Tucson VA Loan Rates, Closing Costs & Stats

TUCSON, AZ

  • JUMP TO:
  • Trends
  • Rates vs Fees
  • Top Lenders
  • Markets
  • Market Conditions & Pricing
  • Time on Market/Property Size

    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Tucson's 157 lenders originated 3,723 VA loans during 2022. The total origination value was $1,226,025,000, with an average VA loan value of $329,311.

    Tucson VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Tucson averaged 6.03% for the week of 2023-05-26, compared to the national average (all VA variants) of 6.408% for the same period.

    Tucson's average VA mortgage closing costs are $6,063.

    The average rate for the prior week (2023-05-19) was 5.96% and one month ago for the week of 2023-04-21, the average rate was 6.08%.

    The average rate one year ago was 4.95%.

    For refis of the same type during the week of 2023-05-26, the average rate was 5.12%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Tucson VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Tucson level.

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    NOVA FINANCIAL & INVESTMENT CORPORATION 300 4.66% $5,531
    Mortgage Research Center, LLC 274 4.82% $9,060
    LOANDEPOT.COM, LLC 204 4.25% $11,255
    QUICKEN LOANS, LLC 199 3.88% $10,699
    FREEDOM MORTGAGE CORPORATION 172 3.94% $10,574
    UNITED WHOLESALE MORTGAGE, LLC 172 4.15% $10,391
    GUILD MORTGAGE COMPANY 155 4.53% $12,171
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 154 4.75% $10,096
    CROSSCOUNTRY MORTGAGE, LLC 115 4.88% $11,555
    PENNYMAC LOAN SERVICES, LLC 109 3.38% $10,206
    V.I.P. MORTGAGE, INC. 94 4.84% $8,832
    ALTITUDE FINANCIAL CORPORATION 94 4.39% $9,054
    DHI MORTGAGE COMPANY, LTD. 92 4.05% $9,656
    Prosperity Home Mortgage, LLC 87 4.55% $11,305
    NAVY FEDERAL CREDIT UNION 81 3.77% $6,627
    NEW DAY FINANCIAL, LLC 76 4.95% $11,854
    USAA Federal Savings Bank 68 4.11% $9,922
    HOMEAMERICAN MORTGAGE CORPORATION 63 4.03% $8,923
    MOVEMENT MORTGAGE, LLC 56 4.72% $11,486
    EAGLE HOME MORTGAGE, LLC 50 4.48% $7,337
    KBHS HOME LOANS, LLC 49 4.34% $11,440
    The Federal Savings Bank 41 4.52% $15,281
    PULTE MORTGAGE LLC 39 3.98% $7,475
    GUARANTEED RATE AFFINITY, LLC 38 4.97% $7,714
    Mr. Cooper ( Nationstar Mortgage ) 37 4.19% $10,022
    SUNSTREET MORTGAGE, LLC 36 4.19% $8,996
    LOANPAL, LLC 32 3.46% $13,541
    AMERICAN PACIFIC MORTGAGE CORPORATION 29 5.41% $12,783
    LAKEVIEW LOAN SERVICING, LLC 27 3.36% $4,718
    Wells Fargo Bank 26 4.21% $6,112
    MORIA DEVELOPMENT, INC. 25 4.57% $12,470
    CLEARPATH LENDING 24 3.59% $11,982
    AMERISAVE MORTGAGE CORPORATION 22 4.04% $11,514
    BROKER SOLUTIONS, INC. 21 4.13% $10,904
    MATTAMY HOME FUNDING, LLC 20 4.13% $13,190
    NEWREZ LLC 20 4.54% $10,398
    HOME POINT FINANCIAL CORPORATION 19 3.50% $9,447
    VILLAGE CAPITAL MORTGAGE 18 3.23% $9,188
    GUARANTEED RATE, INC. 18 4.79% $7,901
    Flagstar Bank, FSB 16 4.50% $10,049
    PENTAGON FEDERAL CREDIT UNION 15 3.29% $5,298
    Barrington Bank & Trust Company, N.A. 15 4.36% $10,642
    Carrington Mortgage Services, LLC 13 4.56% $11,605
    GENEVA FINANCIAL, LLC 13 4.94% $7,175
    CARDINAL FINANCIAL 13 4.02% $11,290
    CALIBER HOME LOANS, INC. 12 4.33% $11,575
    Paramount Residential Mortgage Group, Inc. 11 4.23% $12,048
    Magnolia Bank 10 3.86% $13,551
    Lakeview Community Capital, LLC 9 3.53% $6,881
    NBKC BANK 9 4.22% $6,716
    VERITAS FUNDING, LLC 8 5.02% $17,679
    JPMorgan Chase Bank 8 4.03% $10,136
    Nations Lending Corporation 7 4.52% $9,135
    BAY EQUITY LLC 7 5.14% $12,825
    MORTGAGE SOLUTIONS OF COLORADO, LLC 7 5.04% $8,974
    CMG MORTGAGE, INC. 7 4.50% $9,241
    MUTUAL OF OMAHA MORTGAGE, INC. 7 4.11% $11,182
    AMCAP MORTGAGE, LTD. 7 5.46% $10,668
    Equity Prime Mortgage LLC 6 5.88% $13,929
    TruHome Solutions, LLC 6 4.75% $12,707
    SUN WEST MORTGAGE COMPANY, INC. 6 4.81% $8,677
    NFM, INC. 6 4.13% $7,464
    Mid-Continent Funding, Inc. 5 5.13% $8,662
    PLAZA HOME MORTGAGE, INC. 5 4.07% $7,358
    FINANCE OF AMERICA MORTGAGE LLC 5 4.02% $15,159
    SUMMIT FUNDING, INC. 5 5.10% $9,180
    UNION HOME MORTGAGE CORP. 5 3.68% $8,369
