Mississippi Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Mississippi averaged
6.51%
for the week of 2024-12-12, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2024-12-05) was
6.5% and
one month ago for the week of 2024-11-07, the
average rate was 6.8%.
Mississippi's average rate one year ago was 6.84%.
For refis of the same type during the week of 2024-12-12, the average rate
was 7.06%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-12-12 | 6.6% |
| Mississippi 30 Year Fixed Rate | 2024-12-12 | 6.51% |
| Mississippi 30 Year Fixed Rate Refi | 2024-12-12 | 7.06% |
| Mississippi 15 Year Fixed Rate | 2024-12-12 | 6.46% |
| Mississippi 15 Year Fixed Rate Refi | 2024-12-12 | 6.39% |
| Mississippi 30 Year FHA | 2024-12-12 | 6.26% |
| Mississippi 30 Year FHA Refi | 2024-12-12 | 5.85% |
| Mississippi 30 Year USDA | 2024-12-12 | 6.09% |
| Mississippi 30 Year USDA Refi | 2024-12-12 | 6.1% |
| Mississippi 30 Year VA | 2024-12-12 | 5.97% |
| Mississippi 30 Year VA Refi | 2024-12-12 | 5.48% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Mississippi.
Mississippi Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Mississippi market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Mississippi Average Closing Costs & Other Stats
Mississippi's 315 lenders originated 45,759
loans during 2023. The total origination value was $8,530,505,000, with an average loan value of
$186,422.
Mississippi's average closing costs are $5,050.
The top Mississippi lender as defined by loan originations is Trustmark National Bank, with
990 loans originated. Their average total fees are
$4,426, which is $490
lower than the next largest lender,
BancorpSouth.
The lowest fee Mississippi lenders (with over 10 loans originated) are
Discover Bank ($0), DSLD MORTGAGE, LLC ($1,149), CHEVRON ($1,610), SIRVA MORTGAGE, INC. ($1,968) and DHI MORTGAGE COMPANY, LTD. ($2,190).
The lowest rate Mississippi lenders (with over 10 loans originated) are
SUNBELT Federal Credit Union (5.12%), Raymond James Bank (5.52%), DHI MORTGAGE COMPANY, LTD. (5.59%), Stifel Bank and Trust (5.84%) and Morgan Stanley Private Bank (5.89%).
Mississippi Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| Trustmark National Bank | $856,755,000 | $618,385,000 | -27.8% | 7.2% |
| BancorpSouth | $755,000,000 | $547,275,000 | -27.5% | 6.4% |
| QUICKEN LOANS, LLC | $631,475,000 | $418,665,000 | -33.7% | 4.9% |
| Community Bank of Mississippi | $500,250,000 | $401,510,000 | -19.7% | 4.7% |
| BankPlus | $487,840,000 | $329,345,000 | -32.5% | 3.9% |
| Regions Bank | $311,840,000 | $285,395,000 | -8.5% | 3.3% |
| Renasant Bank | $413,500,000 | $270,400,000 | -34.6% | 3.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $277,955,000 | $225,410,000 | -18.9% | 2.6% |
| Mortgage Research Center, LLC | $292,210,000 | $217,375,000 | -25.6% | 2.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $170,145,000 | $153,275,000 | -9.9% | 1.8% |
| DHI MORTGAGE COMPANY, LTD. | $122,400,000 | $152,150,000 | 24.3% | 1.8% |
| CROSSCOUNTRY MORTGAGE, LLC | $78,925,000 | $134,025,000 | 69.8% | 1.6% |
| BankFirst Financial Services | $134,375,000 | $122,430,000 | -8.9% | 1.4% |
| 21ST MORTGAGE CORPORATION | $104,275,000 | $115,965,000 | 11.2% | 1.4% |
| KEESLER | $171,880,000 | $114,725,000 | -33.3% | 1.3% |
| CMG MORTGAGE, INC. | $137,170,000 | $109,240,000 | -20.4% | 1.3% |
| Flagstar Bank, FSB | $292,745,000 | $102,130,000 | -65.1% | 1.2% |
| NAVY FEDERAL CREDIT UNION | $124,420,000 | $101,360,000 | -18.5% | 1.2% |
| The First, A National Banking Association | $153,500,000 | $99,495,000 | -35.2% | 1.2% |
| COMMUNITY MORTGAGE CORPORATION | $147,630,000 | $86,805,000 | -41.2% | 1.0% |
| Hancock Whitney Bank | $110,395,000 | $82,220,000 | -25.5% | 1.0% |
| GMFS LLC | $112,825,000 | $77,955,000 | -30.9% | 0.9% |
| STOCKTON MORTGAGE CORPORATION | $54,215,000 | $76,255,000 | 40.7% | 0.9% |
| Guaranty Bank and Trust Company | $121,945,000 | $75,725,000 | -37.9% | 0.9% |
| SWBC MORTGAGE CORPORATION | $5,050,000 | $67,040,000 | 1,227.5% | 0.8% |
| First Commercial Bank | $65,910,000 | $65,015,000 | -1.4% | 0.8% |
| The Bank of Holly Springs | $41,100,000 | $63,480,000 | 54.5% | 0.7% |
| OPEN MORTGAGE, LLC | $62,905,000 | $62,735,000 | -0.3% | 0.7% |
| PriorityOne Bank | $151,095,000 | $62,725,000 | -58.5% | 0.7% |
| PENNYMAC LOAN SERVICES, LLC | $83,045,000 | $61,765,000 | -25.6% | 0.7% |
| GUARANTEED RATE, INC. | $29,130,000 | $59,445,000 | 104.1% | 0.7% |
| The Citizens National Bank of Meridian | $67,605,000 | $57,730,000 | -14.6% | 0.7% |
| The Citizens Bank of Philadelphia, Mississippi | $21,065,000 | $55,215,000 | 162.1% | 0.6% |
| Bank of England | $78,330,000 | $54,760,000 | -30.1% | 0.6% |
| LOANDEPOT.COM, LLC | $211,190,000 | $52,605,000 | -75.1% | 0.6% |
| CARDINAL FINANCIAL | $54,605,000 | $51,595,000 | -5.5% | 0.6% |
| Eagle Bank and Trust Company | $79,300,000 | $51,555,000 | -35.0% | 0.6% |
| Nations Lending Corporation | $66,080,000 | $49,940,000 | -24.4% | 0.6% |
| BROKER SOLUTIONS, INC. | $44,600,000 | $48,765,000 | 9.3% | 0.6% |
| PLANET HOME LENDING, LLC | $66,220,000 | $48,335,000 | -27.0% | 0.6% |
| First Horizon Bank | $81,775,000 | $48,230,000 | -41.0% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $83,780,000 | $44,280,000 | -47.1% | 0.5% |
