HARRISBURG - CARLISLE Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Harrisburg - Carlisle averaged 3.17% for the week of 2021-11-24, compared to the national average of 3.1% for the same period.

The average rate for the prior week (2021-11-18) was 3.37% and one month ago for the week of 2021-10-21, the average rate was 3.16%.

Harrisburg - Carlisle's average rate one year ago was 2.69%.

For refis of the same type during the week of 2021-11-24, the average rate was 3.11%.

Loan Type Date Rate
US 30 Year Fixed Rate 2021-11-24 3.1%
Harrisburg - Carlisle 30 Year Fixed Rate 2021-11-24 3.17%
Harrisburg - Carlisle 30 Year Fixed Rate Refi 2021-11-24 3.11%
Harrisburg - Carlisle 15 Year Fixed Rate 2021-11-24 2.98%
Harrisburg - Carlisle 15 Year Fixed Rate Refi 2021-11-24 2.76%
Harrisburg - Carlisle 30 Year FHA 2021-11-24 3.25%
Harrisburg - Carlisle 30 Year FHA Refi 2021-11-24 3.51%
Harrisburg - Carlisle 30 Year USDA 2021-11-24 3.35%
Harrisburg - Carlisle 30 Year USDA Refi 2021-11-24 3.16%
Harrisburg - Carlisle 30 Year VA 2021-11-24 3.18%
Harrisburg - Carlisle 30 Year VA Refi 2021-11-24 2.98%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within HARRISBURG-CARLISLE, PA.

