Pyramid Mortgage Rates, Fees & Info
Tucson, AZLEI: 54930083FPG64S0CPC15
Tax ID: 86-0049558
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Pyramid is a smaller mortgage company specializing in Cash Out Refi loans. Pyramid has a high proportion of conventional loans. Their top markets by origination volume include: Tucson, Phoenix, and Sierra Vista among others. We have data for 3 markets. (Some data included below & more in-depth data is available with an active subscription.)Pyramid has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders.
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Originations
120Origination Dollar Volume (All Markets)
$9,250,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| TUCSON, AZ (FHA|USDA|VA) | 115 | $8,975,000 | $78,043 | $0 | 0.00% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $0 | 0.00% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 120 | $9,250,000 | $77,083 | $0 | 0.00% |
For 2023, Pyramid's most frequently originated type of loan was Conventional, with 120 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Cash Out Refi | 117 | $8,745,000 | $74,744 | $0 | 0.00% |
| Home Purchase | 2 | $240,000 | $120,000 | $0 | 0.00% |
| Refi | 1 | $265,000 | $265,000 | $0 | 0.00% |
For 2023, Pyramid's most frequently cited loan purpose was Cash Out Refi, with 117 originations. The 2nd most popular reason was Home Purchase, with 2 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 120 | $9,250,000 | $77,083 | $0 | 0.00% |
For 2023, Pyramid's most frequently cited loan duration was Other, with 120 originations.
Loan Sizing
2023 saw Pyramid place emphasis on $100,000 or less loans with 94 originations, totaling $4,650,000 in origination value.
Applicant Income
Pyramid lent most frequently to those with incomes in the $50k-75k range, with 30 originations. The second most popular income band? $75k-100k, with 29 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 120 | $9,250,000 | $77,083 | $0 | 0.00% |
Pyramid lent most frequently to those with DTI ratios of Exempt%, with 120 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications89.26%
Pyramid has an average approval rate.
Pick Rate
Approvals leading to origination91.67%
Pyramid has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 120 | $9,250,000 | $77,083 |