WHEELING Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Wheeling averaged 5.93% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

The average rate for the prior week (2022-06-16) was 6.1% and one month ago for the week of 2022-05-19, the average rate was 5.57%.

Wheeling's average rate one year ago was 3.07%.

For refis of the same type during the week of 2022-06-23, the average rate was 6.18%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-23 5.81%
Wheeling 30 Year Fixed Rate 2022-06-23 5.93%
Wheeling 30 Year Fixed Rate Refi 2022-06-23 6.18%
Wheeling 15 Year Fixed Rate 2022-06-23 5.57%
Wheeling 15 Year Fixed Rate Refi 2022-06-23 5.28%
Wheeling 30 Year FHA 2022-06-23 0.37%
Wheeling 30 Year FHA Refi 2022-06-23 0.08%
Wheeling 30 Year USDA 2022-06-23 0.18%
Wheeling 30 Year USDA Refi 2022-06-23 -0.07%
Wheeling 30 Year VA 2022-06-23 0.69%
Wheeling 30 Year VA Refi 2022-06-23 0.14%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within WHEELING, WV-OH.

WHEELING Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the WHEELING, WV-OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
WesBanco Bank, Inc. 147 3.09% $3,526
QUICKEN LOANS, LLC 109 3.15% $5,029
Truist Bank 92 3.00% $3,394
BAYER HERITAGE 73 3.35% $3,328
The Huntington National Bank 70 3.08% $3,939
UNION HOME MORTGAGE CORP. 68 3.20% $3,604
MID AMERICA MORTGAGE, INC. 38 3.35% $4,335
DEVELOPER'S MORTGAGE COMPANY 32 3.16% $2,798
JPMorgan Chase Bank 29 3.27% $2,892
AMERISAVE MORTGAGE CORPORATION 20 3.10% $4,532
Community Bank 18 3.06% $3,342
DAS Acquisition Company, LLC 15 3.27% $4,164
PNC Bank 15 3.08% $3,732
United Bank 14 3.10% $2,932
Wells Fargo Bank 11 3.49% $3,035
U.S. Bank 11 3.18% $2,948
Farm Credit Mid-America, ACA 10 3.26% $5,675
LOANDEPOT.COM, LLC 10 2.95% $5,974
OHIO VALLEY COMMUNITY FEDERAL CREDIT UNION 10 3.70% $3,103
POLARIS HOME FUNDING CORP. 9 3.29% $3,912
AMERICAN FINANCING CORPORATION 8 3.28% $3,837
First Federal Bank of the Midwest 8 2.98% $3,744
HOMESIDE FINANCIAL, LLC 7 3.21% $3,797
Mr. Cooper ( Nationstar Mortgage ) 7 3.45% $4,913
HANCOCK COUNTY SAVINGS BANK, FSB, INC. 7 3.25% $2,250
BETTER MORTGAGE CORPORATION 7 3.05% $2,265
Flagstar Bank, FSB 6 3.28% $2,279
BROKER SOLUTIONS, INC. 5 3.20% $4,767
MORTGAGE SOLUTIONS OF COLORADO, LLC 5 3.13% $4,508
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 5 3.33% $4,065
Peoples Bank 4 3.59% $1,632
Mortgage Research Center, LLC 4 2.78% $4,457
Dollar Bank, Federal Savings Bank 4 2.97% $6,164
Ally Bank 4 3.53% $2,652
The Union Bank Company 4 3.16% $3,324
NAVY FEDERAL CREDIT UNION 4 3.53% $3,412
FREEDOM MORTGAGE CORPORATION 4 3.22% $2,036
PENNYMAC LOAN SERVICES, LLC 3 3.58% $4,429
Citizens Bank 3 2.71% $4,020
Fifth Third Bank 3 3.38% $3,044
