Mississippi Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Mississippi averaged
7.19%
for the week of 2025-05-22, compared to the national average of
6.86% for the same period.
The average rate for the prior week (2025-05-15) was
6.84% and
one month ago for the week of 2025-04-17, the
average rate was 6.86%.
Mississippi's average rate one year ago was 7.05%.
For refis of the same type during the week of 2025-05-22, the average rate
was 7.45%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-05-22 | 6.86% |
| Mississippi 30 Year Fixed Rate | 2025-05-22 | 7.19% |
| Mississippi 30 Year Fixed Rate Refi | 2025-05-22 | 7.45% |
| Mississippi 15 Year Fixed Rate | 2025-05-22 | 6.92% |
| Mississippi 15 Year Fixed Rate Refi | 2025-05-22 | 6.83% |
| Mississippi 30 Year FHA | 2025-05-22 | 6.23% |
| Mississippi 30 Year FHA Refi | 2025-05-22 | 6.49% |
| Mississippi 30 Year USDA | 2025-05-22 | 6.25% |
| Mississippi 30 Year USDA Refi | 2025-05-22 | 6.23% |
| Mississippi 30 Year VA | 2025-05-22 | 6.76% |
| Mississippi 30 Year VA Refi | 2025-05-22 | 6.1% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Mississippi.
Mississippi Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Mississippi market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Mississippi Average Closing Costs & Other Stats
Mississippi's 296 lenders originated 49,470
loans during 2024. The total origination value was $9,352,070,000, with an average loan value of
$189,045.
Mississippi's average closing costs are $5,273.
The top Mississippi lender as defined by loan originations is QUICKEN LOANS, LLC, with
853 loans originated. Their average total fees are
$6,445, which is $1,474
higher than the next largest lender,
Trustmark National Bank.
The lowest fee Mississippi lenders (with over 10 loans originated) are
Discover Bank ($0), SIRVA MORTGAGE, INC. ($787), DSLD MORTGAGE, LLC ($1,135), DHI MORTGAGE COMPANY, LTD. ($2,141) and Orion Federal Credit Union ($2,817).
The lowest rate Mississippi lenders (with over 10 loans originated) are
SUNBELT Federal Credit Union (5.15%), DHI MORTGAGE COMPANY, LTD. (5.57%), SWBC MORTGAGE CORPORATION (5.93%), CREDIT UNION MORTGAGE ASSOCIATION, INC. (6.14%) and Morgan Stanley Private Bank (6.15%).
Mississippi Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| Trustmark National Bank | $618,385,000 | $618,240,000 | 0.0% | 6.6% |
| BancorpSouth | $547,275,000 | $570,735,000 | 4.3% | 6.1% |
| QUICKEN LOANS, LLC | $418,665,000 | $471,550,000 | 12.6% | 5.0% |
| Community Bank of Mississippi | $401,510,000 | $405,510,000 | 1.0% | 4.3% |
| BankPlus | $329,345,000 | $374,975,000 | 13.9% | 4.0% |
| Renasant Bank | $270,400,000 | $287,505,000 | 6.3% | 3.1% |
| Mortgage Research Center, LLC | $217,375,000 | $269,715,000 | 24.1% | 2.9% |
| Regions Bank | $285,395,000 | $262,900,000 | -7.9% | 2.8% |
| UNITED WHOLESALE MORTGAGE, LLC | $153,275,000 | $252,060,000 | 64.4% | 2.7% |
| DHI MORTGAGE COMPANY, LTD. | $152,150,000 | $182,400,000 | 19.9% | 2.0% |
| Guaranty Bank and Trust Company | $75,725,000 | $155,400,000 | 105.2% | 1.7% |
| BankFirst Financial Services | $122,430,000 | $153,085,000 | 25.0% | 1.6% |
| 21ST MORTGAGE CORPORATION | $115,965,000 | $139,550,000 | 20.3% | 1.5% |
| CMG MORTGAGE, INC. | $109,240,000 | $136,315,000 | 24.8% | 1.5% |
| CROSSCOUNTRY MORTGAGE, LLC | $134,025,000 | $130,455,000 | -2.7% | 1.4% |
| KEESLER | $114,725,000 | $127,615,000 | 11.2% | 1.4% |
| PriorityOne Bank | $62,725,000 | $122,170,000 | 94.8% | 1.3% |
| FREEDOM MORTGAGE CORPORATION | $42,330,000 | $121,230,000 | 186.4% | 1.3% |
| NAVY FEDERAL CREDIT UNION | $101,360,000 | $113,675,000 | 12.1% | 1.2% |
| Flagstar Bank, FSB | $102,130,000 | $110,610,000 | 8.3% | 1.2% |
| STOCKTON MORTGAGE CORPORATION | $76,255,000 | $107,120,000 | 40.5% | 1.1% |
| COMMUNITY MORTGAGE CORPORATION | $86,805,000 | $103,580,000 | 19.3% | 1.1% |
| Hancock Whitney Bank | $82,220,000 | $97,655,000 | 18.8% | 1.0% |
| SWBC MORTGAGE CORPORATION | $67,040,000 | $95,380,000 | 42.3% | 1.0% |
| The First, A National Banking Association | $99,495,000 | $90,530,000 | -9.0% | 1.0% |
| PENNYMAC LOAN SERVICES, LLC | $61,765,000 | $88,980,000 | 44.1% | 1.0% |
| GMFS LLC | $77,955,000 | $84,710,000 | 8.7% | 0.9% |
| BROKER SOLUTIONS, INC. | $48,765,000 | $84,620,000 | 73.5% | 0.9% |
| Magnolia Bank | $41,190,000 | $72,150,000 | 75.2% | 0.8% |
| The Citizens Bank of Philadelphia, Mississippi | $55,215,000 | $70,135,000 | 27.0% | 0.7% |
| American Mortgage Bank, LLC | $69,865,000 | n/a | 0.7% | |
| TRIAD FINANCIAL SERVICES, INC. | $41,060,000 | $67,850,000 | 65.2% | 0.7% |
| DSLD MORTGAGE, LLC | $31,550,000 | $66,100,000 | 109.5% | 0.7% |
| GUILD MORTGAGE COMPANY | $9,740,000 | $64,990,000 | 567.2% | 0.7% |
| UNION HOME MORTGAGE CORP. | $31,430,000 | $63,590,000 | 102.3% | 0.7% |
| PLANET HOME LENDING, LLC | $48,335,000 | $61,210,000 | 26.6% | 0.7% |
| The Citizens National Bank of Meridian | $57,730,000 | $58,020,000 | 0.5% | 0.6% |
| MORTGAGE INVESTORS GROUP, INC. | $42,845,000 | $57,415,000 | 34.0% | 0.6% |
