WHEELING Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Wheeling averaged 6.57% for the week of 2025-05-08, compared to the national average of 6.76% for the same period.

    The average rate for the prior week (2025-05-01) was 6.87% and one month ago for the week of 2025-04-03, the average rate was 6.55%.

    Wheeling's average rate one year ago was 7.33%.

    For refis of the same type during the week of 2025-05-08, the average rate was 7.16%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-05-08 6.76%
    Wheeling 30 Year Fixed Rate 2025-05-08 6.57%
    Wheeling 30 Year Fixed Rate Refi 2025-05-08 7.16%
    Wheeling 15 Year Fixed Rate 2025-05-08 6.09%
    Wheeling 15 Year Fixed Rate Refi 2025-05-08 5.79%
    Wheeling 30 Year FHA 2025-05-08 6.53%
    Wheeling 30 Year FHA Refi 2025-05-08 6.28%
    Wheeling 30 Year USDA 2025-05-08 6.6%
    Wheeling 30 Year USDA Refi 2025-05-08 6.37%
    Wheeling 30 Year VA 2025-05-08 6.79%
    Wheeling 30 Year VA Refi 2025-05-08 6.27%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within WHEELING, WV-OH.

    WHEELING Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the WHEELING, WV-OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    WesBanco 113 6.42% $4,038
    QUICKEN LOANS, LLC 61 7.01% $5,048
    Truist 53 6.51% $4,672
    BAYER HERITAGE 41 6.64% $3,933
    UNION HOME MORTGAGE CORP. 28 7.19% $4,955
    The Huntington National Bank 22 6.82% $4,602
    DEVELOPER'S MORTGAGE COMPANY 19 6.53% $4,229
    U.S. Bank 14 7.01% $4,573
    UNITED WHOLESALE MORTGAGE, LLC 14 6.75% $5,921
    JPMorgan Chase Bank 9 6.85% $3,930
    DAS Acquisition Company, LLC 9 7.14% $4,590
    OHIO VALLEY COMMUNITY FEDERAL CREDIT UNION 9 6.97% $3,414
    NAVY FEDERAL CREDIT UNION 7 6.39% $4,726
    Gateway First Bank 5 7.05% $3,917
    Farm Credit Mid-America, ACA 5 7.08% $8,395
    LOANDEPOT.COM, LLC 5 7.17% $6,512
    PNC Bank 5 6.58% $4,095
    CROSSCOUNTRY MORTGAGE, LLC 4 8.06% $5,672
    S1L, Inc. 4 6.78% $7,927
    Mr. Cooper ( Nationstar Mortgage ) 3 7.29% $7,103
    Discover Bank 3 8.03% $0
    NEWREZ LLC 3 6.83% $3,943
    POLARIS HOME FUNDING CORP. 3 7.42% $5,178
    ROYAL UNITED MORTGAGE LLC 3 7.63% $6,891
    ZILLOW HOME LOANS, LLC 3 7.08% $4,134
    Bank of America 3 6.63% $5,087
    MORTGAGE SOLUTIONS OF COLORADO, LLC 3 7.54% $4,549
    LIBERTY HOME MORTGAGE CORPORATION 3 7.13% $3,368
    Community Bank 3 6.71% $2,924
    Flagstar Bank, FSB 2 7.41% $6,156
    Wells Fargo Bank 2 6.88% $3,811
    United Bank 2 6.68% $3,483
    Fifth Third Bank 2 6.50% $5,082
    BROKER SOLUTIONS, INC. 2 7.88% $4,682
    The Park National Bank 2 7.31% $5,684
    HANCOCK COUNTY SAVINGS BANK, FSB, INC. 2 5.56% $2,292
    HOMESIDE FINANCIAL, LLC 2 7.06% $8,483
    Carrington Mortgage Services, LLC 2 6.88% $7,027
    The Farmers National Bank of Canfield 2 6.44% $6,573
    MID AMERICA MORTGAGE, INC. 2 7.06% $5,380
    AMERICAN FINANCING CORPORATION 2 6.44% $5,434
    NFM, INC. 2 6.50% $7,762
    PENNYMAC LOAN SERVICES, LLC 2 6.75% $3,936
    Union Savings Bank 1 6.38% $2,741
    Ally Bank 1 6.63% $2,960
    AMERISAVE MORTGAGE CORPORATION 1 7.50% $5,068
    BAYSHORE MORTGAGE FUNDING, LLC 1 6.88% $7,164
    City Bank 1 6.13% $11,287
    CMG MORTGAGE, INC. 1 6.88% $7,241
    EMBRACE HOME LOANS, INC. 1 7.13% $4,327
    FREEDOM MORTGAGE CORPORATION 1 6.88% $6,123
    Ixonia Bank 1 6.50% $8,026
    Morgan Stanley Private Bank 1 7.00% $2,579
    Mortgage Research Center, LLC 1 7.63% $6,285
    MOVEMENT MORTGAGE, LLC 1 6.99% $5,096
    NBKC BANK 1 6.88% $3,587
    NORTHERN MORTGAGE SERVICES, LLC 1 5.38% $6,494
    Republic State Mortgage Co. 1 7.13% $1,948
    Stifel Bank and Trust 1 6.13% $3,158
    STOCKTON MORTGAGE CORPORATION 1 6.50% $6,098
    The Federal Savings Bank 1 7.75% $5,307
    ALLIANT CREDIT UNION 1 5.75% $3,275
    USAA Federal Savings Bank 1 6.50% $3,538