HARRISBURG - CARLISLE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the HARRISBURG-CARLISLE, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2020 Avg. 30yFix Rate 2020 Avg. Total Fees
MEMBERS 1ST FEDERAL CREDIT UNION 639 3.35% $4,045
QUICKEN LOANS, LLC 537 3.31% $5,447
Citizens Bank, National Association 331 3.29% $5,098
Northpointe Bank 284 3.22% $4,684
RESIDENTIAL MORTGAGE SERVICES, INC. 281 3.12% $4,490
CROSSCOUNTRY MORTGAGE, LLC 247 3.27% $4,727
Wells Fargo Bank, National Association 243 3.32% $3,645
Mid Penn Bank 234 3.06% $3,715
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 218 3.39% $4,548
PENNSYLVANIA STATE EMPLOYEES Credit Union 216 3.41% $2,619
Fulton Bank, National Association 214 3.40% $4,059
HOME POINT FINANCIAL CORPORATION 194 3.31% $4,901
Orrstown Bank 189 3.25% $3,742
UNITED WHOLESALE MORTGAGE, LLC 172 3.11% $5,775
S&T Bank 166 3.31% $5,498
LOANDEPOT.COM, LLC 165 3.19% $4,750
Mortgage Network, Inc. 152 3.17% $4,653
Farmers and Merchants Trust Company of Chambersburg 143 2.76% $3,385
Foote Capital Mortgage Company 124 3.04% $4,414
Mortgage America, Inc. 115 3.25% $3,811
HOMESPIRE MORTGAGE CORPORATION 100 3.24% $4,637
TIDEWATER MORTGAGE SERVICES, INC. 96 3.19% $4,677
EQUITY RESOURCES, INC. 93 3.24% $4,153
Homesale Mortgage, LLC 86 3.14% $3,992
PNC Bank, National Association 82 3.59% $3,292
GUARANTEED RATE, INC. 80 3.20% $4,281
HOMEBRIDGE FINANCIAL SERVICES, INC. 72 3.34% $4,951
Northwest Bank 69 3.05% $4,505
NEWREZ LLC 64 3.25% $5,897
The Huntington National Bank 64 3.12% $4,361
Flagstar Bank, FSB 62 3.18% $4,958
UNION HOME MORTGAGE CORP. 62 3.27% $4,773
Truist Bank 62 3.41% $4,138
JPMorgan Chase Bank, National Association 59 3.18% $4,421
EMM LOANS LLC 58 3.19% $5,251
NVR Mortgage Finance, Inc. 58 3.25% $7,214
AMERISAVE MORTGAGE CORPORATION 55 2.86% $5,644
HOWARD HANNA FINANCIAL SERVICES, INC. 53 3.10% $4,173
First National Bank of Pennsylvania 53 3.25% $4,972
York Traditions Bank 50 3.10% $3,872
Manufacturers and Traders Trust Company 49 3.51% $4,794
NAVY FEDERAL CREDIT UNION 49 3.53% $4,941
AMERICAN FEDERAL MORTGAGE CORPORATION 44 2.80% $3,778
SECURITYNATIONAL MORTGAGE COMPANY 43 3.95% $4,953
Meridian Bank Corporation 41 3.12% $4,529
NATIONSTAR MORTGAGE LLC 39 3.70% $5,389
CALIBER HOME LOANS, INC. 36 3.20% $4,607
MOVEMENT MORTGAGE, LLC 35 3.15% $4,802
GUARANTEED RATE AFFINITY, LLC 34 3.25% $5,625
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 33 3.19% $4,333
PENNYMAC LOAN SERVICES, LLC 33 3.17% $6,180
BETTER MORTGAGE CORPORATION 32 2.92% $4,479
NFM, INC. 31 3.08% $3,930
FIRST ALLIANCE HOME MORTGAGE, LLC 31 3.01% $4,625
KELLER MORTGAGE, LLC 31 3.07% $2,951
Bank of America, National Association 30 3.07% $5,403
Santander Bank, N.A. 30 3.47% $3,933
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 28 3.32% $5,241
U.S. Bank National Association 24 3.27% $4,139
MCLEAN MORTGAGE CORPORATION 23 3.06% $4,534
BELCO COMMUNITY CREDIT UNION 22 3.02% $6,005
PROVIDENT FUNDING ASSOCIATES, L.P. 21 3.12% $3,641
PRIMELENDING, A PLAINSCAPITAL COMPANY 20 3.25% $4,350
TOWNE MORTGAGE COMPANY 19 3.00% $7,918
BROKER SOLUTIONS, INC. 18 3.20% $5,800
PATRIOT 17 2.94% $3,275
ROYAL UNITED MORTGAGE LLC 17 3.59% $6,585
ACNB Bank 17 3.12% $3,512
USAA Federal Savings Bank 15 3.49% $5,474
SOUTHERN TRUST MORTGAGE, LLC 14 3.41% $6,114
First Home Bank 14 3.00% $5,706
Sail Mortgage Corp. 13 2.97% $4,186
STEARNS LENDING, LLC 13 3.19% $6,180
AmRes Corporation 12 2.76% $4,107
MUTUAL OF OMAHA MORTGAGE, INC. 12 3.10% $4,606
GUARANTY HOME MORTGAGE CORPORATION 12 3.23% $5,662
PENTAGON FEDERAL CREDIT UNION 12 2.71% $3,861
AMERICAN FINANCING CORPORATION 12 3.03% $5,251
FINANCE OF AMERICA MORTGAGE LLC 12 3.25% $4,765
Sierra Pacific Mortgage Company, Inc. 12 3.22% $5,538
HOMESIDE FINANCIAL, LLC 12 3.15% $6,619
Paramount Residential Mortgage Group, Inc. 12 3.11% $5,536
FREEDOM MORTGAGE CORPORATION 12 3.60% $3,946
TD Bank, National Association 11 3.17% $5,443
Ally Bank 11 3.10% $6,208
The Ephrata National Bank 11 3.33% $4,801
TRIDENT MORTGAGE COMPANY LP 10 3.30% $4,051
FIDELITY DIRECT MORTGAGE, LLC 9 2.72% $5,296
Wyndham Capital Mortgage, Inc. 9 2.96% $3,759
MEMBER ADVANTAGE MORTGAGE, LLC 9 3.18% $4,551
DRAPER AND KRAMER MORTGAGE CORP. 8 3.06% $4,263
Fifth Third Bank, National Association 8 3.38% $3,513
FirstBank 7 3.07% $3,591
AMERICAN FINANCIAL NETWORK, INC. 7 3.30% $5,211
ZILLOW HOME LOANS, LLC 7 3.00% $3,753
DIGITAL Federal Credit Union 7 2.91% $8,073
PEOPLESBANK, A CODORUS VALLEY COMPANY 7 3.36% $5,418
1ST PREFERENCE MORTGAGE CORP. 7 3.39% $6,123
Network Funding, L.P. 7 3.21% $5,258
MLD MORTGAGE INC. 6 3.00% $4,595
Colonial Savings, F.A. 6 3.67% $2,211
Towne Bank 6 3.04% $3,930
NBKC BANK 6 3.52% $2,869
SOFI LENDING CORP. 6 3.15% $5,510
KeyBank National Association 5 3.18% $5,327
ARC HOME LLC 5 3.30% $4,119
GUIDANCE RESIDENTIAL, LLC 5 3.13% $4,427
ALLIED MORTGAGE GROUP, INC. 5 3.13% $5,239
MORTGAGE ACCESS CORP. 5 3.03% $3,859
Kish Bank 5 2.75% $3,814
Carrington Mortgage Services, LLC 5 5.40% $5,787
SUCCESS MORTGAGE PARTNERS, INC. 5 3.25% $4,369
EMBRACE HOME LOANS, INC. 5 2.93% $5,138
The Federal Savings Bank 5 3.45% $7,039
Morgan Stanley Private Bank, National Association 4 3.31% $3,740
North American Savings Bank, F.S.B. 4 3.00% $3,586
Firstrust Savings Bank 4 3.09% $9,654
FIRST HOME MORTGAGE CORPORATION 4 3.38% $5,043
PHH Mortgage Corporation 4 4.09% $5,615
GENEVA FINANCIAL, LLC 4 3.41% $4,056
PLAZA HOME MORTGAGE, INC. 4 3.06% $6,851
PREMIA MORTGAGE, LLC 4 3.00% $4,473
CREDIT UNION MORTGAGE ASSOCIATION, INC. 4 2.88% $4,658
RELIANCE FIRST CAPITAL, LLC 4 3.22% $5,954
VANDERBILT MORTGAGE AND FINANCE, INC. 4 2.78% $4,120
CHURCHILL MORTGAGE CORPORATION 4 3.12% $4,622
T2 FINANCIAL LLC 4 3.03% $7,087
Bank of England 4 3.16% $4,319
UIF CORPORATION 4 2.91% $4,474
LOANLEADERS OF AMERICA, INC. 4 3.03% $4,303
InterContinental Capital Group, Inc 4 3.06% $7,404
1ST 2ND MORTGAGE COMPANY OF N.J., INC. 3 3.04% $7,009
ABSOLUTE HOME MORTGAGE CORPORATION 3 2.75% $3,621
AgChoice Farm Credit ACA 3 3.49% $6,643
