Feliciana Bank & Trust Company Mortgage Rates, Fees & Info
Clinton, LALEI: 5493006PPKT0LNNVOC35
Tax ID: 72-0124990
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Mortgage Data
Review & Overview
Feliciana Bank & Trust Company is a smaller bank specializing in Refi and Home Purchase loans. Feliciana Bank & Trust Company has a high proportion of conventional loans. Their top (well, only) market is Baton Rouge.Feliciana Bank & Trust Company has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
97Origination Dollar Volume (All Markets)
$11,075,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| BATON ROUGE, LA (FHA|USDA|VA) | 93 | $10,555,000 | $113,495 | $0 | 0.00% |
| Outside of Metro Areas | 4 | $520,000 | $130,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 97 | $11,075,000 | $114,175 | $0 | 0.00% |
For 2019, Feliciana Bank & Trust Company's most frequently originated type of loan was Conventional, with 97 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Refi | 72 | $8,060,000 | $111,944 | $0 | 0.00% |
| Home Purchase | 18 | $2,340,000 | $130,000 | $0 | 0.00% |
| Home Improvement | 7 | $675,000 | $96,429 | $0 | 0.00% |
For 2019, Feliciana Bank & Trust Company's most frequently cited loan purpose was Refi, with 72 originations. The 2nd most popular reason was Home Purchase, with 18 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 97 | $11,075,000 | $114,175 | $0 | 0.00% |
For 2019, Feliciana Bank & Trust Company's most frequently cited loan duration was Other, with 97 originations.
Loan Sizing
2019 saw Feliciana Bank & Trust Company place emphasis on $100,000 or less loans with 62 originations, totaling $3,020,000 in origination value.
Applicant Income
Feliciana Bank & Trust Company lent most frequently to those with incomes in the $50k or less range, with 25 originations. The second most popular income band? $50k-75k, with 16 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 97 | $11,075,000 | $114,175 | $0 | 0.00% |
Feliciana Bank & Trust Company lent most frequently to those with DTI ratios of Exempt%, with 97 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications92.86%
Feliciana Bank & Trust Company has an average approval rate.
Pick Rate
Approvals leading to origination92.78%
Feliciana Bank & Trust Company has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 97 | $11,075,000 | $114,175 |