| GUARANTEED RATE, INC. | $59,445,000 | $57,290,000 | -3.6% | 0.6% |
| Nations Lending Corporation | $49,940,000 | $56,445,000 | 13.0% | 0.6% |
| Bank of England | $54,760,000 | $55,845,000 | 2.0% | 0.6% |
| JPMorgan Chase Bank | $33,470,000 | $53,860,000 | 60.9% | 0.6% |
| LOANDEPOT.COM, LLC | $52,605,000 | $51,705,000 | -1.7% | 0.6% |
| Eagle Bank and Trust Company | $51,555,000 | $50,660,000 | -1.7% | 0.5% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $35,525,000 | $46,880,000 | 32.0% | 0.5% |
| First Commercial Bank | $65,015,000 | $46,825,000 | -28.0% | 0.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $225,410,000 | $46,155,000 | -79.5% | 0.5% |
| First Horizon Bank | $48,230,000 | $44,805,000 | -7.1% | 0.5% |
| CARDINAL FINANCIAL | $51,595,000 | $41,510,000 | -19.5% | 0.4% |
| FIRST COMMUNITY MORTGAGE, INC. | $32,800,000 | $40,980,000 | 24.9% | 0.4% |
| Pinnacle Bank | $24,160,000 | $40,255,000 | 66.6% | 0.4% |
| USAA Federal Savings Bank | $41,295,000 | $39,960,000 | -3.2% | 0.4% |
| NEWREZ LLC | $26,525,000 | $39,925,000 | 50.5% | 0.4% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $30,155,000 | $38,875,000 | 28.9% | 0.4% |
| TOWNE MORTGAGE COMPANY | $3,025,000 | $38,860,000 | 1,184.6% | 0.4% |
| FIRST COLONY MORTGAGE CORPORATION | $8,235,000 | $37,215,000 | 351.9% | 0.4% |
| Origin Bank | $37,165,000 | $36,795,000 | -1.0% | 0.4% |
| Merchants & Marine Bank | $43,275,000 | $35,690,000 | -17.5% | 0.4% |
| CBRE MULTIFAMILY CAPITAL, INC. | $35,585,000 | n/a | 0.4% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $23,110,000 | $34,635,000 | 49.9% | 0.4% |
| NEW DAY FINANCIAL, LLC | $21,605,000 | $34,325,000 | 58.9% | 0.4% |
| FIDELITY BANK | $37,535,000 | $33,965,000 | -9.5% | 0.4% |
| First Federal Savings and Loan Association | $43,010,000 | $33,855,000 | -21.3% | 0.4% |
| First Bank | $125,000 | $32,270,000 | 25,716.0% | 0.3% |
| Planters Bank & Trust Company | $37,090,000 | $32,260,000 | -13.0% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $44,280,000 | $32,180,000 | -27.3% | 0.3% |
| Wells Fargo Bank | $40,200,000 | $31,770,000 | -21.0% | 0.3% |
| First Security Bank | $21,405,000 | $29,815,000 | 39.3% | 0.3% |
| Magnolia State Bank | $31,055,000 | $28,045,000 | -9.7% | 0.3% |
| VILLAGE CAPITAL MORTGAGE | $8,005,000 | $27,730,000 | 246.4% | 0.3% |
| BERKADIA COMMERCIAL MORTGAGE LLC | $10,310,000 | $27,675,000 | 168.4% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $16,075,000 | $26,775,000 | 66.6% | 0.3% |
| Citizens Bank | $19,215,000 | $26,660,000 | 38.7% | 0.3% |
| Southern Bancorp Bank | $26,085,000 | $26,495,000 | 1.6% | 0.3% |
| ACOPIA, LLC | $21,060,000 | $26,025,000 | 23.6% | 0.3% |
| Equity Prime Mortgage LLC | $17,840,000 | $25,670,000 | 43.9% | 0.3% |
| COLLIERS MORTGAGE LLC | $25,115,000 | n/a | 0.3% | |
| CB&S Bank, Inc. | $18,635,000 | $21,755,000 | 16.7% | 0.2% |
| The Bank of Holly Springs | $63,480,000 | $21,090,000 | -66.8% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $31,085,000 | $20,140,000 | -35.2% | 0.2% |
| EVANSVILLE TEACHERS | $15,815,000 | $19,935,000 | 26.1% | 0.2% |
| Carrington Mortgage Services, LLC | $15,375,000 | $19,505,000 | 26.9% | 0.2% |
| Gulf Coast Bank and Trust Company | $8,075,000 | $17,555,000 | 117.4% | 0.2% |
| Bank of America | $22,195,000 | $17,540,000 | -21.0% | 0.2% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $14,185,000 | $17,510,000 | 23.4% | 0.2% |
| FirstBank | $14,260,000 | $17,155,000 | 20.3% | 0.2% |
| First Bank | $125,000 | $16,540,000 | 13,132.0% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $5,255,000 | $16,330,000 | 210.8% | 0.2% |
| U.S. Bank | $13,235,000 | $16,220,000 | 22.6% | 0.2% |
| Arbor Realty Trust, Inc. | $28,105,000 | $16,025,000 | -43.0% | 0.2% |
| Truist | $13,945,000 | $15,900,000 | 14.0% | 0.2% |
| The Peoples Bank, Biloxi, Mississippi | $12,555,000 | $15,745,000 | 25.4% | 0.2% |
| SOUTHWEST STAGE FUNDING, LLC | $23,405,000 | $15,345,000 | -34.4% | 0.2% |
| Barrington Bank & Trust Company, N.A. | $9,955,000 | $15,280,000 | 53.5% | 0.2% |
| GREYSTONE SERVICING COMPANY LLC | $18,065,000 | $14,935,000 | -17.3% | 0.2% |
| Discover Bank | $13,515,000 | $14,685,000 | 8.7% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $30,105,000 | $14,645,000 | -51.4% | 0.2% |
| The Federal Savings Bank | $18,500,000 | $14,530,000 | -21.5% | 0.2% |
| CSL Financial, LLC | $11,635,000 | $14,510,000 | 24.7% | 0.2% |
| GENEVA FINANCIAL, LLC | $6,825,000 | $14,475,000 | 112.1% | 0.2% |
| FBC MORTGAGE, LLC | $6,750,000 | $14,350,000 | 112.6% | 0.2% |
| DELMAR FINANCIAL COMPANY | $14,625,000 | $13,865,000 | -5.2% | 0.1% |
| HOPE FEDERAL CREDIT UNION | $2,905,000 | $13,810,000 | 375.4% | 0.1% |
| BARTLETT MORTGAGE, INC. | $14,190,000 | $12,995,000 | -8.4% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $11,080,000 | $12,945,000 | 16.8% | 0.1% |
| AmeriHome Mortgage Company, LLC | $6,195,000 | $12,890,000 | 108.1% | 0.1% |
| Paragon Bank | $8,675,000 | $12,845,000 | 48.1% | 0.1% |