Austin Capital Bank SSB 3 2.71% $6,202
Citibank, National Association 3 3.17% $4,956
First Citizens Community Bank 3 2.75% $3,483
First Guaranty Mortgage Corporation 3 3.04% $3,126
Florida Capital Bank, National Association 3 3.71% $5,135
George Mason Mortgage, LLC 3 3.00% $4,378
Hamilton National Mortgage Company 3 3.33% $3,493
HERSHEY 3 3.21% $3,168
HOMESTEAD FUNDING CORP. 3 3.00% $3,687
LENDERFI, INC. 3 3.67% $4,725
LENDUS, LLC 3 3.04% $4,080
LOANPAL, LLC 3 3.24% $8,080
MILEND, INC. 3 2.96% $7,822
Mortgage Research Center, LLC 3 3.38% $4,861
Nations Lending Corporation 3 3.63% $5,781
PRIMARY RESIDENTIAL MORTGAGE, INC. 3 3.00% $6,477
ROUNDPOINT MORTGAGE SERVICING CORPORATION 3 3.33% $2,278
Sandy Spring Bank 3 3.21% $4,577
SOVEREIGN LENDING GROUP INCORPORATED 3 2.96% $4,873
Stifel Bank and Trust 3 2.75% $3,734
Strong Home Mortgage, LLC 3 2.88% $4,068
TIAA, FSB 3 3.13% $2,313
TOTAL MORTGAGE SERVICES, LLC 3 3.00% $5,249
UBS Bank USA 3 3.29% $7,435
Univest Bank and Trust Co. 3 3.21% $4,023
UTILITIES EMPLOYEES CREDIT UNION 3 3.46% $4,446
THE BRYN MAWR TRUST COMPANY 2 3.06% $4,123
FRANKLIN MINT 2 3.44% $5,281
ENVOY MORTGAGE, LTD 2 3.38% $5,682
Congressional Bank 2 2.69% $4,388
FIRST HERITAGE FINANCIAL, LLC 2 3.56% $4,424
Third Federal Savings and Loan Association of Cleveland 2 2.72% $2,541
THRIVENT Federal Credit Union 2 3.31% $3,633
POLICE & FIRE 2 3.31% $1,444
Atlantic Union Bank 2 2.75% $4,848
TJC Mortgage, Inc. 2 2.88% $5,213
First Federal Bank 2 3.44% $6,370
Presidential Bank, FSB 2 3.12% $4,654
SERVICE 1ST 2 4.56% $3,688
Victorian Finance, LLC 2 3.19% $3,123
First Commonwealth Federal Credit Union 2 3.94% $3,407
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 3.24% $3,948
CHERRY CREEK MORTGAGE, LLC 2 3.00% $1,112
NETWORK CAPITAL FUNDING CORPORATION 2 3.13% $3,559
Charles Schwab Bank, SSB 2 2.38% $4,315
Hometown Lenders, Inc. 2 2.94% $8,229
NORWICH COMMERCIAL GROUP, INC. 2 3.06% $5,068
ACADEMY MORTGAGE CORPORATION 2 3.13% $4,080
AMERICAN INTERNET MORTGAGE, INC. 2 3.25% $5,598
Evesham Mortgage, LLC 2 3.31% $4,363
State Department Federal Credit Union 2 3.25% $7,665
State Financial Network, LLC 2 3.31% $2,620
RADIUS FINANCIAL GROUP INC. 2 3.81% $5,622
Huntingdon Valley Bank 2 2.94% $4,260
Republic Bank & Trust Company 2 3.06% $2,929
RESIDENTIAL HOME MORTGAGE CORPORATION 2 3.31% $5,047
BNC National Bank 2 3.06% $6,847
Sunflower Bank, National Association 2 3.25% $3,926
Metro City Bank 2 5.25% $3,972
SUN WEST MORTGAGE COMPANY, INC. 2 2.81% $1,070
LEBANON 2 3.44% $3,558
Susquehanna Community Bank 2 2.88% $3,295
Gateway First Bank 2 3.00% $1,871
MILLENNIUM FINANCIAL GROUP, INC. 2 3.38% $4,283
Allied First Bank,sb 2 2.87% $3,693
COLONIAL MORTGAGE SERVICE COMPANY OF AMERICA 1 2.88% $4,723
City National Bank 1 3.27% $5,926
Semper Home Loans, Inc. 1 2.50% $2,823
Citizens & Northern Bank 1 2.88% $4,313
SIRVA MORTGAGE, INC. 1 3.50% $0
SOMERSET TRUST COMPANY 1 3.38% $3,566
SOUTHPOINT FINANCIAL SERVICES, INC. 1 5.50% $644
WesBanco Bank, Inc. 1 3.25% $4,227
SPRING EQ, LLC 1 2.50% $3,185
Cf Bank, National Association 1 3.38% $4,274
Capitol Federal Savings Bank 1 3.38% $13,895
WESTERN EXPRESS LENDING 1 2.88% $5,751
WEST PENN FINANCIAL SERVICE CENTER, INC. 1 3.00% $3,951
BLUELEAF LENDING, LLC 1 3.13% $5,716
Bethpage Federal Credit Union 1 3.25% $9,102
BBVA USA 1 4.63% $4,555
Baxter Credit Union 1 3.50% $3,978
The Fidelity Deposit and Discount Bank 1 2.50% $6,331
Bank of Whittier, National Association 1 3.50% $7,037
WINGS FINANCIAL 1 3.25% $4,203
AFFINITY 1 3.38% $2,412
ATHAS CAPITAL GROUP, INC. 1 6.25% $6,466
Assurance Financial Group, L.L.C. 1 4.00% $5,114
Arvest Bank 1 4.50% $7,362
Triumph Bank 1 3.00% $2,857
XCEED FINANCIAL 1 3.50% $3,104
ANGEL OAK HOME LOANS LLC 1 2.38% $9,363
AmeriHome Mortgage Company, LLC 1 3.63% $4,544
UNITED MORTGAGE CORP. 1 4.13% $6,122
AMERICAN PACIFIC MORTGAGE CORPORATION 1 2.99% $6,752
AMERICAN HERITAGE FCU 1 3.99% $0
US MORTGAGE CORPORATION 1 3.63% $7,585
MASON MCDUFFIE MORTGAGE CORPORATION 1 4.00% $5,385
Luxury Mortgage Corp. 1 3.63% $10,436
MDE Home Loans, LLC 1 2.50% $5,537
LIBERTY HOME MORTGAGE CORPORATION 1 2.85% $5,388
MEMBER FIRST MORTGAGE, LLC 1 3.00% $2,922
LENDSURE MORTGAGE CORP. 1 6.99% $12,893
LENDING CAPITAL GROUP Inc 1 3.50% $3,837
MICHIGAN MUTUAL, INC. 1 3.25% $6,873
U S WIDE FINANCIAL LLC 1 2.88% $3,374
MILLENIUM HOME MORTGAGE, LLC 1 2.63% $5,363
LAKEVIEW LOAN SERVICING, LLC 1 3.63% $2,716
LEADERONE FINANCIAL CORPORATION 1 3.00% $3,410
KS StateBank 1 3.63% $2,155
IMPAC MORTGAGE CORP. 1 2.63% $995
MORTGAGE NOW, INC. 1 2.88% $979
1st National Bank 1 3.50% $2,426
HOMEXPRESS MORTGAGE CORP. 1 7.38% $7,758
NASA Federal Credit Union 1 2.75% $5,693
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 3.13% $4,008
HARTFORD FUNDING, LTD. 1 2.38% $4,251
GREENTREE MORTGAGE COMPANY, L.P. 1 2.88% $3,592
GFA Federal Credit Union 1 3.75% $2,596
GEO-CORP, INC. 1 2.88% $7,925
NJ LENDERS CORP. 1 2.88% $3,900
First Savings Bank 1 3.63% $5,037
FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION 1 3.63% $7,659
NP, Inc. 1 3.00% $4,459
First National Bank of Omaha 1 3.50% $2,300
OceanFirst Bank, National Association 1 3.38% $3,812
OPEN MORTGAGE, LLC 1 3.88% $3,985
First Commonwealth Bank 1 2.75% $9,030
FIRST CENTENNIAL MORTGAGE CORPORATION 1 3.50% $4,735
FAMILY FIRST FUNDING LLC 1 2.63% $4,477
EVERETT FINANCIAL, INC. 1 4.88% $2,400
Philadelphia Mortgage Advisors, Inc. 1 2.88% $4,911
PINNACLE MORTGAGE, INC. 1 2.50% $4,508
Plains Commerce Bank 1 3.25% $4,630
Dollar Bank, Federal Savings Bank 1 3.25% $4,908
Discover Bank 1 4.99% $0
Prime Choice Funding Inc. 1 2.88% $5,535
DIRECT MORTGAGE LOANS, LLC 1 3.50% $9,662
DEVELOPER'S MORTGAGE COMPANY 1 2.50% $3,466
Quaint Oak Mortgage, LLC 1 3.25% $6,811
DELMAR FINANCIAL COMPANY 1 4.25% $3,775
CORNING 1 3.75% $4,800
CONTOUR MORTGAGE CORPORATION 1 3.00% $5,038
Watermark Capital, Inc. 1 2.63% $4,543
CONSUMERS COOPERATIVE CREDIT UNION 1 2.38% $5,967
RUOFF MORTGAGE COMPANY, INC. 1 3.75% $4,845
ALLEGACY FEDERAL CREDIT UNION 1 3.50% $9,642

