Blueleaf Lending Mortgage Rates, Fees & Info
CHICAGO, ILLEI: 549300AI4ZHB6MX23W09
Tax ID: 87-0788512
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Overview
Blueleaf Lending is a small mortgage company specializing in Refi and Home Purchase loans. Blueleaf Lending has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets include Chicago, Denver, Los Angeles, Seattle, and Phoenix among others. Blueleaf Lending has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Blueleaf Lending is typically an average fee lendor.Originations
4,359Origination Dollar Volume (All Markets)
$1,508,825,000Awards
BLUELEAF LENDING - 2021
BLUELEAF LENDING is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Blueleaf Lending 's average 30 year fixed rate mortgage of loans were
2.97%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.18%.
Relative Fees
Blueleaf Lending 's average total fees for a 30 year fixed rate
mortgage are $3,963.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 3,306 | $1,095,300,000 | $331,307 | $3,597 | 2.88% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 114 | $49,500,000 | $434,211 | $3,627 | 2.88% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 34 | $25,610,000 | $753,235 | $4,658 | 2.77% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 44 | $24,940,000 | $566,818 | $4,566 | 2.85% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 49 | $19,145,000 | $390,714 | $3,578 | 3.02% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 29 | $14,085,000 | $485,690 | $4,871 | 2.96% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 15 | $11,155,000 | $743,667 | $4,077 | 2.80% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 27 | $10,575,000 | $391,667 | $5,353 | 3.00% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 23 | $8,925,000 | $388,043 | $2,801 | 2.97% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 35 | $8,775,000 | $250,714 | $3,138 | 3.02% |
| Outside of Metro Areas | 32 | $7,870,000 | $245,938 | $3,444 | 2.87% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 18 | $7,680,000 | $426,667 | $5,018 | 2.85% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 11 | $7,555,000 | $686,818 | $4,738 | 2.89% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 18 | $7,190,000 | $399,444 | $4,037 | 2.81% |
| Whitewater, WI (FHA|USDA|VA) | 21 | $7,165,000 | $341,190 | $2,744 | 2.83% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 21 | $7,155,000 | $340,714 | $3,759 | 3.20% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 9 | $6,865,000 | $762,778 | $4,080 | 2.71% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 21 | $6,825,000 | $325,000 | $3,173 | 3.04% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 17 | $6,695,000 | $393,824 | $5,978 | 2.79% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 10 | $5,950,000 | $595,000 | $4,047 | 2.84% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 21 | $5,785,000 | $275,476 | $2,582 | 2.96% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 8 | $5,410,000 | $676,250 | $4,360 | 2.92% |
| NILES, MI (FHA|USDA|VA) | 10 | $5,080,000 | $508,000 | $3,953 | 2.83% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 12 | $4,490,000 | $374,167 | $5,668 | 2.87% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 13 | $4,435,000 | $341,154 | $4,804 | 2.93% |
| Holland, MI (FHA|USDA|VA) | 10 | $4,030,000 | $403,000 | $3,361 | 2.92% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 16 | $3,830,000 | $239,375 | $2,953 | 2.88% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 7 | $3,785,000 | $540,714 | $5,916 | 3.02% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 7 | $3,675,000 | $525,000 | $4,012 | 3.11% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 7 | $2,935,000 | $419,286 | $3,380 | 3.02% |
| Traverse City, MI (FHA|USDA|VA) | 8 | $2,900,000 | $362,500 | $3,460 | 2.78% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 5 | $2,775,000 | $555,000 | $5,805 | 3.03% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 9 | $2,605,000 | $289,444 | $3,201 | 2.71% |
| Glenwood Springs, CO (FHA|USDA|VA) | 3 | $2,515,000 | $838,333 | $3,595 | 3.00% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 7 | $2,485,000 | $355,000 | $5,560 | 3.16% |
| TUCSON, AZ (FHA|USDA|VA) | 9 | $2,405,000 | $267,222 | $3,272 | 2.86% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 7 | $2,385,000 | $340,714 | $4,397 | 2.88% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 8 | $2,290,000 | $286,250 | $3,306 | 2.70% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 7 | $2,275,000 | $325,000 | $2,785 | 2.88% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 5 | $2,235,000 | $447,000 | $3,887 | 2.98% |
| ROCKFORD, IL (FHA|USDA|VA) | 15 | $2,195,000 | $146,333 | $3,740 | 2.96% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 5 | $2,145,000 | $429,000 | $4,879 | 2.68% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 7 | $2,135,000 | $305,000 | $2,743 | 3.05% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 8 | $2,110,000 | $263,750 | $3,427 | 2.86% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 3 | $2,095,000 | $698,333 | $5,202 | 2.79% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 8 | $2,020,000 | $252,500 | $2,383 | 2.69% |
| Heber, UT (FHA|USDA|VA) | 4 | $1,980,000 | $495,000 | $4,939 | 2.84% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 5 | $1,925,000 | $385,000 | $4,670 | 3.08% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 7 | $1,915,000 | $273,571 | $3,815 | 2.64% |
