HARRISBURG - CARLISLE Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Harrisburg - Carlisle averaged
3.17%
for the week of 2021-11-24, compared to the national average of
3.1% for the same period.
The average rate for the prior week (2021-11-18) was
3.37% and
one month ago for the week of 2021-10-21, the
average rate was 3.16%.
Harrisburg - Carlisle's average rate one year ago was 2.69%.
For refis of the same type during the week of 2021-11-24, the average rate
was 3.11%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2021-11-24 | 3.1% |
| Harrisburg - Carlisle 30 Year Fixed Rate | 2021-11-24 | 3.17% |
| Harrisburg - Carlisle 30 Year Fixed Rate Refi | 2021-11-24 | 3.11% |
| Harrisburg - Carlisle 15 Year Fixed Rate | 2021-11-24 | 2.98% |
| Harrisburg - Carlisle 15 Year Fixed Rate Refi | 2021-11-24 | 2.76% |
| Harrisburg - Carlisle 30 Year FHA | 2021-11-24 | 3.25% |
| Harrisburg - Carlisle 30 Year FHA Refi | 2021-11-24 | 3.51% |
| Harrisburg - Carlisle 30 Year USDA | 2021-11-24 | 3.35% |
| Harrisburg - Carlisle 30 Year USDA Refi | 2021-11-24 | 3.16% |
| Harrisburg - Carlisle 30 Year VA | 2021-11-24 | 3.18% |
| Harrisburg - Carlisle 30 Year VA Refi | 2021-11-24 | 2.98% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within HARRISBURG-CARLISLE, PA.
HARRISBURG - CARLISLE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the HARRISBURG-CARLISLE, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
HARRISBURG-CARLISLE, PA's 281 lenders originated 23,282
loans during 2020. The total origination value was $4,730,190,000, with an average loan value of
$203,169.
The top HARRISBURG - CARLISLE lender as defined by loan originations is MEMBERS 1ST FEDERAL CREDIT UNION, with
639 loans originated. Their average total fees are
$4,045, which is $1,402
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee HARRISBURG - CARLISLE lenders (with over 10 loans originated) are
PENNSYLVANIA STATE EMPLOYEES Credit Union ($2,619), KELLER MORTGAGE, LLC ($2,951), PATRIOT ($3,275), PNC Bank, National Association ($3,292) and Farmers and Merchants Trust Company of Chambersburg ($3,385).
The lowest rate HARRISBURG - CARLISLE lenders (with over 10 loans originated) are
PENTAGON FEDERAL CREDIT UNION (2.71%), Farmers and Merchants Trust Company of Chambersburg (2.76%), AmRes Corporation (2.76%), AMERICAN FEDERAL MORTGAGE CORPORATION (2.80%) and AMERISAVE MORTGAGE CORPORATION (2.86%).
HARRISBURG-CARLISLE, PA Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2019 Loan Value | 2020 Loan Value | % Change | 2020 Market Share |
|---|---|---|---|---|
| Members 1st Federal Credit Union | $298,320,000 | $360,055,000 | 20.7% | 7.6% |
| Quicken Loans | $151,840,000 | $349,695,000 | 130.3% | 7.4% |
| CBNA | $112,935,000 | $154,200,000 | 36.5% | 3.3% |
| PA STATE EMPLOYEES CU | $117,670,000 | $143,560,000 | 22.0% | 3.0% |
| Freedom Mortgage Corporation | $24,255,000 | $118,330,000 | 387.9% | 2.5% |
| Northpointe Bank | $49,750,000 | $117,840,000 | 136.9% | 2.5% |
| WELLS FARGO BANK NA | $91,335,000 | $116,205,000 | 27.2% | 2.5% |
| Fulton Bank, NA | $73,615,000 | $108,165,000 | 46.9% | 2.3% |
| Mid Penn Bank | $51,075,000 | $107,560,000 | 110.6% | 2.3% |
| Orrstown Bank | $86,395,000 | $107,025,000 | 23.9% | 2.3% |
| First National Bank of Pennsylvania | $86,525,000 | $98,340,000 | 13.7% | 2.1% |
| RESIDENTIAL MORTGAGE SERVICES | $60,965,000 | $97,240,000 | 59.5% | 2.1% |
| S&T Bank | $111,535,000 | $94,410,000 | -15.4% | 2.0% |
| Home Point Financial Corporation | $70,625,000 | $93,965,000 | 33.0% | 2.0% |
| Berkadia Commercial Mortgage | $90,285,000 | n/a | 1.9% | |
| loanDepot LLC | $39,245,000 | $85,065,000 | 116.8% | 1.8% |
| United Shore Financial Services LLC | $49,710,000 | $78,630,000 | 58.2% | 1.7% |
| PNC BANK NA | $53,440,000 | $78,015,000 | 46.0% | 1.6% |
| FAIRWAY INDEPENDENT MORT CORP | $59,425,000 | $70,155,000 | 18.1% | 1.5% |
| F&M Trust | $17,710,000 | $67,360,000 | 280.4% | 1.4% |
| NEWREZ LLC | $38,230,000 | $63,735,000 | 66.7% | 1.3% |
| Branch Banking And Trust Co | $45,340,000 | $60,030,000 | 32.4% | 1.3% |
