The Bank Of Landisburg Mortgage Rates, Fees & Info

Landisburg, PA

LEI: 5493002XZSI0KH03JY56

Tax ID: 23-0383750

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    The Bank Of Landisburg is a smaller bank specializing in Home Purchase and Refi loans. The Bank Of Landisburg has a high proportion of conventional loans. Their top markets by origination volume include: Harrisburg, York, Chambersburg, and Lewistown among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)

    The Bank Of Landisburg has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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    Originations

    223

    Origination Dollar Volume (All Markets)

    $31,875,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 207 $30,015,000 $145,000 $0 0.00%
    Outside of Metro Areas 6 $930,000 $155,000 $0 0.00%
    YORK-HANOVER, PA (FHA|USDA|VA) 3 $485,000 $161,667 $0 0.00%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 6 $420,000 $70,000 $0 0.00%
    Lewistown, PA (FHA|USDA|VA) 1 $25,000 $25,000 $0 0.00%
    The Bank Of Landisburg's top markets include Harrisburg, York, Chambersburg, and Lewistown among others.

    Their top states include:
  • Pennsylvania (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 223 $31,875,000 $142,937 $0 0.00%

    For 2022, The Bank Of Landisburg's most frequently originated type of loan was Conventional, with 223 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 106 $19,580,000 $184,717 $0 0.00%
    Refi 71 $9,645,000 $135,845 $0 0.00%
    Home Improvement 26 $1,450,000 $55,769 $0 0.00%
    Other 20 $1,200,000 $60,000 $0 0.00%

    For 2022, The Bank Of Landisburg's most frequently cited loan purpose was Home Purchase, with 106 originations. The 2nd most popular reason was Refi, with 71 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 223 $31,875,000 $142,937 $0 0.00%

    For 2022, The Bank Of Landisburg's most frequently cited loan duration was Other, with 223 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 96 $5,180,000 $53,958 $0 0.00%
    $100k-200k 76 $10,610,000 $139,605 $0 0.00%
    $200k-400k 41 $11,015,000 $268,659 $0 0.00%
    $400k-600k 8 $3,590,000 $448,750 $0 0.00%
    $600k-1MM 2 $1,480,000 $740,000 $0 0.00%

    2022 saw The Bank Of Landisburg place emphasis on $100,000 or less loans with 96 originations, totaling $5,180,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $75k-100k 48 $6,280,000 $130,833 $0 0.00%
    $50k-75k 45 $5,335,000 $118,556 $0 0.00%
    $100k-150k 30 $5,330,000 $177,667 $0 0.00%
    $50k or less 27 $1,945,000 $72,037 $0 0.00%
    $250k+ 24 $4,850,000 $202,083 $0 0.00%
    $150k-250k 19 $3,405,000 $179,211 $0 0.00%

    The Bank Of Landisburg lent most frequently to those with incomes in the $75k-100k range, with 48 originations. The second most popular income band? $50k-75k, with 45 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 223 $31,875,000 $142,937 $0 0.00%

    The Bank Of Landisburg lent most frequently to those with DTI ratios of Exempt%, with 223 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 185 $25,255,000 $136,514 $0 0.00%
    Not applicable 28 $4,470,000 $159,643 $0 0.00%
    Not provided 10 $2,150,000 $215,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    87.76%

    The Bank Of Landisburg has an average approval rate.

    Pick Rate

    Approvals leading to origination
    87.89%

    The Bank Of Landisburg has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 223 $31,875,000 $142,937

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    223 $31,875,000 $142,937

    Complaints

    Bank Name Product Issue 2022 CPFB Complaints % of Total Issues
    TD BANK US HOLDING COMPANY Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 50.0%
    TD BANK US HOLDING COMPANY Conventional home mortgage Closing on a mortgage 1 50.0%