Blueleaf Lending Mortgage Rates, Fees & Info

CHICAGO, IL

LEI: 549300AI4ZHB6MX23W09

Tax ID: 87-0788512

5 stars - out of 5 stars, based on 66 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Blueleaf Lending is a small mortgage company specializing in Refi and Home Purchase loans. Blueleaf Lending has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets include Chicago, Denver, Los Angeles, Seattle, and Phoenix among others. Blueleaf Lending has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Blueleaf Lending is typically an average fee lendor.


Originations

4,359

Origination Dollar Volume (All Markets)

$1,508,825,000
Show all (20) awards

Relative Rate

Blueleaf Lending 's average 30 year fixed rate mortgage of loans were 2.97%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.18%.

Relative Fees

Blueleaf Lending 's average total fees for a 30 year fixed rate mortgage are $3,963.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 3,306 $1,095,300,000 $331,307 $3,597 2.88%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 114 $49,500,000 $434,211 $3,627 2.88%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 34 $25,610,000 $753,235 $4,658 2.77%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 44 $24,940,000 $566,818 $4,566 2.85%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 49 $19,145,000 $390,714 $3,578 3.02%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 29 $14,085,000 $485,690 $4,871 2.96%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 15 $11,155,000 $743,667 $4,077 2.80%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 27 $10,575,000 $391,667 $5,353 3.00%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 23 $8,925,000 $388,043 $2,801 2.97%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 35 $8,775,000 $250,714 $3,138 3.02%
Outside of Metro Areas 32 $7,870,000 $245,938 $3,444 2.87%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 18 $7,680,000 $426,667 $5,018 2.85%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 11 $7,555,000 $686,818 $4,738 2.89%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 18 $7,190,000 $399,444 $4,037 2.81%
Whitewater, WI (FHA|USDA|VA) 21 $7,165,000 $341,190 $2,744 2.83%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 21 $7,155,000 $340,714 $3,759 3.20%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 9 $6,865,000 $762,778 $4,080 2.71%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 21 $6,825,000 $325,000 $3,173 3.04%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 17 $6,695,000 $393,824 $5,978 2.79%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 10 $5,950,000 $595,000 $4,047 2.84%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 21 $5,785,000 $275,476 $2,582 2.96%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 8 $5,410,000 $676,250 $4,360 2.92%
NILES, MI (FHA|USDA|VA) 10 $5,080,000 $508,000 $3,953 2.83%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 12 $4,490,000 $374,167 $5,668 2.87%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 13 $4,435,000 $341,154 $4,804 2.93%
Holland, MI (FHA|USDA|VA) 10 $4,030,000 $403,000 $3,361 2.92%
ST. LOUIS, MO-IL (FHA|USDA|VA) 16 $3,830,000 $239,375 $2,953 2.88%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 7 $3,785,000 $540,714 $5,916 3.02%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 7 $3,675,000 $525,000 $4,012 3.11%
RALEIGH-CARY, NC (FHA|USDA|VA) 7 $2,935,000 $419,286 $3,380 3.02%
Traverse City, MI (FHA|USDA|VA) 8 $2,900,000 $362,500 $3,460 2.78%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 5 $2,775,000 $555,000 $5,805 3.03%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 9 $2,605,000 $289,444 $3,201 2.71%
Glenwood Springs, CO (FHA|USDA|VA) 3 $2,515,000 $838,333 $3,595 3.00%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 7 $2,485,000 $355,000 $5,560 3.16%
TUCSON, AZ (FHA|USDA|VA) 9 $2,405,000 $267,222 $3,272 2.86%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 7 $2,385,000 $340,714 $4,397 2.88%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 8 $2,290,000 $286,250 $3,306 2.70%
KANSAS CITY, MO-KS (FHA|USDA|VA) 7 $2,275,000 $325,000 $2,785 2.88%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 5 $2,235,000 $447,000 $3,887 2.98%
ROCKFORD, IL (FHA|USDA|VA) 15 $2,195,000 $146,333 $3,740 2.96%
JACKSONVILLE, FL (FHA|USDA|VA) 5 $2,145,000 $429,000 $4,879 2.68%
COLORADO SPRINGS, CO (FHA|USDA|VA) 7 $2,135,000 $305,000 $2,743 3.05%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 8 $2,110,000 $263,750 $3,427 2.86%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 3 $2,095,000 $698,333 $5,202 2.79%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 8 $2,020,000 $252,500 $2,383 2.69%
Heber, UT (FHA|USDA|VA) 4 $1,980,000 $495,000 $4,939 2.84%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 5 $1,925,000 $385,000 $4,670 3.08%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 7 $1,915,000 $273,571 $3,815 2.64%