| Prudential Huntoon Paige Associates, LLC | $14,110,000 | $44,010,000 | 211.9% | 0.5% |
| Merchants & Marine Bank | $31,570,000 | $43,275,000 | 37.1% | 0.5% |
| First Federal Savings and Loan Association | $58,910,000 | $43,010,000 | -27.0% | 0.5% |
| MORTGAGE INVESTORS GROUP, INC. | $65,120,000 | $42,845,000 | -34.2% | 0.5% |
| FREEDOM MORTGAGE CORPORATION | $93,705,000 | $42,330,000 | -54.8% | 0.5% |
| Merchants Bank of Indiana | $93,760,000 | $41,910,000 | -55.3% | 0.5% |
| USAA Federal Savings Bank | $64,480,000 | $41,295,000 | -36.0% | 0.5% |
| Magnolia Bank | $63,850,000 | $41,190,000 | -35.5% | 0.5% |
| TRIAD FINANCIAL SERVICES, INC. | $40,875,000 | $41,060,000 | 0.5% | 0.5% |
| Wells Fargo Bank | $117,320,000 | $40,200,000 | -65.7% | 0.5% |
| FIDELITY BANK | $50,120,000 | $37,535,000 | -25.1% | 0.4% |
| Origin Bank | $70,355,000 | $37,165,000 | -47.2% | 0.4% |
| Planters Bank & Trust Company | $42,775,000 | $37,090,000 | -13.3% | 0.4% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $43,050,000 | $35,525,000 | -17.5% | 0.4% |
| JPMorgan Chase Bank | $49,475,000 | $33,470,000 | -32.3% | 0.4% |
| FIRST COMMUNITY MORTGAGE, INC. | $37,795,000 | $32,800,000 | -13.2% | 0.4% |
| CIS Financial Services, Inc. | $9,320,000 | $32,615,000 | 249.9% | 0.4% |
| DSLD MORTGAGE, LLC | $16,845,000 | $31,550,000 | 87.3% | 0.4% |
| UNION HOME MORTGAGE CORP. | $8,590,000 | $31,430,000 | 265.9% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $81,100,000 | $31,085,000 | -61.7% | 0.4% |
| Magnolia State Bank | $255,000 | $31,055,000 | 12,078.4% | 0.4% |
| Citizens Bank | $42,735,000 | $30,965,000 | -27.5% | 0.4% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $30,320,000 | $30,155,000 | -0.5% | 0.4% |
| MOVEMENT MORTGAGE, LLC | $65,395,000 | $30,105,000 | -54.0% | 0.4% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $28,475,000 | n/a | 0.3% | |
| Arbor Realty Trust, Inc. | $40,740,000 | $28,105,000 | -31.0% | 0.3% |
| ORIX REAL ESTATE CAPITAL, LLC | $9,125,000 | $26,780,000 | 193.5% | 0.3% |
| NEWREZ LLC | $29,250,000 | $26,525,000 | -9.3% | 0.3% |
| Southern Bancorp Bank | $23,270,000 | $26,085,000 | 12.1% | 0.3% |
| WALKER & DUNLOP, LLC | $148,580,000 | $25,550,000 | -82.8% | 0.3% |
| Pinnacle Bank | $30,945,000 | $24,160,000 | -21.9% | 0.3% |
| SOUTHWEST STAGE FUNDING, LLC | $21,460,000 | $23,405,000 | 9.1% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $58,815,000 | $23,110,000 | -60.7% | 0.3% |
| Bank of America | $37,840,000 | $22,195,000 | -41.3% | 0.3% |
| NEW DAY FINANCIAL, LLC | $41,640,000 | $21,605,000 | -48.1% | 0.3% |
| First Security Bank | $175,000 | $21,405,000 | 12,131.4% | 0.3% |
| ACOPIA, LLC | $595,000 | $21,060,000 | 3,439.5% | 0.2% |
| Evolve Bank & Trust | $15,315,000 | $19,840,000 | 29.5% | 0.2% |
| First Bank | $310,000 | $19,645,000 | 6,237.1% | 0.2% |
| Citizens Bank | $42,735,000 | $19,215,000 | -55.0% | 0.2% |
| CB&S Bank, Inc. | $22,695,000 | $18,635,000 | -17.9% | 0.2% |
| The Federal Savings Bank | $23,630,000 | $18,500,000 | -21.7% | 0.2% |
| GREYSTONE SERVICING COMPANY LLC | $63,980,000 | $18,065,000 | -71.8% | 0.2% |
| Equity Prime Mortgage LLC | $10,955,000 | $17,840,000 | 62.8% | 0.2% |
| Central Bank Illinois | $17,005,000 | n/a | 0.2% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $14,305,000 | $16,075,000 | 12.4% | 0.2% |
| EVANSVILLE TEACHERS | $27,950,000 | $15,815,000 | -43.4% | 0.2% |
| BERKELEY POINT CAPITAL LLC | $15,605,000 | n/a | 0.2% | |
| First National Bank of Picayune | $11,660,000 | $15,565,000 | 33.5% | 0.2% |
| Carrington Mortgage Services, LLC | $20,310,000 | $15,375,000 | -24.3% | 0.2% |
| DELMAR FINANCIAL COMPANY | $30,115,000 | $14,625,000 | -51.4% | 0.2% |
| FirstBank | $53,650,000 | $14,260,000 | -73.4% | 0.2% |
| Century Bank | $7,955,000 | $14,210,000 | 78.6% | 0.2% |
| BARTLETT MORTGAGE, INC. | $24,995,000 | $14,190,000 | -43.2% | 0.2% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $20,260,000 | $14,185,000 | -30.0% | 0.2% |
| Truist | $15,775,000 | $13,945,000 | -11.6% | 0.2% |
| Cedar Rapids Bank and Trust Company | $13,810,000 | n/a | 0.2% | |
| Great Southern Bank | $380,000 | $13,690,000 | 3,502.6% | 0.2% |
| Discover Bank | $8,165,000 | $13,515,000 | 65.5% | 0.2% |
| U.S. Bank | $23,865,000 | $13,235,000 | -44.5% | 0.2% |
| Peoples Bank | $115,000 | $13,035,000 | 11,234.8% | 0.2% |
| DRAPER AND KRAMER MORTGAGE CORP. | $14,520,000 | $12,710,000 | -12.5% | 0.1% |
| The Peoples Bank, Biloxi, Mississippi | $21,090,000 | $12,555,000 | -40.5% | 0.1% |
| Plains Commerce Bank | $21,105,000 | $12,120,000 | -42.6% | 0.1% |
| Patriot Bank | $14,255,000 | $11,745,000 | -17.6% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $13,230,000 | $11,730,000 | -11.3% | 0.1% |
| CSL Financial, LLC | $15,420,000 | $11,635,000 | -24.5% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $7,335,000 | $11,080,000 | 51.1% | 0.1% |
| CRESCENT MORTGAGE COMPANY | $42,680,000 | $10,890,000 | -74.5% | 0.1% |
| Southern Bank | $68,070,000 | $10,795,000 | -84.1% | 0.1% |
| CORNERSTONE HOME LENDING, INC. | $15,000,000 | $10,760,000 | -28.3% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $16,420,000 | $10,640,000 | -35.2% | 0.1% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $30,330,000 | $10,565,000 | -65.2% | 0.1% |