| KeyBank National Association | $7,440,000 | $58,590,000 | 687.5% | 1.2% |
| Foote Capital Mortgage Company | $22,925,000 | $54,025,000 | 135.7% | 1.1% |
| Liberty Bank | $9,625,000 | $48,060,000 | 399.3% | 1.0% |
| Nationstar Mortgage | $35,400,000 | $45,940,000 | 29.8% | 1.0% |
| Tidewater Mortgage Services Inc. | $26,135,000 | $43,500,000 | 66.4% | 0.9% |
| Centric Bank | $25,865,000 | $42,715,000 | 65.1% | 0.9% |
| M&T Bank | $32,565,000 | $42,265,000 | 29.8% | 0.9% |
| Mortgage Research Center LLC | $21,900,000 | $40,655,000 | 85.6% | 0.9% |
| Northwest Bank | $10,480,000 | $38,905,000 | 271.2% | 0.8% |
| Equity Resources Inc. | $2,465,000 | $38,750,000 | 1,472.0% | 0.8% |
| Homespire Mortgage Corporation | $27,410,000 | $38,605,000 | 40.8% | 0.8% |
| Mortgage Network, Inc | $21,045,000 | $38,265,000 | 81.8% | 0.8% |
| MORTGAGE AMERICA, INC. | $30,295,000 | $36,740,000 | 21.3% | 0.8% |
| HomeBridge Financial Services, Inc. | $27,480,000 | $36,020,000 | 31.1% | 0.8% |
| Guaranteed Rate Inc. | $25,260,000 | $34,520,000 | 36.7% | 0.7% |
| NAVY FEDERAL CREDIT UNION | $32,750,000 | $32,410,000 | -1.0% | 0.7% |
| Santander Bank N.A. | $23,875,000 | $31,745,000 | 33.0% | 0.7% |
| Amerisave Mortgage Corporation | $6,185,000 | $30,455,000 | 392.4% | 0.6% |
| The Bank Of Landisburg | $22,770,000 | $30,155,000 | 32.4% | 0.6% |
| E Mortgage Management LLC | $15,035,000 | $29,600,000 | 96.9% | 0.6% |
| PENNYMAC LOAN SERVICES LLC | $7,435,000 | $28,400,000 | 282.0% | 0.6% |
| HomeSale Mortgage, LLC | $18,865,000 | $26,325,000 | 39.5% | 0.6% |
| American Federal Mortgage Corp. | $6,025,000 | $25,965,000 | 331.0% | 0.5% |
| Huntington National Bank | $10,190,000 | $25,860,000 | 153.8% | 0.5% |
| Flagstar Bank | $16,620,000 | $25,640,000 | 54.3% | 0.5% |
| NVR Mortgage Finance Inc | $18,165,000 | $25,260,000 | 39.1% | 0.5% |
| Union Home Mortgage Company | $15,770,000 | $23,870,000 | 51.4% | 0.5% |
| Pennian Bank | $9,975,000 | $23,740,000 | 138.0% | 0.5% |
| USAA FEDERAL SAVINGS BANK | $27,385,000 | $23,325,000 | -14.8% | 0.5% |
| The Gratz Bank | $11,310,000 | $22,055,000 | 95.0% | 0.5% |
| Better Mortgage Corporation | $3,340,000 | $21,635,000 | 547.8% | 0.5% |
| JPMorgan Chase Bank, NA | $12,440,000 | $21,575,000 | 73.4% | 0.5% |
| AmeriChoice Federal Credit Union | $10,320,000 | $20,810,000 | 101.6% | 0.4% |
| Caliber Home Loans Inc | $14,920,000 | $19,575,000 | 31.2% | 0.4% |
| Capital One, NA | $19,205,000 | n/a | 0.4% | |
| Guaranteed Rate Affinity LLC | $9,335,000 | $18,960,000 | 103.1% | 0.4% |
| Howard Hanna Mortgage Services | $13,835,000 | $17,755,000 | 28.3% | 0.4% |
| Bank of America NA | $18,975,000 | $17,105,000 | -9.9% | 0.4% |
| Lakeview Loan Servicing, LLC | $3,555,000 | $15,925,000 | 348.0% | 0.3% |
| York Traditions Bank | $9,910,000 | $15,495,000 | 56.4% | 0.3% |
| Meridian Bank | $8,130,000 | $15,440,000 | 89.9% | 0.3% |
| Cardinal Financial Company LP | $6,375,000 | $15,375,000 | 141.2% | 0.3% |
| First Alliance Home Mortgage | $5,200,000 | $15,200,000 | 192.3% | 0.3% |
| ACNB BANK | $10,520,000 | $13,740,000 | 30.6% | 0.3% |
| MOVEMENT MORTGAGE, LLC | $13,820,000 | $13,700,000 | -0.9% | 0.3% |
| US BANK, N.A. | $8,785,000 | $12,625,000 | 43.7% | 0.3% |
| NewDay Financial LLC dba NewDay USA | $3,710,000 | $12,435,000 | 235.2% | 0.3% |
| Stearns Lending | $6,570,000 | $12,160,000 | 85.1% | 0.3% |
| New American Funding (dba for Broker Solutions Inc) | $3,800,000 | $10,815,000 | 184.6% | 0.2% |
| NFM, Inc. | $6,015,000 | $10,340,000 | 71.9% | 0.2% |
| Riverview Bank | $3,380,000 | $10,320,000 | 205.3% | 0.2% |
| Belco Community Credit Union | $4,250,000 | $9,975,000 | 134.7% | 0.2% |
| American Neighborhood Mortgage dba AnnieMac Home Mortgage | $1,095,000 | $9,855,000 | 800.0% | 0.2% |
| CARRINGTON MORTGAGE SERVICES | $8,435,000 | $9,800,000 | 16.2% | 0.2% |
| Synergy One Lending | $2,110,000 | $9,645,000 | 357.1% | 0.2% |
| Provident Funding Associates | $6,035,000 | $9,545,000 | 58.2% | 0.2% |
| Keller Mortgage LLC | $4,605,000 | $8,965,000 | 94.7% | 0.2% |
