Tucson VA Loan Rates, Closing Costs & Stats

TUCSON, AZ

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Tucson's 125 lenders originated 3,001 VA loans during 2024. The total origination value was $1,114,585,000, with an average VA loan value of $371,405.

    Tucson VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Tucson averaged 6.84% for the week of 2025-05-23, compared to the national average (all VA variants) of 6.52% for the same period.

    Tucson's average VA mortgage closing costs are $6,602.

    The average rate for the prior week (2025-05-16) was 6.33% and one month ago for the week of 2025-04-18, the average rate was 6.3%.

    The average rate one year ago was 6.72%.

    For refis of the same type during the week of 2025-05-23, the average rate was 6.37%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Tucson VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Tucson level.

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    UNITED WHOLESALE MORTGAGE, LLC 266 5.82% $8,061
    Mortgage Research Center, LLC 222 6.23% $7,123
    LOANDEPOT.COM, LLC 164 5.48% $12,558
    CROSSCOUNTRY MORTGAGE, LLC 156 6.11% $7,160
    NOVA FINANCIAL & INVESTMENT CORPORATION 144 6.30% $7,050
    QUICKEN LOANS, LLC 137 5.89% $11,613
    FREEDOM MORTGAGE CORPORATION 126 6.04% $10,784
    EAGLE HOME MORTGAGE, LLC 120 4.59% $7,131
    DHI MORTGAGE COMPANY, LTD. 120 5.14% $9,169
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 96 6.41% $8,359
    GUILD MORTGAGE COMPANY 87 6.12% $11,926
    Prosperity Home Mortgage, LLC 70 6.11% $11,547
    HOMEAMERICAN MORTGAGE CORPORATION 67 4.77% $6,328
    KBHS HOME LOANS, LLC 66 5.29% $7,846
    PULTE MORTGAGE LLC 65 5.12% $5,479
    V.I.P. MORTGAGE, INC. 62 6.47% $10,347
    PENNYMAC LOAN SERVICES, LLC 54 5.63% $8,368
    ALTITUDE FINANCIAL CORPORATION 48 6.32% $7,188
    MATTAMY HOME FUNDING, LLC 46 5.35% $10,550
    NAVY FEDERAL CREDIT UNION 45 5.96% $5,541
    USAA Federal Savings Bank 37 6.28% $10,020
    GUARANTEED RATE AFFINITY, LLC 35 6.29% $6,773
    The Loan Store, Inc. 33 6.06% $10,253
    MORIA DEVELOPMENT, INC. 33 6.34% $12,470
    NEWREZ LLC 32 5.94% $7,384
    VILLAGE CAPITAL MORTGAGE 32 5.70% $6,811
    MOVEMENT MORTGAGE, LLC 32 6.25% $10,592
    NEW DAY FINANCIAL, LLC 26 7.55% $13,263
    AMERICAN PACIFIC MORTGAGE CORPORATION 24 6.70% $9,697
    GUARANTEED RATE, INC. 22 5.89% $6,799
    PLANET HOME LENDING, LLC 16 6.01% $5,341
    SUN WEST MORTGAGE COMPANY, INC. 15 5.79% $7,155
    Plains Commerce Bank 14 6.03% $12,277
    CLEARPATH LENDING 14 5.70% $7,986
    LAKEVIEW LOAN SERVICING, LLC 14 5.95% $8,170
    Mr. Cooper ( Nationstar Mortgage ) 12 6.18% $8,311
    The Federal Savings Bank 12 6.46% $15,572
    Nations Lending Corporation 11 6.44% $6,563
    Equity Prime Mortgage LLC 10 6.45% $13,149
    Carrington Mortgage Services, LLC 9 5.93% $8,661
    T2 FINANCIAL LLC 9 6.25% $4,220
    NBKC BANK 9 5.55% $6,950
    SUMMIT FUNDING, INC. 8 6.33% $11,796
    LOANPAL, LLC 8 6.08% $11,823
    JPMorgan Chase Bank 8 6.01% $3,429
    Lakeview Community Capital, LLC 6 5.69% $6,343
    Flagstar Bank, FSB 6 6.21% $7,820
    Magnolia Bank 6 5.85% $20,912
    First Federal Bank 6 5.79% $9,984
    CMG MORTGAGE, INC. 6 6.25% $8,285
    PENTAGON FEDERAL CREDIT UNION 5 5.93% $9,987
