Georgia VA Loan Rates, Closing Costs & Stats

Georgia

A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

For additional benefits of VA loans, click here.

Georgia VA Loans, 30 Year Fixed Rates

30 Year VA mortgages in Georgia averaged 0.13% for the week of 2024-11-29, compared to the national average (all VA variants) of 0% for the same period.

Georgia's average VA mortgage closing costs are $6,089.

The average rate for the prior week (2024-11-22) was 6.3% and one month ago for the week of 2024-10-25, the average rate was 6.39%.

The average rate one year ago was 6.94%.

For refis of the same type during the week of 2024-11-29, the average rate was 0.26%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Georgia VA Loan Lenders by Rates & Fees

The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Georgia level.

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Mortgage Research Center, LLC 3,390 6.70% $6,614
QUICKEN LOANS, LLC 1,442 6.15% $11,432
UNITED WHOLESALE MORTGAGE, LLC 1,274 6.27% $8,909
NAVY FEDERAL CREDIT UNION 973 5.84% $6,054
BROKER SOLUTIONS, INC. 651 6.18% $10,356
FREEDOM MORTGAGE CORPORATION 528 6.60% $14,460
PENNYMAC LOAN SERVICES, LLC 492 5.61% $8,820
DHI MORTGAGE COMPANY, LTD. 454 5.38% $6,786
GUARANTEED RATE, INC. 441 6.29% $7,540
LOANDEPOT.COM, LLC 398 6.03% $12,204
USAA Federal Savings Bank 397 6.22% $9,559
Ameris Bank 363 6.20% $10,414
NEW DAY FINANCIAL, LLC 359 7.47% $13,258
MOVEMENT MORTGAGE, LLC 358 6.47% $9,906
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 327 6.60% $8,406
The Federal Savings Bank 326 6.35% $16,620
VANDERBILT MORTGAGE AND FINANCE, INC. 244 6.22% $6,541
GUILD MORTGAGE COMPANY 241 6.51% $9,959
BANKSOUTH MORTGAGE COMPANY, LLC 237 6.08% $9,616
HOMESTAR FINANCIAL CORPORATION 233 6.40% $8,202
MORTGAGE SOLUTIONS OF COLORADO, LLC 216 7.51% $5,050
Mr. Cooper ( Nationstar Mortgage ) 192 5.97% $13,777
CARDINAL FINANCIAL 191 6.53% $12,592
CROSSCOUNTRY MORTGAGE, LLC 189 6.60% $8,834
CMG MORTGAGE, INC. 176 6.37% $11,106
Flagstar Bank, FSB 158 6.61% $8,530
VILLAGE CAPITAL MORTGAGE 145 6.30% $10,211
Prosperity Home Mortgage, LLC 128 6.13% $9,232
EVERETT FINANCIAL, INC. 128 6.76% $14,540
PENTAGON FEDERAL CREDIT UNION 124 5.62% $7,578
Colony Bank 122 6.15% $7,123
NEWREZ LLC 116 6.49% $10,349
NBKC BANK 113 6.05% $7,543
Barrington Bank & Trust Company, N.A. 111 6.38% $9,265
Equity Prime Mortgage LLC 111 7.00% $7,836
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 106 6.27% $8,790
AMERISAVE MORTGAGE CORPORATION 106 5.93% $18,666
Plains Commerce Bank 101 6.15% $11,225