| Village Capital & Investment | $1,445,000 | $8,890,000 | 515.2% | 0.2% |
| Grandbridge Real Est Capital | $8,605,000 | n/a | 0.2% | |
| The Ephrata National Bank | $3,960,000 | $8,605,000 | 117.3% | 0.2% |
| Towne Mortgage Company | $8,420,000 | n/a | 0.2% | |
| Arbor Realty Trust Inc | $8,305,000 | n/a | 0.2% | |
| Clearpath Lending | $3,505,000 | $8,270,000 | 135.9% | 0.2% |
| PRIMELENDING | $2,575,000 | $8,100,000 | 214.6% | 0.2% |
| Patriot Federal Credit Union | $245,000 | $7,900,000 | 3,124.5% | 0.2% |
| McLean Mortgage Corporation | $260,000 | $7,300,000 | 2,707.7% | 0.2% |
| Sail Mortgage | $910,000 | $7,040,000 | 673.6% | 0.1% |
| Univest Bank and Trust Co. | $3,080,000 | $6,760,000 | 119.5% | 0.1% |
| The Federal Savings Bank | $2,700,000 | $6,720,000 | 148.9% | 0.1% |
| Jonestown Bank & Trust Co | $5,210,000 | $6,595,000 | 26.6% | 0.1% |
| Draper and Kramer Mortgage Corp. | $600,000 | $6,470,000 | 978.3% | 0.1% |
| Hershey Federal Credit Union | $1,110,000 | $6,450,000 | 481.1% | 0.1% |
| Finance of America Mortgage LLC | $4,795,000 | $6,185,000 | 29.0% | 0.1% |
| Pentagon Federal Credit Union | $1,560,000 | $6,140,000 | 293.6% | 0.1% |
| Plaza Home Mortgage Inc. | $2,325,000 | $6,050,000 | 160.2% | 0.1% |
| AmeriServ Financial Bank | $1,675,000 | $5,920,000 | 253.4% | 0.1% |
| Guaranty Trust Company | $5,820,000 | n/a | 0.1% | |
| PeoplesBank, A Codorus Valley Company | $7,285,000 | $5,765,000 | -20.9% | 0.1% |
| American Financial Network Inc. | $2,125,000 | $5,755,000 | 170.8% | 0.1% |
| Paramount Residential Mortgage Group Inc. | $2,940,000 | $5,755,000 | 95.7% | 0.1% |
| WEI Mortgage LLC | $760,000 | $5,500,000 | 623.7% | 0.1% |
| NEW CUMBERLAND FEDERAL CREDIT UNION | $4,350,000 | $5,415,000 | 24.5% | 0.1% |
| Wyndham Capital Mortgage | $1,750,000 | $5,155,000 | 194.6% | 0.1% |
| Sierra Pacific Mortgage | $3,250,000 | $5,125,000 | 57.7% | 0.1% |
| Intercontinental Capital Group, Inc. | $865,000 | $5,115,000 | 491.3% | 0.1% |
| American Financing Corporation | $1,480,000 | $5,090,000 | 243.9% | 0.1% |
| Homeside Financial LLC | $1,465,000 | $5,065,000 | 245.7% | 0.1% |
| SOUTHERN TRUST MORTGAGE LLC | $4,905,000 | n/a | 0.1% | |
| FirstBank | $2,280,000 | $4,900,000 | 114.9% | 0.1% |
| NexTier Bank, N.A. | $570,000 | $4,815,000 | 744.7% | 0.1% |
| TD Bank | $335,000 | $4,460,000 | 1,231.3% | 0.1% |
| SecurityNational Mortgage Company | $4,405,000 | n/a | 0.1% | |
| American Residential Lending | $705,000 | $4,395,000 | 523.4% | 0.1% |
| First Home Bank | $1,620,000 | $4,315,000 | 166.4% | 0.1% |
| The Juniata Valley Bank | $2,325,000 | $4,265,000 | 83.4% | 0.1% |
| Sun West Mortgage Company Inc. | $580,000 | $4,205,000 | 625.0% | 0.1% |
| Sovereign Lending Group, Inc | $2,915,000 | $4,190,000 | 43.7% | 0.1% |
| NBKC Bank | $2,145,000 | $3,980,000 | 85.5% | 0.1% |
| Royal United Mortgage LLC | $2,450,000 | $3,940,000 | 60.8% | 0.1% |
| Reliance First Capital LLC | $3,290,000 | $3,900,000 | 18.5% | 0.1% |
| AgChoice Farm Credit ACA | $2,040,000 | $3,765,000 | 84.6% | 0.1% |
| Low VA Rates | $755,000 | $3,695,000 | 389.4% | 0.1% |
| North American Savings Bank | $2,255,000 | $3,635,000 | 61.2% | 0.1% |
| MLD Mortgage Inc. | $570,000 | $3,550,000 | 522.8% | 0.1% |
| 1st Preference Mortgage Corporation | $1,980,000 | $3,330,000 | 68.2% | 0.1% |
| AmeriHomeMortgageCompany,LL | $1,790,000 | $3,245,000 | 81.3% | 0.1% |
| Barrington Bank & Trust | $2,830,000 | $3,205,000 | 13.3% | 0.1% |
| Planet Home Lending LLC | $565,000 | $3,195,000 | 465.5% | 0.1% |
| First Citizens Community Bank | $995,000 | $3,145,000 | 216.1% | 0.1% |
| Embrace Home Loans, Inc. | $615,000 | $3,080,000 | 400.8% | 0.1% |
| Digital Federal Credit Union | $2,660,000 | $2,985,000 | 12.2% | 0.1% |
| SoFi Lending Corp | $680,000 | $2,955,000 | 334.6% | 0.1% |
| Greystone Servicing Corporation, Inc. | $2,885,000 | n/a | 0.1% | |
| TIAA, FSB | $1,250,000 | $2,850,000 | 128.0% | 0.1% |
| Geneva Financial LLC | $615,000 | $2,800,000 | 355.3% | 0.1% |
| Police and Fire Federal Credit Union | $935,000 | $2,770,000 | 196.3% | 0.1% |