    WHEELING Average Closing Costs & Other Stats

    WHEELING, WV-OH's 63 lenders originated 2,062 loans during 2024. The total origination value was $313,120,000, with an average loan value of $151,853.

    WHEELING's average closing costs are $4,647.

    The top WHEELING lender as defined by loan originations is WesBanco, with 113 loans originated. Their average total fees are $4,038, which is $1,011 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee WHEELING lenders (with over 10 loans originated) are BAYER HERITAGE ($3,933), WesBanco ($4,038), DEVELOPER'S MORTGAGE COMPANY ($4,229), U.S. Bank ($4,573) and The Huntington National Bank ($4,602).

    The lowest rate WHEELING lenders (with over 10 loans originated) are WesBanco (6.42%), Truist (6.51%), DEVELOPER'S MORTGAGE COMPANY (6.53%), BAYER HERITAGE (6.64%) and UNITED WHOLESALE MORTGAGE, LLC (6.75%).

    WHEELING, WV-OH Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    WesBanco $33,860,000 $38,040,000 12.3% 12.1%
    Belmont Savings Bank $29,925,000 $27,230,000 -9.0% 8.7%
    QUICKEN LOANS, LLC $17,255,000 $20,050,000 16.2% 6.4%
    BAYER HERITAGE $13,800,000 $15,545,000 12.6% 5.0%
    The Huntington National Bank $12,050,000 $14,980,000 24.3% 4.8%
    Truist $16,165,000 $13,900,000 -14.0% 4.4%
    Unified Bank $5,940,000 $11,555,000 94.5% 3.7%
    Wayne Savings Community Bank $11,370,000 n/a 3.6%
    ORIX REAL ESTATE CAPITAL, LLC $10,005,000 n/a 3.2%
    Main Street Bank Corp. $20,975,000 $8,915,000 -57.5% 2.8%
    GREYSTONE SERVICING COMPANY LLC $8,845,000 n/a 2.8%
    UNION HOME MORTGAGE CORP. $8,680,000 $8,550,000 -1.5% 2.7%
    UNITED WHOLESALE MORTGAGE, LLC $2,790,000 $7,560,000 171.0% 2.4%
    MID AMERICA MORTGAGE, INC. $7,150,000 $7,435,000 4.0% 2.4%
    DEVELOPER'S MORTGAGE COMPANY $4,240,000 $6,975,000 64.5% 2.2%
    Mortgage Research Center, LLC $6,480,000 $6,600,000 1.9% 2.1%
    DAS Acquisition Company, LLC $4,375,000 $5,165,000 18.1% 1.6%
    U.S. Bank $3,470,000 $5,085,000 46.5% 1.6%
    Woodsfield Savings Bank $1,940,000 $4,685,000 141.5% 1.5%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $4,075,000 $4,365,000 7.1% 1.4%
    NAVY FEDERAL CREDIT UNION $1,640,000 $3,565,000 117.4% 1.1%
    CROSSCOUNTRY MORTGAGE, LLC $4,000,000 $3,295,000 -17.6% 1.1%
    JPMorgan Chase Bank $2,615,000 $2,525,000 -3.4% 0.8%
    Community Bank $8,755,000 $2,255,000 -74.2% 0.7%
    Farm Credit Mid-America, ACA $1,725,000 $2,165,000 25.5% 0.7%
    FIRST CHOICE AMERICA COMMUNITY FEDERAL CREDIT UNION $1,235,000 $1,980,000 60.3% 0.6%
    PNC Bank $3,140,000 $1,975,000 -37.1% 0.6%
    First Federal Bank of the Midwest $1,030,000 $1,855,000 80.1% 0.6%
    POLARIS HOME FUNDING CORP. $1,005,000 $1,745,000 73.6% 0.6%
    Equity Prime Mortgage LLC $535,000 $1,670,000 212.1% 0.5%
