WHEELING Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Wheeling averaged 6.52% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

    The average rate for the prior week (2024-11-07) was 6.83% and one month ago for the week of 2024-10-10, the average rate was 6.36%.

    Wheeling's average rate one year ago was 7.54%.

    For refis of the same type during the week of 2024-11-14, the average rate was 6.68%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-14 6.78%
    Wheeling 30 Year Fixed Rate 2024-11-14 6.52%
    Wheeling 30 Year Fixed Rate Refi 2024-11-14 6.68%
    Wheeling 15 Year Fixed Rate 2024-11-14 6.19%
    Wheeling 15 Year Fixed Rate Refi 2024-11-14 5.99%
    Wheeling 30 Year FHA 2024-11-14 -0.09%
    Wheeling 30 Year FHA Refi 2024-11-14 0.2%
    Wheeling 30 Year USDA 2024-11-14 0.2%
    Wheeling 30 Year USDA Refi 2024-11-14 -0.1%
    Wheeling 30 Year VA 2024-11-14 0.2%
    Wheeling 30 Year VA Refi 2024-11-14 0.1%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within WHEELING, WV-OH.

    WHEELING Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the WHEELING, WV-OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    WesBanco 99 6.22% $4,061
    Truist 68 6.51% $4,259
    QUICKEN LOANS, LLC 45 6.81% $6,051
    BAYER HERITAGE 37 7.10% $3,624
    UNION HOME MORTGAGE CORP. 26 7.02% $4,862
    MID AMERICA MORTGAGE, INC. 16 6.91% $6,284
    The Huntington National Bank 15 6.65% $5,898
    OHIO VALLEY COMMUNITY FEDERAL CREDIT UNION 14 6.87% $3,732
    JPMorgan Chase Bank 12 6.88% $4,094
    DAS Acquisition Company, LLC 11 7.11% $3,838
    U.S. Bank 11 6.94% $3,536
    United Bank 10 5.95% $2,933
    DEVELOPER'S MORTGAGE COMPANY 10 6.85% $4,402
    CROSSCOUNTRY MORTGAGE, LLC 7 7.25% $6,056
    PNC Bank 6 6.60% $4,386
    Community Bank 6 6.87% $3,246
    UNITED WHOLESALE MORTGAGE, LLC 5 6.70% $7,897
    DRAPER AND KRAMER MORTGAGE CORP. 5 6.92% $5,394
    Ally Bank 4 6.56% $8,170
    Farm Credit Mid-America, ACA 4 6.88% $5,940
    Wells Fargo Bank 3 7.71% $3,568
    NAVY FEDERAL CREDIT UNION 3 7.67% $3,020
    AMERISAVE MORTGAGE CORPORATION 3 7.33% $6,366
    Peoples Bank 3 7.17% $4,111
    ROYAL UNITED MORTGAGE LLC 3 7.46% $10,853
    MORTGAGE SOLUTIONS OF COLORADO, LLC 3 7.17% $6,534
    ZILLOW HOME LOANS, LLC 2 6.75% $6,410
    AFFORDABLE MORTGAGE ADVISORS, LLC. 2 7.06% $4,226
    AMERICAN FINANCIAL NETWORK, INC. 2 6.94% $6,423
    AMERICAN FINANCING CORPORATION 2 6.93% $5,535
    Bank of America 2 6.19% $7,517
    Beeline Loans, Inc. 2 6.81% $4,992
    Carrington Mortgage Services, LLC 2 6.38% $4,954
    First National Bank of Pennsylvania 2 7.38% $3,243
    MOVEMENT MORTGAGE, LLC 2 6.34% $3,580
    Mr. Cooper ( Nationstar Mortgage ) 2 7.13% $7,324
    Nations Lending Corporation 2 7.31% $8,454
    NEWREZ LLC 2 6.44% $4,423
    POLARIS HOME FUNDING CORP. 2 7.19% $5,125
    ALLIANT CREDIT UNION 1 7.13% $5,669
    Willamette Valley Bank 1 7.63% $3,947
    Ixonia Bank 1 5.99% $10,503
    Wyndham Capital Mortgage, Inc. 1 6.50% $2,879
    NexBank 1 7.50% $6,802
    NFM, INC. 1 6.50% $4,912
    HOMESIDE FINANCIAL, LLC 1 6.50% $5,103
    Paramount Bank 1 7.38% $5,961
    PENNYMAC LOAN SERVICES, LLC 1 6.13% $3,789
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 6.38% $5,255
    GUILD MORTGAGE COMPANY 1 7.88% $4,005
    21ST MORTGAGE CORPORATION 1 11.20% $3,630
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 8.63% $7,558
    FREEDOM MORTGAGE CORPORATION 1 6.88% $10,403
    FirstBank 1 7.63% $5,613
    Signature Federal Credit Union 1 6.75% $4,668
    The Farmers National Bank of Canfield 1 6.50% $4,745
    Fifth Third Bank 1 7.88% $5,251
    The Loan Store, Inc. 1 6.50% $5,413
    EQUITY RESOURCES, INC. 1 6.75% $3,661
    Discover Bank 1 6.49% $0
    City National Bank of West Virginia 1 6.00% $2,614
    CHURCHILL MORTGAGE CORPORATION 1 7.25% $6,638
    USAA Federal Savings Bank 1 6.63% $3,077
    BROKER SOLUTIONS, INC. 1 7.63% $4,539
    V.I.P. MORTGAGE, INC. 1 7.63% $17,617
    Waterstone Mortgage Corporation 1 7.50% $3,679
    WELCOME HOME FINANCE, L.P. 1 7.25% $1,946
    LOANDEPOT.COM, LLC 1 7.13% $2,998
    MidAtlantic Farm Credit, ACA 1 7.56% $4,212
    Mortgage Research Center, LLC 1 7.38% $2,567
    LIBERTY HOME MORTGAGE CORPORATION 1 6.13% $2,963
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 7.75% $4,609