| BERKADIA COMMERCIAL MORTGAGE LLC | $28,125,000 | $10,310,000 | -63.3% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $18,535,000 | $10,290,000 | -44.5% | 0.1% |
| Morgan Stanley Private Bank | $6,280,000 | $10,035,000 | 59.8% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $15,505,000 | $9,955,000 | -35.8% | 0.1% |
| GUILD MORTGAGE COMPANY | $9,210,000 | $9,740,000 | 5.8% | 0.1% |
| CHEVRON | $9,590,000 | $9,685,000 | 1.0% | 0.1% |
| First Southern Bank | $535,000 | $9,450,000 | 1,666.4% | 0.1% |
| The Bank of Forest | $9,410,000 | n/a | 0.1% | |
| Concordia Bank and Trust Company | $14,600,000 | $9,380,000 | -35.8% | 0.1% |
| NAVIGATOR CU | $3,400,000 | $9,315,000 | 174.0% | 0.1% |
| RiverHills Bank | $75,000 | $8,725,000 | 11,533.3% | 0.1% |
| Bethpage Federal Credit Union | $175,000 | $8,700,000 | 4,871.4% | 0.1% |
| Paragon Bank | $9,135,000 | $8,675,000 | -5.0% | 0.1% |
| Grand Bank for Savings, FSB | $6,110,000 | $8,640,000 | 41.4% | 0.1% |
| NBKC BANK | $12,430,000 | $8,595,000 | -30.9% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $9,610,000 | $8,575,000 | -10.8% | 0.1% |
| United Community Bank | $1,725,000 | $8,400,000 | 387.0% | 0.1% |
| Grandbridge Real Estate Capital LLC | $8,355,000 | n/a | 0.1% | |
| FIRST COLONY MORTGAGE CORPORATION | $8,235,000 | n/a | 0.1% | |
| Bank of Yazoo City | $12,590,000 | $8,120,000 | -35.5% | 0.1% |
| Gulf Coast Bank and Trust Company | $10,540,000 | $8,075,000 | -23.4% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $6,900,000 | $8,005,000 | 16.0% | 0.1% |
| EVERETT FINANCIAL, INC. | $109,895,000 | $7,875,000 | -92.8% | 0.1% |
| Independent Bank | $935,000 | $7,770,000 | 731.0% | 0.1% |
| Bank of Bartlett | $6,285,000 | $7,715,000 | 22.8% | 0.1% |
| Copiah Bank | $7,650,000 | n/a | 0.1% | |
| LIMA ONE CAPITAL, LLC | $6,845,000 | $7,630,000 | 11.5% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $4,820,000 | $7,475,000 | 55.1% | 0.1% |
| Raymond James Bank | $5,470,000 | $7,345,000 | 34.3% | 0.1% |
| MUTUAL | $10,760,000 | $7,300,000 | -32.2% | 0.1% |
| SUNBELT Federal Credit Union | $2,475,000 | $7,280,000 | 194.1% | 0.1% |
| ZILLOW HOME LOANS, LLC | $6,720,000 | $7,080,000 | 5.4% | 0.1% |
| GUARANTY HOME MORTGAGE CORPORATION | $49,880,000 | $7,005,000 | -86.0% | 0.1% |
| Singing River Federal Credit Union | $14,080,000 | $6,905,000 | -51.0% | 0.1% |
| Figure Lending LLC | $6,445,000 | $6,890,000 | 6.9% | 0.1% |
| Brighton Bank | $8,415,000 | $6,860,000 | -18.5% | 0.1% |
| GENEVA FINANCIAL, LLC | $2,265,000 | $6,825,000 | 201.3% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $10,825,000 | $6,820,000 | -37.0% | 0.1% |
| Gulf Coast Community Federal Credit Union | $9,370,000 | $6,815,000 | -27.3% | 0.1% |
| FBC MORTGAGE, LLC | $255,000 | $6,750,000 | 2,547.1% | 0.1% |
| COUNTRYPLACE MORTGAGE, LTD. | $9,155,000 | $6,650,000 | -27.4% | 0.1% |
| West Alabama Bank & Trust | $1,955,000 | $6,610,000 | 238.1% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $6,525,000 | n/a | 0.1% | |
| RELIANCE FIRST CAPITAL, LLC | $5,775,000 | $6,440,000 | 11.5% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $15,995,000 | $6,435,000 | -59.8% | 0.1% |
| Hamilton Mortgage Corporation | $850,000 | $6,200,000 | 629.4% | 0.1% |
| AmeriHome Mortgage Company, LLC | $8,185,000 | $6,195,000 | -24.3% | 0.1% |
| BETTER MORTGAGE CORPORATION | $20,135,000 | $6,190,000 | -69.3% | 0.1% |
| FIRST SOUTH FINANCIAL | $15,270,000 | $6,155,000 | -59.7% | 0.1% |
| RCN Capital, LLC | $4,670,000 | $6,120,000 | 31.0% | 0.1% |
| BankTennessee | $655,000 | $6,080,000 | 828.2% | 0.1% |
| Simmons Bank | $7,015,000 | $6,075,000 | -13.4% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $1,935,000 | $5,400,000 | 179.1% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $19,485,000 | $5,255,000 | -73.0% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $2,150,000 | $5,230,000 | 143.3% | 0.1% |
| LEADERONE FINANCIAL CORPORATION | $3,910,000 | $5,050,000 | 29.2% | 0.1% |
| Northpointe Bank | $7,815,000 | $5,050,000 | -35.4% | 0.1% |
| SUPERIOR CHOICE | $4,850,000 | n/a | 0.1% | |
| Ally Bank | $10,230,000 | $4,805,000 | -53.0% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $1,190,000 | $4,780,000 | 301.7% | 0.1% |
| FirstTrust Home Loans, Inc. | $310,000 | $4,730,000 | 1,425.8% | 0.1% |
| Coastal Community Bank | $4,725,000 | n/a | 0.1% | |
| SIRVA MORTGAGE, INC. | $5,315,000 | $4,575,000 | -13.9% | 0.1% |
| ACADEMY MORTGAGE CORPORATION | $12,660,000 | $4,530,000 | -64.2% | 0.1% |
| Liberty Bank and Trust Company | $9,705,000 | $4,515,000 | -53.5% | 0.1% |
| First Financial Bank | $5,155,000 | $4,470,000 | -13.3% | 0.1% |
| First South Farm Credit, ACA | $2,565,000 | $4,430,000 | 72.7% | 0.1% |
| CALIBER HOME LOANS, INC. | $57,950,000 | $4,365,000 | -92.5% | 0.1% |
| Assurance Financial Group, L.L.C. | $7,175,000 | $4,245,000 | -40.8% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $2,585,000 | $4,215,000 | 63.1% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $8,520,000 | $4,185,000 | -50.9% | 0.0% |
| First Guaranty Bank | $1,670,000 | $4,095,000 | 145.2% | 0.0% |
| Merchants & Planters Bank | $4,080,000 | n/a | 0.0% | |
| Stifel Bank and Trust | $7,755,000 | $4,045,000 | -47.8% | 0.0% |