HARRISBURG-CARLISLE, PA's 281 lenders originated 23,282 loans during 2020. The total origination value was $4,730,190,000, with an average loan value of $203,169.

The top HARRISBURG - CARLISLE lender as defined by loan originations is MEMBERS 1ST FEDERAL CREDIT UNION, with 639 loans originated. Their average total fees are $4,045, which is $1,402 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee HARRISBURG - CARLISLE lenders (with over 10 loans originated) are PENNSYLVANIA STATE EMPLOYEES Credit Union ($2,619), KELLER MORTGAGE, LLC ($2,951), PATRIOT ($3,275), PNC Bank, National Association ($3,292) and Farmers and Merchants Trust Company of Chambersburg ($3,385).

The lowest rate HARRISBURG - CARLISLE lenders (with over 10 loans originated) are PENTAGON FEDERAL CREDIT UNION (2.71%), Farmers and Merchants Trust Company of Chambersburg (2.76%), AmRes Corporation (2.76%), AMERICAN FEDERAL MORTGAGE CORPORATION (2.80%) and AMERISAVE MORTGAGE CORPORATION (2.86%).

HARRISBURG-CARLISLE, PA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2019 Loan Value 2020 Loan Value % Change 2020 Market Share
Members 1st Federal Credit Union $298,320,000 $360,055,000 20.7% 7.6%
Quicken Loans $151,840,000 $349,695,000 130.3% 7.4%
CBNA $112,935,000 $154,200,000 36.5% 3.3%
PA STATE EMPLOYEES CU $117,670,000 $143,560,000 22.0% 3.0%
Freedom Mortgage Corporation $24,255,000 $118,330,000 387.9% 2.5%
Northpointe Bank $49,750,000 $117,840,000 136.9% 2.5%
WELLS FARGO BANK NA $91,335,000 $116,205,000 27.2% 2.5%
Fulton Bank, NA $73,615,000 $108,165,000 46.9% 2.3%
Mid Penn Bank $51,075,000 $107,560,000 110.6% 2.3%
Orrstown Bank $86,395,000 $107,025,000 23.9% 2.3%
First National Bank of Pennsylvania $86,525,000 $98,340,000 13.7% 2.1%
RESIDENTIAL MORTGAGE SERVICES $60,965,000 $97,240,000 59.5% 2.1%
S&T Bank $111,535,000 $94,410,000 -15.4% 2.0%
Home Point Financial Corporation $70,625,000 $93,965,000 33.0% 2.0%
Berkadia Commercial Mortgage $90,285,000 n/a 1.9%
loanDepot LLC $39,245,000 $85,065,000 116.8% 1.8%
United Shore Financial Services LLC $49,710,000 $78,630,000 58.2% 1.7%
PNC BANK NA $53,440,000 $78,015,000 46.0% 1.6%
FAIRWAY INDEPENDENT MORT CORP $59,425,000 $70,155,000 18.1% 1.5%
F&M Trust $17,710,000 $67,360,000 280.4% 1.4%
NEWREZ LLC $38,230,000 $63,735,000 66.7% 1.3%
Branch Banking And Trust Co $45,340,000 $60,030,000 32.4% 1.3%
KeyBank National Association $7,440,000 $58,590,000 687.5% 1.2%
Foote Capital Mortgage Company $22,925,000 $54,025,000 135.7% 1.1%
Liberty Bank $9,625,000 $48,060,000 399.3% 1.0%
Nationstar Mortgage $35,400,000 $45,940,000 29.8% 1.0%
Tidewater Mortgage Services Inc. $26,135,000 $43,500,000 66.4% 0.9%
Centric Bank $25,865,000 $42,715,000 65.1% 0.9%
M&T Bank $32,565,000 $42,265,000 29.8% 0.9%
Mortgage Research Center LLC $21,900,000 $40,655,000 85.6% 0.9%
Northwest Bank $10,480,000 $38,905,000 271.2% 0.8%
Equity Resources Inc. $2,465,000 $38,750,000 1,472.0% 0.8%
Homespire Mortgage Corporation $27,410,000 $38,605,000 40.8% 0.8%
Mortgage Network, Inc $21,045,000 $38,265,000 81.8% 0.8%
MORTGAGE AMERICA, INC. $30,295,000 $36,740,000 21.3% 0.8%
HomeBridge Financial Services, Inc. $27,480,000 $36,020,000 31.1% 0.8%
Guaranteed Rate Inc. $25,260,000 $34,520,000 36.7% 0.7%
NAVY FEDERAL CREDIT UNION $32,750,000 $32,410,000 -1.0% 0.7%
Santander Bank N.A. $23,875,000 $31,745,000 33.0% 0.7%
Amerisave Mortgage Corporation $6,185,000 $30,455,000 392.4% 0.6%
The Bank Of Landisburg $22,770,000 $30,155,000 32.4% 0.6%
E Mortgage Management LLC $15,035,000 $29,600,000 96.9% 0.6%
PENNYMAC LOAN SERVICES LLC $7,435,000 $28,400,000 282.0% 0.6%
HomeSale Mortgage, LLC $18,865,000 $26,325,000 39.5% 0.6%
American Federal Mortgage Corp. $6,025,000 $25,965,000 331.0% 0.5%
Huntington National Bank $10,190,000 $25,860,000 153.8% 0.5%
Flagstar Bank $16,620,000 $25,640,000 54.3% 0.5%
NVR Mortgage Finance Inc $18,165,000 $25,260,000 39.1% 0.5%
Union Home Mortgage Company $15,770,000 $23,870,000 51.4% 0.5%
Pennian Bank $9,975,000 $23,740,000 138.0% 0.5%
USAA FEDERAL SAVINGS BANK $27,385,000 $23,325,000 -14.8% 0.5%
The Gratz Bank $11,310,000 $22,055,000 95.0% 0.5%
Better Mortgage Corporation $3,340,000 $21,635,000 547.8% 0.5%
JPMorgan Chase Bank, NA $12,440,000 $21,575,000 73.4% 0.5%
AmeriChoice Federal Credit Union $10,320,000 $20,810,000 101.6% 0.4%
Caliber Home Loans Inc $14,920,000 $19,575,000 31.2% 0.4%
Capital One, NA $19,205,000 n/a 0.4%
Guaranteed Rate Affinity LLC $9,335,000 $18,960,000 103.1% 0.4%
Howard Hanna Mortgage Services $13,835,000 $17,755,000 28.3% 0.4%
Bank of America NA $18,975,000 $17,105,000 -9.9% 0.4%
Lakeview Loan Servicing, LLC $3,555,000 $15,925,000 348.0% 0.3%
York Traditions Bank $9,910,000 $15,495,000 56.4% 0.3%
Meridian Bank $8,130,000 $15,440,000 89.9% 0.3%
Cardinal Financial Company LP $6,375,000 $15,375,000 141.2% 0.3%
First Alliance Home Mortgage $5,200,000 $15,200,000 192.3% 0.3%
ACNB BANK $10,520,000 $13,740,000 30.6% 0.3%
MOVEMENT MORTGAGE, LLC $13,820,000 $13,700,000 -0.9% 0.3%
US BANK, N.A. $8,785,000 $12,625,000 43.7% 0.3%
NewDay Financial LLC dba NewDay USA $3,710,000 $12,435,000 235.2% 0.3%
Stearns Lending $6,570,000 $12,160,000 85.1% 0.3%
New American Funding (dba for Broker Solutions Inc) $3,800,000 $10,815,000 184.6% 0.2%
NFM, Inc. $6,015,000 $10,340,000 71.9% 0.2%
Riverview Bank $3,380,000 $10,320,000 205.3% 0.2%
Belco Community Credit Union $4,250,000 $9,975,000 134.7% 0.2%
American Neighborhood Mortgage dba AnnieMac Home Mortgage $1,095,000 $9,855,000 800.0% 0.2%
CARRINGTON MORTGAGE SERVICES $8,435,000 $9,800,000 16.2% 0.2%
Synergy One Lending $2,110,000 $9,645,000 357.1% 0.2%
Provident Funding Associates $6,035,000 $9,545,000 58.2% 0.2%
Keller Mortgage LLC $4,605,000 $8,965,000 94.7% 0.2%
Village Capital & Investment $1,445,000 $8,890,000 515.2% 0.2%
Grandbridge Real Est Capital $8,605,000 n/a 0.2%
The Ephrata National Bank $3,960,000 $8,605,000 117.3% 0.2%