    WHEELING Average Closing Costs & Other Stats

    WHEELING, WV-OH's 72 lenders originated 1,967 loans during 2023. The total origination value was $269,425,000, with an average loan value of $136,973.

    WHEELING's average closing costs are $4,523.

    The top WHEELING lender as defined by loan originations is WesBanco, with 99 loans originated. Their average total fees are $4,061, which is $198 lower than the next largest lender, Truist.

    The lowest fee WHEELING lenders (with over 10 loans originated) are United Bank ($2,933), U.S. Bank ($3,536), BAYER HERITAGE ($3,624), OHIO VALLEY COMMUNITY FEDERAL CREDIT UNION ($3,732) and DAS Acquisition Company, LLC ($3,838).

    The lowest rate WHEELING lenders (with over 10 loans originated) are United Bank (5.95%), WesBanco (6.22%), Truist (6.51%), The Huntington National Bank (6.65%) and QUICKEN LOANS, LLC (6.81%).

    WHEELING, WV-OH Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    WesBanco $39,050,000 $33,860,000 -13.3% 12.6%
    Belmont Savings Bank $34,305,000 $29,925,000 -12.8% 11.1%
    Main Street Bank Corp. $32,170,000 $20,975,000 -34.8% 7.8%
    QUICKEN LOANS, LLC $22,620,000 $17,255,000 -23.7% 6.4%
    Truist $22,580,000 $16,165,000 -28.4% 6.0%
    BAYER HERITAGE $15,700,000 $13,800,000 -12.1% 5.1%
    The Huntington National Bank $21,785,000 $12,050,000 -44.7% 4.5%
    Community Bank $7,925,000 $8,755,000 10.5% 3.2%
    UNION HOME MORTGAGE CORP. $13,170,000 $8,680,000 -34.1% 3.2%
    MID AMERICA MORTGAGE, INC. $14,035,000 $7,150,000 -49.1% 2.7%
    Mortgage Research Center, LLC $6,115,000 $6,480,000 6.0% 2.4%
    Unified Bank $11,250,000 $5,940,000 -47.2% 2.2%
    DAS Acquisition Company, LLC $6,050,000 $4,375,000 -27.7% 1.6%
    DEVELOPER'S MORTGAGE COMPANY $9,045,000 $4,240,000 -53.1% 1.6%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $8,405,000 $4,075,000 -51.5% 1.5%
    CROSSCOUNTRY MORTGAGE, LLC $840,000 $4,000,000 376.2% 1.5%
    U.S. Bank $2,320,000 $3,470,000 49.6% 1.3%
    PNC Bank $5,085,000 $3,140,000 -38.2% 1.2%
    UNITED WHOLESALE MORTGAGE, LLC $1,010,000 $2,790,000 176.2% 1.0%
    JPMorgan Chase Bank $2,685,000 $2,615,000 -2.6% 1.0%
    OHIO VALLEY COMMUNITY FEDERAL CREDIT UNION $1,925,000 $2,490,000 29.4% 0.9%
    The Citizens National Bank $2,240,000 n/a 0.8%
    DRAPER AND KRAMER MORTGAGE CORP. $220,000 $2,235,000 915.9% 0.8%
    Woodsfield Savings Bank $4,080,000 $1,940,000 -52.5% 0.7%
    USAA Federal Savings Bank $460,000 $1,855,000 303.3% 0.7%
    Farm Credit Mid-America, ACA $2,620,000 $1,725,000 -34.2% 0.6%
    NAVY FEDERAL CREDIT UNION $1,440,000 $1,640,000 13.9% 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $2,125,000 $1,495,000 -29.6% 0.6%
    United Bank $5,135,000 $1,300,000 -74.7% 0.5%
    FIRST CHOICE AMERICA COMMUNITY FEDERAL CREDIT UNION $5,710,000 $1,235,000 -78.4% 0.5%