| PNC Bank | $6,590,000 | $4,020,000 | -39.0% | 0.0% |
| First Federal Bank | $3,690,000 | $3,985,000 | 8.0% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $9,495,000 | $3,905,000 | -58.9% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $6,400,000 | $3,845,000 | -39.9% | 0.0% |
| RIVERTRUST Federal Credit Union | $13,950,000 | $3,815,000 | -72.7% | 0.0% |
| MORTGAGE ACCESS CORP. | $8,240,000 | $3,780,000 | -54.1% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $2,575,000 | $3,715,000 | 44.3% | 0.0% |
| The Bank of Fayette County | $7,060,000 | $3,670,000 | -48.0% | 0.0% |
| North American Savings Bank, F.S.B. | $10,385,000 | $3,565,000 | -65.7% | 0.0% |
| SeaTrust Mortgage Company | $715,000 | $3,545,000 | 395.8% | 0.0% |
| Financial Federal Bank | $9,935,000 | $3,540,000 | -64.4% | 0.0% |
| Baxter Credit Union | $3,635,000 | $3,455,000 | -5.0% | 0.0% |
| STANDARD MORTGAGE CORPORATION | $2,410,000 | $3,365,000 | 39.6% | 0.0% |
| Orion Federal Credit Union | $14,040,000 | $3,220,000 | -77.1% | 0.0% |
| AMERICAN FINANCING CORPORATION | $16,140,000 | $3,215,000 | -80.1% | 0.0% |
| Farmers Bank & Trust | $3,210,000 | n/a | 0.0% | |
| Armed Forces Bank | $1,625,000 | $3,150,000 | 93.8% | 0.0% |
| Citizens Savings Bank | $5,250,000 | $3,060,000 | -41.7% | 0.0% |
| TOWNE MORTGAGE COMPANY | $5,670,000 | $3,025,000 | -46.6% | 0.0% |
| EMBRACE HOME LOANS, INC. | $4,855,000 | $3,010,000 | -38.0% | 0.0% |
| Merchants & Farmers Bank | $2,970,000 | n/a | 0.0% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $4,740,000 | $2,960,000 | -37.6% | 0.0% |
| Resource Bank | $2,610,000 | $2,920,000 | 11.9% | 0.0% |
| HOPE FEDERAL CREDIT UNION | $10,575,000 | $2,905,000 | -72.5% | 0.0% |
| Wolfe Financial, Inc | $7,985,000 | $2,900,000 | -63.7% | 0.0% |
| A&D Mortgage LLC | $355,000 | $2,875,000 | 709.9% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $2,660,000 | $2,825,000 | 6.2% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $4,125,000 | $2,805,000 | -32.0% | 0.0% |
| Ixonia Bank | $34,755,000 | $2,805,000 | -91.9% | 0.0% |
| Towne Bank | $2,785,000 | n/a | 0.0% | |
| CONTOUR MORTGAGE CORPORATION | $1,550,000 | $2,750,000 | 77.4% | 0.0% |
| PREMIA MORTGAGE, LLC | $7,135,000 | $2,700,000 | -62.2% | 0.0% |
| Cornerstone First Mortgage, Inc | $490,000 | $2,670,000 | 444.9% | 0.0% |
| Commercial Bank & Trust Co. | $2,595,000 | $2,645,000 | 1.9% | 0.0% |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $4,365,000 | $2,605,000 | -40.3% | 0.0% |
| The Central Trust Bank | $5,455,000 | $2,600,000 | -52.3% | 0.0% |
| M&T Bank | $5,095,000 | $2,530,000 | -50.3% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $3,000,000 | $2,525,000 | -15.8% | 0.0% |
| Byline Bank | $2,505,000 | n/a | 0.0% | |
| The Huntington National Bank | $1,485,000 | $2,505,000 | 68.7% | 0.0% |
| Hometown Equity Mortgage, LLC | $4,625,000 | $2,435,000 | -47.4% | 0.0% |
| Synovus Bank | $1,375,000 | $2,430,000 | 76.7% | 0.0% |
| South Lafourche Bank & Trust Company | $395,000 | $2,345,000 | 493.7% | 0.0% |
| UBS Bank USA | $3,520,000 | $2,340,000 | -33.5% | 0.0% |
| Lakeview Community Capital, LLC | $5,280,000 | $2,290,000 | -56.6% | 0.0% |
| Red River Bank | $1,975,000 | $2,260,000 | 14.4% | 0.0% |
| Colonial Savings, F.A. | $3,140,000 | $2,250,000 | -28.3% | 0.0% |
| Fidelity National Bank | $2,220,000 | n/a | 0.0% | |
| Neighborhood Loans, Inc. | $420,000 | $2,205,000 | 425.0% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $1,420,000 | $2,200,000 | 54.9% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $390,000 | $2,180,000 | 459.0% | 0.0% |
| Investar Bank | $2,595,000 | $2,050,000 | -21.0% | 0.0% |
| Mid-Continent Funding, Inc. | $6,600,000 | $2,050,000 | -68.9% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $1,215,000 | $2,040,000 | 67.9% | 0.0% |
| Commerce Bank | $2,035,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $4,170,000 | $2,010,000 | -51.8% | 0.0% |
| Prosperity Home Mortgage, LLC | $1,035,000 | $1,990,000 | 92.3% | 0.0% |
| PHH Mortgage Corporation | $6,120,000 | $1,975,000 | -67.7% | 0.0% |
| LENDINGONE, LLC | $1,695,000 | $1,965,000 | 15.9% | 0.0% |
| United Southern Bank | $1,960,000 | n/a | 0.0% | |
| First Federal Bank, A FSB | $2,045,000 | $1,915,000 | -6.4% | 0.0% |
| Capitol Federal Savings Bank | $995,000 | $1,910,000 | 92.0% | 0.0% |
| Presidential Bank, FSB | $1,895,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $1,820,000 | $1,755,000 | -3.6% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $5,520,000 | $1,740,000 | -68.5% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $1,515,000 | $1,725,000 | 13.9% | 0.0% |
| South State Bank | $2,190,000 | $1,725,000 | -21.2% | 0.0% |
| BNC National Bank | $5,890,000 | $1,685,000 | -71.4% | 0.0% |
| GREAT RIVER FEDERAL CREDIT UNION | $395,000 | $1,650,000 | 317.7% | 0.0% |
| First IC Corporation | $1,640,000 | n/a | 0.0% | |
| BAYSHORE MORTGAGE FUNDING, LLC | $1,600,000 | $1,595,000 | -0.3% | 0.0% |
| Onpath Federal Credit Union | $2,715,000 | $1,595,000 | -41.3% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $7,345,000 | $1,590,000 | -78.4% | 0.0% |
| SILVER HILL FUNDING, LLC | $1,470,000 | $1,535,000 | 4.4% | 0.0% |
| Focus Bank | $755,000 | $1,520,000 | 101.3% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $1,515,000 | n/a | 0.0% | |
