Weirton USDA Loan Rates, Closing Costs & Stats
WEIRTON-STEUBENVILLE, WV-OH
USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.
Weirton's 12 lenders originated 45 USDA loans during 2023. The total origination value was $6,005,000, with an average USDA loan value of $133,444.
Weirton USDA Loans, 30 Year Fixed Rates
30 Year USDA mortgages in Weirton
averaged
-0.26%
for the week of 2024-11-29, compared to the national average (all USDA variants) of
0% for the same period.
Weirton's average USDA mortgage closing costs are $4,357.
The average rate for the prior week (2024-11-22) was
6.44% and
one month ago for the week of 2024-10-25, the
average rate was 6.24%.
The average rate one year ago was 7.04%.
For refis of the same type during the week of 2024-11-29, the average rate
was 0.46%.
Weirton USDA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Weirton level.
Name | # of Loans | 2023 Avg. 30yFix Rate | 2023 Avg. Closing Costs |
---|---|---|---|
POLARIS HOME FUNDING CORP. | 11 | 6.95% | $5,888 |
U.S. Bank | 7 | 7.00% | $4,735 |
MORTGAGE SOLUTIONS OF COLORADO, LLC | 6 | 6.92% | $6,078 |
WesBanco | 5 | 6.03% | $4,910 |
UNION HOME MORTGAGE CORP. | 4 | 6.84% | $4,931 |
CROSSCOUNTRY MORTGAGE, LLC | 4 | 6.98% | $6,285 |
MID AMERICA MORTGAGE, INC. | 2 | 6.63% | $6,978 |
STOCKTON MORTGAGE CORPORATION | 1 | 6.25% | $6,811 |
The Huntington National Bank | 1 | 5.88% | $6,905 |
Bank of England | 1 | 6.25% | $6,769 |
LIBERTY HOME MORTGAGE CORPORATION | 1 | 7.13% | $2,692 |
DAS Acquisition Company, LLC | 1 | 7.25% | $8,195 |
The top Weirton USDA lender as defined by loan originations is POLARIS HOME FUNDING CORP., with
11 USDA loans originated. Their average total fees are
$5,888, which is $1,152
higher than the next largest lender,
U.S. Bank.
The lowest fee Weirton USDA lenders (with over 10 loans originated) are
POLARIS HOME FUNDING CORP. ($5,888), .
The lowest rate Weirton USDA lenders (with over 10 loans originated) are
POLARIS HOME FUNDING CORP. (6.95%), .
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Weirton (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $88,625 (14.4%) | $114,147 (3.9%) | 0.00 | 351 |
2018-02-01 | $84,950 (8.6%) | $111,170 (2.7%) | 0.00 | 341 |
2018-03-01 | $84,500 (5.0%) | $114,893 (3.9%) | 0.00 | 334 |
2018-04-01 | $80,975 (-4.6%) | $113,353 (2.2%) | 0.00 | 324 |
2018-05-01 | $81,350 (1.8%) | $116,629 (6.7%) | 0.00 | 313 |
2018-06-01 | $80,000 (0.1%) | $120,042 (8.7%) | 0.00 | 330 |
2018-07-01 | $89,000 (11.4%) | $123,008 (12.0%) | 0.00 | 359 |