    North American Savings Bank, F.S.B. 5 3.80% $9,564
    Amerifirst Financial, Inc. 5 4.88% $11,359
    NATIONS DIRECT MORTGAGE, LLC 5 4.20% $6,366
    PREMIA MORTGAGE, LLC 5 2.88% $7,014
    First Federal Bank 4 5.25% $9,363
    ACADEMY MORTGAGE CORPORATION 4 5.16% $15,351
    Plains Commerce Bank 4 4.00% $6,425
    PLANET HOME LENDING, LLC 4 3.88% $5,313
    Armed Forces Bank 4 4.16% $10,559
    HOMEBRIDGE FINANCIAL SERVICES, INC. 4 4.16% $34,226
    The Home Loan Expert LLC 3 4.33% $9,322
    AMERICAN FINANCING CORPORATION 3 3.67% $14,386
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 3 4.04% $7,312
    BECKAM FUNDING CORP. 3 4.83% $8,165
    BNC National Bank 3 2.79% $11,061
    CHERRY CREEK MORTGAGE, LLC 3 3.38% $4,340
    CHURCHILL MORTGAGE CORPORATION 3 3.29% $8,266
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 3 4.37% $13,140
    Franklin Loan Corporation 3 5.50% $17,400
    LADERA LENDING, INC. 3 3.75% $11,438
    LEADERONE FINANCIAL CORPORATION 3 4.33% $14,100
    Prime Choice Funding Inc. 3 3.16% $3,981
    SOUTHWEST STAGE FUNDING, LLC 3 4.38% $11,051
    Strong Home Mortgage, LLC 3 4.50% $13,318
    Texana Bank 3 3.50% $15,148
    U.S. Bank 3 3.92% $11,887
    Wyndham Capital Mortgage, Inc. 3 3.13% $6,835
    Capital Bank 2 5.19% $2,406
    INTERCAP LENDING INC. 2 3.56% $10,948
    OAKTREE FUNDING CORP. 2 5.75% $17,499
    HOMEOWNERS FINANCIAL GROUP USA, LLC 2 3.38% $12,984
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 4.44% $16,155
    Gateway First Bank 2 4.44% $8,116
    PRIMARY RESIDENTIAL MORTGAGE, INC. 2 6.00% $10,147
    Wallick & Volk, Inc. 2 4.81% $2,261
    First Guaranty Mortgage Corporation 2 3.69% $11,223
    EVERETT FINANCIAL, INC. 2 5.19% $1,821
    RELIANCE FIRST CAPITAL, LLC 2 4.94% $7,538
    Sierra Pacific Mortgage Company, Inc. 2 4.50% $11,699
    SIRVA MORTGAGE, INC. 2 5.25% $10,230
    Watermark Capital, Inc. 2 3.50% $9,964
    Community First National Bank 2 2.88% $8,799
    TJC Mortgage, Inc. 2 3.50% $7,525
    Zions Bancorporation, N.A. 2 3.56% $7,782
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 2.75% $6,897
    MORTGAGEONE, INC. 2 2.25% $11,219
    Low VA Rates, LLC 2 3.75% $10,512
    NETWORK CAPITAL FUNDING CORPORATION 2 4.88% $4,609
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 4.75% $19,684
    UNITED SECURITY FINANCIAL CORP 1 2.88% $19,231
    First Credit Union 1 4.75% $5,108
    BELEM SERVICING LLC 1 1.75% $5,967
    Bank of Colorado 1 3.75% $3,016
    RESIDENTIAL BANCORP. 1 5.75% $3,393
    RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 3.63% $16,340
    S1L, Inc. 1 3.38% $4,242
    NATIONWIDE MORTGAGE BANKERS, INC. 1 5.25% $10,472
    NBH Bank 1 4.88% $9,354
    AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 2.88% $5,155
    SOVEREIGN LENDING GROUP INCORPORATED 1 3.50% $7,501
    STARBOARD FINANCIAL MANAGEMENT, LLC 1 4.13% $4,643
    Waterstone Mortgage Corporation 1 6.13% $17,079
    SUCCESS MORTGAGE PARTNERS, INC. 1 5.63% $14,019
    ENVOY MORTGAGE, LTD 1 4.88% $9,735
    SUN AMERICAN MORTGAGE COMPANY 1 4.75% $11,018
    Sunflower Bank 1 3.99% $21,572
    CORNERSTONE HOME LENDING, INC. 1 5.25% $10,538
    AMERICAN FINANCIAL RESOURCES, INC. 1 3.25% $15,375
    Alaska USA Federal Credit Union 1 3.00% $1,889
    Colonial Savings, F.A. 1 4.50% $12,093
    Lend Smart Mortgage, LLC 1 5.38% $9,867
    KELLER MORTGAGE, LLC 1 3.25% $12,024
    CITYWIDE HOME LOANS, LLC 1 5.88% $9,951
    HOMESIDE FINANCIAL, LLC 1 2.88% $13,252
    NP, Inc. 1 2.75% $3,974
    The Loan Store, Inc. 1 6.50% $17,920
    ONE NEVADA CREDIT UNION 1 3.88% $2,953
    ON Q FINANCIAL, INC. 1 4.50% $4,326
    Opportunity Bank of Montana 1 6.38% $4,046
    PACIFIC RESIDENTIAL MORTGAGE, LLC 1 5.13% $14,748
    THRIVE MORTGAGE, LLC 1 5.63% $7,387
    M&T Bank 1 2.63% $3,418
    GUARANTY HOME MORTGAGE CORPORATION 1 5.63% $16,289
    Goldwater Bank, N.A. 1 4.25% $7,388
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 4.25% $5,662
    TOWNE MORTGAGE COMPANY 1 3.25% $2,439
    First Home Bank 1 4.00% $10,105
    PREMIER LENDING, INC. 1 3.25% $3,854
    LHM FINANCIAL CORPORATION 1 3.25% $20,070
    BEST CAPITAL FUNDING 1 3.75% $12,770