Towne Mortgage Company $8,420,000 n/a 0.2%
Arbor Realty Trust Inc $8,305,000 n/a 0.2%
Clearpath Lending $3,505,000 $8,270,000 135.9% 0.2%
PRIMELENDING $2,575,000 $8,100,000 214.6% 0.2%
Patriot Federal Credit Union $245,000 $7,900,000 3,124.5% 0.2%
McLean Mortgage Corporation $260,000 $7,300,000 2,707.7% 0.2%
Sail Mortgage $910,000 $7,040,000 673.6% 0.1%
Univest Bank and Trust Co. $3,080,000 $6,760,000 119.5% 0.1%
The Federal Savings Bank $2,700,000 $6,720,000 148.9% 0.1%
Jonestown Bank & Trust Co $5,210,000 $6,595,000 26.6% 0.1%
Draper and Kramer Mortgage Corp. $600,000 $6,470,000 978.3% 0.1%
Hershey Federal Credit Union $1,110,000 $6,450,000 481.1% 0.1%
Finance of America Mortgage LLC $4,795,000 $6,185,000 29.0% 0.1%
Pentagon Federal Credit Union $1,560,000 $6,140,000 293.6% 0.1%
Plaza Home Mortgage Inc. $2,325,000 $6,050,000 160.2% 0.1%
AmeriServ Financial Bank $1,675,000 $5,920,000 253.4% 0.1%
Guaranty Trust Company $5,820,000 n/a 0.1%
PeoplesBank, A Codorus Valley Company $7,285,000 $5,765,000 -20.9% 0.1%
American Financial Network Inc. $2,125,000 $5,755,000 170.8% 0.1%
Paramount Residential Mortgage Group Inc. $2,940,000 $5,755,000 95.7% 0.1%
WEI Mortgage LLC $760,000 $5,500,000 623.7% 0.1%
NEW CUMBERLAND FEDERAL CREDIT UNION $4,350,000 $5,415,000 24.5% 0.1%
Wyndham Capital Mortgage $1,750,000 $5,155,000 194.6% 0.1%
Sierra Pacific Mortgage $3,250,000 $5,125,000 57.7% 0.1%
Intercontinental Capital Group, Inc. $865,000 $5,115,000 491.3% 0.1%
American Financing Corporation $1,480,000 $5,090,000 243.9% 0.1%
Homeside Financial LLC $1,465,000 $5,065,000 245.7% 0.1%
SOUTHERN TRUST MORTGAGE LLC $4,905,000 n/a 0.1%
FirstBank $2,280,000 $4,900,000 114.9% 0.1%
NexTier Bank, N.A. $570,000 $4,815,000 744.7% 0.1%
TD Bank $335,000 $4,460,000 1,231.3% 0.1%
SecurityNational Mortgage Company $4,405,000 n/a 0.1%
American Residential Lending $705,000 $4,395,000 523.4% 0.1%
First Home Bank $1,620,000 $4,315,000 166.4% 0.1%
The Juniata Valley Bank $2,325,000 $4,265,000 83.4% 0.1%
Sun West Mortgage Company Inc. $580,000 $4,205,000 625.0% 0.1%
Sovereign Lending Group, Inc $2,915,000 $4,190,000 43.7% 0.1%
NBKC Bank $2,145,000 $3,980,000 85.5% 0.1%
Royal United Mortgage LLC $2,450,000 $3,940,000 60.8% 0.1%
Reliance First Capital LLC $3,290,000 $3,900,000 18.5% 0.1%
AgChoice Farm Credit ACA $2,040,000 $3,765,000 84.6% 0.1%
Low VA Rates $755,000 $3,695,000 389.4% 0.1%
North American Savings Bank $2,255,000 $3,635,000 61.2% 0.1%
MLD Mortgage Inc. $570,000 $3,550,000 522.8% 0.1%
1st Preference Mortgage Corporation $1,980,000 $3,330,000 68.2% 0.1%
AmeriHomeMortgageCompany,LL $1,790,000 $3,245,000 81.3% 0.1%
Barrington Bank & Trust $2,830,000 $3,205,000 13.3% 0.1%
Planet Home Lending LLC $565,000 $3,195,000 465.5% 0.1%
First Citizens Community Bank $995,000 $3,145,000 216.1% 0.1%
Embrace Home Loans, Inc. $615,000 $3,080,000 400.8% 0.1%
Digital Federal Credit Union $2,660,000 $2,985,000 12.2% 0.1%
SoFi Lending Corp $680,000 $2,955,000 334.6% 0.1%
Greystone Servicing Corporation, Inc. $2,885,000 n/a 0.1%
TIAA, FSB $1,250,000 $2,850,000 128.0% 0.1%
Geneva Financial LLC $615,000 $2,800,000 355.3% 0.1%
Police and Fire Federal Credit Union $935,000 $2,770,000 196.3% 0.1%
Bank of England $1,320,000 $2,640,000 100.0% 0.1%
UBS Bank USA $245,000 $2,565,000 946.9% 0.1%
Churchill Mortgage Corporation $1,295,000 $2,555,000 97.3% 0.1%
Fifth Third Bank $2,850,000 $2,535,000 -11.1% 0.1%
Civic Financial Services $2,490,000 n/a 0.1%
Allied Mortgage Group Inc $4,140,000 $2,470,000 -40.3% 0.1%
BNC NATIONAL BANK $1,025,000 $2,460,000 140.0% 0.1%
First Guaranty Mortgage Corporation $305,000 $2,450,000 703.3% 0.1%
Lebanon Federal Credit Union $745,000 $2,405,000 222.8% 0.1%
FIRSTRUST BANK $5,195,000 $2,365,000 -54.5% 0.0%
Guidance Residential LLC $900,000 $2,330,000 158.9% 0.0%
CMG Mortgage Inc. $875,000 $2,280,000 160.6% 0.0%
Kish Bank $765,000 $2,275,000 197.4% 0.0%
TRIDENT MORTGAGE COMPANY LP $690,000 $2,235,000 223.9% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC $880,000 $2,225,000 152.8% 0.0%
Colonial Savings $2,165,000 $2,215,000 2.3% 0.0%
Third Federal Savings and Loan $1,345,000 $2,145,000 59.5% 0.0%
Family First Funding LLC $240,000 $2,135,000 789.6% 0.0%
UIF Corporation $915,000 $2,135,000 133.3% 0.0%
Oceanside Mortgage Company $1,475,000 $2,095,000 42.0% 0.0%
PHH MORTGAGE CORPORATION $845,000 $2,050,000 142.6% 0.0%
Cherry Creek Mortgage Co. Inc. $195,000 $2,005,000 928.2% 0.0%
Reverse Mortgage Funding LLC $895,000 $1,995,000 122.9% 0.0%
Weichert Financial Services $1,950,000 $1,985,000 1.8% 0.0%
AimLoan.com $705,000 $1,955,000 177.3% 0.0%
Mortgage Lenders of America LLC $1,655,000 $1,950,000 17.8% 0.0%
Fidelity Direct Mortgage LLC $1,910,000 n/a 0.0%
Lakeview Community Capital, LLC $1,900,000 n/a 0.0%
Member Advantage Mortgage $450,000 $1,860,000 313.3% 0.0%
Mortgage Solutions of Colorado LLC $1,315,000 $1,845,000 40.3% 0.0%
Primary Residential Mortgage Inc. $400,000 $1,825,000 356.3% 0.0%
Bank of Whittier, Na $385,000 $1,760,000 357.1% 0.0%
NETWORK FUNDING, L.P. $1,875,000 $1,730,000 -7.7% 0.0%
George Mason Mortgage LLC $1,725,000 n/a 0.0%
Citibank, N.A. $1,200,000 $1,705,000 42.1% 0.0%
Success Mortgage Partners Inc. $490,000 $1,695,000 245.9% 0.0%
Florida Capital Bank National Association $355,000 $1,660,000 367.6% 0.0%
TowneBank $305,000 $1,635,000 436.1% 0.0%
Equity Prime Mortgage LLC $105,000 $1,610,000 1,433.3% 0.0%
Sirva Mortgage Inc. $2,720,000 $1,595,000 -41.4% 0.0%
Bank of Bird-in-Hand $135,000 $1,585,000 1,074.1% 0.0%
Stifel Bank and Trust $240,000 $1,540,000 541.7% 0.0%
First Home Mortgage $235,000 $1,500,000 538.3% 0.0%
Morgan Stanley Private Bank NA $2,355,000 $1,500,000 -36.3% 0.0%
Magnolia Bank Incorporated $960,000 $1,430,000 49.0% 0.0%
Nations Direct Mortgage LLC $1,425,000 n/a 0.0%
Coatesville Savings Bank $1,325,000 n/a 0.0%
US Mortgage of Florida $1,320,000 n/a 0.0%