2018-08-01 | $93,925 (14.4%) | $124,930 (11.1%) | 0.00 | 365 |
2018-09-01 | $95,000 (13.2%) | $123,879 (13.7%) | 0.00 | 334 |
2018-10-01 | $91,975 (5.7%) | $125,338 (12.0%) | 0.00 | 323 |
2018-11-01 | $88,900 (-1.1%) | $125,113 (5.8%) | 0.00 | 324 |
2018-12-01 | $89,850 (-0.1%) | $124,520 (5.2%) | 0.00 | 312 |
2019-01-01 | $89,900 (1.4%) | $128,283 (12.4%) | 0.00 | 279 |
2019-02-01 | $92,861 (9.3%) | $125,073 (12.5%) | 0.00 | 261 |
2019-03-01 | $93,877 (11.1%) | $125,783 (9.5%) | 0.00 | 254 |
2019-04-01 | $96,325 (19.0%) | $127,547 (12.5%) | 0.00 | 268 |
2019-05-01 | $98,175 (20.7%) | $127,719 (9.5%) | 0.00 | 295 |
2019-06-01 | $98,900 (23.6%) | $128,022 (6.7%) | 0.00 | 304 |
2019-07-01 | $95,500 (7.3%) | $127,499 (3.7%) | 0.00 | 313 |
2019-08-01 | $96,891 (3.2%) | $128,946 (3.2%) | 0.00 | 328 |
2019-09-01 | $99,877 (5.1%) | $131,428 (6.1%) | 0.00 | 332 |
2019-10-01 | $101,868 (10.8%) | $133,083 (6.2%) | 0.00 | 335 |
2019-11-01 | $99,700 (12.2%) | $128,404 (2.6%) | 0.00 | 305 |
2019-12-01 | $96,825 (7.8%) | $124,063 (-0.4%) | 0.00 | 289 |
2020-01-01 | $91,600 (1.9%) | $123,104 (-4.0%) | 0.00 | 295 |
2020-02-01 | $94,750 (2.0%) | $125,644 (0.5%) | 0.00 | 284 |
2020-03-01 | $90,800 (-3.3%) | $123,305 (-2.0%) | 0.00 | 269 |
2020-04-01 | $96,600 (0.3%) | $126,728 (-0.6%) | 0.00 | 259 |
2020-05-01 | $89,950 (-8.4%) | $127,343 (-0.3%) | 0.00 | 221 |
2020-06-01 | $96,625 (-2.3%) | $138,612 (8.3%) | 0.00 | 209 |
2020-07-01 | $101,175 (5.9%) | $139,647 (9.5%) | 0.00 | 208 |
2020-08-01 | $109,900 (13.4%) | $137,219 (6.4%) | 0.00 | 220 |
2020-09-01 | $109,925 (10.1%) | $140,562 (7.0%) | 0.00 | 226 |
2020-10-01 | $115,000 (12.9%) | $144,272 (8.4%) | 0.00 | 220 |
2020-11-01 | $115,000 (15.4%) | $139,760 (8.8%) | 0.00 | 239 |
2020-12-01 | $119,450 (23.4%) | $139,420 (12.4%) | 0.00 | 221 |
2021-01-01 | $109,900 (20.0%) | $132,958 (8.0%) | 0.00 | 204 |
2021-02-01 | $99,550 (5.1%) | $131,592 (4.7%) | 0.00 | 175 |
2021-03-01 | $119,950 (32.1%) | $139,637 (13.3%) | 0.00 | 163 |
2021-04-01 | $127,400 (31.9%) | $149,497 (18.0%) | 0.00 | 132 |
2021-05-01 | $134,900 (50.0%) | $160,444 (26.0%) | 0.00 | 134 |
2021-06-01 | $139,900 (44.8%) | $163,200 (17.7%) | 0.00 | 148 |
2021-07-01 | $138,000 (36.4%) | $154,638 (10.7%) | 0.00 | 162 |
2021-08-01 | $129,900 (18.2%) | $161,479 (17.7%) | 0.00 | 177 |
2021-09-01 | $125,250 (13.9%) | $171,819 (22.2%) | 0.00 | 190 |
2021-10-01 | $135,000 (17.4%) | $157,988 (9.5%) | 0.00 | 211 |