INTERCOASTAL MORTGAGE COMPANY 3 2.90% $3,281
Discover Bank 3 5.08% $0
NEWREZ LLC 3 3.13% $3,998
CALIBER HOME LOANS, INC. 2 2.98% $3,089
CRESCENT MORTGAGE COMPANY 2 2.94% $3,619
ENDEAVOR CAPITAL, LLC. 2 3.19% $5,067
First National Bank of Pennsylvania 2 3.06% $3,855
GUARANTEED RATE, INC. 2 3.12% $4,519
Nations Lending Corporation 2 3.00% $7,268
Paramount Residential Mortgage Group, Inc. 2 3.31% $5,127
RELIANCE FIRST CAPITAL, LLC 2 3.50% $6,098
ROYAL UNITED MORTGAGE LLC 2 3.44% $6,265
RUOFF MORTGAGE COMPANY, INC. 2 3.19% $4,281
Summit Community Bank, Inc. 2 2.94% $3,168
T2 FINANCIAL LLC 2 3.25% $3,931
The Federal Savings Bank 2 3.31% $9,339
UNITED WHOLESALE MORTGAGE, LLC 2 3.00% $3,418
CALCON MUTUAL MORTGAGE LLC 1 3.25% $6,131
First Home Bank 1 2.99% $9,940
First Guaranty Mortgage Corporation 1 3.13% $3,579
First Federal Savings and Loan Association of Greene Co 1 3.00% $2,731
Wyndham Capital Mortgage, Inc. 1 2.75% $1,055
First Federal Bank 1 3.13% $4,527
First Commonwealth Bank 1 3.13% $3,247
EVERETT FINANCIAL, INC. 1 3.38% $2,370
EQUITY RESOURCES, INC. 1 3.00% $4,293
Presidential Bank, FSB 1 2.88% $3,686
CROSSCOUNTRY MORTGAGE, LLC 1 3.13% $5,192
RAPID MORTGAGE COMPANY 1 3.75% $6,403
Baxter Credit Union 1 2.75% $2,798
RESIDENTIAL MORTGAGE SERVICES, INC. 1 2.88% $4,357
Victorian Finance, LLC 1 2.88% $3,292
Washington Financial Bank 1 3.38% $3,872
SIRVA MORTGAGE, INC. 1 3.13% $1,886
SOUTHWEST FUNDING, LP 1 3.63% $6,439
Assurance Financial Group, L.L.C. 1 3.75% $3,197
Alcova Mortgage LLC 1 3.75% $2,852
Texana Bank 1 3.00% $7,932
The Community Bank 1 3.00% $1,719
WINGS FINANCIAL 1 2.75% $3,446
Community Trust Bank, Inc. 1 3.25% $2,915
City National Bank of West Virginia 1 3.10% $2,736
TIAA, FSB 1 3.25% $3,394
Chicago Mortgage Solutions LLC 1 2.87% $2,133
AgChoice Farm Credit ACA 1 3.76% $6,882
LENDUS, LLC 1 2.88% $3,580
LIBERTY HOME MORTGAGE CORPORATION 1 2.99% $6,276
KEMBA FINANCIAL 1 3.38% $3,228
InterContinental Capital Group, Inc 1 3.63% $5,564
Hometown Lenders, Inc. 1 4.75% $4,374
Gateway First Bank 1 4.38% $3,639
MOVEMENT MORTGAGE, LLC 1 2.81% $2,904
First Horizon Bank 1 3.00% $3,606
MYCUMORTGAGE, LLC 1 3.38% $5,397

WHEELING, WV-OH's 94 lenders originated 3,362 loans during 2021. The total origination value was $515,300,000, with an average loan value of $153,272.

The top WHEELING lender as defined by loan originations is WesBanco Bank, Inc., with 147 loans originated. Their average total fees are $3,526, which is $1,503 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee WHEELING lenders (with over 10 loans originated) are DEVELOPER'S MORTGAGE COMPANY ($2,798), JPMorgan Chase Bank ($2,892), United Bank ($2,932), U.S. Bank ($2,948) and Wells Fargo Bank ($3,035).