    BROKER SOLUTIONS, INC. $1,310,000 $1,150,000 -12.2% 0.4%
    First Commonwealth Bank $530,000 $1,125,000 112.3% 0.4%
    AMERISAVE MORTGAGE CORPORATION $2,440,000 $1,055,000 -56.8% 0.4%
    FIRST OHIO HOME FINANCE, INC. $835,000 $1,035,000 24.0% 0.4%
    First Federal Bank of the Midwest $2,895,000 $1,030,000 -64.4% 0.4%
    POLARIS HOME FUNDING CORP. $1,150,000 $1,005,000 -12.6% 0.4%
    FREEDOM MORTGAGE CORPORATION $150,000 $980,000 553.3% 0.4%
    Carrington Mortgage Services, LLC $685,000 $945,000 38.0% 0.4%
    Bank of Clarke County $920,000 n/a 0.3%
    LOANDEPOT.COM, LLC $4,330,000 $920,000 -78.8% 0.3%
    First National Bank of Pennsylvania $1,205,000 $890,000 -26.1% 0.3%
    Discover Bank $165,000 $830,000 403.0% 0.3%
    Ally Bank $135,000 $820,000 507.4% 0.3%
    Nations Lending Corporation $720,000 $790,000 9.7% 0.3%
    ROYAL UNITED MORTGAGE LLC $615,000 $715,000 16.3% 0.3%
    PENNYMAC LOAN SERVICES, LLC $1,255,000 $675,000 -46.2% 0.3%
    GUARANTEED RATE, INC. $255,000 $655,000 156.9% 0.2%
    SUN WEST MORTGAGE COMPANY, INC. $650,000 n/a 0.2%
    Mars Bank $615,000 n/a 0.2%
    Gateway First Bank $600,000 $605,000 0.8% 0.2%
    Peoples Bank $410,000 $590,000 43.9% 0.2%
    Bank of America $675,000 $570,000 -15.6% 0.2%
    V.I.P. MORTGAGE, INC. $565,000 n/a 0.2%
    Equity Prime Mortgage LLC $535,000 n/a 0.2%
    Ixonia Bank $530,000 n/a 0.2%
    CARDINAL FINANCIAL $515,000 $520,000 1.0% 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $515,000 n/a 0.2%
    RAPID MORTGAGE COMPANY $145,000 $505,000 248.3% 0.2%
    Barrington Bank & Trust Company, N.A. $315,000 $500,000 58.7% 0.2%
    AFFORDABLE MORTGAGE ADVISORS, LLC. $195,000 $480,000 146.2% 0.2%
    SOMERSET TRUST COMPANY $455,000 n/a 0.2%
    NEWREZ LLC $460,000 $440,000 -4.3% 0.2%
    First Guaranty Bank $415,000 n/a 0.2%
    NEW DAY FINANCIAL, LLC $420,000 $395,000 -6.0% 0.1%
    HANCOCK COUNTY SAVINGS BANK, FSB, INC. $2,495,000 $390,000 -84.4% 0.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $355,000 $375,000 5.6% 0.1%
    LENDINGHOME FUNDING CORPORATION $95,000 $365,000 284.2% 0.1%
    Wells Fargo Bank $1,135,000 $365,000 -67.8% 0.1%
    EQUITY RESOURCES, INC. $705,000 $360,000 -48.9% 0.1%
    ZILLOW HOME LOANS, LLC $125,000 $360,000 188.0% 0.1%
    LENDINGONE, LLC $355,000 n/a 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $335,000 n/a 0.1%
    Northpointe Bank $625,000 $330,000 -47.2% 0.1%
    Clear Mountain Bank $315,000 n/a 0.1%
    NFM, INC. $125,000 $315,000 152.0% 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $315,000 n/a 0.1%
    Third Federal Savings and Loan Association of Cleveland $995,000 $310,000 -68.8% 0.1%
    RELIANCE FIRST CAPITAL, LLC $305,000 n/a 0.1%
    LIMA ONE CAPITAL, LLC $300,000 n/a 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $405,000 $300,000 -25.9% 0.1%
    MOVEMENT MORTGAGE, LLC $420,000 $285,000 -32.1% 0.1%