CANOPY MORTGAGE, LLC 99 6.56% $16,233
ACADEMY MORTGAGE CORPORATION 97 6.67% $10,690
Renasant Bank 96 6.31% $8,095
SOUTHEAST MORTGAGE OF GEORGIA, INC. 96 6.62% $9,736
SWBC MORTGAGE CORPORATION 91 6.79% $6,613
Synovus Bank 91 6.07% $9,505
Magnolia Bank 89 6.30% $13,824
HOMEBRIDGE FINANCIAL SERVICES, INC. 87 6.27% $8,321
Paramount Residential Mortgage Group, Inc. 83 6.28% $9,871
INSPIRE HOME LOANS INC. 80 5.89% $7,961
MUTUAL OF OMAHA MORTGAGE, INC. 77 6.45% $13,919
ARK-LA-TEX FINANCIAL SERVICES, LLC. 76 6.39% $10,992
HOMEOWNERS FINANCIAL GROUP USA, LLC 74 6.51% $11,093
PULTE MORTGAGE LLC 73 5.93% $6,661
FBC MORTGAGE, LLC 68 5.64% $6,268
AMERICAN FINANCIAL NETWORK, INC. 65 6.69% $10,583
Wells Fargo Bank 64 5.98% $6,321
PLANET HOME LENDING, LLC 61 6.02% $9,233
STOCKTON MORTGAGE CORPORATION 59 6.16% $10,425
AMERICAN PACIFIC MORTGAGE CORPORATION 59 6.53% $10,503
South State Bank 57 6.17% $10,489
AUGUSTA MORTGAGE CO. 56 6.15% $10,765
EAGLE HOME MORTGAGE, LLC 55 5.37% $6,443
Queensborough National Bank & Trust Company 54 6.18% $10,949
Mid-Continent Funding, Inc. 51 6.34% $9,328
MILEND, INC. 51 6.64% $12,973
First Federal Bank 51 6.29% $9,822
Northpointe Bank 49 6.36% $8,078
GUARANTEED RATE AFFINITY, LLC 48 6.31% $7,672
NFM, INC. 47 6.60% $11,558
SOUTHPOINT FINANCIAL SERVICES, INC. 46 6.80% $7,187
Century Mortgage Company DBA Century Lending Company 45 6.36% $9,821
PRIMELENDING, A PLAINSCAPITAL COMPANY 41 6.67% $6,379
RELIANCE FIRST CAPITAL, LLC 40 6.47% $12,826
UNION HOME MORTGAGE CORP. 39 6.79% $8,572
SECURITYNATIONAL MORTGAGE COMPANY 39 6.08% $13,238
FIRST COMMUNITY MORTGAGE, INC. 38 6.55% $11,244
LAKEVIEW LOAN SERVICING, LLC 37 6.13% $10,555
Regions Bank 36 6.00% $9,848
PLAZA HOME MORTGAGE, INC. 33 6.42% $13,154
AMERICAN FINANCING CORPORATION 30 6.58% $13,981
JPMorgan Chase Bank 30 6.29% $5,686
TOWNE MORTGAGE COMPANY 28 6.55% $8,438
ACOPIA, LLC 28 6.64% $6,464
Truist 28 6.00% $6,312
ZILLOW HOME LOANS, LLC 28 6.47% $7,383
THRIVE MORTGAGE, LLC 27 6.41% $12,682
Capital City Home Loans, LLC 27 6.34% $13,963
Lakeview Community Capital, LLC 27 6.08% $11,051
OCMBC, INC. 26 6.88% $9,595
SUCCESS MORTGAGE PARTNERS, INC. 25 6.48% $12,282
TJC Mortgage, Inc. 24 6.43% $14,407
FirstBank 23 6.34% $8,747
VAN DYK MORTGAGE CORPORATION 23 6.69% $8,085
NVR Mortgage Finance, Inc. 22 5.24% $8,675
Armed Forces Bank 22 5.99% $12,107
BNC National Bank 22 5.55% $8,692
CONTOUR MORTGAGE CORPORATION 22 6.23% $14,442
DIRECT LENDERS, LLC 22 6.65% $5,739
LOANPAL, LLC 22 5.96% $14,569
United Community Bank 21 6.17% $6,055