The lowest rate WHEELING lenders (with over 10 loans originated) are LOANDEPOT.COM, LLC (2.95%), Truist Bank (3.00%), Community Bank (3.06%), PNC Bank (3.08%) and The Huntington National Bank (3.08%).

WHEELING, WV-OH Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
WesBanco Bank, Inc. $72,315,000 $56,300,000 -22.1% 10.9%
QUICKEN LOANS, LLC $38,000,000 $48,230,000 26.9% 9.4%
Main Street Bank Corp. $36,035,000 $43,055,000 19.5% 8.4%
The Huntington National Bank $30,750,000 $38,580,000 25.5% 7.5%
Belmont Savings Bank $16,750,000 $32,355,000 93.2% 6.3%
Truist Bank $19,955,000 $27,365,000 37.1% 5.3%
UNION HOME MORTGAGE CORP. $22,105,000 $25,620,000 15.9% 5.0%
MID AMERICA MORTGAGE, INC. $15,480,000 $19,405,000 25.4% 3.8%
Unified Bank $20,755,000 $18,010,000 -13.2% 3.5%
BAYER HERITAGE $17,865,000 $16,680,000 -6.6% 3.2%
DEVELOPER'S MORTGAGE COMPANY $935,000 $11,490,000 1,128.9% 2.2%
DAS Acquisition Company, LLC $5,125,000 $9,005,000 75.7% 1.7%
LOANDEPOT.COM, LLC $2,965,000 $7,445,000 151.1% 1.4%
Mortgage Research Center, LLC $4,765,000 $6,890,000 44.6% 1.3%
JPMorgan Chase Bank $6,930,000 $6,770,000 -2.3% 1.3%
Community Bank $8,685,000 $6,630,000 -23.7% 1.3%
AMERISAVE MORTGAGE CORPORATION $1,965,000 $6,125,000 211.7% 1.2%
FREEDOM MORTGAGE CORPORATION $6,655,000 $6,040,000 -9.2% 1.2%
U.S. Bank $4,730,000 $5,575,000 17.9% 1.1%
PNC Bank $5,360,000 $5,395,000 0.7% 1.0%
First Federal Bank of the Midwest $6,220,000 $5,250,000 -15.6% 1.0%
FIRST CHOICE AMERICA COMMUNITY FEDERAL CREDIT UNION $6,505,000 $4,990,000 -23.3% 1.0%
POLARIS HOME FUNDING CORP. $2,695,000 $4,510,000 67.3% 0.9%
First Bank Richmond $4,445,000 n/a 0.9%
United Bank $11,600,000 $4,095,000 -64.7% 0.8%
MORTGAGE SOLUTIONS OF COLORADO, LLC $14,570,000 $3,830,000 -73.7% 0.7%
Woodsfield Savings Bank $2,915,000 $3,150,000 8.1% 0.6%
Consumers National Bank $210,000 $3,050,000 1,352.4% 0.6%
BROKER SOLUTIONS, INC. $1,345,000 $2,910,000 116.4% 0.6%
Farm Credit Mid-America, ACA $2,770,000 $2,900,000 4.7% 0.6%
PENNYMAC LOAN SERVICES, LLC $1,200,000 $2,900,000 141.7% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $2,390,000 $2,845,000 19.0% 0.6%
HANCOCK COUNTY SAVINGS BANK, FSB, INC. $3,185,000 $2,615,000 -17.9% 0.5%
Wells Fargo Bank $2,870,000 $2,535,000 -11.7% 0.5%
OHIO VALLEY COMMUNITY FEDERAL CREDIT UNION $3,830,000 $2,355,000 -38.5% 0.5%
AMERICAN FINANCING CORPORATION $680,000 $2,295,000 237.5% 0.4%
The Federal Savings Bank $1,165,000 $1,965,000 68.7% 0.4%
Citizens Bank $1,285,000 $1,820,000 41.6% 0.4%
HOMESIDE FINANCIAL, LLC $995,000 $1,760,000 76.9% 0.3%
Nations Lending Corporation $1,130,000 $1,745,000 54.4% 0.3%
LAKEVIEW LOAN SERVICING, LLC $495,000 $1,615,000 226.3% 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $400,000 $1,590,000 297.5% 0.3%
CALCON MUTUAL MORTGAGE LLC $1,585,000 n/a 0.3%
Wyndham Capital Mortgage, Inc. $1,475,000 n/a 0.3%
BETTER MORTGAGE CORPORATION $1,255,000 $1,410,000 12.4% 0.3%
First National Bank of Pennsylvania $2,960,000 $1,365,000 -53.9% 0.3%
FIRST OHIO HOME FINANCE, INC. $1,185,000 $1,330,000 12.2% 0.3%
Flagstar Bank, FSB $1,370,000 $1,280,000 -6.6% 0.2%