    Citizens Bank $255,000 $280,000 9.8% 0.1%
    EVERETT FINANCIAL, INC. $410,000 $265,000 -35.4% 0.1%
    AMERICAN FINANCING CORPORATION $885,000 $240,000 -72.9% 0.1%
    The Park National Bank $135,000 $235,000 74.1% 0.1%
    MidAtlantic Farm Credit, ACA $225,000 n/a 0.1%
    KEMBA FINANCIAL $220,000 n/a 0.1%
    FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION $215,000 n/a 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $175,000 $215,000 22.9% 0.1%
    J. VIRGIL, INC. $320,000 $210,000 -34.4% 0.1%
    PENTAGON FEDERAL CREDIT UNION $295,000 $205,000 -30.5% 0.1%
    21ST MORTGAGE CORPORATION $315,000 $195,000 -38.1% 0.1%
    GUILD MORTGAGE COMPANY $195,000 n/a 0.1%
    Flagstar Bank, FSB $920,000 $190,000 -79.3% 0.1%
    HOMESIDE FINANCIAL, LLC $1,225,000 $190,000 -84.5% 0.1%
    QUORUM FEDERAL CREDIT UNION $100,000 $185,000 85.0% 0.1%
    Willamette Valley Bank $185,000 n/a 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $260,000 $180,000 -30.8% 0.1%
    ALLIANT CREDIT UNION $175,000 n/a 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $260,000 $175,000 -32.7% 0.1%
    CHURCHILL MORTGAGE CORPORATION $85,000 $175,000 105.9% 0.1%
    Beeline Loans, Inc. $170,000 n/a 0.1%
    Coastal Community Bank $165,000 n/a 0.1%
    The Loan Store, Inc. $165,000 n/a 0.1%
    Republic State Mortgage Co. $185,000 $155,000 -16.2% 0.1%
    FirstBank $145,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $375,000 $145,000 -61.3% 0.1%
    GENEVA FINANCIAL, LLC $135,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $135,000 n/a 0.1%
    NexBank $135,000 n/a 0.1%
    Paramount Bank $135,000 n/a 0.1%
    RUOFF MORTGAGE COMPANY, INC. $135,000 n/a 0.1%
    The Farmers National Bank of Canfield $135,000 n/a 0.1%
    CIVIC FINANCIAL SERVICES, LLC $125,000 n/a 0.0%
    ENDEAVOR CAPITAL, LLC. $125,000 n/a 0.0%
    First Financial Bank $115,000 n/a 0.0%
    WELCOME HOME FINANCE, L.P. $115,000 n/a 0.0%
    Secured Investment Corp. $105,000 n/a 0.0%
    Waterstone Mortgage Corporation $105,000 n/a 0.0%
    Wyndham Capital Mortgage, Inc. $540,000 $105,000 -80.6% 0.0%
    Fifth Third Bank $430,000 $100,000 -76.7% 0.0%
    CALCON MUTUAL MORTGAGE LLC $95,000 n/a 0.0%
    Dollar Bank, Federal Savings Bank $50,000 $95,000 90.0% 0.0%
    City National Bank of West Virginia $165,000 $85,000 -48.5% 0.0%
    LIBERTY HOME MORTGAGE CORPORATION $330,000 $85,000 -74.2% 0.0%
    Figure Lending LLC $210,000 $75,000 -64.3% 0.0%
    S1L, Inc. $75,000 n/a 0.0%
    TOWNE MORTGAGE COMPANY $65,000 n/a 0.0%
    Signature Federal Credit Union $55,000 n/a 0.0%
    State Department Federal Credit Union $55,000 n/a 0.0%
    The Community Bank $45,000 n/a 0.0%
    Clearview Federal Credit Union $25,000 n/a 0.0%
    Connexus Credit Union $25,000 n/a 0.0%
    WRIGHT-PATT CREDIT UNION, INC. $85,000 $15,000 -82.4% 0.0%