2021-11-01 | $136,700 (18.9%) | $166,294 (19.0%) | 0.00 | 197 |
2021-12-01 | $132,450 (10.9%) | $173,971 (24.8%) | 0.00 | 181 |
2022-01-01 | $132,900 (20.9%) | $183,624 (38.1%) | 0.00 | 164 |
2022-02-01 | $130,950 (31.5%) | $181,675 (38.1%) | 0.00 | 147 |
2022-03-01 | $124,675 (3.9%) | $185,171 (32.6%) | 0.00 | 141 |
2022-04-01 | $125,000 (-1.9%) | $185,892 (24.3%) | 0.00 | 143 |
2022-05-01 | $144,950 (7.5%) | $205,384 (28.0%) | 0.00 | 139 |
2022-06-01 | $147,950 (5.8%) | $203,815 (24.9%) | 0.00 | 156 |
2022-07-01 | $150,000 (8.7%) | $204,848 (32.5%) | 0.00 | 178 |
2022-08-01 | $161,200 (24.1%) | $211,382 (30.9%) | 0.00 | 199 |
2022-09-01 | $151,000 (20.6%) | $208,000 (21.1%) | 0.00 | 206 |
2022-10-01 | $134,700 (-0.2%) | $197,478 (25.0%) | 0.00 | 193 |
2022-11-01 | $139,917 (2.4%) | $191,089 (14.9%) | 0.00 | 200 |
2022-12-01 | $126,950 (-4.2%) | $184,227 (5.9%) | 0.00 | 216 |
2023-01-01 | $120,700 (-9.2%) | $169,251 (-7.8%) | 0.00 | 201 |
2023-02-01 | $112,200 (-14.3%) | $182,913 (0.7%) | 0.00 | 171 |
2023-03-01 | $109,900 (-11.9%) | $185,564 (0.2%) | 0.00 | 165 |
2023-04-01 | $124,450 (-0.4%) | $196,981 (6.0%) | 0.00 | 182 |
2023-05-01 | $109,900 (-24.2%) | $183,069 (-10.9%) | 0.00 | 198 |
2023-06-01 | $118,500 (-19.9%) | $177,849 (-12.7%) | 0.00 | 200 |
2023-07-01 | $121,250 (-19.2%) | $189,525 (-7.5%) | 0.00 | 214 |
2023-08-01 | $139,750 (-13.3%) | $196,822 (-6.9%) | 0.00 | 220 |
2023-09-01 | $154,000 (2.0%) | $198,717 (-4.5%) | 0.00 | 213 |
2023-10-01 | $155,950 (15.8%) | $201,713 (2.1%) | 0.00 | 223 |
2023-11-01 | $149,950 (7.2%) | $197,674 (3.5%) | 0.00 | 229 |
2023-12-01 | $149,900 (18.1%) | $189,339 (2.8%) | 0.00 | 221 |
2024-01-01 | $149,600 (23.9%) | $190,383 (12.5%) | 0.00 | 213 |
2024-02-01 | $150,000 (33.7%) | $198,056 (8.3%) | 0.00 | 206 |
2024-03-01 | $149,450 (36.0%) | $192,686 (3.8%) | 0.00 | 198 |
2024-04-01 | $150,000 (20.5%) | $194,516 (-1.3%) | 0.00 | 196 |
2024-05-01 | $159,000 (44.7%) | $197,587 (7.9%) | 0.00 | 202 |
2024-06-01 | $159,900 (34.9%) | $200,233 (12.6%) | 0.00 | 222 |
2024-07-01 | $162,400 (33.9%) | $200,737 (5.9%) | 0.00 | 223 |
2024-08-01 | $159,000 (13.8%) | $197,555 (0.4%) | 0.00 | 244 |
2024-09-01 | $159,925 (3.9%) | $204,507 (2.9%) | 0.00 | 257 |
2024-10-01 | $163,000 (4.5%) | $208,998 (3.6%) | 0.00 | 254 |
Weirton's median listing price comes in at 0% of the national average.
Weirton's average listing price for 2024-10-01 was $208,998, a difference of $7,285 (3.6%) versus the prior year and $4,491 versus the prior month.