COLUMBUS, OH (FHA|USDA|VA) 7 $1,835,000 $262,143 $3,679 2.93%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 7 $1,815,000 $259,286 $3,631 3.02%
PROVO-OREM, UT (FHA|USDA|VA) 1 $1,805,000 $1,805,000 $7,255 2.25%
LAFAYETTE, LA (FHA|USDA|VA) 1 $1,805,000 $1,805,000 $8,101 3.13%
Steamboat Springs, CO (FHA|USDA|VA) 3 $1,795,000 $598,333 $3,340 2.79%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 6 $1,790,000 $298,333 $3,891 2.85%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 5 $1,605,000 $321,000 $3,735 3.10%
Ottawa, IL (FHA|USDA|VA) 8 $1,570,000 $196,250 $2,478 2.88%
BOULDER, CO (FHA|USDA|VA) 4 $1,490,000 $372,500 $2,813 3.06%
SAVANNAH, GA (FHA|USDA|VA) 5 $1,485,000 $297,000 $4,452 3.08%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 3 $1,475,000 $491,667 $4,468 2.71%
ASHEVILLE, NC (FHA|USDA|VA) 3 $1,455,000 $485,000 $4,380 2.58%
Plymouth, IN (FHA|USDA|VA) 5 $1,435,000 $287,000 $2,794 2.73%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 4 $1,320,000 $330,000 $3,309 3.00%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 3 $1,315,000 $438,333 $5,102 2.96%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 7 $1,305,000 $186,429 $2,477 2.80%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 4 $1,240,000 $310,000 $3,688 2.81%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 3 $1,235,000 $411,667 $4,697 3.29%
KANKAKEE, IL (FHA|USDA|VA) 6 $1,220,000 $203,333 $2,994 3.35%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 2 $1,150,000 $575,000 $3,829 2.94%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 5 $1,145,000 $229,000 $3,736 3.03%
ANN ARBOR, MI (FHA|USDA|VA) 4 $1,100,000 $275,000 $3,118 2.69%
RENO, NV (FHA|USDA|VA) 2 $1,090,000 $545,000 $3,696 2.88%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 4 $1,080,000 $270,000 $2,539 3.09%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $1,060,000 $530,000 $6,732 2.94%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $1,060,000 $530,000 $2,807 2.69%
Breckenridge, CO (FHA|USDA|VA) 2 $1,050,000 $525,000 $3,686 2.94%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $965,000 $965,000 $7,018 3.25%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $965,000 $965,000 $3,083 2.88%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $940,000 $470,000 $6,497 2.75%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 4 $910,000 $227,500 $2,819 2.94%
TULSA, OK (FHA|USDA|VA) 4 $890,000 $222,500 $4,032 2.72%
KNOXVILLE, TN (FHA|USDA|VA) 2 $890,000 $445,000 $5,656 2.75%
PEORIA, IL (FHA|USDA|VA) 4 $830,000 $207,500 $2,469 2.53%
FORT COLLINS, CO (FHA|USDA|VA) 2 $780,000 $390,000 $3,131 2.75%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 3 $775,000 $258,333 $2,656 3.04%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1 $775,000 $775,000 $5,627 3.38%
Boone, NC (FHA|USDA|VA) 1 $775,000 $775,000 $5,987 2.63%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 3 $775,000 $258,333 $2,957 2.91%
Key West, FL (FHA|USDA|VA) 1 $755,000 $755,000 $7,666 3.00%
IOWA CITY, IA (FHA|USDA|VA) 2 $750,000 $375,000 $3,261 3.06%
Rochelle, IL (FHA|USDA|VA) 3 $745,000 $248,333 $6,291 2.71%
TYLER, TX (FHA|USDA|VA) 2 $740,000 $370,000 $5,427 2.75%
SALINAS, CA (FHA|USDA|VA) 1 $735,000 $735,000 $5,560 3.38%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $730,000 $365,000 $2,955 2.63%
PITTSBURGH, PA (FHA|USDA|VA) 2 $730,000 $365,000 $5,027 2.63%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $725,000 $725,000 $7,997 3.13%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 2 $710,000 $355,000 $3,370 3.13%
TOLEDO, OH (FHA|USDA|VA) 2 $700,000 $350,000 $4,145 3.00%
MADISON, WI (FHA|USDA|VA) 2 $700,000 $350,000 $2,328 3.00%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 2 $690,000 $345,000 $2,856 2.94%
GREEN BAY, WI (FHA|USDA|VA) 2 $680,000 $340,000 $2,354 2.75%
Edwards, CO (FHA|USDA|VA) 1 $665,000 $665,000 $3,462 3.00%
BLOOMINGTON, IL (FHA|USDA|VA) 2 $610,000 $305,000 $2,875 2.81%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $590,000 $295,000 $3,519 2.81%
TUSCALOOSA, AL (FHA|USDA|VA) 2 $590,000 $295,000 $3,568 2.75%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 2 $560,000 $280,000 $6,128 2.75%
RACINE, WI (FHA|USDA|VA) 3 $555,000 $185,000 $3,091 2.67%
THE VILLAGES, FL (FHA|USDA|VA) 2 $550,000 $275,000 $4,128 2.50%
SALT LAKE CITY, UT (FHA|USDA|VA) 1 $545,000 $545,000 $4,174 3.00%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $545,000 $545,000 $4,046 2.88%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $535,000 $535,000 $3,108 2.25%
BEND, OR (FHA|USDA|VA) 1 $525,000 $525,000 $6,655 2.63%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $525,000 $525,000 $4,165 2.99%
COLUMBIA, SC (FHA|USDA|VA) 3 $495,000 $165,000 $2,977 3.33%
WENATCHEE, WA (FHA|USDA|VA) 2 $490,000 $245,000 $2,358 2.69%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $485,000 $485,000 $4,459 2.00%