| Bank of England | $1,320,000 | $2,640,000 | 100.0% | 0.1% |
| UBS Bank USA | $245,000 | $2,565,000 | 946.9% | 0.1% |
| Churchill Mortgage Corporation | $1,295,000 | $2,555,000 | 97.3% | 0.1% |
| Fifth Third Bank | $2,850,000 | $2,535,000 | -11.1% | 0.1% |
| Civic Financial Services | $2,490,000 | n/a | 0.1% | |
| Allied Mortgage Group Inc | $4,140,000 | $2,470,000 | -40.3% | 0.1% |
| BNC NATIONAL BANK | $1,025,000 | $2,460,000 | 140.0% | 0.1% |
| First Guaranty Mortgage Corporation | $305,000 | $2,450,000 | 703.3% | 0.1% |
| Lebanon Federal Credit Union | $745,000 | $2,405,000 | 222.8% | 0.1% |
| FIRSTRUST BANK | $5,195,000 | $2,365,000 | -54.5% | 0.0% |
| Guidance Residential LLC | $900,000 | $2,330,000 | 158.9% | 0.0% |
| CMG Mortgage Inc. | $875,000 | $2,280,000 | 160.6% | 0.0% |
| Kish Bank | $765,000 | $2,275,000 | 197.4% | 0.0% |
| TRIDENT MORTGAGE COMPANY LP | $690,000 | $2,235,000 | 223.9% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC | $880,000 | $2,225,000 | 152.8% | 0.0% |
| Colonial Savings | $2,165,000 | $2,215,000 | 2.3% | 0.0% |
| Third Federal Savings and Loan | $1,345,000 | $2,145,000 | 59.5% | 0.0% |
| Family First Funding LLC | $240,000 | $2,135,000 | 789.6% | 0.0% |
| UIF Corporation | $915,000 | $2,135,000 | 133.3% | 0.0% |
| Oceanside Mortgage Company | $1,475,000 | $2,095,000 | 42.0% | 0.0% |
| PHH MORTGAGE CORPORATION | $845,000 | $2,050,000 | 142.6% | 0.0% |
| Cherry Creek Mortgage Co. Inc. | $195,000 | $2,005,000 | 928.2% | 0.0% |
| Reverse Mortgage Funding LLC | $895,000 | $1,995,000 | 122.9% | 0.0% |
| Weichert Financial Services | $1,950,000 | $1,985,000 | 1.8% | 0.0% |
| AimLoan.com | $705,000 | $1,955,000 | 177.3% | 0.0% |
| Mortgage Lenders of America LLC | $1,655,000 | $1,950,000 | 17.8% | 0.0% |
| Fidelity Direct Mortgage LLC | $1,910,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $1,900,000 | n/a | 0.0% | |
| Member Advantage Mortgage | $450,000 | $1,860,000 | 313.3% | 0.0% |
| Mortgage Solutions of Colorado LLC | $1,315,000 | $1,845,000 | 40.3% | 0.0% |
| Primary Residential Mortgage Inc. | $400,000 | $1,825,000 | 356.3% | 0.0% |
| Bank of Whittier, Na | $385,000 | $1,760,000 | 357.1% | 0.0% |
| NETWORK FUNDING, L.P. | $1,875,000 | $1,730,000 | -7.7% | 0.0% |
| George Mason Mortgage LLC | $1,725,000 | n/a | 0.0% | |
| Citibank, N.A. | $1,200,000 | $1,705,000 | 42.1% | 0.0% |
| Success Mortgage Partners Inc. | $490,000 | $1,695,000 | 245.9% | 0.0% |
| Florida Capital Bank National Association | $355,000 | $1,660,000 | 367.6% | 0.0% |
| TowneBank | $305,000 | $1,635,000 | 436.1% | 0.0% |
| Equity Prime Mortgage LLC | $105,000 | $1,610,000 | 1,433.3% | 0.0% |
| Sirva Mortgage Inc. | $2,720,000 | $1,595,000 | -41.4% | 0.0% |
| Bank of Bird-in-Hand | $135,000 | $1,585,000 | 1,074.1% | 0.0% |
| Stifel Bank and Trust | $240,000 | $1,540,000 | 541.7% | 0.0% |
| First Home Mortgage | $235,000 | $1,500,000 | 538.3% | 0.0% |
| Morgan Stanley Private Bank NA | $2,355,000 | $1,500,000 | -36.3% | 0.0% |
| Magnolia Bank Incorporated | $960,000 | $1,430,000 | 49.0% | 0.0% |
| Nations Direct Mortgage LLC | $1,425,000 | n/a | 0.0% | |
| Coatesville Savings Bank | $1,325,000 | n/a | 0.0% | |
| US Mortgage of Florida | $1,320,000 | n/a | 0.0% | |
| MDE Home Loans LLC | $205,000 | $1,285,000 | 526.8% | 0.0% |
| The Bryn Mawr Trust Company | $1,025,000 | $1,285,000 | 25.4% | 0.0% |
| LoanPal | $335,000 | $1,260,000 | 276.1% | 0.0% |
| GATEWAY MORTGAGE GROUP | $210,000 | $1,235,000 | 488.1% | 0.0% |
| Nations Lending Corporation | $405,000 | $1,230,000 | 203.7% | 0.0% |
| Premia Mortgage, LLC | $1,675,000 | $1,180,000 | -29.6% | 0.0% |
| Milend Inc. | $535,000 | $1,135,000 | 112.1% | 0.0% |
| First Savings Bank | $1,730,000 | $1,120,000 | -35.3% | 0.0% |
| 1ST 2ND MORTGAGE COMPANY OF N.J., INC. | $1,105,000 | n/a | 0.0% | |
| American Financial Resources Inc. | $890,000 | $1,090,000 | 22.5% | 0.0% |
| Discover Bank | $1,040,000 | $1,085,000 | 4.3% | 0.0% |
| CityWorth Mortgage | $255,000 | $1,080,000 | 323.5% | 0.0% |