    Paramount Residential Mortgage Group, Inc. 5 6.53% $9,029
    HOMEOWNERS FINANCIAL GROUP USA, LLC 5 6.05% $5,608
    HOMEBRIDGE FINANCIAL SERVICES, INC. 5 6.20% $3,311
    NETWORK CAPITAL FUNDING CORPORATION 5 6.38% $6,554
    AmeriHome Mortgage Company, LLC 4 6.22% $3,545
    GENEVA FINANCIAL, LLC 4 6.56% $9,947
    VERITAS FUNDING, LLC 4 5.94% $17,544
    MUTUAL OF OMAHA MORTGAGE, INC. 4 6.09% $13,878
    CARDINAL FINANCIAL 4 6.19% $16,348
    TruHome Solutions, LLC 4 6.28% $7,232
    MORTGAGE SOLUTIONS OF COLORADO, LLC 4 7.47% $1,114
    NORWICH COMMERCIAL GROUP, INC. 4 5.91% $4,814
    Armed Forces Bank 3 5.75% $10,327
    BROKER SOLUTIONS, INC. 3 5.92% $12,215
    U.S. Bank 3 5.46% $11,437
    HOMESIDE FINANCIAL, LLC 3 6.21% $14,875
    PHH Mortgage Corporation 3 6.08% $13,049
    Credence Funding Corporation 3 5.50% $9,662
    Sierra Pacific Mortgage Company, Inc. 2 6.44% $4,889
    TJC Mortgage, Inc. 2 5.50% $28,834
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 6.94% $8,193
    LADERA LENDING, INC. 2 6.19% $17,590
    PLAZA HOME MORTGAGE, INC. 2 6.06% $14,741
    ONY GLO, INC. 2 6.44% $7,980
    AMERICAN FINANCIAL RESOURCES, INC. 2 6.00% $11,714
    UNION HOME MORTGAGE CORP. 2 5.56% $4,048
    ALLIED MORTGAGE GROUP, INC. 2 6.50% $2,632
    AMERISAVE MORTGAGE CORPORATION 2 5.13% $19,911
    AMERICAN FINANCIAL NETWORK, INC. 2 6.69% $5,254
    Wells Fargo Bank 2 5.88% $1,803
    Arvest Bank 2 5.75% $7,481
    Stride Bank 2 6.69% $14,487
    CHURCHILL MORTGAGE CORPORATION 2 6.00% $21,005
    ZILLOW HOME LOANS, LLC 1 6.63% $9,372
    Alaska USA Federal Credit Union 1 6.13% $10,510
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 5.75% $11,554
    AmRes Corporation 1 6.25% $18,655
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 4.75% $5,566
    Atlantic Coast Mortgage, LLC 1 6.75% $6,540
    Bank of England 1 5.50% $9,844
    Barrington Bank & Trust Company, N.A. 1 5.25% $4,230
    BAY EQUITY LLC 1 6.25% $650
    BECKAM FUNDING CORP. 1 6.13% $11,521
    BELEM SERVICING LLC 1 6.99% $9,677
    Bell Bank 1 7.25% $6,097
    BETTER MORTGAGE CORPORATION 1 6.13% $17,437
    BMO Harris Bank 1 7.13% $3,865
    CANOPY MORTGAGE, LLC 1 6.25% $10,209
    DATA MORTGAGE, INC. 1 6.13% $18,823
    DIRECT MORTGAGE, CORP. 1 7.25% $6,182
    ENVOY MORTGAGE, LTD 1 6.25% $7,489
    EVERETT FINANCIAL, INC. 1 5.25% $28,380
    FBC MORTGAGE, LLC 1 6.75% $12,389
    Financial Funding Solutions, Inc. 1 6.25% $4,441
    FirstBank 1 5.75% $18,266
    First Western Trust Bank 1 6.13% $18,087
    Glacier Bank 1 6.13% $6,317
    INTELLILOAN, INC. 1 6.13% $772
    Ixonia Bank 1 5.25% $34,211
    LEADERONE FINANCIAL CORPORATION 1 6.25% $17,959
    MLD MORTGAGE INC. 1 5.13% $12,107
    MORTGAGEONE, INC. 1 5.88% $10,370
    NATIONS DIRECT MORTGAGE, LLC 1 5.13% $5,568
    NFM, INC. 1 6.25% $22,644
    NP, Inc. 1 7.00% $9,765
    Performance Financial, Inc. 1 5.75% $6,776
    PNC Bank 1 6.25% $5,919
    PREMIER LENDING, INC. 1 6.63% $9,253
    PREMIER MORTGAGE RESOURCES, L.L.C. 1 4.99% $12,321
    RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 6.38% $11,226
    Texana Bank 1 6.25% $4,375
    Vellum Mortgage, Inc. 1 6.50% $4,605
    Wallick & Volk, Inc. 1 7.25% $12,992
    Academy Bank 1 5.75% $0

