WEIRTON - STEUBENVILLE Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Weirton - Steubenville averaged
6.72%
for the week of 2025-06-18, compared to the national average of
6.81% for the same period.
The average rate for the prior week (2025-06-12) was
6.95% and
one month ago for the week of 2025-05-15, the
average rate was 6.52%.
Weirton - Steubenville's average rate one year ago was 6.76%.
For refis of the same type during the week of 2025-06-18, the average rate
was 7.76%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-06-18 | 6.81% |
| Weirton - Steubenville 30 Year Fixed Rate | 2025-06-18 | 6.72% |
| Weirton - Steubenville 30 Year Fixed Rate Refi | 2025-06-18 | 7.76% |
| Weirton - Steubenville 15 Year Fixed Rate | 2025-06-18 | 5.96% |
| Weirton - Steubenville 15 Year Fixed Rate Refi | 2025-06-18 | 5.96% |
| Weirton - Steubenville 30 Year FHA | 2025-06-18 | 0.24% |
| Weirton - Steubenville 30 Year FHA Refi | 2025-06-18 | -0.1% |
| Weirton - Steubenville 30 Year USDA | 2025-06-18 | 0.1% |
| Weirton - Steubenville 30 Year USDA Refi | 2025-06-18 | -0.2% |
| Weirton - Steubenville 30 Year VA | 2025-06-18 | 0% |
| Weirton - Steubenville 30 Year VA Refi | 2025-06-18 | 0% |
WEIRTON - STEUBENVILLE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the WEIRTON-STEUBENVILLE, WV-OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
WEIRTON - STEUBENVILLE Average Closing Costs & Other Stats
WEIRTON-STEUBENVILLE, WV-OH's 77 lenders originated 1,624
loans during 2024. The total origination value was $214,970,000, with an average loan value of
$132,371.
WEIRTON - STEUBENVILLE's average closing costs are $4,229.
The top WEIRTON - STEUBENVILLE lender as defined by loan originations is HANCOCK COUNTY SAVINGS BANK, FSB, INC., with
142 loans originated. Their average total fees are
$2,464, which is $1,554
lower than the next largest lender,
WesBanco.
The lowest fee WEIRTON - STEUBENVILLE lenders (with over 10 loans originated) are
HANCOCK COUNTY SAVINGS BANK, FSB, INC. ($2,464), JPMorgan Chase Bank ($3,273), U.S. Bank ($3,786), PNC Bank ($4,009) and WesBanco ($4,018).
The lowest rate WEIRTON - STEUBENVILLE lenders (with over 10 loans originated) are
WesBanco (6.20%), HANCOCK COUNTY SAVINGS BANK, FSB, INC. (6.32%), PNC Bank (6.58%), QUICKEN LOANS, LLC (6.78%) and The Huntington National Bank (6.91%).
WEIRTON-STEUBENVILLE, WV-OH Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| HANCOCK COUNTY SAVINGS BANK, FSB, INC. | $31,325,000 | $36,440,000 | 16.3% | 17.0% |
| WesBanco | $21,555,000 | $22,585,000 | 4.8% | 10.5% |
| POLARIS HOME FUNDING CORP. | $18,350,000 | $16,660,000 | -9.2% | 7.7% |
| The Huntington National Bank | $16,070,000 | $16,430,000 | 2.2% | 7.6% |
| QUICKEN LOANS, LLC | $12,335,000 | $14,725,000 | 19.4% | 6.8% |
| U.S. Bank | $12,925,000 | $12,970,000 | 0.3% | 6.0% |
| Mortgage Research Center, LLC | $5,025,000 | $6,350,000 | 26.4% | 3.0% |
| LOANDEPOT.COM, LLC | $3,210,000 | $4,430,000 | 38.0% | 2.1% |
| First National Bank of Pennsylvania | $4,110,000 | $3,745,000 | -8.9% | 1.7% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $2,380,000 | $3,435,000 | 44.3% | 1.6% |
| PNC Bank | $5,275,000 | $3,285,000 | -37.7% | 1.5% |
| Belmont Savings Bank | $1,940,000 | $2,765,000 | 42.5% | 1.3% |
| PENNYMAC LOAN SERVICES, LLC | $650,000 | $2,755,000 | 323.8% | 1.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $4,275,000 | $2,585,000 | -39.5% | 1.2% |