    WHEELING's top lender by overall market share is WesBanco, with 12.6% market share. In second place, with 11.1%, is Belmont Savings Bank, having originated $29,925,000 in loans. In third place, with 7.8%, is Main Street Bank Corp., having originated $20,975,000 in loans. In fourth place, with 6.4%, is QUICKEN LOANS, LLC, having originated $17,255,000 in loans. In fifth place, with 6.0%, is Truist, having originated $16,165,000 in loans.

    WHEELING Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - WHEELING (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $125,000 (0.8%) $181,103 (15.8%) 0.46 337
    2018-02-01 $124,425 (2.6%) $180,391 (16.6%) 0.45 323
    2018-03-01 $130,000 (8.4%) $188,335 (22.0%) 0.46 327
    2018-04-01 $135,000 (8.0%) $198,839 (26.3%) 0.46 337
    2018-05-01 $137,450 (7.5%) $205,245 (26.3%) 0.46 330
    2018-06-01 $139,450 (8.1%) $204,242 (19.2%) 0.47 349
    2018-07-01 $134,950 (7.1%) $198,475 (18.1%) 0.45 379
    2018-08-01 $134,175 (7.1%) $205,483 (21.9%) 0.45 373
    2018-09-01 $129,999 (2.8%) $201,080 (14.1%) 0.44 367
    2018-10-01 $136,000 (7.8%) $196,472 (9.8%) 0.46 359
    2018-11-01 $139,925 (12.0%) $199,598 (12.3%) 0.47 346
    2018-12-01 $139,900 (11.9%) $196,283 (6.3%) 0.48 331
    2019-01-01 $144,375 (15.5%) $202,719 (11.9%) 0.50 302
    2019-02-01 $139,900 (12.4%) $197,366 (9.4%) 0.47 277
    2019-03-01 $133,514 (2.7%) $196,891 (4.5%) 0.44 262
    2019-04-01 $128,064 (-5.1%) $202,328 (1.8%) 0.41 266
    2019-05-01 $126,750 (-7.8%) $202,570 (-1.3%) 0.40 292
    2019-06-01 $129,900 (-6.9%) $194,191 (-4.9%) 0.41 316
    2019-07-01 $129,900 (-3.7%) $190,152 (-4.2%) 0.41 325
    2019-08-01 $124,895 (-6.9%) $183,985 (-10.5%) 0.40 353
    2019-09-01 $122,114 (-6.1%) $182,098 (-9.4%) 0.39 374
    2019-10-01 $120,259 (-11.6%) $179,067 (-8.9%) 0.39 392
    2019-11-01 $114,900 (-17.9%) $170,009 (-14.8%) 0.38 395
    2019-12-01 $111,525 (-20.3%) $163,773 (-16.6%) 0.37 376
    2020-01-01 $111,525 (-22.8%) $161,261 (-20.5%) 0.37 369
    2020-02-01 $114,900 (-17.9%) $166,208 (-15.8%) 0.38 346
    2020-03-01 $125,000 (-6.4%) $175,455 (-10.9%) 0.39 334
    2020-04-01 $129,450 (1.1%) $178,551 (-11.8%) 0.41 332
    2020-05-01 $137,850 (8.8%) $195,548 (-3.5%) 0.42 331
    2020-06-01 $139,700 (7.5%) $202,918 (4.5%) 0.41 325
    2020-07-01 $149,900 (15.4%) $206,632 (8.7%) 0.43 318
    2020-08-01 $129,900 (4.0%) $188,153 (2.3%) 0.37 308
    2020-09-01 $130,200 (6.6%) $189,124 (3.9%) 0.37 315
    2020-10-01 $134,250 (11.6%) $188,979 (5.5%) 0.38 323
    2020-11-01 $129,950 (13.1%) $190,041 (11.8%) 0.38 349
    2020-12-01 $127,675 (14.5%) $183,363 (12.0%) 0.38 328
    2021-01-01 $125,000 (12.1%) $177,032 (9.8%) 0.37 270