For the 2024-10-01 period, Weirton had 254 MLS listings, a difference of -3 listings (-1%) versus the prior month and 31 listings (14%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Weirton (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,347 sqft |
2018-02-01 | 0 days | 1,362 sqft |
2018-03-01 | 0 days | 1,366 sqft |
2018-04-01 | 0 days | 1,379 sqft |
2018-05-01 | 0 days | 1,369 sqft |
2018-06-01 | 0 days | 1,392 sqft |
2018-07-01 | 0 days | 1,533 sqft |
2018-08-01 | 0 days | 1,567 sqft |
2018-09-01 | 0 days | 1,577 sqft |
2018-10-01 | 0 days | 1,597 sqft |
2018-11-01 | 0 days | 1,571 sqft |
2018-12-01 | 0 days | 1,560 sqft |
2019-01-01 | 0 days | 1,577 sqft |
2019-02-01 | 0 days | 1,511 sqft |
2019-03-01 | 0 days | 1,520 sqft |
2019-04-01 | 0 days | 1,519 sqft |
2019-05-01 | 0 days | 1,409 sqft |
2019-06-01 | 0 days | 1,372 sqft |
2019-07-01 | 0 days | 1,427 sqft |
2019-08-01 | 0 days | 1,457 sqft |
2019-09-01 | 0 days | 1,503 sqft |
2019-10-01 | 0 days | 1,532 sqft |
2019-11-01 | 0 days | 1,508 sqft |
2019-12-01 | 0 days | 1,500 sqft |
2020-01-01 | 0 days | 1,497 sqft |
2020-02-01 | 0 days | 1,503 sqft |
2020-03-01 | 0 days | 1,472 sqft |
2020-04-01 | 0 days | 1,492 sqft |
2020-05-01 | 0 days | 1,490 sqft |
2020-06-01 | 0 days | 1,501 sqft |
2020-07-01 | 0 days | 1,524 sqft |
2020-08-01 | 0 days | 1,488 sqft |
2020-09-01 | 0 days | 1,488 sqft |
2020-10-01 | 0 days | 1,489 sqft |
2020-11-01 | 0 days | 1,457 sqft |
2020-12-01 | 0 days | 1,482 sqft |
2021-01-01 | 0 days | 1,500 sqft |
2021-02-01 | 0 days | 1,440 sqft |
2021-03-01 | 0 days | 1,454 sqft |
2021-04-01 | 0 days | 1,492 sqft |
2021-05-01 | 0 days | 1,523 sqft |
2021-06-01 | 0 days | 1,558 sqft |
2021-07-01 | 0 days | 1,564 sqft |
2021-08-01 | 0 days | 1,564 sqft |
2021-09-01 | 0 days | 1,559 sqft |
2021-10-01 | 0 days | 1,560 sqft |
2021-11-01 | 0 days | 1,531 sqft |
2021-12-01 | 0 days | 1,550 sqft |
2022-01-01 | 0 days | 1,521 sqft |
2022-02-01 | 0 days | 1,530 sqft |
2022-03-01 | 0 days | 1,485 sqft |
2022-04-01 | 0 days | 1,480 sqft |
2022-05-01 | 0 days | 1,511 sqft |
2022-06-01 | 0 days | 1,521 sqft |
2022-07-01 | 0 days | 1,530 sqft |
2022-08-01 | 0 days | 1,520 sqft |
2022-09-01 | 0 days | 1,506 sqft |
2022-10-01 | 0 days | 1,520 sqft |
2022-11-01 | 0 days | 1,574 sqft |
2022-12-01 | 0 days | 1,495 sqft |
2023-01-01 | 0 days | 1,451 sqft |
2023-02-01 | 0 days | 1,490 sqft |
2023-03-01 | 0 days | 1,512 sqft |
2023-04-01 | 0 days | 1,520 sqft |
2023-05-01 | 0 days | 1,530 sqft |
2023-06-01 | 0 days | 1,523 sqft |
2023-07-01 | 0 days | 1,563 sqft |
2023-08-01 | 0 days | 1,607 sqft |
2023-09-01 | 0 days | 1,643 sqft |
2023-10-01 | 0 days | 1,611 sqft |
2023-11-01 | 0 days | 1,582 sqft |
2023-12-01 | 0 days | 1,524 sqft |
2024-01-01 | 0 days | 1,573 sqft |
2024-02-01 | 0 days | 1,600 sqft |
2024-03-01 | 0 days | 1,563 sqft |
2024-04-01 | 0 days | 1,533 sqft |
2024-05-01 | 0 days | 1,536 sqft |
2024-06-01 | 0 days | 1,593 sqft |
2024-07-01 | 0 days | 1,596 sqft |
2024-08-01 | 0 days | 1,596 sqft |
2024-09-01 | 0 days | 1,633 sqft |
2024-10-01 | 0 days | 1,673 sqft |
Weirton's median square footage for active listings during the 2024-10-01 period was 1,673 sqft. One year prior, the average listing was 1,611 sqft.