    The top Tucson VA lender as defined by loan originations is NOVA FINANCIAL & INVESTMENT CORPORATION, with 300 VA loans originated. Their average total fees are $5,531, which is $3,529 lower than the next largest lender, Mortgage Research Center, LLC.

    The lowest fee Tucson VA lenders (with over 10 loans originated) are LAKEVIEW LOAN SERVICING, LLC ($4,718), PENTAGON FEDERAL CREDIT UNION ($5,298), NOVA FINANCIAL & INVESTMENT CORPORATION ($5,531), Wells Fargo Bank ($6,112) and NAVY FEDERAL CREDIT UNION ($6,627).

    The lowest rate Tucson VA lenders (with over 10 loans originated) are VILLAGE CAPITAL MORTGAGE (3.23%), PENTAGON FEDERAL CREDIT UNION (3.29%), LAKEVIEW LOAN SERVICING, LLC (3.36%), PENNYMAC LOAN SERVICES, LLC (3.38%) and LOANPAL, LLC (3.46%).

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Tucson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $266,975 (7.0%) $381,569 (5.7%) 0.99 3,611
    2018-02-01 $274,250 (6.7%) $388,308 (4.1%) 1.00 3,500
    2018-03-01 $274,900 (4.0%) $388,186 (2.8%) 0.96 3,450
    2018-04-01 $279,913 (5.9%) $394,170 (4.8%) 0.95 3,277
    2018-05-01 $282,400 (8.6%) $397,676 (5.9%) 0.94 3,220
    2018-06-01 $278,000 (5.4%) $391,960 (4.3%) 0.93 3,121
    2018-07-01 $279,715 (8.2%) $385,827 (5.1%) 0.93 3,090
    2018-08-01 $279,948 (9.8%) $384,650 (6.1%) 0.94 3,045
    2018-09-01 $279,900 (9.2%) $384,625 (5.9%) 0.94 3,102
    2018-10-01 $277,450 (6.9%) $383,547 (4.2%) 0.94 3,359
    2018-11-01 $279,250 (6.6%) $382,526 (1.7%) 0.95 3,481
    2018-12-01 $278,000 (6.9%) $388,378 (2.8%) 0.96 3,441
    2019-01-01 $279,500 (4.7%) $394,249 (3.3%) 0.97 3,368
    2019-02-01 $285,325 (4.0%) $403,646 (4.0%) 0.96 3,418
    2019-03-01 $295,160 (7.4%) $418,630 (7.8%) 0.98 3,218
    2019-04-01 $299,325 (6.9%) $423,162 (7.4%) 0.95 3,187
    2019-05-01 $298,641 (5.8%) $422,167 (6.2%) 0.93 3,040
    2019-06-01 $294,500 (5.9%) $413,490 (5.5%) 0.92 2,886
    2019-07-01 $287,972 (3.0%) $406,323 (5.3%) 0.90 2,794
    2019-08-01 $297,808 (6.4%) $426,223 (10.8%) 0.93 2,648
    2019-09-01 $300,000 (7.2%) $441,757 (14.9%) 0.95 2,307
    2019-10-01 $289,950 (4.5%) $417,674 (8.9%) 0.94 2,783
    2019-11-01 $286,195 (2.5%) $415,568 (8.6%) 0.94 2,812
    2019-12-01 $285,495 (2.7%) $413,656 (6.5%) 0.95 2,671
    2020-01-01 $287,500 (2.9%) $414,851 (5.2%) 0.96 2,501
    2020-02-01 $297,830 (4.4%) $429,226 (6.3%) 0.98 2,448