| NJ Lenders Corp. | $1,075,000 | n/a | 0.0% | |
| Plains Commerce Bank | $1,075,000 | n/a | 0.0% | |
| Reliance Savings Bank | $480,000 | $1,075,000 | 124.0% | 0.0% |
| Service 1st Federal Credit Union | $190,000 | $1,070,000 | 463.2% | 0.0% |
| United Security Financial | $1,070,000 | n/a | 0.0% | |
| CAPITAL BANK, NA | $1,065,000 | n/a | 0.0% | |
| Hamilton National Mortgage Company | $305,000 | $1,065,000 | 249.2% | 0.0% |
| US Mortgage Corporation | $645,000 | $1,065,000 | 65.1% | 0.0% |
| Colonial Mortgage Service Company of America | $1,045,000 | n/a | 0.0% | |
| Credit Union Mortgage Association Inc. | $1,250,000 | $1,040,000 | -16.8% | 0.0% |
| Union Bank & Trust | $245,000 | $1,040,000 | 324.5% | 0.0% |
| ARVEST BANK | $620,000 | $1,025,000 | 65.3% | 0.0% |
| United Mortgage Corp | $165,000 | $1,020,000 | 518.2% | 0.0% |
| Mid America Mortgage Inc. | $485,000 | $1,000,000 | 106.2% | 0.0% |
| T2 Financial LLC | $995,000 | n/a | 0.0% | |
| Absolute Home Mortgage Corporation | $970,000 | n/a | 0.0% | |
| Tower Federal Credit Union | $1,025,000 | $970,000 | -5.4% | 0.0% |
| First Federal Bank of the Midwest | $960,000 | n/a | 0.0% | |
| 21ST MORTGAGE | $520,000 | $945,000 | 81.7% | 0.0% |
| LenderFi, Inc. | $935,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $935,000 | n/a | 0.0% | |
| Allegacy Federal Credit Union | $930,000 | n/a | 0.0% | |
| Evesham Mortgage | $215,000 | $925,000 | 330.2% | 0.0% |
| Philadelphia Mortgage Advisors | $245,000 | $925,000 | 277.6% | 0.0% |
| Corning Federal Credit Union | $375,000 | $915,000 | 144.0% | 0.0% |
| Charles Schwab Bank | $325,000 | $900,000 | 176.9% | 0.0% |
| Presidential Bank FSB | $2,810,000 | $890,000 | -68.3% | 0.0% |
| Utilities Employees Credit Union | $890,000 | n/a | 0.0% | |
| Nationwide Mortgage Bankers Inc. | $380,000 | $885,000 | 132.9% | 0.0% |
| CNB Bank | $205,000 | $875,000 | 326.8% | 0.0% |
| Homestead Funding Corp. | $1,360,000 | $875,000 | -35.7% | 0.0% |
| Hometown Lenders LLC | $135,000 | $875,000 | 548.1% | 0.0% |
| Victorian Finance, LLC | $215,000 | $870,000 | 304.7% | 0.0% |
| Franklin Mint Federal Credit Union | $850,000 | n/a | 0.0% | |
| Sunflower Bank, N.A. | $710,000 | $845,000 | 19.0% | 0.0% |
| Sandy Spring Bank | $815,000 | n/a | 0.0% | |
| Goldwater Bank National Association | $305,000 | $810,000 | 165.6% | 0.0% |
| AAG | $735,000 | $800,000 | 8.8% | 0.0% |
| Prime Choice Funding, Inc. | $765,000 | $795,000 | 3.9% | 0.0% |
| Republic Bank & Trust Company | $790,000 | n/a | 0.0% | |
| State Financial Network LLC | $785,000 | n/a | 0.0% | |
| AUSTIN CAPITAL BANK SSB | $145,000 | $780,000 | 437.9% | 0.0% |
| Huntingdon Valley Bank | $195,000 | $755,000 | 287.2% | 0.0% |
| Accelerate Mortgage | $745,000 | n/a | 0.0% | |
| Michigan Mutual, Inc. DBA MiMutual Mortgage | $405,000 | $745,000 | 84.0% | 0.0% |
| Nexera Holding LLC | $740,000 | n/a | 0.0% | |
| Somerset Trust Company | $135,000 | $740,000 | 448.1% | 0.0% |
| Intercoastal Mortgage Company | $235,000 | $735,000 | 212.8% | 0.0% |
| 5 Arch Funding Corp. | $730,000 | n/a | 0.0% | |
| Bay Capital Mortgage Corporation | $270,000 | $720,000 | 166.7% | 0.0% |
| RESIDENTIAL HOME MORTGAGE CORPORATION | $720,000 | n/a | 0.0% | |
| Southpoint Financial Services | $710,000 | n/a | 0.0% | |
| VanDyk Mortgage Corporation | $385,000 | $700,000 | 81.8% | 0.0% |
| Mid-Continent Funding, Inc. | $440,000 | $695,000 | 58.0% | 0.0% |
| Ixonia Bank | $690,000 | n/a | 0.0% | |
| New Fed Mortgage Corporation | $475,000 | $690,000 | 45.3% | 0.0% |
| Network Capital Funding Corporation | $685,000 | n/a | 0.0% | |
| Congressional Bank | $195,000 | $680,000 | 248.7% | 0.0% |
| radius financial group inc | $675,000 | n/a | 0.0% | |
| Baxter Credit Union | $805,000 | $665,000 | -17.4% | 0.0% |
| LUZERNE BANK | $665,000 | n/a | 0.0% | |
| First Internet Bank | $1,050,000 | $660,000 | -37.1% | 0.0% |
| Landmark Community Bank | $645,000 | n/a | 0.0% | |
| Citizens & Northern Bank | $165,000 | $640,000 | 287.9% | 0.0% |
| First Commonwealth Bank | $650,000 | $625,000 | -3.8% | 0.0% |