HOMESIDE FINANCIAL, LLC 21 6.78% $12,396
VERITAS FUNDING, LLC 20 6.43% $22,910
Bank of England 20 6.21% $10,184
ServisFirst Bank 20 6.30% $10,305
CALCON MUTUAL MORTGAGE LLC 19 6.88% $8,280
SUN WEST MORTGAGE COMPANY, INC. 19 6.40% $11,164
Presidential Bank, FSB 19 6.88% $11,148
BAY EQUITY LLC 18 6.49% $12,765
DAS Acquisition Company, LLC 18 6.92% $8,640
CHURCHILL MORTGAGE CORPORATION 18 6.49% $11,657
Nations Lending Corporation 18 6.59% $11,145
EMM LOANS LLC 18 6.49% $10,854
SUMMIT FUNDING, INC. 17 6.71% $7,915
FIRST CHOICE MORTGAGE, INC. 17 6.49% $11,110
First Option Mortgage, LLC 17 6.42% $10,778
Citizens Bank 17 6.69% $8,977
CALIBER HOME LOANS, INC. 17 6.22% $12,942
The Central Trust Bank 16 5.66% $11,309
MORTGAGEONE, INC. 16 7.17% $6,478
BancorpSouth 16 6.48% $8,120
ENVOY MORTGAGE, LTD 15 6.39% $9,690
GENEVA FINANCIAL, LLC 14 6.82% $13,966
RUOFF MORTGAGE COMPANY, INC. 14 6.55% $5,599
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 13 5.55% $7,975
JET HOMELOANS, LLC 13 6.31% $9,189
GMFS LLC 13 6.13% $7,144
HomePromise Corporation 13 7.12% $15,484
First Heritage Mortgage, LLC 13 6.53% $14,441
SHELTER HOME MORTGAGE, LLC 12 6.72% $10,505
NATIONS DIRECT MORTGAGE, LLC 11 6.75% $12,307
Carrington Mortgage Services, LLC 11 5.50% $8,737
NBH Bank 11 6.49% $9,030
AMERICAN FINANCIAL RESOURCES, INC. 11 7.02% $5,524
INTERCOASTAL MORTGAGE COMPANY 11 6.82% $8,621
ROYAL UNITED MORTGAGE LLC 11 6.70% $15,222
NATIONWIDE MORTGAGE BANKERS, INC. 11 7.03% $16,307
CityWorth Mortgage LLC 11 6.28% $10,833
MEMBER FIRST MORTGAGE, LLC 10 6.86% $9,411
Cornerstone First Mortgage, Inc 10 7.12% $10,323
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 10 6.83% $7,855
Alcova Mortgage LLC 10 6.55% $8,445
PHH Mortgage Corporation 9 6.93% $8,590
Goldwater Bank, N.A. 9 6.90% $10,352
Gateway First Bank 9 6.79% $8,490
FIRST CONTINENTAL MORTGAGE, LTD. 9 6.32% $9,412
MORTGAGE INVESTORS GROUP, INC. 9 6.17% $7,961
Security Federal Bank 8 6.44% $6,225
Assurance Financial Group, L.L.C. 8 6.84% $9,314
PREMIA MORTGAGE, LLC 8 6.22% $5,027
ROBINS FINANCIAL 8 6.09% $6,521
MICHIGAN MUTUAL, INC. 8 6.16% $6,999
U.S. Bank 7 5.88% $8,398
HOMESPIRE MORTGAGE CORPORATION 7 6.16% $15,315
Franklin Loan Corporation 7 5.96% $17,604
Trustmark National Bank 7 6.11% $4,121
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 7 6.52% $7,072
LEADERONE FINANCIAL CORPORATION 7 6.70% $10,110
VICTORY MORTGAGE, L.L.C. 7 6.43% $6,626
RESIDENTIAL HOME FUNDING CORP. 7 6.18% $9,108
RADIUS FINANCIAL GROUP INC. 6 6.96% $9,160
North American Savings Bank, F.S.B. 6 5.75% $7,479
OPEN MORTGAGE, LLC 6 6.42% $10,431