Dollar Bank, Federal Savings Bank $1,025,000 $1,265,000 23.4% 0.2%
NEWREZ LLC $760,000 $1,250,000 64.5% 0.2%
NAVY FEDERAL CREDIT UNION $725,000 $1,210,000 66.9% 0.2%
Peoples Bank $655,000 $1,125,000 71.8% 0.2%
GUARANTEED RATE, INC. $195,000 $1,110,000 469.2% 0.2%
EQUITY RESOURCES, INC. $460,000 $1,080,000 134.8% 0.2%
The Union Bank Company $85,000 $1,020,000 1,100.0% 0.2%
Victorian Finance, LLC $715,000 $975,000 36.4% 0.2%
INTERCOASTAL MORTGAGE COMPANY $860,000 n/a 0.2%
Fifth Third Bank $535,000 $855,000 59.8% 0.2%
First Guaranty Mortgage Corporation $910,000 $780,000 -14.3% 0.2%
PLANET HOME LENDING, LLC $1,895,000 $740,000 -60.9% 0.1%
Discover Bank $255,000 $725,000 184.3% 0.1%
UNITED WHOLESALE MORTGAGE, LLC $825,000 $710,000 -13.9% 0.1%
CALIBER HOME LOANS, INC. $1,200,000 $705,000 -41.3% 0.1%
First Commonwealth Bank $205,000 $680,000 231.7% 0.1%
Hometown Lenders, Inc. $715,000 $675,000 -5.6% 0.1%
First Federal Bank $940,000 $650,000 -30.9% 0.1%
LIBERTY HOME MORTGAGE CORPORATION $1,580,000 $645,000 -59.2% 0.1%
CONSTRUCTIVE LOANS, LLC $640,000 n/a 0.1%
RUOFF MORTGAGE COMPANY, INC. $145,000 $625,000 331.0% 0.1%
Low VA Rates, LLC $430,000 $610,000 41.9% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $810,000 $595,000 -26.5% 0.1%
AgChoice Farm Credit ACA $585,000 n/a 0.1%
NEW DAY FINANCIAL, LLC $1,065,000 $575,000 -46.0% 0.1%
First Home Bank $565,000 n/a 0.1%
EVERETT FINANCIAL, INC. $555,000 n/a 0.1%
HOME POINT FINANCIAL CORPORATION $1,425,000 $540,000 -62.1% 0.1%
Ally Bank $460,000 $530,000 15.2% 0.1%
ENDEAVOR CAPITAL, LLC. $520,000 n/a 0.1%
Lakeview Community Capital, LLC $520,000 n/a 0.1%
CROSSCOUNTRY MORTGAGE, LLC $235,000 $500,000 112.8% 0.1%
First Horizon Bank $500,000 n/a 0.1%
Washington Financial Bank $3,045,000 $475,000 -84.4% 0.1%
CRESCENT MORTGAGE COMPANY $55,000 $470,000 754.5% 0.1%
T2 FINANCIAL LLC $8,895,000 $470,000 -94.7% 0.1%
Union Savings Bank $145,000 $465,000 220.7% 0.1%
PENTAGON FEDERAL CREDIT UNION $490,000 $440,000 -10.2% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $255,000 $410,000 60.8% 0.1%
CHURCHILL MORTGAGE CORPORATION $360,000 $410,000 13.9% 0.1%
RAPID MORTGAGE COMPANY $435,000 $410,000 -5.7% 0.1%
ROYAL UNITED MORTGAGE LLC $615,000 $410,000 -33.3% 0.1%
First Federal Savings and Loan Association of Greene Co $520,000 $405,000 -22.1% 0.1%
Gateway First Bank $285,000 $395,000 38.6% 0.1%
InterContinental Capital Group, Inc $380,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $895,000 $375,000 -58.1% 0.1%
BAY CAPITAL MORTGAGE CORPORATION $375,000 n/a 0.1%
Paramount Residential Mortgage Group, Inc. $155,000 $360,000 132.3% 0.1%
CLEARPATH LENDING $920,000 $350,000 -62.0% 0.1%
Carrington Mortgage Services, LLC $715,000 $345,000 -51.7% 0.1%
Chicago Mortgage Solutions LLC $345,000 n/a 0.1%
MORIA DEVELOPMENT, INC. $340,000 n/a 0.1%
NATIONWIDE MORTGAGE BANKERS, INC. $340,000 n/a 0.1%
SIGNATURE MORTGAGE CORPORATION $125,000 $340,000 172.0% 0.1%
Manufacturers and Traders Trust Company $330,000 n/a 0.1%
21ST MORTGAGE CORPORATION $320,000 n/a 0.1%
Bank of England $75,000 $315,000 320.0% 0.1%