| LendUS LLC dba RPM Mortgage | $625,000 | n/a | 0.0% | |
| Total Mortgage Services LLC | $625,000 | n/a | 0.0% | |
| City National Bank | $615,000 | n/a | 0.0% | |
| UNITED BANK VA | $615,000 | n/a | 0.0% | |
| Millennium Financial Group Inc. | $610,000 | n/a | 0.0% | |
| Envoy Mortgage Ltd. | $605,000 | n/a | 0.0% | |
| LendingOne LLC | $600,000 | n/a | 0.0% | |
| Contour Mortgage Corporation | $595,000 | n/a | 0.0% | |
| West Penn Financial Service Center | $590,000 | n/a | 0.0% | |
| top flite financial, inc. | $125,000 | $580,000 | 364.0% | 0.0% |
| Metro City Bank | $630,000 | $575,000 | -8.7% | 0.0% |
| Capitol Federal Savings Bank | $555,000 | n/a | 0.0% | |
| Luxury Mortgage Corp. | $555,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $425,000 | $550,000 | 29.4% | 0.0% |
| Cascade Financial Services | $195,000 | $545,000 | 179.5% | 0.0% |
| Member First Mortgage LLC | $215,000 | $545,000 | 153.5% | 0.0% |
| State Department Federal Credit Union | $105,000 | $545,000 | 419.0% | 0.0% |
| APCI Federal Credit Union | $535,000 | n/a | 0.0% | |
| LendSure Mortgage Corp | $275,000 | $535,000 | 94.5% | 0.0% |
| Mortgage Capital Partners Inc | $530,000 | n/a | 0.0% | |
| Watermark Home Loans | $935,000 | $530,000 | -43.3% | 0.0% |
| 1ST ED CREDIT UNION | $520,000 | n/a | 0.0% | |
| Belem Servicing, LLC dba Patriot Home Mortgage | $505,000 | n/a | 0.0% | |
| Peoples Security Bank and Trust Company | $845,000 | $505,000 | -40.2% | 0.0% |
| Wayne Bank | $495,000 | n/a | 0.0% | |
| The Fidelity Deposit and Discount Bank | $485,000 | n/a | 0.0% | |
| Academy Mortgage Corporation | $275,000 | $480,000 | 74.5% | 0.0% |
| TruMark Financial Credit Union | $205,000 | $475,000 | 131.7% | 0.0% |
| Pinnacle Mortgage Inc. | $465,000 | n/a | 0.0% | |
| Union Savings Bank | $520,000 | $465,000 | -10.6% | 0.0% |
| Allied First BankSB | $460,000 | n/a | 0.0% | |
| Equity Now Inc | $460,000 | n/a | 0.0% | |
| Millenium Home Mortgage Llc | $455,000 | n/a | 0.0% | |
| Riverfront FCU | $450,000 | n/a | 0.0% | |
| Community First National Bank | $445,000 | n/a | 0.0% | |
| Direct Mortgage Loans | $440,000 | n/a | 0.0% | |
| KS StateBank | $750,000 | $440,000 | -41.3% | 0.0% |
| BLUELEAF LENDING, LLC | $425,000 | n/a | 0.0% | |
| Ivy Mortgage, Inc. | $425,000 | n/a | 0.0% | |
| GSF Mortgage Corporation | $255,000 | $420,000 | 64.7% | 0.0% |
| Open Mortgage LLC | $415,000 | n/a | 0.0% | |
| Thrivent Federal Credit Union | $415,000 | n/a | 0.0% | |
| Wings Financial Credit Union | $410,000 | n/a | 0.0% | |
| Farmers Bank & Trust | $405,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $395,000 | $390,000 | -1.3% | 0.0% |
| Mifflinburg Bank & Trust Company | $390,000 | n/a | 0.0% | |
| LendingHome Funding Corporation | $1,370,000 | $385,000 | -71.9% | 0.0% |
| Lanco Federal Credit Union | $365,000 | $380,000 | 4.1% | 0.0% |
| Impac Mortgage Corp. dba CashCall Mortgage | $615,000 | $365,000 | -40.7% | 0.0% |
| Semper Home Loans, Inc | $365,000 | n/a | 0.0% | |
| US Wide Financial | $365,000 | n/a | 0.0% | |
| LeaderOne Financial Corp. | $360,000 | n/a | 0.0% | |
| Norwich Commercial Group Inc | $360,000 | n/a | 0.0% | |
| PEOPLE'S INTERMOUNTAIN BANK | $85,000 | $360,000 | 323.5% | 0.0% |
| Quaint Oak Mortgage, LLC | $255,000 | $355,000 | 39.2% | 0.0% |
| Centier Bank | $395,000 | $350,000 | -11.4% | 0.0% |
| Greentree Mortgage Company, L.P. | $350,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $330,000 | $350,000 | 6.1% | 0.0% |
| First Federal Bank of Kansas City | $345,000 | n/a | 0.0% | |
| Ark-La-Tex Financial Services LLC | $820,000 | $330,000 | -59.8% | 0.0% |
| Bayshore Mortgage Funding LLC | $330,000 | n/a | 0.0% | |
| FNCB Bank | $330,000 | n/a | 0.0% | |
| Congressional Federal Credit Union | $195,000 | $325,000 | 66.7% | 0.0% |
| HSBC BANK USA, NA | $325,000 | n/a | 0.0% | |
| Servion, Inc. | $325,000 | n/a | 0.0% | |
| FIRST PEOPLES CFCU | $315,000 | n/a | 0.0% | |
| PS Bank | $315,000 | n/a | 0.0% | |
| Kwik Mortgage Corp. | $305,000 | n/a | 0.0% | |
| Triad Financial Services Inc | $145,000 | $300,000 | 106.9% | 0.0% |