| Sunflower Bank | $1,180,000 | $1,515,000 | 28.4% | 0.0% |
| Deere Employees Credit Union | $1,745,000 | $1,485,000 | -14.9% | 0.0% |
| b1BANK | $1,720,000 | $1,445,000 | -16.0% | 0.0% |
| Bank Independent | $295,000 | $1,440,000 | 388.1% | 0.0% |
| Fifth Third Bank | $175,000 | $1,375,000 | 685.7% | 0.0% |
| NFM, INC. | $1,610,000 | $1,355,000 | -15.8% | 0.0% |
| EMM LOANS LLC | $1,645,000 | $1,340,000 | -18.5% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $1,745,000 | $1,310,000 | -24.9% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $2,870,000 | $1,295,000 | -54.9% | 0.0% |
| 1ST SIGNATURE LENDING, LLC | $1,280,000 | n/a | 0.0% | |
| River Bank & Trust | $1,680,000 | $1,280,000 | -23.8% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $1,260,000 | n/a | 0.0% | |
| Beeline Loans, Inc. | $195,000 | $1,255,000 | 543.6% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $235,000 | $1,255,000 | 434.0% | 0.0% |
| POWERCO | $1,850,000 | $1,235,000 | -33.2% | 0.0% |
| Home Bank | $3,110,000 | $1,230,000 | -60.5% | 0.0% |
| Princeton Mortgage Corporation | $1,035,000 | $1,230,000 | 18.8% | 0.0% |
| CITIZENS EQUITY FIRST | $1,055,000 | $1,195,000 | 13.3% | 0.0% |
| First Savings Bank | $1,040,000 | $1,185,000 | 13.9% | 0.0% |
| Secured Investment Corp. | $915,000 | $1,185,000 | 29.5% | 0.0% |
| ALL IN | $520,000 | $1,165,000 | 124.0% | 0.0% |
| Memphis City Employees Credit Union | $3,085,000 | $1,155,000 | -62.6% | 0.0% |
| Citibank | $2,895,000 | $1,145,000 | -60.4% | 0.0% |
| DIGITAL Federal Credit Union | $300,000 | $1,125,000 | 275.0% | 0.0% |
| BMO Harris Bank | $555,000 | $1,090,000 | 96.4% | 0.0% |
| Southwest Airlines Federal Credit Union | $335,000 | $1,090,000 | 225.4% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $5,405,000 | $1,080,000 | -80.0% | 0.0% |
| AMCAP MORTGAGE, LTD. | $1,305,000 | $1,030,000 | -21.1% | 0.0% |
| MORTGAGE FINANCIAL SERVICES, LLC | $1,810,000 | $1,030,000 | -43.1% | 0.0% |
| First National Bank of America | $1,185,000 | $1,005,000 | -15.2% | 0.0% |
| KELLER MORTGAGE, LLC | $3,335,000 | $1,000,000 | -70.0% | 0.0% |
| OCMBC, INC. | $990,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $2,140,000 | $935,000 | -56.3% | 0.0% |
| LENDSURE MORTGAGE CORP. | $2,180,000 | $915,000 | -58.0% | 0.0% |
| CapStar Bank | $1,075,000 | $910,000 | -15.3% | 0.0% |
| BM Real Estate Services, Inc. | $335,000 | $905,000 | 170.1% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $2,725,000 | $905,000 | -66.8% | 0.0% |
| THRIVE MORTGAGE, LLC | $1,630,000 | $885,000 | -45.7% | 0.0% |
| Warsaw Federal Savings and Loan Association | $865,000 | n/a | 0.0% | |
| CALCON MUTUAL MORTGAGE LLC | $305,000 | $860,000 | 182.0% | 0.0% |
| Leaders Credit Union | $2,665,000 | $850,000 | -68.1% | 0.0% |
| Firefighters First Federal Credit Union | $845,000 | n/a | 0.0% | |
| FORT FINANCIAL Federal Credit Union | $1,215,000 | $845,000 | -30.5% | 0.0% |
| GSF Mortgage Corporation | $1,535,000 | $815,000 | -46.9% | 0.0% |
| Logan Finance Corporation | $815,000 | n/a | 0.0% | |
| Ameris Bank | $1,085,000 | $805,000 | -25.8% | 0.0% |
| SUMMIT FUNDING, INC. | $1,790,000 | $805,000 | -55.0% | 0.0% |
| TruHome Solutions, LLC | $640,000 | $805,000 | 25.8% | 0.0% |
| RESIDENTIAL BANCORP | $430,000 | $800,000 | 86.0% | 0.0% |
| Bell Bank | $795,000 | n/a | 0.0% | |
| NP, Inc. | $255,000 | $795,000 | 211.8% | 0.0% |
| UNIFY FINANCIAL Credit Union | $1,790,000 | $795,000 | -55.6% | 0.0% |
| 121 FINANCIAL | $790,000 | n/a | 0.0% | |
| Commerce Home Mortgage, Inc. | $305,000 | $780,000 | 155.7% | 0.0% |
| BECKAM FUNDING CORP. | $755,000 | $745,000 | -1.3% | 0.0% |
| FIRST MORTGAGE COMPANY, INC. | $735,000 | n/a | 0.0% | |
| First United Bank and Trust Company | $265,000 | $735,000 | 177.4% | 0.0% |
| INSOUTH Bank | $295,000 | $735,000 | 149.2% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $810,000 | $730,000 | -9.9% | 0.0% |
| Arvest Bank | $2,810,000 | $710,000 | -74.7% | 0.0% |
| WINGS FINANCIAL | $610,000 | $710,000 | 16.4% | 0.0% |
| Rayne State Bank & Trust Company | $3,255,000 | $705,000 | -78.3% | 0.0% |
| Republic State Mortgage Co. | $470,000 | $695,000 | 47.9% | 0.0% |
| Heritage Bank of St Tammany | $795,000 | $690,000 | -13.2% | 0.0% |
| CANOPY MORTGAGE, LLC | $310,000 | $685,000 | 121.0% | 0.0% |
| FIVEPOINT CREDIT UNION | $685,000 | n/a | 0.0% | |
| Century Next Bank | $175,000 | $680,000 | 288.6% | 0.0% |
| First Bank | $310,000 | $680,000 | 119.4% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $460,000 | $680,000 | 47.8% | 0.0% |
| BAY EQUITY LLC | $1,305,000 | $675,000 | -48.3% | 0.0% |
| INTERLINC MORTGAGE SERVICES, LLC | $7,355,000 | $675,000 | -90.8% | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | $880,000 | $675,000 | -23.3% | 0.0% |
| Bankers Trust Company | $125,000 | $655,000 | 424.0% | 0.0% |
| American Airlines Federal Credit Union | $1,345,000 | $650,000 | -51.7% | 0.0% |
| BNY Mellon | $645,000 | n/a | 0.0% | |
| First Fidelity Bank | $645,000 | n/a | 0.0% | |
| AgHeritage Farm Credit Services FLCA | $640,000 | n/a | 0.0% | |
| AmRes Corporation | $615,000 | $640,000 | 4.1% | 0.0% |
| EFCU FINANCIAL | $710,000 | $640,000 | -9.9% | 0.0% |
| First National Bank of Eastern Arkansas | $185,000 | $635,000 | 243.2% | 0.0% |