    S1L, Inc. $75,000 $1,620,000 2,060.0% 0.5%
    Mr. Cooper ( Nationstar Mortgage ) $1,495,000 $1,590,000 6.4% 0.5%
    LOANDEPOT.COM, LLC $920,000 $1,530,000 66.3% 0.5%
    Gateway First Bank $605,000 $1,505,000 148.8% 0.5%
    FIRST OHIO HOME FINANCE, INC. $1,035,000 $1,500,000 44.9% 0.5%
    PENNYMAC LOAN SERVICES, LLC $675,000 $1,490,000 120.7% 0.5%
    BROKER SOLUTIONS, INC. $1,150,000 $1,430,000 24.3% 0.5%
    OHIO VALLEY COMMUNITY FEDERAL CREDIT UNION $2,490,000 $1,335,000 -46.4% 0.4%
    LIBERTY HOME MORTGAGE CORPORATION $85,000 $1,320,000 1,452.9% 0.4%
    FREEDOM MORTGAGE CORPORATION $980,000 $1,300,000 32.7% 0.4%
    The Farmers National Bank of Canfield $135,000 $1,250,000 825.9% 0.4%
    HOMESIDE FINANCIAL, LLC $190,000 $1,095,000 476.3% 0.3%
    Flagstar Bank, FSB $190,000 $1,040,000 447.4% 0.3%
    The Park National Bank $235,000 $875,000 272.3% 0.3%
    Carrington Mortgage Services, LLC $945,000 $860,000 -9.0% 0.3%
    The Citizens National Bank $2,240,000 $850,000 -62.1% 0.3%
    GUARANTEED RATE, INC. $655,000 $845,000 29.0% 0.3%
    NEWREZ LLC $440,000 $810,000 84.1% 0.3%
    First National Bank of Pennsylvania $890,000 $780,000 -12.4% 0.2%
    Bank of America $570,000 $775,000 36.0% 0.2%
    VILLAGE CAPITAL MORTGAGE $765,000 n/a 0.2%
    Integrity Home Mortgage Corp $755,000 n/a 0.2%
    Wells Fargo Bank $365,000 $755,000 106.8% 0.2%
    The Federal Savings Bank $735,000 n/a 0.2%
    Fifth Third Bank $100,000 $705,000 605.0% 0.2%
    AMERICAN FINANCING CORPORATION $240,000 $695,000 189.6% 0.2%
    USAA Federal Savings Bank $1,855,000 $670,000 -63.9% 0.2%
    Discover Bank $830,000 $605,000 -27.1% 0.2%
    21ST MORTGAGE CORPORATION $195,000 $595,000 205.1% 0.2%
    United Bank $1,300,000 $585,000 -55.0% 0.2%
    ROYAL UNITED MORTGAGE LLC $715,000 $545,000 -23.8% 0.2%
    ZILLOW HOME LOANS, LLC $360,000 $540,000 50.0% 0.2%
    LENDINGHOME FUNDING CORPORATION $365,000 $510,000 39.7% 0.2%
    CMG MORTGAGE, INC. $490,000 n/a 0.2%
    HANCOCK COUNTY SAVINGS BANK, FSB, INC. $390,000 $490,000 25.6% 0.2%
    InFirst Bank $490,000 n/a 0.2%
    ALLIANT CREDIT UNION $175,000 $430,000 145.7% 0.1%
    AMERISAVE MORTGAGE CORPORATION $1,055,000 $425,000 -59.7% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $215,000 $420,000 95.3% 0.1%
    BAYSHORE MORTGAGE FUNDING, LLC $395,000 n/a 0.1%
    Nations Lending Corporation $790,000 $395,000 -50.0% 0.1%
    Ixonia Bank $530,000 $325,000 -38.7% 0.1%
    City Bank $315,000 n/a 0.1%
    NBKC BANK $295,000 n/a 0.1%
    First National Bank of Michigan $285,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $135,000 $285,000 111.1% 0.1%
    Presidential Bank, FSB $285,000 n/a 0.1%
    RUOFF MORTGAGE COMPANY, INC. $135,000 $285,000 111.1% 0.1%