    2021-02-01 $127,000 (10.5%) $180,011 (8.3%) 0.37 247
    2021-03-01 $125,800 (0.6%) $177,903 (1.4%) 0.36 239
    2021-04-01 $125,825 (-2.8%) $174,799 (-2.1%) 0.34 222
    2021-05-01 $138,250 (0.3%) $179,419 (-8.3%) 0.37 244
    2021-06-01 $149,750 (7.2%) $203,783 (0.4%) 0.39 242
    2021-07-01 $149,450 (-0.3%) $206,563 (0.0%) 0.39 274
    2021-08-01 $149,925 (15.4%) $205,119 (9.0%) 0.40 272
    2021-09-01 $147,450 (13.3%) $199,691 (5.6%) 0.39 265
    2021-10-01 $157,200 (17.1%) $206,626 (9.3%) 0.42 263
    2021-11-01 $147,375 (13.4%) $201,211 (5.9%) 0.39 258
    2021-12-01 $145,000 (13.6%) $198,436 (8.2%) 0.39 258
    2022-01-01 $139,950 (12.0%) $204,015 (15.2%) 0.38 201
    2022-02-01 $134,675 (6.0%) $198,937 (10.5%) 0.35 186
    2022-03-01 $131,975 (4.9%) $200,862 (12.9%) 0.33 199
    2022-04-01 $152,500 (21.2%) $233,044 (33.3%) 0.36 179
    2022-05-01 $146,225 (5.8%) $225,937 (25.9%) 0.33 198
    2022-06-01 $154,500 (3.2%) $213,081 (4.6%) 0.34 225
    2022-07-01 $159,700 (6.9%) $219,607 (6.3%) 0.36 243
    2022-08-01 $164,975 (10.0%) $228,170 (11.2%) 0.38 260
    2022-09-01 $165,875 (12.5%) $230,518 (15.4%) 0.39 268
    2022-10-01 $157,950 (0.5%) $213,905 (3.5%) 0.37 271
    2022-11-01 $162,750 (10.4%) $212,909 (5.8%) 0.39 267
    2022-12-01 $159,750 (10.2%) $214,259 (8.0%) 0.39 235
    2023-01-01 $160,000 (14.3%) $197,028 (-3.4%) 0.40 211
    2023-02-01 $161,000 (19.6%) $212,395 (6.8%) 0.39 204
    2023-03-01 $157,475 (19.3%) $211,802 (5.5%) 0.37 193
    2023-04-01 $155,000 (1.6%) $215,563 (-7.5%) 0.36 214
    2023-05-01 $152,500 (4.3%) $212,212 (-6.1%) 0.35 212
    2023-06-01 $157,075 (1.7%) $227,603 (6.8%) 0.35 218
    2023-07-01 $159,000 (-0.4%) $218,352 (-0.6%) 0.36 226
    2023-08-01 $156,225 (-5.3%) $212,846 (-6.7%) 0.36 218
    2023-09-01 $160,000 (-3.5%) $226,307 (-1.8%) 0.37 221
    2023-10-01 $161,000 (1.9%) $222,114 (3.8%) 0.38 242
    2023-11-01 $159,500 (-2.0%) $217,707 (2.3%) 0.38 262
    2023-12-01 $159,000 (-0.5%) $224,810 (4.9%) 0.39 243
    2024-01-01 $149,500 (-6.6%) $216,059 (9.7%) 0.37 228
    2024-02-01 $149,000 (-7.5%) $218,122 (2.7%) 0.36 229
    2024-03-01 $160,000 (1.6%) $228,799 (8.0%) 0.38 247
    2024-04-01 $165,625 (6.9%) $226,368 (5.0%) 0.39 242
    2024-05-01 $171,975 (12.8%) $224,587 (5.8%) 0.39 235
    2024-06-01 $177,000 (12.7%) $225,004 (-1.1%) 0.40 268
    2024-07-01 $167,000 (5.0%) $217,057 (-0.6%) 0.38 271
    2024-08-01 $161,000 (3.1%) $207,380 (-2.6%) 0.37 304
    2024-09-01 $173,650 (8.5%) $198,731 (-12.2%) 0.41 327
    2024-10-01 $173,675 (7.9%) $197,942 (-10.9%) 0.41 354
    WHEELING's median listing price for 2024-10-01 was $173,675, a difference of $12,675 (7.9%) versus the prior year and $25 versus the prior month.