    The top Tucson VA lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 266 VA loans originated. Their average total fees are $8,061, which is $939 higher than the next largest lender, Mortgage Research Center, LLC.

    The lowest fee Tucson VA lenders (with over 10 loans originated) are PLANET HOME LENDING, LLC ($5,341), PULTE MORTGAGE LLC ($5,479), NAVY FEDERAL CREDIT UNION ($5,541), HOMEAMERICAN MORTGAGE CORPORATION ($6,328) and Nations Lending Corporation ($6,563).

    The lowest rate Tucson VA lenders (with over 10 loans originated) are EAGLE HOME MORTGAGE, LLC (4.59%), HOMEAMERICAN MORTGAGE CORPORATION (4.77%), PULTE MORTGAGE LLC (5.12%), DHI MORTGAGE COMPANY, LTD. (5.14%) and KBHS HOME LOANS, LLC (5.29%).

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Tucson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $266,950 (7.0%) $381,596 (5.7%) 0.99 3,610
    2018-02-01 $274,246 (7.0%) $388,338 (4.1%) 1.00 3,499
    2018-03-01 $274,900 (4.1%) $388,216 (2.8%) 0.96 3,449
    2018-04-01 $279,925 (5.9%) $394,203 (4.8%) 0.95 3,276
    2018-05-01 $282,400 (8.7%) $397,709 (5.9%) 0.94 3,219
    2018-06-01 $278,000 (5.5%) $391,960 (4.2%) 0.93 3,121
    2018-07-01 $279,808 (8.5%) $385,922 (5.1%) 0.93 3,089
    2018-08-01 $279,948 (9.8%) $384,745 (6.1%) 0.94 3,044
    2018-09-01 $279,900 (9.2%) $384,625 (5.9%) 0.94 3,102
    2018-10-01 $277,450 (7.0%) $383,700 (4.3%) 0.94 3,358
    2018-11-01 $279,313 (6.7%) $382,574 (1.7%) 0.95 3,480
    2018-12-01 $278,000 (6.9%) $388,460 (2.8%) 0.96 3,440
    2019-01-01 $279,500 (4.7%) $394,391 (3.4%) 0.97 3,367
    2019-02-01 $285,750 (4.2%) $403,772 (4.0%) 0.97 3,416
    2019-03-01 $293,857 (6.9%) $416,220 (7.2%) 0.96 3,288
    2019-04-01 $298,581 (6.7%) $421,878 (7.0%) 0.95 3,201
    2019-05-01 $298,641 (5.8%) $422,167 (6.2%) 0.93 3,040
    2019-06-01 $294,500 (5.9%) $413,490 (5.5%) 0.92 2,886
    2019-07-01 $287,995 (2.9%) $406,364 (5.3%) 0.90 2,793
    2019-08-01 $289,273 (3.3%) $412,402 (7.2%) 0.92 2,717
    2019-09-01 $289,682 (3.5%) $417,264 (8.5%) 0.93 2,739