| Waterstone Mortgage Corporation | $1,050,000 | $2,505,000 | 138.6% | 1.2% |
| UNITED WHOLESALE MORTGAGE, LLC | $2,310,000 | $2,495,000 | 8.0% | 1.2% |
| FIRST CHOICE AMERICA COMMUNITY FEDERAL CREDIT UNION | $10,205,000 | $2,340,000 | -77.1% | 1.1% |
| FREEDOM MORTGAGE CORPORATION | $925,000 | $2,300,000 | 148.6% | 1.1% |
| First Federal Bank of the Midwest | $1,255,000 | $2,025,000 | 61.4% | 0.9% |
| Wayne Savings Community Bank | $340,000 | $2,015,000 | 492.6% | 0.9% |
| JPMorgan Chase Bank | $1,870,000 | $1,985,000 | 6.1% | 0.9% |
| Consumers National Bank | $2,240,000 | $1,945,000 | -13.2% | 0.9% |
| DEVELOPER'S MORTGAGE COMPANY | $1,055,000 | $1,840,000 | 74.4% | 0.9% |
| BROKER SOLUTIONS, INC. | $1,910,000 | $1,810,000 | -5.2% | 0.8% |
| NAVY FEDERAL CREDIT UNION | $1,550,000 | $1,775,000 | 14.5% | 0.8% |
| Community Bank | $1,840,000 | $1,735,000 | -5.7% | 0.8% |
| UNION HOME MORTGAGE CORP. | $1,765,000 | $1,640,000 | -7.1% | 0.8% |
| USAA Federal Savings Bank | $325,000 | $1,450,000 | 346.2% | 0.7% |
| Flagstar Bank, FSB | $2,915,000 | $1,290,000 | -55.7% | 0.6% |
| NEWREZ LLC | $1,765,000 | $1,235,000 | -30.0% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $940,000 | $1,150,000 | 22.3% | 0.5% |
| AMERISAVE MORTGAGE CORPORATION | $1,330,000 | $1,065,000 | -19.9% | 0.5% |
| Wells Fargo Bank | $1,045,000 | n/a | 0.5% | |
| Discover Bank | $520,000 | $995,000 | 91.3% | 0.5% |
| SUN WEST MORTGAGE COMPANY, INC. | $235,000 | $945,000 | 302.1% | 0.4% |
| NFM, INC. | $835,000 | $930,000 | 11.4% | 0.4% |
| Unified Bank | $540,000 | $920,000 | 70.4% | 0.4% |
| MOVEMENT MORTGAGE, LLC | $905,000 | n/a | 0.4% | |
| BAYER HERITAGE | $200,000 | $830,000 | 315.0% | 0.4% |
| Citizens Bank | $1,210,000 | $820,000 | -32.2% | 0.4% |
| Gateway First Bank | $550,000 | $740,000 | 34.5% | 0.3% |
| Union Savings Bank | $740,000 | n/a | 0.3% | |
| DAS Acquisition Company, LLC | $335,000 | $730,000 | 117.9% | 0.3% |
| MID AMERICA MORTGAGE, INC. | $1,505,000 | $710,000 | -52.8% | 0.3% |
| FIRST OHIO HOME FINANCE, INC. | $105,000 | $665,000 | 533.3% | 0.3% |
| LIBERTY HOME MORTGAGE CORPORATION | $455,000 | $640,000 | 40.7% | 0.3% |
| Truist | $1,725,000 | $635,000 | -63.2% | 0.3% |
| NBKC BANK | $135,000 | $605,000 | 348.1% | 0.3% |
| Farm Credit Mid-America, ACA | $735,000 | $590,000 | -19.7% | 0.3% |
| LENDINGHOME FUNDING CORPORATION | $210,000 | $590,000 | 181.0% | 0.3% |
| Main Street Bank Corp. | $7,385,000 | $580,000 | -92.1% | 0.3% |
| Barrington Bank & Trust Company, N.A. | $210,000 | $555,000 | 164.3% | 0.3% |
| ZILLOW HOME LOANS, LLC | $195,000 | $500,000 | 156.4% | 0.2% |
| Ixonia Bank | $555,000 | $490,000 | -11.7% | 0.2% |
| LOANPAL, LLC | $480,000 | n/a | 0.2% | |
| First United Corporation | $220,000 | $475,000 | 115.9% | 0.2% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $465,000 | n/a | 0.2% | |
| ROYAL UNITED MORTGAGE LLC | $690,000 | $460,000 | -33.3% | 0.2% |
| Third Federal Savings and Loan Association of Cleveland | $100,000 | $435,000 | 335.0% | 0.2% |
| Deere Employees Credit Union | $400,000 | n/a | 0.2% | |
| Victorian Finance, LLC | $520,000 | $390,000 | -25.0% | 0.2% |
| RELIANCE FIRST CAPITAL, LLC | $195,000 | $365,000 | 87.2% | 0.2% |
| S1L, Inc. | $365,000 | n/a | 0.2% | |
