Center Street Lending Viii Mortgage Rates, Fees & Info
SACRAMENTO, CALEI: 5493001XZBZCQEIYKY53
Tax ID: 84-2416060
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Center Street Lending Viii is a smaller mortgage company specializing in Home Purchase and Refi loans. Center Street Lending Viii has a high proportion of conventional loans.Center Street Lending Viii has a below average approval rate when compared to the average across all lenders. They typically have about average rates.
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Originations
957Origination Dollar Volume (All Markets)
$961,795,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 957 | $961,795,000 | $1,005,010 | $0 | 8.96% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 957 | $961,795,000 | $1,005,010 | $0 | 8.96% |
For 2022, Center Street Lending Viii's most frequently originated type of loan was Conventional, with 957 originations.
Loan Reason
For 2022, Center Street Lending Viii's most frequently cited loan purpose was Home Purchase, with 591 originations. The 2nd most popular reason was Refi, with 203 originations.
Loan Duration/Length
For 2022, Center Street Lending Viii's most frequently cited loan duration was 1 Year, with 602 originations. The 2nd most popular length was Other, with 334 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| Over 8% | 687 | $583,745,000 | $849,702 |
| 7-8% | 223 | $340,615,000 | $1,527,422 |
| 6-7% | 33 | $34,425,000 | $1,043,182 |
| 5-6% | 9 | $1,725,000 | $191,667 |
| 4-5% | 5 | $1,285,000 | $257,000 |
During 2022, Center Street Lending Viii's average interest rate for loans was 6.40%, while their most frequently originated rate bucket for loans was Over 8%, with 687 originations.
Loan Sizing
2022 saw Center Street Lending Viii place emphasis on $1MM+ loans with 318 originations, totaling $646,850,000 in origination value.
Ethnicity Mix
Approval Rates
Total approvals of all applications69.75%
Center Street Lending Viii has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to originationPoints and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 957 | $961,795,000 | $1,005,010 |