MDE Home Loans LLC $205,000 $1,285,000 526.8% 0.0%
The Bryn Mawr Trust Company $1,025,000 $1,285,000 25.4% 0.0%
LoanPal $335,000 $1,260,000 276.1% 0.0%
GATEWAY MORTGAGE GROUP $210,000 $1,235,000 488.1% 0.0%
Nations Lending Corporation $405,000 $1,230,000 203.7% 0.0%
Premia Mortgage, LLC $1,675,000 $1,180,000 -29.6% 0.0%
Milend Inc. $535,000 $1,135,000 112.1% 0.0%
First Savings Bank $1,730,000 $1,120,000 -35.3% 0.0%
1ST 2ND MORTGAGE COMPANY OF N.J., INC. $1,105,000 n/a 0.0%
American Financial Resources Inc. $890,000 $1,090,000 22.5% 0.0%
Discover Bank $1,040,000 $1,085,000 4.3% 0.0%
CityWorth Mortgage $255,000 $1,080,000 323.5% 0.0%
NJ Lenders Corp. $1,075,000 n/a 0.0%
Plains Commerce Bank $1,075,000 n/a 0.0%
Reliance Savings Bank $480,000 $1,075,000 124.0% 0.0%
Service 1st Federal Credit Union $190,000 $1,070,000 463.2% 0.0%
United Security Financial $1,070,000 n/a 0.0%
CAPITAL BANK, NA $1,065,000 n/a 0.0%
Hamilton National Mortgage Company $305,000 $1,065,000 249.2% 0.0%
US Mortgage Corporation $645,000 $1,065,000 65.1% 0.0%
Colonial Mortgage Service Company of America $1,045,000 n/a 0.0%
Credit Union Mortgage Association Inc. $1,250,000 $1,040,000 -16.8% 0.0%
Union Bank & Trust $245,000 $1,040,000 324.5% 0.0%
ARVEST BANK $620,000 $1,025,000 65.3% 0.0%
United Mortgage Corp $165,000 $1,020,000 518.2% 0.0%
Mid America Mortgage Inc. $485,000 $1,000,000 106.2% 0.0%
T2 Financial LLC $995,000 n/a 0.0%
Absolute Home Mortgage Corporation $970,000 n/a 0.0%
Tower Federal Credit Union $1,025,000 $970,000 -5.4% 0.0%
First Federal Bank of the Midwest $960,000 n/a 0.0%
21ST MORTGAGE $520,000 $945,000 81.7% 0.0%
LenderFi, Inc. $935,000 n/a 0.0%
TJC Mortgage, Inc. $935,000 n/a 0.0%
Allegacy Federal Credit Union $930,000 n/a 0.0%
Evesham Mortgage $215,000 $925,000 330.2% 0.0%
Philadelphia Mortgage Advisors $245,000 $925,000 277.6% 0.0%
Corning Federal Credit Union $375,000 $915,000 144.0% 0.0%
Charles Schwab Bank $325,000 $900,000 176.9% 0.0%
Presidential Bank FSB $2,810,000 $890,000 -68.3% 0.0%
Utilities Employees Credit Union $890,000 n/a 0.0%
Nationwide Mortgage Bankers Inc. $380,000 $885,000 132.9% 0.0%
CNB Bank $205,000 $875,000 326.8% 0.0%
Homestead Funding Corp. $1,360,000 $875,000 -35.7% 0.0%
Hometown Lenders LLC $135,000 $875,000 548.1% 0.0%
Victorian Finance, LLC $215,000 $870,000 304.7% 0.0%
Franklin Mint Federal Credit Union $850,000 n/a 0.0%
Sunflower Bank, N.A. $710,000 $845,000 19.0% 0.0%
Sandy Spring Bank $815,000 n/a 0.0%
Goldwater Bank National Association $305,000 $810,000 165.6% 0.0%
AAG $735,000 $800,000 8.8% 0.0%
Prime Choice Funding, Inc. $765,000 $795,000 3.9% 0.0%
Republic Bank & Trust Company $790,000 n/a 0.0%
State Financial Network LLC $785,000 n/a 0.0%
AUSTIN CAPITAL BANK SSB $145,000 $780,000 437.9% 0.0%
Huntingdon Valley Bank $195,000 $755,000 287.2% 0.0%
Accelerate Mortgage $745,000 n/a 0.0%
Michigan Mutual, Inc. DBA MiMutual Mortgage $405,000 $745,000 84.0% 0.0%
Nexera Holding LLC $740,000 n/a 0.0%
Somerset Trust Company $135,000 $740,000 448.1% 0.0%
Intercoastal Mortgage Company $235,000 $735,000 212.8% 0.0%
5 Arch Funding Corp. $730,000 n/a 0.0%
Bay Capital Mortgage Corporation $270,000 $720,000 166.7% 0.0%
RESIDENTIAL HOME MORTGAGE CORPORATION $720,000 n/a 0.0%
Southpoint Financial Services $710,000 n/a 0.0%
VanDyk Mortgage Corporation $385,000 $700,000 81.8% 0.0%
Mid-Continent Funding, Inc. $440,000 $695,000 58.0% 0.0%
Ixonia Bank $690,000 n/a 0.0%
New Fed Mortgage Corporation $475,000 $690,000 45.3% 0.0%
Network Capital Funding Corporation $685,000 n/a 0.0%
Congressional Bank $195,000 $680,000 248.7% 0.0%
radius financial group inc $675,000 n/a 0.0%
Baxter Credit Union $805,000 $665,000 -17.4% 0.0%
LUZERNE BANK $665,000 n/a 0.0%
First Internet Bank $1,050,000 $660,000 -37.1% 0.0%
Landmark Community Bank $645,000 n/a 0.0%
Citizens & Northern Bank $165,000 $640,000 287.9% 0.0%
First Commonwealth Bank $650,000 $625,000 -3.8% 0.0%
LendUS LLC dba RPM Mortgage $625,000 n/a 0.0%
Total Mortgage Services LLC $625,000 n/a 0.0%
City National Bank $615,000 n/a 0.0%
UNITED BANK VA $615,000 n/a 0.0%
Millennium Financial Group Inc. $610,000 n/a 0.0%
Envoy Mortgage Ltd. $605,000 n/a 0.0%
LendingOne LLC $600,000 n/a 0.0%
Contour Mortgage Corporation $595,000 n/a 0.0%
West Penn Financial Service Center $590,000 n/a 0.0%
top flite financial, inc. $125,000 $580,000 364.0% 0.0%
Metro City Bank $630,000 $575,000 -8.7% 0.0%
Capitol Federal Savings Bank $555,000 n/a 0.0%
Luxury Mortgage Corp. $555,000 n/a 0.0%
SPRING EQ, LLC $425,000 $550,000 29.4% 0.0%
Cascade Financial Services $195,000 $545,000 179.5% 0.0%
Member First Mortgage LLC $215,000 $545,000 153.5% 0.0%
State Department Federal Credit Union $105,000 $545,000 419.0% 0.0%
APCI Federal Credit Union $535,000 n/a 0.0%
LendSure Mortgage Corp $275,000 $535,000 94.5% 0.0%
Mortgage Capital Partners Inc $530,000 n/a 0.0%
Watermark Home Loans $935,000 $530,000 -43.3% 0.0%
1ST ED CREDIT UNION $520,000 n/a 0.0%
Belem Servicing, LLC dba Patriot Home Mortgage $505,000 n/a 0.0%
Peoples Security Bank and Trust Company $845,000 $505,000 -40.2% 0.0%
Wayne Bank $495,000 n/a 0.0%
The Fidelity Deposit and Discount Bank $485,000 n/a 0.0%
Academy Mortgage Corporation $275,000 $480,000 74.5% 0.0%
TruMark Financial Credit Union $205,000 $475,000 131.7% 0.0%
Pinnacle Mortgage Inc. $465,000 n/a 0.0%
Union Savings Bank $520,000 $465,000 -10.6% 0.0%
Allied First BankSB $460,000 n/a 0.0%
Equity Now Inc $460,000 n/a 0.0%
Millenium Home Mortgage Llc $455,000 n/a 0.0%
Riverfront FCU $450,000 n/a 0.0%
Community First National Bank $445,000 n/a 0.0%
Direct Mortgage Loans $440,000 n/a 0.0%
KS StateBank $750,000 $440,000 -41.3% 0.0%
BLUELEAF LENDING, LLC $425,000 n/a 0.0%
Ivy Mortgage, Inc. $425,000 n/a 0.0%
GSF Mortgage Corporation $255,000 $420,000 64.7% 0.0%
Open Mortgage LLC $415,000 n/a 0.0%
Thrivent Federal Credit Union $415,000 n/a 0.0%