SALEM, OR (FHA|USDA|VA) 1 $485,000 $485,000 $11,150 2.88%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 1 $485,000 $485,000 $4,288 3.00%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 2 $470,000 $235,000 $3,797 3.00%
MODESTO, CA (FHA|USDA|VA) 1 $465,000 $465,000 $4,539 2.88%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $445,000 $445,000 $2,808 2.63%
SHEBOYGAN, WI (FHA|USDA|VA) 2 $440,000 $220,000 $2,486 2.69%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $425,000 $425,000 $4,790 2.50%
Juneau, AK (FHA|USDA|VA) 2 $420,000 $210,000 $3,305 2.63%
Outside of Metro Areas 2 $400,000 $200,000 $3,055 2.81%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $375,000 $375,000 $4,055 2.88%
Jacksonville, TX (FHA|USDA|VA) 1 $375,000 $375,000 $7,468 2.50%
CHEYENNE, WY (FHA|USDA|VA) 1 $365,000 $365,000 $3,380 3.13%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $365,000 $365,000 $3,121 3.00%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $355,000 $355,000 $3,501 2.88%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $350,000 $175,000 $2,886 3.06%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $345,000 $345,000 $3,173 3.25%
Baraboo, WI (FHA|USDA|VA) 1 $345,000 $345,000 $2,979 2.00%
STOCKTON, CA (FHA|USDA|VA) 1 $345,000 $345,000 $0 3.13%
BATON ROUGE, LA (FHA|USDA|VA) 1 $345,000 $345,000 $3,593 3.25%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $335,000 $335,000 $3,648 2.88%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $335,000 $335,000 $4,129 2.75%
WORCESTER, MA-CT (FHA|USDA|VA) 2 $330,000 $165,000 $2,862 3.00%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $325,000 $325,000 $7,224 2.25%
Sturgis, MI (FHA|USDA|VA) 2 $320,000 $160,000 $2,445 2.69%
VALDOSTA, GA (FHA|USDA|VA) 1 $315,000 $315,000 $3,046 3.00%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $300,000 $150,000 $3,191 3.25%
Mount Gay-Shamrock, WV (FHA|USDA|VA) 1 $295,000 $295,000 $5,189 3.25%
MORRISTOWN, TN (FHA|USDA|VA) 1 $295,000 $295,000 $9,743 2.25%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $295,000 $295,000 $6,660 2.88%
MUSKEGON, MI (FHA|USDA|VA) 1 $295,000 $295,000 $8,177 2.25%
LINCOLN, NE (FHA|USDA|VA) 2 $290,000 $145,000 $2,071 3.06%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $265,000 $265,000 $1,767 2.75%
Angola, IN (FHA|USDA|VA) 1 $265,000 $265,000 $2,144 2.63%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1 $255,000 $255,000 $2,865 2.88%
GREELEY, CO (FHA|USDA|VA) 1 $255,000 $255,000 $2,418 2.88%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $245,000 $245,000 $3,427 3.25%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $235,000 $235,000 $2,969 2.75%
ST. GEORGE, UT (FHA|USDA|VA) 1 $235,000 $235,000 $2,922 2.88%
OCALA, FL (FHA|USDA|VA) 1 $225,000 $225,000 $4,210 2.88%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $225,000 $225,000 $3,115 3.00%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $215,000 $215,000 $3,061 3.00%
MONTGOMERY, AL (FHA|USDA|VA) 1 $215,000 $215,000 $3,480 2.99%
Beaver Dam, WI (FHA|USDA|VA) 2 $210,000 $105,000 $2,830 2.68%
Georgetown, SC (FHA|USDA|VA) 1 $195,000 $195,000 $2,872 2.25%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $195,000 $195,000 $4,010 2.88%
Grand Rapids, MN (FHA|USDA|VA) 1 $175,000 $175,000 $0 3.38%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $175,000 $175,000 $3,834 2.88%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $165,000 $165,000 $2,888 2.25%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $155,000 $155,000 $6,031 2.75%
AKRON, OH (FHA|USDA|VA) 1 $145,000 $145,000 $3,315 2.88%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $145,000 $145,000 $2,882 2.88%
APPLETON, WI (FHA|USDA|VA) 1 $135,000 $135,000 $2,523 2.63%
JONESBORO, AR (FHA|USDA|VA) 1 $135,000 $135,000 $2,694 2.88%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 1 $135,000 $135,000 $2,266 2.25%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $125,000 $125,000 $3,078 3.00%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $125,000 $125,000 $0 2.99%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $115,000 $115,000 $0 3.63%
Pontiac, IL (FHA|USDA|VA) 1 $115,000 $115,000 $2,884 2.88%
Mayfield, KY (FHA|USDA|VA) 1 $115,000 $115,000 $3,601 2.75%
Freeport, IL (FHA|USDA|VA) 1 $115,000 $115,000 $2,944 2.75%
Laramie, WY (FHA|USDA|VA) 1 $95,000 $95,000 $0 2.00%
Dixon, IL (FHA|USDA|VA) 1 $95,000 $95,000 $5,101 3.63%
MOBILE, AL (FHA|USDA|VA) 1 $95,000 $95,000 $2,458 3.13%
JACKSON, MS (FHA|USDA|VA) 1 $95,000 $95,000 $2,963 2.88%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $95,000 $95,000 $0 2.88%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $85,000 $85,000 $2,976 3.00%
Quincy, IL-MO (FHA|USDA|VA) 1 $65,000 $65,000 $2,102 2.25%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $55,000 $55,000 $3,666 2.75%
KOKOMO, IN (FHA|USDA|VA) 1 $45,000 $45,000 $0 3.50%

