The Bank Of Landisburg Mortgage Rates, Fees & Info

Landisburg, PA

LEI: 5493002XZSI0KH03JY56

Tax ID: 23-0383750

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    The Bank Of Landisburg is a smaller bank specializing in Home Purchase and Refi loans. The Bank Of Landisburg has a high proportion of conventional loans. Their top markets by origination volume include: Harrisburg, York, Chambersburg, and Lock Haven among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)

    The Bank Of Landisburg has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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    Originations

    153

    Origination Dollar Volume (All Markets)

    $16,655,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 142 $15,520,000 $109,296 $0 0.00%
    Outside of Metro Areas 6 $450,000 $75,000 $0 0.00%
    YORK-HANOVER, PA (FHA|USDA|VA) 2 $390,000 $195,000 $0 0.00%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 2 $180,000 $90,000 $0 0.00%
    Lock Haven, PA (FHA|USDA|VA) 1 $115,000 $115,000 $0 0.00%
    The Bank Of Landisburg's top markets include Harrisburg, York, Chambersburg, and Lock Haven among others.

    Their top states include:
  • Pennsylvania (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 153 $16,655,000 $108,856 $0 0.00%

    For 2023, The Bank Of Landisburg's most frequently originated type of loan was Conventional, with 153 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 64 $10,620,000 $165,938 $0 0.00%
    Home Improvement 36 $1,680,000 $46,667 $0 0.00%
    Refi 33 $3,545,000 $107,424 $0 0.00%
    Other 20 $810,000 $40,500 $0 0.00%

    For 2023, The Bank Of Landisburg's most frequently cited loan purpose was Home Purchase, with 64 originations. The 2nd most popular reason was Home Improvement, with 36 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 153 $16,655,000 $108,856 $0 0.00%

    For 2023, The Bank Of Landisburg's most frequently cited loan duration was Other, with 153 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 92 $4,450,000 $48,370 $0 0.00%
    $100k-200k 38 $5,350,000 $140,789 $0 0.00%
    $200k-400k 19 $4,855,000 $255,526 $0 0.00%
    $400k-600k 4 $2,000,000 $500,000 $0 0.00%

    2023 saw The Bank Of Landisburg place emphasis on $100,000 or less loans with 92 originations, totaling $4,450,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 35 $2,505,000 $71,571 $0 0.00%
    $100k-150k 31 $2,575,000 $83,065 $0 0.00%
    $75k-100k 30 $2,400,000 $80,000 $0 0.00%
    $50k or less 19 $1,205,000 $63,421 $0 0.00%
    $150k-250k 12 $2,680,000 $223,333 $0 0.00%
    $250k+ 8 $1,280,000 $160,000 $0 0.00%

    The Bank Of Landisburg lent most frequently to those with incomes in the $50k-75k range, with 35 originations. The second most popular income band? $100k-150k, with 31 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 153 $16,655,000 $108,856 $0 0.00%

    The Bank Of Landisburg lent most frequently to those with DTI ratios of Exempt%, with 153 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 137 $13,175,000 $96,168 $0 0.00%
    Not applicable 13 $3,295,000 $253,462 $0 0.00%
    American Indian 1 $125,000 $125,000 $0 0.00%
    Not provided 2 $60,000 $30,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    86.96%

    The Bank Of Landisburg has an average approval rate.

    Pick Rate

    Approvals leading to origination
    82.35%

    The Bank Of Landisburg has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 153 $16,655,000 $108,856

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    153 $16,655,000 $108,856