| Evolve Bank & Trust | $19,840,000 | $11,970,000 | -39.7% | 0.1% |
| Hamilton Mortgage Corporation | $6,200,000 | $11,410,000 | 84.0% | 0.1% |
| EVERETT FINANCIAL, INC. | $7,875,000 | $11,235,000 | 42.7% | 0.1% |
| Peoples Bank | $13,035,000 | $11,015,000 | -15.5% | 0.1% |
| Patriot Bank | $11,745,000 | $10,740,000 | -8.6% | 0.1% |
| First National Bank of Picayune | $15,565,000 | $10,650,000 | -31.6% | 0.1% |
| OPEN MORTGAGE, LLC | $62,735,000 | $10,650,000 | -83.0% | 0.1% |
| Great Southern Bank | $65,000 | $10,485,000 | 16,030.8% | 0.1% |
| LAND HOME FINANCIAL SERVICES, INC. | $305,000 | $10,365,000 | 3,298.4% | 0.1% |
| The Bank of Forest | $9,410,000 | $10,150,000 | 7.9% | 0.1% |
| First Southern Bank | $9,450,000 | $10,090,000 | 6.8% | 0.1% |
| NBKC BANK | $8,595,000 | $10,020,000 | 16.6% | 0.1% |
| Merchants & Planters Bank | $4,080,000 | $9,905,000 | 142.8% | 0.1% |
| Stifel Bank and Trust | $4,045,000 | $9,745,000 | 140.9% | 0.1% |
| Bank of Yazoo City | $8,120,000 | $9,720,000 | 19.7% | 0.1% |
| SIRVA MORTGAGE, INC. | $4,575,000 | $9,655,000 | 111.0% | 0.1% |
| SUNBELT Federal Credit Union | $7,280,000 | $9,640,000 | 32.4% | 0.1% |
| Copiah Bank | $7,650,000 | $9,495,000 | 24.1% | 0.1% |
| Lakeview Community Capital, LLC | $2,290,000 | $9,380,000 | 309.6% | 0.1% |
| Morgan Stanley Private Bank | $10,035,000 | $9,295,000 | -7.4% | 0.1% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $10,565,000 | $9,090,000 | -14.0% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $8,575,000 | $8,865,000 | 3.4% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $6,435,000 | $8,770,000 | 36.3% | 0.1% |
| RCN Capital, LLC | $6,120,000 | $8,725,000 | 42.6% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $6,525,000 | $8,615,000 | 32.0% | 0.1% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | $225,000 | $8,575,000 | 3,711.1% | 0.1% |
| ZILLOW HOME LOANS, LLC | $7,080,000 | $8,410,000 | 18.8% | 0.1% |
| Figure Lending LLC | $6,890,000 | $8,115,000 | 17.8% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $6,820,000 | $8,035,000 | 17.8% | 0.1% |
| The Loan Store, Inc. | $350,000 | $7,785,000 | 2,124.3% | 0.1% |
| RiverHills Bank | $8,725,000 | $7,770,000 | -10.9% | 0.1% |
| Brighton Bank | $6,860,000 | $7,660,000 | 11.7% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $7,475,000 | $7,520,000 | 0.6% | 0.1% |
| CIS Financial Services, Inc. | $32,615,000 | $7,450,000 | -77.2% | 0.1% |
| Liberty Bank and Trust Company | $4,515,000 | $7,400,000 | 63.9% | 0.1% |
| SOUTHWEST FUNDING, LP | $7,390,000 | n/a | 0.1% | |
| First Federal Bank | $3,985,000 | $7,235,000 | 81.6% | 0.1% |
| FIRST SOUTH FINANCIAL | $6,155,000 | $7,070,000 | 14.9% | 0.1% |
| CHEVRON | $9,685,000 | $6,930,000 | -28.4% | 0.1% |
| NAVIGATOR CU | $9,315,000 | $6,865,000 | -26.3% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $11,730,000 | $6,795,000 | -42.1% | 0.1% |
| Simmons Bank | $6,075,000 | $6,770,000 | 11.4% | 0.1% |
| DOMINION FINANCIAL SERVICES, LLC | $2,010,000 | $6,755,000 | 236.1% | 0.1% |
| Coastal Community Bank | $4,725,000 | $6,695,000 | 41.7% | 0.1% |
| Princeton Mortgage Corporation | $1,230,000 | $6,610,000 | 437.4% | 0.1% |
| MUTUAL | $7,300,000 | $6,385,000 | -12.5% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $4,185,000 | $6,055,000 | 44.7% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $3,845,000 | $5,980,000 | 55.5% | 0.1% |
| Ixonia Bank | $2,805,000 | $5,945,000 | 111.9% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $5,400,000 | $5,945,000 | 10.1% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $1,260,000 | $5,935,000 | 371.0% | 0.1% |
| Singing River Federal Credit Union | $6,905,000 | $5,730,000 | -17.0% | 0.1% |
| Citizens Bank | $19,215,000 | $5,695,000 | -70.4% | 0.1% |
| Concordia Bank and Trust Company | $9,380,000 | $5,680,000 | -39.4% | 0.1% |
| Grand Bank for Savings, FSB | $8,640,000 | $5,575,000 | -35.5% | 0.1% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $2,805,000 | $5,485,000 | 95.5% | 0.1% |
| LIMA ONE CAPITAL, LLC | $7,630,000 | $5,405,000 | -29.2% | 0.1% |
| T2 FINANCIAL LLC | $600,000 | $5,340,000 | 790.0% | 0.1% |
| Gulf Coast Community Federal Credit Union | $6,815,000 | $5,255,000 | -22.9% | 0.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $5,045,000 | n/a | 0.1% | |
| BETTER MORTGAGE CORPORATION | $6,190,000 | $5,035,000 | -18.7% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $6,440,000 | $5,035,000 | -21.8% | 0.1% |
| LENDINGONE, LLC | $1,965,000 | $4,985,000 | 153.7% | 0.1% |
| Towne Bank | $2,785,000 | $4,930,000 | 77.0% | 0.1% |
| The Bank of Fayette County | $3,670,000 | $4,925,000 | 34.2% | 0.1% |
| Assurance Financial Group, L.L.C. | $4,245,000 | $4,875,000 | 14.8% | 0.1% |
| LENDSURE MORTGAGE CORP. | $915,000 | $4,870,000 | 432.2% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $310,000 | $4,825,000 | 1,456.5% | 0.1% |
| CORNERSTONE HOME LENDING, INC. | $10,760,000 | $4,785,000 | -55.5% | 0.1% |
| Orion Federal Credit Union | $3,220,000 | $4,670,000 | 45.0% | 0.0% |