Blueleaf Lending 's top markets include Chicago, Denver, Los Angeles, Seattle, and Phoenix among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 4,197 $1,461,665,000 $348,264 $3,495 2.89%
FHA 113 $30,495,000 $269,867 $9,161 2.75%
VA 49 $16,665,000 $340,102 $4,313 2.51%

For the 2021 period, Blueleaf Lending 's most frequently originated loan type of loans were Conventional, with 4,197 originations. Their 2nd most popular type is FHA, with 113 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 2,066 $702,960,000 $340,252 $2,542 2.79%
Home Purchase 1,671 $615,625,000 $368,417 $5,366 2.93%
Cash Out Refi 622 $190,240,000 $305,852 $2,754 3.07%

For the 2021, Blueleaf Lending 's most frequently cited loan purpose of loans were Refi, with 2,066 originations. The 2nd most popular reason of loans were Home Purchase, with 1,671 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 3,437 $1,258,425,000 $366,141 $3,963 2.97%
15 Year 610 $158,570,000 $259,951 $2,616 2.44%
20 Year 210 $60,320,000 $287,238 $2,558 2.78%
10 Year 55 $10,075,000 $183,182 $2,248 2.39%
Other 38 $14,720,000 $387,368 $2,523 3.05%
5 Year 9 $6,715,000 $746,111 $0 4.14%

For the 2021, Blueleaf Lending 's most frequently cited loan length of loans were 30 Year, with 3,437 originations. The 2nd most popular length of loans were 15 Year, with 610 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 3,577 $1,218,305,000 $340,594
$2k-3k 208 $82,940,000 $398,750
$3k-4k 98 $54,170,000 $552,755
$5k+ 32 $21,890,000 $684,063
$<1k 28 $8,490,000 $303,214