| MICHIGAN MUTUAL, INC. | $815,000 | $635,000 | -22.1% | 0.0% |
| Stock Yards Bank & Trust Company | $635,000 | n/a | 0.0% | |
| Alliance Bank | $245,000 | $625,000 | 155.1% | 0.0% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $1,370,000 | $625,000 | -54.4% | 0.0% |
| Gateway First Bank | $2,120,000 | $610,000 | -71.2% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $2,040,000 | $600,000 | -70.6% | 0.0% |
| T2 FINANCIAL LLC | $1,990,000 | $600,000 | -69.8% | 0.0% |
| Commercial Lender LLC | $540,000 | $590,000 | 9.3% | 0.0% |
| ENCORE BANK | $645,000 | $580,000 | -10.1% | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | $580,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $4,150,000 | $560,000 | -86.5% | 0.0% |
| NBH Bank | $860,000 | $560,000 | -34.9% | 0.0% |
| UMB Bank | $555,000 | n/a | 0.0% | |
| The Farmers Bank | $550,000 | n/a | 0.0% | |
| Colony Bank | $540,000 | n/a | 0.0% | |
| NEXERA HOLDING LLC | $530,000 | n/a | 0.0% | |
| Quontic Bank | $1,790,000 | $530,000 | -70.4% | 0.0% |
| Bank of Zachary | $1,870,000 | $525,000 | -71.9% | 0.0% |
| First Federal Community Bank of Bucyrus | $525,000 | n/a | 0.0% | |
| S1L, Inc. | $760,000 | $520,000 | -31.6% | 0.0% |
| Waterstone Mortgage Corporation | $865,000 | $520,000 | -39.9% | 0.0% |
| AMERICAN MORTGAGE SERVICES INCORPORATED | $990,000 | $515,000 | -48.0% | 0.0% |
| Paramount Bank | $1,415,000 | $515,000 | -63.6% | 0.0% |
| American Security Mortgage Corp. | $510,000 | n/a | 0.0% | |
| Tyndall Federal Credit Union | $955,000 | $505,000 | -47.1% | 0.0% |
| City National Bank of Florida | $485,000 | n/a | 0.0% | |
| TOTAL MORTGAGE SERVICES, LLC | $485,000 | n/a | 0.0% | |
| Wyndham Capital Mortgage, Inc. | $7,875,000 | $480,000 | -93.9% | 0.0% |
| Goldman Sachs Bank USA | $475,000 | n/a | 0.0% | |
| Bank of Springfield | $460,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $265,000 | $460,000 | 73.6% | 0.0% |
| Relyance Bank | $175,000 | $455,000 | 160.0% | 0.0% |
| RBC Bank, (Georgia) | $145,000 | $450,000 | 210.3% | 0.0% |
| State Financial Network, LLC | $450,000 | n/a | 0.0% | |
| Farmers Bank & Trust Company | $445,000 | n/a | 0.0% | |
| GSB MORTGAGE, INC. | $440,000 | n/a | 0.0% | |
| Wilmington Savings Fund Society, FSB | $225,000 | $440,000 | 95.6% | 0.0% |
| Feliciana Bank & Trust Company | $435,000 | n/a | 0.0% | |
| Hawthorn Bank | $430,000 | n/a | 0.0% | |
| Citadel Servicing Corporation | $425,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $810,000 | $415,000 | -48.8% | 0.0% |
| LOUISIANA | $415,000 | n/a | 0.0% | |
| MYCUMORTGAGE, LLC | $410,000 | n/a | 0.0% | |
| The First National Bank of Middle Tennessee | $990,000 | $410,000 | -58.6% | 0.0% |
| Citizens National Bank, N.A. | $690,000 | $405,000 | -41.3% | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | $2,995,000 | $400,000 | -86.6% | 0.0% |
| Core Bank | $145,000 | $395,000 | 172.4% | 0.0% |
| Guaranty Bank & Trust Company of Delhi, Louisiana | $155,000 | $395,000 | 154.8% | 0.0% |
| TENNESSEE VALLEY | $395,000 | n/a | 0.0% | |
| Bank of St. Francisville | $390,000 | n/a | 0.0% | |
| HOMESTEAD FUNDING CORP. | $1,030,000 | $385,000 | -62.6% | 0.0% |
| PURDUE FEDERAL CREDIT UNION | $385,000 | n/a | 0.0% | |
| State Bank of De Kalb | $385,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $515,000 | $375,000 | -27.2% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $375,000 | n/a | 0.0% | |
| OAKTREE FUNDING CORP. | $565,000 | $370,000 | -34.5% | 0.0% |
| CITYWIDE HOME LOANS, LLC | $460,000 | $365,000 | -20.7% | 0.0% |
| Edmonton State Bank | $365,000 | n/a | 0.0% | |
| Citizens Bank & Trust Co | $360,000 | n/a | 0.0% | |
| American State Bank | $205,000 | $355,000 | 73.2% | 0.0% |
| KS StateBank | $1,510,000 | $355,000 | -76.5% | 0.0% |
| Landmark National Bank | $355,000 | n/a | 0.0% | |
| The Loan Store, Inc. | $350,000 | n/a | 0.0% | |
| NEW WAVE LENDING GROUP INC | $345,000 | n/a | 0.0% | |
| America's Mortgage Resource, Inc. | $570,000 | $340,000 | -40.4% | 0.0% |
| ARC HOME LLC | $1,870,000 | $340,000 | -81.8% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $230,000 | $340,000 | 47.8% | 0.0% |
| Peapack-Gladstone Bank | $355,000 | $335,000 | -5.6% | 0.0% |
| United Fidelity Funding Corp. | $335,000 | n/a | 0.0% | |
| Axos Bank | $330,000 | $330,000 | 0.0% | 0.0% |
| CENTRAL MINNESOTA Credit Union | $325,000 | n/a | 0.0% | |
| City National Bank | $325,000 | n/a | 0.0% | |
| First International Bank & Trust | $325,000 | n/a | 0.0% | |
| Flanagan State Bank | $990,000 | $325,000 | -67.2% | 0.0% |
| F&M Bank | $225,000 | $325,000 | 44.4% | 0.0% |
| MidFirst Bank | $130,000 | $325,000 | 150.0% | 0.0% |
| Stride Bank | $325,000 | n/a | 0.0% | |
| The Bank of Herrin | $325,000 | n/a | 0.0% | |
| ServisFirst Bank | $5,030,000 | $320,000 | -93.6% | 0.0% |
| Chambers Bank | $195,000 | $315,000 | 61.5% | 0.0% |
| REDSTONE Federal Credit Union | $1,555,000 | $315,000 | -79.7% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $860,000 | $310,000 | -64.0% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $1,235,000 | $305,000 | -75.3% | 0.0% |
| Northwest Federal Credit Union | $305,000 | n/a | 0.0% | |
| Performance Financial, Inc. | $305,000 | n/a | 0.0% | |