GUARANTY HOME MORTGAGE CORPORATION 6 6.06% $12,937
Pinnacle Bank 6 6.17% $8,040
MID AMERICA MORTGAGE, INC. 6 6.83% $4,725
US MORTGAGE CORPORATION 6 6.96% $11,342
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 6 6.67% $7,754
EMBRACE HOME LOANS, INC. 6 6.06% $11,010
Credence Funding Corporation 6 5.79% $3,507
CRESCENT MORTGAGE COMPANY 6 6.19% $5,844
NTFN, INC. 6 6.81% $9,851
ALAMEDA MORTGAGE CORPORATION 6 6.54% $16,844
PREMIER MORTGAGE RESOURCES, L.L.C. 6 7.10% $8,515
FLAT BRANCH MORTGAGE, INC. 5 6.65% $9,644
American Mortgage & Equity Consultants, Inc. 5 6.90% $6,985
Keystone Funding, Inc. 5 6.28% $8,313
Shamrock Home Loans, Inc. 5 6.50% $4,097
FIRST COLONY MORTGAGE CORPORATION 5 6.80% $10,534
Mortgage Assurance Inc. 5 6.13% $7,417
BAYSHORE MORTGAGE FUNDING, LLC 5 7.15% $11,951
SANCTUARY HOME MORTGAGE LLC 5 6.75% $11,884
Bell Bank 5 6.13% $12,038
First Savings Bank 5 6.15% $17,953
TBI MORTGAGE COMPANY 5 6.30% $12,451
T2 FINANCIAL LLC 5 6.20% $11,396
GUARANTY MORTGAGE SERVICES, L.L.C. 5 6.75% $15,227
ISERVE RESIDENTIAL LENDING, LLC 5 6.75% $19,366
TOP FLITE FINANCIAL, INC. 5 6.85% $17,348
NexBank 4 6.28% $14,611
COMMUNITY MORTGAGE CORPORATION 4 6.75% $12,648
Evolve Bank & Trust 4 6.78% $8,052
George Mason Mortgage, LLC 4 5.75% $11,654
INTERLINC MORTGAGE SERVICES, LLC 4 6.56% $7,557
Ixonia Bank 4 7.13% $9,053
Meridian Bank Corporation 4 6.28% $9,938
M&T Bank 4 6.16% $14,272
1ST SIGNATURE LENDING, LLC 4 7.13% $11,186
PNC Bank 4 6.13% $7,144
PRIMARY RESIDENTIAL MORTGAGE, INC. 4 7.00% $8,964
Sierra Pacific Mortgage Company, Inc. 4 6.81% $15,428
Strong Home Mortgage, LLC 4 6.13% $8,741
Waterstone Mortgage Corporation 4 6.75% $14,987
Wyndham Capital Mortgage, Inc. 4 5.88% $9,204
CERTAINTY HOME LOANS, LLC 3 5.08% $12,745
Hometown Equity Mortgage, LLC 3 6.25% $9,908
LIBERTY HOME MORTGAGE CORPORATION 3 6.58% $13,710
AmeriHome Mortgage Company, LLC 3 6.58% $12,427
American Security Mortgage Corp. 3 6.33% $12,360
ROSS MORTGAGE CORPORATION 3 6.88% $9,238
Capital Bank 3 5.75% $6,178
Platinum Home Mortgage Corporation 3 6.58% $8,502
Princeton Mortgage Corporation 3 6.46% $7,841
First Community Bank 3 6.42% $9,560
LENOX FINANCIAL MORTGAGE CORPORATION 3 5.29% $14,426
Old National Bank 3 5.83% $4,235
SOUTHWEST STAGE FUNDING, LLC 3 6.92% $7,329
Wolfe Financial, Inc 3 7.21% $10,876
SOVEREIGN LENDING GROUP INCORPORATED 3 5.50% $13,981
THE MORTGAGE FIRM, INC. 3 6.83% $5,377
SRP Federal Credit Union 3 6.25% $7,578
GSF Mortgage Corporation 3 6.83% $9,287
First Horizon Bank 3 6.75% $9,797
NORWICH COMMERCIAL GROUP, INC. 3 7.04% $11,912