LIMA ONE CAPITAL, LLC $315,000 n/a 0.1%
Paramount Bank $315,000 n/a 0.1%
Community Bank of Parkersburg $305,000 n/a 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,595,000 $305,000 -80.9% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $135,000 $305,000 125.9% 0.1%
RELIANCE FIRST CAPITAL, LLC $160,000 $300,000 87.5% 0.1%
Bank of America $1,755,000 $290,000 -83.5% 0.1%
MOVEMENT MORTGAGE, LLC $135,000 $280,000 107.4% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $400,000 $275,000 -31.3% 0.1%
MYCUMORTGAGE, LLC $275,000 n/a 0.1%
Summit Community Bank, Inc. $275,000 n/a 0.1%
The Park National Bank $425,000 $275,000 -35.3% 0.1%
J. VIRGIL, INC. $270,000 n/a 0.1%
USAA Federal Savings Bank $2,620,000 $260,000 -90.1% 0.1%
SOUTHWEST FUNDING, LP $255,000 n/a 0.0%
City National Bank of West Virginia $25,000 $245,000 880.0% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $245,000 n/a 0.0%
Citibank $195,000 $225,000 15.4% 0.0%
Baxter Credit Union $215,000 n/a 0.0%
HOMESPIRE MORTGAGE CORPORATION $105,000 $215,000 104.8% 0.0%
Alcova Mortgage LLC $205,000 n/a 0.0%
AMERICAN INTERNET MORTGAGE, INC. $115,000 $205,000 78.3% 0.0%
SIRVA MORTGAGE, INC. $590,000 $185,000 -68.6% 0.0%
Texana Bank $195,000 $185,000 -5.1% 0.0%
Colonial Savings, F.A. $175,000 n/a 0.0%
WINGS FINANCIAL $175,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $170,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $460,000 $170,000 -63.0% 0.0%
Clear Mountain Bank $165,000 n/a 0.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $525,000 $165,000 -68.6% 0.0%
BNC National Bank $235,000 $155,000 -34.0% 0.0%
CONTOUR MORTGAGE CORPORATION $215,000 $155,000 -27.9% 0.0%
Hometown Equity Mortgage, LLC $155,000 n/a 0.0%
KEMBA FINANCIAL $35,000 $155,000 342.9% 0.0%
Northwest Bank $155,000 $155,000 0.0% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $145,000 n/a 0.0%
Liberty Savings Bank, F.S.B. $135,000 n/a 0.0%
Presidential Bank, FSB $135,000 n/a 0.0%
RESIDENTIAL MORTGAGE SERVICES, INC. $135,000 n/a 0.0%
Community Trust Bank, Inc. $115,000 n/a 0.0%
Figure Lending LLC $120,000 $115,000 -4.2% 0.0%
OCEANSIDE MORTGAGE COMPANY $115,000 n/a 0.0%
SOFI LENDING CORP. $115,000 n/a 0.0%
SUPERIOR FINANCIAL SOLUTIONS, LLC $115,000 n/a 0.0%
TIAA, FSB $115,000 n/a 0.0%
LENDINGHOME FUNDING CORPORATION $105,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $105,000 n/a 0.0%
GUILD MORTGAGE COMPANY $95,000 n/a 0.0%
LENDUS, LLC $215,000 $95,000 -55.8% 0.0%
NFM, INC. $115,000 $95,000 -17.4% 0.0%
PHH Mortgage Corporation $85,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $85,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $535,000 $75,000 -86.0% 0.0%
QUORUM FEDERAL CREDIT UNION $75,000 n/a 0.0%
The Community Bank $75,000 n/a 0.0%
AMERICAN ADVISORS GROUP $165,000 $65,000 -60.6% 0.0%
Assurance Financial Group, L.L.C. $65,000 n/a 0.0%
Centier Bank $205,000 $65,000 -68.3% 0.0%
CREDIT UNION OF OHIO $65,000 n/a 0.0%
WRIGHT-PATT CREDIT UNION, INC. $340,000 $55,000 -83.8% 0.0%
First Exchange Bank $35,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $25,000 n/a 0.0%