| Texas First Bank | $305,000 | n/a | 0.0% | |
| HONDA Federal Credit Union | $75,000 | $300,000 | 300.0% | 0.0% |
| NEXTIER BANK, NATIONAL ASSOCIATION | $295,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $1,440,000 | $295,000 | -79.5% | 0.0% |
| Capital Bank | $285,000 | $290,000 | 1.8% | 0.0% |
| Lincoln Savings Bank | $285,000 | n/a | 0.0% | |
| Progressive Bank | $285,000 | n/a | 0.0% | |
| Servion, Inc. | $285,000 | n/a | 0.0% | |
| Listerhill Credit Union | $445,000 | $280,000 | -37.1% | 0.0% |
| Connexus Credit Union | $275,000 | n/a | 0.0% | |
| First National Bank | $115,000 | $275,000 | 139.1% | 0.0% |
| HOMESTAR FINANCIAL CORPORATION | $13,585,000 | $275,000 | -98.0% | 0.0% |
| Meridian Bank Corporation | $235,000 | $275,000 | 17.0% | 0.0% |
| Metairie Bank & Trust Company | $1,950,000 | $275,000 | -85.9% | 0.0% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $720,000 | $275,000 | -61.8% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $275,000 | n/a | 0.0% | |
| Bank Midwest | $265,000 | n/a | 0.0% | |
| Bank of Louisiana | $265,000 | n/a | 0.0% | |
| Heritage Bank | $265,000 | n/a | 0.0% | |
| The Farmers & Merchants Bank | $265,000 | n/a | 0.0% | |
| FINANCE OF AMERICA MORTGAGE LLC | $11,085,000 | $260,000 | -97.7% | 0.0% |
| First Citizens National Bank | $1,655,000 | $260,000 | -84.3% | 0.0% |
| Citizens National Bank of Greater St. Louis | $255,000 | n/a | 0.0% | |
| First Central Savings Bank | $255,000 | n/a | 0.0% | |
| Independent Bank | $935,000 | $255,000 | -72.7% | 0.0% |
| Quad City Bank and Trust Company | $255,000 | n/a | 0.0% | |
| Banterra Bank | $250,000 | n/a | 0.0% | |
| RED RIVER EMPLOYEES | $180,000 | $250,000 | 38.9% | 0.0% |
| Academy Bank | $215,000 | $245,000 | 14.0% | 0.0% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $245,000 | n/a | 0.0% | |
| TEACHERS CREDIT UNION | $245,000 | n/a | 0.0% | |
| Central National Bank | $235,000 | n/a | 0.0% | |
| Legence Bank | $235,000 | n/a | 0.0% | |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | $225,000 | n/a | 0.0% | |
| COLEMAN COUNTY STATE BANK | $225,000 | n/a | 0.0% | |
| Community First Bank | $1,225,000 | $225,000 | -81.6% | 0.0% |
| EASTMAN | $225,000 | n/a | 0.0% | |
| First State Bank of St. Charles, Missouri | $225,000 | n/a | 0.0% | |
| GREENSTATE CREDIT UNION | $225,000 | n/a | 0.0% | |
| ONY GLO, INC. | $405,000 | $225,000 | -44.4% | 0.0% |
| Republic Bank & Trust Company | $495,000 | $225,000 | -54.5% | 0.0% |
| STAR ONE CREDIT UNION | $250,000 | $225,000 | -10.0% | 0.0% |
| Worthington National Bank | $225,000 | n/a | 0.0% | |
| Christian Community Credit Union | $475,000 | $220,000 | -53.7% | 0.0% |
| McKenzie Banking Company | $220,000 | n/a | 0.0% | |
| Firstar Bank | $215,000 | n/a | 0.0% | |
| TC FEDERAL BANK | $215,000 | n/a | 0.0% | |
| Willamette Valley Bank | $1,095,000 | $210,000 | -80.8% | 0.0% |
| Citizens State Bank | $205,000 | n/a | 0.0% | |
| Community First National Bank | $860,000 | $205,000 | -76.2% | 0.0% |
| Decatur County Bank | $205,000 | n/a | 0.0% | |
| Texas Heritage National Bank | $205,000 | n/a | 0.0% | |
| The Bank & Trust | $205,000 | n/a | 0.0% | |
| AMERICAN BANCSHARES MORTGAGE | $195,000 | n/a | 0.0% | |
| BOKF | $295,000 | $195,000 | -33.9% | 0.0% |
| East Coast Capital Corp. | $810,000 | $195,000 | -75.9% | 0.0% |
| SmartBank | $195,000 | n/a | 0.0% | |
| TELCOE FEDERAL CREDIT UNION | $195,000 | n/a | 0.0% | |
| Bryant Bank | $190,000 | n/a | 0.0% | |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $185,000 | n/a | 0.0% | |
| AXIA FINANCIAL, LLC | $185,000 | n/a | 0.0% | |
| FIRST STATE MORTGAGE SERVICES, LLC | $125,000 | $185,000 | 48.0% | 0.0% |
| SouthPoint Bank | $1,070,000 | $185,000 | -82.7% | 0.0% |
| THRIVENT Federal Credit Union | $225,000 | $185,000 | -17.8% | 0.0% |
| CNB Bank And Trust, N.A. | $175,000 | n/a | 0.0% | |
| Lincoln FSB of Nebraska | $175,000 | n/a | 0.0% | |
| Stillman Bank | $175,000 | n/a | 0.0% | |
| Central Bank | $85,000 | $165,000 | 94.1% | 0.0% |
| First National Bank of Pana | $165,000 | n/a | 0.0% | |
| ILLINOIS STATE CREDIT UNION | $165,000 | n/a | 0.0% | |
| M C Bank & Trust Company | $900,000 | $165,000 | -81.7% | 0.0% |
| The Evangeline Bank & Trust Company | $165,000 | n/a | 0.0% | |
| Troy Bank and Trust Company | $165,000 | n/a | 0.0% | |
| VALOR BANK | $165,000 | n/a | 0.0% | |
| Wilson Bank And Trust | $165,000 | n/a | 0.0% | |
| Family Security Credit Union | $135,000 | $155,000 | 14.8% | 0.0% |
| Merchants Mortgage & Trust Corporation | $155,000 | n/a | 0.0% | |
| Service Federal Credit Union | $535,000 | $155,000 | -71.0% | 0.0% |
| STATEWIDE FEDERAL CREDIT UNION | $2,195,000 | $155,000 | -92.9% | 0.0% |
| THE MONEY SOURCE INC. | $155,000 | n/a | 0.0% | |
| Pelican State Credit Union | $1,260,000 | $150,000 | -88.1% | 0.0% |
| XPLORE FEDERAL CREDIT UNION | $765,000 | $150,000 | -80.4% | 0.0% |
| Countybank | $145,000 | n/a | 0.0% | |
| FAMILY SAVINGS | $195,000 | $145,000 | -25.6% | 0.0% |
| HARVESTERS FEDERAL CREDIT UNION | $125,000 | $145,000 | 16.0% | 0.0% |
| Network Funding, L.P. | $295,000 | $145,000 | -50.8% | 0.0% |
| Synergy Bank | $2,050,000 | $140,000 | -93.2% | 0.0% |
| First American Bank and Trust | $1,420,000 | $135,000 | -90.5% | 0.0% |
