735,000 | n/a | 0.0% | |
| Service Federal Credit Union | $810,000 | $725,000 | -10.5% | 0.0% |
| VALLEY STRONG CREDIT UNION | $715,000 | n/a | 0.0% | |
| Vellum Mortgage, Inc. | $1,100,000 | $715,000 | -35.0% | 0.0% |
| CAMPOS FINANCIAL CORP. | $355,000 | $705,000 | 98.6% | 0.0% |
| UNCLE Credit Union | $700,000 | n/a | 0.0% | |
| T2 FINANCIAL LLC | $1,425,000 | $690,000 | -51.6% | 0.0% |
| ON Q FINANCIAL, INC. | $4,020,000 | $685,000 | -83.0% | 0.0% |
| Self-Help Federal Credit Union | $345,000 | $685,000 | 98.6% | 0.0% |
| ALTITUDE FINANCIAL CORPORATION | $675,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $665,000 | n/a | 0.0% | |
| MEMBER FIRST MORTGAGE, LLC | $9,825,000 | $665,000 | -93.2% | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $655,000 | n/a | 0.0% | |
| Pacific City Bank | $645,000 | n/a | 0.0% | |
| UIF CORPORATION | $3,265,000 | $640,000 | -80.4% | 0.0% |
| Secured Investment Corp. | $625,000 | n/a | 0.0% | |
| United Nations Federal Credit Union | $285,000 | $625,000 | 119.3% | 0.0% |
| Arvest Bank | $215,000 | $605,000 | 181.4% | 0.0% |
| CIS Financial Services, Inc. | $650,000 | $600,000 | -7.7% | 0.0% |
| Connexus Credit Union | $2,790,000 | $600,000 | -78.5% | 0.0% |
| Great Plains National Bank | $1,330,000 | $585,000 | -56.0% | 0.0% |
| MEGASTAR FINANCIAL CORP. | $1,150,000 | $585,000 | -49.1% | 0.0% |
| MERIWEST | $440,000 | $585,000 | 33.0% | 0.0% |
| Los Angeles Federal Credit Union | $1,360,000 | $580,000 | -57.4% | 0.0% |
| BANC ONE MORTGAGE CORPORATION | $585,000 | $575,000 | -1.7% | 0.0% |
| CERTIFIED | $245,000 | $575,000 | 134.7% | 0.0% |
| MERIWEST MORTGAGE COMPANY, LLC | $405,000 | $575,000 | 42.0% | 0.0% |
| 1st Security Bank of Washington | $995,000 | $565,000 | -43.2% | 0.0% |
| KeyBank | $5,735,000 | $565,000 | -90.1% | 0.0% |
| SEA WEST COAST GUARD FEDERAL CREDIT UNION | $445,000 | $565,000 | 27.0% | 0.0% |
| Capital Bank | $555,000 | n/a | 0.0% | |
| DIRECTORS MORTGAGE, INC. | $555,000 | $525,000 | -5.4% | 0.0% |
| MID-VALLEY SERVICES, INC. | $525,000 | n/a | 0.0% | |
| Utah Mortgage Loan Corporation | $305,000 | $525,000 | 72.1% | 0.0% |
| DELTA COMMUNITY CREDIT UNION | $1,190,000 | $510,000 | -57.1% | 0.0% |
| PREMIER AMERICA | $35,000 | $510,000 | 1,357.1% | 0.0% |
| UNIFY FINANCIAL Credit Union | $510,000 | n/a | 0.0% | |
| Community National Bank & Trust | $505,000 | n/a | 0.0% | |
| SIMPLIFI MORTGAGE, LLC | $505,000 | n/a | 0.0% | |
| Elements Financial Federal Credit Union | $495,000 | n/a | 0.0% | |
| City Lending Inc. | $485,000 | n/a | 0.0% | |
| HANSCOM | $85,000 | $480,000 | 464.7% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $1,005,000 | $480,000 | -52.2% | 0.0% |
| DIRECTIONS EQUITY, LLC | $465,000 | n/a | 0.0% | |
| UNITED HOME LOANS, INC. | $795,000 | $465,000 | -41.5% | 0.0% |
| UNITED | $455,000 | n/a | 0.0% | |
| AFFINITY | $620,000 | $450,000 | -27.4% | 0.0% |
| EMM LOANS LLC | $445,000 | n/a | 0.0% | |
| GMFS LLC | $445,000 | n/a | 0.0% | |
| Residential Mortgage Solutions, Inc. | $435,000 | n/a | 0.0% | |