WHEELING's top lender by overall market share is WesBanco Bank, Inc., with 10.9% market share. In second place, with 9.4%, is QUICKEN LOANS, LLC, having originated $48,230,000 in loans. In third place, with 8.4%, is Main Street Bank Corp., having originated $43,055,000 in loans. In third place, with 7.5%, is The Huntington National Bank, having originated $38,580,000 in loans. In third place, with 6.3%, is Belmont Savings Bank, having originated $32,355,000 in loans.


WHEELING, WV-OH Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,396 $226,030,000 $161,913
Refi 1,033 $171,635,000 $166,152
Cash Out Refi 622 $94,100,000 $151,286
Home Improvement 178 $13,470,000 $75,674
Other 133 $10,065,000 $75,677

Wheeling's most frequently cited loan purpose was Home Purchase, with 1,396 originations. The 2nd most popular reason was Refi, with 1,033 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 1,094 $166,810,000 $152,477
2.5-3% 977 $154,475,000 $158,112
<2.5% 493 $75,585,000 $153,316
4-5% 93 $9,675,000 $104,032
5-6% 29 $1,615,000 $55,690
6-7% 14 $1,060,000 $75,714
7-8% 10 $730,000 $73,000
Over 8% 9 $385,000 $42,778

During 2021, Wheeling's most frequently originated rate bucket was 3-4%, with 1,094 originations.

Loan Sizing (WHEELING, WV-OH MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 1,414 $200,010,000 $141,450
$100,000 or less 1,193 $79,525,000 $66,660
$200k-400k 669 $175,165,000 $261,831
$400k-600k 55 $26,175,000 $475,909
$600k-1000k 19 $14,495,000 $762,895
$Over $1MM 12 $19,930,000 $1,660,833

WHEELING's loan sizing saw the bucket of loans from $100k-200k with 1,414 originations, totaling $200,010,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,226 $197,610,000 $161,183
60-80% 791 $133,395,000 $168,641
40-60% 332 $43,990,000 $132,500
20-40% 198 $16,310,000 $82,374
Under 20% 77 $3,135,000 $40,714
Over 100% 19 $3,755,000 $197,632

