Feliciana Bank & Trust Company Mortgage Rates, Fees & Info
Clinton, LALEI: 5493006PPKT0LNNVOC35
Tax ID: 72-0124990
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Mortgage Data
Review & Overview
Feliciana Bank & Trust Company is a smaller bank specializing in Refi and Home Purchase loans. Feliciana Bank & Trust Company has a high proportion of conventional loans. Their top markets by origination volume include: Baton Rouge, New Orleans, Lafayette, and Houma among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)Feliciana Bank & Trust Company has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
68Origination Dollar Volume (All Markets)
$8,930,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| BATON ROUGE, LA (FHA|USDA|VA) | 65 | $8,045,000 | $123,769 | $0 | 0.00% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $0 | 0.00% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 0.00% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 68 | $8,930,000 | $131,324 | $0 | 0.00% |
For 2018, Feliciana Bank & Trust Company's most frequently originated type of loan was Conventional, with 68 originations.
Loan Reason
For 2018, Feliciana Bank & Trust Company's most frequently cited loan purpose was Refi, with 31 originations. The 2nd most popular reason was Home Purchase, with 28 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 68 | $8,930,000 | $131,324 | $0 | 0.00% |
For 2018, Feliciana Bank & Trust Company's most frequently cited loan duration was Other, with 68 originations.
Loan Sizing
2018 saw Feliciana Bank & Trust Company place emphasis on $100,000 or less loans with 35 originations, totaling $1,955,000 in origination value.
Applicant Income
Feliciana Bank & Trust Company lent most frequently to those with incomes in the $100k-150k range, with 17 originations. The second most popular income band? $50k or less, with 12 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 68 | $8,930,000 | $131,324 | $0 | 0.00% |
Feliciana Bank & Trust Company lent most frequently to those with DTI ratios of Exempt%, with 68 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications80.20%
Feliciana Bank & Trust Company has a below average approval rate.
Pick Rate
Approvals leading to origination80.88%
Feliciana Bank & Trust Company has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 68 | $8,930,000 | $131,324 |