| JEFFERSON FINANCIAL | $1,160,000 | $135,000 | -88.4% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $655,000 | $135,000 | -79.4% | 0.0% |
| The Cottonport Bank | $135,000 | $135,000 | 0.0% | 0.0% |
| APCO EMPLOYEES | $295,000 | $125,000 | -57.6% | 0.0% |
| C & F Mortgage Corporation | $125,000 | n/a | 0.0% | |
| Citizens Tri-County Bank | $145,000 | $125,000 | -13.8% | 0.0% |
| COCA-COLA | $125,000 | n/a | 0.0% | |
| First Bank | $310,000 | $125,000 | -59.7% | 0.0% |
| First Community Bank | $105,000 | $125,000 | 19.0% | 0.0% |
| First Internet Bank of Indiana | $3,170,000 | $125,000 | -96.1% | 0.0% |
| Plaquemine Bank and Trust Company | $125,000 | n/a | 0.0% | |
| THE NEW ORLEANS FIREMEN'S FEDERAL CREDIT UNION | $160,000 | $120,000 | -25.0% | 0.0% |
| EvaBank | $115,000 | n/a | 0.0% | |
| Goldwater Bank, N.A. | $785,000 | $115,000 | -85.4% | 0.0% |
| SKYONE Federal Credit Union | $115,000 | n/a | 0.0% | |
| First Farmers Bank and Trust Company | $105,000 | n/a | 0.0% | |
| First Federal Bank of Kansas City | $365,000 | $105,000 | -71.2% | 0.0% |
| Fortress Bank | $105,000 | n/a | 0.0% | |
| Visio Financial Services Inc. | $930,000 | $105,000 | -88.7% | 0.0% |
| Landmark Bank | $340,000 | $100,000 | -70.6% | 0.0% |
| United States Senate Federal Credit Union | $95,000 | n/a | 0.0% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $1,000,000 | $85,000 | -91.5% | 0.0% |
| NASA Federal Credit Union | $230,000 | $80,000 | -65.2% | 0.0% |
| First Eagle Federal Credi Union | $75,000 | n/a | 0.0% | |
| GERSHMAN INVESTMENT CORP. | $75,000 | n/a | 0.0% | |
| HIWAY | $75,000 | n/a | 0.0% | |
| Pen Air Federal Credit Union | $75,000 | n/a | 0.0% | |
| Platinum Home Mortgage Corporation | $75,000 | n/a | 0.0% | |
| Platte Valley Bank | $75,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $245,000 | $75,000 | -69.4% | 0.0% |
| Unico Bank | $135,000 | $75,000 | -44.4% | 0.0% |
| UNITED | $105,000 | $75,000 | -28.6% | 0.0% |
| Centennial Bank | $230,000 | $65,000 | -71.7% | 0.0% |
| Great Southern Bank | $380,000 | $65,000 | -82.9% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $500,000 | $65,000 | -87.0% | 0.0% |
| PROPONENT Federal Credit Union | $65,000 | n/a | 0.0% | |
| State Bank of Southwest Missouri | $65,000 | n/a | 0.0% | |
| BARKSDALE | $55,000 | n/a | 0.0% | |
| Charles Schwab Bank, SSB | $1,160,000 | $55,000 | -95.3% | 0.0% |
| Cross Keys Bank | $155,000 | $55,000 | -64.5% | 0.0% |
| CU COMMUNITY, LLC | $3,740,000 | $55,000 | -98.5% | 0.0% |
| INTOUCH CREDIT UNION | $55,000 | $55,000 | 0.0% | 0.0% |
| Operating Engineers Local Union #3 | $55,000 | n/a | 0.0% | |
| Signature Federal Credit Union | $490,000 | $55,000 | -88.8% | 0.0% |
| TVA Community Credit Union | $175,000 | $55,000 | -68.6% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $25,000 | $50,000 | 100.0% | 0.0% |
| APCI Federal Credit Union | $565,000 | $45,000 | -92.0% | 0.0% |
| AFFINITY | $155,000 | $35,000 | -77.4% | 0.0% |
Mississippi's top lender by overall market share is Trustmark National Bank, with 7.2% market share. In second place, with 6.4%, is BancorpSouth, having originated $547,275,000 in loans. In third place, with 4.9%, is QUICKEN LOANS, LLC, having originated $418,665,000 in loans. In fourth place, with 4.7%, is Community Bank of Mississippi, having originated $401,510,000 in loans. In fifth place, with 3.9%, is BankPlus, having originated $329,345,000 in loans.
Mississippi Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 27,357 | $6,145,725,000 | $224,649 |
| Refi | 7,197 | $1,123,915,000 | $156,164 |
| Cash Out Refi | 4,338 | $724,230,000 | $166,950 |
| Other | 4,248 | $337,690,000 | $79,494 |
| Home Improvement | 2,619 | $198,945,000 | $75,962 |
Mississippi's most frequently cited loan purpose was Home Purchase, with 27,357 originations. The 2nd most popular reason was Refi, with 7,197 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 13,001 | $2,967,035,000 | $228,216 |
| Over 8% | 10,665 | $1,076,715,000 | $100,958 |
| 7-8% | 9,608 | $1,825,090,000 | $189,955 |
| 5-6% | 6,046 | $1,573,780,000 | $260,301 |
| <2.5% | 1,560 | $104,750,000 | $67,147 |
| 4-5% | 1,000 | $210,630,000 | $210,630 |
| 3-4% | 396 | $84,980,000 | $214,596 |
| 2.5-3% | 131 | $14,725,000 | $112,405 |
During 2023, Mississippi's most frequently originated rate bucket was 6-7%, with 13,001 originations.
Loan Sizing (Mississippi MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 16,049 | $835,705,000 | $52,072 |
| $100k-200k | 13,682 | $2,012,230,000 | $147,071 |
| $200k-400k | 13,227 | $3,640,625,000 | $275,242 |
| $400k-600k | 2,053 | $968,285,000 | $471,644 |
| $600k-1000k | 550 | $390,680,000 | $710,327 |
| $Over $1MM | 198 | $682,980,000 | $3,449,394 |
Mississippi's loan sizing saw the bucket of loans from $100,000 or less with 16,049 originations, totaling $835,705,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 19,468 | $4,446,090,000 | $228,379 |
| 60-80% | 7,799 | $1,822,655,000 | $233,704 |
| Under 20% | 5,597 | $224,215,000 | $40,060 |
| 20-40% | 4,635 | $412,955,000 | $89,095 |
| 40-60% | 3,681 | $635,695,000 | $172,696 |
| Over 100% | 1,034 | $296,520,000 | $286,770 |
Mississippi's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 19,468 originations, totaling $4,446,090,000 in origination value.