    2020-03-01 $299,675 (1.5%) $431,529 (3.1%) 0.94 2,404
    2020-04-01 $296,950 (-0.8%) $413,270 (-2.3%) 0.93 2,642
    2020-05-01 $300,000 (0.5%) $425,471 (0.8%) 0.91 2,336
    2020-06-01 $321,950 (9.3%) $456,526 (10.4%) 0.95 1,772
    2020-07-01 $325,000 (12.9%) $453,254 (11.6%) 0.94 1,549
    2020-08-01 $323,270 (8.6%) $459,442 (7.8%) 0.93 1,521
    2020-09-01 $316,289 (5.4%) $465,485 (5.4%) 0.91 1,532
    2020-10-01 $310,000 (6.9%) $459,550 (10.0%) 0.89 1,641
    2020-11-01 $313,439 (9.5%) $470,630 (13.3%) 0.92 1,553
    2020-12-01 $315,000 (10.3%) $472,523 (14.2%) 0.94 1,367
    2021-01-01 $319,900 (11.3%) $494,616 (19.2%) 0.95 1,169
    2021-02-01 $325,000 (9.1%) $514,418 (19.9%) 0.94 940
    2021-03-01 $335,000 (11.8%) $527,242 (22.2%) 0.95 878
    2021-04-01 $342,000 (15.2%) $528,417 (27.9%) 0.93 893
    2021-05-01 $344,000 (14.7%) $520,864 (22.4%) 0.91 933
    2021-06-01 $350,000 (8.7%) $521,078 (14.1%) 0.92 992
    2021-07-01 $350,000 (7.7%) $489,729 (8.1%) 0.92 1,181
    2021-08-01 $359,950 (11.4%) $483,447 (5.2%) 0.96 1,328
    2021-09-01 $359,950 (13.8%) $484,274 (4.0%) 0.96 1,497
    2021-10-01 $359,250 (15.9%) $479,412 (4.3%) 0.96 1,697
    2021-11-01 $359,975 (14.9%) $483,352 (2.7%) 0.96 1,674
    2021-12-01 $361,950 (14.9%) $480,605 (1.7%) 0.98 1,521
    2022-01-01 $365,000 (14.1%) $501,017 (1.3%) 0.99 1,362
    2022-02-01 $375,000 (15.4%) $538,319 (4.7%) 0.98 1,083
    2022-03-01 $388,000 (15.8%) $561,418 (6.5%) 0.97 997
    2022-04-01 $399,500 (16.8%) $565,741 (7.1%) 0.95 1,029
    2022-05-01 $407,000 (18.3%) $581,067 (11.6%) 0.93 1,204
    2022-06-01 $410,450 (17.3%) $569,044 (9.2%) 0.91 1,513
    2022-07-01 $399,900 (14.3%) $542,000 (10.7%) 0.90 1,946
    2022-08-01 $390,000 (8.4%) $518,981 (7.4%) 0.90 2,163
    2022-09-01 $384,123 (6.7%) $507,598 (4.8%) 0.90 2,362
    2022-10-01 $379,000 (5.5%) $504,716 (5.3%) 0.89 2,637
    2022-11-01 $375,000 (4.2%) $510,229 (5.6%) 0.90 2,782
    2022-12-01 $375,000 (3.6%) $508,108 (5.7%) 0.93 2,596
    2023-01-01 $377,000 (3.3%) $524,782 (4.7%) 0.93 2,370
    2023-02-01 $387,000 (3.2%) $547,828 (1.8%) 0.93 2,121
    2023-03-01 $399,950 (3.1%) $565,222 (0.7%) 0.94 1,953
    2023-04-01 $400,000 (0.1%) $583,157 (3.1%) 0.93 1,692
    Tucson's median listing price for 2023-04-01 was $400,000, a difference of $500 (0.1%) versus the prior year and $50 versus the prior month.