| Independent Bank | $255,000 | $4,565,000 | 1,690.2% | 0.0% |
| STANDARD MORTGAGE CORPORATION | $3,365,000 | $4,375,000 | 30.0% | 0.0% |
| Wolfe Financial, Inc | $2,900,000 | $4,345,000 | 49.8% | 0.0% |
| Commerce Home Mortgage, Inc. | $780,000 | $4,340,000 | 456.4% | 0.0% |
| PREMIA MORTGAGE, LLC | $2,700,000 | $4,220,000 | 56.3% | 0.0% |
| OCMBC, INC. | $990,000 | $4,195,000 | 323.7% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $10,640,000 | $4,165,000 | -60.9% | 0.0% |
| MORTGAGE ACCESS CORP. | $3,780,000 | $4,075,000 | 7.8% | 0.0% |
| Ally Bank | $4,805,000 | $4,055,000 | -15.6% | 0.0% |
| FIRST TECHNOLOGY | $4,005,000 | n/a | 0.0% | |
| Bank of Bartlett | $7,715,000 | $3,850,000 | -50.1% | 0.0% |
| Raymond James Bank | $7,345,000 | $3,815,000 | -48.1% | 0.0% |
| ServisFirst Bank | $320,000 | $3,810,000 | 1,090.6% | 0.0% |
| Century Bank | $14,210,000 | $3,795,000 | -73.3% | 0.0% |
| M&T Bank | $2,530,000 | $3,775,000 | 49.2% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $1,515,000 | $3,710,000 | 144.9% | 0.0% |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $2,605,000 | $3,680,000 | 41.3% | 0.0% |
| PNC Bank | $4,020,000 | $3,670,000 | -8.7% | 0.0% |
| Merchants Bank of Indiana | $41,910,000 | $3,610,000 | -91.4% | 0.0% |
| S1L, Inc. | $520,000 | $3,585,000 | 589.4% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $4,215,000 | $3,540,000 | -16.0% | 0.0% |
| Plains Commerce Bank | $12,120,000 | $3,505,000 | -71.1% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $5,050,000 | $3,500,000 | -30.7% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $5,230,000 | $3,425,000 | -34.5% | 0.0% |
| PHH Mortgage Corporation | $1,975,000 | $3,380,000 | 71.1% | 0.0% |
| AMERICAN FINANCING CORPORATION | $3,215,000 | $3,375,000 | 5.0% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $2,200,000 | $3,330,000 | 51.4% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $2,040,000 | $3,200,000 | 56.9% | 0.0% |
| Leaders Credit Union | $850,000 | $3,170,000 | 272.9% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $1,295,000 | $3,055,000 | 135.9% | 0.0% |
| Commerce Bank | $2,035,000 | $3,035,000 | 49.1% | 0.0% |
| EMM LOANS LLC | $1,340,000 | $3,020,000 | 125.4% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $3,905,000 | $3,015,000 | -22.8% | 0.0% |
| Cornerstone First Mortgage, Inc | $2,670,000 | $2,975,000 | 11.4% | 0.0% |
| Baxter Credit Union | $3,455,000 | $2,925,000 | -15.3% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $860,000 | $2,925,000 | 240.1% | 0.0% |
| First Financial Bank | $4,470,000 | $2,925,000 | -34.6% | 0.0% |
| Residential Acceptance Corporation | $2,835,000 | n/a | 0.0% | |
| First South Farm Credit, ACA | $4,430,000 | $2,815,000 | -36.5% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $2,180,000 | $2,765,000 | 26.8% | 0.0% |
| First Guaranty Bank | $4,095,000 | $2,635,000 | -35.7% | 0.0% |
| Citizens Savings Bank | $3,060,000 | $2,595,000 | -15.2% | 0.0% |
| First National Bank of America | $1,005,000 | $2,445,000 | 143.3% | 0.0% |
| ORIX REAL ESTATE CAPITAL, LLC | $26,780,000 | $2,405,000 | -91.0% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $3,715,000 | $2,380,000 | -35.9% | 0.0% |
| EMBRACE HOME LOANS, INC. | $3,010,000 | $2,370,000 | -21.3% | 0.0% |
| A&D Mortgage LLC | $2,875,000 | $2,330,000 | -19.0% | 0.0% |
| South Louisiana Bank | $2,295,000 | n/a | 0.0% | |
| CANOPY MORTGAGE, LLC | $685,000 | $2,290,000 | 234.3% | 0.0% |
| MICHIGAN MUTUAL, INC. | $635,000 | $2,290,000 | 260.6% | 0.0% |
| Financial Federal Bank | $3,540,000 | $2,275,000 | -35.7% | 0.0% |
| Arvest Bank | $710,000 | $2,220,000 | 212.7% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $1,310,000 | $2,200,000 | 67.9% | 0.0% |
| SPRING EQ, LLC | $1,755,000 | $2,200,000 | 25.4% | 0.0% |
| Heritage Bank of St Tammany | $690,000 | $2,180,000 | 215.9% | 0.0% |
| Mid-Continent Funding, Inc. | $2,050,000 | $2,150,000 | 4.9% | 0.0% |
| CITIZENS EQUITY FIRST | $1,195,000 | $2,065,000 | 72.8% | 0.0% |
| BMO Harris Bank | $1,090,000 | $2,040,000 | 87.2% | 0.0% |
| Goldwater Bank, N.A. | $115,000 | $2,005,000 | 1,643.5% | 0.0% |
| Hometown Equity Mortgage, LLC | $2,435,000 | $1,980,000 | -18.7% | 0.0% |
| AMWEST FUNDING CORP. | $1,925,000 | n/a | 0.0% | |
| AMERICAN HERITAGE LENDING, INC. | $1,725,000 | $1,895,000 | 9.9% | 0.0% |
| Rayne State Bank & Trust Company | $705,000 | $1,895,000 | 168.8% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $1,875,000 | n/a | 0.0% | |
| TruHome Solutions, LLC | $805,000 | $1,875,000 | 132.9% | 0.0% |
| Armed Forces Bank | $3,150,000 | $1,865,000 | -40.8% | 0.0% |
| Citadel Servicing Corporation | $425,000 | $1,865,000 | 338.8% | 0.0% |
| Memphis City Employees Credit Union | $1,155,000 | $1,865,000 | 61.5% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $2,960,000 | $1,840,000 | -37.8% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $730,000 | $1,825,000 | 150.0% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $1,590,000 | $1,795,000 | 12.9% | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | $6,650,000 | $1,775,000 | -73.3% | 0.0% |