| AMERICAN FINANCE HOUSE LARIBA | $425,000 | n/a | 0.0% | |
| Alaska USA Federal Credit Union | $9,575,000 | $420,000 | -95.6% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $1,210,000 | $410,000 | -66.1% | 0.0% |
| Crestline Funding Corporation | $475,000 | $405,000 | -14.7% | 0.0% |
| Goldwater Bank, N.A. | $2,060,000 | $405,000 | -80.3% | 0.0% |
| UNITED MORTGAGE CORP | $405,000 | n/a | 0.0% | |
| COASTAL FUNDING SLC, INC. | $1,110,000 | $395,000 | -64.4% | 0.0% |
| HARTFORD FUNDING, LTD. | $1,035,000 | $385,000 | -62.8% | 0.0% |
| Amalgamated Bank | $365,000 | n/a | 0.0% | |
| PACIFIC SERVICE | $160,000 | $360,000 | 125.0% | 0.0% |
| CALLISTO GROUP, INC. | $355,000 | $355,000 | 0.0% | 0.0% |
| Commercial Loan Corporation | $205,000 | $355,000 | 73.2% | 0.0% |
| Southern Bank | $345,000 | n/a | 0.0% | |
| Texana Bank | $345,000 | n/a | 0.0% | |
| WINGS FINANCIAL | $1,890,000 | $335,000 | -82.3% | 0.0% |
| AltaOne Federal Credit Union | $325,000 | n/a | 0.0% | |
| FirstBank | $6,405,000 | $305,000 | -95.2% | 0.0% |
| NBH Bank | $305,000 | n/a | 0.0% | |
| San Mateo Credit Union | $265,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $95,000 | $265,000 | 178.9% | 0.0% |
| Signature Federal Credit Union | $625,000 | $260,000 | -58.4% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $255,000 | n/a | 0.0% | |
| SAN FRANCISCO FIRE CREDIT UNION | $410,000 | $255,000 | -37.8% | 0.0% |
| SUN AMERICAN MORTGAGE COMPANY | $255,000 | n/a | 0.0% | |
| JUSTICE Federal Credit Union | $555,000 | $245,000 | -55.9% | 0.0% |
| LOS ANGELES POLICE Federal Credit Union | $515,000 | $240,000 | -53.4% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $225,000 | n/a | 0.0% | |
| THRIVENT Federal Credit Union | $15,000 | $225,000 | 1,400.0% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $1,030,000 | $210,000 | -79.6% | 0.0% |
| SKYONE Federal Credit Union | $45,000 | $210,000 | 366.7% | 0.0% |
| MONARCH FUNDING CORP. | $205,000 | n/a | 0.0% | |
| PRIORITY ONE CREDIT UNION | $55,000 | $205,000 | 272.7% | 0.0% |
| SESLOC | $965,000 | $205,000 | -78.8% | 0.0% |
| GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION | $155,000 | n/a | 0.0% | |
| POPA FEDERAL CREDIT UNION | $155,000 | n/a | 0.0% | |
| Deseret First Credit Union | $145,000 | n/a | 0.0% | |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $145,000 | n/a | 0.0% | |
| AMERICAN FIRST | $4,560,000 | $130,000 | -97.1% | 0.0% |
| KEYPOINT | $130,000 | n/a | 0.0% | |
| Murphy Bank | $275,000 | $130,000 | -52.7% | 0.0% |
| Nikkei Credit Union | $125,000 | n/a | 0.0% | |
| THE FIRST FINANCIAL Federal Credit Union | $260,000 | $115,000 | -55.8% | 0.0% |
| APCI Federal Credit Union | $105,000 | n/a | 0.0% | |
| CNB Bank | $105,000 | n/a | 0.0% | |
| Educational Employees Credit Union | $1,015,000 | $105,000 | -89.7% | 0.0% |
| Liberty Savings Bank, F.S.B. | $115,000 | $105,000 | -8.7% | 0.0% |
| PremierOne Credit Union | $1,385,000 | $105,000 | -92.4% | 0.0% |