    Dollar Bank, Federal Savings Bank $95,000 $280,000 194.7% 0.1%
    ENVOY MORTGAGE, LTD $275,000 n/a 0.1%
    DEEPHAVEN MORTGAGE LLC $265,000 n/a 0.1%
    NFM, INC. $315,000 $260,000 -17.5% 0.1%
    GUARANTEED RATE AFFINITY, LLC $235,000 n/a 0.1%
    AmRes Corporation $225,000 n/a 0.1%
    Figure Lending LLC $75,000 $225,000 200.0% 0.1%
    MOVEMENT MORTGAGE, LLC $285,000 $225,000 -21.1% 0.1%
    Peoples Bank $590,000 $225,000 -61.9% 0.1%
    Plains Commerce Bank $225,000 n/a 0.1%
    STOCKTON MORTGAGE CORPORATION $225,000 n/a 0.1%
    Victorian Finance, LLC $220,000 n/a 0.1%
    Paramount Residential Mortgage Group, Inc. $215,000 n/a 0.1%
    Stifel Bank and Trust $215,000 n/a 0.1%
    Union Savings Bank $215,000 n/a 0.1%
    Republic State Mortgage Co. $155,000 $205,000 32.3% 0.1%
    Morgan Stanley Private Bank $200,000 n/a 0.1%
    TOP FLITE FINANCIAL, INC. $200,000 n/a 0.1%
    Coastal Community Bank $165,000 $180,000 9.1% 0.1%
    PLAZA HOME MORTGAGE, INC. $180,000 n/a 0.1%
    PLANET HOME LENDING, LLC $165,000 n/a 0.1%
    Third Federal Savings and Loan Association of Cleveland $310,000 $165,000 -46.8% 0.1%
    Barrington Bank & Trust Company, N.A. $500,000 $155,000 -69.0% 0.0%
    First Exchange Bank $135,000 n/a 0.0%
    NEW DAY FINANCIAL, LLC $395,000 $135,000 -65.8% 0.0%
    TRIAD FINANCIAL SERVICES, INC. $130,000 n/a 0.0%
    KEMBA FINANCIAL $220,000 $125,000 -43.2% 0.0%
    LIMA ONE CAPITAL, LLC $300,000 $115,000 -61.7% 0.0%
    MICHIGAN MUTUAL, INC. $115,000 n/a 0.0%
    ATOMIC CREDIT UNION, INC. $105,000 n/a 0.0%
    CLEARPATH LENDING $105,000 n/a 0.0%
    First United Corporation $105,000 n/a 0.0%
    NEXERA HOLDING LLC $105,000 n/a 0.0%
    NORTHERN MORTGAGE SERVICES, LLC $105,000 n/a 0.0%
    OCMBC, INC. $105,000 n/a 0.0%
    The Grant County Bank $105,000 n/a 0.0%
    Ally Bank $820,000 $95,000 -88.4% 0.0%
    AMERICAN FINANCIAL RESOURCES, INC. $175,000 $95,000 -45.7% 0.0%
    EMBRACE HOME LOANS, INC. $95,000 n/a 0.0%
    LOANPAL, LLC $95,000 n/a 0.0%
    Clear Mountain Bank $315,000 $85,000 -73.0% 0.0%
    Hometown Equity Mortgage, LLC $85,000 n/a 0.0%
    SUCCESS MORTGAGE PARTNERS, INC. $85,000 n/a 0.0%
    VANDERBILT MORTGAGE AND FINANCE, INC. $180,000 $85,000 -52.8% 0.0%
    GUILD MORTGAGE COMPANY $195,000 $75,000 -61.5% 0.0%
    Citizens Bank $280,000 $55,000 -80.4% 0.0%
    CREDIT UNION MORTGAGE ASSOCIATION, INC. $55,000 n/a 0.0%
    Northwest Bank $55,000 n/a 0.0%
    Connexus Credit Union $25,000 $45,000 80.0% 0.0%
    QUORUM FEDERAL CREDIT UNION $185,000 $45,000 -75.7% 0.0%
    WINGS FINANCIAL $45,000 n/a 0.0%
    PROPONENT Federal Credit Union $35,000 n/a 0.0%
    Bethpage Federal Credit Union $25,000 n/a 0.0%
    FINANCE OF AMERICA REVERSE LLC $25,000 n/a 0.0%