| Bank of America | $645,000 | $335,000 | -48.1% | 0.2% |
| GUILD MORTGAGE COMPANY | $65,000 | $330,000 | 407.7% | 0.2% |
| First Commonwealth Bank | $325,000 | n/a | 0.2% | |
| Nations Lending Corporation | $320,000 | n/a | 0.1% | |
| Paramount Residential Mortgage Group, Inc. | $75,000 | $320,000 | 326.7% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $310,000 | $315,000 | 1.6% | 0.1% |
| ENDEAVOR CAPITAL, LLC. | $310,000 | n/a | 0.1% | |
| MORTGAGE ACCESS CORP. | $305,000 | n/a | 0.1% | |
| EMM LOANS LLC | $285,000 | n/a | 0.1% | |
| OceanFirst Bank | $285,000 | n/a | 0.1% | |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $275,000 | n/a | 0.1% | |
| The Bank of South Carolina | $245,000 | n/a | 0.1% | |
| American Airlines Federal Credit Union | $235,000 | n/a | 0.1% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $235,000 | n/a | 0.1% | |
| Atlantic Coast Mortgage, LLC | $225,000 | n/a | 0.1% | |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $65,000 | $225,000 | 246.2% | 0.1% |
| SENTE MORTGAGE, INC. | $215,000 | n/a | 0.1% | |
| Coastal Community Bank | $100,000 | $210,000 | 110.0% | 0.1% |
| RAPID MORTGAGE COMPANY | $205,000 | $205,000 | 0.0% | 0.1% |
| Clearview Federal Credit Union | $210,000 | $200,000 | -4.8% | 0.1% |
| Allied First Bank,sb | $195,000 | n/a | 0.1% | |
| Carrington Mortgage Services, LLC | $190,000 | $195,000 | 2.6% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $195,000 | n/a | 0.1% | |
| The Park National Bank | $185,000 | $195,000 | 5.4% | 0.1% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $185,000 | n/a | 0.1% | |
| VILLAGE CAPITAL MORTGAGE | $215,000 | $185,000 | -14.0% | 0.1% |
| AmeriHome Mortgage Company, LLC | $175,000 | n/a | 0.1% | |
| Dollar Bank, Federal Savings Bank | $280,000 | $165,000 | -41.1% | 0.1% |
| EMBRACE HOME LOANS, INC. | $165,000 | n/a | 0.1% | |
| CNB Bank | $155,000 | n/a | 0.1% | |
| Equity Prime Mortgage LLC | $165,000 | $155,000 | -6.1% | 0.1% |
| SmartBank | $155,000 | n/a | 0.1% | |
| GUARANTEED RATE, INC. | $60,000 | $145,000 | 141.7% | 0.1% |
| United States Senate Federal Credit Union | $55,000 | $145,000 | 163.6% | 0.1% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $135,000 | n/a | 0.1% | |
| First Exchange Bank | $270,000 | $135,000 | -50.0% | 0.1% |
| FLAT BRANCH MORTGAGE, INC. | $135,000 | n/a | 0.1% | |
| Republic State Mortgage Co. | $135,000 | n/a | 0.1% | |
| Figure Lending LLC | $135,000 | $130,000 | -3.7% | 0.1% |
| BMI Federal Credit Union | $75,000 | $125,000 | 66.7% | 0.1% |
| Fifth Third Bank | $125,000 | n/a | 0.1% | |
| BAYSHORE MORTGAGE FUNDING, LLC | $115,000 | n/a | 0.1% | |
| CONSUMERS COOPERATIVE CREDIT UNION | $115,000 | n/a | 0.1% | |
| Peoples Bank | $115,000 | n/a | 0.1% | |
| Sunflower Bank | $150,000 | $115,000 | -23.3% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $105,000 | n/a | 0.0% | |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $105,000 | n/a | 0.0% | |
| OHIO VALLEY COMMUNITY FEDERAL CREDIT UNION | $105,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $75,000 | $105,000 | 40.0% | 0.0% |
| West-Aircomm Federal Credit Union | $105,000 | n/a | 0.0% | |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $265,000 | $100,000 | -62.3% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $100,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $55,000 | $100,000 | 81.8% | 0.0% |