    2019-10-01 $289,955 (4.5%) $419,182 (9.3%) 0.94 2,783
    2019-11-01 $286,989 (2.8%) $415,873 (8.7%) 0.94 2,814
    2019-12-01 $285,500 (2.7%) $413,647 (6.5%) 0.95 2,672
    2020-01-01 $287,500 (2.9%) $414,853 (5.2%) 0.96 2,501
    2020-02-01 $297,830 (4.2%) $429,226 (6.3%) 0.97 2,448
    2020-03-01 $299,675 (2.0%) $431,529 (3.7%) 0.94 2,404
    2020-04-01 $296,963 (-0.5%) $413,561 (-2.0%) 0.93 2,642
    2020-05-01 $300,000 (0.5%) $425,640 (0.8%) 0.91 2,336
    2020-06-01 $321,950 (9.3%) $456,526 (10.4%) 0.95 1,772
    2020-07-01 $325,000 (12.9%) $453,254 (11.5%) 0.94 1,549
    2020-08-01 $323,270 (11.8%) $459,454 (11.4%) 0.93 1,521
    2020-09-01 $316,332 (9.2%) $465,601 (11.6%) 0.91 1,532
    2020-10-01 $310,000 (6.9%) $459,550 (9.6%) 0.89 1,641
    2020-11-01 $313,439 (9.2%) $470,630 (13.2%) 0.92 1,553
    2020-12-01 $315,000 (10.3%) $472,568 (14.2%) 0.94 1,367
    2021-01-01 $320,000 (11.3%) $494,616 (19.2%) 0.96 1,169
    2021-02-01 $325,000 (9.1%) $515,239 (20.0%) 0.95 939
    2021-03-01 $335,000 (11.8%) $527,242 (22.2%) 0.95 878
    2021-04-01 $342,000 (15.2%) $528,171 (27.7%) 0.93 893
    2021-05-01 $344,000 (14.7%) $520,864 (22.4%) 0.91 933
    2021-06-01 $350,000 (8.7%) $521,079 (14.1%) 0.92 992
    2021-07-01 $350,000 (7.7%) $489,786 (8.1%) 0.92 1,180
    2021-08-01 $359,950 (11.4%) $483,633 (5.3%) 0.96 1,327
    2021-09-01 $359,950 (13.8%) $484,303 (4.0%) 0.96 1,496
    2021-10-01 $359,000 (15.8%) $479,379 (4.3%) 0.96 1,696
    2021-11-01 $359,950 (14.8%) $483,398 (2.7%) 0.96 1,673
    2021-12-01 $361,950 (14.9%) $480,526 (1.7%) 0.98 1,520
    2022-01-01 $364,995 (14.1%) $501,091 (1.3%) 0.99 1,361
    2022-02-01 $375,505 (15.5%) $538,390 (4.5%) 0.98 1,082
    2022-03-01 $388,494 (16.0%) $562,127 (6.6%) 0.97 997
    2022-04-01 $399,500 (16.8%) $566,437 (7.2%) 0.95 1,028
    2022-05-01 $407,000 (18.3%) $580,717 (11.5%) 0.93 1,202
    2022-06-01 $409,950 (17.1%) $567,716 (9.0%) 0.91 1,511
    2022-07-01 $399,990 (14.3%) $540,951 (10.5%) 0.90 1,944
    2022-08-01 $391,199 (8.7%) $519,248 (7.4%) 0.90 2,162