    WHEELING's top lender by overall market share is WesBanco, with 12.1% market share. In second place, with 8.7%, is Belmont Savings Bank, having originated $27,230,000 in loans. In third place, with 6.4%, is QUICKEN LOANS, LLC, having originated $20,050,000 in loans. In fourth place, with 5.0%, is BAYER HERITAGE, having originated $15,545,000 in loans. In fifth place, with 4.8%, is The Huntington National Bank, having originated $14,980,000 in loans.

    WHEELING Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - WHEELING (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $125,000 (0.8%) $181,103 (15.8%) 0.46 337
    2018-02-01 $124,425 (2.6%) $180,391 (16.6%) 0.45 323
    2018-03-01 $130,000 (8.4%) $188,335 (22.0%) 0.46 327
    2018-04-01 $135,000 (8.0%) $198,839 (26.3%) 0.46 337
    2018-05-01 $137,450 (7.5%) $205,245 (26.3%) 0.46 330
    2018-06-01 $139,450 (8.1%) $204,242 (19.2%) 0.47 349
    2018-07-01 $134,950 (7.1%) $198,475 (18.1%) 0.45 379
    2018-08-01 $134,175 (7.1%) $205,483 (21.9%) 0.45 373
    2018-09-01 $129,999 (2.8%) $201,080 (14.1%) 0.44 367
    2018-10-01 $136,000 (7.8%) $196,472 (9.8%) 0.46 359
    2018-11-01 $139,925 (12.0%) $199,598 (12.3%) 0.47 346
    2018-12-01 $139,900 (11.9%) $196,283 (6.3%) 0.48 331
    2019-01-01 $144,375 (15.5%) $202,719 (11.9%) 0.50 302
    2019-02-01 $139,900 (12.4%) $197,366 (9.4%) 0.47 277
    2019-03-01 $133,514 (2.7%) $196,891 (4.5%) 0.44 262
    2019-04-01 $128,064 (-5.1%) $202,328 (1.8%) 0.41 266
    2019-05-01 $128,125 (-6.8%) $203,800 (-0.7%) 0.40 294
    2019-06-01 $129,900 (-6.9%) $195,410 (-4.3%) 0.41 317
    2019-07-01 $129,900 (-3.7%) $190,152 (-4.2%) 0.41 325
    2019-08-01 $124,895 (-6.9%) $183,985 (-10.5%) 0.40 353
    2019-09-01 $122,114 (-6.1%) $182,098 (-9.4%) 0.39 374
    2019-10-01 $120,259 (-11.6%) $179,067 (-8.9%) 0.39 392
    2019-11-01 $114,900 (-17.9%) $170,009 (-14.8%) 0.38 395
    2019-12-01 $111,525 (-20.3%) $163,773 (-16.6%) 0.37 376
    2020-01-01 $111,525 (-22.8%) $161,261 (-20.5%) 0.37 369
    2020-02-01 $114,900 (-17.9%) $166,208 (-15.8%) 0.38 346
    2020-03-01 $125,000 (-6.4%) $175,455 (-10.9%) 0.39 334
    2020-04-01 $129,450 (1.1%) $178,551 (-11.8%) 0.41 332
    2020-05-01 $137,850 (7.6%) $195,548 (-4.1%) 0.42 331
    2020-06-01 $139,700 (7.5%) $202,918 (3.8%) 0.41 325
    2020-07-01 $149,900 (15.4%) $206,632 (8.7%) 0.43 318
    2020-08-01 $129,900 (4.0%) $188,153 (2.3%) 0.37 308
    2020-09-01 $130,200 (6.6%) $189,124 (3.9%) 0.37 315
    2020-10-01 $134,250 (11.6%) $188,979 (5.5%) 0.38 323
    2020-11-01 $129,950 (13.1%) $190,041 (11.8%) 0.38 349
    2020-12-01 $127,675 (14.5%) $183,363 (12.0%) 0.38 328
    2021-01-01 $125,000 (12.1%) $177,032 (9.8%) 0.37 270
    2021-02-01 $127,000 (10.5%) $180,011 (8.3%) 0.37 247
    2021-03-01 $125,800 (0.6%) $177,903 (1.4%) 0.36 239
    2021-04-01 $125,825 (-2.8%) $174,799 (-2.1%) 0.34 222