MEGASTAR FINANCIAL CORP. 3 7.21% $5,682
ALLIED MORTGAGE GROUP, INC. 2 5.94% $7,132
JMAC LENDING, INC. 2 6.44% $9,127
PANORAMA MORTGAGE GROUP, LLC 2 6.63% $25,162
Watermark Capital, Inc. 2 6.19% $13,357
MY MORTGAGE, INC. 2 7.44% $11,083
NATIONS RELIABLE LENDING, LLC 2 7.00% $662
MORIA DEVELOPMENT, INC. 2 6.63% $4,913
MLD MORTGAGE INC. 2 7.44% $1,659
LAND HOME FINANCIAL SERVICES, INC. 2 6.06% $9,325
CITY FIRST MORTGAGE SERVICES, L.L.C. 2 7.19% $3,806
POLARIS HOME FUNDING CORP. 2 6.75% $6,263
Residential Mortgage Solutions, Inc. 2 7.38% $10,288
RESOURCE FINANCIAL SERVICES, INC. 2 6.94% $11,618
BOKF 2 6.63% $12,874
BM Real Estate Services, Inc. 2 7.25% $10,092
BELEM SERVICING LLC 2 5.25% $12,763
HOMESTEAD FUNDING CORP. 2 6.38% $6,853
The Loan Store, Inc. 2 6.50% $15,540
First National Bank Texas 2 6.00% $18,438
SeaTrust Mortgage Company 2 6.69% $6,955
Bank of America 2 6.50% $4,509
AXIA FINANCIAL, LLC 2 7.00% $5,276
Service Federal Credit Union 2 6.00% $796
RESIDENTIAL BANCORP 2 6.37% $11,043
DELMAR FINANCIAL COMPANY 2 6.38% $7,472
Willamette Valley Bank 2 6.44% $7,001
SIRVA MORTGAGE, INC. 2 6.31% $11,511
University Bank 2 5.88% $3,643
Southern First Bank 2 6.25% $30,463
Sunflower Bank 1 6.63% $15,084
CASTLE & COOKE MORTGAGE, LLC 1 6.75% $7,805
CAROLINA ONE MORTGAGE, LLC 1 7.75% $11,181
BAY CAPITAL MORTGAGE CORPORATION 1 5.75% $10,902
The Huntington National Bank 1 7.00% $6,819
BankPlus 1 6.25% $1,759
Bank of the Pacific 1 6.25% $2,452
BANK OF LITTLE ROCK MORTGAGE CORPORATION 1 7.13% $10,296
Towne Bank 1 6.13% $5,882
Aurora Financial, LLC 1 5.75% $15,953
UNION CAPITAL MORTGAGE CORPORATION 1 5.50% $16,165
Atlantic Coast Mortgage, LLC 1 6.99% $3,690
United Bank 1 6.25% $11,669
ATLANTA POSTAL 1 6.38% $8,981
UNITED NORTHERN MORTGAGE BANKERS LIMITED 1 6.75% $12,439
UNITED SECURITY FINANCIAL CORP 1 6.88% $46,428
Arvest Bank 1 6.00% $6,552
ANGEL OAK HOME LOANS LLC 1 6.63% $5,300
American Mortgage Bank, LLC 1 7.00% $7,344
Vellum Mortgage, Inc. 1 5.75% $4,508
Allied First Bank,sb 1 8.25% $4,265
Advisors Mortgage Group, L.L.C. 1 7.38% $3,820
Acre Mortgage and Financial Inc 1 6.25% $2,722
V.I.P. MORTGAGE, INC. 1 6.50% $22,318
VYSTAR 1 6.13% $6,500
NATION ONE MORTGAGE CORPORATION 1 8.38% $11,805
MORTGAGE EQUITY PARTNERS LLC 1 7.13% $11,524
MIDLAND MORTGAGE CORPORATION 1 6.75% $5,165
MASON MCDUFFIE MORTGAGE CORPORATION 1 6.75% $5,944
ABSOLUTE HOME MORTGAGE CORPORATION 1 7.25% $4,022
Lend Smart Mortgage, LLC 1 6.25% $2,127
LENDING 3, INC. 1 8.00% $15,743
Northwest Federal Credit Union 1 6.25% $4,335