    2022-09-01 $384,123 (6.7%) $507,255 (4.7%) 0.90 2,362
    2022-10-01 $379,000 (5.6%) $505,478 (5.4%) 0.89 2,637
    2022-11-01 $375,000 (4.2%) $510,324 (5.6%) 0.90 2,782
    2022-12-01 $375,000 (3.6%) $508,106 (5.7%) 0.93 2,596
    2023-01-01 $377,000 (3.3%) $524,574 (4.7%) 0.93 2,370
    2023-02-01 $389,000 (3.6%) $547,620 (1.7%) 0.94 2,121
    2023-03-01 $399,950 (3.0%) $565,451 (0.6%) 0.94 1,953
    2023-04-01 $403,675 (1.1%) $582,574 (2.9%) 0.94 1,692
    2023-05-01 $414,350 (1.8%) $595,129 (2.5%) 0.94 1,608
    2023-06-01 $414,997 (1.2%) $588,646 (3.7%) 0.93 1,609
    2023-07-01 $410,000 (2.5%) $583,215 (7.8%) 0.93 1,622
    2023-08-01 $406,025 (3.8%) $575,012 (10.7%) 0.93 1,630
    2023-09-01 $399,900 (4.1%) $570,632 (12.5%) 0.93 1,757
    2023-10-01 $399,000 (5.3%) $552,351 (9.3%) 0.94 2,083
    2023-11-01 $399,900 (6.6%) $555,334 (8.8%) 0.95 2,309
    2023-12-01 $398,900 (6.4%) $548,714 (8.0%) 0.97 2,347
    2024-01-01 $399,000 (5.8%) $556,034 (6.0%) 0.97 2,375
    2024-02-01 $400,000 (2.8%) $570,948 (4.3%) 0.96 2,399
    2024-03-01 $402,700 (0.7%) $568,129 (0.5%) 0.95 2,420
    2024-04-01 $409,299 (1.4%) $572,034 (-1.8%) 0.95 2,491
    2024-05-01 $402,423 (-2.9%) $573,274 (-3.7%) 0.92 2,632
    2024-06-01 $399,000 (-3.9%) $553,625 (-6.0%) 0.91 2,666
    2024-07-01 $395,000 (-3.7%) $534,184 (-8.4%) 0.90 2,751
    2024-08-01 $390,000 (-4.0%) $526,621 (-8.4%) 0.91 2,776
    2024-09-01 $390,000 (-2.5%) $533,285 (-6.5%) 0.92 3,070
    2024-10-01 $395,000 (-1.0%) $536,185 (-2.9%) 0.93 3,274
    2024-11-01 $390,000 (-2.5%) $538,364 (-3.1%) 0.94 3,526
    2024-12-01 $387,825 (-2.8%) $536,660 (-2.2%) 0.96 3,354
    2025-01-01 $391,255 (-1.9%) $543,906 (-2.2%) 0.98 3,445
    2025-02-01 $396,200 (-1.0%) $544,388 (-4.7%) 0.96 3,536
    2025-03-01 $399,000 (-0.9%) $546,330 (-3.8%) 0.94 3,649
    2025-04-01 $396,133 (-3.2%) $545,577 (-4.6%) 0.92 3,899
    Tucson's median listing price for 2025-04-01 was $396,133, a difference of $-13,166 (-3.2%) versus the prior year and $-2,867 versus the prior month.