    2021-05-01 $138,250 (0.3%) $179,419 (-8.3%) 0.37 244
    2021-06-01 $149,750 (7.2%) $203,783 (0.4%) 0.39 242
    2021-07-01 $149,450 (-0.3%) $206,563 (0.0%) 0.39 274
    2021-08-01 $149,925 (15.4%) $205,119 (9.0%) 0.40 272
    2021-09-01 $147,450 (13.3%) $199,691 (5.6%) 0.39 265
    2021-10-01 $157,200 (17.1%) $206,626 (9.3%) 0.42 263
    2021-11-01 $147,375 (13.4%) $201,211 (5.9%) 0.39 258
    2021-12-01 $145,000 (13.6%) $198,436 (8.2%) 0.39 258
    2022-01-01 $139,950 (12.0%) $204,015 (15.2%) 0.38 201
    2022-02-01 $134,675 (6.0%) $198,937 (10.5%) 0.35 186
    2022-03-01 $131,975 (4.9%) $200,862 (12.9%) 0.33 199
    2022-04-01 $152,500 (21.2%) $233,044 (33.3%) 0.36 179
    2022-05-01 $146,225 (5.8%) $225,937 (25.9%) 0.33 198
    2022-06-01 $154,500 (3.2%) $213,081 (4.6%) 0.34 225
    2022-07-01 $159,700 (6.9%) $219,607 (6.3%) 0.36 243
    2022-08-01 $164,975 (10.0%) $228,170 (11.2%) 0.38 260
    2022-09-01 $165,875 (12.5%) $230,518 (15.4%) 0.39 268
    2022-10-01 $157,950 (0.5%) $213,905 (3.5%) 0.37 271
    2022-11-01 $162,750 (10.4%) $212,909 (5.8%) 0.39 267
    2022-12-01 $159,750 (10.2%) $214,259 (8.0%) 0.39 235
    2023-01-01 $160,000 (14.3%) $197,028 (-3.4%) 0.40 211
    2023-02-01 $161,000 (19.6%) $212,395 (6.8%) 0.39 204
    2023-03-01 $157,475 (19.3%) $211,802 (5.5%) 0.37 193
    2023-04-01 $155,000 (1.6%) $215,563 (-7.5%) 0.36 214
    2023-05-01 $152,500 (4.3%) $212,212 (-6.1%) 0.35 212
    2023-06-01 $157,075 (1.7%) $227,603 (6.8%) 0.35 218
    2023-07-01 $159,000 (-0.4%) $218,352 (-0.6%) 0.36 226
    2023-08-01 $156,225 (-5.3%) $212,846 (-6.7%) 0.36 218
    2023-09-01 $160,000 (-3.5%) $226,307 (-1.8%) 0.37 221
    2023-10-01 $161,000 (1.9%) $222,114 (3.8%) 0.38 242
    2023-11-01 $159,250 (-2.2%) $217,707 (2.3%) 0.38 262
    2023-12-01 $159,000 (-0.5%) $224,810 (4.9%) 0.39 243
    2024-01-01 $149,500 (-6.6%) $216,059 (9.7%) 0.37 228
    2024-02-01 $149,000 (-7.5%) $218,122 (2.7%) 0.36 229
    2024-03-01 $160,000 (1.6%) $228,799 (8.0%) 0.38 247
    2024-04-01 $165,625 (6.9%) $226,368 (5.0%) 0.39 242
    2024-05-01 $168,950 (10.8%) $221,157 (4.2%) 0.39 235
    2024-06-01 $179,000 (14.0%) $223,481 (-1.8%) 0.40 268
    2024-07-01 $167,000 (5.0%) $217,057 (-0.6%) 0.38 271
    2024-08-01 $161,000 (3.1%) $207,380 (-2.6%) 0.37 304
    2024-09-01 $173,650 (8.5%) $198,731 (-12.2%) 0.41 327
    2024-10-01 $173,675 (7.9%) $197,942 (-10.9%) 0.41 354
    2024-11-01 $169,450 (6.4%) $199,423 (-8.4%) 0.41 343
    2024-12-01 $172,450 (8.5%) $210,962 (-6.2%) 0.43 315
    2025-01-01 $174,725 (16.9%) $211,830 (-2.0%) 0.00 281
    2025-02-01 $169,900 (14.0%) $207,074 (-5.1%) 0.00 266
    2025-03-01 $169,950 (6.2%) $213,579 (-6.7%) 0.00 237
    2025-04-01 $169,000 (2.0%) $209,691 (-7.4%) 0.00 237
    WHEELING's median listing price for 2025-04-01 was $169,000, a difference of $3,375 (2.0%) versus the prior year and $-950 versus the prior month.