$3,963 of loans were Blueleaf Lending 's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 3,577 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 2,359 $876,155,000 $371,409
3-4% 1,171 $384,965,000 $328,749
<2.5% 794 $235,310,000 $296,360
4-5% 33 $12,075,000 $365,909
5-6% 2 $320,000 $160,000

During 2021, Blueleaf Lending 's average interest rate of loans were 2.97%, while their most frequently originated rate bucket of loans were 2.5-3%, with 2,359 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 2,072 $604,530,000 $291,762 $3,521 2.87%
$400k-600k 907 $442,365,000 $487,723 $3,979 2.88%
$100k-200k 892 $137,430,000 $154,070 $3,077 2.89%
$600k-1MM 279 $209,985,000 $752,634 $4,964 2.98%
$100,000 or less 133 $10,615,000 $79,812 $2,986 2.92%
$1MM+ 76 $103,900,000 $1,367,105 $6,430 2.83%

2021 saw Blueleaf Lending place emphasis on $200k-400k loans with 2,072 originations, totaling $604,530,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 1,113 $350,105,000 $314,560 $3,498 2.89%
$150k-250k 1,069 $416,355,000 $389,481 $3,553 2.87%
$250k+ 686 $394,670,000 $575,321 $4,154 2.89%
$75k-100k 675 $178,755,000 $264,822 $3,571 2.88%
$50k-75k 570 $120,260,000 $210,982 $3,823 2.89%
$50k or less 234 $39,850,000 $170,299 $3,628 2.82%

Blueleaf Lending lent most frequently to those with incomes in the $100k-150k range, with 1,113 originations. The second most popular income band? $150k-250k, with 1,069 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 1,161 $418,355,000 $360,340 $3,539 2.83%
30-36% 889 $308,435,000 $346,946 $3,635 2.89%
<20% 502 $178,030,000 $354,641 $3,051 2.82%
38% 171 $59,365,000 $347,164 $3,857 2.90%
39% 161 $55,235,000 $343,075 $3,728 2.89%
42% 148 $51,640,000 $348,919 $3,743 2.94%
37% 141 $48,325,000 $342,730 $3,803 2.91%
43% 140 $46,770,000 $334,071 $4,037 2.99%
44% 137 $42,605,000 $310,985 $3,796 2.96%
36% 136 $46,000,000 $338,235 $3,437 2.93%
40% 126 $47,980,000 $380,794 $4,024 2.92%
41% 120 $38,730,000 $322,750 $3,840 3.01%
49% 112 $35,780,000 $319,464 $4,424 2.94%
45% 94 $28,200,000 $300,000 $3,858 2.97%
46% 87 $27,075,000 $311,207 $4,032 2.89%
48% 82 $24,960,000 $304,390 $3,835 2.91%
47% 71 $22,055,000 $310,634 $4,511 2.95%
50-60% 43 $11,785,000 $274,070 $7,263 2.83%
>60% 4 $1,130,000 $282,500 $4,985 2.81%

Blueleaf Lending lent most frequently to those with DTI ratios of 20-30%, with 1,161 originations. The next most common DTI ratio? 30-36%, with 889 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 3,614 $1,251,690,000 $346,345 $3,570 2.88%
Asian 301 $120,145,000 $399,153 $3,985 2.87%
Not provided 284 $90,690,000 $319,331 $4,140 2.92%
Black 134 $34,940,000 $260,746 $4,480 2.98%
Not applicable 8 $6,670,000 $833,750 $0 4.11%
American Indian 15 $3,515,000 $234,333 $4,824 2.71%
Native Hawaiian 2 $860,000 $430,000 $7,993 2.63%
Vietnamese 1 $315,000 $315,000 $1,983 2.50%

Approval Rates

Total approvals of all applications
97.61%

Blueleaf Lending has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
76.79%

Blueleaf Lending has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 4,359 $1,508,825,000 $346,140

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
4,359 $1,508,825,000 $346,140

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 177 $47,055,000 $265,847 $2,996 2.69%
40-60% 851 $268,185,000 $315,141 $2,767 2.75%
60-80% 2,043 $738,225,000 $361,344 $3,208 2.94%
80-100% 1,262 $448,410,000 $355,317 $4,950 2.91%
Over 100% 7 $3,495,000 $499,286 $10,817 3.11%
Under 20% 19 $3,455,000 $181,842 $2,848 2.72%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
Blueleven Capital Corporation Conventional home mortgage Closing on a mortgage 1 100.0%