WHEELING's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,226 originations, totaling $197,610,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - WHEELING (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $125,000 (4.2%) $181,661 (16.2%) 0.46 333
2018-02-01 $124,950 (4.1%) $181,441 (17.6%) 0.45 319
2018-03-01 $130,000 (8.4%) $188,394 (22.2%) 0.45 327
2018-04-01 $135,000 (8.1%) $200,898 (27.7%) 0.45 328
2018-05-01 $137,450 (7.4%) $210,688 (29.1%) 0.46 318
2018-06-01 $139,000 (7.8%) $208,797 (21.1%) 0.46 339
2018-07-01 $134,950 (7.1%) $200,661 (18.3%) 0.45 384
2018-08-01 $130,250 (1.0%) $205,057 (20.1%) 0.44 378
2018-09-01 $129,000 (0.9%) $200,036 (13.7%) 0.43 372
2018-10-01 $129,950 (0.8%) $195,231 (8.5%) 0.43 363
2018-11-01 $139,000 (11.2%) $197,247 (10.3%) 0.47 357
2018-12-01 $139,900 (11.9%) $194,920 (5.1%) 0.48 345
2019-01-01 $144,750 (15.8%) $200,982 (10.6%) 0.50 315
2019-02-01 $139,450 (11.6%) $195,741 (7.9%) 0.47 286
2019-03-01 $133,000 (2.3%) $193,587 (2.8%) 0.43 266
2019-04-01 $128,450 (-4.9%) $198,609 (-1.1%) 0.40 273
2019-05-01 $129,000 (-6.2%) $208,281 (-1.1%) 0.40 309
2019-06-01 $129,900 (-6.6%) $196,243 (-6.0%) 0.40 336
2019-07-01 $129,200 (-4.3%) $191,425 (-4.6%) 0.40 344
2019-08-01 $131,657 (1.1%) $189,218 (-7.7%) 0.41 376
2019-09-01 $131,657 (2.1%) $191,072 (-4.5%) 0.42 395
2019-10-01 $122,450 (-5.8%) $179,900 (-7.9%) 0.39 403
2019-11-01 $114,900 (-17.3%) $171,360 (-13.1%) 0.37 409
2019-12-01 $113,700 (-18.7%) $165,815 (-14.9%) 0.38 393
2020-01-01 $113,950 (-21.3%) $164,747 (-18.0%) 0.38 384
2020-02-01 $115,000 (-17.5%) $167,659 (-14.4%) 0.37 350
2020-03-01 $125,000 (-6.0%) $175,446 (-9.4%) 0.39 345
2020-04-01 $129,427 (0.8%) $175,647 (-11.6%) 0.40 343
2020-05-01 $139,500 (8.1%) $197,427 (-5.2%) 0.42 338
2020-06-01 $141,950 (9.3%) $206,234 (5.1%) 0.41 330
2020-07-01 $149,700 (15.9%) $205,850 (7.5%) 0.43 329
2020-08-01 $129,500 (-1.6%) $187,150 (-1.1%) 0.37 318
2020-09-01 $129,950 (-1.3%) $189,591 (-0.8%) 0.37 325
2020-10-01 $134,900 (10.2%) $192,040 (6.8%) 0.39 334
2020-11-01 $130,000 (13.1%) $191,066 (11.5%) 0.37 360
2020-12-01 $125,450 (10.3%) $184,094 (11.0%) 0.37 341
2021-01-01 $125,900 (10.5%) $178,355 (8.3%) 0.37 279
2021-02-01 $129,450 (12.6%) $181,685 (8.4%) 0.37 256
2021-03-01 $126,700 (1.4%) $177,663 (1.3%) 0.36 251
2021-04-01 $126,700 (-2.1%) $173,688 (-1.1%) 0.34 233
2021-05-01 $136,900 (-1.9%) $177,450 (-10.1%) 0.36 251
2021-06-01 $149,900 (5.6%) $203,005 (-1.6%) 0.39 251
2021-07-01 $149,450 (-0.2%) $202,113 (-1.8%) 0.39 276
2021-08-01 $150,000 (15.8%) $206,096 (10.1%) 0.39 279
2021-09-01 $149,500 (15.0%) $200,791 (5.9%) 0.39 270
2021-10-01 $160,000 (18.6%) $206,810 (7.7%) 0.42 263
2021-11-01 $150,000 (15.4%) $204,472 (7.0%) 0.40 255
2021-12-01 $147,250 (17.4%) $200,540 (8.9%) 0.39 254
2022-01-01 $144,900 (15.1%) $205,668 (15.3%) 0.39 201
2022-02-01 $137,700 (6.4%) $198,650 (9.3%) 0.35 185
2022-03-01 $132,750 (4.8%) $199,158 (12.1%) 0.33 198
2022-04-01 $155,000 (22.3%) $234,627 (35.1%) 0.36 179
2022-05-01 $154,450 (12.8%) $228,515 (28.8%) 0.35 198
WHEELING's median listing price for 2022-05-01 was $154,450, a difference of $17,550 (12.8%) versus the prior year and $-550 versus the prior month.