    WHEELING's median listing price comes in at 41% of the national average.

    WHEELING's average listing price for 2024-10-01 was $197,942, a difference of $-24,172 (-10.9%) versus the prior year and $-789 versus the prior month.

    For the 2024-10-01 period, WHEELING had 354 MLS listings, a difference of 27 listings (8%) versus the prior month and 112 listings (46%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - WHEELING (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 114 days 1,487 sqft
    2018-02-01 118 days 1,510 sqft
    2018-03-01 102 days 1,520 sqft
    2018-04-01 67 days 1,510 sqft
    2018-05-01 63 days 1,529 sqft
    2018-06-01 69 days 1,554 sqft
    2018-07-01 68 days 1,612 sqft
    2018-08-01 71 days 1,682 sqft
    2018-09-01 75 days 1,700 sqft
    2018-10-01 79 days 1,724 sqft
    2018-11-01 81 days 1,729 sqft
    2018-12-01 86 days 1,727 sqft
    2019-01-01 105 days 1,731 sqft
    2019-02-01 107 days 1,730 sqft
    2019-03-01 84 days 1,733 sqft
    2019-04-01 61 days 1,729 sqft
    2019-05-01 55 days 1,539 sqft
    2019-06-01 59 days 1,591 sqft
    2019-07-01 65 days 1,669 sqft
    2019-08-01 70 days 1,638 sqft
    2019-09-01 68 days 1,608 sqft
    2019-10-01 67 days 1,584 sqft
    2019-11-01 75 days 1,611 sqft
    2019-12-01 84 days 1,572 sqft
    2020-01-01 94 days 1,558 sqft
    2020-02-01 110 days 1,549 sqft
    2020-03-01 98 days 1,604 sqft
    2020-04-01 93 days 1,608 sqft
    2020-05-01 81 days 1,610 sqft
    2020-06-01 84 days 1,652 sqft
    2020-07-01 73 days 1,732 sqft
    2020-08-01 61 days 1,700 sqft
    2020-09-01 60 days 1,678 sqft
    2020-10-01 60 days 1,692 sqft
    2020-11-01 58 days 1,673 sqft
    2020-12-01 71 days 1,634 sqft
    2021-01-01 88 days 1,618 sqft
    2021-02-01 102 days 1,663 sqft
    2021-03-01 81 days 1,667 sqft
    2021-04-01 61 days 1,707 sqft
    2021-05-01 52 days 1,715 sqft
    2021-06-01 51 days 1,714 sqft
    2021-07-01 52 days 1,659 sqft
    2021-08-01 53 days 1,645 sqft
    2021-09-01 59 days 1,588 sqft
    2021-10-01 60 days 1,582 sqft
    2021-11-01 60 days 1,555 sqft
    2021-12-01 64 days 1,553 sqft
    2022-01-01 82 days 1,551 sqft
    2022-02-01 94 days 1,556 sqft
    2022-03-01 74 days 1,594 sqft
    2022-04-01 53 days 1,665 sqft
    2022-05-01 52 days 1,636 sqft
    2022-06-01 47 days 1,712 sqft
    2022-07-01 54 days 1,725 sqft
    2022-08-01 57 days 1,682 sqft
    2022-09-01 54 days 1,700 sqft
    2022-10-01 61 days 1,672 sqft
    2022-11-01 68 days 1,600 sqft
    2022-12-01 82 days 1,589 sqft
    2023-01-01 79 days 1,526 sqft
    2023-02-01 85 days 1,568 sqft
    2023-03-01 56 days 1,574 sqft
    2023-04-01 47 days 1,600 sqft
    2023-05-01 55 days 1,580 sqft
    2023-06-01 56 days 1,644 sqft
    2023-07-01 50 days 1,528 sqft
    2023-08-01 62 days 1,525 sqft
    2023-09-01 53 days 1,595 sqft
    2023-10-01 50 days 1,616 sqft
    2023-11-01 57 days 1,591 sqft
    2023-12-01 68 days 1,588 sqft
    2024-01-01 79 days 1,546 sqft
    2024-02-01 72 days 1,552 sqft
    2024-03-01 52 days 1,599 sqft
    2024-04-01 57 days 1,628 sqft
    2024-05-01 60 days 1,628 sqft
    2024-06-01 54 days 1,631 sqft
    2024-07-01 55 days 1,613 sqft
    2024-08-01 54 days 1,590 sqft
    2024-09-01 53 days 1,577 sqft
    2024-10-01 61 days 1,603 sqft
    WHEELING's median listing age (time on market) for 2024-10-01 was 61 days. This is 22% longer than the same period one year ago.

    WHEELING's median square footage for active listings during the 2024-10-01 period was 1,603 sqft. One year prior, the average listing was 1,616 sqft.