Wings Financial Credit Union $410,000 n/a 0.0%
Farmers Bank & Trust $405,000 n/a 0.0%
Bethpage Federal Credit Union $395,000 $390,000 -1.3% 0.0%
Mifflinburg Bank & Trust Company $390,000 n/a 0.0%
LendingHome Funding Corporation $1,370,000 $385,000 -71.9% 0.0%
Lanco Federal Credit Union $365,000 $380,000 4.1% 0.0%
Impac Mortgage Corp. dba CashCall Mortgage $615,000 $365,000 -40.7% 0.0%
Semper Home Loans, Inc $365,000 n/a 0.0%
US Wide Financial $365,000 n/a 0.0%
LeaderOne Financial Corp. $360,000 n/a 0.0%
Norwich Commercial Group Inc $360,000 n/a 0.0%
PEOPLE'S INTERMOUNTAIN BANK $85,000 $360,000 323.5% 0.0%
Quaint Oak Mortgage, LLC $255,000 $355,000 39.2% 0.0%
Centier Bank $395,000 $350,000 -11.4% 0.0%
Greentree Mortgage Company, L.P. $350,000 n/a 0.0%
NASA Federal Credit Union $330,000 $350,000 6.1% 0.0%
First Federal Bank of Kansas City $345,000 n/a 0.0%
Ark-La-Tex Financial Services LLC $820,000 $330,000 -59.8% 0.0%
Bayshore Mortgage Funding LLC $330,000 n/a 0.0%
FNCB Bank $330,000 n/a 0.0%
Congressional Federal Credit Union $195,000 $325,000 66.7% 0.0%
HSBC BANK USA, NA $325,000 n/a 0.0%
Servion, Inc. $325,000 n/a 0.0%
FIRST PEOPLES CFCU $315,000 n/a 0.0%
PS Bank $315,000 n/a 0.0%
Kwik Mortgage Corp. $305,000 n/a 0.0%
Triad Financial Services Inc $145,000 $300,000 106.9% 0.0%
Consumers Credit Union $295,000 n/a 0.0%
First Commonwealth Federal Credit Union $290,000 n/a 0.0%
First United Bank & Trust $285,000 n/a 0.0%
Investment Savings Bank $285,000 n/a 0.0%
American Pacific Mortgage Corporation $275,000 n/a 0.0%
ANGEL OAK HOME LOANS LLC $275,000 n/a 0.0%
Angel Oak Mortgage Solutions $105,000 $275,000 161.9% 0.0%
Geo-Corp, Inc. $275,000 n/a 0.0%
Peoples National Bank, N.A. $275,000 n/a 0.0%
The Muncy Bank and Trust Company $275,000 n/a 0.0%
Mid-Island Mortgage Corp. $265,000 n/a 0.0%
DOLLAR BANK, FSB $425,000 $260,000 -38.8% 0.0%
Illinois State Credit Union $255,000 n/a 0.0%
Intercap Lending Inc $255,000 n/a 0.0%
Supreme Lending/ Everett Financial Inc. $925,000 $250,000 -73.0% 0.0%
GFA Federal Credit Union $245,000 n/a 0.0%
Liberty Home Mortgage Corp $240,000 n/a 0.0%
Ruoff Home Mortgage $95,000 $240,000 152.6% 0.0%
Cf Bank National Association $620,000 $235,000 -62.1% 0.0%
Finance of America Reverse LLC $335,000 $235,000 -29.9% 0.0%
Guild Mortgage Company $235,000 n/a 0.0%
OceanFirst Bank N.A. $2,030,000 $235,000 -88.4% 0.0%
Prosperity Home Mortgage LLC $680,000 $235,000 -65.4% 0.0%
WesBanco Bank, Inc. $235,000 n/a 0.0%
CNB Mortgage Company $225,000 n/a 0.0%
Developer's Mortgage Company $620,000 $220,000 -64.5% 0.0%
FIRST RESOURCE BANK $335,000 $220,000 -34.3% 0.0%
WHITE ROSE CREDIT UNION $215,000 n/a 0.0%
First Heritage Financial LLC $1,120,000 $210,000 -81.3% 0.0%
Xceed Financial Credit Union $210,000 n/a 0.0%
Penn Community Bank $545,000 $205,000 -62.4% 0.0%
Triumph Bank $205,000 n/a 0.0%
WSFS Bank $300,000 $205,000 -31.7% 0.0%
Secured Investment Corp $195,000 n/a 0.0%
United Nations Federal Credit Union $155,000 $195,000 25.8% 0.0%
1st National Bank $195,000 $185,000 -5.1% 0.0%
Central Bank $185,000 n/a 0.0%
Consumers National Bank $185,000 n/a 0.0%
First Community Mortgage Inc. $185,000 n/a 0.0%
Teachers Federal Credit Union $185,000 n/a 0.0%
Bank-Fund Staff Federal Credit Union $250,000 $175,000 -30.0% 0.0%
First Centennial Mortgage Corp. $175,000 n/a 0.0%
First IC Bank $175,000 n/a 0.0%
James B. Nutter & Company $175,000 n/a 0.0%
NuMark Credit Union $160,000 $175,000 9.4% 0.0%
TCF National Bank $355,000 $170,000 -52.1% 0.0%
American Heritage Federal Credit Union $300,000 $165,000 -45.0% 0.0%
First Northern Bank and Trust $165,000 n/a 0.0%
HOWARD BANK $215,000 $165,000 -23.3% 0.0%
SSB Bank $165,000 n/a 0.0%
Wright-Patt Credit Union Inc $165,000 n/a 0.0%
Clearview Federal Credit Union $155,000 n/a 0.0%
HOMEXPRESS MORTGAGE CORP. $105,000 $155,000 47.6% 0.0%
Midwest Loan Services Inc $155,000 n/a 0.0%
Northwest Federal Credit Union $85,000 $155,000 82.4% 0.0%
Longbridge Financial, LLC $145,000 n/a 0.0%
Merck Employees Federal Credit Union $105,000 $145,000 38.1% 0.0%
Quorum Federal Credit Union $275,000 $145,000 -47.3% 0.0%
Ukrainian Selfreliance Federal Credit Union $720,000 $145,000 -79.9% 0.0%
Mason-McDuffie Mortgage Corporation $195,000 $135,000 -30.8% 0.0%
NRL Federal Credit Union $135,000 n/a 0.0%
Peoples Bank $135,000 n/a 0.0%
Philadelphia Federal Credit Union $135,000 n/a 0.0%
Prairie State Bank & Trust $135,000 n/a 0.0%
AMERIS BANK $215,000 $125,000 -41.9% 0.0%
Athas Capital Group $190,000 $125,000 -34.2% 0.0%
BURKE & HERBERT BK & TR CO $125,000 n/a 0.0%
FIRST NATIONAL BANK OF OMAHA $125,000 n/a 0.0%
Star USA Federal Credit Union $80,000 $120,000 50.0% 0.0%
Hartford Funding, Ltd. $115,000 n/a 0.0%
SWBC Mortgage Corporation $115,000 n/a 0.0%
Texana Bank, N.A. $175,000 $115,000 -34.3% 0.0%
Virginia National Bank $115,000 n/a 0.0%
COMPASS BANK $105,000 n/a 0.0%
Highlands Residential Mortgage Ltd $105,000 n/a 0.0%
Residential Home Funding Corp. $105,000 n/a 0.0%
Washington Financial Bank $105,000 n/a 0.0%
CORNERSTONE HOME LENDING, INC. $95,000 n/a 0.0%
Credit Human Federal Credit Union $585,000 $95,000 -83.8% 0.0%
DelMar Financial Company $85,000 n/a 0.0%
Fairway Consumer Discount Co $85,000 n/a 0.0%
Peoples Mortgage Company $165,000 $85,000 -48.5% 0.0%
Finance of America Commercial LLC $275,000 $75,000 -72.7% 0.0%
HighTechLending Inc. $75,000 n/a 0.0%
AmeriFirst Home Mortgage $65,000 n/a 0.0%
GOLD Credit Union $255,000 $65,000 -74.5% 0.0%
SECU Credit Union $255,000 $65,000 -74.5% 0.0%
NBT Bank NA $35,000 $55,000 57.1% 0.0%
BayCoast Bank $50,000 n/a 0.0%
EVERENCE FEDERAL CREDIT UNION $75,000 $45,000 -40.0% 0.0%
JERSEY SHORE STATE BANK $405,000 $35,000 -91.4% 0.0%
Ballston Spa National Bank $25,000 n/a 0.0%
First Credit Corporation $25,000 n/a 0.0%
Home Loan Investment Bank $25,000 n/a 0.0%
1st Colonial Community Bank $15,000 n/a 0.0%