| COLUMBUS, OH (FHA|USDA|VA) | 7 | $1,835,000 | $262,143 | $3,679 | 2.93% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 7 | $1,815,000 | $259,286 | $3,631 | 3.02% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $1,805,000 | $1,805,000 | $7,255 | 2.25% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $1,805,000 | $1,805,000 | $8,101 | 3.13% |
| Steamboat Springs, CO (FHA|USDA|VA) | 3 | $1,795,000 | $598,333 | $3,340 | 2.79% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 6 | $1,790,000 | $298,333 | $3,891 | 2.85% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 5 | $1,605,000 | $321,000 | $3,735 | 3.10% |
| Ottawa, IL (FHA|USDA|VA) | 8 | $1,570,000 | $196,250 | $2,478 | 2.88% |
| BOULDER, CO (FHA|USDA|VA) | 4 | $1,490,000 | $372,500 | $2,813 | 3.06% |
| SAVANNAH, GA (FHA|USDA|VA) | 5 | $1,485,000 | $297,000 | $4,452 | 3.08% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $1,475,000 | $491,667 | $4,468 | 2.71% |
| ASHEVILLE, NC (FHA|USDA|VA) | 3 | $1,455,000 | $485,000 | $4,380 | 2.58% |
| Plymouth, IN (FHA|USDA|VA) | 5 | $1,435,000 | $287,000 | $2,794 | 2.73% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 4 | $1,320,000 | $330,000 | $3,309 | 3.00% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $1,315,000 | $438,333 | $5,102 | 2.96% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 7 | $1,305,000 | $186,429 | $2,477 | 2.80% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $3,688 | 2.81% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 3 | $1,235,000 | $411,667 | $4,697 | 3.29% |
| KANKAKEE, IL (FHA|USDA|VA) | 6 | $1,220,000 | $203,333 | $2,994 | 3.35% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 2 | $1,150,000 | $575,000 | $3,829 | 2.94% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $3,736 | 3.03% |
| ANN ARBOR, MI (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $3,118 | 2.69% |
| RENO, NV (FHA|USDA|VA) | 2 | $1,090,000 | $545,000 | $3,696 | 2.88% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $2,539 | 3.09% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $1,060,000 | $530,000 | $6,732 | 2.94% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 2 | $1,060,000 | $530,000 | $2,807 | 2.69% |
| Breckenridge, CO (FHA|USDA|VA) | 2 | $1,050,000 | $525,000 | $3,686 | 2.94% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $965,000 | $965,000 | $7,018 | 3.25% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $965,000 | $965,000 | $3,083 | 2.88% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $6,497 | 2.75% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $2,819 | 2.94% |
| TULSA, OK (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $4,032 | 2.72% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $5,656 | 2.75% |
| PEORIA, IL (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $2,469 | 2.53% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $3,131 | 2.75% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $2,656 | 3.04% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $775,000 | $775,000 | $5,627 | 3.38% |
| Boone, NC (FHA|USDA|VA) | 1 | $775,000 | $775,000 | $5,987 | 2.63% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $2,957 | 2.91% |
| Key West, FL (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $7,666 | 3.00% |
| IOWA CITY, IA (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $3,261 | 3.06% |
| Rochelle, IL (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $6,291 | 2.71% |
| TYLER, TX (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $5,427 | 2.75% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $5,560 | 3.38% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $2,955 | 2.63% |
| PITTSBURGH, PA (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $5,027 | 2.63% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $7,997 | 3.13% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $3,370 | 3.13% |
| TOLEDO, OH (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $4,145 | 3.00% |
| MADISON, WI (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $2,328 | 3.00% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $2,856 | 2.94% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $2,354 | 2.75% |
| Edwards, CO (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $3,462 | 3.00% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $2,875 | 2.81% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $3,519 | 2.81% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $3,568 | 2.75% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $6,128 | 2.75% |
| RACINE, WI (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $3,091 | 2.67% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $4,128 | 2.50% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,174 | 3.00% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,046 | 2.88% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $3,108 | 2.25% |
| BEND, OR (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $6,655 | 2.63% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $4,165 | 2.99% |
| COLUMBIA, SC (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $2,977 | 3.33% |
| WENATCHEE, WA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,358 | 2.69% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $4,459 | 2.00% |