| SALAL | $275,000 | $105,000 | -61.8% | 0.0% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $55,000 | $90,000 | 63.6% | 0.0% |
| Clearview Federal Credit Union | $205,000 | $85,000 | -58.5% | 0.0% |
| Downey Federal Credit Union | $75,000 | n/a | 0.0% | |
| LBS FINANCIAL | $155,000 | $65,000 | -58.1% | 0.0% |
| TRAVIS CREDIT UNION | $535,000 | $55,000 | -89.7% | 0.0% |
| ALTA VISTA CREDIT UNION | $25,000 | n/a | 0.0% | |
| LEGEND LENDING CORPORATION | $25,000 | n/a | 0.0% |
SAN DIEGO - CHULA VISTA - CARLSBAD's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 14.5% market share. In second place, with 10.4%, is Wells Fargo Bank, having originated $3,135,540,000 in loans. In third place, with 5.7%, is QUICKEN LOANS, LLC, having originated $1,718,695,000 in loans. In fourth place, with 3.9%, is U.S. Bank, having originated $1,178,070,000 in loans. In fifth place, with 3.4%, is JPMorgan Chase Bank, having originated $1,009,195,000 in loans.
SAN DIEGO-CHULA VISTA-CARLSBAD, CA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 21,714 | $19,849,440,000 | $914,131 |
| Cash Out Refi | 7,504 | $3,194,880,000 | $425,757 |
| Refi | 6,269 | $4,779,645,000 | $762,425 |
| Home Improvement | 6,145 | $1,180,935,000 | $192,178 |
| Other | 4,293 | $1,004,505,000 | $233,987 |
| NA | 44 | $37,960,000 | $862,727 |
San Diego - Chula Vista - Carlsbad's most frequently cited loan purpose was Home Purchase, with 21,714 originations. The 2nd most popular reason was Cash Out Refi, with 7,504 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 16,751 | $11,706,795,000 | $698,871 |
| Over 8% | 11,546 | $3,446,990,000 | $298,544 |
| 7-8% | 9,346 | $7,600,030,000 | $813,185 |
| 5-6% | 7,440 | $6,637,360,000 | $892,118 |
| 4-5% | 445 | $327,665,000 | $736,326 |
| <2.5% | 232 | $45,960,000 | $198,103 |
| 3-4% | 52 | $28,470,000 | $547,500 |
| 2.5-3% | 48 | $24,450,000 | $509,375 |
During 2024, San Diego - Chula Vista - Carlsbad's most frequently originated rate bucket was 6-7%, with 16,751 originations.
Loan Sizing (SAN DIEGO-CHULA VISTA-CARLSBAD, CA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $600k-1000k | 13,347 | $10,154,405,000 | $760,801 |
| $400k-600k | 8,209 | $4,118,705,000 | $501,730 |
| $200k-400k | 7,320 | $2,105,510,000 | $287,638 |
| $100k-200k | 6,438 | $870,520,000 | $135,216 |
| $Over $1MM | 5,599 | $12,490,455,000 | $2,230,837 |
| $100,000 or less | 5,056 | $307,770,000 | $60,872 |
SAN DIEGO - CHULA VISTA - CARLSBAD's loan sizing saw the bucket of loans from $600k-1000k with 13,347 originations, totaling $10,154,405,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| Under 20% | 12,295 | $1,733,585,000 | $140,999 |
| 80-100% | 10,836 | $8,418,260,000 | $776,879 |
| 60-80% | 10,253 | $9,262,255,000 | $903,370 |
| 20-40% | 5,472 | $2,161,390,000 | $394,991 |
| 40-60% | 4,876 | $3,854,110,000 | $790,425 |
| Over 100% | 1,303 | $3,804,505,000 | $2,919,804 |
SAN DIEGO - CHULA VISTA - CARLSBAD's loan sizing saw loans grouped in the Under 20% Loan-to-value bucket with 12,295 originations, totaling $1,733,585,000 in origination value.