| Farmers Bank & Trust | $3,210,000 | $1,775,000 | -44.7% | 0.0% |
| RBC Bank, (Georgia) | $450,000 | $1,755,000 | 290.0% | 0.0% |
| Texana Bank | $1,740,000 | n/a | 0.0% | |
| COREVEST AMERICAN FINANCE LENDER LLC | $1,730,000 | n/a | 0.0% | |
| Resource Bank | $2,920,000 | $1,715,000 | -41.3% | 0.0% |
| GSF Mortgage Corporation | $815,000 | $1,695,000 | 108.0% | 0.0% |
| Northpointe Bank | $5,050,000 | $1,685,000 | -66.6% | 0.0% |
| Prosperity Home Mortgage, LLC | $1,990,000 | $1,655,000 | -16.8% | 0.0% |
| Commercial Bank & Trust Co. | $2,645,000 | $1,625,000 | -38.6% | 0.0% |
| ALLIANT CREDIT UNION | $375,000 | $1,605,000 | 328.0% | 0.0% |
| Performance Financial, Inc. | $305,000 | $1,580,000 | 418.0% | 0.0% |
| Commercial Lender LLC | $590,000 | $1,565,000 | 165.3% | 0.0% |
| North American Savings Bank, F.S.B. | $3,565,000 | $1,515,000 | -57.5% | 0.0% |
| Onpath Federal Credit Union | $1,595,000 | $1,510,000 | -5.3% | 0.0% |
| United Community Bank | $8,400,000 | $1,510,000 | -82.0% | 0.0% |
| Beeline Loans, Inc. | $1,255,000 | $1,500,000 | 19.5% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $2,825,000 | $1,465,000 | -48.1% | 0.0% |
| Ameris Bank | $805,000 | $1,460,000 | 81.4% | 0.0% |
| ENVOY MORTGAGE, LTD | $1,430,000 | n/a | 0.0% | |
| The Huntington National Bank | $2,505,000 | $1,410,000 | -43.7% | 0.0% |
| Presidential Bank, FSB | $1,895,000 | $1,365,000 | -28.0% | 0.0% |
| MORTGAGE FINANCIAL SERVICES, LLC | $1,030,000 | $1,360,000 | 32.0% | 0.0% |
| Axos Bank | $330,000 | $1,355,000 | 310.6% | 0.0% |
| FORT FINANCIAL Federal Credit Union | $845,000 | $1,325,000 | 56.8% | 0.0% |
| Fifth Third Bank | $1,375,000 | $1,310,000 | -4.7% | 0.0% |
| ARC HOME LLC | $340,000 | $1,265,000 | 272.1% | 0.0% |
| b1BANK | $1,445,000 | $1,245,000 | -13.8% | 0.0% |
| THE MORTGAGE FIRM, INC. | $1,235,000 | n/a | 0.0% | |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $625,000 | $1,220,000 | 95.2% | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $4,780,000 | $1,175,000 | -75.4% | 0.0% |
| City National Bank | $325,000 | $1,165,000 | 258.5% | 0.0% |
| Troy Bank and Trust Company | $165,000 | $1,165,000 | 606.1% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $10,290,000 | $1,145,000 | -88.9% | 0.0% |
| RF Renovo Management Company, LLC | $1,140,000 | n/a | 0.0% | |
| Synovus Bank | $2,430,000 | $1,115,000 | -54.1% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $2,525,000 | $1,110,000 | -56.0% | 0.0% |
| River Bank & Trust | $1,280,000 | $1,105,000 | -13.7% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $375,000 | $1,090,000 | 190.7% | 0.0% |
| UNIFY FINANCIAL Credit Union | $795,000 | $1,090,000 | 37.1% | 0.0% |
| The Farmers & Merchants Bank | $265,000 | $1,080,000 | 307.5% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $1,075,000 | n/a | 0.0% | |
| ENCORE BANK | $580,000 | $1,070,000 | 84.5% | 0.0% |
| West Alabama Bank & Trust | $6,610,000 | $1,060,000 | -84.0% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $135,000 | $1,055,000 | 681.5% | 0.0% |
| Synergy Bank | $140,000 | $1,050,000 | 650.0% | 0.0% |
| Citibank | $1,145,000 | $1,035,000 | -9.6% | 0.0% |
| THE NEW ORLEANS FIREMEN'S FEDERAL CREDIT UNION | $120,000 | $1,030,000 | 758.3% | 0.0% |
| UBS Bank USA | $2,340,000 | $1,010,000 | -56.8% | 0.0% |
| BankTennessee | $6,080,000 | $1,005,000 | -83.5% | 0.0% |
| Capital City Home Loans, LLC | $1,005,000 | n/a | 0.0% | |
| CATAHOULA LASALLE BANK | $995,000 | n/a | 0.0% | |
| Community First National Bank | $205,000 | $995,000 | 385.4% | 0.0% |
| First Federal Bank, A FSB | $1,915,000 | $995,000 | -48.0% | 0.0% |
| Focus Bank | $1,520,000 | $975,000 | -35.9% | 0.0% |
| NexBank | $965,000 | n/a | 0.0% | |
| America's Mortgage Resource, Inc. | $340,000 | $950,000 | 179.4% | 0.0% |
| ALL IN | $1,165,000 | $940,000 | -19.3% | 0.0% |
| Sunflower Bank | $1,515,000 | $930,000 | -38.6% | 0.0% |
| Toyota Financial Savings Bank | $925,000 | n/a | 0.0% | |
| First Community Bank | $125,000 | $910,000 | 628.0% | 0.0% |
| Charles Schwab Bank, SSB | $55,000 | $880,000 | 1,500.0% | 0.0% |
| First Citizens National Bank | $260,000 | $855,000 | 228.8% | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | $400,000 | $845,000 | 111.3% | 0.0% |
| SeaTrust Mortgage Company | $3,545,000 | $825,000 | -76.7% | 0.0% |
| Secured Investment Corp. | $1,185,000 | $820,000 | -30.8% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $935,000 | $815,000 | -12.8% | 0.0% |
| EFCU FINANCIAL | $640,000 | $800,000 | 25.0% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $1,595,000 | $785,000 | -50.8% | 0.0% |
| Tyndall Federal Credit Union | $505,000 | $780,000 | 54.5% | 0.0% |
| INTERLINC MORTGAGE SERVICES, LLC | $675,000 | $775,000 | 14.8% | 0.0% |
| Deere Employees Credit Union | $1,485,000 | $765,000 | -48.5% | 0.0% |
| SmartBank | $195,000 | $765,000 | 292.3% | 0.0% |
| Independence Bank of Kentucky | $760,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $600,000 | $755,000 | 25.8% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $85,000 | $740,000 | 770.6% | 0.0% |