    WHEELING's median listing price comes in at 0% of the national average.

    WHEELING's average listing price for 2025-04-01 was $209,691, a difference of $-16,677 (-7.4%) versus the prior year and $-3,888 versus the prior month.

    For the 2025-04-01 period, WHEELING had 237 MLS listings, a difference of 0 listings (0%) versus the prior month and -5 listings (-2%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - WHEELING (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 114 days 1,490 sqft
    2018-02-01 118 days 1,511 sqft
    2018-03-01 102 days 1,520 sqft
    2018-04-01 67 days 1,513 sqft
    2018-05-01 63 days 1,533 sqft
    2018-06-01 69 days 1,557 sqft
    2018-07-01 68 days 1,612 sqft
    2018-08-01 71 days 1,682 sqft
    2018-09-01 75 days 1,700 sqft
    2018-10-01 79 days 1,724 sqft
    2018-11-01 81 days 1,729 sqft
    2018-12-01 86 days 1,727 sqft
    2019-01-01 105 days 1,731 sqft
    2019-02-01 107 days 1,730 sqft
    2019-03-01 84 days 1,733 sqft
    2019-04-01 61 days 1,729 sqft
    2019-05-01 55 days 1,548 sqft
    2019-06-01 59 days 1,593 sqft
    2019-07-01 65 days 1,669 sqft
    2019-08-01 70 days 1,638 sqft
    2019-09-01 68 days 1,608 sqft
    2019-10-01 67 days 1,584 sqft
    2019-11-01 75 days 1,608 sqft
    2019-12-01 84 days 1,570 sqft
    2020-01-01 94 days 1,554 sqft
    2020-02-01 110 days 1,548 sqft
    2020-03-01 98 days 1,604 sqft
    2020-04-01 93 days 1,608 sqft
    2020-05-01 81 days 1,615 sqft
    2020-06-01 84 days 1,655 sqft
    2020-07-01 73 days 1,736 sqft
    2020-08-01 61 days 1,700 sqft
    2020-09-01 60 days 1,676 sqft
    2020-10-01 60 days 1,687 sqft
    2020-11-01 58 days 1,672 sqft
    2020-12-01 71 days 1,634 sqft
    2021-01-01 88 days 1,618 sqft
    2021-02-01 102 days 1,664 sqft
    2021-03-01 81 days 1,667 sqft
    2021-04-01 61 days 1,707 sqft
    2021-05-01 52 days 1,715 sqft
    2021-06-01 51 days 1,714 sqft
    2021-07-01 52 days 1,659 sqft
    2021-08-01 53 days 1,645 sqft
    2021-09-01 59 days 1,588 sqft
    2021-10-01 60 days 1,582 sqft
    2021-11-01 60 days 1,557 sqft
    2021-12-01 64 days 1,554 sqft
    2022-01-01 82 days 1,551 sqft
    2022-02-01 94 days 1,556 sqft
    2022-03-01 74 days 1,594 sqft
    2022-04-01 53 days 1,665 sqft
    2022-05-01 52 days 1,636 sqft
    2022-06-01 47 days 1,712 sqft
    2022-07-01 54 days 1,725 sqft
    2022-08-01 57 days 1,682 sqft
    2022-09-01 54 days 1,700 sqft
    2022-10-01 61 days 1,672 sqft
    2022-11-01 68 days 1,601 sqft
    2022-12-01 82 days 1,589 sqft
    2023-01-01 79 days 1,526 sqft
    2023-02-01 85 days 1,568 sqft
    2023-03-01 56 days 1,574 sqft
    2023-04-01 47 days 1,600 sqft
    2023-05-01 55 days 1,580 sqft
    2023-06-01 56 days 1,651 sqft
    2023-07-01 50 days 1,528 sqft
    2023-08-01 62 days 1,525 sqft
    2023-09-01 53 days 1,595 sqft
    2023-10-01 50 days 1,616 sqft
    2023-11-01 57 days 1,591 sqft
    2023-12-01 68 days 1,588 sqft
    2024-01-01 79 days 1,545 sqft
    2024-02-01 72 days 1,555 sqft
    2024-03-01 52 days 1,599 sqft
    2024-04-01 57 days 1,622 sqft
    2024-05-01 60 days 1,627 sqft
    2024-06-01 54 days 1,627 sqft
    2024-07-01 55 days 1,603 sqft
    2024-08-01 54 days 1,584 sqft
    2024-09-01 53 days 1,580 sqft
    2024-10-01 61 days 1,603 sqft
    2024-11-01 66 days 1,560 sqft
    2024-12-01 72 days 1,612 sqft
    2025-01-01 0 days 1,610 sqft
    2025-02-01 0 days 1,594 sqft
    2025-03-01 0 days 1,630 sqft
    2025-04-01 0 days 1,640 sqft
    WHEELING's median listing age (time on market) for 2025-04-01 was 0 days. This is -100% shorter than the same period one year ago.

