The Peoples National Bank Of Mt Pleasant Mortgage Rates, Fees & Info
Dillonvale, OHLEI: 54930030NLAV245IKD76
Tax ID: 34-0457993
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Mortgage Data
Review & Overview
The Peoples National Bank Of Mt Pleasant is a smaller bank specializing in Home Purchase, Cash Out Refi, and Other loans. The Peoples National Bank Of Mt Pleasant has a high proportion of conventional loans. Their top markets by origination volume include: Weirton, Wheeling, Canton, and New Philadelphia among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)The Peoples National Bank Of Mt Pleasant has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders.
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Originations
81Origination Dollar Volume (All Markets)
$9,235,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 53 | $5,435,000 | $102,547 | $0 | 0.00% |
Outside of Metro Areas | 13 | $2,515,000 | $193,462 | $0 | 0.00% |
WHEELING, WV-OH (FHA|USDA|VA) | 11 | $925,000 | $84,091 | $0 | 0.00% |
CANTON-MASSILLON, OH (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $0 | 0.00% |
New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
Product Mix
Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
---|---|---|---|---|---|
Conventional | 81 | $9,235,000 | $114,012 | $0 | 0.00% |
For 2018, The Peoples National Bank Of Mt Pleasant's most frequently originated type of loan was Conventional, with 81 originations.
Loan Reason
Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
---|---|---|---|---|---|
Home Purchase | 44 | $4,780,000 | $108,636 | $0 | 0.00% |
Cash Out Refi | 34 | $2,510,000 | $73,824 | $0 | 0.00% |
Other | 3 | $1,945,000 | $648,333 | $0 | 0.00% |
For 2018, The Peoples National Bank Of Mt Pleasant's most frequently cited loan purpose was Home Purchase, with 44 originations. The 2nd most popular reason was Cash Out Refi, with 34 originations.
Loan Duration/Length
Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
Other | 81 | $9,235,000 | $114,012 | $0 | 0.00% |
For 2018, The Peoples National Bank Of Mt Pleasant's most frequently cited loan duration was Other, with 81 originations.
Loan Sizing
2018 saw The Peoples National Bank Of Mt Pleasant place emphasis on $100,000 or less loans with 52 originations, totaling $2,380,000 in origination value.
Applicant Income
The Peoples National Bank Of Mt Pleasant lent most frequently to those with incomes in the $50k-75k range, with 20 originations. The second most popular income band? $100k-150k, with 18 originations.
Applicant Debt to Income Ratio
DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
Exempt% | 81 | $9,235,000 | $114,012 | $0 | 0.00% |
The Peoples National Bank Of Mt Pleasant lent most frequently to those with DTI ratios of Exempt%, with 81 originations.
Ethnicity Mix
Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
White | 76 | $7,060,000 | $92,895 | $0 | 0.00% |
Not applicable | 5 | $2,175,000 | $435,000 | $0 | 0.00% |
Approval Rates
Total approvals of all applications88.00%
The Peoples National Bank Of Mt Pleasant has an average approval rate.
Pick Rate
Approvals leading to origination93.83%
The Peoples National Bank Of Mt Pleasant has an average pick rate.
Points and Fees
Points | Originations | Total Value | Average Loan |
---|---|---|---|
Exempt | 81 | $9,235,000 | $114,012 |
Occupancy Type Mix
Complaints
Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
---|---|---|---|---|
TOP FLITE FINANCIAL INC | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 100.0% |