Pyramid Mortgage Rates, Fees & Info
Tucson, AZLEI: 54930083FPG64S0CPC15
Tax ID: 86-0049558
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Pyramid is a smaller mortgage company specializing in Cash Out Refi loans. Pyramid has a high proportion of conventional loans. Their top two markets are Tucson and Phoenix .Pyramid has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
Originations
152Origination Dollar Volume (All Markets)
$13,200,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| TUCSON, AZ (FHA|USDA|VA) | 148 | $12,900,000 | $87,162 | $0 | 0.00% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 4 | $300,000 | $75,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 152 | $13,200,000 | $86,842 | $0 | 0.00% |
For 2022, Pyramid's most frequently originated type of loan was Conventional, with 152 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Cash Out Refi | 122 | $9,980,000 | $81,803 | $0 | 0.00% |
| Refi | 23 | $2,115,000 | $91,957 | $0 | 0.00% |
| Home Purchase | 7 | $1,105,000 | $157,857 | $0 | 0.00% |
For 2022, Pyramid's most frequently cited loan purpose was Cash Out Refi, with 122 originations. The 2nd most popular reason was Refi, with 23 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 152 | $13,200,000 | $86,842 | $0 | 0.00% |
For 2022, Pyramid's most frequently cited loan duration was Other, with 152 originations.
Loan Sizing
2022 saw Pyramid place emphasis on $100,000 or less loans with 103 originations, totaling $5,235,000 in origination value.
Applicant Income
Pyramid lent most frequently to those with incomes in the $50k-75k range, with 41 originations. The second most popular income band? $100k-150k, with 37 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 152 | $13,200,000 | $86,842 | $0 | 0.00% |
Pyramid lent most frequently to those with DTI ratios of Exempt%, with 152 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications92.47%
Pyramid has an average approval rate.
Pick Rate
Approvals leading to origination91.45%
Pyramid has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 152 | $13,200,000 | $86,842 |