| Consumers Credit Union | $295,000 | n/a | 0.0% | |
| First Commonwealth Federal Credit Union | $290,000 | n/a | 0.0% | |
| First United Bank & Trust | $285,000 | n/a | 0.0% | |
| Investment Savings Bank | $285,000 | n/a | 0.0% | |
| American Pacific Mortgage Corporation | $275,000 | n/a | 0.0% | |
| ANGEL OAK HOME LOANS LLC | $275,000 | n/a | 0.0% | |
| Angel Oak Mortgage Solutions | $105,000 | $275,000 | 161.9% | 0.0% |
| Geo-Corp, Inc. | $275,000 | n/a | 0.0% | |
| Peoples National Bank, N.A. | $275,000 | n/a | 0.0% | |
| The Muncy Bank and Trust Company | $275,000 | n/a | 0.0% | |
| Mid-Island Mortgage Corp. | $265,000 | n/a | 0.0% | |
| DOLLAR BANK, FSB | $425,000 | $260,000 | -38.8% | 0.0% |
| Illinois State Credit Union | $255,000 | n/a | 0.0% | |
| Intercap Lending Inc | $255,000 | n/a | 0.0% | |
| Supreme Lending/ Everett Financial Inc. | $925,000 | $250,000 | -73.0% | 0.0% |
| GFA Federal Credit Union | $245,000 | n/a | 0.0% | |
| Liberty Home Mortgage Corp | $240,000 | n/a | 0.0% | |
| Ruoff Home Mortgage | $95,000 | $240,000 | 152.6% | 0.0% |
| Cf Bank National Association | $620,000 | $235,000 | -62.1% | 0.0% |
| Finance of America Reverse LLC | $335,000 | $235,000 | -29.9% | 0.0% |
| Guild Mortgage Company | $235,000 | n/a | 0.0% | |
| OceanFirst Bank N.A. | $2,030,000 | $235,000 | -88.4% | 0.0% |
| Prosperity Home Mortgage LLC | $680,000 | $235,000 | -65.4% | 0.0% |
| WesBanco Bank, Inc. | $235,000 | n/a | 0.0% | |
| CNB Mortgage Company | $225,000 | n/a | 0.0% | |
| Developer's Mortgage Company | $620,000 | $220,000 | -64.5% | 0.0% |
| FIRST RESOURCE BANK | $335,000 | $220,000 | -34.3% | 0.0% |
| WHITE ROSE CREDIT UNION | $215,000 | n/a | 0.0% | |
| First Heritage Financial LLC | $1,120,000 | $210,000 | -81.3% | 0.0% |
| Xceed Financial Credit Union | $210,000 | n/a | 0.0% | |
| Penn Community Bank | $545,000 | $205,000 | -62.4% | 0.0% |
| Triumph Bank | $205,000 | n/a | 0.0% | |
| WSFS Bank | $300,000 | $205,000 | -31.7% | 0.0% |
| Secured Investment Corp | $195,000 | n/a | 0.0% | |
| United Nations Federal Credit Union | $155,000 | $195,000 | 25.8% | 0.0% |
| 1st National Bank | $195,000 | $185,000 | -5.1% | 0.0% |
| Central Bank | $185,000 | n/a | 0.0% | |
| Consumers National Bank | $185,000 | n/a | 0.0% | |
| First Community Mortgage Inc. | $185,000 | n/a | 0.0% | |
| Teachers Federal Credit Union | $185,000 | n/a | 0.0% | |
| Bank-Fund Staff Federal Credit Union | $250,000 | $175,000 | -30.0% | 0.0% |
| First Centennial Mortgage Corp. | $175,000 | n/a | 0.0% | |
| First IC Bank | $175,000 | n/a | 0.0% | |
| James B. Nutter & Company | $175,000 | n/a | 0.0% | |
| NuMark Credit Union | $160,000 | $175,000 | 9.4% | 0.0% |
| TCF National Bank | $355,000 | $170,000 | -52.1% | 0.0% |
| American Heritage Federal Credit Union | $300,000 | $165,000 | -45.0% | 0.0% |
| First Northern Bank and Trust | $165,000 | n/a | 0.0% | |
| HOWARD BANK | $215,000 | $165,000 | -23.3% | 0.0% |
| SSB Bank | $165,000 | n/a | 0.0% | |
| Wright-Patt Credit Union Inc | $165,000 | n/a | 0.0% | |
| Clearview Federal Credit Union | $155,000 | n/a | 0.0% | |
| HOMEXPRESS MORTGAGE CORP. | $105,000 | $155,000 | 47.6% | 0.0% |
| Midwest Loan Services Inc | $155,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $85,000 | $155,000 | 82.4% | 0.0% |
| Longbridge Financial, LLC | $145,000 | n/a | 0.0% | |
| Merck Employees Federal Credit Union | $105,000 | $145,000 | 38.1% | 0.0% |
| Quorum Federal Credit Union | $275,000 | $145,000 | -47.3% | 0.0% |
| Ukrainian Selfreliance Federal Credit Union | $720,000 | $145,000 | -79.9% | 0.0% |
| Mason-McDuffie Mortgage Corporation | $195,000 | $135,000 | -30.8% | 0.0% |
| NRL Federal Credit Union | $135,000 | n/a | 0.0% | |
| Peoples Bank | $135,000 | n/a | 0.0% | |
| Philadelphia Federal Credit Union | $135,000 | n/a | 0.0% | |
| Prairie State Bank & Trust | $135,000 | n/a | 0.0% | |
| AMERIS BANK | $215,000 | $125,000 | -41.9% | 0.0% |
| Athas Capital Group | $190,000 | $125,000 | -34.2% | 0.0% |
| BURKE & HERBERT BK & TR CO | $125,000 | n/a | 0.0% | |