| AMERICAN FINANCING CORPORATION | $145,000 | $95,000 | -34.5% | 0.0% |
| Security First Bank | $95,000 | n/a | 0.0% | |
| The Merchants National Bank | $95,000 | n/a | 0.0% | |
| CHURCHILL MORTGAGE CORPORATION | $115,000 | $75,000 | -34.8% | 0.0% |
| GoPrime Mortgage, Inc. | $75,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $75,000 | n/a | 0.0% | |
| The Farmers National Bank of Canfield | $625,000 | $75,000 | -88.0% | 0.0% |
| BETTER MORTGAGE CORPORATION | $135,000 | $65,000 | -51.9% | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | $300,000 | $65,000 | -78.3% | 0.0% |
| Univest Bank and Trust Co. | $65,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $55,000 | n/a | 0.0% | |
| TrueCore Federal Credit Union | $55,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $110,000 | $45,000 | -59.1% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $45,000 | n/a | 0.0% | |
| TOWER | $35,000 | n/a | 0.0% | |
| BMO Harris Bank | $25,000 | n/a | 0.0% | |
| Elements Financial Federal Credit Union | $25,000 | n/a | 0.0% |
WEIRTON - STEUBENVILLE's top lender by overall market share is HANCOCK COUNTY SAVINGS BANK, FSB, INC., with 17.0% market share. In second place, with 10.5%, is WesBanco, having originated $22,585,000 in loans. In third place, with 7.7%, is POLARIS HOME FUNDING CORP., having originated $16,660,000 in loans. In fourth place, with 7.6%, is The Huntington National Bank, having originated $16,430,000 in loans. In fifth place, with 6.8%, is QUICKEN LOANS, LLC, having originated $14,725,000 in loans.
WEIRTON-STEUBENVILLE, WV-OH Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 878 | $141,010,000 | $160,604 |
| Home Improvement | 221 | $14,365,000 | $65,000 |
| Refi | 198 | $27,580,000 | $139,293 |
| Cash Out Refi | 168 | $21,000,000 | $125,000 |
| Other | 159 | $11,015,000 | $69,277 |
Weirton - Steubenville's most frequently cited loan purpose was Home Purchase, with 878 originations. The 2nd most popular reason was Home Improvement, with 221 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 617 | $94,375,000 | $152,958 |
| Over 8% | 313 | $23,885,000 | $76,310 |
| 7-8% | 278 | $35,720,000 | $128,489 |
| 5-6% | 177 | $29,625,000 | $167,373 |
| 3-4% | 117 | $8,965,000 | $76,624 |
| 4-5% | 41 | $10,785,000 | $263,049 |
| 2.5-3% | 1 | $195,000 | $195,000 |
During 2024, Weirton - Steubenville's most frequently originated rate bucket was 6-7%, with 617 originations.
Loan Sizing (WEIRTON-STEUBENVILLE, WV-OH MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 696 | $40,590,000 | $58,319 |
| $100k-200k | 647 | $91,975,000 | $142,156 |
| $200k-400k | 248 | $65,050,000 | $262,298 |
| $400k-600k | 27 | $12,525,000 | $463,889 |
| $600k-1000k | 5 | $3,725,000 | $745,000 |
| $Over $1MM | 1 | $1,105,000 | $1,105,000 |
WEIRTON - STEUBENVILLE's loan sizing saw the bucket of loans from $100,000 or less with 696 originations, totaling $40,590,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 676 | $112,900,000 | $167,012 |
| 60-80% | 323 | $48,855,000 | $151,254 |
| 20-40% | 220 | $13,320,000 | $60,545 |
| 40-60% | 172 | $18,590,000 | $108,081 |
| Under 20% | 122 | $3,680,000 | $30,164 |
| Over 100% | 11 | $2,505,000 | $227,727 |
WEIRTON - STEUBENVILLE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 676 originations, totaling $112,900,000 in origination value.