The Bank Of Landisburg Mortgage Rates, Fees & Info
Landisburg, PALEI: 5493002XZSI0KH03JY56
Tax ID: 23-0383750
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
The Bank Of Landisburg is a smaller bank specializing in Home Purchase and Refi loans. The Bank Of Landisburg has a high proportion of conventional loans. Their top markets by origination volume include: Harrisburg, Chambersburg, and York among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)The Bank Of Landisburg has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
165Origination Dollar Volume (All Markets)
$23,045,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 155 | $21,685,000 | $139,903 | $0 | 0.00% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $0 | 0.00% |
| Outside of Metro Areas | 4 | $450,000 | $112,500 | $0 | 0.00% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 0.00% |
Their top states include:
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 165 | $23,045,000 | $139,667 | $0 | 0.00% |
For 2024, The Bank Of Landisburg's most frequently originated type of loan was Conventional, with 165 originations.
Loan Reason
For 2024, The Bank Of Landisburg's most frequently cited loan purpose was Home Purchase, with 70 originations. The 2nd most popular reason was Refi, with 39 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 165 | $23,045,000 | $139,667 | $0 | 0.00% |
For 2024, The Bank Of Landisburg's most frequently cited loan duration was Other, with 165 originations.
Loan Sizing
2024 saw The Bank Of Landisburg place emphasis on $100,000 or less loans with 82 originations, totaling $4,040,000 in origination value.
Applicant Income
The Bank Of Landisburg lent most frequently to those with incomes in the $100k-150k range, with 42 originations. The second most popular income band? $50k-75k, with 33 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 165 | $23,045,000 | $139,667 | $0 | 0.00% |
The Bank Of Landisburg lent most frequently to those with DTI ratios of Exempt%, with 165 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications88.21%
The Bank Of Landisburg has an average approval rate.
Pick Rate
Approvals leading to origination87.27%
The Bank Of Landisburg has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 165 | $23,045,000 | $139,667 |