| FIRST NATIONAL BANK OF OMAHA | $125,000 | n/a | 0.0% | |
| Star USA Federal Credit Union | $80,000 | $120,000 | 50.0% | 0.0% |
| Hartford Funding, Ltd. | $115,000 | n/a | 0.0% | |
| SWBC Mortgage Corporation | $115,000 | n/a | 0.0% | |
| Texana Bank, N.A. | $175,000 | $115,000 | -34.3% | 0.0% |
| Virginia National Bank | $115,000 | n/a | 0.0% | |
| COMPASS BANK | $105,000 | n/a | 0.0% | |
| Highlands Residential Mortgage Ltd | $105,000 | n/a | 0.0% | |
| Residential Home Funding Corp. | $105,000 | n/a | 0.0% | |
| Washington Financial Bank | $105,000 | n/a | 0.0% | |
| CORNERSTONE HOME LENDING, INC. | $95,000 | n/a | 0.0% | |
| Credit Human Federal Credit Union | $585,000 | $95,000 | -83.8% | 0.0% |
| DelMar Financial Company | $85,000 | n/a | 0.0% | |
| Fairway Consumer Discount Co | $85,000 | n/a | 0.0% | |
| Peoples Mortgage Company | $165,000 | $85,000 | -48.5% | 0.0% |
| Finance of America Commercial LLC | $275,000 | $75,000 | -72.7% | 0.0% |
| HighTechLending Inc. | $75,000 | n/a | 0.0% | |
| AmeriFirst Home Mortgage | $65,000 | n/a | 0.0% | |
| GOLD Credit Union | $255,000 | $65,000 | -74.5% | 0.0% |
| SECU Credit Union | $255,000 | $65,000 | -74.5% | 0.0% |
| NBT Bank NA | $35,000 | $55,000 | 57.1% | 0.0% |
| BayCoast Bank | $50,000 | n/a | 0.0% | |
| EVERENCE FEDERAL CREDIT UNION | $75,000 | $45,000 | -40.0% | 0.0% |
| JERSEY SHORE STATE BANK | $405,000 | $35,000 | -91.4% | 0.0% |
| Ballston Spa National Bank | $25,000 | n/a | 0.0% | |
| First Credit Corporation | $25,000 | n/a | 0.0% | |
| Home Loan Investment Bank | $25,000 | n/a | 0.0% | |
| 1st Colonial Community Bank | $15,000 | n/a | 0.0% |
HARRISBURG - CARLISLE's top lender by overall market share is Members 1st Federal Credit Union, with 7.6% market share. In second place, with 7.4%, is Quicken Loans, having originated $349,695,000 in loans. In third place, with 3.3%, is CBNA, having originated $154,200,000 in loans. In third place, with 3.0%, is PA STATE EMPLOYEES CU, having originated $143,560,000 in loans. In third place, with 2.5%, is Freedom Mortgage Corporation, having originated $118,330,000 in loans.
HARRISBURG-CARLISLE, PA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Refi | 10,086 | $2,272,880,000 | $225,350 |
| Home Purchase | 8,212 | $1,798,830,000 | $219,049 |
| Cash Out Refi | 2,259 | $463,765,000 | $205,297 |
| Home Improvement | 1,661 | $113,555,000 | $68,365 |
| Other | 1,064 | $81,160,000 | $76,278 |
Harrisburg - Carlisle's most frequently cited loan purpose was Refi, with 10,086 originations. The 2nd most popular reason was Home Purchase, with 8,212 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 9,308 | $1,885,100,000 | $202,525 |
| 2.5-3% | 7,860 | $1,798,770,000 | $228,851 |
| <2.5% | 2,526 | $566,330,000 | $224,200 |
| 4-5% | 1,810 | $221,520,000 | $122,387 |
| 5-6% | 456 | $31,410,000 | $68,882 |
| 6-7% | 160 | $9,830,000 | $61,438 |
| 7-8% | 133 | $7,105,000 | $53,421 |
| Over 8% | 74 | $4,590,000 | $62,027 |
During 2020, Harrisburg - Carlisle's most frequently originated rate bucket was 3-4%, with 9,308 originations.
Loan Sizing (HARRISBURG-CARLISLE, PA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 9,756 | $1,458,980,000 | $149,547 |
| $200k-400k | 7,751 | $2,089,785,000 | $269,615 |
| $100,000 or less | 4,587 | $255,955,000 | $55,800 |
| $400k-600k | 989 | $455,455,000 | $460,521 |
| $600k-1000k | 145 | $105,375,000 | $726,724 |
| $Over $1MM | 54 | $364,640,000 | $6,752,593 |
HARRISBURG - CARLISLE's loan sizing saw the bucket of loans from $100k-200k with 9,756 originations, totaling $1,458,980,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 8,369 | $1,898,025,000 | $226,792 |
| 60-80% | 7,133 | $1,756,025,000 | $246,183 |
| 40-60% | 2,367 | $422,165,000 | $178,354 |
| 20-40% | 1,718 | $155,810,000 | $90,693 |
| Under 20% | 1,659 | $60,285,000 | $36,338 |
| Over 100% | 241 | $69,585,000 | $288,734 |
HARRISBURG - CARLISLE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 8,369 originations, totaling $1,898,025,000 in origination value.