    WHEELING's median square footage for active listings during the 2025-04-01 period was 1,640 sqft. One year prior, the average listing was 1,622 sqft.

    WHEELING, WV-OH Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 1,083 $195,605,000 $180,614
    Cash Out Refi 304 $37,770,000 $124,243
    Other 241 $20,135,000 $83,548
    Refi 225 $44,435,000 $197,489
    Home Improvement 209 $15,175,000 $72,608

    Wheeling's most frequently cited loan purpose was Home Purchase, with 1,083 originations. The 2nd most popular reason was Cash Out Refi, with 304 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 649 $111,405,000 $171,656
    7-8% 315 $45,185,000 $143,444
    Over 8% 286 $22,560,000 $78,881
    5-6% 261 $45,845,000 $175,651
    3-4% 87 $6,725,000 $77,299
    4-5% 10 $11,280,000 $1,128,000
    2.5-3% 2 $100,000 $50,000

    During 2024, Wheeling's most frequently originated rate bucket was 6-7%, with 649 originations.

    Loan Sizing (WHEELING, WV-OH MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 893 $52,735,000 $59,054
    $100k-200k 740 $104,420,000 $141,108
    $200k-400k 359 $96,115,000 $267,730
    $400k-600k 45 $21,275,000 $472,778
    $600k-1000k 20 $13,900,000 $695,000
    $Over $1MM 5 $24,675,000 $4,935,000

    WHEELING's loan sizing saw the bucket of loans from $100,000 or less with 893 originations, totaling $52,735,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 719 $127,695,000 $177,601
    60-80% 330 $49,880,000 $151,152
    20-40% 215 $15,425,000 $71,744
    40-60% 149 $25,455,000 $170,839
    Under 20% 146 $5,630,000 $38,562
    Over 100% 15 $3,885,000 $259,000

    WHEELING's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 719 originations, totaling $127,695,000 in origination value.