| SALEM, OR (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $11,150 | 2.88% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $4,288 | 3.00% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,797 | 3.00% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $4,539 | 2.88% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $2,808 | 2.63% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $2,486 | 2.69% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,790 | 2.50% |
| Juneau, AK (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,305 | 2.63% |
| Outside of Metro Areas | 2 | $400,000 | $200,000 | $3,055 | 2.81% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,055 | 2.88% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $7,468 | 2.50% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,380 | 3.13% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,121 | 3.00% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,501 | 2.88% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,886 | 3.06% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,173 | 3.25% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,979 | 2.00% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 3.13% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,593 | 3.25% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,648 | 2.88% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,129 | 2.75% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,862 | 3.00% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,224 | 2.25% |
| Sturgis, MI (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,445 | 2.69% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,046 | 3.00% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,191 | 3.25% |
| Mount Gay-Shamrock, WV (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,189 | 3.25% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,743 | 2.25% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,660 | 2.88% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,177 | 2.25% |
| LINCOLN, NE (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,071 | 3.06% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,767 | 2.75% |
| Angola, IN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,144 | 2.63% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,865 | 2.88% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,418 | 2.88% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,427 | 3.25% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,969 | 2.75% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,922 | 2.88% |
| OCALA, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,210 | 2.88% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,115 | 3.00% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,061 | 3.00% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,480 | 2.99% |
| Beaver Dam, WI (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $2,830 | 2.68% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,872 | 2.25% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,010 | 2.88% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 3.38% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,834 | 2.88% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,888 | 2.25% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,031 | 2.75% |
| AKRON, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,315 | 2.88% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,882 | 2.88% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,523 | 2.63% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,694 | 2.88% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,266 | 2.25% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,078 | 3.00% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 2.99% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 3.63% |
| Pontiac, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,884 | 2.88% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,601 | 2.75% |
| Freeport, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,944 | 2.75% |
| Laramie, WY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 2.00% |
| Dixon, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,101 | 3.63% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,458 | 3.13% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,963 | 2.88% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 2.88% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,976 | 3.00% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,102 | 2.25% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,666 | 2.75% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 3.50% |
Blueleaf Lending 's top markets include Chicago, Denver, Los Angeles, Seattle, and Phoenix among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 4,197 | $1,461,665,000 | $348,264 | $3,495 | 2.89% |
| FHA | 113 | $30,495,000 | $269,867 | $9,161 | 2.75% |
| VA | 49 | $16,665,000 | $340,102 | $4,313 | 2.51% |
For the 2021 period, Blueleaf Lending 's most frequently originated loan type of loans were Conventional, with 4,197 originations. Their 2nd most popular type is FHA, with 113 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Refi | 2,066 | $702,960,000 | $340,252 | $2,542 | 2.79% |
| Home Purchase | 1,671 | $615,625,000 | $368,417 | $5,366 | 2.93% |