| PURDUE FEDERAL CREDIT UNION | $385,000 | $740,000 | 92.2% | 0.0% |
| Flanagan State Bank | $325,000 | $725,000 | 123.1% | 0.0% |
| First Western Trust Bank | $720,000 | n/a | 0.0% | |
| ONY GLO, INC. | $225,000 | $720,000 | 220.0% | 0.0% |
| The Central Trust Bank | $2,600,000 | $715,000 | -72.5% | 0.0% |
| UMB Bank | $555,000 | $705,000 | 27.0% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $1,255,000 | $700,000 | -44.2% | 0.0% |
| BM Real Estate Services, Inc. | $905,000 | $690,000 | -23.8% | 0.0% |
| Eureka Homestead | $680,000 | n/a | 0.0% | |
| Bell Bank | $795,000 | $650,000 | -18.2% | 0.0% |
| RESIDENTIAL BANCORP | $800,000 | $645,000 | -19.4% | 0.0% |
| BECKAM FUNDING CORP. | $745,000 | $635,000 | -14.8% | 0.0% |
| Bethpage Federal Credit Union | $8,700,000 | $610,000 | -93.0% | 0.0% |
| Southern Bank | $10,795,000 | $605,000 | -94.4% | 0.0% |
| PlainsCapital Bank | $585,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $560,000 | $580,000 | 3.6% | 0.0% |
| First United Bank and Trust Company | $735,000 | $580,000 | -21.1% | 0.0% |
| NP, Inc. | $795,000 | $580,000 | -27.0% | 0.0% |
| FOUR POINTS | $575,000 | n/a | 0.0% | |
| OceanFirst Bank | $570,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $415,000 | $560,000 | 34.9% | 0.0% |
| ANCHOR LOANS, LP | $555,000 | n/a | 0.0% | |
| Dollar Bank, Federal Savings Bank | $555,000 | n/a | 0.0% | |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $555,000 | n/a | 0.0% | |
| Alliance Bank | $625,000 | $545,000 | -12.8% | 0.0% |
| Farmers Bank and Trust Company | $545,000 | n/a | 0.0% | |
| DUPACO COMMUNITY | $540,000 | n/a | 0.0% | |
| RIVERTRUST Federal Credit Union | $3,815,000 | $540,000 | -85.8% | 0.0% |
| The Bank of Herrin | $325,000 | $540,000 | 66.2% | 0.0% |
| AMERICAN MORTGAGE SERVICES INCORPORATED | $515,000 | $530,000 | 2.9% | 0.0% |
| Metairie Bank & Trust Company | $275,000 | $530,000 | 92.7% | 0.0% |
| SouthPoint Bank | $185,000 | $530,000 | 186.5% | 0.0% |
| Bank Independent | $1,440,000 | $520,000 | -63.9% | 0.0% |
| Carrollton Bank | $520,000 | n/a | 0.0% | |
| First Savings Bank | $1,185,000 | $520,000 | -56.1% | 0.0% |
| Malvern National Bank | $515,000 | n/a | 0.0% | |
| APCO EMPLOYEES | $125,000 | $500,000 | 300.0% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $275,000 | $500,000 | 81.8% | 0.0% |
| Red River Bank | $2,260,000 | $500,000 | -77.9% | 0.0% |
| ESSENTIAL | $490,000 | n/a | 0.0% | |
| Home Bank | $1,230,000 | $485,000 | -60.6% | 0.0% |
| Quontic Bank | $530,000 | $480,000 | -9.4% | 0.0% |
| SUMMIT FUNDING, INC. | $805,000 | $480,000 | -40.4% | 0.0% |
| State Bank of De Kalb | $385,000 | $475,000 | 23.4% | 0.0% |
| C & F Mortgage Corporation | $125,000 | $465,000 | 272.0% | 0.0% |
| RED RIVER EMPLOYEES | $250,000 | $460,000 | 84.0% | 0.0% |
| American Airlines Federal Credit Union | $650,000 | $455,000 | -30.0% | 0.0% |
| American Bank & Trust Company | $450,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $1,125,000 | $440,000 | -60.9% | 0.0% |
| Wood & Huston Bank | $435,000 | n/a | 0.0% | |
| MidFirst Bank | $325,000 | $430,000 | 32.3% | 0.0% |
| Old National Bank | $430,000 | n/a | 0.0% | |
| Amarillo National Bank | $425,000 | n/a | 0.0% | |
| CHARTER WEST BANK | $425,000 | n/a | 0.0% | |
| Greenville National Bank | $425,000 | n/a | 0.0% | |
| NFM, INC. | $1,355,000 | $425,000 | -68.6% | 0.0% |
| GoPrime Mortgage, Inc. | $420,000 | n/a | 0.0% | |
| Dieterich Bank | $415,000 | n/a | 0.0% | |
| Warren-Boynton State Bank | $415,000 | n/a | 0.0% | |
| The Dart Bank | $410,000 | n/a | 0.0% | |
| Bank of St. Francisville | $390,000 | $405,000 | 3.8% | 0.0% |
| Bank of Zachary | $525,000 | $405,000 | -22.9% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $405,000 | n/a | 0.0% | |
| Robertson Banking Company | $405,000 | n/a | 0.0% | |
| Cross Keys Bank | $55,000 | $400,000 | 627.3% | 0.0% |
| Logan Finance Corporation | $815,000 | $400,000 | -50.9% | 0.0% |
| Stride Bank | $325,000 | $400,000 | 23.1% | 0.0% |
| COMMUNITYAMERICA | $395,000 | n/a | 0.0% | |
| CU COMMUNITY, LLC | $55,000 | $395,000 | 618.2% | 0.0% |
| EvaBank | $115,000 | $395,000 | 243.5% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $295,000 | $395,000 | 33.9% | 0.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | $185,000 | $390,000 | 110.8% | 0.0% |
| Southwest Airlines Federal Credit Union | $1,090,000 | $390,000 | -64.2% | 0.0% |
| ADVANCIAL | $385,000 | n/a | 0.0% | |
| AMERICAN HERITAGE FCU | $385,000 | n/a | 0.0% | |
| NEXERA HOLDING LLC | $530,000 | $380,000 | -28.3% | 0.0% |
| DIRECTIONS EQUITY, LLC | $375,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $520,000 | $375,000 | -27.9% | 0.0% |
| RESOURCE FINANCIAL SERVICES, INC. | $370,000 | n/a | 0.0% | |
| FineMark National Bank & Trust | $365,000 | n/a | 0.0% | |
| Johnson Bank | $365,000 | n/a | 0.0% | |
| Listerhill Credit Union | $280,000 | $365,000 | 30.4% | 0.0% |