    Tucson's median listing price comes in at 93% of the national average.

    Tucson's average listing price for 2023-04-01 was $583,157, a difference of $17,416 (3.1%) versus the prior year and $17,935 versus the prior month.

    For the 2023-04-01 period, Tucson had 1,692 MLS listings, a difference of -261 listings (-13%) versus the prior month and 663 listings (64%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Tucson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 65 days 2,004 sqft
    2018-02-01 54 days 2,030 sqft
    2018-03-01 51 days 2,036 sqft
    2018-04-01 52 days 2,051 sqft
    2018-05-01 50 days 2,058 sqft
    2018-06-01 51 days 2,013 sqft
    2018-07-01 54 days 2,026 sqft
    2018-08-01 56 days 2,019 sqft
    2018-09-01 54 days 2,020 sqft
    2018-10-01 51 days 1,987 sqft
    2018-11-01 52 days 1,986 sqft
    2018-12-01 59 days 1,960 sqft
    2019-01-01 64 days 1,993 sqft
    2019-02-01 50 days 2,029 sqft
    2019-03-01 52 days 2,055 sqft
    2019-04-01 53 days 2,063 sqft
    2019-05-01 52 days 2,047 sqft
    2019-06-01 53 days 2,049 sqft
    2019-07-01 51 days 2,020 sqft
    2019-08-01 59 days 2,070 sqft
    2019-09-01 62 days 2,080 sqft
    2019-10-01 51 days 2,023 sqft
    2019-11-01 54 days 1,976 sqft
    2019-12-01 62 days 1,960 sqft
    2020-01-01 61 days 1,981 sqft
    2020-02-01 45 days 1,996 sqft
    2020-03-01 44 days 1,997 sqft
    2020-04-01 45 days 1,958 sqft
    2020-05-01 57 days 1,979 sqft
    2020-06-01 60 days 2,010 sqft
    2020-07-01 55 days 2,008 sqft
    2020-08-01 53 days 1,986 sqft
    2020-09-01 51 days 1,937 sqft
    2020-10-01 50 days 1,905 sqft
    2020-11-01 51 days 1,911 sqft
    2020-12-01 56 days 1,905 sqft
    2021-01-01 53 days 1,912 sqft
    2021-02-01 43 days 1,903 sqft
    2021-03-01 39 days 1,921 sqft
    2021-04-01 36 days 1,873 sqft
    2021-05-01 33 days 1,870 sqft
    2021-06-01 33 days 1,880 sqft
    2021-07-01 31 days 1,844 sqft
    2021-08-01 31 days 1,854 sqft
    2021-09-01 33 days 1,851 sqft
    2021-10-01 33 days 1,843 sqft
    2021-11-01 37 days 1,868 sqft
    2021-12-01 44 days 1,862 sqft
    2022-01-01 45 days 1,861 sqft
    2022-02-01 38 days 1,866 sqft
    2022-03-01 36 days 1,878 sqft
    2022-04-01 32 days 1,881 sqft
    2022-05-01 30 days 1,913 sqft
    2022-06-01 30 days 1,910 sqft
    2022-07-01 32 days 1,873 sqft
    2022-08-01 37 days 1,834 sqft
    2022-09-01 42 days 1,816 sqft
    2022-10-01 45 days 1,812 sqft
    2022-11-01 50 days 1,812 sqft
    2022-12-01 60 days 1,810 sqft
    2023-01-01 62 days 1,814 sqft
    2023-02-01 54 days 1,834 sqft
    2023-03-01 48 days 1,859 sqft
    2023-04-01 48 days 1,901 sqft
    Tucson's median listing age (time on market) for 2023-04-01 was 48 days. This is 50% longer than the same period one year ago.

    Tucson's median square footage for active listings during the 2023-04-01 period was 1,901 sqft. One year prior, the average listing was 1,881 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.