    Tucson's median listing price comes in at 92% of the national average.

    Tucson's average listing price for 2025-04-01 was $545,577, a difference of $-26,457 (-4.6%) versus the prior year and $-753 versus the prior month.

    For the 2025-04-01 period, Tucson had 3,899 MLS listings, a difference of 250 listings (7%) versus the prior month and 1,408 listings (57%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Tucson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 64 days 2,003 sqft
    2018-02-01 51 days 2,030 sqft
    2018-03-01 50 days 2,036 sqft
    2018-04-01 50 days 2,051 sqft
    2018-05-01 48 days 2,058 sqft
    2018-06-01 50 days 2,013 sqft
    2018-07-01 53 days 2,027 sqft
    2018-08-01 54 days 2,019 sqft
    2018-09-01 52 days 2,020 sqft
    2018-10-01 50 days 1,988 sqft
    2018-11-01 51 days 1,987 sqft
    2018-12-01 58 days 1,964 sqft
    2019-01-01 63 days 1,994 sqft
    2019-02-01 48 days 2,031 sqft
    2019-03-01 48 days 2,058 sqft
    2019-04-01 51 days 2,063 sqft
    2019-05-01 51 days 2,048 sqft
    2019-06-01 51 days 2,050 sqft
    2019-07-01 50 days 2,020 sqft
    2019-08-01 50 days 2,027 sqft
    2019-09-01 49 days 2,026 sqft
    2019-10-01 49 days 2,024 sqft
    2019-11-01 52 days 1,976 sqft
    2019-12-01 60 days 1,960 sqft
    2020-01-01 59 days 1,981 sqft
    2020-02-01 44 days 1,996 sqft
    2020-03-01 43 days 1,997 sqft
    2020-04-01 44 days 1,958 sqft
    2020-05-01 55 days 1,980 sqft
    2020-06-01 57 days 2,010 sqft
    2020-07-01 53 days 2,008 sqft
    2020-08-01 51 days 1,987 sqft
    2020-09-01 47 days 1,938 sqft
    2020-10-01 48 days 1,905 sqft
    2020-11-01 50 days 1,911 sqft
    2020-12-01 55 days 1,905 sqft
    2021-01-01 52 days 1,912 sqft
    2021-02-01 40 days 1,908 sqft
    2021-03-01 38 days 1,922 sqft
    2021-04-01 35 days 1,872 sqft
    2021-05-01 32 days 1,870 sqft
    2021-06-01 32 days 1,879 sqft
    2021-07-01 30 days 1,844 sqft
    2021-08-01 30 days 1,854 sqft
    2021-09-01 32 days 1,851 sqft
    2021-10-01 33 days 1,844 sqft
    2021-11-01 37 days 1,867 sqft
    2021-12-01 44 days 1,862 sqft
    2022-01-01 44 days 1,861 sqft
    2022-02-01 37 days 1,867 sqft
    2022-03-01 35 days 1,878 sqft
    2022-04-01 32 days 1,883 sqft
    2022-05-01 30 days 1,920 sqft
    2022-06-01 30 days 1,914 sqft
    2022-07-01 32 days 1,873 sqft
    2022-08-01 37 days 1,838 sqft
    2022-09-01 41 days 1,816 sqft
    2022-10-01 44 days 1,812 sqft
    2022-11-01 50 days 1,813 sqft
    2022-12-01 60 days 1,812 sqft
    2023-01-01 61 days 1,822 sqft
    2023-02-01 52 days 1,836 sqft
    2023-03-01 47 days 1,860 sqft
    2023-04-01 47 days 1,904 sqft
    2023-05-01 43 days 1,924 sqft
    2023-06-01 43 days 1,959 sqft
    2023-07-01 43 days 1,944 sqft
    2023-08-01 41 days 1,918 sqft
    2023-09-01 41 days 1,904 sqft
    2023-10-01 39 days 1,868 sqft
    2023-11-01 43 days 1,862 sqft
    2023-12-01 51 days 1,852 sqft
    2024-01-01 54 days 1,847 sqft
    2024-02-01 44 days 1,852 sqft
    2024-03-01 44 days 1,849 sqft
    2024-04-01 45 days 1,852 sqft
    2024-05-01 42 days 1,847 sqft
    2024-06-01 45 days 1,839 sqft
    2024-07-01 49 days 1,816 sqft
    2024-08-01 51 days 1,812 sqft
    2024-09-01 52 days 1,812 sqft
    2024-10-01 51 days 1,812 sqft
    2024-11-01 56 days 1,804 sqft
    2024-12-01 63 days 1,781 sqft
    2025-01-01 64 days 1,778 sqft
    2025-02-01 52 days 1,802 sqft
    2025-03-01 50 days 1,817 sqft
    2025-04-01 51 days 1,808 sqft
    Tucson's median listing age (time on market) for 2025-04-01 was 51 days. This is 14% longer than the same period one year ago.

    Tucson's median square footage for active listings during the 2025-04-01 period was 1,808 sqft. One year prior, the average listing was 1,852 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.