| Paramount Bank | $515,000 | $365,000 | -29.1% | 0.0% |
| Wilson Bank And Trust | $165,000 | $365,000 | 121.2% | 0.0% |
| First American Bank | $360,000 | n/a | 0.0% | |
| LOS ANGELES POLICE Federal Credit Union | $360,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $340,000 | $360,000 | 5.9% | 0.0% |
| ASCEND FEDERAL CREDIT UNION | $355,000 | n/a | 0.0% | |
| KS StateBank | $355,000 | $355,000 | 0.0% | 0.0% |
| Volunteer State Bank | $355,000 | n/a | 0.0% | |
| Washington State Bank | $355,000 | n/a | 0.0% | |
| CONTOUR MORTGAGE CORPORATION | $2,750,000 | $350,000 | -87.3% | 0.0% |
| Leader Bank | $350,000 | n/a | 0.0% | |
| Centennial Bank | $65,000 | $345,000 | 430.8% | 0.0% |
| First Merchants Bank | $345,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $80,000 | $345,000 | 331.3% | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | $675,000 | $345,000 | -48.9% | 0.0% |
| Bank OZK | $340,000 | n/a | 0.0% | |
| AmRes Corporation | $640,000 | $335,000 | -47.7% | 0.0% |
| BNY Mellon | $645,000 | $335,000 | -48.1% | 0.0% |
| Ohnward Bank & Trust | $335,000 | n/a | 0.0% | |
| INSOUTH Bank | $735,000 | $330,000 | -55.1% | 0.0% |
| 360 Federal Credit Union | $315,000 | n/a | 0.0% | |
| Bank of Louisiana | $265,000 | $315,000 | 18.9% | 0.0% |
| MRV Banks | $315,000 | n/a | 0.0% | |
| South State Bank | $1,725,000 | $315,000 | -81.7% | 0.0% |
| Servion, Inc. | $285,000 | $310,000 | 8.8% | 0.0% |
| Bank of Colorado | $305,000 | n/a | 0.0% | |
| MASON MCDUFFIE MORTGAGE CORPORATION | $305,000 | n/a | 0.0% | |
| Relyance Bank | $455,000 | $305,000 | -33.0% | 0.0% |
| Sterling Bank | $305,000 | n/a | 0.0% | |
| TENNESSEE VALLEY | $395,000 | $305,000 | -22.8% | 0.0% |
| Fidelity National Bank | $2,220,000 | $295,000 | -86.7% | 0.0% |
| First Metro Bank | $295,000 | n/a | 0.0% | |
| Independent Bank | $255,000 | $295,000 | 15.7% | 0.0% |
| SILVER HILL FUNDING, LLC | $1,535,000 | $295,000 | -80.8% | 0.0% |
| INTOUCH CREDIT UNION | $55,000 | $290,000 | 427.3% | 0.0% |
| Academy Bank | $245,000 | $285,000 | 16.3% | 0.0% |
| BOKF | $195,000 | $285,000 | 46.2% | 0.0% |
| Community Bank | $285,000 | n/a | 0.0% | |
| DATA MORTGAGE, INC. | $285,000 | n/a | 0.0% | |
| Planters Bank, Inc. | $285,000 | n/a | 0.0% | |
| South Lafourche Bank & Trust Company | $2,345,000 | $285,000 | -87.8% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $1,740,000 | $285,000 | -83.6% | 0.0% |
| Connexus Credit Union | $275,000 | $275,000 | 0.0% | 0.0% |
| Network Funding, L.P. | $145,000 | $275,000 | 89.7% | 0.0% |
| Reliabank Dakota | $275,000 | n/a | 0.0% | |
| University Bank | $275,000 | n/a | 0.0% | |
| Triad Bank | $265,000 | n/a | 0.0% | |
| Christian Community Credit Union | $220,000 | $260,000 | 18.2% | 0.0% |
| Byron Bank | $255,000 | n/a | 0.0% | |
| First National Bank USA | $255,000 | n/a | 0.0% | |
| MYCUMORTGAGE, LLC | $410,000 | $255,000 | -37.8% | 0.0% |
| CONSUMER Credit Union | $245,000 | n/a | 0.0% | |
| Citizens National Bank, N.A. | $405,000 | $240,000 | -40.7% | 0.0% |
| First State Bank of St. Charles, Missouri | $225,000 | $235,000 | 4.4% | 0.0% |
| SouthEast Bank | $235,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $460,000 | $235,000 | -48.9% | 0.0% |
| AVADIAN | $230,000 | n/a | 0.0% | |
| Armstrong Bank | $225,000 | n/a | 0.0% | |
| Inwood National Bank | $225,000 | n/a | 0.0% | |
| Northwest Bank | $225,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $1,080,000 | $225,000 | -79.2% | 0.0% |
| The Citizens Bank of Edmond | $225,000 | n/a | 0.0% | |
| City Lending Inc. | $220,000 | n/a | 0.0% | |
| Metro Bank | $215,000 | n/a | 0.0% | |
| MLD MORTGAGE INC. | $215,000 | n/a | 0.0% | |
| Service Federal Credit Union | $155,000 | $210,000 | 35.5% | 0.0% |
| Southeast Financial Credit Union | $210,000 | n/a | 0.0% | |
| Citizens Bank & Trust Co | $360,000 | $205,000 | -43.1% | 0.0% |
| Marion State Bank | $205,000 | n/a | 0.0% | |
| Municipal Trust and Savings Bank | $205,000 | n/a | 0.0% | |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $245,000 | $205,000 | -16.3% | 0.0% |
| USAlliance Federal Credit Union | $205,000 | n/a | 0.0% | |
| First Central Savings Bank | $255,000 | $195,000 | -23.5% | 0.0% |
| Jefferson Parish Employees FCU | $195,000 | n/a | 0.0% | |
| PROPONENT Federal Credit Union | $65,000 | $190,000 | 192.3% | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $185,000 | n/a | 0.0% | |
| New Horizons Credit Union | $185,000 | n/a | 0.0% | |
| TEACHERS | $185,000 | n/a | 0.0% | |
| CNB Bank And Trust, N.A. | $175,000 | $175,000 | 0.0% | 0.0% |
| COMMUNITY BANK | $175,000 | n/a | 0.0% | |
| SKYONE Federal Credit Union | $115,000 | $175,000 | 52.2% | 0.0% |
| WesBanco | $175,000 | n/a | 0.0% | |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $185,000 | $165,000 | -10.8% | 0.0% |
| Blue Ridge Bank | $165,000 | n/a | 0.0% | |
| Decatur County Bank | $205,000 | $165,000 | -19.5% | 0.0% |
| FEDCHOICE Federal Credit Union | $165,000 | n/a | 0.0% | |
| Signature Federal Credit Union | $55,000 | $165,000 | 200.0% | 0.0% |