HARRISBURG - CARLISLE's top lender by overall market share is Members 1st Federal Credit Union, with 7.6% market share. In second place, with 7.4%, is Quicken Loans, having originated $349,695,000 in loans. In third place, with 3.3%, is CBNA, having originated $154,200,000 in loans. In third place, with 3.0%, is PA STATE EMPLOYEES CU, having originated $143,560,000 in loans. In third place, with 2.5%, is Freedom Mortgage Corporation, having originated $118,330,000 in loans.


HARRISBURG-CARLISLE, PA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 10,086 $2,272,880,000 $225,350
Home Purchase 8,212 $1,798,830,000 $219,049
Cash Out Refi 2,259 $463,765,000 $205,297
Home Improvement 1,661 $113,555,000 $68,365
Other 1,064 $81,160,000 $76,278

Harrisburg - Carlisle's most frequently cited loan purpose was Refi, with 10,086 originations. The 2nd most popular reason was Home Purchase, with 8,212 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 9,308 $1,885,100,000 $202,525
2.5-3% 7,860 $1,798,770,000 $228,851
<2.5% 2,526 $566,330,000 $224,200
4-5% 1,810 $221,520,000 $122,387
5-6% 456 $31,410,000 $68,882
6-7% 160 $9,830,000 $61,438
7-8% 133 $7,105,000 $53,421
Over 8% 74 $4,590,000 $62,027

During 2020, Harrisburg - Carlisle's most frequently originated rate bucket was 3-4%, with 9,308 originations.

Loan Sizing (HARRISBURG-CARLISLE, PA MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 9,756 $1,458,980,000 $149,547
$200k-400k 7,751 $2,089,785,000 $269,615
$100,000 or less 4,587 $255,955,000 $55,800
$400k-600k 989 $455,455,000 $460,521
$600k-1000k 145 $105,375,000 $726,724
$Over $1MM 54 $364,640,000 $6,752,593

HARRISBURG - CARLISLE's loan sizing saw the bucket of loans from $100k-200k with 9,756 originations, totaling $1,458,980,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 8,369 $1,898,025,000 $226,792
60-80% 7,133 $1,756,025,000 $246,183
40-60% 2,367 $422,165,000 $178,354
20-40% 1,718 $155,810,000 $90,693
Under 20% 1,659 $60,285,000 $36,338
Over 100% 241 $69,585,000 $288,734

HARRISBURG - CARLISLE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 8,369 originations, totaling $1,898,025,000 in origination value.