WHEELING's median listing price comes in at 35% of the national average.

WHEELING's average listing price for 2022-05-01 was $228,515, a difference of $51,065 (28.8%) versus the prior year and $-6,112 versus the prior month.

For the 2022-05-01 period, WHEELING had 198 MLS listings, a difference of 19 listings (11%) versus the prior month and -53 listings (-21%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - WHEELING (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 121 days 1,501 sqft
2018-02-01 123 days 1,546 sqft
2018-03-01 108 days 1,555 sqft
2018-04-01 73 days 1,547 sqft
2018-05-01 69 days 1,568 sqft
2018-06-01 79 days 1,598 sqft
2018-07-01 74 days 1,656 sqft
2018-08-01 74 days 1,702 sqft
2018-09-01 80 days 1,686 sqft
2018-10-01 84 days 1,724 sqft
2018-11-01 86 days 1,732 sqft
2018-12-01 96 days 1,730 sqft
2019-01-01 114 days 1,735 sqft
2019-02-01 117 days 1,761 sqft
2019-03-01 105 days 1,765 sqft
2019-04-01 71 days 1,734 sqft
2019-05-01 57 days 1,602 sqft
2019-06-01 63 days 1,620 sqft
2019-07-01 67 days 1,705 sqft
2019-08-01 76 days 1,730 sqft
2019-09-01 79 days 1,730 sqft
2019-10-01 72 days 1,628 sqft
2019-11-01 74 days 1,604 sqft
2019-12-01 83 days 1,600 sqft
2020-01-01 93 days 1,571 sqft
2020-02-01 113 days 1,550 sqft
2020-03-01 108 days 1,610 sqft
2020-04-01 96 days 1,613 sqft
2020-05-01 88 days 1,620 sqft
2020-06-01 87 days 1,680 sqft
2020-07-01 78 days 1,745 sqft
2020-08-01 63 days 1,774 sqft
2020-09-01 62 days 1,725 sqft
2020-10-01 60 days 1,694 sqft
2020-11-01 59 days 1,674 sqft
2020-12-01 69 days 1,636 sqft
2021-01-01 87 days 1,610 sqft
2021-02-01 101 days 1,665 sqft
2021-03-01 91 days 1,667 sqft
2021-04-01 63 days 1,724 sqft
2021-05-01 59 days 1,738 sqft
2021-06-01 57 days 1,717 sqft
2021-07-01 57 days 1,664 sqft
2021-08-01 57 days 1,649 sqft
2021-09-01 63 days 1,591 sqft
2021-10-01 60 days 1,590 sqft
2021-11-01 60 days 1,586 sqft
2021-12-01 65 days 1,574 sqft
2022-01-01 83 days 1,578 sqft
2022-02-01 95 days 1,558 sqft
2022-03-01 75 days 1,579 sqft
2022-04-01 53 days 1,640 sqft
2022-05-01 53 days 1,639 sqft
WHEELING's median listing age (time on market) for 2022-05-01 was 53 days. This is -11% shorter than the same period one year ago.

WHEELING's median square footage for active listings during the 2022-05-01 period was 1,639 sqft. One year prior, the average listing was 1,738 sqft.