| Elements Financial Federal Credit Union | $160,000 | n/a | 0.0% | |
| City National Bank of Florida | $485,000 | $155,000 | -68.0% | 0.0% |
| GENISYS | $155,000 | n/a | 0.0% | |
| Home Federal Bank | $155,000 | n/a | 0.0% | |
| Midwest BankCentre | $155,000 | n/a | 0.0% | |
| The First National Bank of Ottawa | $155,000 | n/a | 0.0% | |
| Home Mortgage Alliance Corp | $150,000 | n/a | 0.0% | |
| Willamette Valley Bank | $210,000 | $150,000 | -28.6% | 0.0% |
| Bank of Springfield | $460,000 | $145,000 | -68.5% | 0.0% |
| First State Bank of the South, Inc. | $145,000 | n/a | 0.0% | |
| JEFFERSON FINANCIAL | $135,000 | $145,000 | 7.4% | 0.0% |
| Meridian Bank Corporation | $275,000 | $145,000 | -47.3% | 0.0% |
| Northwest Federal Credit Union | $305,000 | $145,000 | -52.5% | 0.0% |
| AXIA FINANCIAL, LLC | $185,000 | $135,000 | -27.0% | 0.0% |
| ITHINK FINANCIAL Credit Union | $135,000 | n/a | 0.0% | |
| PARTNER COLORADO | $135,000 | n/a | 0.0% | |
| United Southern Bank | $1,960,000 | $135,000 | -93.1% | 0.0% |
| BARKSDALE | $55,000 | $125,000 | 127.3% | 0.0% |
| Farm Credit Mid-America, ACA | $125,000 | n/a | 0.0% | |
| GREENSTATE CREDIT UNION | $225,000 | $125,000 | -44.4% | 0.0% |
| STAR ONE CREDIT UNION | $225,000 | $125,000 | -44.4% | 0.0% |
| Suncoast Credit Union | $125,000 | n/a | 0.0% | |
| United States Senate Federal Credit Union | $95,000 | $125,000 | 31.6% | 0.0% |
| WINGS FINANCIAL | $710,000 | $125,000 | -82.4% | 0.0% |
| Watermark Capital, Inc. | $115,000 | n/a | 0.0% | |
| Gateway First Bank | $610,000 | $110,000 | -82.0% | 0.0% |
| Pelican State Credit Union | $150,000 | $105,000 | -30.0% | 0.0% |
| FIRST FLORIDA Credit Union | $95,000 | n/a | 0.0% | |
| ASHLAND Credit Union | $90,000 | n/a | 0.0% | |
| CREDIT UNION ONE | $85,000 | n/a | 0.0% | |
| Traditions Bank | $85,000 | n/a | 0.0% | |
| ATLANTA POSTAL | $80,000 | n/a | 0.0% | |
| BAY EQUITY LLC | $675,000 | $75,000 | -88.9% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $65,000 | $75,000 | 15.4% | 0.0% |
| Guaranty Bank & Trust Company of Delhi, Louisiana | $395,000 | $65,000 | -83.5% | 0.0% |
| HANSCOM | $65,000 | n/a | 0.0% | |
| JUSTICE Federal Credit Union | $65,000 | n/a | 0.0% | |
| PeoplesTrust Bank | $65,000 | n/a | 0.0% | |
| Alabama One Credit Union | $55,000 | n/a | 0.0% | |
| Centennial Bank | $65,000 | $55,000 | -15.4% | 0.0% |
| First National Bank of Pulaski | $45,000 | n/a | 0.0% | |
| THRIVENT Federal Credit Union | $185,000 | $45,000 | -75.7% | 0.0% |
| PREMIER AMERICA | $35,000 | n/a | 0.0% | |
| McKenzie Banking Company | $220,000 | $25,000 | -88.6% | 0.0% |
| Ardent Federal Credit Union | $15,000 | n/a | 0.0% |
Mississippi's top lender by overall market share is Trustmark National Bank, with 6.6% market share. In second place, with 6.1%, is BancorpSouth, having originated $570,735,000 in loans. In third place, with 5.0%, is QUICKEN LOANS, LLC, having originated $471,550,000 in loans. In fourth place, with 4.3%, is Community Bank of Mississippi, having originated $405,510,000 in loans. In fifth place, with 4.0%, is BankPlus, having originated $374,975,000 in loans.
Mississippi Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 28,614 | $6,392,430,000 | $223,402 |
| Refi | 8,973 | $1,542,595,000 | $171,915 |
| Other | 4,676 | $431,460,000 | $92,271 |
| Cash Out Refi | 4,461 | $749,365,000 | $167,981 |
| Home Improvement | 2,732 | $224,280,000 | $82,094 |
| NA | 14 | $11,940,000 | $852,857 |
Mississippi's most frequently cited loan purpose was Home Purchase, with 28,614 originations. The 2nd most popular reason was Refi, with 8,973 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 15,844 | $3,757,460,000 | $237,153 |
| Over 8% | 13,079 | $1,337,625,000 | $102,273 |
| 7-8% | 7,817 | $1,650,395,000 | $211,129 |
| 5-6% | 6,059 | $1,573,405,000 | $259,681 |
| <2.5% | 1,560 | $46,690,000 | $29,929 |
| 4-5% | 1,426 | $284,650,000 | $199,614 |
| 3-4% | 118 | $22,510,000 | $190,763 |
| 2.5-3% | 61 | $12,085,000 | $198,115 |
During 2024, Mississippi's most frequently originated rate bucket was 6-7%, with 15,844 originations.
Loan Sizing (Mississippi MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 16,687 | $861,595,000 | $51,633 |
| $200k-400k | 15,100 | $4,172,950,000 | $276,354 |
| $100k-200k | 14,408 | $2,128,770,000 | $147,749 |
| $400k-600k | 2,434 | $1,140,950,000 | $468,755 |
| $600k-1000k | 630 | $453,530,000 | $719,889 |
| $Over $1MM | 211 | $594,275,000 | $2,816,469 |
Mississippi's loan sizing saw the bucket of loans from $100,000 or less with 16,687 originations, totaling $861,595,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 20,535 | $4,856,725,000 | $236,510 |
| 60-80% | 8,105 | $1,858,055,000 | $229,248 |
| Under 20% | 6,224 | $239,060,000 | $38,409 |
| 20-40% | 5,102 | $480,890,000 | $94,255 |
| 40-60% | 3,884 | $661,860,000 | $170,407 |
| Over 100% | 1,178 | $323,920,000 | $274,975 |
Mississippi's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 20,535 originations, totaling $4,856,725,000 in origination value.