Legends Bank 1 6.38% $9,335
OCEANSIDE MORTGAGE COMPANY 1 6.00% $3,022
ON Q FINANCIAL, INC. 1 5.99% $7,793
ONY GLO, INC. 1 5.13% $33,005
HOMEXPRESS MORTGAGE CORP. 1 7.13% $660
Origin Bank 1 6.75% $7,337
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 5.63% $14,310
Paramount Bank 1 6.75% $10,596
GREENSTATE CREDIT UNION 1 6.13% $3,969
GoPrime Mortgage, Inc. 1 5.88% $8,729
GERSHMAN INVESTMENT CORP. 1 6.63% $0
GARDNER FINANCIAL SERVICES, LTD. 1 6.88% $16,427
F&M Bank 1 6.25% $10,892
Academy Bank 1 5.50% $46,316
POINT Mortgage 1 5.50% $10,191
Florida Capital Bank 1 6.25% $6,388
First Western Trust Bank 1 5.25% $9,705
First State Bank 1 6.00% $9,209
WesBanco 1 5.50% $7,576
First National Bank of Pennsylvania 1 6.50% $11,680
FIRST INTEGRITY MORTGAGE SERVICES, INC. 1 6.25% $8,234
FIRST HOME MORTGAGE CORPORATION 1 6.50% $9,204
First Federal Bank of Kansas City 1 6.25% $8,436
RANLIFE, INC. 1 7.99% $10,109
First-Citizens Bank & Trust Company 1 5.88% $4,626
First Bank 1 6.63% $4,538
FIRST ALLIANCE HOME MORTGAGE, LLC 1 7.00% $10,617
FIDELITY BANK 1 7.25% $5,308
Farmers Bank & Trust 1 5.25% $9,503
EVANSVILLE TEACHERS 1 6.13% $7,748
EUSTIS AND AMERICAN MORTGAGE COMPANY 1 7.25% $16,458
SCOTT CREDIT UNION 1 6.13% $3,784
DRAPER AND KRAMER MORTGAGE CORP. 1 6.25% $22,424
DIRECT MORTGAGE LOANS, LLC 1 5.75% $14,279
DEVELOPER'S MORTGAGE COMPANY 1 7.25% $32,213
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 7.25% $2,932
CREDIT UNION FINANCIAL SERVICES, LLC 1 6.13% $7,907
SOUTHERN TRUST MORTGAGE, LLC 1 6.88% $10,556
South Pacific Financial Corporation 1 4.88% $3,545
SouthPoint Bank 1 7.13% $6,013
CORNERSTONE HOME LENDING, INC. 1 6.25% $9,356
Community First National Bank 1 6.13% $9,928
Stifel Bank and Trust 1 7.13% $7,270
CHERRY CREEK MORTGAGE, LLC 1 6.75% $0

The top Georgia VA lender as defined by loan originations is Mortgage Research Center, LLC, with 3,390 VA loans originated. Their average total fees are $6,614, which is $4,818 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Georgia VA lenders (with over 10 loans originated) are MORTGAGE SOLUTIONS OF COLORADO, LLC ($5,050), AMERICAN FINANCIAL RESOURCES, INC. ($5,524), RUOFF MORTGAGE COMPANY, INC. ($5,599), JPMorgan Chase Bank ($5,686) and DIRECT LENDERS, LLC ($5,739).

The lowest rate Georgia VA lenders (with over 10 loans originated) are NVR Mortgage Finance, Inc. (5.24%), EAGLE HOME MORTGAGE, LLC (5.37%), DHI MORTGAGE COMPANY, LTD. (5.38%), Carrington Mortgage Services, LLC (5.50%) and BNC National Bank (5.55%).

VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.