| Cash Out Refi | 622 | $190,240,000 | $305,852 | $2,754 | 3.07% |
For the 2021, Blueleaf Lending 's most frequently cited loan purpose of loans were Refi, with 2,066 originations. The 2nd most popular reason of loans were Home Purchase, with 1,671 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 3,437 | $1,258,425,000 | $366,141 | $3,963 | 2.97% |
| 15 Year | 610 | $158,570,000 | $259,951 | $2,616 | 2.44% |
| 20 Year | 210 | $60,320,000 | $287,238 | $2,558 | 2.78% |
| 10 Year | 55 | $10,075,000 | $183,182 | $2,248 | 2.39% |
| Other | 38 | $14,720,000 | $387,368 | $2,523 | 3.05% |
| 5 Year | 9 | $6,715,000 | $746,111 | $0 | 4.14% |
For the 2021, Blueleaf Lending 's most frequently cited loan length of loans were 30 Year, with 3,437 originations. The 2nd most popular length of loans were 15 Year, with 610 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $1k-2k | 3,577 | $1,218,305,000 | $340,594 |
| $2k-3k | 208 | $82,940,000 | $398,750 |
| $3k-4k | 98 | $54,170,000 | $552,755 |
| $5k+ | 32 | $21,890,000 | $684,063 |
| $<1k | 28 | $8,490,000 | $303,214 |
$3,963 of loans were Blueleaf Lending 's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 3,577 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 2,359 | $876,155,000 | $371,409 |
| 3-4% | 1,171 | $384,965,000 | $328,749 |
| <2.5% | 794 | $235,310,000 | $296,360 |
| 4-5% | 33 | $12,075,000 | $365,909 |
| 5-6% | 2 | $320,000 | $160,000 |
During 2021, Blueleaf Lending 's average interest rate of loans were 2.97%, while their most frequently originated rate bucket of loans were 2.5-3%, with 2,359 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 2,072 | $604,530,000 | $291,762 | $3,521 | 2.87% |
| $400k-600k | 907 | $442,365,000 | $487,723 | $3,979 | 2.88% |
| $100k-200k | 892 | $137,430,000 | $154,070 | $3,077 | 2.89% |
| $600k-1MM | 279 | $209,985,000 | $752,634 | $4,964 | 2.98% |
| $100,000 or less | 133 | $10,615,000 | $79,812 | $2,986 | 2.92% |
| $1MM+ | 76 | $103,900,000 | $1,367,105 | $6,430 | 2.83% |
2021 saw Blueleaf Lending place emphasis on $200k-400k loans with 2,072 originations, totaling $604,530,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-150k | 1,113 | $350,105,000 | $314,560 | $3,498 | 2.89% |
| $150k-250k | 1,069 | $416,355,000 | $389,481 | $3,553 | 2.87% |
| $250k+ | 686 | $394,670,000 | $575,321 | $4,154 | 2.89% |
| $75k-100k | 675 | $178,755,000 | $264,822 | $3,571 | 2.88% |
| $50k-75k | 570 | $120,260,000 | $210,982 | $3,823 | 2.89% |
| $50k or less | 234 | $39,850,000 | $170,299 | $3,628 | 2.82% |
Blueleaf Lending lent most frequently to those with incomes in the $100k-150k range, with 1,113 originations. The second most popular income band? $150k-250k, with 1,069 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 1,161 | $418,355,000 | $360,340 | $3,539 | 2.83% |
| 30-36% | 889 | $308,435,000 | $346,946 | $3,635 | 2.89% |
| <20% | 502 | $178,030,000 | $354,641 | $3,051 | 2.82% |
| 38% | 171 | $59,365,000 | $347,164 | $3,857 | 2.90% |
| 39% | 161 | $55,235,000 | $343,075 | $3,728 | 2.89% |
| 42% | 148 | $51,640,000 | $348,919 | $3,743 | 2.94% |
| 37% | 141 | $48,325,000 | $342,730 | $3,803 | 2.91% |
| 43% | 140 | $46,770,000 | $334,071 | $4,037 | 2.99% |
| 44% | 137 | $42,605,000 | $310,985 | $3,796 | 2.96% |
| 36% | 136 | $46,000,000 | $338,235 | $3,437 | 2.93% |
| 40% | 126 | $47,980,000 | $380,794 | $4,024 | 2.92% |
| 41% | 120 | $38,730,000 | $322,750 | $3,840 | 3.01% |
| 49% | 112 | $35,780,000 | $319,464 | $4,424 | 2.94% |
| 45% | 94 | $28,200,000 | $300,000 | $3,858 | 2.97% |
| 46% | 87 | $27,075,000 | $311,207 | $4,032 | 2.89% |
| 48% | 82 | $24,960,000 | $304,390 | $3,835 | 2.91% |
| 47% | 71 | $22,055,000 | $310,634 | $4,511 | 2.95% |
| 50-60% | 43 | $11,785,000 | $274,070 | $7,263 | 2.83% |
| >60% | 4 | $1,130,000 | $282,500 | $4,985 | 2.81% |
Blueleaf Lending lent most frequently to those with DTI ratios of 20-30%, with 1,161 originations. The next most common DTI ratio? 30-36%, with 889 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 3,614 | $1,251,690,000 | $346,345 | $3,570 | 2.88% |
| Asian | 301 | $120,145,000 | $399,153 | $3,985 | 2.87% |
| Not provided | 284 | $90,690,000 | $319,331 | $4,140 | 2.92% |
| Black | 134 | $34,940,000 | $260,746 | $4,480 | 2.98% |
| Not applicable | 8 | $6,670,000 | $833,750 | $0 | 4.11% |
| American Indian | 15 | $3,515,000 | $234,333 | $4,824 | 2.71% |
| Native Hawaiian | 2 | $860,000 | $430,000 | $7,993 | 2.63% |
| Vietnamese | 1 | $315,000 | $315,000 | $1,983 | 2.50% |
Approval Rates
Total approvals of all applications97.61%
Blueleaf Lending has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination76.79%
Blueleaf Lending has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 4,359 | $1,508,825,000 | $346,140 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4,359 | $1,508,825,000 | $346,140 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 177 | $47,055,000 | $265,847 | $2,996 | 2.69% |
| 40-60% | 851 | $268,185,000 | $315,141 | $2,767 | 2.75% |
| 60-80% | 2,043 | $738,225,000 | $361,344 | $3,208 | 2.94% |
| 80-100% | 1,262 | $448,410,000 | $355,317 | $4,950 | 2.91% |
| Over 100% | 7 | $3,495,000 | $499,286 | $10,817 | 3.11% |
| Under 20% | 19 | $3,455,000 | $181,842 | $2,848 | 2.72% |
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Blueleven Capital Corporation | Conventional home mortgage | Closing on a mortgage | 1 | 100.0% |