    WHEELING, WV-OH Average Rent (2023)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    25003 Wheeling, WV-OH MSA $640 $720 $880 $1,100 $1,190
    26003 Wheeling, WV-OH MSA $610 $700 $900 $1,170 $1,330
    26031 Wheeling, WV-OH MSA $540 $620 $790 $1,040 $1,190
    26032 Wheeling, WV-OH MSA $620 $620 $790 $1,080 $1,160
    26033 Wheeling, WV-OH MSA $690 $790 $1,010 $1,310 $1,500
    26036 Wheeling, WV-OH MSA $670 $760 $960 $1,240 $1,410
    26038 Wheeling, WV-OH MSA $540 $620 $790 $1,040 $1,190
    26039 Wheeling, WV-OH MSA $650 $750 $950 $1,240 $1,420
    26040 Wheeling, WV-OH MSA $560 $640 $820 $1,060 $1,220
    26041 Wheeling, WV-OH MSA $540 $630 $800 $1,040 $1,190
    26055 Wheeling, WV-OH MSA $590 $680 $860 $1,120 $1,280
    26059 Wheeling, WV-OH MSA $740 $850 $1,090 $1,410 $1,620
    26060 Wheeling, WV-OH MSA $550 $630 $810 $1,050 $1,200
    26070 Wheeling, WV-OH MSA $620 $620 $790 $1,080 $1,160
    26074 Wheeling, WV-OH MSA $840 $970 $1,240 $1,610 $1,840
    26155 Wheeling, WV-OH MSA $620 $710 $910 $1,180 $1,350
    43713 Wheeling, WV-OH MSA $540 $630 $800 $1,040 $1,190
    43716 Wheeling, WV-OH MSA $540 $620 $790 $1,040 $1,190
    43718 Wheeling, WV-OH MSA $650 $740 $950 $1,230 $1,410
    43719 Wheeling, WV-OH MSA $540 $620 $790 $1,040 $1,190
    43747 Wheeling, WV-OH MSA $670 $760 $970 $1,260 $1,440
    43759 Wheeling, WV-OH MSA $540 $620 $790 $1,040 $1,190
    43773 Wheeling, WV-OH MSA $540 $630 $800 $1,040 $1,190
    43901 Wheeling, WV-OH MSA $740 $750 $960 $1,290 $1,400
    43902 Wheeling, WV-OH MSA $560 $640 $820 $1,070 $1,220
    43905 Wheeling, WV-OH MSA $580 $670 $850 $1,110 $1,270
    43906 Wheeling, WV-OH MSA $540 $620 $790 $1,040 $1,190
    43909 Wheeling, WV-OH MSA $540 $630 $800 $1,040 $1,190
    43912 Wheeling, WV-OH MSA $540 $620 $790 $1,040 $1,190
    43916 Wheeling, WV-OH MSA $540 $630 $800 $1,040 $1,190
    43917 Wheeling, WV-OH MSA $600 $620 $790 $1,070 $1,170
    43927 Wheeling, WV-OH MSA $610 $700 $900 $1,170 $1,340
    43928 Wheeling, WV-OH MSA $640 $730 $930 $1,210 $1,380
    43933 Wheeling, WV-OH MSA $570 $660 $840 $1,090 $1,250
    43934 Wheeling, WV-OH MSA $540 $620 $790 $1,040 $1,190
    43935 Wheeling, WV-OH MSA $540 $620 $790 $1,040 $1,190
    43937 Wheeling, WV-OH MSA $540 $630 $800 $1,040 $1,190
    43940 Wheeling, WV-OH MSA $540 $620 $790 $1,040 $1,190
    43942 Wheeling, WV-OH MSA $540 $620 $790 $1,040 $1,190
    43943 Wheeling, WV-OH MSA $620 $620 $790 $1,080 $1,160
    43947 Wheeling, WV-OH MSA $560 $640 $820 $1,060 $1,220
    43950 Wheeling, WV-OH MSA $610 $700 $900 $1,170 $1,340
    43951 Wheeling, WV-OH MSA $630 $720 $930 $1,210 $1,390
    43967 Wheeling, WV-OH MSA $540 $630 $800 $1,040 $1,190
    43971 Wheeling, WV-OH MSA $580 $620 $790 $1,060 $1,170
    43972 Wheeling, WV-OH MSA $610 $700 $900 $1,170 $1,340
    43973 Wheeling, WV-OH MSA $540 $630 $800 $1,040 $1,190
    43977 Wheeling, WV-OH MSA $670 $770 $990 $1,290 $1,470
    43983 Wheeling, WV-OH MSA $610 $630 $810 $1,040 $1,240
    43985 Wheeling, WV-OH MSA $660 $740 $950 $1,250 $1,400

    2022 Average & Median Rent Data Statistics
    WHEELING, WV-OH average 1BR rent: $674, median: $630
    WHEELING, WV-OH average 2BR rent: $860, median: $810
    WHEELING, WV-OH average 3BR rent: $1,125, median: $1,070

    WHEELING, WV-OH Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 1,142 $183,080,000 $160,315
    Cash Out Refi 287 $32,605,000 $113,606
    Refi 189 $28,335,000 $149,921
    Home Improvement 185 $13,225,000 $71,486
    Other 161 $11,755,000 $73,012
    NA 3 $425,000 $141,667

    Wheeling's most frequently cited loan purpose was Home Purchase, with 1,142 originations. The 2nd most popular reason was Cash Out Refi, with 287 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 511 $87,815,000 $171,849
    7-8% 345 $50,415,000 $146,130
    5-6% 275 $37,895,000 $137,800
    Over 8% 194 $16,440,000 $84,742
    <2.5% 70 $4,750,000 $67,857
    4-5% 63 $6,645,000 $105,476
    3-4% 34 $2,180,000 $64,118

    During 2023, Wheeling's most frequently originated rate bucket was 6-7%, with 511 originations.

    Loan Sizing (WHEELING, WV-OH MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 883 $52,015,000 $58,907
    $100k-200k 746 $105,480,000 $141,394
    $200k-400k 282 $75,290,000 $266,986
    $400k-600k 40 $18,890,000 $472,250
    $600k-1000k 12 $8,210,000 $684,167
    $Over $1MM 4 $9,540,000 $2,385,000

    WHEELING's loan sizing saw the bucket of loans from $100,000 or less with 883 originations, totaling $52,015,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 720 $119,160,000 $165,500
    60-80% 284 $43,460,000 $153,028
    20-40% 163 $10,745,000 $65,920
    Under 20% 137 $5,225,000 $38,139
    40-60% 133 $20,795,000 $156,353
    Over 100% 13 $3,255,000 $250,385

    WHEELING's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 720 originations, totaling $119,160,000 in origination value.